Digital Homebook 5171 N. Hacienda Del Sol Rd.

Page 1

5171N.HaciendaDelSolRd. Tucson,AZ85718

• Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions.

DO NOT TRUST EMAILS SEEKING PERSONAL/FINANCIAL INFORMATION

DO NOT TRUST EMAILS CONTAINING WIRE INSTRUCTIONS

Before you wire funds to any party (including your lawyer, title agent, mortgage broker, or real estate agent) personally meet them or call a verified telephone number (not the telephone number in the email) to confirm before you act!

Client Date Client Date

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• If you receive an email requesting personal/financial information or asking you to download, click on a link, send, and/or do anything that may seem unusual to you, call your escrow officer immediately prior to acting on the suspicious email to verify the validity of the email.

TRUST YOUR SOURCE OF INFORMATION

Criminals are targeting social media and email to steal information. This is particularly common in real estate transactions because sensitive data, including social security numbers, bank account numbers, and wire instructions are often sent by electronic means. We do not want you to be the next victim of wire fraud. Money wired to a fraudulent account is stolen money that typically cannot be recovered. Additionally, there is generally no insurance for this loss. You may never get the money back.

• It is imperative that this call be made to a number obtained in person from the individual or through other reliable means, not from a number provided in the email or the wiring instructions

Immediately notify your banking institution and Settlement/Title Company if you are a victim of wire fraud.

There are many online sources that can provide useful information regarding similar topics including, but not limited to, the following sites:

WIRE FRAUD ADVISORY

• If you receive an email containing wire transfer instructions, immediately call your escrow officer to ensure the validity of the instructions.

The undersigned acknowledges receipt of this Wire Fraud Advisory.

PROTECT YOURSELF VERIFY AND NOTIFY

The National White Collar Crime Center @ http://www.nw3c.org/research

The Federal Bureau of Investigation @ https://www.fbi.gov/scams and safety

IMPORTANT -- PLEASE READ CAREFULLY:

This report is not an insured product or service or a representation of the condition of title to real property. It is not an abst ract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above. First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.

LIMITATION OF LIABILITY FOR INFORMATIONAL REPORTS

Data Provided By: American Title Ins

Co © 2022 CoreLogic. All rights reserved

First

Subject Property 5171 N Hacienda Del Sol Rd APN:AZTucson85718108-13-3430

The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.

Disclaimer

Data Provided By: First American Title Ins Co

© 2022 CoreLogic. All rights reserved

This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy.

Legal Lot : 7

Seller Name : Haobeich George

Prior Deed Type : Warranty Deed

Owner Name : Sumlin Kevin Warren

County : Pima, Az

Recording/Sale Date : 12/21/2018 / 12/18/2018

Owner OccupiedIndicator : O

Owner Information

Last Market Sale Information

1st Mtg Int. Rate/Type : 4.38% / Adjustable Int Rate Loan

Prior 1st Mtg Amt/Type : $840,000 / Conv

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/16/2022

Prior Lender : Northern Tr

© 2022 CoreLogic. All rights reserved

Map Reference : 16-13S-14E

Sale Price : $1,695,000

Document # : 3550361

Mailing Address : 5171 N Hacienda Del Sol Rd, Tucson AZ 85718-6024 C046

Lender : American Momentum Bk

Customer Name : Chantel Cortez

Prior Doc Number : 13519-2680

Legal Description : Eleven Arches Lot 7

Census Tract / Block : 47.11 / 3

Price Per SqFt : $215.79

Subject Property :   5171 N Hacienda Del Sol Rd Tucson AZ 85718

APN : 108-13-3430

Location Information

Alternate APN : 108-13-127S

Township-Range- Sect : 13S-14E-16

School District : Catalina Foothills

1st Mtg Document # : 3550362

Prior Sale Information

Prior Rec/Sale Date : 03/20/2009 / 03/18/2009

1st Mtg Amount/Type : $1,356,000 / Cnv

Legal Book/Page : 39-3

Prior Sale Price : $1,200,000

Prior 1st Mtg Rate/Type : $5.50 / Adjustable Int Rate Loan

Subdivision : Eleven Arches

Market Area : 12

Deed Type : Warranty Deed

Munic/Township : Catalina Foothills

1st Mtg Term : 30

Title Company : Fidelity Nat'l Title Agcy Inc

Zoning : CR-1 Lot Size : 48,352

Property Characteristics

Cooling Type : Forced Air Condition : Excellent

Total Value : $1,539,083 Property Tax : $18,240.15

© 2022 CoreLogic. All rights reserved

Living Area : 7,855 Roof Material : Built-up Air Cond : Refrigeration

# of Stories : 2

Year Built / Eff : 2008

Property Information

Assessed Year : 2021 Market Value : $1,539,083 Current YearValue :Land $50

Patio Type : Covered Patio Pool Size : 450

Heat Type : Forced Air Quality : Fair

Exterior wall : Frame Wood Bath Fixtures : 20

County Use : Single Fam Resurban Subd

Customer Name : Chantel Cortez

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/16/2022

Total Rooms : 14

Lot Acres : 1.11 State Use : Single Fam Resurban Subd

Tax Year : 2021 Current AssessedYear : 2023

Capacity :Garage 3 Pool : Pool

Tax Rate Area : 1600 Current ImprovementYearValue : $177,248

Land Use : Sfr

Gross Area : 7,855

Parking Type : Garage

Tax Information

Current YearValue :Total $177,299

Total TaxableValue : $152,896

N

WhalebackN Pl

5

Dr

6

Canyon Wind Pl

1

Summary 5171 Hacienda 1,695,000 1,539,083 12/21/2018 7,855 48,352 2008 CR-1 6015 N 3,450,000 1,692,386 06/10/2022 6,844 44,625 2009 1.08 CR-1 5226 N 3,500,000 1,162,430 06/15/2022 6,930 102,366 1941 1.33 CR-1 3697 E 3,850,000 1,905,232 01/19/2022 7,806 57,251 2002 2.65 CR-1 7288 N 3,795,000 1,723,684 12/07/2021 7,127 73,008 1999 2.68 CR-1 401 N Sierra Vista 1,425,000 1,055,113 11/19/2021 7,515 32,083 1943 4.2 R-1 6320 2,850,000 1,559,896 04/01/2022 6,905 21,703 1998 4.3 CR-4 5090 1,800,000 1,235,911 04/29/2022 6,731 37,597 2000 4.34 CR-1 7166 2,850,000 1,278,536 06/30/2022 6,850 30,381 1996 4.71 CR-1 2845 N Ynez 2,200,000 1,192,257 06/23/2022 7,557 44,765 1977 4.73 CR-2

Criteria $1,695,000 $1,425,000 $3,850,000 $2,802,000

Price Per Square $215.79 $190 $532 $390.42

7

6

7

Customer Company Name :

© 2022 CoreLogic. All rights reserved

of Comparables # Address Sale Price TotalValueAssessed Sale Date Bed Bath Living Area Lot Size YearBuilt (Miles)Dist Zoning S

8

Customer : Chantel Cortez FIRST AMERICAN TITLE On 09/16/2022

2

Sales Analysis

:

6

Del Sol Rd

Bldg/Living Area 7855 6731 7866 7213

7

E Desert Moon Loop

5

PreciadoCamino

3

Subject Property Low High Average Sale Price

8

5

BathroomsBedrooms 7 5 8 6 Stories 2 1 2 1 Total Assessed Value $1,539,083 $1,055,113

7

7

Foot

CanyonCloudPl

N CanyonMarlinPl

Distance From Subject 0

Santa

Pl

Prepared

LaderoCalle

6

Lot

Year Built 2008 1941 2009 1986 Size 48,352 21,703 102,366 48,824 $1,905,232 $1,425,741 1.08 4.88 3.49

4

9

Name

10 6494 N CanyonVentanaDr 2,300,000 1,451,963 09/01/2022 7 7,866 44,462 1995 4.88 CR-4 Distressed Sales = Map Customer Name : Chantel Cortez Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/16/2022 © 2022 CoreLogic. All rights reserved

Subject Property :   5171 N Hacienda Del Sol Rd Tucson AZ 85718

Name : Chantel Cortez

Customer

Customer On

Company Name : FIRST AMERICAN TITLE Prepared

: 09/16/2022 © 2022 CoreLogic. All rights reserved

Customer Company Name : FIRST AMERICAN TITLE

Prepared On : 09/16/2022

Customer Name : Chantel Cortez

© 2022 CoreLogic. All rights reserved

5171N.HaciendaDelSolRd. Tucson,AZ85718

SchoolsArizona For detailed information and statistics on Arizona schools please go ©2021FirstFirsthttps://azreportcards.azed.gov/toAmericanTitleInsuranceCompany,andtheoperatingdivisionsthereof,makenoexpressorimpliedwarrantyrespectingtheinformationpresentedandassumenoresponsibilityforerrorsoromissions.American,theeaglelogo,FirstAmericanTitle,andfirstam.comareregisteredtrademarksortrademarksofFirstAmericanFinancialCorporationand/oritsaffiliates.FirstAmericanFinancialCorporationand/oritsaffiliates.Allrightsreserved.NYSE:FAF05117910421

01

EDesertDove

SHelvetiaRdUNIFIED N. Well Road, Ajo, AZ 85321 520.387.5618 VALLEY S. Sasabe Road, Tucson, AZ 85736 520.822.1484 W. Wetmore, Tucson, AZ 85705 520.696.5000 FOOTHILS E. River Road, Tucson, AZ 85718 520.209.7500 CONTINENTAL ELEMENTARY 1991 E. Whitehouse Canyon, Green Valley, AZ 85614 520.625.4581 FLOWING WELLS UNIFIED 1556 W. Prince Road, Tucson, AZ 85705 520.696.8800 MARANA UNIFIED 11279 W. Grier Road, Marana, AZ 85653 520.682.3243 PIMA COUNTY JTED 2855 W. Master Pieces Dr, Tucson, AZ 85741 520.352.5833 SAHUARITA UNIFIED W. Sahuarita Road, Sahuarita, AZ 85629 520.625.3502 SUNNYSIDE UNIFIED 2238 E. Ginter Road, Tucson, AZ 85706 520.545.2000

WAnamax Mine Rd dRhRiGWacaanc Road424 WRagged Top Rd W Ruby Star Dr WBritten RanchRd W Pima Mine Rd S Mcgee RanchRd E Edw n Rd SGuildRd 80 NKINNEYRD SPICACHOHWYE BAUMGARTNER RD SNANDARIORDNANWAYRD W VALENCIA RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRVINGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARRD PARK LINK DR SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 77 86 86 286 10 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Oracle Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Red Rock Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Oracle Junction Cortaro Continental Littletown 20 30 13 15 51 39 12 01 01 08 10 16 11 06 PIMA COUNTY School District Information This map is provided for general location only. Please contact school districts for actual street boundaries SCHOOL DISTRICTS 15 AJO

ELEMENTARY 10105

08

11

30

350

13

TANQUE VERDE UNIFIED 2300 N. Tanque Verde Loop, Tucson, AZ 85749 520.749.5751 TUCSON UNIFIED 1010 E. 10th Street, Tucson, AZ 85717 520.225.6000 VAIL UNIFIED 10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747 520.879.2000

16 CATALINA

12

First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF

111

06

10 AMPHITHEATER UNIFIED 701

UNIFIED 2101

E Hemlock Dr BNearCanyonRdW E Camino Del Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowe Rd dSPNumptationR E Nona Rd Ch efButteRd Lo al Ave NTricoRd SCattleTankRd Evalyn Rd SOwlHeadRanchRdGasLineRd PSecanRd NTrcoRd W Bayard Rd dRSSandaro WillowSpringsRd N Dove Mountain Blvd

39

05249570321 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy ESascoRd NF38 W Avra Valley Rd E Grand Va ey DrNAguirreRd dRkLNuce dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucker Rd W Rudas l Rd W Manvi e Rd SSanJoaquinRdWBopp Rd W Snyder H l RddRSMarsear W Park Rd W Hermans RdW Hermans Rd W Guy St W Bush Rd SGaveyRd eaCNRinconado SWmoRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd ESstancaDr

20

51 ALTAR

Lowest Grade : K Highest Grade : 8th Kindergarten : Yes School Enrollment : Enrollment : 281

School District : Pima County Jted (89380)

Total Expenditure/Student : Advanced Placement : No

Elementary Schools

4300 E Sunrise Dr Tucson AZ Telephone :85718(520) 209-8300

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 0

3701 E River Rd Tucson AZ Telephone :85718(520) 529-3611

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 1804

High Schools

School District : Khalsa Family Services (79420)

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/16/2022

Total Expenditure/Student :

School District : Catalina Foothills Unified District (4410)

© 2022 CoreLogic. All rights reserved

Pcjted - Catalina Foothills High School

Catalina Foothills High School Distance 1.14 Miles

Total Expenditure/Student : 101 Advanced Placement : No

4300 E Sunrise Dr Tucson AZ Telephone :85718(520) 209-8351

Khalsa School Distance 1.67 Miles

Distance 1.14 Miles

Public Schools :

Customer Name : Chantel Cortez

Name Address Telephone Distance (Miles)

Guest Ranch Resort Ii Llc 5601 N Hcienda Del Sol Rd Tucson Az (520) 529-3500 0.65

Don Pooley 5251 N Camino Sumo Tucson Az (520) 299-8606 0.49

Eating / Drinking

Our Slice Llc 4510 N P De Las Charas Tucson Az (520) 219-4550 0.81

Hospitality

Customer Name : Chantel Cortez Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/16/2022

Banks / Financial

© 2022 CoreLogic. All rights reserved

Integra Healthcare Inc. 5201 N Hcienda Del Sol Rd Tucson Az (520) 248-6692 0.04

Global Health Analytics Resear 5130 N Circulo Sobrio Tucson Az (520) 261-3968 0.2

Name Address Telephone Distance (Miles)

Local

Name Address Telephone Distance (Miles)

Name Address Telephone Distance (Miles)

Barbara R Inselman-temkin 3841 E Placita Sumo Tucson Az (520) 292-1769 0.39

Southwest Camps Inc 5730 N Calle Mayapan Tucson Az (520) 299-1613 0.67 2840 Country Club, Llc 3205 E Via Palomita Tucson Az (520) 577-0683 0.8

Name Address Telephone Distance (Miles)

Five Guys Burgers And Fries 2430 E Plcita Sin Lujuria Tucson Az (913) 638-3542 0.81

Zocalo, Llc 4851 N La Lomita Tucson Az (520) 320-1236 0.79

Health Care Services

AttractionsBusiness/Recreation

New Day Entertainment, L.l.c. 5100 N Circulo Sobrio Tucson Az (520) 299-3745 0.19

K& R Sandwiches Llc 4040 E Cmino De La Bajada Tucson Az (520) 481-7680 0.81

Tucson Shoulder Elbow & Hand Pc 5402 N Plcita Gato Montes Tucson Az (520) 881-9285 0.29

Fairway Independent Mortgage Corporation 4051 E Sunrise Dr Ste 161 Tucson Az (520) 749-3900 0.83

Personal Services

Name Address Telephone Distance (Miles)

Shopping

Fit At The River 4001 E Sunrise Dr Tucson Az (520) 690-9299 0.8

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/16/2022

Agave Plant Market 4061 E Bujia Segunda Tucson Az (520) 577-6595 0.72

Name Address Telephone Distance (Miles)

Mac Cosmetics La Encantada 2905 E Sky S Tucson Az (520) 615-1004 0.78

Customer Name : Chantel Cortez

© 2022 CoreLogic. All rights reserved

Beyond Brick Tucson Inc 4496 N Via Bllas Ctalinas Tucson Az (520) 628-0304 0.98

Fair Deal Of Illinois, Inc. 5201 N Hcienda Del Sol Rd Tucson Az (559) 905-2900 0.04

Total Value : $628,089

3490 E CAMINO A LOS VIENTOS Distance 0.05 Miles

Owner Name : Estates At Eleven Arches Hoa I

Total Value : $500

Lot Acres : 1.00

© 2022 CoreLogic. All rights reserved

3550 E CAMINO A LOS VIENTOS Distance 0.04 Miles

Subdivision : Eleven Arches

Property Tax : $14,092.65

Stories : 2 Living Area : 5,822

Land Use : Utilities APN : 108-13-3490

Sale Date : 10/07/2015

5110 N AVENIDA DE CASTILLA Distance 0.04 Miles

Customer Name : Chantel Cortez

Land Use : Sfr Lot Acres : 1.12

Bed / Bath : / 6

Sale Price  : $810,000

Sale Date : 11/00/2021

Yr Blt / Eff Yr Blt : 2007 / APN : 108-13-3420

Owner Name : Safdar Rizwan

Bed / Bath : / 6 Property Tax : $10,219.26

5225 N HACIENDA DEL SOL RD Distance 0.07 Miles

Owner Name : Figueroa Simone Krame

Land Use : Sfr Lot Acres : 1.46

Subdivision : Eleven Arches

Yr Blt / Eff Yr Blt : 2005 / APN : 108-13-3440

Owner Name : Gamas Victor H

Sale Price  : $1,100,000

Property Tax : $9.24

Stories : 1.5 Living Area : 4,850

Recording Date : 10/08/2015

Recording Date : 03/01/2021

Yr Blt / Eff Yr Blt : 1994 / APN : 108-13-2690

Land Use : Sfr Lot Acres : 1.26

Subdivision : Hacienda Del Sol Estates

Total Value : $917,852

Total Value : $1,375,283 Sale Price  : $2,700,000

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/16/2022

Recording Date : 01/07/2022

Bed / Bath : / 3 Property Tax : $7,095.69

Sale Date : 02/22/2021

Stories : 1 Living Area : 3,324

Total Value : $910,111

Sale Date : 04/03/2003

Recording Date : 01/18/2017

Sale Date : 11/02/2016

Subdivision : Eleven Arches

Land Use : Sfr Lot Acres : 2.09

Total Value : $847,287

Sale Price  : $410,750

Distance 0.08 Miles

5180 N HACIENDA DEL SOL RD

Stories : 1 APN : 108-13-2680

Owner Name : Matusiak Jamie A

5160 N HACIENDA DEL SOL RD Distance 0.08 Miles

3551 E CAMINO A LOS VIENTOS Distance 0.08 Miles

Land Use : Sfr Living Area : 3,799

5111 N AVENIDA DE CASTILLA

Bed / Bath : / 6 Lot Acres : 1.55

Yr Blt / Eff Yr Blt  : 2000 /

Property Tax : $5,582.04

Owner Name : Callan Shibano

APN : 108-13-0650

Land Use : Sfr Lot Acres : 1.14

Sale Date : 05/10/2022

Yr Blt / Eff Yr Blt : 2007 / APN : 108-13-0610

Sale Date : 03/00/2003

Property Tax : $9,787.37

Yr Blt / Eff Yr Blt : 1995 /

Bed / Bath : / 5

Owner Name : Mayer Oscar R & Guadal

Sale Price  : $1,700,000

Yr Blt / Eff Yr Blt : 2005 /

Subdivision : Hacienda Del Sol Estates

Total Value : $661,876

Stories : 1 Living Area : 3,228

Recording Date : 05/13/2022

APN : 108-13-3410

Total Value : $503,625

Stories : 1 Living Area : 4,575

Customer Name : Chantel Cortez

Owner Name : Craig Stephen R

© 2022 CoreLogic. All rights reserved

Distance 0.07 Miles

Recording Date : 04/25/2003

Subdivision : Catalina Foothills Estates 10

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/16/2022

Sale Price  : $510,000

Land Use : Sfr Lot Acres : 1.62

Bed / Bath : / 6 Property Tax : $10,614.54

Recording Date : 04/14/2003

Stories : 1 Living Area : 3,352

Subdivision : Catalina Foothills Estates 10

Bed / Bath : / 4 Property Tax : $6,674.92

Owner Name : Huff Ernst

Subdivision : Hacienda Del Sol Estates

Stories : 1 Living Area : 2,551

Owner Name : Murillo Francisco R

Land Use : Sfr Lot Acres : 1.71

Total Value : $691,110

Total Value : $643,633

Distance 0.09 Miles

Yr Blt / Eff Yr Blt : 1993 / APN : 108-13-060A

© 2022 CoreLogic. All rights reserved

Recording Date : 11/24/2010

Stories : 1 Living Area : 3,437

Sale Date : 03/07/2019

Yr Blt / Eff Yr Blt : 1997 / APN : 108-13-2700

Sale Price  : $549,000

Subdivision : Catalina Foothills Estates 10

Customer Name : Chantel Cortez

Sale Date : 11/09/2010

Land Use : Sfr Lot Acres : 0.92

Distance 0.08 Miles

Sale Price  : $715,000

5220 N HACIENDA DEL SOL RD

5106 N AVENIDA DE CASTILLA

Bed / Bath : / 4 Property Tax : $7,076.36

Bed / Bath : / 4 Property Tax : $8,379.34

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/16/2022

Recording Date : 04/03/2019

Estimate in 5 Years: 4,210 18 - 24 6.05%

Growth Last 10 Years: -139.72% 65 - 74 18.3% 75+

Population Population by Age

Household

Under $300: 1.77% Below $100,000: 0.95%

Household Size Household Income

Current Year: 2,087 0 - $25,000 16.2%

Estimate Current Year: 4,335 12 - 17

Unmarried People: 37.93%

$800 - $1,999: 35.87% $150,000 - $200,000: 5.01% Over $2,000: 32.26% $200,000 - $300,000: 16.79%

Average Current Year: 2.09 $25,000 - $35,000 4.55%

Count: 4,367 0 - 11

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/16/2022

Median Home Value: $449,200 $300,000 - $500,000: 28.9%

Estimate in 5 Years: 1,863 $35,000 - $50,000 9.34%

Growth Last 5 Years: -5.17% $50,000 - $75,000 13.13%

Census Tract / block: 47.11 / 3     Year: 2018

Housing

Growth Last 5 Years: -5.86% 25 - 64 42.98%

Male Population: 49.99% Above $100,000 49.74%

Married People: 62.07%

Median Mortgage Payments Home Values

Customer Name : Chantel Cortez

Female Population: 50.01% Average Household Income: $96,518

$300 - $799: 30.1% $100,000 - $150,000: 4.37%

Median Mortgage: $1,585

Unit Occupied Owner: 75.61% Above $500,000: 43.98%

Growth Last 10 Years: -14.56% $75,000 - $100,000 7.04%

© 2022 CoreLogic. All rights reserved

Public Pre-Primary School: 0.61%

Protective Services: Blue-Collar: 2.59%

Less Than $499 3.38% 1990 - 1994

$500 - $749 1.27% 1980 - 1989 14.6%

Less Than 15 Min: 25.44%

Private College: 0.44% Graduate Degree: 41.04%

Commute Time

$1000 and Over 89.87% 1900 - 1969 10.15%

30 min - 57 min: 19.71%

$750 - $999 5.49% 1970 - 1979 19.14%

Year Built

Manager/Prof: 70.69% Private Worker: 52.76%

Workforce

Median Gross Rent: $1,352 1995 - 1998

Occupation:

Service: 8.39% Skilled:

Private House Hold: Farming: 0%

15 min - 28 min: 52.17%

Public School: 18.01% Graduate Of High School: 8.4%

Over 60 min: 2.68%

Customer Name : Chantel Cortez

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/16/2022

Administrative: Unpaid Family Worker: 10.57%

Rent Payments

Private School: 5.13% Attended Some College: 9.43%

Not Enrolled in School: 76.85%

Sales: 18.33% Self Employed Worker: 16.38%

Unit Occupied Renter: 24.39% 1999 - 2000

Enrollment

© 2022 CoreLogic. All rights reserved

Public College: 4.55% College Graduate: 39.31%

Education

Technical: Government Worker: 14.14%

Private Pre-Primary School: 0.82% Not A High School Graduate: 1.82%

© 2022 CoreLogic. All rights reserved

Customer Company Name : FIRST AMERICAN TITLE

Customer Name : Chantel Cortez

Prepared On : 09/16/2022

Customer Name : Chantel Cortez

Prepared On : 09/16/2022

Customer Company Name : FIRST AMERICAN TITLE

© 2022 CoreLogic. All rights reserved

Prepared On : 09/16/2022

© 2022 CoreLogic. All rights reserved

Customer Name : Chantel Cortez

Customer Company Name : FIRST AMERICAN TITLE

FULL CASH VALUE YEAR BUILT LAND USE

PLAT: LOT 007 BLOCK LEGAL: ELEVEN ARCHES LOT 7

CURRENT TAXES

1,539,083

2008

2021  TAX AMT TAX DUE INTEREST DATE PAID TOTAL DUE FIRST HALF  9,120.08  0.00  0.00  10/23/2021  0.00  SECOND HALF  9,120.07  0.00  0.00  05/28/2022  0.00

01 61 NUMBER OF STORIES  2.0 LOT SIZE  1.110 ACRES STORIES HEIGHT  0 SCHOOL DISTRICT  1600 EXTERIOR WALLS  FRAME WOOD LAND FULL CASH VALUE  502 GRADE MATERIALS IMPR FULL CASH VALUE  1,538,581 SALES SALE DATE SALE AMOUNT INSTRUMENT TYPE SELLER NAME VALIDITY 12/21/2018 1,695,000    2018 3550361 WD HOBEICH GEORGE & RENEE 03/20/2009 1,200,000    13519 2680 WD RASOUL ABDUL W 03/20/2009 1,200,000    9054 520 WD RASOUL ABDUL W ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE: SFR END SEARCH

SITUS: 5171 N HACIENDA DEL SOL RD PC

+ FIRST AMERICAN TITLE, FC0, CCOR PIMA, AZ 09/16/2022  01:01PM  NKFE  INVESTIGATIVE SEARCH RESULTS PAGE 1 OF 1

SEARCH PARAMETERS

INSTRUMENT REC DATE

OWNER: SUMLIN KEVIN WARREN

MAIL: 5171 N HACIENDA DEL SOL RD  TUCSON AZ 85718

PRIMARY  152,896  0  0  9.2233  1600 SECONDARY  50  153,858  0  3.0989  2021 TOTAL TAX BILLED 18,240.15

PARCEL: 108-13-3430

TOTAL CURRENT TAXES DUE 09/22 0.00 10/22 0.00

7,855

AFFIDAVIT    2018 3550361 12/21/2018

PARCEL:  108-13-3430

INFORMATION THROUGH 07/28/2022 LAND IMPR EXEMPT RATE AREA SPECIAL DISTRICTS

BYPASS  BLDG SQFT

IMPROVEMENTS

Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).

ConditionsCovenants,&Restrictions

This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.

Thank you for the opportunity to be of service.

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to the Title & Escrow Process in Arizona Home Seller’s Guide

Southwest Gas www.swgas.com1.877.860.6020 Cox www.cox.com602.277.1000 Direct TV www.directv.com1.888.777.2454 Dish Network www.dishnetwork.com1.800.823.4929 CenturyLink www.centurylink.com800.366.8201 AT&T www.att.com1.800.222.0300 Verizon www.connecttoverizon.com1.877.300.4498 Salt River Project www.srpnet.com602.236.8888 APS www.aps.com602.371.7171 Your Escrow Number Your New City/State/ZipAddress Real Estate Agent Name Email Assistant Email Company Phone Address Fax Insurance CompanyPrevious Phone Previous Agent No.Policy New Company Phone New Agent No.Policy Home CompanyWarranty No.Policy First American Title Escrow Officer Email Escrow Assistant Email Address Phone City/State/Zip Fax 02 Quick Reference 03 Welcome 04 Benefits of Using a REALTOR ® 05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process 14 Understanding Title Insurance 16 Consider This 17 Closing Your Escrow 18 Planning Your Move Q uick Reference Table of Contents Utilities and Services

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count on First American Title

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

Count On Us For Convenience

Count On Us For Stability

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

AZ Sellers Guide | 3

Count On Us To Meet Your Needs

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us For Service

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

Do you...

- aware that every time you leave your home, you are taking it off the market until you return?

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

› Knows how to price your home realistically, to give you the highest price possible within your time frame.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

- have the knowledge, patience, and sales skills needed to sell your home?

- know how to determine whether or not a buyer can qualify for a loan?

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

- know how to determine your home’s current market value?

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

A REALTOR ® :

› Understands market conditions and has access to information not available to the average homeowner.

› Can advertise effectively for the best results.

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

› Knows how to go toe-to-toe in negotiations.

› Can remain objective when presenting offers and counter-offers on your behalf.

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

Benefits4 of using a Professional REALTOR ®

AZ Sellers Guide |

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

FOR SALE BY OWNER

› Maintains errors-and-omissions insurance.

- know how to advertise effectively and what the costs will be?

- aware of conditions in the marketplace today that affect value and length of time to sell?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

› Is experienced in creating demand for homes and how to show them to advantage.

Are you...

- concerned about having strangers walking through your home?

› Will listen to your needs, respect your opinions and allow you to make your own decisions.

› Is experienced with resolving problems to facilitate a successful closing on your home.

- understand the steps of an escrow and what’s required of you and the buyer?

AZ Sellers Guide | 5

REALTOR ®

REAL ESTATE AGENT

ESCROW OFFICER

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

BUYER'S AGENT

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

Key Professionals Involved in Your Transaction

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

LISTING AGENT

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

TITLE COMPANY

MULTIPLE LISTING SERVICE (MLS)

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

Make sure toilet seats look new and are firmly attached.

Ensure that all exterior lights are working.

Check stucco walls for cracks and discoloration.

Clean and organize the garage, and ensure the door is in good working order.

Repair or replace worn shutters and other exterior trim.

Repair or replace loud ventilating fans. Replace worn shower curtains.

Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

Remove clutter throughout the house. Organize and clean out closets.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

Paint or replace the mailbox, if needed.

Repair leaky faucets and caulking in bathtubs and showers.

Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.

Remove any oil and rust stains from the driveway and garage.

Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

Make your entry inviting: Paint your front door and buy a new front door mat.

Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.

Inspect fences, gates and latches. Repair or replace as needed.

AZ Sellers Guide | 6

YOURFORPREPARINGSALEHOME

Clean household appliances and make sure they work properly.

If screens or windows are damaged, replace or repair them.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

Mow and edge the lawn regularly, and trim the shrubs.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

cans and put them out of sight.

Make beds with attractive spreads.

Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

Staging your home for Show

Send pets away or secure them away from the house, and be sure to clean up after them.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

Hang clean attractive guest towels in the bathrooms.

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact.

If possible you, your pets, and your children should be gone while your home is being Cleanshown.trash

Check that sink and tub are scrubbed and unstained.

Stash or throw out newspapers, magazines, junk mail.

Close the windows to eliminate street noise.

Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings

Clear all clutter from counter tops.

AZ Sellers Guide | 7

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

AZ Sellers Guide | 8

Appraisal

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Loan Estimate (LE)

A payment that includes Principal, Interest, Taxes, and Insurance.

Recording

Power of Attorney

Provides a complete breakdown of costs involved in a real estate transaction.

Comparable Sales

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Lien

TRID

Legal Description

Endorsement

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

TILA-RESPA Integrated Disclosures

Terms You Should Know

Disbursement Date

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Hazard Insurance

Easement

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Mortgage

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Filing documents affecting real property with the appropriate government agency as a matter of public record.

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Beneficiary

The instrument by which real property is pledged as security for repayment of a loan.

Deed of Trust

Settlement statement

AZ Sellers Guide | 9

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Consummation

PITI

Closing Disclosure (CD)

Deed Restrictions

Annual Percentage Rate (APR)

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

An instrument used in many states in place of a mortgage.

The recipient of benefits, often from a deed of trust; usually the lender.

Close of Escrow

Earnest Money Deposit

Impounds

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Completes and returns opening package from First American Title.

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Reviews title commitment / preliminary report.

Accepts Buyer’s offer to openingCompletespurchase.andreturnspackagefromFirstAmericanTitle,includinginformationsuchasforwardingaddress,payofflendercontactinformationandloannumbers.Ordersanyworkforinspectionsand/orrepairstobedoneasrequiredbythepurchaseagreement.Escrowofficerorrealestateagentcontactsthesellertoschedulesigningappointment.Documentsarerecordedandallproceedsfromsalearereceived.

The Life Of An Escrow

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Chooses a Real Estate Agent

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan documents,UponDeliversconsummation.loandocumentstoescrow.reviewofsignedloanauthorizesloanfunding.

Chooses a Real Estate Agent

Prepares recording instructions and submits docs for recording.

THE BUYER

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Requests necessary information from buyers and sellers via opening packages.

Upon receipt of order and earnest money deposit, orders title examination.

Once loan is consummated, sends funding package to lender for review.

Gets pre-approval letter from Lender and provides to Real Estate Agent.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan

AZ Sellers Guide | 10

Schedules signing appointment and informs buyer of funds due at settlement.

Coordinatesconsummation.withlender on the preparation of the CD.

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title preliminarycommitment/report.

Schedules inspections and evaluates findings. Reviews title BuyerpriorlenderpaperworkProvidespreliminarycommitment/report.allrequestedtoLender(bankstatements,taxreturns,etc.)Allinvoicesandfinalapprovalsshouldbetothenolaterthan10daystoloanconsummation.Lender(orEscrowOfficer)preparesCDanddeliverstoatleast3dayspriortoloanconsummation.Escrowofficerorrealestateagentcontactsthebuyertoschedulesigningappointment.Buyerconsummatesloan,executessettlementdocuments,&depositsfundsviawiretransfer.Documentsarerecordedandthekeysaredelivered!

Underwritingapproval.reviews loan package for approval.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan

THE LENDER

Documents are recorded and funds are disbursed. Issues final settlement statement.

THE ESCROW OFFICER

THE SELLER

AZ Sellers Guide | 11 CASH FHA VA CONV 1. Downpayment BUYER BUYER BUYER BUYER 2. Termite (Wood Infestation) Inspection (negotiable except on VA) SELLER 3. Property Inspection (if requested by buyer) BUYER BUYER BUYER BUYER 4. Property Repairs, if any (negotiable) SELLER SELLER SELLER SELLER 5. New Loan Origination Fee (negotiable) BUYER BUYER BUYER 6. Discount Points (negotiable) BUYER BUYER BUYER 7. Credit Report BUYER BUYER BUYER 8. Appraisal or Extension Fee (negotiable) BUYER BUYER BUYER 9. Existing Loan Payoff SELLER SELLER SELLER SELLER 10. Existing Loan Payoff Demand SELLER SELLER SELLER SELLER 11. Loan Prepayment Penalty (if any) SELLER SELLER SELLER SELLER 12. Next Month’s PITI Payment BUYER BUYER BUYER 13. Prepaid Interest (approx. 30 days) BUYER BUYER BUYER 14. Reserve Account Balance (Credit seller / Charge buyer) PRORATE PRORATE PRORATE 15. FHA MIP, VA Funding Fee, PMI Premium BUYER BUYER BUYER 16. Assessments payoff or proration (sewer, paving, etc.) SELLER 17. Taxes PRORATE PRORATE PRORATE PRORATE 18. Tax Impounds BUYER BUYER BUYER 19. Tax Service Contract SELLER SELLER BUYER 20. Fire/Hazard Insurance BUYER BUYER BUYER BUYER 21 Flood Insurance BUYER BUYER BUYER 22. Homeowners Association (HOA) Transfer Fee BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 23. HOA/Disclosure Fee SELLER SELLER SELLER SELLER 24 Current HOA Payment PRORATE PRORATE PRORATE PRORATE 25. Next Month’s HOA Payment BUYER BUYER BUYER BUYER 26. Home Warranty Premium (negotiable) BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 27. REALTORS®’ Commissions SELLER SELLER SELLER SELLER 28. EAGLE Homeowners Title Policy SELLER SELLER SELLER SELLER 29. Lenders Title Policy and Endorsements BUYER BUYER BUYER 30. Escrow Fee (NOTE: Charge seller on VA Loan) SPLIT SPLIT SELLER SPLIT 31. Recording Fees (Flat rate) SPLIT SPLIT SPLIT SPLIT 32. Reconveyance/Satisfaction Fee SELLER SELLER SELLER SPLIT 33. Courier/Express Mail Fees SPLIT SPLIT SELLER SPLIT THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS Note: Prorated items will appear on Closing Statement as charges for one and credits for the other. Closing Costs: Who Pays What

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

WHAT IS AN ESCROW?

HOW IS AN ESCROW OPENED?

AZ Sellers Guide | 12

Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

The Escrow Process

commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

Your Escrow Professional May:

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more

Open escrow and deposit good faith funds into an escrow account

Conduct a title search to determine the ownership and title status of the real Reviewpropertythetitle

Request funds from buyer and buyer’s new lender

Prepare and send final documents to all parties

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

AZ Sellers Guide | 13

Review documents and ensure all conditions are fulfilled and certain legal requirements are met

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHEN IS THE PREMIUM DUE?

Title Insurance

WHY IS TITLE INSURANCE NEEDED?

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

WHAT IS TITLE INSURANCE?

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

The Title Industry & Title Insurance in Brief

AZ Sellers Guide | 14

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property Understandingrecords.

StandardALTAorCLTA

26 Rights under unrecorded leases Plain language statements of policy coverage and restrictions

7 Title is unmarketable

15 Post-policy forgery

8 Mechanics lien

AZ Sellers Guide | 15

19 Map not consistent with legal description

c) violates an existing zoning law*

17 Post-policy damage from extraction of minerals or water

b) violates a restriction in Schedule B

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

b) a judgement, tax, or special assessment

5 There are restrictive covenants

32 Post-policy inflation coverage with automatic increase in value up to 150% over five years

2 A document is not properly signed

Other benefits:

28 Compliance with Subdivision Map Act Coverage for boundary wall or fence encroachment*

1 Someone else owns an interest in your title

a) a deed of trust

24 Discriminatory covenants

27

18 Lack of vehicular and pedestrian access

EAGLE

c) a charge by a homeowner’s association

11 Unrecorded lien by a homeowners association

16 Post-policy encroachment

20 Post-policy adverse possession

25 Pays rent for substitute land or facilities

29

Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA

Protection from:

a) extends on another property and/or easement

10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

Compare First American’s Eagle Policy® for Owners

30 Added ownership coverage leads to enhanced marketability

21 Post-policy prescriptive easement

14 Restrictive covenant violations

33 Post-policy Living Trust coverage

31 Insurance coverage for a lifetime

* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.

3 Forgery, fraud, duress in the chain of title

12 Unrecorded easements

22 Covenant violation resulting in your title reverting to a previous owner

6 There is a lien on your title because there is:

13 Building permit violations*

4 Defective recording of any document

9 Forced removal of a structure because it:

23 Violation of building setback regulations

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Consider This

AZ Sellers Guide | 16

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

THE CLOSING DISCLOSURE

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

THE CLOSING OR SIGNING APPOINTMENT

DON'T FORGET YOUR IDENTIFICATION

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

WHAT HAPPENS NEXT?

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

Closing Your Escrow

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

AZ Sellers Guide | 17

AZ Sellers Guide | 18

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

ONE WEEK BEFORE:

Change of address. Visit USPS for change of address form.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

FOUR WEEKS BEFORE:

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Planning your move

Start packing. Begin packing for your new location.

MOVING

Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Create an inventory sheet of items to move.

Changing Schools. If changing schools, contact new school for registration process.

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

SIX WEEKS BEFORE:

. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

ReviewDAY:thehouse

Packing materials. Gather moving boxes and packing materials for your move.

Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

AZ Sellers Guide | 19

Your Notes:

Your Notes:

AZ Sellers Guide | 20

AZ Sellers Guide | 21

Your Notes:

NW corner of McDowell & Litchfield

S of Bell/E side of 83rd Ave

SW corner Chandler/45th St.

8 CAREFREE 7202480.575.6609E.Carefree Dr , Bldg 1, #1 Carefree, AZ 85377

N of Meeker Blvd

Sun City West, AZ 85375

3 ARROWHEAD

20241623.537.1608N.67th Ave , #A-2 Glendale, AZ 85308

1 4 3 2 6 12 10 5 8 7 11 9 CRISMON BUTTESIGNAL GOLDFIELD OLDWESTHWY SKINGSRANCH 14 17 15 13 16 ArizonaCentral First American Title Branch Locator

1626623.936.8001N.Litchfield Rd. Ste. #170 Goodyear, AZ 85395

E side 67th Ave/N of 101

NE Corner of Camelback/32nd Street

15 MESA 1630480.401.3738S.Stapley Dr., #123 Mesa, AZ 85204

13940623.299.3644W.Meeker Blvd., #119

9 KIERLAND COMMONS

AZ Sellers Guide | 22

14 GILBERT SAN TAN 1528480.777.0614E.Williams Field Rd., #101 Gilbert, AZ 85295

SE corner of Recker & Brown

SE corner of Pima/Legacy

10 SCOTTSDALE FORUM 6263480.551.0480N.Scottsdale Rd., #110 Scottsdale, AZ 85250

E Side Scottsdale/S of Lincoln

NE corner of Tom Darlington/ Carefree Dr.

16 RED MOUNTAIN 1135480.534.3599N.Recker Rd., #103 Mesa, AZ 85205

W of Scottsdale Road, S side of Greenway

1 SUN CITY WES T

NW corner of Williams Field Rd./ Val Vista Rd.

6 BILTMORE 3200602.954.3644ECamelback Rd., #123 Phoenix, AZ 85018

2 GOODYEAR

11 DC CROSSING 18291480.563.9034N.Pima Rd , #145 Scottsdale, AZ 85255

12 AHWATUKEE 4435480.753.4424E.Chandler Blvd , #100 Phoenix, AZ 85048

N of Baseline / W of Stapley

NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy

N of Shea, E side of Tatum

7 TATUM RIDGE 480.515 4369 11211 N Tatum Blvd, #A150 Phoenix, AZ 85028

W of R.H. Johnson

14648480.948.6488NScottsdale Rd., Ste. #100 Scottsdale, AZ 85254

16165623.487.0404N.83rd Ave , #100 Peoria, AZ 85382

17 GOLD CANYON 6877480.288.0883SouthKings Ranch Rd., #5 Gold Canyon, AZ 85118 E of South60/Side Kings Ranch Rd.

SW Corner Chandler Blvd./ Dobson Rd.

4 THE LEGENDS

13 CHANDLER PORTICO 2121480.777.0051W.Chandler Blvd., #215 Chandler, AZ 85224

5 ANTHEM 39508623.551.3265N.Daisy Mountain Dr., #128 Anthem, AZ 85086

dSPNumptationR Cont nental Ave NTricoRd SOwlHeadGasLineRd NTricoRd

NBarkervilleRd W Fort Lowe Rd dSPNumpationR E Nona Rd Ch efButteRd LovettaRd E Hanna Rd TecoloteRanchRd FlorenceRdRomeroRd Con nenta Ave BIA 30 NTricoRd SSunandGnRd SCattleTankRd E E s Rd E Hotts Rd E Nutt Rd Evalyn Rd SOwlHeadRanchRdGasLineRd PSecanRd I on Va ey RdEDeepWellRanchRd SNighSkySt SBadyPumpRdE Houser Rd E Ar ca Rd W Ea ey Rd NTrcoRd W Baya d Rd dRSSandario WillowSpringsRd EHelmwheel Ranch Rd N Dove Mounta n Blvd BIA-35 dRhRiGWarcaanc E Dese H s Rd WRagged Top Rd W Pima Mine Rd WSilverbellRdS E Edw n Rd BIA34 SGuildRd 80 NKINNEYRD SPICACHOHWYE GREENE RESERVOIR RD SSUNLANDGINRD W BATTAGLIA DR AZ-84 E BAUMGARTNER RD SSUNSHINEBLVD SNANDARIORDNANWAYRD E HARMON RD W VALENCIA RD E RODEO RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENC A RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUAR TA RD W HARMON RD W MCCARTNEY RD NTRICORD OSSANDARRD PARK LINK DR GUOSHHTONRD ADDR E MART N RD STHORNTONRD W HELMET PEAK RD SCHUICHURD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGER NE RD E GRANT RD SHOUGHTONRD NPINALAVE 95 WAJOHWY E VALENCIA RD NORACLERD I10 I-19 I8 77 77 79 77 77 87 86 86 387 287 86 10 19 8 10 10 10 La Palma Chuichu Arizona City Corona de Tucson AdobesCasas Catalina OracleDudleyvilleGrandeCasa Picture Rocks Three Points VailSummit TanqueVerde Eloy SahuaritaTucson Cactus Forest Picacho Red Rock Saddlebrooke Marana Oro Valley HaivanaNakya Rillito SummerhavenWillow Canyon Randolph Toltec Oracle Junction Cortaro Schuchk Littletown 2 4 385 9 10 11 13 12 6 1 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy W Avra Valley Rd guirreRd dRkLNucet dRWNenzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRlSMarsear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGarveyRd eaCNlRnconado SWmoRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowel Rd dSPNumptationR NNTricoRdTcoRd W Baya d Rd dRSSandaro N Dove Mountain Blvd SHelvetiaRd

dRhRiGWarcaanc Road424

W Se ma Hwy

E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRVINGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Oracle Junction Cortaro Continental Littletown 2 3758 9 10 11 13 12 6 1 SouthernArizona First American Title Branch Locator AIRPORTINT'LTUCSON Air Force FreemanRd WSilverbellRd NMtLemmon Hwy ESascoRd NF38 W Avra Val ey Rd WSCuryRdHanna Rd E Grand Va ey D W Houser Rd W Ph ps Rd E Co nman Rd NAguirreRd dRkLNucet dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyde H RddRlSMarsear W Pa k Rd W He mans RdW Hermans Rd W Guy St W Bush Rd SGaveyRd eaCNllRinconado SWimotRd SShawRd SSierritaMountainRd boRdRd W Woodru Rd ONveriedRd W Rando ph Rd W BartlettNRdLaPamaRdNTweedyRd E Randolph Rd W Kleck Rd E K eck Rd

W VALENC A RD

W Bayard Rd

Top Rd W

W INA RD ESN1TAV SUNR SE DR E SNYDER RD

12 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718

W es Curtis Rd

E M

WRagged Ruby S a Dr RanchRd Pima Mine Rd

BNearCanyonRd

E

E Hemlock Dr

HearthRd

NGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Marana Oro Valley Rillito SummerhavenWillow Canyon Cortaro Continental Littletown 2 3758 9 10 11 13 12 6 1 AZ Sellers Guide | 23

1 MAIN OFFICE

W MOORE RD

520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704

AIRPORTINT'LTUCSON Rd

W

SHennessRd Selma Hwy Co nman Rd

SLambRd

W MOORE RD

WAnamax Mine Rd

W VALENCIA RD

8 ORO VALLEY/LA CANADA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737

6 FOOTHILLS 520.299.4606 | Fax 520.577.6993 6262 N Swan Road, Suite 205 Tucson, AZ 85718

SNANDARIORD

W INA RD

2 BROADWAY 520.747.1644 | Fax 520.747.1403

ESN1TAV

3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716

dRSSandaro N Dove Mountain Blvd

3 CAMBRIC 520.577.8707 | Fax 520.529.5034 1840 E. River Rd., Ste. 200 Tucson, AZ 85718

NFrontageRd Emigh Rd

7 GREEN VALLEY 520.625.1095 | Fax 520.958.9663 190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622

E M gan Rd gan Rd

NSILVERBELLRD E RIVER RDE PRINCE RD

4 CASA GRANDE 520.426.4600 | Fax 520.426.4699 421 E. Cottonwood Ln. Casa Grande, AZ 85122

WAnamax M ne Rd Road424 Ruby S ar D WBritten RanchRd Pima Mine Rd Mcgee RanchRd 80

E Edw n Rd

E

SLaPalmaRd

WBritten

STrekellRd

W Rd

13 TANQUE VERDE 520.202.2626 | Fax 520.495.6151 7479 E. Tanque Verde Tucson, AZ 85715

EDesertDove

GoffRanchRd

TRSNOLDIERL

NKINNEYRD

A

W

S

520.885.1600 | Fax 520.885.2309 6390 E. Tanque Verde Rd. Tucson, AZ 85715

E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST

Pretzer

NKINNEYRD

ESsancaDr

E

ed Top Rd W

Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy ESascoRd W Avra Valley Rd E G and Va ey DrNAguirreRd dRkLNucet dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudasi Rd W Manv l e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRSMarstear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGarveyRd eaCNlRinconado SWimotRd SShawRd SSierritaMountainRd SKobRdW Tw nButtes Rd W Mcgee Ranch Rd ESstanca BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowe

9 ORO VALLEY/ORACLE

W

5 CASAS ADOBES

NANWAYRD

SSwanRd

10 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747

SHelvetiaRd

S

SNANDARIORDNANWAYRD

11 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718

ellRdS Mcgee RanchRd 80

W E Cam no De Cerro Fairmount St

dRhRiGWacaanc

520.575.1900 | Fax 520.432.0168 6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704

Dr E

W

W IRV

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