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Subject Property : 8315 S Via Del Barquero Tucson AZ 85747
Owner Information
Owner Name : Gifford Linda Swayne / Bliss Anna
Mailing Address : 8315 S Via Del Barquero, Tucson AZ 85747-9124 R051
Vesting Codes : / / Community Property
Owner OccupiedIndicator : O
Location Information
Legal Description : Hacienda Del Oro Lot 26
County : Pima, Az
Census Tract / Block : 40.66 / 1
Township-Range- Sect : 15S-15E-26
Legal Book/Page : 40-58
Legal Lot : 26
Market Area : 612
Last Market Sale Information
APN : 141-19-0260
Subdivision : Hacienda Del Oro
Map Reference : 26-15S-15E
School District : Vail
Munic/Township : Vail
Recording/Sale Date : 07/23/2020 / 07/20/2020 1st Mtg Amount/Type : $245,471 / Fha
Sale Price : $250,000 1st Mtg Document # : 2050698
Document # : 2050697
1st Mtg Term : 30
Deed Type : Warranty Deed Price Per SqFt : $115.90
Title Company : Signature Title Agcy/az Llc
Lender : Summit Fndg
Seller Name : Williams Melvin L & Szilvia
Prior Sale Information
Prior Rec/Sale Date : 09/17/2014 / 09/05/2014
Prior Sale Price : $197,000
Prior Doc Number : 2600137
Prior Deed Type : Warranty Deed
Prior Lender : Nova Fin'l & Inv Corp
Prior 1st Mtg Amt/Type : $197,000 / Va
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/22/2022
Property Characteristics
Gross Area : 2,157
Living Area : 2,157
Total Rooms : 7
Year Built / Eff : 1992
# of Stories : 1
Parking Type : Garage
Property Information
Land Use : Sfr
County Use : Single Fam Resurban Subd
Tax Information
Total Value : $190,392
Total TaxableValue : $17,969
Assessed Year : 2021
Capacity :Garage 2 Patio Type : Covered Patio
Roof Material : Asphalt
Air Cond : Refrigeration
Heat Type : Forced Air Quality : Fair
Cooling Type : Forced Air Condition : Excellent
Exterior wall : Frame Wood Bath Fixtures : 8
Zoning : R-2
Lot Acres : 0.18
Lot Size : 8,028
State Use : Single Fam Resurban Subd
Property Tax : $2,500.62 Current YearValue :Total $24,636
Tax Rate Area : 2050 Current ImprovementYearValue : $24,586
Market Value : $190,392 Current YearValue :Land $50
Tax Year : 2021 Current AssessedYear : 2023
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/22/2022
Criteria Subject Property Low High Average
Sale Price $250,000 $280,000 $418,000 $356,186
Bldg/Living Area 2157 1834 2386 2085
Price Per Square Foot $115.90 $130 $199 $171.33
Year Built 1992 1993 2000 1997
Lot Size 8,028 4,492 10,057 7,666 3 2 3 3
Stories 1 1 2 1
Total Assessed Value $190,392 $177,467 $240,987 $199,308
Distance From Subject 0 0.09 0.33 0.24
Summary of
S 8315 S Via Del Barquero 250,000 190,392 07/23/2020 3 2,157 8,028 1992 R-2
1 10000 E Via Del Pasto 305,000 177,467 11/19/2021 2 1,935 5,628 1994 0.09 R-2
2 10089 E Paseo Juan Tabo 363,000 178,015 07/22/2022 2 1,935 4,492 1995 0.12 R-2
3 10041 E Paseo San Ardo 379,000 183,470 05/23/2022 3 2,177 5,238 1995 0.15 R-2
4 10056 E Placita Del Timbre 362,100 187,958 04/01/2022 3 2,253 5,135 1995 0.18 R-2
5 10062 E Placita Del Timbre 312,000 183,470 12/21/2021 3 2,177 6,530 1995 0.19 R-2
6 9871 E Paseo San Bernardo 340,000 189,543 07/15/2022 3 1,983 8,398 1993 0.2 R-2
7 9971 E Paseo San Bernardo 329,900 179,460 02/04/2022 3 1,834 7,838 1993 0.2 R-2
8 9970 E Paseo San Bernardo 365,000 189,340 08/01/2022 3 1,980 8,153 1993 0.22 R-2
9 9737 E Paseo San Ardo 415,000 229,837 07/22/2022 3 2,198 10,057 1999 0.23 R-2
10 9748 E Paseo Del Tornasol 412,000 213,865 08/02/2022 3 2,386 9,454 1999 0.24 R-2
11 9734 E Paseo San Ardo 418,000 240,987 08/18/2022 3 2,198 8,312 1999 0.25 R-2
12 9729 E Paseo Juan Tabo 390,000 215,836 02/25/2022 3 2,156 9,434 1999 0.26 R-2
13 9721 E Paseo Juan Tabo 396,700 215,836 05/05/2022 3 2,156 9,240 1999 0.27 R-2
14 8148 S Sunny River Pl 349,000 183,850 05/19/2022 2 1,921 7,863 2000 0.28 C-2
15 8443 S Via Del Arriero 310,019 195,253 12/20/2021 3 2,156 7,420 2000 0.28 R-2
16 10061 E Paseo San Bernardo 355,000 198,372 01/12/2022 3 1,943 8,175 1994 0.3 R-2
17 10042 E Paseo San Bernardo 365,000 196,677 12/03/2021 3 1,834 8,346 1994 0.3 R-2
18 9685 E Paseo Del Tornasol 382,000 215,836 05/18/2022 3 2,156 7,654 1999 0.32 R-2
19 9712 E Paseo San Rosendo 280,000 195,253 01/28/2022 3 2,156 6,912 2000 0.32 R-2
20 9655 E Paseo San Ardo 295,000 215,836 04/01/2022 3 2,156 9,042 1999 0.33 R-2
Distressed Sales =
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/22/2022 CoreLogic.
Details of Comparables
Subject Property: 8315 S Via Del Barquero Tucson Az 85747
Owner Name: Gifford Linda Swayne /Bliss Anna APN / Alternate APN: 141-19-0260 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hacienda Del Oro / Lot Size: 8,028
Year Built / Eff: 1992 / Rec. Date / Price: 07/23/2020 / $250,000 Living Area: 2,157 # of units: Document #: 2050697
Bedrooms: Pool: Total Tax Value: $190,392 Bath(F/H): /
#1 10000 E Via Del Pasto Tucson Az 85747
Owner Name: Sung Grace M /Sung David D
APN / Alternate APN: 141-19-3420 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hacienda Del Oro / Lot Size: 5,628
Year Built / Eff: 1994 / Rec. Date / Price: 11/19/2021 / $305,000 Living Area: 1,935 # of units: Document #: 3230584
Bedrooms: Pool: Total Tax Value: $177,467 Bath(F/H): /
#2 10089 E Paseo Juan Tabo Tucson Az 85747
Owner Name: Niyongabo Come /Manirakiza Anne APN / Alternate APN: 141-19-3980 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hacienda Del Oro / Lot Size: 4,492 Year Built / Eff: 1995 / Rec. Date / Price: 07/22/2022 / $363,000 Living Area: 1,935 # of units:
Document #: 2030290
Bedrooms: Pool: Total Tax Value: $178,015 Bath(F/H): /
#3 10041 E Paseo San Ardo Tucson Az 85747
Owner Name: Baf 3 Llc / APN / Alternate APN: 141-19-3770 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hacienda Del Oro / Lot Size: 5,238
Year Built / Eff: 1995 / Rec. Date / Price: 05/23/2022 / $379,000 Living Area: 2,177 # of units:
Document #: 1430264
Bedrooms: Pool: Total Tax Value: $183,470 Bath(F/H): /
#4 10056 E Placita Del Timbre Tucson Az 85747
Owner Name: Dwf Vi Atlas Sfr-az Llc / APN / Alternate APN: 141-19-2940 / Deed Type: Warranty Deed
Land Use: Sfr Subdivision / Tract: Hacienda Del Oro / Lot Size: 5,135
Year Built / Eff: 1995 / Rec. Date / Price: 04/01/2022 / $362,100 Living Area: 2,253
Document #: 910475
# of units:
Bedrooms: Pool:
Total Tax Value: $187,958 Bath(F/H): /
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/22/2022 CoreLogic.
#5 10062 E Placita Del Timbre Tucson Az 85747
Owner Name: Ved Ishani /Monaga Puneet APN / Alternate APN: 141-19-2950 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hacienda Del Oro / Lot Size: 6,530
Year Built / Eff: 1995 / Rec. Date / Price: 12/21/2021 / $312,000 Living Area: 2,177
# of units: Document #: 3550157
Bedrooms: Pool: Total Tax Value: $183,470 Bath(F/H): /
#6 9871 E Paseo San Bernardo Tucson Az 85747
Owner Name: Tran Rosie / APN / Alternate APN: 141-19-1210 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hacienda Del Oro / Lot Size: 8,398
Year Built / Eff: 1993 / Rec. Date / Price: 07/15/2022 / $340,000 Living Area: 1,983
# of units: Document #: 1960480
Bedrooms: Pool: Total Tax Value: $189,543 Bath(F/H): /
#7 9971 E Paseo San Bernardo Tucson Az 85747
Owner Name: Hoeffer Martha V / APN / Alternate APN: 141-19-1310 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hacienda Del Oro / Lot Size: 7,838
Year Built / Eff: 1993 / Rec. Date / Price: 02/04/2022 / $329,900 Living Area: 1,834 # of units:
Document #: 350477
Bedrooms: Pool:
Total Tax Value: $179,460 Bath(F/H): /
#8 9970 E Paseo San Bernardo Tucson Az 85747
Owner Name: King Aiaiegna /King Nlark APN / Alternate APN: 141-19-1650 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hacienda Del Oro / Lot Size: 8,153
Year Built / Eff: 1993 / Rec. Date / Price: 08/01/2022 / $365,000 Living Area: 1,980 # of units: Document #: 2130555
Bedrooms: Pool: Total Tax Value: $189,340 Bath(F/H): /
#9 9737 E Paseo San Ardo Tucson Az 85747
Owner Name: Opendoor Property Trust I / APN / Alternate APN: 141-20-0740 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hacienda Del Oro / Lot Size: 10,057
Year Built / Eff: 1999 / Rec. Date / Price: 07/22/2022 / $415,000 Living Area: 2,198
Document #: 2030204
# of units:
Bedrooms: Pool: Pool
Total Tax Value: $229,837 Bath(F/H): /
#10 9748 E Paseo Del Tornasol Tucson Az 85747
Owner Name: Nicholson Nicole E / APN / Alternate APN: 141-20-0380 / Deed Type: Warranty Deed
Land Use: Sfr Subdivision / Tract: Hacienda Del Oro / Lot Size: 9,454
Year Built / Eff: 1999 / Rec. Date / Price: 08/02/2022 / $412,000 Living Area: 2,386
Document #: 2140293
# of units:
Bedrooms: Pool:
Total Tax Value: $213,865 Bath(F/H): /
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/22/2022 CoreLogic.
#11 9734 E Paseo San Ardo Tucson Az 85747
Owner Name: Mccoy James R /Mccoy Leslie A APN / Alternate APN: 141-20-0870 / Deed Type: Warranty Deed Land Use: Sfr
Subdivision / Tract: Hacienda Del Oro / Lot Size: 8,312
Year Built / Eff: 1999 / Rec. Date / Price: 08/18/2022 / $418,000 Living Area: 2,198
# of units: Document #: 2300715
Bedrooms: Pool: Pool
Total Tax Value: $240,987 Bath(F/H): /
#12 9729 E Paseo Juan Tabo Tucson Az 85747
Owner Name: Carpenter Heidi A /Sherman Micah P APN / Alternate APN: 141-20-1290 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hacienda Del Oro / Lot Size: 9,434
Year Built / Eff: 1999 / Rec. Date / Price: 02/25/2022 / $390,000 Living Area: 2,156
Document #: 561180
Total Tax Value: $215,836
# of units:
Bedrooms: Pool: Pool
Bath(F/H): /
#13 9721 E Paseo Juan Tabo Tucson Az 85747
Owner Name: Opendoor Property Trust I / APN / Alternate APN: 141-20-1280 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hacienda Del Oro / Lot Size: 9,240
Year Built / Eff: 1999 / Rec. Date / Price: 05/05/2022 / $396,700 Living Area: 2,156 # of units: Document #: 1250741
Bedrooms: Pool: Pool
Total Tax Value: $215,836 Bath(F/H): /
#14 8148 S Sunny River Pl Tucson Az 85747
Owner Name: Harney Dominick / APN / Alternate APN: 141-15-3440 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Arizona Sunset At Rita Ranch / Lot Size: 7,863
Year Built / Eff: 2000 / Rec. Date / Price: 05/19/2022 / $349,000 Living Area: 1,921
Document #: 1390301
# of units:
Bedrooms: Pool:
Total Tax Value: $183,850 Bath(F/H): /
#15 8443 S Via Del Arriero Tucson Az 85747
Owner Name: May Kevin /Greene-may Jill APN / Alternate APN: 141-20-2290 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hacienda Del Oro / Lot Size: 7,420
Year Built / Eff: 2000 / Rec. Date / Price: 12/20/2021 / $310,019 Living Area: 2,156
Document #: 3540916
# of units:
Bedrooms: Pool:
Total Tax Value: $195,253 Bath(F/H): /
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/22/2022 CoreLogic.
#16 10061 E Paseo San Bernardo Tucson Az 85747
Owner Name: Tussay Sandor Jr / APN / Alternate APN: 141-19-1390 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hacienda Del Oro / Lot Size: 8,175
Year Built / Eff: 1994 / Rec. Date / Price: 01/12/2022 / $355,000 Living Area: 1,943
# of units: Document #: 120163
Bedrooms: Pool: Total Tax Value: $198,372 Bath(F/H): /
#17 10042 E Paseo San Bernardo Tucson Az 85747
Owner Name: Attolico Tahnee / APN / Alternate APN: 141-19-1580 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hacienda Del Oro / Lot Size: 8,346
Year Built / Eff: 1994 / Rec. Date / Price: 12/03/2021 / $365,000 Living Area: 1,834
# of units: Document #: 3370523
Bedrooms: Pool: Total Tax Value: $196,677 Bath(F/H): /
#18 9685 E Paseo Del Tornasol Tucson Az 85747
Owner Name: Steiner Sarah /Steiner Stephen APN / Alternate APN: 141-20-0160 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hacienda Del Oro / Lot Size: 7,654
Year Built / Eff: 1999 / Rec. Date / Price: 05/18/2022 / $382,000 Living Area: 2,156 # of units: Document #: 1380779
Bedrooms: Pool: Pool
Total Tax Value: $215,836 Bath(F/H): /
#19 9712 E Paseo San Rosendo Tucson Az 85747
Owner Name: Schooling Jon N /Schooling Francine APN / Alternate APN: 141-20-1750 / Deed Type: Warranty Deed Land Use: Sfr
Subdivision / Tract: Hacienda Del Oro / Lot Size: 6,912
Year Built / Eff: 2000 / Rec. Date / Price: 01/28/2022 / $280,000 Living Area: 2,156 # of units:
Document #: 280890
Bedrooms: Pool:
Total Tax Value: $195,253 Bath(F/H): /
#20 9655 E Paseo San Ardo Tucson Az 85747
Owner Name: Eugene /Amber
APN / Alternate APN: 141-20-0650 / Deed Type: Quit Claim Deed Land Use: Sfr Subdivision / Tract: Hacienda Del Oro / Lot Size: 9,042
Year Built / Eff: 1999 / Rec. Date / Price: 04/01/2022 / $295,000 Living Area: 2,156
Document #: 910950
# of units:
Bedrooms: Pool: Pool
Total Tax Value: $215,836 Bath(F/H): /
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/22/2022 CoreLogic.
12 SUNNYSIDE UNIFIED 2238 E. Ginter Road, Tucson, AZ 85706 520.545.2000
13 TANQUE VERDE UNIFIED 2300 N. Tanque Verde Loop, Tucson, AZ 85749 520.749.5751
01 TUCSON UNIFIED 1010 E. 10th Street, Tucson, AZ 85717 520.225.6000
20 VAIL UNIFIED 10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747 520.879.2000
Public Schools :
Elementary Schools
Cottonwood Elementary School
9950 E Rees Loop Tucson AZ
Telephone :85747
(520) 879-2600
Distance 0.42 Miles
School District : Vail Unified District (4413)
Lowest Grade : K Highest Grade : 6th
Kindergarten : Yes School Enrollment : Enrollment : 589
Desert Willow Elementary School
9400 E Esmond Loop Tucson AZ 85747
Telephone : (520) 879-2302
Total Expenditure/Student : 193
Distance 0.71 Miles
School District : Vail Unified District (4413)
Lowest Grade : K Highest Grade : 5th
Kindergarten : Yes School Enrollment : Enrollment : 817
Total Expenditure/Student : 193
Mesquite Elementary School Distance 1.21 Miles
9455 E Rita Rd Tucson AZ Telephone :85747(520) 879-2102
School District : Vail Unified District (4413)
Lowest Grade : K Highest Grade : 5th
Kindergarten : Yes School Enrollment : Enrollment : 649
Total Expenditure/Student : 193
Esmond Station School Distance 1.98 Miles
9400 S Atterbury Wash Way Tucson AZ 85747
Telephone : (520) 879-3400
School District : Vail Unified District (4413)
Lowest Grade : Pre-K Highest Grade : 8th Kindergarten : Yes School Enrollment : Enrollment : 711
Total Expenditure/Student : 193
Customer
Customer On 09/22/2022
Middle Schools
Desert Sky Middle School
9850 E Rankin Loop Tucson AZ 85747
Telephone : (520) 879-2700
Distance 0.36 Miles
School District : Vail Unified District (4413)
Lowest Grade : 6th Highest Grade : 8th
Kindergarten : No School Enrollment : Enrollment : 753
Total Expenditure/Student : 193
Rincon Vista Middle School Distance 2.89 Miles
10770 E Bilby Rd Tucson AZ
Telephone :85747(520) 879-3200
School District : Vail Unified District (4413)
Lowest Grade : 6th Highest Grade : 8th
Kindergarten : No School Enrollment : Enrollment : 702
Total Expenditure/Student : 193
High Schools
Pcjted - Empire High School
10701 E Mary Ann Cleveland Way Tucson AZ 85747
Telephone : (520) 879-3000
Distance 1.25 Miles
School District : Pima County Jted (89380)
Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 0
Total Expenditure/Student : Advanced Placement : No
Pima County Jted At Empire Distance 1.25 Miles
10701 E Mary Ann Cleveland Way Tucson AZ 85747
Telephone : (520) 352-5833
School District : Pima County Jted (89380)
Lowest Grade : 9th Highest Grade : 12th
School Enrollment : Enrollment : 1
Total Expenditure/Student :
Advanced Placement : No
Customer
Customer Company First American Prepared On : 09/22/2022
Empire High School
10701 E Mary Ann Cleveland Way Tucson AZ 85747
Telephone : (520) 879-3000
Distance 1.25 Miles
School District : Vail Unified District (4413)
Lowest Grade : 9th Highest Grade : 12th
School Enrollment : Enrollment : 868
Total Expenditure/Student : 193 Advanced Placement : No
Pima County Jted At Indian Oasis Distance 1.29 Miles
10701 E Mary Ann Cleveland Way Tucson AZ 85747
Telephone : (520) 383-6800
School District : Pima County Jted (89380)
Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 4
Total Expenditure/Student : Advanced Placement : No
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/22/2022 CoreLogic.
AttractionsBusiness/Recreation
Name Address Telephone Distance (Miles)
Dancin Savvy 9796 E Paseo San Bernardo Tucson Az (520) 861-0514 0.26
Bellareta Upland Outftter's Llc 10254 E Clle Estrlla Plar Tucson Az (520) 574-6979 0.38
Tucson Racing Enterprises Llc 8110 S Houghton Rd Tucson Az (520) 762-8772 0.54
Rita Ranch Gymnastics Llc 9694 E Rita Commerce Ct Tucson Az (520) 664-1900 0.57
Banks / Financial Name Address Telephone Distance (Miles)
Nfi Pyramid Credit Union 8235 S Houghton Rd # 100 Tucson Az (520) 574-4415 0.48
Bank Of America, National Association 8150 S Houghton Rd Tucson Az (520) 574-7543 0.5
Credit Repair Tucson Az 8110 S Houghton Rd Ste 15 Tucson Az (520) 729-2178 0.54
Jpmorgan Chase Bank, National Association 8080 S Houghton Rd Tucson Az (520) 574-0102 0.56
Eating / Drinking
Name Address Telephone Distance (Miles)
Monsoon Cold Brew Llc 10121 E Paseo San Ardo Tucson Az (520) 891-2827 0.24
Rancho Rustico Houghton 8270 S Houghton Rd Tucson Az (520) 574-2294 0.46
Will Tio 8270 S Houghton Rd # 140 Tucson Az (520) 574-2029 0.46
Papa John's Pizza 8270 S Houghton Rd Tucson Az (520) 664-1144 0.46
Health Care Services
Name Address Telephone Distance (Miles)
Cornerstone Medical Gas 8415 S Via De Roberto Tucson Az (520) 975-5773 0.22
All Nation Health Llc 9820 E Paseo San Bernardo Tucson Az (520) 891-0081 0.25
Bethel Behavioral Health 9820 E Paseo San Bernardo Tucson Az (520) 891-0081 0.25
Catalina Surgical First Assist, Inc. 10121 E Paseo San Bruno Tucson Az (520) 906-6112 0.43
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/22/2022
Hospitality
Name Address Telephone Distance (Miles)
The Inn At Civano 10448 E 7th Gnrtons Way G Tucson Az (520) 296-5428 1.24
Hampton Inn & Suites Tucson Tech Park 9095 S Rita Rd Tucson Az (520) 989-7200 1.68
Desert Sol Bed & Breakfast 5312 S Civano Blvd Tucson Az (520) 207-2539 3.83
Haciendo Del Desierto Inc 11770 E Rambling Trl Tucson Az (520) 298-1764 4.5
Organizations / Associations
Name Address Telephone Distance (Miles)
Loan Signing Pros, Llc 9571 E Paseo San Bernardo Tucson Az (520) 207-6635 0.43
Calvary Fellowship Of Tucson 10271 E Hmmngbird Mdow Wa Tucson Az (520) 663-1851 0.63
Berean Baptist Fellowship 9690 E Bennett Dr Tucson Az (520) 574-2501 0.81
Revolution Church 10701 E M A Cleveland Way Tucson Az (319) 830-9853 1.15
Personal Services
Name Address Telephone Distance (Miles)
The Garage Fitness With Catalina Llc 10424 E Port Townsend St Tucson Az (520) 400-7993 0.64
Jkay, Llc 8072 S High Canyon Dr Tucson Az (520) 270-0945 0.87
D S F Express 4 7545 S Houghton Rd Tucson Az (520) 572-8788 1.1
Snap Fitness 7545 S Houghton Rd # 165 Tucson Az (520) 572-8788 1.1
Shopping
Name Address Telephone Distance (Miles)
Clutter Free Spaces 8365 S Camino Bengala Tucson Az (520) 203-8991 0.43
Targetcom 10168 E Sunrise Meadow Pl Tucson Az (520) 344-6031 0.44
Quik Stop Markets 8260 S Houghton Rd Tucson Az (520) 663-1990 0.46
The Sherwin-williams Company 8130 S Houghton Rd # 112 Tucson Az (520) 574-3482 0.52
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/22/2022
9944 E VIA DEL FANDANGO
Owner Name : Amado Melissa I
Sale Date : 08/23/2005
Total Value : $177,467
Bed / Bath : / 2
Land Use : Sfr
Distance 0.03 Miles
Subdivision : Hacienda Del Oro
Recording Date : 09/07/2005
Sale Price : $252,500
Property Tax : $2,350.16
Lot Acres : 0.14
Stories : 1 Living Area : 1,935
Yr Blt / Eff Yr Blt : 1994 / APN : 141-19-3350
8308 S VIA DEL BARQUERO Distance 0.03 Miles
Owner Name : Hospers Garth
Sale Date : 12/06/2011
Total Value : $192,272
Subdivision : Hacienda Del Oro
Recording Date : 12/12/2011
Sale Price : $165,900
Bed / Bath : / 3 Property Tax : $2,522
Land Use : Sfr Lot Acres : 0.17
Stories : 1 Living Area : 2,187
Yr Blt / Eff Yr Blt : 1992 / APN : 141-19-0590
8300 S VIA DEL BARQUERO Distance 0.04 Miles
Owner Name : Wilcock-parker Living Trust
Sale Date : 05/23/2003
Total Value : $157,591
Subdivision : Hacienda Del Oro
Recording Date : 06/04/2003
Sale Price : $142,000
Bed / Bath : / 3 Property Tax : $2,119.86
Land Use : Sfr Lot Acres : 0.17
Stories : 1 Living Area : 1,710
Yr Blt / Eff Yr Blt : 1992 / APN : 141-19-0580
9943 E VIA DEL FANDANGO
Owner Name : Geerdes Raymond
Sale Date : 07/00/2002
Total Value : $154,463
Bed / Bath : / 2
Land Use : Sfr
Distance 0.04 Miles
Subdivision : Hacienda Del Oro
Recording Date : 08/28/2002
Sale Price : $125,000
Property Tax : $2,095.69
Lot Acres : 0.17
Stories : 1 Living Area : 1,592
Yr Blt / Eff Yr Blt : 1992 / APN : 141-19-3620
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/22/2022
9951 E PASEO SAN ARDO
Owner Name : Smith Michael A
Sale Date : 06/09/2003
Total Value : $151,339
Distance 0.04 Miles
Subdivision : Hacienda Del Oro
Recording Date : 06/20/2003
Sale Price : $139,500
Bed / Bath : / 2 Property Tax : $2,024.82
Land Use : Sfr
Lot Acres : 0.10
Stories : 1 Living Area : 1,592
Yr Blt / Eff Yr Blt : 1995 / APN : 141-19-3640
9951 E VIA DEL FANDANGO Distance 0.05 Miles
Owner Name : Stern Richard
Sale Date : 07/20/2001
Total Value : $131,792
Subdivision : Hacienda Del Oro
Recording Date : 07/20/2001
Sale Price : $108,000
Bed / Bath : / 3 Property Tax : $1,818.89
Land Use : Sfr
Lot Acres : 0.13
Stories : 1 Living Area : 1,301
Yr Blt / Eff Yr Blt : 1994 / APN : 141-19-3610
9957 E PASEO SAN ARDO Distance 0.05 Miles
Owner Name : American Homes 4 Rent Properti
Sale Date : 10/31/1995
Subdivision : Hacienda Del Oro
Recording Date : 10/31/1995
Total Value : $183,470 Sale Price : $113,010
Bed / Bath : / 3 Property Tax : $2,757.05
Land Use : Sfr
Lot Acres : 0.10
Stories : 1.5 Living Area : 2,177
Yr Blt / Eff Yr Blt : 1995 / APN : 141-19-3650
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/22/2022 2022 CoreLogic.
9963 E PASEO SAN ARDO Distance 0.06 Miles
Owner Name : Espinoza Syliva
Sale Date : 01/00/2005
Total Value : $136,697
Subdivision : Hacienda Del Oro
Recording Date : 01/28/2005
Sale Price : $156,000
Bed / Bath : / 3 Property Tax : $1,869.22
Land Use : Sfr
Lot Acres : 0.10
Stories : 1 Living Area : 1,301
Yr Blt / Eff Yr Blt : 1995 / APN : 141-19-3660
9910 E PASEO SAN ARDO Distance 0.06 Miles
Owner Name : Hughes Anthony Subdivision : Hacienda Del Oro
Sale Date : 07/17/2000
Recording Date : 08/15/2000
Total Value : $157,591 Sale Price : $117,900
Bed / Bath : / 3 Property Tax : $2,119.86
Land Use : Sfr Lot Acres : 0.17
Stories : 1 Living Area : 1,710
Yr Blt / Eff Yr Blt : 1992 / APN : 141-19-0310
9944 E PASEO SAN ARDO Distance 0.06 Miles
Owner Name : Perko Michael J
Sale Date : 02/00/1998
Subdivision : Hacienda Del Oro
Recording Date : 02/19/1998
Total Value : $178,015 Sale Price : $118,000
Bed / Bath : / 2 Property Tax : $2,354.20
Land Use : Sfr Lot Acres : 0.13
Stories : 1 Living Area : 1,935
Yr Blt / Eff Yr Blt : 1995 / APN : 141-19-3900
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/22/2022 CoreLogic.
Census Tract / block: 40.66 / 1 Year: 2018
Household Population Population by Age
Count: 2,680 0 - 11
Estimate Current Year: 2,381 12 - 17
Estimate in 5 Years: 1,485 18 - 24 12.57%
Growth Last 5 Years: -14.25% 25 - 64 52.2%
Growth Last 10 Years: -211.57% 65 - 74 6.08% 75+
Household Size Household Income
Current Year: 959 0 - $25,000 3.86%
Average Current Year: 2.79 $25,000 - $35,000 3.86%
Estimate in 5 Years: 671 $35,000 - $50,000 13.56%
Growth Last 5 Years: -12.93% $50,000 - $75,000 26.69%
Growth Last 10 Years: -11.49% $75,000 - $100,000 20.86%
Male Population: 47.8% Above $100,000 31.18%
Female Population: 52.2% Average Household Income: $79,306
Married People: 47.59%
Unmarried People: 52.41%
Housing
Median Mortgage Payments
Home Values
Under $300: 1.62% Below $100,000: 3.4%
$300 - $799: 26.88% $100,000 - $150,000: 27.77%
$800 - $1,999: 70.46% $150,000 - $200,000: 43.28% Over $2,000: 1.03% $200,000 - $300,000: 25.55%
Median Home Value: $170,700 $300,000 - $500,000: 0%
Unit Occupied Owner: 70.59% Above $500,000: 0%
Median Mortgage: $818
Customer
Customer
Rent Payments Year Built
Unit Occupied Renter: 29.41% 1999 - 2000
Median Gross Rent: $1,391 1995 - 1998
Less Than $499 0% 1990 - 1994
$500 - $749 0% 1980 - 1989 0%
$750 - $999 0% 1970 - 1979 0%
$1000 and Over 100% 1900 - 1969 0.85%
Education
Enrollment
Public Pre-Primary School: 1.24%
Private Pre-Primary School: 0%
Not Enrolled in School: 70.76%
Not A High School Graduate: 2.47%
Public School: 28.11% Graduate Of High School: 21.87%
Private School: 1.13% Attended Some College: 33.48%
Public College: 7.66% College Graduate: 29.46%
Private College: 0.27% Graduate Degree: 12.72%
Workforce
Occupation: Manager/Prof: 35.45% Private Worker: 63.82%
Technical: Government Worker: 24.32%
Sales: 20.78% Self Employed Worker: 0.88% Administrative: Unpaid Family Worker: 4.5%
Private House Hold: Farming: 3.91%
Service: 30.36% Skilled:
Protective Services: Blue-Collar: 13.41%
Commute Time
Less Than 15 Min: 14.51%
15 min - 28 min: 40.24%
30 min - 57 min: 39.57%
Over 60 min: 5.68%
Customer Name Jeremiah
Customer Company Name First American Prepared On 09/22/2022
SEARCH PARAMETERS
PARCEL: 141-19-0260
PARCEL: 141-19-0260
INSTRUMENT REC DATE
OWNER: GIFFORD LINDA SWAYNE & BLIS AFFIDAVIT 2020 2050697 07/23/2020
SITUS: 8315 S VIA DEL BARQUERO TUC
MAIL: 8315 S VIA DEL BARQUERO TUCSON AZ 85747
PLAT: LOT 00026 BLOCK
LEGAL: HACIENDA DEL ORO LOT 26
CURRENT TAXES
INFORMATION THROUGH 07/28/2022
LAND IMPR EXEMPT AREA SPECIAL DISTRICTS
PRIMARY 17,969 0 0 10.1222 2050
SECONDARY 50 18,989 0 5.4640
2021 TOTAL TAX BILLED 2,500.62
2021 TAX AMT TAX DUE INTEREST
DATE PAID
TOTAL DUE
FIRST HALF 1,250.31 0.00 0.00 10/23/2021 0.00 SECOND HALF 1,250.31 0.00 0.00 05/28/2022 0.00
TOTAL CURRENT TAXES DUE 09/22 0.00 10/22 0.00
IMPROVEMENTS
RESIDENTIAL BLDG SQFT 2,157 FULL CASH VALUE 190,392 YEAR BUILT 1992 LAND USE 01 31 NUMBER OF STORIES 1.0 LOT SIZE 1 STDLT STORIES HEIGHT 0 SCHOOL DISTRICT 2050 EXTERIOR WALLS FRAME WOOD LAND FULL CASH VALUE 502 GRADE MATERIALS IMPR FULL CASH VALUE 189,890
SALES
SALE DATE
SALE AMOUNT
INSTRUMENT TYPE SELLER NAME VALIDITY 07/23/2020 2020 2050697 WD WILLIAMS MELVIN LEE & SZIL 09/17/2014 2014 2600137 WD ALKIRE KEVIN/VICTORIA 10/06/2008 13406 2636 SW AVELO MORTGAGE LLC 12/06/2005 12694 5584 WD LIMA GARY L 05/31/1996 10306 2271 WD HAMMOND ROGER L 03/02/1992 9237 730 D US HOME CORPORATION 10/31/1991 9156 659 SD UNITED NEW MEXICO BANK M 09/27/1991 9133 1501 SD SHANOR STUART D TRUSTEE M
ConditionsCovenants,&Restrictions
Thank you for the opportunity to be of service.
Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).
This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.
Count on First American Title
Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.
Count On Us For Service
First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.
Count On Us For Stability
First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.
Count On Us For Convenience
First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.
Count On Us To Meet Your Needs
First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.
of using a Professional REALTOR ®
Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.
A REALTOR ® :
› Understands market conditions and has access to information not available to the average homeowner.
› Can advertise effectively for the best results.
› Knows how to price your home realistically, to give you the highest price possible within your time frame.
› Is experienced in creating demand for homes and how to show them to advantage.
› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.
› Knows how to go toe-to-toe in negotiations.
› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.
› Can remain objective when presenting offers and counter-offers on your behalf.
› Maintains errors-and-omissions insurance.
› Will listen to your needs, respect your opinions and allow you to make your own decisions.
› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.
› Is experienced with resolving problems to facilitate a successful closing on your home.
Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!
Benefits4
FOR SALE BY OWNER
Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.
Do you...
- have the knowledge, patience, and sales skills needed to sell your home?
- know how to determine your home’s current market value?
- know how to determine whether or not a buyer can qualify for a loan?
- understand the steps of an escrow and what’s required of you and the buyer?
- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?
- know how to advertise effectively and what the costs will be?
- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?
- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?
Are you...
- aware of conditions in the marketplace today that affect value and length of time to sell?
- concerned about having strangers walking through your home?
- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?
- aware that every time you leave your home, you are taking it off the market until you return?
- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?
- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?
Key Professionals Involved in Your Transaction
REALTOR ®
A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®
REAL ESTATE AGENT
A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®
LISTING AGENT
A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.
BUYER'S AGENT
A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.
MULTIPLE LISTING SERVICE (MLS)
The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®
TITLE COMPANY
These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.
ESCROW OFFICER
An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.
YOURFORPREPARINGSALEHOME
Mow and edge the lawn regularly, and trim the shrubs.
Make your entry inviting: Paint your front door and buy a new front door mat.
Paint or replace the mailbox, if needed.
If screens or windows are damaged, replace or repair them.
Repair or replace worn shutters and other exterior trim.
Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.
Ensure that all exterior lights are working.
Check stucco walls for cracks and discoloration.
Remove any oil and rust stains from the driveway and garage.
Clean and organize the garage, and ensure the door is in good working order.
Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.
Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.
Repair leaky faucets and caulking in bathtubs and showers.
Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.
Make sure toilet seats look new and are firmly attached.
First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:
Repair or replace loud ventilating fans. Replace worn shower curtains.
Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.
Remove clutter throughout the house. Organize and clean out closets. Clean household appliances and make sure they work properly.
Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.
Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean. Inspect fences, gates and latches. Repair or replace as needed.
Staging your home for Show
To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:
Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.
Clear all clutter from counter tops.
Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.
Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact. Send pets away or secure them away from the house, and be sure to clean up after them.
Close the windows to eliminate street noise.
If possible you, your pets, and your children should be gone while your home is being
Cleanshown.trash
cans and put them out of sight.
If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.
Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings
Hang clean attractive guest towels in the bathrooms. Check that sink and tub are scrubbed and unstained. Make beds with attractive spreads. Stash or throw out newspapers, magazines, junk mail.
Terms You Should Know
Appraisal
An estimate of value of property resulting from analysis of facts about the property; an opinion of value.
Annual Percentage Rate (APR)
The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.
Beneficiary
The recipient of benefits, often from a deed of trust; usually the lender.
Closing Disclosure (CD)
Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.
Close of Escrow
Generally the date the buyer becomes the legal owner and title insurance becomes effective.
Comparable Sales
Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”
Consummation
Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.
Deed of Trust
An instrument used in many states in place of a mortgage.
Deed Restrictions
Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.
Disbursement Date
The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.
Earnest Money Deposit
Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.
Easement
A right, privilege or interest limited to a specific purpose that one party has in the land of another.
Endorsement
As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.
Hazard Insurance
Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.
Impounds
A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.
Legal Description
A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.
Lien
A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.
Loan Estimate (LE)
Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.
Mortgage
The instrument by which real property is pledged as security for repayment of a loan.
PITI
A payment that includes Principal, Interest, Taxes, and Insurance.
Power of Attorney
A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”
Recording
Filing documents affecting real property with the appropriate government agency as a matter of public record.
Settlement statement
Provides a complete breakdown of costs involved in a real estate transaction.
TRID
TILA-RESPA Integrated Disclosures
The Life Of An Escrow
THE BUYER
Chooses a Real Estate Agent
Gets pre-approval letter from Lender and provides to Real Estate Agent.
Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.
Finalizes loan application with Lender. Receives a Loan Estimate from Lender.
Completes and returns opening package from First American Title.
Schedules inspections and evaluates findings. Reviews title BuyerpriorlenderpaperworkProvidespreliminarycommitment/report.allrequestedtoLender(bankstatements,taxreturns,etc.)Allinvoicesandfinalapprovalsshouldbetothenolaterthan10daystoloanconsummation.Lender(orEscrowOfficer)preparesCDanddeliverstoatleast3dayspriortoloanconsummation.Escrowofficerorrealestateagentcontactsthebuyertoschedulesigningappointment.Buyerconsummatesloan,executessettlementdocuments,&depositsfundsviawiretransfer.Documentsarerecordedandthekeysaredelivered!
THE SELLER
Chooses a Real Estate Agent
Accepts Buyer’s offer to openingCompletespurchase.andreturnspackagefromFirstAmericanTitle,includinginformationsuchasforwardingaddress,payofflendercontactinformationandloannumbers.Ordersanyworkforinspectionsand/orrepairstobedoneasrequiredbythepurchaseagreement.Escrowofficerorrealestateagentcontactsthesellertoschedulesigningappointment.Documentsarerecordedandallproceedsfromsalearereceived.
THE ESCROW OFFICER
Upon receipt of order and earnest money deposit, orders title examination.
Requests necessary information from buyers and sellers via opening packages.
Reviews title commitment / preliminary report. Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title preliminarycommitment/report.
All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan
Coordinatesconsummation.withlender on the preparation of the CD.
Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.
Schedules signing appointment and informs buyer of funds due at settlement.
Once loan is consummated, sends funding package to lender for review.
Prepares recording instructions and submits docs for recording.
Documents are recorded and funds are disbursed. Issues final settlement statement.
THE LENDER
Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.
Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.
Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan
Underwritingapproval.reviews loan package for approval.
Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan documents,UponDeliversconsummation.loandocumentstoescrow.reviewofsignedloanauthorizesloanfunding.
Closing Costs: Who Pays What
The Escrow Process
WHAT IS AN ESCROW?
The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.
HOW IS AN ESCROW OPENED?
Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder.
From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.
Your Escrow Professional May:
Open escrow and deposit good faith funds into an escrow account
Conduct a title search to determine the ownership and title status of the real Reviewpropertythetitle
commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.
Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)
Prorate fees, such as real property taxes, per the contract and prepare the settlement statement
Set separate appointments allowing the buyer and seller to sign documents and deposit funds
Review documents and ensure all conditions are fulfilled and certain legal requirements are met
Request funds from buyer and buyer’s new lender
When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer
After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more
Prepare and send final documents to all parties
Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property Understandingrecords.
Title Insurance
The Title Industry & Title Insurance in Brief
WHAT IS TITLE INSURANCE?
Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.
WHY IS TITLE INSURANCE NEEDED?
Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.
WHEN IS THE PREMIUM DUE?
You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.
Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA
Protection from:
1 Someone else owns an interest in your title
2 A document is not properly signed
3 Forgery, fraud, duress in the chain of title
4 Defective recording of any document
5 There are restrictive covenants
6 There is a lien on your title because there is:
a) a deed of trust
b) a judgement, tax, or special assessment
c) a charge by a homeowner’s association
7 Title is unmarketable
8 Mechanics lien
9 Forced removal of a structure because it:
a) extends on another property and/or easement
b) violates a restriction in Schedule B
c) violates an existing zoning law*
10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance
11 Unrecorded lien by a homeowners association Unrecorded easements Building permit violations*
14 Restrictive covenant violations Post-policy forgery
16 Post-policy encroachment Post-policy damage from extraction of minerals or water
18 Lack of vehicular and pedestrian access Map not consistent with legal description
20 Post-policy adverse possession
Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA
21 Post-policy prescriptive easement
22 Covenant violation resulting in your title reverting to a previous owner
23 Violation of building setback regulations
24 Discriminatory covenants Other benefits:
25 Pays rent for substitute land or facilities Rights under unrecorded leases
27 Plain language statements of policy coverage and restrictions
28 Compliance with Subdivision Map Act
29 Coverage for boundary wall or fence encroachment*
30 Added ownership coverage leads to enhanced marketability
31 Insurance coverage for a lifetime
32 Post-policy inflation coverage with automatic increase in value up to 150% over five years
33 Post-policy Living Trust coverage
* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.
As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.
Consider This
One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.
When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.
Closing Your Escrow
THE CLOSING DISCLOSURE
Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.
*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.
THE CLOSING OR SIGNING APPOINTMENT
The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.
You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.
The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.
DON'T FORGET YOUR IDENTIFICATION
You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.
WHAT HAPPENS NEXT?
If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."
If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.
Planning your move
SIX WEEKS BEFORE:
Create an inventory sheet of items to move.
Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.
Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.
Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.
Packing materials. Gather moving boxes and packing materials for your move.
Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.
Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.
Changing Schools. If changing schools, contact new school for registration process.
FOUR WEEKS BEFORE:
Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.
Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.
Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.
Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.
Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.
Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.
ONE WEEK BEFORE:
Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.
Change of address. Visit USPS for change of address form.
Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.
Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.
Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.
Start packing. Begin packing for your new location.
Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!
Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.
Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.
MOVING
ReviewDAY:thehouse
. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.
Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.
Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.
Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.
Your Notes:
Your Notes:
Your Notes:
First American Title Branch Locator
1 SUN CITY WES T 13940623.299.3644W.Meeker Blvd., #119
Sun City West, AZ 85375
N of Meeker Blvd
W of R.H. Johnson
2 GOODYEAR
1626623.936.8001N.Litchfield Rd. Ste. #170 Goodyear, AZ 85395
NW corner of McDowell & Litchfield
3 ARROWHEAD
16165623.487.0404N.83rd Ave , #100 Peoria, AZ 85382
S of Bell/E side of 83rd Ave
4 THE LEGENDS 20241623.537.1608N.67th Ave , #A-2 Glendale, AZ 85308
E side 67th Ave/N of 101
5 ANTHEM 39508623.551.3265N.Daisy Mountain Dr., #128 Anthem, AZ 85086
NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy
6 BILTMORE
3200602.954.3644ECamelback Rd., #123 Phoenix, AZ 85018
NE Corner of Camelback/32nd Street
7 DESERT RIDGE 480.515 4369 20860 N. Tatum Blvd , #100 Phoenix, AZ 85050
NW corner of Tatum/Loop 101
8 CAREFREE 7202480.575.6609E.Carefree Dr , Bldg 1, #1 Carefree, AZ 85377
NE corner of Tom Darlington/ Carefree Dr.
9 KIERLAND COMMONS
14648480.948.6488NScottsdale Rd., Ste. #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway
10 SCOTTSDALE FORUM 6263480.551.0480N.Scottsdale Rd., #110 Scottsdale, AZ 85250
E Side Scottsdale/S of Lincoln
11 DC CROSSING 18291480.563.9034N.Pima Rd , #145 Scottsdale, AZ 85255
SE corner of Pima/Legacy
12 AHWATUKEE 4435480.753.4424E.Chandler Blvd , #100 Phoenix, AZ 85048
SW corner Chandler/45th St.
13 CHANDLER PORTICO 2121480.777.0051W.Chandler Blvd., #215 Chandler, AZ 85224
SW Corner Chandler Blvd./ Dobson Rd.
14 GILBERT SAN TAN 1528480.777.0614E.Williams Field Rd., #101 Gilbert, AZ 85295
NW corner of Williams Field Rd./ Val Vista Rd.
15 MESA 1630480.401.3738S.Stapley Dr., #123 Mesa, AZ 85204
N of Baseline / W of Stapley
16 RED MOUNTAIN 1135480.534.3599N.Recker Rd , #103 Mesa, AZ 85205
SE corner of Recker & Brown
17 GOLD CANYON 6877480.288.0883SouthKings Ranch Rd., #5 Gold Canyon, AZ 85118 E of South60/Side Kings Ranch Rd.
1 MAIN OFFICE
520.885.1600 | Fax 520.885.2309 6390 E. Tanque Verde Rd. Tucson, AZ 85715
2 BROADWAY 520.747.1644 | Fax 520.747.1403 3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716
3 CAMBRIC 520.577.8707 | Fax 520.529.5034 1840 E. River Rd., Ste. 200 Tucson, AZ 85718
4 CASA GRANDE 520.426.4600 | Fax 520.426.4699 421 E. Cottonwood Ln Casa Grande, AZ 85122
5 CASAS ADOBES 520.575.1900 | Fax 520.432.0168 6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704
6 CENTRAL 520.319.9207 | Fax 520.319.1468 3777 E. Broadway Blvd., Ste. 102 Tucson, AZ 85716
7 DOWNTOWN 520.740.0424 | Fax 520.740.0436 1 S. Church Ave., Ste. 1610 Tucson, AZ 85701
8 FOOTHILLS 520.299.4606 | Fax 520.577.6993 4051 E Sunrise Dr., Ste. 155 Tucson, AZ 85718
9 GREEN VALLEY 520.625.1095 | Fax 520.958.9663 190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622
10 ORO CANADAVALLEY/LA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737
11 ORO VALLEY/ORACLE 520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704
12 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747
13 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718
14 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718
15 TANQUE VERDE 520.202.2626 | Fax 520.495.6151 7479 E. Tanque Verde Tucson, AZ 85715