Issuu on Google+

LOCAL CHEFS ARE ENCOURAGING DINERS TO CREATE NEW CULINARY TRADITIONS THIS HOLIDAY SEASON

Andy Garcia

One-on-one interview with actor

star of indie film “At Middleton”

On holiday at the

Kona Kai

Judith Ripka Luxury jewelry designer

$5.95

VOLUME 7 ISSUE 12


After Thanksgiving Sale! 20% OFF THE ENTIRE STORE from November 29 - December 25 5% of this sale will benefit Rady Children’s Hospital. Sincere thanks to all our customers, publishers and vendors for your incredible support. Special thanks to the Covello Family and all our friends for having faith in us.

Happy Holidays! 16085 SAN DIEGUITO ROAD SUITE E-6 | RANCHO SANTA FE, CA 92067 | (858) 759-6647 | MON - SAT 10-6


5617 PASEO DEL NORTE SUITE 114 CARLSBAD, CA 92008

(760) 613.7987 E LE P H ANT W AL KOU T D OORF OOT W EAR. COM

SH OP O NLI NE


style

CELEBRATE the H o l i d a y s IN

FLOWER HILL PROMENADE DEL MAR |858.755.7227 THE FORUM CARLSBAD | 760.942.0227 LIKE US FOR INFO ON SPECIAL EVENTS AND SAVINGS


W A E C N TIQUE IN

E G LA

A B S RL

IL V D

U O B

Beach and Resort Wear 2975 State Street Carlsbad CA, 92008


Celebrate the holiday season on a Hornblower dinner or brunch cruise. The feasts are festive, the drinks are delicious, and the spectacular views just don’t stop. So leave the prep (and clean-up!) in your wake, and treat your friends, family or office to a relaxing, magical experience on the water. What will You celebrate?

619-686-8715 hornblower.com Book a group of 20+ and enjoy a round on us!


PUBLISHER’S LETTER It seems as soon as Thanksgiving hits, life presses the fast forward button on all of us and in a flash it’s 2014. Moments with our family, friends and loving neighbors during this time of the year really is a unique opportunity for each of us to slow things down and make lasting memories. In recognizing that, we here at FINE felt it was important for us to deliver to you a Holiday Issue that focused exactly on that. This issue truly represents an appreciation for relationships—a back-to-basics approach to family and the holiday season in genuine San Diego style. We may not have a white Christmas, but there’s no reason to envy the snow. Enjoy cool weather at a family bonfire, an intimate indoor dinner party or charitable events that make a difference all year long. Take the time to savor the season with those you love the most and surprise them—get creative, be original and as always, make it a FINE occasion. HEATHER AND JOHN WINFIELD

With appreciation,

John Winfield PUBLISHER


A San Diego Native Published by FINE Media Group, Inc.

supplies the right balance of minerals & electrolytes, naturally - stay hydrated to stay healthy

www.solarrainwatery.com

PUBLISHER / EDITOR-IN-CHIEF John Winfield

Ocean Sourced

ASSOCIATE PUBLISHER Heather Winfield CREATIVE DIRECTOR Willie Daniels MANAGING EDITOR Whitney Butler CONTENT EDITOR Jeanette Calo FOOD AND WINE EDITOR Maria Desiderata Montana SOCIAL MEDIA Nicole Lawrence COPY EDITOR Brad Froese INTERN Amira Dhanoa

CONTRIBUTING WRITERS Ashley Baker Whitney Butler

ON THE COVER Exclusive fashions provided by My Sister’s Closet (mysisterscloset.com) and more in this month’s fashion editorial.

Jeanette Calo Nicole Lawrence Maria Desiderata Montana

Photographed by Jonah Gilmore 760-450-8881 | studiorocketscience.com

Heather Randall Jeanette Yearley Mike Yorkey

Our mission is to redefine the expectations of a print publication by focusing to serve our clients with exceptional service and a quality product. We believe our advertisers deserve more from their advertising campaign—where print media is only the beginning.

SALES STAFF Carrington Kingsley Barbara Heide Diana Gonzalez

FINE magazine presents readers with quality content, stimulating articles, luxurious brands and distinctive style that compliments the ambitions shared by our professional, creative and affluent readers. Capture the audience and distinguish a brand with an audience that enjoys luxury as much as we do.

SALES INQUIRES 760-908-5729 sales@FINEsd.com

EDITORIAL SUBMISSION editorial@FINEsd.com

FINE MEDIA OFFICES 770 Rancho Santa Fe Road, Encinitas, CA 92024

SOCIAL MEDIA INFORMATION Facebook.com/FINEmagazines Twitter.com/FINEmagazine Keyword: FINEmagazine Keyword: FINEmagazine

Made Locally for Freshness Find us at Harney Sushi, Brooklyn Girl Eatery, Market in Del Mar, Island Palms, Blazin Grille, Rubicon Deli, Tuscany, Ki’s, Greenspot, Lodge at Torrey Pines, La Valencia Hotel, Pacific Terrace Hotel, Park Hyatt Aviara, Humphreys at the Bay, and Jsix to name a few, and of course Whole Foods, Jimbos, Keils, Boney’s Bayside Market and Cardiff Seaside Market

Your business could win

San Diego’s

FEATURED BUSINESS

FINEST.

WHITE LOTUS Creative events and flavors | See page 17

Call for info (760) 634-2103

Visit www.whitelotuspro.com

Call 858-751-0408


CONTENTS

COVER 40 ON HOLIDAY

Celebrate new traditions in romantic

fashions and escape this holiday on a staycation for two.

DINING 46

20

SEASONAL DISH

Local chefs celebrate the holidays by serving creative gourmet morsels.

GIFT PICKS

FINE magazine’s guide of FINE gifts for him or her.

INTERVIEW 28

DESIGN 50

In an exclusive interview, Andy Garcia

A personal look at award-winning

OH, ANDY!

30 HEALTH

goes indie at the La Costa Film Festival.

LOVE IS IN THE EARTH jewelry designer Judith Ripka.

SUGAR-FREE FAIRY A few simple steps can

shave off holiday weight gain.

FEATURE 36

THE 12 WAYS OF CHRISTMAS New traditions pair well with the past for a simple and memorable holiday

TRAVEL 56

GLAMPING

Glamour Camping offers an alternative staycation by the sea.

season.

San Diego’s FINEST

WINNER’S ON PAGE 78

You voted and the results are in. Check out this month’s

winners of San Diego’s FINEST.

14 FINEsd.com | facebook.com/FINEmagazines

24 STYLE

Break out your red lipstick and black eyeliner— matte lips and the iconic cat eye are two of

the hottest makeup trends this season.

78 CALENDAR

What’s going on in San Diego during the month of December? Check out FINE magazine’s coverage of the hottest local events.


CREATIVE EVENTS AND FLAVORS

CORPORATE EVENTS

|

WEDDINGS

|

HOLIDAY GALAS

858-751-0408 www.whitelotuspro.com


CONTRIBUTORS Ashley Baker | writer

Relax, Rejuvenate, Reinspire

San Diego Native, Ashley Baker is a published Fitness Model, Health Coach, Fitness Expert and Certified Nutritionist. She is currently studying Health and Nutrition in Riverside California. Ashley is the owner of Long Live The Bully animal rescue, located in Hemet California. As a mother of two, Ashley is passionate about helping families reach their fitness goals. She is using her love for writing to inspire and motivate others.

Whitney Butler | editor Whitney Butler has worked and studied abroad developing a cultural palate and her personal blog that has been featured online and in print. Today, she writes for several publications covering a variety of topics including nightlife, fashion and travel. Her passion for the written word continues to inspire new projects both professional and personally.

Nicole Lawrence | writer Nicole Lawrence graduated from the University of San Diego, earning a B.A. in English, as well as in Communications. Currently she is working at FINE – daily scoping out trends and news on topics ranging from fashion, beauty and life in San Diego – in addition to working as a freelance writer. Along with her love for writing, Nicole is a fashion enthusiast, a national-level horse back rider, and passionate for traveling.

Maria Desiderata Montana | writer Maria Desiderata Montana is the publisher of the award-winning food website San Diego Food Finds (sandiegofoodfinds.com). Maria is the author of the ‘Food Lovers’ Guide to San Diego’, the ‘San Diego Chef’s Table: Extraordinary Recipes From America’s Finest City’ and ‘The Inn at Rancho Santa Fe Cookbook’.

$

199

*

$199 Per square inch.

Only $150 after purchasing 6 units.

LIPOSONIX A non-invasive weight loss solution. One waist size smaller in one treatment.

$

2995

*Does not include ultrasound fee and garment.

Vaser Liposelection in 4 areas. Get rid of the unwanted layer over your abs & reduce love handles.

*Price per square inch.

Heather Randall | writer Heather Randall is a native of San Diego, and is currently working as a freelance writer and editor. Randall loves travel, photography and spending time with her family and friends.

Our list of treatments range from, VASER Ultrasonic Liposelection®, Thermage® using Total Tip® which is twice the strength, LightSheer® Laser Hair Removal, Botox® Cosmetics and Fillers, IPL Photofacials to a variety of Facials and Deep Tissue treatments, Microdermabrasion and

Janette Yearley | writer Janette Yearley has been the owner/operator of Yearley Interiors for over 12 years and specializes in primarily residential design. She was born and raised in San Diego. She earned her Bachelor’s Degree at the Design Institute of San Diego and is a current member of ASID.

Cosmelan® MD Depigmentation Treatment. We carry a variety of medical-grade cosmetic creams in store and on-line and we are now featuring the Mommy’s Luv line.

Contact us for a FREE consultation.

619.299.0264 Agelessandbeautiful.com 1080 University Avenue, Suite H-201

Mike Yorkey | writer Mike Yorkey is the author or co-author of more than 80 books, including “Alive & Kicking” with former San Diego Charger placekicker, Rolf Benirschke. He lives in Encinitas with his Swiss-born wife, Nicole. Check out his website at mikeyorkey.com.


Temecula Valley

2013 Toyota Avalon Hybrid

Worth the drive.

26631 YNEZ RD |  TEMECULA, CA 92591 | 888-695-0786 | TOYOTAOFTEMECULAVALLEY.COM


SHOP

FINE MAGAZINE’S GIFT PICKS 2013/2014

E AZIN MAG FINE R’S PICK O EDIT

EMPEROR BUTTERFLY RING

ACKERMAN DRESS SHOES

$1,080 | rosalinejewelry.com

$250 | ackermanshoes.com

18K gold and solid 925 silver.

Handmade in Mexico.

KINDLE PAPERWHITE

Next-generation E-reader. $119 | amazon.com

E AZIN K MAG FINE HER’S PIC IS PUBL

JACK BLACK

Men’s grooming products. $7-$70 | patrickjames.com

E AZIN MAG FINE R’S PICK O IT ED

ALEXANDER DAAS

TNS ESSENTIAL SERUM

$399 | alexanderdaas.com

$260 | laser-clinique.com

Sunglasses for him or her.

Anti-aging serum.

E

AZIN MAG FINE LE PICK Y T S

PLAY STATION 4

COOL WORD PENDANT

$399 | bestbuy.com

$945 | neimanmarcus.com

An emersive gaming experience.

18

By Lanvin.

TEETH WHITENING

Non-invasive treatment.

encinitasdentalboutique.com

LEATHER CUFF

By CoCo Rose, Carlsbad. $30 | 760-707-2262

E AZIN MAG FINE ION PICK H FAS

UGG DUFFIELD ROBE

Super soft ultra-fine fibers.

$125 | elephantwalkoutdoorfootwear.com

MARIDIAN EXPLORER

Digital to analogue converter. $299 | kiwiav.com

[continued on page 22]


SHOP

FINE MAGAZINE’S GIFT PICKS 2013/2014

[continued from page 20]

E AZIN MAG FINE TY PICK U BEA

WOLFORD HOSIERY

FEATHER DROP EARRINGS

maggiebclothing.com

$1,647 | luisaviaroma.com

Luxury leg-wear and lingerie.

E AZIN MAG FINE ION PICK H FAS

By Katie Rowland.

SHOREBREAK

Photo book by Clark Little.

$48.95 | clarklittlephotography.com

LATISSE ™

Beautiful and long lashes. drkaram.com

E AZIN K MAG IC FINE LOGY P O N TECH

COURTNEY CLUTCH By Jessica Faulkner.

$98 | jessicafaulkner.com

iPad Air

SKIN MOISTURIZER

$499 | modernhomesystems.com

$52 | dejachic.biz

Unbelievably this and light.

E AZIN MAG FINE ION PICK H FAS

DESIGNER PURSE Luxury brands.

mysisterscloset.com 20 FINEsd.com | facebook.com/FINEmagazines

By Lady Primrose.

GEN 7 WINE

Cabernet Sauvignon Reserve. $42 | gen7wines.com

E AZIN K MAG IC FINE LOGY P O N TECH

SPA FACIAL

Improve and replenish. $120 | neulookskin.com

NIKE+ FUELBAND SE

PYTHON LEATHER CLUTCH

$149 | nike.com

Priced to order. | farfetch.com

A fun way to get more active.

By Maison Du Posh.


STYLE

By Nicole Lawrence

Makeup Linings Playbook Line your lips and eyes like a pro this holiday.

B

reak out your red lipstick and black eyeliner— matte lips and the iconic cat eye are two of the hottest makeup trends this season. Try them out for yourself at your next holiday soirée!

Lesson 1 - Matte Red Lips Ruby-red pouts are back. These look-at-me-lips, while being one of the top beauty trends, may also be one of the most daunting. But don’t worry—bold matte lips aren’t that tricky, and when done right, they give you an instant wow-factor.

1

BUFF & PREP First, fix those chapped lips with a little exfoliation. The pros swear by a soft toothbrush, but a damp, warm washcloth will do the trick as well. After, apply a layer of balm, which will ensure long-lasting color, instantly smooth flakiness and fill in those pesky fine lines. Let it absorb for a few minutes to allow your lips to become moist and plump, then blot off the excess for a shine-free surface.

2

LINE Next, line your lips with a creamy pencil that is in the same shade as your lipstick. This creates guidelines for accurate application and a bumper to prevent pigment from feathering and bleeding. Then, use the same pencil to fill in your mouth to provide a base for the lipstick to adhere and prevent the color from setting into fine lines on the surface.

3

APPLY LIPSTICK Dab lipstick on the center of your bottom lip, either with a fine brush or straight from the tube, then give your lips a stained look by using your finger to massage the color into your lips. Reapply, and finish by blotting your lips with a tissue to soak up any shine.

Lessson 2 - Cat Eyes

F

rom thick to thin, black to bright, and everything in between, dramatic Brigitte Bardot-esque cat eyes popped up all over this season’s runways. At Libertine, for example, cat eyes were seen in the form of an inky shape that covered most of model’s lids, as

HAUTE TIP! Rest your elbow on the bathroom counter to get the most precise line!

opposed to a more simple and thin version that was seen at Dolce & Gabbana. Lets just face it— some days call for more than mascara.

1 2

DETERMINE YOUR SHAPE Look at yourself straight on in the mirror. Where your eyebrows end should be the direction your liner goes. START LINING Start with the brush or pencil resting on your lashes in the inner corner of the eye. Softly drag it across, letting the line become slightly thicker as you go, until you get to the end of your lashes. Then begin the tail in the opposite direction, with the tip of the brush facing your temple, and line until you connect the two lines. Either leave the cat eye wing thin and pointy, or increase the wing and intensify the drama by adding more layers of liner. [continued on page 22]

22 FINEsd.com | facebook.com/FINEmagazines


PANTO FO L A D ’ O RO WI NTE R WAR E H O U S E SALE A LL S H O E S 5 0 -75% O FF • A D D ITI O N A L 1 0 % O FF TO M I LITA RY WITH I D WH ILE SU PPLIE S L AST • O PE N TO TH E PU B LIC E VE RY FRIDAY IN DECE M B E R U NTIL CH RISTMAS 11/29 - 12 PM - 6 PM

12 /6 - 11AM - 6PM

12 / 13 - 11AM - 6PM

12 /20 - 11AM - 6PM

5817 DRYDEN AVE, CARLSBAD CA 92008 • CIAO@PDOITALIA.COM • 760-431-8874 • WWW.PDOITALIA.COM


Are You Outgoing? Would You Love a Career Working in the Media? If so, FINE magazine is looking for you!

NOW HIRING Sales Representatives

(760) 634.2103

[continued from page 22]

3 4

MAKE IT EVEN Keep in mind that it is always easier to add more liner than take it off. If you make a mistake, use a cotton swab dipped in makeup remover to clean it up. TOP IT OFF Now that your liner is done, focus your attention on your lashes. While a few coats of black mascara will do the trick, you can also use a strip of false lashes to enhance your eyes and the wing even larger.

Eye Want More! Take the look further by substituting teal or plum for black. Think of this as the partyready remix to your favorite old standard. Happy lining!


Custom pool and landscape designs by award winning landscape architect Experienced artisan construction and craftsmanship Cost-saving water solutions for any landscape Unique finish techniques Landscape and tree maintenance

License c-27 & c-53 942252

858.335.8151

Visit our website for more inspiration www.TBLandscaping.com


Oh, ANDY! Andy Garcia goes indie at the La Costa Film Festival. By: Whitney Butler

A

ndy Garcia sat across from me at the patio table outside his suite, where a party gathered of supporting actors, writers and friends—people who had collaborated on the film “At Middleton,” starring Garcia and Vera Farmiga. The indie film would make its La Costa debut in just a few hours, as a low evening mist gathered around the La Costa Resort and Spa in what Garcia described as “an emotional setting” for the festival. He liked it. I may have been a little star-stuck. He is, after all, cinema royalty—known for his notorious Mancini character and numerous A-list pairings in major blockbuster hits. As he swirled his red wine and puffed a cigar, his demeanor left a ring of relaxed energy about him. From a distance, Hollywood and its regime of CG robots and raunchy-humored Romeos looks more like a pop standard and less like an evolution of big talent on the big screens. It’s left some critics exhausted and nostalgic. So when I got a chance to sit down with Garcia to pick his brain about making films, that was exactly where I wanted to start. “The great curiosity is why doesn’t a script like [‘At Middleton’] ever get picked up by a studio immediately,” Garcia said. “I think everyone’s opinion was that it was too ‘small.’” Clearly he meant without the robots. “But the microcosm of a relationship could be a very big movie,” he continued. Enter independent film festivals. These multi-cinema, screening events have been around before Hollywood was…well, Hollywood. The first took place in Venice in 1932, a fest that’s still one of the largest and most prestigious in the world. There are approximately 3,000 documented festivals happening annually, in every language, celebrating every genre—from the impact of music in film to horror fests—and now, North County San Diego joins the ranks with an emphasis on sport documentary, a genre that fits the

Carlsbad lifestyle, yoga studios and all. “It’s hard to know what [Hollywood executives] say behind closed doors, Garcia said. “They say ‘thank you,’ ‘good luck’ and ‘have a nice day,’ and you have to ask yourself, ‘What are you prepared to do to make this movie?’” The conundrum of creative liberation during the digital era is widely due in part to these “doors” becoming increasingly more commercial. The importance of independent film festivals—whatever genre or size—has never been greater, providing a platform for local, national and international voices to impact audiences the world over. So how does someone like Andy Garcia, get involved in an indie film? What kind of luck did the writers have on their side? “I read the script and had an emotional reaction to the charm of it. I saw the character and got stimulated by him,” Garcia explained. “I knew the writing would attract a good cast, and that’s the key when you’re making an independent film.” Garcia got up and introduced me to Glenn German, the film’s co-writer, who had plenty of hilarious anecdotes about Garcia preparing for his roll as George, a bowtie wearing heart surgeon. Imagine Andy Garcia inside a Brooks Brothers clothing store, taking pictures of himself on his iPhone. That’s exactly where the pictures on German’s phone came from, as Garcia attempted to discover his character internally. “For me it was more like Jacques Tati and Buster Keaton and Harold Lloyd that kind of throwback,” Garcia recalled.


“When Adam and Glen came to me, what they had was passion for the piece and the script, but there was nothing else. There was no financial backing or structure. We just had to shake hands and try to produce it.” “At Middleton” was shot entirely in 20 days using only available light, less a few interior shots. “It’s not trying to be glossy,” Garcia said. “There’s nothing artificial about it. Whatever you see is natural, and it grounds the movie. The real thing is in the script. The writing was right on point. Always moving forward—beautifully constructed.” Whether or not the growing popularity of film festivals will beg reconsideration from the powers that be is undecided. But as Garcia and his colleagues squeezed together on the red carpet for photos, it’s clear that it certainly doesn’t hurt to try.


Weight gain during the holiday season is not always dramatic, but

getting rid of the extra

pounds afterwards can be a real challenge.

SUGAR-FREE FAIRY

By: Ashley Baker

A few simple steps can stave off holiday weight gain.

’T

is the season to be jolly—a sentiment that seems to entail copious amounts of tempting desserts, savory hors d’oeuvres and festive

drinks.

While it may feel like tradition, all these high-calorie refreshments can be potentially detrimental to your health. In fact, the average American will gain 5 to 7 pounds between Halloween and New Years. And through the years, this can add up quickly. Fear not! You can enjoy the holidays without the unexpected gift of love handles by following these simple steps. The most important step is portion control. Several small meals throughout the day is ideal, and when you have to resort to unbuttoning your pants in order to shovel down one last piece of pumpkin pie, you may want to stop eating. Listen to your body and savor smaller portions throughout the day. Next, avoid sugar. This may sound like a kamikaze mission during the holiday season, but it’s doable if you have the right tools. Many natural sugar alternatives are both healthy and delicious. The most popular substitute is applesauce. Apples are packed with natural sugars, fiber and vitamins. Simply replace sugar with equal parts applesauce, and you’ve got a healthier alternative.

28 FINEsd.com | facebook.com/FINEmagazines

Another sugar substitute is pureed bananas, which works exceptionally well with breads such as pumpkin or banana. Dried grapes are also packed with sugar. For a creative twist, blend a cup of raisins in a food processor. And If your recipe requires granulated sugar, try coconut sugar, which is made from the sap of coconut blossoms. Avoiding sugar doesn’t have to be a chore. For example, these chewy chocolate chip oatmeal cookies are so healthy, you can even eat them for breakfast. All you need is four ripe bananas, two cups of oats, four tablespoons of peanut butter or Nutella, and, if desired, one cup of dark chocolate chips. Mash up the bananas, then add the peanut butter or Nutella, followed by the oats and chocolate chips. Mix together, form into balls and bake at 350 degrees for 15 minuets. Just like that, you have a healthy treat that’s sure to cure your sweet tooth without any guilt. For a signature crowd pleaser, try the rich blueberry cheesecake recipe here. It’s an amazing dish that guests can’t get enough of, and it’s not packed with fats, calories or sugar. So you are now armed with the tools you need to avoid the dreaded holiday bulge. With these healthy tips, you will be lean and energized for the new year.


BEFORE

BEFORE

AFTER

TRANSFORM YOUR BODY

AFTER

BEFORE

AFTER

BEFORE

AFTER

WITHOUT SURGERY OR DOWNTIME.

The non-surgical body contouring treatment that BEFORE

AFTER

FREEZES AWAY STUBBORN FAT.

Reveal the real you with CoolSculpting. ®

Show off the body you’ve always dreamed of with CoolSculpting: the non-surgical body contouring treatment that freezes and naturally eliminates fat from your body. No needles, no surgery and best of all, no downtime. Developed by Harvard scientists, CoolSculpting is FDA-cleared, safe and clinically proven. We will develop a customized CoolSculpting treatment plan to address your specific areas of concern so you can say goodbye to stubborn fat! Call us today at (858) 481.7701 to schedule your consultation. Medical Director: P. Alexander Ataii, M.D. Procedure by Edward Becker, MD Results and patient experience may vary. Ask us if CoolSculpting is right for you. In the U.S. and Taiwan, non-invasive fat reduction is cleared only for the flank (love handle) and abdomen. CoolSculpting, the CoolSculpting logo and the Snowflake design are registered trademarks of ZELTIQ Aesthetics, Inc. © 2013. All rights reserved. IC1384-A

BEFORE

8 WEEKS AFTER

9 WEEKS AFTER

FIRST COOLSCULPTING® TREATMENT

SECOND COOLSCULPTING® TREATMENT (No weight change)

Laser Clinique 858.481.7701 4765 Carmel Mountain Road Suite 207 San Diego, CA 92130 www.laser-clinique.com


O CHRISTMAS TREE!

DECEMBER

O CHRISTMAS TREE! Embrace the latest trends in holiday tree design.

A

s soon as fall starts to kick up leaves and the chill in the air begs cashmere sweaters from the closet, I immediately think of the holidays. It’s amazing how the feeling never gets old, and every year I get excited. As a designer, it’s a fabulous time of year to try new things—a different theme for the tree or simply a new color scheme. Designers have the advantage of going to trade shows and markets early in the season to get a view of the latest and greatest trends. Here are some trendsetting ideas to get ahead of the trends for a fashionable and stylish interior. This year, it’s all about the classics with a twist. The trends this year are interpretations of old ones, as well as some very fun fresh new ideas. One trend that has been around for a couple years, but is definitely not going away anytime soon, is the stylish glam

By: Janette Yearley

theme. Typically, this theme is done using either all silver or all gold, mixed with clear glass and white ornaments. However mixing gold and silver looks equally lovely—mixed metallics are both trendy and a great way to build a collection that plays well with others for future decorating ideas. This theme makes use of shiny-mirrored ornaments, crystals, glitter, glass, icicles and lots of bling. Some other options that really make the holidays pop are ostrich plumes, peacock feathers and wired ribbon or metallic mesh woven throughout the branches. A must on this tree is a stunning tree topper—and I don’t just mean a star. Make it dramatic with an elaborate arrangement that explodes from the top and crowns the tree in glory. [continued on page 32]

30 FINEsd.com | facebook.com/FINEmagazines


O CHRISTMAS TREE!

DECEMBER

[continued from page 30]

A vintage theme is also fashionable. Think back on your childhood—old trains, antique cars, worn musical instruments, old toys and even old antique style signs. It is a wonderful way to bring a nostalgic feeling to the holidays and to remember a simpler time, when getting a doll or a wagon under the tree were the must-have toys of the season. This is the year to break out the really old ornaments that might even have some paint worn off. Adding ‘snow-in-a-can’ or flocking before decorating the tree would also compliment the days-of-yore spirit. Weave strips of

burlap throughout the tree instead of ribbon, add sleighs, vintage postcards, letters to Santa, plaids, birds and berries. All will look great on this tree topped with a simple and traditional star. A newer twist on this vintage theme is a “Gatsby” or “Roaring 20s” theme. This soft, romantic tree incorporates lots of feathers— especially boas and ostrich plumes—strands of pearls, musical instruments, crystals, fringe and light creamy whites or pale pastels. To fill in the gaps, use yards of billowy chiffon, tulle or lace. The tree topper should be either a showpiece that really captures the era, such as a miniature saxophone or other jazz instrument. For something else fun, try a mystical fantasy theme using fairies, pixies, unicorns and forest creatures. Peacock feathers, moss and floral branches would go wonderfully on this tree. A color palette of bright greens, aqua, purples and fuchsia complete this ethereal tree. No matter what theme you choose for the tree, remember the rest of the decorations should follow suit and match in color, style and feeling. The joy of Christmas is creating new traditions to pair with the old ones. Put on the holiday music, make some hot spiced cider or chocolate and decorate with wild abandon! Your home will radiate love and warmth throughout the holiday season if you express a uniquely holiday feeling.

We Wish You and Your Family a Healthy and Happy 2014! We Would Like to Thank All of Our Fabulous Clients For Their Continued Trust & Real Estate Referrals For The Past 25 Years All Over San Diego.

John Cadman 760-214-7268

Griselda Mendoza-Cadman 760-445-4747


Let’s make it simple.

CHRISTMAS EVE SERVICES

3:30, 5:00, 7:00PM SUNDAY MORNINGS AT 9AM & 10:45AM


THE 12 WAYS OF CHRISTMAS

The 12 Ways of Christmas New traditions pair well with the past for a simple and memorable holiday season. Article by By Jeanette Calo |

O

n the first day of Christmas, San Diego gave to me… a holiday that is simple and carefree. This year, FINE magazine decided to stick to the basics, updating past traditions and focusing on what’s really important. Here are 12 of our finest suggestions. Twelve Seats at Dinner Let’s trade in hors d’oeuvres and small talk for fine dining and conversation. Pass on the Gatsby-esque extravaganza, and focus on a simple time with your closest friends. When the emphasis is on quality over quantity, you have more time to savor the moment and reflect on the past year. If cooking is your forte, pull out all the holiday stops and craft a feast for the amount of people you feel comfortable hosting— might we recommend the Burgundy Tri-Tip, a.k.a. “Cardiff Crack,” from Cardiff Seaside Market (seasidemarket.com) as the centerpiece? And if you’d rather steer clear of the kitchen altogether, there’s a bevy of caterers to handle the work for you, among them The French Gourmet (thefrenchgourmet.com) and Waters Fine Food & Catering (waterscatering). Either way, prioritize people over spectacle, and we promise you won’t even miss your second cousin’s latest boyfriend.

34 FINEsd.com | facebook.com/FINEmagazines

All photos used with permission

Eleven Smiling Strangers December remains a time of giving, a holiday tradition that never grows old—and bringing the whole family in on it makes it that much sweeter. And there’s no shortage of charities that need support during the holidays. For example, Community Christian Service Agency’s Clairemont Service Center sponsors the Christmas Family program, where your family can provide food and gifts for a low-income family. Its Pacific Beach center provides holiday bags for homeless clients containing knit gloves and hats, stamped Christmas cards, hygiene items and holiday candy (ccsasandiego.org). It’s a simple way to spread the spirit to someone you never met. Ten Toes on Main Street Skip the stress of crowded malls, and hit the Main Streets for your holiday shopping. San Diego’s neighborhoods, from the Gaslamp to La Jolla to Rancho Santa Fe, boast charming shops with unique finds. From clothing and jewelry boutiques, to oneof-a-kind pieces crafted by local artisans, Main Street has you covered, including some of our favorite spots: Melero Boutique in Del Mar (meleroboutique.com), Hot Rock Jewelry in the Gaslamp (hotrockjewelry.com) and Le Dimora Home Decor in


DECEMBER

Rancho Santa Fe (ledimora.com). And if you’re hesitant to break the department store tradition, remember shopping locally directly benefits our communities. In fact, according to Think Local First, a regional initiative headed by The San Diego North Chamber of Commerce, $45 to $68 of every $100 spent at a locally owned business goes back into the community and tax base. It’s just one more thing to feel good about as you stroll in the fresh air and pop into local shops and cafes. Nine Personalized Letters We officially give you permission to forgo the awkward family photo and newsletter—everyone has Facebook anyway. This year, take a break and send handwritten greetings to the select few you know will appreciate it. Nothing will leave an impression on your sister or grandmother like a sincere letter that shows you really care. And with high-end stationery shops like Ink By Kimberli Parker in Hillcrest (inkbykp.com) and Seaside Papery in Coronado (seasidepapery.com), you’re sure to find the perfect canvas for your heartfelt sentiment. Eight Yoga Poses This season, take time to breathe. During the hectic holiday season, it’s easy to put your health on hold. So why not put yoga at the top of your list? With locations in Point Loma, Solana Beach, Carlsbad and 4S Ranch, Yoga Six (yogasix.com) has your relaxation covered for the holidays. Or you can practice at home, running through the eight basic postures of a sun salutation. By the end, you’ll feel ready to face whatever challenges the holidays may bring. Seven Fishes Feasting What better time to sample local sea fare then The Feast of the Seven Fishes? An Italian-American celebration, this Christmas Eve feast typically consists of seven different seafood dishes—but we won’t blame you for starting with just a few. It’s a great tradition to anticipate the arrival of Christmas and to savor tastes that are uniquely San Diego. Six Happy Hostesses Surrender the cookies and mugs filled with candy. Give hosts—and teachers, hairdressers and neighbors—a useful gift they’ll actually appreciate. Share a bottle of gourmet olive oil from Temecula Olive Oil Company (temeculaoliveoil.com) or some Lady Primrose home and body products from Deja Chic Boutique in Encinitas (dejachic.biz). From a fine bottle of wine to gourmet coffee beans to Voluspa luxury candles (greathouse.com), a little extra thought can go a long way. Five O’clock Sunsets One positive of daylight saving time is you can catch a sunset a little early. Take a few moments in the afternoon to relish your view of the west with your family. It’s like enjoying your own personal holiday light show. [Continued on page 36]

facebook.com/FINEmagazines | FINEsd.com 35


THE 12 WAYS OF CHRISTMAS

[Continued from page 35]

Four Sticks for Roasting When the sun goes down, engage in a true San Diego experience and host a bonfire on the beach. Cuddle up with your family or friends, make some s’mores and tell … Christmas stories. It’s the perfect time to read classics like “The Night Before Christmas” or “A Christmas Carol.” And don’t be surprised if things get a little musical—the only thing better than campfire songs are Christmas ones. Three Spa Treatments OK, the gifts for everyone else are bought and wrapped— now it’s your turn. Indulge in the trifecta this December with a manicure, massage and facial. Many local spas offer holidaythemed packages to get you in the spirit. And if you just can’t stop with three, add a Warm Ginger Pedicure at The Spa at Estancia La Jolla (estancialajolla.com) or a Cranberry Pomegranate Sugar Scrub at Spa at the Del (hoteldel.com). It’s time to have yourself a merry little Christmas. Two Orders of Room Service If you’re looking for a little romance, why not escape to a local resort? San Diego locales offer excellent staycation opportunities,

36 FINEsd.com | facebook.com/FINEmagazines

DECEMBER

San Diego locales offer excellent staycation opportunities, and the holiday season can be the best time to take advantage of them.

and the holiday season can be the best time to take advantage of them. At the Omni La Costa Resort & Spa, you can laze the day away with the “Elves and Eggnog” package, which includes breakfast in bed for two. Or slip away to Kona Kai Resort & Marina on Shelter Island (resortkonakai.com) for a private bonfire for two. Ice skate near the sand with the “Sea and Skate” package at the historic Hotel Del (hoteldel.com). Couples or empty nesters searching for a new holiday tradition need not look far. And a Partridge in a Live Tree Tired of setting up the tree every year? Cap off the holiday with a live Christmas tree, embellished by a string of lights and a few small ornaments. You’ll love the simplicity of it and the environment will love how green it is. You can even rent a tree from The Living Christmas Co. (livingchristmas.com) or adopt a live potted tree delivered by singing, dancing elves (adoptachristmastree.com). And once the season is over, plant the tree in your yard. It will be a testament to your simple and memorable holiday.


Happy Holidays from Oakwood Escrow 858-217-5264 Pam Reifeiss

858-217-5264

PReifeiss@OakwoodEscrow.com

Kitty Toft   

858-217-5251

KToft@OakwoodEscrow.com

Shelley Wells

Pam Lawrence

SWells@OakwoodEscrow.com

PLawrence@OakwoodEscrow.com

Maureen Healy

Deborah Boykin-Stettler

MHealy@OakwoodEscrow.com

DeborahB@OakwoodEscrow.com

858-217-5241

858-217-5253

16855 West Bernardo Drive Suite 300, San Diego, CA 92127

858-217-5268

858-217-5247

www.OakwoodEscrow.com


ON

HOLIDAY START NEW TRADITIONS IN THESE ROMANTIC FASHIONS. PHOTOGRAPHED BY Jonah Gilmore of Rocket Science Studios [ studiorocketscience.com ] PRODUCED BY FINE magazine SHOT ON LOCATION AT Kona Kai Resort & Marina STYLED BY Whitney Butler HAIR AND MAKEUP BY Julz Lujan and Marisol Nuñez MALE TALENT Max Wettstei [ Agency: Shamon Freitas / shamonfreitas.com ] FEMALE TALENT Caroline Amiguet [ Agency: Shamon Freitas / shamonfreitas.com ]

Whether it’s champagne and strawberries for breakfast or a private bonfire on the beach for two, The Kona Kai Resort & Marina is the perfect place to staycation this holiday season. resortkonakai.com | 619-221-8000 38


HER: TORY BURCH TRENCH COAT ($99), PINK TARTAN SLACKS ($44) AND FOLEY & CORINNA JETSETTER BAG ($195), ALL AVAILABLE AT MY SISTER’S CLOSET IN LA JOLLA (MYSISTERSCLOSET.COM). EMPEROR BUTTERFLY SILVER RING ($1029), ENAMEL CHINA WHITE BUTTERFLY NECKLACE ($690) AND GOLD AND SILVER SINGLE DANDELION EARRINGS ($250), ALL BY ROSALINE JEWELRY (ROSALINEJEWELRY.COM). RANDOLPH AVIATOR II SUNGLASSES AVAILABLE AT RANDOLPHUSA.COM HIM: PAUL & SHARK YACHTING WOOL SWEATER ($535), REMY LEATHER JACKET ($995) AND PROTÉGÉ PANT ($178), ALL AVAILABLE AT PATRICK JAMES IN DEL MAR (PATRICKJAMES.COM). ALEXANDER DAAS POWER SUNGLASSES ($399), AVAILABLE AT ALEXANDERDAAS.COM. LIPAULT ROLLING SUITCASE ($229).


HER: UNDERLING WRAP DRESS ($89), AVAILABLE AT MY SISTER’S CLOSET (MYSISTERSCLOSET.COM). BLACK ONYX DROP EARRINGS ($35) AND UNEARTHED WIRE-WRAPPED MIXED BANGLES ($12-$16 EACH), AVAILABLE AT TOHELLINAHANDBAG.CO HIM: ROBERT GRAHAM PICO CORDUROY SPORT COAT ($598) AVAILABLE AT ROBERTGRAHAM.US. ROBERT GRAHAM LIMITED EDITION SPORT SHIRT ($498) AND 34 HERITAGE JEANS ($185), AVAILABLE AT PATRICK JAMES IN DEL MAR (PATRICKJAMES. COM). ALEXANDER DAAS WISDOM Y FRAMES ($399), AVAILABLE AT ALEXANDERDAAS.COM. LEATHER D-RING BRACELET ($40), AVAILABLE AT TOHELLINAHANDBAG.CO


HER: RUBBER DUCKY PRINT DRESS ($110), AVAILABLE AT EMMA JANE IN LA JOLLA (SHOPEMMAJANE.COM). UNEARTHED GOLD AND SILVER CUFFS ($55 EACH) AND UNEARTHED TREE OF LIFE EARRINGS ($65), AVAILABLE AT TOHELLINAHANDBAG. CO. PRADA SUNGLASSES ($250), AVAILABLE AT NORDSTROM.COM HIM: ROBERT GRAHAM FARCTATE MOCK NECK ZIP SWEATER ($228) AVAILABLE AT ROBERTGRAHAM.US. ALBERTO JEANS ($198) AND BAILEY OF HOLLYWOOD HAT ($75), ALL AVAILABLE AT PATRICK JAMES IN DEL MAR (PATRICKJAMES.COM). ALEXANDER DAAS POWER SUNGLASSES ($399), AVAILABLE AT ALEXANDERDAAS. COM. LEATHER D-RING BRACELET ($40), AVAILABLE AT TOHELLINAHANDBAG.CO


Whether it’s champagne and strawberries for breakfast or a private bonfire on the beach for two, The Kona Kai Resort & Marina is the perfect place to staycation this holiday season. resortkonakai.com | 619-221-8000


HER: JOE’S ZIPPER ANKLE JEGGING ($24), AVAILABLE AT MY SISTER’S CLOSET IN LA JOLLA (MYSISTERSCLOSET.COM). ARK & CO. CHIFFON JACKET ($78) AVAILABLE AT EMMA JANE IN LA JOLLA (SHOPEMMAJANE.COM) HIM: PAUL & SHARK YACHTING WOOL SWEATER ($535) AND 34 HERITAGE JEANS ($185), AVAILABLE AT PATRICK JAMES IN DEL MAR (PATRICKJAMES.COM). J.L. ROCHA BROWN LEATHER JACKET ($490), AVAILABLE AT J.L. ROCHA IN CORONADO OR AT ACKERMANSHOES.COM


JESSICA FAULKNER MADE IN LA

ON THE MODEL THE HANNAH DRESS IN BLACK AVAILABLE NOW ONLINE AT WWW.JESSICAFAULKNER.COM AND FOR A LIMITED TIME AT THE VIXEN PRODUCTIONS POP UP BOUTIQUE AT THE PROMENADE HILL MALL IN DEL MAR, SAN DIEGO.


SEASONAL DISH

SEASONAL DISH Local chefs celebrate the holidays by serving creative gourmet morsels. Article and food photos by Maria Desiderata Montana | Additional photos used with permission

C

reating a unique and sustainable spin on traditional

pumpkins and crispy duck.”

dishes, local chefs are encouraging diners to create new

This season, Schroeder will be busy offering such delicacies as

culinary traditions this holiday season. From succulent

gingered carrot soup, local persimmon and butter leaf lettuce

lobster tails to melt-in-your mouth squash risotto to the most

salad, mesquite-grilled chicken gnocchi and crispy veal Wiener

chocolaty of yule logs, foster new memories with family and

Schnitzel. He said he likes to combine his cherished memories

friends by rediscovering decadent holiday morsels.

and culinary knowledge to make his creations that much more memorable today.

MARKET Restaurant + Bar

The Marine Room

For Carl Schroeder, executive chef and owner of Market

Home to sweeping views, The Marine Room (marineroom.

Restaurant + Bar in Del Mar (marketdelmar.com), ideas for his

com) has been serving global cuisine rooted in exquisite French

holiday menu stemmed from childhood memories of hunting, as

classics for more than 70 years. Award-winning Executive Chef

well as his early years as a professional chef.

Bernard Guillas and Chef de Cuisine Ron Oliver have created

“The most pivotal time for me as a chef was working with Chef

holiday menus with incredible flavors featuring local and

Bradley Ogden at the Lark Creek Inn in San Francisco. During

sustainable ingredients. A seasonal á la carte menu includes

the holidays we would go to the farmers markets and bring back

Suzie’s Farms candy cane beets, Skuna Bay salmon with

cases of pumpkins and root vegetables,” Schroeder explained.

macadamia nuts, coconut ginger risotto with bok choy and

“The inn was reminiscent of a big old house. At night the

sake XO sauce, almond fennel pollen-crusted lobster tail, and

lights would go down and you could smell the scent of roasted

wattle seed-spiced Cervena elk medallions. Dessert is a must,

46 FINEsd.com | facebook.com/FINEmagazines


DECEMBER

with options of hibiscus-infused organic lemon gar (a signature

expanded views of the San Diego Bay and city skyline. The

dish of The Marine Room), warm buttered pear torte, Godiva

recent renovation of the restaurant would not have been

raspberry chocolate yule log or dulce de leche cheesecake. Pair

complete without a redesigned menu crafted by new Executive

these dishes with a selection from Advanced Sommelier Lisa

Chef Lance Repp. With a revamped menu based heavily on

Redwine’s vino list, which was recently awarded the 2013 Award

Mediterranean-style seafood dishes with contemporary twists,

of Excellence from Wine Spectator.

Repp says he will be incorporating fresh flavors of the season with his holiday menu. Delicious options will include a fresh

Cusp Dining & Drinks

fig and burrata salad with watercress, toasted pistachio and

Executive Chef Donald Lockhart’s new seasonal menu items

balsamic; Jidori Half Brick Chicken with roasted squash risotto;

at Cusp (cusprestaurant.com) in La Jolla will include maple and

confit duck leg with braised heirloom beans, sun chokes, fennel

grain mustard-glazed chicken breast with butternut squash hash

and cherry glace; and pan-roasted scallops with a chestnut and

and molasses caramel jus, hummus crema and crispy chickpeas,

Chanterelle mushroom ragout.

and skate wing with long beans—an exclusive, as no other restaurant in the city serves skate wing. For dessert, luxurious

Morada at The Inn at Rancho Santa Fe

options include dark chocolate Nutella mousse with gin-infused

As the executive chef at The Inn at Rancho Santa Fe

Concord grape jam, as well as caramel panna cotta with cookie

(theinnatrsf.com), Chef Todd Allison brings more than 10 years

chunks, cinnamon apples and whipped cream.

of luxury culinary experience to his team and guests. Keeping

“At Cusp, it is important to us to give guests an unforgettable

it fresh and simple, Allison likes to use California ingredients

dining experience,” Lockhart said. “These dishes have the

balanced with a strong Mediterranean influence. Festive

rich, comforting flavors that not only remind me of home, but

holiday fare at the inn’s Morada restaurant will include roasted

are exactly what I would like to cook for my family during the

butternut squash soup, Maple Leaf Farms duck confit, local

holidays. I want our guests to relax and enjoy a nice meal that

honey- and citrus-glazed sea bass, braised short rib minestrone

makes them feel at home as well.”

and Cinderella Pumpkin crème brulee. “I write and design my holiday menus around family,” Allison

Tom Ham’s Lighthouse

explained. “I create dishes that I would cook for my family for

Tom Ham’s Lighthouse (tomhamslighthouse.com) ensures

the holidays, and want to share my creations with those families

a perfect dining experience for guests, as they enjoy newly

that will be dining with me at Morada this season.” [Continued on page 48]

facebook.com/FINEmagazines | FINEsd.com 47


SEASONAL DISH

Over

DECEMBER

150 Years of Tradition

Hand Crafted sinCe 1832

AwArds 2010 Best Micro Winery in California 97 points and Double Gold Winning Wines To check out our other wines, medals and for

[Continued from page 47]

information on how

Leroy’s Kitchen + Lounge

to order, please visit

gen7wines.com 619.540.1986

For Executive Chef JC Colón of Leroy’s Kitchen + Lounge ™

(leroyskitchenandlounge.com), it’s a family tradition to cook a few savory, full-bodied dishes for holiday dinners and pass them around the table family-style for everyone to share. Savory new holiday dishes include prosciutto-wrapped Berkshire pork chop, seafood trio, mushroom and chèvre ravioli, Baja grouper, and, for dessert, seasonal fruit galette with Moo Time ice cream. “Prosciutto-wrapped Berkshire pork chop is very similar to what I would cook at home,” Colón said. “It’s homey with a nice balance of flavors—the earthy pork chop and rich, buttery potatoes are complemented by the salty prosciutto and sweet fig demi-glace.” Mustangs & Burros at Estancia La Jolla Hotel & Spa Executive chef Kim Kramer of Mustangs & Burros, the signature restaurant at Estancia La Jolla Hotel & Spa (estancialajolla.com) will feature juniper-infused pan-seared venison with braised red cabbage, beets and butternut squash, finished with a currant jus, as well as a roasted pheasant with pomegranate mole over a soft corn polenta, served alongside acorn squash and pickled vegetables. Both of these dishes will be featured at Mustangs & Burros as holiday specials on Christmas Eve, Christmas Day and New Year’s Eve. “I love the European influence I lend to my gastronomic creations, which takes me back to my classical training,” Kramer explained. “We are so excited to feature these specialty entrees for the holiday season.”


RANCHO SANTA FE - SOLD

SAN PASQUAL - ESCONDIDO - SOLD

WHO ARE YOU GOING TO CALL?

ESTATEMAN4U

CARLSBAD - SOLD

Luxury real estate is all about experience

C

atering the Luxury Real Estate Market has been the focus of Michael Citrin’s career spanning 30 years with over 1,050 homes sold to date.

Town’s of specialty include the San Diego Coastline from Del

Mar to Carlsbad having lived in and enjoyed each of these

DEL MAR - SOLD

communities. Also of great expertise is the Covenant of Rancho Santa Fe (former resident with intimate knowledge of RSF Trail System) plus all surrounding RSF Communities and select neighborhoods of Escondido. Blending Life-Style with Views and Client Personality allow Citrin to Target Market for seeking out BUYERS for High End Properties. Networking both Social and Professional Circles and Keen Listening Skills are part of Michael’s best traits. Every

CARMEL VALLEY - SOLD

home has special characteristics. It is presenting those elements in a fashion designed to speak to the listener that comes with Michael Citrin’s marketing. Fluent in Spanish, as well as capable of presenting a fine property to clients from both sides of the border. This economy with global flow of wealth finds Southern California in the heart of those looking for excellence in a living experience. After all, he is the ESTATEMAN 4 U, but doesn’t wear a cape!

RIMROCK - ESCONDIDO - SOLD

Contact him at EstateMan4U@gmail.com or just pick up the phone and text or call 858-688-6277, you’ll be glad you did!

CA BRE#0936083

RIMROCK - ESCONDIDO - SOLD


LOVE IS IN THE EARTH Go from African rubies to yellow beryl gemstones with award-winning jewelry designer Judith Ripka.

T

he mystery of the transmutation of common metals into shiny gold has its origins in antiquity. The formula has always created a quandary and a challenge for the pursuer of this elusive elixir. There is however, a modern day alchemist—New York-born and -raised, international awardwinning jewelry designer, Judith Ripka—who has captured love from the earth with her own secret alloy. Ripka launched her first 18-karat gold collection in 1977, and has since garnered prestigious awards along the way, including the De Beer’s Award for Outstanding Jewelry in 1982, Leading Women Entrepreneurs of the World in 2000 and official jewelry designer for Olympus Fashion Week N.Y. She and was chosen for the official gift basket for both the Screen Actor’s Guild Awards and the 76th Annual Academy Awards in 2004—to name just a few accolades. Her mineral kingdom of conflict-free semi and precious gemstones and metals has manifested into five stores nationally, retaining a presence in Neiman Marcus, along with other fine retailers nationally and across the pond. Not one to rest on her laurels, Ripka has also successfully raised a family, which now includes five young granddaughters who seem to be following grandma’s high heels in her childhood love for all that glitters. Their bejeweled presence gives testimony to one of Ripka’s mottos: You are never too young to wear Judith Ripka. “One of my pet peeves is when jewelry sits in a safe and is trotted out only on special occasions,” Ripka said. “ I believe jewelry should be worn and enjoyed every day, from day

By Jeanne Ferris

into evening, from black tie to blue jeans and everything in between. Jewelry should form a cohesive statement about the style of the wearer and be as much of daily fashion as the rest of the wardrobe.” The young, the mature, the rich, the comfortable, the professional and the famous—women and men—have embraced her collections on the red carpet and beyond. Oscar-nominated Kate Hudson and actresses Naomi Watts, Kelly Preston and other luminaries have been photographed with Ripka collectibles on their ears, fingers, necks and wrists. Linda Korey, a close friend of Ripka, has also been an avid collector of her jewelry. “Because of her distinctive styling and signature features, my earliest pieces work beautifully with the current designs,” Korey said. “Over the years, I have built a collection that I truly love to wear every day.” The heirloom quality of Ripka’s collection has endured, and pieces like the iconic 1977 PIA Cuff remain an essential part of her collection. Despite metal variations, the core design remains constant. The secret to her designs is that she doesn’t focus on trends but timelessness—“classic with a twist,” according to Ripka. Nor does she focus on regrets. “I am fortunate that my past is filled with joy, laughter and the happiest of times, but I have had some bumps along the way as well,” Ripka recalled. “Whatever your past has been, in business and in life, your sights should be set on the future. My mother had an expression which [has] resonated throughout my entire career: [Continued on page 52]


“Jewelry should...be as much of daily fashion as the rest of the wardrobe.” - Judith Ripka


Currently, she is designing an amber collection, which was inspired by the Amber Room in the Hermitage Museum on a recent trip to St. Petersburg, Russia.

[Continued from page 50]

‘You can look back, but don’t stare.’ While I am mindful of my mistakes and failures, I don’t fixate on them but rather, I use them as a springboard to become even better.” Positivism resounds throughout Ripka’s corporation and invokes unwavering loyalty from Alice Aquilino, an employee of 14 years. “Judith has always treated her staff like family,” Aquilino said. “Her warmth, generosity and creativity make this a nurturing environment and she encourages growth. Maybe that’s why the majority of her team has been here for years.” Ripka’s answer to the question of when will she slow down reflects her work ethic and vivacity: “Why would I ever want to do that?” Currently, she is designing an amber collection, which was inspired by the Amber Room in the Hermitage Museum on a recent trip to St. Petersburg, Russia. And when is too much jewelry…too much? “Too much is never enough,” Ripka replied. “A bold cocktail ring during the day lends flair to a tweed jacket and

is just as appropriate in a conference room as it is on the dance floor. One of my personal favorites—and the most popular ring in our collection—has a large colored center stone, like cabochon rose quartz, surrounded by white diamonds and pink sapphires. Why save something like that for after dark?” Besides her preoccupation from African rubies to yellow Beryl gemstones, Ripka sits on many boards and steering committees such as the Rita Hayworth Gala in support of the Alzheimer’s Association. Also in charity partnership with Dress for Success Worldwide, Ripka has raised significant funds for the organization as well as public awareness. With all of these responsibilities, does Ripka have one guilty pleasure? “Judge Judy,” she admitted. “She is a friend and I love her sassiness. I try to watch her as often as possible, and my favorite movie is ‘To Catch a Thief’… It has everything: romance, mystery, intrigue…and fabulous jewelry.”


Michael Seewald G A L L E R I E S

Pianoman, Shanghai, China, ‘87 by Michael Seewald Sponsored by Tom Spinelli / Limited ed. of only 10 - 16x20” ©Michael Seewald 1987-2013

AND PHOTOGRAPHY WORKSHOPS / SINCE 1983 - 30 YEARS / MICHAEL SEEWALD - SOLI DEO GLORIA

YOU’RE CORDIALLY INVITED TO ATTEND

CUBA

MICHAEL SEEWALD’S 61ST WORLD PREMIER EXIBITION & 30TH ANNUAL CHRISTMAS PARTY

SATURDAY DECEMBER 14TH, 6PM - 9PM WWW.SEEWALD.COM

1555 CAMINO DEL MAR, STE 312, DEL MAR PLAZA, DEL MAR, CA 858.793.3444 NOW REPRESENTING: BRIAN TORCH, LEFRAN, NICHOLAS MAC CONNELL AND ANA JULIA AGUADO

MUSIC: LISA SANDERS I WINERY: NELLO OLIVO I FOOD: PACIFICA DEL MAR / SBICCA I PRINTING: CHROME DIGITAL / N.COAST PHOTO SERVICES


MOVING AND SHAKING

DECEMBER

MOVING AND SHAKING Junior Achievement San Diego prepares local youth for the real world.

E

mpowering San Diego’s youngsters to own their economic successes since 1950, Junior Achievement won’t rest until it’s fully recognized by businesses, educators and policy makers around the world as a premier organization for preparing children K-12 for the real world. Staying true to its 60 year-old roots, Junior Achievement continues to teach younger generations about the importance of financial literacy, work readiness and entrepreneurship in life after school, and has gained 4,800 volunteers to help spread those teachings along the way. Thanks to the passion of President & CEO, Joanne Pastula, and her 28 staff members, volunteers and supporters, the organization has committed to familiarizing students with economics and finances by learning the lessons and putting them into action through its programs. The hands-on programs, such as elementary school, middle school and high school in-class programs in addition to

54 FINEsd.com | facebook.com/FINEmagazines

summer camp programs and many more, are extremely beneficial in exposing San Diego students to the skills they will need to acquire before heading into the adult world. By teaching children and teenagers how to create jobs and apply entrepreneurial thinking into the workplace, Junior Achievement staff members and volunteers have prepared them for the real world far more than an analysis of the symbolism in the Grapes of Wrath would. As a single branch of Junior Achievement USA, Junior Achievement San Diego and Imperial Counties brings power and resources to our community. Fueled by their faith in the potential of young people and commitment to the principles of marketbased economics and entrepreneurship, the company has been able to educate a large population of kids, but remains determined to complete their goal of reaching out to 52,000 students in kindergarten through 12th grade in the 2013 to 2014 fiscal year.


To learn more about Solutions Real Estate call Tamara Banks Vice President of Agent Relations.

2055 CORTE DEL NOGAL, CARLSBAD, CA. 92011 | (760) 613-6175 | (760) 893-8927 | TAMARA.SOLUTIONS@GMAIL.COM CAL BRE License 01877234


GLAMPING

DECEMBER

GLAMPING F

or some, “camping” may evoke images of mosquitoes, cooking drudgery and an aching back. But what if it involves a yurt with a skylight under the mega stars, a

real bed and an electric lamp, with a whale watching deck and

By Jeanne Ferris

Glamour camping, an alternative staycation by the sea.

cold water available, but the restroom and showers are a short stroll nearby. Corinne and John Handy own, run and live on the resort with their now-grown children.

breathtaking views of the magnificent Pacific Ocean? What if,

“We, like our guests, are adventure seekers. We choose places to

near by, a four-star restaurant serves a hot meal to the home cook

vacation that provide us experiences we haven’t had. As Emerson

looking for a little respite? After all, shouldn’t vacation be a relief

said, “What is vacation: change.”

from the routine and the daily grind?

On the premises at Treebones is a heated ocean-view pool with

That’s where glamping—or glamour, camping, a luxury form

hot tub, a 65-foot ocean-view bar, a sushi bar (closed in January

of camping—comes in. This style allows for a natural experience

and February), a gift shop and a convenience store, as well as the

of outdoor camping coupled with the glamorous amenities of a

Wild Coast restaurant, which serves up farm-to-table organic

hotel. It’s truly the best of both worlds.

cuisine, sourcing vegetables grown within 40 miles and feeding all food scraps to its 24 resident chickens.

Treebones Resort, Big Sur Nestled on a bluff 400 feet above the Pacific Ocean and

El Capitan Canyon, Santa Barbara

surrounded by Los Padres National Forest, Treebones Resort

If traveling that far isn’t appealing, there is the very civilized

practices alternative energy and has run on its own generator

El Capitan Canyon, about 15 minutes north of Santa Barbara.

since 2004. There are 16 yurts—round, fabric-covered tents with

With hiking access to 3,500 acres of nature preserve, the Canyon

wood lattice frames used by Mongolian nomads—available. Their

property has 350 acres of rolling hills and creek canyons with

interiors offer polished, knotty pine floors, queen-sized beds with

California oaks and sycamore trees, as well as a five-minute walk

colorful quilts, a clear sky dome and portable heaters—a warm

to El Capitan State Beach.

surprise for the not-so-enthused camper. There is running hot and

For the luxury-minded camper, classic canvas safari tents, which [continued on page 58]

56 FINEsd.com | facebook.com/FINEmagazines


DOUG SPRINGER

SALLY SHAPIRO

(619) 857-9884 CA BRE#00972487

(858) 243-1122 CA BRE#00603491

JUDY JOSEPH (858) 472-1570 CA BRE#00765727

IAN WILSON

TOM VARGA

(760) 525-6703 CA BRE#01413422

(619) 606-9111 CA BRE#01314883

DEAN BOUCHER (858) 518-1809 CA BRE#01433885

KYLE BELDING (858) 525-2291 CA BRE#01202788

Del Mar Realty Associates D

CE

0!

0 0,0

DU

RE

0

$1

DEL MAR

OFFERED AT $1,535,000

Rarely available ocean view townhome WEST OF STRATFORD!  This renovated 3BR, 2.5BA townhome is located on the second row from ocean bluff front on a private cul-de-sac, just minutes to sand or village. Raised ceiling, center kitchen island, granite, stone & hardwood flooring. In the gorgeous resort-like community of Del Mar Woods. Owner can carry! CONTACT: KYLE BELDING (858) 525-2291

SOLANA BEACH

OFFERED AT $1,399,000

Location is key for this stunning remodel of La Mer’s largest floorplan. 2+BR, 2.5BA, 2226SqFt. Serene inner courtyard with arched water wall featured in San Diego Home/Garden magazine and only a portion of the magnificent features of this spacious townhome offered fully furnished. Only 27 units in this gated community, near beach, racetrack, restaurants and Cedros Design District. CONTACT: JUDY JOSEPH (858) 472-1570 Email: judy@judyjoseph.com

DEL MAR

OFFERED AT $1,199,000

Two blocks to the ocean in Del Mar! Enjoy great ocean views and sunsets from this 3BR, 2BA single family home. Incredible gourmet kitchen with stainless appliances, dual oven and wine cooler. An exceptionally open floor plan with voluminous open beam ceilings, bamboo flooring and slate fireplace. Generous master retreat is accented with vaulted ceiling and open beams. CONTACT: IAN WILSON (760) 525-6703

GOLDEN HILL

OFFERED AT $469,000

Great views of downtown from both levels and just minutes from all downtown has to offer. 2BR, 1.5BA, open floor plan with remodeled kitchen. French doors lead to view deck. Upstairs was completely opened up to create a large master loft (could put wall back up to create 2 rooms upstairs). Free standing tub in Master. Laundry in large basement/storage area. CONTACT: DOUG SPRINGER (619) 857-9884

DEL MAR

OFFERED AT $1,549,800

Across from Crest Canyon Preserve, this home has a very spacious feeling with high vaulted ceilings, pecan floors, and plenty of room for entertaining. Main residence features 3 bedrooms, 2 full baths, and 2 powder rooms. The gorgeous gourmet kitchen and Master Suite are situated upstairs, which offers views out over canyon and ocean. There is also a detached 2 bedroom, 1 bath guest house. Terrific location to beaches, schools, shopping and the village. CONTACT: TOM VARGA (619) 606-9111

THE CROSBY

OFFERED AT $1,299,000

Exceptional home in gated Crosby Estates. Designer finishes throughout this warm inviting home. 4BR, 4.5BA, 4,033SqFt. Den, office, or other optional room off the entry. Open kitchen and great living room leading out to large back yard with mountain views. Travertine flooring throughout the downstairs. Master bedroom on first floor.  3 fireplaces (family room, living room & Master). Jacuzzi tub in master with elegant walk-in dual head shower.  CONTACT: SALLY SHAPIRO (858) 243-1122

DEL MAR

OFFERED AT $1,149,000

A former model home with all the builder upgrades. Beautiful 4BR, 4.5BA, 3998 SqFt, with an optional 5th bedroom. Granite kitchen counters with custom backsplash. Bathrooms upgraded with marble, travertine and designer touches. Expansive Master Suite with attached bonus room. Guest suite with private bathroom downstairs. Near beaches, schools, shopping and dining. CONTACT: IAN WILSON (760) 525-6703

DEL MAR

OFFERED AT $449,000-$459,000

Beach living in Del Mar! Terrific location near Torrey Pines beach, this classic 2BR condo is close enough to hear the ocean. Large sized bedrooms and well-designed floorplan makes this unit feel larger. Granite counters in kitchen and bathroom. Wood flooring. Imported Jerusalem tile in bathroom. Peek ocean view from private balcony. CONTACT: TOM VARGA (619) 606-9111

Celebrating 27 Years - DelMarRealtyAssociates.com


GLAMPING

DECEMBER

Photo by Kurt Simonson

TREEBONES RESORT

Location: 71895 Hwy. 1, Big Sur Cost: From $85 Travel Time: Six hours by automobile Contact: 877-424-4787 Web: treebonesresort.com

CRYSTAL COVE BEACH COTTAGES

Location: 35 Crystal Cove, Newport Beach Cost: From $162 Travel Time: 2 Hours by automobile Contact: 949-497-0900 Web: crystalcovebeachcottages.com

EL CAPITAN CANYON

Location: 11560 Calle Real, Santa Barbara Cost: From $155 Travel Time: Three hours by automobile Contact: 866-352-2729 Web: elcapitancanyon.com

[continued from page 56]

are built on raised wooden decks with screened windows and doors with zip-down flaps, are available. For the intrepid camper, Six Adventure Yurts have been built as recently as 2013. The Café offers an organic menu for breakfast, lunch and dinner. The s’mores kits are a popular item for fireside evenings and BBQ kits can be ordered in advance, with main entrees such as marinated steak or fresh fish, served with side dishes. And for a little extra, a “Camp Butler” will grill and serve your outdoor meal. Now that’s glamping. Complimentary bikes are available on a first-come, first-served basis. Numerous recreational activities such as horseback riding, wine tours, golfing, guided hikes and kayaking are available, as are Thursday outdoor movie nights, a Summer Concert Series on Saturdays and a heated swimming pool. Spa treatments are available in the privacy of guest accommodations, in the cedar spa cabin or alfresco in a canvas spa tent. Crystal Cove Beach Cottages, Newport Beach Forty minutes from San Diego, the stunning 735 miles of California’s golden Highway 1 begins in Laguna Beach and turns into Pacific Coast Highway. Nearby is Crystal Cove Beach Cottages, a well-known secret that received the California

Historical Landmark designation just this year. Reservations are only through Reserve America online, at a base rate of $88 a night for a dorm-style room that sleeps up to four. As founder and president of the non-profit Crystal Cove Alliance (CCA) Laura Davick said, “It is a magical, word-class experience that literally takes you back in time.” Davick grew up in Cottage #2 and spearheaded the campaign to stop the 12.3 acres of the rustic 46 cottages from demolition for a luxury resort. Being within Crystal Cove State Park ensures its permanent natural setting, which once served as a set for the Hollywood silent film boom and a drop-off spot for Prohibitionera rumrunners. Postwar tiki parties and luaus made it a popular gathering spot, according to Davick. Each cottage has been painstakingly restored to its former 1930-to-1955 glory, with themed authentic furnishings including a kitchen with a vintage refrigerator and modern microwave. A Future Restoration Project includes 17 North Beach cottages that are slated for an approximate $20 million restoration, which includes an active fundraising invitation to become a member at crystalcovealliance.org and a chance to win a coveted overnight stay. Limited ADA-disabled guest units with parking are available. Time travel into the past at Crystal Cove with extended family… [continued on page 60]

58 FINEsd.com | facebook.com/FINEmagazines


SALE PENDING!

17197 San Antonio Rose Ct  Rancho Santa Fe | 3 Bedrooms, 4 Baths, 3605 ESF. Single level living in the Crosby Estates at Rancho Santa Fe. Over 0.64 acre lot with mountain and golf course views.  Beautiful! Offered at $1,365,900

DANIELLE SHORT

Coldwell Banker’s Danielle Short Earns #1 Ranking

518 Camino De Orchidia Encinitas | Views! Views! Views! Unobstructed, panoramic ocean views highlight this wonderful home in The Gallery in coastal Encinitas. Revel in dazzling sunsets, ocean breezes from the array of ocean view decks. 4616 sq. ft., 4 bd., 4.5 ba. A chic Mediterranean style showcase. Offered at $2,199,000

Lot 184 Camino Sin Puente Rancho Santa Fe | 5 bedrooms, 5.5 baths, 6000ESF. A complete package for a customized ocean view estate in Rancho Santa Fe. Package includes architect, builder and loan program through Wells Fargo Home Mortgage. www.RanchoSantaFeCustomHomes.net Offered at $2,395,000

NEW PRICE!

Coldwell Banker Residential Brokerage in Rancho Santa Fe is delighted to announce that Danielle Short was the office’s top overall producing agent for the 3rd quarter of 2013 with a total closed volume of $15,155,196. Achieving true distinction can only come from years of dedication and success. Since 1997, luxury Realtor® Danielle Short has devoted herself to serving the San Diego North County Coastal luxury real estate market in destinations ranging from Rancho Santa Fe to La Jolla for high-end clientele including celebrities and entrepreneurs. She is a member of Coldwell Banker’s International President’s Premier that represents the top 1 percent of all sales associates worldwide in the Coldwell Banker system. Short has the experience, skill, and confidence to assist homebuyers and sellers at all levels. Located in the prestigious village of Rancho Santa Fe, Short is a Luxury-Certified Previews Property Specialist, a designation comprising only 10 percent of the 82,200 Coldwell Banker sales professionals worldwide.

DanielleShort.com

619-708-1500 BRE# 011099071

7957 Purple Sage  Santaluz | 4 Bedrooms, 4 Baths, 3878 ESF. Divine, Warm and Welcoming in the desirable community of Santaluz. On the canyon rim, master suite on the first level. Stunning throughout! Offered at $1,245,000


GLAMPING

DECEMBER

CRYSTAL PIER HOTEL AND COTTAGES Location: 4500 Ocean Blvd., San Diego Cost: From $175 Travel Time: 30 minutes Contact: 800-748-5894 Web: crystalpier.com

THE BUNGALOWS

Location: 647 S. Coast Hwy., Laguna Beach Cost: From $550 Travel Time: Six hours by automobile Contact: 949-281-5720 Web: pacificedgehotel.com

[continued from page 58]

or not, but forget the telephone or television—it’s board games or books only for this sandy staycation. If you need the urban life, plenty of modern conveniences in the historic shopping district are within walking distance. The Bungalows, Laguna Beach Does time traveling sound like jet lag? Maybe, even glamping is too much effort...how about a daycation at the luxurious Bungalows—literally three steps from the beach? Housed within the Pacific Edge Hotel, The Bungalows are located on 280 feet of beach property in downtown Laguna Beach. Completely private indoor/outdoor units, these surf cabanas have keyed access and are reserved for day use from 11 a.m. until 8 p.m. This allows guests to have a base of operation, with a full kitchen with fully stocked refrigerator and snack bar, full bath, a studio great room with flat-screen televisions, CD/ MP3 sound system and air-conditioning. If the sand is simply too much nature, designated lounge chairs and day beds are also available in front of each unit on a private cabana deck. Also steps from the cabanas is The Deck, a casual eatery and the only open-air, beachside restaurant in Laguna. Also offered with The Bungalows is your personal VIP Cabana Host to help with any planned activities such as private massage services, mobile airbrush spray tanning, manicure/ pedicure services, photography and video services, and stand-

60 FINEsd.com | facebook.com/FINEmagazines

up paddle and surf rentals and lessons. Nine hours of stressfree living qualifies as a luxury daycation, wouldn’t you agree? Crystal Pier Hotel and Cottages, Pacific Beach If sleeping directly over the fathomless rumbling Pacific Ocean soothes you like a warm bubble bath, or if you miss the sound and feeling of crashing surf shaking the pilings under a Malibu abode—how about the historic Crystal Pier Hotel and Cottages, right here in Pacific Beach and just 15 minutes from downtown San Diego? Nine decades of out-of-state and local owners, storms, reconstruction, restorations of the pier and cottages, Hollywood celebrity guests, and filming have finally settled down to a sweet modern glamping above the sea. One car can drive and park in front of the suite or cottage, making it too cozy to venture back out. Fortunately, each unit comes fully equipped with a kitchenette, separate bedroom and living room, and a private deck over the beach. Crystal Pier provides a gated key entry and night security for those night owls choosing to stay out and play. Leave the cigars and pooch at home—this is not just a vacation from same old, but also from vices and canine. It is suggested to reserve four to six months in advance. Spoiler alert: because the ocean tide changes throughout the day, not all of the cottages stand above the surf below. Oh well—herein lies glamping by the Sea.


VILLA LAS PALMAS CABO SAN LUCAS, MX

Elegant Splendor describes this hillside villa with a spectacular view of Cabo San Lucas marina and the Sea of Cortez. This magnificent 13,000 sq. ft., beautifully maintained home comes fully furnished and features 4 bedrooms, 2 bedroom casita, 2 bedroom service quarters or separate apartment, 11 bathrooms, infinity pool w/Jacuzzi, game room, entertainment  room, gym and a huge palapa covered gazebo with a full bar for entertaining. Located in the exclusive Pedregal gated community, it is a perfect large family vacation home, corporate retreat or vacation rental property. OFFERED AT $3,850,000

PETE DUNN

Scan the QR code and take a tour of this property.

(619) 819-7986 U.S. (624) 122-1124 MX


FASHIONABLE SUCCESS

DECEMBER

FASHIONABLE SUCCESS Ann and Jennifer Siner turned their love of shopping into big business. By Heather Randall | All photos used with permission

F

or you North County shopinistas who don’t want to run up your credit cards—go clean out your closets and bring the goods over to My Sister’s Closet and Well Suited in Encinitas. You can make some commission off of your old clothing at the two new storefronts, which recently celebrated their official grand openings on Nov. 2. Ann Siner, CEO and founder of My Sister’s Closet, turned her love of shopping into a successful business with her sister, Jennifer Siner. The duo has been steadily growing their consignment business since 1991. They first began their business in Phoenix, Ariz. and now have 11 locations in Arizona. Not satisfied with simply helping out the ladies, the sisters eventually decided to diversify, and created Well Suited, for men, and My Sister’s Attic, for furniture. In 2011, the sisters opened their first store in San Diego, across from University Town Center. They

62 FINEsd.com | facebook.com/FINEmagazines

now have three locations in San Diego. Even though these shops are thrifty, you don’t feel like you’re rooting through junk. The Siner sisters’ commitment to turn the dark, dirty and dingy into cute, clean and current has been the secret to their success. “Why does a second-hand store have to look like a bad Goodwill?” Ann Siner asked. “Why can’t it look like a new boutique?” Another core value of their business model is commitment to customers. Ann Siner really cares about her customers, and has designed her business around their needs. All store locations are open seven days per week, and you don’t need an appointment to sell your items. The sisters have expectations about the product they will accept though, so make sure you bring the best of what’s on your rack. To meet the cute, current, clean standard, items

consigned must be no more than four or five years old, current season, clean, and no defects. Clearly, that model has worked great so far. On average, items are discounted up to 70-90 percent off retail price. Ann Siner says designer handbags are a popular item to sell because in general, they are higher priced so they return a higher commission, and they’re a popular item with shoppers. “You should come in,” said Ann Siner, who regularly dresses head-totoe in her store’s merchandise. “Give us a try. We’re not like any other resale or consignment store.” Customers can save big shopping with her, and they can have a great time while they’re in the store. With well-lit storefronts carrying such brands as Chanel, Kate Spade and MaxMara, everyone will find something well-suited for them. For more information, visit: mysisterscloset.com


www.TheIdealMatch.com

With thousands of members, let us find your match. • For your safety and confidence, we perform criminal background checks on all new members • We combine old-fashioned business ethics with a state-of-the-art matching system

San Diego

8989 Rio San Diego Drive. #135, San Diego, California 92108

619-291-2565

• We have the best professionals in the personal introduction industry, with decades of combined experience • Confidential and professional

Palm Desert

74-245 Highway 111, Suite E-204, Palm Desert, California 92211

760-674-2007


DECK THE HALLS

DECK THE HALLS Follow these quick real estate tips to attract home buyers. By John Cadman of FINE Homes Real Estate | All photos used with permission

A

re you planning to sell your home soon? Should you wait until after the New Year to put your house on the market? Or, if you already have it on the market, should you take it off the market for the holidays? If you can afford to miss the most driven, motivated and qualified home buyers of the year, yes. If you are serious about getting your house sold, no. It’s a fact—there are fewer buyers during the holidays, which is why most sellers will take their house off the market or wait until after the holidays to put their house on the market. This creates a shortage of inventory for the serious buyers in December. For some buyers, the holiday may be the only time they have off work to look at homes. Relocation buyers have to find a house in a time crunch. You don’t need more buyers—you need the right buyer. If you are serious about selling, you want to be selling when there is less

competition and the buyers are motivated and serious. Plus, your home looks best when fully decorated. Decorate with all the colors of the season. Colors evoke emotions so choose red, yellow or orange to add warmth and excitement, and use green to evoke a feeling of security in a new beginning. Be careful to not block hallways or shrink rooms with giant trees or elaborate displays. In the yard, add curb appeal with a few poinsettias or other winter-color plants to put a smile on the buyers’ faces when they drive up. The days are shorter, and buyers are often looking after work at dusk and after sunset, so add some lights on timers and turn them on at dusk for buyers driving the neighborhood. When the buyers enter the house, you want it to be cozy and inviting, so turn the thermostat up a couple degrees to make it warm and homey for showings. If you have a fireplace, turn it on or set an artificial log ablaze. [continued on page 66]

64 FINEsd.com | facebook.com/FINEmagazines


Fur Coats & Designer Consignment Boutique Located on 1002 Prospect St. in La Jolla, CA. Enjoy a personalized shopping experience without the hassle and interference of unwanted people, crowds or paparazzi.

(858) 459-1737 designerconsignerofLJ.com


DECEMBER

[continued from page 64]

Lots of light makes rooms look bigger and cheerier. Since winter sunlight is weaker than the summer sun, clean the windows and store the screens in the garage, replace the light bulbs with the highest wattage ratings for safe operation, and turn them all on to make the rooms as large as they can be. Simmer some spiced cider or holiday stovetop potpourri before the buyers arrive to make your house smell delicious. But don’t forget to turn off the stove if you leave the house. Never leave a lit stove unattended, and make sure you keep plenty of water in the pot so it doesn’t boil dry and burn. If you can’t be home in time to

66 FINEsd.com | facebook.com/FINEmagazines

light the stove, put the potpourri in a crockpot and let it simmer on low while you are away. A plate of cookies on the counter with some holiday napkins nearby stimulates a welcome feeling, which is what you want the buyers to feel in your home. A little card inviting them to enjoy a cookie makes them feel at home. The only way to attract the right buyer any time of year is by being on the market and making your house appealing, so enjoy the holidays and decorate it for successful selling.


Exquisite Designs | Lifestyle Collections | Wholesales & Retail 24K Gold & Sterling | Precious Stones

FREE HOLIDAY SHIPPING AND GIFT WRAP

Shop: rosalinejewelry.com Private showings available.

888-306-6036


SHADOW OF THE MATTERHORN

DECEMBER

Shadow of the Matterhorn Taking a ski trip to Switzerland’s Zermatt can be a mountaintop experience. Article by Mike Yorkey |

T

All photos used with permission

he best ski area in the world? That’s a tough question to answer. My Swiss wife, Nicole, and I have skied many of the top ski resorts in

top,” I’ll say. “It takes around 15 minutes to get there for a vertical

North America—Whistler in British Columbia, Vail and Aspen in

arrive, you get on another gondola for another 15-minute ride. And

Colorado and Mammoth Mountain here in California—as well as

then you get on another gondola for another 15-minute ride. That’s

famous ski areas in France and Switzerland such as Val D’Isere, St.

what it’s like getting to the top of Zermatt.”

Moritz, Davos and Verbier. Choosing one of those as “the best” is as subjective as naming the greatest city on the planet.

rise of 2,000 feet. Now imagine getting to the top of Mammoth and stepping on another gondola for another 15-minute ride. When you

Nicole and I have made more than a half-dozen trips to Zermatt over the years, and we know where we like to go for our first run of

But we do know our favorite ski resort, and that’s Zermatt, home

the day—down the backside to Italy. After riding a series of gondolas

of the iconic Matterhorn, the famous jagged peak that straddles the

and a final-stage cable car for nearly an hour to the summit of the

Swiss and Italian border.

Klein Matterhorn, we carry our skis 100 yards through a tunnel

When we talk to friends about Zermatt, I try to use an analogy

carved out of the rock. After stepping into our bindings, we push off

to which they can relate. Since most skiers in San Diego have skied

toward Cervinia, an Italian ski village at the bottom of an Alpine

at Mammoth—where Nicole and I lived for nearly 10 years before

valley.

moving to Encinitas—I draw on their similarity. “Imagine taking the gondola from Mammoth’s Main Lodge to the

What follows is an amazing run on wide-open, smooth intermediate terrain that reminds me of skiing the back of Mammoth’s Chair [continued on page 70]

68 FINEsd.com | facebook.com/FINEmagazines


SHADOW OF THE MATTERHORN

DECEMBER

[continued from page 68]

3 all the way to Main Lodge. The difference is that it takes 45 minutes to reach Cervinia—and longer if you stop to take pictures. Another thing Nicole and I like to do is stop at a cute restaurant along the way, where we enjoy a plate of pasta or a quattro stagioni pizza on the deck of a rustic mountain chalet. Or course, you’re obliged to pay in Euros since you’re in Italy, although the Italian restaurateurs will accept your Swiss francs or a credit card. You’re also compelled to watch the time since you want to make sure you get back to the Swiss side of Zermatt before the lifts close. From Cervinia, you have to ride two long gondolas and a cable car—which take another 45 minutes or so—but you can’t miss the last ride of the day at 3 p.m. Otherwise, you’re skiing back to Cervinia and looking for a room for the night. Skiing on the Swiss side of Zermatt is where the best turns are found. The groomed runs are as wide as the Interstate 5/805 merge. You can really haul at high speeds, since all [continued on page 72]


SHADOW OF THE MATTERHORN

DECEMBER

[continued from page 67]

the bumps have been smoothed over, and there are never any lines on the high-speed chairlifts. Zermatt has 153 miles of trails spanning three mountains—the Klein Matterhorn, Gornergrat and Rothorn—that are generally intermediate, or what Nicole calls “ego skiing.” If it’s a bluebird day with a cloudless sky, creamy snow, and the hooked pyramid of the Matterhorn standing majestically over the pistes, I’m not sure how any ski area in the world can eclipse these ski experiences. At the end of the ski day, you ski a curvy eight-mile trail back to the village, which takes a good half-hour. I’ve found this trail to be

the most challenging run of the day because of several steep sections and hard-pack snow that is usually icy. As you near the village, you ski past old wooden farmhouses with slate roofs until you reach the charming gingerbread hamlet of Zermatt, which is car-free and serviced by free electric buses and horse-drawn carriages. The bustling après-ski and thousands of tourists roaming the paved streets give the Alpine resort a vibrancy that surpasses Vail, Aspen or Whistler. Whether you’re staying at a five-star hotel like the Zermatterhof or a cozy and comfortable bed-and-breakfast, Zermatt offers a ski experience that is, well, on top of this world.


OLIVENHAIN ESTATE OLIVENHAIN ESTATE | Tucked away in the private hills of Olivenhain is an incredible 5,656 square-foot paradise with a backyard oasis. With a 4 car garage, 3 bedrooms and 2.5 baths, this home is a large yet intimate space complete with office and private entrance. The outdoor kitchen and fireplace is perfect for entertaining with friends and family. An attached 1 bedroom and 1 bath flat is both convenient and functional for temporary guests or extended family accommodations. The incredible landscaping, outdoor pool and 2 bedroom, 1 bathroom pool house pair well in the Olivenhain community. Offered at $2,250,000 | Call Jake for private showing

JakeMayTeam.com

JAKE MAY MANAGING BROKER

619-778-9778

BRE# 01292626


BAJA PARADISE Incredible custom home in the gated community of Real Del Mar, Mexico. Beautiful brick-dome vaulted ceilings with travertine, marble and granite treatments throughout this estate. All 5 Bedrooms enjoy their own private bathroom. Hand carved wood treatments, custom dome ceilings and stainless steel appliances complete this luxurious space. Panoramic ocean views offer the very best of Baja California lifestyle. [Recently appraised for $1,300,900] Listed at $952,000 - Financing available. | Call Jake for private showing.

JakeMayTeam.com

JAKE MAY MANAGING BROKER

619-778-9778

BRE# 01292626


PRIVATE HANGER AIRPLANE HANGER | 2 available - 4,000 square foot airplane hangar with an additional 2,000 square foot loft. Includes granite, marble, travertine finishes along with stainless steel appliances. Hydraulic hangar door. Store your plane and your toys. Great alternative to Palomar, located only 15 minutes from North County at Gillespie Field. We will custom build to suit with a completion date 6 months or less. Please see pictures of hangars just sold. Thirty year lease available. Low HOA dues ($750) cover all common utilities and maintenance. $910,000 or best offer - Financing available. | Call Jake for private showing.

JakeMayTeam.com

JAKE MAY MANAGING BROKER

619-778-9778

BRE# 01292626


CALL NOW (858) 216-4694

New Encinitas Retail Branch Coming Soon.

NEW AMERICAN FUNDING IS AN ALL-INCLUSIVE MORTGAGE BANKER. From origination to funding, we work under one roof, creating a cohesive team that enables us to close your loans fast.


SAN DIEGO EVENT SCENE

2013

Helping you Build a Secure Future. • • • • • • • • • •

FHA VA USDA 100% Financing Conforming, High Balance, Jumbo Single Family up to 4 units Panel of Local Appraisers Down payment Assistance Programs In-House Processing & Underwriting In-House Docs In-House Funding

Julia Downs

Business Development Manager

(858) 880-8303

julia.downs@wjbradley.com

16885 W Bernardo Drive, Ste 290 San Diego, CA 92127 NMLS: 258235 DOC: 01846716

JUNIOR ACHIEVEMENT 25TH SAN DIEGO BUSINESS HALL OF FAME Hotel del Coronado Coronado, CA

Presented by: Jack in the Box Foundation Photos by: Cynthia Sinclair Photography

Current and past laureates honored since the event’s inception in 1986 joined guests to raise more than $246,000 to fund

Junior Achievement programs. This year’s laureates included Ken and Margie Blanchard, Thella Bowens and Greg Lucier.

© 2013 W.J. Bradley Mortgage Capital, LLC. 6465 Greenwood Plaza Blvd, Suite 500, Centennial, CO 80111 Phone #303-825-5670. NMLS ID 3233. Trade/service marks are the property of W.J. Bradley Mortgage Capital, LLC. This is not a commitment to lend. Restrictions apply. All rights reserved.


SAN DIEGO EVENT SCENE

DIAMOND BALL GALA Park Hyatt Aviara Resort Carlsbad, CA

Special Guest and Emcee: Dan Cohen,

Emmy Award Winner and co-anchor of News 8 The Tri-City Hospital Foundation hosted their annual charity Diamond Ball Gala. Attendees

were entertained by musical and dance styles of NRG Music and Productions. The event

featured a silent auction that boasted luxury gift items—helping the event raise nearly $368,000 for support programs and services that are provided at The Tri-City Medical Center.

2013


Love Life. Shop emma jane.

928 Fort Stockton Dr. #115 San Diego CA, 92103

7643 Girard Ave Ste. C La Jolla CA, 92037


2013

SAN DIEGO EVENT SCENE

EN FUEGO CHARITY EVENT En Fuego Restaurant Del Mar, CA

Sponsored by: FINE magazine, BBVA

Compass, Case Escrow, Two Men and a Truck, En Fuego and Susan G. Komen for the Cure.

Industry professional and charity supporters gathered for a night of networking and

fundraising. En Fuego served traditional

Mexican fare and drinks as guests enjoyed live entertainment and giveaways. Event

proceeds were raised to support San Diego’s

team, Powered By Optimism, to benefit Susan G. Komen for the Cure.

Moving Your Fine Furniture Moving Families Across The Street or Across The Nation.

• Local Moves • Interstate Relocation Services • International Relocation Services • Storage • Moving Boxes & Supplies • Over 100 yrs Combined Experience!

888.292.6683

Delicately

w w w. B e r n a rd o M o v i n g . c o m CAL PUC T-92591

USDOT 70719 MC 87113


Standing Behind American Made Products

Voted one of the Top Jewelry Stores in San Diego!

• Accessories • Home Decor & Gift Boutique • Costume and Fine Jewelry Repair

• Boutique for Men, Kids and Pets • Interior Styling • Jewelry Redesign & Repair

Shop online now!

www.ToHellinaHandbag.CO

Free shipping on all orders and 0% interest and 0% payments on all orders $99 or more. Shop in store at 3302 32nd St. San Diego,CA 92104

858-729-4786


Began in Aspen in 1973. 40th Year Celebration!

SAN DIEGO EVENT SCENE

Jack Victor

CASA DE AMPARO’S CRYSTAL BALL GALA Contemporary Clothing. Leather. Accessories.

Fairbanks Ranch Country Club, Rancho Santa Fe, CA

Honorary Chairs: Andrew and Michelle Walker of Serta

International, James Collins, San Diego Chargers Head Athletic Trainer and Liason to Casa de Amparo Board, Executive

Director Tamara Fleck-Myers, LMFT of Casa de Amparo, and

Samantha Webb of Casa de Amparo’s New Directions program for former foster youth.

Photos by: Luci Dumas Fine Photography

Alberto Makali

Park Hyatt Aviara 760.603.0086

Del Mar Plaza 858.792.7400

peachesenregalia.com

2013


Enjoy Pacific ocean view shopping with an incredible price point of $50 and under at OOH Fashionista Boutique.

Aguaclara Designer Swimwear

Casual and Dressy Apparel along with handmade one-of-kind designer jewelry.

111 Chesterfield Dr. Suite 117, Cardiff-by-the-Sea, CA 92007

760-230-2314

facebook.com/OohFashionista www.oohfashionista.com

OohFashionista


2013

MY SISTER’S CLOSET GRAND OPENING My Sister’s Closet Encinitas, CA

New Store Location: 146 N. El Camino Real Ste. A & B

Special Guests: Mayor of Encinitas, Teresa Arballo Barth and Deputy Mayor, Lisa Shaffer.

The new Encinitas stores feature a beach theme with repurposed wood and cement floors. Once inside, shoppers get first dibs on

one-of-a-kind designer finds, like stylish fall looks, special designer handbags, shoes, jewelry and accessories.


on the

Edge

Ballet

Program includes the rock ballet Leave the Light On with music by Beth Hart Plus, the premiere of two contemporary ballets.

Fri, Nov. 8 at 8:00 pm Sat, Nov. 9 at 8:00 pm Sun, Nov. 10 at 2:00 pm

Spreckels Theatre Commission for Arts and Culture City of San Diego

Call 858.272.8663 or Order Online www.cityballet.org

Photo by Dale Stokes

Free Lecture 1/2 hour prior to curtain.


SAN DIEGO EVENT SCENE

LA COSTA FILM FESTIVAL La Costa Resort and Spa Carlsbad, CA

Founded by: Michael and Ruby Callihan

Celebrity Guests: Andy Garcia, Spencer Lofranco, Daniella Garcia-Lorido and Peter Riegert.

Jury Members: Former Chargers NFL kicker John

Carney; former Laker and current CEO of the Boys & Girls Clubs of Carlsbad, Brad Holland; actor

William Mapother (Another Earth, Lost), Academy Award winning filmmaker Freida Lee Mock (Maya

Lin: A Strong Vision, Anita); and Sports Director of San Diego’s KUSI-TV, Paul Rudy.

Transportation provided by: Schubach Aviation

ACCESS TO THE FINEST THINGS THE WORLD HAS TO OFFER

F O R A LL T HIN G S LU X U RY

FINEsd.com


2013

10 BEST DRESSED VIP PARTY Dr. Sean and Marjan Daneshmand’s home Rancho Santa Fe, CA

Founding Chair: Sally B. Thornton

10 Best Dressed Winners: Anahi Arata, Doreen Schonbrun,

Jacqueline Foster, Jeanne Larson, Kristi Pieper, Maggie Watkins, Marjan Daneshmand, May Zawaideh, Rosanne Indermill, Yolanda Walter-Meade, A.G. Spanos, David Patrone, Kambiz Agahnia, Manoj Motwani, MD, Michael Farah, Ray W. Grimm Jr., Scott

World Class LASIK In The Heart of San Diego.

Muske, Sean Caddell, Steven Cox and Tom Karlo.

THE DOCTOR Since 1999, Dr. Motwani has performed LASIK on some of the most complex cases of nearsightedness, farsightedness, astigmatism and repaired problems with prior refractive surgeries. Having successfully accomplished thousands of surgeries utilizing a carefully balanced algorithm, this effective surgery will help reduce or eliminate the need for reading glasses. Doctor Motwani’s resume includes LASIK performed on over one-hundred physicians, many professional athletes, hundreds of law enforcement officers and fire fighters, and thousands of San Diegans who expect world-class laser eye surgery. THE LASER The Alcon Wavelight Allegretto Wave Eye-Q System is the fastest, most accurate laser in the country and one of only two in San Diego. This incredible laser is also the only one FDA approved to prevent night glare and halos. THE CENTER Regularly praised by patients for providing guests warm and caring customer service with a professional staff. The center itself is worldclass, luxurious, beautiful and comfortable. THE PHILOSOPHY The surgeon has to be responsible for all aspects of the laser eye surgery including the pre-operative measurements, surgery on the eyes, postoperative care, the education of a patient’s diagnosis and treatment options. It is this philosophy that defines the exceptional difference and unparalleled customer satisfaction.

Motwani LASIK Institute

DrMotwani.com

(858) 554-0008

4520 Executive Drive, Suite 230 San Diego CA, 92121


December/January 2013

Calendar of Events San Diego’s FINEST

You voted and here are the results. FINEST La Jolla Jewelry Boutique

Daniel’s Jewelry

Serving San Diegans and international clients since its establishment in 1978, Daniel’s Jewelry showcases exquisite handcrafted jewelry and Swiss Watches, as well as exceptional customer care. 858-454-8001 | danieljewelry.net “DR. SEUSS’ HOW THE GRINCH STOLE CHRISTMAS!” When: Nov.16 – Dec. 28 Where: The Old Globe Theatre Admission: $29 – $66

FINEST Del Mar Men’s Active Wear 1241 Prospect Street • La Jolla, CA 92037-3615 858-454-8001 • 858-454-8003 • Fax: 858-454-6826 danieljewelry.net

For its 13th year, the Old Globe Theatre will be transforming into the snow-covered Whoville— and you won’t want to miss it. After hanging holly-Who wreaths on your door, head to the Old Globe Theatre with your friends and family for a day filled with Christmas-caroling, holiday spirit and a few cans of Who-hash. theoldglobe.org

Patrick James

Emerging as a private label store in 1962, Patrick James grew into a firm with fifteen upscale men’s clothing and lifestyle stores nationwide. Patrick James still incorporates its share of private label clothing along with lifestyle and luxurious men’s active wear collections. 888-855-9292 | patrickjames.com

&

veyors of Fine European Fashion in North County

misterbclothing.com 58-756-5099

maggiebclothing.com 760-452-2299

FINEST Del Mar Women’s Euro Boutique

Maggie B

Maggie B’s commitment to bringing fashionconscious women the latest designs from exclusive European markets defines its title as this year’s FINEST Women’s Euro Boutique. 858-755-7525 | maggiebclothing.com Schubach_SD-jet-chart_fine_ad-out.pdf

1

6/18/2013

9:55:58 AM

ed in Rancho Santa Fe Plaza

FINEST Way to Fly

Schubach Aviation

Leading the private aviation industry in San Diego since 1992, Schubach Aviation’s passion to fly customers around the globe fuels its stress-free, straightforward and personalized service. 760-929-0307 | schubachaviation.com Partnering with the San Diego community for over 20 years, Schubach Aviation is for those who demand the best. Our diverse fleet and award winning service empowers you to fly anywhere, anytime with no long term commitments weighing you down.


SAN DIEGO BALLET PRESENTS: “THE NUTCRACKER” When: Dec. 20-22 Where: Mandeville Theater, La Jolla Admission: $25 – $50

CITY BALLET PRESENTS “THE NUTCRACKER” When: Dec. 13-22 Where: Spreckels Theatre Admission: $29 – $69 Join the City Ballet in its annual holiday performance of this holiday classic. The City Ballet will take you along a whimsical journey as young Clara and her Nutcracker prince take a magical trek through the Land of Snow to the Kingdom of Sweets, where they are honored with entertainment from around the world by the glorious Sugar Plum Fairy. cityballet.org

Featuring an international cast from China, Japan, Russia, South Africa and Mexico as well as San Diego School of Ballet’s children from across San Diego, the San Diego Ballet will perform Tchaikovsky’s snow-dusted score for its 23rd year. Join more than 100 beautifully costumed dancers in an enchanting journey through a landscape of Yuletide dreams, and bring the entire family along. sandiegoballetdancecompany.org

GINGERBREAD CITY GAL When: Dec. 3 Where: The Grand Del Mar Admission: $300 – $100,000 There’s no better way to get into the holiday spirit than to give back at San Diego’s annual holiday epilepsy awareness event. Guests are in for a night full of cheer, fundraising and gingerbread with complimentary champagne and wines, holiday music and auctions at The Grand Del Mar. Following the gala, locals—along with thousands of national and international attendees—will flock to see the exquisite gingerbread structures created by leading West Coast chefs, artists and designers. gingerbreadcity.org

DISNEY’S “BEAUTY AND THE BEAST” When: Jan. 7-12 Where: San Diego Civic Theatre Admission: Varies Come experience the classical love that has won the hearts of over 35 million people worldwide. Filled with unforgettable characters, opulent sets and costumes, and marvelous production numbers, this stage rendition will rival the Academy Award-winning animated feature film on which it’s based. broadwaysd.com


December/January 2013

Calendar of Events

FLUXX BIG TOP NYE FINALE When: Dec. 31 Where: FLUXX Admission: $20 – $60

W SAN DIEGO’S BLACK & WHITE BALL When: Dec. 31 Where: W Hotel San Diego Admission: $150

The year 2013 is one for the books! But all good things must come to an end and what better way to end the year than at FLUXX nightclub. This will also mark the end of FLUXX’s legendary three act theme, “Big Top!” So let your party animal loose, pop some bottles with FLUXX’s tigers, lions and elephants and begin 2014 with a bang! Fluxxsd.com

Close out your year in style and splendor at The 2nd Annual Black & White New Years Eve Party. Enjoy live DJ sets by three top San Diego DJs while indulging in a premium open bar, party favors, balloon drops and a countdown that will be second to no other in America’s favorite city and world renown hotel the W. Thewsandiegohotel.com

OMFG NYE When: Dec. 30 – 31 Where: Valley View Casino Center Admission: $60+ LED Presents will host OMFG NYE, a two-night affair taking place at the former Sports Arena. EDM fans can ring in the New Year more than 16 hours of electro/house music. Sunday headliners include Calvin Harris, Nero, Nervo and Kill the Noise. Monday picks include Laidback Luke, Hardwelll, Zedd and more. mylifeeveryday.com


NEW YEAR’S EVE YACHT PARTY When: Dec. 31 Where: Aboard the Hornblower Inspiration Yacht Admission: VIP tickets start at $159 This 7th annual all-inclusive New Year’s Eve Yacht Party takes guests on a triple-deck yacht with 1,000 other VIPs. While sailing the smooth waters of San Diego Bay, boarding guests can look forward to being greeted with a glass of champagne and indulging on 12 open bars, hors d’oeuvres and tasty deserts, as well as three levels of music. It’s the ultimate way to ring in 2013 – right on the water. YachtParty2013.com

HARD ROCK HOTEL NEW YEAR’S EVE When: Dec. 31 Where: Hard Rock Hotel San Diego Admission: $50+ The Hard Rock Hotel will once again host its hotel-wide New Year’s Eve party with 15 DJs throughout five different venues on three floors. Along with headlining DJ, Sidney Samson, there will also be a special live performance and countdown by Eva Simons, and sets by Tony Arzadon, Chris Garcia, DJ Loczi, Scooter & Lavelle, Starry Eyed Music and DJ Fingaz. hardrockhotel.sd.com


Th

YOUR JUMBO LOAN EXPERTS • Loan Amounts up to $5 Million ($10 million is available on exception basis)

• Interest Only Loans Available

• Low Down Payment Options Available

• Fixed and Adjustable Rate Mortgages Available

• Primary 2nd Home and Investment Properties

• Cash out Refinance Available

• Condos, PUDs, Single Family, Multi-Unit Properties

• Pledged Asset Programs

• Self Employed Borrower Programs

• Foreign National Loans Available

Call Cory O’Neil

858-883-5626

www.guaranteedrate.com/coryoneil cory.oneil@guaranteedrate.com

866-337-2434 LICENSED BY THE DEPARTMENT OF BUSINESS OVERSIGHT, DIVISION OF CORPORATIONS UNDER THE CALIFORNIA RESIDENTIAL MORTGAGE LENDING ACT LIC #413-0699

NMLS (Nationwide Mortgage Licensing System) ID 2611

CA - NMLS ID# 632872CA-DOC632872 - 413 0699, MI - 5/22/2013 - FR-0018846 & SR-0018847 42705 Grand River Ave. Suite 201 Novi, MI 48375


Fine magazine December 2013