INSURANCE SERVICES CREDIT LIFE INSURANCE FOR PROTECTION FROM THE UNEXPECTED You are the most important part of your business. Don’t leave yourself unprotected. Farm Credit East understands the value of protecting the lives of our members. That’s why we offer credit life insurance, which provides added financial security to your family and your business. When making a major change to your business, such as taking on new debt, renewing a loan or bringing on a new partner, it’s a good idea to review your insurance coverage. Our knowledgeable staff can provide convenient quotes and cost-effective coverage tailored to your unique business objectives.
GROUP TERM • Designed to automatically pay off or reduce your loan upon your death • Convenient one-page application • Guaranteed renewable to age 74 • Disability rider available for up to a $10,000 annual benefit
INDIVIDUAL TERM • Guaranteed premiums for 5-, 10-, 15-, 20- or 30-year periods • Ideal for larger life insurance needs, such as income replacement, buy/sell agreements, key man insurance or estate planning • Requires a longer application, with a short paramedical exam
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