N O R T H
A L A B A M A ' S
P R E M I E R E
MORNING
N E T W O R K I N G
G R O U P
BREW
Newsletter for R.I.S.E.
THIS ISSUE
Financial Saviness
INSIDE BUSINESS INSIGHTS WHY YOUR NOT GETTING MORE BUSINESS
APPLYING THE PEARL KICK START YOUR BIZ WITH A KICKOFF MEETING R.I.S.E. HOST & PROGRAM DIRECTOR
Vicki Morris I S S U E
N O
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HIRING THE RIGHT PEOPLE CAN MAKE OR BREAK YOUR BUSINESS
M A Y
2 0 2 0
CONTENTS NEWS
06 EVENTS & INFO 08 RISE SPEAKER SERIES EMOTIONAL INTELLIGENCE
HOW TO CONTROL AND CREATE A PRODUCTIVE WORKING ENVIRONMENT
FEATURES
BUSINESS INSIGHTS WHY YOUR NOT GETTING MORE BUSINESS
11 EMOTIONAL INTELLIGENCE (EQ) HIRING THE RIGHT PEOPLE 17 CAN MAKE OR BREAK YOUR BUSINESS
21 APPLYING THE PEARL 26 BUSINESS INSIGHTS 29 A LEGACY OF HEALTH & WEALTH
APPLYING THE PEARL KICKSTART YOUR BUSINESS WITH A KICKOFF MEETING
WWW.THERISEHSVGROUP.COM
A LEGACY OF HEALTH & WELATH
WELLNESS THE NATURAL WAY PT 4 - IMMUNE SYSTEM
SUSTAINING SUPPORTERS EVENT MANAGEMENT BY This event is brought to the North Alabama Entrepreneurial community by the team at Face To Face Marketing, led by Vicki Morris, president and founder. A Public Relations and Project Management firm. Want to connect with them, click the logo for a link to their website.
VENUE & ACCOMODATIONS
Invention to Innovation Center at UAH
HudsonAlpha Institute for Biotechnology
Accommodations for several morning events have been graciously provided by the brand new I2C Center at UAH and the wonderful team at HudsonAlpha Institute for Biotechnology. Click the images for a direct link to their websites.
Published by Face to Face Marketing
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A Note from our Publisher This has definitely been a year to remember, and we’re not even at the halfway point. We have seen our local, national and global community come together to face an unseen enemy, the Coronavirus. If you’re like me, you discovered new things about yourself and your business. I discovered that I can work very effectively from home. I’m at a new level of success and most importantly confidence with my business, that allows me to feel productive even though I’m just down the hall from where I woke up this morning. I am back where I started my business, in a spare bedroom converted to a home office, but, I have so much more experience, so many more clients, and my company has expanded to include team members! I discovered podcasts, and to my surprise, I absolutely love them. This is a platform that I have been sleeping on. I am not a fan of talk radio, because listening to someone talk, and talk, and talk, is just not my idea of entertainment. For me radio was meant to play music. I equated podcasts with listening to the radio on the internet. My was I wrong!! I listen to shows on photography, on growth strategies, on leadership, on graphic design, and I even willingly listened to The Splendid Table!! (I love to cook and learning about food and recipes is actually fascinating!)
So that feels like an appropriate theme this month; Taking Another Look! How can you and I take a new look at something that’s been in front of us all along. April marked the beginning of my last year being in my 40’s. That’s right, I’ll turn 49 this April, and there is no time like the present to refocus my attention and intentions. How will you shape the rest of your year? What would you like to see again with fresh eyes?
is r r o M i k c i V
in our Community!
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EVENTS & INFO Information about networking events, business seminars, and other opportunities to grow your business. Please contact event organizer for more details on tickets, dates, locations, audience.
COVID-19 BUSINESS UPDATES Provided by the Huntsville Madison Chamber of Commerce, latest news is updated peridoically. We're all in this together, six feet apart.
COVID-19 UPDATES
R.I.S.E. GOES LIVE Due to the government advisory following the outbreak of COVID-19 R.I.S.E. is now being presented LIVE on Facebook, LinkedIn, and YouTube. Catch us Friday May 1st and May 15th at 9am!!
SCORE IS COMING TO HUNTSVILLE SCORE is proud to have the nation’s largest network of volunteer, expert business mentors. They help thousands of entrepreneurs start and grow their small businesses every year. Our volunteers give back to their communities and pass on their knowledge to the next generation of entrepreneurs. BE SURE TO LOOK FOR UPDATES ON THE R.I.S.E. FB PAGE OR WWW.SCORE.ORG
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STEVE LEVY | FOUNDER
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R.I.S.E. Speaker Series
R.I.S.E. is VIRTUAL!
Meet our APRIL Presenters! 8
About Don Daniel Don Daniel is the Founder and Chairman of The P.I.L.L. Method Trust Inc. His company is responsible for developing a systematic approach to learning to read the language in which loans are written, the language of Amortization with Front-loaded Interest. He started working on the basic concepts of his company in December 2006 while still employed as a Firefighter and EMT in Battle Creek, Michigan. By July 2007 he was sure he had discovered that the lending industry was committing, what he now terms, “Financial Violence”, by systematically charging excessive interest. He is also convinced that the lending industry through psychologically coercive tactics and subterfuge incorporated in it’s marketing and advertising coupled with an intentionally imposed dearth of education on how the amortized loan with front- loaded interest actually works, we as borrowers have became complicit in our own victimization. We are actually quite comfortable in seeking our banker’s advice on which loan products are best suited for our needs and the most efficient way to repay a loan!
According to the New York Times the numbers of 60 and 70 year old preparing for and going into retirement still under the crushing weight of debt is skyrocketing! The message of Proverbs 22:7 has never rung truer; “The borrower is slave to the lender”! So with a burning desire to change the financial landscape, after much prayer and many discussions with his wife Patricia, it was decided to end his 17-year career as a Firefighter/ EMT, 2 years after achieving the rank of Lieutenant, to work fulltime on his fledgling P.I.L.L. Method Company. (Don is only the 2nd AfricanAmerican to make Lieutenant in the 100-year history of the Battle Creek, Michigan Fire Department) P.I.L.L. stands for: P - Prepayment of Principal I - Isolation of Principal Amounts L - Leverage and L - Liquidity
www.thepillmethod.com
About Laura Jennings Laura Huckabee-Jennings is the founder and CEO of Transcend, which has been serving executives, senior-level teams and promising entrepreneurial organizations since 2002, supporting the development of leadership, strategy and organizational culture to create sustainable growth. Laura’s 30 years of experience include brand management roles at Procter & Gamble and CocaCola, strategy consulting, and business development for technology start-ups across the US, Europe and Asia. A graduate of Princeton University in physical chemistry, she went on to get a Master’s in comparative culture in Tokyo, Japan and an MBA at INSEAD in France before founding Transcend and developing the Fearless Leadership model. An Alabama native, Laura has managed businesses and people through extraordinary growth in markets around the world, including Japan, China, Israel, Poland and the US. She has appeared as a Featured Speaker at organizations including the Association for Talent Development, the Society for Human Resource Management, the Association of Leadership Programs and numerous private and corporate events across the US.She is the author of the upcoming book “The Fearless Mindset”, a blogger for the Huffington Post and co-author of “Ready, Aim, Influence” alongside Marshall Goldsmith and other leadership experts. She speaks Japanese fluently and has a good knowledge of French and a smattering of other languages. She is actively involved in community service on the Boards of the, Committee of 100 BizPAC and co-chairs the Alabama Princeton Prize in Race Relations. She is a Professional Certified Coach through the International Coach Federation, the largest internationally recognized certifying body for coaches and has over 2500 executive coaching hours. Laura runs Transcend with her husband, Andrew Jennings and has two girls, one a sophomore in college, and one in the 9th grade.
www.leadfearlessly.com
Emotional Intelligence (EQ): How to Control and Create a Productive Working Environment BY DR. STEVEN D CARTER
The first modern influence of Emotional Intelligence in the business world began with the paper Emotional Intelligence written in 1990 by Peter Salovey (Yale University) and John D. Mayer (University of New Hampshire). It has since become a cornerstone of leadership to the extent that there is a myth that EQ (emotional quotient) is arguably more important than IQ (intelligence quotient). This is simply not true. These are two separate attributes with separate purposes in business. A high EQ will not make you a pioneering scientist without the necessary IQ to understand hidden and unknown scientific relationships. However, adequate EQ is essential to create meaningful concepts, ideas, and relationships. IQ without EQ limits leadership development and influence. Indeed, emotional Intelligence is not limited to the scientific or engineering fields. Emotional Intelligence is vital in work, personal, and social interactions. When you look closely at the best leaders in any situation, you will find a strong EQ. One of the more famous examples of diverse EQ working alongside IQ is hugely popular on the long running TV show The Big Bang Theory. It fully illustrates how Intelligence, education, and social competence intertwine. One without the other is a considerable strength; however, the synergy comes from the combination. *
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Before you start making changes for the sake of making changes, consider that Emotional Intelligence is not random. It’s harnessing your thinking and emotions by organizing and managing them effectively. This requires regulating your emotions, understanding others’ feelings (empathizing), and responding appropriately to others. Daniel Goleman (a science reporter for the New York Times at the time) formulized it this way: Emotional Intelligence Begins With Mental Diversity You may believe you’re diverse and even make a conscious effort at diversity. But you’re probably not nearly as diverse as you think. A simple check is how routine your days and weeks are. What did you have for lunch yesterday? What are today’s lunch and tomorrow’s lunch? Is it almost always the same fast food restaurant or the same bag lunch or same dinner leftovers from what you eat two nights a week? If you are rooted in a routine, how can you live a life of diversity?
Self-awareness — recognizing and understanding your own emotions.· Self-management of emotions.· Social-awareness (including work) of the emotional drives of others.· Socially-skilled at handling other people’s feelings and emotions. Emotional Intelligence requires emotional diversity. Emotional Intelligence is not about manipulating the emotions of others for personal gain. It is about winning the trust and confidence by considering the perspectives, experiences, and emotions of others. Trust and confidence are necessary leadership traits for nurturing teamwork, resolving conflict, and interconnecting personal emotions with work goals and personal skills to accomplish everything from the mundane to greatness.
Expected and Unexpected Emotions In the workplace, you’ll come across a wide range of emotions. Although a full list of emotions can number into the hundreds, psychologists list six primary categories of emotions:
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1. Happiness 2. Sadness 3. Fear 4. Disgust 5. Anger 6. Surprise Recognize the complexity of emotions.You need first to be able to recognize these emotions rather than censoring, filtering, or ignoring them. You also must be aware that emotions are complex and range across the spec categories. For instance, frustration is a common workplace emotion that can easily span across fear, disgust, and anger. Only when you understand if a particular frustration is based on fear, disgust, or anger can you do something to either harness or dispel the emotion. Frustrations can be focused on motivating results or dispelling results to gain cooperation. Consequently, it undermines workplace productivity when unaddressed. The Value of an Emotionally Intelligent Mentor None of us develops interpersonal abilities without the help of others. Mentorships come in many different forms. This can be technical partnerships to solve specific problems, peer-to-peer mentorships to better navigate interoffice challenges, and career mentorships to guide your professional trajectory.
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Mentorships are also one of the most valuable sources for increasing and evaluating your emotional Intelligence. Our own emotions are primarily based on the values, beliefs, and examples exemplified to us as children and young adults. Developing mature emotional Intelligence requires expanding who we know and how they influence us. You must learn how you are perceived by others through 360-degree evaluations as well as improving your communication style. Your goal of increasing your Emotional Intelligence should be a significant consideration when choosing a mentor. Always consider the domino effect of your words, actions, and the decisions they may trigger. There are a couple of pitfalls to watch out for. One is your own self-perception. Merely being accepted as a mentee can exaggerate your own self-worth to the exclusion of valuing the opinions and emotions of others. Another is a mentor in a supportive role can become negligent in pointing out your shortcomings for considering the mental wellbeing of others.
Fortunately, these pitfalls are easily overcome. The first step is asking for feedback. For your mental comfort, begin by asking for feedback from a supportive mentor. But don’t hesitate to request feedback from colleagues in the workplace. Ask how you are being perceived as well as how your actions are affecting others. Seek to understand the emotions that you are causing. Specifically, ask if you are evoking fear, anger, or other undesired emotional reactions.You don’t want only to know that penetrating questions debunked someone’s presentation. You want to see if it made the person angry or worse, vengeful. Take lessons learned to your mentor for an honest discussion about how you can better handle similar situations in the future. Feedback from your mentor is critical. Be mindful and learn from other people you encounter that demonstrate emotional Intelligence. Look for ways they handle stressful situations and challenges that maintain respect for them and achieves results. Always remain in a constant state of learning. Pay close attention to how they interact with others. Do they work to incorporate the input from others or just try explaining it away as unimportant?
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When you observe a particularly useful demonstration of emotional Intelligence, discretely look for an opportunity to have the leader explain their thought process.The most effective leaders embrace emotions as a regular part of being human. Learning to manage emotional Intelligence as a strength is a crucial attribute to powerful leadership. “If we lack Emotional Intelligence, whenever stress rises, the human brain switches to autopilot and has an inherent tendency to do more of the same, only harder. Which, more often than not, is precisely the wrong approach in today’s world.� ~ Robert K. Cooper
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Passion HR Consulting 2608 Newby Road Suite 200, Huntsville AL (888) HR - SERVE \\ info@passionhr.net www.passionhr.net
Hiring the Right People Can Make By PassionHR | Mike Bean, SPRH President or Break A Business If you own a business or are in charge of hiring for a bigger company, you and PassionHR Consulting know that finding the right employee for the job is sometimes easier said than done. Developing the right process and knowing what questions to ask can make the difference between adding an asset to your work and creating a disaster.When it comes to hiring new employees, developing and sticking to a plan is crucial. At PassionHR “we are genuinely passionate about assisting clients in developing recruiting strategies, tactics, and processes for hiring and retaining the talent management resources needed to support your business objectives.” Basically, with our recruiting services, we want to help you find just the right fit for your job opening by knowing the top ways to find them. Know Whats Best for Your Company Once you have an opening and realize you need a new employee, think of the actual position first. Develop a thorough job description, complete with job goals, and be sure of the task you want done before finding the person to do it. Once a solid job description is created, then it’s time to start thinking of the right fit. If you could design the perfect employee in your mind, what would they be like? What skills would they possess? Look around at your current employee base and take stock. Being able to compare your top performers with their peers helps you as an employer see what helps them rise to the top, but also helps you see what is holding the others back. Having this background knowledge is always helpful in the next step of the process, which is getting your job opening out and to the right people.
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first Impressions Can Change the Game When looking for a babysitter for your children you don’t scribble a note in crayon and post it on the local bulletin board. Knowing where to advertise can be just as important as what you advertise. You research and know your audience, so that when putting the question out there, the people who answer are already within a narrowed field. With so many advertising platforms these days, it can be hard to know whether to advertise on the internet or to stick with your local paper, or both?! At PassionHR, our experienced staff can help you find the right path to the perfect hire. Once you’ve got your opening out to the right audience, the resumes should start coming in. This is where that research and job description come in very handy. Being able to go through your prospects, already knowing what skills are needed to reach your business goals, helps you weed through the candidates that don’t meet those expectations and hang on to the ones that do. The Pre-Screening Process for Your Applicants After you’ve gone through your applicants and have the stack of potentials, what next? Sometimes people only like to deal in face-to-face conversations, but going through a prescreening process, such as phone interviews and help narrow down the field even more, saving time and resources in the long run. Once you have your final list of people, you can really “get down to business”. Resumes and phone chats can only tell you so much about a person. Whether you have them in to talk or you’re testing their abilities, bringing a potential employee in and interacting with them in person can sometimes seal the deal or tell you for sure that they are not the right fit. Once you’ve found that perfect fit, you move on to the offer, including job duties, compensation and benefits. The whole process can be long and tiring, but at the end of the day hopefully you’ll find the right employee to fill the position and help you reach your business goals!
www.passionhr.net
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“BEFORE WE ACQUIRE GREAT POWER WE MUST ACQUIRE WISDOM TO USE IT WELL.”
-RALPH WALDO EMERSON
Applying the Pearl: Kickstart your business with a Kickoff Meeting By Jay Newkirk
Holding an annual kickoff meeting at or around the beginning of each year is imperative for business success. By stopping and taking the time to review how your business did last year and compare that against what’s in store for the new year provides an invaluable opportunity to ensure you know where you’re going, strategically and tactically. As Yogi Berra is credited with saying,
“If you don’t know where you’re going, you’ll end up someplace else.” I know many business owners and leaders are busy with operational challenges. That should not stop you from holding this event to assess last year’s performance and introduce what the new year holds. Doing so can set you up for success in the coming year and help you stay on track with where you want to go. There are basically three separate segments the meeting should cover:
How Did We Do Last Year? 1, Did we reach last year’s financial, employment, and bid-rate goals? 2. If not, what are the reasons why? Projections for the New YearWhat are our financial goals for the new year?
1. What other things are those goals based on, besides what we did last year? 2. Do we have a preliminary pipeline developed?
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What Are We Doing As a Company and Why? 1.Do we have a clear idea of what it is our company actually does? 2.Why are we doing what we do? Ask yourself: Are we doing something or offering a service simply because we know how, instead of because what we offer is relevant? Are we doing it because we love it, or do we see a real need for our product and/or service and we really do want to help folks who need what we’re offering? The Huntsville Hub is the premier
There are loads of variations to this agenda, and even more relative to the length of the event and its schedule. During lunch breaks, it’s important to have a keynote speaker invited to lead a motivational discussion. Also, it’s very important to include networking breaks during the event. Following is a general agenda: Opening Remarks – Pres/CEO End of Previous Year Financial Review – CFO Discussion of Lessons Learned – Pres/CEO Major Contract Reviews – COO/CFO Discussion of Lessons Learned – Pres/CEO Operations Review – COO Discussion of Lessons Learned – Pres/CEO Strategic Business Dev Plan – Bus Dev VP Tactical Business Dev Plan – Bus Dev VP Financial Budget for New Year – CFO Vision Discussion and Closing Remarks – Pres/CEO After the event, be sure to summarize what went on and offer some of the outcome information to all of your employees/participants. Sharing what was discussed with everyone will substantiate a collaborative culture and is motivating.
location for office space in Huntsville, Alabama. At Huntsville Hub, you can showcase your business at a prestigious and convenient location, and our beautiful facilities offer you and your clients a comfortable and upscale atmosphere. Our rooms are perfect for team meetings, client consultations, mediations, depositions, and training classes of any size.
www.huntsvillehub.com 22
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BUILDING WEBSITES THAT GET YOU NOTICED RESPONSIVE SITES | CUSTOM DESIGNS | CLEAN LAYOUT Call to schedule your free consultation today! 256-489-0135 | Hello@FacetoFace-Marketing.com 515 Sparkman Drive HSV 35816
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Business Insights
WHY YOUR NOT GETTING MORE BUSINESS (PART 1) by Kevin Pendergrass | Pendergrass Promos
If you aren’t getting the kind of business you want, then chances are you are not following up.
I have often been asked how my wife and I were able to start a business and grow (and sustain) it so quickly. While there are many ways to answer this question, one of the main reasons why our business was able to grow is because we make it a point to follow up with clients and prospects. If you aren’t getting the kind of business you want, then chances are you are not following up. According to www.grantcardone.com, 48% of sales people never follow up with a prospect. 25% of sales people only make a second contact and stop. 12% of sales people only make three contacts and stop. 10% of sales people make more than three contacts.
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Take a look at these stats above. Which category do you currently fall into? Most colleagues that I know teach a “three-contact rule.” The idea is that you contact someone three times. If they haven’t bought from you after three attempts, then you need to move on.While it may be the case that, based upon someone giving you a hard no, you need to move on, chances are you are walking away from a lot of business simply because you aren’t following up enough. While the above stats are very telling, the following stats reveal even more. This means that if you are following up with prospects less than five times, then you’re walking away from 80% of sales. If you’re going to be successful as a business owner or business person, then you have to learn the art of following up. Successful people don’t have sales because the sales come to them. They have business because they go and look for it – over and over again.
2% of sales are made on the first contact 3% of sales are made on the second contact 5% of sales are made on the third contact 10% of sales are made on the fourth contact 80% of sales are made on the fifth to twelfth contact
So, do I have your attention? Have I convinced you that follow up is important? If so, then you will want to stay tuned the next several weeks as I will be discussing proper methods of following up and what to do and what not to do. I will specifically explain what has worked for us and why. If you care at all about growing your current clientele, then you will want (and need) to hear this.
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WWW.FRAMEMAG.COM | 20
Brand Colors WHAT'S
YOURS?
Using RED in your branding can evoke these emotions: love romance gentle warmth comfort energy excitement
intensity
lifeblood
Using GREEN in your branding can evoke these emotions: natural cool growth money health tranquility harmony
Women tend to like these colors
Men tend to like these colors
calmness
fertility
But not these colors
But not these colors
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A legacy of Health & Wealth A
R.I.S.E.
ARTICLE
SERIES
WELLNESS THE NATURAL WAY BY RICK MAKOWSKI
WELLNESS THE NATURAL WAY – 4 IMMUNE SYSTEM
The Body’s Operating System This is the fourth in a series on Wellness, the Natural Way and given the current global challenge from a microbial invader, this short article will highlight the importance of our body’s immune system. Besides being well, the approach is also fiscally sound. It would be helpful to reread the first article with the definition of wellness and the perspective of each of us being in control and responsible for our own Wellness. Dr. V.A. Shiva refers to the body’s Immune System as our “Body’s Operating System”. It is a “system of systems” interconnected with all of our other body systems and is very much dependent on the body being in a state of “homeostasis” or a balance of wellness. He describes resilience as important to the body’s ability to adapt and train itself through “stress inoculation” to be more resistant to external threats. Is it the germ that determines the disease or the balance of our overall wellness to be able to deal with it that keeps disease at bay? The perspective of Germ vs Terrain Theory highlights this well in Figure 1.
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Figure 1. Germ vs Terrain Theory
Louis Pasteur (1822-1895), the inventor of pasteurization, characterized germ theory as the external germ or microbe that invades the body is the cause of a variety of diseases. So, avoid the germ is the approach and if it does invade, the modern medicine approach is to treat the symptoms of the germ invading our internal environment or attempt to avoid it with vaccines. This thinking considers the body a sterile environment which we know from watching little kids on a playground and life in general, is far from reality. Claude Bernard (1813-1878) and Antoine Bechamp (1816-1908) evolved a different perspective that the terrain or internal body environment determines our state of health. If the body is operating in balance or homeostasis, the healthy immune system can handle many of the microbial and pathogenetic threats it faces. When our immune systems become suppressed or imbalanced (through lack of adequate nutrition, exercise, rest, as well as increased stress, reduced mental health, etc.) is when the body system becomes most vulnerable to external threats. Germs become symptoms and can develop into diseases. These gentlemen were very much against vaccines or purposely injecting external threats into the body as it could cause more harm than good. On his deathbed Louis Pasteur stated "Bernard was correct. I was wrong. The microbe (germ) is nothing. The milieu terrain) is everything."
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There is, however, validity to both theories, so it’s not as simple as aligning with one camp or another. Certain applications of vaccines are helpful to society in general, but how effective is a “one size - fits all” approach given that each of our internal systems are different? We would be better served if the vaccine approach is the exception to the rule vs become the rule. Unintended consequences of altering Mother Nature can be significant in the long term if our internal systems rely too much on external support. The ole sports adage of “the best defense is a good offense” applies, and the best defense against these external threats is to be proactive to ensure our bodily operating system is functioning as well as it can be. Then if a threat takes hold, the modern methods will have a much better chance at being able to help the body recover. The importance of Wellness is reaffirmed with the current anxiety over COVID19. The state of being well, with a healthy immune system, gives one a much better likelihood at weathering the storm. If one considers the cost (both health and financial) to be well vs the cost of medical treatments, drugs/treatments, and even invasive healthcare like in an ICU, then being as well as we can be is the savvy choice. This article is intended for your personal use and informational purposes only. You should consult with a physician before beginning any exercise, fitness, diet, or nutrition routine, especially if pregnant or have pre-existing health conditions. Nothing contained in this article should be considered as medical advice or diagnosis. Dr. Shiva. https://vashiva.com/dr-shiva-live-the-immune-system-your-bodys-operating-system/Though pertinent, you can start at time 2:30 to skip over political commentary. Louis Pasteur. https://en.wikipedia.org/wiki/Germ_theory_of_disease Claude Bernard. https://www.britannica.com/biography/Claude-Bernard Antoine Bechamp. https://en.wikipedia.org/wiki/Antoine_Béchamp Rick & Betty Makowski are Wellness Advocates and use natural methods extensively.
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R.I.S.E. THANKS OUR COMMUNITY SPONSOR
Don Daniel, founder and creator of The P.I.L.L. Method International, has written a top-rated financial book and it is available now on Amazon. Mr. Daniel is a resident of Huntsville and has been in business with The PILL Method for many years. He has traveled all over the world teaching people this better way of thinking about debt cancellation. www.thepillmethod.com
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Vicki Morris | Program Director Vicki@FaceToFace-Marketing.com 515 Sparkman Drive 256-489-0135