The Portal Guide

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Your Guide In Retiring In The Philippines

Second Edition 2017 - 2019

THE PORTAL RETIREMENT TO THE PHILIPPINES The Portal, Retirement in the Philippines is part of the guidebook series published by St. Uriel Publishing House, which also publishes bi-monthly, The Philippine Traveller, a travel lifestyle newspaper. The Portal contains facts, tips and information about the Philippines as the best emerging retirement destination and select choices of real estates properties. It also has maps and other sections useful to a retiree. _____________________________


ACKNOWLEDGEMENT PRA Office of the General Manager PRA Marketing _____________________________ The Portal “Retirement in the Philippines” Second Edition 2017 Copyright 2017 St. Uriel Publishing House Alabang, Zapote Road, Las Pinas, Metro Manila 1747 Philippines Email: ALL RIGHTS RESERVED


The Philippines is one big friendly home. With wide open arms eager to embrace visitors from all walks of life Filipinos are known to flash such big smiles even in the midst of challenges. They are naturally caring, and always ready to meet new friends. The country is rich in natural attractions. From world-class beaches to dive spots, hiking and trekking adventures, the rich environment offers countless weekend activities. When you choose to live in the Philippines, there will always be some new experience to post in your social network page and share with your friends back home. 3

Beach Lovers Paradise

Sight-Seeing Adventure

The skillful Filipino craftsmen have created magnificent structures that have earned the credit of international heritage societies. The Banaue Rice Terraces, considered one of the Wonders of the World, tops the list followed by the Spanish style houses in Vigan, Ilocos Sur. Other sight-seeing attractions include the Baroque-style churches -- San Agustin Church in Paoay, Ilocos Norte, the Nuestra Senora de la Asuncion in Santa Maria, Ilocos Sur, San Agustin in Intramuros, Manila, and the Santo Tomas de Villanueva in Miag-ao, Iloilo; and the interesting land forms like Taal Volcano in Batangas, the smallest active volcano, Mount Mayon in Legaspi Albay, known for its perfect cone shape, the Chocolate Hills of Bohol and many more.

The Philippines has numerous fine, powdery white sand beaches. One of the longest coastlines in Asia at 36,289 kilometers, the crystal blue water is admired by travelers worldwide. Among the top beaches are Boracay Island in Aklan, El Nido in Palawan, Camiguin Island, Pagudpud in Ilocos Norte, Puerto Galera in Mindoro, Nasugbu and Lian in Batangas, Ternate in Cavite and many more.

Diving Capital

The country has the highest density of coral species in its marine rich and bio-diverse waters. Asia’s dive capital: amateur divers can earn their license at the training centers in Anilao, Puerto Galera and Boracay. Among the country’s famous sites are Palawan’s Tubbataha Reef, a UNESCO Heritage site, Verde Island in Mindoro Oriental, Apo Reef National Park in Mindoro Occidental, the largest atoll-like reef in the country and home to 285 fish and 197 coral species, Apo Island Marine Reserve in Dumaguete, Negros Oriental, Balicasag and Pamilacan Islands in Bohol and Malapascua and Moalboal Islands in Cebu. 4


Sports Adventure

Sports enthusiasts will be amazed at the variety of facilities all over the country. Golfers can choose from the courses designed by famous golf celebrities, including country clubs that host international tournaments. Those who enjoy water sports can snorkel with the whale sharks in Donsol, Sorsogon or surf in Siargao Island, Surigao del Norte, Baler, Aurora, Daet, Camarines Sur and in Catanduanes province;

Gustatory Feast

Dining, Filipino style is not your usual meal. A lunch or dinner invitation is actually a celebration of friendship, topped with a rich cuisine influenced by Asian and European cooking techniques. Locals love to eat in groups, politely inviting everyone including strangers to partake in the meal. A feast will not be complete without a lechon, spit-roast whole pig served with liver sauce, adobo chicken and pork marinated in vinegar, soy sauce and garlic and stewed until tender, kare-kare, meat and vegetables cooked with peanut sauce served with shrimp paste, sinigang pork, or seafood in tamarind soup, grilled seafood and many more. The more adventurous are challenged to try the balut, boiled duck eggs with partially formed embryo, and dinuguan or pork blood stew served with steamed rice or puto, a local term for rice cakes.

Mountain climbers can head for Mt Apo in Davao, the highest peak at 9,689 feet, go trekking at Mt. Pinatubo or explore the Callao caves in Tuguegarao, Cagayan. The brave can go white river rafting in Chico River or in Cagayan de Oro River, kayaking and canoeing at the Bacuit Archipelago or at the St. Paul Subterranean Cave in Palawan; windsurf in Lake Caliraya or in Taal Lake, kite surf in Boracay or wakeboard in Pili, Camarines Sur.

Spa Indulgence

The Filipinos have a traditional healing massage called “hilot” which means touch therapy. It relaxes tired muscles and heals aching joints. Several spa clinics and massage centers have also mushroomed all over the country offering all different kinds of massage treatments. For a more luxurious spa weekend there’s Nurture Spa in Tagaytay, Mandala Spa in Boracay, Sanctuario Spa in Manila, Chi Spa Village in Shangri-La Mactan, Cebu, and at The Farm at San Benito in Batangas and many more.

Aside from local cuisine there are rows and rows of restaurants in the city serving dishes from different parts of the world. Foreign food chains are also found in popular shopping malls.


Shopaholics especially bargain hunters will enjoy going to the malls in the country. The top shopping centers are found in Metro Manila, Cebu and Davao offering everything from international brands to local products. In Manila, shoppers can go to Mall of Asia, the third largest mall in the world Mall of Asia, Robinson’s Place, Balikbayan Handicrafts, and Tutuban Center. In Makati and Ortigas there’s Greenbelt, Glorietta, Landmark Department Store, Greenhills Shopping Center, Megamall, Shangri-La Mall and Tiendecitas. In Cebu, check out the Ayala Center, the Gaisano Malls, Robinson’s Place, SM City, and for native delicacies, fresh produce and fresh and dried seafood, go to the Carbon and Tabo-an Markets. In Davao, shop at Aldevinco Shopping Center (for fabrics, batik, carvings) Victoria Plaza, Gaisano Mall and at the New City Commercial Center department store. City centers are also have tiangges, the Filipino version of flea markets where shoppers can haggle for the lowest price possible.


Filipinos love to celebrate. They have a long list of festivals where people celebrate in the streets through religious processions and parades. The year opens with the Ati-atihan in Kalibo, Aklan. The event commemorates the feast of the Sto Nino with a week-long street party. 6


Pahiyas in Lucban, Quezon is on May 15, a harvest festival celebrating the feast of San Isidro Labrador. Colorful kiping and other thanksgiving offerings are displayed in houses that line the procession route. The Masskara Festival in Bacolod City is celebrated in October, coinciding with the city’s charter day. The city holds a mardigras-style parade complete with carnivals and fairs.

World Class Artistry

The theater and concert scene in the Philippines is alive with astounding performances by world class artists. The Cultural Center of the Philippines features performances by the Ballet Philippines, the Philippine Madrigal Singers, and the Bayanihan Dance Troupe. World-renowned artists Lea Salonga and Cecile Licad also hold concerts in major concert halls in Manila. The Center of Arts in San Antonio (CASA) in San Miguel, Zambales features violinist Alfonso “Coke” Bolipata and his Pundaquit talents. Other groups that showcase the Filipino performing talents are Philppine Educational Theater Association (PETA) Repertory Philippines, Atlantic Productions, and other independent production groups that hold shows at the New Port Performing Arts Theater in Resorts World, RCBC Auditorium, Onstage Greenbelt and other popular venues.

The festivals are as many as towns in the entire archipelago. Other unique cultural events and activities include Santacruzan — a May time procession of beautiful women re-enacting St. Helen’s quest for the holy cross, the Black Nazarene procession in Quiapo held in January, the holy week rituals in San Fernando, Pampanga and the traditional Christmas rituals like the colorful lanterns, dawn masses and noche buena feasts.

Exciting Night Life

Evenings will never be boring in the Philippines. Every city is bustling with energy come sun down with restaurants, cafes and bars lighting up the busy streets. In Makati the country’s financial district, the night life sizzles at Greenbelt and Glorietta while at nearby Bonifacio Global City party goers troop to Serendra, Bonifacio High Street and Burgos Circle. Quezon City is another popular evening destination with establishments in Timog, Tomas Morato Eastwood City in Libis.

In the Visual Arts scene, works of world-class Filipino masters Juan Luna, Felix Resurrection Hidalgo and Fabian de la Rosa, National Artists Fernando Amorsolo, Carlos Francisco, Victor Edades, Vicente Manansala, other Philippine painting greats and contemporary visual artists can be viewed at the Philippine National Museum, the Metropolitan Museum of Manila, the Ayala Museum and in galleries and University museums around the city. Colleges and universities in the Philippines are the training ground for internationally-recognized performance groups namely Dulaang UP (student theatre group), the UP Concert Chorus, UP Singing Ambassadors of the University of the Philippines, Ateneo College Glee Club and the Ateneo Chamber Singers of the Ateneo de Manila University, the UST Singers and the Salinggawi Dance Troupe of the University of Santo Tomas. The live concert scene at Araneta Coliseum and SM Arena are packed to rafters with concerts by local and international artists like Beyonce, Jennifer Lopez, Justin Bieber, One Direction and other performers.

The city of Cebu is noted for its exciting evening entertainment. Check out the Ayala Mall and the different establishments in Osmena Blvd. The ultimate island-party fever is in Boracay. The island is noted for its carefree spirit and home to clubs and bars on the beach. 8


BE PART OF A UNIQUE CULTURE The Philippine archipelago is made up of 7,107 islands. It is part of the Southeast Asian region and spans 1,840 kilometers north to south. Taiwan lies in the northern border and the southern part is enclosed by Indonesian and Malaysian Borneo. At the Western and Eastern sides are the South China Sea and the Pacific Ocean. Manila is the Capital of the Philippines which is 8 hours ahead of Greenwich Mean Time, (GMT).


Ask any foreigner living in the Philippines about the uniqueness of the culture, and you will hear endless tales of their warmth and graciousness. Other nationalities are just as hospitable but Filipinos are a league of their own. They generally like to help others, including strangers. When visiting a new place, you can always count on some kind-hearted local who will point you to the right direction. The Philippines is also the only Christian country in Asia. More than 86 % of the population is Roman Catholic, 6 % belong to various nationalized Christian groups, and another 2 % belong over 100 different Protestant denominations.


Language will not be a problem for retirees when they choose to live in the Philippines. It is the third largest English-speaking nation in terms of population. Almost every Filipino can understand and speak some English. There are two official languages -- Filipino and English. Filipino which is based on Tagalog, is the national language. English is widely used and is the medium of instruction in higher education. There are also eight (8) major dialects spoken by majority of the Filipinos: Tagalog; Cebuano; Ilocano; Hiligaynon or Ilonggo, Bicol, Waray, Pampango, and Pangasinense. Filipino is easy to learn, most foreigners can immediately pick up the basic expressions after a few weeks. Moreover Filipinos will be more than glad to teach their native language to their foreign guests.


Foreigners love the country’s tropical climate. March to May is hot and dry, June to October is rainy, November to February is cool. Average temperatures: 78F/25C to 90F/32C; humidity is 77%.


Medical facilities in the country are at par with the world’s top health institutions. Private hospitals are accredited by international commissions on patient safety and health care quality. Filipino medical personnel and caregivers are in demand worldwide for their expertise, competency and their natural ability to extend care and compassion to their patients. Health-wise foreigners are in good hands, should they wish to retire in the Philippines. Quality healthcare are available in both private and public hospitals. The rates are quite affordable for foreigners 10

compared to the cost of medical procedures in their home country. Among the top hospitals in the country are St, Luke’s Medical Center in Taguig and Quezon City, Makati, Medical Center, Medical City in Pasig and Asian hospital in Muntinlupa. There are likewise several clinics and health centers all over major cities and towns. Because of the affordable rates and expert medical personnel the Philippines is fast becoming a more popular destination for medical tourism.


Commuters can freely move about the metropolis with the variety of transportation options.


Taxis are a convenient and comfortable means of travel in the city. All taxis are metered some even issue official receipts. Most drivers speak basic English, making communication very easy for both driver and passenger.


Metro Manila has three mass railway transit lines- LRT-1, MRT2 and MRT 3. LRT 1 runs in a north-south direction from Baclaran to Monumento, then it runs in an east-west direction from Monumento to North Avenue, linking the cities of Quezon City, Caloocan, Manila, Pasay and Parañaque. Passengers can transfer to the Purple Line at Doroteo Jose station, while passengers can transfer to the Blue Line at EDSA and North Avenue stations. MRT-2 runs the east-west direction of the Metro area. It goes through Santa Cruz passing several areas of Manila then San Juan, Quezon City, Marikina and Pasig. The track runs above Recto, Legarda , Magsaysay Boulevard, Aurora Boulevard, and Marcos Highway. MRT-3 runs in the north-south direction of the Metro area, through San Roque in Pasay, then Makati, Mandaluyong, Pasay and Quezon City. The track runs above segments of Epifanio de los Santos Avenue. The country also has a regional service -- the Philippine National Railway or PNR. It carries passengers all the way to the suburbs, and nearby provinces like Laguna.


Buses are a common sight on the major roads of Manila and in the distant provinces. Buses are classified as either air-conditioned or ordinary. The destinations are marked down on a large placard in front of the bus.


Being an archipelago, boats and ferries are very common around the islands. Bangkas are traditional boats used for shorter distances. Ferry boats are bigger and more comfortable, with several companies having daily scheduled trips. The fastest type of boat is the catamaran. It travels between the bigger islands, covering longer distances in a short time. 11


The jeepney is the most popular and economical means of transportation. Distinctively Filipino, the colorful decorations embody the uniqueness of the culture. The designated routes are painted on its exterior with a small placard in the front indicating its main destination.


For short distances tricycles are used by commuters to get to their destination. A tricycle is actually a motor cycle attached to a passenger-cabin on a third wheel. Depending n the size it can carry as much as five passengers three inside the cabin, and two behind the driver.

Air Travel

The major airport in Manila is the Ninoy Aquino International Airport. It has four terminals NAIA 1, NAIA 2 also known as the Centennial Airport, NAIA 3 and NAIA 4. Other airports include the Clark International Airport in Angeles City, Mactan-Cebu International Airport and Subic Bay International Airport in Subic Bay.

EXCELLENT REASONS TO RETIRE IN THE PHILIPPINES To live in a place where you can watch the sun rise and set could be a new experience to many, who are foreign to this kind of life’s simple joys. In some parts of the world, where the sun’s daily greeting is almost unusual, having a warm day in a tropical island like the Philippines or basking under the sun is an event. There are excellent reasons to retire in the Philippines, which makes it an absolutely “more fun” destination this side of the globe!

The country’s national air carrier is Philippine Airlines also the oldest commercial airline in Asia. For local and international destinations travelers can also take Cebu Pacific, Air Asia Zest and Skyjet.

Banks/Money Changer

Foreign residents may open an account in the Philippines by presenting their ACR- I card or Alien Certificate of Registration. Some banks may allow you to open an account without the ACR- I card, but it is still best to double check. Banks have different requirements. Foreign ATM cards with visa electron and plus logos can be used in Philippine banks. Please make sure the ATM carries the appropriate logo before doing your transaction. There is an additional surcharge of 200 pesos is per transaction. Finding an ATM in the Philippines is not a problem. Almost all major shopping malls have several ATM machines. Some local bank ATMs have a withdrawal limit, which ranges from PHP 4,000 to P20,000 per withdrawal, and may also impose a limit of 2 transactions per day. There are lots of money changers all over the Philippines. You can go to any bank, or a foreign exchange centers in shopping malls and in every major commercial area.

Courier Service/ Money Transfer

There are a number of local and international courier companies in the Philippines providing delivery services for major cities worldwide. For international courier service there’s UPS, DHL Express and TNT, while the local companies are Air 21, 2Go and LBC Express. For money transfer services, there are Western Union branches all over the country, even in remote provinces.

Enjoy Filipino dishes like adobo, sinigang, kare-kare, pinakbet, bicol express, and the freshest sea food dishes you can imagine. Experience the country’s most popular festivals like Cebu City’s Sinulog, Aklan’s Ati-Atihan, Iloilo’s Dinagyang, Baguio’s Panagbenga Flower Festival, Davao’s Kadayawan, Bohol’s Sandugo; and islands like Palawan, Panglao, Boracay, Caramoan, Camiguin, and Coron. Shop in the some of the world’s largest malls like Mall of Asia, SM Aura, Megamall, Greenbelt, Glorietta, Shangri-la, Rockwell, Greenhills Center, Robinson’s Galleria, Robinson’s Magnolia among others. Enjoy world-class casinos and gaming venues like Casino Filipino, Solaire Resort & Casino, and Resorts World Manila. The cost of living in the Philippines is much cheaper. No doubt about this. And think of the many business opportunities



The Philippines has world-class healthcare. We have JCIaccredited hospitals like St.Luke’s, Medical City, Makati Medical Center, Asian Hospital, and Chong Hua. We also have locally accredited quality and affordable hospitals like Cardinal Santos, University of the East Medical Center, Lorma Medical Center, University of Santo Tomas Hospital, Manila Doctors, Medical Center Manila, Far Eastern University Hospital, Cebu Doctors, and Chinese General Hospital, and leading government hospitals like the Philippine General Hospital, Philippine Heart Center, the Lung Center of the Philippines, Philippine Children’s Medical Center, and the National Kidney and Transplant Institute, among others. The Philippines also has quality health insurance and health maintenance organizations, such as the Philippine Health Insurance Corporation, Maxicare, Philcare, and Medicard. International health insurance coverage by providers such as Van Breda, Aetna, United Healthcare, Carefirst, Humana, Molina Healthcare, Blue Cross, TriCare, and Kaiser International is accepted in Philippine hospitals. The cost of co-pay in the US may be practically equal to the cost of the whole medical procedure in the Philippines. The emergence of independent physician associations such as United Physician International, Inc. will help make Medicare benefits portable to the Philippines. Third party administrators and other facilitators are providing more mechanisms for Medicare portability. Agressive lobbying by groups (such as US Medicare PH) identified with the Philippines and Latin American countries is bringing the passage of a bill making Medicare portable to countries like the Philippines and Mexico more and more likely.

RADAR (Retirement Areas Deemed as Retiree-friendly): Makati, Quezon City, Cebu City, Talisay City, Liloan, Bogo, Cadiz, Bacolod, Dumaguete, Victorias, Baguio,Tagaytay, Davao City, Zamboanga City. Also economic zones like Subic, Clark and Zamboanga. Retirement facility projects include: a. Cebu SRP Project to host cutting-edge andlargest retirement related facility with 1.25 hectares, 3 buildings, 800 units; b. Tagaytay offers a unique project with best of wellness and best of retirement. La Bella in Tagaytay is an intergenerational project consisting of a condotel for visiting relatives of retirees and residential condos for retirees. Wellness packages are included in the purchase of the units; c. Mactan Newtown Township is in a fast-expanding mode. The first cluster consisting of four buildings is moving towards the finishing stage, as Megaworld has expanded the project from the Lapu-Lapu Shrine to the beach thru the acquisitionof Portofino beach. d. LifeCare Residences Cebu has tied up with the Manosa Group of Architect Manosa to develop a 2-hectare retirement facility in Cebu. e. Oroland in Bacolod is an international oriented, green, intergenerational community with access to metropolitan amenities. Last but not least, the retiree has visa options depending on his situation: dual citizenship, 13A (for those married to Filipinos), and PRA’s Special Resident Retiree’s Visa (SRRV).

Furthermore, more policy studies by an increasing number of respectable research groups are providing the metrics to justify health outsourcing and retirement migration. It is easy to integrate with Filipinos. English is very widely spoken. Signages and instructions are in English, and daily newspapers are in English. There is freedom of expression, and as PRA retireemember Jon Stewart would say: “One of the reasons my family and I choose to live in the Philippines is that the people are warm, kind and reliable. We are happy to make our home here among such people.” Many localities see and promote their towns and cities as 14


There are options in applying for the SRRV designed to suit his/her lifestyle and needs. The basic features of the different SRRV Options are:

SRRV: THE PHILIPPINE RETIREMENT VISA SRRV is a non-immigrant multiple-entry, indefinite-stay visa. With the SRRV, the holders may stay in the Philippines for as long as they want without giving up their citizenship. Other benefits include: 1. Multiple Entry Privileges 2. Exemption from • Philippine Bureau of Immigration Annual Certificate of Registration (ACR) / I-Card, Alien Registration (AR), Emigration Clearance Certificate (ECC), Reentry Permit (RP), and Special Return Certificate (SRC). • Customs Duties and Tax for the importation of household goods and personal effects up to US$7,000.00; • Tax from pension and annuities; • Travel tax, if stay in the country is less than one year from the last entry date; • Student Visa/Special Study Permit for childrendependent; and 3. Access to Greet and Assist Program at from the international airports; 4. Free subscription of the PRN (PRA Newsletter); 5. Discount privileges from services offered by accredited PRA Merchant Partners; 6. Assistance in obtaining documents from other government agencies like: • Alien Employment Permit (AEP) from the Department of Labor and Employment (DOLE) in case of employment in the Philippines; • Driver’s License from the Land Transportation Office (LTO); • Tax Exemption/Extension Certificate from the Department of Finance (DoF) • Tax Identification Number (TIN) from the Bureau of Internal Revenue (BIR) for purposes of setting-up a business in the country; • Clearance from the National Bureau of Investigation (NBI). 16

1) SRRV SMILE – for active / healthy principal retirees 35 years old and above who would just like to maintain their Visa deposit of US$20,000.00 in any of the PRA designated banks; 2) SRRV CLASSIC – for active / healthy principal retirees who would opt to use their Visa deposit of US$10,000.00/US$20,000.00 (50 years old & above) or US$50,000.00 (35 to 49 years old) to purchase condominium units or use for long term lease of house and lot; 3) SRRV HUMAN TOUCH – for ailing principal retirees, 35 years old and above, who are shown to have medical/clinical needs and services. Under this option, the retiree only needs to have a Visa deposit of US$10,000.00, a monthly pension of at least US$1,500.00 and a Health Insurance Policy; and 4) SRRV COURTESY – for former Filipinos (35 years old & above), and foreign nationals (50 years old & above) who have served in the Philippines as diplomats, ambassadors, officers/staff of international organizations. The visa deposit is US$1,500.00. There are documents and fees that must be accomplished in applying for SRRV as a principal: a. Accomplished SRRV Application Form (downloadable at – Information must be typed written and ensure that all information requested are answered; b. Medical Certificate (downloadable at www.pra. – may be secured from the country of origin. However, said document must be translated in English, if necessary, and authenticated by the Philippine Embassy/Consular Office nearest the place where the Certificate was secured from. Applicant may opt to secure the Certificate in the Philippines from any licensed physician/clinic/ hospital. If the certificate has been secured in the Philippines, there is no need for any authentication. A Medical certificate is only valid within 6 months from the date it was secured. PRA has an accredited clinic and we can assist you in securing said certificate; 17

c. Police Clearance – an Applicant need to secure this clearance from the country of origin. Said document must be translated in English, if necessary, and authenticated by the Philippine Embassy/Consular Office nearest the place where the Clearance was secured from; d. NBI Clearance – in addition to the Police Clearance, a NBI Clearance (Philippine Document) is needed when an applicant has stayed in the Philippines for more than 30 days prior to his application for the SRR Visa. PRA can accompany the applicant in securing this document; e. Bank Certification - A visa deposit must be remitted to PRA’s accredited banks which is the Development Bank of the Philippines (DBP). The Bank will send PRA a notarized Bank Certification after the remittance has been received by the Bank. The amount of the Visa deposit depends on the SRRV Option that the applicant has chosen (Remittance instruction may be downloaded from the PRA Website). A principal applicant may include in his application his spouse, and children who are below 21 years old and unmarried, as his dependents. In cases that the Principal applicant will include more than two (2) dependents, an additional visa deposit of US$15,000.00 for each additional dependent must be remitted under the name of the Principal applicant; f. Original Passport with valid stay in the Philippines – in cases where the tourist visa expires while the SRRV is being processed, the applicant must have it extended. PRA may assist in the extension of the tourist visa; g. Photos – 2x2 (12 pieces); h. Application Fee of US$1,400.00 – this application fee or processing/service fee is a one-time payment only and this encompasses all other fees for the Bureau of Immigration and PRA in relation to the application for the SRR Visa. In case that an applicant discontinues his/her application, the Application Fee may be reimbursed but the amount of US$200.00 will be deducted as service fee. However, if in a case wherein the applicant discontinues while the documents are already with 18

the Bureau of Immigration, application fee is nonrefundable already. In cases where in the processing must be discontinued (needs to return to his country or for any other emergency reasons), the documents including the passport may be pulled out from the Bureau of Immigration. The applicant may proceed with his application later on but needs to pay an additional revalidation fee of Php5, 520.00 (Bureau of Immigration required fee); i. PRA Annual Fee (PAF) of US$360.00 – this fee is payable upon joining the program and every year thereafter as long as the retiree is a holder of the SRR Visa. A principal Applicant must pay US$100 for each additional dependent in excess of two (2); For SRRV dependent-applicants (spouse and children), they need to accomplish: a. Accomplished SRRV Application Form; b. Medical Certificate; c. Police Clearance (and NBI Clearance, if necessary) for Spouse, and for children who are 18 years old and above; d. Marriage Certificate for the spouse and Birth Certificate for the child; e. Original Passport with valid stay in the Philippines; f. Photos; g. Application Fee of US$300.00 for each joining dependent. All documents coming from outside of the Philippines must be translated into English, if necessary and authenticated by the Philippine Embassy/Consulate. j. Applicant must submit the above original documents and 2 sets of photocopied documents. After submission of complete documents and payment of fees in the Office, PRA can endorse the application to the Bureau of Immigration. PRA will only process SRRV applications received in the Philippines. The processing of the application usually takes 10 to 15 working days. Upon the issuance (sticker-stamp on the passport), PRA will request the presence of the retiree-applicant in the PRA Office to take welcome and take the Oath of Affirmation as a new retiree-member.





2128 Roxas Blvd. cor. Aldecoa St., Malate, Manila City (+63917) 509 7799 admiralbaysuites 26


827 Ongpin St., Binondo, Manila City (+63937) 370 9090 anchorgrandsuites 28


Azalea Place Cebu

Further integrating leisure and business, the 25-storey residential tower will also be home to retail establishments in its ground floor. The latest specialty shops, restaurants, and cafes will be available for enhanced convenience of residents and for healthy interaction with guests. Unit ownership is sure to be effortless with round-the-clock building management and maintenance service. The good news is that construction of Azalea Place is in full swing, making the vision of an urban oasis in Cebu City a nearing reality. Future homeowners can look forward to coming home to their own choice of studio, one-bedroom or two-bedroom units —each meticulously designed and planned for maximum space and value for money.

Azalea Place Cebu Robinsons Residences brings its brand of “city living done right” into the Queen City of the South with the offering of its maiden residential condominium development in the region. Azalea Place provides residents and visitors of this famed tourist destination the brand of vibrant and modern city living solutions from Robinsons Land that fits today’s generation of upwardly mobile individuals and families. Azalea place will be the perfect choice for contemporary city living in Cebu —a home that provides conveniences and comfort, yet does not take away from the familiar charm of laid-back resort-style living in this idyllic locale. This one-tower development will rise on a prime property along Gorordo Avenue in Lahug, providing an address that is prized and incomparable for its proximity to top schools like the University of the Philippines-Cebu and the University of San Carlo; business districts such as Cebu Business park and Asiatown I.T. Park; hospitals and medical facilities; as well as commercial centers and shopping malls. The building’s distinctive modern Asian-inspired design is an essential feature in promoting balance within Azalea’s dynamic live-work-play environment, which is really the essence of living in the heart of Cebu. Residents can indulge in an array of indoor and outdoor amenities, whether for relaxation or socialization. Indoor amenities include facilities such as a library, WiFi lounge and audio-visual room; areas for social convergence such as function rooms, conference room, and a business center; spaces for wellness such as a fitness center, gym, and indoor game room. Outdoor amenities include swimming and spa pools where one can soak up the beauty of the city and surrounding nature; and cozy, rejuvenating spaces like the Japanese-inspired gazebo and reading nooks. 30

Gorordo Avenue, Lahug, Cebu Cityn (+632) 397 0101 Loc. 32367 /InternationalRLC 31

Botanika Nature Residences

Country Club, Festival Alabang for shopping and dining finds, Crimson Hotel, and private academic institutions like De La Salle Zobel, and San Beda College Alabang. Strategically linked to the main thoroughfares, its ideal location allows easy access via South Luzon Express Way (SLEX), Skyway, C5, Daanghari, and Alabang Zapote Road. Truly, Botanika offers an unparalleled lifestyle of comfort – lushness, exacting details, and superior quality in the primest location. Unit Conveniences: o Ensuite T&B for all rooms o Generous shower areas for Owner’s T&B o Utility/household staff quarters o Show kitchen and wet kitchen* o Walk-in closet for Owner’s suite* o Usable outdoor spaces at the balconies with unobstructed views o Corner units have L-shaped balconies *for selected units

Botanika Nature Residences Enjoy the fruits of your labor with Botanika Nature Residences, a designer residential masterpiece by Filigree. It is located at the most exclusive and quiet area of Filinvest City, Alabang, a masterplanned garden central business district in South Manila that is eyeing the US Green Building Council’s LEED Certification for Neighborhood Development, the first in the country. It is a mere 15-minute drive from the Manila Ninoy Aquino International Airport. Botanika is a premium, remarkably low-density residential enclave within a generous 1.55 hectare prime property. What’s more, only 30% of the total land area is devoted to its towers, the rest is allotted to open spaces: fertile landscapes, greeneries, and walkways—all reminiscent of exclusive gated communities allowing a leisurely stroll in your own garden. Designed for genuine green living, the thinkers and doers behind Botanika put utmost care in securing the coveted Building for Ecologically Responsive Design Excellence (BERDE) certification, in line with the set forth guidelines by the Philippine Green Building Council. Botanika takes pride in its wide variety of spacious condo units that range from two- to three-bedroom flats to five-bedroom garden units and penthouse. The lavish amenities also consider its residents’ lifestyles. For one, it has uniquely tiered infinity swimming pools that offer a serene respite backdropped by verdant spaces for a fresh, calming scenery. Unique sculptured tree houses are not only best enjoyed by the young, but are also a perfect venue to bond with their parents, along with an indoor and outdoor play area, and a game room for indoor recreation for families. Botanika also mixes work with play, by incorporating a functional business center that can cater to those who prefer to work without leaving the comfort of their homes. Location and accessibility are some of the important features that developers of Botanika have planned for its residents. Surrounding it are well-known establishments that are within reach: the exclusive Palms 32

Botanika Sales Atrium: Commerce cor. Corporate Ave. Filinvest City, Alabang, Muntinlupa Botanika Site: Laguna Heights Drive, Filinvest City, Alabang, Muntinlupa (+632) 880 2868 33

Sunshine Place

LITTLE SUNSHINE WORKSHOP - Acrylic Painting, Kids Ballet, Piano, Drawing – offered to grandchildren of members MONTHLY ACTIVITIES are available for FREE. Among the activities members attend arts and crafts and how to workshops, movie matinees, outof-center field trips, mahjong and bingo socials, group karaoke and tech savvy 101 lessons. Health and wellness consults are conducted to increase their knowledge on fighting aging and illness. Members also attend spiritual activities such as Recollection, Spiritual Counseling and Friday Mass. VENUE FOR EVENTS - Sunshine Place offers the complete amenity for rental: ROOF DECK can accommodate 70-100 persons perfect for private parties and corporate functions. CHAPEL can hold private mass for 25-30 people. DANCE STUDIO is also available to those in need of dance practices. Sunshine Place started making senior adults happy last October 2014.

Sunshine Place: Senior Recreation Center Sunshine Place: Senior Recreation Center is a great venue for senior adults to enjoy a variety of classes and activities designed to stimulate wellness of the mind, body and soul. Senior adults aged 50 years old and above are eligible for membership. Sunshine Place offers the following CLASSES: ART - Acrylic, Oil, Oil Pastel, Drawing, Chinese, Water Color- Allows students to create their own work of art, while they develop their imagination, creativity, motor and analyzing skills, and lessen depression, anxiety and boredom. DANCE - Yeba!, Chair Dancing, Zumba & Retro Gold, Social Ballroom (with and without Partners), Adult Ballet - Enhances body movement and improve memory due to memorizing steps. MEDITATION - Tai Chi, Yoga for Seniors and Shibashi - Corrects breathing, posture, balance and flexibility while achieving healing, serenity and inner peace. FITNESS GYM EXERCISES - Personal Training, Power Stretch or a Senior Friendly Fitness Training Session - Exercises both mind and body by fighting aging process and degenerative diseases, increase memory, improve stability, mobility and memory.

56 Jupiter St., Brgy. Bel Air, Makati City, Metro Manila.

MUSIC – Voice and Piano - Awakens the mind and soul, exercise vocal chords and refresh musical talents.

SPECIAL CLASSES - Ipad Tutorials, Ikebana, Brush Calligraphy, Discover Writing - Taps on to the memory, cognitive development and use of both left and right brain. 34

(+632) 856-4144 • 856-4162 (+63917) 515-5656

Sunshine Place: Senior Recreation Center 35

The Medical City

OUR SERVICES Our world-class facility is the staging area for the delivery of cutting-edge health care services, with centers of excellence in wellness and aesthetics, cardiovascular, cancer and regenerative medicine. The Center for Wellness and Aesthetics is a one-stop shop for health maintenance and promotion that delivers organized, personalized, seamless, and comprehensive services appropriate to various age groups – from the young to the young at heart. Moreover, its posh, two-story site merges style and professionalism for a distinct health care experience. The Cardiovascular Program offers integrated, state-of-the-art care, encompassing non-invasive diagnostics, minimally-invasive interventional services, open heart surgery, and cardiac rehabilitation.

OUR NETWORK The Medical City Network is composed of one flagship health care complex, four provincial hospitals and 35 clinic sites in 31 locations in Metro Manila and in select provinces in the Philippines. The main health care complex is located along Ortigas Avenue in the business district of Pasig City, Metro Manila, while the provincial hospitals are strategically situated in Clark, Iloilo, Laguna, and Pangasinan. TMC has taken its brand into the global arena through the ownership and operation of Guam Regional Medical City (GRMC), the first and only private hospital in Guam and the establishment of ambulatory clinics in the Gulf Cooperation Council (GCC) countries. TMC’s aggressive national and global expansion strategy demonstrates a commitment to bringing its unique, world-class brand of health care straight to the communities of its patients. OUR FACILITY The Medical City (TMC) has distilled 45 years of experience in hospital operation and administration in the establishment of its world-class healthcare organization that serves some 40,000 inpatients and 400,000 outpatients a year. The main facility is located on a 1.5 hectare property in Ortigas, Pasig City. It is composed of 115,000 square meters of floor space, and includes two Nursing Towers with capacity of up to 800 beds, joined by a Podium, bridge ways and a Medical Arts Tower. The 18 floors of the Medical Arts Tower house 280 doctors’ clinics and select commercial spaces. Located within the six-floor Podium are diagnostic and intervention facilities, as well as support and administrative offices. The three-level basement parking accommodates over a thousand vehicles. The complex is also equipped with a broad range of stateof-the-art security features, an advanced building management system, and biosafety features incorporated into sensitive patient areas. OUR ORGANIZATION TMC boasts of a distinguished medical staff of some 1,500 physicians, all of whom are experienced and recognized experts in their various fields. The medical staff is supported by a 2,200-member organization composed of allied medical and administrative staff, many of whom have honed their expertise over years of loyal service to the institution.

The Cancer Program adopts a unique multidisciplinary team approach to cancer prevention, early detection, diagnosis, and management. It applies innovative molecular technologies in diagnosis and treatment for truly customized care. Its new Breast Center features state-of-the-art equipment and manned by a multidisciplinary team of experts focused on each individual woman’s needs and concerns. The latest addition to the Breast Center’s most advanced technology is Digital breast tomosynthesis, a newly developed form of three-dimensional (3D) imaging of the breast which offers a clearer and more accurate view compared to digital mammography (2D) alone. The Regenerative Medicine Program employs advanced technologies in the engineering of stem cells and other biomaterials for the purpose of preserving, restoring, or enhancing organ function. Using the latest cell processing, studies and storage facilities, Regenerative Medicine therapies offer unprecedented opportunities for developing new treatments for debilitating diseases for which there are few known or no cures. In 2012, the world-leading Institute of Personalized Molecular Medicine (IPMM) was established to expand the Regenerative Medicine program of TMC. IPMM offers a comprehensive range of clinical and laboratory services in molecular and cellular therapeutics, including stem cell therapies for both Filipino and international patients. IPMM is also the first fully accredited Human Stem Cell and Cell-based Therapy Program in the country, with accreditation granted by the Department of Health in November 2014. OUR SERVICE PHILOSOPHY TMC has defined for itself the value proposition: “Where Patients are Partners.” This phrase finds its fullest meaning when the patient is viewed not as a problem to be solved or a charge to be cared for, but as a partner in his own health. Patient partnership means acknowledging the patient’s fundamental accountability for his own health, then supporting this with systems, tools and venues for education, open communication, and informed choice. This fresh perspective on the patient’s role in health care represents a radical departure from the traditional idea of the patient as a passive recipient of medical services. The organizational base for engaging in this unique service philosophy is the Center for Patient Partnership, which develops and delivers individual and group programs designed to provide accurate and actionable health education and information for the benefit of patients, family members, and caregivers.

TMC has defined for itself a unique service philosophy in which the patient is viewed not as a problem to be solved or a charge to be cared for, but as an equal and empowered partner, co-responsible for the attainment of his health goals. JOINT COMMISSION INTERNATIONAL ACCREDITATION In 2006, 2009 and 2012, TMC submitted itself to the rigorous review and accreditation process of the Joint Commission International (JCI), the world’s most prestigious accrediting body for health care organizations. In its evaluations by JCI in 2012, TMC received perfect scores in critical standards on Patient and Family Rights, Patient and Family Education, Quality Improvement and Patient Safety, Governance and Leadership Direction, and Management of Communication and Information, a truly exceptional achievement by any measure. With the JCI’s gold seal, each person who comes to TMC is assured of receiving health care services that are at par with the best hospitals in the world. 36

Don Eugenio Lopez Sr. Medical Complex, Ortigas Avenue, Pasig City, Metro Manila, Philippines Tel Nos.: (+632) 9881000 or (+632) 9887000 Email:


“One of the things that I find distinct in the Philippines, in my case, is the friendliness of the people. That to me is really superb.”

“The Philippines has the most beautiful beaches which can still be improved, very friendly people, and good climate”.

“Retiring in the Philippines is absolutely a good smart decision. You see, it’s definitely economically advantage to retirees. One of the major qualities we have are reliable option to have the most services”

“Philippines in Southeast Asia, it’s the fastest growing economy. Fifteen years from now, it’s going to be very different.”

Mr. Ramesh Bhatia And Mrs. Pilar Bhatia Canadian

“My relationship with the community is great. I have a lot of good and wonderful Filipino friends. We always get along. We go outing.” “I’ve been to many Asian countries, no place can be like the Philippines because you can find almost of type of the food which we never seen in other Asian countries, and Filipinos speak well in English.”

Mr. Robert Srinivasan and Mrs. Ryoko Sakashita Canadian & Japanese

“ I like most the Philippines is first the weather, second, the people.” “I would recommend SRRV to others and I make it always.” Mr. Guenter Lang German

“I love everything about the Philippines. The people here are happy. Everything is exciting…” “I would definitely recommend SRRV to others because it’s a country, even with a little budget, you can make yourself happy here and there are wonderful places you can go to enjoy.” Ms. Zahra Kazmi Iranian

“Here in Samal City, Davao, there are a lot of beautiful places to stay. We have to admit, this is our paradise. This is our house, we have access to the beach, and we are more than happy.” “Before, we were always talking many years ago already that when we retire and we go somewhere, we want close to the sea. We went around the world for a couple of times, name it, but we said, this is the place because it is safe.”

“It’s absolutely smart to retire in the Philippines. I used to talk to my mom all the time and I used to tell her that this is where I belong. I just really feel this is where I should be.” Mr. Paul James Di Blasi American

Mr. Alphonse Laurent and Mrs. Jacqueline Laurent Swiss “Filipinos are softer, very friendly, and very kind. If you have some problem, they are willing to help. They always assure your friendship, always smiling, and very sweet. “In some ways, I enjoy here the looseness of things. In some countries, things are so precise, exact, and process-oriented, but here is a little bit of fluidity. ” “I choose SSRV because it’s awesome and flexible. I don’t have to go to the immigration every 2 months or 6 months. That’s a big big plus.” Mr. Grahame Walton New Zealander


“I’ve travelled a lot, I’ve been assigned to so many countries, I’ve been assigned to United States, Korea, Egypt, Japan and France but the Philippines and its people are the most friendly of all.” “One of the things I like most about the Philippines is the weather, very nice. Not too hot, not so cold, and the people really enjoy while we’re here. “I also introduce SRRV to many Taiwanese. I asked them to changed their visa to SRRV because every time they go abroad and back, it’s more easy than any other visa. Mr. Chen Liang @ John Chen Taiwanese 39



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