CB Living

Catherine Uretsky, Publisher and Editor

623.398.5541 info@EstrellaPublishing.com

Al Uretsky, Publisher and Sales Executive

623.398.5541 info@EstrellaPublishing.com

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From Me To You...

They say that “March comes in like a lion and goes out like a lamb”, and we can certainly hope so. This winter has been wet and cold, and I for one am ready for some sweet, warm, lamb-like weather before we rush into the blast furnace that is summer in the desert.

It was March 2004 when we first came to Arizona to look for a house. We left the chill of a New York spring and landed in 82 degree sunshine. At the time we could not imagine it getting any hotter. We kept asking people, “How hot does it get here in the summer? Is it much warmer than this? How will we survive?” I suppose it is all relative. Now, the thought of 82 degrees makes me feel warm and cozy, I would discard my sweater for sure, but would probably not switch to shorts quite yet.

Growing up in the frigid North of England I remember a heat wave in the summer of 1976 when the thermometer made it all the way to 86 degrees! We did not have air conditioning, or even ice cubes for our drinks, but what we did have was thick stone walls and heavy curtains

to keep out the heat. I also had no responsibilities and nowhere to be, so that was a glorious summer for me.

Adapting to the severity of Arizona summers has to be the hardest part of living here. As I drove our car west that first summer, I watched the thermometer climbing and climbing, hardly able to believe it could get so hot. Now I think nothing of going for a walk, or joining a pickleball game on a summer evening when it is 104 degrees or more.

It is amazing how adaptable we are when we have to be. As someone famous once said, “God never gives us more then we can handle”and so far that seems to be true. I will enjoy as many balmy days as I can get before it heats up; and even when summer hits I can relax, knowing that no matter how hot it gets I have access to as many ice cubes as I want.

Catherine Uretsky Editor, CB Living Magazine info@estrellapublishing.com 623.398.5541

Yum Yum

Stuffed Peppers - Serves 4-6

Ingredients:

1 pound lean ground turkey

1/4 pound lean ground deli ham

1 cup of white or brown rice, cooked

6 large bell peppers (any color)

3/4 cup of onion, diced

3 teaspoons of garlic, minced

1 cup of cooked white rice

1 teaspoon of salt

14 ounces canned diced tomatoes

4 ounces of tomato sauce, divided

1/4 cup of golden raisins

1/4 cup of toasted slivered almonds

1 teaspoon of salt to taste

1/2 teaspoon of freshly ground black pepper

1/2 teaspoon of smoked paprika

1/2 teaspoon of dried leaf oregano

Chopped cilantro for garnish

Instructions:

* Preheat oven to 350 degrees

* Bring a large pot of water to a boil

* Cut the tops off your peppers and set aside. Carefully pull out the seeds and membranes, creating a cavity inside

* Dip the peppers into the boiling water, letting them cook for just 1 1/2 to 2 minutes, and drain on a paper towel

* Meanwhile, saute the onion and garlic in 2 tablespoons of oil in a skillet for 5 to 7 minutes until translucent

* Toss in the cooked rice, half of the tomato sauce, diced tomatoes, raisins, toasted almonds, seasonings, salt and pepper

* Stir to combine and cook until just heated through

* Grease a casserole dish by using a paper towel and a tablespoon of oil to prevent sticking

* Place the peppers in the casserole dish and spoon the meat and vegetable mixture into each of the prepared peppers

* Top each pepper with about a tablespoon of the tomato sauce

* Sprinkle with a little oregano and chopped

cilantro, and cover the dish with foil

* Bake for 10 minutes, remove foil and continue baking for an additional 10 minutes

Carefully remove from oven, let cool and enjoy!

Wine Club

German Wines

Many associate German wines with sweet Riesling wines often under the name Liebfraumilch. Germany offers so much more to wine lovers! In fact, most wines sold inside of Germany are dry white wines, especially those sold in restaurants. Germany produces a wide assortment of wines – dry, semi-sweet, and yes, sweet white wines, rosé wines, red wines, and sparkling wines known as “sekt”. There have been many changes in German wine production recently, and it is best described as a quality revolution. Across the US, sommeliers are exploring German wines with renewed interest.

Although there are more than 100 grape varietals produced in Germany, the current focus remains on Riesling, Müller Thurgau, and Spätburgunder (Pinot Noir). If you trace the latitude of Germany across to the US, you will see how far north German grapes are grown. That said, the many micro-climates and unique cliff-like growth styles provide plenty of grape growing terrain. German vineyards are categorized as small when compared to their New World counterparts, and often family operated. The production could be described as craftsman style rather than industrial style.

The quality classification of German wines is straight forward. The QbA rating (Qualitätswein bestimmter Anbaugebiete) refers to wines from a defined appellation. The higher rating of QmP

(Qualitätswein mit Prädikat) refers to wines made from higher ripeness. QmP wines, in order of grape ripeness (not sweetness), will include Kabinett, Spätlese, Auslese, Beerenauslese, Trockenbeerenauslese, and Eiswein.

We come back to the discussion of sweet vs dry. On wine labels it is important to know that Trocken refers to dry wine, Halb-trocken wines are off dry, Feinherb are slighty sweet, while Lieblich are sweet wines.

As the wine industry expanded rapidly from all corners of the world, the smaller family-owned German wineries have not kept pace. In short, it remains difficult to find a reasonable selection of German wines in the US.

It would not be fair to leave out the most wonderful side of German wines – the Weinfeste, or wine festivals. Just like the Oktoberfest in Munich, many cities across the wine regions have a wine festival. These festivals begin in May and continue until November. Attending a German Weinfest will hook you on German wine. In the meantime, go hunting for a good bottle of Riesling!

Submitted by Jesse D. Young, Corte Bella

Furry Friends

Corte Bella Canine Club concludes “Good Year” 2022 with Party Cheer!

The CB Canine Club held its 4th quarter event in December, 2022 at the CB Golf Club.

The Christmas party was booked to capacity of 75, with club and non-club guests.

Guests enjoyed Peanut Satay in Peanut sauce, Skewers, House-Made BBQ Meatballs, and Spring Rolls. Home-made delicious desserts were shared.

The Silent Auction (where nearly 50% of the donations were from non-dog owners!) raised over $1,800.00 for the Puppy Luv Rescue. Lovely handcrafted donations included:

Mother/Daughter Team, Angie & Deb made 2 sets of festive holiday “Yappy Time” books (home decor)

Husband & Wife, Tom & Pam, donated 5 cutting boards of various sizes that Pam branded etching of puppy paws, grape vines and more

Christina graciously donated 4 tickets to the lovely Botanical Gardens

Connie Adams made a beautiful basket of puppy goodies including wine glasses

Resident Jan Still made 2 wonderful wine baskets - an Italian basket and a Happy New Year basket

Guests also filled the back of a pick up truck with gently used dog items for the shelter.

A wonderful slide show was shared of club members’ beautiful four legged friends.

The event was a huge success and enjoyed by all who attended.

Legal Advice

NON-STRESS PAY ON DEATH DESIGNATIONS

To avoid probate, beneficiary designations work well for accounts and real estate, if you are leaving assets to a few people or charities.

Without a beneficiary designation or trust, you can avoid probate only if the assets do not exceed $100,000 of real property, $75,000 in personal property (cash, accounts and tangible personal property), or you do not expect more than $5,000 in wages in the year after your death.

For accounts, there several terms used: pay on death pay on death (or “POD”) or transfer on death (or “TOD”). For IRAs and 401ks, the terms “designated beneficiary” is used.

Financial institutions do not use the terms POD and TOD interchangeably. If you use one of the terms and are told that the bank does not have that type of designation, then ask for the other type of designation, or even ask whether any beneficiary designation is available.

Remember never to list a minor on a designation for POD, TOD or IRA type account. A minor cannot receive more than $10,000 in a year without a court conservatorship; which is more costly than a probate and distributes the funds when the child reaches 18. In such cases, a revocable trust and Will are more effective and less expensive.

Sharon Ravenscroft, Esq., The Cavanagh Law Firm, PA, Sun City and Phoenix offices, (623) 815-7451 or Sravenscroft@ CavanaghLaw.com. Sharon’s practice focuses on Wills, trusts, probate and trust administration. For more information www.sharonravenscroft.com.

Getaway 2023

With so many places to see, both close to home and abroad, it can be hard to choose. To help, here is a short list of the best travel destinations for next year.

Leap across the pond to explore the many historical landmarks of London, United Kingdom. In 2023, tourists will have the chance to experience the London Games Festival in April or Trooping of the Color in June. History buffs can take a guided tour of Westminster Abbey, experience the modern landmark at the London Eye or explore the many sprawling and luxurious rooms of the famous Buckingham Palace. Looking for an afternoon pick-me-up? After a busy day exploring, settle down at one of London’s famous high-tea cafes, or cozy up at a famous local pub. London is a city intertwined with the perfect mix of tradition and history all while embodying a modern flair that is attractive to many travel-lovers. As a popular year-round travel hub, there are ample lodging options when exploring London to meet every budget and taste, making it the perfect fit for those looking for a luxurious getaway or for those looking to vacation affordably with the whole family.

Spend a cozy weekend nestled in the Rocky Mountains of Bozeman, Montana. Celebrated for its picturesque scenery and rich history inspiring

a new hit TV show, Bozeman will undoubtedly be another hotspot for travel in 2023. While it is known as a “home base” destination for those planning to take in the sights of Yellowstone National Park, the city itself also has so much to offer. Whether it is taking in the views on a nearby hike, experiencing one of the city’s bars or restaurants, or heading to Yellowstone for a guided tour of the Old Faithful Geyser, Bozeman offers a range of activities, ensuring there’s something for every traveler. The city also has an array of lodging options. From upscale hotels that offer adventurous excursions, to family-friendly options for all to enjoy, there is a place for all

Immerse yourself in new cuisine, culture and experiences in Tokyo, Japan. In October 2022, Japan reopened its borders to independent international travelers, making this an exciting hotspot for 2023 tourism. Tokyo, the bustling capital of Japan, is known for its remarkable skyscrapers and breathtaking public gardens, all while offering luxury, modern and boutique hotel options for every type of traveler. Visitors can take in the famous Mount Fuji from hotel rooftops or check out the Sumida River that ripples through several Tokyo neighborhoods. Additionally, exciting nightlife buzzes in Shinjuku, Roppongi and Shibuya.

types of adventure-seekers in Bozeman.

Eating Out

Briarwood chosen as best restaurant location for Sun City West residents.

The residents of Sun City West and Corte Bella have so many wonderful amenities that come with living in the second most popular retirement community in the nation. The gyms, pickle ball courts, golf courses, pools and various clubs and activities are enough to keep everyone busy and fulfilled, whether you’re here year round or just a snowbird. There are three grocery stores, two hardware stores, several golf car dealerships, six banks, a couple of theatres and various other shopping opportunities. What could possibly be missing from this plethora of convenience and home-town atmosphere? A decent place to eat!

Briarwood Country Club is the best opportunity

for SCW residents to get a fantastic dining experience that includes freshly prepared meals, amazing views, and outstanding service all within a short golf carts drive. You don’t have to brave Bell Rd or Hwy 60 to get a chef prepared menu in a relaxed and gorgeous setting. And now with their latest Clubhouse Dining Membership option, it’s affordable and easy to join!

The Clubhouse Dining option has only a 3 month minimum commitment and you can get the join fee back if not completely satisfied within a 30 day period! Call 623-556-8807 for more details.

“Come

30-Day Satisfaction Guarantee - Only 3-month commitment - Unlimited Dining Dry Aged Steaks! Sunday Brunch! Happy Hour!

Daily Specials! Friday Fish Fry! Homemade Desserts!

$150 One time Join Fee

$69 per Single / $105 per Couple Monthly Dues

$180 Annual Capital Reserve Fee

$25 Monthly Food Minimum

If you are not completely satisfied at any time within the first 30 days of your membership, we will gladly refund the one time join fee. Only a 3-month minimum commitment – automatic renewal. Call

Choosing A Therapist

For those seeking a mental healthcare provider, finding the right one can feel much like dating - overwhelming to find someone who shares the same values, meets your needs, and with whom you feel a connection. However, finding an attentive, caring and knowledgeable therapist can pay dividends on your mental well-being. Here are a few simple things to keep in mind that can help you find the right match:

1. Understand your needs first

Determine whether you need a psychiatrist or therapist. Psychiatrists are doctors who can diagnose psychiatric conditions and prescribe medication, while therapists are licensed providers who can assess and support emotional or behavioral health concerns through talk therapy. Doing the research upfront to determine compatibility at the base level will help minimize unexpected issues later.

2. Location doesn’t have to be a dealbreaker

Virtual care has become an increasingly popular option for mental health services, as it provides private and convenient access to quality care in a timely manner. Building an ongoing relationship with a virtual therapist or psychiatrist is just as meaningful as it would be with an in-person provider.

3. Dig deep on the first date

Just like on a first date, you may be apprehensive of asking a ton of questions, but doing so can lead to a trusting and healthy relationship in the long run. Some questions that may help gauge your compatibility include: What is your training and background? Do you have experience with the issues I am facing? How can we work together to achieve my goals? What does a typical session look like?

4. Recognize when it’s time to move on Sometimes, a provider isn’t the right fit; and

that’s OK. If you find that sessions aren’t making you feel better generally, it might be time to find a different provider. No one should be forced to settle in a relationship, romantic or otherwise, if it doesn’t feel quite right.

5. Breaking up isn’t hard to do

When you do feel it’s time to cut ties with your therapist, it’s important to be transparent - simply explain to your provider that you plan to end your treatment with them in your next session. This offers an opportunity to evaluate your work together and may also help you reflect on what you might need in a future provider.

Recognizing your wants and priorities in a mental healthcare provider can help make the process of finding the right therapist a bit more seamless.

Gymtimidation

Exercise is part of a healthy lifestyle at every age, but it is particularly important for seniors. Why? Sharlyn Green, a national trainer with SilverSneakers, says it goes beyond physical wellness. “Regular exercise can help you maintain a healthy weight, boost your memory and decrease the risk for some diseases such as Type II diabetes and cardiovascular disease,” she said. “It can help you stay independent and able to keep doing the things you enjoy. It’s time to bust the misconception that gyms are only for younger people and fitness enthusiasts. Gyms are for everyone, no matter their age or abilities.”

The problem is, a gym can be intimidating!

To help everyone feel comfortable and confident Green recommends these steps:

Step 1: Get a tour

Have someone who works for the gym show you where everything is. Don’t expect to understand immediately what it all does or how to use it. You’re simply establishing baseline knowledge so you can build your experience from there. Remember, don’t be afraid to ask questions during or after your tour. Employees at a good gym will take an inclusive approach and be happy to help you by clarifying information or guiding you appropriately.

Step 2: Request a training program

People new to gyms typically get the best results from a personalized program created by a trainer. Print out the program for reference and to record what you do - which machines, how much weight, how many times you lift, etc.

Step 3: Know the exercises in your program

It’s important to know where the equipment you need is and how to use it. Understanding the equipment and gym etiquette is important for your safety and others’. For

example, you don’t want to unintentionally walk into someone’s workout space and cause them to trip, fall or drop heavy weights.

Step 4: Learn how to adjust machines

Understanding the purpose of a machine is the first step, then you need to know how to adjust it to fit your needs. Depending on your height, weight, fitness level and goals, you may need to adjust certain machines every time you use them. When in doubt, ask. It’s better to pause and use a machine correctly than go forward and risk hurting yourself or others. A trainer or gym employee can help you, so don’t be shy.

Step 5: Know how much weight or resistance to use

A good trainer will guide you in finding the appropriate weight or resistance for each exercise and share that information in your program. Use this as a foundation and adjust as needed, keeping in mind that as you progress, you’ll likely make changes to continue your health journey.

Again, if something isn’t clear, ask!

The Bug Guy

Wow! Can you believe spring is right around the corner bringing warmer weather and more visibility to spider activity. For many, the mere sight of a creepy crawly spider scaling a wall or lurking in a webbed corner gives people the heebie-jeebies— but why? Over time, many myths and misconceptions about spiders have evolved, resulting in a multitude of terrified reactions.

While spiders can be a nightmare for homeowners, most species are nothing more than a source of unexplained fear. Here are a few well-known legends about this eight-legged arachnid and detailed the truths behind them.

Myth #1:

The average person swallows about eight spiders a year when sleeping: This urban legend has become one of the most widespread rumors –it’s false. In reality, it’s highly unlikely for a person to swallow even one live spider when sleeping.

Myth #2:

Daddy longlegs are one of the most poisonous spiders, but their fangs are too short to penetrate human skin: This myth is false. How can a spider inject venom into the human body if they are too short to pierce skin tissue? Arachnologists at the University of California said, “There is no reference to any pholcid spider [read “daddy-long-legs”] biting a human and causing any detrimental reaction… Furthermore, there are no toxicological studies testing the lethality of pholcid venom on any mammalian system.” Simply put, there no facts to support this legend.

Myth #3:

All spiders are dangerous: Spiders have lived around us for centuries and most aren’t harmful to humans; in fact, many species are beneficial to the environment. Spiders are predators, feeding mainly on insects, so they help to reduce the number of pests in homes and gardens. While it’s true that all spiders have a venomous bite, only a few species are medically dangerous. In Arizona, only the widow spiders pose a health threat. And, contrary to popular belief, most tarantulas are harmless.

If you believed any of these myths, you’re not alone. There are many misconceptions about spiders, however, we encourage homeowners to take preventative steps to keep spiders from gaining access to your home. Consider storing clothes and shoes in plastic containers, sweeping away webs, and remove clutter from garages. If you suspect a spider infestation, contact a licensed pest professional for treatment.

Submitted by Larry Cash, of Estrella Mountain Pest Control

Money Matters

Now that we’ve put winter behind us it’s time to do some financial spring cleaning and put your financial house in order. Here are a few suggestions:

• Dust off your investment strategy. As you look around your home, you might find that many items could benefit from a good dusting. And, once you’ve accomplished this, you’ll get a clearer view of all these objects. Similarly, your investment strategy needs to be “dusted off” every so often, so you can see if it’s still working to help you move toward your financial goals, such as a comfortable retirement. Over time, your personal circumstances and risk tolerance can change, and these changes may lead you to reexamine your future financial and investment decisions.

• De-clutter your portfolio. if you took a survey of your home, would you find duplicates or even triplicates of some things — if so, it may be time to do some de-cluttering. And the same could be true of your portfolio — you might have several identical, or substantially identical,

investments taking up space. If so, you might want to replace these redundancies with investments that can improve your diversification. While diversification can’t guarantee profits or protect against losses in a declining market, it may help reduce the impact of market volatility on your holdings.

• Get organized. If your closets are overstuffed, with clothes and miscellaneous items you may well have trouble finding what you’re looking for — but with a little straightening up, your searches will become much easier. And when you’re trying to locate financial documents, such as investment statements or insurance policies, you’ll also benefit from having everything organized in one central location. Even if you get most of these documents online, you can save what you need and keep them in a file on your desktop, laptop or tablet. (And it’s also a good idea to tell your spouse, adult child or another close relative how these documents can be accessed, just in case something happens to you.)

• Protect yourself from dangers. If you look around your garage you may well find some objects that could be dangerous if they aren’t stored properly. Have you addressed the various financial risks that could threaten your loved ones? For example, if something were to happen to you, could your family members maintain their lifestyle? To guard against this risk, you may want to discuss protection strategies with a financial professional.

Spring cleaning can pay off — in a cleaner, safer home environment and in helping ensure your financial strategy continues to work hard for you.

Submitted by Wayne Polk, AAMS, Financial Advisor, of Edward Jones

Useful Numbers

Samurai Sudoku

This samurai sudoku puzzle is a great way to engage the brain and help develop logic skills. To solve this Samurai puzzle use standard sudoku rules for every 9x9 grid: each digit from 1 to 9 can only appear once in every row, column and 3x3 box. Good Luck!

Solutions are on our website www.EstrellaPublishing.com

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