Published by Estrella Publishing LLC, PO Box 6962, Goodyear AZ 85338. Additional copies and article reproductions can be obtained for a fee by contacting info@EstrellaPublishing.com
Catherine Uretsky, Publisher and Editor
Talia Uretsky, Assistant Editor Al Uretsky, Publisher and Sales Executive 623.398.5541 info@EstrellaPublishing.com
With my children growing up and fleeing the nest, parents aging rapidly (thereby adding to my responsibilities), and a realization of my own mortality, I have decided that something in my life needs to change. I have been traveling more and more frequently - to my hometown to spend as much time with my parents as possible, to the opposite ends of America because that was the only way to hug my grown children, and when I had any time - or air miles - left, to vacation spots with friends. Not to sound too dramatic but I have also developed a growing desire to be somewhere other than Arizona during those burning months of summer that are becoming less and less bearable. Looking back at all this travel, I seem to have accidentally become a modified ‘Snowbird’.
I have called many places home during my life, and whether I moved a few miles down the road or crossed vast oceans, I have put down roots wherever I ended up. This has created a nomad like existence where home is everywhere and nowhere all at the same time. Don’t get me wrong, it can give you so much to enjoy. The expansion of thought by absorbing other cultures and learning that there are many different ways of doing things, the beauty of implementing that knowledge by deciding which version works for
IT’S TIME TO GROW
you - despite your own upbringing not because of it. There are also the many friends to be made and experiences to be lived. The flip side of all that for me is not knowing exactly where home is, the question “Where are you from?” is not so simple to answer. I miss people who are no longer a part of my everyday existence when I relocate. It takes a conscious effort, on both sides, to keep a friendship vibrant, and not everyone is willing, or able, to expend that effort.
In this iteration of relocation however, I am not moving away completely, just for a few months at a time. In this way I hope to create a little more stability for myself and provide a little more rhythm to my life. Hopefully, I will finally be able to follow the good weather around the globe, like a respectable snowbird, returning to the nest every fall, refreshed and ready to face the year ahead. Wish me luck!
Catherine Uretsky
Editor, CB Living Magazine info@estrellapublishing.com
623.398.5541
Money Matters
When is a good time for Roth conversion?
In life, you often get second chances and the same is true with investing. To illustrate: You might not have been able to contribute to a Roth IRA during your working years due to your income level, but you may get that opportunity as you near retirement, or even when you are retired — through a Roth conversion. Why is a Roth IRA desirable for some people? The key benefits are:
• Tax-free withdrawals
• No RMDs
• Tax-free legacy for your heirs
Even if you were aware of these advantages, you might not have been able to invest in a Roth IRA for much of your life. For one thing, you might have earned too much money, also, a Roth IRA has only been around since 1998, so, in the previous years, you were limited to a traditional IRA.
As you approach retirement, though, you might start thinking of just how much you’d like to benefit from a Roth IRA. And you can do so by converting your traditional IRA to a Roth.
While this sounds simple, there’s a major caveat: taxes. You’ll be taxed on the amount in pre-tax dollars you contributed to a traditional IRA and then converted to a Roth IRA. If you have large amounts in a traditional IRA, the tax bill on conversion can be significant. The key to potentially lowering this tax bill is timing. Generally speaking, the lower your income in a given year, the more favorable it is for you to convert to a Roth IRA. Timing also comes into play with the financial markets. When the market is going through a decline, and the value of your traditional IRA drops, you could convert the same number of shares of the underlying investments and receive a lower tax bill or convert more shares of these investments for what would have been the same tax bill. Finally, you could lower your tax bill in any given year by stretching out your Roth IRA conversions over several years, rather than doing it all at once.
You’ll want to consult with your tax advisor before embarking on this conversion — but if it’s appropriate for your situation, you could find that owning a Roth IRA can benefit you and your family for years to come.
Submitted by Michael Gray & Brian Polk, Financial Advisors, Edward Jones
Cook With Zona
Joann’s Brownies
I have something truly delicious to share with you all! I recently had a reader send me her homemade brownie recipe, and let me tell you, they are absolutely amazing! Thank you, thank you Joann! The rich, fudgy texture and perfect balance of sweetness have me hooked. Every bite is pure indulgence, and I’m beyond grateful that Joann shared her secret with me. If you’re a brownie lover like I am, you’re in for a real treat. Thank you, Joann, for passing along this incredible recipe to our community—it’s one I’ll be making again and again!
Ingredients
1 and 2/3 cup unsalted butter
13 ounces bittersweet chocolate chips
6 large eggs
1 tablespoon vanilla
1 and 2/3 cup sugar
1 and ½ cups sifted flour
1 teaspoon salt
Steps
1. Preheat oven to 350 degrees
2. Line a 9X13 pan with one large sheet of
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parchment paper.
3. Mix the eggs, sugar and vanilla in a separate bowl and put aside.
4. Measure and sift the flour into another bowl, add the salt and set aside.
5. Melt the butter and chocolate in a large, heavy saucepan, remove from heat and let it cool a bit before adding the egg mixture to the pan.
6. Add the flour mixture and mix with a wooden spoon until smooth.
7. Pour into the lined pan.
8. Bake for 25 minutes.
9. Cut into squares and enjoy!
*A message from Joann: The brownies will be ready when the top appears dried to a paler brown. The middle will be dark, dense and gooey. Brownies will continue to cook while cooling. Do not cut until completely cool. I make these brownies the day before I need them.
If you have a recipe you’d like to share with your community email me at ArizonaCooks71@gmail.com to be featured in the magazine!
– Zona
CB Hiking Club
Hit the Trails with CB Hiking Club
By now, the CB Hiking Club season is well underway. On Tuesdays and Saturdays, our club organizes hikes tailored to various fitness levels. You can enjoy a leisurely 3 - 4 mile hike with plenty of time to appreciate the desert scenery, or if you’re up for more rigor, try a moderate 5-6 mile hike.
Here are a few of the hikes that the club offered during the past few weeks.
Lake Pleasant – Wild Burro Trail
This trail is named after the wild burros that roam the area, and it’s common to spot them along the path. On our last hike, we saw five burros—two were alone, while a family of three patiently posed for pictures.
• Scenic Hike: Approximately 3 miles with an elevation gain of 430 feet.
• Rigorous Hike: A more challenging 5-mile route incorporating the Pipeline and Yavapai Trails, with a total elevation gain of about 900 feet. Both hikes began from the same parking lot, allowing hikers to choose their preferred difficulty level.
Lake Pleasant – Yavapi Trail
The Yavapai Trail is a scenic, moderate-level hike
that offers stunning views of Lake Pleasant and the surrounding desert landscape. The trail features a steady climb with switchbacks, but hikers are rewarded with breathtaking lake views from the top of the hill.
• Scenic Hike: Approximately 3 miles with an elevation gain of 450 feet.
• Rigorous Hike: A more challenging 5-mile route incorporating the Pipeline trail with an elevation gain of about 500 feet
This popular desert trail offers scenic views, moderate elevation gain, and connections to other trails in the preserve. Along the way, we came across an abandoned Jeep and an empty owl’s nest, adding a touch of mystery to the hike.
• Scenic Hike: 3.5 miles with an elevation gain of 475 feet.
• Rigorous Hike: 5.1 miles with an elevation gain of 972 feet.
Ocotillo, Ridgeback, and Sidewinder Trails –Apache Wash
These trails offer beautiful scenery. At the start of the hike, the desert landscape appears as though a gardener carefully planted the many varieties of chollas. During one of our hikes here, we even saw the Air Force practicing in-flight fueling with F-35s — an exciting bonus!
• Scenic Hike: Approximately 3 miles with an elevation gain of 330 feet.
• Rigorous Hike: About 5 miles with an elevation gain of 550 feet.
How to Join
If you’re a Corte Bella resident go to Meetup.com, look for CB Hiking Club and ask to join. If you know of someone who is not a resident and interested in joining, please, contact club coordinator Chris Hanson, chrishanson204@gmail.com.
Submitted by Rich Ingram
March Madness
Arizona’s Seasonal Transformation
March Madness transcends the college arenas, sending ripples through Arizona’s culture, economy, and community spirit. As the tournament approaches, the state undergoes a remarkable metamorphosis that extends far beyond the basketball court.
For Arizona’s collegiate powerhouses - Arizona State, University of Arizona, and Grand Canyon UniversityMarch represents more than basketball excellence. It’s a catalyst for student recruitment, alumni engagement, and institutional pride. The Arizona Wildcats, in particular, consistently see enrollment surges tied to their athletic legacy, including their 1997 national championship. This success continues to resonate in Tucson, where local businesses prepare for gameday revenue spikes as passionate fans fill bars and restaurants to cheer on their Wildcats.
The tournament’s economic impact resonates statewide. Since Arizona legalized sports betting, March Madness has emerged as a betting powerhouse, second only to the Super Bowl in wagering volume. This surge translates into significant tax revenue for the state, bolstering public resources.
When Arizona hosts tournament games, the economic benefits multiply. The influx of visiting fans generates millions in revenue through hotel bookings, tourism activities, and patronage of local businesses. This
basketball-driven tourism creates a ripple effect throughout the service sector.
The tournament’s influence extends to youth sports, where young athletes find inspiration in watching hometown heroes compete on the national stage. This excitement spurs participation in spring and summer leagues, as children envision their own buzzer-beater moments. The tournament’s energy reinvigorates youth basketball programs, nurturing Arizona’s next generation of talent.
March Madness also serves as a powerful community catalyst, spawning watch parties, pickup games, and family-friendly gatherings across the state. These events strengthen neighborhood bonds and create lasting memories. In Arizona, March Madness isn’t just a basketball tournament - it’s a cornerstone of cultural and economic growth that touches everyone in the community.
The Doctor Is In
Why New Year’s Resolutions Fail
If you’re like 80% of new year’s resolution-setters, you’ll fail at your resolutions by February. I know, I don’t like that math either, but the truth is that new year’s resolutions just don’t work. In this 3-part series, we’ll take a look at why this happens, how you’re sabotaging yourself when you set goals, what the heck SMART goals really are and what to do to make real progress this year.
Here are some reasons we may fail at meeting goals:
1. Your goals aren’t SMART. Goals that are Specific, Measurable, Achievable, Relevant and Time-Bound are more likely to be reached. If it ain’t written down, it won’t happen. Your odds of success are greater when you have a written plan in place. As they say, failing to plan is planning to fail. (More to come on this…)
2. Your goals are overwhelming. Goals that involve small changes that build habits and then discipline over time are more likely to be achieved than grand goals that make change feel
more daunting than it already is, which is a setup for failure. Goals that are too lofty are less likely to be achieved. For example, saying you’ll lose 20 pounds in 2 months or that you’ll exercise every single day is just unreasonable. Bigger goals should be broken down into smaller objectives with individual deadlines.
3. You’re impatient.
As you work toward your goals, you may not see the progress that you want, which may then leave you feeling discouraged and less likely to continue toward those goals. Lasting change takes time to create, and goals that are broken down into smaller, clearer and more achievable objectives are more likely to be accomplished. Be sure to celebrate any and all success and forward movement, no matter how small, in order to remain motivated, too.
4. You’re lying to yourself.
If you’re not moving toward your goals, maybe you’re not really ready to change. It’s time to be honest with yourself. Maybe they’re not realistic or maybe they’re not based on your true priorities at the present moment. Think about what you really want. (Part 3 of this series will help with this.)
Come back next month to learn what all the fuss is about SMART goals and what the heck they actually are. Talk soon!
Submitted by Dr. J. PaweleckBellingrodt, Psy.D.
DISCLAIMER: Material is for informational purposes and not intended to be a substitute for evaluation or treatment by a licensed professional. Material is copyrighted and may only be reproduced with written permission of Dr. Bellingrodt.
The Bug Guy
Luck of the Scorpions: A St. Patrick’s Day Tale from Estrella Mountain Pest Control Control
While St. Patrick may be famous for driving snakes out of Ireland, pest control experts face a decidedly different challenge every March 17th: convincing inebriated revelers that scorpions aren’t “lucky desert leprechauns.”
“Last St. Patrick’s Day, I got three separate calls about people trying to catch scorpions to ‘get their pot of gold,’” sighs Shamus O’Shaunessy, a veteran pest control specialist. “I had to explain that scorpions don’t actually guard treasure, and that green beer goggles aren’t appropriate safety equipment for arachnid handling.”
The confusion apparently stems from a local urban legend that claims Arizona bark scorpions glow green under blacklight because they’ve been blessed by St. Patrick himself. In reality, they fluoresce due to a protein in their exoskeleton – a fact that’s considerably less magical but much more scientifically sound.
Local exterminator Larry Cash recalls his most memorable St. Paddy’s Day call: “This guy had decorated his entire yard with shamrocks to ‘attract friendly scorpions.’ He was convinced they’d bring him good fortune. Instead, he attracted every scorpion in a three-block radius. The only luck he got was that we had an immediate opening.”
The holiday has even spawned some uniquely Phoenician traditions, like the annual “Scorpion Shuffle” – where pest control technicians race to respond to panicked calls from bar districts as patrons mistake the desert’s most notorious residents for tiny armored leprechauns. “We’ve started handing out pamphlets at Irish pubs,” explains Rodriguez. “They read ‘Scorpions: Not Your Lucky Charm’ and include helpful tips like ‘Gold at the end of the rainbow: Good. Scorpion in your shoe: Bad.’”
While St. Patrick’s supernatural pest control skills might be legendary, our exterminators prefer to rely on more modern methods. As O’Shaunessy puts it, “Sure, you could try to charm the scorpions away with an Irish jig, but I find that professional-grade pesticide works much better. And you don’t need to wear green to do it.”
Submitted by Larry Cash, of Estrella Mountain Pest Control
Dementia Care
A Winning Game Plan: A Safe Spring Outing for Your Loved One With Dementia
When spring is in the air, many want to relish the glorious temps, the cool air and warm sun. From Spring Training, the Japanese Friendship Garden or the Phoenix Zoo, there is so much to explore and enjoy. It’s no wonder many retire to our great state. But I often get asked if it’s safe for a loved one with dementia to partake in outdoor activities like these. Are there risks? For caregivers, the thought of an outing can feel overwhelming, but with thoughtful preparation, it can bring joy and connection. Here are a few ways to enjoy a day out while prioritizing safety and comfort.
Plan Ahead
At a ballgame, choose seats near an aisle or an exit for easier access. Arrive early to avoid overwhelming crowds and consider quieter games with less fanfare.
Stay Comfortable
Ensure your loved one dresses for spring weather— layers and a wide-brimmed hat are good options. Bring water, sunscreen, snacks, and essentials, like
medications or comfort objects, to keep them calm, hydrated and protected.
Use Technology
An ID bracelet with emergency contact information is vital. Consider GPS tracking devices or smartphone apps to quickly locate your loved one if they wander. These tools offer peace of mind and freedom of movement.
Know the Signs
Watch for signs of overstimulation or discomfort— fidgeting, confusion, or agitation. If these arise, take a break in a quieter area, or call it a day. Prioritize quality of time over quantity. Some venues even offer sensory-friendly spaces or cooling zones.
Buddy System
Bring a companion or fellow caregiver to help share responsibilities. Having extra hands can make navigating an event or busy location less stressful.
For more info www.HeartsForDementia.com
Submitted by Lolita Tramel, Family & Psychiatric Nurse Practitioner, Founder/CEO Hearts For Dementia
Puzzle Time
This samurai sudoku puzzle is a great way to engage the brain and help develop logic skills. To solve this Samurai puzzle use standard sudoku rules for every 9x9 grid: each digit from 1 to 9 can only appear once in every row, column and 3x3 box. Solutions are on our website www.EstrellaPublishing.com
