October 2016 newsletter

October 2016 Volume 02 l Issue 10

A monthly real estate publication

NEWEST ADDITION TO OUR TEAM! Ann Marie Ramkissoon-Sheperd

Meet Ann Ann S. Sheperd-Ramkissoon ann@ericahomes.com 704 953 3128

Ann Marie Ramkissoon-Sheperd is your Full service Realtor. Her best qualities are that she is a great listener, getting things done right, quickly and efficiently, works with integrity; always helping others, family on the whole means the world to her and so does yours! As your expert with First Time Buyers, a New Home Specialist, A Certified Military Residential Specialist, At Home With Diversity Member and an Accredited Buyers Representative; Serving Union County, NC and surrounding areas. She enjoys working as a Real Estate Broker and Broker in charge of her firm in NC, it allows her the privilege to work with others, helping them to archive their dreams of home ownership, finding that special place to call home! She is also licensed in SC; allowing her clients access to many options to fit their budget and ideal location.

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September Agent Awards BUYERS

Deanna Smith Most Buyer Units Most Buyer Volume SELLERS

Raina Pelzer Most Seller Volume 803-712-4194

September Agent Awards MOST SALES VOLUME AND UNITS

Deanna Smith

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Homeowner Tips

1.

Contact at least three companies to compare coverage. Your mortgage lender can, and probably will, require you to have homeowners insurance. You may be required to purchase additional insurance – like flood insurance. You aren’t required to buy from a particular insurance company. Instead, compare coverage, price and customer reviews. Be sure you get the right type and amount of coverage. Shop for value, not necessarily rock-bottom price.

Since you'll mainly deal with insurance companies during times of disaster, make sure the company you choose has great customer service reviews.

2.

Escrow your insurance payments with your mortgage payments. If you're like most homeowners, you’ll tack monthly insurance payments onto your mortgage check. The lender will pay your insurance premiums (usually your property taxes, too) out of your escrow account. Lenders prefer this option because it lets them know your insurance premiums are being paid, and their investment is well protected. Most likely, you’ll need to pay for one year of insurance at closing. Bring information about the insurance policy you have chosen and the money to cover the first year's premium.

3.

Make sure you're getting adequate coverage. The most important part of homeowners insurance is the level of coverage. Avoid paying for more than you need.

4.

Understand the details of your policy. It’s not enough to get the right policy level. Before you make a decision, understand homeowners insurance terms.

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Recipe of Red Velvet Cake the month • Classic Chocolate Cake Recipe INGREDIENTS • • • • • • • • • • • • • • • • •

175ml vegetable oil, plus extra for greasing 175g dark muscovado sugar 3 large egg 1 small ripe banana , mashed 140g grated eating apple 100g grated carrot 1 small mango, peeled and cut into small dice zest 1 lemon 250g self-raising flour 1 tsp bicarbonate of soda 1 tsp mixed spice For the icing 225g icing sugar, sieved For the icing 75g passion fruit or lemon curd 75g cream cheese

•

Heat oven to 180C/160C fan/gas 4. Grease and line a 22cm square tin with baking parchment. Whisk the oil and sugar in a large mixing bowl until light and fluffy. Beat in the eggs, one at a time, followed by the banana. Stir through the apples, carrots, mango and lemon zest. Combine the flour, bicarb and mixed spice in another bowl, then fold into the fruit mixture

•

Pour the mixture into the tin and bake for 40 mins, until a skewer inserted comes out clean. Cool for 10 mins before turning out onto a wire rack.

•

To make the icing, beat together the icing sugar, passion fruit or lemon curd and the cream cheese.

Spread over the top of the cake and cut into square pieces to serve.

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Work Life Balance Work–life balance is a concept including proper prioritizing between "work" (career and ambition) and "lifestyle" (health, pleasure, leisure, family and spiritual development/meditation). Many people struggle with this idea and feel like they must constantly choose between the two.

Here are a few tips to help with work life balance: ● Choose a job you love. When your job is your passion it won't feel like work. This will help you enjoy long days at the office and allow you to feel less guilty about being away from home. ● Create a daily schedule and stick to it. Systems and tasks help you feel organized and less stressed. It's important to keep a schedule at work and also just important to have one at when it comes to laundry, dinner and bedtime routines.

● Understand that there is no wrong or right way to balance. Prioritize by choosing what it is important to you. Don't compare your choices to others. ● Listen to your mind and body. Take a break whenever you feel physically and mentally drained. These breaks will only increase your productivity once you come back to work. ● Don't beat yourself up. Some days will be better than others. No one is perfect and you will never be able to do it ALL.

Interested in a more flexible schedule to help with balancing? Want to be paid for your hard work instead of time spent on the job? Consider a career in real estate. We're hiring real estate agents.

Visit MyNewRealEstateCareer.biz for more info.

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MUST SEE LISTINGS 1638 Lookout Circle, Waxhaw NC 28173

2210 Mountain Laurel Road, Lancaster SC 29720

Property listed at a great price. Property will not last long!

Denise Gordon Direct: (803) 804-0953 Main: (803) 712-4194 Email: denise@ericahomes.com

2305 Badin Road, Albemarle NC 28001

Location is everything with this beautiful 2 bedroom home located minutes from Lake Tillery, Badin Lake, and several local wineries!

Huge great room with spacious master and guest bedrooms. Large backyard with a patio great for entertaining.

Octavia Arthur Direct: (704) 877-4385 Main: (803) 712-4194 Email: octavia@ericahomes.com

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Gated Providence Downs South's Premier Home as Featured in June 2016 Charlotte Business Journal. Finishes are Exquisite Walnut Hardwood Floors, Imported Stone, One of a Kind Iron Work and Endless Hand Crafted Moldings. As You Walk Through This Home,

MUST SEE LISTINGS 211 Philmont Drive, Columbia, SC 29223

196 Deer Moss Trail, Lexington SC 29073

REDUCED PRICE!!! Great patio home with a lot of space and huge back yard. This home is great for an investment property as well.

Angelena McFadden Direct: (803) 201-3391 Main: (803) 712-4194 Email: angelena@ericahomes.com

Come and see this property. Located in Lexington 1 school district on a spacious lot.

1036 Mullis Circle, Lancaster SC 29720

807 S Prospect St Columbia, SC 29205

This is a Single-Family Home located at 807 South Prospect Street, Columbia, SC. 807 S Prospect St has 2 beds, 1 bath, and approximately 956 square feet. The property was built in 1946.

Carolyn Johnson Direct: (803) 804-1977 Main: (803) 712-4194 Email: carolyn@ericahomes.com

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Estate sale waiting on new owner. In the county but few minutes from all of the shopping stores and great numbers of medical offices in the area. Ideal for first time buyer, downsizing and investors.

MUST SEE LISTINGS 4663 Catawba River Rd,Catawba, SC 29704

298 Shiloh Unity Rd Lancaster, SC 29720

If you're looking for 'country', this one is just for you! Own 8 acres & a home with over 4000 sq feet! Located in 100 percent financing eligible area!! Home was formerly a bed & breakfast - so you can live like you're on vacation everyday.

Tons of privacy and endless opportunity for entertaining.

Brick home in established neighborhood.

Property sits on a 1/2 acre lot. Carport and additional area provides lots of space for parking. Priced below tax value. Schedule a showing today!

1032 Ellis Pond Dr Rock Hill, SC 29730

1015 S Parker Street #5,6, Monroe NC 28110

100% Financing available in desirable Ellis Pond Community! Great location convenient to Dave Lyle with shopping, dining and entertainment with easy access to travel I-77. Beautiful partially stoned exterior with attached double garage.

Instant cash flow with this duplex with great rental history. Convenient to downtown Monroe. Move-in ready.

Property includes 2 lots. Excellent investment opportunity! Make this one yours!

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MUST SEE LISTINGS 2680 Cassels Road, Chester SC 29706

10331 Gold Pan Road, Charlotte NC 28215

Awesome brick home located in a scheduled 2 acre lot!! Large kitchen & living room with inground pool. Open floor plan with spacious bedrooms. Master bedroom is open to back deck. Don't miss the opportunity!!

***Bring your Buyers*** This lovely home is in a well maintained neighborhood.

Reedy Creek Plantation. It has 5 nice size bedrooms and a loft on the 2nd floor. 1 bedroom located on main floor. Open floor plan and dinning room is separated from the family room.

2569 Heather Lane, Lancaster SC 29720

746 Erinbrook Court, York SC 29745

This home has so much to offer! Home sits at the cul-de-sac of a great neighborhood with great schools. Beautiful kitchen with tile backsplash & stainless steel appliances.

Bonuses included contemporary laundry room.

100% Financing available! Home sits at the cul-de-sac of a peaceful neighborhood. Garage included! Sliding glass doors lead to back patio and large backyard. Living room has a fireplace and is separate from breakfast area.

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MUST SEE LISTINGS 1216 Belmont Circle, Lancaster SC 29720

1926 Flushing Court #1926, Charlotte NC 28215

Settled in a community that offers a pool, walking trails and recreation center, ponds and club house.3.5 mile from uptown.

Located near bus line. Eligible for House Charlotte, great starter home or for an investment property.

Enjoy the privacy of this home and its secluded, nice sized yard. Master suite conveniently located on the first level. Living room has beautiful flooring. Home has updated HVAC system and water heater. Low maintenance and energy efficient. Convenient to local shopping and dining.

12 Elm Street, Great Falls SC 29055

131 Peay Ridge Road, Great Falls SC 29055

Great investment property!! Call us to schedule appointment!!!

Great Investment Property. 2 bedroom, 2 bath, living room, kitchen, den and much more.

Priced to sell fast. Call us today to schedule appointment. Don't miss the opportunity!!

803-712-4194

MUST SEE LISTINGS 1258 Brook Farm Lane, Charlotte NC 28214

3439 Black Highway, York SC 29745

Awesome single family home located in 18.96 acres. Oversized master bedroom with garden tub. Walk-in closets in every bedroom! Lots of space and storage included. This one will be perfect for you!

Schedule a showing today! Don't miss the opportunity!!!

Lovely ranch home with 3/2,beautiful wooded private back yard. Large master suite with a Garden tub in bathroom. other 2 bedrooms are nice size. Ranch sits in a cud-sac at end of street. A must see home!! Bring all buyers.

4728 Great Falls Highway, Great Falls SC 29055

Great Investment Property. 2 bedroom, 2 bath, living room, kitchen, den and much more.

Priced to sell fast. Call us today to schedule appointment. Don't miss the opportunity!!

326 Logan Place, Clover SC 29710

Deanna Smith Direct: (704) 907-3422 Main: (803) 712-4194 Email: deanna@ericahomes.com

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100% financing available USDA area**Great o pen floor plan situated on a large lot.

Home office is on 1st floor.

Rear yard is connected to the shed for enclos e usage. House is minutes away from Lake Wylie/Charlotte.

This is a great home. It has 5 bedrooms, 3 full baths. All of this is on 5 acres. There is an open floor plan and a split floor plan

MUST SEE LISTINGS 1420 Springdale Road, Lancaster SC 29720

Beautiful 4 bedroom 2 bath home just minutes from local amenities. Don't miss this opportunity. Call us today to schedule an appointment!!!

2784 Leadoff Road, Lancaster SC 29720

Kitt Wade Direct: (803) 899-1904 Main: (803) 712-4194 Email: kitt@ericahomes.com

803-712-4194

Location is everything with this beautiful 2 bedroom home located minutes from Lake Tillery, Badin Lake, and several local wineries!

Huge great room with spacious master and guest bedrooms. Large backyard with a patio great for entertaining.

HOMEwork

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HOMEwork 3618 Charterhall Lane Charlotte, NC 122 Clairborne Place Columbia, SC 736 Elders Story Rd Fort Mill, SC

1394 Grace Avenue Lancaster, SC

7107 Preston Ct Charlotte, NC

201 E Godfrey St Pageland, SC

2438 Meadow Plaza Lancaster, SC 212 Echodale Drive, Charlotte NC 915 Coach House Court Rock Hill, SC

10718 Derryrush Charlotte, NC 28213 1331 Cactus Avenue Columbia, SC 200 Prince Lane Lancaster, SC

4900 Barrington lane Columbia, SC

283 Halton Crossing Concord, NC

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224 Mighty Joe Trail York, SC

HOMEwork 376 Pelling Drive York, SC

425 W Gay Street Lancaster, SC

Trivia Time!

Mid Month Trivia Time!

Q For what Latin number is

October named?

Last Month’s Winners Tammaria Boyd Charleen Thompson Tanisha Moore D’Andrea McGill Markies Horton

Email your answer to erica@ericahomes.com.

The first 5 people to respond with the correct answer wins a prize!!

Last month’s Answer!

Q. . The US President who signed the bill making Labor Day a National Holiday and the Year?

A: Grover Cleveland, under pressure from voters, signed the legislation in 1894.

If you are reading this magazine, so are your potential customers.

Do you want to advertise your events, your business or your organization to thousands of potential customers?

For Details: Email hr@ericahomes.com

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We love our community We were a recent vendor at the Best Day Ever's Bridal Show this past month at USCL

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Thinking of buying a home?

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Introducing

803-547-2488 3606 Hwy 51 Fort Mill, SC

704-552-8377 635 South Blvd Charlotte, NC

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Introducing

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Career Opportunities

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