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MAKE A PLAN ~

HOMEFINDING GUIDE Presented by: Tristan Emond (605) 391-7086

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tristan@rapidhomesonline.com

Sarah Emond (605) 381-3383 s.barone.emond@gmail.com

www.rapidhomesonline.com Broker Associates Prudential Kahler REALTORS速 2401 West Main Street Rapid City, SD 57702 (605) 343-7500 office

Your Family. Your Home. Tristan Emond 605/ 391.7086 tristan@rapidhomesonline.com

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Sarah Emond 605/ 381.3381 s.barone.emond@gmailcom


YOUR

SINGLE SOURCE FOR

PROPERTY INFORMATION We have access to virtually every property for sale in this market, and will show you the homes that best match your requirements, including: ♦

All homes marketed by Prudential Real Estate Network members

All properties listed by other brokers through the Multiple listing Service (MLS)

Properties not necessarily on the open market yet

Many properties offered “For Sale By Owner”

To save you time, hassle and duplicated effort, contact us for additional information on properties you see, regardless of whether or not thery are being offered by a Prudential Real Estate professional. We can obtain important facts about homes you see: ♦

Advertised in newspapers or buyers’ guides

On the Internet

In open houses

Displaying “For Sale” signs

Your Family. Your Home. Tristan Emond 605/ 391.7086 tristan@rapidhomesonline.com

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Sarah Emond 605/ 381.3381 s.barone.emond@gmailcom


REAL

ESTATE FORMS

“I’ve got to sign something before I look at a house? What’s up with that?” There are 3 forms required by South Dakota law that need to be signed prior to viewing homes with a real estate agent. These forms protect your interests in the home buying process. Following is a description of the forms and why you should not be afraid to sign them.

Real Estate Relationship Disclosure Form South Dakota law requires this form. ♦ The purpose of the form is to disclose and explain the different types of real estate agreements (agency) that exist. ♦ Documents that you have been given a “Consumer Real Estate Information” booklet (also required by state law). Signing this form indicates that you have had real estate relationships explained to you and that you have received the real estate information booklet. Signing this form does not constitute a contract or agreement with an agent or Prudential Kahler REALTORS®.

Buyer Broker Agreement South Dakota law requires a written agreement which sets the duties and obligations of both parties entering into a real estate transaction. The Buyer Broker Agreement sets the parameters for issues such as agent and client obligations, fees, descriptions, and time frames. Signing a buyer broker agreement provides you with the best protection you can have with a real estate agent in your transaction. Time frames and properties can be written so that you are comfortable working with us.

Agency Agreement Addendum The purpose of this form is to explain the specific relationships and duties of the firm’s owner and agents working in their office as they pertain to real estate transactions. Any agreement entered into with an agent is also entered into with the agent’s broker (the firm’s owner). The broker, in essence, “owns” all of the listings of the office. This form explains the relationship between you, the client, and the broker and the agent. It also allows you to agree or disagree to the potential of limited agency and appointed agency. (These types of agency will be explained on the Real Estate Relationship Disclosure Form.) Your Family. Your Home. Tristan Emond 605/ 391.7086 tristan@rapidhomesonline.com

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Sarah Emond 605/ 381.3381 s.barone.emond@gmailcom


HOMEFINDING

PROCESS

Finding and buying a house typically includes many of the following elements. We will be your resource and guide every step of the way. Initial Consultation ♦ ♦ ♦

Determine your needs and priorities Review “agency” choices and select appropriate working relationship Discuss financing option

Obtaining Financing

Finding Your Home ♦ ♦ ♦

Your agent to show you properties based on your criteria Evaluate each property with you agent Choose right home

Preparing an Offer ♦ ♦ ♦ ♦

♦ ♦ ♦ ♦ ♦ ♦

Find a mortgage company Consult with a loan officer Pre-qualification Complete loan application Obtain loan pre-approval Provide requested documentation

♦ ♦ ♦

Property appraisal Loan processing Final loan approval

Review comparable sales to determine offer price Review progress of loan pre-approval; decide on financing Decide on other terms (inspections, possession date, personal property, etc.) Prepare earnest money

Accepted Agreement ♦ ♦ ♦

Present your offer Negotiation of terms and possible counteroffers Agreed-upon sales contract with seller

Settlement Process ♦ ♦ ♦ ♦ ♦ ♦ ♦ ♦ ♦ ♦ ♦ ♦ ♦ ♦ ♦

Deposit of earnest money Review seller’s property disclosures Review preliminary title report Home inspections Remove any remaining contingencies Arrange for homeowners insurance Arrange for home warranty Arrange for movers Final walk-through of property with sales professional Provide balance of down payment and closing costs Sign documents Loan funding Recording of title Receive keys MOVE IN!

Your Family. Your Home.

Tristan Emond 605/ 391.7086 tristan@rapidhomesonline.com

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Sarah Emond 605/ 381.3381 s.barone.emond@gmailcom


LOOKING AHEAD The following questions will help identify how finding and buying a home can be an enjoyable experience for you. you Motivation How far along are you in the homefinding process (just thinking about the possibility of buying a home, or definitely committed to making a move)? How long have you been looking for a home? Why are you contemplating the purchase of a home at this time? ______________________________________________________________________________________ ______________________________________________________________________________________ ________________________________________________________________________________________ _____________________________________________________________________________________

Time Frame What is your time frame? Is there a definite time by which you must be settled in your new home? ______________________________________________________________________________________ ______________________________________________________________________________________ ______________________________________________________________________________________ _____________________________________________________________________________________

Homebuying Decisions Who will be included in the homefinding and buying decisions? May I please have permission to speak with them? ______________________________________________________________________________________ ______________________________________________________________________________________ ______________________________________________________________________________________ _____________________________________________________________________________________

Price How do you plan to handle the financing of your new home? Are you aware of you financing options? What is a comfortable monthly mortgage amount for you? _____________________________________________________________________________________ _____________________________________________________________________________________ _____________________________________________________________________________________ _____________________________________________________________________________________

Your Family. Your Home. Tristan Emond 605/ 391.7086 tristan@rapidhomesonline.com

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Sarah Emond 605/ 381.3381 s.barone.emond@gmailcom


DEFINING

YOUR IDEAL HOME

The property you buy will be much more than a house; it will be your home. The following questions can help you describe the things that are most important to you.

Meaning

For some people, “home” means a hub of social activity; for others it might be a place to retreat from the pressures of daily life. What does “home” mean to you? ________________________________________________________________________________________ ________________________________________________________________________________________

Family Size Who will be living in your household? Will you often have other family members or friends visiting for more than a few days at a time? ________________________________________________________________________________________ ________________________________________________________________________________________

Distance If you will be working outside your home, what would you consider a comfortable commute (in time or distance)? Will you be working at home? ________________________________________________________________________________________ ________________________________________________________________________________________

Activities What are the most important activities for the members of you household? For example, hobbies, recreation, school, entertaining, religious or cultural activities. ________________________________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________

Features What are the most important “must have” features of you ideal home and neighborhood? ________________________________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________ What features do you want to avoid in you home? ________________________________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________

Your Family. Your Home. Tristan Emond 605/ 391.7086 tristan@rapidhomesonline.com

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Sarah Emond 605/ 381.3381 s.barone.emond@gmailcom


TRISTAN AND SARAH EMOND BROKER ASSOCIATES Here are some things you might like to know about Tristan: ♦ ♦ ♦

I have lived in Rapid City since 1990. I have been selling real estate since 2006. I enjoy web development and graphic design.

Real estate designations and accomplishments: ♦ ♦ ♦ ♦ ♦ ♦ ♦ ♦ ♦ ♦ ♦ ♦

2011 Rising Star Award Recipient (BHAR) 2010 Multi-million dollar Producer—Prudential Kahler REALTORS 2010 Prudential Kahler Realtors Spirit of Cooperation Award winner July 2009 Top Sales—Prudential Kahler REALTORS 2008 Multi-million dollar Producer—Prudential Kahler REALTORS 2006 Prudential Kahler Realtors Spirit of Cooperation Award winner Member of the Black Hills Association of REALTORS® (BHAR) Member of the National Association of REALTORS® BHAR Technology committee chairman—2008 to 2009 BHAR Technology committee member—2007 to present Holder of the Prudential Real Estate eCertified® designation Certified Negotiation Expert®

Here are some things you might like to know about Sarah: I have lived in Rapid City since 1994. ♦ I have been a real estate assistant since 2009. ♦ I worked for a land developer and home builder from 2006 to 2011. ♦

Real estate designations and accomplishments: Member of the Black Hills Association of REALTORS® ♦ Member of the National Association of REALTORS® ♦ Member of the South Dakota Association of REALTORS® ♦

Together: We are internet and computer savvy, and utilize technology to the best advantage of our clients. ♦ Our clients’ interests and concerns come first, and we maintain continual communication throughout the process. ♦ We are dedicated to honesty, commitment, and new ideas. ♦ We have 4 awesome children ♦ Go Vikings! Your Family. Your Home. ♦

Tristan Emond 605/ 391.7086 tristan@rapidhomesonline.com

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Sarah Emond 605/ 381.3381 s.barone.emond@gmailcom


TESTIMONIALS “Tristan has been the best Realtor that I have had to date. He went out of his way to help us. He also kept in contact with us before I got back from overseas. As I stated before, Tristan has been the best Realtor we have had in all our home purchases. This is the 4th home we have bought. We plan to use Tristan to list our home after my retirement if he is still working as a Realtor. I would highly recommend for anyone to contact Tristan if they are in the market to purchase a home.” Marty and Lana Bradley

“Thank you so much for an excellent job managing and coaching us through the tough process of purchasing a home. Even though this transaction was done across states, it has been smooth, and I would say one of the best transactions I have been involved in. Your knowledge of the process, keeping us up to date, and following through with answers to our questions made this experience great! Thank you Tristan!” Joseph and Luminita Schartle Hartland, Wisconsin

Tristan Emond represented me in the sale of a mobile home. Although his commission on the sale was minimal, he provided very prompt, courteous, considerate and many additional services much above and beyond what one would expect. He always kept me well informed of the status quo. Due to his professionalism, the mobile home sold in a very short time. I highly recommend him and know he will provide superior service. Ramona Hansen

“Tristan is a very professional real estate sales person. He worked hard to find out our likes and dislikes. We had a very stressful, up and down buying experience and through it all, Tristan was always positive and upbeat. If I had a friend looking to either purchase or sell a home I would not hesitate to recommend Tristan.” - Clyde and Dayle Gross

“Tristan was very forthright about the whole process. He continually went above and beyond what he needed to do to make us feel more comfortable in the entire home purchase process every step of the way. He was in constant communication about any problems/info, or just to check to see if we were doing alright. His pure honesty and patience with our first home purchase are hard to come by in this day and age and we truly appreciate his constant efforts to guarantee our needs. Our expectations were exceeded everytime.” Sincerely Thank you, The Vaughn Family

Your Family. Your Home. Tristan Emond 605/ 391.7086 tristan@rapidhomesonline.com

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Sarah Emond 605/ 381.3381 s.barone.emond@gmailcom

Make a Plan Home Finding Guide  

Ready to start looking for a Rapid City, SD home? Look here for questions to ask yourself, a description of the process, and a quick explan...

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