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The Stock Market Ticker Symbol: A short 1-5 letter acronym that helps identify the company. DMI stands for Dunder Mifflin Incorporated, or Dummies, Morons and Idiots according to Oscar. Public Corporation: A public corporation is a company that sells shares of their stock openly on the market. An example of this is Dunder Mifflin. VS. Private Corporation: Stock is not publicly traded. Only select individuals can buy stock from private corporations.
Where are stocks traded? NYSE (New York Stock Exchange): Auction based market in which brokers called specialists purchase stocks on behalf of firms or clients.
NASDAQ: An electronic marketplace for more than 4,000 different stocks. Transactions are handled by the NASDAQ computer system.
Budgeting This is how much I made each year.
Make sure that you PYF, this goes towards your retirement.
Monthly amount after deduction of taxes.
Make sure that your monthly living expenses donâ€™t surmount your monthly net income!
Timeline Paste your life timeline here
Questions to be prepared for: ●
Star Technique Situation-answer the who, what,
where, when Task-Explain what was required of you. Action-Describe what steps you took to reach the solution. Results-Explain the outcome of the situation and any lessons you learned for next time.
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Why are you interested in working for this company? How well do you work with other people? What is your greatest weakness? Tell me about yourself. What are you most proud of?
Don't pretend to be Jack Souvenir.
Financial Planning Steps to developing a financial plan:
Try to develop a SMART goal! Specific, Measurable, Attainable, Relevant/Realistic, Timely
1. Determine your current financial situation. 2. Develop your goals. 3. Identify your options. 4. Evaluate your alternatives. 5. Create and use your financial plan of action. 6. Review and revise your plan. A goal that you can accomplish in 1 year or less.
A goal that you can accomplish in 2-5 years.
A goal that will take you more than 5 years to accomplish.
Bank routing number, id of the bank
Amount in words
Depositor's account number
Check Writing Process 1. Write the current date 2. Write the name of the payee who will receive the check 3. Record the amount of the payment in numerals 4. Write the amount in words 5. Sign the check in the same way you signed your signature card at the bank 6. Make a note of the reason for the payment
Insurance 25 50 10-the missouri minimum amounts of coverage (in thousands) 25-bodily injury one person, 50-bodily injury all, 10-vehicle
Car - covers bodily injury liability, property damage liability, collision insurance, and comprehensive physical damage. Homeowners - coverage that provides protection for your residence and its associated financial risks. ex. damage to personal property. The cost depends on the location, materials used to build the home, and the structure.
Renters - relatively inexpensive and provides protection similar to homeowners insurance. If there is something wrong with the house the tenant may be able to collect money from the landlord.
Life- insurance that pays out a sum of money either on the death of the insured person or after a set period.
Types of Insurance
Health - covers the whole or a part of the risk of a person incurring medical expenses, spreading the risk over a large number of persons.
Disability - insures the beneficiary's earned income against the risk that a disability creates
Make sure you buy insurance!
Credit RISKS of credit ● ● ●
Temptation to buy more than you can pay for Identity theft fraud
Rewards of credit ● ● ●
Online shopping Safer than carrying cash Venders view you as responsible and give you loans