Professional … so many investments people don’t understand. I’m able to provide unbiased advice.” One of the changes in the industry is access to Financial Technology “Fintech” and online brokerage accounts. He knows people are trying computer model platforms which, he points out, “opens a person’s eyes as to the urgency and dollar amounts that will be needed to achieve their dreams.” Yet, 30 years of experience and real communication with a real person is what he offers clients. As a person officially at retirement age himself, his primary advice for young and old is to stop procrastinating when it comes to financial planning. The time value of money is so very impor tant. “I think Einstein once said the 8th wonder of the world is compound interest: He who knows it, earns it; he who doesn’t pays it.” He adds, “Sailing has taught me life is a voyage and no one knows what the future holds.”
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