Elements Financial 2020 Annual Report

During a year that no one could have predicted, Elements Financial was here for you in ways that we never expected.

Yet thanks to sound business planning, an emphasis on technology, and a forward-thinking approach to serving our members and our own employees, we came through 2020 as the healthy credit union our members expect us to be.

Our official purpose statement that drives us to do outstanding work is “Empowering members to achieve financial success.” In challenging times, stability is considered success to many people, and we were humbled to provide that to individuals, families, and small businesses who turned to us for support. At the same time, we served as a safe haven for members who wanted to save more in 2020 and as trusted experts for others who wanted to buy a new home, vehicle or other major purchase.

All the ways our members needed Elements led to another year of managed growth for our business, and we certainly never take that for granted, especially during times like these. We are grateful to share this brief report of highlights from the most unique year in the lifetime of Elements and likely yours, too.

Thank you for your confidence in your credit union.

Mark Saltsgaver Lisa Schlehuber Chair of the Board Chief Executive Officer