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A Guide To The Good Life... Enjoy Everything Life Has To Offer!

young at heart

September 2011

SENIORS o g e h on-t The upside to getting older Perks for seniors have made it more advantageous for older adults to be proud of their age

Larry Nelson stays active later in life Family, gardening and collecting keep her busy all year long

Sauk Centre Senior Wellness Fair to be held Friday, Oct. 21 Exciting changes to this year’s event

Working after retirement Strategies to consider

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Seniors On-The-Go, September 2011, Page 2

The upside to getting older with customer service or the manager about age requirements and the percentages off purchases. Some stores offer discounts on a certain day of the week. Other businesses may have a standard percentage that they take off regardless of the day or time the purchases are being made. Many other retailers offer anywhere from 10 to 15 percent off on purchases. That can add up to considerable savings, especially for older adults living on fixed incomes. Individuals do not be retirement age to reap store perks. Some businesses offer discounts for customers over the age of 62. Many others start the cutoff at 50 to 55. The earlier Boomers find out about discounts, the sooner they can start saving. Stores aren’t the only ones offering perks to seniors. Discounts may be available on airline flights and other modes of transportation. Reduced

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Seniors can receive discounts on everything from coffee to plane fares. All it takes is an inquiry.

rates on hotel rooms, car rentals and other travel industry items are also available. Community services may be made possible for seniors as well, including low- or no-cost financial counseling. Health companies also may have discounted programs for seniors, including fitness clubs, prescription programs and therapy. Anyone age 50 and up is eligible for enrollment in AARP, which boasts its own collection of discounts and recommended businesses. Let’s not forget senior housing, which has evolved way beyond the retirement communities of the past. Today’s senior living facilities often

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boast state-of-the-art fitness centers, theaters, pools, transportation for shopping, recreational activities, and much more in addition to the steeply reduced purchase price for a home. Retirement homes are often several thousand dollars cheaper than an on-par house of similar size sold to a younger buyer. Before anyone 50 years or older pays full price when shopping, dining out or traveling, he or she should investigate whether there are discounts in place that can quickly add up to savings.

~~~~~~~~~

The standard for people entering their golden years has long been to fib about their ages. Growing older hasn’t always been seen as a positive. However, increasing perks for seniors have made it more advantageous for older adults to be proud of their age. It used to be that a senior discount meant a reduced fare on the bus or a couple of cents saved on that morning cup of coffee. However, as more of the Baby Boomer generation enters retirement years, businesses are catering to Boomers’ active lifestyles with discounts and perks in a variety of ways. It pays to do some research, especially at stores where you shop frequently. Those stores may not often advertise their discounts, but many stores do have a policy for senior savings if you simply ask. Discounts may vary by franchise or retailer, so it’s important to inquire

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Long-time Upsala resident Larry Nelson stays active later in life with family, gardening and collecting Nelson’s collection of outdoor cement statues continues to grow each year By Emilie thiessen Staff Writer emilie.thiessen@ecm-inc.com

fun. Having a hobby she loves keeps her going put up a rock garden,’ that was just the beginthroughout the year and helps her to main- ning.” tain strong connections with her family. In addition to Margie and her daughter “It keeps her very busy and active,” Nel- Tonie Rose, Nelson said she receives a great Larry Nelson’s collections, both inside and son’s daughter-in-law Margie said. “It is a deal of help from Billy’s wife Julie and their outside of her home, have grown so much healthy thing to do. It is fun for her. She son Lance. With no other family in the area, over the past 32 years she stopped trying to enjoys it a lot.” Nelson said that strong family connection is count the number of items. Since her husband Donny passed away very important for her. “I have it pretty full in here,” Nelson said. from cancer three years ago, Nelson said it Nelson and her family make the trip up Her home, a modest two-story built in the has been very important for her to keep up to Pam’s Butterflies Crafts and Lawn Ornaheart of Upsala back in 1923, is packed full with her hobbies, something she said her ments in Cushing every couple of months to with countless, perfectly organized trinkets husband asked her to do. purchase a new item for her gardens. she and her late husband Donny picked up “Collecting keeps me busy from early Nelson said she has been purchasing through the years. But it doesn’t stop there. spring to late fall. Winters are long – they mainly cement decorations for the past few Large, winding gardens fill Nelson’s lawn, really are,” Nelson said. years, and although they brimming with hundreds of plastic, ceramic “Winters are tough espe- “Collecting keeps me come hand painted, Nelson and cement statues that range from bald cially now with Donny being repaints nearly every object busy from early spring to eagles to giraffes. And wherever there isn’t gone ... but about two weeks in her gardens each year to late fall.” a statue, Nelson fills the space with planters before Donny died, he told combat fading. —Larry Nelson packed full of vibrant flowers. me ‘Larry, keep up your flow “Every year we are repaint Collecting and gardening are very enjoy- ers and keep up the yard.’” ing pieces and it is kind of able, Nelson said, but for her, it isn’t just about Nelson, who grew up in the small town of like a big circle,” Margie said. “We start and Farming and moved to just keep going. By the time we are done, we Upsala at age 11, said could just start over again, touching up and she started creating redoing.” elaborate outdoor gar- Nelson said painting the figurines is fun for dens after her two sons, both her and Margie, and really allows her to Bobby and Billy, who keep occupied everyday, something she truly now live just down the appreciates after a lifetime of hard work on street from her, dug out her family’s 280 acre farm outside of Upsala, the first rock garden. and after years of owning businesses. “It was about 30 years Nelson and her late husband previously ago when the two boys owned Don and Larry’s Bar and the Uptown had two weeks vacation, Cafe in Upsala. Nelson said much of the trinand they didn’t know ket collection inside her home came from the what to do,” Nelson decorations in the bar and cafe. said. “We had a bunch Nelson starting purchasing large, outdoor of dead trees in the yard, cement figures for her garden when two men Larry Nelson has hundreds of cement statues at her home. Nelson so I said ‘Why don’t you who worked with cement down in the Citalso keeps busy with cooking, baking, painting and entertaining visitors who stop by to tour her many gardens. cut those trees down and ies visited the bar and got her interested.

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Larry Nelson s to buy the stat busy in her late

Nelson said more statues intend to sto “I just do said. “I have well enjoy th Nelson sa ing the many such an intr families com walk through ferent statue foot orangut “I like to s adding that home as she in the past, b installed five longer had p investment w “Since I “There has b When Nel her many sta less visitors,

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In this more and more In economy this economy more and morepeople people and families are having difficulties and families are having difficulties making endsends meet. making meet. you aredifficulty having difficulty your heating and/or electric encourage If you areIfhaving payingpaying your heating and/or electric billbill weweencourage you to contact your local Energy Assistance provider. you to contact your local Energy Assistance provider.

• How Energy Assistancehelp helpyou? you? • How can can Energy Assistance Energy Assistance programs can provide:

Energy Assistance programs can provide: • Assistance towards a household’s home energy bill

• Assistance towards aassistance household’s home energy billenergy Staff Photos by Emilie Thiessen • Emergency if a household’s home

service is shut off

• Emergency assistance if a household’s home energytoservice shut off • Emergency assistance if a household is unable get fuelisdelivered stands with an orangutan statue at her residence in Upsala. Nelson said she had wanted • Advocating with energy-related services such as weatherization improvements, furnace • Emergency assistance if a household is unable to get fuel delivered tue for years and finally gave in this summer. Collecting has allowed her to stay active and equipment repair and replacement, budget counseling and so forth. • Advocating with energy-related services such as weatherization improvements, furnace er years. equipment repair and replacement, budget counseling and so forth. Local Energy assistance provider For:

she has purchased three or four s each year since then, and doesn’t op collecting any time soon. on’t like to part with them,” she e had it all this long, I might as he pieces.” aid she also keeps busy entertainy visitors who just can’t pass up riguing home. She has countless me through each year wanting to h the gardens and see all the difes, especially the over-sized sixtan in the front of the house see people enjoy it,” Nelson said, she rarely lets visitors inside her e has had problems with burglars both inside and out. When Nelson e security cameras however, she no problems with theft and said the was well worth it. got the cameras up,” she said. been nothing taken.” lson is not busy with repainting atues or entertaining her countNelson stays active by cooking

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Sauk Centre Senior Wellness Fair to be held Friday, Oct. 21 Who says there’s no such thing as a free lunch? The planning committee for the Sauk Centre Senior Wellness Fair would like to announce some exciting changes for the 2011 event. It will be held on a different date and in a different location. The committee has also changed the entire format and will be including a free lunch. The 2011 Sauk Centre Senior Wellness Fair will be held on Friday, Oct. 21 from 10 a.m. to 2:30 p.m. in the Multi-Purpose Room at the Sauk Centre Senior High School. In addition to the Multi-Purpose Room, five adjacent classrooms and the computer lab will also be used. The purpose of the Wellness Fair is to educate, inform and entertain the seniors of central Minnesota. In years past, attempts to educate and inform have been hindered by acoustics. Although interested in the topics being presented, many were unable to hear the speakers due to the venue and the background noise. That is the main reason the planning committee has chosen a new location and format. A variety of breakout sessions will be held in a classroom setting, allowing attendees to choose and attend the sessions they’re interested in and actually hear the presenter speaking. Topics discussed will include computer basics, vintage tractors, exercise, dietary, hospice, funeral planning, gardening and information about the new Medicare wellness visit. Morning and afternoon sessions will allow attendees to choose several topics that interest them. This year’s corporate sponsors include Minnesota National Bank, First State Bank, Central Minnesota Credit Union, St.

Michael’s Hospital, Alternative Senior Care, and CentraCare Clinic Sauk Centre. There will also be a multitude of area businesses participating in the event. Attendees can visit vendor booths in the Multi-Purpose Room at their leisure. Lunch will be served in the Multi-Purpose Room, and entertainment will be provided during the lunch period. Flu shots will also be available this year, so remember to bring your insurance information. This event is free (with advance registration) and open to the public. In order to ensure that there is enough food, the planning committee strongly encourages people to register in advance by calling Alternative Senior Care at 866-352-3350. If you are not pre-registered, there will be a $3.00 cover charge at the door. At the end of the event, there will be a variety of door prizes given away. You must be present to win. Save the date, call to reserve your spot and come enjoy the day! Where: Sauk Centre High School Multi-Purpose Room & Adjacent Classrooms Date: Friday, Oct. 21, 2011 Theme: Learning to Live Well Cost: Free if registerd in advance, $3.00 at the door Schedule: 10:00-10:30 Booths Open 10:30-11:15 Break Out Sessions/Speakers 11:15-1:00 Lunch/Booths/Entertainment 1:00-1:45 Break Out Sessions/Speakers 1:45-2:15 Booths 2:15 Drawings

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Working after retirement Brushing up on computer skills and drafting a new resume can help older adults successfully re-enter the work force after retirement There’s no longer a magic number for retirement. Some people find that they want to work past the traditional retirement age, while others discover they need to. In addition, some retirees discover that they liked working and want to return to work rather than settle into retirement. Sixty-five is no longer the required age to stop working. In fact, many people are foregoing retirement and staying with the workforce. Why? No single reason applies to everyone, but finances often come into play. Thanks to a troubled economy that has carried over into the workplace, pensions and severance packages are no longer the norm for retiring workers. When faced with the prospect of reduced funds and dwindling Social Security benefits, many choose to simply keep on working. Furthermore, individuals who retire before 65 are often faced with finding their own health insurance plans because Medicare doesn’t start until age 65. Plus, high prescription costs for chronic conditions can exceed the allowance of Medicare. Employee insurance plans tend to have better options, and that often factors into an employee’s retirement decision. There are many people who continue working because they actually enjoy it, and not because of some financial necessity. Working tends to keep the mind sharp and helps seniors feel like contributing members of their community. According to a study conducted by the American Psychiatric Association, retirees who continued to work in a bridge job (meaning part time or temporary employment) experienced fewer

major diseases and fewer functional limitations than those who were fully retired. Researchers considered only physician-diagnosed health problems, such as high blood pressure, diabetes, cancer, lung disease, heart disease, stroke and psychiatric problems. Those thinking of remaining in the work force can check with employers to see if retirement is mandatory or voluntary. Seniors re-entering the workforce may want to brush up on some skills and reconnect with former employers or colleagues to make the transition easier. Here are some other strategies people may want to consider: Refurbish your resume. Focus on what things you can do rather than what you did in the past. You may be up against younger applicants and will have to make a case for your hire. Be flexible. You may need health benefits more so than a high salary. You can work with an employer to develop a compensation package that is mutually beneficial. Develop computer skills. Today’s work environment relies heavily on computer skills. It is unwise for you to think you’ll get by on experience alone. Obtain a rudimentary education in computer usage and common office programs, which can set you apart from other older applicants. Know there’s nothing to prove. Retirees have the benefit of taking their time and finding the right fit in a post-retirement job. Unless money is an issue, shop around until you find the job that appeals to you, even if it’s part-time or for a lower salary. Source: Metro Creative Connection

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Sneior Editionn Young At Heart  

September 19, 2011

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