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EastAlgarve m









OlhÃo · sÃo brÁs · tavira · Alcoutim · castro marim · vila real de santo antÓnio

The Best Guide to the Eastern

10/13 €1 from newsagents



Historic Motor racing at Portimao racetrack


A tip from Keith Ashdown, Benamor professional.




GThe Olive tree.


Healthy Snacks.


se m in ar


Protecting your wealth. Is your money in the right place? We need to talk. What are the risks to your capital today? Higher taxes are being imposed and increasing information exchange will impact you. Inflation, currency movements and institutional risk must all be taken into account. Our seminars consider these threats and effective ways to protect your wealth. Book your place now.

For further information visit... LISBON Fri 11 Oct, Hotel Palacio, Estoril, 3 for 3.30pm start LAGOS Tue 15 Oct, Boavista Golf & Spa Resort, 10 for 10.30am start LAGOA Tue 15 Oct, Tivoli Hotel, Carvoeiro, 4 for 4.30pm start QuINTA DO LAGO Wed 16 Oct, Conrad Hilton, 10 for 10.30am start OLhAO Wed 16 Oct, Olhao Real Marina Hotel, 4 for 4.30pm start


289 350 150

Blevins Franks Financial Management Limited is authorised and regulated by the Financial Conduct Authority in the UK, reference number 179731. Where advice is provided overseas, via the Insurance Mediation Directive from Malta, the regulatory system differs in some respects from that of the UK. Blevins Franks Trustees Limited is authorised and regulated by the Malta Financial Services Authority for the administration of trusts and companies. Blevins Franks Tax Limited’s advisers only give taxation advice and are fully qualified.

Welcome... your October issue. Although not in the East Algarve, we couldn't resist featuring the Algarve Classic festival in Portimão, simply a must not only for car enthusiasts, but anyone who enjoys the odd blast from the past. This event is offered at an unbelievable price from only €10, unheard of at most other European racetracks. This will be my third year there and I simply can't wait! We also introduce Tavira's own restoration lady, Leonor Estebau, who was responsible for restoring the various statues and monuments dotted around this historic city. Regular features include everything you'd ever want to know about Olive trees, and not one, but FIVE tips from Benamor professional Keith Ashdown. Gareth gives us some healthy ideas to snack on, and we also bring you a healthy way to cook from Curiosa, the indoor and outdoor furnishing company. I hope you enjoy this issue. Have a great month. Editor

EastAlgarve m








PUBLISHER & designer Richard Bassett eDITOR Richard Bassett editorial co-ordinators Richard Bassett Snr. advertising Call 961 700 200 or email printed by Litografis-Artes Graficas Lda, Ferreiras Distribution 3,500 copies printed. All advertisers are issued copies for distribution, along with retail outlets. Cover Pic: Richard Bassett All rights reserved. Except for normal review purposes, no part of this magazine may be reproduced without the written permission of the publisher. Every care has been taken in the preparation of this magazine, but the contents are only meant as a guide to readers. The proprietors of this magazine are publishers not agents or sub agents of those who advertise therein. The publisher cannot be held liable for any loss suffered as a result of information gained from this publication

Unipessoal Lda

“Casa das Portas” and now “Sobre a Ponte” are in the heart of historic Tavira. Come and experience the gallery of extraordinary images of the area and stunning range of gifts from Portugal and around the world. Casa das Portas, Rua Dr Augusto Silva Carvalho, 3 8800-324, Tavira Phone n: 00 351 281 321 025 Sobre a Ponte, Rua 5 de Outubro, nos 1 a 3, 8800-327, Tavira Phone n: 00351 281 328772



Contents 44


Things to do this month. Let us know your thoughts. Local news.

Healthy snacks. Meditation.

Ivo Machado, all about wine.




Algarve Classic Fesgtival. The conservation lady. Banks and the recovery? Property of the month.

The Olive tree.

Understandingg risk.



37CURRENCY ADVICE 38 FinaNce 40 ENVIRONMENT 42 sport 44 sport 46 classifieds

From Premier Fx's Mike Skinner. New Labour laws. Eggspert cooking.

The latest from Chris Wright. Golf tips from Keith Ashdown.

Grab a local bargain.

What’s on

Things to do this Month A few must see events happening this month!


Castro Marim: 2nd Saturday of the month. Estoi: 2nd Sunday of the month. Moncarapacho: 1st Sunday of the month. Monte Gordo: 4th Saturday of the month. Quelfes: 4th and 5th Sundays of the month.

São Brás de Alportel: 3rd Sunday of the month Sta Catarina: 4th Sunday of the month. Tavira: 3rd Saturday of the month. Vila Nova de Cacela: 3rd Sunday of the month. Loulé: Every Saturday.

Award winning Jazz Singer in Portimão


merican born Stacey Kent's music was championed by critic and jazz trumpeter Humphrey Lyttelton. She won the 2001 British Jazz Award and the 2002 BBC Jazz Award for Best Vocalist. Stacey has also presented jazz programmes on BBC Radio 2 and 3. Portimão Municipal Theatre October 8th Tickets 18€, Tel 282 402 478 for information

2013 bank holidays

Here’s your handy cut out & keep guide to the 2013 bank holidays, with compliments of the East Algarve magazine. 25 April 2013 (Thu)................Liberation Day

15 August 2013 (Thu)............Assumption

1 May 2013 (Wed)..................Labour Day

5 October 2013 (Sat).............Republic Day

30 May 2013 (Thu).................Corpus Christi

1 November 2013 (Fri)..........All Saints' Day

10 June 2013 (Mon)..............Portugal Day

8 December 2013 (Sun)........Immaculate Conception

13 June 2013 (Thu)...............St Anthony (Lisbon)

24 December 2013 (Tue).......banks are closed

24 June 2013 (Mon)..............St John (Porto & Braga)

25 December 2013 (Wed).....Christmas Day



New to elle day spa, BOTOX & FILLER

Email us to sign up for Seminar held on 28th October @ 5pm Free raffle and consultation for all who attend.

Blues, Soul & Rock 'n

Roll! Every Thursday from 9.30pm, Nando Diaz every Friday See page 13 for details


Centre Algarve, near Moncarapacho, will be throwing its doors open to the public on Saturday 19th October from 11.00am to 5.00pm. Why not pop along and enjoy a cup of tea or coffee and see the tremendous progress that has taken place thanks to the many volunteers from all over the globe. Centre Algarve is situated on the Moncarapacho to Olhão road about a kilometre outside Moncarapacho. To contact Tom Willis phone: 962 812 230 or email: Website:

Contact us

This noticeboard is free for readers to use. Send us news, ideas or suggestions you’d like to share with our readers.

Halloween Part y

At the Hair y Lemon Conceicao on We dnesd ay 30th Octobe r. Music w it h Gary Vesey. Fancy Dress welco me. 8 pm






info@eastalgarvemag. com


961 700 200

Postal Address:

EN270, CXP797A, Fonte Bispo, Tavira 6




100% success guaranteed EMAIL:

TELEPHONE: 969 195 249


LEFT: Judge Arja Koskelo presents 'Ilheu Negro das Aguas Bravas' and handler Edgar Rojas from Canada. ABOVE: Enjoying Barril Beach. RIGHT: 'Tosta Mista Estrela do Mar' with owner and handler Neusa Toste.

First international Portuguese water dog congress

P Source: www.theportugalnews .com

edras d’El Rei and Barril Beach near Santa Luzia hosted the first international gathering of Portuguese Water Dogs including 200 delegates and their families from Portugal, USA, Germany, Scandinavia, United Kingdom and Canada. The Congress attracted some fifty dogs who loved the vast open beaches

and sea off Barril Beach. The dogs demonstrated rescuing a man from the sea, water trials and retrieval of items lost overboard. The placid tempered dogs were equally at home in the show ring where ‘Ilheu Negro das Aguas Bravas’, owned by Hubertus Kamp, won the Senior title. The Junior title went to nine month old

‘Tosta Mista Estrela do Mar’ owned by Neusa & Paulo Toste from Almádena near Lagos. A Cocktail Party & Official Dinner with live entertainment on the Saturday evening, together with a wide variety of seminars over the five days helped to make this an extremely successful event. Chris Wright

Unlucky Friday 13th for two fuel thieves in Tavira


he suspects, aged 26 and 48, were arrested after being spotted moving suspiciously around a property in Baleeira, Santiago-Tavira. Police believe they were in the midst of stealing diesel from farming machinery.

The officers’ “fast and efficient” intervention meant the individuals were stopped in their tracks, a GNR statement explained, adding that one of them was caught while attempting to extract diesel from a machine with a hosepipe and a canister.

The other suspect was waiting by the machinery to help his sidekick carry the stolen goods. Seven canisters were seized at the scene, along with 200 litres of diesel, the getaway vehicle, and €36,500 in €500 notes.

Where to pick up your copy of the East Algarve magazine As always, the East Algarve magazine can be picked up from advertisers for free; however, the magazine will also be available at the following locations for a only 1€ per copy. OlhÃo Quiosque do Mercado News Agent on the corner of the Market, Av 5 Outobro, 107, 8700 Olhao Santa Barbara Paulina’s Supermercado Santa Barbara de Nexe – 800 Faro Tel 289 999 145 SÃo BrÁs Newsagent next to SBA Computers. Casa Rui, Rua

Antonio Rosa Brito, no 36 Santa Catarina Quinta Fonte Do Bispo On the EN 270 near Santa Catarina, Tel 281 971 484 Fuseta Crispim Restaurant and Cubanito’s Bar (opposite the ferry boat station) Rua da Liberdade no 126 Fuseta, Tel 289 798 045

Moncarapacho The Newsagent Kiosk Tavira The Newsagent Kiosk Green shack next to the Câmara ConcEiÇÃo Tabacaria Nova Loja Rue 25 de Abril, Ed Casa Nova, Loja M 8800-061

Cabanas Papelaria Mares, Rua Da Fortaleza, 67, 8800-591 Cabanas Tel 281 370 220 Pedras Da Rainha Reception, Cabanas, 8800591, Tel 281 380 038 Altura Tabacaria Alagoa, Rua Da Alagoa – Rotunda 8950-411 Manta Rota Papelaria Marta, Manta

RotaTel 281 952 680 Monte Gordo Talisma Bar Pastelaria Vasco De Gama (in the main square in Monte Gordo, opposite the Casino) V.R.S. AntÓniO Papelarte Elisabete Drago S. Rodriques Noronha R. Min Duarte Pacheco, Lote 1 – Loja B Tel 281 544 614



Craving for Pork scratchings?

Healthy Snacks to curb your food cravings from Health expert Gareth Bullock

Bowen Technique



eeling peckish in between meals? Usually reach for a Snicker bar or a bag of crisps? Heres a few options to try that, God forbid, are good for you!! Roasted Chickpeas: There are as many ways to prepare roasted chickpeas as there are herbs and spices. Try making them with spices that you love from a favourite dish or cuisine, like curry powder for an Indian flavour or cumin and chilli powder to for a Mexican variation. The recipe is simple: toss a can of chickpeas with a bit of oil and your chosen spices, and bake your chickpeas at 400C until they're golden and crunchy. Salad In A Jar: Salads can be both nutritious and versatile, because they’re endlessly customisable, but they can be messy and difficult to transport.


Gareth Bullock BTA Advanced

Tm. 912540071

Everybody is better with Bowen


Also, mixing in your dressing in advance can make your greens soggy, but carrying it on the side can lead to a work bag full of Catalina. The solution? Salad in a jar! This was all over Pinterest a few months ago, and for good reason: by layering the salad ingredients, with dressing at the bottom and greens at the top, they all stay fresh until you dump them in a bowl. Hummus & Carrot Sticks: Hummus is made with chickpeas, which are full of protein and fibre and a good source of iron. Good thing it's also delicious. There are many ways to get hummus into your mouth, but we recommend freshly cut carrot sticks or bagged baby carrots—they've got a satisfying crunch and are a great way to get some vitamin A in your diet. If you're feeling adventurous, try making your own hummus at home.




Benamor Golf





We are here

Professional friendly service for both men and women, Cutting, colouring, perming and re-styling. CONCEIÇÃO DE TAVIRA, OPEN ALL YEAR ROUND TEL: 916 765 082

Gents Cut 9€, Ladies Cut & Blow Dry 18€. APPOINTMENT NOT ALWAYS NECESSARY 8

New to elle day spa,

BOTOX & FILLER Email us to sign up for Seminar held on 28th October @ 5pm Free raffle and consultation for all who attend.

» 20 mins foot & ankle massage €15

» 20 mins back neck & shoulder


Fresh Fruit: Fresh fruits are nature's first convenience food — bananas and oranges even come with their own biodegradable packaging. It's hard to mess up this one, but we recommend choosing fruits that are in season locally. That way your already healthy snack will also be cost conscious and at its peak of flavour and freshness. Green Smoothies: You can really customise a daily smoothie to fit whatever nutritional needs you to need to address. Add hemp seeds or ground flax for a dose of healthy omega fats. Get some potassium and fibre by throwing a banana into the blender. Add protein with a powder supplement or soy milk. Our favourite smoothie booster is a handful of healthy fresh greens, like spinach. It's a great way to get the benefits of these healthy vegetables. Oh She Glows has a selection of recipes for "green monster" smoothies that are so delicious that you'll never guess they're great for you. Kale Chips: Kale is having its moment in the nutritional sun right now. This hot leafy green has become increasingly popular not just for its great taste but also because of its abundance of fibre and iron, among other key nutrients. Kale's great in salads, but you can also make it into chips by baking it in the oven, adding your favourite seasonings to replicate the taste of your favourite fried snacks without all the fat and calories. We suggest tossing the shredded kale with apple cider vinegar and sea salt. Ants On A Log: Ants on a log — celery stalks filled with peanut butter and topped off with raisins — might remind you of snack time in kindergarten, but did you know that




celery is a source of potassium? The peanut butter gives you a kick of protein while the raisins throw some fibre into the mix. You can make this one a little more grown up by trying a different nut butter, like cashew, or by substituting dried cranberries for raisins. Personally, we think that the classic version is yummy, too. Veggies And Dip: Think of what you'd love to see on a crudite plate, and get it on the go. Broccoli, peppers, carrots, celery, and cauliflower are all great options for snacking. They take a while to eat so you won't rush past your full point, and munching on them throughout the day can help you reach your recommended servings of fruits and vegetables. Baba ganoush, made with eggplants, is a great dip option. Edamame: Steamed and salted edamame pods are to the Japanese what peanuts and popcorn are to North Americans — they're a standard bar snack across the Pacific. They're a lot healthier than our favourites, because edamame are fresh green soybeans, which means that they're full of protein. They're delicious with just a sprinkle of sea salt. Pumpkin Seeds: It's a shame that a pumpkin’s seeds usually get thrown away when we carve out our lanterns at Halloween, because they're very nutritious. Pumpkin seeds are full of antioxidants, and they're a great source of immune-boosting zinc. Like chickpeas, you can toss them with spices and a bit of oil and roast them, but they're also delicious raw. If you can find them, get your seeds unshelled to get your full boost of zinc. The shells are edible. Gareth Bullock


massage €20

» 20 mins scalp neck & shoulder massage €15 » Combine all 3 for only €30 » Plus Add aroma facial for additional €10

For any information please email us. Situated down the avenue from Tavira train station in the square.

Tel; 919 630 255




Health Fisioclube FUZETA

Holistic Therapy

Meditation Duarte Arrais from Fisioclube informs us about the benefits of meditation

› Osteopathy › Physiotherapy › Global Postural Re-education (RPG) › Nutritional Therapy › Iris Diagnosis › MicroKenesitherapie › Neuromuscular Balance › Auricular Therapy › Neural Therapy › Therapy Taping › Cupping Therapy › Quantum Therapy

Tel 962 777 701



n a modern world that values activity, achievements and results, it is perhaps surprising that more people are turning to meditation. For all the activity of modern society, many still feel a fundamental need for silence, inner peace, and a moment of reflection. Meditation can reduce stress and help us relax; but, it can also give us a lot more. These are some of the benefits that meditation can give us. Meditation helps to reduce stress by teaching us to switch off from the worries that can plague us through the day. Meditation is an opportunity to spend time by ourselves, without feeling at the beck and call of others. Numerous studies have shown that meditation has health benefits. This is not to say meditation guarantees you good health. But, there is a growing awareness of the link between our state of mind and physical health. Through meditation we gradually improve: • Powers of concentration. • Self-awareness and greater sense of clarity • Energy levels • Creativity It also eases many health issues, such as high blood pressure, depression, and anxiety. The benefits of meditation are real, but, it also requires perseverance. It is mistake to expect all these benefits in the first few attempts; the mind takes time to tame. Also, it is difficult to explain all the benefits of meditation, because it involves a state of consciousness that cannot be expressed by words. To appreciate the benefits of meditation it is essential to meditate. Alas, it is not sufficient to just read about it. Start meditating today! Our physical health depends largely on our emotional and spiritual state. At fisioclube hold guided group meditations every Monday and Friday.


Improve the appearance of sagging jowls Lift and firm facial contours

dona KAren CACI beauty salon· Faro Please phone Karen for more information Tel: 962 012 111

Licensed by Ordem dos Médicos, ERS, INAC, EASA, ARS

Feng Shui counselling with the

Amun oracle Bettina is an internationally known Swiss anthropologist and astrologer, a former Unesco women project director, a consultant and lecture to royalty, national museums and bwanks. Feng Shui counselling for your home, office, or with your architect. There are certain areas of your home that have the power to influence your life. With the concepts of yin and yang, chi energy, the eight directions and the five elements she will assist you in affecting changes to your living space that will influence your life to encourage health, wealth and happiness.

Sta. Barbara de Nexe, 8005-491 Faro GPS Co-ordinaes N-37.102282, W-7.963822

Bettina will be in the Algarve for consultations in November. To receive your info-pack contact:


Villas from: £140,000 Ι Apartments from: £95,000

DESIGNED FOR THE OVER 55’S Monte da Palhagueira offers 33 houses and apartments, exclusively designed for the over 55’s. Set within a traditional village development of 22 acres, just 20 minutes drive from Faro International Airport, the village nestles in the tranquil and picturesque hillside of Gorjões, Faro in the Algarve. EXCELLENT FACILITIES The village offers many unique features, including its own own Anglican Church, public restaurant, tennis court, two swimming pools and an ornamental lake, all set within traditional village surroundings, bounded by stone walled lanes and terracotta tiled buildings. COMPLETE PEACE OF MIND In addition, village properties all have access to British trained medical staff, on duty at all times, via an aid call system linked to the village nursing home. MAKE AN ENQUIRY For further information please contact Clive Roberts on ++351 289 990900 E-mail: Ι Web: Monte da Palhagueira Village, Gorjôes, 8005-488 Sta. Barbara de Nexe, Algarve, Portugal. Part of the Amesbury Abbey Group, Church Street, Amesbury, Wiltshire SP4 7EX



November."When the wine goes in, secrets come out"


ello dear readers. The first week of October marks the end of the grapes vintage. In Portugal, Spain, France and Italy it´s a party and a ritual that has existed since before Christ. Wine is made from the juice of fermented grapes. In the fermentation process, grape sugar is transformed into alcohol. With grapes, unlike other fruits, you don´t need to add sugar to the process and you will not get a sweet drink. All the sugar is transformed into alcohol. This is what makes wine so special. Lusitanian, the people who occupied much of Portugal before the Romans, elaborated beer and also wine. The wine was drunk only on special occasions with a table filled with food. My grandfather always told me: "If you want to know your neighbor give him food and wine at your table." With those words he was trying to tell me that

people show their good or bad soul with a little bit more alcohol in the brain, but the wine should be served with food. Yes dear readers, food enhances the qualities of wine. It´s a big mistake to drink wine without food. Mature Red wine goes with red meat and cheese. Mature White wine goes with white meat and fish. Green wine, white or red, goes with shellfish or fish. When a wine bottle is opened you must finish it. Never ask for a glass of wine, the bottle could be open for too long. Ask for a small size bottle. Mature Red wine, in particular a reserve wine, should be opened at least half an hour before being drunk, the contact with the air will awaken the wine fragrances. Portugal has some of the best demarcated wine areas in the world. Douro river (Oporto Licorous wine region) is the oldest one in the world, producing mature red, white and also Rosé wines (white and red

mixed). This is a full bodied wine with many fragrances, good to try when you are not a beginner. Minho region and the Spanish Galicia have a grape called "Alvarinho", with which they produce the 'green' wine. The white one served very cold is a favorite with women. Bairrada region in the center of Portugal next to the sea have a special soil, the rocks underground give a unique fragrance to the wine; it is also the region of Portuguese sparkling wine. Alentejo produces good mature red and white wine; it´s a very balanced wine the best for beginners. Algarve is also making wine nowadays. Land that produced figs and almonds is producing grapes. It is a young wine but very promising, try it !!! Saúde amigos vemo-nos em Novembro. Cheers dear friend see you in November. Ivo Machado Nobre


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sofas, sofabeds, dining tables and chairs, occasional furniture, beds, mattresses and bedroom furniture, garden and patio furniture, Outside storage and sheds! Call to reserve your order: Tel 00351 916 138 059 Visit our Warehouse: opposite Gran Plaza shopping, Tavira, Next Door to the Petrol Station Opening Hours: 10am til 5pm Monday to Friday, 10am til 1pm Saturday


Pink Flamin o mingo the 19th hole

Bar & Brasserie, Tavira

Enjoy the views of the river gilテバ & join us for:

cocktails ツキ champagne ツキ fine wines a full selection of international drinks golf on large screen Every Thursday night, live Blues, soul & rock 'n roll, Starts 9pm, with Andre, Richard and a medley of Elvis songs from RichArd junior. Every Friday, NANDO DIAZ Solo Guitarist & singer, Starts 9.30pm every saturday, don't miss the party night, HAPPY HOUR from 5PM, buy any two spirits and get one free!

in tavira town, located next to the tavira island ferry, open 5pm-2am (3am fridays & saturdays) tel ange: 933 150 044, rich: 961 700 200 email:

pink flamingo bar



Algarve Classic Festival

It is as much an exhibition of museum-quality vehicles as it is an exciting racing event and now after a two year absence, Historic Formula One returns.


ow in its 5th year the Algarve Classic Festival 2013 will be held on October 18-20 at the Autódromo Internacional do Algarve in Portimao, Portugal. Renamed in its fourth year, the Algarve Classic Festival is regarded by many as the finest historic motorsport event staged in the Iberian Peninsula. There are 14 races of various types of car that will take place over the


three days. Some thrilling heats to watch include: Historic Formula One, JD Classic Challenge, U2TC, Sir Sirling Moss Trophy, GT & Sport Car Cup, Pre-War Sport Cars, Formula Junior, IGD (Iberian Gentlemen Drivers) – Portimão Race, and the Campeonato Nacional de Clássicos 1300. Also expect to see the 1000km series. Portimão is one of only a handful of locations on this circuit of endurance races. Cars that compete

in this challenge include: Lola T70, Ferrari 512, Chevron B8, Chevron B16, BMW 2002, Ford Escort MK2, Alfa Romeo GTAm, Porsche 911, Shelby 350, Ferrari Daytona, Ford GT40, Pantera, Datsun 240Z Series 1. The Historic Formula One Championship, previously known as the Thoroughbred Grand Prix Championship, is a championship for Formula One cars from the 1960s, 1970s and 1980s which

is sanctioned by the FĂŠdĂŠration Internationale de l'Automobile, motor sport's world governing body. The championship was recognised by the FIA in 1994 as the only official FIA Historic Formula One Championship and its first season was in 1995 and now returns back to Portimao since 2011. The Sir Sterling Moss Trophy is set to be another exciting end to the 2013 schedule with the drivers coming from the Spa six hours meeting in

September. Currently the season has seen some close and exciting racing with cars reaching a lap speed of 90.83mph at Silverstone by Andrew Smith and Chris Ward in a Lister Costin, although the race victory went to Oliver Bryant and Grahame Bryant in their Lotus 15. The GT and Sports Car cup is a race series for genuine Pre-66 GT's and Pre-63 sports cars that were racing in the World Endurance Championship. Although on an invitation only basis,

the Gt and Sports Car Cup attracts entries from owners of some of the most glamorous and spectacular cars. Such as original Jaguar E-Type Lightweights, Ferrari 250 GT Berlinettas, Alfa Romeo Giulia TZ2s, competition AC Cobras and all three Morgan Plus 4 SLRs ever produced, to name but a few. Renowned for its extremely high driving standards on the track and very friendly atmosphere off the track, the GT and Sports Car Cup



now in its seventh season, only runs at prime historic race meetings across Europe organised on the most evocative circuits, these venues offering the perfect combination of historical context and modern facilities. In 2011, Motor Racing Legends launched an all-new race series featuring Groups 1 and 2, and Group A Touring Cars, such as raced in the British and European Touring Car Championships between 1972 and 1985. The interest in the series


was so great, that the eligibility was extended to include Touring Cars from 1966, bringing in Group 5 cars from this era. The HTCC (Historic Touring Car Challenge), as it is now known, exists thanks to the help and support of the premier classic car dealership, JD Classics. As with all Motor Racing Legends’ series, the races are for real race cars from the era, running to the correct period specification. The races are typically 40 minutes duration, for two drivers,

with compulsory pit stops. The Pre-War Sports cars race will be the only race of the season in 2013 it is a 45-minute, 2-driver race, for the most dramatic and entertaining sports cars from the pre-War era, such as 8-litre Bentleys, Type 35 Bugattis and Alfa 8C Monzas - along with a full array of pre-War models such as the Aston Martin Speed 15/98, Bentley 3-4 ½, Morgan Super Aero, BMW 328 Sport, MG K3 a Lagonda Le Mans and a Frazer Nash TT. And if last year’s race with less

than 4 second covering the top three is anything to go by, we will again enjoy some exciting racing from these truly classic cars. The U2TC (under 2 Litre Touring cars) is a series for pre-1966 under two litre Touring Cars that has gone from strength to strength in the last couple of years. It races at all the best meetings in Europe, enjoys a high standard of race preparation and high driving standards. It is another highly contested series of races over the weekend and brings

to us the cars many of us grew up with and even owned. Cars like the Lotus Cortina, Mini Cooper S, BMW 1800 Ti to name but a few. So should you want to relive your youth or even just enjoy some good old fashioned racing, then make sure you keep this weekend in October free, and come down to the Autódromo Internacional do Algarve in Portimao, Portugal. Please Note: • Paddock pass can only be acquired in conjunction with a valid ticket.

• Grandstand ticket gives access to all Other Stands. • Other Stands ticket does not grant admission to the Grandstand but will give free access to all other stands. • Children until 12 year old will have free access if accompanied by an adult with a valid ticket. • Physically handicapped persons will have access to the Grandstand at Other Stands ticket price (entitled to have an escort free of charge). • Tickets available at the Track shop or


sponsored by

Focus on

The Conservation lady


his month we are delighted to introduce to you; Leonor Estebau. Leonor has carried out meticulous restoration work around the beautiful historic town of Tavira. She kindly met with us to explain the interesting history behind the statues erected around the city as well as the magnificent main monument from the 1st world war in the centre of the town. Leonor, born in Lisbon had always had an interest in archaeology and went on to study at the Escola Superior De Conservacao E Deslauaro (University for Conservation) for 3 years. After finishing her course she completed her first restoration project “Ismael” a bronze sculpture which is placed outside the museum Do Chiapo in Lisbon. During this project she received help from the acclaimed Instituto Jose de


Figueiredo, one of the first conservationist groups in the Algarve. Leonor then travelled to work in the UK, and in 1995 Leonor earned a scholarship from the Portuguese foundation to work with the York Archaeological Trust – (The Viking Museum). She explained that she wanted to work the UK as they have a long history and tradition of restoration work in connection with the Viking and Anglo Saxon times specialising in leather and metals, and in particular objects which have been water damaged. In 1996 she travelled to Macau, southern China to learn more about restoration of ceramics and then returned to Lisbon to work for Centro National de Arqueologia Nautical e Subaquatica (The National Centre for Maritime and Under Water Archaeology) for the

Photos Richard Bassett



Expo 90 exhibition. In 1998 Leonor became a conservationist in Tavira working on the famous faces we see around the streets and charming gardens. Aos Mortos De Grande Guerra De Cidade De Tavira ...The War Memorial for the City of Tavira was erected on the 1st January 1918, to remember those from the city of Tavira who lost their lives in the Great War. The memorial is also commemorating the men and women who died in the service of their country in the fifty years of war between 1918 and 1968. The monument, surrounded by native plants and grass consists of a four-sided obelisk with a flame at the top. It is set upon a three step plinth. Each face of the obelisk has a bronze sword set into it and the circular compound is set into a mosaic showing a stylised sword. The original inscriptions are metal set into the marble plinths, with the addition of a cast bronze plate riveted on. To the north side are the dates of the 1st world war 1914 – 1918 and the east side has two inscriptions, the name of the monument and the Portuguese Coat of Arms, and a lower bronze plate commemorating all those who have lost their lives during the wars. The combination of stone, metal and bronze was fully restored in 2012 taking 6 weeks to complete. Leonor described the process as: due to age and weathering chlorides and rainwater create pits that become green, this needs to be removed carefully with copper oxides to bring the bronze back to life, without actually removing the bronze, then many protective layers and a stabilizer for the corrosion is applied which should ensure the piece is protected for a least 10 years

plus. The bust of Antonio Cabriera is located next to the band stand in the gardens. He was born in Tavira in 1868 and was an especially bright mathematician, astronomer and researched into history and other fields of science. Isidoro Manuel Pires 1894 – 1958 is on the other side of the band stand. Born in Tavira, he was a noted journalist, poet and founder of the People Algarve newspaper, he was vice mayor and became president from 1937 – 1939 and made many cultural initiatives including the creation of Banda Musical de Tavira (1925) and the construction of the Municipal Park. In Bishops square, The Bishop of the Algarve, Antonio Maria Marcelino Franco was born in Tavira and appointed Bishop in 1920 serving until his death in 1955, this statue was appointed in 1971 and fully renovated in 2012, the former Bishop is said to look down the street towards his former home, and is buried in the Main Chapel in Faro Cathedral. Augusto da Silva Carvalho sits in a pretty square outside the old Hospital (now an International school). Also born in Tavira in 1861 he was a doctor, teacher, hospital manager and historian. He studied medicine in Lisbon and later he published a many medical essays. As well as teaching medical history and representing medical science he was a member of the prestigious Sciences Academy of Lisbon in 1928. Leonor lives in Tavira and now works for the Camera (Council) on the many ongoing archaeological projects including the Islamic Exhibition where artefacts have been excavated from the city. Information about visiting these artefacts can be found at the local tourist office in



Property Market

shows signs of recovery

no thanks to banks Property expert Robert Bijker explains how banking issues simmer as property market brightens.






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ast year’s sense of panic has gone and the mood has lifted, however the property market is not out of the woods yet. Portugal struggles to get its expenditures under control and it is unlikely it will meet the targets set by the Troika. This is in large part due to the unwillingness to cut government expenditure. Like Greece, Portugal has a bloated civil service and according to some has a hidden unemployment of over 30%. It is an understatement to say that a new round of tax increases will not go down well with the Portuguese, many who are already struggling to make ends meet due to past austerity measures. Therefore additional cost savings will have to come from cuts in government spending. With the much anticipated reelection of Angela Merkel in Germany behind us, we can expect the same policies towards the troubled countries in the south of Europe to continue. The recapitalisation of banks – and introduction of a banking union at a later date – will be an urgent matter to address. Many banks are still undercapitalised which has been a drain on economic activity. Portuguese banks are also underfunded, even though some argue that they have adequate capital ratios. If they would have to mark to market their repossessed property portfolio, additional write offs are needed which would further weaken their balance sheet. In order to shrink their balance sheet, some banks now offer to waive the penalty on early repayment of mortgages. You may wonder what this has to do

Company AMI 7673 Office: Tel/Fax 281 952 820 Mobile: 00351 911 041 861/2

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Lawyer Purchase of Commercial and Residential Property • Mortgages on Property or Shares • Formation of Trust Companies • Banking & finance advice • Taxation Advice Development and Planning Law • Personal Injury • Contract Disputes • Powers of Attorney • Will and Probate • Debt Collecting and Process Service • Enforcement of Judgments • Maintenance Orders • Family Law and Divorce • Nationality and Residency Applications

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with the property market in Portugal. Well, everything and nothing. To start with the latter, the market is improving regardless of the drought in new mortgage initiation by banks. Property transaction volume has been steadily rising over the past 18 months. Investors buying up good properties at discounted prices never left town but they seem to be increasing in number during the past six months. That Portugal is an attractive place to live and invest we already know. This is again proven by the successful introduction of the Golden Visa, designed for individuals from outside of Europe who would like to become resident in Portugal. Only recently introduced, over 125 individuals have already bought a property under this regime (the condition is the purchase of a property with a minimum transaction value of Euro 500.000). However, the property market and the economy in general could have been in a much better shape if not for the weak balance sheets of the banks and their reluctance to speed up their recapitalization process. For instance, in the U.S.A. where the sub-prime mortgage crisis triggered the European debt crisis, they are already much more advanced in their

Casa Anibal R/C loja B, Estrada da Manta Rota 8900-038 Vila Nova de Cacela




Manta rota house €170.000

Ref: 1495 • Fantastic new instruction • Shared pool • Quality finishes • 2 Bed 2 bathroom • Air con throughout • Furnished and equipped • 5 Mins on foot beach and facilities

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recovery. This is to a large extent due to a quick recapitalization of banks early on. The resulting recovery in real estate could take place because of readily available finance and the low cost of borrowing money is partly passed on by banks to homebuyers in need of a finance. Unfortunately in Portugal borrowing costs have recorded an increase, despite record low interest rates. This is due to a higher spread (margin) over Euribor the banks are charging. Some banks charge as much as 4% and more, which can be seen as extortionate in light of pre-crisis spreads of between 0,4 to 0,9%. over Euribor. In other words, even though Euribor is at an all time low, the interest rate on a new mortgage today is higher than before the crisis started in 2008. There have been prolonged periods of low interest rates in the past if one looks at the past two centuries, some lasting more than 20 years. Homeowners with a mortgage initiated before the crisis have benefited from the drop in Euribor. On a loan of Euro 100.000 the average monthly payment has decreased by more than Euro 200 helping families to offset the increased cost of living resulting from government introduced austerity measures.

When the economic recovery in Europe picks up steam, interest rates can easily move back up as well as the monthly mortgage repayments. How different it is on the other side of the Atlantic Ocean. In America you can get a 10 year fix mortgage at 3,125% or a 30 year fixed rate at 3,75 - 4%, subject to status. If only this were available in Portugal it would make life much easier for both homeowners and those who are considering buying a property, as it would offer an opportunity to benefit from the current low interest rate environment and not having to worry about what the negative effect of increasing interest rates in the future may have on their disposable income. In Portugal over 95% of all residential mortgages are based on a floating rate (3 or 6 months Euribor). Changes in Euribor are passed on to the mortgagee. If I were a banker I would be worried. Robert Bijker, Director Land & Houses Algarve – Yellow Homes Rua Dr. José Pires Padinha 178 8800 - 354 Tavira Tel: 281 320 281, Fax: 281 321 901 (AMI – 6232)


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Pink Flamingo the 19th hole




Bar & Brasserie, Tavira


Pink Flamingo Bar & Brasserie, 164, Largo Dr JosÉ Pires Padhina, Tavira


MAIN OFFICE – E.N.125, Cevadeiras, 8900-024 Vila Nova de Cacela TEL: 281-951165 FAX: 281-951438

Swimming Pool Repairs  

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VILLA - PEDRAS DA RAINHA - CABANAS - Charming 1 bedroom villa w/ mezzannine, situated in an attractive tourist complex w/ s. pools, reception, restaurant etc, within walking distance to the centre of Cabanas. €115.000

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All Pool Problems Solved & Resolved.


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Cape cod Sofa

Boston Sofa

Kings Armchair

Queens Armchair

Provence Table

Whitewashed round table

Wicker Dining Chair


Provence Cabinet

Large range of candles

Diamond Bed

Caresse Pillow

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New Four Bedroom Villa with Pool & Garage €650,000

Beautifully Restored Two Bedroom Cottage - €199,000 Recently reduced. This beautifully restored cottage is situated in the scenic valley of Porto Carvalhoso, in between rolling hills and a river. The Cottage already has two large bedrooms and two bathrooms, but could be extended by additional two bedrooms. There is also room for a pool to the front of the cottage (subject to planning permission). The property is only 10 minutes away from Sao Bras de Alportel where you will find supermarkets, banks, schools and restaurants.


This new traditional style villa is in its final stages of completion, meaning you can have a say in the finishing touches. This villa is very impressive, with its luxury style and materials. Located in a very popular area, in a good sized plot. This is a fantastic price

Porto Carvalhoso Four Bedroom B&B, with Live in Accommodation & Pool – €580,000 This stunning five bedroom villa was built in 2008 and designed as a Guest House, with four rentable bedrooms, and owner accommodation. It sits within a large plot, giving it the feeling of quiet, calm, and privacy, yet it is only a five minute drive to the centre of Tavira. Thus making a fantastic location, for Guest House or Private villa.

Three and four bedroom villas urgently required




Property of the month

Renovated 4 bed Quinta with Garage, Pool & superb country & sea views

Property required Sรฃo Brรกs, Estoi, Moncarapacho, to Tavira area, please call or email. 26


RUSSELL & DECOZ REAL ESTATE Tel: 00351 289 792 785 Mobile 963 085 580 Email:

* Private borehole * 2 cisterns * water softener * solar panel * SATdish * woodburner * A/C * 9 x 4.5 pool, fenced with 2 entrance gates * Huge old, tiled 'eira' (threshing bed * Easy to maintain garden irrigation system * Lovely property * with superb views * New roof 2013. REF: 1415Q Price: Reduced to sell


AMI License nº 870 - Member of APEMIP nº 1178 Av. Maria Lizarda Palermo 43a, 8700 - 081 Moncarapacho, Algarve, Portugal


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Ana's Restaurant


Mini Preco




00 351 913 692 170 or UK 0161 298 4800

Mato Santo Espirito

Gran Plaza

Vila Nova de Cacela Caliço A L GARVE




Manta Rota Beach

5 famous golf courses only15 minutes away

Close to several riding schools



€35,000 24h Security, Daytime reception, Free internet access, Post service, Laundry, Petanque. Tavira, Vila Real & Spain: 11km, Faro airport 45 mins. Sea views, 5km from the coast.

Tel: (00351) 281 951 360 Tlm: (00351) 917 925 031


RESTAURANT, BAR & POOL GPS: N – 37º 11' 12" W – 007º 33' 00"

Tavira House & Home Due to a recent increase in sales we are currently seeking all types of properties for buyers actively looking to buy now

Reduced to €310,000 Well priced 3 bedroom villa with pool situated in a picturesque and private location with views over the surrounding hills and countryside and just 15 minutes from Tavira. Rua 1º de Maio 45, Tavira AMI Licence: 9218

Prices from €110,000 A selection of 2 bedroom apartments in a modern block in the heart of Cabanas within walking distance to restaurants, shops, the Ria Formosa and the spectacular Cabanas Island beach.

Office: (+351) 281 328 210 Sarah: (+351) 917 708 209






Specialities include


Fresh local seafood • Cataplanas • Special seafood rices • Fish noodles • Fresh grilled fish • Filet in Mirandesa style (considered the best meat in Portugal)• French veal steak • Duck breast in orange and honey

Mixed Grilled Fish €7.00 Chicken Piri Piri €7.50 Mixed Grilled meat €6.50


Rua da Liberdade n.º 126 Fuseta • OlhÃo • Algarve Telephone 289 798 045 Open for lunch & dinners Closed Weds

A Ver Tavira

Restaurant Piano bar

Calçada da Galeria, 13 8800-303 Tavira Algarve, Portugal Tel. 281 381 363

The Telegraph Trip advisor

Full menu available!

Full English breakfast €5.50 Sunday roast €7.95 · Golf and lunch €35. Friday fish, chips mushy peas €7.50.

GARY VESEY EVERY WEDNESDAY NIGHT! Halloween Party Wednesday 30th October.


to tavira ConCeiCao


Music with Gary Vesey. Fancy Dress welcome. 8pm

we are Here

Sky sports, sport tv, all irish sports

Follow the Signs

Car Park

Open Tuesdays to Sundays, closed Mondays. free wifi for customers email Tel 965 524 351

Pool open to the Public. Daily, weekly and annual membership available!


benamor Golf


to Cabanas

New Opening Times 12:00hrs to 02:00hrs Weekdays, 12:00hrs to 03:00hrs Weekends

Imported Gins, Rums and Beers Live music at weekends Weekly Quiz. Satelite Sports channels SKY, BT Sports, Benfica TV, Sport TV. Football: Premiership, European, Internationals. Formula 1> Golf > Major Rugby, Tennis & Cricket Tournaments. Dish of the Day Light Lunches and Snacks, Burgers, Paninis etc. R. Dr. Antテウnio Cabreira 20, Tavira. Tel: 00351 969545297

Restaurant & Tapas bar santa luzia


find us just off the roman bridge, under restaurant o pテ》io

A beautiful, Air conditioned restaurant, with tradition, art and culture.

LIVE Fado dinner, Every Thursday at 8pm

* Crepes & Waffles (All Homemade, Vegan and gluten free waffles available too) * Fruit smoothies * Ice creams * Also available: Nespresso coffee, hot chocolate, teas and savory crepes.

Menu includes; Octopus rice with prawns, Sea food, Tiger prawns, Tuna steaks, Salmon, New Zealand lamb chops, Spare ribs, and Steaks etc.

AVAILABLE FOR PRIVATE EVENTS Open 12:00-11:00pm Closed Tuesdays

Av. Eng. Duarte Pacheco No 8, 8800-545 Santa Luzia, Tavira, Algarve

Tel +351 281 328 527



Olive Tree Some trees are reportedly over 2000 years old! And the process for curing olives hasn’t changed in that time....


have often been asked about the olive tree and how do you harvest the fruit, can you just pick it and eat the fruit and how do you get olive oil. With these questions in mind and with the olive harvest approaching I thought it a good idea to try to answer these questions and explain a little more about this ancient tree. The olive tree is an evergreen tree or shrub native to the Mediterranean, Asia and Africa. It is short and squat, and rarely exceeds 8–15 metres (26–49 ft) in height. The silvery green leaves are oblong in shape, measuring 4–10 centimetres (1.6–3.9 in) long and 1–3 centimetres (0.39– 1.2 in) wide. The trunk is typically gnarled and twisted. The small white flowers, with ten-cleft calyx and corolla,


two stamens and bifid stigma, are borne generally on the last year's wood, in racemes springing from the axils of the leaves. The fruit is a small drupe 1–2.5 centimetres (0.39–0.98 in) long, thinner-fleshed and smaller in wild plants than in orchard cultivars. Olives are harvested in the green to purple stage. Canned black olives may contain chemicals (usually ferrous sulfate) that turn them black artificially. Olive trees are very hardy, drought-, disease- and fireresistant, and can live for a very long time. Its root system is very robust and capable of regenerating the tree even if the above-ground structure is destroyed. The older an olive tree is the broader and more gnarled its trunk appears. Many olive trees in the groves around


the Mediterranean are said to be several centuries old, and in some cases this has been verified scientifically. One such olive tree in Algarve, Portugal, is 2000 years old, according to radiocarbon dating, and others like an olive tree in west Athens, named "Plato's Olive Tree", was rumored to be a remnant of the grove within which Plato's Academy was situated, which would date it to approximately 2,400 years ago. The tree was a cavernous trunk from which a few branches were still sprouting in 1975, when a traffic accident caused a bus to fall on and uproot it. Since then the trunk is preserved and displayed in the nearby Agricultural University of Athens. And supposedly even older tree, called the "Peisistratos Tree", is located by the banks of the Cephisus River, in

the municipality of Agioi Anargyroi, and is said to be a remnant of an olive grove planted by Athenian tyrant Peisistratos in the 6th century BC. Olives are harvested in the autumn and winter. More specifically in the Northern hemisphere, green olives are picked at the end of September to about the middle of November. Blond olives are picked from the middle of October to the end of November and black olives are collected from the middle of November to the end of January or early February. In southern Europe, harvesting is done for several weeks in winter, but the time varies in each country, and with the season and the cultivar. Most olives today are harvested by shaking the boughs or the whole tree. Using olives found lying on the ground



can result in poor quality oil. Another method involves standing on a ladder and "milking" the olives into a sack tied around the harvester's waist. A third method uses a device called an oli-net that wraps around the tree trunk and opens to form an umbrella-like catcher from which workers collect the fruit. Another method uses an electric tool, called the oliviera, which has large tongs that spin around quickly, removing fruit from the tree. This method is used for olives used for oil. Table olive varieties are more difficult to harvest, as workers must take care not to damage the fruit; baskets that hang around the worker's neck are used. In some places in Italy and Greece, olives are harvested by hand because the terrain is too mountainous for machines. As a result, the fruit is not bruised, which leads to a superior finished product. The method also involves sawing off branches, which is healthy for future production. The amount of oil contained in the fruit differs greatly by cultivar; the pericarp is usually 60–70% oil. Typical yields are 1.5–2.2 kg (3.3–4.9 lb) of oil per tree per year. Olives are a naturally bitter fruit that is typically subjected to fermentation or cured with lye or brine to make it more palatable. Green olives and black olives are typically washed thoroughly in water to remove oleuropein, a bitter carbohydrate. Sometimes they are also soaked in a solution of food grade sodium hydroxide to accelerate the process. Green olives are allowed to ferment before being packed in a brine solution. American black ("California") olives are not fermented, which is why they taste milder than green olives. Freshly picked olive fruit is not palatable because it contains phenolic compounds and oleuropein, a glycoside which makes the fruit too bitter, although not unhealthy. (One exception is the Thassos olive, which


can be eaten fresh.) There are many ways of processing olives for eating. Traditional methods use the natural microflora on the fruit and procedures which select those flora’s that ferment the fruit. This fermentation leads to three important outcomes: the leaching out and breakdown of oleuropein and phenolic compounds; the creation of lactic acid, which is a natural preservative; and a complex of flavoursome fermentation products. The result is a product which will store with or without refrigeration. Fresh olives are often sold at markets. Olives can be used green, ripe green (a yellower shade of green, or green with hints of colour), through to full purple black ripeness. Olives should be selected for general good condition and for firmness if green. For fermentation, the olives are soaked in water to wash them, and then drained. One method uses a ratio of 7 liters (7 kg/15 lb) of room temperature water, plus 800 g (28 oz) of sea salt and 1 cup (300 g/11 oz) of white wine or cider vinegar. Each olive is slit deeply with a small knife; large fruit (e.g., 60 fruit per kg) should be slit in multiple places. The solution is added to a container of olives, and they are weighted down with an inert object, such as a plate, so they are fully immersed and lightly sealed in their container. The gases of fermentation should be able to escape. It is possible to use a plastic bag partially filled with water, and lay this over the top as a venting lid, which also provides a good seal. The exclusion of oxygen is helpful, but not as critical as when fermenting grapes to produce wine. After some weeks, the salinity drops from 10% to around 5 to 6%, once the water in the olives moves into solution and the salt moves into the olives. The olives are edible within 2 weeks to a month, but can be left to cure for up to three months. They can be

Words: Mark O'Shaughnessy

tasted at any time because the bitter compounds are not poisonous, and oleuropein is a useful antioxidant in the human diet. Curing can be done by several methods: lye-curing, saltcuring, brine-curing and fresh water-curing. Salt-curing (also known as dry-curing) involves packing the olives in plain salt for at least a month, which produces a salty and wrinkled olive. Brine-curing involves placing the olives in a salt water solution for a few days or more. Fresh-water curing involves soaking the olives in a succession of baths, of which the water is changed daily. Green olives are usually firmer than black olives. Olives can also be flavoured by soaking them in various

marinades, or removing the pit and stuffing them. Popular flavourings are herbs, spices, olive oil, feta, capsicum (pimento), chili, lemon zest, lemon juice, garlic cloves, wine, vinegar, juniper berries and anchovies. Sometimes, the olives are lightly cracked with a hammer or a stone to trigger fermentation. This method of curing adds a slightly bitter taste. I hope this article gives you a more informative aspect to the olive tree and a few ideas of how to make use of the fruits should be lucky enough to have these trees in your garden. Even if you only have a few trees or fruits it is an interesting process to get some olives for your own consumption, so why not give it a go.


BEm - V i n d o • W e l c o m e


EN 125, c.p. 126-E 8800-118 Luz de Tavira e-mail: Tel: 281 961 189 Find us on facebook at:

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To OlhĂŁo

To Moncarapacho

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To Tavira Look out for the Yellow flags


Expert financial advice By Gavin Scott, Senior Partner, Blevins Franks


Understanding Risk

ne of the greatest issues which investors face is understanding risk. They fail to consider all the various types of risk that could affect their capital and which can be planned for. Capital risk: The risk that prices will fall and your original investment will decline in value. Market risk: The possibility that market volatility will negatively effect your investments. Credit risk: The risk that a borrower (in the case of bonds) will default. Institutional risk: The risk that the financial institution managing your money, be it an investment house, insurance company or bank, will fail.


Currency risk: The possibility of loss by not considering your spending currency. Liquidity risk: The possibility that you may not be able to sell your assets when you need the money, or that you will have to sell in a depressed market. Inflation risk: The chance that your capital will decline in value as rising prices shrink the value of the currency it is invested in. The risk of doing nothing: Often, the greatest risk for investors is doing nothing. Leaving all your savings on deposit and withdrawing the interest as income, completely exposes the capital value to inflation. The purchasing power of your money will be

reduced over time. Many people only consider whether they will lose money through price declines. However you must also consider whether you will make ‘real’ returns above inflation. If not, you are effectively losing money. It has been very hard to achieve real returns with cash over recent years, and lower risk assets like government bonds do not offer much protection against inflation either. Milton Friedman, the celebrated economist, famously said “there is no such thing as a free lunch”. In other words, you cannot have rewards without risk. Another leading economist, Peter Bernstein, countered this with: “Diversification is the nearest an investor or business manager can ever come to a free lunch.” The central idea of asset allocation and diversification is that almost all types of investment risk can be mitigated if you choose not to expose all your capital to any individual situation. By including a variety of asset classes in your portfolio, the risk is likely to be much lower than if you put all your money in one type of investment. It is as much common sense as it is science. There is another risk to be considered. Tax risk: The possibility that you may be paying more tax than you need to because you are not using arrangements which are tax efficient in Portugal. In today’s world, with increasing automatic exchange of information, you also need to be sure that your tax planning arrangements are fully legitimate. For both your investment planning and tax planning you need to take personalised, professional advice from wealth management specialists in Portugal. To keep in touch with the latest developments in the offshore world, check out the latest news on our website

Expert currency advice Premier FX's Account Manager Mike Skinner keeps us up to date with the latest currency news.


ell, what a month we have had with UK£ and the Euro. From lows of 1.1579 to highs of 1.1970 and everything in between. The £ is riding high at the moment but a common question this month is will it go higher? Will it reach the magical 1.20 mark? Looking a little deeper into these questions you have to ask whether Sterling is strong or just the best of a bad bunch? There is no doubt that the recovery in the UK economy is fragile and any data that questions the extent of that recovery can have a dramatic effect on exchange rates. For example following the release of poor retail sales figures a few weeks ago the rate fell from 1.1950 to 1.1850. Some say that this is a sign that investors and financial markets remain cautious and are still of the view that the UK economy is by no means out of the woods yet. Others say that the UK is doing well and hold up falling unemployment figures as proof. Time will tell as further data is

Can an Fx broker help your business?

released showing a confirmed trend rather than isolated reports resulting in a knee jerk reaction. Comparing the UK economic recovery to that of the USA and the Eurozone you are left with an uncertain and volatile currency market. The generally held view is that the £/€ rate will fall further as we nearer the end of the year. Therefore if you need to transfer funds in the near future then speak to your Account Manager about how you can protect yourself against a falling exchange rate. There are various options depending on availability and access to funds. Likewise, it may be a good time to look at a fixed rate for regular payments/transfers for pension and investment income for a specified period. My previous articles have focussed on how foreign currency exchange (FX) brokers can help private individuals but there are ways in which we can help commercial and business Clients too. For example I work with local retailers on ways of reducing the

cost of sourcing goods and services outside the Eurozone. One area that has proved successful is payment of non-Euro invoices. As with Private Clients I can offer better exchange rates than the high street banks with no fees and charges. This translates into a typical saving of 4-5%. This may not sound much but this can make the difference between maintaining profitable margins in the face of tough competition. It is important for an Account Manager to understand your business and the best way we can tailor our tools and solutions to suit your specific needs. Perhaps a discussion or meeting may help? It certainly won’t cost anything but may save you €’s, £’s or $’s. (Or any other major traded currency!) The feedback to our new online system has been good, with trades being set up at all times of day! If you want to know more then check our website – Mike Skinner, Tel: 910 028 541


Expert financial advice Keep up to date with our Finance expert, chartered accountant Ricardo Chaves from Blue Ribbon Finance.


n October the 1st a new law came into force, enforcing the creation of new labour compensation funds, which will be used by companies as part of the dismissal compensation payment. Basically this new law wants to make companies save now, so that they can use these funds when they need to pay any compensations. That seems to be what led to the creation of two new funds required for business - the Labour Compensation Fund (FCT) and the Guarantee Fund for compensation of Work (FGCT) - entering into force as of 1st of October 2013. In practice all companies that from that date hire a new employee, will be required to deduct a percentage of the relevant salary to these two new funds (0.925% to the FCT and 0.075 % to the FGCT), with the aim of ensuring future partial payment of compensation in case of dismissal . Companies are thus forced to create a sort of emergency fund to be operated for the benefit of the worker only in the event of termination of employment (for termination of the contract , collective dismissal or termination of job for example).

New Labour Compensation Funds

However and to alleviate the financial burden of companies with these two new funds the Government also created the "Employment Incentive" (Incentivo Emprego) recruitment aid worth 1% of the monthly remuneration of the worker, for new contracts from October in 2013 . Know in detail the Compensation Fund and Labour Guarantee Fund Compensation Labour: Features common to the two funds : • Both funds are created to ensure the right of workers to receive up to half the amount of severance pay in case of termination of the contract; • The two funds are autonomous and run at the same time; • They have unlimited duration; • Companies are required to create these new funds, when signing a new contract with a employee; • Deliveries payable by both funds must be made 12 times per year, on a monthly basis. • Apply only to workers hired from 1st of October 2013; 1) Labour Compensation Fund - FCT In practice, this individual capitalization fund acts as a kind of savings business account in the event of having to dismiss an employee in the future. For this,

employers must deliver every month to FCT 0.925% of the base salary and seniority of the employee. The aim is to guarantee payment up to half the value of the compensation . With the adherence to the FCT is created a comprehensive account on behalf of the employer, with individual accounts for each employee. The balance of those accounts is "non-transferable or pledgeable". The FCT is managed by a separate entity within Social Security . 2) Equivalent Mechanism - law N. 70/2013 The equivalent mechanism is an alternative to ‘Labour 's Compensation Fund’, which must guarantee to the worker exactly the same guarantees as the FCT. Instead of the FCT the company may choose an Equivalent Mechanism , which may be a safe for example, contracted with entities under the supervision of the Bank of Portugal or the Insurance Institute of Portugal. By choosing an Equivalent Mechanism companies may try to obtain more favorable terms, such as monthly deliveries below the ones established for the FCT 0.925%. 3 ) Guarantee Fund for Compensation

Offering a friendly personalised service. If you have any questions or need a helping hand, come and and say hello. We are located only a few minutes walk from Vila Galé Hotel in Tavira & or Albufeira Marina.

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of Work - FGCT. It is a guarantee fund of a mutual nature, to which companies contribute 0.075 % of the salary of each new employee and to which the employee may request payment of a portion of compensation if the company fails to make payment (total or partial) due to financial difficulties or insolvency. Managed by a separate entity within Social Security, the FGCT is not used if the employer has already paid an amount equal or greater than the amount of compensation. Practical example: • A company decides to dismiss a worker hired after October 1 (except if it is an unfair dismissal) and requests the FCT repayment of the discounted amount on behalf of that person to date. • Then the company pays this value to the the worker fired, along with the remaining amount of compensation. • If this doesn’t happen, the employee may then trigger the FGCT to pay up to half the compensation he’s entitled to. • If the request for reimbursement to the FCT is fraudulent, or if the company receives the value and doesn’t give it to the employee within 90 days, the company is committing a very serious contravention and can be fined up to €61,200. • If the worker decides to leave the company, the balance of the fund related with this employee is returned to the company. If you have any questions about these or any other matters, please feel free to visit us for a friendly chat.

Gabigest Luís de Brito - Contabilidades, Lda.

English speaking accountants All your accountancy issues explained and translated. Professional & Friendly Service Luís Manuel Duarte de Brito Chartered Accountant Rua 1.˚ de Maio, n.˚45-1.˚ Esq. 8800-360, Tavira. Near VILA GALÈ TAVIRA HOTEL Tel 281 324 962 Fax 281 324 222


Eggspert cooking

Curiosa had the honor of Award winning Chef Dieter Koschina preforms a cooking demonstration on the Big Green Egg on Sunday, September 23rd.


hef Koschina is currently ranked 37th in the world. He has achieved a culinary first for Austria by propelling Vila Joya into The Worlds 50 best Restaurants list. Many said it was fascinating to watch the spectacular performance. One guest said, “What a treat it was to taste the delicious gourmet food, Especially after watching him prepare it right in front of our eyes. It was like sitting at the chef's table in Vila Joya. But, in actual fact we where in the shop Curiosa Indoor & Outdoor Furniture in Almancil.” Another guest said, “This was a phenomenal afternoon, which we shall cherish for a very long time…” Curiosa is the Distributor for the Big Green Egg in Portugal. Dieter says “the advantage cooking on the Big Green Egg is the way it enhances the flavors of the food; it´s like a taste explosion.” He also loves the way that you can control the temperature on the Egg. Which allows you to establish the perfect texture & taste. The Egg is referred to as the


ultimate cooking experience. It has many unique features such as, the ability to control the temperature… He regularly uses the EGG in the Vila Joya kitchen. Award winning Chef Dieter Koschina Savor Slow Food At The Best Portuguese Restaurant Two Michelin Star Chef for 13 years Ranked 45th in the "San Pellegrino World's 50 Best. Award winning Chef Dieter Koschina Ed Fisher, founder of the Egg says“ The Big Green Egg is today the worlds largest producer & international distributor of ceramic komodo-styled cooker. When you purchase an Egg rest assured that your investment is protected by a successful company with a reputation for manufacturing quality and world class customer service-providing EGG owners with the confidence that the company will stand by their best in class products for years to come. New owners are fast to discover whether they are grilling, smoking, baking or roasting, everything tastes better when cooked in the Big Green Egg.” Ed, is often asked about the origins of the

EGG & it all began with the discovery of fire. Early man learned the benefits of cooking meat over heat, and later cultures discovered that the results were even better when the fire & food were contained inside a dome shaped vessel. The Japanese adopted these clay cooking pots, called “Kamados” and today´s Big Green EGG is an improved evolution of these ancient cookers… By the way, if you have never been to Curiosa I would highly recommend you pop in to see the wide variety of products. Ranging from beds, linen, candles, garden furniture, parasols, shades, teak tables & cabinets, modern line, loads of decorative accessories. Also, please note the Lindy Velas showroom has now relocated to Curiosa. Curiosa is truly a treasure trust… If you would like more details about the amazing Big Green Egg contact Curiosa located on the EN 125 in Almancil, 1km pass the Sao Lourenco Church. Check their website or call 289391373.

Photos Birch Photography


SWIM-ARTE E.N. 125, Sitio de Sao Pedro 8800-407 Tavira Tel : 281 326 671 Fax: 281 324 618 Email We speak: English, German, Dutch and Portuguese

Swim-Arte is a swimming pool company with over 30 years of experience. • We are experts in pool renovations, pool building, pool covers, UV and salt systems, heatpumps, child safety fences, chemicals and anything else for your pool. • We are distributors for EUROPA Piscinas fibreglass swimming pools. • We service and do pool cleaning.

Protect-A-Child Pool Fencing is a strong,tight woven mesh fence which prevents tiny fingers or toes from climbing. The fence also conforms to any pool shape and is completely rustproof and maintenance free. life-time guarantee on the fibreglass posts. these pool fences are easily removable. Fencing around pools are soon to be a new regulation in Portugal. LUGARDE designs and creates wooden garden houses, log cabins, verandas and garages for extra storage in a wide variety of models and sizes. They offer plenty of space for customers to meet their own specific demands. LUGARDE creates high quality products at acceptable prices.

•Pool covers and pool enclosures. •Prefabricated swimming pools less expensive and fast building. •DLW delifol pool lining with a 10 year factory guarantee up to 12 coloUrs. •Whirlpools and SPAS. •WOOD LINE wooden pools in or above ground. •Filter installations and equipment.





All the latest local sports news from Chris Wright.

fter having played P.Ferreira and Sporting Lisbon at the Algarve Stadium, due to the poor state of the Olhanense pitch, fans were happy when President Isidoro Sousa gave assurances that the team would return to the José Arcanjo Stadium, Olhão for the game with Estoril at the end of September. But a week before kick-off a bombshell hit the supporters when Isidoro Sousa confirmed that all Olhanense's home games this season would have to be played at the Algarve Stadium. The shock announcement infuriated fans who consider the Jose Arcanjo Stadium, Olhão as the club’s spiritual home. It would appear that the new SAD (Limited Sports Club), when submitting registration documents to the league, stated that the Algarve Stadium would be the home ground. Whilst the President did not sign the documents he must ultimately take responsibility. The Professional Football League stated categorically that they would not allow Olhanense to return to their ‘home’ ground. A small group of disgruntled fans padlocked the club car park to stop officials leaving the Jose Arcanjo Stadium. Others decided to boycott the game with Estoril. There is no doubt that this story has many more twists and turns amidst rumours of a secret


agenda. There is every sympathy for the players who will miss the intimate atmosphere and support generated at the Jose Arcanjo Stadium. POINTS HARD TO COME BY There were two very creditable 1-1 draws away to Maritimo (Madeira) and Gil Vicente, but home defeats by Sporting Lisbon 0-2 and UEFA Europa League contenders Estoril 1-2, have left Olhanense struggling in the lower reaches of the Premiera Liga. There was a carnival atmosphere at the Algarve Stadium as thousands of Sporting fans helped swell the crowd to 10,148 - a record for an Olhanense home game. Manager Xavier is still moulding his side and the addition of centre-forward Dionisi, on loan from Italian side Livorno, and Senegal international centre-back Diakhite from Orlando City (USA) will give him more options. October sees the start of Olhanense’s cup campaigns with a two-legged tie against 2nd Division Covilha in the League Cup. The draw for the 3rd round of the Portugal Cup is yet to be made for ties to be played on the weekend of 19th/20th October. The following weekend Olhanense return to league action with a home game against newly promoted Arouca. ALGARVE TOURISM SPONSOR SHIRTS A shirt sponsorship deal has been

signed with the Algarve Tourist Board for €30,000. With at least ten games being shown live on Sport TV, throughout Portugal and abroad, it will give the region additional exposure and hopefully more visitors during the winter months. In addition Olhanense has launched its new website which is much more user friendly with all the latest news, fixtures, player profiles and information on the Algarve’s only Premier Liga club. Go to: www. - click on the photo at the bottom of the home page to view an interesting trailer of the history of SC Olhanense with some fascinating old film footage of Olhão. FANS TURN OUT TO SAY FAREWELL TO FRIENDS Fifty Portuguese and expat friends turned out for an emotional Farewell Dinner for Emily & Neil Richardson who took the reluctant decision to return to the UK after many years running their removal business in the Algarve. Emily and Neil, who lived in Butoque near Santo Estevão, became stalwart supporters of Olhanense some five years ago. Since then they have travelled all over Portugal and Madeira following the team. The surprise dinner at Restaurant Sérgio, Olhão was a celebration of the great times spent together. Central defender

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Second hand goods (L to R) Ferreira of 'Os Gorilas', Emily Richardson, Mauricio & Neil Richardson

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Mauricio accompanied by his wife and children were the surprise guests and Emily’s favourite player, Tavira born goalkeeper Bruno Verissimo (now at APOEL in Cyprus), sent a goodwill message. Earlier this year Emily received the coveted ‘Socio do Ano’ (Supporter of the Year) award at the club’s Annual Dinner. An engraved salver and cheque were presented to the couple. RONALDO MAKES A MINT A month after holidaying in the Algarve and having lunch with his family at Barreta Island (Ilha Deserta), Cristiano Ronaldo signed an extension to his contract at Real Madrid. His €18m a year, after tax, makes him the highest paid player in the world and equates to thirty-five euros a minute. So during a half-time interval of fifteen minutes he pockets €525 and to think that when I played I got a segment of orange…… if I was lucky! In addition Ronaldo will also receive fifty percent of his image rights. When Fulham’s Johnny Haynes became the first footballer to earn £100-per-week in 1961 there was outrage at the ridiculous wages. Ronaldo is now tied to Real Madrid until 2018 and earns twice as much

Old Wood store

as new boy Gareth Bale. BENFICA MANAGER IN TROUBLE Former SC Farense & Olhanense player and now Benfica manager Jorge Jesus took the law into his own hands after the 1-0 away win at V.Guimarães recently. A number of Benfica fans invaded the pitch after the final whistle and one was

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bundled to the ground by a police officer. Jesus took exception to the officer’s robust behaviour and ended up pushing and shoving several of the police until he too was led away. He was later arrested and questioned by police. Apart from criminal charges he could also receive a lengthy touchline ban.

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Sometimes these tips work! Given to me by Sir Henry Cotton. Keith Ashdown, Benamor professional. Learn to keep the right arm close to the body and to hit late. Practise with a hankerchief tucked under the right arm. It helps in getting the footwork to harmonize with the swing of the club. If your body unwind is too fast for your arms it helps to "rock on the feet" rather than lift up on the toes. You use the inside edges of the shoes. It makes the swing wider and slower, and stops swaying. Another good tip to help the head to stay down, make sure the head at address is tilted to the left, chin to right shoulder. Many good putters press with their right thumbnails into the putter grip. This can stop the right wrist from being too free, without the danger of gripping tightly and freezing the stroke, and makes for a more pushed putt.

Dig that thumbnail

To improve timing overlap two fingers of the right hand on the left. This is a good drill and can be used in actual play.

Pro stats


Name: Keith Ashdown Title: P.G.A. Resident professional Pro since: 1964 Born: Crowborough, Sussex, U.K. Tournament History: •Winner of more than 100 professional golf tournaments in Europe. •Represented G.B. and Ireland in the P.G.A. Cup against the U.S.A. •16 Hole in ones (4 on par 4’s) •Course record holder at Benamor, 65 (6 under par), although has scored 60 strokes on 3 occasions (Not counted as a course record as they were not scored in a professional competition) •European tour player member 1968 - 82 •European seniors tour player/member 2003;2004;2005

Two finger overlap


Opening Hours

Mon-Fri: 8am - 2.30pm - Sat:8am - 1pm

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Come and see us at Rua das Salinas N°.10 8800-337 Tavira Opposite the gas station, next to Hotel Vila Gale Tel: 962 982 666 or 281 094 107 Trade Enquiries Welcome email:

Professional Make-Up & Upholstery Service.

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Open: Mon - Fri 10am-5pm, Sat 10am - 1pm Email: Tel 911 514 607, 911 514 523


Free classifieds P RO P E RT Y Tavira centre. Cosy, furnished, one bedroom newly built house, large roof terrace. €300 monthly plus bills. 919623308 2 bed house with own pool & spacious outside area, 6 months Cabanas 350 euros plus bills.967534584 Nice rustic plot of land in Bordeira - Faro. 2.400m2 of area, water, electricity, good access. Ideal for a mobile home. Price: 25.000€ Tel: 912244516 2 Bed Apartment for long let, centre of Tavira very near to the roman bridge. Top floor, furnished, 1xbathroom, separate toilet w/basin & bidet, small living room and kitchen with american style bar. Sat TV, gas cooker and electric heating. €350pcm plus gas, electricity, water. email: or call 0041 44 940 11 52

19.45 & Thursdays 10.00 - 11.15 call 91 307 5555 NOVAVET Consultório Veterinário, Dra Sarah Langridge. 13a,Rua Antonio Pinheiro (near Porta Nova Hotel), TAVIRA. Open 1000-1200 mon-sat no appointment nec.or call 935581822/ Experienced Algarve Gardener (English) Olhao to Tavira areas, Garden maintenance & irrigation. Also designed landscape projects here. References available. Tel 912 540 071. Does your house need attention? Dutch man with a lot of experience in doing things in and around houses. Please contact 965 363 742, e-mail: EastAlgarve - Faro areas. Reference available.


AUDI A4 1998 137.000,1.6 4 DOORS,AC. GOOD CONDITION +351 920 039 460 Mamas papas cot 80€ 281951647

WA N T E D Rentals & property management. More properties required for rentals & cleaning ect.967534584. Quizmaster. Wanted in the Tavira area, Call 969545297 or email Sales person, Pro Active sales person wanted to sell magazine advertising space, must have own transport Tel 961 700 200. Property required for purchasing clients in the following areas; Moncarapacho, Taviora, Estoi and Sao Bras area for established real estate company Russell and Decoz, Lda. Telephone 289 792785 – email



No-Big-Deal Property managament and restyling homes for info email no-big-deal@ or call Tanja van der Ploeg 00351967545086 Man with Van, best rates available, contact mark on 967890058 for more info. Experienced cleaner available for office, bars or home service in Tavira area. Reliable, References available and excellent rates. please call Wilma 962604622 Swimming Pool Repairs, Fast friendly service. Tavira and surrounding areas. Electronic Water Leak Detection. e: info.; tel: 961898575 Carnedale Sausages, Pies, Bacon, Angus Beef etc 919915815 Experienced handyman/gardener Olhão area. 50€ day. 965 287 475 Handyman; hard working & good rates, painting, small or large construction, gardening, clear land Darren. 920 011 205 YOGA, Estrelas(Tavira) Mondays 18.30-

Certified Bob-Ross-Instructor gives 1 day oil-painting classes in Moncarapacho - 964 309 756 - more: algarve Mosaic workshop every Tuesday at the Casa do Povo in Sta. Catarina, info:www.

Jaguar Sovereign 1995, Very low mileage, PT reg, PX considered €4,000, metallic green, leather int, RHD, Tel 281 971 484


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Renault Clio III. PT reg. from 10/2007. 136000km. 1500cc. 68hp. Sold with MOT up to October 2014. Very economical. Great for business and personal use. Price: Eur. 6000 o.n.o. Contact:927617131

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Dino's - Cabanas Sunday 13th October;

A musical event with a difference

By request, Antonio will be here again. Four course lunch €12 per person.

Saturday 26th October:

Charity quiz for the childrens home €5 for meal, €5 for the charity.

Sunday roast: Three Courses, €10 per person. Fridays are home made pie day:

Steak & Kidney, Chicken & Mushroom, 8€ per person, Lunch or evening. For reservations call 912 827 058 46


October13 East Algarve Magazine  

The Best Guide to the Eastern Algarve, Covering Olhao, Tavira, Santa Luzia, Luz Tavira, Fuseta, Castro Marim, Cabanas, Monte Gordo, Vila Rea...