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the benefits of refinancing What does refinancing mean when it comes to your mortgage? It is the opportunity to see if you can free up some monthly cash flow, pay down debts with high interest rates and start or finish the home renovations that you have been planning for years. By exploring options with a certified mortgage broker, you are able to form a strategy to utilize your income better and learn how to achieve your other short and long-term financial goals—goals that you may not know you can achieve. “Our work is very rewarding when we see what we can do for people to help them out with their finances. They leave our office feeling free, relieved and excited,” says founder Marcel Brossart. Saving clients up to $600 in their monthly cash flow is just one of the examples of how Your Mortgage Link has helped restructure a mortgage and made a client very happy.

Flexible Mortgages, Flexible Schedules When dealing with Erin or Chelsey at Mortgage Link, you are with someone that can assist you right away, whether you need a house call at 8 p.m. on a Wednesday evening, a quick response to an email or some paperwork finished on a Sunday, the dedicated team take pride in making sure that their clients’ needs are getting met, and that they are getting the best rates available.

using your mortgage to invest and build wealth Pulling equity out of your home allows you to take advantage of opportunities to create wealth for you and your family. Use your existing equity to take action on investing in new construction, rental properties, commercial properties and business ventures. By working with Chelsey or Erin, you’ll receive advice on whether it is worth pulling out of your existing mortgage and pay the penalties.

If the timing is not right, they will also advise you to wait if it is best for you. They take pride in giving advice with integrity.

Extreme couponing for the good of Saskatoon Mortgage Link gives back to the city of Saskatoon. A devoted fan of extreme couponing, Chelsey, along with others in the city, started a couponing community to help support Kids First, Family Services Saskatoon. By using promotions from local retailers, they have been able to turn $300 into $2000 of retail product for baby formula, diapers, and other essential needs. Visit Mortgage Link’s facebook page to learn more about Kids First, and how you can get involved in extreme couponing for a great cause. Now is the time to take advantage of opportunities presented by alltime low market rates. Call 306-244HOME(4663) to learn more about how refinancing may create opportunities for you. FHS

testimonial “If you want to talk to someone who knows what they are doing you should talk to ChelseyLoehndorf. She has all the info you could ever want. She is also very friendly and easy to deal with. I personally recommend Chelsey and Mortgage Link to all my friends and family, she is great. Thanks again Chelsey! -Kyle N.

Brokerage License #315794 1134 - 8th Street East Saskatoon, SK S7H 0S4 p: 306.244.4663 e: cloehndorf@yourmortgagelink.ca www.yourmortgagelink.ca

• Finish Basement • Landscape • New Kitchen • Garage Addition • Pool • Purchase a new vehicle • Hot Tub • Additions/major renovation • Debt Consolidation • RRSP Contributions • Line of Credit • Purchase or Invest in a Business/Other • Investments • Equity take out to purchase vacation home • Equity Take out for rental property • Equity Take out to purchase home for child attending university

FineHomes Saskatoon Winter 2011  

Fine Homes Saskatoon Winter 2011

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