JOURNEY FINANCIAL GROUP
PLAN TO SUCCEED IT WAS IN THE UNLIKELIEST OF PLACES THAT JCU ECONOMICS GRADUATE RICK RAYMENT GOT HIS CAREER BREAK… “I was at football training and got chatting to a business development manager by the name of Rolando Taviani. Rolando was employed by Peter Caspani at the time, who was a general agent for Prudential, a global investment and insurance company,” Rick says. “I wound up working with Peter as an agent initially, establishing Rayment Financial Services in 1991, re-naming it Journey Financial Group in 2008 due to feedback from long-term clients and staff. “With five experienced advisors, an exceptional practice manager and excellent administration staff, it’s a relatively small business but one that prides itself on honesty and integrity. “Our passion is helping people achieve financial certainty, security and peace of mind.” The majority of Journey Financial Group clients are from Townsville, Ingham and Ayr and progress through three phases – wealth accumulation, pre-retirement and retirement. “We work with our clients to quantify where they are at and earmark areas for improvement using various investment options from simple savings plans to longer-term savings with superannuation,” Rick says. “We also look at the insurance side of things to ensure that, if something does go wrong, they are not going to be totally reliant on Centrelink and government hand-outs. “Journey Financial Group is not commission reliant and generally the initial consultation is at our cost so we can determine whether we are in a position to add real value.” Rick was born in Townsville but grew up in a coal-mining community in New South Wales. He loves being back in the sunshine, enjoying the North Queensland lifestyle. “My father reckons I’ve still got the first $2 I ever earned but that’s not true,” Rick says, although he admits to always having had business acumen. Since 1997, Journey Financial Group has been aligned with dealer group Financial Wisdom and Rick says career highlights have included winning their Queensland Practice of the Year award in 2005, 2011 and 2012, as well making the finals for National Practice of the Year in each of these years. “But the greatest thrill for me is having someone come and say ‘If it weren’t for you guys, we wouldn’t be where we are today’ and knowing they can retire comfortably having had a great time along the way,” he says. Journey Financial Group Pty Ltd (ABN 32 067 961 997) is an authorised representative of Financial Wisdom Limited AFSL No 231138. Call 1300 886 181 to make an appointment.
96 DUO INVESTOR’S GUIDE TO TOWNSVILLE
Published on May 31, 2013
Published on May 31, 2013
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