January 18, 2013 Page 39
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Charles Schwab, At Home in Southampton
harles Schwab has been in business for over 30 years, providing clients with sound investment advice and strategy, as well as using tools to help customers with managing their money. Schwab opened a new office in Southampton back in October, and the location has proved to be wildly successful. Michael Illari, independent branch leader and financial consultant, an analyst with years of experiences, mentions that “Folks in the Hamptons really like not having to travel 50 miles to the nearest office, so we’ve had tremendous success thus far. Being able to provide financial guidance and advice in communities that weren’t able to get access to it before is a good feeling, people are liking it.” Illari is a finance veteran, having spent time with TD Ameritrade before taking on a position with Charles Schwab last August. “People in Southampton, Great Neck, Manhattan, everyone has the same needs and special situations that we need to be aware of. A certain objective that we pay attention to.” The Southampton Charles Schwab, located at 16 Hill Street, has not only seen an influx of clients, but also people from the community stopping in to say hello. “It’s been really positive, everyone’s been very welcoming, very friendly,” Illari says. The arrival of a branch in Southampton stems from Schwab’s commitment to its clients. By providing access to the company’s financial acumen for those in the Hamptons, Illari and the others at the branch
can help clients get a better handle on their financial situation, whether through consultations or through educating the customer on what’s right for them. More recently, Charles Schwab has become a fullservice brokerage firm, which allows their agents to provide tailored services. “We’re not just dedicated to those with large amounts of money, we’re able to focus on anyone,” Illari says. “(This) has really helped our agents and our clients become more wellrounded in the financial field.” Charles Schwab, they take client interactions to a whole new level by really listening. Illari states “Listening to the customer, addressing their needs and wants, and working toward a realistic goal is important in building relations with a community.” “We tailor our guidance to the individual client and work with them to get the most out of our relationship,” Illari says. “When a client walks in, we sit down and chat about their financial situation and what they can honestly expect out of our relationship. It’s as simple as that.” When asked if he could give potential customers any advice regarding their financial situation, Illari suggests, “Understand your needs. That’s our primary goal at Charles Schwab. What’s your risk tolerance? What’s your time frame? These are questions to ask yourself before coming in to discuss your financial future with our company. There are a number of different services we provide our clients. The client always needs to approve the transactions, so it’s a little different than most financial services.”
By robert ottone
Michael Illari in his Southampton office
Illari and his staff also work to construct portfolios so the client can manage their financial situation on their own. Educating people on how to run their finances is so important these days, with the harsh economic climate. Check out their free, biweekly seminars in Southampton. The next one is titled “Bond Market Snapshot with Kathy Jones” and is scheduled for Thursday, January 24 at 6 p.m. You can register online and check out all of their upcoming seminars at schwaub/southampton.com. Charles Schwab, a company in business for decades, is one of the most trusted financial groups in operation today. Charles Schwab’s Southampton office is located at 16 Hill Street. Open 8 a.m.–5 p.m., Mon.–Fri. www. schwab/southampton.com, 845-519-1020
A Clean Home Starts with a Clean Dog
n today’s society, dogs have graduated from family pet to family member. We often treat them like our children, except they don’t talk back and they actually appreciate everything we do. Just walk through the front door after a long day at work—what a welcome! Making a dog such an integral part of your family can be one of life’s greatest pleasures, but some adjustments must be made in order for everyone, especially your dog, to be safe, satisfied and serene. No matter how much we love our pampered pooches, it’s important to remember that dogs are animals and will bring unwanted dirt and parasites into your home. This is particularly true during wet weather or if a dog’s hair is long and unkempt. As dogs walk through the yard, they can easily pick up fleas and ticks and nematodes such as hookworms and roundworms. The larvae of these harmful parasites simply hang out in the grass waiting to hitch a ride on an unsuspecting canine host, and many of these organisms can be passed on to humans. To keep your home safe from these tiny terrors, make sure to wash your dog regularly and maintain an overall level of hygiene and cleanliness. Despite what some people say, in most cases, you cannot “overwash” your dog, as long as you avoid abrasive flea-dip style shampoos. Baths keep dogs happy and healthy and in turn protect the home. Just look how proud your dog is showing off her clean coat after you’ve finished. That alone is worth the trouble. (A few dogs, such as Tibetan terriers, have waterrepellent hair and should not be washed too often,
so find out about your particular breed.) If you don’t have time for a bath on muddy days, give your dog a foot soak before they roam freely around the house. Try a Clean Paws, a paw-soaking cup that allows for quick cleaning without the fuss. Inside the house, it’s never a bad idea to use
Photo by Colleen Peterson
By colleen peterson
Lucy relaxing on her papasan chair
washable dog beds with removable cushion inserts. Zip inserts into dust-mite pillow covers to keep unwanted mites and odors out, while also protecting difficult-to-wash cushions from any accidents. These covers, which are made for regular bed pillows, can be purchased in the bedding section of department stores such as K-Mart, Target and Walmart. Different dogs prefer different types of bedding. For instance, Chihuahuas and Dachshunds are burrowing breeds and are happiest in some kind of pocket, rather than simply sitting on top of a cushion. Fortunately, one can be creative while accommodating your favorite pet with the right bed.
There are many fun options available. Try putting the pillow or cushion in a large, shallow basket and then throw a blanket on top—your dog won’t be able to resist climbing inside! Even a dog crate or cage can become a welcoming hideaway with a cushion inside and a large blanket draped over the outside, creating a cave-like atmosphere. Try your local CVS or other chain drug store to find fleece throws in a wide array of fun patterns. These are incredibly useful as dog blankets and furniture covers. If your dog is lucky enough to share the couch with you, the fleece blankets also work well to protect the upholstery. At $2.50–$4.50, they are practical and hold up through many washings. Not feeling creative? Visit your local pet shop or go online to sites like Amazon.com or Dog.com, which have a large variety of excellent and easy-to-clean dog beds. Try a Tupperware-style bed by companies like Perla or U-Design, which is a very innovative modular dog bed system. They’re built out of the same material as a sturdy Rubbermaid container, making them very easy-to-clean, and can be stuffed and covered with sheets, pillows and cushions. Finally, vacuum to rid your home of excess dander and hair. Dyson makes some excellent vacuums with heads specially made for cleaning up pet hair. The company even has a nozzle for grooming dogs’ hair, useful for most breeds. You can’t go wrong. Colleen Peterson is Red Cross–certified in canine first aid and CPR. She is the owner and operator of Petite Dog Care in Water Mill, a home-based dog care business for small breeds. 631-726-0183, firstname.lastname@example.org