It is very easy to apply for virtual credit card. You can apply online. Simply click on sign up button, fill up form and you can pay by some payment method like, e-bullion, e-gold, money order, bank wire transfer.
Many prepaid credit card have age restriction. But some of these will ask parent to activate it and get their permission. Legally in order to get prepaid credit card you must be 18, if under 18 you cannot legally enter into a contract.
For more information on