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Harp Program | Get a Harp Loan under the Home Affordable Refinance Program The Home Affordable Refinance Program (HARP Program)

So you are a home owner who experiences difficulties to pay your monthly mortgage payments? If you are current on your mortgage payments but haven’t been able to get a traditional mortgage refinancing because the value of your home decreased, you may be eligible to get a Harp loan refinance through Obama’s Home Affordable Refinance Program (HARP). The purpose of Harp is to help struggling homeowners to get a new mortgage with more affordable monthly payments. More Info on Harp Mortgage Refinance These are the Requirements of the Home Affordable Program (H.A.R.P.) Eligibility for the Harp Program You may be eligible for HARP if you meet all these criteria:     

The mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae. The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009. The mortgage cannot have been refinanced under HARP previously unless it is a Fannie Mae loan that was refinanced under HARP from March-May, 2009. The current loan-to-value (LTV) ratio must be greater than 80%. The borrower must be current on the mortgage at the time of the refinance, with a good payment history in the past 12 months.

*We provide these Eligibility criteria for reference only. Contact your mortgage provider to see if there are any new requirements to be eligible for the Home Affordable Refinance Program.

Get My FREE Report On the HARP Program and Discover How to get a Harp Loan with the help of the government!

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Harp Program: Get a Harp loan refinance from the government