KENT COUNTY/DOVER, DE
HOME & LIFESTYLE GUIDE Volume 24, Issue 6
A True Waterfront Masterpiece on Moore’s Lake! See Page 5 for more details
RealEstateBook.com TO ADVERTISE, CONTACT: Brian O’Rourke 302-750-2380 email@example.com
Contact: Ilana Smith Cell: 302-249-7991 firstname.lastname@example.org Bryan Realty Group Office: 302-734-4414
EXTENDED RATE LOCK
Worried about rising interest rates? We have the solution. And that solution is the Embrace Home Loans Extended Rate Lock program. It guarantees that you can lock your rate for up to 270 days (9 months), letting you shop with confidence and ease while construction is completed or until you find your dream home. Call today for more details on this program. Not a commitment to lend. Conditions and fees apply. Embrace Home Loans reserves the right to cancel this offer at any time. Interest rates are determined on the day you lock your rate. If published rates fall below your locked rate, Embrace Home Loans will allow a one-time offer to re-lock your rate at the lower rate.
Loan Officer | NMLS ID # 460066 ph: 800.333.3004 x3312 | c: 302.222.6757 20 E Division St, Dover, DE 19901 email@example.com rcarter.embracehomeloans.com ®
Embrace Home Loans, Inc. NMLS ID # 2184; 25 Enterprise Center, Middletown, RI 02842, Phone 800.333.3004, www.nmlsconsumeraccess.org. Licensed by the Delaware State Bank Commissioner, License #7317.
LI ST IN G
302-632-8729 Cell firstname.lastname@example.org PACKAGE DEAL! Large 2-story home on half an acre, plus 5.5 acre income producing property with tenant. 2story home has 4 BR, 2 full baths. 5.5 acre lot next door includes single-wide trailer w/ separate utilities (rented), & 2-car detached garage. Approx 6 acres together for $350,000 Call Kimberly today. MLS# DEKT248842 & DEKT248838 Text RBGRRVD to 52187
Stephanie DePaolantonio REALTOR®
302-234-1888 - Ofﬁce
29994 Hillcrest Drive, Millsboro, DE 19966 SOLD!
211 Nile Street, Felton, DE 19943 SOLD!
Stephanie DePaolantonio is ready to help you! Across Delaware, property owners trust Stephanie to handle their Real Estate in today’s dynamic market.
For ALL Your Buying and Selling Needs, Contact Stephanie DePaolantonio: 484-677-9053
There’s never been a better time to sell! ARE YOU LOOKING TO SELL YOUR HOME IN THIS MARKET?
Take advantage of historically-low interest rates and high demand to sell your home for top dollar. Trust a professional agent found in The Real Estate Book to provide expert services for navigating the home-selling process. Avoid the hassle and get your home sold for the highest value.
C: 302-249-7991 • Smithsellsdel@gmail.com #sellerorbuyerIlanasforhire
Specializing in Kent and Sussex Counties. E
ON MOORE’S LAKE. A Complete Renovation has transformed this home into a True Masterpiece from top to bottom! Stunning water views from every room. Brazilian Cherry hardwood flooring; Gourmet Kitchen featuring wall ovens, island w/ gas cooktop, warming drawer, quartz counters & dumbwaiter. Beautiful Master Suite with radiant floor heat, fireplace, & luxury bath. 4 BR, 2.2 Baths, multiple decks, private floating dock, wine cellar, and much more. Waterfront Retreat in the C. R. School District is a must see! $635,000 Contact Ilana today 302-249-7991.
DOES YOUR HOMEOWNER’S INSURANCE POLICY COVER YOU FROM FLOOD DAMAGE?
Call Blue Hen Insurance today for all your insurance needs.
FOUR REASONS YOU SHOULD GET A
MORTGAGE PRE-APPROVAL If you’re just starting out with the home-buying process, you may want to get a mortgage pre-approval. This is a statement from a lender that informs you of a certain amount you are qualified to borrow, as well as a specific pre-approved interest rate. Not only will this help you, but to sellers and agents as well. Here are four real reasons why you should get a mortgage pre-approval before you start your home search.
Understand Your Realistic Budget. Arguably
the most important factor when buying a home will be the cost. It is important to know not only the cost of a home, but the cost of agent fees, repairs, inspections and more. With a mortgage pre-approval, you can set educated limits and budgets to be sure that any home you may be interested in will be one you can afford.
Become a More Attractive Buyer. For sellers, especially in a sellers market, finding a buyer with a mortgage pre-approval is an advantage. Buyers with pre-approvals are at a lower risk of falling through on the purchase due to lack of financing. If you put an offer in on a home with a pre-approval, and another buyer without preapproval also puts in an offer, you will be more likely to be approved and move forward through this part of the process.
Find Room to Negotiate. Because a pre-
approval makes you more attractive to sellers, you may also be awarded some flexibility in terms of negotiations. When a seller is sure a buyer has been qualified for the cost of their offer, they may be more likely to make financial compromises, such as closing costs, repairs and improvements, if it means the sale is guaranteed.
Speed Up the Closing Process. During the process of closing, mortgage approval plays a part in time delays. With a mortgage pre-approval already done and financing secured, you are able to jump into the following steps, such as appraisal and inspections. If a seller wants to close quickly, something almost every buyer can hope for, having your finances pre-approved will be beneficial to both parties involved. Research lenders you’d like to work with. Compare rates and terms to determine which lender is right for you and will help you find the right home. Avoid any major financial changes, such as opening a new credit card or applying for another loan, between applying and receiving your preapproval. Don’t rely on the number you receive, as it is only an estimate. Be conscientious and talk to your real estate agent and financial advisors for further advice, information and guidance throughout this process. Reprinted with permission from RISMedia. ©2021. All rights reserved.
Trust in Print.
Print is still the most trusted form of advertising. Give your listings the trust they deserve through The Real Estate Book.
Corporate NMLS 5645
WAYS TO MA KE A R OOM LOOK B IGGER Maybe you rent a small apartment in the city. Or maybe your forever home features smaller rooms. Instead of spending more money on a larger space or knocking down a wall, you can make a room feel larger with a mix of design and creativity. Maximize every inch of your space with these beginner and budget-friendly decorating tips.
UTILIZE BUILT-IN STORAGE Built-in bookshelves or cabinets allow for maximum storage space and minimal clutter. If your home doesn’t already have this, you can build it yourself. Or, utilize furniture with hidden storage, such as ottomans, benches and coffee tables to help clear up clutter and add more space.
PUT UP MIRRORS Similar to windows, mirrors give the illusion of a larger space. Hanging a few, or even one, on your wall essentially doubles the space of the room in the reflection, adding dimension and depth. If your room has limited light, hang the mirror across from the window, projecting more natural light throughout the space from a new angle.
CHOOSE THE RIGHT RUG
Instead of mounting your curtain rods just above the top of your windows, move up about five to six inches higher. This will create length to the wall, giving off the impression that the ceiling is higher than it actually is. Be sure to use curtains that reach the floor to highlight this illusion.
Rugs provide not only comfort, but design and style, to a room. Size your rugs to each respective room to optimize the space. To create depth in a room, go for one large rug, leaving about six to 12 inches of space from the wall. For a room heavy in furniture, such as a bedroom or living room, utilizing smaller rugs to break up the space, creating separate sections and areas.
BRING IN THE LIGHT
PAINT WITH LIGHT COLORS
Darkness can be univiting and create the sense of a small space. In regards to your curtains, letting in a lot of natural light is a great way to make a room feel larger. Use sheer panels instead of opaque or light blocking curtains. Choosing warming LED light bulbs for lamps and overhead lighting create the look of natural and comfortable light without being too bright or too dark.
The color of a room plays a large part in the illusion of size. When rooms are painted with darker colors, or even a patterned wallpaper, it can feel overwhelming and give off the feel of a smaller space. To maximize the size, painting with lighter colors, like white, grey, light blue, beige projects a spacious feel. To bring in some color, play with an accent wall, throw pillows and blankets and artwork without losing depth.
HANG CURTAINS HIGH
Reprinted with permission from RISMedia. ©2021. All rights reserved.
Saturday & Sunday from 12-4 488 Plantation Drive, Felton, DE
QUICK DELIVERY HOMES!
PLYMOUTH PLACE | $280,415
PLYMOUTH PLACE | $272,800
• 3 Bedrooms, 2 Baths • Granite Countertops • Stainless Steel Appliances • Custom Cabinets • Conditioned Crawlspace
• 3 Bedrooms, 2 Baths • Granite Countertops • Stainless Steel Appliances • Custom Cabinets • Conditioned Crawlspace
OVER 80+ LAND/HOME PACKAGES IN/OUT OF COMMUNITIES STARTING MID $200’S 302.284.3041
Residential Producing Branch Manager
NMLS ID 763357 Licensed in DE, MD, and VA
First Home Bank offers mortgage programs designed to serve the needs of today's first time home buyers. USDA, FHA & VA financing is available!! 100% Financing Available 800 Walker Road, Unit B Dover, DE 19904 Fax: 302-469-2842 NMLS# 806183
Shawna Kirlin 302.399.0155
ZAP THE CODE
MILLSBORO! Welcome to Oak Orchard, where your vacation home awaits!! Bring your hammer and imagination as you soothe this gently used cottage back to life! This home features 2nd story water views, a double lot, public utilities and the opportunity to snag a new project at an affordable price! The Indian River Bay is only steps away as well as the marina, restaurants and more! $185,000 Call Shawna today. MLS:DESU181874 Text RBGPZYQ to 52187 Serving Markets with consistency and integrity since 2014
302-667-0020 Office 1671 S. State St, Dover, DE 19901
Hoong Chow, REALTOR® Call/Text: 302-233-2472 email@example.com
17.9 ACRES! Wonderful development opportunity within the city limits of Harrington. 17.9 acres of cleared land w/ house & sheds. Currently zoned Traditional Neighborhood Development (TND), which permits eight units per acre and requires a mix of uses including single lots, townhouses, duplexes, apartments as well as neighborhood commercial uses. Public utilities are available. $795,000 Text RBGHJXF to 52187
QUAILS NEST! Beautiful 4-BR, 2.5-BA Contemporary Colonial on a wonderful half acre lot. Dramatic 2-story foyer, wonderful floor plan with 3,480 sq.ft. of living space. 2-car side-entry garage. $469,000 Text RBGPJDW to 52187
Ed Rexroth, Jr.
Branch Manager | NMLS ID # 852450
ph: 800.333.3004 x3266 | c: 302.943.9922 20 E Division St, Dover, DE 19901 firstname.lastname@example.org embracehomeloans.com/edward-rexrothjr
Embrace Home Loans, Inc. NMLS ID # 2184 Licensed by the Delaware State Bank Commissioner, License # 7317
WIN MORE LISTINGS. ARE YOU WINNING LISTINGS IN THE CURRENT MARKET?
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7344 Dupont Hwy, Suite 4, Felton, DE 19943
EASY WAYS TO SPRUCE UP YOUR HOME’S EXTERIOR
Whether you’re selling your home or just looking to make some simple updates, curb appeal matters. Thankfully, updating your home’s exterior doesn’t have to be expensive or time consuming. From following a smart maintenance routine to adding a splash of personality, you can spruce up your home’s exterior in no time.
MAINTAIN YOUR LAWN Your front lawn is a focal point to your home, making it one of the most important spaces to maintain for your home. If your grass is overgrown or your trees and shrubs are dead, a first impression of your home may not be a good one. Mow your lawn, trim your trees and bushes, rake or blow leaves out of your yard and remember to sweep any walkway, porch or front steps you may have leading to your front door.
ADD FLOWER POTS AND WINDOW BOXES In addition to a clean lawn, florals play an important role in the look of your home’s exterior. Maybe you don’t have the best luck with gardens, or there just isn’t enough space. Adding flower pots to your steps or porch is a great way to add a pop of color to your doorstep. Window boxes are another great option if you don’t have space for a garden or potted plants. Even hanging plants in your exterior entryway will liven up the look.
the aesthetic you want to present when choosing this color. If you are part of an HOA, be sure to refer to the regulations and guidelines.
CLEAN YOUR WINDOWS Of course, this is something every homeowner should do when maintaining their home. However, the outside of the windows are often overlooked. Cleaning the outside of your windows will not only boost the curb appeal from outside, but allow brighter, natural light to enter the interior of your home, which is great for daily life as well as showing your home for sale. Use a microfiber towel with dish soap and water for the best and clearest results.
ADD A SEATING AREA Whether your porch or yard is large or small, having a small space where people can relax and enjoy the outdoors is an easy and cost-effective way to heighten curb appeal. Chairs, benches and even a small table add an inviting touch to your home. Be smart when choosing your outdoor furniture regarding size, color and plans for placement and spacing.
PAINT YOUR FRONT DOOR Florals don’t have to be the only pop of color you add to your home’s exterior. Painting your front door in a bright, vivid color is a great and modern way to spruce up your home. Consider the color of your home and
Boosting your curb appeal doesn’t have to be hard or costly. A little bit of time, care and minimal spending is all it takes to take your home’s exterior from drab and dreary to bright and lovely.
“I am only somewhat familiar with Delaware and the Dover area, so having Carla as my realtor was invaluable. Carla knew about real estate in the state and helped me find a home in a community that fits my needs and lifestyle. Her familiarity with the area helped me understand where the best homes for my interests and needs were located. She showed me homes that met my physical specifications, i.e. rancher, two baths, etc., but also showed me homes in active adult communities. It was a pleasure to work with her.” -- Lyds “Carla was wonderful to work with. We felt confident and secure in her care. Carla took the time to know us and become a part of our little family for a while. She is kind, genuine, generous, calm, and sophisticated. As moving can be a stressful event, Carla was extremely helpful and always checked in to make sure that we were doing well. If you are selling or looking for a home, Carla should be your very first contact.” -- MMB “With Carla’s help, we found the house we wanted within days. She was attentive and responded immediately to phone calls and emails and was flexible with her availability. She was patient with us, getting all our questions answered. She effectively helped us to negotiate very reasonable terms for settlement. Carla is gracious, pleasant, knowledgeable, and professional.” -- Kathy
Carla M. Wilson REALTOR, PSA
9 E Loockerman St, Suite 201 Dover DE 19901
302.382.3484 cell 302.677.1325 direct DoverAreaRealEstate.com
Each office independently owned and operated
David and Rosalia Martinez
FAIRFIELD FARMS, DOVER! Beautiful 4-BR, 2.5-BA colonial home. Hardwood floors, spacious LR, formal DR, and FamRm w/ fireplace & built-ins. Spacious eat-in kitchen, sun room & 2-tiered deck. Caesar Rodney Schools. $350,000 Call Team Martinez MLS DEKT248300 Text RBGPZFF to 52187 for more info.
BICENTENNIAL VILLAGE! Lovely 4-BR, 2.5-BA home has been freshly painted, new flooring, a fenced yard. Convenient location is not far from DAFB. Updated kitchen w/ nook. 2 living spaces; Fireplace and screened porch. $310,000 Call Team Martinez MLS DEKT248346 Text RBGQFZC to 52187 for more info.
40 MAPLEDALE ROAD, Dover. MLS DEKT233614 Large 4-BR, 2.5-BA home with a golf course view in The Retreat. A diamond in the rough with enormous potential. FamRm w/ gas firepl is open to the large kitchen with island & breakfast nook. $239,900 Text RBGBKKX to 52187 for more info.
WINDING RIDGE, DOVER DEKT247658 It's bigger on the inside. A wonderful Cape Cod that under sells and over delivers by keeping a modest curb presence with a huge interior space! 5 BRs and 3 full baths. Check out the Virtual Tour! $330,000 Text RBGNKKS to 52187 for more info.
121 MORRIS DRIVE, DOVER MLS DEKT247052 A great ranch set right in the heart of town! Walking distance to the YMCA or Kent General Hospital. This 3-BR, 1.5-BA single floor home gives you plenty of space and privacy with long driveway. Check this place out! $190,000 Text RBGLGKC to 52187 for more info.
RESERVE AT CHESTNUT RIDGE A stunning and rare 5BR, 3-full Bath ranch home! Beautiful open floor plan. Gorgeous open kitchen. Large master suite. Finished bsmt includes full BA, 2 BRs. Caesar Rodney school dist. $359,900 Call Team Martinez MLS DEKT248470 Text RBGRBFS to 52187 for more info.
MAINTENANCE TIPS Now that summer is in full swing, and you’ve already had your Fourth of July fix, it’s time to pay attention to another important aspect of summer: your home. When the outdoors is calling, it’s often easy to overlook your living space. Here are 10 maintenance tips to help keep your home in tip-top shape all summer long.
Clean and seal decks.
Hire a certified chimney sweep to inspect and clean chimneys.
Wash the exterior of your home using a garden hose and a mild detergent.
Check all exterior walls for peeling or cracked paint.
Inspect brick or masonry siding for cracks or missing mortar.
Inspect roofing for loose shingles and cracks.
Check out the operation of your automatic light timers and motion detector systems.
Prune trees and shrubs to keep branches from exterior siding.
Clean and repair cracks in concrete driveways using epoxy patching material.
Inspects foundation walls for signs of termites.
Reprinted with permission from RISMedia. ©2021. All rights reserved.
Trust the lenders next door to get you home.
Dover was founded as the court town for newly established Kent County in 1683 by William Penn. The city’s central square, known as The Green, was the location of many rallies, troop reviews, and other patriotic events. To this day, The Green remains the heart of Dover’s historic district and is the location of Embrace’s Dover branch office. Our loan consultants know the area well, and it offers a thriving housing market for both residential and vacation homes.
Meet Team Dover
The friendly faces of your local lending team
Ed Rexroth Jr.
Branch Manager NMLS ID # 852450 302.943.9922
Loan Officer NMLS ID # 460066 302.222.6757
Business Development Associate 302.222.6757
Loan Officer NMLS ID # 455466 302.270.6353
Loan Officer NMLS ID # 1245788 732.336.9292
Loan Officer NMLS ID # 626686 302.540.5651
Loan Officer NMLS ID # 143755 302.897.8558
To learn more, contact us today: 855.612.9398 20 E Division Street, Dover, DE 19901 Embrace Home Loans, Inc. NMLS ID # 2184; 25 Enterprise Center, Middletown, RI 02842, Phone 800.333.3004, www.nmlsconsumeraccess.org. Licensed by the Delaware State Bank Commissioner, License #7317.
How to Help Your Children Buy a Home
With student debt looming and career paths constantly changing, the financial situation for a lot of young adults is tough. If your kids are in their 20s or 30s and still haven’t purchased a home, maybe you would like to help them. For those who can’t afford to give their adult children the entire cost of a home, there are options available to assist them financially in the home-buying process.
Let Them Live With You...Temporarily If your children are trying to save up their paychecks for a down payment on a home, but the cost of rent and utilities are too high for any legitimate savings, invite them back home temporarily. This can relieve their financial burdens and significantly help them boost their savings quickly.
Loan Them Money If you’re financially able, you can loan your child money for a down payment, closing costs and other homebuying fees. Be sure to establish terms and conditions, as well as expectations for repayment and interest. The IRS requires that you charge at least the applicable federal rate, or AFR, if this is not a gift. Have legal documents drawn up as needed.
Gift a Down Payment If instead of a loan, you choose to give them the money with no repayment expectations, you can give the gift of a down payment. To do so, write a mortgage gift letter
for them to submit with their application stating that they do not have to pay you back. This will increase their chances of being approved for a mortgage.
Co-Sign or Co-Borrow a Loan If your child has questionable credit history or is overrun with debt, you can apply for the mortgage with them as a co-borrower or co-signer. This can increase their chances for being approved for a mortgage, just remember that you will share mortgage payment responsibilities. You will have to repay the loan if your child defaults on a payment. If you are unable to assist your children in the homebuying process financially, you can always teach and guide them. If you have purchased a home in your life, share your experience and any helpful tips you may have. Also, get them in touch with a trustworthy and experienced real estate agent to help them better understand what they need to take this important financial step. Reprinted with permission from RISMedia. ©2021. All rights reserved.
302-677-0020 Each Office Independently Owned & Operated
C: 302-423-0223 email@example.com
C: 302-448-5544 firstname.lastname@example.org
WE NEED LISTINGS! TO DATE (5/17) 17 PROPERTIES SOLD IN 2021: • Cabin Ridge Rd, Felton • Farmview Dr, Dover • Halsey Rd, Dover • Bradford St, Dover • East St., C-W • Salerno Dr, Smyrna
• Bison Rd, C-W • Millcreek Dr, Dover • Exchange Dr, C-W • Cindy Lane, Smyrna • Cresthaven Ln, Dover • S Walnut St, Milford
• Vining Run, C-W • Seven Hickories, Dover • Bandcroft Dr., C-W • Fellowship Dr., C-W • S State St, Dover
TO DATE (5/17) PENDING SALES: • Brenford Station Rd, Smyrna • Briarbush Rd, Magnolia • Main St, Little Creek • Raven Circle, C-W
• Vigil Ct, Smyrna • Tall Tree Ct, Dover • Shadywood Dr, Magnolia
THE BANK HOUSE was initially built as the actual bank house for the President, Directors & Company of the Bank of Milford in 1851. The house passed through many hands over the years before the current owners brought it back to its previous grandeur. Renovations incl new windows (58), systems & much more. 6 BRs, 5 BAs & 2 half BAs, libraries on 1st & 3rd flrs, various sitting rms, parlor, DR, pool & gardens. Currently operated as a B&B but could be a private residence. Check out the website at BankHouseMilford.com. $699,000 MLS:DEKT237426 Text RBFFKDZ to 52187
Residential Loan Originator
Office: (302) 242-8282 jay@StrattonMtg.com NMLS# 457632
First Home Bank, Member FDIC, NMLS# 806183
Proudly Serving DE, MD and PA
GET ZAPPAR ZAP THE CODE
Middletown Office: 302-378-8700
LOVELY 5 BR, 2.2 Bath custom contemporary home features a huge family room w/ dramatic vaulted & beamed ceiling, gas fireplace & hardwood floors adjoining a well appointed eat-in kitchen, comfortable owner's suite w/cozy sitting room & luxury bath w/whirlpool tub, formal LR&DR. Fully finished basement, 2-zone HVAC, 2+ car garage, and screened porch nestled on 1/2 acre backing to woods in the Dover/Camden area. $449,900 www.47Waterwheel.com Text RBGRWGS to 52187 IMMACULATE 2 BR 2 bath home in Barclay Farms; Camden DE's premier 55+ active lifestyle community! Comfortable LR & formal DR. Well appointed eat-in kit with new Corian, island, s/s appliances, ample cabt & counter space. Front porch & 1-car garage. Easy access to shopping, healthcare, Rt. 1, & beaches. HOA $562/mo includes lawn care, trash removal, and use of the community clubhouse, pool & much more! Move-in ready! $135,000 www.24CoxLane.com MLS:DEKT248188 Text RBGPSNV to 52187
Susan Fitzwater 302-893-0368
WITH YOU EVERY STEP OF THE WAY. Let our experience be your guide.
Call our office to get started 302-378-8700
SOLD F O R SA L E
1ST CHOICE REAL ESTATE 302-378-8700
Proudly Serving DE, MD and PA
Vol. 24, No. 6 - Dover, DE delaware, dover, kent county, for sale, real estate