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HOTEL THE RAJAN

Your Destination at Baglung

www.janamanch.com

lg/GQ/ !% aif{sf] ofqf

Ba.Na.Pa-3, Baglung

cfpg'xf];, lkpg'xf];, /dfpg'xf];

ls+u lkm;/ ljo/ @ j6fsf] dfq %(( ?k}ofF . Hotel Peace Palace

Anjil Shakya (Managing Director) 9857621364

Tiger Chowk-2, Baglung, Dhaulagiri Zone, Nepal Tel: 068-520380/ 520980 Mobile: 9857620151 E-mail-nileshbgl@ntc.net.np Wed: www.hotelpeacepalace.com

Tel: +977-68-522506/ 522507 E-mail: hoteltherajan@gmail.com Web.: www.hoteltherajan..com.np

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Dhorpatan National Daily

jif{ !^, c+s &^ sflt{s @! ut] a'waf/ @@))&%, 7 November Wednesday 2018 g]kfn ;Djt !!#*, k[i7 $ d"No ?= @.–

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k|x/L sfof{no ejgsf] pb\3f6g d':tfª tfª÷k|x/L dxflg/LIfs ;j]G{ b| vgfnn] k|x/L ;ª\u7g leqsf] Jofj;flos dof{bfdf cfFr k'¥ofpg] ultljlw ;Xo gx'g] atfPsf 5g\ . ;f]daf/ hf]d;f]ddf lhNnf k|x/L sfof{no ejgsf] pb\3f6g ub}{ dxflg/LIfs vgfnn] OdfGbfl/tfsf ;fy sfo{;Dkfbg ug{ lgb]z { g lbP . æOdfGbf/, lgi7fjfg / Jofj;flos k|lti7fnfO{ Wofg lbO{ hgtfsf] dg lht]/ ;d'bfo;Fu ;xsfo{ u/]/ sfd ug'k5{,Æ pgn] eg] . lhNnf ;dGjo ;ldltsf ;+of]hs l5l/ª Nofdf] u'?ªn] lhNnfdf 6«flkms k|x/Lsf] 5'§} sfof{no :yfkgfsf] dfu u/] . k|d'v lhNnf clwsf/L uª\ufaxfb'/ If]qLn] kfFr bzskl5 gofF kSsL ejg lgdf{0f ePsfdf v'zL JoQm u/] . k|x/L gfoa pk/LIfs dx]Gb| v8\sfsf cg';f/ ? b'O{ s/f]8 %$ nfvsf] nfutdf lgdf{0f ePsf] pQm ejgdf @@ sf]7f 5g\ . o;}u/L, rLgsf] =======afF s L # k] h df

3f“; pTkfbg 36\of] 3fF; pTkfbg u/]/ kf]v/f, e}/xjf / wf}nflu/Lsf ;a} If]qdf k7fpg] ;d]t uy]{ . t/ s]xL aif{ otf k|fljlws ;xof]u gkfPsf] / ls;fgn] kfpg] cg'bfg gePkl5 pTkfbg 36]sf] cu'jf ls;fg uf]laGb kf}8n ] n] atfP . 9f] / kf6g ;+ j fbbftf afun' ª , @) sflt{ s lxpFbsf] ;dodf kz'a:t'nfO{ v'jfpg] h} 3fF; pTkfbgdf afun'ªsf] gfd cu|0fL lyof] . s]xL aif{bl] v eg] pTkfbg v:sg yfn]sf] 5 . oxfFsf ls;fgn] tL;aif{ cl3b]lv h} 3fF;sf] Joj;flos pTkfbg yfn]sf lyP . 3fF; pTkfbg u/]/ kf]v/f, e}/xjf / wf}nflu/Lsf ;a} If]qdf k7fpg] ;d]t uy]{ . t/ s]xL aif{ otf k|fljlws ;xof]u gkfPsf] / ls;fgn] kfpg] cg'bfg gePkl5 pTkfbg 36]sf] cu'jf ls;fg uf]laGb kf}8]nn] atfP . afun'ª gu/kflnsf–$ s'F8'n] / cdnfrf}/nfO{ 3fF; pTkfbgsf] ks]6 If]q dflgGYof] . oxfFsf g/x/L ;fksf]6f, l8NnL ;fksf]6f / zlzw/ cfrfo{ nufotn] Joj;flos 3fF; pTkfbg ub}{ cfPsf lyP . @)$& b]lv x/]s aif{ !) d]l6«s6g;Dd 3fF; laqmL x'g] u/]sf] lyof] . b'O{ aif{b]lv lhNnfdf k|ljlw, dn / pkrf/sf nflu ;fy lbg] sf]xL gkfPsf]

pgn] u'gf;f] u/] . x/]s aif{ pTkfbg Ifdtf / b/ sd ePsf] kf}8]nn] atfP . lhNnf kz' ;]jf sfof{nodf ah]6 / sfo{qmd cfpg 5f8]kl5 pgLx?n] k|fljlws ;xof]u klg gkfPsf x'g\ . …sfd t ul//x]sf 5f}+, t/ klxnf k|fljlws ;xof]u kfOGYof], clxn] jf:t} x'bF g} Ú kf}8n ] n] eg], …gu/kflnsfn] s[lif If]qnfO{ jf:t} u/]sf] 5}g .Ú cl3Nnf] aif{ ah]6 z'Go x'Fbf ls;fgn] kz'x?sf] s[ltd uef{wfg ;d]t u/fpg kfPsf lyPgg\ . of] aif{ klg s[lifIf]q x]g]{u/L ah]6 / sfo{qmd gePsf] pgLx?n] u'g;f] u/] . tTsflng kz';j] f sfof{nodf xfn e]6]g/L c:ktfn tyf kz';j] f s]Gb| :yfkgf ePsf] 5 . rfn' aif{sf] rf/ dlxgf ;ls+bf;Dd sfo{qmd / ah]6 gcfPkl5 sfd s] ug]{ eGg] cGof}n ePsf] kz':jf:Yo k|fljlws s]za kf}8]nn] atfP . …ls;fgn] /fd|f] u/]sf 5g\, k|fljlws ;xof]u ug{ ;lsPsf]

5}gÚ kf}8]nn] eg], …pTkfbg v:s]sf]n] lg/f; ls;fgnfO{ :yfgLo txn] ;xof]u ug'k{ 5{ .Ú ;dGjo cefjdf 3fF;sf] aLp ;d]t larf}nLofn] vl/b u/]/ ls;fgnfO{ 7u]sf] pgn] cf/f]k nufP . sfof{non] Jojl:yt ?kdf laqmL / ahf/Ls/0fsf] Joj:yfkg ul/lbPsf] lyof] . clxn] ls;fgsf] 3/–3/af6 laqmL x'G5 . 3/3/af6 laqmL ubf{ d"No kfpg g;s]sf] ls;fgn] u'gf;f] u/]sf 5g\ . oxfF h} / e]h 3fF; pTkfbg x'G5 . e]h 3fF;sf] d"No /fd|f] kfpg] ePklg pTkfbg 36]sf] 5 . h} 3fF;sf] aLp k|lts]hL ^) / e]hsf] k|lts]hL @ ;o ?k}ofF k5{ . e]h 3fF;df k|f]l6gsf] dfqf a9L kfO{g] ePsf]n] b"w pTkfbg klg a9L x'G5 . Joj;flos ufO{ / e};L kfn]sf ls;fgn] 3fF;sf] vf]hL u5{g\ . o;cl3 afun'ªsf] cdnfrf}/ 3fF; ljsf; s]Gb| / d'lQmgfy 3fF; ljsf; ;ldltdfkm{t lhNnfnfO{ k'¥ofP/ nfvf}+ ?k}ofFsf] aflx/ k7fpg] =======afF s L # k] h df

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afun'ª sflnsf l/–s08L;g ;Knfo;{ wf}nflu/L jf;LnfO{ v'zLsf] vj/ wf}nflu/L c~rndfg} klxnf] k6s laleGg sDkgLsf l/–s08L;g df]6/;fO{sn, :s'6/ vl/b lalqm ul/g'sf ;fy} ;'ky d'Nodf x]nd]6 vl/bsf] nflu xfdLnfO{ ;Demg'xf]; .

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calw z' N s @! lbg #,%)) ! dlxgf %,))) @! lbg &,%)) ! dlxgf ! ) , ) ) )

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afun'ª sflnsf 8«fOleª :s'n pkNNffrf}/ afun'ª gf]6M l;Sg rfxg] ljBfyL{x?nfO{ cfjthfjtsf] nflu uf8Lsf] Joj:yf klg 5 . ;fy} 6«fonsf] nflu :s'6/ / df]6/ ;fO{snsf] klg Joj:yf 5 . k|f=] lji0f'/fh kGt (*%&^@@$$#, Dofg]lhª 8fO{/S ] 6/ dg s'df/ k'g (*$^%*@$&)

ko{6sn] an]jfdf rxnkxn a9\of] afun'ª÷l5d]sL kj{tsf] s'Zdf hf]8\g] s}ofsf] cUnf] k'n x]g{ cfpg] ko{6ssf nflu 5'§} lhkkfs{ ag]sf] 5 . blIf0f afun'ª / l5d]sL lhNnfsf ko{6s 3'Dg cfpg] qmd a9]kl5 s'Zdf s}of emf]nu+' k] n ' glhs} lhkkfs{ agfO{Psf] xf] . sf]l/8f]/ 5f8]/ # lsdL k"j{sf] s}ofdf b}lgs !) b]lv !% j6f;Dd lhk cfP/ kms{g] u/]sf x'g\ . cUnf] k'ns} sf/0f s'ZdL;]/f nufotsf blIf0fL If]qdf ofqf ug{ af6f] 5f]l6Psf]n] lhkn] cUnf] k'n glhs} kfs{ agfPsf x'g\ . ko{6sn] cUnf k'nx?sf] cjnf]sg u/]kl5 vfhfsf] Joj:yfkg ug{ yfn]kl5 u|fdL0f a:tLdf xf]6n / ls/fgf k;n klg km:6fPsf 5g\ . b}lgs ;of}+ dflg; cfP/ cf]n{G5g\ . k'nsf] cjnf]sgkl5 lhk lnP/} kms{g]x? w]/} 5g\ . …sf]l/8f]/sf] af6f]x'Fb} oxfF cfpg] w]/} 5g\Ú afun'ª gu/kflnsf–!$ sf cWoIf rqmaxfb'/ vqLn] eg], …agef]hsf nflu 7fpF vf]Hg] klg a9]sf 5g\ .Ú s'Zdf tkm{sf dflg;n] cUnf] k'naf6} ;fdfg cf];f/k;f/ u5{g\ eg] afun'ª tkm{sf dflg;n] lhkdf ;fdfg cf];f5{g\ . k'ns} sf/0f an]jfx'Fb} dfn9'+uf hfg] ofqLn] klg 5f]6f] af6f]sf] ?kdf s}ofsf] af6f] /f]Hg yfn]sf 5g\ . an]jfd} xjfO{hxfh rNg yfn]kl5 ladfg:yn;Dd} 3'Dg cfpg]sf] ;+Vof klg a9]sf] 5 . ko{6s a9\bf lhksf ofqL

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wf}nflu/Ldfg} klxnf] k6s

OMEGA Music

KOREAN SHOP

xfdLsxfF lutf/, xfdf]l{ god, lsjf]8,{ dfbn, lkl6 8«d l:ks/ ;fy} laleGg k|sf/sf afWoafbgsf ;fdfgx? ;'ky d'Nodf kfO{G5 . l:ks/x? ef8fdf ;d]t pknJw u/fO{G5 .

;dfrf//]vf nfu"cf}ifw;lxt b'O{ hgf kqmfp

dd{tsf nflu klg xfdLnfO{ ;Demg'xf];

bz}+ ltxf/df laz]if 5'6sf ;fy ;a} k|sf/sf afWoafwgsf ;fdfgx? lalqm lat/0f e}/ x]sfn] OR5's JolQmn] t'?Gt} k|fk] fO{6/ ;Dks{ ug'{xf]; . e'kfn la=s= afun'ª gu/kflnsf–@ ldngrf]s, afun'ª (*^&&$#)#@, (*$^*^*#%), (*$&^%$$*$

All Kinds of Musical Instruments and Korean Accessories

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Ú pkef]Qmfsf] gh/df ;/sf/ b] z df sDo' l gi6 g]tT[ jsf] b'O{ ltxfO{ ax'dt k|fKt ;/sf/ ag]sf] klg gf} dlxgf k'/f e} ; s] s f] 5 . s] k L cf] n Lsf] g]tT[ jsf] b'O{ ltxfO{ ax'dt k|fKt ;/sf/ u7g x'Fbf cfdgful/sdf hlt pT;fx lyof], Tof] gf} dlxgfsf] cjlwdf k'/f lg/fzfdf kl/0ft e} ; s] s f] 5 . r' g fjsf a] n f sDo'lgi6 kfl6{sf] r'gfj lrGxdf ef]6 xfNg] cfd gful/s clxn] cfP/ cf]nL g]t[Tjsf] ;/sf/sf] sfd sf/jfxLn] k"0f{tM lg/fz aGb} u}/x]sf 5g\ . lgjf{rgsf] a]nf sDo'lgi6 kfl6{nfO{ dtbfg ug]{ vf;ul/ # ju{ lyof] . klxnf] af}l4s ju{ h;n] em08} ;f9] b'O{ bzssf] ;do of] jf Tof] 9+un] b]zdf clwsf+z ;do sf+u|];n] zf;g u¥of] . pQm cjlwdf s'gk} lg ;/sf/ l:y/ x'g ;s]gg\ . sltko ;dodf kfl6{sf] cfGtl/s snxsf] lzsf/ ax' d t k| f Kt ;/sf/ ;d] t aGg k' U of] . ldnLh'nL ;/sf/sf sf/0f b]zdf lbuf] ljsf; x'g ;s]g\ . h;sf sf/0f Ps k6s sDo'lgi6 kfl6{sf] g]tT[ jsf] ;/sf/ x]g{] lg0f{o u¥of] / sDo'lgi6 kfl6{sf] r'gfj lrGxdf dtbfg ul/ sDo'lgi6nfO{ g]kfnsf] O{ltxf;df b'O{ ltxfO{ k|fKt ;/sf/ u7gdf ;xof]u u¥of] . To;}u/L bf];|f] >lds ju{ h;n] sDo' l gi6 kfl6{ s f] ;/sf/ u7g ePdf cfkm\gf] ufF;, af;, skf;, lzIff :jf:Yo / /f]huf/Lsf] ;d:of k'0f{ ?kdf xn x'g] r'gfjL efif0fdf ljZjf; ul/ sDo'lgi6 kfl6{sf] r'gfj lrGxdf dtbfg ul/ b'O{ ltxfO{ ax'dt k|fKt sDo'lgi6 g]t[Tjsf] ;/sf/ u7g ug{sf] nflu cfkm\gf] cd'No dtbfg ul/ lbP . To;}u/L csf]{ ju{ h]i7 gful/sx? h;n] cfkm\gf] h] 7 f] 5f] / f a/fa/ sDo' l gi6 kfl6{ n fO{ ;lDemP . sDo' l gi6 g]t[Tjsf] ;/sf/ ag]df cfkm\gf] a[4eQf bf]Ja/ x'g] / cfkm\gf] k|flrgsfndf dlxgfsf] u0fgf rGb|df / jif{sf] u0fgf ;"oa{ f6 x'GYof] . dflg;x? rf8kj{, j|tsf] nflu k"l0f{df of k|ltkbf slxn] k5{, aiff{ s'g dlxgfdf x"G5, z/b slxn] cfpF5, slxn] lapm xfNg] xf], slxn] cGgafnL leqfpg] xf] eGg] s'/fx? klxNo} g} hfGg rfxfGy] . j|tx? Pj+ pT;jx? ;Dkfbg ug]{ plrt ;do tyf j|taGw, ljjfx cflb ;+:sfl/s sfo{sf] d'x't{ lgsfNg xfdLnfO{ k+rfu -kfqf]_ sf] cfjZostf k5{ . af/, ltly, gIfq, of]u / sf/0fsf] n]vfnfO{ k|To]s ltlysf] krf+u elgG5 . s'g} ;dodf cfkm\g} lglZrt ;Dat rnfpg' :jtGqtf / zlQmsf] k| l ts dflgGYof] . Tof] Ps k|sf/sf] /fli6«o em08f h:tf] lyof] . dfgb]j rf}yf}sf] 5f]/f /fhf /fwjb]jsf] /fHosfndf >L kz'klt e§f/s ;Djt;f/ rnfP eGg] g]kfn j+zfjnLdf pNn]v 5 . z+ v gfds ;fVjf Hofk" n ] sflnutfAb #(*! / zfs] ;Dat *)@ df cfkm\gf /fhf -/fwjb]j_ af6 :jLs[lt lnO{ g]kfn ;Dat ! sfod u/] egL g]kfn b]zsf] O{ltxf; gfds j+zfjnLdf pNn]v ul/Psf] 5 . eb|dlt -aNv'vf]nf_ / lai0f'dlt gbLsf] bf]efg nv' lty{df, ;'j0f{ cfsif{0f of]u af/,;fO{t_ k/]sf] a]nf afn'jf lemsL Nofpg u' K t ?kdf k7fO{Psf] eQu|fd af;L el/ofn]

l8NnLk|;fb uf}td k|wfgdGqL kbdf axfn eP;Fu} s]xL hglk|o sfo{ ug{ cu|;/ ePsf dGqLx? cf]nLs} lgb]z { gdf lzlyn ePsf 5g\ . rfx] of] ## s]hL ;'g sf08 xf]; jf 7]sb ] f/ k|ltsf] cfqmds k|:t'tL tL ;j} k|d cf]nLs} lgb]{zgdf :yugdf k/]sf 5g\ . lhjgofkgsf] ;xof]uL x'g] cfzfdf sDo'lgi6 kfl6{nfO{ b'O{ ltxfO{ dt k|fKt ul/ ;/sf/ u7g ug]{ af6f] vf]lnlbP . x/]s ;/sf/sf z'?sf tLg dlxgf jf ! ;o lbg p;sf] xlgd'g cjlwsf ?kdf lnO{G5 . To; cjlwe/ s'g}klg ;/sf/sf af/]df l6sfl6Kk0fL ug'{ Tolt pko'Qm dflgb}g\ / ul/b}g klg t/ cf]nL ;/sf/sf] gf} dlxgf sfo{sfnnfO{ x]/]/ l6sfl6Kk0fL z'? x'g'nfO{ eg] cg'ko'Qm dfGg ;lsFbg} \ . cf]nL ;/sf/sf] sfd sf/jfxL x]bf{ hlt–hlt cf]nLn] r'gfj cufl8 jf tTkZrft cfkm\gf] efif0fdf u/]sf s'/fnfO{ clxn] cfd gful/sn] glhsaf6 lgofnL /x]sf 5g\ . cf]lnsf] af]nLdf hlt bd 5 t/ Jojxf/df / sfo{If]qdf pgsf] af]nLn] s'g} t's g/fv]sf] cfd gful/ssf] 7DofO{ /x]sf] 5 . slxn] pu| /fi6« a fb, slxn] cToGt} ;dfhjfbL b]vfpg vf]Hg' k|d cf]nLsf] rl/q /x]sf] 5 . sDo'lgi6 ;/sf/sf] g]t[Tj ub}{ k|wfgdGqLsf] kbaxfnL / dGqL d08nsf] u7g;Fu} k|d cf]nLsf] :jo+ k|wfgdGqLsf] kfl6{ leq}af6 tyf k|dv ' k|ltkIf nufot gful/s :t/af6 k|d cf]nLsf] cfnf]rgf z'? ePsf] lyof] . kl5Nnf] ;do;Dd cfO{kU' bf cf]nLsf] / pgn]

g]t[Tj u/]sf] ;/sf/sf] cfnf]rgf e}/x]sf] 5 . k|wfgdGqL kbdf axfn eP;Fu} s]xL hglk|o sfo{ ug{ cu|;/ ePsf dGqLx? cf]nLs} lgb]z { gdf lzlyn ePsf 5g\ . rfx] of] ## s]hL ;'g sf08 xf]; jf 7]s]bf/ k|ltsf] cfqmds k|:t'tL tL ;j} k|d cf]nLs} lgb]{zgdf :yugdf k/]sf 5g\ . To;}u/L ax' r lr{ t l;l08s] 6 sf] cGTo k|s/0f tyf sflndf6L t/sf/L d08L k|s/0f < lt ;a} lzlyn ePsf 5g\ . cfkm' n fO{ ;Rrf sDo' l gi6 / ;j{ x f/f ju{ s f] g]t[Tjstf{ /x]sf] atfpg] k|d cf]nLsf] clxn] ;Ddsf] sfo{sfn x]bf{ ul/a tyf lgDg jf dWod ju{sf nflu cle;fk l;4 ePsf] 5 . cfd pkef]Qmf clxn];Dds} pRr dx+uLsf] /fkdf k/]sf 5g\ . rf8{jf8sf] d'v}df cfP/ ul/Psf] OGwg tyf ;jf/L ;fwgdf ul/Psf] d'No a[l4n] pkef]Qmfsf] 9f8 ;]sfpg] u/]sf] 5 . o; k6ssf rf8{jf8 cfd pkef]Qmfsf nflu dxª\uf] ;fljt ag]sf 5g\ . ofqf ubf{ dx+uf] ef8f, To;}u/L OGwgb]vL ;Dk'0f{ ;fdu|Lx?sf] d'No a[l4n] pkef]Qmfx?n] 7'nf] d'No r'sfpg' k/]sf] 5 . To;}df klg aiff{}+b]lv

Gx" b“ leGt'gf sfhLufpFn] >]i7 g]kfn ;Dat k|rngdf Nofpg] z+vw/ ;fVjf af}4 dfuL{ Pj+ kz'kltgfysf k/deQm lyP . kz'kltgfysf] blIf0f 9f]sf glhs} cfkm\gf] lznfd'lt{ agfO{ :yflkt u/L kz'klt 3f6df z+vw/n] b]xTofu u/] egL efiff j}zfjnLdf n]lvPsf] 5 . af]sL Nofpsf] vk{gsf] afn'jf sflGtk'/af;L vfVjf gfdsf] z'b| hftn] el/ofx?nfO{ kmsfO{ ;f] afn'jf lsgL /fv]sf] efiff j+zfjnLdf pNn]v 5 . ;f]xL ;'gsf] afn'jfsf] ;DklQn] d'n's e/Lsf] c;fdL C0fL_ C0faf6 d' Q m ul/Psf] pknIodf g]kfn ;Djt k|f/De ul/Psf] xf] . of] ;Dat hg:t/af6 k|rngdf NofO{Psf] b]lvG5 . ef/tdf c/fhstf 5fPsf], ltAjt / rLg cfk;L n8fFO{n] sdhf]/ ePsf] / ;fdGtL c/fhstfn] b] z ljv08g e} g] k fnsf lnR5jL zf;sx? lanfPsf] cj:yf, cflv/df Pp6f

lglZrt ;dokl5 s'lx/f] / ;a} uf]ndfn x6\of] / gofF o'usf] cf/De eof] . ToxL gofF o'usf] qmddf ljqmd ;Dat (#^ sflt{s z'Sn k|ltkbf O=;+= *&( cS6f]j/ @) df g]kfndf gofF ;Dat k|rngdf cfPsf] xf] . g]kfn ;Dat k|rngdf Nofpg] z+vw/ ;fVjf af}4 dfuL{ Pj+ kz'kltgfysf k/deQm lyP . kz'kltgfysf] blIf0f 9f]sf glhs} cfkm\gf] lznfd'lt{ agfO{ :yflkt u/L kz' k lt 3f6df z+ v w/n] b]xTofu u/] egL efiff j}zfjnLdf n]lvPsf] 5 . g]kfn ;Dat g]kfnsf] df}lns ;Dat xf] . g]kfnLdf klg ;Dat ;DaGwL r]tgf /x]sf] s'/f

rf8{jf8sf] a]nfdf ;~rfng ul/g] ;:tf k;nx? ;d]t o; k6ssf] rf8{jf8df ;~rfng ePgg\ . ;/sf/af6 ;~rflnt ;fN6 6«]l8ª\ skf]{/]zgn] ;d]t ;'ky d'Nodf laqmL lat/0f ug{ g'g, lrgL nufotsf ;fdu| L o; k6s ljt/0f ul/Pgg\ . ;f+;bsf] ;fj{hlgs n]vf ;ldlt tyf ;/sf/4f/f sfod u/LPsf] lrgLsf] d'NonfO{ cfk'lt{ dGqLn] wf]tL nufO{+lbFbf ;d]t k|d cf]nL d'sbz{s ag]/ a;] . cf]nL g]t[Tjsf] ;/sf/ u7g kZrft d'n'sdf xTof, lx+;f, anTsf/, e|i6rf/ / dx+uLn] cfd gful/sdf czflGt g} k}bf ul/lbPsf] 5 . lbgx'F las[lt / la;+ult al9/xFbf ;/sf/sf] g] t [ T j ul//x] s f sDo'lgi6 ;/sf/sf k|wfgdGqL tyf dGqLx? lab] z bf} 8 fxfdf lgl:sG5g\ . lbgx' F aflnsf anfTs[t / d[To'j/0f ubf{ ;/sf/ g t ck/fwL kQf nufpg ;s]sf] 5 g t sfg'gL sf/jfxL g} . pN6} Gofosf] lev dfuL ;8sdf plqPsf gful/sdfly a'6 / uf]nL aiff{ O { G 5 / ;/sf/n] pQm cfGbf]ngnfO{ /fhgLlts v]nsf] ;+1f lbG5 . k'ln; k|;f;gn] k|df0f gi6 ub{5 / gful/s cfGbf]ngsf cufl8 afWo eP/ aNn 36gdf ;+ n UgnfO{ lgnDag u/L ltg ltgj6f 5fgljg ;ldlt u7g x' G 5 . o;/L cfd gful/ssf] gh/df cf]nL ;/sf/sf b}lgs ultljlwn] ;/sf/k|lt gful/ssf] c;Gt' l i6 lbgx' F a9\ b f] 5 . ;/sf/df ;+ n Ug dGqLx? e|i6rf/df r'nD{' d 8'as ] f 5g\ . b'O{ rf/ hgf O{dfGbf/ dGqL klg pgLx?sf] ultljlwsf cufl8 gtd:ts 5g\ . o;/L b'O{ ltxfO{ ax'dt k|fKt klxnf] sDo'lgi6 ;/sf/sf] ultlalwn] cfd pkef]Qmf …lsg rfpl/O{;\ dl/r cfkm\g} /fun]Ú eg] h:t} u/L cf]nL ;/sf/sf ultljlw lgofNg afWo 5g\ . g]kfnLx?sf] nflu uf}/jsf] s'/f xf] . k[YjLgf/fo0f zfxn] pkTosf sAhf ug'c { l3 g]kfn ;+jt\ *** aif{;Dd /fHo :t/df k|rngdf cfPsf] lyof] . k[ Y jLgf/fo0f zfxsf] zf;gsfnb]vL g]kfn ;DatnfO{ /fHon] k|rngdf gNofO{ zs ;Djt k|rngdf NofPsf lyP . rGb| zD;]/ g]kfnsf] k|wfgdGqL ag]kl5 pgn] xfn k|rngdf /x]sf] laqmd ;Dat k|rngdf NofPsf x'g\ . laqmd ;Dat g]kfnsf] /fhsLo k|rngdf cfPsf] !!) aif{ hlt ePsf] 5 . tTsflng rLgsf /fhf tflkleªn] ag]kfsf] zf;snfO{ k7fPsf] km/dfg kqdf g]kfn ;Dat %#% pNn]v ePsf] b]lvG5 . tTsflng s'r ljxf/sf /fhf k|f0f gf/fo0fn] lgsfn]sf] ;'j0f{ d'b|fdf g]kfn ;Dat &%# pNn]v 5 . /fhf k|tfkl;x aL/ ljqmd zfxb]jsf] kfnfdf ef]6 -ltAat_ l;tsf] ;GwL kqdf g]kfn ;Dat *(% pNn]v ul/Psf] 5 . pQm s' / fx?af6 O{ltxf;df g]kfn ;Datsf] dlxdf emNsG5 . g]kfn ;/sf/n] z+vw/ ;fVjfnfO{ /fli6«o lje"lt / g]kfn ;DjtnfO{ /fli6«o ;Datsf] dfGotf lbPsf] 5 . u' N dL, Ko" 7 fg / nDh'ªsf] k'/fgf] x:t lnlvt sfuh kqx?df, g]kfnsf] j+zfjnLx?, 36gfjnLx?, sltko g]kfnL u|Gy Pj+ ljZj ;Dkbf ;"rLdf k/]sf] sltko :yfgx?df g]kfn ;Datsf] =======afF s L # k] h df


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lgdf{qL k"gd uf}tdn] lgdf{0f ug{ nfu]sf] gofF rnlrqsf nflu g]kfnL rnlrqsL ;'k/:6f/ gflosf ;fd|f1L /fHonIdL zfx kmfOgn ePsL l5g\ . of] rnlrqsf nflu k"gdn] o;cl3 gflosf /]ljsf u'?ª / gfos k'ikn v8\sfnfO{ kmfOgn u/]sL lyOg\ .

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pNn]v /xg'af6 of] ;Dat ;a} g]kfnLsf] ;Dkbfsf] ?kdf /x]sf] b]lvG5 . Gx" bF leGt'gf g]kfn efiff -g]jf/L efiff_ sf] zAb /fv]/ g]kfn ;Datsf] gofF ;fn k|f/De ePsf] z'e sfdgf zAbnfO{ lnP/ g]kfn ;Dat g]jf/x? ;Fu dfq ;DalGwt laifo xf] eg]/ ;f]Rg' ljifosf] cNk1fg xf] . g]kfn efiffsf] /Ghgf lnkL g]kfnsf] /fli6«o lnkLsf] ?kdf xfdLn] ;+o'Qm /fi6« ;+3df bh{ u/fPsf 5f} . To;y{ klg g]kfn ;Dat s'g} ;d'bfo ljz]ifsf] dfq geP/ ;Dk"0f{ g]kfnLsf] df}lns ;Dat xf] . o;df xfdLn] uf}/j ug'{k5{ . g]kfn ;Dat dfq x}g tTsflng ;dodf k|rlnt sltko ef/tLo ;Datx?sf] k|f/lDes aif{ sflt{ s k| l tkbfnfO{ dflgPsf] b]lvG5 . gofF aif{sf] k|f/De ePsf] lbgnfO{ z'e lbg dflgG5 . Tolx z' e lbgsf] dªun sfdgf leGt'gfsf] pT;jdf /dfcf}, Ps cfk;df z'e sfdgf leGt'gfsf] cfbfg k|bfg u/f} . df}lns g]kfnL ;Datsf] dxTj sfod u/f} . ;a}sf] enf] xf];\ .

:jzfl;t If]q ltAatsf] sf]/nf gfsf hf]8g\ ] a]gL–hf]d;f]d– sf]/nf ;8ssf] k|j]zljGb' dflgPsf] a]gL gu/kflnsf–( un]Zj/df ;z:q k|x/Lsf] u'Nd :yfkgf ul/Psf] 5 . s'Zdfl:yt rl08sf u0fcGtu{t k|x/L gfoa pk/LIfssf] g]t[Tjdf ;f] u'Ndsf] :yfkgf ul/Psf] xf] . u'Nddf xfn #% k|x/L vl6Psf 5g\ . ef}lts k"jf{wf/ lgdf{0f u/L hgzlQm yk ul/g] k|x/L gfoa pk/LIfs ch'{g sfsL{n] atfP . o;cl3 lhNnfdf ;z:q k|x/Lsf] pkl:ylt lyPg . kj{tsf] s'Zdfl:yt u0fn] g} ;'/Iff ultljlw ;~rfng ub}{ cfPsf] lyof] .

ko{6sn]============= cfPsf]n] yf]s ;fdfg vl/b ug{ ;lhnf] ePsf] ;d]t Joj;foLn] atfP . lgoldt lhk rNg] / cUnf] k'n 3'Dg cfpg] ko{6s a9]kl5 an]jfl:yt s}of, rf}/, sf]nkf6f / g]kfg]df hUufsf] d"No klg cfsfl;Psf] 5 . 38]/L

hgtf ;fO{sn ca tkfO{sf] ahf/df gofF ;fO{sn laqmL ug's { f ;fy} l/S;f 7]nf dd{t laqmL ul/G5 . ;fO{sn ;DalGw ;Dk'0f{ sf/f]jf/sf nflu xfdLnfO{ ;Demg'xf]; . k|f]kfO{6/ hg /fhe08f/L df]jfO{nM (*$&^@@^!%

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sd{rf/L cfjZostf Û o; x6 lsrg tGb'/L P08 /]i6'/]G6sf] nflu sd{rf/L cfjZostf k/]sfn] O{R5's / of]Uotf k'u]sf g]kfnL gful/sn] ;Dks{ ug'{ xf]nf . != kb M s's cfjZos ;+VofM ! hgf of]Uotf M % jif{ OlG8og tGb'/Ldf ;DaGwL sfd u/]sf] tnjM cfkl; ;dembf/Ldf @=kb M lsrg x]nk/ / lslng/ cfjZos ;+VofM ! hgf of]UotfM xf]6n /]li6'/]06 ;DalGw cln cln yfxf ePsf] tnjM cfk;L ;dembf/Ldf yk hfgsf/Lsf nflu ;Dks{ g+= (*^#&(^*%) x6 lsrg P08 tGb'/L /]i6'/0] 6 af=g=kf= @ lhkkfs{,afun'ª sflnsf ;lkª ;]G6/sf] dflynf] tnfdf

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vf]Hb} cfpg]x?n] rfx]hlt d"No ltg{ yfn]sf] :yfgLo nIdL a:g]tn] atfO{g\ . …clxn] d"No kfPsf] a]nf a]lrxfnf}+ eGg] w]/} 5g\Ú a:g]tn] elgg\, …s]xLn] eg] d"No a9]klg laqmL gu/L /fVg] of]hgf agfPsf 5g\ .Ú oxfFaf6} oflGqs k'n ag]/ b}lgs ;of}+ dflg; ofqf ul//x]sf 5g\ . g]kfg]af6 a~hLhDk lgdf{0f e}/x]sf] 5 . a~hLsf] sf/0f ko{6s cfudg a9\g yfn]sf]n] hUufsf] d"No cfsfl;Psf] xf] .

3fF; pTkfbg===== uy]{ . o'jf knfogn] sfdbf/ cefj ePkl5 pTkfbg ug{ g;lsPsf] zl;w/ cfrfo{n] atfP . …sfd ug]{ sf]xL 5}g, a'9fa'9Ln] slt ug{ ;lsG5 / <Ú cfrfo{n] eg], …o'jfx?n] sfd l;s]gg\ eg] s]xL aif{df klxrfg ag]sf] 3fF; pTkfbg 36]/ xfdLg} lsg]/ Nofpg]df k'U5f}+ .Ú kz'kfngsf] ;+Vof klg 36]kl5 3fF;sf] dfu 36]sf] xf] . kj{tsf] kfªdf ;d]t oxfFsf ls;fgn] hldg vl/b u/]/ pTkfbg u/]sf] 3fF; clxn] z'Godf em/L ;s]sf] pgn] atfP . afun'ª gu/ sfo{kflnsfsf] cToGt h?/L ;" r gf afun'ª gu/kflnsf If]qleq Joj;flos sfof{no k|of]hg jf JolQmut k|of]hgdf 3/ hUuf ef8fdf lbg' ePsf 3/ hUuf wlgx?n] cfkm}n] :j 3f]if0ff ul/ gu/kflnsf If]qleqsf] 3/, k;n, 6x/f, Uof/]h tyf hUuf axfndf lbP jfkt nfUg] rfn' cf=j= )&%÷)&^ sf] 3/ hUuf ;+3 ;+:yf tyf sfof{nonfO{ axfndf lbPdf aflif{s ef8fsf] !) k|ltzt / JolQmnfO{ ef8fdf lbPdff aflif{s ef8fsf] ^ k|ltzt n] x'g] /sd 3/ hUuf wgLn] ;dodfg} o; gu/kflnsfdf bflvnf ug'{ x'g cg'/f]w ul/G5, o; sfof{noaf6 ljleGg ;dodf axfn s/sf] cg'udg ug{ cfpg] hgk|ltlglw / sd{rf/Lx?nfO{ cfjZos ljj/0f a'emfO{ ;xof]u ul/lbg'xg' / yk hfgsf/Lsf] nflu cf– cfkm\gf] j8f sfof{no tyf gu/sfo{kflnsfsf] /fhZj zfvfdf ;Dks{ ug'{ x'g ;d]t cg'/f]w ul/G5 . afun'ª gu/kflnsf gu/ sfo{kflnsfsf] sfof{no afun'ª

O{d]nM info@greenbank.com.np j]eM www.greenbank.com.np

Unaudited Quarterly Financial Statement As at the quarter ended Ashoj, 2075 S.N.

1. 1.1 1.2 1.3 1.4 1.5

Particulars

1.6 1.7 2

Total Capital & Liabilities (1.1 to 1.7) Paid-up Capital Reserves and Surplus Debenture and Bond Borrowing Deposits (a+b) a. Domestic Currency b. Foreign Currency Income Tax Liabilities Other Liabilities Total Assets (2.1 to 2.7)

2.1 2.2 2.3 2.4

Cash & Bank Balance Money at call and short Notice Investments Loans & Advances (a+b+c+d+e+f)

0

a. Real Estate Loan

0

1. Residential Real Estate Loan (Except Personal Home Loan upto Rs 10 million) 2. Business Complex & Residential Apartment Construction Loan 3. Income generating Commercial Complex Loan

0 0 0

( Rs. In '000)

This Quarter Ending

Previous Quarter Ending

Corresponding Previous Year Quarter Ending 1,103,455.00 1,103,455.00 635,688.00 500,000.00 500,000.00 100,000.00 10,383.00 5,685.01 (9,170.00)

582,979.00 582,979.00

598,982.00 598,982.00

10,093.00 1,103,455.00

292.72 8,443.27 11,577.00 1,113,403.00 635,688.00

8,320.00 436,032.00 10,000.00

14,839.00 492,418.00 10,000.00

628,210.00

578,634.00

533,281.00 533,281.00

10,089.00 223,120.00 10,000.00 366,620.00 1037.00

1037.00

0

4. Other Real Estate Loan (Including Land Purchase & Plotting) b. Personal Home Loan of Rs. 10 million or les 25,376.00 c. Margin Type Loan 19,660.00

19,167.00

13,571.00

0 0 0

d. Term loan e. Overdraft Loan / TR Loan / WC Loan f. Others

157,758.00 207,844.00 217,572.00

133,916.00 211,162.00 191,301.00

47,322.00 171,317.00 127,721.00

2.5 2.6 2.7

Fixed Assets Non Banking Assets Other Assets

12552.00

10,905.00

11,539.00

8341.00

6,607.00

14,320.00

3

Profit and Loss Account

3.1 3.2 A

Interest income Interest Expense Net Interest Income (3.1-3.2)

25,503.00 13,439.00 12,064.00

79,293.00 47,965.00 31,328.00

14,955.00 10,633.06 4,321.94

0

23,088.00

5,652.00

3.3

Fees Commission and Discount

42.00

177.00

23.95

3.4 3.5 B

Other Operating Income Foreign Exchange Gain/Loss (Net) Total Operating Income (A+3.3+3.4+3.5)

1,474.00

6,051.00

992.27

13,580.00

37,556.00

5,338.16

3.6

Staff Expenses

4,121.00

10,382.00

2,856.86

3.7 C 3.8

Other Operating Expenses 1,918.00 Operating profit Before Provision (B-3.6-3.7) 7,541.00 Provision for Possible Loss 3,914.00

11,729.00 15,445.00 8,466.00

1501.70 979.60 4,559.51

6,979.00

(3579.91)

2,506.00

1,444.45

D

Operating profit (C-3.8) 3.9 Non Operating Income/Expenses (Net) 3.10 Write Back of Provision for Possible Loss

3,627.00

E

Profit From Regular Activities (D+3.9+3.10)

3,627.00

9,485.00

(2135.46)

3.11 F 3.12

Extraordinary Income/Expenses (Net) Profit Before Bonus and Taxes (E+3.11) Provision For Staff Bonus Provision For Tax Net Profit/Loss (F-3.12 -3.13)

9,485.00 862.27 292.72 8,330.01

(2135.46)

3.13 G

3,627.00 330.00 989.00 2308.00

4

(2135.46)

Ratios

4.1 4.2 4.3

Capital Fund to RWA Non Performing Loan (NPL) to Total Loan Total Loan Loss Provision to total NPL

64.17% 3.95% 63.50%

69.23% 2.66% 77.97%

18.83% 4.26% 58.78%

4.4 4.5 4.6

Cost of Funds CD Ratio (Calculated as per NRB Directives) Base Rate

9.06% 58.93% 15.01%

9.51% 50.44% 12.92%

4.07% 59.80% 13.64%

Note: 1. Loan & Advances are shown netted of the provisions. The final figures of this unaudited financial statement may be changed accordingly if the auditors & supervisory body notify us to do so.

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२०७५ कार्तिक २१,ढोरपाटन दैनिक  

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