Wright Flood™ is a member of The Wright Insurance Group™ © Copyright 2013 The Wright Insurance Group, LLC. All Rights Reserved.
RES I D EN T I A L FLOOD IN SU RAN CE
MOST HOMEOWNERS INSURANCE POLICIES DON’T COVER FLOOD DAMAGE.
Are you protected?
1.866.373.5663 | www.wrightflood.com
RES I D EN T I A L F LOOD IN SU RAN CE
Protect your home and family from flood loss.
Why you need Flood Insurance • Floods happen everywhere—in all 50 states and in your neighborhood. Wright Flood helps you weather the storm. • Common causes of flooding include: tropical storms, rapid rainfall, spring snowmelt, changing weather patterns, clogged rainwater systems, new building development, even drought or wildfire conditions.
Most likely your homeowners insurance policy doesn’t cover flood damage.
• Wright Flood insurance pays qualified claims quickly so you can begin to rebuild and recover. • Property owners or renters can protect their homes, businesses, condo units and their contents.
Just a few inches of flood water inside your home can mean thousands of dollars in flood loss. The average flood claim amounts to $33,000. Only a separate flood insurance policy covers flooding. For most of us our home is our most valuable investment, where we keep our most precious possessions. If a flood damages your home or contents don’t be left to pick up the financial pieces alone, protect your family with federal flood insurance from Wright Flood. For more than 20 years Wright Flood has provided federal flood insurance, excess flood coverage and leading industry
expertise to protect homes, businesses, and their contents from flood disasters. But more important than providing flood policies, at Wright Flood we take pride in our exceptional claims response, offering more support, greater flood insurance expertise, and our ongoing commitment–especially at the time of flood loss. As the largest provider of federal flood insurance (NFIP) policies in the U.S., we have been there to help communities recover from local floods and large disasters like Katrina, Wilma, Irene and Sandy. We are there when you need us and we think that’s the measure of the right relationship.
Everyone is in a flood zone—know your flood risk • Flood risk for each building is set by FEMA on flood zone maps in the National Flood Insurance Program (NFIP). Your Wright Flood agent can provide yours to you with your flood quote.
• Don’t rely on federal disaster assistance—only flood insurance pays for covered flood loss. Disaster assistance, typically a loan for less than $3,500 to be repaid with interest, is available only with a presidential declaration.
Why Wright Flood • Wright Flood serves your flood insurance needs with over 20 years of underwriting and compliance experience and proven claims service–nationwide. We are flood™. • More Wright Flood federal flood insurance policies are written through local insurance agents across the U.S. than any other flood insurance provider in the National Flood Insurance Program. • Wright Flood is the flood insurance industry leader with flood as our core product. We are rated A- (Excellent) by A.M. Best for exceptional strength and service.
• Flood insurance is required by lenders to protect homes in high risk flood zones. In low-moderate risk flood zones informed owners often choose to purchase flood insurance with preferred risk (discounted) rates. Your Wright Flood agent can identify if you are eligible for discounts.
Generally, there is a 30-day waiting period from the receipt of premium until the policy goes into effect.
• There remains a 1 in 4 chance your home may be damaged by flood, even if you are mapped into the low-moderate risk flood zone. Don’t be fooled by a line on the map—everyone has a risk of flooding.
Contact a Wright Flood Insurance agent today to get a quote to match your flood risk. To find a local flood agent, please contact Wright Flood Marketing at 866-373-5663 or visit www.wrightflood.com.
LEARN MORE AT WWW.WRIGHTFLOOD.COM