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+ The Top 100 CSR Leading Companies

World Business Magazine June 2019 Editorial Mike Walters Editor in Chief Giles Anderson Deputy Editor Contributors Troy Richards Mark Davidson Anne Chu Victoria Abbott Mahmoud Ayub Matt Lee David Sanchez Donald Adu Marketing / Web John West Advertising Alice Carreras Interns Zayne Walters Micah Sayed Director Yeliz Cilar

www.worldbizmag.com team@worldbizmag.com


Published quarterly by prbd global www.prbdglobal.com All Rights Reserved.


Invest Newswire - 006

<< Contents

Copenhagen Fashion Summit - 010 Enterprise Digital Transformation - 014 Puerto Rico Life Sciences - 018 Sir Richard Branson - 020 Global AI Readiness - 024 Made in USA Trade Show - 027 USA Wind Power - 028 Irish Investment in USA - 031

Sir Richard Branson, Virgin Group Virgin Founder shares his vision for a Clean Energy Dividend which he hopes will tackle climate change.

Omaha Region- 032 California Tourism - 034 USA Hemp - 035 Texas VC - 036 Michigan's Insurance Sector- 038 Egypt Vision 2030 - 040 Saudi Arabia Cultural Sector - 043 Istanbul Airport Real Estate - 044 Orange Digital Center Tunisia - 046 Namibia Breweries - 048

Digital Currencies More than 1.7 billion people worldwide are 'unbanked', Australiaâ&#x20AC;&#x2122;s fastest growing digital trading platform offers a solution.

Europe AI in Politics - 050 Denmark's AI Talent Plan - 052 Estonia Crypto Valley Challenge - 056 Estonia Global IT Recruitment - 057 The Canary Islands Maritime - 058 IIoT Isle of Man - 060 China VC Market - 062 Belt and Road Projects - 064 Tips For Doing Business in China - 68 Mexico Innovation - 070 Carribean Renewable Energy - 072 Sovcombank Invests in AI - 073

Global AI Readiness Deloitte examines the growing importance of AI and what we can learn from early adopters across seven countries.

Anytime Fitness on 7 Continents - 074 Ericsson's 5G Leadership - 76 Amazon's Brick and Mortar  - 078 Gennady Klemeshev, Kolk Group - 080 Women in Business Club - 084 Women in Leadership - 086 Gotse Shteryoski, ZRAK - 088 Global CEO Confidence - 090 CEO Compensation and Empathy - 092 Doss Cunningham, Nutrabolt - 094 Staj Olson, Igneous Bath - 96 Peter Reilly, Cleaner Products - 100 World's Largest Aircraft Launches - 104 IP Risk Coverage - 106

Belt & Road Projects China has secured 125 countries, 29 international organizations and 173 agreements. We check out some of the B&R projects.

<< Contents

Finland Furniture Innovation - 108 Physics Based Fashion Fitting - 110 Pain Relief Tech from Utah - 113 3M State of Science - 114 SAS I Billion AI Investment - 118 Human Horizons - 122 McDonalds Acquires CX Company - 124 Sprinkler Innovation - 126 Horizon Europe - 128 Traveletics - 130

Doss Cunningham, Nutrabolt The CEO of a global sports nutrition powerhouse talks about rapid growth, success, and future of energy drinks.

IBM and Yara Reinvent Farming - 132 Digital Currencies - 134 Environmental Momentum - 136 Cleanworks Food Innovation - 138 Plant Based Packaging - 140 Stixfresh Food Tech - 142 EU Bans Single Use Plastics 144 A Shoe Made to be Remade - 146 Taiwan SME Circular Fashion - 148 Diagnosing Air Pollution - 150

IBM + Yara Combining world-class agronomy and cutting-edge technology to develop the world's leading global digital farming platform.

Footprint Straws - 152 Toastmasters International - 154 Tentree Sets Instagram Records - 156 Intelligent Financial Automation - 158 Email Security Market - 160 Bad Publicity in Business - 162 AI in Marketing - 164 Saving Time on Emails - 166 CMOs Profit from Measurement - 168 Patek Phillipe Watch Art - 172 Puerto Rico Investment Proposal - 174 Explore Dubai with Emaar- 177

Diagnosing Air Technology will soon allow researchers and policymakers to gauge the health risks of air pollution on an individual level.

LA Table by Krug, Bahrain - 178 Le Blanc Resort, Mexico - 180 Likely Hakata, Japan - 182 2019 CSR Leader 100 List - 184

Dubai With Emaar Emaar Hospitality Group, the hospitality and leisure business has announced exceptional value Dubai stopover packages.


VIDEOS FOR CEOS worldbizmag.com

Verkada Raised $40M in Series B at $540M Valuation to Modernize Enterprise Video Security. Verkada, an emerging leader in the enterprise video security space, announced the close of a $40 million Series B round co-led by Meritech and Sequoia, at a $540 million post-money valuation. Existing investors Next47 and First Round Capital also participated. www.verkada.com Divvy Secured $200M Financing Round To Expand & Keep Up With Market Demand. Divvy, a modern payment and expense management platform for business, announced a $200 million financing round led by NEA, with participation from existing investors Pelion Venture Partners and Insight Venture


Partners. The Series C is the third round of funding Divvy has closed in less than a year, bringing the company's total equity financing to $245.5 million. The new investment will allow Divvy to accelerate product development and customer growth, while further refining the it's smart money payment and expense platform. www.nea.com SAP to Fund Internal Collaboration Startup Ruum With €10 Million. SAP SE will invest an additional €10 million in Ruum by SAP™ to help the solution grow its business quickly. Ruum is the simplest software-as-a-service (SaaS) solution that connects enterprise business processes with team productivity, enabling one billion SAP® software users to connect business data with an intuitive, adaptable collaboration suite. Ruum integrates with the core SAP product portfolio as well as popular collab platforms, such as Microsoft Teams and Box Inc. www.sap.com PAX Secures $420 Million Funding From New And Existing Investors. PAX Labs, Inc., a leading consumer technology brand, has secured $420 million in equity financing from global institutional investors representing technology, healthcare, consumer products and diversified public equities. The financing also received support from existing investors, including Tiger Global Management and Tao Capital Partners. www.pax.com

PAGE 006

Global AI

World's Fastest Growing Beauty Booking Platform Shedul.com Raises $20 million Series B. Shedul.com, the world's fastest growing booking platform for salons and spas, announced today a Series B investment of $20 million, valuing the company at $105 million. The round was led by Partech, an investment firm with hubs in Paris, San Francisco, and Berlin, along with participation from Berlin-based Target Global, Dubai-based BECO Capital, and New York-based FJ Labs. Additionally, the round included personal investments from entrepreneur Niklas Ă&#x2013;stberg, Founder and CEO of Delivery Hero AG. The fundraise was oversubscribed with additional secondary transactions of $3 million. The Series B round brings the total amount raised by the London-based company to $32 million. www.shedul.com Klook Completes US$425M Series D Funding with New Capital Raise led by Softbank Vision Fund. Klook, a world leading travel activities and services booking platform, today announced it has raised US$225M in Series D+ funding. This increases the company's total Series D funding round to US$425M. The SoftBank Vision Fund led the round with participation from existing investors, including Sequoia China, Matrix Partners, TCV, and OurCrowd. This represents the largest financing in the global travel activities and services industry. www.klook.com Armis Raises $65 Million to Accelerate Its 700% Growth in Massive Enterprise IoT Security. Armis, the enterprise IoT security company, today announced it has raised $65 million in Series C funding, bringing the company's total funding to $112 million. The round was led by Sequoia Capital, with participation from Insight Venture Partners and Intermountain Ventures joining. Bain Capital Ventures, Red Dot Capital Partners, and Tenaya Capital also participated as return investors. Carl Eschenbach, partner at Sequoia, joined the board of directors. www.armis.com


Lucid Motors Closes $1BN+ Investment from the Public

Glossier Raises $100 Million to Build the Future of Beauty.

Investment Fund of Saudi Arabia.

Glossier Inc. has announced that it has raised $100 million in

Lucid Motorshas confirmed that it has closed its previously

Series D funding to build the future beauty company in

announced $1bn+ (USD) investment from the Public

collaboration with its customers. Sequoia Capital led the

Investment Fund of Saudi Arabia ("PIF"). This latest round of

round, along with participation from Tiger Global

financing further propels the company towards the launch of

Management, Spark Capital, and existing investors Forerunner

its first electric vehicle, the Lucid Air, in 2020.

Ventures, Thrive Capital, IVP, and Index Ventures.



1stdibs.com Raises $76 Million In Series D Funding.

OneWeb secures $1.25 Billion in new Funding after

1stdibs.com, which owns and operates the world's leading

Successful Launch.

marketplace for luxury furnishings, jewelry, fine arts and

OneWeb, a global communications company with a mission to

vintage fashion, announced today a Series D funding round of

bring connectivity to everyone, everywhere, announces it has

$76 million. 1stdibs plans to use the proceeds to invest in its

secured its largest fundraising round to date with the

core business, grow adjacent categories, expand

successful raise of $1.25 billion in new capital. This brings the

internationally and make strategic acquisitions.

total funds raised to $3.4 billion. This round was led by


SoftBank Group Corp., Grupo Salinas, Qualcomm Technologies Inc., and the Government of Rwanda.

Markforged raises $82 million round led by Summit


Partners to expand industrial 3D printing. Markforged, a leading manufacturer of industrial 3D printers,

VR for HR: Startup Raises $8M from Impact Investors to

announced that it has closed an $82 million Series D round of

Tackle Workplace Bias Through Simulations.

funding led by Summit Partners with participation from

Mursion, a startup that provides immersive VR training for

existing strategic and financial partners, including Matrix

essential skills in the workplace, today announced an $8M

Partners; M12, Microsoft’s Venture Fund; Next47; and Porsche

Series A, led by impact investor New Markets Venture

SE. Markforged will use the additional capital to help

Partners, along with the Schusterman Family Investment

accelerate its product roadmap, including the introduction of

Office, Zoma Capital, New Schools Venture Fund, Propel

mass production printers and new materials. The capital will

Capital, Figure 8 Investments, and the Strada Education

also be used to enhance the company’s global expansion

Network. Already used by a cross section of more than 150

plans, strengthen its massive foothold among global

leading employers including Comerica, LinkedIn, Ebay, Coca-

manufacturers, and ultimately help to reshape the $12 trillion

Cola, and Nationwide, Mursion is pioneering the application of

manufacturing industry.

VR to improve emotional intelligence, and reduce bias.


www.mursion.com PAGE 008

College Guidance Disruptor Secures $24 Million In Series B

FirstElement Fuel's Receives $24 Million in Funding from

Funding For Affordable Solutions.

Mitsui and Air Liquide.

CollegeVine, the leading provider of affordable, data-driven

FirstElement Fuel Inc announced that it has secured $24

high school guidance and college admissions advising,

Million in funding to help fund the growth of its True Zero

announced it has secured $24 million in Series B funding from

Hydrogen Network of retail stations in California, and thereby

Maywood Street Investments (Maywood"), Fidelity

quadruple the company's capacity to dispense retail

Investments ("Fidelity"), Morningside Technology Ventures

hydrogen to customers of fuel cell electric vehicles.Â

("Morningside"), and University Ventures ("UV"). Using over a

FirstElement Fuel's retail hydrogen network is the largest in

million data points to power and propel their technology,

the world today, and the growth funding from Mitsui Group's

CollegeVine has helped over 10,000 students navigate the

U.S. based subsidiary Hy Solution, Inc. and Air Liquide, with

path into college, making it the largest marketplace for

each company providing $12 million, will expand its capacity

college advisory services in the country.

from the ability to serve 7,000 fuel cell electric vehicles to


more than 28,000 vehicles. www.truezero.com

Nutrafol Announces $35M Series B Funding Led By L Catterton's Growth Fund and Unilever Ventures.

Onfido raises $50M led by SBI Investment to create the

Nutrafol, the leading nutraceutical brand clinically shown to

Identity Verification for Businesses Globally.

improve hair growth performance with 100% drug-free,

Onfido, the global identity verification provider, announced it

natural ingredients, announced a $35 million Series B

has raised $50M in funding, bringing the total investment in

financing led by the Growth Fund of L Catterton, the largest

the company to over $100M. The round was led by SBI

and most global consumer-focused private equity firm, with

Investment and Salesforce Ventures, with support from M12

participation from existing investor, Unilever Ventures.

(formerly Microsoft Ventures), FinVC and others, including


existing investors. Frank van Veenendaal, former Chief Sales Officer and Vice Chairman of Salesforce, joins Onfido's board.

RM Global (RMG) Announces Final Closing of US$64 million

The investment will accelerate Onfido's goal of using AI to

for Israel-based Biopharma Investment Fund.

standardize the way businesses verify identities in a scalable

RMG successfully completed final closing of USD $64 million,

and secure way. It will help Onfido consolidate its core market

adding significant institutional, family office and strategic life

in the USA, accelerate its expansion into high-growth regions

science investors from South Korea, the U.S., Europe and

including Europe and South-East Asia, as well as advancing

Israel. The closing continues the strategic collaboration with

product development. This recent round validates Onfido's

the FutuRx Biopharma incubator and its partners, OrbiMed

success - it has generated a 342% year-over-year sales growth

Israel, Johnson & Johnson Innovation, and Takeda Ventures.

and attracted over 1,500 customers worldwide.


www.onfido.com PAGEÂ 009


must collaborate now, more than ever, to rectify the harmful

and innovators from across the globe convened at

consequences of the fashion industry and combat the climate

Copenhagen Fashion Summit 2019 to demand urgent

crisis, resource scarcity and social implications.

action on sustainability in the fashion industry. According to new findings in the Pulse of the Fashion industry Hosted in the grand setting of Copenhagen Concert Hall on

2019 update, if the current pace of change does not improve,

15-16 May, the event marked the Summit's 10th anniversary

fashion will continue to be a net contributor to climate change,

and provided a platform for companies to unveil new

and the Paris Agreement's objective of keeping global warming

solutions, launch new commitments, collaborate with

below 1.5 degrees Celsius during the remainder of this century

industry peers and partake in agenda-setting discussions.

will not be achieved. The Summit provided a forum for

The event was organised by Global Fashion Agenda – the

stakeholders to come together and rewrite fashion to

world's foremost leadership forum for sustainability in

safeguard the planet.

fashion, under the patronage of HRH the Crown Princess of Denmark.

Rethinking tools to establish a circular fashion system. Currently, 73% of the world's clothing eventually ends up in

It was clear at Copenhagen Fashion Summit 2019 that there

landfills and the global fashion industry is projected to grow by

is an urgency and united ambition to act now.

81% by 2030, exerting an unprecedented strain on the planet.

The discussions and debates emphasised that companies

The linear model of 'take, make, dispose' will soon reach its PAGE 010

Global Fashion Agenda

- Today less than 15% of clothes are collected for recycling, and less than 1% of the material used to produce clothing is recycled into new clothing. Every second, a whole garbage truck full of textiles is discarded. - Overall, 73% of the world's clothing eventually ends up in landfills If today's textile collection rate were tripled by 2030, it could be worth more than EUR 4 billion for the world economy. If the industry were to find a way to collect and recycle all fibres, the value could be up to EUR 80 billion. - Since March 2019 textiles (apparel and fabrics) is one out of eight priority sectors for the European Commission's (Directorate-General for Environment) product policy framework for a circular economy. Eva Kruse, CEO and President of Global Fashion Agenda, said: "We can solve the planet's and the industry's biggest issues – if we work together and take action now. We need bold leadership to accelerate the change and push policymakers to support this journey." Leading brands and organisations unveiled new initiatives. Multiple companies chose to announce their new sustainability measures at the landmark event. Highlights include: - Nike announced its Circular Design Workbook to provide designers and product creators across the industry with a common language for circularity. Nike is a signatory of the Global Fashion Agenda 2020 Circular Fashion System Commitment, which calls on fashion brands and retailers to accelerate the transition to a circular fashion system. A new manifesto to deliver a circular economy in textiles. - In a unique collaboration between EURATEX (European Apparel and Textile Confederation), Federation of the European Sporting Goods Industry (FESI), Global Fashion Agenda (GFA), International Apparel Federation (IAF) and Sustainable Apparel Coalition (SAC), the manifesto calls on existing and forthcoming EU policymakers to rethink tools to establish a circular fashion system. - Kering announced a commitment that the group's Houses will only hire models aged over 18 to represent adults at their fashion shows and photo sessions as of 2020. In his speech,

PAGE 011

François-Henri Pinault also revealed that he has been tasked

The top sustainability priorities outlined in the CEO Agenda

by French president Emmanuel Macron to create a

guided the Summit programme and speakers included:

"coalition" of CEOs and top companies in the fashion

HRH The Crown Princess of Demark; François-Henri Pinault,

industry to join forces and set ambitious sustainability

Chairman and CEO, Kering; Paul Polman, Chair, International

targets together.

Chamber Of Commerce and The B Team; Emanuel Chirico,

- PVH Corp. released the evolution of its corporate

Chairman and CEO, PVH Corp.; Katharine Hamnett, CBE,

responsibility strategy, Forward Fashion, a vision for the

designer and activist; Noel Kinder, Chief Sustainability Officer,

future that sets a new level of ambition and transparency,

Nike; Arizona Muse, model, ambassador and consultant;

and reinforces its long-standing commitment to sustainable

Connie Nielsen, actor and activist; Samuel Ross, designer and


founder, A-Cold-Wall; Anna Gedda, Head of Sustainability, H&M

- Google revealed a partnership with Stella McCartney to

Group; and many more. Renowned UK television and radio

measure the environmental impact of the fashion industry.

presenter Gemma Cairney hosted the Summit.

Google is building a tool that uses data analytics and machine learning on Google Cloud to give brands a more

Inspirational thoughts from Summit speakers:

comprehensive view into their supply chain, particularly at

- Anna Gedda, Head of Sustainability, H&M Group:

the level of raw material production.

"Sustainability needs to be a non-competitive area. Working with open source, using our experience and making sure we

Speakers took part in agenda-setting discussions

don't compete."

The event attracted 1300 guests, and 78 high-level speakers

- Emanuel Chirico, Chairman and CEO, PVH Corp: "Our industry

gave talks spanning executive leadership, design,

is highly competitive. But there is a huge benefit to competing

manufacturing, policy and investment. Topics ranged from

on the same playing field. We need to increase transparency as

climate change and circular economy to the power of

we move forward."

creatives and how fashion can address overconsumption.

- François-Henri Pinault, Chairman and CEO, Kering: "Leaders PAGE 012

Global Fashion Agenda

have to put themselves in a vulnerable position and push to find solutions together. We need to forge the path together to change the paradigms." - John Hoke, Chief Design Officer, Nike: "We're endeavouring to create a common language around efforts in sustainability and a shared commitment in design." - Paul Polman, Chair, International Chamber Of Commerce and The B Team: "To solve the issues we have today, we don't have to send people to Mars to find the answers. We have the answers; we only need the right leadership and our willpower." This year's Summit also presented an even larger Innovation Forum, enabling small and large companies to meet with 50 sustainable solution providers â&#x20AC;&#x201C; equipping them with the tools to turn words into meaningful actions. More than 600 facilitated business meetings between fashion companies and sustainable solution providers took place during the two days of the Summit. The Innovation Forum exhibition area was expanded this year to incorporate the Design Studio, presented by Avery Dennison. Global Fashion Agenda (GFA) is the foremost leadership forum for industry collaboration on sustainability in fashion. As a thought leadership and advocacy organisation focusing on industry collaboration and public-private cooperation, GFA is on a mission to make sustainability fashionable. The organisation guides and supports industry leaders in changing the way we produce, market and consume fashion, for a world beyond next season. In partnership with its Strategic Partners, currently counting the industry leaders ASOS, BESTSELLER, H&M group, Kering, Li & Fung, Nike, PVH Corp., Sustainable Apparel Coalition and Target, GFA spearheads the fashion industry's journey toward a more sustainable future. A non-profit organisation, GFA has organised and hosted Copenhagen Fashion Summit, the world's leading business event on sustainability in fashion, since 2009. GFA also publishes the annual Pulse of the Fashion Industry report, in collaboration with The Boston Consulting Group and Sustainable Apparel Coalition, and the annual CEO Agenda. Website: www.globalfashionagenda.com



Enterprises on digital transformation journeys are looking for vendors to help them become more flexible, collaborative and adaptable to constantly changing business conditions, according to a new report published today by Information Services Group a leading global technology research and advisory firm. The ISG Provider Lens™ Archetype Report for Digital Business Transformation examines five different types of clients, or archetypes, that are looking for providers to help them with their digital transformations. Many enterprises are focusing on digital transformation as a way to deal with "exponential

Report examines five client archetypes and evaluates providers that can help them with their digital transformation journeys.


change" while staying competitive, said Esteban Herrera, partner and global leader of ISG Research.

Archetype Report for Digital Transformation PAGE 014


Digital Transformation Archetypes

"A large part of this challenge is not just technological, but also how to transform established processes and traditional management practices," he added. "The question is how companies can enjoy a sufficient degree of flexibility, speed and collaboration across departments and enterprise boundaries, while delivering benefits to themselves and their ever more mobile customers." The report evaluates the capabilities of 43 providers to deliver digital transformation services in seven areas: enabling the customer journey; digital enterprise operations; digital transformational platforms/PaaS; digital transformational services/XaaS; digital product creation and customization; digital continuous delivery; and blockchain as a service. The report looks at the providers in the context of these client archetypes: - Ad-hoc or legacy transformation clients usually have legacyheavy enterprise IT operations with multiple silos. These clients often move toward digital transformation because of an ad-hoc requirement, such as an acquisition, merger or competitive reaction, or because they are adopting a new technology. - Transformational by strategy businesses have deep experience sourcing their services, and they often have moved to a cloud-based IT operation that enables business differentiation. These enterprises have created a roadmap for digital transformation, but will move in bite-sized phases. They look for best-of-breed solutions from across the market. - Cloud-first transformational enterprises are early adopters of the cloud, and they take a cloud-first approach to IT. They have relatively small and agile internal IT organizations. They consider IT as a change agent and, in many cases, an enabler of revenue growth. They see digital transformation as an extension of their current approach, and may be prepared in some cases to consider disruptive or new solutions after extensive testing. - Digital enterprise natives have evolved from the cloud-first transformational or transformational by strategy archetypes. They are customer-centric companies that create a competitive advantage by using current and emerging digital transformation tools. They focus on generating more revenue by using IT, rather than simply cutting costs. Increasing revenue, improving flexibility and improving their competitive position are major goals. - Disruption embracers/explorers have typically evolved from the cloud-first transformational or digital enterprise native archetypes. These modern-day explorers want to use their stable, but advanced, IT operations to gain new competitive advantages.


Among the providers ISG evaluated, only Cognizant, IBM and

The series is a complement to the ISG Provider Lens Archetype

Tech Mahindra were named leaders across all five archetypes.

reports, which offer a first-of-its-kind evaluation of providers

DXC Technology, HCL and Wipro were recognized as leaders in

from the perspective of specific buyer types.

four of the five archetypes, while Atos, Capgemini and NTT DATA achieved that distinction in three. Providers named

About ISG

leaders in two archetypes were Accenture, BT, LTI and

ISG (Information Services Group) (Nasdaq: III) is a leading

Mindtree. A customized version of the report is available from

global technology research and advisory firm. A trusted

Mindtree. The ISG Provider Lens™ Archetype Report for Digital

business partner to more than 700 clients, including 75 of the

Business Transformation is available to ISG Insights™

top 100 enterprises in the world, ISG is committed to helping

subscribers or for immediate, one-time purchase.

corporations, public sector organizations, and service and technology providers achieve operational excellence and

The ISG Provider Lens™ Quadrant research series is the only

faster growth. The firm specializes in digital transformation

service provider evaluation of its kind to combine empirical,

services, including automation, cloud and data analytics;

data-driven research and market analysis with the real-world

sourcing advisory; managed governance and risk services;

experience and observations of ISG's global advisory team.

network carrier services; strategy and operations design;

Enterprises will find a wealth of detailed data and market

change management; market intelligence and technology

analysis to help guide their selection of appropriate sourcing

research and analysis. Founded in 2006, and based in

partners, while ISG advisors use the reports to validate their

Stamford, Conn., ISG employs more than 1,300 digital-ready

own market knowledge and make recommendations to ISG's

professionals operating in more than 20 countries - a global

enterprise clients. The research currently covers providers

team known for its innovative thinking, market influence,

offering their services globally, across Europe and Latin

deep industry and technology expertise, and world-class

America, as well as in the U.S., Germany, the U.K., the Nordics,

research and analytical capabilities based on the industry's

Brazil and Australia/New Zealand, with additional markets to

most comprehensive marketplace data.

be added in the future. For more information about ISG Provider Lens research, please visit the ISG webpage.

For more information, visit www.isg-one.com. PAGE 016




When people talk of Puerto Rico’s robust manufacturing sector, rum is often the first thing that comes to mind. That’s understandable, as the island is home to many of the finest rum makers in the world. But there’s more to our manufacturing. For example, if you take any form of medication, chances are it was made in Puerto Rico. Many of the world’s most popular medicines and medical devices are manufactured here. This is a field we have dominated for over 60 years… and continue to grow.

Puerto Rico is home to more than postcard-perfect beaches and vibrant culture. We’re also home to the U.S.’ most fertile and advanced business eco-system, a tropical paradise tailor-made to foster Entrepreneurship and innovation.

Industry titans like Amgen and many others know that Puerto Rico has what it takes to innovate, produce and succeed on the global stage. Now you do too. Research and Development: As part of our commitment to underlining our role as a leading hub of the knowledge economy, we’re making significant strides in this endeavor, bringing together the brightest minds in the private, academia and public sectors. Will your business create the next Big Thing? In Puerto Rico, it’s more than likely. PAGE 018

Puerto Rico Innovate. Export. Win. It’s hard to pinpoint how or where big ideas come from, but we’re taking the necessary steps to ensure that they happen in Puerto Rico. Be a part of our ever-growing community of innovators. - Over 2,000 businesses related to the creative industry and tech/innovation endeavors employ more than 14,000 people. - Business volume of almost $3.0 billion. - Access to top-notch research universities, human capital and resources. Puerto Rico has always been ahead of the curve. We were the first in the region to boast a full-fledged industrial sector over 6o years ago. Today, we set the pace once again, strengthening our present to reign in the future. Hundreds of the world’s leading companies and visionary entrepreneurs already call us home. Here are a few reasons why you should as well. Easy Access A U.S. jurisdiction nestled in the middle of the Caribbean, Puerto Rico has been – and continues to be – an important social and economic bridge between the Americas, connecting you to the region and the world with ease. No passport? No problem. U.S. citizens can travel freely between the island and the U.S. mainland. As part of the United States, the ground rules for doing business in Puerto Rico allow for the same level of operational security, stability, and protections, so you can invest with confidence. People Power In addition to our zest for life, we Puerto Ricans are also known as a productive workforce that has what it takes to get the job done. Building Next-Generation Infrastructure Puerto Rico has always had the region’s most advanced infrastructure for business – roads, sea and airports, transportation logistics, technology, utilities, etc. Today, we’re doubling efforts to make our infrastructure even better, betting big on renewable energy and other public-private infrastructure projects to be more competitive than ever. As a U.S. jurisdiction, Puerto Rico offers an infrastructure many other islands and countries don’t have, one we are strengthening each day. Most of the island is connected via high-speed broadband internet, undersea fiber optic cable services, and a robust satellite system. Learn more about your next business adventure in Puerto Rico: www.businessinpuertorico.com

PAGE 019

VIRGIN FOUNDER, SIR RICHARD BRANSON PROPOSES STRATEGY TO TACKLE CLIMATE Sir Richard Branson has shared his vision for a Clean Energy

are going to be imperilled. Many people working on this

Dividend which he hopes will tackle climate change.

subject believe the world needs a carbon tax on dirty fuels coal and oil - to solve the problem.

Writing in his blog, amid scenes of climate change marches around the world, he states his belief that there will be an

However, the problem with a carbon tax is that it has so far

opportunity to create millions of jobs whilst also driving

been impossible to impose without governments falling.

down the price of fuels in the long term.

The Australian government tried to bring one in and they were kicked out - the new government cancelled it. In

Sir Richard Branson, Virgin Group Founder wrote: "I believe

November 2018, the state of Washington voted against a

there is an extremely simple way to whip climate change and

carbon tax for the second time in two years.

I plan to set it out below. It's wonderful to see children all over the world marching today for such an important cause

Carbon taxes are of course well-intentioned. But others are

and they are absolutely right that if we don't implement

sceptical that they will raise enough resources to tackle the

ideas immediately then their lives and their children's lives

problem, or if the money will actually even be spent on the PAGE 020

Sir Richard Branson


issue. So aside from being unpopular with the companies, carbon taxes are also often unpopular with the public and unpopular with governments. There are really no winners - except ultimately the globe and the environment. So I would like to propose the following: a Clean Energy Dividend." The Virgin Group founder went on to add important points around why companies around the world should support this dividend adding: "Every company in the world should accept a Clean Energy Dividend to be imposed on the fossil fuel they use and the carbon emissions they cause. The dividend could be the equivalent percentage that a carbon tax would have been, and based on cutting pollution at the rate the climate science shows is necessary. However, unlike a carbon tax, that money wouldn't disappear into government coffers, but would be used specifically to be invested in generating clean energy through wind farms and solar panels, as well as the development of more low carbon fuels and other breakthrough technologies. The companies, through those investments, can get that money back, plus dividends (it would be wise to have some independent governance to make absolutely certain that all companies comply with this remit.) The good news about this approach is that: Clean energy will have literally billions poured into it over the next few years - enough money to switch the world from dirty to clean energy. This is important because what climate change initiatives are still lacking at the moment is major investment. Companies investing this money should be happy because the investments they make should be secure ones. Millions of new jobs will be created through a climate change revolution. The public should be happy because although some fuel prices might increase in the short-term, the competition from clean fuel will rapidly drive prices of both dirty and clean fuel down very quickly and they will stay down forever.


Creating Global Prosperity Governments should be happy because the lower fuel prices will result in a great boost to the economy. Lower fuel prices are politically attractive and politicians will also be able to say that by implementing this, they have made a major move towards getting on top of climate change. This is a win-win all-round. It's a win for companies, a win for the people who work in them, a win for the public, a win for creating new jobs, win for governments, and most importantly of all a win for our beautiful globe." About Sir Richard Branson: Conceived in 1970 by Sir Richard Branson, the Virgin Group has gone on to grow successful businesses in sectors including mobile telephony, travel and transportation, financial services, leisure and entertainment and health and wellness. Virgin is a leading international investment group and one of the world's most recognised and respected brands. Since starting youth culture magazine "Student" at aged 16, Richard has found entrepreneurial ways to drive positive change in the world. In 2004 Richard established Virgin Unite, the non-profit foundation of the Virgin Group, which unites people and entrepreneurial ideas to create opportunities for a better world. Most of his time is now spent building businesses that will make a positive difference in the world and working with Virgin Unite and organisations it has incubated, such as The Elders, The Carbon War Room, The B Team and Ocean Unite. He also serves on the Global Commission on Drug Policy and supports ocean conservation with the Ocean Elders. About Virgin Group: Virgin is a leading international investment group and one of the world's most recognised and respected brands. Conceived in 1970 by Sir Richard Branson, the Virgin Group has gone on to grow successful businesses in sectors including mobile telephony, travel & transportation, financial services, leisure & entertainment and health & wellness.



PRBD GLOBAL World Class Design and Editorial 10 x Websites 2 x Magazines Press Release to 4,500 Global Newsrooms Comprehensive Paid Social Media promotion Targeted LinkedIn Promotion of your Interview / Editorial Search Engines - Organic and Paid For Dedicated Account Management and Reporting


DECODING THE GLOBAL AI ADVANTAGE: AI READINESS AND MATURITY WORLDWIDE In the coming years, artificial intelligence (AI) will exert an

and optimizing internal business operations. Sixty-three

enormous impact on economic development and the nature

percent of early adopters say that AI technologies are "very" or

of work. It will also radically reshape the competitive

"critically" important to their business success today, and that

dynamics of many industries.

number is expected to increase to 81 percent in two years.

A new Deloitte Global study "Future in the balance?

Yet, AI initiatives also present an array of challenges and risks,

How countries are pursuing an AI advantage – Insights

some of which are perceived differently across regions.

from Deloitte's State of AI in the Enterprise, 2nd Edition

Globally 43 percent of executives said they have major or

survey," examines the growing importance of AI and what

extreme concerns about potential AI risks.

we can learn from early adopters across seven countries. Filling the AI skill gap is a significant issue, with 68 percent of The survey found that 57 percent of early AI adopters believe

global respondents indicating moderate-to-extreme skill gaps.

it will transform their company within the next three years. Early AI adopters are using AI to improve both their external

Other top concerns include cybersecurity vulnerabilities and

and internal capabilities – enhancing products and services

making incorrect decisions based on AI recommendations. PAGE 024

"Paths to successful AI implementation and use differ greatly,

Canada exhibits caution: Canada is taking a cautious

and countries are at varying stages of the process.

approach, with only 25 percent of early adopters from Canada

By examining countries' challenges and how they are

indicating they currently embed AI into their products and

addressing them, we can glean some essential best practices,"

services, the lowest of all countries. Yet at the national level,

says Paul Sallomi, Deloitte Global Technology, Media &

Canada is making a concerted effort to bolster its collective AI

Telecommunications industry leader. "For example, some

capabilities. This is especially true for talent, where the

countries are more concerned about addressing skill gaps.

government has put forth policies to make immigration an

Others are focusing on how AI can improve decision-making

easier, more open process for those with AI-related skill sets.

or cybersecurity capabilities. While there is intense competition among countries and companies, all adopters

China prioritizes R&D: The Chinese government is investing

can learn from one another and early success will depend on

heavily in AI research and development, and 85 percent of

getting execution right."

respondents from China expect that in two years AI will be very or critically important to their organization's success - the

"There is a growing realization of AI's importance, including its

highest level globally. Organizations from China are

ability to provide competitive advantage and change work for

demonstrating signs of strategic maturity by putting policies,

the better," says Jeff Loucks, executive director, Deloitte

procedures, and metrics in place to succeed with AI.

Center for Technology, Media and Telecommunications,

Almost half (46 percent) indicate they have a comprehensive,

Deloitte LLP. "To tap into these opportunities and ensure AI

organization-wide strategy for adopting AI.

success, organizations must excel at a wide range of practices, including strategy development, pursuing the right use case,

France aspires to empower its people: The French

building a data foundation, and possessing a strong ability to

government is making it a priority to develop AI both

experiment. These capabilities are critical now because, as AI

domestically and by working broadly with the European Union.

becomes even easier to consume, the window for competitive

Seventy-six percent of early adopters from France believe that

differentiation will shrink."

AI will augment human capabilities. But the survey also reveals that early adopters in France are struggling to obtain talent and

Key takeaways from the report's country analysis of AI

to integrate AI into their organizations' processes.

readiness and adoption include: Germany turns fears into strengths: The German government Australia is playing catch up: Organizations from Australia

is looking to accelerate adoption and development of AI

hold a positive view of the strategic importance of AI to their

technologies, but AI early adopters appear to struggle more

success. Seventy-nine percent believe AI will be "very" or

with some of the ethical concerns surrounding AI.

"critically" important to their business within two years.

Their top ethical concerns are using AI to manipulate

Despite the optimism, 50 percent of AI early adopters from

information and create falsehoods and potential job cuts.

Australia report that AI helps them "catch up" or "keep up" to

However, the workforce concerns have translated to a more

their competition, rather than establish a distinct lead - the

holistic approach to filling the AI talent gap - respondents from

highest rate of all countries. It appears there's a mismatch

Germany are more likely than their counterparts from other

between perceived levels of urgency and readiness.

countries to have a strong focus on AI training.


Global AI

The UK bets big on AI: With a thriving startup scene and heavy government investment, the UK is an enthusiastic participant in the global AI revolution. Forty-five percent of respondents from the UK say AI will be of critical importance to their near-future success and 60 percent expect to increase their AI investment more than 10 percent next fiscal year. This is the highest rate for both of these measures among all countries surveyed. USA recognizes AI challenges: The US continues to be a leader in public and private AI research, but with sophistication comes recognition of the complexities and challenges. Cybersecurity is a top concern for executives in the US, second only to China. Forty-seven percent of respondents from the US are concerned about sensitive data being stolen, and 45 percent worry that outsiders will influence AI models. About Deloitte Deloitte refers to one or more of Deloitte Touche Tohmatsu Limited ("DTTL"), its global network of member firms, and their related entities. DTTL (also referred to as "Deloitte Global") and each of its member firms are legally separate and independent entities. DTTL does not provide services to clients. Please see www.deloitte.com/about to learn more. Deloitte is a leading global provider of audit and assurance, consulting, financial advisory, risk advisory, tax and related services. Our network of member firms in more than 150 countries and territories serves four out of five Fortune Global 500ÂŽ companies. Learn how Deloitte's more than 286,000 people make an impact that matters at www.deloitte.com


FIRST EVER MADE IN U.S.A. TRADE SHOW The largest collection of American-made machines and

great pride in our ability to deliver above and beyond with

products will be on display at the Indiana Convention

the goods we produce. While everyone has a part of their

Center in Indianapolis, October 3-6, 2019.

own industry's circle, we seldom find the opportunity to celebrate that unique craftsmanship in one place together."

MADE IN AMERICA 2019, the first-ever exposition and celebratory event solely focusing on U.S. manufacturing

For this monumental event, more than 450,000 square feet

and products made in the USA, will take place at the

of the Indiana Convention Center has been reserved to

Indiana Convention Center in Indianapolis, October 3-6.

showcase American-made machines and products by 800 U.S. manufacturers. While all exhibitors will share a

With more than 800 exhibitors and 10,000 attendees

commonality in their U.S.-based productions, the variety of

expected, this four-day event will bring together the largest-

represented product categories and industries will be

ever network of industrial professionals, keynote speakers

incredibly vast, ranging from aerospace and automobiles to

and conscious consumers for one common goal:

apparel and textiles.

raising awareness for the economic, environmental and

This event will truly be the most comprehensive

community impact of American manufacturing.

representation of American manufacturing and production ever in its purest form.

"American-made machines and products are the backbone of America's strength," said CEO Don Buckner, Sr. "We takeÂ

Website: www.madeinamerica.com PAGEÂ 027


Among key industry components required for such a utility-

projected to generate nearly 20 gigawatts (GW) of clean,

scale build-out of U.S. offshore wind include:

cost-competitive power in seven East Coast states by 2030,

- More than 1,700 offshore wind turbines and towers

presents a nearly $70 billion CAPEX revenue opportunity to

($29.6 billion).

businesses in the U.S. offshore wind supply chain, reports a

- More than 1,750 offshore wind turbine and substation

new white paper by the Special Initiative on Offshore Wind

foundations ($16.2 billion).

(SIOW) with analysis by the Renewables Consulting Group .

- More than 5,000 miles of power export, upland and array cables ($10.3 billion).

The first-of-its-kind analysis offers a road map for states

- More than 60 onshore and offshore substations ($6.8

and a menu for suppliers to build GWs of new U.S. offshore


wind power capacity over the next decade. The study does

- A wide range of marine support, insurance and project

so by quantifying the timing and pace of $68.2 billion in

management activities ($5.3 billion).

supply chain contracting prospects to install 18.6 GW of offshore wind procurements forecast for clean-energy

The study also details rising state commitments and

consumers on the Atlantic Seaboard by 2030.

forecast power procurements through 2030:  PAGE 028

New York, 7.7 GW (9 GW by 2035), New Jersey, 3.5 GW,

"This new study shows there's a lot more where that came

Massachusetts, 3.2 GW, Connecticut, 2 GW, Maryland, 1.2 GW,

from. Five foundations down, 1,750 more to go. That's the

Rhode Island, 1 GW, and Virginia, 12 megawatts. Together,

kind of business opportunity the offshore energy industry can

these total more than 18 GW of U.S. offshore wind power.

get excited about."

"America's offshore wind industry is taking off and what

"In quantifying the industrialization of offshore wind in the

people see now is just the tip of the iceberg," said Stephanie

U.S., this white paper illustrates just how much potential

McClellan, study author and Director of SIOW, at the

there is in the sector, top to bottom," said Jason Folsom,

University of Delaware's College of Earth, Ocean and

Boston-based U.S. National Sales Director for MHI Vestas

Environment. "States and industry suppliers are leading the

Offshore Wind. "It presents an exceptionally compelling case

way and eager for clarity on the path ahead. Our analysis

on the emergence of offshore wind as an engine for U.S.

illuminates the market's supply chain needs, timing and pace,

energy transition."

and $70 billion in CAPEX for businesses to translate GWs into growth opportunities and build this extraordinary enterprise."

The firm plans to install 84 of its new 9.5 MW turbines in Massachusetts' 800 MW Vineyard Wind project, which will be

"This report provides a roadmap for companies that will

America's first utility-scale offshore wind farm.

create new jobs and generate competition, which means better prices for producers and better electricity rates for

"America's land-based wind industry already supports over

consumers in the future," said Randall Luthi, President of the

105,000 U.S. jobs and more than 500 factories," said Tom

National Ocean Industries Association. "NOIA has long

Kiernan, CEO of the American Wind Energy Association

advocated for all-of-the-above energy and new offshore

(AWEA). "This paper lays out the $70 billion opportunity to

energy growth in America. Our members look forward to

further grow American jobs and manufacturing as

participating in the massive opportunity presented by

development heats up to harness our nation's world-class

offshore wind. The report identifies significant opportunities

offshore wind potential."

for the supply chain that will build, supply and support the U.S. offshore wind sector."

Added NOIA President Luthi, "By putting in clear terms the anticipated demand for foundations, towers, cable and

"Gulf Island Fabrication constructed the foundations for the

services, America's energy supply and service companies can

five turbines at Block Island, RI â&#x20AC;&#x201C; so we know the power and

begin planning to enter this growing market. We're watching a

value of offshore wind," said Bill Blanchard, Senior Vice

new industry grow right here off our shores and NOIA's

President, Business Development, at the Texas-based firm.Â

members are excited to be a part of this energy future."

PAGE 029


USA Energy

Since 2014, SIOW has worked to provide research and a road map of economic drivers to make U.S. offshore wind competitive. In 2015, SIOW co-authored a study with New York quantifying the role of scale in raising benefits and cutting ratepayer costs. In 2016, an SIOW study for Massachusetts found that the best way to lower the cost of energy was firm commitments to a big offshore wind market. Today, interest in U.S. offshore wind is reaching a fever pitch. Bids in the December 2018 Bureau of Ocean Energy Management's auction for new Massachusetts leases reached a record $405 million, and in January, New York State almost quadrupled its offshore wind commitment to 9 GW by 2035. For the white paper, "Supply Chain Contracting Forecast for U.S. Offshore Wind Power," visit: www.ceoe.udel.edu About SIOW The Special Initiative on Offshore Wind is affiliated with the University of Delaware's (UD) College of Earth, Ocean & Environment (CEOE) and supports offshore wind power as part of a comprehensive U.S. energy solution, offering expertise, analysis, informationsharing and strategic partnership to build understanding and drive deployment. UD has a long record advancing offshore wind power through the CEOE, College of Engineering, Center for Composite Materials and more.


IRISH INVESTMENT INTO THE U.S. REACHES $146 BILLION Enterprise Ireland, the Irish Government agency for the

The roundtable participants discussed opportunities for Irish

development of Irish enterprises in world markets, recently

companies to continue to expand their U.S. operations, and how the

announced there are over 100,000 people employed in the U.S.

Irish government can support additional investment and growth.

by Irish companies in 2018. Of these there were more than 85,000 people employed by 520 Enterprise Ireland supported

Executives in attendance included Netwatch Group, a provider of live

companies operating across all 50 states at 954 locations.

remote monitoring for critical infrastructure security which created 250 new U.S. jobs in 2018 and announced the creation of 100 new

Ireland is now the ninth largest source of foreign direct

jobs in 2019. Healthcare technology company RelateCare, also

investment into the United States at $146.2 billion.

announced that it is expanding operations within the U.S. as well as

This is according to the United States Bureau of Economic

Ireland, creating more than 180 new jobs in 2019. End-to-end IT asset

Analysis. Additionally, in 2018, Enterprise Ireland-supported

disposal and circular economy leader Wisetek, who have expanded

companies opened 60 new operations in the U.S.

their U.S. base from one to four locations and intends to add two additional locations in 2019.

In March An Taoiseach (Irish Prime Minister) Leo Varadkar, hosted a business development roundtable in Washington with

Other Irish companies in attendance included; Soapbox Labs, a

leading Irish companies with plans to further invest in the U.S.

developer of a unique AI and speech technology aimed at addressing

An Taoiseach Leo Varadkar said: "Irish investment in the United

childhood illiteracy, partnering with some of the world's largest

States is increasing year on year and is now at an all-time high.

technology companies who regularly deploy AI and voice control in

The scale and diversity of this investment is indicative of the

their products. Applegreen, a leading provider of service station

strength of the partnership between our two countries.

forecourt retail services with 72 locations across the U.S., the world's

"Ireland has a dynamic and innovation-based enterprise sector,

fastest growing integrated social recognition and continuous

backed by State investment, which is expanding its presence

performance management platform, WorkHuman, as well as

and impact in the U.S. I look forward to meeting with some of

Taxback, a financial technology company enabling more efficient

these companies in the coming days and hearing of their plans

trade for international banks and businesses with a cost-effective

for the future."

solution for sending and receiving foreign currency payments.

Julie Sinnamon, CEO, Enterprise Ireland: "Ireland continues to

In addition to today's events in Washington, D.C., and in one of the

realize its global ambition with each new partnership,

largest Enterprise Ireland economic missions, more than 110

innovation and idea from our entrepreneurial community that

Enterprise Ireland supported companies participated in commercial

we share with the world. Few places is this more evident than

events and meetings across the U.S. during the week of St. Patrick's

here in the United States where the contribution of Irish

Day with the goal of advancing partnerships and driving new

investment and employment is at an all-time high. Our strategy

business. Enterprise Ireland is the Irish State agency that works with

at Enterprise Ireland is to support this trend with tactical

Irish enterprises to help them start, grow, innovate and win export

assistance and further investment wherever necessary."

sales in global markets. www.enterprise-ireland.com


OMAHA - WE ARE A REGION BUILT TO GROW BUSINESS We grow thriving companies.

- Earnings approaching $200 Billion

We’re home to more than 45,000 businesses, including four

- International trade in our region sustains over 745,000 jobs

Fortune 500 and five Fortune 1000 headquarters.

- International trade creates more than $35 Billion in revenue

We’re passionate about this community and the companies that thrive here. We work hard to keep the business climate

Our region offers a strong business climate to expand and

friendly and taxes moderate. Our cost of living is low, our

attract companies in the following industry clusters:

quality of life is high – and our steady economic growth is

Agribusiness: The core of who we are – a leader in food, fuel

the envy of the nation. Companies, tiny to titan, flourish here

and water industries.

– from the neighborhood mom & pop to the Fortune 500s

Military & Defense: Home to more than 65 defense-related

known around the world. We embrace entrepreneurs,

companies and Offutt Air Force Base.

cultivate innovation and let imagination run free.

Financial Services: With one of the highest density clusters – our business climate provides the perfect mix to thrive.

Live Large Among Our Giants

Logistics: Our central location is the prime position to move

- Cost of living is 7.9% below the national average

people or products.

- Our stable tax structure – utilizes targeted business tax

Life Science: Home to nationally acclaimed medical centers

- Incentive programs and exemptions at low tax rates

and one of four biocontainment units in the U.S.

- Home to more than 45,000 businesses, - Four Fortune 500 and five Fortune 1000 headquarters

Our region provides an ideal central location for companies to

- 9.1 million people live within 250 miles

reach their customers quickly and efficiently. PAGE 032

Foreign Trade Zones

entrepreneurship, business costs, aspects of growth and

Access to our two foreign-trade zones (19 and 59) assists

quality of life. "The 2019 Barometer reflects our most

importers and encourages efficient international trade by

ambitious goals," said David G. Brown, president and CEO,

reducing, deferring or even eliminating duties on goods.

Greater Omaha Chamber. "According to the report, which examines nearly 40 different factors including growth, quality

Increasing Exports

of life, business resources and innovation, Greater Omaha is

This region is growing places. Over the past 10 years, exports

seven percent above the U.S. for the overall index."

in Greater Omaha have increased by $2.1 billion, growing an average of 1.1 percent each year. In 2016, the Omaha MSA

We’re Only as Boring as You Are.

exports totaled 3.5 billion.

We soak up a dynamic slate of entertainment that showcase the sights, sounds, creativity – and tastes – that typify our

Friendly Connections

community. We are a cultural hub, drawing creative and

With highly-valued relationships around the world, we are

talented people from all over the globe. World-class museums,

connected with the global business community, economic

Broadway-caliber productions, dance companies and

development and government organisations and Sister

renowned symphonies are just a few of the dynamic offerings

Cities: Yantai, China. Braunschweig, Germany. Naas, Ireland.

our community embraces.

Shizuoka, Japan. Siauliai, Lithuania. Xalapa, Mexico. Dine in some of the finest restaurants in the U.S. with cuisines We are a Region Built to Grow Business.

ranging from Laotian to classic Midwest steakhouses

Greater Omaha’s labor force totals more than 777,000

frequented by our own Warren Buffett.

people within a 60-minute commute from the metro’s epicenter. We boast a motivated and high-quality available

Affordable housing, great schools and universities, innovative

workforce and lower than average labor costs. We’ve added

hospitals and medical centers encompass all of the

almost 31,000 jobs – twice as much as the national average

indispensable elements you need to flourish.

over the past 10 years. Our population not only possesses the education and qualities employers are looking for, but

The Greater Omaha Chamber

also encompasses the Midwest work ethic simply part of the

We do more than live in this community, we imagine what it

fabric of our region.

could be and push it to greater, harnessing vision, expertise and the power of ‘we’ to raise our quality of life.

Greater Omaha continues to perform competitively when

We Don’t Coast – We accomplish more together.

compared with high-performing metros, a 2019 Barometer Report revealed the region has a strong advantage in

Website: www.omahachamber.org

PAGE 033

CALIFORNIA TOURISM GENERATES $140.6 BILLION, DRIVING ECONOMY AND SUPPORTING 1.2 MILLION JOBS For the ninth consecutive year, California's tourism economy

In an increasingly competitive global market, Visit California's

flourished, contributing $140.6 billion in travel spending and

extensive marketing efforts keep California a top-of-mind

supporting 1.16 million jobs across the Golden State.

travel destination for the world. Visit California oversees several customized campaigns that target audiences in the

The numbers released in Visit California's annual economic

United States and 13 international markets including China,

impact report highlight the industry's critical role in

Mexico, Canada and the United Kingdom.

supporting the world's fifth-largest economy.

The report found that international visitors spent $28.3 billion

The report, prepared by Dean Runyan Associates, found

while in California.

tourism spending grew 5.4 percent in 2018. California continues to experience year-to-year increases, spurring

"Persistent marketing invigorates the potency of the California

growth in industries touched by tourism, such as retail, food

brand to travelers around the world. By inspiring new and

service, entertainment and the arts. This growth creates a

returning visitors, we unlock the extraordinary potential of

ripple effect, supporting local economies across the state.

increased spending in the state," said Beteta. "Our continued investment in these campaigns is a significant driver for our

"Tourism continues to play an indispensable role in the

state's success."

California economy," said Visit California President & CEO Caroline Beteta. "In local communities, the tourism industry


lifts up businesses and supports job opportunities vital to

Visit California is a nonprofit organization with a mission to

regional success."

develop and maintain marketing programs – in partnership with the state's travel industry – that keep California top-of-

The report's findings also illustrate tourism's added value to

mind as a premier travel destination. According to Visit

California taxpayers. In 2018, tourism generated $11.8 billion

California, spending by travelers totaled $140.6 billion in 2018

in state and local tax revenue. This injection of tax dollars into

in California, generating nearly 1.2 million jobs in the state and

local communities supports essential programs and services,

$11.8 billion in state and local tax revenues.

such as public safety, parks, trails, roads and infrastructure. Without tourism, each Californian household would have to

For more information about Visit California and for a free

pay an additional $890 in taxes each year to make up the

California Official State Visitor's Guide, go to


www.visitcalifornia.com PAGE 034


U.S. CURRENTLY 2ND TO CHINA IN HEMP REVENUES - TO REACH $6 BILLION BY 2020 In recent industry reports, China led all countries with

The U.S. market, however, is positioned to grow under the

nearly $1.2 billion USD in hemp sales in 2018, followed by

2018 Farm Bill, with an estimated $2.6 billion projected in

the United States ($1.0 billion), Europe ($980 million) and

sales by 2022, with $1.3 billion in sales estimated for

South and Central America ($220 million).

hemp-derived CBD products by 2022.

A recent report from an independent, technology-driven

"As regulatory barriers diminish in the months and years

analytics company specializing in the cannabis industry

ahead, businesses will continue to expand the ways in

stated that: "… the global hemp industry reached $3.7

which hemp is utilized, especially across medicinal and

billion USD in retail sales in 2018, with an annual growth

industrial applications," said (the author).

rate of 15% driven by continued strength in Chinese textiles, European industrials, Canadian foods, and the

The report concluded: "The U.S. hemp industry is set to

U.S. hemp-derived CBD market."

boom under the 2018 Farm Bill. American farmers have a new crop, and consumers are seeing an explosion of new

This report is the first in-depth, quantitative and fact-

and innovative products. Hemp: the ultimate triple

based analysis of the global hemp industry since the

bottom line crop for people, planet and profits."  

United States' 2018 Farm Bill and Canada's Cannabis Act passed; two groundbreaking changes in North America

However a research report by a relied upon industry

that dramatically re-shaped the entire hemp industry.

source, (The Brightfield Group) has previously projected

By 2020, (the report data says) estimates the global

that the: "Hemp CBD Market to Reach $22 Billion By 2022:

market will reach $5.7 billion USD across all markets,

Outpacing the Rest of the Cannabis Market Combined", so

representing a three-year compound annual growth rate

while the projections may differ they agree that the future

(CAGR) of 17.5%.

revenues will rise substantially in the next few years. PAGE 035


Fundraising for Texas based companies boomed in the first quarter of 2019. A total of 103 companies were successful in raising funding. This is a marked increase of 72% from the first quarter of 2018, in which 60 companies raised funding by this time last year. An astounding $7.6 billion was raised in the state of Texas alone in the past three months. Companies based in the Dallas metro was first with $4.9 billion raised, next Houston with $1.8 billion, Austin with $918 million, and San Antonio with $6.5 million. The range of industries that received funding was vast and varied from Entertainment/Media to Online Banking Services. The top three industries that attracted capital during the past quarter

HRO Resources

include Energy, Healthcare, and Software/Internet Services. In addition, 51 private firms announced mergers and/or mergers PAGE 036


VC Funding in Texas

and/or acquisitions, and 11 firms announced significant hiring plans. "The Texas economy and fundraising environment are extremely favorable for companies across industries that are working on new concepts, disruptive technologies, or achieving scale within their space. In particular, the large Texas metros (Houston, Dallas, Austin, San Antonio) continue to outpace the rest of the state in economic activity, experiencing over 3% job growth in Q1 2019," said Vinay Bachireddy, CEO of HRO Resources. About HRO Resources HRO Resources is well positioned to help entrepreneurs grow their businesses. HRO offers a one-stop solution for key administrative functions, including payroll services, outsourced HR services, employee benefit, commercial insurance and risk . "More board members, and investors, have a strong interest in compliance and risk management services as their organization grows. HRO's deep bench of services offer emerging companies the tools to help them move through various stages of development," said Julie Davis, Director HRO Commercial. Our foundational belief is that healthy people drive healthy companies. Based in Texas with offices in Houston and Austin, HRO is a family of companies built to serve the small and medium size business segment. HRO delivers the best service possible by developing a unique HR strategy to drive performance and growth at your company. We provide the perfect combination of experienced professionals, world class software and a high-touch service model. With expertise in HR Technology, Employee Benefits, Population Health, Risk Management, and Human Resources, we help you: Reduce healthcare costs Improve employee retention Maintain compliance Increase internal efficiency If you're currently raising capital and would like to know more about how our resources can support your growth, please contact us: www.hroresources.com


In 2017, Michigan's insurance industry directly employed more than 80,000 individuals, made an economic contribution of more than $38 billion to the state's economy and contributed

The Impact of Insurance on Michigan

nearly $60 million to charities across the state.


The insurance industry in Michigan is known for helping

and an induced effect, all supporting Michigan’s economic

residents and businesses protect themselves from


catastrophic losses, health crises, and financial losses. The industry provides insurance for homes, buildings,

"Michigan insurers can be proud of the tremendous impact

automobiles, health, individual and group life, and

they are having toward continued job growth, community

retirement products.

development and philanthropy across our state," said Tricia Kinley, executive director of the Insurance Alliance of

But the insurance industry is not just there when something

Michigan. "It is an industry that truly cares about the lives

goes wrong; they are there every day in our lives, donating

and livelihood of all residents in Michigan."

to local charities, volunteering in our communities, paying taxes to support our state and local governments, and

According to the report, property and casualty insurance

employing family and neighbors. Michigan’s insurance

companies employ 17,000 individuals across the state while

industry creates tens of thousands of jobs and billions of

working with tens of thousands of independent agents

dollars of income for residents.

throughout Michigan. Additionally, the property and casualty insurance sector has contributed more than $16.5

The insurance industry’s economic activity generates over a

billion to Michigan's economy.

billion dollars in taxes for Michigan governments, including cities, villages, townships, and schools. The insurance

"The Insuring More for Michigan report helps quantify the

industry employs office and administrative support

amazing work done by insurance companies across the

professionals, people skilled in business and financial

state to grow the economy, provide good paying jobs and

operations, and those with computer-based skills, such as

give back to our communities," said Arthur J. Miller III,

programmers and database administrators. They employ

manager of Government Affairs at AF Group. "We're proud

direct and contract labor across the state to design,

to play a role in the continued growth and success of

manage, and sell insurance policies and provide advice on

Michigan's insurance sector."

retirement products to Michigan residents, as well as to provide services to other states. Insurance industry

The Insuring More for Michigan report was assembled by

employees, in turn, generate economic activity through the

Public Sector Consultants, an independent, nonpartisan

purchases they make in an induced effect on the economy.

company based in Lansing, Mich. www.publicsectorconsultants.com

In addition, participants within the insurance industry purchase goods and services from other industries to

Insurance Alliance of Michigan

support their operation, contributing in both an indirect

www.insurancealliancemichigan.org PAGE 039

EGYPT VISION 2030 - DEVELOPING A COMPETITIVE, DIVERSIFIED AND SUSTAINABLE ECONOMY Egypt's 2030 vision plans to develop a competitive, balanced

should reap higher returns on the dollar within the next 3-5 years.

and diversified economy. Supporting innovation and

This is proven by the strong participation by foreign investors in

knowledge, social justice, economic development and the

the stock market since the devaluation, and the success of the

environment. The sustainable development strategy is

public bond issuance that raised US$ 7 billion post the

achieved through a collaboration system investing in human

devaluation. Egypt has a strong banking sector, and the CBE has

capital and diversified locations in Egypt to improve Egyptians'

spent over US$ 1 billion on the development of the banking

quality of life that is built on transparency and social equality.

sector to strengthen its capability of supporting the economy. Egyptian banks are active and the number of loans at banks grew

Investors in Egypt enjoy high returns, the support of a strong

in the last two months of 2016 by EGP 318 billion, affected by

financial sector and a positive outlook for economic growth.

Egyptian pound flotation decision.

Additionally, they are backed by a strong leadership committed to transition and reform. Because Egypt is at the

Fast Growing Consumer Market.

beginning of the reform timeframe and further devaluation of

With a burgeoning population of 90 million, 40% of which

the pound is no longer expected – in fact, it is expected to

consists of a vibrant youth population, Egypt is the largest

strengthen – investors entering the Egyptian market today

consumer market in the region. PAGE 040

Manufacturers & Developers - A High Value Proposition

Youthful Population

Egypt is the largest consumer market in the Middle East,

As global investors look to capitalize on the increasing

representing huge potential for consumer goods

opportunities for investment in Egypt’s rebounding economy

manufacturers. Almost 1 million new consumers are added

and utilize the country’s unique positioning as a logistics and

to the Egyptian market each year. The Egyptian consumer

export hub, they need a reliable workforce to assist.

market has remained robust and stable despite recent

Egypt's young and educated workforce provides investors

upheavals. Consumer spending increased to EGP 72 billion

with access to talented labour. Their passion and creativity,

in the third quarter of 2016, up from EGP 515 billion in the

together with legislative support, have helped put Egypt

second quarter of 2016. Consumer Spending in Egypt

among the top 10 countries worldwide to launch start-ups.

averaged EGP 250.3 billion from 2001 until 2016, reaching an

With a bustling population of over 90 million, 50% of which

all-time high of EGP 722 billion in the third quarter of 2016 and

are below the age of 30, Egypt is aggressively staking its claim

a record low of EGP 63 billion in the second quarter of 2002.

as one of the fastest growing entrepreneurial hubs globally.

While the years following the Arab Spring have been difficult

for many of Egypt's industries, the Fast Moving Consumer

Location and Infrastructure

Goods (FMCGs) sector has remained largely resilient.

Because of its geographic location, as well as being the second largest signatory to multinateral trade agreements in

A Large, Well-trained and Competitive Labor Force

the world, Egypt connects investors with established and

At 27 million, Egypt’s labor pool is the largest in the region,

emerging markets. Egypt offers well-developed infrastructure

consisting of well-trained and highly educated and

and continues to invest in upgrades, including investments of

competitive workers in an expansive variety of fields and

more than US$ 15 Billion in roads, electricity networks and

sectors. Egypt’s fast-growing, young population of c.90

irrigation projects.

million, diverse and expanding economy and its strategic location linking the Middle East, Europe, Africa and Asia all

Renewable Energy

make it an ideal hub for regional and global investment.

Egypt's Electricity and Renewable Energy Ministry

As an added incentive, a basket of beneficial trade

inaugurated a 200-MW wind farm in Gabal el Zeit, Red Sea

agreements including GAFTA and COMESA provide the

governorate, which is the largest operational wind farm in the

country with favored access to regional growth markets.

Middle East. The project was completed over a period of 30

As Egypt enters a period of political and economic stability,

months at a total cost of €270 million (US$ 275.8 million).

and a reform-minded government carries out an overhaul of

It was financed by the German government, through KFW

the country’s subsidy system, now is the time to invest.

Development Bank, as well as the European Commission.

PAGE 041


Invest in Egypt

Natural Resources Egypt is the largest non-OPEC oil producer in Africa and the second largest natural gas producer after Algeria. It has succeeded in increasing natural gas production to around 4.45 billion cubic feet of gas per day by accelerating the search for natural gas reserves in the Mediterranean. Egypt has attracted investments of almost $1 billion over the last few years to upgrade its O&G infrastructure and boost discoveries in the Mediterranean, the Western Desert, the Gulf of Suez and Upper Egypt. The most recent discoveries in Zohr concession indicate an expected 30 trillion cubic meters of gas. The Suez Canal and the Suez Mediterranean (SUMED) pipeline provide a critical route for oil through the Arabian Gulf to Europe and the United States. Egypt has Africa's largest, and one of the world's top five, phosphate reserves with almost a billion metric tons in phosphate rock lying nearby the Golden Triangle Investment Zone. Egypt is rich in other natural resources such as gold, particularly with the recent success of the Centamin mine, which is expected to become one of the world's top 10 producing gold mines. Strong Fundamentals Investors in Egypt enjoy high returns, the support of a strong financial sector and a positive outlook for economic growth. Additionally, they are backed by a strong leadership committed to transition and reform. Because Egypt is at the beginning of the reform timeframe and further devaluation of the pound is no longer expected – in fact, it is expected to strengthen – investors entering the Egyptian market today should reap higher returns on the dollar within the next 3-5 years. This is proven by the strong participation by foreign investors in the stock market since the devaluation, and the success of the public bond issuance that raised US$ 7 billion post the devaluation. Egypt has a strong banking sector, and the CBE has spent over US$ 1 billion on the development of the banking sector to strengthen its capability of supporting the economy. Egyptian banks are active and the number of loans at banks grew in the last two months of 2016 by EGP 318 billion, affected by Egyptian pound flotation decision. GAFI is an affiliate of the Ministry of Investment (MOI) and the principal government body regulating and facilitating investment in Egypt. Our Mission: "To enable and sustain Egypt's economic growth through investment promotion, facilitation, efficient business services and advocacy of investor friendly policies" Website: www.gafi.gov.eg

PAGE 042


MINISTRY OF CULTURE: SAUDI ARABIA OPEN TO CULTURE PARTNERS Opportunities for international partners to operate cultural businesses in Saudi Arabia. Cultural initiatives intended to kickstart the sector announced in Riyadh.

Saudi culture and heritage were celebrated at the event, which was attended by Saudi Government officials, cultural influencers, as well as government representatives from around the world. It included orchestral performances of traditional Saudi music and a dinner hosted by His Highness Prince Badr at the National Museum. Prince Badr, Minister of Culture, said: "Today marks a turning point in the history of our nation. It is rare that a nation undergoes such a massive revival of its culture. And that is exactly what is happening with the launch of this Ministry. "The transformation of arts and culture will benefit all Saudis, young and old, from every corner of our country. It will help build bridges of understanding. And for our children we will build a Saudi Arabia where their creative spirits can flourish, confident of their past, stepping out into the future and into the world." "Our Culture, Our Identity" can be found on the Ministry of Culture website. www.moc.gov.sa About The Ministry of Culture The Ministry of Culture was created to act as the guardian of culture, heritage and the

Arts and culture in Saudi Arabia have been given a major boost with a plan to transform the sector. At a ceremony in Riyadh's museum district Prince Badr bin Abdullah bin Farhan Al Saud, Saudi Arabia's first Minister of Culture, announced that the cultural sector is to be transformed to make it part of the Saudi people's everyday lives. A document entitled "Our Culture, Our Identity" explains how arts and culture will support international exchange and understanding, contribute to economic growth, and will be accessible to all. "Our Culture, Our Identity" sets out several ambitious initiatives that will be supported by the new Ministry. These include a culture fund, scholarship programmes, arts prizes, and a residency scheme for

arts, creating the conditions for the sector to flourish. It will support and enable a vibrant Saudi Arabian culture that is true to its past and looks to the future by cherishing heritage and unleashing new and inspiring forms of expressions for all. The Ministry has a crucial role to play in delivering the Kingdom of Saudi Arabia's ambitious transformation programme, Vision 2030, contributing towards building a vibrant, thriving, and ambitious nation.

artists to stay in Saudi Arabia. PAGE 043

ISTANBUL AIRPORT RAISES EXCITEMENT IN THE TURKISH REAL-ESTATE SECTOR All flights in Istanbul, were transferred to Istanbul's new

estate company that operates in different regions of Turkey,

Airport in early April. This landmark raised excitement in

defined Istanbul Airport as the new driving force for the

leading sectors of the Turkish economy including

Turkish economy and real-estate sector.

aviation, tourism and real-estate. "NOT JUST AN AIRPORT. ISTANBUL IS AN AEROTROPOLIS." Istanbul Airport has been officially opened since October

Tekce stated that Istanbul Airport is a strategically important

2018 and the mobilisation of the airport was completed in

project for Turkey by saying that such projects will increase the

the first week of April. Istanbul Airport will be one of the

brand value of İstanbul for more investment and this new

busiest airports in the world with an annual 200 million

airport will consolidate İstanbul as a "HUB" in international

passenger capacity.

civil aviation: "Projections show that Istanbul Airport will employ

Istanbul has been a bridge between east and west, Europe

approximately 225,000 people in 2025 with a $4.2 billion

and Asia throughout it's history. With this new airport, the

household income contribution. This mega project will have

city is now more active in the aviation sector. Bayram Tekce,

approximately 4.9% share in GNP. These numbers alone can

Chairman of Antalya Homes Emlak Inc., the leading real

reveal how important it is for Turkey." PAGE 044


Istanbul Real Estate

"PROPERTY SALES TO FOREIGNERS WILL ACCELERATE WITH ISTANBUL AIRPORT." Istanbul Airport, as one of the most important investments of Turkey, will positively contribute to real-estate and tourism sectors. Tekce explained that Turkey is ranked top in property purchases by foreigners and foreigner interest will significantly increase in buying property in Turkey: "Last year, in Turkey, 40,004 properties were sold to foreigners. In the first two months of 2019, sales increased by 87% compared to the same period of the previous year. This year, sales will accelerate even more with İstanbul Airport. İstanbul is a top destination for foreigners to buy Property in Turkey. Last year, 14,270 properties were sold to foreigners in İstanbul. We predict that this number will double in the next 3-years and reach 30,000 per year. We believe that we will have a success story with our offices in İstanbul, Antalya and Trabzon." Tekce expressed that Istanbul Airport will be the driving force of Turkish economy: "According to a PwC study in England, each 10% increase in a country's seat capacity in aviation has a 1% contribution to short-term economic growth. Recent developments show the importance of economic growth. PwC's study alone reveals the importance of Istanbul Airport." Istanbul Homes Real Estate Istanbul Homes Real Estate is a branch office of Antalya Homes brand which is the leading real estate agency for foreign sales in Turkey. Since 2004, we have delivered over 1000 title deeds to buyers of 63 different nationalities. www.istanbulhomes.com

PAGE 045

ORANGE OPENS FIRST ME&A DIGITAL CENTRE IN TUNISIA The first Orange Digital Centre for Africa and the Middle East

young people with or without degrees, and young people

has opened in Tunisia. Launched in Tunis, “Orange Digital

undertaking a career change. We will therefore work in close

Centre” is a place built around a completely new concept

collaboration with all our stakeholders, including governments and

and entirely dedicated to innovation.

academics, to strengthen the employability of these young people and to encourage them to run businesses and to innovate,” said

Tunisian Minister of Communication Technologies and the

Alioune Ndiaye, CEO of Orange Middle East and Africa.

Digital Economy, Anouar Maarouf, Tunisian Secretary of State for Youth, Abdelkoddous Saadaoui, Chief Executive Officer of

Orange Digital Centre, a catalyst for innovation

Orange Middle East and Africa, Alioune Ndiaye, Senior

The Orange Digital Centre houses four strategic programmes under

Executive Vice-President of CSR, Diversity, Partnerships and

the same roof: the coding school, the FabLab Solidaire, Orange Fab

Philanthropy and Deputy Chair of the Orange Foundation,

and Orange Digital Ventures Africa.

Christine Albanel and Chief Executive Officer of Orange Tunisia,

The coding school offers training and events for the community of

Thierry Millet, attended the ceremony.

young developers, geeks and people with ideas for projects, particularly aimed at students, young graduates and young

With the aim to provide wide-ranging support for startups, from

entrepreneurs. The coding school is a freely accessible and totally

training young people in coding to more direct guidance, as

free-of-charge technological centre.

well as startup acceleration and investment in early-stage companies, these new sites are intended for all kinds of

The FabLab Solidaire is a digital production workshop for

different people. The new center highlights Orange’s capacity

prototyping and creating with digital equipment, such as 3D printers,

as a responsible entity, supporting digital transformation and

milling machines and laser cutters. It caters to both young people

local innovation in all the countries within the operator’s

who are unemployed and have no qualifications as well as students,


young graduates and young entrepreneurs.

“I am very proud to launch the first Orange Digital Centre in

Orange Fab is a startup accelerator with an aim to build national and

Tunis. By the end of this year, we will set-up similar centres in

international business partnerships with the Orange Group and the

Senegal, Côte d’Ivoire, Jordan, Cameroon, Burkina Faso and

international Orange Fab network. This programme helps improve

Sierra Leone. From 2020 onwards, Morocco, Egypt and the rest

managerial capabilities and provides support for the commercial

of the countries in the Middle East and Africa region will have

development of promising startups, and it is mainly aimed at

their own Orange Digital Centre. Dedicated to our countries’


digital development, these new spaces aim to consolidate Orange’s standing as a key player in the digital transformation

Orange Digital Ventures Africa is a 50-million euro investment fund

of the countries where we operate. Functioning as a network,

for financing innovative startups in Africa and the Middle East

these sites favour sharing experiences and expertise in a way

(fintech, e-health, energy, edutech and govtech), and it targets

that will benefit not just entrepreneurs but also students,


PAGE 046

"Orange Tunisia’s commitment to young people, ever since its launch, is a real success story, and four figures illustrate this perfectly. Through our programme, 16,000 young

“I am very proud to launch the first Orange Digital Centre in Tunis. By the end of this year, we will set-up similar centres in Senegal, Côte d’Ivoire, Jordan, Cameroon, Burkina Faso and Sierra Leone. From 2020 onwards, Morocco, Egypt and the rest of the countries in the Middle East and Africa region will have their own Orange Digital Centre." Alioune Ndiaye, CEO of Orange Middle East and Africa.

Tunisians have been trained and given support with digital technologies, 1,800 have benefited from career change work experience courses, 800 secondary school students have been taught coding and 95 % of them have been employed in Tunisia or abroad,” commented Thierry Millet, Chief Executive Officer of Orange Tunisia. As of the end of 2018, Orange operates in 19 African and Middle Eastern countries and has 120 million customers. With revenues of 5.2 billion euros in 2018, this area is a strategic priority for the Group. Tts mobile-based money transfer and financial services offer, Orange Money, is available in 17 countries and has over 40 million customers. Orange is a multi-service operator and benchmark partner of the digital transformation. The company provides its expertise to support the development of new digital services in Africa and the Middle East. PAGE 047


Gone are the days when Africa had a reputation for lagging behind the rest of the world when it comes to the adoption of new technologies. Right now, the continent is experiencing a digital boom. At a number of African Development Bank (AfDB.org) meetings, the subject of digital in Africa has been discussed extensively. This speaks to the increasingly important role that digital technology plays in the economy, as well as the daily lives of the people living on the continent.


The availability of relatively cheap cellphone handsets and access to established communications networks mean digital media is already being used to connect people and brands in innovative ways, especially in countries like Namibia. A recent example is that of Tafel Lager (TafelLager.com), one of the most popular beer PAGE 048

brands in Namibia from Namibia Breweries Limited

The success of the Beat of Namibia campaign proves what

(NamBrew.com), using social media to include thousands

many have known for a long time – Africa is in the middle of a

of Namibians in the celebration of the country’s 29th

surge in digital adoption. This surge is allowing Africans to

anniversary of independence.

tell their own stories in collaboration with top brands, like Tafel lager, which have the vision to take advantage of this

The Beat of Namibia campaign encouraged Namibians to

new digital movement… and it seems it’s only the beginning.

send 15-second video clips via WhatsApp showcasing their musical ability (moves, beats, ululate, etc). These clips were

About Namibia Breweries Limited

then turned into a song and music video by Namibian

Established on 29 October 1920, Namibia Breweries Limited

producer Sam-E Lee Jones, along with a host of local

(NBL) is one of the leading beverage manufacturing

musicians. Launched on 21 March, Independence Day, the

companies in Namibia and, indeed, in Southern Africa.

song has been a resounding success. The entries received totalled in the thousands, illustrating just how easy

Today, with the stated vision to be the most progressive and

collaboration can be when digital technology is used

inspiring company, NBL leads the domestic beer market and


has a significant share of the premium beer category in South Africa. NBL’s total exports account for more than half of total

"With the growth in internet penetration in Africa, and

production output.

mobile becoming the primary tool through which people

In May 1996, NBL listed on the Namibian Stock Exchange

engage, projects based on the mechanics of crowd-

(NSX) and became a publicly owned company.

sourcing and co-creation have been flourishing”, says LucyMay Lubrani-Slabber, Manager: Digital Marketing at

The Ohlthaver & List Group of Companies (O & L Group), a

Namibia Breweries.

major Namibian group, is the controlling shareholder in NBL. In 2015 NBL restructured its operations in Namibia and South

Hendrik van der Westhuizen, Managing Director at Namibia

Africa, resulting in Heineken acquiring Diageo’s indirect stake

Breweries, agrees: "In a mobile-first continent, we are

in NBL. This new joint venture between NBL and Heineken is

committed to riding the wave of the digital revolution.

exclusively focused on a beer portfolio which will be

At Namibia Breweries, we are enabling an ecosystem of

beneficial to growing key brands in South Africa.

amazing experiences for all our Namibian stakeholders, and beyond.”

Website: www.nambrew.com

PAGE 049


of representative democracy, the results tellingly reflect significant levels of disillusion towards politicians.


In the Netherlands, Germany, and the United

One in four Europeans would prefer artificial intelligence to make important decisions about the running of their country

Diego Rubio, Executive Director of the Center

Kingdom, the percentage is even higher â&#x20AC;&#x201C; with one in three admitting they'd prefer a machine determining the direction of their country rather than a human.

for the Governance of Change of IE University said: "This mindset, which probably relates to the growing mistrust citizens feel towards governments and politicians, constitutes a significant questioning of the European model of representative democracy, since it challenges the very notion of popular sovereignty." The research also highlights a strange paradox, that while the public are disillusioned with their government and favor AI in the driving seat, people are deeply fearful of advancements in tech particularly increased automation. 70% of respondents called for politicians to take strong policy measures to curb automation and tackle job displacement, even if that means slowing technological

This is one of the conclusions of the European Tech Insights presented by IE University and developed by the newly launched Center for the Governance of Change (CGC). The European Tech Insights 2019, explores how the general public across eight European countries (France, Germany, Ireland, Italy, Spain, Portugal, The Netherlands and the United Kingdom) feel about the Fourth Industrial Revolution and the wave of technological transformation.

progress. The research by IE University's Centre for the Governance of Change highlights the vision of Europeans about how technology will affect people's lives, their jobs and their political systems.

The survey results show that Europeans think that the governance of new technologies is one of the biggest challenges for EU politicians. A significant finding from the report is that one in four Europeans would prefer artificial intelligence to make important to decisions about the running of their country. Amid the vagaries of Brexit and current questions around the European model

European Tech Insights THE HIKE MAGAZINE


Other key findings include:

adapting to the new age with 40% of respondents stating the

- The majority (56%) of Europeans are worried that robots

company they work for will disappear in the next 10 years

may substitute most human jobs.

unless they implement profound and fast changes.

- 70% of Europeans of all ages believe that, if they are not appropriately controlled, new technologies will cause more

The Center for the Governance of Change of IE University

harm than good in society in the coming decade.

produces pioneering research that cuts across disciplines and

- This belief is leading to a growing resistance to innovation

methodologies to unveil the complexity of emerging

and to a general demand for more regulation.

technologies such as Artificial Intelligence, Big Data,

- 67% of Europeans think that the governance of new

Blockchain, and Robotics. CGC also runs several executive

technologies is, with climate change, the biggest challenge

programs on emerging tech for public institutions and

the EU faces right now.

companies interested in expanding their understanding of

- On top of the challenges on the job market, Europeans

disruptive trends, and a series of outreach activities aimed at

anticipate a change in their social lives: over two thirds of

improving the general public's awareness and agency over the

Europeans surveyed (68%) found it concerning that people

coming changes. Its overarching purpose is to help build a

will spend more time socializing online than in person in the

more prosperous and sustainable society for all.

future. About IE University: IE University offers a technology-based The survey also suggests that people not only worry about the

learning ecosystem for leaders making a difference in the

incoming technological transition, but also feel that the

world through innovation, global vision, an entrepreneurial

institutions tasked with this process are failing. Most of the

mindset and a Humanities-based approach. IE's faculty

people surveyed (60%) felt that the educational system is not

includes more than 500 professors who teach degree and

training them to tackle the challenges brought about by new

master's programs, doctorates and executive training to

technologies. This is particularly true for older university

students from 131 countries.

graduates who find themselves rudderless in a fast-changing job market. Moreover, many said that companies are not

Website: www.ie.edu/university PAGEÂ 051

DENMARK GOVERNMENT SETS OUT IT'S PLAN TO OVERCOME THE AI TALENT SHORTAGE Within the next 10 to 15 years, companies will increasingly

Denmark strives to overcome this challenge with the priority

need access to a workforce with STEM competences to

introduction of a technology pact. This aims to make sure that

leverage the potential in technologies such as artificial

companies, which are doing business in Denmark, in 10 years

intelligence (AI). That is why Denmark has launched a new

will have no significant challenges recruiting the talent need

initiative, which sets out to provide the talent needed.          

for their businesses to thrive.

                              According to research from the multinational professional

Denmark takes the lead in AI talent supply

network, PricewaterhouseCoopers (PwC), global GDP could

To meet industry’s increasing need for skills of STEM

be up to 14% higher in 2030 because of AI. This is the

professionals, the Danish government has launched a large

equivalent to additional $15.7 trillion, which makes AI the

initiative called the Danish Technology Pact. The aim is to

largest commercial opportunity of today.

secure that the Danish workforce’s STEM competences become among Europe’s best and that Denmark hereby is able

To seize this opportunity businesses need highly educated

to meet the growing industry demand. Specifically, the

specialists especially within STEM (Science, Technology,

Technology Pact sets out to increase the number of candidates

Engineering and Maths), which can be a challenge to find.

selecting STEM courses during their education with 20% by PAGE 052


Denmark AI Leadership 2025. Furthermore, the pact strives to ensure that companies will not experience any extensive recruitment challenges for STEM competences in 10 years. Offering competences that match industry needs During 2009-2018, the number of students admitted to programmes within tech in Denmark increased with 50%. Furthermore, Denmark scores well also above the OECD average, if one looks at the number of students in the age group between 18-40 years who completes a STEM education. In recent years, study programmes within the STEM fields have thus been both adjusted, re-developed and launched in Denmark. These include BSc and MSc programmes in Data Science, Algorithms, AI, IT & Cognition and Human-Computer Interaction (HCI). What characterises Danish study programmes is that students not only work with large data sets and algorithms but also dedicates time to discuss the ethical choices, which are seen as an integrated part of the work with designing and programming algorithms. Soon, new graduates from these programmes will enter the Danish labour market and introduce a responsible and ethical approach to technology development. Key takeaways - More will pursue STEM training + 20% more Danes will complete a higher education in STEM within the next 10 years. + 20% more Danes will complete vocational education and training (VET) within the next 10 years. "We see Denmark as a global hub of world-class innovation with talented people, a good education system and a track record of entrepreneurial success." Ritika Suri, Executive Vice President and Global Head of Corporate Development & Ventures Infosys Build your AI adventure in Denmark                         The strongest base for digital knowhow, talent and trust Is artificial intelligence the future of your business? Then, Denmark is the location for your business growth. As the most digitalised society in the EU, Denmark offers endless opportunities to test and apply new AI technologies.

PAGE 053

Denmark + AI Danish businesses are experienced frontrunners in digital knowhow, supported by world-class AI and machine learning research and a wealth of innovative start-up companies. Today, international tech companies recognise Denmark as an AI hotspot – the go-to place for leading research, talent and innovation along with good business ethics and trust. The Danish government has launched a new national AI strategy to support the public and private sector in building on that foundation. By 2025, the vision is to be a world leader in responsible and ethical use of AI – where the right to privacy, security and transparency takes first place. Place your AI activities in Denmark – the best location for facilitating your company’s sustainable growth. Six good reasons to locate your AI activities in Denmark The most digital country in Europe: Denmark provides excellent opportunities for testing and applying AI within highly digitalised sectors, such as healthcare, sound, robotics, finance, government and agriculture. Some of the world's best data: Denmark has a long experience with collecting and managing social, economic and environmental data and tops the Open Data Watch global ranking for the quality, coverage and openness of its statistics. World-class AI research and talent: Denmark has a global reputation for its competencies within  user-driven innovation and ability to integrate complex software systems. A vibrant start-up community: A myriad of innovative start-up companies are looking for partnerships to co-develop solutions and grow on international markets. Unique partnering opportunities: Collaborative partnerships with leading Danish research institutions are widely accessible for the development and deployment of AI and machine learning in a growing regional market. Ambitious political strategies: The Danish government is committed to meeting the need for science, technology, engineering and math (STEM) talents to drive sustainable innovation and growth using digital technologies. Source: Invest in Denmark www.investindk.com

PAGE 054


ISRAEL A UNIQUE INNOVATION ECOSYSTEM Among the 5 best startup ecosystems worldwide The 2nd most innovative nation in the world The worldâ&#x20AC;&#x2122;s 2nd highest R&D expenditure, over 4% GDP 350 global tech leaders launched innovation centers in Israel Developed over 150 programs for startups & over 90 VC funds Over 1,000 exits between 2006-15, with $60 billion in capital


ESTONIA IS CHALLENGING CRYPTO VALLEY'S LEADERSHIP Estonia is catching up with Zug in the number of

Towards a more transparent blockchain reality:

registered blockchain businesses.

The interviewed firms have also highlighted that AML regulations will continue to be central for the regulation of

ORS CryptoHound recently released a report titled 'How

virtual currencies in Estonia in 2019. In particular, the Estonian

Estonia Became Home to 700+ Blockchain Companies'.

Financial Intelligence Unit is now authorized to call crypto

The report reveals that this small Nordic country has

license applicants in for a face-to-face interview "to assure

managed to attract as many blockchain businesses as did

familiarity with the AML regulations and to encourage

the Swiss city of Zug, also known as Crypto Valley.

reporting of alleged money laundering or terrorist financing."

Seeking to explain the country's success, the researchers

CryptoHound is an intuitive, multi-blockchain platform for

spoke to leading Estonian lawyers, software developers and

analyzing, investigating, and reporting on BTC, ETH, and ERC-

corporate service providers, including NJORD Estonia,

20 token transactions with the help of Artificial Intelligence

Comistar Estonia, Guardtime, Private Financial Services,

algorithms. Its functionality includes tracking the money flows

Eesti Consulting, KRM Advisor and Consulting24.co.

for a specific address, visualizing the token portfolio,

The experts agreed that the four pillars that have helped

calculating the historic token values, generating bank-like

Estonia pave its way to success are the possibility to set up

statements, and more. Users include: cryptocurrency traders,

and run businesses online, 0% taxes on undistributed

financial analysts, and compliance professionals.

profits, the ease of obtaining a cryptocurrency license, and advanced anti-money laundering regulations.

Website: www.cryptohound.ai PAGEÂ 056

ESTONIA RUNS GLOBAL IT RECRUITMENT CAMPAIGN Estonia's Career Hunt program seeks to recruit IT specialists to

work in Estonia. For this year's campaign, Estonia is again welcoming

strengthen the ranks of the country's leading tech companies.

tech specialists to apply for a life-changing job interview. Those who pass the initial screening rounds in their interviews will fly to Estonia

Estonia, one of the world's leading tech hubs, is running a

for a five-day all-inclusive tech tour combined with exclusive VIP-

global recruitment campaign this year to draw the world's top

shortcuts for job interviews.

IT professionals to the country and match them with talenthungry tech companies, such as Transferwise, Taxify, Veriff,

"Before the campaign, I only knew a little about Estonia itself. But

Swedbank Estonia and many others.

the companies I met convinced me that's the place I was looking for," says Brazilian Luiz Felipe de Souza Gomes, alumni of the first Career

Already now, Estonia's capital Tallinn is home to the highest

Hunt who now lives and works in Tallinn.

proportion of tech companies with valuations of over US$1 billion in per capita evaluation. Overall, there are currently

Maria de las Mercedes from Argentina, another participant from the

around 550 startups in Estonia engaging in a variety of sectors

first year's campaign admits: "The way that people work here and the

ranging from FinTech to GreenTech and beyond. The start-up

way that the companies function here is very horizontal. You can

growth reached a significant milestone in 2018, with the

reach anyone in the company."

number of start-up employees growing by 26% from 2017. Fourteen Estonian IT industry heavyweights participate in this year's "Do not be fooled by its small size; Estonia is well and truly

initiative to find and nurture more talent. The companies include

embedded in the digital economy. The startup community in

Transferwise, Monese, Veriff, Starship Technologies, Pipedrive,

Estonia is tight-knit, offering tech professionals endless

Thorgate, Taxify, Malwarebytes, Finestmedia, Icefire, betPawa,

opportunities to bring their ideas to life, both on the local and

Swedbank Estonia, Genius Sports Services Estonia and Mooncascade.

international level," says Kaisa-Triin Kosenkranius, Head of

Combining the massive growth in start-up funding – bolstered by the

Career Hunt project at Work in Estonia program.

US$328 million in received investments last year – and number of tech employees, Estonia's start-up scene is more vibrant than ever.

Data gathered by the Estonian Startup Leaders Club notes that startups in Estonia employ 581 people from abroad.

About Work in Estonia: Work in Estonia is a part of Enterprise

And Estonia is ramping-up its drive to bring in more global

Estonia – a national foundation to support entrepreneurship.

tech talents to base themselves in Tallinn. The Work in Estonia

The goal of Work in Estonia is to introduce Estonia as an attractive

program – an initiative by Estonia's government – recently

place to work and live to talented specialists worldwide. Estonia is

launched the second edition of its annual Career Hunt

competing with several European countries for tech talents in the

campaign. In a similar campaign conducted last year, 5,500

information and communication technology sector and currently

people from around the world applied for the opportunity to

lacks 7,000 professionals. www.workinestonia.com

PAGE 057

THE CANARY ISLANDS HUB IS A ONE-STOP SHOP FOR MARITIME IN THE MID-ATLANTIC The Canary Islands has been called the new Aberdeen of

These benefits and more make the Canary Islands an ideal

the mid-Atlantic, as it further positions itself as an

region to invest in for maritime and offshore sectors, as well

alternative for maritime industry companies looking to

as renewable energies, astrophysics, ports, oil and gas,

operate in West Africa.

information and communication technology, audiovisual, professional services and tourism sectors.

Located between Europe, Africa, and the U.S., the islands and its ports offer many advantages to potential investors:

The Canary Islands' Port of La Luz and Las Palmas, world famous for its naval repair and ship supply services in the

- Superb infrastructure and services

mid-Atlantic, has connections to 180 ports and numerous

- Skilled labor in a variety of marine industry related sectors

international shipping companies have established offices

- Excellent sea and air connections

there, such as Rolls Royce Marine, Subsea Masters and

- More than 2,800 weekly international flights

Hyundai, who had foreseen the islands' market potential.

- Full application of the European Union legal system - Solid relationships with the various African countries

Throughout its internationalization, Las Palmas Port has

- The most favorable tax climate in Europe (4% income tax)

continued to adapt to the needs of the market, while aiming PAGEÂ 058


Canary Islands

to cover the Macaronesian region. The port shows a bright future ahead with the arrival of the cruise and offshore markets to the islands. With the Canary Islands on the front line of renewable energy growth in Europe and navigating the journey toward industry 4.0, Las Palmas Port presented the Mid Atlantic Ship Repair & Supply Summit on April 4-5. It focused on the numerous advantages the port's facilities offer businesses, industry 4.0 issues, economic tax benefits, big opportunities behind offshore wind energy, new strategies within the International Maritime Organization emissions regulations and renewable marine energies. The summit also brought together the maritime sector's leading companies and 250 experts including Rolls-Royce Service Center Manager, Nils-Reidar Olsvik Valle, who shared his positive experience with working in the islands. "The safety and security of operating in the Canary Islands means that there are no surprises when it comes to regulations and policies," said Valle. About Canary Islands Hub Businesses headed to Africa can flourish in the Canary Islands as the prime geographic location to operate in Western African countries. With all the infrastructures, services and advantages of the European lifestyle, the Canary Islands offers a privileged geo-strategic position to operate efficiently in Africa. For additional information, visit: www.canaryislandshub.com



Man by replacing their existing electricity meters with a new

Communications Platform to Connect Customers and

Advanced Metering Infrastructure (AMI) platform, which will

Industry Partners.

provide connectivity for nearly 50,000 properties including residential, industrial and commercial clients, with plans to

Trilliant, a global provider of hybrid wireless communications

be expanded to enable additional smart grid technologies in

solutions has partnered with Manx Utilities to initiate the

the future.

replacement of their existing prepayment metering system with a new Secure Open Communications platform for the Isle

"It was crucial for us to partner with an organisation that will

of Man, a self-governing dependency of the British Crown in

allow us to deliver a purpose-built network that is scalable

the center of the Northern Irish Sea between England, Ireland

and can easily support additional applications," said

and Wales.

Chairman, Dr Alex Allinson MHK.

Manx Utilities is a statutory board of the Isle of Man

"We are committed to implementing a secure and robust

Government and is the sole provider of electricity on the Isle of

communication infrastructure creating the platform for

Man providing its customers with safe, reliable, efficient and

enhanced electricity services and to build further resilience

economic power in addition to supplying natural gas, clean

into the network, for the benefit of all our customers. The

water, processing waste water and managing a commercial

first commissioning took place at the end of April 2019, with

telecoms network. This partnership brings Trilliant and Manx

the ability to expand the network to provide enhancement to

Utilities together to enable Smart capabilities for the Isle ofÂ

all residents of the Isle of Man." PAGEÂ 060


IIoT Enables Smart Island

By utilizing Trilliant's Low Power Wide Area Network (LPWAN) technology, Manx Utilities can obtain exceptional coverage, capacity, network longevity, and overall performance across the Island. The result is a solution that can provide a reliable and strong communications solution for smart grid and smart city technologies. "We are thrilled to partner with Manx Utilities," said Tom Tipple, Managing Director of the Europe, Middle East and Africa Region, for Trilliant. "Along with other smart installations across the EMEA region, Manx Utilities is a showcase example of how innovative companies are focused on building an open and secure communications platform that allows smart energy smart city and, indeed, smart island applications to integrate onto a single hybrid wireless communications platform. Manx Utilities' approach of vertical expansion into additional products and services perfectly matches the connection platform that Trilliant provides in order to connect with their clients and partners for reducing emissions by integrating renewable energy into their smart network." Trilliant's globally proven, mission critical platform provides exceptional coverage, performance, and capacity on a secure, scalable, flexible, and reliable network. The Trilliant platform is a launchpad for future applications, such as smart street lights, water meters, and an endless list of possibilities. About Manx Utilities Manx Utilities provides electricity, wholesale natural gas, clean water and waste water processing on the Isle of Man. Manx Utilities vision is to "Delivering life's essential services for our Island". This will be realized by collaboration, innovation and dedication to deliver excellent service for their customers and community and support their environment. About Trilliant Trilliant® empowers the energy industry with the only purpose-built communications platform that enables utilities and cities to securely and reliably deploy any application - on one powerful network. With the most field-proven, globally compliant solution in the market, Trilliant empowers you by connecting the world of things®. www.trilliant.com

PAGE 061

CHINA BECOMES SECOND LARGEST VENTURE CAPITAL MARKET Chinese Entrepreneurial Ecosystem Secured Nearly One-

At least 19 of the 71 Chinese unicorns are backed or controlled

Third of Total Global VC Investment in 2018 as a Result of

by BAT companies. While these market drivers, along with

BAT, Government-Led Programs and Accelerated Pace of

other macroeconomic factors are attracting VC investment,

Technology Innovation.

there are several risks to China's burgeoning VC ecosystem, including regulations and government oversight, lack of

PitchBook, the premier data provider for the private and

regulatory transparency, evolving contracts, overestimation of

public equity markets, released a new report entitled,

market size, investment sector limitations and exit market

Venture Capital in China, which provides an overview and


analysis of trends shaping Chinese VC activity. According to the analysis, China is now the second largest

"China has seen a meteoric rise in tech startups and VC activity

country in terms of venture deal value, primarily due to a

in recent years and we expect the country's growing

variety of programs intended to develop Chinese economic

proportion of VC investment will only increase as the

and technology infrastructures like Torch, Innofund, state-

ecosystem continues to mature, and as both domestic and

sponsored VC funding and foreign RMB funds.

foreign investors look to China for its increasing rate of technological innovation," said Alex Frederick, VC analyst at

Also aiding the growth and maturity of the Chinese VC

PitchBook. "One significant challenge that could interfere with

ecosystem are the set of internet giants known as BAT

continued growth is Chinese government oversight. With both

(Baidu, Alibaba, Tencent) that command significant sway in

local and central governments administering regulations that

Chinese VC and the economy with their expansive platform-

limit investment and exit options, it creates an opaque and

based strategies.

selective environment that puts foreign investment at risk." PAGEÂ 062


China VC

Key Takeaways: - Global investors are pouring increasing amounts of capital into China's startup ecosystem, with 29.4% of global VC directed into Chinese startups in 2018. - China has undertaken major entrepreneurial initiatives including a massive national technology incubator, seed funding, and a series of funds-offunds (FoFs) to develop the entrepreneurial and technological ecosystem in China. - China's largest tech firms (including Baidu, Alibaba, and Tencent) are using expansive platform strategies to saturate every moment of Chinese consumers' digital lives, acting as one-stop shops for all entertainment, shopping, finance, and other needs. - Although exit paths for Chinese startups are limited, evolving regulations, investor strategies, and new high-tech boards leave us with an optimistic outlook. About PitchBook PitchBook is a financial data and software company that provides transparency into the capital markets to help professionals discover and execute opportunities with confidence and efficiency. PitchBook collects and analyzes detailed data on the entire venture capital, private equity and M&A landscape—including public and private companies, investors, funds, investments, exits and people. The company's data and analysis are available through the PitchBook Platform, industry news and in-depth reports. Founded in 2007, PitchBook has offices in Seattle, San Francisco, New York and London and serves more than 23,000 professionals around the world. In 2016, Morningstar acquired PitchBook, which now operates as an independent subsidiary. Website: www.pitchbook.com

PAGE 063


China's Belt and Road Initiative, proposed by President Xi

Abuja–Kaduna Railway, Nigeria

Jinping nearly six years ago, has made practical progress, with

The Abuja–Kaduna Railway, as the first segment of the Lagos -

125 countries and 29 international organizations having

Kano standard gauge project, the first standard gauge railway

signed 173 cooperation agreements under the initiative

in Nigeria and West Africa, was officially inaugurated and

framework so far.

started commercial operation on July 26, 2016. The railway, constructed by China Civil Engineering

Under the initiative's five cooperation priorities of policy

Construction Corporation, is the first overseas railway fully

coordination, facilities connectivity, unimpeded trade,

adopting the Chinese railway standard.

financial integration and people-to-people bond, there are a

Spanning 186.5 kilometers, it alleviates traffic tension,

batch of projects, such as transportation construction and

improves the investment environment and promotes the

industrial infrastructure, in full swing or already having

coordinated development of regional economy and society.

yielded fruitful results.

By Jan 11, the train service had delivered 1.23 million passengers and had safely operated for 900 days without any

Here are some of the amazing projects achieved worldwide

major accident recorded since its inception.

under the initiative. Ethiopia-Djibouti Railway Infrastructure projects


The Ethiopia-Djibouti Railway, the first electrified railway in East Africa with built on Chinese standards and with Chinese equipment, officially commenced commercial operations in January 2018.

Jakarta-Bandung high-speed rail, Indonesia

With a length of 751.7 kilometers, a design speed of 120

The 142-km Jakarta-Bandung high-speed railway, connecting

kilometers per hour, 45 stations and total investment of about

the Indonesian capital Jakarta with Bandung, is now under

$4 billion, the railway was jointly constructed by China

construction, after China and Indonesia signed an agreement

Railway Group Ltd and China Railway Construction Corp Ltd

in October 2015 to establish a joint venture to build and

and is the first with a full industrial chain Chinese enterprises

operate it.

have built overseas.

As a part of the Belt and Road Initiative projects in Indonesia,

The railway reduces travel time from the Djibouti port to Addis

the high speed railway is the first to use China's high-speed

Ababa to less than 12 hours from the previous three days.

railway standards, technologies and equipment on a foreign line. It being constructed and operated by a China-Indonesia

China-Laos Railway

consortium of firms led by China Railway Corp and Indonesian

The 414-km China-Laos Railway runs from Boten, the northern

state-owned PT Wijaya Karya Tbk, and is to be funded mainly

Lao town bordering Southwest China's Yunnan province, to

by loans from China Development Bank.

Vientiane, capital of Laos, with an operating speed of 160 km

The high-speed rail, the first of its kind in Southeast Asia, will

per hour.

have a maximum design speed of 350 km/h and is capable of

The electrified passenger and cargo railway, which started

transport passengers and goods within 45 minutes between

construction in December 2016 with the full application of

Jakarta and Bandung.

Chinese management standards and technical standards,

PAGE 065



is scheduled to be completed and open to traffic in December 2021. It is a strategic project aligning the China-proposed Belt and Road Initiative and Laos' strategy to convert from a landlocked country to a land-linked hub. Ports: Colombo Port City, Sri Lanka The China-funded Colombo Port City, the largest project between China and Sri Lanka under the Belt and Road Initiative, completed land reclamation of 269 hectares in January. In addition, hydro-structure construction will be completed by the middle of this year. The port city's municipal facilities construction is expected to be completed in July 2020. At the same time, investment promotion of the city is also being carried out. The $1.4 billion project, co-developed by Sri Lanka's government and China Communication Construction Co Ltd, is expected to bring 83,000 jobs to locals in 20 years. Piraeus Port, Greece Piraeus Port is the largest port in Greece. On Aug 10, 2016, COSCO Shipping (Hong Kong) Co Ltd, a subsidiary of China COSCO Shipping Group, became a controlling shareholder of the port and started operating the facility. Around 290 million euros are expected to be invested by the company for the expansion of a cruise terminal, improvement of a ship repair wharf and a new multi-storey garage of roll-on roll-off ship wharf. The port, as an important meeting point of the Silk Road Economic Belt and the 21st Century Maritime Silk Road, has become one of the fastest-growing container ports in the world in recent years. Under the joint operation of Chinese and Greek enterprises, the port's infrastructure conditions and operational capabilities have been greatly improved. The freight hub has become increasingly prominent, not only providing more jobs, but also promoting local economic development and becoming a model of win-win cooperation under the Belt and Road Initiative.


China Belt and Road Doraleh Multi-Purpose Port, Djibouti The Doraleh Multi-Purpose Port in Djibouti, constructed by China State Construction Engineering Corp and partially owned and operated by DP World and China Merchants Holdings, opened on May 24, 2017. The port, with a contract amount of $421.7 million and a designed handling capacity of 7.08 million tons a year, is CSCEC's first hydraulic project in Africa. All of the port's terminals have direct access to the Addis Ababa â&#x20AC;&#x201C; Djibouti Railway, which provides landlocked Ethiopia with railroad access to the sea. Zeebrugge Terminal, Belgium China's COSCO Shipping signed an agreement with the Port of Zeebrugge on Jan 22, 2018, for a 50-year concession on the CSP Zeebrugge Terminal. As the second-largest port in Belgium, the Port of Zeebrugge is a natural deepwater harbor and has a good network of road and rail connections across Europe. It is expected to be the main northern European hub for China's Belt and Road Initiative, with Piraeus Port in Greece the southern hub. Muara Port, Brunei Muara Port has the largest container terminal and is also the main international trade passage for Brunei. In February 2017, the container terminal of the port was handed over to the Muara Port Company Sdn Bhd, a joint venture established by China's Beibu Gulf Port Group and Brunei's Darussalam Asset. Muara Port is the only public dock in Brunei and is an important part of the construction of the Guangxi-Brunei Economic Corridor. In the first 10 months of 2018, Muara Port handled 93,257 TEUs (twenty-foot equivalent units), a year-on-year increase of 7 percent. Gwadar Port, Pakistan From a small, remote and underdeveloped fishing village located in the Arabian Sea, Pakistan's Gwadar Port now has a fully functional port terminal, a business center and a free zone. The port, which opened on Nov 13, 2016, has been operated by China Overseas Port Holding Company since 2013. The Gwadar Port is a flagship China-Pakistan Economic Corridor project under the Belt and Road Initiative. According to the COPHC, dozens of companies in different businesses such as hotels, banking, logistics, food, steel, fish processing and renewable resources have entered the free zone.


Five Tips For Foreigners

THINKING ABOUT CHINA? China. It's home to the largest consumer market in the world and the second largest economy. And if you want to succeed in an international business career, it's a country you can't ignore, according to Professor Roberto Donà from Xi'an Jiaotong-Liverpool University (XJTLU). China is rich in history, culture and tradition. At the same time, it has experienced unprecedented economic growth over the past few decades. As China cements its position as a global player, there is a growing demand for business professionals capable of operating in this important international market. Ahead of the launch of a new summer school programme on doing business in China, Professor Donà is calling on the next generation of business leaders to be China-savvy as the centre of the world's economy moves to Asia. "We are entering the Asian century and China is at the heart of it – if you're in international business, you need to deal with China," Professor Donà says. "China's economy is unlike anywhere else in the world – it's an ecosystem heavily influenced by tradition, culture and politics. The mistake many people make coming from the West is that they look at China with their eyes and try to understand the economy through a Western lens. Let's take the free market, for example. From a Western perspective, China doesn't have a free market but I've lived here for twelve years now and it's the freest and most deregulated market I've ever seen."

PAGE 068

Doing Business in China Based at XJTLU's International Business School Suzhou, Professor Donà offers the following tips for doing business in China: The big number effect: Think big – you might have a great idea but if you can't scale it quickly, you won't succeed. If you generate demand but can't deliver, someone else will. All is not equal: Parity matters. In many countries, you'd expect a rise in quality with a price increase – in China price and performance aren't necessarily related. Adapt, not adopt: A couple of decades ago, China was looking to adopt from Western countries but it's now shifted to adapt mode. What works in China are businesses and products that adapt to the Chinese environment. The more you know, the less you understand: Don't pretend to be an expert in China – the more you learn, the more you realise you don't know. Be humble. China's not the benchmark, it's a world of its own: There is no other China and will not be another China in our lifetime. You can't use it as a benchmark to understand other developing economies – no country will develop at such a pace and in such a way as China. Do you want to gain insight into the world’s largest consumer market and second largest economy? The Doing Business in a Changing China Summer School will give you first-hand business experience in China, delivered by the country’s largest Sino-foreign university. Designed to give university students and professionals valuable business insights and first-hand industry experience in China, the programme will be led by Professor Donà and delivered by a number of international academics from XJTLU. The programme is based in Suzhou, a 25-minute train ride from Shanghai, and home to nearly 100 Fortune 500 companies. www.xjtlu.edu.cn

PAGE 069

MEXICO RISES AS A GLOBAL HUB FOR INNOVATION AS TECH START-UPS HAVE TRIPLED IN 10 YEARS Nearly 1.900 VC deals were finalized between 2010 and 2018, involving a total investment of $22 billion. Through greater investment in R&D and education, and by

as Artificial Intelligence (AI), the Industrial Internet of Things

encouraging a tech-enabled society, Mexico's economy has

(IIoT), and cybersecurity. With continued support from the

the potential to gain more than $245 billion in cumulative

new administration, Mexico can become a pioneer of

gross domestic product (GDP) growth through 2025.

innovation across Latin America (LATAM) and the globe."

Demographic advantages peaking in the next decade and

Frost & Sullivan's recent analysis, supported by Cisco, The

improved start-up support will lay the foundation for a robust

Future of Mexico—A Global Hub for Innovation, analyzes the

culture of innovation. Even though R&D spending has been

social, technological, and economic factors influencing a

higher in countries like the US, Korea, the UK, and Singapore,

culture of innovation in the country.

in the last six years, growth of new start-ups led by 18- to 64year-olds has been highest in Mexico. Indeed, since 2010, the

"With the largest fintech ecosystem in LATAM, Mexico is

number of Mexico's tech start-ups has tripled.

capable of building multiple start-up hubs in cities such as Mexico City, Guadalajara, Monterrey, and Tijuana," noted

"Mexico's performance in innovation has strengthened over

Sear. "In 2018, the number of fintechs crossed 300,

the past few years due to steady reforms and government

strengthening the country's position as the second-most

policies," said Richard Sear, Partner and Senior Vice President

vital fintech ecosystem in the region."

at Frost & Sullivan. "This has led to pro-private investment schemes, encouraging multinationals and local players to

Due to a surge in emerging technologies, traditional

view Mexico as a viable hub for emerging technologies, such

industries are reinventing themselves. Mexico is well PAGE 070

positioned to be LATAM's innovation leader in emerging areas

to develop rail, road, and aviation infrastructure. Ongoing

such as electric vehicles (EVs), 4G/5G telecommunications

support for these efforts will boost multiple GDP contributors,

rollout, and affordable, smart, and green housing, as well as in

from agriculture and tourism to advanced manufacturing.

established industries such as tourism and medical devices. Growth of the Mexican middle class—By 2030, the Mexican Other important trends that are driving Mexico's growth as an

middle class will rank in the top 10 contributors to global

innovation hub include:

middle-class consumption. This surge in economic activity is already driving innovation in retail.

The rise in Mexico's venture capital (VC) activity—Nearly 1.900 VC deals were finalized between 2010 and 2018,

The Future of Mexico - A Global Hub for Innovation is part of

involving a total investment of $22 billion.

Frost & Sullivan's global Visionary Innovation (Mega Trends) Growth Partnership Service program.

Mexico's large youth population—By 2025, more than 45

The Visionary Innovation Research Groups’ publications

percent of the population will comprise millennials and Gen Z.

present our visionary thinking on the most important trends

Therefore, the government is focused on raising the standards

and topics that will influence the world today and shape our

of education and encouraging youth training programs and


entrepreneurship. About Frost & Sullivan The working-age population, which is expected to touch 68

For over five decades, Frost & Sullivan has become world-

percent in 2033—It will enhance LATAM's economic

renowned for its role in helping investors, corporate leaders

prosperity, driving infrastructure development and advancing

and governments navigate economic changes and identify

innovation and technological adoption.

disruptive technologies, Mega Trends, new business models and companies to action, resulting in a continuous flow of

Continued infrastructure development—Infrastructure

growth opportunities to drive future success.

investment increased to 8 percent of GDP from 2014 to 2018

Website: www.frost.com PAGE 071

WHAT WILL IT TAKE TO DEVELOP MORE RENEWABLE ENERGY IN THE CARIBBEAN? With the abundance of clean energy resources in the Caribbean-

Understand that land is precious

sun, wind, water, and geothermal - it's a natural environment

Securing appropriate land for project siting poses significant

for more renewable energy generation. So why isn't there more

challenges. There is tremendous pride in land ownership, with

renewable energy produced in the Caribbean, and why aren't

parcels of land being passed on from generation to generation.

there more projects in the pipeline?

Also, there is a history of informal land dealings, which leads to clouded property titles. Consequently, these issues can create

With more than three decades of experience developing

local owner resistance to land transactions and long-term

renewable energy projects and operating utilities, WRB Energy


can address some of the challenges that hinder increased renewable energy generation in the Caribbean.

Clarify investment requirements Banks, investors, and multilateral organizations have mandates,

Contain costs

terms, securities and covenants that can be misunderstood in

Most small Caribbean island nations lack economies of scale to

negotiations with governments, utilities and regulators.

absorb the high costs and complexities of developing relatively

Policies and processes need to be clearly defined to avoid

small renewable installations as compared to those in larger,

misinterpretation of project terms.

more developed countries. With relatively smaller populations, economies, and electricity demand, there are fewer kilowatt-

Harness a sustainable future

hours produced to amortize the up-front investment expenses

Developing renewable systems reliably and affordably requires

cost-effectively. However, as the prices for renewable energy

due diligence to avoid electricity rate increases. It's a long-term

equipment continue to decrease and technologies advance,

strategy requiring cooperation between stable government

solar, wind, and geothermal are increasingly more viable, least-

policies, flexible utilities, competent regulatory bodies,

cost options for diversified energy portfolios.

responsible investors, and credible development partners to design, develop and deliver renewable energy projects as

Flatten the learning curve


Government leaders with a stable long-term vision and implementation plans for increased renewable energy attract

WRB Energy develops renewable energy projects to help

the best opportunities for project development. By working

stabilize electricity prices, reduce dependence on imported

collaboratively, utilities, government, regulators and

fuels, and drive economic growth in Latin America and the

developers can help level the learning curve for initial projects.

Caribbean. Website: www.wrbenergy.com



artificial intelligence platform. Sovcombank acts exclusively as

Svyazi LLC (ATS), the company engaged in robotization of

a financial investor, and will not participate in the operational

call centers based on artificial intelligence.

management of the Company."

The company robotizes call centers of the largest companies

Sovcombank uses artificial intelligence to collect non-

in the country, including Sovcombank. When a customer

performing liabilities, however, according to Dmitry Gusev, this

calls the call center of the bank, the robot answers, but the

is only the beginning: "The bank also plans to automate staff

customers do not even realize that they are communicating

recruitment, sales, and service quality surveys. The use of

not with a living employee, but with artificial intelligence.

artificial intelligence reduces our call center costs by up to 75%

The robots settle the stereotyped situations which human

with better customer service, and it frees employees for

beings resolve with the standard script. Non-standard

solving complex tasks that cannot be automated yet."

situations are still handled by real operators, but such situations are becoming less.

Sovcombank PJSC is a private bank with assets of 863 billion roubles and the capital of 113 billion roubles in accordance

"ATS has been automating the call centers operations of the

with IFRS. The bank employs 16,000 employees in 3,000

Bank since 2017," said Dmitry Gusev, Chairman of the

branches and offices in 75 regions, located in 1,052 towns of

Management Board of Sovcombank PJSC. "The investment is

the Russian Federation.

needed to expand the development staff and improve the

Website: www.sovcombank.com PAGEÂ 073

ANYTIME FITNESS IS POISED TO MAKE HISTORY AS THE FIRST FRANCHISE ON ALL SEVEN CONTINENTS Milestone gym will be on board new Antarctica21 polar vessel: Magellan Explorer. Anytime Fitness, the world's largest and fastest-growing

"The treaties and conventions that govern Antarctica,

fitness club chain, is about to make history. No other

coupled with subzero temperatures during the winter

franchise in the world has ever had locations on all seven

months, make building a fitness club on the continent

continents. That will soon change when the first Anytime

extremely challenging, if not impossible" said Francesco

Fitness gym opens in Antarctica a few months from now.

Contini, executive vice president of sales and marketing for Antarctica21. "However, we were in the early stages of

"People used to think that our mission, 'To improve the self-

planning the buildout of Magellan Explorer, when Anytime

esteem of the world,' was unrealistic," said Chuck Runyon, the

Fitness first contacted us last fall about building a gym in

CEO and a co-founder of Anytime Fitness. "But we're very

Antarctica. We quickly recognized our shared values

serious about it. And when we reached an agreement last year

regarding the benefits of active, adventurous lifestyles.

involving the opening of several dozen gyms in Morocco

Building an Anytime Fitness gym on board our newest ship is

[Africa], we knew that our next destination had to be

yet another means of providing our guests first-class


facilities and services."

Anytime Fitness currently has more than 4,500 gyms serving

Life Fitness, a long-time preferred vendor for Anytime

4,000,000 members in nearly 40 countries on six continents.

Fitness, will equip the gym with state-of-the-art cardio and

The company's first gym in Antarctica is currently being built

strength-training machines, along with a wide array of free

on board a new adventure expedition ship operated by luxury

weights and other high-tech exercise equipment – making it

vessel, custom built in Chile for Antarctic air-cruises, with a

the first fitness equipment manufacturer to outfit gyms on all

capacity for 69 passengers.

seven continents. PAGE 074

Magellan Explorer is set to sail its inaugural voyage on

world, averaging 300 new gyms per year while serving

November 28, 2019. It will depart from Punta Arenas, Chile

4,000,000 members at 4,500 gyms on five (soon to be all

and head to Antarctica. The vessel will be the third ship in

seven) continents. Open 24 hours a day, 365 days a year,

Antarctica21´s fleet, offering air-cruise expeditions as far as

Anytime Fitness prides itself on providing its members with

the Antarctic Circle. A typical voyage with Antarctica21 begins

convenient fitness options and friendly, personal service in

with a private 2-hour flight from Punta Arenas to Antarctica,

well-maintained facilities which feature top-quality exercise

where guests board the ship and start their expedition cruise,

equipment. Anytime Fitness gyms are now open in nearly 40

bypassing the stormy Drake Passage in the process.

countries. All franchised gyms are individually owned and operated. Join one gym and use them all. 

During their time in Antarctica, participants disembark daily by Zodiac boat and explore stunning landscapes together

About Antarctica21: Motivated by a desire to make Antarctica

with a team of expert polar guides. Guests can also see

accessible to travelers who wished to avoid the stormy Drake

penguin colonies, magnificent icebergs, and various species of

Passage, in 2003 Antarctica21 pioneered the Antarctic air-

whales. Antarctica21 operates its air-cruises yearly during the

cruise model. Operating a fleet of small jets and small

austral summer, between December and February.

expedition ships, Antarctica21 offers boutique-style wilderness adventures that combine a direct flight to

"We're extraordinarily proud to partner with Antarctica21,"

Antarctica with an expedition cruise. A proud member of the

said Dave Mortensen, the president and co-founder of

International Association of Antarctica Tour Operators

Anytime Fitness. "Ever since the first Anytime Fitness gym

(IAATO), over the last 16 seasons Antarctica21 has completed

opened in Cambridge, MN in 2002, it's been our goal to foster

over 180 fly and cruise expeditions to the region.

health and happiness everywhere possible. We're truly doing

The company prides itself on offering environmentally

that now – plus penguins."

responsible small-scale journeys that give travelers the optimum balance between active exploration and a high-

About Anytime Fitness: For 11 consecutive years, Anytime

quality hospitality experience. The company is currently

Fitness has been the fastest-growing gym franchise in the

accepting reservations for their 2019-20 and 2020-21 seasons. PAGE 075

BORJE EKHOLM: "ERICSSON LEADING THE WAY IN 5G" Ericsson is leading the way in 5G commercialization 2018 a

5G position: Ekholm continued by describing Ericsson's

year of financial turnaround, increased efficiency and

leadership position in the current 5G commercialization. To

customer centricity Now turning to growth - selective,

date, Ericsson has announced 16 commercial deals with

disciplined, and profitable.

named service provider customers for 5G networks, more than any of its competitors.

Speaking at the Ericsson Annual General Meeting 2019 (AGM),

Ekholm said: "We are well prepared to make the switch to

President and CEO Borje Ekholm summarized the company's

5G as easy as possible for our customers. The Ericsson

financial performance and improved market position, as well

Radio System hardware has been 5G-ready since 2015 and

as the company's leadership position in 5G commercialization.

can be used also for 5G NR with a remote software installation. In fact, we have shipped more than 3 million

Delivering on its strategy: Ekholm began by stating that

5G-ready radios to our customers worldwide, giving our

Ericsson has delivered on its strategy and has become a more

customers a strong platform for launching 5G."Â

focused, costumer-centric and agile company.

Compared to earlier mobile generations, 5G offers many

Ekholm said: "We can look back at 2018 and say that we

more opportunities. Ekholm highlighted the industry

succeeded with our ambitions. Our focused strategy in

applications that will come with the new high-speed, low

combination with hard work has led to tangible results."

latency networks. PAGEÂ 076

European spectrum availability - obstacle for 5G build out:

R&D units. Ericsson's technology leadership can also be seen in

The build-out of 5G networks is now happening at full speed in

its extensive patent portfolio - the leading portfolio in the

all parts of the world. However, in Europe this is happening at

industry with 49,000 granted patents.

a slower pace, much due to the lack of spectrum allocation. To date, more than half of Europe has yet to allocate the

Sustainable and responsible business: Ericsson has a

licenses that operators need to make the 5G networks reality.

longstanding commitment to sustainability and the work is

Ekholm said: "The process for spectrum allocation in Europe

well integrated in the business strategy and everyday work.

is often aimed at maximizing the revenues from licenses.

Many of the innovations that Ericsson is developing can be

Instead, the process should focus on the value created by a

used in fighting climate change, for instance smarter

digitalized society and how that contributes to the overall

transportation solutions. During the year, Ericsson continued

competitiveness of a country."

its work of lowering its carbon emissions. The company has a five-year plan of reducing emissions from its products with 35

Financial performance: For the full year 2018, Ericsson's

% compared to 2016. In 2018 Ericsson reach a reduction of 8 %.

reported net sales increased by 1 %, to SEK 210.8 b.

The company has continued taking measures to strengthen its

The reported operating income was SEK 1.2 (-34.7) billion.

compliance and anti-corruption programs. In 2018, Ericsson

The gross margin was 35.2 %. This confirms a strong

focused on its internal culture, third party management and its

turnaround and a successful implementation of Ericsson's

investigation capabilities. This work will continue going

focused strategy. Ekholm said: "I'm very pleased that Ericsson


returned to growth in 2018. And we managed to increase our market share, despite difficult market conditions."

About Ericsson: Ericsson is one of the leading providers of Information and Communication Technology (ICT) to service

Next step: disciplined growth: Given the strong execution of

providers, with about 40% of the worldâ&#x20AC;&#x2122;s mobile traffic carried

the focused strategy, Ericsson is now looking to grow. This

through our networks. We enable the full value of connectivity

growth will be selective, disciplined and profitable. As a

by creating game-changing technology and services that are

complement to the organic growth, Ericsson will also be

easy to use, adopt and scale, making our customers successful

looking at acquisitions.

in a fully connected world. For more than 140 years, our ideas, technology and people have changed the world: real turning

Investments in technology leadership: Ekholm highlighted

points that have transformed lives, industries and society as a

the continued focus on innovation and technology leadership.


During the last two years, more than 4,000 new engineers were hired, and more resources were added to Ericsson's

For more information please visit www.ericsson.com

PAGE 077


with 102 million square feet in 258 facilities.

ecommerce to brick and mortar with the Whole Foods

Rising consumer expectations for same day and next day

acquisition may be the first step of additional real estate-

delivery could also necessitate more localized real estate

related deals.

demand. This “last mile” demand could drive additional industrial leasing in smaller footprints in the future.

There is no question that Amazon is a disruptive force for brick and mortar retailers and owners of retail real estate.


A force less discussed is Amazon’s current and potential

The last mile challenge has historically constrained the

impact across the real estate landscape.

growth of the online grocery business. Amazon’s acquisition of Whole Foods Markets in 2017 was an attempt to gain a


broader footprint in more communities and a sign of

Outside of retail, the ecommerce giant’s most obvious

Amazon’s intention to disrupt grocery retail.

impact has been on the industrial real estate sector.

Amazon has also begun testing more brick and mortar retail

Amazon’s success in ecommerce and distribution, as well

locations through several concepts. Book stores, Amazon

as the success of its peers, has driven strong returns for

Go, and Amazon 4-star stores. The company’s disruption of

industrial real estate investors. According to Bloomberg,

retail also has had an interesting effect as some malls are

Amazon is the top occupier of industrial space in the U.S.

shuttering with plans to develop more residential while PAGE 078


Amazon other more innovative retailers better meet consumer needs through an omnichannel approach. Residential Online residential real estate brokerages are one of the fastest growing startups according to a recent report by Fundera. Amazon could help people buy and sell their homes with offerings including “For Sale By Amazon” signs. Healthcare CNBC reports today that Amazon’s senior healthcare leader, Taha Kass-Hunt, spoke recently at a conference where he indicated his team has seen potential in developing artificial intelligence for “prediction and natural language understanding.” In December, Becker’s confirmed Amazon had hired renowned pharmacist Jason Tzau to improve the company’s healthcare programs and service. CNBC reported in May that Amazon had built a team in its Alexa division to determine how the device may be useful in healthcare. With Amazon’s second headquarters in Arlington, VA, don’t be surprised if new healthcare and pharmacy initiatives are part of their blueprint. While it is still too early to realize the full implications of Amazon’s healthcare investments for healthcare real estate investors, Bezos is a disruptor. His long term vision could include more industries such as pharmacy and physician services. As a technology giant, the future of healthcare could be the biggest upside with Amazon’s next move. One thing is for sure, Bezos and his teams are in the process of planning for the first half of 2024. With the sheer size of Amazon, there are bound to be real estate winners and losers. Michael Shustek is an author, thought leader and real estate investor. He is CEO of The Parking REIT and for more information, visit www.michaelshustek.com

PAGE 079


In 2002 I registered the company Kolk Group, Inc. The company was quickly engaged in business, together with partners we worked


successfully and in 2006 decided to try

6 BILLION REQUESTS PER SECOND: Kolk Group operates in the field

time we had been engaged in research in the

of VOIP technologies and software development. It has created a new

field of creating new mathematical

standard of communication between the businesses and consumers.

algorithms. And in 2006 we completely

ourselves in the creation of new IT technologies. We had been in the making for quite a long time, since 1998 we have been fond of mathematics and physics. In our free

stopped work in the company and started developing the ChIWAO platform with the decentralized database of QuickDeepDate, investing the money earned earlier in this new project. What makes a great leader? The leader is first and foremost a huge responsibility. The leader should know everything about his partners, his scientists and programmers - about their hobbies, family, problems, shortcomings and virtues. It is very difficult to give someone advice about how a leader should be, I'd rather just talk about myself. I'm always friendly. I never raise my voice. I always listen to all opinions from all my partners, physicists, biologists, mathematicians and programmers. I accept any criticism. I always acknowledge my mistakes first, if any. But I always make In his words: "Kolk Group is a company that creates fundamental technologies of today and tomorrow." We talk about his background in Russia's space and entertainment industries, and how Kolk is answering tomorrows questions. Please share with us your background and some of your career highlights. I graduated from the Moscow Aviation Institute, worked in the space industry and studied the Analysis of Complex Systems. My first business project was the Tonex Company, we organized concerts and major shows and festivals. We had a television program on Channel 4 of Russian television "Immortal Warrior", dedicated to martial arts. Having earned my first set of capital, I created a telecommunications company that was successfully sold. After that I worked in

decisions independently, and the decisionmaking process is always very difficult and painful. Very rarely are good decisions made easily and quickly. The most important thing for a leader is to create goals for the whole team that will be of interest to everyone. Since in our area it is impossible to interest significant mathematicians or physicists with just money, I need something more - and to this day I manage to offer something more to my brilliant scientists.

the US - it was necessary to gain experience and get more knowledge. PAGE 080

"Artificial Intelligence is also, first and foremost, a decentralized structure. We are perhaps one of the first today that created the core of a multidimensional decentralized structure - the Decentralized QuickDeepDate database."

Tell us about Kolk Group and some of its innovations.

These questions are discussed today by Elon Musk and the

Today we live in a networked communication world.

leadership of Apple, Google, Facebook. No clear answers yet.

The digital transformation of all processes occurring in the

Obviously only one thing is clear: that these issues have

world becomes inevitable due to evolutionary processes in

matured, and our future will depend on their solution.

physics, mathematics, biology, chemistry and other sciences.

But the question - do we need artificial intelligence?

The Kolk Group team was engaged in basic research in the

- you can answer: -Yes, of course! We need it for the solutions

field of decentralized databases long before the organization

to a huge number of challenges - ecology, nutrition, transfer,

of the company and all of the last 16 years after the company

accumulation and use of information by succeeding

was established. We have integrated the work of the

generations - thereby victory over death in the Philosophical

decentralized database with today's communications,

plan, development of near and far outer space, unification of

storage and secure data transmission. This is something

the peoples of the earth into a single society, solving real

without which today no company can exist, and, perhaps, the

issues of lifespan, and much more. We understand all this and

world as a whole. We, indeed, stand somewhat apart from

work with great care in this direction.

other companies in our area. This is mainly due to the fact

For example, Artificial Intelligence is also, first and foremost, a

that we perceive today's blockchain, as possibly a dead-end

decentralized structure. We are perhaps one of the first today

path of development, or we can say that it is more tortuous,

that created the core of a multidimensional decentralized

but at the same time fully in solidarity with those who carry

structure - the Decentralized QuickDeepDate database.

out the decentralization line as a whole, and not only in our society that exists around us, nature, but also in the galaxy.

What is your vision for Kolk Group? Kolk Group is a company that creates fundamental

Tell us about your involvement with AI.

technologies of today and tomorrow. These technologies will

Turning to the issue of Artificial Intelligence, I want to say

allow us in the next 6-7 years to get to the creation of artificial

words of gratitude to the vast community of scientists who

intelligence, so that our society could move beyond the

have been engaged and are now engaged in the study and

Earth's atmosphere and begin systematic mastering our solar

promotion of this truly grandiose topic. Names such as:

system and galaxy. To solve these truly daunting tasks, our

Jeff Dean (computer scientist), Eric Bonabeau, Marco Dorigo,

QuickDeepDate will soon be able to provide a large set of

Guy Theraulaz, Igor Aleksander, Ken Forbus, and many more.

tools. This long-term planning and research of production,

Artificial intelligence is more a philosopher's substance.

the optimization of continuous processes in petrochemistry,

Do not confuse artificial intelligence and systems with neural

in steelmaking, in the creation of new alloys and new unique

connections and Deep Learning. Should artificial intelligence

materials and long-term forecasting of supply and demand

be managed from outside? Or should it be completely

for different market segments. We also plan to create a new

independent? Should our world adopt a set of laws - a kind of

computer architecture and a new processor architecture, and

constitution for the artificial intelligence of the future? So far,

to create a universally and highly secure OS.

there are no final answers to these questions.

PAGE 081

What challenges do you face in realising your vision?

look for a compromise. In the search for this compromise our

One of the most serious problem is to convey to the users the

QuickDeepDate will help - it will help to optimize

essence and significance of the current changes in the entire

Technological direction and engage only in what will in the

technological sector as a whole. To highlight the main and

future give the greatest effect of growth in the market, i.e. will

weed out the secondary and dead-end branches of

focus only on those technologies that will strengthen the

development. Today's terminology is such that concepts that

company and help it to fight with competitors.

are completely different in terms of relevance and


effectiveness of technology have an absolutely identical

Tell us about the direction of your industry.

description. It is very difficult for the user to understand in

We are working today at the junction of three large market

which case these descriptions are confirmed by real scientific

sectors – Telecommunications (unified communication,

research and really represent revolutionary technologies, and

including corporate and private messenger, Decentralized

in which they are only populist or marketing moves and are

Databases with secure storage and transfer of any kinds of

aimed only at collecting money from investors who are also

files), the creation of artificial intelligence systems (this

influenced, like ordinary people by mass propaganda,

includes a new decentralized OS, new architecture of

advertising and aggressive marketing. This can be seen in the

computers and processors, the transition to quantum

case of many joint-stock companies, which always have a

communication and quantum calculus.) One of the problems

conflict of interest in their work between investors and people

facing the industry today, in our opinion, is the replacement of

creating new technologies. The investor always wants

the existing VoIP protocol with a new one - more productive

constant growth - and this is a very big mistake - constant

and secure. Today's possibilities of this protocol are almost

growth does not stimulate, but kills the development of new

exhausted. The international community is working on this

technologies - the result of the activities of such companies is

problem and we hope that in the near future new, much more

always an unexpected decline and the loss of the leading place

productive and safe protocols of data transmission, voice and

in the global market. For successful work, you always need to

video can appear. We, in turn, also work in this area - for PAGE 082

example, our QuickDeepDate will allow users to transfer images of 3D computer graphics without rendering. This will make the work of designers and specialists in computer graphics much more effective. Also, we should not forget about the speed of the database itself. QuickDeepDate will withstand more than 6 Billion requests per second. Constantly moving forward; we see that almost tomorrow we will be able to offer the market the following services using deep semantic analysis and processing and analysis of structured and unstructured data: 1. Strategic planning - where and what technologies and products to create, taking into account and a deep analysis of international and domestic supply and demand. 2. Revision of today's opportunities of industrial enterprises and holdings. Optimization and increase in efficiency. 3. Control over cash flows of the enterprise, holding and bank. 4. The forecasting system for enterprises for the production of new products. 5. Analysis of international markets. 6. Analysis of financial risks (for banks, large holdings and various investment and hedge funds). 7. Identification of the most advanced trends in science and production. 8. Identification of the most effective and competitive technologies and ways of their implementation and monetization in international markets. 9. Formation of new international markets for new technologies, goods and services. 10. Recommendations for expanding the processing of raw materials in conjunction with the forecasting of both the depth of processing, and specific materials and markets. Control, optimization and forecasting of the results of continuous processes in petrochemistry and steelmaking.  How important is sustainability to Kolk Group? Corporate social responsibility is essentially one of the functions of our QuickDeepDate. We closely follow the internal atmosphere in our company and try to make decisions that will not adversely affect the external world and the social community. What is your favourite motivational quote? "Do not look back, whoever aspiring to the stars" by Leonardo da Vinci.  Find out more: www.kolkgroup.com

PAGE 083


club in 2017 to unite like-minded female entrepreneurs from

passion for empowering other women.

all sectors and stages of business. The goal is to provide business owners with the tools, support and encouragement

Women in Business Club has over 100,000 ambitious,

they need to achieve success in any phase of their business

creative and innovative followers worldwide.


Initially started in London, U.K. by female entrepreneur

With over 10 years of entrepreneurial experience herself,

Raimonda Jankunaite, the club has progressed so rapidly that

Jankunaite truly understands the importance of having an

they now have a steady global following with members across

unwavering network of people who understand the struggles

Europe, the United States and Australia.

that come with being a business owner.

The club was founded on the principal of entrepreneurial-

Having started her first business at the age of 21, she has

minded business women coming together to support, inspire

spent her career not only launching more companies of her

and educate other business women. Jankunaite started the Â

own but encouraging other women to do the same. PAGE 084

Women in Business Club

"It is about having each other's back, inspiring and motivating one another through the ups and downs of business and encouraging to keep on going even when giving up feels like the only option," Jankunaite says of her club. "Our ethos of supporting one another in business is the driving force of our community." From hosting virtual workshops to in-person experiences on topics like personal branding and confidence building to money and sales, Women In Business Club has many options for personal and business growth. Each topic features four virtual workshops with experts from all around the world in those fields sharing their knowledge and tools in each subject to help attendees build a successful business. About Women in Business Club Women in Business Club is a network of women coming together to support like-minded female entrepreneurs. We founded Women in Business club May 2017 with initiative to connect and support women led businesses, solo entrepreneurs and female founders. With our first successful event in 2017 in London, our community has organically grown to international presence and women joining from all around the world. We now have almost 600 members and actively growing through our events, monthly workshops and other helpful resources to help women escape 9-5 and build businesses of their dreams. Join our community of ambitious, creative, innovative and thriving women internationally. We hold virtual workshops, live events and virtual summits for women in business. We have a Membership Club that will support you from where you are now to achieving your goals in business. Our Exclusive Online MONTHLY EXPERT TRAININGS share the latest knowledge in everything from marketing and funding, to mindset and strategy, as well as VIRTUAL SUMMITS AND EVENTS.Our growing international Community of women connects like-minded women in business across the world. Website: www.womeninbusiness.club



leadership roles and faced gender and race-related barriers

Gathering of STEM Leaders.

along their career path. The research shows: 83 percent of survey respondents had their judgement questioned in their

New research findings from the Association for Women in

area of expertise; and 70 percent had their accomplishments

Science (AWIS) show that women, especially women of

or ideas credited to someone else.

color, and regardless of employment sector continue to be

"Our research confirms that significant gender and racial gaps

significantly underrepresented in leadership roles due to

continue to prevent women in STEM from career advancement

ongoing bias, gender and race-related barriers.

in academic, research and business settings," said Sandra W. Robert, CAE, AWIS CEO. "We need to ensure that the full

AWIS, the leading organization that advocates for women in

spectrum of expertise from our most talented minds is

science, technology, engineering and mathematics (STEM),

intentionally applied to STEM challenges. It is a global

released the preliminary findings at the Innovation and

imperative and requires systemic redesign. Today, our

Inclusion Summit and Awards Dinner at the Andrew W.

speakers and presenters will share their knowledge of the

Mellon Auditorium in Washington, DC. Sandra W. Robert,

issues and of the practices to support change."

CAE, AWIS CEO, presented the research findings before an audience of more than 200 STEM leaders attending the key

STEM leaders and experts from diverse disciplines will be

event. The leadership survey was conducted this past

among the 30 executive-level speakers at the summit to

winter with AWIS members.

discuss a range of approaches to successful recruitment and retention of women STEM professionals, including inclusive

The 125 survey respondents serve, or have served, inÂ

funding practices, equity practices and intersectionality. PAGEÂ 086


Women in Leadership

AWIS will also present its highly coveted awards to three STEM leaders recognized for their leadership and groundbreaking contributions in the industry. The Pinnacle Award recipient is Carol W. Greider, PhD, Nobel Laureate, Director of Molecular Biology, Johns Hopkins University; the Leadership Award recipient is Freda Lewis-Hall, MD, DFAPA, Executive Vice President and Chief Patient Officer, Pfizer; and the Next Generation Award recipient is Mareena Robinson Snowden, PhD, Stanton Nuclear Security Fellow, Carnegie Endowment for International Peace. "Our awardees have dedicated their careers to creating positive social change while contributing to STEM. We applaud their impact toward advancing gender parity and diversity in these fields," said Robert. AWIS The Association for Women in Science (AWIS) is a global network with 80 grassroots chapters and affiliates connecting more than 100,000 professionals in STEM with members, allies and supporters worldwide. Founded in 1971, AWIS has been the leading advocate for women in STEM to achieve business growth, social change, and innovation. AWIS is dedicated to driving excellence in STEM by achieving equity and full participation of women in all disciplines and across all employment sectors. AWIS works at the nexus of STEM and gender to provide high-quality policy solutions and recommendations for broadening participation across all disciplines and employment sectors. As a result of our work, women in STEM will be: - Compensated fairly and without discrimination. - Advanced equitably and without bias. - Respected and recognized for their scientific achievements. - Exposed to successful role models in leadership positions. - Able to achieve optimum work/life integration. To learn more, visit www.awis.org



Whats your secre to client relationships? My background has enabled me to understand better the personal and business

GOTSE SHTERYOVSKI CEO OF ZRAK "Solutions to everything, opportunities for everyone. This is what makes ZRAK... well, ZRAK". We talk about his career so far in 3 countries, why ZRAK's clients are happy people and his vision.

lives of my clients which brings me quickly to the core of their problems. This expedited approach enables me to identify the best solutions for them that will make them happy and, in most cases, even more than happy. My passion is to make the people around me wealthy or at least significantly improve their financial standing. I achieve that because I have developed a unique system of qualityfocused renumeration for my associates and employees. The system is based on their personal efforts and results delivered by the hired people. As they bring results they are paid more and more. Working for ZRAK means that my team can earn a lot of money. This is a fact and reality and as the saying goes “it Works” Why has ZRAK grown so fast? ZRAK is a uniquely international company providing high-quality services across various industries. My company employs the best professionals that are specialised in the fields that our clients operate in. Simply put, our unique proposition is that we can do almost everything for the client and in one place. We aim to be the solution provider to every

Your career has seen you work in 3 countries, share your journey with us. I was a lawyer and advocate in Macedonia for 8 years. I am an experienced lawyer, a high-level Consultant and results-orientated professional. I am a decisive and persuasive leader with excellent communication skills and a proven ability to effectively manage complex change projects through to completion. After Macedonia, I moved to Netherlands where I worked as a legal adviser to companies on major international business contracts. I was then invited to come to London in 2015 to work as an adviser to Solicitors working for some of the large companies over here.  I am an expert in contract law and business law. I also have extensive knowledge in Management and Marketing. I am particularly successful at providing new developmental systems for companies that would like to double or even triple their profits. Of course, my service fees are deducted from their net

problem. ZRAK works only with the direct sources, high-quality providers and exceptional professionals. We have all heard the now infamous Apple saying when the iPhone first launched the App Store… “There’s an App for that?”. Meaning that no matter what you need Apple has it covered all under one roof with an endless array of partners in the form of Apps. Well, now a company from London has taken it one step further: “There’s a ZRAK for that!” ZRAK is a global firm based in London and 

profit. I’m not cheap but I can guarantee the success, or I will not charge anything. PAGE 088

"There's a ZRAK for that!" and our unique Modus Operandi is: ‘Solutions to everything, opportunities for everyone’. This is what makes ZRAK... well, ZRAK. How much of an advantage is ZRAK's turnkey offering in the market? Absolutely! What makes ZRAK stand out is that our collaboration is capable of delivering almost everything you need. Just as the iPhone has all your apps in one place. ZRAK has all your services in one place. ZRAK’s carefully selected global partners transcend all industries and sectors. ZRAK satisfies the client needs, whatever and wherever they may be. By partnering with industry leaders in each field, ZRAK acts like a living iPhone that is able to supply their ‘apps’ on demand. Industry-leading services with unique rates, all in one place without the need to search tirelessly through millions of global firms to find your solution. Why is this USP is such a relief for your clients.  As an example: Google will give you millions of results based on who pays the most to advertise to be at the top. Comparison sites will give you hundreds of often irrelevant results which means that you end up wasting valuable time searching through and evaluating each result, based on who pays the most to be on that list. Money can’t buy you a place with ZRAK and nor do we provide an impractical list of ‘results’. Zrak sources the best partners for the job and forms permanent synergies with them. The result is that no matter when or where, the best-suited solution at the best price is there for you, selected personally by a trained expert human, not an algorithm, just for you. ZRAK boasts a 96% client satisfaction rate. The ZRAK system offers you a guarantee on your service without having to risk working with someone you have never heard of or used before.   What is your vision for ZRAK? We are growing rapidly day by day; my vision is to expand and hire more of the right people and companies that meet our requirements in exchange for huge earning potential.  The second is to show the prospects and clients that we are different from the others. We can and will deliver results that will make them happy. Our approach is to be completely honest and direct. Our people incisively get to the problem and work on it as if it is their own. If one problem generates others, then our clients don’t need to go across the street because the ZRAK team will sort out everything for them. What is your favourite motivational quote? Our company motto: "Your success is our business!"  We all can do and be better, ZRAK is the new type of perfect system the NEW AGE CAPITALISM. Find out more: www.zrak.co.uk

PAGE 089

GLOBAL CEO CONFIDENCE INCREASED SLIGHTLY IN Q1 2019 Hiring Expected to Increase, but Finding Qualified Workers Remains a Challenge

The Conference Board Measure of CEO Confidence™, which had decreased sharply in the fourth quarter of 2018, increased slightly in the first quarter of 2019. The Measure now reads 43, up from 42 in the fourth quarter of 2018 (a reading of more than 50 points reflects more positive than negative responses). "CEO Confidence increased slightly in Q1, after back-to-back quarterly declines in the second half of 2018," said Lynn Franco, Senior Director of Economic Indicators at The Conference Board. "CEOs' optimism regarding growth prospects for both mature and emerging economies declined considerably over the past year, but with the exception of Europe, sentiment now appears to be on the mend. CEOs say finding qualified workers remains a major obstacle to hiring, much more so than last year." CEOs remain pessimistic about current economic conditions, with just 14 percent saying conditions are better compared to six months ago, down from 21 percent last quarter. Meanwhile, about 46 percent say conditions are worse, up from 39 percent in Q4 2018. CEOs were also more negative about current conditions in their own industries compared to six months ago. Currently, just 12 percent say conditions are better, down from 21 percent last quarter. However, those who say conditions have worsened rose moderately, from 35 percent last quarter to 37 percent. Looking ahead, CEOs' expectations regarding the economic outlook have improved slightly from last quarter. Some 14 percent now expect economic conditions to improve over the next six months, up from 12 percent in the fourth quarter. Meanwhile, about 42 percent expect 

PAGE 090


CEO Confidence Survey economic conditions will worsen, down from 52 percent last quarter. CEOs' expectations regarding short-term prospects in their own industries over the next six months were also moderately less pessimistic. Now, 19 percent anticipate an improvement in conditions, up from 14 percent last quarter. Moreover, 37 percent expect conditions will worsen, down from 44 percent in the fourth quarter. A Less Negative Global Outlook CEOs' assessment of current global conditions remains pessimistic. Sentiment declined moderately for the US and is now in slightly negative territory. Sentiment regarding China and Europe eroded further and remains quite downbeat. Sentiment for India and Japan was unchanged, though remains moderately pessimistic in Japan. CEOs viewed conditions in Brazil considerably more favorable, with confidence back to year-ago levels. Looking ahead, CEOs are moderately less pessimistic about global growth prospects. Europe, however, remains an exception with short-term expectations declining further. Growth expectations for the US and China improved, while Japan held steady, but sentiment remains somewhat negative. CEOs' expectations for growth in India and Brazil was slightly positive. Hiring Expected to Increase in 2019; Finding Qualified Workers Remains Top Challenge: Hiring is expected to increase in 2019, although at a more moderate pace than last year. About 41 percent of CEOs surveyed anticipate an increase in employment levels in their industry over the course of this year, while about 26 percent anticipate a decrease. When this question was asked in 2018, about 57 percent of CEOs surveyed anticipated an increase in employment levels, and only 11 percent anticipated a decrease. On a separate question, CEOs cited finding qualified workers as the largest obstacle to hiring, more so than last year. Regulation and litigation were ranked a distant second, followed by health care costs. Wage and salary costs, as well as other fringe benefits, are rated as only a minor obstacle when hiring new workers. Results are from surveys fielded from mid-February to mid-March. CEO Confidence Survey First Quarter 2019 / The Conference Board. The Conference Board is the member-driven think tank that delivers trusted insights for what's ahead. Founded in 1916, we are a nonpartisan, not-forprofit entity holding 501 (c) (3) tax-exempt status in the United States. Website: www.conference-board.org


Survey by Corporate Board Member and


Compensation Advisory Partners finds that 52 percent of public company directors believe diversity and inclusion metrics should be incorporated into the incentive compensation plans for the CEO and executive management team but how best to do so remains a question.


A new study by Corporate Board Member, a division of Chief

Burek believes we may see an uptick in the use of non-financial

Executive Group and a market leader in board education,

metrics like D&I in the near-term; yet, over the long-term, the

along with Compensation Advisory Partners, a leading

key focus will continue to be on the fundamentals of

independent consulting firm specializing in executive and

profitability, growth and returns.

director compensation and related corporate governance matters, finds 52 percent of directors believe diversity and

The full report of the survey results is available for download at

inclusion (D&I) metrics should be a factor in determining

BoardMember.com/ExecComp. Other key findings presented in

compensation decisions for their top executives. Yet fewer

the report include:

than 10 percent of companies currently use non-financial

- When establishing financial objectives, profitability is the

metrics in their incentive program, the survey of 258 public

highest priority in the near term, while top-line growth takes

company board members found.

precedence over the long term. - Nine out of 10 directors polled believe that Total Shareholder

The findings come amid a growing push in the corporate

Return (TSR) still has a critical place in long-term performance

governance community to emphasize diversity as a key goal in


the nation's companiesâ&#x20AC;&#x201D;especially in leadership positions.

- When setting target performance goals, 76 percent of

"Shareholdersâ&#x20AC;&#x201D;especially large institutional shareholders-

directors viewed the company's internal budget/strategic plan

have been pushing for companies to make progress on D&I

as the most important consideration.

initiatives," says Melanie Nolen, research editor at Corporate

- More than a third (35 percent) of directors believe that

Board Member, "but companies are data-driven, and

companies should exclude the impact of share buybacks on

measuring non-financial metrics poses a great challenge to

comp plans.

compensation committees."

- And 64 percent of directors surveyed believe that one-time special retention awards are important to attract and retain

Although the role that D&I should play in incentive plans has


recently moved to the forefront of the discussion around nonfinancial metrics, there remains a mindset of excluding items

Corporate Board Member, a division of Chief Executive Group,

that cannot be precisely measured against short-term

has been the market leader in board education for 20 years.

financial performance.

Learn more at www.BoardMember.com

Still, says Melissa Burek, Partner at Compensation Advisory

Compensation Advisory Partners (CAP) is a leading

Partners, there's been a small increase in the number of

independent consulting firm specializing in executive and

companies incorporating non-financial metrics into their

director compensation and related corporate governance

incentive plans in recent years. "In most cases, companies

matters. Our consultants have served as independent advisors

weight non-financial metrics as a small portion of the total

to boards and senior management at many leading companies

incentive or use a basket of non-financial measures as a

in the areas of compensation strategy and program design,

modifier to the final payout," she says.

promoting sound corporate governance principles.

PAGE 093

NUTRABOLT CEO TALKS ABOUT THE SUCCESS OF C4® AT THE BEVERAGE FORUM Every year, The Beverage Forum brings together industry

the rapid growth, success, and future of performance energy

leaders for two days of inspirational keynotes, insightful

drink C4®.

panels, and valuable networking experience. As owner, chairman, and CEO of Nutrabolt, Cunningham has This year, Doss Cunningham, the CEO of Nutrabolt, a global

led the organization over the last 12 years from an early stage

sports nutrition powerhouse and the makers of America's #1

startup to the largest independently owned sports nutrition

pre-workout brand, C4®, joined the ranks of speakers

platform in the world, with retail sales exceeding $650

alongside executives from the Coca-Cola Company, PepsiCo,

million. In the broader nutrition space, Cunningham is also

BODYARMOR, and many other notable organizations.

the co-founder of FitJoy Nutrition, a recently launched brand positioned for explosive growth in the rapidly expanding

Cunningham was part of a panel titled "The Future Movers

better-for-you active nutrition category. He has also made

and Shakers," which highlights today's "rising stars" in the

over a dozen other investments through his family office

beverage market who are pioneering new products to fulfill

venture arm, LivWell Ventures, including: Big Swig, Ample,

consumer needs. Cunningham shared the powerful story of

The Living Apothecary, Lemon Perfect, Lola, and Yerbae. PAGE 094

Nutrabolt Success


C4® has been making waves in the functional energy drink market with consumers increasingly looking for better product options to fuel their workouts, active lifestyles, and performance in and out of the gym. The iconic branded C4® can is beginning to show up in full force nationwide, painting energy doors that have historically been black, green, silver, and blue an eye-popping shade of bright yellow. C4® is powered by CarnoSyn® Beta-Alanine and several other performance ingredients that support explosive energy, mental focus, and improved overall performance. Alongside this winning formula, the C4® lineup stands above the crowd with amazing flavors and a better-foryou profile consisting of zero sugar, zero carbs, and zero calories. Talking about the history and opportunity of C4®, Cunningham had this to say: "When C4® was first released approximately 10 years ago, we targeted the gym-going consumer to deliver a powerful pre-workout supplement that would substantially elevate performance. After nearly a decade since its launch, C4® is known around the world as the undisputed global pre-workout leader with retail sales approaching half a billion and dominant category share exceeding 50 percent. With our increased focus on the energy category, C4® is transcending the more nascent pre-workout powder market it has proudly led all these years, and delivering a new breed of high-performance energy drinks to a more mainstream marketplace." Held at Swissotel Chicago, The Beverage Forum was held April 30-May 1. Learn more about this industry-leading event here: www.bevindustry.com/beverage-forum For more information on carrying C4®, contact iwantc4@nutrabolt.com About Nutrabolt: As the makers of America's best-selling pre-workout brand C4® and a global leader in sports nutrition, Nutrabolt has been committed to making fitness accessible to all since 2002. Since its launch in 2011, C4® has become the undisputed pre-workout champ, with over 2 billion servings sold. Today, Nutrabolt makes a full range of clinically studied, cutting-edge supplements and on-the-go drinks for athletes of all levels and goals. You can find C4® in some of the world's largest specialty, big box, and online retailers including Walmart, Costco, Amazon.com, GNC, Vitamin Shoppe, Bodybuilding.com, Target, and a rapidly growing list of convenience stores. Website: www.nutrabolt.com

PAGE 095


I could be anything I put my mind to -from a very young age they taught me the motto: I’m not normal, I’m not average, I am Staj.  


I spent a decade pursuing 4 apprenticeships

FINISH STRONG LIKE CONCRETE: Igneous is an award-winning

everything I could about modern luxury fiber

manufactory that is revolutionising the luxury bath sector with it's

reinforced concrete. I methodically tested

hand-sculpted, heated, luxury concrete soaking tubs.

every aspect of molding and materials I could

under 2nd and 3rd generation tile setters and owned my own tile company for a while I realized I had pursued that path to its final destination. I then pursued learning

conceive of. I participated in professionally training and educating others in how to apply what I had learned. Generally speaking; individuals with a future in engineering, design or architecture don’t volunteer for difficult and dirty concrete fabrication. The distress you place your body under daily and the conditions you ply your trade in disparage most from pursuing this path. Craftsmen to be sure even many artists plot a course here, but very few attempt to see what the true limits of this medium are. Of those persuaded to pursue modern concrete, few deviate from normal countertops and coffee tables. I would like to change this. I believe modern luxury concrete to be one of the most useful mediums available to us. Very high compressive strength, excellent flexural strength and the ability to be anything you can imagine.  In his own words: "I am driven to create a company that benefits both creators and clients, while expanding the definition of luxury bathrooms." We talk about the work of art that is an Igneous concrete bath tub, his mission to achieve a more equitable deal for highly-skilled craftspeople and the importance of finishing strong. Tell us about Staj Olson's journey to creative and entrepreneur. My father is skilled at rebuilding and selling wrecked Cessna’s and was a project manger for a large US based retirement company and a custom home builder for many years. He raised me that anything worth doing was always worth doing right. I have been obsessed with training and learning with the consistent desire to

I am creating Igneous to make industry leading luxury bathroom fixtures and to allow artists, craftsmen and anyone willing to finish strong to learn the unlimited potential of modern concrete. What makes Igneous special? Igneous does not mass produce or duplicate monotony. Igneous swings for the fences, innovates and creates. We reach for the limits then establish safety parameters and then

always do my best at whatever I am doing. Yes, my parents did raise me to believe PAGE 096

"I believe Igneous is the needed addition to the industry. The existing model of luxury plumbing is selling mass-produced items."

then begin to design. Igneous can efficiently and effectively

what is unique to you rather than being mediocre at

create each tub, uniquely customized to satisfy each client.

something others are amazing at. Hire them, they also need

We can tailor our approach to delivering luxury to every client

to be great in their field.

differently. This allows us to be intentional about continuing to learn and innovate. Growth and transition are built into the

How do you overcome these challenges?

Igneous charter, we can embrace change because we are not

I don’t find my coping methods innovative, just practical.

set in our ways nor do we wish to be.

For all the things I am not amazing at I do my very best to find a stellar guru willing to mentor me. I applaud them all with

What drives you?

my deepest gratitude for their dedication and patience with

In a nut shell I am driven to create a company that benefits

me as I struggle to conquer these new obstacles. I believe

both creators and clients, while expanding the definition of

walking all these paths personally will uniquely prepare me to

luxury bathrooms. Making a living and supporting our loved

lead and mentor others, walking a mile in another’s shoes has

ones is a key primary function of working.

no substitute. I also burned the boats; this was pivotal for me.

Often, I feel highly skilled individuals are unable to reap the

Knowing there is no escape and success is the only option has

rewards of their efforts. Their dependence on others requires

reduced time wasted looking for other options of retreat.

that portions of what their labor creates be paid to everyone

For me, the only focus had to be win or sink giving it

else in the stream. When this exchange is equitable I would

everything you have. Knowing that there is nothing behind

call it symbiotic. I believe it’s best for all parties to realize

you to run back to, saves all that wasted time. It frees you up

their need for the others and the benefits they receive

to focus on what can still be done to succeed - the best

through collaboration and balancing all the different gifts in a

defense is a great offense, if you are totally obsessed with

sustainable manner. The Igneous brand is being built around

success and can’t imagine anything else, it is incredibly

the premise of fair trade. An equitable return for what you

unlikely that success will be able to evade you.


Where is your industry currently and where is it heading?

Tell us about the challenges a pioneer faces?

I believe Igneous is the needed addition to the industry.

Raising capital for something new and innovative.

The existing model of luxury plumbing is selling mass-

I believe it is a catch 22; if your product is innovative it will be

produced items. Reproductions of similar designs without

challenging to sell since it doesn’t fit into an existing box or

excepting options that are outside the box, innovative or

known description. On top of each sales interaction you will

disruptive. Having crossed America touring all the high-end

be required to also perform product education, and often

plumbing showrooms I could locate, they were all offering the

product rationalization. On the other hand, if the product isn’t

same products nationwide. Buy-in groups set the standards

innovative then you will have lots of competition for your

for what you will be able to find or what options will be

market space. In a start-up you must proficiently wear every

available to you. Designers and Architects almost never share

conceivable hat; including all the ones you never liked or

or advertise what they were able to accomplish in the

wanted to wear. You will not be gifted, properly educated or

bathrooms, because they are using the same parts and can’t

equipped during several parts of your journey. Get good

really get any separation for their brand: Tile shower with a

enough, fast enough, to make it through these phases

glass panel and several showerheads, the same tubs are seen

and back into your strong suit. Life is too short; be great at 

seen everywhere. A new wave of luxury product designers are

PAGE 097

emerging with 3D printing and the Artist/Maker movement

studies into these areas. Igneous plans to provide test tubs to

growing in popularity. Small firms can custom create a better

several multidisciplinary doctorate research studies focused

version of almost anything, supply it locally and market

on testing the effects of cryotherapies, balneotherapies,

directly to their clients or to architects and designers with no

hydrotherapies, acoustic therapies on a wide range of

need of conforming to the standard plumbing wholesale

maladies. Our aspiration is to improve as many facets of

showroom system. These showrooms will continue to exist,

“quality of life” as possible. Please reach out to me if you are

and mass-produced plumbing fixtures will still be needed, but

participating in such testing. Anyone considering an Igneous

quality custom creations will compete strongly with these old

bathtub is encouraged to contact us for personal assistance.

ways at the upper end of the luxury sector.

What motivational quotes resonate strongly with you? 

How can Entrepreneurs tap into corporate best practise?

Anything worth doing is worth doing right. Finish Strong.

Get tutored and mentored by titans of industry, ask to get your

Do unto others as you would have them do unto you.

advice directly from the source. Be dedicated to appreciating

their time and commitment helping you. Most people have

How can we finish this strongly?

had to go through all of this to get to the top. Most of them

Here are our commitments to our clients and partners:

aren’t there because they are inept, they are there because

We will work tirelessly to remove all signs of human flaws from

they had what it takes to survive failures and grow, be hurt and

our products. We will polish each product until there are no

do it again tomorrow anyway. They have learned the most

imperfections. We will not cut corners or fail to finish strong on

powerful lessons. Look up to learn and don’t look sideways or

every product. We will exhaustively test and do our very best

down. Look up to those who have learned from their mistakes,

to improve everything we offer. We will do everything to grow

ask them.

and work in the best interest of everyone around us. We will behave as a fiduciary to our clients, placing their best interest

What exciting developments are happening at Igneous?

before our own. We will behave as a fiduciary to our partners,

Just this year Igneous is pleased to share we are now offering a

placing their best interest before our own. Igneous has these

massive Bluetooth sound system upgrade. This amazing

expectations placed on it, therefore guaranteeing a successful

system can produce every frequency from 20hz-20,000hz.

business with a harmonious relation with clients and partners.

Many studies have pointed to potential health and wellness benefits. Igneous is now actively pursuing empirical scientific

Find out more: www.igneousbath.com PAGE 098




PETER REILLY - CEO OF CLEANER PRODUCTS "The key to our success is not that we lower costs. It’s because we raise the bar when it comes to service. No other UK chemical manufacturing company provides the same level of service."

not introducing anywhere near as much business. After three years demolishing sales targets, I was the only salesperson retained in a takeover by the industry’s big player, Sunlight Group. I continued smashing every sales target, and Sunlight promoted me to sales manager. I felt I’d arrived and my confidence was skyhigh. Five years on, I was headhunted by a chemical company serving the hospitality sector. For the next 20 years, I again achieved all that was asked of me – until I decided to go it alone in 1999. Having set up more than 200 franchise businesses for my previous employer, I had complete confidence that nothing could go wrong. My first venture, City Service, was a major success and supplied over 200 top hotels as a distributor. Given my understanding of chemicals and cleaning practices, I knew they could be more efficient and environmentally responsible. But I had to have control over product design and quality to deliver sustainable value as well as service. So Cleaner Products was born and in January 2009 we launched our own manufactured range. Today the brand is the first choice for many top hotels and restaurants, and we have an annual turnover of £2 million.

From humble beginnings, you have built a tremendous success story. Share with us some details about your journey. I was born into a traditional Catholic family in Orpington, Kent in 1954. One of five boys, my childhood was happy, though it wasn’t a privileged upbringing; my mother was a chef and my dad an engineer. The stand-out attribute I showed from an early age was a very outgoing personality: I would talk to anyone, which led me to my first sales job, aged 10. My auntie Ellen, a seamstress, made bags for clothes pegs, that were designed to fit on a coat hangar. I had no problem selling the bags door to door. When I finished school with above-average grades, all I wanted to do was go into a sales environment. I started selling chefs’ whites and linen into London hotels and restaurants for a laundry company called New Era. I hit the ground running and before long, the sales director asked me to share my

What is your approach to leadership and how has your background shaped your management style? First and foremost, be honest and upfront with people. The Cleaner Products strapline is ‘No Frills – No Jargon’. We are all about service, value and ethics. That’s why the environment is central. I wanted to provide products that were userand environmentally friendly. And the marketplace wanted a fresh approach too.

techniques with the rest of the sales team. They were much more experienced but PAGE 100

Cleaner Products My leadership style is simple: I lead from the front. To this day I still enjoy being hands-on – listening to clients, explaining our service, running trials, developing products, and helping with deliveries. Members of the team watch me in action, and hopefully learn how to go about business. My background, which may not seem impressive, has given me a level of confidence that shocks even me sometimes. I launched Cleaner Products in the teeth of the global financial crisis, without loans, investors or strategic business advisors, into a highly competitive and depressed market. But I have confidence in my own judgment, and have always been able to spot talented people. The team I’ve built, currently 15-strong, are outstanding people totally committed to the business and serving our clients. Tell us about Cleaner Products, why has your company been so successful in the hospitality sector? Cleaner Products is a family-run business manufacturing top-quality cleaning and hygiene products for the hospitality sector in the UK. We target high-end restaurants and hotels because that’s the market I know best, with clients that tend to lead in innovation and corporate responsibility. We deal direct with end users and have our own transport fleet. So there are no middlemen’s margins for our clients to pay, which makes our brand highly competitive. We also analyse their cleaning practices and levels of consumption, and provide free training in cleaning techniques, hygiene control and safety. So our clients don’t just save money, they know they are as efficient as they can be and environmentally responsible too. We eliminate all needless packaging, over-dosing of concentrates and other waste – and even employ an ex-chef whose job it is to reduce each client’s usage of our products to the minimum, efficient and effective level. But the key to our success is not that we lower costs. It’s because we raise the bar when it comes to service. No other UK chemical manufacturing company provides the same level of service – reliable, timely delivery; transparent usage with technical data available at the push of a button; and unrivalled support in areas like food industry accreditations as well as responsible, efficient practice. What is your vision for Cleaner Products? I will take the company turnover from £2 to £10 million over the next decade. We are, and will remain, a true family business. My dream is to introduce my grandchildren into the firm. We now have a proven formula for both products and service, and a team that can manage this growth beyond London. We have piloted two distribution hubs in Kent and Yorkshire, and will appoint more partners as we find the right people.

PAGE 101

I have complete confidence in my son Nathan - our Managing

skilled staff and serious increases in the cost of produce.

Director, my wife Lorraine - our Operations Director and my

Again, this strengthens our position to some extent as our

Financial Director - Steve Hodges, who are implementing this

whole purpose is to achieve maximum savings and efficiency

strategy of steady expansion.

for our clients. So, they appreciate that we are a key partner with their best interests at heart.

What challenges do you see and how do you approach them? Like many businesses, our growth has relied on funding and

What role does sustainability play at Cleaner Products?

cash flow. Thankfully our success has been achieved without

Because we manufacture our products in-house to a just-in-

need of banks. I do not borrow and don’t have an overdraft.

time operating model, we do not need to add preservatives.

I do ensure that we get paid when due and use the profit to

It is these chemicals that are the cleaning industry’s major

grow my business. As we expand, we’re keeping a tight rein on

contributors to contamination in the environment.

production costs and overheads. We continue to develop our

We were the first UK chemical manufacturing company to

services and innovate, reducing our clients’ costs. This

achieve ISO14001 environmental accreditation at the first

combination explains our sustained growth and our loyal client

time of asking. From the outset, Cleaner Products’

base. We do not lose clients – a critical factor in our

management systems and procedures were designed in line

development – and most of our new business comes through

with this international standard. And we have expert advisors

their recommendations, or former staff who’ve moved on.

who help us keep up to speed on best practice. We live up to

And there’s more innovation in the pipeline. Another brand is

the commitments in our CSR policy and keep it under review.

nearing launch. This is not a cleaning product, but it will

But perhaps our most significant contribution to sustainability

complement the Cleaner Products service, not least by making

is the business case we make to our clients.

our clients’ operations more sustainable while reducing their

Cleaner products – that are competitive yet environmentally


friendly and effective, and used in the most efficient way – are better for profit, people and the planet.

What is the current state of UK Manufacturing?

The UK chemical manufacturing industry continues to shrink as

What is your favorite motivational quote?

global brands buy out British manufacturers. This actually helps

Nobody ever drowned in their own sweat.

us, as the multinational players cannot compete with the service we provide or the prices we charge. Our clients, meanwhile, are under increasing strains from a shortage of

Website: www.cleanerproducts.co.uk

PAGE 102





WORLD'S LARGEST AIRCRAFT TAKES TO THE SKY FOR TEST FLIGHT OVER MOJAVE DESERT Stratolaunchâ&#x20AC;ŻCompletes Historic First Flight of Aircraft Stratolaunch Systems Corporation, founded by Paul G. Allen,

The test team conducted standard aircraft testing exercises.

successfully completed the first flight of the world's largest

Initial results from today's test points include:Â

all-composite aircraft, the Stratolaunch.

- Performed a variety of flight control maneuvers to calibrate speed and test flight control systems, including roll doublets,

With a dual fuselage design and wingspan greater than the

yawing maneuvers, pushovers and pull-ups, and steady

length of an American football field, the Stratolaunch aircraft

heading side slips.

took flight from the Mojave Air & Space Port.

- Conducted simulated landing approach exercises at a max

Achieving a maximum speed of 189 miles per hour, the plane

altitude of 15,000 feet mean sea level.

flew for 2.5 hours over the Mojave Desert at altitudes up to 17,000 feet. As part of the initial flight, the pilots evaluated

The Stratolaunch aircraft is a mobile launch platform that

aircraft performance and handling qualities before landing

will enable airline-style access to space that is convenient,

successfully back at the Mojave Air and Space Port.

affordable and routine. The reinforced center wing can support multiple launch vehicles, weighing up to a total of

"What a fantastic first flight," said Jean Floyd, CEO of

500,000 pounds.

Stratolaunch. "Today's flight furthers our mission to provide a

"We all know Paul would have been proud to witness today's

flexible alternative to ground launched systems.

historic achievement," said Jody Allen, Chair of Vulcan Inc.

We are incredibly proud of the Stratolaunch team, today's

and Trustee of the Paul G. Allen Trust. "The aircraft is a

flight crew, our partners at Northrup Grumman's Scaled

remarkable engineering achievement and we congratulate

Composites and the Mojave Air and Space Port."

everyone involved." PAGE 104


Stratolaunch Innovation

How we Launch Our Stratolaunch plane is the largest in the world. But it takes off and lands from a runway just like any other aircraft. Once it reaches a cruising altitude of 35,000 ft (10,668 m), one or more launch vehicles are released, allowing for rapid constellation deployment to different inclinations. As the launch vehicles ascend into orbit, the Stratolaunch plane heads back to the runway to reload for its next mission. Where Stratolaunch Soars Flexibility: When it comes to choosing your launch dates, orbit and inclination, the sky is just about the limit. Reliability: Fixed-range launches are just that… fixed. With a mobile launch platform, you can avoid delays. Convenience: Your big ideas shouldn’t have to wait. With 12 or more missions per year, we’re ready to launch when you are. About Stratolaunch Systems Corporation Founded in 2011 by Paul G. Allen, Stratolaunch Systems Corporation believes in safeguarding Earth for future generations. We do this by enabling convenient, affordable, and routine, airline-style access to space that empowers the world's problem solvers - so that they can collect rich and actionable data and drive advancements in science, research, and technology from space.  We believe that insights and discoveries gained from satellites have vast potential to improve the human condition and safeguard Planet Earth for future generations. Satellite data can enable advancements in areas as diverse as communication, agriculture, ecology, conservation and navigation. But today, launching satellites into space is still extraordinarily difficult. With long wait times, high price tags and costly delays, satellites that belong in space are instead stuck here on Earth. Our mission is to make access to orbit as routine as catching a commercial airline flight is today. Founded by Paul G. Allen, Stratolaunch uses a unique air-launch approach to deliver payloads to multiple orbits and inclinations in a single flight, which means better access to space for the world’s problem solvers. Website: www.stratolaunch.com

PAGE 105

Insurance coverage doesn't correlate to wide differential between valuation of PP&E compared to intangible assets, new study says. Aon plc and the Ponemon Institute released a global 2019 Intangible Assets Financial Statement Impact Comparison Report today that found that property, plant and equipment (PP&E) has 60 percent insurance coverage versus only 16 percent for certain intangible assets. This coverage differential contrasted with the average potential loss to certain intangible assets of $1.08 billion compared with $795 million in losses to PP&E. "One of our key findings is that threats to a company's intangible assets are not in proper balance with that company's insurance protection," said Lewis Lee, Global Head and CEO of Aon's IP Solutions. "Understanding how to properly value, exploit and insure intangible assets is exponentially heightened in the digital era. Intangible assets are a Board of Director level issue."

81% OF COMPANIES: IP IS A TOP 10 RISK, INSURANCE COVERS ONLY 16% OF LOSSES The study, which is conducted every other year commencing in 2015, surveys more than 2,300 organizations representing different industries and geographies across the globe, targeting individuals involved in their company's intellectual property, cyber risk and enterprise risk management activities. One of the key tenets of this year's study was the comparison of insurance coverage for traditional tangible assets (PP&E) to the coverage of intangible assets, including cyber liability, as well as intellectual property such as patents, trade secrets, copyrights, proprietary information and know-how. Respondents valued intangible assets only slightly higher PAGE 106

than PP&E at $1.15 billion and $1.03 billion, respectively.

More than one-third of respondents believe no disclosure of a

Yet, the 2019 study found that the average potential loss if

material loss to information assets is required. Forty-four

intangible assets are stolen or destroyed was 36 percent more

percent of respondents say their company would disclose a

than if PP&E is damaged or destroyed.

material loss to PP&E or information assets that is not covered by insurance as a footnote disclosure in the financial statement.

However, the 2019 study also revealed an increase of 33 percent in the protection of potential loss of information

As a complement to a cyber risk policy, few companies have a

assets versus an increase of only 9 percent for PP&E between

trade secret theft insurance policy and/or a patent infringement

2015 and 2019. This indicates that organizations have begun

liability policy. Only 24 percent of respondents say they have a

to recognize the value of intangible assets as well as the

trade secret theft insurance policy and a similar percentage of

significant risks surrounding loss of those assets - and they

respondents (30 percent) have an intellectual property liability

are working to increase the protection of intangible assets.

policy. However, there is significant interest in purchasing such policies.

"While few companies have trade secret theft insurance policies or patent liability policies, organizations, by better

Of the 37 percent of respondents who say their policy covers a

understanding intangible versus tangible asset coverage, are

challenge to their company's IP assets, 34 percent say the policy

better equipped to make informed decisions regarding

covers third-party infringement of their company's IP assets and

strategy, valuation and risk transfer with respect to IP and

33 percent say it covers an allegation that their company is

other intangible assets," added Lee. "Aon's Intellectual

infringing third-party IP rights. More than one-third of

Property Solutions group has developed quantifiable

respondents say the policy does not cover IP events.

analytics and modeling that may increase the market cap of organizations while informing suggested limits and scope of

Methodology: There were 2,348 survey respondents from North

intellectual property insurance coverage."

America, Europe, the Middle East, Africa, Asia Pacific, Japan and Latin America â&#x20AC;&#x201C;most involved in their company's intellectual

Noteworthy findings:

property, cyber risk management and/or enterprise risk management activities.Â

Twenty-eight percent of respondents reported that their company experienced a material IP event in the past two

About Aon: Aon is a leading global professional services firm

years. Most incidents involved infringements of, or challenges

providing a broad range of risk, retirement and health solutions.

to, the company's IP (69 percent) or the company's alleged

Our 50,000 colleagues in 120 countries empower results for

infringement of third-party IP (31 percent). Most of these

clients by using proprietary data and analytics to deliver

incidents involved trade secrets (42 percent), copyrights (26

insights that reduce volatility and improve performance.

percent) and patents (24 percent).

PAGE 107


Living Spaces Ltd is taking pre-orders of a new set of modular soft elements that makes configuring a living room upholstered furniture as easy as working with a construction toy set. Furniture made of BiT elements can be completely resized, reformed and even change color to meet various environments, number of guests or intended event. "Imagine a living room furniture capable of transforming into a larger number of seats for extra guests, then be reshaped for a gaming session amongst teenagers, as a castle for the younger children's play center and as multiple beds for overnight guests. That's a multi-











functionality one can expect from BiT elements.", says the polytechnic designer Sanna Myllylä.


She chose the magnetic connection method for the BiT elements. Her husband, an innovator Mika Myllylä designed the connector. Research and testing took five years to complete. PAGE 108

BiT represents a minimalistic Scandinavian design but the

All pieces are frameless for added child safety. Strong

functionality gives nearly infinite ways to construct furniture.

magnets keep pieces together. Fully automated and fast

"Our daughter, Taika, was born half a year after research was

connectors are cast inside the soft foam.

started. Above all, we wanted to make BiT as safe as possible for the kids. She once bumped her head to our previous sofa's

The core functionality of a sofa has been unchanged for 400

arm. We didn't want that to happen again. Bouncing on a sofa

years. Modularity made possible to align the sofa with the

is just what kids do.", Mika recalls.

wall. BiT is the next step in evolution. Families are choosing smaller apartments which increase the demand for multi-

Not only castles and huts for kids, But BiT can also be

functional furniture according to market research companies.

equipped with latest game controllers using BiT adapters for a serious gaming event. Constructing a car, aeroplane or a

"Smaller space can make limitations to hobbies or projects.

tractor is limited only by imagination. "PC gaming was pretty

With BiT furniture elements that restriction is gone. One of the

hard on a couch before because they lack places for keyboard

features we wanted BiT to have is the possibility to pile the

and mouse. BiT supports both PC and console game

pieces against the wall when needed.", Mika says.

controllers. Flight sticks, throttle, wheels, pedals, keyboards

"I'm confident we managed to make furniture which is fun for

and mouses are just a start of the long list of equipments

both children and adults.", Sanna sums up.

attachable to BiT elements. Adapters have AMPS hole pattern which makes it easy to install phones, phablets, tablets,

Pieces are manufactured in Poland which is known for it's

monitors, microphones and cameras to gaming cockpits.

large furniture manufacturing industry. Magnets are delivered

"If you can attach it on a car, motorcycle or boat, it can be

from China. BiT game controller adapters are made in Finland.

attached to BiT elements.", Mika describes.

BiT soft furniture elements can be pre-ordered from Indiegogo crowdfunding platform.

Furniture constructed of BiT element is like a stripped version of traditional furniture since elements don't contain any glue,

Orders are delivered worldwide on October 2019 by Amazon.

paints, solvents, lacquers or even wood. Changing sofa color or cleaning is easy since upholstery is removable. Â

Company web page: www.livingspaces.fi PAGE 109


brands and more items at the same time without physically

specializing in augmented reality and virtual reality,

trying out every item; this then results in more effective and

announced that it has newly developed a physics-based

convenient shopping experiences.

fitting simulation function to aid in the AR-based, 3D virtual fitting solution FXMirror, which enables the more

Last November, FXGear unveiled "Avatar Virtual Fitting" -

precise fitting of clothes and better shopping experiences.

a virtual fitting solution which instantly creates a 3D avatar of the customer in real time - by employing mixed reality

FXMirror is a virtual fitting solution that immediately

(MR) technology for the first time in the world, bringing

measures a customer's body measurements while the

forth the technology that enables virtual fittings, regardless

customer stands in front of a display that shows 3D

of what is being worn, for an enhanced fitting experience.

clothing, created from photos of actual clothes, on top of the customer's reflection on the display.

The physics-based, 3D fitting simulation function unveiled this time goes to the next level by providing the customer

The main advantage of the virtual fitting solution for

with suggestions of suitable sizes for outfits, even letting

customers is its ability to drive customers to explore moreÂ

the customer see how each size fits and differs in real time. PAGE 110

AR + VR + Fashion

"The new physics-based fitting simulation function enables users to try different sizes virtually, compare the fit of each size and select the best size for them."Â FXGear CEO Choi Kwang-Jin.

First, users' measurements are taken to create a 3D avatar, and users are urged to try out items with the trendy 3D hairstyles available. As the user checks out how each of the sizes look different on the body, it displays how tight or loose the size will be from XS to 3XL by determining how much pressure is applied by the clothes to each body part. It suggests the most suitable size based on the analysis of the user's measured body size. In particular, when the clothes are small, the areas with pressure on them can be examined virtually to predict the actual fit accurately. The full 3D simulation enables 360-degree rotation to allow users to investigate the front, back, sides, fit and design of the clothes fully. In addition, because the sizes are a bit different from every brand, the 3D outfit is automatically created based on the size chart of an individual brand. FXGear plans to have more shops equipped with the FXMirror with the physics-based fitting simulation function and to expand the related database for the more precise application of clothes sizes by brand and item. "While the existing FXMirror automatically supports the virtual fitting of outfits in the size most suitable for users, the new physics-based fitting simulation function enables users to try different sizes virtually, compare the fit of each size and select the best size for them, which will help clothes shoppers," said FXGear CEO Choi Kwang-Jin. PAGE 111

With FXGear's proprietary technology, thousands of apparel can be created into the 3D model within a short period of time for brands and retailers.

FXMirror introduces seamless integration of the top-notch

tracking to read facial expressions and generates the

virtual fitting technology to brands and retailers which

personalized avatar by reflecting the user’s facial

instantly measures the body measurements of the

expressions, movements, and size information in real

customer standing in front of the display, and 3D clothing

time. The system basically produces 1-on-1 matching of

is fitted onto the body. It ultimately offers an innovative

the avatar with the user.

and interactive shopping experience for customers where they can save time and effort when trying on different

Furthermore, the user can simulate various virtual


hairstyles on the personalized avatar which adds another fun element to the fitting experience. Plus, if the user

With FXGear's proprietary technology, thousands of

scans the QR code with a mobile app during the virtual

apparel can be created into the 3D model within a short

fitting, the app will take the user to the website where the

period of time for brands and retailers; which is the huge

item and purchase details are in a few convenient steps.

advantage of FXMirror. It enables customers to expose to

Today, major IT companies around the world are

and discover new outfits in a brief amount of time while

introducing AR avatar and emoji services that are enabled

providing a convenient and efficient fitting experience

by the recent advances in AR technology. FXMirror is

before customers make a purchase.

expected to attract a lot of interest as a new MR technology permits the user to try on different clothes

The main feature of the newly revealed FXMirror is that it

without any restrictions and purchase them through an

uses a virtual avatar instead to try on clothes before

interactive 3D avatar that realistically mimics the user’s

purchasing. It maximizes immersive experience through

facial expression and body motions in real time.

an exciting, realistic virtual fitting service via a personalized interactive 3D avatar that reflects the facial

"FXMirror is an evolution of the original concept of

expression and bodily movements of the user standing in

customer service. Note, however, that it uses an avatar

front of the mirror in real-time.

that resembles the customer to show how an outfit would look on the customer. The system ensures high customer

The earlier FXMirror used AR technology to project virtual

satisfaction without being revulsive, and it can facilitate a

clothing onto the user. Therefore, the virtual apparel was

natural, pleasant virtual fitting experience. Another

projected onto the clothing worn by the user. In the

phenomenal feature of FXMirror that we plan to introduce

recent version, however, the MR (Mixed-Reality)

before the end of this year is the size simulation. This is a

technology is used to create a virtual avatar of the actual

physically based simulation function that lets users

user and render virtual apparel onto the avatar; which

visually check whether the S, M and L sizes of ready-made

means the customer can check his/ her appearance

clothing fits his or her body well,” Kwang-Jin Choi said.

without interruption from the actual clothing the customer is wearing. In addition, it utilizes live motion

Website: www.fxmirror.net

PAGE 112

UTAH NANOTECH STARTUP PRESENTS THE WORLD'S 1ST BIO-ANTENNA FOR PAIN RELIEF Kailo Labs has launched its revolutionary nanotechnology on

from shock. I had zero pain. I got out of bed, got dressed, went

the crowdfunding website, Indiegogo. After exceeding its

to work, all without pain. I'm never taking Kailo off!" he added.

funding goal in minutes, Kailoâ&#x201E;˘ has gained notable popularity every day since. Over 2,000 backers have now pre-purchased a

Kailo tech began in the lab as a groundbreaking

Kailo, which begins shipping in July.

communications antenna. In a EUREKA! moment, Kailo inventors discovered its unique ability to relieve pain.

"Pain is a huge problem," says Kailo Founder, (and materials

With six broken ribs, one inventor was working on the antenna

science engineer) Stuart Fetzer. "Thousands of people

while lying down. When he rested the antenna on his chest, the

participated in our early research. Almost every one of them

pain in his broken ribs went away. Kailo technology for pain

had the same reaction; 'This is so weird!' Kailo is astounding

relief was born. Kailo works by placing it somewhere between

technology for relieving pain, naturally. Kailo is especially

the brain and the pain. Once a user finds the right spot, Kailo

effective at reducing long-term, chronic pain," Fetzer added.

works in seconds. With proper placement, Kailo has a 90%+ success rate and a 14-day 100% money back guarantee.

Kailo is the future of pain relief. Unlike other products, Kailo contains zero medication and adds nothing to the body.

"There are billions of people with pain," said Fetzer. "Kailo is

Instead, each Kailo contains billions of charged nano-

extraordinary technology. We want to help many sufferers."

capacitors that work like a bio-antenna. Kailo supports the body's natural ability to relieve pain.

About Kailo: Kailo is revolutionizing the health and wellness industry with the world's first bio-antenna for pain relief.

"I've had severe pain in my hip and legs every morning for over

Kailo supports healthy communication in the nervous system,

a decade," said a 53-year-old Kailo user. "The morning after

reducing or eliminating pain. Kailo's team is dedicated to

sleeping with Kailo just above my waistband, I about faintedÂ

bringing high-tech, natural remedies to billions of sufferers. PAGE 113

WORLD WANTS SCIENCE TO SOLVE GLOBAL PROBLEMS, EVEN AS SKEPTICISM GROWS 3M, a global science and innovation company, has revealed

87 percent of the world wants science to solve global problems,

the findings from its 2019 State of Science Index (SOSI), a

but skepticism of science has increased worldwide:

third-party, independently researched study.

The survey reveals that 87 percent of the global community believes we need science to solve the world’s problems, and a

A survey of about 14,000 people across 14 countries, the

majority also believe the best days of science are yet to come

study is designed to gauge shifting global attitudes toward

(62 percent).

science. However, skepticism of science grew three percentage points Ultimately, amid hopes for the role science plays in creating

globally and six percentage points in the United States last year

a brighter future and its potential to solve global

(from 27 percent to 33 percent), with nearly half the world

challenges, the survey found that scientific skepticism has

stating they only believe in science that aligns with – and likely

grown, leading 3M to conclude that science needs

reinforces – their personal beliefs (45 percent).

advocates now more than ever.

The survey also reveals only 20 percent of people stand up for science when debating its merits with others. One theory to explain this contradiction is that supporters of

3M State of Science Index

science may not be aware there is a need for advocacy. PAGE 114

The study points to challenges and opportunities to increase

diseases like cancer and are likewise excited by the prospects

science appreciation. Nearly three-quarters (70 percent) of

of space travel/tourism (71 percent).

people rarely, if ever, think about the impact of science on their everyday lives. On the bright side, the sentiment toward

Communication is Critical

science is mostly positive, despite the growth in skepticism.

Building on making science and scientists more universally

A clear majority report science makes them feel curious (72

appealing, the survey reveals an opportunity to break down

percent) versus indifferent (18 percent) or intimidated (10

barriers to science comprehension and appreciation.

percent). And, while 85 percent of respondents admit they

The primary barriers are accessibility and relatability, both of

know little to nothing about science, the same percentage

which can be solved via communications best practices.

wish they knew more.

The majority of people agree scientists should make science more relatable to their everyday lives (84 percent) and talk

Science Interest is Fueled by Human Interest

about it in a way that is easier to understand (88 percent).

The State of Science Index suggests connecting the dots

Furthermore, 80 percent of people are more likely to believe

between science and its positive impact on humanity is an

information that comes from someone who works in a

important driver of interest in and support for science.

scientific field, rather than to be skeptical of it, but more than half (58 percent) believe scientists are elitists, which presents

“The vast majority of people see the same opportunity with

an opportunity for scientists and science communicators to

science that we see every day at 3M. The world needs science

connect with audiences in new ways.

more than ever to help solve the toughest challenges facing the planet,” said Mike Roman, 3M’s chief executive officer.

“We all benefit from science, but it takes effective

“At the same time, science needs advocates who can unite to

communication to make science more relatable,” said Dr.

show how the field makes a difference in people’s lives.

Jayshree Seth, Ph.D., corporate scientist and chief science

At 3M, we are strengthening our commitment to creating a

advocate at 3M. “We know the science community does a

better world through our own technology capabilities, while

great job communicating with each other, but the world

inspiring others to see the power of science, including our

needs scientists to talk about their important work to

significant investments in STEM education. For nearly 50

highlight the benefits to society. By making science more

years, 3M has created and funded programs to support STEM

relatable, we can reduce skepticism and fear, helping to foster

education, promote STEM equity and develop the workforce

a new generation of scientists and science advocates.

of tomorrow.”

I am encouraged by people who trust scientists and that 85 percent of people wish they knew more about science. But

Those who indicated they are interested in science are most

with skepticism of science growing worldwide, now is the time

likely to be fascinated because they believe that scientific

to stand up and take action in support of science.”

advancements will benefit future generations (59 percent); science will solve major world issues (42 percent); and science

Surrounded by Digital, but Craving Analog

will help them live a longer, healthier life (40 percent).

Continuing the theme of human interest, the study found

The majority of people (87 percent) also are excited for (rather

most of the world places a higher value on humans than

than afraid of), medical advances that will eliminate chronic

artificial intelligence (AI). The survey posed a series of

PAGE 115

questions to determine people’s preference for human or

Scientists as Storytellers Toolkit: To inspire and educate

digital connection. Almost everyone (87 percent) would

scientists to talk about their field in a way that is compelling,

choose to make five real friends rather than attract 5,000 new

relatable and relevant, 3M has created a toolkit for scientists

followers on social media; 64 percent would opt to own a

and science fans everywhere to better communicate science

regular car over a self-driving car; and 74 percent would rather

through the art of great storytelling. The toolkit has practical

have a human assistant than a robot assistant.

advice from top international communicators and scientists.

AI also generates some fear about the role of science and

Beyond the Beaker Video Series: To foster a stronger

technology in the future, with more than half (52 percent)

connection between scientists and the general public, 3M has

citing the role of robots in the workplace as something that

created a film series that steps outside of the lab and into the

makes them feel afraid rather than excited.

everyday lives of 3M scientists. The scientists tell their own stories and the short films capture them outside of work,

“This year’s State of Science Index reveals that many people

revealing the people behind the science by showcasing their

around the world are skeptical of science, even as

diverse backgrounds, hobbies, and home life.

advancements in technology attempt to drive positive changes in society,” said John Banovetz, senior vice president

Advancing STEM Equity: Science enthusiasts can help

and chief technology officer at 3M. “As we think about better

champion science and the positive impact it has on society by

communicating science breakthroughs and their potential

showing their support for STEM education. Through a

positive impact, we need to focus on the benefits to mankind

partnership with the nonprofit DonorsChoose.org, 3M will

and show how science and technology improves lives. Science

match more than $50,000 in online donations to STEM

promises we can address our most difficult global challenges

education initiatives. Once the matching funds have been

– and by doing so, we create a brighter, more productive, and

met, site visitors can still donate via DonorsChoose.org.

healthier future for the next generation.” Throughout 2019, 3M will partner with various organizations The Path Forward: Humanize, Educate, Advocate

to advocate for science and STEM initiatives, and 3M’s Global

In support of the State of Science Index, 3M is taking steps to

Chief Science Advocate, Dr. Jayshree Seth, will continue to

break down the barriers to science, setting up ways for people

champion science through content and speaking

to take tangible actions that address challenges exposed in

engagements, in the United States and abroad.

this year’s survey.

Full study data: www.3M.com/scienceindex

PAGE 116


3M State of Science

Survey Methodology: Global research firm Ipsos conducted the study of 14,025 adults across 14 countries July 13 – September 10, 2018. The survey was fielded through a combination of online and offline interviews. Approximately 1,000 people aged 18+ were surveyed in each country. Countries in the study include: Brazil, Canada, China, Germany, India, Japan, Mexico, Poland, Singapore, South Africa, South Korea, Spain, United Kingdom, and United States. The sample for each country was nationally representative based on age, gender, region, and race/ ethnicity (where applicable). The precision of Ipsos online polls is measured using a credibility interval. In this case, the poll has a credibility interval of ± 0.9 percentage points for all respondents. Any reference to global changes in the data over one year (e.g. increases/ decreases since last year) is derived from the average of the same 12 countries included in the survey each year, which are Brazil, Canada, China, Germany, India, Japan, Mexico, Poland, Singapore, South Africa, UK, US. At 3M, we apply science in collaborative ways to improve lives daily. With $33 billion in sales, our 93,000 employees connect with customers all around the world. Learn more about 3M’s creative solutions to the world’s problems at www.3M.com

PAGE 117

Commitment includes new advanced AI technologies and solutions and AI Accelerator Program offering skills and support. SAS, driving the future of analytics, is investing $1 billion in AI over the next three years through software innovation, education, expert services and more. The commitment builds on SAS' already strong foundation in AI which includes advanced analytics, machine learning, deep learning, natural language processing (NLP) and computer vision. Educational programs and expert services will equip business leaders and data scientists for the future of AI, with the technology, skills and support they need to transform their organizations. "At SAS, we remain dedicated to our customers and their success, and this investment is another example of that commitment," said SAS CEO Jim Goodnight. "With our innovative capabilities in AI, SAS helps businesses deterÂ

SAS ANNOUNCES $1 BILLION INVESTMENT IN ARTIFICIAL INTELLIGENCE damaging fraud, fight deadly disease, better manage risk, provide exemplary service to customers and citizens, and much more." The $1 billion investment in AI will focus on three main areas: Research and Development (R&D) innovation where SAS continues to build on the success of its global AI efforts; education initiatives addressing customer needs to better understand and benefit from AI; and expert services to optimize customer return on AI projects. R&D Innovation SAS is investing in R&D innovation in all core areas of AI, with a special focus on making it easy for users with PAGE 118

different skill levels to benefit – from business experts to data

Customer Education and Development Initiatives

engineers to data scientists. SAS is embedding AI capabilities

Customer education and development initiatives such as the

into the SAS Platform and solutions for data management,

new SAS AI Accelerator Program will focus on helping

customer intelligence, fraud & security intelligence and risk

organizations and professionals get AI-ready at any level. SAS

management, as well as applications for industries including

will offer:

financial services, government, health care, manufacturing

- Tailored curricula to help organizations improve their AI

and retail.

skills. This will include e-learning like the SAS Academy for Data Science, and in-person training in AI technologies, best

SAS continues to partner with innovative companies and

practices and more.

leading technology providers like Accenture, Cisco, Deloitte,

- Certification programs that help analytics professionals and

Intel and NVIDIA. This work brings the latest advances and

data scientists earn the valuable credential of SAS Certified

practices in AI and machine learning to customers, and

Professional in AI and Machine Learning. This will make them

ensures SAS AI technologies perform optimally in customers'

even more marketable to companies seeking AI talent.

hardware and cloud environments.

- The SAS Analytics Center of Excellence, a group of PhDs and advanced experts in AI, machine learning, NLP, computer

SciSports, an innovative Dutch sports-analytics startup, is

vision, optimization, simulation and related data science

applying computer vision from SAS to data streaming from

skills. These SAS experts are dedicated to supporting

soccer, or football, matches. SAS AI technology running on

customer AI implementations – from well-established

NVIDIA GPUs delivers in-game insights to coaches and

applications to first-of-a-kind innovation.

managers. By capturing and analyzing this and other data,

- Resources and talent are also part of the investment. SAS will

football clubs can improve many aspects of "the beautiful

augment its AI expertise through additional resources in

game," including in-game strategy, player recruitment and

Professional Services, Centers of Excellence, Education and

the fan experience.

innovation R&D.

"The reason SAS tops the revenue list for advanced analytics

AI and Analytics in Action

for the last five years is that SAS solutions are built on a

As the latest addition to the SAS smart campus project, SAS'

foundation of machine learning and deep knowledge of

newest headquarters building, a 420,000 sq. ft. tower which

analytics. These are part of SAS' DNA," said Dave Schubmehl,

hosts the new Global Education Center, uses the latest

Research Director for Artificial Intelligence at IDC. "Combining

innovations in AI and machine learning to connect

SAS' knowledge and technology with its continued push to

performance with business results. The new building features

innovate in computer vision, NLP and deep learning will drive

thousands of IoT connected sensors – embedded in chillers,

further adoption of AI across multiple industries. And it will

boilers and air handlers – that monitor water and energy use.

help companies interested in AI – whether early in their AI and

Through neural networks using SAS Event Stream

analytics life cycle or more mature."

Processing,the SAS facilities team will track sensors and

PAGE 119



systems performance in real time to enhance predictive maintenance (identifying equipment problems before they become major) and optimize energy and water usage. Underscoring SAS' commitment to sustainability, nearly half of the new building's power is supplied by the adjacent SAS Solar Farm. Among the many customers using AI and machine learning from SAS are: Connexions Loyalty – works with top brands on customer-loyalty programs serving more than 200 million people worldwide. The company relies on a SAS AI-powered personalization engine to better market to and improve the loyalty of its clients' customers. Daiwa Securities – created a SAS AI-powered recommendation system for its sales representatives. The system analyzes and predicts changes for each customer, recommending the most suitable product or appropriate follow-up messages to engage customers and reduce churn. Volvo and Mack Trucks – uses AI solutions from SAS to analyze IoT data streaming from big rigs, and then offer predictive maintenance insights that help fleets to keep on trucking. World Business Magazine was in attendance when a presentation on SAS and AI was shared by SAS CTO and COO Oliver Schabenberger at the NVIDIA GPU Technology Conference in San Jose on March 19, in his keynote "AI: Technology's Inevitable Consequence." About SAS SAS is the leader in analytics. Through innovative software and services, SAS empowers and inspires customers around the world to transform data into intelligence. SAS gives you THE POWER TO KNOW®. www..sas.com

PAGE 120





New-Era Vehicle Species On 3 Dimensions

HUMAN HORIZONS Chinese intelligent mobility leader - Human Horizons has officially announced its strategy for smart vehicles. Under its "3-Smart" strategy covering "smart vehicles, smart transportation and smart cities", Human Horizons will build new-era vehicle species on three dimensions: "H-Vehicle Technologies, UV2X Collaboration and A-Connectivity & Sharing." Human Horizons' founder and Chairman Ding Lei revealed that the company will announce its automotive products this summer and will also provide a preview of its first production ready model. At the launch event, the company unveiled information about its industry-leading team, worldclass partners, and manufacturing factories. Vehicle development is well on track and the first model will realise mass production by the end of 2020. As a cutting-edge technology company focused on innovation, Human Horizons has been working on the original development of smart vehicles since its inception. The "3-Smart" strategy is not just about individual vehicles. It is aimed at future transportation under different scenarios involving three dimensions: H, U, and A. With this strategy, Human Horizons promises to build a family of smart vehicles like no other: H -- Vehicle Technologies: Bringing together cutting-edge technologies to build state-of-the-art vehicle systems to keep abreast of the times, including developing specific physical architectures, data-oriented smart EE architectures, and futureoriented powertrain technologies. In addition the unique development of active and passive vehicle safety systems providing the vehicle with a "sixth sense." PAGE 122

U -- V2X Collaboration: Connecting the vehicle-road data

CATL, Dow, Dassault, and Siemens. Early-stage product

channel through V2X technologies providing the complete

development has been completed and will soon enter the

realisation of autonomous driving technologies to enable

"two-winter & two-summer" prototype vehicle testing stage.

passengers to enjoy the pleasure of travel to the fullest.

The first clay model has already completed phase one of wind

Includes high-bandwidth and short-distance communication,

tunnel testing.

data analytics, road monitoring and sensing, as well as intelligent autonomous driving technology. To create a

Human Horizons has two plans to build a smart factory:

mobile private space for the future, an immersive cabin

building a new one or renovating an existing facility.

system, and an ultimate time-tunnel experience with

Either will be operated by Human Horizons' management

simulated space and time greatly enhancing the travel

team and factory workers, and will manufacture products


using Human Horizons' technologies. In the 18 months since it was founded, Human Horizons has already achieved

A -- Connectivity & Sharing: Building diverse mobility

remarkable results under its "3-Smart" strategy including

carriers for cities that run on the combination of the smart

autonomous driving featuring V2X technologies, a pilot smart

city's Internet, IoT, and energy network nodes. Based on 5G,

road project on an urban road and the in-wheel electric motor

IOV and other technologies, Human Horizons will build

demonstrator. This year, Human Horizons will provide a

diverse mobility carriers to suit different transportation

preview of its first production ready model, which is expected


to cause quite a stir.

Human Horizons' international team consists of over 700

HUMAN HORIZONS www.human-horizons.com is an

members representing seven countries with backgrounds in

innovative technology company committed to future

various industries such as Internet, AI, vehicle engineering,

intelligent mobility with â&#x20AC;&#x153;3-Smartâ&#x20AC;? (Smart Vehicle, Smart

and parts manufacturing. They are former executives of

Transportation and Smart City) as its strategy. HUMAN

leading international companies, IoV and autonomous driving

HORIZONS upholds a human-oriented philosophy; initiated

experts, top vehicle development engineers and leading

from human needs and based on human intelligence, HUMAN

international vehicle designers. More than half hold a Ph.D. or

HORIZONS will build on R&D for innovative and leading

Master's Degree. The Human Horizons International Science &

intelligent mobility technologies and the industrialization of

Technology Advisory Committee which is chaired by the

future-oriented smart vehicles so as to further plan smart

Academic C.C. Chan who is regarded as the "Father of EVs in

transportations, and contribute to the development of smart

Asia", brings together top scientists from around the world to

cities and finally redefine human mobility.

form a powerful think-tank for Human Horizons to bring its "3-

The business focuses on 5 major areas:

Smart" strategy to life."

(1) All-new smart vehicle development and manufacturing.

In addition to the existing R&D center, operation center and

(2) Internet of Vehicles (IOV) and advanced open-platform

design center, the Human Horizons Jinqiao Intelligent

autonomous driving.

Manufacturing Center will be inaugurated later in 2019.

(3) Vehicle, charging network and energy resource sharing.

Human Horizons is partnering with distinguished suppliers

(4) Smart transportation applications.

such as Bosch, Continental, Aptiv, Aisin Seiki, Yanfeng Group,

(5) Smart city development.

PAGE 123


This will enable McDonald's to be one of the first companies to

agreement by which McDonald's will acquire Dynamic Yield, a

integrate decision technology into the customer point of sale

leader in personalization and decision logic technology.

at a brick and mortar location. McDonald's tested this

With this acquisition of Dynamic Yield, based in New York and

technology in several U.S. restaurants in 2018. Upon closing of

Tel Aviv, McDonald's will build on its significant technology

the acquisition, McDonald's will begin to roll this technology

investments for growth.

out in the Drive Thru at restaurants in the United States in 2019 and then expand the use to other top international

McDonald's will utilize this decision technology to provide an

markets. McDonald's will also begin work to integrate the

even more personalized customer experience by varying

technology into all of its digital customer experience

outdoor digital Drive Thru menu displays to show food based

touchpoints, such as self-order kiosks and McDonald's Global

on time of day, weather, current restaurant traffic and

Mobile App.

trending menu items. The decision technology can also instantly suggest and display additional items to a customer's

Dynamic Yield expects to meet McDonald's customer needs,

order based on their current selections.

coupled with the commitment to grow technical capabilities. PAGE 124

McDonald's + Dynamic Yield


"Technology is a critical element of our Velocity Growth Plan, enhancing the experience for our customers by providing greater convenience on their terms," said Steve Easterbrook, President and Chief Executive Officer, McDonald's Corporation. "With this acquisition, we're expanding both our ability to increase the role technology and data will play in our future and the speed with which we'll be able to implement our vision of creating more personalised experiences for our customers." Liad Agmon, co-founder and CEO of Dynamic Yield, added: "We started Dynamic Yield seven years ago with the premise that customer-centric brands must make personalization a core activity.  We're thrilled to be joining an iconic global brand such as McDonald's and are excited to innovate in ways that have a real impact on people's daily lives." McDonald's recent advancements in the tech space – including the development of McDonald's Global Mobile App, Mobile Order and Pay, indoor and outdoor digital menu boards and self-order kiosks – have transformed customer experiences in and around its restaurants, by giving customers more ways to pay and personalize their orders to meet their needs.    Upon closing, McDonald's will become sole owner and will continue to invest in Dynamic Yield's core personalization product and world-class teams. Dynamic Yield will remain a stand-alone company and employees will continue to operate out of offices around the world. Dynamic Yield will also continue to serve their current, and attract future, clients. About McDonald's McDonald's is the world's leading global foodservice retailer with nearly 38,000 locations in over 100 countries around the world. Over 92 percent of McDonald's restaurants worldwide are owned and operated by independent local business men and women.  About Dynamic Yield Dynamic Yield is an AI-powered Personalization Anywhere™ platform that delivers individualized experiences at every customer touchpoint: web, apps, email, kiosks, IoT, and call centers. The platform's data management capabilities provide for a unified view of the customer, allowing the rapid and scalable creation of highly targeted digital interactions. Marketers, product managers, and engineers use Dynamic Yield daily for launching new personalization campaigns, running server-side and client-side A/B tests, leveraging machine-learning for product and content recommendations, and employing algorithms for smartly triggered email and push notifications. Headquartered in New York, the company serves more than 300 brands across the world.

PAGE 125

DOES IT TAKE A ROCKET SCIENTIST TO DESIGN A RAIN BIRD SPRINKLER? The casual observer may not think sprinklers are that

Montgomery will tell you that he and his fellow Rain Bird

complicated, but they perform one of the most difficult jobs

engineers and designers don't just design irrigation products

around – making water go where and when you want it, while

– they are responsible for a total water delivery system.

using as little as possible to keep thirsty plants healthy. Accomplishing this seemingly simple task requires the efforts

Rain Bird Corporation offers the most complete product and

of highly skilled engineers with experience in a variety of

technical training solution in the irrigation industry today.

advanced technologies from plastics and hydraulics to

They take into consideration everything from the power

aerospace, defense, and consumer electronics.

coming into the controller, to the water hitting the ground, to where the water goes after it lands and becomes available to

"Many people believe that sprinkler systems are very simple

the plant roots.

because they can't see inside," said Randy Montgomery, Advanced Product Development Manager for Rain Bird.

"We spent two years just researching how water droplets

"They see this thing sticking up from the ground and water

behave when flying through the air," says Montgomery.

comes out – but they have no idea of the complexity inside;

"We looked at the size of the water droplets coming out of the

the physics that it takes to make all of that happen. There's

nozzle, taking into account wind effects, humidity effects, and

no electric power, it's all hydraulically driven. Some people

evaporation – all to better understand how we can achieve

might even think that's magic!"

maximum efficiency using the least amount of water." PAGE 126

Sprinkler Innovation


Designing sprinkler systems that support the company's core philosophy of "The Intelligent Use of Waterâ&#x201E;˘" is complex enough that Rain Bird utilizes computer simulations. The engineers first visualize the process in computational fluid dynamics (CFD), an analysis tool within the computer-aided design (CAD) system. CFD can calculate how flows react within spaces under pressure, with different flow rates and temperatures. But there is only so much the computer can do. That's where the Rain Bird Product Research Center (PRC) in Tucson comes in. Engineers take prototype units to the PRC to test and verify their designs. Here, specialized test bays evaluate everything from the burst pressure of the spray heads to how evenly the sprinklers can irrigate an area the size of half a football field. Rain Bird's PRC is especially necessary for evaluating sprinkler designs since water droplets are notoriously difficult to analyze in a typical CFD program. The smaller the mass of the water droplet, the more the wind can affect it. The pressure of the sprinkler system will dictate the atomization of the water; a poorly designed nozzle can result in a system that creates a fine mist which is easily blown off course in windy conditions and never makes it to the plant roots at all. But, Rain Bird engineers know their responsibility to use water efficiently doesn't end when the water exits the sprinkler nozzles. "We see our products as a total water delivery system," said Montgomery. "We worry about what happens to the water after it leaves our system - evaporation in the air, percolation into the ground. To us, any water that travels beyond the roots is wasted water." Rain Bird sprinkler technology may not have sent a man to the moon. But it is doing something equally important by helping the world conserve one of its most important natural resources for future generations: water. Website: www.rainbird.com

PAGE 127


waste that kill seabirds and marine animals every day.

and Innovation (R&I) Programme, will run for seven

Achieving these missions requires the world's best minds

years, from 2021 to 2027. With a proposed budget of

and talents to come together, which is why international

EUR94.6 billion, it is the EU's biggest ever R&I

research cooperation is built into the missions' DNA.

programme and one of the largest scientific funding initiatives in the world.

The mission-oriented approach is inspired by the process by which some of history's greatest innovations, like the

These are the most important things to know about the

internet and the Galileo satellite navigation system came


about - as after-effects of major problem-solving efforts. Each mission will be backed by significant funding and is

Tackling the great missions of our time.

expected to incite major business investment in novel,

For the first time ever, funding under a Framework

market-shaping advancements.

Programme is arranged around concrete missions to solve Europe's and the world's most difficult problems. Mission areas under discussion include curing childhood cancer and ridding oceans of the millions of tonnes of plasticÂ

EU Innovation Commitment PAGE 128

New opportunities for international participation

Sklodowska-Curie Actions, which equip researchers with

Horizon Europe will be even more open to international

new knowledge and skills through mobility.

participation than its predecessor programme Horizon 2020, which lauded the 'Open to the World' principle as

Global Challenges & Industrial Competitiveness

one of its main tenets.

Aim: To boost key technologies and solutions which underpin EU policies and the Sustainable Development

The European Commission's proposal for Horizon Europe

Goals. Funding under this pillar is organised into different

states it will intensify and expand international

thematic clusters, representing major policy challenges of

cooperation and extend association agreements - a legal

the future.

status that allows countries to participate in EU research under the same preferential conditions as Member States

Open Innovation

- to include third countries with excellent science,

Aim: To stimulate breakthroughs and business

technology, business and innovation capacities.

ecosystems conducive to innovation. Under this pillar, the new European Innovation Council will be established. The

The programme's aim is to be flexible in its entry terms for

Council is set to spur breakthrough technologies by

third countries. Under Horizon 2020, the vast amount of

supporting disruptive, high-potential innovations that are

funding has gone to researchers in the EU and its

too risky for private investors.

neighbouring countries. Under Horizon Europe, the international share of total participations is set to

Horizon Europe will be finally adopted within the next 18

increase considerably.

months, once the legislation itself, the long-term EU budget the programme depends on, and the strategic


planning of the programme's key details have been agreed upon.

Open Science Aim: To extend the excellence of the European Union's

In March an important first step in this direction was

science base through such established initiatives as the

taken, as negotiators for the European Parliament and the

European Research Council, which funds frontier research

Council of the European Union reached an agreement on

at all stages in researchers' careers, and Marie-

key aspects of the legislation to establish Horizon Europe. PAGE 129


Traveling to relax in Thailand or to explore Australia great! But after many hours of sitting on the airplane, the initial holiday feeling quickly disappears: The neck is stiff, the back hurts and the legs are heavy as lead. In this case, only one thing helps: stretching. Doing exercises on the airplane seems like an impossible storyâ&#x20AC;Ś But only up to now! Travelletics, the first sports app for the airplane, proves the opposite. With this new app, stretching exercises can be easily done while sitting. This is particularly important


for long-distance flights: With exercises, blood circulation gets stimulated and the risk of thrombosis is reduced. Whoever wants to try it out can get Travelletics with just a few clicks on the smartphone or tablet before going on the next trip. The package "Basic Traveler" with more than 30 minutes of a total body workout is available for free. PAGE 130

Travelletics is an exercise travel companion, not only for long-distance but also for short-distance flights and business trips. What works on the airplane of course also works when traveling by train, bus and car.

Users can download the app, create their personal profile

compartments overhead or a narrow footwell, the

and start doing exercises above the clouds. Illustrative

exercises can be done easily and effectively. "You do

videos show how it works and explain what needs to be

something positive for yourself and for your body without

considered for each exercise. The program starts with one

having to be afraid of disturbing the person sitting next to

major challenge for many travelers: exercising the neck

you," says Sia.

and shoulders. Simple movements like neck circling or raising and dropping of the shoulders provide stretching

Travelletics is an exercise travel companion, not only for

and relaxation. It continues with back exercises, which are

long-distance but also for short-distance flights and

crucial while sitting for long hours on the airplane.

business trips. What works on the airplane of course also

Subsequently, the stretching of hands and fingers follows.

works when traveling by train, bus and car. Commuters

Exercises for the straight and lateral abdominal muscles

can especially use their time on the train to recover from

are also part of the program before continuing with the

long periods of time sitting at a desk.

mobilization of the basin. The most important exercises

The "Basic Traveler" app package offers free exercises for

come at the end: leg exercises. The focus is here primarily

over 30 minutes for a total body workout. All other

on the calf muscles, since they are crucial for the

packages can be downloaded for only a couple of Euros.

prevention of travel-related thrombosis.

The motto is: No subscription. Pay once; use it.

Sitting for hours with bent legs worsens the blood flow in

The "Short Fly Traveler" package offers 14 exercises ideal

the veins. The consequences are well known: heavy legs.

for short-distance flights. For long-distance flights,

But also, water retention (edema), or in the worst case,

travelers will find the "Frequent Traveler" package with

thrombosis can emerge.

more than 30 exercises for a pleasant time on board. Business people can enjoy the "Business Traveler"

The idea of Travelletics came up while Sia was on a flight:

package, with over 20 different exercises making use of a

"I had a long-distance flight of over 12 hours. Whilst

miniband and a theraband. Deep relaxation and

sitting I started with my whole-body workout.

stretching are found in the "Stretching" package, which

My neighbors looked at me and also joined in. I also

offers 14 exercises. Not a moment of boredom comes up

instructed clients of my fitness classes in Munich to do

with Travelletics, since each package consists of different

some exercises in order to prevent heavy legs and

exercises. All 90 exercises are available in the "All

tensions during flights. The positive feedback encouraged

Traveler" Package for a total of 14.99 Euros without a

me to keep thinking about the topic and to develop the

subscription. In addition, users also have the opportunity

sports app idea for the airplane."

to upload on the app their own favorite exercises.

The stretching and relaxing exercises were specially adapted to the aircraft environment. Despite luggage

More information can be found at www.travelletics.com

PAGE 131

Yara and IBM join forces

THE FUTURE OF FARMING Yara and IBM will combine world-class agronomy and cutting-edge technology to develop the world's leading global digital farming platform. Yara International, a global leader in crop nutrition, and IBM, have announced an agreement to build the world's leading digital farming platform, providing holistic digital services and instant agronomic advice. Yara and IBM Services will jointly innovate and commercialize digital agricultural solutions that will help increase global food production by drawing on the two companies' complementary capabilities: Yara's unrivalled agronomic knowledge, backed by more than 800 agronomists and a century of experience, and IBM's digital platforms, services and expertise in artificial intelligence (AI) and data analytics. "Our collaboration centers around a common goal to make a real difference in agriculture. To be able to responsibly feed a growing population, it is critical that farmers increase food production on existing farmland to avoid deforestation. Yara and IBM will develop digital solutions that empower professional and smallholder farmers to optimize farming practices to increase yields, crop quality and incomes in a sustainable way," said Terje Knutsen, EVP Sales and Marketing in Yara. The joint global digital farming platform will apply artificial intelligence, machine learning and in-field data to unlock new insights for farmers. The digital platform will have worldwide coverage and aspires to reach 100 million hectares of farmland â&#x20AC;&#x201C; which is equivalent to twice the size of Spain or close to 7 percent of all arable land worldwide including millions of smallholder farms. PAGE 132

IBM and Yara


Advancing the digital frontier of farming The Yara/IBM partnership will focus on all aspects of farm optimization. One specific area of collaboration will be weather data. The ability to respond optimally to weather conditions is critical for farming. By merging analytical insights from IBM's Watson Studio, IBM PAIRS technology, The Weather Company and other services, with Yara's unrivaled crop knowledge and modelling capabilities, the joint platform will not only provide hyperlocal weather forecasts but will in addition give real-time actionable recommendations, tailored to the specific needs of individual fields/crops. As the joint digital farming platform expands, the teams will explore innovative business solutions to integrate the joint platform into the IBM Food Trust, IBM's blockchain-enabled network of food chain players. This will allow for greater traceability and supply chain efficiency as well as ways to tackle food fraud, food waste and sustainability. It will firmly link the farm into the full food chain, creating a holistic approach to food production from farm to plate. About Yara Yara grows knowledge to responsibly feed the world and protect the planet, to fulfill our vision of a collaborative society, a world without hunger and a planet respected. To meet these commitments, we have taken the lead in developing digital farming tools for precision farming and work closely with partners throughout the whole food value chain to develop more climate-friendly crop nutrition solutions. In addition, we are committed to working towards sustainable mineral fertilizer production. We foster an open culture of diversity and inclusion that promotes the safety and integrity of our employees, contractors, business partners, and society at large. Founded in 1905 to solve the emerging famine in Europe, Yara has a worldwide presence with about 17,000 employees and operations in over 60 countries. In 2018, Yara reported revenues of USD 12.9 billion. Website: www.yara.com

PAGE 133

DIGITAL CURRENCIES GIVE HOPE TO 1.7 BILLION PEOPLE WITHOUT BANK ACCOUNTS NAUTICUS has seen first-hand how digital currencies can transform lives in the developing world. Before the company launched its digital financial marketplace in the fourth quarter of 2018, paying its customer support staff in the Philippines was expensive, slow and difficult. Most of Nauticus Exchange's Filipino employees do not have bank accounts. This is common in the developing world, with more than 1.7 billion people worldwide 'unbanked'. Wiring money through traditional remittance services like Western Union saw 5% to 10% percent lost to fees and conversion costs. A senior staff member then had to physically pick up and distribute the pay packets by hand to the other employees -- a process that took days. Since January however, our Filipino employees have elected to be paid in their choice of digital currency via their Nauticus Trading accounts. The transfer happens instantly and is virtually fee free. Nauticus employee and father of four Nick Baylosis, from Valenzuela City, explains he doesn't have a bank account because he's required to maintain a balance of at least $100 - "money that can be used to feed my family for more than a week." With his pay packet taking days to arrive via wire transfer, in January he requested to be

"I'm from Malaysia originally and I like to be able to offer

paid in Nauticus' own digital currency, the Nauticus Coin

employment to people from developing countries. Over the years

(NTS). "They implemented it and I never imagined to

many employees have regularly sent money back overseas to their

experience so much faster and seamless transactions

families," explained Ng. "So I'm very aware of the difficulties much

than what I experienced before,"Â he says.

of world's population face when it comes to affordable and

For Nauticus Founder and CEO Bryan Ng, it underlines

reliable payments and banking."

the power of digital currencies to transform payments for the world's unbanked.

With 267,000 accounts in 84 countries around the world, Nauticus is well on its way to becoming Australia's first globally focused PAGE 134

"Imagine a million people transferring $100 each they'll save $10 million in fees." - Bryan Ng, Founder and CEO of Nauticus.

digital financial marketplace. Trading launched in the fourth

"Imagine a million people transferring $100 each - they'll save

quarter of 2018 and the platform now offers 15 digital

$10 million in fees," he said. "That money can instead be spent

currencies and AUD, with a goal of reaching 100 digital

on health, education and improving living standards.

currencies and six foreign currencies by the end of 2019.

Those savings can mean changing a community for the better."

The Nauticus mobile app and wallet launches this month, and a forthcoming upgrade will enable users around the world to

Join the Nauticus community today and help make cross

send and receive money across borders instantly, at a cost 50

border payments simple and affordable for everyone.

times less than the major wire transfer services.Â

Nauticus, Australiaâ&#x20AC;&#x2122;s fastest growing digital trading platform. The easiest way to buy and sell Bitcoin with the lowest trading

Ng explains he wants to see the 5%-10% that users currently

fees in Australia. Designed for the beginner, built for the expert

pay to wire money internationally put back into the economies of developing countries.

Sign up at www.Nauticus.io PAGE 135

Non-renewable energy sources such as


coal, oil, and natural gas have been increasingly damaging the environment due to their constant use. They impact the environment negatively, as they are responsible, to some degree, for adverse effects such as air and water pollution, damage to public health, wildlife damage, and global warming emissions.

PAGE 136

The growing concern over climate change and the

wind isn't always common. On the other hand, the use of wind

environment has even prompted government regulators to

power is also popular because it is the cleanest and most

explore renewable energy sources. Primarily, renewable

sustainable way to generate electricity, according to the Union

solutions such as wind, solar, hydro, and geothermal are

of Concerned Scientists, as wind power doesn't emit toxic

becoming popular because they cause significantly less harm

pollution or greenhouse emissions.

than non-renewable sources. Now, regardless of the source of energy, countries are Generally, companies developing renewable energy harness

gradually adopting renewable energy legislation because of

power from naturally occurring sources and store it within

the Paris Climate Agreement. The Paris Agreement is an

power solutions. These solutions can provide power to

agreement within the United Nations Framework Convention

homes, businesses, and even towns or cities on a large scale.

for Climate Change intended to deal with climate control

For instance, solar panels collect power from drawing energy

beginning in 2020. The Agreement's goal is to keep global

from the sun and can then store the energy and allow for

temperature below 2 degrees Celsius this century and to

continuous use regardless if the sun is overshadowed by a

pursue efforts to limit the temperature increase further by 1.5

cloudy day.

degrees Celsius. Countries that are participating in the agreement are working collectively to reverse the negative

Consumers are also beginning to become more aware of the

impacts caused by the use of non-renewable resources.

growing concerns over non-renewable resources, prompting them to switch to renewable alternatives. In addition, the

"It is also clear from the many, many comments by world

increasing awareness of environmental safety and

leaders from China to India and Europe to Latin America and

sustainability are also further propelling the use of renewable

the Pacific that nations everywhere are standing shoulder to

energy sources. According to data compiled by Allied Market

shoulder in their determination to achieve the Paris Agreement

Research, the global renewable energy market was valued at

and move forward as one," said Nick Nuttall, Spokesperson of

USD 1.46 Trillion in 2017 and is expected to reach USD 2.15

the UN Framework Convention on Climate Change, "Why?

Trillion by 2025. Additionally, the market is expected to

Because it is in everyone's national interest, it is not a straight-

witness a CAGR of 4.9% throughout the forecast period from

jacket but a flexible framework, it offers a road map to a more

2017 to 2025.

prosperous, healthier and job generating future and it can assist in avoiding risks to lives, livelihoods and our shared

The hydro and ocean power segment accounted for 63% of

human existence."

the market share in 2017 and is expected to hold the largest share until 2025. However, the solar energy segment is

www.FinancialBuzz.com, a leading financial news

expected to witness the fastest CAGR, registering 13.4%

informational web portal designed to provide the latest trends

during the same period.

in Market News, Investing News, Personal Finance, Politics,

Largely, the solar energy segment is becoming popular

Entertainment, in-depth broadcasts on Stock News, Market

because it is much easier to install in areas where water or

Analysis and Company Interviews.Â

PAGE 137

CLEAN WORKS - A NEW WAY TO CLEAN FOOD PRODUCTS WITHOUT USING WATER Clean Works is a company in the Niagara Region of

The organization's Sustainable Development Goals include

Southern Ontario that has developed a new innovative

having available and sustainable water management for all

technology that cleans food without using water.

by the year 2030. That means water that is readily

The revolutionary process represents a paradigm shift in

accessible and free from contamination.

the way food products are cleaned. "This aligns perfectly with what we are doing at Clean "Our process, with our strict operating procedures, gets rid

Works," says Mark VanderVeen, President of Clean Works.

of almost all contaminants, bacteria and pathogens on

"Our waterless process helps clean fruits and vegetables to

food," says Paul Moyer, co-owner of Clean Works.

much higher levels of sanitation than traditional systems.

"It reduces health risks by making fruits and vegetables

It's all about making the world a better place.

safer to consume, increases their shelf life, and saves

We understand the effect our process can have on the agri-

significantly on water."

food industry. It is game changing, here in North America and for the developing world."

Clean Works made the announcement on the eve of World Water Day which this year fell on March 22. World Water

Moyer is a 9th-generation farmer in the Niagara Region

Day is coordinated by UN Water - the United Nations inter-

whose family has been working the land since 1799.

agency for all freshwater related issues.

He co-founded Moyers Apple Products which won PAGE 138

Clean Works


recognition as an innovator when it received the 2017 Premier's Award for Agri-Food Innovation Excellence from the Government of Ontario, and in 2018 it also won an Ontario Centre of Excellence award. The process developed by Clean Works called Clean Verification kills harmful pathogens and mold, and helps prevent contaminants from entering the water system. While water alone is only around 50% effective, this process is up to 99.9% effective under the specific conditions. It has been fully validated by the Food Science Dept at the University of Guelph, Canada's leading agri-food institution. The method is organic and waterless, and can take less than 30 seconds. Using ultraviolet light and vaporized hydrogen peroxide to kill up to 99.9% of pathogens like Listeria, based on Clean Works' controlled operating procedures, it also allows for compliance with regulations. It kills pathogens which create health risks. With the process, Moyers Apple Products has seen the shelf life of its products increase by up to 25%. Dr. Keith Warriner, a University of Guelph food scientist who is considered one of Canada's top authorities in the field, said "Clean Works takes cleaning to the microbiological level. Benefits accrue for the entire agri-food industry - growers, packers, processors, wholesalers, and retailers."

Website: www.cleanworkscorp.com

PAGE 139


PlantCarton™ brand is the culmination of Evergreen Packaging’s longstanding commitment to sustainability with an emphasis on the importance of using renewable materials in packaging.


reshaping grocery purchasing decisions.

fiber-based packaging solutions, recently

The Study finds that plant-based food and

released a white paper: “Trend Watchers

beverage packaging is on the minds of

Say the Topic of the Year for Food and

more than three quarters of consumers.

Beverage Might Be ‘Plant-Based.’” Three out of four (76%) grocery shoppers The paper is based on data from the

in 2018 say they have heard or read about

annual EcoFocus Trend Study, which

plant-based food or beverage packaging,

forecasts key trends that will shape the

and 62% want to learn more about it.

food and beverage industries in the year

Nearly half of consumers are already

ahead. Now in its ninth year, the EcoFocus

shopping with plant-based packaging in

Trend Study examines how attitudes,

mind: 46% of grocery shoppers in 2018

actions, preferences, and values are

strongly agree or agree they “try to buy

“Better personal health has driven the clean label movement and will drive plantbased trends.”

Study by EcoFocus Worldwide Identifies High Levels of Consumer Interest in Recyclable and Renewable Packaging

PAGE 140

packaging that is made with plant-based materials” and 47%

do a better job of packaging their products with recyclable

say plant-based packaging is extremely or very important for

materials,’ it creates an opportunity for brands to differentiate

healthy beverages.

in a competitive market.”

“Better personal health has driven the clean label movement

The full white paper, “Trend Watchers Say the Topic of the

in recent years and will drive plant-based trends in coming

Year for Food and Beverage Might Be ‘Plant-Based,’”

years,” observes Linda Gilbert, CEO of EcoFocus Worldwide.

is available for free download from Evergreen Packaging.

“When we turn the health lens to packaging, consumer

To read or download the document, please visit the Evergreen

perceptions are clearly and consistently in favor of glass and

Packaging website.

paper, both for personal health and environmental reasons.” About Evergreen Packaging Evergreen Packaging, which introduced its PlantCarton™

Evergreen Packaging is a global leader in creating fiber-based

brand, has identified a number of factors that food and

packaging solutions customized to deliver product freshness

beverage companies should be aware of as they package their

and brand distinction. Evergreen Packaging makes and

products. These include:

supplies paper and paperboard products globally with

- 64% of grocery shoppers in 2018 strongly agree or agree “I

manufacturing facilities in the US, Asia, Central America and

have changed what I buy in order to reduce our exposure to

the Middle East/North Africa. Evergreen Packaging is the

chemicals from food or beverage packaging."

number one supplier of liquid packaging board in the world.

- Four in ten or more consumers believe plastic and metal

Evergreen Packaging cartons contain protective layers of

packaging can leave undesirable or harmful chemicals in their

plastic (including cap and spout). Fiber used in Evergreen

foods and beverages.

Packaging products comes from forests in the US where

- Glass bottles and refrigerated cartons are considered to be

responsible forestry practices are used and where overall

the least likely to leave undesirable or harmful chemicals in

growth exceeds harvest.

their food and beverages.

Website: www.evergreenpackaging.com

The study also identifies a growing consumer understanding

About EcoFocus Worldwide

and importance placed on packaging from renewable

EcoFocus Worldwide, LLC is a consumer market research and

resources and packaging that is recyclable. And, that interest

consulting group providing data and insights on consumer

increases with products that are natural or organic.

attitudes and behaviors regarding wellness and sustainability for packaged goods companies, their suppliers and partners

“The plant-based trends create a particularly high level of

in support of marketing and business development.

packaging innovation opportunities for natural and organic

EcoFocus conducts a syndicated annual consumer trends

products,” said DeWitt Clark, Vice President of Sales and

survey and offers custom quantitative and qualitative

Marketing North American Packaging for Evergreen

research services with extensive strategic brand positioning

Packaging. “With 61% of grocery shoppers in 2018 strongly

and communications expertise.

agreeing or agreeing ‘Natural and organic products need to

Website: www.ecofocusworldwide.com

PAGE 141



losses are massive. Fruits and vegetables

StixFresh stickers are a simple and

account for the largest portion of wasted

economical way to extend the shelf-life of

food in terms of mass.

Slowing down nature is speeding up progress.

fruits for up to two weeks longer, this innovation is helping to reduce fresh food

Seeking to reduce this food waste that

waste at home or anywhere along the

makes up a significant amount of today's

post-harvest supply chain.

landfills, StixFresh has developed a new, simple way of helping reduce our carbon

Every year, up to 50 percent of all food

footprint and foster more responsible

produced worldwide goes to waste.

stewardship of the immense amount of

Experienced across the entire supply

natural resources required to grow our

chain, the negative financial and

food. StixFresh's solution? A sticker that

environmental consequences of these

keeps fruits fresh for two weeks longer.

Innovative Fruit Freshness Extension Via An All-Natural Process

PAGE 142

Just apply the sticker to the fruit and let the all-natural

Effective: Through countless comparative tests, StixFresh has

compound contained on the sticker create a protective layer

proven to deliver incredible results, extending the shelf-life of

around the fruit that will increase its shelf life.

fruit for up to two weeks.

The scientists at StixFresh have used what plants naturally

Safe: Keep your fruit fresh longer without chemicals.

secrete to protect themselves from harmful environmental

StixFresh is made of all-natural ingredients which meet GRAS

conditions and applied this formulation to the surface of their

(Generally Recognized as Safe) requirements in accordance

stickers. Composed of an all-natural formula of specially

with the FDA.

sourced beeswax and other natural ingredients, the coating on the stickers has been independently tested and

Originally developed by Malaysian inventor, Zhafri Zainudin,

scientifically shown to keep fruits and vegetables fresh for

StixFresh stickers currently work with apples, pears,

much longer.

avocados, dragon fruits, star fruits, kiwis, mangos, oranges, and other citrus fruits, but the team at StixFresh are actively

StixFresh Co-Founder and CEO, Moody Soliman, further

working on the application of their sticker for additional fruits

elaborates on this novel technological process, stating that:

and vegetables, such as berries, bananas, and tomatoes.

"The repurposed compounds work together to create a protective layer around the fruit, thus naturally slowing down

StixFresh was recently selected as a finalist for three

spoilage and over-ripening. By slowing down these processes,

categories at the 2019 World Food Innovation Awards and

we can extend the freshness of many fruits by up to an

took home the award for Best Packaging Technology and Best

incredible two weeks. Further independent studies have also

Sustainability Initiative. StixFresh has launched an Indiegogo

shown that fruits treated with the StixFresh sticker show

campaign to spread awareness about their stickers among

increased sweetness, higher retention of moisture, and

consumers and the investment community.

sustained cellular structure resulting in increased firmness." StixFresh's mission is to develop and commercialize StixFresh provides a post-harvest solution that is:

groundbreaking and innovative technologies that will significantly reduce food waste via all-natural methods.

Simple: StixFresh is minimally invasive with no need to inject

In addition to fruits and vegetables, they hope to expand to

or coat the fruit with anything. Easily peel and place StixFresh

providing food waste reduction solutions across the many

stickers on apples, pears, avocados, dragon fruits, star fruits,

food and agricultural industries.

kiwis, mangos, oranges, and other citrus fruits to help keep them firm, sweet and juicy.

Website: www.stixfresh.com

PAGE 143


Circular Economy: The European Parliament has adopted new rules on single–use plastics to reduce marine litter. The Parliament approved a new law banning single-use plastic items such as plates, cutlery, straws and cotton buds sticks. The following products will be banned in the EU by 2021: - Single-use plastic cutlery (forks, knives, spoons and chopsticks) - Single-use plastic plates - Plastic straws - Cotton bud sticks made of plastic - Plastic balloon sticks - Oxodegradable plastics, food containers and expanded polystyrene cups New recycling target and more responsibility for producers: Member states will have to achieve a 90% collection target for plastic bottles by 2029, and plastic bottles will have to contain at least 25% of recycled content by 2025 and 30% by 2030. The agreement also strengthens the application of the polluter pays principle, in particular for tobacco, by introducing extended responsibility for producers. This new regime will also apply to fishing gear, to ensure that manufacturers, and not fishermen, bear the costs of collecting nets lost at sea. The legislation finally stipulates that labelling on the negative environmental impact of throwing cigarettes with plastic filters in the street should be mandatory, as well as for other products such as plastic cups, wet wipes and sanitary napkins. Lead MEP Frédérique Ries (ALDE, BE) said: “This legislation will reduce the environmental damage bill by €22 billion - the estimated cost of plastic pollution in Europe until 2030. PAGE 144

European Union


Europe now has a legislative model to defend and promote at international level, given the global nature of the issue of marine pollution involving plastics. This is essential for the planet.â&#x20AC;? According to the European Commission, more than 80% of marine litter is plastics. The products covered by this new law constitute 70% of all marine litter items. Due to its slow rate of decomposition, plastic accumulates in seas, oceans and on beaches in the EU and worldwide. Plastic residue is found in marine species â&#x20AC;&#x201C; such as sea turtles, seals, whales and birds, but also in fish and shellfish, and therefore in the human food chain. The rules on Single-Use Plastics items and fishing gear, addressing the ten most found items on EU beaches place the EU at the forefront of the global fight against marine litter. They are part of the EU Plastics Strategy - the most comprehensive strategy in the world adopting a material-specific lifecycle approach with the vision and objectives to have all plastic packaging placed on the EU market as reusable or recyclable by 2030. The Single-Use Plastics Directive adopted by the European Parliament today is an essential element of the Commission's Circular Economy Action Plan as it stimulates the production and use of sustainable alternatives that avoid marine litter. First Vice-President Frans Timmermans, responsible for sustainable development said: "Today we have taken an important step to reduce littering and plastic pollution in our oceans and seas. We got this, we can do this. Europe is setting new and ambitious standards, paving the way for the rest of the world." Vice-President Jyrki Katainen, responsible for jobs, growth, investment and competitiveness, added: "Once implemented, the new rules will not only prevent plastic pollution, but also make the European Union the world leader in a more sustainable plastic policy. The European Parliament has played an essential role in laying the foundation for this transformation and in giving a chance to the industry to innovate, thus driving forward our circular economy." Commissioner for environment, maritime affairs and fisheries, Karmenu Vella concluded: "We should all be very proud of these new rules because they tackle marine plastic pollution at its source - one of the most called for and supported EU initiatives among European citizens. After the favourable vote by the Parliament today, our main task will be to ensure that these ambitious measures are quickly implemented in practice, which will be common work for public authorities, producers and consumers alike."

PAGE 145


Together with Parley for the Oceans, adidas introduced in

PROCESS" will produce fully recyclable performance

2015 the first performance footwear concept with an upper


made entirely of yarns and filaments reclaimed and recycled from marine plastic waste and illegal deep-sea gillnets.

- FUTURECRAFT.LOOP is a 100% recyclable performance

In 2019 adidas will produce 11 million pairs of shoes with

running shoe - it can be returned to adidas, broken down

Ocean PlasticÂŽ by Parley through intercepting plastic waste

and reused to create new performance running shoes.

on beaches, remote islands and in coastal communities. adidas is committed to using only recycled polyester in every

- First-gen release is a part of adidas' widest ever global

product and on every application where a solution exists by

beta program, ahead of the wider commercial release

2024. Creating products with premium materials by Parley,

targeted for Spring Summer 2021.

made from up-cycled marine plastic waste, is the first pillar of adidas' sustainability strategy.

adidas strengthens its commitment to tackling plastic waste with the reveal of FUTURECRAFT.LOOP - a 100% recyclable

"Taking plastic waste out of the system is the first step, but

performance running shoe.

we can't stop there," said Eric Liedtke, Executive Board PAGE 146

The FUTURECRAFT.LOOP project is aimed at tackling the problem of plastic waste, enabling a "closed loop" or circular manufacturing model, where the raw materials can be repurposed again and again.

Member at adidas, responsible for Global Brands.

and melted into material for components for a new pair of

"What happens to your shoes after you've worn them out?

shoes, with zero waste and nothing thrown away.

You throw them away – except there is no away.

Each generation is designed to meet the adidas sports

There are only landfills and incinerators and ultimately an

performance standard, without compromise.

atmosphere choked with excess carbon, or oceans filled with plastic waste. The next step is to end the concept of

Tanyaradzwa Sahanga, Manager, Technology Innovation, at

"waste" entirely. Our dream is that you can keep wearing

adidas, commented: "We set out to create a new type of

the same shoes over and over again. FUTURECRAFT.LOOP

product that we can take back, grind up and reapply into new

is our first running shoe that is made to be remade.

adidas product. We knew this was a far-reaching vision in

It is a statement of our intent to take responsibility for the

every way; technically and even behaviourally! There were

entire life of our product; proof that we can build high-

times when it didn't seem like we could get over some of the

performance running shoes that you don't have to throw

technical hurdles - now we've made the first leap, the playing


field has changed. We cannot create a circular future on our own, we are going to need each other. We're excited to see

The FUTURECRAFT.LOOP project is aimed at tackling the

this first step come to life as part of the beta launch."

problem of plastic waste, enabling a "closed loop" or circular manufacturing model, where the raw materials can

"FUTURECRAFT is our design and innovation ethos," said

be repurposed again and again. But not just repurposed

Paul Gaudio, SVP Creative Direction & Future, at adidas. "It is

into a water bottle or a tote, but into another pair of high-

about the intersection of art, science, technology, humanity,

performance running shoes.

engineering and craft. It's applying creativity to reimagine the world we wish to see. FUTURECRAFT seeks to break new

How it works

ground, bringing new materials and processes to bear

Sports footwear typically include complex material mixes

against the many challenges and opportunities we face in

and component gluing - resulting in a shoe which can only

helping athletes make a difference in their game, in their life

be downcycled. After close to a decade of research and

and of course, in the world they live in - the world we live in."

development alongside leading material development, manufacturing and recycling partners across Asia, Europe

The first step

and North America, adidas has found a way to change the

The first-gen FUTURECRAFT.LOOP shoe is rolling out as part

process. FUTURECRAFT.LOOP is a transformative approach

of a global beta program with 200 leading Creators from

to designing performance shoes that are made to be

across the world's major cities. adidas will challenge them to

remade from the outset, by using one material type and no

run, return the shoes and share feedback on their experience,

glue. Each component is made from 100% reusable TPU -

ahead of the second-gen drop. The insights will be used to

it's spun to yarn, knitted, moulded and clean-fused to a

shape the roadmap for the wider release targeted for Spring

BOOST midsole using adidas SPEEDFACTORY technology.

Summer 2021.

Once the shoes come to the end of their first life and are returned to adidas – they are washed, ground to pellets

For more information visit www.adidas.com/futurecraft

PAGE 147



developing innovative solutions for a

sustainable solution for fast fashion.

greener future. This time the company has

Taiwanese-based green beauty brand transforms clothing and recycled plastic into a signboard.

not only found a way to combat the Always at the forefront of sustainability,

current worldwide plastic waste crisis, but

O'right, the Taiwanese-based green

also to fight another growing global

beauty brand, is leading the way once

epidemicâ&#x20AC;&#x201D;fast fashion.

again by being the first to transform recycled clothing and recycled plastic

According to "A New Textiles Economy:

(known as wood-plastic-textile

Redesigning Fashion's Future," a report

composites) into a signboard for its new

published by the Ellen MacArthur

O'right Da-an Concept Store.

Foundation in 2017, out of the 53 million

As a pioneer in raising the standard for

tonnes of fibers that are produced every

sustainability, O'right is committed to

year in the fashion world, 73 percent end

As a pioneer company raising the standard for sustainability, O'right is committed to developing innovative solutions for a greener future. PAGE 148

up in a landfill or are incinerated, with just less than 1 percent

and it has subsequently vowed to go 100 percent renewable

reused to make new clothes. If the industry continues on its

by 2025 by joining RE100 initiative. This true pioneer of

current path, textile production will account for more than 25

sustainability has also impressed the world with the very first

percent of the carbon budget for a 2°C pathway. Yet, O'right, as

renewable plastic pump and the innovative Recoffee Tree in

part of its path towards a sustainable, zero-carbon world, has

the Bottle, which is made from six cups of spent coffee

made sure to factor environmental issues into each and every

grounds and can even grow into a tree after it has been used.

one of its decision processes, in order to make a significant impact on the green beauty sector.

The above examples are just a few of the remarkable, industry-leading achievements that O'right, a groundbreaking

The new O'right Da-an Concept Store, for example, boasts a

Taiwanese SME (small- and/or medium-sized enterprise), has

signboard that is made from 416 recycled t-shirts and 175

accomplished. With long-standing commitments to everything

kilograms of recycled plastics. Thus, this true advocate of waste

from green products and green manufacturing to green

reuse is not only taking the initiative on recycling plastic, but is

logistics, green energy, and green initiatives, it's no wonder

also using old clothing to achieve an innovative approach to

O'right has won numerous international awards.

sustainability. In fact, every decision O'right makes as a green

The company's ambition to building a more sustainable world

business is underpinned by its philosophy of "green,

is reflected in its efforts and achievements around the world.

innovation, and sustainable."

With sustainability at the heart of its business, O'right is living proof that even small steps can have a big impact on the

Taiwanese SME O'right Spearheading Global SustainabilityÂ


Actually, this is not the first time that O'right, perhaps the world's greenest beauty brand, has garnered global attention.

About Hair O'right

In 2011, it became the first company in Taiwan certified with a

Founded in 2002, Hair O'right is the leading green beauty

carbon footprint label to introduce the world's first zero-carbon

products company in Taiwan and the first to emphasize green

shampoo. In 2012, the newly constructed O'right Green

raw materials, green manufacturing, green packaging, green

Headquarters became the first GMP-certified cosmetics plant to

waste, green power, green factories, green marketing, and

receive the Gold-Level Green Building Label in Asia, showing

green service. We provide more than just beauty products -

the world that even small businesses can transform ambition

we also promote a vision of a green lifestyle supported by our

into achievement. In 2017, O'right switched all of its shampoo

core values of being Natural, Pure, and Eco-friendly. Inspired

bottles to 100 percent renewable plastic bottles, reducing

by nature, we strive to create a green lifestyle with endless

product carbon emissions by a notable 80 percent.

possibilities, demonstrating our love for the environment and embodying our philosophy as a green brand.

In 2018, the company, along with nine of its products, was validated by SGS as a carbon-neutral corporate organization,

Website: www.oright.com.tw

PAGE 149

DIAGNOSING URBAN AIR POLLUTION EXPOSURE WITH NEW PRECISION A new review of studies on levels of urban exposure to

Center for Urban Science and Progress (CUSP), published a

airborne pollutants and their effects on human health

comprehensive review of recent efforts to assess the

suggests that advanced instrumentation and information

impact of air pollution exposure in cities.

technology will soon allow researchers and policymakers to gauge the health risks of air pollution on an individual level.

Ghandehari's co-authors are Andrew Caplin, Silver Professor in the NYU Department of Economics;Â Paul

In New York City alone, the economic impact of premature

Glimcher, Silver Professor and professor of neural science

death from causes related to air pollution, including asthma

and psychology; George Thurston, NYU School of Medicine

and other respiratory conditions and cardiovascular

professor in the Departments of Environmental Medicine

complications, exceeds $30.7 billion a year.

and Population Health; and Chris Lim, a recent Ph.D.

Globally, 4.2 million deaths per year are attributable to

graduate of the School of Medicine.

airborne pollution, making it the fifth-ranking mortality risk factor according to a 2015 study published in the Lancet.

Their paper, published in Nature Communications, explains how data gleaned from environmental sensors mounted on

An interdisciplinary research team from New York University,

buildings and lamp poles, as well as mobile and wearable

led by Masoud Ghandehari, an associate professor in NYU

sensors, were combined with information on socio-

Tandon's Department of Civil and Urban Engineering and the

economic status, commuting patterns, and lifestyle habits PAGE 150

HIKE MAGAZINE Urban AirTHE Pollution

such as outdoor exercise to develop models of pollution exposures at the neighborhood level. Such studies were conducted in major urban centers, including New York City, Hong Kong, and San Francisco, and informed public policy on air pollution limits and climate action strategies. Yet the authors argue that advanced sensing and information technologies can be used to even greater advantage, offering the potential for far more granular assessments — at the level of the individual. "One of the questions we want to answer is how different people experience pollution, and why?" Ghandehari said. He explained that population-level assessments overlook factors such as personal mobility — including commuting by car, bus, bicycle, or on foot, and often do not consider indoor climate control conditions or life stage. For example, students and working adults are more mobile than older people and are therefore more exposed, while children experience lifelong adversities. Socioeconomic status is also a known factor for increased exposure to airborne pollutants as well as increased risk of asthma and cardiovascular disease. "People from all points on the economic spectrum live in polluted areas, yet they often have different health outcomes," Ghandehari said.  "Using technology to study individual associations between air pollution and health outcomes — rather than group associations — will yield evidence-based arguments for change that would particularly impact individuals at higher risk of negative health impacts." The NYU Tandon School of Engineering dates to 1854, the founding date for both the New York University School of Civil Engineering and Architecture and the Brooklyn Collegiate and Polytechnic Institute. A January 2014 merger created a comprehensive school of education and research in engineering and applied sciences, rooted in a tradition of invention and entrepreneurship and dedicated to furthering technology in service to society. In addition to its main location in Brooklyn, NYU Tandon collaborates with other schools within NYU, one of the country's foremost private research universities, and is closely connected to engineering programs at NYU Abu Dhabi and NYU Shanghai. It operates Future Labs focused on start-up businesses in downtown Manhattan and Brooklyn and an award-winning online graduate program. For more information, visit www.engineering.nyu.edu

PAGE 151



Among other leading brands, Rochester,

single-use and short-term use plastics.

N.Y.-based Wegmans is implementing

Meeting the demand for plastic straw alternatives

Footprint's paper straws. To meet Footprint designs, develops and

increasing sales, Footprint is set to

manufactures shaped fiber and paper into

produce more than 10 percent of

It has already helped eliminate over 50

In July 2018, Seattle was the first large United States city to ban American's daily use of straws at its plastic straws, and on January 1, HACCP food-safe factories. 2019, Washington D. C. followed, while globally Scotland pledges to eliminate plastic straws by By replacing plastic straws with bio2019, and Taiwan is banning all degradable, compostable and marine-safe single-use plastic including paper alternative, brands working with straws by 2030. Footprint are among those leading the

million pounds of plastic.

call to eliminate single-use plastics.

bio-degradable, compostable products. It makes it easy for companies to switch out of plastic to preserve our future. The company was founded by former Intel engineers Troy Swope and Yoke Chung and employs more than 800 people.

PAGE 152

"Our mission is to provide accessible alternatives that large,

mindful consumer, who wants their spending to reflect their

global brands can successfully use to replace plastic," explains

personal values. Shopping consciously is now a mainstream

Troy Swope, founder and CEO of Footprint. "Replacing plastic

mindset. Given the choice, 87 percent of our respondents

straws will make a profound impact as they are among

prefer to buy from brands that demonstrate a commitment to

frequently found items in marine pollution. We are eliminating

sustainability. And, 92 percent of our panel already believes

plastic pollution from getting into the water that is killing

that a sustainable approach to business should just be the

dolphins, whales and other marine life."

standard. Brands will need to quickly adapt to these evolving consumer expectations to avoid losing relevance."

Footprint straws are made in three sizes with specially engineered paper for optimum straw performance - eliminating

In an Earth Day announcement, Jason Wadsworth, Wegmans

the quality concerns associated with inferior paper straws.

packaging and sustainability manager said, "We're taking

They are engineered to be strong over days of use and still

measurable steps to improve and implement programs that

break down completely in 90 days or less.

increase our recycling rate, minimize waste, and help make a difference in every community we serve."

Further, since they function well as a plastic alternative,


Footprint paper straws are for establishments still interested in

In addition to supplying Wegmans and other leading brands'

providing straws for their customers rather than banning

straws, Footprint also develops, designs and manufactures

straws altogether.

other proprietary and patented products such as paper bowls, trays, cups and packaging that enable companies to eliminate

Swope adds, "Our paper straws are designed to stand up to

plastic use.

typical consumer use. They're going to last a whole weekend at the beach, if they happen to get into the ocean they'll break

Swope says, "We are inspired by companies like Wegmans,

down completely in 90 days - all restaurants and grocery stores

Starbucks and Universal Studios declaring they will be free of

should switch."

plastic straws and it is our mission to provide a clear path to any brand hoping to achieve that goal without sacrificing

They are PFAS-free, FDA-approved, sustainably-sourced and

performance and customer experience."

made in the United States. Consumers prefer paper straws given the environmental impact of plastic, and are demanding

The demand for Footprint paper straws has also led the

change. Studies show buying with environmental ideals in mind

company to develop a soon-to-be-announced e-commerce

is now mainstream. Marie Stafford, European Director at J.

website dedicated to getting straws quickly to the global

Walter Thompson Innovation Group said its research covered

companies pledging to replace plastic straws or in response to

consumers over 18 in the United Kingdom, U.S., China and

legislation banning them altogether.

Australia, and explains, "We are seeing the rise of a moreÂ

Until then, you can order at straworders@footprintus.com

PAGE 153


Do you want to practice public speaking, improve your communication and build leadership skills? With Toastmasters, you can break barriers, not your budget. It's college graduation season, and over the next two months thousands of former students will receive their diploma and take their technical abilities into the job market. What will likely surprise most of these graduates is that their soft skills are what will give them a leg up on competing applicants. While hard skills are important in boosting a job application, LinkedIn's 2018 Emerging Jobs Report found that soft skills, including oral communication, leadership and time management, make up

Soft skills give graduates an advantage in the job market.

nearly half the list of skills with the largest skills gaps. An effective way of developing these skills is joining Toastmasters International, the global organization devoted to


communication and leadership skills development. PAGE 154



"Even if you aren't required to give presentations or manage a team at work, all employees should have at least basic verbal communication skills and leadership skills," says Lark Doley, Toastmasters' 2018-19 International President. "Toastmasters offers a supportive setting to practice and develop these and other soft skills, including active listening, giving constructive feedback, time management and people management. These are the skills that will set an applicant apart from equally qualified candidates during the interview process and help to advance their career." More than half of all Fortune 500 companies offer in-house Toastmasters clubs, including Amazon, Bank of America, General Electric, Google and Microsoft. These employers have found the Toastmasters program to be an effective staff development tool that benefits their organization. To find a Toastmasters club near you, visit www.toastmasters.org/findaclub. About Toastmasters International Toastmasters International is a worldwide nonprofit educational organization that empowers individuals to become more effective communicators and leaders. Headquartered in Englewood, Colo., United States, the organization's membership exceeds 357,000 in more than 16,600 clubs in 143 countries. Since 1924, Toastmasters International has helped people from diverse backgrounds become more confident speakers, communicators and leaders. For information about local Toastmasters clubs, please visit: www.toastmasters.org

PAGE 155

HOW AN IMAGE OF A TINY SAPLING BECAME THE 5TH MOST LIKED POST IN INSTAGRAM HISTORY Sustainable apparel brand tentree, uploaded a post across

While tentree has set high goals for this campaign, their

Instagram, Facebook and Twitter in honor of Earth Day.

environmental efforts far-surpass Earth Week. To date, tentree

Using the power of social media for good, tentree issued a

has planted over 30 million trees at planting sites around the

challenge that for every 10 likes the post received, the

world with the help of not-for-profit partners like Trees for The

company would plant 1 tree at dedicated planting sites in

Future and American Forests. The company is working towards

West Papua, Indonesia with a goal of planting a maximum of

a goal of planting 1 billion trees worldwide by 2030.

500,000 trees. To achieve this, the post needed to generate 5,000,000 likes in just over five days. It took less than 24

"Our model of planting ten trees for every item we sell allows

hours. 5,000,000 likes = 500,000 trees planted.

us to protect our planet and preserve communities around the world not just during Earth Week but every day, every year,"

Overwhelmed by the support and engagement, tentree

says CEO and Co-Founder Derrick Emsley. "This year we

upped the ante with a new goal to generate 20,000,000 likes

wanted to create an even bigger impact by offering our

to plant an additional 500,000 trees for a total of 1 MILLION

growing community an interactive way to directly participate

TREES. The post is now the 5th most liked post in the

in our reforestation efforts from wherever they are in the

HISTORY of Instagram (along with being the only brand

world. This campaign is directly tied to our mission to educate

featured among the top 10) and tentree is on its way

people on the importance of trees as we work towards

towards its goal. 20,000,000 likes will = 1,000,000 trees.

becoming the most environmentally progressive brand on the PAGE 156


In 2013, tentree entered a unique planting partnership with Eden Reforestation. Eden Reforestation projects aid nations facing the dire impacts of deforestation, endangered species and displaced wildlife by employing local communities to reforest their surrounding land. Since partnering, tentree has helped plant nearly 15 million trees across Eden Reforestation's three project nations including Madagascar, Nepal and Indonesia. For Earth Week 2019, tentree focused its planting efforts in villages off the coast of West Papua, Indonesia. Made up of over 17,000 islands, Indonesia is one of the most biodiverse regions on the planet. These islands are home to 12% of the world's mammals, 16% of the world's reptiles and amphibians, 17% of the world's birds and 25% of global fish populations. Among these 17,000 islands, there are 135 threatened mammal species, including the endangered Sumatran Tiger, Orangutans, the Javan Rhinoceros and Sumatran Elephants tentree's previous work in Indonesia has promoted the growth of mangroves, tropical forests and agroforestry all which protect and support these incredible species. tentree is a tree-planting, sustainable apparel brand. Every tentree purchase has a purpose: for each item sold, the company and its partners plant ten trees somewhere around the world. From Mangroves in Madagascar and Mango in India to Torchwood in the United States and African Redwoods in Ethiopia, these trees build economies and restore natural habitats. With over 30 million trees planted to date, tentree is on a mission to plant ONE BILLION trees by 2030 all while becoming the most environmentally progressive brand on the planet. Website: www.tentree.com

PAGE 157


demonstrate significant impact," said Cliff Justice, KPMG

to meet financial targets.

principal and U.S. leader of intelligent automation.

According to KPMG International's new "Easing the pressure

"Without a holistic digital transformation strategy that

points: The State of Intelligent Automation" global survey,

underpins Intelligent Automation investments across an

enterprises are not scaling Intelligent Automation (IA)

entire organization, these projects are stunted in pilot mode

technologies [artificial intelligence (AI), advanced analytics,

and fail to deliver the intended results. Yet, when they are

and robotic process automation (RPA)] fast enough to meet

implemented with a clear vision and integrated approach, IA

desired objectives and returns. However, those organizations

is propelling businesses, not only with a competitive business

that are scaling IA technologies are seeing strong financial

edge but financial success."

performance. "Investment in and adoption of IA technologies are occurring at a rapid pace, but many organizations are struggling to


State of Intelligent Automation Survey


- Investment in IA tech is strong with 52 percent of companies confirming investments of more than $10 million; yet investments are imbalanced across functions - finance and accounting are seeing the biggest investments. - There is a distinct correlation between scale and top financial performance. While 64 percent of the top performing companies surveyed will be scaled by 2019, 59 percent of poorly performing companies need another 2 - 5 years to achieve IA scale. - Overall, only 17 percent of companies surveyed have scaled up or industrialized IA technologies. Smart analytics was cited as the top most scaled technology, while RPA was the least scaled. And, the technology that organizations are experimenting with or piloting the most is AI (36 percent). - Scale remains a leading challenge to achieving key goals with IA technologies. Other notable challenges pinpointed include uncertainty about the financial investment needed; lack of clarity on accountability for driving the agenda; and concerns about changes in governance and risk management. - Business executives are optimistic about the impact IA will have on jobs; approximately one-half of respondents surveyed say automation will impact fewer than 20 percent of their staff. KPMG feels these executives are overly optimistic. "To realize the full potential of IA beyond cost savings, organizations must think beyond technological investments and incorporate change management at every step of the way," Justice continues. "Even the most basic of robotic process automation technologies will impact the future of work. Broad-ranging transformation strategies are critical to futureproofing companies' most valuable resource: their workforce." Thomas Erwin, head of KPMG Global Lighthouse and a partner with KPMG in Germany, concluded, "To ensure an effective, comprehensive IA strategy that integrates complex technologies such as AI, three key components are essential: clear business objectives, an adequate budget and an orchestrated approach. These are fundamental to successfully scaling up IA across the enterprise." KPMG collaborated with HFS Research to explore how fast IA tech is being adopted and what successes and challenges have surfaced. Nearly 600 business leaders including 100 top-level executives across six industries and 13 countries were surveyed about their experience with handling intelligent automation issues. KPMG is a global network of professional services firms providing Audit, Tax and Advisory services. We operate in 153 countries and territories and have 207,000 people working in member firms around the world.

PAGE 159


Email has become the channel of choice for delivering malware and malware-less attacks, and hackers have begun to employ social engineering techniques for deception and impersonation. The proliferation of user devices, a mix of device ownership models, always-connected work lifestyles and, above all, the use of cloud-based mailbox services are adding new levels of complexity to email security. Due to the rising frequency and sophistication of threats, email security grew year on year (YoY) to 11.5 percent in


2017 to touch $2.24 billion.


The momentum continued into 2018, with revenues


increasing 15.9 percent YoY to $2.59 billion. By 2022, the


market is anticipated to be worth $3.58 billion, growing at a compound annual growth rate (CAGR) of 9.9 percent. PAGE 160

"To tap the opportunities in this market, vendors need to

To differentiate themselves and provide comprehensive email

innovate cloud-based solutions as well as augment Office 365

security, vendors need to seize the growth opportunities

and other cloud email services like Google G-Suite. They will

inherent in:

also be looking to build out global data centers to meet data

- Incorporating more automation to compensate for the

privacy regulations, strengthen cloud resilience, and engage

shortage of skilled security professionals.

with public cloud (AWS, Azure) for higher scalability," said

- Complying with data privacy regulations, such as General

Tony Massimini, Senior Industry Analyst, Digital

Data Protection Regulation (GDPR).

Transformation. "Furthermore, they may invest in a global

- Focusing on malware-less threat detection, threat analytics,

threat intelligence network in order to leverage threat

and behavioral analysis.

intelligence and analytics for advanced threat detection and

- Email security awareness training is important.

other functions for email security."

- Developing data loss prevention (DLP), as well as detection and remediation technologies for outbound email.

Frost & Sullivan's recent analysis, Global Email Security

- Leveraging email security across the security suite.

Market, Forecast to 2022, analyzes the email security market

- Innovating cloud security and augmenting Office 365 and

geographically by size of business segment and vertical

other cloud email services.

markets. It presents vendor market shares and competitive analysis, as well as the challenges to and opportunities for

Global Email Security Market, Forecast to 2022 is part of Frost


& Sullivan's global Cybersecurity Growth Partnership Service program.

"Email security has been a crowded and highly fragmented market, but with customers demanding integrated solutions

About Frost & Sullivan

and a single pane of glass, vendors are exploring partnership

For over five decades, Frost & Sullivan has become world-

and consolidation options," noted Massimini. "Already,

renowned for its role in helping investors, corporate leaders

vendors like Mimecast offer a fully integrated suite of

and governments navigate economic changes and identify

proprietary cloud services, while the Symantec Email Security

disruptive technologies, Mega Trends, new business models

solution tightly integrates with security environments via the

and companies to action, resulting in a continuous flow of

Symantec Integrated Cyber Defense platform.

growth opportunities to drive future success. PAGE 161


resulted in mountains of legal fees and damaged

of the Last Decade.

reputations, they also led to drastically reduced customer bases, and, in many cases, corporate leadership changes.

Everyone who reads this gets $1 million. Wait…that's not what I meant to say.

And that naturally begs the question: What were the costliest PR fiascos of the last decade?

Even PR professionals make mistakes. Sometimes, a mistake can be corrected simply and easily. But, every so often, the

The researchers and writers at FitSmallBusiness.com, the

problem can't be swept under the rug. These problems can be

digital business publication, set out to discover this with the

costly. Very, very costly.

following criteria: - The crisis was covered by at least three major news outlets.

Well-known companies such as Uber and Facebook have

- The legal damages totaled at least $1 billion.

suffered bruising headlines due to greed, negligence, and

- The corporate leadership either shifted, changed or was

questionable morality. These PR nightmares not only

directly impacted by the crisis. PAGE 162

Top 10 PR Fiascos

THE MOST COSTLY PR FIASCOS OF THE LAST DECADE 1) BP Gulf of Mexico Oil Spill - 2010 – Cost: $65 Billion 2) Mattel Toys Lead Paint Scandal – 2007 – Cost: $30 Billion 3) Bank of America Securities Scandal – 2008 – Cost: $16.5 Billion 4) Volkswagen Emissions Scandal – 2015 – Cost: $14.7 Billion 5) Uber Sexual Harassment Scandal – 2017 – Cost: $10 Billion 6) Deutsche Bank – 2017 – Cost: $7.8 Billion 7) Samsung Exploding Battery Scandal – 2016 - Cost: $5.3 Billion 8) Toyota Lethal Gas Pedal Crisis – 2010 - Cost: $1.6 Billion 9) Facebook Data Breach – 2018 – Estimated Cost: $1.6 Billion 10) United airlines Passenger Abuse – 2017 – Cost: $1.4 Billion "A PR blunder can cost a company its reputation, its stock value and its income; fortunately, at FitSmallBusiness, we have a great PR team to handle anything before it becomes a crisis," says David Waring, Co-Founder, FitSmallBusiness.com. He then added: "But, don't quote me on that." About FitSmallBusiness.com: With a rapidly growing monthly readership of more than 2.5 million, FitSmallBusiness.com is an online publication devoted to helping small business owners. Its full-time staff of writers spends hours of research, data analysis, and interviews with industry experts to answer the questions that owners want in order to run a successful small business. Small business owners have a passion for what they do and a drive to build a business around it. They also have limited amounts of time and money. With that in mind, we conduct extensive research including trying out products, talking to business owners and interviewing industry experts. The topics we research include marketing, sales, finance, accounting and human resources. Our buyer's guides, “how to” explainers and product reviews fill in the gaps on what business owners need to know. We do the research so you don’t have to. The 28 million small businesses in the United States account for 55 percent of all American jobs. We exist to help them grow and thrive. We understand small businesses because we are a small business.

Website: www.FitSmallBusiness.com

PAGE 163


Demandbase, the leader in Account-Based Marketing (ABM), has revealed the results of their Artificial Intelligence (AI) survey, issued in conjunction with Salesforce Pardot and global research firm, Demand Metric. The findings point to strong interest and high expectations in AI from B2B marketing and sales professionals; 84 percent of study participants are currently planning, evaluating, implementing or using AI, and 84 percent also expect to see value from their implementations in a year or less. Only 18 percent of respondents are currently using AI; of those who currently use AI, over 40 percent say AI is the, or one of the, most important investments to achieve better sales and marketing performance, with almost one-third concluding that it is revolutionizing marketing and sales performance. This is reflected in B2B marketing teams' investment in data analysis, with 69 percent of survey respondents noting that they have data scientists on the marketing team. The breakdown of data scientists on B2B marketing teams is: 38% have 1-3 data scientists 24% have 4-6 data scientists 4% have 7-9 data scientists 3% have 10+ data scientists 31% have none "We're still in the early days of AI for B2B marketing and sales, and there is a great deal of education that is needed to close the gap between implementation and expectations," said Peter Isaacson, CMO at Demandbase. "It's exciting to see the optimism that exists in the B2B marketing community. As early adopters continue to have success, AI adoption will continue to accelerate, and AI solutions will become table stakes for all marketing and sales teams." When it comes to AI implementation and usage, the study found that the biggest barriers are: Cost/budget constraints (55%) Skills/team (52%) Unsure how to start (31%)

PAGE 164

Part of the gap in AI implementation and usage lies in the fact that 40 percent of study participants are not aware of or fully taking advantage of existing AI capabilities in their vendor-supplied ad, sales or marketing technology. Better understanding of these features they already have could put them on the fast track to benefiting from AI, often at no or little additional cost. "AI is transforming the B2B marketing and sales industries, providing greater insights, personalized campaigns, dynamic experiences and an overall more seamless experience between marketing and sales," said Nate Skinner, VP of product marketing, Salesforce Pardot. "We're excited to see the data suggest that the martech, sales tech and ad tech markets are primed to utilize AI to its full potential." In terms of priorities for AI investments, study participants planning their AI implementations list top-of funnel applications as priorities: Identify the right accounts or individuals to target (64%) Improve the reach or efficiency of digital advertising (54%) Capture intent signals from accounts or individuals (46%) Similarly, they anticipate AI benefits in the following areas: Higher lead quality (67%) Better engagement with customers and prospects (56%) Better understanding of buyer intent (52%) Of the three major areas of technology usage for sales and marketing teams â&#x20AC;&#x201C; marketing, sales and advertising â&#x20AC;&#x201C; martech claims the highest perceived value from AI across the full responses. Sales tech holds a strong promise for the future, too, according to 60 percent of current AI users who said sales tech could receive high value from the application of AI. The research surveyed 276 U.S. marketers in December 2018, of which 111 responses were used in the analysis. The respondents are employed at B2B organizations with $25 million or more in annual revenues across a diverse set of industries. Demandbase Demandbase is a leader in Account-Based Marketing (ABM). The company offers the only Artificial Intelligence-enabled, comprehensive ABM platform that spans Advertising, Marketing, Sales and Analytics. Enterprise leaders and high-growth companies such as Accenture, Adobe, DocuSign, GE, Salesforce and others use Demandbase to drive their ABM strategy and maximize their marketing performance. The company was named a Gartner Cool Vendor for Tech Go-To Market in 2016. For more information, please visit www.demandbase.com

PAGE 165

HOW TO SAVE OVER 250 HOURS PER YEAR ON EMAILS AND LOWER YOUR STRESS Double Gemini launches free, online, email productivity

and process emails faster. Recent clients have saved over


75% of their email time by adopting The Stack Method™ and have reported being less stressed and more productive with

Double Gemini, a corporate productivity consulting and

their other work as a result.

training company that works with Fortune 500 companies to improve workplace efficiency, has launched a free, online,

The Stack Method™ was developed by Prasanth Nair, CEO of

email productivity masterclass.

Double Gemini, to efficiently handle the 200+ emails he was

The class teaches individuals the world's most cutting-edge

receiving per day. "I created techniques to handle my own

email productivity methodology: The Stack Method™, which

email overwhelm and clients started noticing how well I

saves clients over 250 hours per year, per employee.

managed my inbox and my emails." says Nair. "People started to ask me to teach them my process, and it evolved

The step-by-step guide to implementing The Stack Method™

into The Stack Method™. We've now been teaching The Stack

is taught in a series of 9 short video lessons that is applicable

Method™ to corporate clients for years."

to users of all email platforms including Gmail, Outlook, Apple Mail and more. This masterclass helps individuals

Craig Agutter, Head of E-Commerce at an international

handle their overflowing inboxes, become more organized, 

FinTech Company said, "The Stack Method™ unpicked ten PAGE 166


Emails and a half years of awful email habits that I had gotten into. It has changed my life overnight. To say it is a game changer is an understatement. It's a life changer. It has totally changed the way I work." For corporations, Double Gemini offers in-person, interactive workshops to teach and build the Stack Methodâ&#x201E;˘ habit. To help organizations create a lasting cultural change, Double Gemini also provides post-workshop coaching and implements processes to support on-going productivity education and adoption. To learn more about The Stack Methodâ&#x201E;˘, view the short trailer or access the free masterclass visit www.doublegemini.com/emailma sterclass. About Double Gemini: Established in 2000, Double Gemini provides email, meeting, and project productivity training and cultural transformation services to corporate clients worldwide. Headquartered in New York City, Double Gemini takes a holistic view of common workspace activities and delivers methodologies to improve productivity, communication, and lower stress. To learn more visit www.doublegemini.com

PAGE 167

LEADING CMOS GAIN $4 FOR EVERY DOLLAR INVESTED IN MARKETING MEASUREMENT Leader Of The Pack: How Holistic Marketing Measurement Drives Business Succes 2019 study commissioned by Equifax finds companies with

A small group of marketers, 51 companies (17%), have high

highest measurement maturity generate more than $73

measurement maturity, enabling them to produce accurate,

Million in additional annual revenue, among other benefits.

unified and actionable insights applied strategically as well as tactically. These companies are considered leaders, and they

EquifaxÂŽ Data-driven Marketing (DDM), the marketing data,

stand apart from peers in critical performance metrics.

analytics and technology solutions capability of Equifax Inc. (EFX), has presented findings from a commissioned marketing

Forrester found that on average, marketing leaders:

measurement study conducted by Forrester Consulting on

- Earn approximately $4 for every dollar they spend

behalf of Equifax. The study found that marketers with high

- Secure more than $73 million in additional revenue

measurement maturity earn approximately $4 for every dollar

- About a 3 percent increase in revenue overall

they spend on marketing measurement.

- Generate nearly 3 percent more leads - Decrease their marketing spend by over $2 million

In Leader Of The Pack: How Holistic Marketing Measurement

- Increase their Net Promoter Score by more than 7 points

Drives Business Success, Forrester explored the state of

- Better match offline sales to their digital marketing efforts

marketing measurement in a survey of 300 marketing, data and analytics decision-makers at U.S. enterprises across more

"This new data shows the incredible impact of successful

than 10 industries that have active marketing performance

marketing measurement, creating significantly higher business


benefits that impact a company's bottom line. While most PAGE 168


Equifax Inc. companies still struggle with holistic measurement maturity, leaders pull ahead of the pack with their efficiency in managing data, better insights and less wasted spend, resulting in more targeted campaigns and better acquisition conversions. Their CMOs are focused on campaign improvement, they own their data, and they leverage it more effectively," said Mykolas Rambus, General Manager, Equifax DDM. "Our OptimaHub marketing attribution solution is precisely designed as an endto-end solution to bring marketers deeper intelligence around their campaigns and the value they bring to their business." Leaders use more measurement techniques. While all marketing leaders use unified measurement, they also more heavily use tools such as mix modeling and advanced digital attribution. Still, less than half of companies surveyed (43%) use unified measurement, or what Forrester calls the "most mature approach to measurement," leading to varied levels of accuracy for firms. Leaders' No. 1 goal is customer insights. Marketing measurement leaders do a better job focusing on optimizing and getting the most out of their campaigns. Leaders optimize the targeting of campaigns (65%), manage more contextual (54%) or personalized (48%) marketing and gain better customer insights (52%). Their peers focus on more tactical efforts such as customer targeting, forecasting and planning. Leaders are better at data integration. Successful data integration provides a better understanding of the customer journey and is key to campaign success for leaders, who integrate online and offline data at a far higher rate. Around 63% of leaders have integrated their digital and offline channels, while 87% have integrated their digital channels alone. Leaders leverage more data. A full 75% of leaders use both customer ID and regular data, vs. around 50% for their peers. Leaders use far more demographic data (58%) and leverage more types of data including CLV, digital media performance and direct response. These investments in marketing measurement drive across-the-board efficiency improvements as teams are more effective with proper insights.

PAGE 169

Marketing Measurement Marketing measurement is ripe for investment. Firms are clearly seeing the benefit of increasing the percentage of their budget allocated to measurement. By 2020, marketers expect measurement will make up 10% of their overall marketing budget, up from 5% two years ago—doubling over four years. Equifax highlighted findings of the study at the Forrester Consumer Marketing 2019 conference in April in New York. The Equifax DDM capability provides unique Equifax data insights about economic capacity as well as functional solutions for marketers such as identity resolution, direct and digital engagement, and attribution and performance analytics to help brands market with precision, manage risk and drive superior returns. OptimaHub™ is the Equifax marketing measurement capability that uses a sophisticated measurement solution paired with unique household economic insights from Equifax to provide marketers with robust and actionable intelligence not available elsewhere. Equifax DDM brings together data assets, analytics, technology, and integrated marketing capabilities to solve key challenges for marketing executives and helps more than 300 customers across the financial, insurance, telecommunications, travel and other industries. Visit the Equifax DDM website to learn more. ABOUT EQUIFAX INC. Equifax is a global data, analytics, and technology company and believes knowledge drives progress. The Company blends unique data, analytics, and technology with a passion for serving customers globally, to create insights that power decisions to move people forward. Headquartered in Atlanta, Ga., Equifax operates or has investments in 24 countries in North America, Central and South America, Europe and the Asia Pacific region. It is a member of Standard & Poor's (S&P) 500® Index, and its common stock is traded on the New York Stock Exchange (NYSE) under the symbol EFX. Equifax employs approximately 11,000 employees worldwide. For more information, visit www.Equifax.com

PAGE 170


PATEK PHILLIPPE - WATCH ART GRAND EXHIBITION SINGAPORE 2019 After 2012 in Dubai, 2013 in Munich, 2015 in London and 2017

These markets are not only significant when it comes to the

in New York, Singapore has now been chosen by Patek

numbers of collectors and enthusiasts based in the region,

Philippe as the venue for the fifth exhibition that offers in-

they also play a major role in building appreciation for the

depth insights into its universe and its creations.

work of fine mechanical watchmaking.

From Saturday, September 28 until Sunday, October 13,

This is why Thierry Stern, president of Patek Philippe, and his

2019, collectors, aficionados of watchmaking artistry and the

father, honorary president Philippe Stern, place so much

general public can immerse themselves in the world of Patek

emphasis on hosting this grand exhibition in Singapore and

Philippe as if they were personally visiting the historic salons

making sure it is an event of extraordinary proportions.

on Rue du Rhône in Geneva, the manufacture in Plan-les-

It will showcase the launch of limited special-edition watches

Ouates, or the Patek Philippe Museum. It is a unique

and an important collection of rare handcrafts timepieces that

opportunity to cast a backstage glance at the last

are inspired by the mix of cultural and artistic expressions of

independent family-owned Genevan watchmaking company.

Southeast Asia and Singapore.

Taking place during the Singapore Bicentennial year, the

The world of Patek Philippe recreated in ten themed rooms in

Grand Exhibition underlines the importance of Singapore

an exhibition of over 1800 square meters. “Watch Art Grand

and Southeast Asia for Patek Philippe.

Exhibition Singapore 2019” is open and free to the public. PAGE 172

It is being hosted at the Marina Bay Sands Theater in

Palace), the first Swiss wristwatch (1868), and some of the most

Singapore, and is the venue’s first event of this nature.

famous Patek Philippe “supercomplications”.

The 1800-square-meter exhibition is subdivided into ten themed rooms, each with its own distinctive ambiance.


Visitors can watch a movie portraying Patek Philippe’s history,

Cinema: The historic Patek Philippe film is screened here.

admire the manufacture’s complete current collection, and

Current Collection Room: This room is reserved for the

immerse themselves in a unique selection of complicated

presentation of the current collection. Its interior was inspired

watches as well as a stunning range of movements.

by the appointment of the Patek Philippe Salon in Geneva. Napoleon Room: The seductive effect of this room is that it

Live on site, watchmakers and artisans demonstrate their

spirits visitors away to the Patek Philippe Salon in Geneva,

skills, offering visitors insights into horological artistry and the

treating them to a fantastic motion-picture panoramic view of

finesse mastered by specialist artisans such as enamel

Lake Geneva. This is also where the limited special editions

painters whose guild has been associated with watchmaking

created for the South-East Asia market are displayed.

for centuries. After completing the tour, visitors have the

Museum Room: Like the Patek Philippe Museum in Geneva,

opportunity to relax in the Patek Philippe lounge café.

this room is subdivided into two departments, one for the

A specially themed Singapore 200th Anniversary room will

Antique Collection, the other for the Patek Philippe Collection.

present selected timepieces and milestones of Patek

Rare Handcrafts Room: Artisans demonstrate techniques,

Philippe’s history together with key milestones of Singapore’s

especially enameling, with which wristwatches and table

rich history since Sir Stamford Raffles’ arrival in there.

clocks are decorated. A selection of watches that would be unthinkable without ancestral skills underscores Patek

With its 2019 exhibition in Singapore, Patek Philippe wants to

Philippe’s commitment to rare handcrafts.

give the audience an opportunity to discover an important

Watchmakers Room: Master watchmakers from Patek Philippe

selection of exhibits from the Patek Philippe Museum, among

invite visitors to take a close look at the inner workings of

them some extremely rare ones. This is the first time that so

mechanical timepieces.

many timekeeping instruments of the distinguished museum

Grand Complications Room: A unique overview of the most

in Geneva will be exhibited in Singapore.

complicated and innovative Patek Philippe timepieces concentrated in one place. They contributed considerably to

The museum section is divided into two departments, as is the

the reputation of the manufacture.

case in Geneva. The “Antique Collection” provides a

Movements Room: This space is dedicated to the extensive

wonderful historic panorama of the history of watchmaking

range of Patek Philippe movements – from simple calibers to

with some of the very first portable timepieces from the mid-

highly elaborate ones developed for the world’s most

16th century, richly enameled pocket watches, musical

complicated watches.

automata, and technical timepieces crafted by Europe’s most

Interactive Room: This room allows visitors to experience a

gifted watchmakers. The “Patek Philippe Collection” offers a

hands-on, in-depth tour of the Patek Philippe manufacture and

selection of the manufacture’s most splendid creations from

gain insights into caliber engineering.

1839 to the present day. Notable among them are the royal

Singapore 200th Anniversary Room: This area showcases

watches (particularly a piece presented to Queen Victoria in

selected timepieces and events from Patek Philippe’s timeline

1851 during the Great Exhibition at the London Crystal

alongside key milestones in Singapore’s history.

PAGE 173



buildings that pepper the island. The Pilot Project is in

Kendell Lang and Lisa Jander have worked tirelessly

thes. Mayagüez district of Western Puerto Rico. These

through government bureaucracy, the language barrier

steel-reinforced concrete structures have withstood the

and the tendency for things to grind along at "island time"

ravages of hurricane season in the Caribbean, making

in Puerto Rico to get their startup to germinate and put

them the perfect facility to house an indoor farming

down roots. Now, with milestone after milestone under

operation. And with farming encouraged in Puerto Rico –

their belts, Kendell and Lisa are presenting investors with a

farming that is sheltered from even the most wrathful of

unique opportunity to contribute positively to the

storms – Fusion Farms aims to establish the island's food

environment and help Puerto Rico rebuild itself after the

sovereignty, vastly reduce its reliance on imports,

devastating landfall of Hurricane Maria in September 2017,

encourage local commerce and agriculture, and restore

all the while benefiting from fund capital gains reduction

fresh, healthy, locally grown produce to grocery stores.

and deferrals. "Importing is expensive and the final product lacks the It's called Fusion Farms, a hurricane-protected, indoor,

labeled nutrient value," says Lisa Jander. "All those food

controlled environment aquaponics farm model that

miles also contribute immensely to the condition of the

leverages the natural relationship between fish and

produce when it arrives. There are thousands of farmers

vegetation to grow a quality, fresh and reliable source of

and ancillary service providers that have taken a hit or

non-GMO, pesticide-free, all-natural proteins and greens.

even lost their jobs due to hurricane damage.

This is particularly needed in Puerto Rico because it is estimated that the island imports upwards of 95 percent of

Fusion Farms is here to contribute to Puerto Rico's food

its fresh produce, which, after weeks of travel, is not so

sovereignty, to give the people back their jobs and to

fresh and not very nutritious when it arrives.

encourage prosperity on the island."

The model can be applied anywhere, but Fusion Farms'

This is an impact investment with a socially conscious,

"secret sauce" is its location inside one of the many unused

renewable energy, sustainable agriculture focus and a

Puerto Rico Industrial Development Company (PRIDCO)

heart. PAGE 174

A unique investment opportunity

"We have upscale hotels, bars and restaurants on the

And now: the brains. The startup is offering investors a

island begging for fresh mint because Puerto Rico's iconic

smart investment opportunity with a bevy of attractive

drink is the mojito; you cannot make a mojito without

benefits, many of which stem from the startup being in a

mint," says Lisa. "What's currently available is expensive

Qualified Opportunity Zone and a Qualified Small

or wild-grown, limited in supply and isn't great quality,

Business Stock.

yet these establishments don't have much of a choice. If we can supply a dependable, fresh, local source of mint,

"We are a Qualified Opportunity Zone investment, as well

we could support a large part of the tourism market."

as a Qualified Small Business Stock, both of which have tremendous capital gains tax benefits for investors," says

Fusion Farms' outlook on fresh produce

Kendell Lang. "Additionally, investors can work directly

Fusion Farms' choice of agricultural products reflects the

with us without having to deal with a third-party

need for crops that are in high local demand, grow easily

administrator, which gives them the benefit of the capital

and prolifically, and are considered valuable, such as

gains reduction and deferrals without the overhead/

basil, butter lettuce, microgreens, cilantro, mint and

management fees that fund managers charge.

whole Tilapia fish. Year two would provide the

"In other words, investor dollars go further with us than

opportunity for Fusion Farms to reconfirm market

with non-self qualified investments."

demand for its existing agricultural products while exploring the feasibility of expanding this portfolio.

Another attractive aspect of Fusion Farms' equity

This could happen initially with the planting of fruit trees.

investment opportunity is that it is being presented

Year three could see the introduction of strawberries,

through an Online Public Offering. This eliminates the

green beans, Swiss chard, peppers and tomatoes.

middleman and the pressures and costs associated with

"Our diversification is attractive to investors who might

having an investment banker or broker sell and manage

otherwise worry about their investment if anything were

the opportunity for investors. Everything potential

to go wrong with, for example, the lettuce crop," explains

investors need to see is presented on Fusion Farms'

Kendell Lang. "Our plan offers diversity, stability and

Campaign Page and if they like it, they can go right ahead

market flexibility."

and invest. But this also means that investors have to take action so they don't miss out when the offering closes.

Tax-free exports

The demand for what Fusion Farms is setting out to do is

A specific strategy and interesting twist to Fusion Farms'

enormous and has been confirmed by several local food

ultimate business plan is Kendell and Lisa's intention to

distributors and hospitality businesses. Lisa Jander

apply for a Value Added Producer Grant for the purchase

provides an example of just one agricultural product

of equipment to extract essential oils from herbs, such as

that's in demand.

basil and mint, as an additional revenue stream.

PAGE 175

Puerto Rico Opportunity

oils are not only considered a highly valuable commoditybut, more important to investors, they also qualify Fusion Farms as an Act 20 company under the Export Services Act. Act 20 provides tax incentives for companies that establish and expand their export services businesses in Puerto Rico. Under Act 20, income from eligible services rendered for the benefit of non-resident individuals or foreign entities (Export Services Income, or EIS) is taxed at a reduced tax rate of four percent. Moreover, dividends or benefits distributed out of EIS are 100 percent exempt from Puerto Rico taxation. This means that all of Fusion Farms' revenues derived from export sales would be tax-free. "If there's uncertainty or price fluctuation in the local markets for basil or mint, we have a multi-tiered alternate plan model," says Kendell. "We can sell fresh farm-to-table leafy green vegetables, turn excess basil into pesto, excess mint into mint jelly and both into essential oils." The whole package With its keen environmental awareness, warm social conscience, sharp and comprehensive business plan and numerous investment benefits, it's clear that Fusion Farms presents the investment community with an opportunity with brains and heart, while Kendell and Lisa's fierce determination and ambition prove they have guts. Fusion Farms PR is CEA farming, which allows crops to grow faster all year round in a hurricane-protected, climate-controlled indoor facility, using less water and minimal labor, while eliminating crop failures. Fusion Farms, in the beautiful MayagĂźez district of Western Puerto Rico, is the ideal location to use an existing PRIDCO facility to grow mint, basil, cilantro, heirloom tomatoes and leafy green vegetables, which are in high local and organic demand. Website: www.fusionfarmspr.com

PAGE 176


Olivier Harnisch, CEO of Emaar Hospitality Group, said:

business of Emaar Properties PJSC, has announced

"Whether you're flying to Dubai or just passing through, take

exceptional value Dubai stopover packages at its Address

advantage of our stopover packages. Experience famous

Hotels + Resorts, and Vida Hotels and Resorts. The package

entertainment and leisure attractions with our 12, 24, 48 and

is also applicable at Rove Hotels, a joint venture of Emaar

72-hour stay Dubai stopover packages."

Properties and Meraas. Book the 48-hour stopover experience for a two-night stay in Visitors stopping for 12 hours in Dubai receive a package

Dubai. Breeze straight through the airport to the booked hotel

that includes two complimentary tickets to Dubai Aquarium

for two nights in a deluxe room including breakfast.

& Underwater Zoo and At The Top, Burj Khalifa, plus airport

Explore marine life with two tickets to Dubai Aquarium &

transfers from Dubai International Airport and preferential

Underwater Zoo. Connect with one's wild side with incredible

rates at the participating hotels.Â

sensory experiences and two tickets to the VR Theme Park. Step out onto the world's highest observation deck of the

One can also stay for 24 hours in Dubai at one of the deluxe

iconic landmark with two At The Top, Burj Khalifa tickets.

rooms to additionally indulge in complimentary breakfast and access thrilling destinations.

Valid until Dec 25, 2019. Book at: www.addresshotels.com PAGE 177


"With every bite, a 'rough luxury cuisine d'author' experience

restaurant marks the first Krug Ambassade in the Middle

unfolds into a symphony of flavors, leaving diners in pure

East and the fourth exclusive La Table Krug in the world.

levitation," says General Manager, Bernard de Villèle. "This is my second La Table Krug to open after the St. Regis Mexico

From the vineyards of Reims, France, with a heritage dating

City, and I can't wait for our guests and our members to

back to 1843, combined with a master chef that transcends

experience the region's most intimate fine dining experience."

fine dining into high art, the region's first and smallest fine dining restaurant is born, introducing La Table Krug by Y.

Rough-Luxury is Maison Krug universe with this art of playing with contrast. Every year, following the dream of Joseph Krug,

Open now for reservations, The Ritz-Carlton, Bahrain,

founder of the House, whom believed in outstanding creations

proudly welcomes its 12th restaurant concept to open at the

as a source of pleasure, Maison Krug offers the very best,

luxury beachfront resort, and this time for an exclusive 16-

regardless of climate variations. Joining the official Krug

person experience by award-winning Executive Chef Yann

Ambassade program, represented in 27 countries all over the

Bernard Lejard (@YBLinc). With the feeling of dining in a 19th

world, La Table Krug by Y at The Ritz-Carlton, Bahrain will

century estate house in the country side of France, La Table

mark the 151st Ambassade, the first-ever in the Middle East

Krug by Y will take the most discerning of palates on an

and the fourth La Table Krug restaurant concept within the

epicurean 8-course journey of the senses.

community after Vienna, Mexico City, and Berlin. PAGE 178

A play on words of 'experiment' and 'experience,' the

Nightly dinner service will begin from 7:00 pm to 11:00 pm

EXPeRiMENCe 0.1 menu by Executive Chef Yann Bernard

every Tuesday – Saturday.

Lejard unveils a sensual 8-course journey with every bite

The 8-course EXPeRiMENCe menu starts at BHD 90 with soft

awakening both the palate and mind. With each dish artfully

beverages and BHD 120 with special beverage pairings.

plated in a Picasso-like form, the menu highlights the most elegant cuisine including signatures like the: Hamour lemon

For additional information, or to reserve email

ginger, light foie gras and Oscietra caviar; Local Bahraini


vegetables with confit lobster and mango emulsion; and the Elbow Pasta cooked in a risotto style with unctuous

About The Ritz-Carlton Hotel Company L.L.C

coriander, truffle and quail. Desserts will also surprise like

The Ritz-Carlton Hotel Company, L.L.C., of Chevy Chase, MD.,

the Blueberry Parfait in chocolate crust with coconut coulis.

part of Marriott International, Inc., currently operates more than 100 hotels and over 45 residential properties in 30

"The menu EXPeRiMENCe will be like a never-ending story

countries and territories. For more information or

with each menu numbered in order to create a unique

reservations, visit the company web site at

dining experience for each guest that is never the same.


The dishes will change daily based on my inspiration and feelings, and I will ensure a menu that is always daring,


playful, unexpected, and most importantly, without limits,"

The House of Krug was founded in Reims in 1843, by Joseph

says Executive Chef Yann Bernard Lejard.

Krug, a visionary non-conformist with an uncompromising philosophy. Having understood that the true essence of this

The table setting will be equally unique. Inspired by the

region creations is pleasure itself, his dream was to offer the

nouveau high fashion concept of 'rough luxury,' guests will

very best every single year, regardless of climate annual

dine using only the finest of settings with silver tableware by

variations. Paying close attention to the vineyard's character,

Christofle, plates by Bernardaud Ecume, crystal glasses by

respecting the individuality of each plot allowed Joseph Krug

Reidel and even the chef's touch of hand-made local pottery

to fulfill his dream. With a very original approach, he decided

by Bahrain's own Nada pottery. Ambient music will also

to go beyond the notion of vintage to create the fullest

elevate the experience with house sounds curated from the

expression of this region every year. Thus, he founded a House

Krug Music Experience series culminating in a 360 journey of

in which all creations are of the same level of distinction, each

the senses.

illustrating a particular expression of nature. Six generations of the Krug family have perpetuated this

La Table Krug by Y is led by Executive Chef Yann Bernard

dream, enriching the founder's vision and savoir-faire."

Lejard and Directeur de Restaurant and master mixologist Riccardo Fabian Ciancilla.

Website: www.krug.com

PAGE 179

MEET IN LUXURY LE BLANC SPA RESORT CANCUN, MEXICO Palace Resorts – the company that sets the standard in five-

Frossard Design (FFD), Le Blanc Spa Resort Cancun, is a

star, all-inclusive resort accommodations – is pleased to

modern-day designer dream. With an impressive lobby, the

announce the completion of a multimillion-dollar

resort offers an elegant, yet modern chic feel, that rivals some

renovation of Le Blanc Spa Resort Cancun, the brand's

of the most coveted hotels around the globe. The lobby was

flagship property and one of Cancun's top all-inclusive

designed as a nod to the era of grand hotel lobbies as urban

resorts as designated by TripAdvisor for multiple years.

meeting places.

The adults-only, AAA Five Diamond Awarded resort, recently

Sophisticated Rooms & Suites: The interiors of the 260 rooms

reopened after extensive enhancements to its interiors and

and suites were completely redesigned with a neutral color

exteriors, including a completely redesigned lobby,

palette featuring cool shades of white and plush furnishing.

upgrades to its meeting space, well-appointed new designer

Most suites feature ocean views of the picturesque turquoise

guest suites, redefined restaurants with exciting new

waters of Cancun, while others feature views of the incredible

gourmet dining menu options and newly decorated

Nichupte lagoon. Each suite comes equipped with private

common spaces including bars and lounges.

French-style balconies, comfortable living spaces, a king or two standard double beds featuring brand new, memory foam

Exteriors designed by master architect, Roberto Elias and

mattresses, double whirlpool tubs and oversized bathrooms

interiorly brought to life by Francois Frossard of Francois

with luxurious amenities and rain showers.. PAGE 180

Known for its incredible personalized service and attention

innovative dining concepts. From delectable cuts of meat

to even the most minute detail, Le Blanc Spa Resort Cancun

featuring Certified Angus Beef (™) to sweet works of culinary art

offers each guest personal butler service, nightly

by world-renowned pastry chef, Antonio Bachour, Le Blanc Spa

aromatherapy menu, a selection of lavish pillows from the

Resort offers an array of diverse cuisine like no other.

vast pillow menu and the most luxurious in-room amenities such as handcrafted soaps. USB charging ports and

Meet in Luxury: Le Blanc Spa Resort Cancun offers more than

upgraded touch lighting control. In addition, each suite

8,115 sq. ft. of space for corporate and social events. The terrace

features CHI blow dryers & flatirons and BVLGARI personal

features a cocktail patio with majestic sunset views with more

products, including an array of luxury bath salts in every

than 2,254sq. ft. Upgrades to these facilities include modern

room. Suites are also stocked with mini-bars featuring top-

décor, new carpeting, upgraded modern doors and flooring as

shelf spirits, snacks, high definition flat SMART TV's,

well as environmentally friendly, intelligent controls for lighting,

featuring Apple TV and gourmet Lavazza coffee makers.

air conditioning and sound.  

Guest will rest on goose down pillows and luxury bedding with 100% cotton sheets, complimentary Wi-Fi.

An Award-Winning Spa & Wellness Center: This all-inclusive wellness retreat resort is home to "BLANCSPA" an award-

A Taste of Luxury: One of the most outstanding qualities of

winning spa that features a hydrotherapy area, hot/cold plunge

the brand is its remarkable gastronomic offerings.

pools, sauna, herbal steam room, sauna therapy,

Le Blanc Spa Resort offers culinary options even for the most

chromotherapy, relaxation lounge, and 19 treatment suits.

discerning traveler. All of the restaurants have been revamped with new décor, upgraded menus, and new

For more info: www.leblancsparesorts.com PAGE 181

MEET AT THE FIRST AND LONG-AWAITED LIFESTYLE HOTEL IN FUKUOKA JAPAN The Lively Hakata is set to open in July 2019. The 224-

main lobby is the bar lounge/front desk, which is designed to

room hotel thoughtfully fuses a smart-casual design with

encourage guest interaction from the very beginning of their

the high-tech. Advanced bookings starting from now.

stay. Particularly remarkable is that the ceiling separating the first and second floor has been partially removed creating one

Up-and-coming Japanese real-estate developer Global

grand open space. Guests can spoil themselves with a meal at

Agents Co. Ltd has just announced the much-anticipated

the 100-seat in-house restaurant The Lively Kitchen.

opening of The Lively Hakata hotel in early July 2019, replacing the highly reputed Imperial Palace City Hotel in

The hotel offers 224 rooms with four different room types that

Fukuoka. The Lively Hakata hotel will offer guests a brand

will provide both leisure and business traveler with a hip, high-

new experience with a unique toss-up of urban street-art

tech experience and an unforgettable stay. Each unit has been

aesthetics and a high-tech smart-hotel experience.

thoughtfully designed with a blend of smart-casual taste to

A total of 224 rooms will be available, along with two

offer the most comfortable stay for solo travelers, couples and

banquet halls set up to cater for the event.

family members. Furthermore, it incorporates elements

Advanced reservations for the public are now open.

reminiscent of Fukuoka's most iconic symbol - the open-air food carts (called "Yatai"). Walls in the rooms are reminiscent

The LOBBY BAR acts as a giant open space that spreads

of the rooftops of these carts and the curtains represent a

throughout the entire hotel. At the center of the spacious

blueprint traditionally drafted when designing them. PAGE 182

Meetings in Fukuoka Fukuoka City has held the record for the highest growth in MICE tourism of any city in Japan for the last eight years. For this reason, Global Agents has put a lot of effort into designing the two brand new banquet halls in order to meet the various demands for both domestic and international conferences and banquets. Both 150 square meters, the "Cerulean" hall will perfectly accommodate any kind of casual event such as a wedding party, while the "Indigo" hall will be more suitable for corporate seminars and banquets. Rental available from ¥22,000/hour, with fullcourse meals and unlimited drinks provided for an additional ¥4,500/person. Tourism in Fukuoka Prefecture has seen a dramatic increase over the past few years with a record 18 million visitors recorded in 2017 and a 15 percent increase in foreign visitors over the last five years. The pending expansion of Fukuoka Airport also suggests that demand for new accommodation options in the area has never been higher. The Lively Hakata hotel is Global Agents' first location for this brand new series of lifestyle hotels. The company already has plans to open three more premium locations this year - in Osaka, Kawasaki and Tokyo. Global Agents has enjoyed great success in the Tokyo rental market with Social Apartment, their brand of co-living spaces, and the company already has plans to open six new hotels throughout Japan this year, as well as their first international hotel in Taipei (Taiwan), currently scheduled to open Fall 2019. Website: www.the-lively.com

PAGE 183



PAGE 184

CSRleader.com and World Biz Magazine present 2019 CSR Leader 100. With the world facing complex challenges, careful solutions are required, however the simplicity of commitment from corporate stakeholders to make a difference is of critical importance. There is almost complete consensus from the global business community for the urgent need for action on climate change, gender parity, access to education and opportunities for underserved communities, elimination of hunger, disease treatment and prevention, natural disaster and conflict relief, and the general provision of inspiration and hope to the world. Engagement on CSR is at an all time high; the positive momentum built up by the earnest commitment of millions of companies worldwide is beginning to achieve transformational results in the empowerment and life improvement of their employees, suppliers and the communities within which they operate, while affecting the world for the better. We created the CSR Leader 100 to applaud the efforts by the global business community that comprise our audiences and to celebrate the many monumental results they have achieved. The CSR Leader 100 shines the spotlight on the organizations that are listening to their customers, employees, advisors and partners. We celebrate the companies that have woven Sustainability, Positive Impact and Responsible Corporate Citizenship into their operational strategy. Above all, the CSR Leader 100 celebrates results - we are grateful to all companies that are making a difference to people in their communities and shaping a better future for the globe. The CSR Leader 100 showcases the companies that have made the greatest difference and impact. The companies we have highlighted in our CSR Leader 100 are the flag bearers this year. these companies and the specific project examples that we covered made the top list because they are leading the way.

METHODOLOGY: Companies we have covered and Submissions: We began with 1,000 identified companies and specific CSR initiatives whose actions we have covered in the last 12 months. We also included the companies whose nominations and press submissions have reached our editorial team but were not published on our channels yet. Impact: We allocated Impact Points to each company based on the the measured results of each company's total CSR actions over the preceding 12 months. The questions our researchers asked themselves were: Did the actions achieve the desired results? How significant are the short, medium and long term impacts of the actions on the specific target group or geography and the wider world? Impact Points were allocated on a scale of 1 to 5. Commitment: We also allocated Commitment Points to each company based on the level of human capital and financial investment in addition to ongoing business involvement in the CSR action. Commitment Points were allocated on a scale of 1 to 5. These points were awarded relative to the size of each organisation so our teams considered that while every CSR action is to be lauded and encouraged, we wanted to recognise those companies of all sizes that have gone above and beyond their comfort zone to make a difference. Variety: While the CSR Leader 100 is based on points, we did want to ensure that there was a diversity of industries, geographies and types of CSR initiatives included on the list.  We reserved 15 places on the list to ensure variety and those companies and those companies had to have scored at least 70% on the Impact and Commitment points. For more information please email: team@worldbizmag.com PAGE 185


2019 TOP 100Â CSR PROGRAMS www.csrleader.com www.worldbizmag.com

PAGE 186


Novo Nordisk RENEWABLE ELECTRICITY TO COMPLETELY POWER USA OPERATIONS BY EARLY 2020 New $70 million investment in 105-megawatt solar panel installation in North Carolina underscores 'Circular for Zero' commitment to environment. Beginning in early 2020, Novo Nordisk's global production will be completely powered by renewable electricity, with a ten-year goal of achieving zero carbon emissions from operations and transportation. The announcement follows a $70 million investment in a 105megawatt dc solar energy installation to be built in Pender County, North Carolina. When completed, ground-mounted solar arrays will harvest sunlight and provide renewable electricity to all existing Novo Nordisk US offices, laboratories and manufacturing facilities as well as to support the new manufacturing facility under construction in Clayton, N.C. Developed and constructed by Cypress Creek Renewables, the solar panel installation will be one of North Carolina's largest solar sites. Construction of the solar site began in March 2019, and is creating approx. 900 construction-related jobs this year. Last year, Novo Nordisk US production sites in Clayton and New Hampshire emitted 13,460 tons of CO2 from electricity use. With the new solar project, the company's net CO2 emissions from electricity will go down to zero. The solar site is an example showing how, over the next decade, Novo Nordisk is taking steps to clean the air, minimize consumption and turn waste into resources, designing and producing medicines, packaging and devices so they can be recovered and re-used, and collaborating with suppliers to embed circularity in its supply chain. The goal is part of the company's new 'Circular for Zero' strategy, aiming for zero environmental impact globally. "Reducing our environmental impact is part of our corporate responsibility to the patients we serve, the communities in which we operate and future generations," says Chad Henry

corporate vice president and general manager of the Diabetes Finished Products site in Clayton, N.C. "For us, the call to act is clear, and we are making a significant financial investment in new renewable energy production in North Carolina to supply Novo Nordisk offices, manufacturing facilities and laboratories across the United States." In 2015, Novo Nordisk made a commitment with The Climate Group and The Carbon Disclosure Project (CDP) by joining RE100, a collaborative, global initiative of businesses committed to using 100% renewable power. Once the solar site is completed in early 2020, Novo Nordisk expects to be the first pharmaceutical company in the RE100 to achieve this goal. The North Carolina facility will be joining the ranks of other Novo Nordisk sites from around the world that already benefit from renewable energy. Novo Nordisk's production in Tianjin in China uses 100% wind power. In Monte Claros in Brazil the company uses 100% hydropower and in Europe all production sites use 100% wind power. In Denmark, all facilities, production sites and offices, run on 100% renewable power. About Novo Nordisk's Circular for Zero strategy: In addition to the zero emissions target, the Circular for Zero strategy commits the company to a significant shift towards circular thinking within three focus areas: Circular company, Circular supply and Circular products. Novo Nordisk, a global healthcare company, has been committed to discovering and developing innovative medicines to help people living with diabetes lead longer, healthier lives for 95 years. We remain steadfast in our conviction that the formula for success is to stay focused, think long term and do business in a financially, socially and environmentally responsible way. With U.S. headquarters in New Jersey and production and research facilities in five states, Novo Nordisk employs nearly 6,000 people throughout the country. For more information, visit www.novonordisk.us PAGE 187


Sheetz Inc. SHEETZ FOR THE KIDZ DONATES $601,000 TO HELP FEED CHILDREN STRUGGLING WITH HUNGER Donation to help provide 6 million meals. Sheetz For the Kidz,TM an employee-driven charity helping children in need, is proud to announce a donation of $601,000 to local Feeding America® member food banks to provide hunger relief to children struggling with hunger throughout the states in which Sheetz operates: Pennsylvania, North Carolina, Virginia, West Virginia, Ohio and Maryland.   In America, one in six children may not know where they will get their next meal. Millions of children throughout the country receive free or reduced-price lunches and breakfasts during the school year. During the summer months, most children lose access to these meals. Funds from Sheetz For the Kidz will be distributed to Feeding America member food banks within the Sheetz footprint, where they can make a difference for some of these children. The $601,000 donation will help provide 6 million meals for children and is part of a new annual commitment to Feeding America.    "Sheetz and Sheetz For the Kidz have always been passionate about helping youth that live in the communities we serve," said Sheetz For the Kidz Executive Director Sarah Piper. "For more than 27 years, our employees have helped underprivileged children have a brighter holiday season through Sheetz For the Kidz. This new program takes the community support of our stores to the next level as we are very excited to start our partnership with Feeding America. Thanks to the fundraising efforts led by our employees and the generous support of our customers and business partners, we have the ability to broaden our connection with the communities we serve." As a regional convenience store, Sheetz is committed to helping to fight childhood hunger in the communities it resides in. Through its program "Made-to-Share," Sheetz is rescuing food from their 588 stores and donating it to Feeding America member food banks located in their six-state footprint.

"The number of children who struggle with hunger concerns our company greatly and we cannot sit back while children in our communities have difficulty obtaining their next meal," said Sheetz President/COO Travis Sheetz. "Without adequate food and nutrition, children are unable to reach their full potential. We are deeply committed to helping children facing hunger and are proud that this donation from our corporate charity will go directly toward helping them fight, and win, this battle." "Proper nutrition is critical to a child's health, growth and development. Yet, one in six children face hunger in America," said Nancy Curby, senior vice president, corporate partnerships at Feeding America. "Feeding America is thankful to Sheetz for the Kidz for its generous support and commitment to helping children who need it most during the summer months." Feeding America is the nation's leading domestic hunger-relief organization. $1 helps provide at least 10 meals secured by Feeding America on behalf of local member food banks.To learn more about Feeding America visit www.feedingamerica.org. About Sheetz, Inc.: Established in 1952 in Altoona, Pennsylvania, Sheetz, Inc. is one of America's fastest-growing family-owned and operated convenience store chains with more than 19,000 employees. The company operates over 585 store locations throughout Pennsylvania, West Virginia, Virginia, Maryland, Ohio and North Carolina. Sheetz provides an awardwinning menu of M•T•O® sandwiches and salads, which are ordered through unique touch-screen order point terminals. All Sheetz convenience stores are open 24 hours a day, 365 days a year. Recognized by Fortune as one of the 100 Best Companies to Work For, Sheetz is committed to offering employees sustainable careers built on an inspiring culture and community engagement. Sheetz For the Kidz is a non-profit organization, designated as a 501(c) (3) charity, independent of the Sheetz Corporation. The organization was created in 1992 by local store employees wanting to help local children. The mission of the charity is to provide support, hope, joy and happiness to children. For more information, visit www.sheetz.com PAGE 188


Air Canada PARTNERSHIP BETWEEN CANADA'S LEADING AIRLINE AND 4OCEAN TO REDUCE SINGLE-USE PLASTICS 4ocean, the global ocean cleanup company partnered with Air Canada to reduce and eventually eliminate single-use plastics on the airline's aircrafts and in its lounges. As 4ocean's exclusive Canadian airline partner, Air Canada's partnership marks a key milestone in its plastic reduction and elimination strategy, which will start with eliminating all plastic stir sticks on aircraft and in lounges in the summer of 2019. Through this partnership, Air Canada is also creating the opportunity for its employees to participate in 4ocean's coastal North America clean-ups in 2019. "We are ecstatic to partner with Air Canada in an initiative to eliminate single-use plastic," said Tony Chvala, Chief Operating Officer at 4ocean. "We believe Air Canada's sustainability program is a giant leap forward in this initiative. 4ocean is looking forward to removing thousands of pounds of plastic and waste with Air Canada." "A key target of Air Canada's corporate waste strategy is our Single-Use Plastics Reduction program. Our partnership with 4ocean as the exclusive Canadian airline is a great fit with this journey and we are especially delighted with the opportunity to engage our employees in our communities," said Teresa Ehman, Senior Director of Environmental Affairs at Air Canada. "There are many Air Canada employees who care deeply about sustainability and the environment who are keen to make a difference in actively help reduce ocean plastic pollution." To date, 4ocean has removed more than 4 million pounds of trash from the ocean and coastlines in 27 countries and partnered with over 15 charities. The company currently employs more than 300 people in the U.S., Indonesia and Haiti. Drawing from their years of experience, 4ocean will also work with the Air Canada team to develop educational resources on ocean conservation for employees to draw from and further enhance the company as an environmental steward.

Air Canada's ongoing plastic reduction efforts include researching and rethinking important decisions made at various stages of the supply chain. In 2018, a review and assessment of all plastics used onboard was conducted, and the company identified options to eliminate, replace, reduce or recycle its single-use plastics. The plastic stir sticks will be the first singleuse plastic to be eliminated. The company is supporting this work in partnership with University of Toronto graduate students in their final year of their Master of Science in the Sustainability Management program. The students are working with Air Canada to identify alternatives to plastic use onboard. 4ocean is a global company that actively removes trash from the ocean and coastlines, helps create sustainable economies around the world and inspires individuals to work together for a cleaner ocean. Global cleanup operations are funded entirely through the sale of their bracelets and sustainability products, where every item purchased funds the removal of one pound of trash from the ocean. By creating jobs, utilizing the latest technology and raising awareness about the impact of plastic and trash in the ocean, the company is building the first economy for ocean plastic and creating a cleaner, more sustainable future for the ocean. Website: www.4ocean.com Air Canada is Canada's largest domestic and international airline serving nearly 220 airports on six continents. Canada's flag carrier is among the 20 largest airlines in the world and in 2018 served nearly 51 million customers. Air Canada provides scheduled passenger service directly to 63 airports in Canada, 56 in the United States and 100 in Europe, the Middle East, Africa, Asia, Australia, the Caribbean, Mexico, Central America and South America. Air Canada is a founding member of Star Alliance, the world's most comprehensive air transportation network serving 1,317 airports in 193 countries. Air Canada is the only international network carrier in North America to receive a Four-Star ranking according to Skytrax, which also named Air Canada the 2018 Best Airline in North America. For more information, please visit: www.aircanada.com PAGE 189


Planet Fitness 'TEEN SUMMER CHALLENGE' PROGRAM TO OPEN ITS DOORS TO TEENS FOR FREE ALL SUMMER LONG Planet Fitness, Inc., one of the largest and fastest-growing franchisors and operators of fitness centers in the U.S. and home of the Judgement Free Zone®, invited high school teenagers ages 15 – 18 to work out for free. Program offered at any of its more than 1,700 Planet Fitness locations throughout the USA until September as part of the nationwide Teen Summer Challenge initiative. Free fitness classes specifically for teenagers were also made available Monday through Friday via certified fitness trainers. Additionally, all teens who signed up beginning May 15 were automatically entered into Planet Fitness' Scholarship Sweepstakes. By the end of summer, 51 lucky teens across the USA, will be randomly selected to receive a $500 scholarship, and one teen will receive a $5,000 grand prize. Teens will also have the chance to win exciting prizes on Planet Fitness' Twitter and Instagram channels throughout the summer, such as club swag, movie tickets and wireless headphones. The nationwide launch of the Teen Summer Challenge builds on a successful local program first launched last summer in New Hampshire, Planet Fitness' home state. "Teens today are under ever-increasing pressure to succeed academically and socially, battle a growing list of responsibilities both inside and outside of the classroom and become well-rounded members of their community," said Chris Rondeau, Chief Executive Officer at Planet Fitness. "At Planet Fitness, a healthy and active lifestyle should never be a challenge – which is why we're flipping that notion on its head with the launch of the nationwide Teen Summer Challenge. We want to give teens across the United States the chance to stay active when school is out – a time when they may not otherwise have access to organized fitness or athletic programs, which is why we're offering a safe space to exercise for free and spend time with their friends all summer long."

To uncover how teens ages 15 – 18 view health and fitness today, Planet Fitness commissioned a national study that sheds light on how teens and parents feel about health and wellness. Key findings include: Wellness is On the Brain. Today's teens are more health-conscious than ever before, seeing exercise as not only a way to be in shape, but believing that – among those who work out already – it positively impacts their mental health (72 percent) and focus on schoolwork (47 percent). Sadly, nearly half of all teens (42 percent) lack a positive body image, noting they're self-conscious and have trouble finding the confidence to try something physically challenging. In addition, with two-in-five (42 percent) of today's teens also battling anxiety and body image issues, many teenagers are recognizing that exercise may be the answer. Those who work out note they feel more confident (47 percent) and happier (43 percent) in addition to feeling less stressed (37 percent) and anxious (24 percent). In addition to opening its doors to all teens ages 15 – 18 all summer long, Planet Fitness also offers extremely low prices and a variety of benefits, including a hassle-free environment, brand name cardio and strength equipment, fully equipped locker rooms, flat screen televisions and much more About Planet Fitness: Founded in 1992 in Dover, NH, Planet Fitness is one of the largest and fastest-growing franchisors and operators of fitness centers in the United States by number of members and locations. As of December 31, 2018, Planet Fitness had more than 12.5 million members and 1,742 stores in 50 states, the District of Columbia, Puerto Rico, Canada, the Dominican Republic, Panama and Mexico. The Company's mission is to enhance people's lives by providing a high-quality fitness experience in a welcoming, non-intimidating environment, which we call the Judgement Free Zone®. More than 95% of Planet Fitness stores are owned and operated by independent business men and women. Website: www.PlanetFitness.com PAGE 190


Kroger Co. AMERICA'S LARGEST GROCERY RETAILER CELEBRATES ZERO HUNGER ZERO WASTE ACHIEVEMENTS The Kroger Co. released its latest milestones and results for Zero Hunger | Zero Waste, the company's bold vision to end hunger in the communities it serves and eliminate waste across the company by 2025. "Zero Hunger | Zero Waste is shaping the national discussion around how to end hunger and eliminate waste across America," said Jessica Adelman, Kroger's group vice president of corporate affairs. "At Kroger, we are intently focused on using our scale for good and we encourage our customers, associates and other businesses to join us." Kroger announced Zero Hunger | Zero Waste in September 2017. Since then, the retailer has worked relentlessly to drive change and conversations inside and outside the company. Last year, Kroger was named sixth on Fortune magazine's Change the World 2018 list, joining 50 big companies around the world that are also using their resources to solve society's most complex issues. Through leadership, engagement and commitment, Kroger continues to make progress in its journey to achieve Zero Hunger | Zero Waste. Notable 2018 milestones include: - Kroger donated $328 million to local communities in 2018, including more than $192 million in food and funds to end hunger. - Kroger provided a total of 316 million meals to communities across the country. - Kroger rescued 100 million pounds of safe nutritious food that could no longer be sold in its retail stores, or shipped from its distribution centers and manufacturing plants, for Feeding America® food banks. - Kroger increased meal donations through its Zero Hunger | Zero Waste Food Rescue program by 10%. - Kroger partnered with Oprah Winfrey to donate one million meals to Feeding America. - Together with Winfrey's food line O, That's Good!, Kroger pledged an additional one million meals to Feeding America.

- Kroger accomplished 76% waste diversion, redirecting 2 million tons from landfills across its 35-state footprint. - Kroger increased year-over-year food waste diversion by 37%. - Kroger achieved Zero Waste operations in 34 of its 36 manufacturing plants. - Kroger increased total recycling by 19%. - Kroger committed to eliminating single-use plastic grocery bags from its family of stores by 2025. As of April 1, Kroger's QFC division in the Pacific Northwest no longer offers customers single-use plastic bags. - Kroger launched the Zero Hunger | Zero Waste Innovation Fund, a program of The Kroger Co. Zero Hunger | Zero Waste Foundation, awarding $1 million in grants to innovators developing solutions to prevent food waste. "It takes everyone working together to achieve a world with Zero Hunger | Zero Waste, and we are continuously inspired by our associates who are leading the way," added Adelman. "Today, we are excited to not only share our outstanding progress against our Zero Hunger | Zero Waste goals, but to also recognize our Kroger 'Zero Heroes' for uplifting our communities through their volunteerism." At The Kroger Co. we are dedicated to our Purpose: to Feed the Human Spirit™. We are nearly half a million associates who serve nine million customers daily through a seamless digital shopping experience and 2,800 retail food stores under a variety of banner names, serving America through food inspiration and uplift, and creating #ZeroHungerZeroWaste by 2025. Every day we open our doors and welcome millions of hungry people. But they’re not just hungry for food. They’re hungry for something that can make their lives healthier, easier, brighter and a bit lighter. They’re hungry to feel good, do well, to go from anxiety to inspiration. So whether we manufacture, market, stock, check, deliver, or manage, we all try to make their experience as uplifting as possible. Website: www.thekrogerco.com PAGE 191


General Mills COMPANY TO MATCH 100 PERCENT OF ITS ANNUAL U.S. ELECTRICITY USE WITH NEW WIND POWER AGREEMENT General Mills has taken one of the biggest steps thus far toward its climate goal by signing a virtual 15-year power purchase agreement with Roaring Fork Wind, LLC, a joint venture partnership between RES (Renewable Energy Systems) and Steelhead Americas, for 200 megawatts (MW) of its Maverick Creek wind project. The wind project, located in central Texas, will produce renewable energy credits for General Mills that, together with the company's previous wind power agreement, are calculated to equal 100 percent of the electricity used annually at the company's owned domestic facilities. During the peak of construction, the project is anticipated to create approximately 175 jobs in the clean energy workforce. "General Mills began its milling operations more than 150 years ago with water power from the banks of the Mississippi River," said John Church, chief supply chain officer and global business solutions officer at General Mills. "By learning from history, and tying back to our clean power roots, the equivalent of our domestic facilities' annual electricity needs will be covered by clean wind power, helping to reach our climate commitment of decreasing our carbon footprint by 28 percent by 2025." Maverick Creek is just 10 miles from Cactus Flats, the wind project in General Mills' first wind energy purchase agreement. The project is located in a particularly favorable wind area in central Texas, which is the leading state in the U.S. for wind energy production with over 24,899 MW of installed capacity in that state alone. General Mills' commitment to purchase green power from Roaring Fork will help to finance the construction of the Maverick Creek wind project being developed in Concho County, Texas by RES and Steelhead Americas. The project's renewable energy credits can be applied toward General Mills' greenhouse gas emission reduction goals, and will enable the company to reduce its Scope 2 emissions as part of its target of sustainable emission levels across its global value chain by 2050. Through 2018, General Mills has reduced the greenhouse gas emissions of its value chain by 13 percent compared to 2010.

The U.S. wind industry employs 102,500 workers across 50 states. That figure continues to rise annually, with the number of people employed by wind expected to top 248,000 by 2020. According to Navigant Consulting, the wind industry is expected to deliver over $85 billion in economic activity during the same period. General Mills: General Mills is a leading global food company that serves the world by making food people love. Its brands include Cheerios, Annie's, Yoplait, Nature Valley, Häagen-Dazs, Betty Crocker, Pillsbury, Old El Paso, Wanchai Ferry, Yoki, Blue and more. Headquartered in Minneapolis, Minnesota, USA, General Mills generated fiscal 2018 proforma net sales of U.S. $17.0 billion, including $1.3 billion from Blue Buffalo. In addition, General Mills' share of non-consolidated joint venture net sales totaled U.S. $1.1 billion. General Mills is listed on the 2018 Dow Jones Sustainability Index, and the 2018 CDP Climate A- List and Newsweek Green Rankings (#34). RES: RES is the world's largest independent renewable energy company active in onshore and offshore wind, solar, energy storage, and transmission and distribution. At the forefront of the industry for over 35 years, RES has delivered more than 16 GW of renewable energy projects across the globe and supports an operational asset portfolio exceeding 5 GW worldwide for a large client base.â&#x20AC;Ż Understanding the unique needs of corporate clients, RES has secured 1GW of power purchase agreements (PPAs), enabling access to energy at the lowest cost. RES employs more than 2,000 people and is active in 10 countries. Steelhead Americas: Steelhead Americas, headquartered in Portland, Oregon, is a wholly owned development subsidiary of Vestas. Through a development and co-development pipeline of over 3,000 MW of wind energy projects, Steelhead Americas aims to enable future growth in the North American wind energy market. Vestas is the world's largest wind turbine manufacturer and leading provider of wind energy solutions, with over 101 GW of wind turbines installed in 80 countries. PAGE 192


Jaguar Land Rover INSPIRING TOMORROW'S ENGINEERS AND PREPARING THEM FOR THE SELF-DRIVING FUTURE Jaguar Land Rover is looking to inspire the next generation of software coders and talents with its Land Rover 4×4 In Schools programme. Land Rover 4×4 in Schools programme gives tomorrow’s engineers the chance to learn to code selfdriving vehicles of the future today. Launched in 2006 in UK the Land Rover 4×4 in Schools Technology Challenge was taken globally in 2015 and is now active in 20 countries. Since its inception, more than 15,000 young people have joined the programme. The challenge has inspired many students in pursuing STEM careers in the automotive industry including former participants who have later on joined Jaguar Land Rover. Jaguar Land Rover’s Land Rover 4×4 in Schools programme helped the company reach more than four million young people since 2000. In the 2019’s Land Rover 4×4 In Schools Technology Challenge world finals some 110 students from 14 countries have qualified. This year’s world finals were held at the University of Warwick where the NewGen Motors team from Greece won the trophy following two intensive days of competition. According to Arm an estimated one billion lines of computer code is needed for self-driving cars, as compared to just the 145,000 lines required by NASA to land Apollo 11 on the moon in 1969 (LOC for Apollo Guidance Computer (AGC)). Land Rover 4×4 In Schools programme is aimed at inspiring the next generation of software engineers in order to meet the growing need for more coders to deliver these future autonomous and connected vehicles. During this year’s Land Rover 4×4 In Schools Technology Challenge world finals talented teenagers have written 200 lines of code in just 30 minutes, to successfully navigate a scale model Range Rover Evoque around a 5.7-meter circuit. According to David Lakin, who is head of education from the IET, UK alone will require more than 1 million software engineers to fill the growing demand for skills like coding, software engineering or electronics. 

Here is what he said: “We’re in the midst of a digital skills shortage – the UK alone requires more than 1 million software engineers to fill the growing demand for roles requiring a knowledge of coding, software engineering or electronics. Digital skills are vital to the economy, which is why the IET is proud to support initiatives like the Land Rover 4×4 In Schools Technology Challenge to ensure we inspire, inform and develop future engineers and encourage diversity across STEM subjects from a young age. If we are to safeguard jobs for the next generation, we must equip the workforce of the future with the skills they will need to engineer a better world.” According to Evans Data Corporation there were 23 million software developers worldwide as of 2018 and this number is expected to to grow to 27.7 million by 2023. Furthermore, research from the World Economic Forum predicts some 65% of today’s students will end up working in jobs that don’t currently exist. That’s why, Jaguar Land Rover is planning this year to launch a new Digital Skills Apprenticeship programme aimed at attracting the best computer engineers to help code its nextgeneration electric, connected and autonomous vehicles and support the factories of the future. According to Nick Rogers, Executive Director, Product Engineering at Jaguar Land Rover, the rapidly changing automotive industry sees the computer engineering and software skills as more important than ever. “Computer engineering and software skills are more important than ever in the rapidly changing automotive industry, and that will only increase as we see more autonomous, connected and electric vehicles on the roads. The UK will need 1.2 million more people with specialist digital skills by 2022, and as a technology company, it’s our job to help inspire and develop the next generation of technically curious and pioneering digital engineers. The Land Rover 4×4 In Schools Technology Challenge is just one of the ways we are doing this, as well as our new Digital Skills Apprenticeship we are launching this year.” Website: www.jaguarlandrover.com PAGE 193


Arçelik CEO AIMS TO RAISE AWARENESS ON CLIMATE CHANGE RISKS THROUGH MT. EVEREST CLIMB Arçelik takes another key initiative to tackle global warming in line with its 'Respecting the World, Respected Worldwide' vision. CEO Hakan Bulgurlu will attempt to climb Mount Everest to raise awareness on climate change risks. Arçelik continues its efforts to build a sustainable future through its environment friendly products, sustainability projects and campaigns. Having sustainability at the heart of its business operations, the company created a product portfolio which is more than 90% recyclable and set a goal of being carbon-neutral in manufacturing by 2025. This time Arçelik takes another initiative to draw attention to global warming, with catastrophic effects already having an impact on the future of our planet. Starting by the end of April, Arçelik CEO Hakan Bulgurlu will attempt to climb Mountain Everest, the highest mountain on Earth, to raise awareness on climate change risks. Bulgurlu will try to reach the summit in nearly four weeks using the northern route together with a team of five from different countries. Previously, Arçelik teams climbed Mount Kilimanjaro in 2011 and in 2018, Elbrus in 2017, and most recently Mount Aconcagua in last January to draw attention to global warming's growing and deteriorating impacts. Mount Everest is one of the globally known geographies hit hardest by global warming. A recent study found that the Himalayas, including Mount Everest, could lose two-thirds of its glaciers by 2100, if global efforts to limit global warming fail. Last year, a landmark report released by United Nations also suggests that if greenhouse gas emissions continued at the current rate, the atmosphere would warm by as much as 1.5 degrees Celsius above preindustrial levels by 2040. The expedition will be documented in a series of social media posts on Arçelik Global and Hakan Bulgurlu's social media channels.

"Working towards an economic model that reduces waste, emissions and water consumption isn’t just a box we tick at Arçelik — it’s at the center of everything we do. That means staying ahead of the curve when it comes to discovering innovations. My vision and that of Arçelik’s employees is far bigger than simply creating improvements in one factory or another. For us, the vision of cultivating sustainability carries across all brands and industries. At Arçelik, we won’t develop a new business plan or make a new investment without focusing on our goal for a more sustainable model — how can we reduce waste, emission and water consumption. Keeping an eye on developing technology is the best way for us — and everyone — to stay ahead of the curve." - Arçelik CEO Hakan Bulgurlu "To create a more sustainable future — reduce waste, emissions and water consumption — we must look to the amazing advances happening across the world. It’s our responsibility to share our innovations and be receptive to scientific breakthroughs across all industries. That way we can find the best way forward, no matter what corner it comes from." Arçelik: Founded in 1955 Arçelik has operations in the durable consumer goods industry with production, marketing and aftersales services. We work for a sustainable future through our technology, human resources and production power. Our vision of “Respecting The World, Respected Worldwide” aims to ensure profitable and long-term sustainable growth; to increase market share acting on global target market approach, to reach more consumers with innovative products and services in a rapidly changing world, to secure the future with the consciousness of corporate responsibility and to integrate and optimize the components of the global organization to be a global group. Arçelik offers products and services in 146 countries with its 32,000 employees, 22 different production facilities in 9 countries (Turkey, Romania, Russia, China, South Africa, Thailand, Pakistan, India and Bangladesh), 34 sales and marketing companies all over the world and with its 12 brands. Arçelik is listed on Istanbul Stock Exchange. Website: www.arcelikglobal.com PAGE 194


Eminence Organics ORGANIC SKIN CARE BRAND PLANTS 12 MILLION TREES THROUGH ITS ECO-INITIATIVE, FORESTS FOR THE FUTURE Organic Skin Care Brand Celebrates its 7th Year Planting a Tree for Every Retail Product Sold. Eminence Organic Skin Care, a natural, organic and Biodynamic® professional skin care brand, celebrates Earth Day every day of the year through its eco-initiative, Forests for the Future. This past April, they celebrated having planted 12 million trees around the globe. In November 2012, Eminence Organics committed to planting a tree for every retail product sold. Since that time, they have surpassed every imaginable milestone and now celebrate adding 12 million trees to the planet. The brand's Forests for the Future program helps train farmers in developing countries how to build productive and sustainable Forest Gardens. The trees play a key role in the development of these Forest Gardens in rural communities. The gardens then empower local people to restore their environment, grow their own food and build a sustainable income and future for themselves, their families and their communities. Eminence Organics is proud to contribute to the development of these Forest Garden Projects and is celebrating planting over 12 Million trees globally. A single tree produces approximately 260 pounds of oxygen per year, while also providing a habitat for biodiversity and helping combat climate change. By choosing Eminence Organic Skin Care products, consumers are choosing to make a difference by contributing to the fight against global climate change.  Since our inception in 1958, we have been using sustainable farming and green practices to create natural, organic and Biodynamic® products .We believe in providing the best skin care products possible. Our products are proudly free of parabens, animal by-products, propylene glycol, sodium lauryl sulfates, harmful colorants and fragrances, mineral oils, petroleum, and other harsh cosmetic chemicals.

For every product sold, a tree is planted. A single tree can: - Help prevent deadly mudslides, floods and soil erosion. - Replenish the fertility of soil essential to growing life sustaining crops. - Provide habitat for a wider range of biodiversity creating natural sustainability for all life forms. - Help lower air temperature and combat climate change Stabilize the soil and prevent wind and soil erosion through its roots. - Contribute to the fertility of land through nitrogen fixation and increased water penetration. To find out more on the Eminence Organic Skin Care Forests for the Future initiative, please visit: eminenceorganics.com/forests-future. Eminence Organic Skin Care of Hungary: An award-winning provider of the most effective, professional skin care products, is sold in leading spas in 50+ countries worldwide. Eminence Organics blends herbal craftsmanship, innovative skin rejuvenation techniques unique to Hungary and hand-picked ingredients to craft premium natural, organic and Biodynamic® skin care that is both good for the earth and the skin. Eminence Organics is proud to be a Certified B Corporation®, the leaders of the global movement using the power of business to solve social and environmental problems, held to rigorous standards of performance, accountability and transparency. The mission of Eminence Organic Skin Care is to enhance well-being naturally through extraordinary products and extraordinary service. We continue to use hand-picked fresh ingredients to create products that contain potent healing and beautifying properties. Many of these ingredients are combined with pure waters drawn from a thermal hot spring lake containing minerals and trace elements found nowhere else on earth. We are constantly looking for ways to reduce our carbon footprint. We are proud to use wind energy and solar power energy in the making of our products and we plant a tree for every product sold. Website: www.eminenceorganics.com PAGE 195


Grover Gaming LEADER IN ELECTRONIC GAMING DESIGN SURPASSES $100 MILLION RAISED FOR CHARITIES Grover Gaming, Inc., a leader in electronic gaming design and software development, announced that it has surpassed $100 Million in monies raised for charity through their charitable gaming partners. Over One Hundred Million Dollars has gone directly to the charities utilizing Grover Gaming Electronic Charitable Gaming systems in New Hampshire, Kentucky, Ohio, North Dakota, and Virginia in the past five years. "Electronic Raffle and Electronic Pull-Tab devices in these jurisdictions really enable these charities to flourish and provide for their core purposes unlike those in states that do not allow electronic charitable gaming," said Kevin Morse, Director of Market Development for Grover Gaming. These partner charitable and fraternal organizations represent hundreds of lodges and fraternal groups such as the Loyal Order of the Moose, Veterans of Foreign Wars, the American Legion, the Benevolent and Protective Order of the Elks, the Fraternal Order of Eagles, and many others. Money raised by these organizations through charitable gaming is used to benefit the communities they represent and lessen the burden of those in need by funding Family Centers, hospitals, retirement homes, schools and other worthwhile causes. "We are proud that our charitable partners have reached this incredible milestone," said Garrett Blackwelder, President of Grover Gaming. "Seeing firsthand how their contributions benefit places like the Mooseheart Children's School, the Eagles Diabetes Research Center, and so many others, keeps us committed to providing the most entertaining gaming experiences in the industry." Located in Greenville, North Carolina, Grover Gaming develops software, game content and gaming systems, and is licensed in New Hampshire, Kentucky, North Dakota, Washington, Ontario Canada, Virginia, and South Dakota. Their games, known 

throughout the industry for high-resolution graphics and exciting design, are created at Grover Gaming's design and development facility by over 130 talented employees, including developers, artists, audio designers, programmers, and .net developers. Grover Gaming is a privately owned company that evolved from the success of a gaming route started in 2003 by owner Garrett Blackwelder. The team assembled since 2003 continues to grow and adapt to the ever changing gaming environments across the globe while serving Lotteries, Charitable Gaming, and other niche gaming markets. Creating engaging content that is representational of a paper process can impose certain challenges. However, Grover Gamingâ&#x20AC;&#x2122;s creative team is helping to drive the digital transformation of historically paper-based charitable gaming markets. With Grover Gaming's ability to create commercially successful games, backend systems, and global reporting sites, it is not surprising that we are the undisputed leader in the majority of digital pull-tab markets. Grover's state-of-the art technology can be played across a wide variety of platforms including, but not limited to, the ones shown in the diagram below. Keeping up with the latest networking and communication technology enables Grover Gaming partners to drive their revenues higher as well as keeping the end user engaged in the games. The production of customer focused, top-quality, game content is one of the cornerstones of Grover Gaming's ability to maximize the value of your existing systems. Our willingness to collaborate and communicate in that process is vital to your ability to use innovation as a strategy. The creative components of Grover Gaming are 100% in-house. Our programmers, game developers, sound designers, and innovative art teams allow us to remain flexible and agile as Grover Gaming continues to drive change in the world of gaming software. Website: www.grovergaming.com PAGE 196


Kuaishou Technology LAUNCHES 'SOCIAL IMPACT INSTITUTE' FOLLOWING $2.8 BILLION USD GENERATED FOR RURAL ENTREPRENEURS Kuaishou Technology, developer of Kuaishou, one of the world's leading short video applications with 160 million daily active users, announced the launch of the Kuaishou Social Impact Institute, a new research arm in partnership with world-leading academic institutions to assess the impact of Internet technology on the alleviation of poverty, social impact research and more. Following 16 million users who've earned an income through Kuaishou, many of whom use the platform for their livelihood, the institute is the latest milestone in Kuaishou Technology's mission to empower users to create their own sustainable ecommerce businesses, with an emphasis on impoverished households.

Also seeing success with the "Kuaishou Goods For Good Program," Kuaishou Technology provided guidance and business resources to 4,000 sellers of 'sweetheart apples," among which 1,300 were under the poverty threshold, who collectively sold fifty different locally-produced products and generated $37 million USD in revenue on Kuaishou in 2018. To power this poverty-fighting movement, Kuaishou's platform, down to its algorithms, is designed to be ethically conscious, unlike any other short video and live streaming app. Recommendations are deliberately 'inclusive.' In other words, Kuaishou offers new users an equal opportunity to feature their best content, be guaranteed a real audience, and the opportunity to turn their content into a viable social ecommerce business through short videos and streaming.

Kuaishou has helped users from impoverished rural backgrounds in China generate $2.8 billion USD in revenue in 2018. Having recognized the interest in creatively promoting local goods among users, Kuaishou Technology kickstarted a development initiative in 2018, running pilot programs that offered both platform-based e-commerce tools and on-theground business operations support for its users, the latter of which was established as the "Kuaishou for Social Good" initiative. This initiative, designed to offer direct education and resources for rural citizens to being a career in social ecommerce entrepreneurship, runs multiple parallel pilot programs, a couple of which include the "Kuaishou Rural Entrepreneurship Incubation Program" and the "Kuaishou Goods For Good Program."

"When a company embeds social value creation into both the company's mission and business operations, this strengthens the business' foundation, while also generating more happiness for all," said Su Hua, Founder and CEO of Kuaishou Technology. "As just business growth isn't enough for any enterprise to garner respect and acceptance from society, Kuaishou is on a mission to use our technology ethically, to both solve major societal issues and create real social value."

Empowering citizens from the most underprivileged regions in China, the "Kuaishou Rural Entrepreneurship Incubation Program" has been an ongoing pilot program that began with educating twenty participants on how to set up, establish and run business operations. Consequently in 2018, Kuaishou Technology directly helped these newly established rural entrepreneurs generate $1.4 million USD in collective revenue for their own social e-commerce businesses, while also lifting 500 households out of poverty.

Kuaishou Technology: Founded in 2011, Kuaishou is one of the world's leading short video social platforms boasting more than 160 million daily active users. Kuaishou is designed to shine the limelight on the often overlooked, yet diverse and down-toearth communities of people in China. Since its launch, Kuaishou has grown to become China's largest life sharing platform with 15 million pieces of user generated content daily, 350 million daily likes, and of 9 billion original videos. Website: www.kuaishou.com

Participants of the Kuaishou Social Impact Institute include Oxford University, the University of Birmingham, Peking University, Chinese Academy of Science and Technology for Development, the Chinese Academy of Social Sciences, Renmin University of China and Tsinghua University.

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Mayorga Organics COFFEE IMPORTER EMPOWERS OVER 350 SMALL CHIA FARMERS IN NICARGUA AND MEXICO Mayorga Organics operates the only facility in North America that directly imports, sterilizes, and packages organic chia in direct-to-consumer packaging. All of the product that goes through this closed system is fully traceable to small farmers that work directly with Mayorga staff in Nicaragua and Mexico in a highly efficient supply chain that benefits consumers and farmers beyond traditional supply chains. This supply chain disruption is what has grown Mayorga into a national powerhouse that works with local, regional, and international grocers and retailers. "Farmers are our first customer," states Martin Mayorga, founder of Mayorga Organics. "By being at the origin countries working hand-in-hand with producers, we can understand and address their true needs as well as the needs of the community.  We can also express the consumers' needs in regard to quality, value, and food safety. We've even opened our own export companies in multiple countries to be more efficient. This direct supply chain just makes so much sense, but most companies won't do it because it requires a lot of extra human capital." Mayorga continues to explain that they work with about 330 farmers in northern Nicaragua and about 20 in Mexico.  "Our organic chia program has grown from 12 farmers and about 40,000lbs to about 350 farmers and over 4,000,000 pounds. Our farmers are happy and empowered so they grow better product and we know how to go to market more efficiently than our competitors. Our chia also happens to be sterilized using the only organic approved system that can achieve a 5-log kill step. That's nerd-talk for really, really, really, safe to eat," says Mayorga. Mayorga Organics was founded by Guatemalan-born Martin Mayorga and operates with the purpose of alleviating systemic poverty through the direct trade or artisanal organic foods. They operate a state-of-the-art manufacturing facility in Rockville, MD primarily focused on importing, roasting, and packaging coffee. They are currently building a facility in Florida.

100% Organic, Small Farmer Direct, Non-GMO, Gluten Free, Kosher Certified Chia Seeds. By purchasing Mayorga chia, you are a vital and appreciated part of a new model that provides better income for farmers and their families. Mayorga's Purpose is to eliminate systemic poverty in rural Latin America through responsible trade of artisanal organic foods. We don’t just source and sell artisanal organic products. We exist and operate with the purpose of eliminating systemic poverty in rural Latin America through responsible trade. We have dedicated our lives to creating a SUSTAINABLE business model that puts FARMERS first as we believe that HEALTHY farming communities will produce better quality products that ultimately will benefit our valued customers. The agriculture industry is broken. The farmers in Latin America that grow the foods we consume to nourish our bodies are as poor as ever. Marketing and "greenwashing" by companies-big and small--will let consumers believe that things are changing. While there are some success stories, farmers in Latin America are amongst the poorest 1% in the world. Their communities are being poisoned with chemicals for the purpose of growing more volume, rather than better quality. Rather than put a bandaid on it on these issues, we work every day to redefine and shift the industry. We communicate with producers almost daily, we visit them constantly, we seek better ways to grow organic products, better ways to finance the supply chain, more efficient ways to ship their products, and the most efficient way to run our business. We don’t do these things for PR or marketing. We do them because we believe that it’s our obligation for future generations of farmers–and consumers. The solution isn’t as simple as paying farmers a few cents more. It’s about treating our farmers as EQUAL PARTNERS and empowering them through communication and cooperation.  It’s about “trimming the fat” in the agribusiness supply chain to create more value for farmers and for consumers - all while obsessively focusing on quality. Website: www.mayorgaorganics.com PAGE 198


Gemperle Farms CELEBRATING 8 MILLION EGGS DONATED SINCE 2000 TO CALIFORNIA'S CENTRAL VALLEY CHARITIES Earlier this year Gemperle Farms topped the 8 million mark for eggs donated to local charities since the year 2000. Each week thousands of Gemperle eggs go to lunch programs, local nonprofits, food banks, and food pantries. Gemperle Family Farms donates between 350,000 and 500,000 eggs each year. More than 75% of those eggs go to United Samaritans Foundation and its affiliates, Hilmar Helping Hands, Turlock Together, and Salvation Army. "We receive 450 dozen eggs a week from Gemperle Farms. We use them to make egg salad sandwiches every Tuesday. We have many stories to tell that are heartwarming about our egg salad sandwiches. Everyone remembers them," said Bev Hatcher, Executive Director, United Samaritans Foundation. Eggs are one of the best sources of affordable, high quality protein. More than half the protein is found in the egg white. One large egg has 13 essential vitamins and minerals and is a rich source of vitamins D, B6, B12, Zinc, Iron, Choline and Selenium. These are rich nutrients that can help both children and adults stay healthy with less sickness and days lost at work and school. In parts of the world where chronic hunger is a frequent factor, people often eat an egg a day to maintain good nutrition. The United Samaritans Foundation was co-founded in 1994 by Ernie Gemperle with the mission to deliver food to people in need in Stanislaus County. The foundation also facilitates services to assist people in transitioning to a better quality of life. United Samaritans operates a lunch truck program, food pantry, senior lunch program, homeless services and a clothes closet."The problem with poverty and food insecurity is great in our Central Valley. One in five children live in poverty. Here we are the Bread Basket of the World and there are people who just get by every day," Hatcher said. United Samaritans' Daily Bread Ministry lunch trucks serve a little under 400,000 meals every year. Their emergency Food 

Boxes serve over 33,000 meals including eggs every year. The foundation believes they could not achieve this without the support of Gemperle Farms' aggressive egg donation program. Gemperle has been their largest donator of food for 20+ years. "Many of our families and individuals live in areas considered food deserts where there are no full-service supermarkets within a mile of their homes. With the help of Gemperle Farms we have made a difference in our community. Everyone who comes to receive food from us is always appreciative," Hatcher said. Selfless giving was ingrained into every member of the Gemperle family from the time they were children. Gemperle Family Farms was first established in the 1950's in the Central Valley of California by Swiss immigrants Annemarie and Ernie Gemperle. Their children now operate the farm and continue the legacy of community involvement and philanthropy. "The Central Valley is our home and our community. It is very important for us to practice sustainable stewardship of the land and to give back to the community," explains Mike Gemperle, VP of Gemperle Farms. Family members donate and are involved in many California based charitable boards and committees including: United Samaritans Foundation, Carnegie Art Center, CSUS Foundation, CSUS One Purpose Scholarship Program, Turlock Community Theatre, Greater Yosemite Council Boy Scouts of America, Stanislaus Community Foundation, Center for Community Solutions and Community College District Advisory Board. Gemperle Family Farms has been producing eggs in the Central Valley of California for over 7 decades with a commitment to sustainable and humane farming practices. They practice sustainable and organic farming practices in their integrated orchard crops. They produce all varieties of eggs without hormones and antibiotics – the natural way that eggs should be. Website: www.gemperle.com PAGE 199


PNC Financial Services PNC GROW UP GREAT® 15TH ANNIVERSARY KICKS OFF WITH EXTENSION TO $500 MILLION The PNC Financial Services Group this year launched its 15th anniversary celebration of PNC Grow Up Great®, announcing an additional $150 million to extend the program that supports high-quality early learning for young children. The program is now a $500 million initiative benefitting 40 markets. "The workplace of tomorrow will require skills and knowledge we can't begin to imagine today. As a Main Street bank, we recognize that we have an important role to play in helping ensure that all children have the opportunity to acquire and strengthen the skills they need to succeed so that our communities prosper," said William S. Demchak, chairman, president and chief executive officer of The PNC Financial Services Group. "I join with my PNC colleagues in sharing the pride in all that has been accomplished through PNC Grow Up Great. In this celebration year, the time is right to extend our support and prepare our future leaders for success." "Fifteen years in and we know the best is yet to come thanks to the support of our employees, along with the terrific collaborations we've embarked on with Fred Rogers Productions, Sesame Workshop and National Head Start Association," said Sally McCrady, president and chair of the PNC Foundation. "We look forward to making an even greater impact by helping more families, teachers and others inspire the love of learning in our youngest children. Since 2004, Grow Up Great has focused on helping to prepare children, especially underserved children, from birth to age 5, for success in school and life. The initiative goes beyond the classroom, supporting learning and social-emotional development of children at home and across communities by also providing free resources and tools to parents, guardians, caregivers and neighborhood organizations. Access to highquality early childhood education and resources is critical. Research shows that quality early education reduces dropout rates, poverty and crime while improving the skills of tomorrow's workforce.

Highlights of PNC Grow Up Great's impact over the last 15 years include: - Awarded nearly $160 million in grants through the PNC Foundation to support young children in our communities. - Encouraged families, caregivers and teachers to inspire a love of learning through educational resources and experiences for more than five million children.  - Demonstrated leadership by leveraging our relationships with the business community, policymakers and other key stakeholders to elevate discussions about the importance of access to high-quality early childhood education.  - Donated employee time, skills and expertise in support of the mission. - Through Grow Up Great, PNC employees have contributed more than 850,000 volunteer hours and 1.2 million items for use in classrooms and the personal well-being of young children.    Throughout the year, PNC will continue the anniversary celebration with additional initiatives and events continuing to support the efforts of early childhood education champions – the teachers, experts, caregivers and parents committed to building a foundation for success. The PNC Foundation, which receives its principal funding from The PNC Financial Services Group, actively supports organizations that provide services for the benefit of communities in which it has a significant presence. The foundation focuses its philanthropic mission on early childhood education and community and economic development, which includes the arts and culture. The PNC Financial Services Group, Inc. is one of the largest diversified financial services institutions in the United States, organized around its customers and communities for strong relationships and local delivery of retail and business banking including a full range of lending products; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management. Website: www.pnc.com PAGE 200


ALDI BY 2025, ALL PRODUCT PACKAGING WILL BE REUSABLE, RECYCLABLE OR COMPOSTABLE ALDI this year announced a series of commitments it has made to help combat the global plastics crisis. By 2025, 100% of ALDI packaging, including plastic packaging, will be reusable, recyclable or compostable. ALDI will also reduce packaging material across its entire range by at least 15%. ALDI has the ability to influence how its products are sourced, produced and brought to shelves because more than 90 percent of its range is ALDI-exclusive. The company is committed to working with its supplier community to achieve the following comprehensive goals: - By 2025, 100 percent of ALDI packaging, including plastic packaging, will have reusable, recyclable or compostable packaging. - By 2025, packaging material of all ALDI-exclusive products to be reduced by at least 15 percent. - By 2020, 100 percent of ALDI-exclusive consumable packaging to include How2Recycle label. - By 2020, implement an initiative to make private-label product packaging easier for customers to reuse. - Guide continuous improvement of product packaging by internal expertise and external evaluations. "ALDI has never offered single-use plastic shopping bags. And while we're pleased that we've helped keep billions of plastic grocery bags out of landfills and oceans, we want to continue to do more," said Jason Hart, CEO of ALDI U.S. "The commitments we're making to reduce plastic packaging waste are an investment in our collective future that we are proud to make." These new goals are an extension of the company's existing sustainability initiatives. For more than four decades, ALDI U.S. has never offered single-use plastic grocery bags, and shoppers have brought their reusable bags. By company estimates, this progressive business decision has helped keep approximately 15 billion single-use plastic bags out of landfills and oceans.

In 2018, ALDI recycled more than 250,000 tons of materials, including paper, cardboard, plastic and metal. Through this recycling effort, ALDI avoided the greenhouse gas equivalent of 8,094,533 gallons of gasoline. In July 2018, ALDI partnered with How2Recycle, a standardized labeling system, to empower its customers to recycle. These packaging goals, along with other environmental initiatives, are part of the larger ALDI Corporate Responsibility program, which actively works to reduce food waste, support natural disaster relief efforts through employee volunteerism and donations, and build stronger communities through a longstanding partnership with Feeding America. About ALDI U.S. A leader in the grocery retailing industry since 1976, ALDI operates more than 1,800 U.S. stores in 35 states. More than 40 million customers each month benefit from the simple, streamlined approach ALDI brings to retailing. ALDI sells frequently purchased grocery and household items, primarily under its exclusive brands, and these products meet or exceed national name brands on taste and quality. Among our ALDIexclusive products, 1 in 5 is award-winning*. For the eighth year in a row, ALDI was recognized as the value leader among U.S. grocery stores by a Market Force InformationÂŽ survey of U.S. consumers. ALDI also backs up its products with a Twice as Nice Guarantee: replacing the product AND offering a full refund. ALDI cares about our people, communities and world and our role as a business, working every day to help create a better world to live in. We want our customers to love grocery shopping as much as we do. Itâ&#x20AC;&#x2122;s our job to make sure our customers can trust the products they buy at ALDI have been grown, caught or made with care for the environment and the people involved in bringing them to market. We are devoted to upholding the highest level of integrity and professionalism. Website: www.aldi.us PAGE 201


Royal Bank of Canada RBC CELEBRATES 150 YEARS WITH $5.5 MILLION INVESTMENT IN CANADIAN, U.S.A AND U.K. COMMUNITIES RBC strives to have a positive economic, environmental and social impact and to provide responsible leadership wherever we operate. Lots of companies care about community. What sets RBC apart is how we bring our company and our networks together to tackle the big issues of today and tomorrow In celebration of its 150th birthday, RBC announced a $5.5 Million investment to communities across Canada, the United States, the United Kingdom and the Caribbean. This is as part of an overall $500 Million commitment to youth over the next ten years. The donations will be directed to youthfocused organizations committed to helping young people and their communities thrive. "RBC is honoured to have served and supported our clients, their families and their businesses, in communities around the globe, for the past 150 years," said Dave McKay, President and Chief Executive Officer, RBC. "To celebrate our shared history, we're giving back to our communities, in line with our RBC Future Launch program, and engaging youth to help drive positive change for future generations." As part of this initiative, RBC and the RBC Foundation will be donating funds towards organizations that focus on programs and services for young people, including education, skills development, health, wellness, employment and more. The charitable partners receiving financial support include: Canada: Community Foundations of Canada U.S.: DoSomething.org U.K.: Prince's Trust Caribbean: Trinidad and Tobago: YMCA and Cayman Islands: Feed our Future. Additional donations to the Bahamas and Barbados will be announced. "This announcement further reinforces our continued investment in youth and the critical role social enterprises play in helping deliver that support where it's needed most," concluded Mr. McKay.

Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 84,000+ employees who bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada's biggest bank, and one of the largest in the world based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our 16 million clients in Canada, the U.S. and 33 other countries. RBC is committed to helping clients thrive and communities prosper, supporting strategic initiatives that make a measurable impact on society, the environment and the economy. We support initiatives and creating programs that help youth realize their full potential. Ongoing Activities to Support Youth in Canada: - RBC Future Launch is empowering Canadian youth for the jobs of tomorrow by engaging the public and private sectors to understand the barriers young people face and make a significant impact on their lives. - The RBC Youth Mental Well-being Project is our commitment to support programs that help youth and families access the right care at the right time. So far, we have provided more than $34 million in support. - Increasing in popularity every year, RBC Race for the Kids events have attracted more than 124,000 participants to date, and raised over CAD $27 million for childrenâ&#x20AC;&#x2122;s charities around the world. Our Impact: Unlocking the Potential of Youth. $500 Million commitment to preparing youth for the future of work over the next ten years. 292 communities supported across 75 cities since 2017. Website: www.rbc.com PAGE 202


Altria Group $1 MILLION GRANT TO SUPPORT SUCCESSFUL CATALYST WOMEN ON BOARD™ PROGRAM Joining Forces to Sponsor Board-Ready Women. Altria Group made a $1 million grant to Catalyst Women On Board™, a sponsorship program that matches exceptional candidates with leading CEOs and board chairs to help advance more women onto corporate boards. "Boards impact almost every aspect of our lives, and for far too long, representation by highly qualified women, especially women of color, has been lacking on the boards of the world's most influential organizations," said Lorraine Hariton, President and CEO, Catalyst. "Catalyst Women On Board™ is helping to turn the tide by making powerful connections, bringing together women, sponsors, and companies to create opportunities and increase diversity in the boardroom." Catalyst Women On Board™ helps address the fact that boards do not reflect the diversity of the population: women hold 22.5% of all Fortune 500 board seats and women of color hold only 4.6%. Sponsorship accelerates change, and Catalyst's exclusive cohort of sponsors help spark change by opening their networks to women candidates, in particular to women of color who are uniquely underrepresented in corporate boardrooms. "Thoughtful development of a diverse and inclusive leadership team provides competitive advantage. That's true for us at Altria. As leaders, we must be intentional about advocating and sponsoring women into senior leadership roles and onto boards," said Howard Willard, Chairman and CEO, Altria Group and newly elected member of Catalyst's Board of Directors. "I am pleased that with our grant, Catalyst will be able to expand this highly important work to advance representation of women in the boardroom." Since Catalyst's acquisition of Women On Board™ Canada in 2013 and its subsequent launch in the United States in 2016, the program has led to more than 176 board appointments, with approximately 67% of alumnae appointed to seats on corporate boards.

Catalyst recently announced nine board-ready senior executive women have been selected as the third US class of Catalyst Women On Board™, including: Board candidates: Nancy A. Altobello, Former Global Vice Chair, Talent, EY Kathie J. Andrade, Former CEO, Consumer Finance, TIAA Christine S. Breves, Senior Vice President, Manufacturing Support and Chief Supply Chain Officer, United States Steel Corporation Cindy R. Kent, Former President and General Manager, Infection Prevention Division, 3M Sue-Jean Lin, Senior Vice President and Chief Information Officer, Alcon Sandra MacQuillan, Senior Vice President and Chief Supply Chain Officer, Kimberly-Clark Corporation Amy Shore, President, P&C Sales and Distribution, Nationwide Eileen Simon, General Counsel, Global Businesses, Mastercard Christina S. Sistrunk, President and CEO, Aera Energy Sponsors: Edward H. Bastian, Chairman and CEO, Delta Airlines Peter T. Grauer, Chairman, Bloomberg LP Rodney O. Martin Jr., Chairman and CEO, Voya Financial Stephen S. Rasmussen, CEO, Nationwide Bernard J. Tyson, Chairman and CEO, Kaiser Permanente Peter Voser, Chairman of the Board, ABB Ltd. James D. White, Retired Chairman and CEO, Jamba, Inc. Altria Group holds diversified positions across tobacco, alcohol and cannabis. Through our wholly-owned subsidiaries and strategic investments in other companies, we seek to provide category-leading choices to adult consumers, while returning maximum value to shareholders through dividends and growth. Our tobacco companies – which have been the undisputed market leaders in the U.S. tobacco industry for decades – include some of the most enduring names in American business. Website: www.altria.com PAGE 203


Natura Brazil PARTNERSHIP WITH SANTANDER TO OFFER BANKING TO OVER 1 MILLION BEAUTY CONSULTANTS Natura Beauty Consultants will now have access to an account free of maintenance charges as well as a digital microcredit line and card terminal. Natura, in partnership with Santander, will offer its Beauty Consultants a bank account with exclusive benefits. The initiative, part of the company's revitalisation plan and the digitalisation of its business model, will contribute towards bankarisation as well as the increase in productivity and income for its Beauty Consultants, expanding sales and consolidating loyalty by allowing them to offer a better customer experience. The fully digital account has an embedded interface with both the website and the Natura Consultant App, allowing access to banking services such as the Natura card, withdrawals, deposits and transfers, as well as a POS (point of sale) machine for credit and debit card payments offering exclusive conditions. The proceeds from sales (made via the webpage, the Rede Natura or the card terminal) will be paid directly into the account. The balance can be used to make purchases with the Natura card, to pay bills and to make transfers. Beauty Consultants will also be able to access microcredit directly through the App, to be used solely for the purchase of Natura products. The new service also aims to offer credit to Beauty Consultants so that they can invest in the expansion and professionalisation of their activity. "This is yet another initiative to empower our Beauty Consultants, enabling them to offer better customer experience. Moreover, we are contributing to their bankarisation and social inclusion", says João Paulo Ferreira, Natura's CEO. "Our goal is to enable the Consultant to earn more, which in turn will increase our revenues. By enabling them to conduct more business transactions, it is a win win situation for all. It is also another step towards further cementing their loyalty. New services like this pave the way for an ongoing increase in Consultant productivity."

"Providing support for Natura Beauty Consultants means providing support for enterprise and financial inclusion, both fundamental needs in Brazil, where the most urgent challenge is to generate employment and income", states Sérgio Rial, president of Santander Brasil. "This partnership was only possible because we are a bank that has an integrated vision of the value chain. We are able to offer solutions both for large companies and for their suppliers, employees and partners." Since 2016, Natura has been conducting a study to measure its Beauty Consultants' Human Development Index (HDI). The study identified a high need for financial education. To address this, the Natura Account card will be pay-as-you-go, that is, the Beauty Consultant can only make purchases when there is a positive balance in the account. Natura will also be offering Beauty Consultants training in finance via WhatsApp. The Natura Account initiative will be available to the network of 1.1 million Beauty Consultants in Brazil in the first half of 2019. Natura: Established in 1969, Natura is a Brazilian multinational in the cosmetics and personal care segment. Market leader in direct sales in Brazil, with over 1.7 million CBeauty Consultants, Natura is part of the Natura &Co group, a corporate brand that brings together Natura, Aesop and The Body Shop, and which posted net revenues of R$ 13.4 billion in 2018. Natura was the first publicly-traded company in the world to receive a B Corp certification in December 2014, underscoring its transparent and sustainable social, environmental and economic performance. It is also the first Brazilian company to be awarded the "Leaping Bunny" certification, granted by the animal protection organisation Cruelty Free International, which certifies a company's commitment to not tests its products or ingredients on animals. It has operations in Argentina, Chile, Colombia, the US, France, Mexico and Peru. Products bearing the Natura brand can be purchased from Natura Beauty Consultants, through Natura´s website, the Natura App or in stores in São Paulo, Rio de Janeiro, Paris, New York, Santiago and Buenos Aires. Website: www.natura.com.br PAGE 204


REI Co-op $100 MILLION INVESTED IN LIFE OUTDOORS AND NEW "LOVING OUR LOCAL OUTDOORS" CAMPAIGN New "Loving Our Local Outdoors" initiative gave 17 million REI members voice in how the co-op supports outdoor nonprofits near home. REI Co-op will reach a major impact milestone this year - $100 million invested in stewardship of the outdoors. To celebrate, today the co-op is launching Loving Our Local Outdoors and is inviting its members to help decide how $1 million in philanthropic giving will benefit their local communities. From March 11 to April 8, members who made a purchase instore helped REI choose outdoor nonprofit organizations in their local community to receive additional funding. The investment was part of the co-op's broader impact program, which will contribute over $7 million to life outside just this year. "As an outdoor co-op, giving back to the places our members love is at the heart of our work to awaken a lifelong love of the outdoors. Through listening sessions and focus groups, we learned that our members want to play a bigger role in helping the places nearest and dearest to them," said Kristen Ragain, REI philanthropy and community partnerships manager. "That's why, this year, we're tapping into our members' local expertise to shape how our dollars benefit places in their local communities." The goal of Loving Our Local Outdoors is to engage REI members in driving change. REI members are at the heart of how the coop inspires millions of people to live life outside. REI members engage with the co-op in a number of ways, including sharing in the co-op's profits through an annual dividend, engaging with REI leaders at an annual member meeting and electing the coop's board of directors. In addition, REI members participate in the #OptOutside movement, where REI closes all its stores on Black Friday and encourages individuals to spend the day outside with friends and family. "This is an exciting shift. We want to involve our members directly in our work to awaken a lifelong love of the outdoors

and this is just the start," said Alex Thompson, vice president of brand stewardship and impact for REI. "We recently published The Path Ahead, an examination of humankind and its relationship to the outdoors. It asserts that we are at a crossroads and makes the case that we cannot wait to act. Our hope is that people will be inspired to get even more deeply engaged and our job, over the coming months and years, is to provide clear ways to play a role in the fight for life outside." Each of REI's 154 stores will highlight three projects in the local region. Every project will receive funding, with REI members deciding the percentage of funds dedicated to each organization. The investment will touch nearly 200 nonprofits. About the REI Co-op: REI is a specialty outdoor retailer, headquartered near Seattle. The nation's largest consumer coop, REI is a growing community of more than 17 million members who expect and love the best quality gear, inspiring expert classes and trips, and outstanding customer service. REI was founded in 1938 by a group of 23 climbing friends with a passion for life outside. Today, the co-op has grown to include 17 million members, united by their love for the outdoors. REI members pay $20 for a lifelong membership to the co-op and share in the company's profits through an annual dividend. REI has 154 stores in 35 states and the District of Columbia. If you can't visit a store, you can shop at REI.com, REI Outlet or the free REI shopping app. REI isn't just about gear. You can take the trip of a lifetime with REI Adventures, a global leader in active adventure travel that runs more than 170 custom-designed itineraries worldwide. The REI Outdoor School is run by professionally-trained, expertinstructors who teach beginner-to advanced-level courses about a wide range of activities. To build on the infrastructure that makes life outside possible, REI invests millions annually in hundreds of local and national nonprofits that create access to— and steward—the outdoor places that inspire us all. Website: www.rei.com PAGE 205


ROMA Boots 9 YEARS, 28 COUNTRIES, $2,953,186 WORTH OF BOOTS DONATED TO CHILDREN WORLDWIDE With passion at the core, founder and CEO Samuel Bistrian has come full circle in his mission of being an entrepreneur and successful business owner. Through mistakes, loss, and setbacks, Bistrian reveals the not so glamorous truth to how he put love back into ROMA.

"All the pressures of growing a business can cause one to lose their purpose and you no longer have that same passion to help those in poverty when you can't pay your own bills and you have partners putting enormous pressure on you," Bistrian expressed.

On April 3, 2010, despite being in the middle of an economic recession, Samuel Bistrian started ROMA Boots, the brand that merges fashion with philanthropy to 'Give Poverty the Boot.'

It took a family crisis to put things back in perspective to help him rediscover his purpose; helping those who can't help themselves. Hitting rock bottom was the motivator for Bistrian to take back the company that was once all his. Over the course of 9 months, he was able to buy out his investors and today, Samuel Bistrian is returning to his roots as the sole owner of ROMA Boots, running a successful business, giving back and doing what he loves. After nine years, ROMA is 'America's Favorite Rain Boot' and doing better than ever by giving poverty the boot with joy and love. ROMA Boots is easily on its way to becoming 'World's Favorite Rain Boot' with countless practical, yet fashionable rain boots for women and kids.

After spending years working at Neiman Marcus, Bistrian developed a passion for quality and customer service and wanted to take that a step further by giving back to people in need. Growing up extremely poor, he realized how big the impact of rain boots are in a child's life in poverty-stricken countries and from that, his business model was created. "I never considered myself a businessman or even perhaps an entrepreneur. Even when I wanted to leave Neiman Marcus to start ROMA, some of my superiors told me that it was a poor decision, and to some degree they were right. I did not have much of a plan as the country was in a recession. I had $5,000 in my bank account, significant credit card debt and student loans, but over all of that, I had passion," explained Samuel Bistrian, Founder and CEO of ROMA Boots.

For the first time ever, ROMA now offers a new, men rain boot line, which just launched January 2019, creating rain boot options for the whole family

With the mission of bringing impoverished children throughout the world hope, love, and lasting change through aid and education, for every pair of boots sold, a new pair is donated to a child in need. ROMA's ultimate goal is not only to provide aid but to educate. By doing so ROMA is empowering impoverished children around the world to break out of the cycle of poverty and contribute their gifts and talents to society.

ROMA means LOVE: Our mission is to bring impoverished children throughout the world hope, love, and lasting change through aid and education. For every pair of boots sold, a new pair is donated to a child in need. ROMA was founded in 2010 by Samuel Bistrian, who wanted to combine his love of fashion and philanthropy to help children in his home country of Romania. ROMA's ultimate goal is not only to provide aid, but to educate. By doing so we will empower impoverished children around the world to break out of the cycle of poverty and contribute their gifts and talents to society.

"Having grown up so poor, 'Giving poverty the boot' was everything I always wanted to do, to help those less fortunate just like someone once helped me. But I knew from the start that without love as the foundation, all of my good intentions will result in disappointment," told Bistrian.

ROMA Boots can be found at boutiques across the U.S., Canada, and Australia. They are also available online at www.romaboots.com and Amazon. To learn more about ROMA Boots and how you can make a difference in a child's life, visit www.romafoundation.com PAGE 206


The Wonderful Company COMMITMENT TO 100 PERCENT RENEWABLE ELECTRICITY IN U.S. OPERATIONS BY 2025 The Wonderful Company announced that it will use 100 percent renewable electricity across all its U.S. operations by 2025. As part of this commitment, The Wonderful Company is joining RE100, a collaborative, global initiative led by The Climate Group in partnership with CDP, uniting more than 160 influential businesses committed to transitioning to 100 percent renewable electricity. "As a responsible steward of the environment, we've invested more than $300 million in sustainability research and innovations, clean energy and prudent use of natural resources," said Stewart Resnick, Chairman and President, The Wonderful Company. "This is the natural progression of our sustainability efforts and the right thing for us to do as leaders in the agriculture industry." The Wonderful Company's path to 100 percent renewable electricity began in 2007 with a ground-mounted solar installation that, at the time, was the largest privately held single-site solar plant in the U.S. The project generated nearly 15 percent of the required energy at its Wonderful Pistachios & Almonds processing facility. In 2013, the company quadrupled its investment in renewable energy, installing rooftop solar panels at its JUSTIN Wines, Wonderful Pistachios & Almonds, and Halos facilities. The Halos project became the largest privately owned single-site solar rooftop in the U.S. In January 2019, The Wonderful Company signed its first largescale power purchase agreement with NextEra Energy to build a 23-megawatt solar project, more than five times the size of previous installations, on 157 acres of fallow farmland at company facilities in California's Central Valley. Once completed, the project will generate enough clean electricity each year to grow nearly half of the company's pistachio, almond, and pomegranate crops and bring the company's global renewable electricity use to approximately 25 percent. Building on the success of these past renewable energy projects, The Wonderful Company will seek to source the remaining 75

percent of its electricity from renewable energy projects sited primarily on company land in the Central Valley. Combined with additional off-site renewable energy projects that will maximize emissions savings, and continued investments in energy efficiency, The Wonderful Company plans to reach 100 percent renewable electricity in the U.S. by 2025, and globally by 2040. "The agricultural sector is one of the global industries most immediately impacted by the effects of climate change," said Amy Davidsen, Executive Director - North America, The Climate Group. "As the largest agriculture business to join RE100 to date, we're delighted to see The Wonderful Company tackle greenhouse gas emissions from the sector by committing to 100 percent renewable electricity, and we encourage all of their peers to join them." The Wonderful Company: Headquartered in Los Angeles, The Wonderful Company is a privately held $4 billion global company dedicated to harvesting health and happiness around the world through its iconic consumer brands. The company's 10,000 employees worldwide are committed to bringing consumers everywhere the freshest, most wholesome pistachios, almonds, citrus and pomegranates; bottling the finest water and wines; and creating colorful bouquets that are sure to touch the heart. This commitment is reflected in the company's market share: Wonderful® Pistachios is America's No. 1 tree nut brand and America's fastest-growing snack; Wonderful® Halos® is the No. 1 mandarin orange in America; POM Wonderful® is the No. 1 100 percent pomegranate brand in America; FIJI® Water is America's No. 1 premium imported bottled water brand; JUSTIN® Wine has the No. 1 Cabernet Sauvignon in California; and Teleflora® is the world's leading floral delivery service. A 2016 Nielsen study evaluating the familiarity, quality, and momentum of more than 2,500 leading brands revealed that Wonderful Company products dominated the top 10 lists of consumers across all generations, more than any other consumer goods company. Website: www.wonderful.com PAGE 207


Delta Air Lines COMMITMENT TO 100 PERCENT RENEWABLE ELECTRICITY IN U.S. OPERATIONS BY 2025 Delta employees have helped families across the globe for more than 20 years through its partnership with Habitat for Humanity, a global nonprofit organization that works with families to build or improve a place they can call home. Earlier this year, Delta employees, along with employees from partner airline GOL and Santander Brasil, were in Recife, Brazil, continuing this commitment to service to communities worldwide. The 2019 Delta Global Build took place March 18-22, marking Delta's 16th Global Build with Habitat for Humanity and the first build in Brazil. Volunteers included 54 Delta employees and two retirees, representing 24 stations and four countries, and 12 employees from GOL. Four employees from Santander Brasil also joined the team of volunteers. The 72-member team worked alongside future Habitat homeowners in Nossa Senhora do Ă&#x201C;, a small town near Recife, to begin construction of six new homes. The work involved the construction of exterior walls, bathrooms, kitchen facilities and the first two rooms of each home. "The Delta Global Build shows that travel is not just about connecting destinations, but also experiences, cultures, people, airlines and the global community," said Tad Hutcheson, Delta's Managing Director â&#x20AC;&#x201C; Community Engagement. "It is a privilege to have our colleagues at GOL join us on this year's Global Build with Habitat for Humanity, strengthening our partnership and supporting the community we serve together in Brazil." "The team is happy to take time from their work to join forces with GOL and Santander Brasil to be an active participant in making our communities stronger. This is at the heart of Delta's core values," said Fabio Camargoâ&#x20AC;&#x201D;Delta's Director, Brazil. "The days spent on this project will be memorable for all of us." "Delta has truly made a global impact in helping families secure safe and affordable housing," said Julie Laird Davis, vice president of Corporate and Foundation Relations at Habitat for Humanity International. "We are grateful to Delta for its support

over the years and the many employees who volunteer their time and skills to work alongside Habitat homeowners around the world." Delta employees have helped build or rehabilitate 264 homes in 12 countries all over the world since its partnership with Habitat for Humanity began in 1995. Delta Global Builds have been organized in Argentina, Chile, China, the Dominican Republic, Ghana, Haiti, India, Mexico, the Philippines, South Africa, Thailand and the United States. Giving back to the communities where they live, work and serve is core to Delta's culture, and the Delta Global Build is the company's special way for Delta employees to give back by helping Habitat create safe and decent shelter in partnership with those need of affordable housing. Delta Air Lines is working to connect the world and that starts by making a difference in the communities where Delta people live, work and serve. When customers choose Delta, they make a difference in communities around the world. Last year, Delta and The Delta Air Lines Foundation contributed over $50 million through the airline's commitment to give one percent of its income to key charitable organizations. Delta people actively volunteer their time and talents, an effort is amplified through the Great Delta Give Back, the airline's commitment to pay employees to spend a day volunteering for a host of causes across the globe, with key focus areas including health and wellness, education, military and veterans, sustainability, and diversity and inclusion. www.delta.com Habitat for Humanity: Driven by the vision that everyone needs a decent place to live, Habitat for Humanity began in 1976 as a grassroots effort on a community farm in southern Georgia. The Christian housing organization has since grown to become a leading global nonprofit working in local communities across all 50 states in the U.S. and in more than 70 countries. Families and individuals in need of a hand up partner with Habitat. To learn more, visit www.habitat.org PAGE 208


CNote NEW IMPACT INVESTMENT VEHICLE PROVIDES FUNDING TO UNDERSERVED WOMEN OF COLOR AND ENTREPRENEURS Women are the fastest-growing group of entrepreneurs in the U.S. Yet less than 5 percent of small business lending— only $1 in $23—goes to women. CNote aims to fix this disparity with the Wisdom Fund, a new impact investment opportunity launching today.

the focus will shift to scaling the program by continuing to add new lending partners, increasing investment and implementing best practices across the network. about why women are shut out of debt capital," said Allison Kelly, senior vice president of strategy and innovation at CDC Small Business Finance.

Created in partnership with mission-driven lender CDC Small Business Finance and four innovative nonprofits, the Wisdom Fund funnels money from accredited investors—institutions, funds, foundations, family offices and individuals—into business loans for low- to moderate-income women and women of color. The loans are provided by nonprofit community lenders with decades of experience delivering the capital and resources that women small business owners need.

"There's lots of data on how women are shut out of venture capital. We don't know as much about why women are shut out of debt capital," said Allison Kelly, senior vice president of strategy and innovation at CDC Small Business Finance. "What are the product-level needs? Who are the business owners and what barriers are they experiencing? Why are women opting out of taking on debt? The whole financial system is set up to serve a certain segment of the population. Maybe we need to rethink the distribution of capital and how we assess risk. The Wisdom Fund is an opportunity to create new debt products by working collaboratively with the women we aim to serve."

Fixing a social injustice: "We hear a lot about the gap in venture capital funding for women, but the vast majority of women who need capital are not forming hyper-growth startups; they are starting small businesses to pursue economic freedom, flexibility and independence. The financial system is not serving them well, and we're very much failing women of color in particular," said Catherine Berman, CEO and co-founder of CNote, an impact investing platform whose mission is to close the wealth gap in the U.S. "With the Wisdom Fund, we're taking a major step toward fixing a huge injustice—women's businesses receive far less funding than they deserve," said Berman. "We're working with an amazing group of nonprofit community lenders nationally to entirely rethink lending to women." Collaboration drives scalability and impact: During a threephase build-up, Wisdom Fund partners will collect, share and act on data about what works for women entrepreneurs. In the first eight months, participants will fill in the knowledge gap, gathering information on how women interact with the loan process, what hangs them up and what eases their path. In phase two, the partners will experiment with new ways to serve women that remove barriers. Around the one-year mark,

Community development financial institutions (CDFIs) like the ones CNote is working with are perfectly positioned to take on this work. They're distributed across the country, they have always invested in financially underserved communities, and they have enormous unrealized potential for financial and impact returns. "We looked at the trends and realized that CDFIs are undercapitalized," said Kelly. "The sources of capital were mismatched to CDFI needs—it was all big capital sources deploying larger chunks of capital to fewer and fewer CDFIs." That's where CNote comes in. Since its September 2017 debut with a product for retail investors, the fintech startup has invested more than $18 million in underserved communities through a growing CDFI network covering more than 35 states. Those investments have helped to create or maintain over 2,000 jobs and fund more than 400 small business loans. Website: www.mycnote.com PAGE 209


AbbVie $40 MILLION DONATION TO REBUILD NORTH CHICAGO MIDDLE SCHOOL AND $350 MILLION CHARITY PLEDGE - Rebuilding Neal Math & Science Academy supports student success and underscores AbbVie's ongoing commitment to North Chicago, where the company is headquartered. - Donation is part of AbbVie's $350 million charitable contribution pledge to nonprofit partners. AbbVie, a research-based global biopharmaceutical company, today announced a donation of $40 million to North Chicago Community Unit School District (CUSD) 187 to fund the rebuilding of the district's only middle school: Neal Math & Science Academy. This donation will provide a safer, modernized learning environment to improve student success for children and aims to help improve graduation rates, reduce dropout rates and increase college and career readiness. While the school's name and location will not be changing, AbbVie's support will enable the middle school to be completely rebuilt into a 21st century learning space. The school's size will increase to 93,000 square feet from 89,000 square feet and support 625 students. This slight increase in capacity ensures that current enrollment needs are met with room to grow in coming years, if needed. "AbbVie has demonstrated a longstanding commitment to supporting and investing in North Chicago. Today's donation will enable us to provide an updated space for students that is conducive to collaborative learning and helps improve student outcomes," said John Price, district superintendent. "AbbVie's donation will help support our high expectations for student learning in the STEM areas of science, technology, engineering and math while meeting the social and emotional needs of our students." Over the past six years, AbbVie has worked to improve student success, especially in its global headquarters in North Chicago. Many AbbVie employees, who have committed over 60,000 volunteer hours since 2013, helped renovate every public school library in North Chicago by building learning resource centers, maker spaces and new career pathways facilities, resulting in 

significant increases in student engagement in literacy and STEM subjects. "At AbbVie, we understand that education is essential to help young people succeed inside and outside of the classroom," said Laura Schumacher, Vice Chairman, External Affairs and Chief Legal Officer, AbbVie. "By rebuilding North Chicago's middle school, we can help ensure students have the right physical learning environment to help them gain the confidence and tools they need to succeed, recognizing that their potential is limitless and their futures are bright." AbbVie and the district selected IFF, a mission-driven lender, real estate consultant and developer, to facilitate this project. Headquartered in Chicago, IFF works with nonprofits to plan, finance and build their facilities. This donation to North Chicago schools is part of a broader $350 million charitable contribution that AbbVie has pledged to nonprofit partners, exemplifying AbbVie's longstanding commitment to children, families and communities and aiming to influence and inspire support for North Chicago and underserved communities across the USA. North Chicago District 187 is a public school district of 3,400 students serving children in North Chicago and Naval Station Great Lakes in six schools, pre-kindergarten through 12th grade. District 187 is on a mission together to empower each child to write their own story of success, and to prepare each child, academically and socially, to pursue and realize their purpose.  AbbVie is a global, research and development-based biopharmaceutical company committed to developing innovative advanced therapies for some of the world's most complex and critical conditions. The company's mission is to use its expertise, dedicated people and unique approach to innovation to markedly improve treatments across four primary therapeutic areas: immunology, oncology, virology and neuroscience. In more than 75 countries, AbbVie employees are working every day to advance health solutions for people around the world. Website: www.abbvie.com PAGE 210


CleanChoice Energy NEW PRODUCT TO HELP THE 1.1 BILLION PEOPLE WORLDWIDE WHO LIVE WITHOUT ELECTRICITY CleanChoice Energy, a renewable energy company that empowers people and businesses to cut emissions and live cleaner lives, has launched a new product to provide solar lanterns to families in need around the world. For every customer that makes the switch to clean energy through the Clean Lights Plan, CleanChoice Energy will send a solar lantern to families in need. An estimated 1.1 billion people – 14% of the global population – do not have access to electricity according to the International Energy Agency. "CleanChoice Energy's mission since day one has been to expand clean energy access. Unfortunately, there are still more than a billion people worldwide who live in poverty without any access to electricity," said Tom Matzzie, founder and CEO of CleanChoice Energy. "Clean lighting not only improves safety and health, but it provides additional opportunity to work or study when the sun goes down. Together we can help bring light to these families in need." Solar lanterns are a clean, cost-effective solution for providing energy access for people currently living without electricity. A recent report on solar lights showed that most households with a solar light use it several hours a day, and that it often replaces dirty kerosene lamps--allowing households to save between 1% and 2.5% of their total cash expenditures. With CleanChoice Energy, you can sit back and enjoy the fact that you're greatly reducing your impact on our planet everyday, without having to change your daily routine or make a long term commitment, and without any home installation. People interested in supporting CleanChoice Energy Clean Lights can sign-up at CleanChoiceEnergy.com/CleanLights and switch their power to 100% clean energy. For each customer that signs up on Clean Lights, CleanChoice will send a solar lamp to families in need.

CleanChoice Energy is a Clean Energy Supplier Our mission since day one has been to make clean energy accessible for everybody. With CleanChoice Energy you don’t need to install solar panels or even own your home, apartment, or business space to reduce your impact on the environment. You simply make the switch, and we make sure all the energy you use is replenished on the grid with 100% clean wind and solar power. CleanChoice Energy was started with the goal of making clean energy accessible to everyone. Since 2012 we’ve grown to become one of the fastest growing businesses in America, as ranked on the Inc. 500 and Deloitte’s Technology Fast 500™. Every day we continue to work to fulfill our mission by making it easy for consumers to choose 100% clean, pollution-free energy from regional wind and solar farms. - We only supply 100% clean renewable energy from wind and solar farms. Unlike other energy companies, we don’t have any blended products and we don’t contribute to any fossil fuel or nuclear energy production. - We aim to buy from newer facilities to support the growth of the renewable energy industry. - We strive to source our energy from farms as close to our customers as possible, bringing cleaner air closer to home. - We’re currently sourcing energy from 50+ wind and solar farms in the regions we serve, and we’re working to expand on that every day. Advocating for Clean Energy We live our values, holding ourselves to the highest standard for business. We also advocate for renewable energy at both the state and national levels to help build a clean and sustainable energy nation. We are actively exploring new ways of doing business and working on the next generation of renewable technology that will make the most impact for our customers and for the environment. Website: www.cleanchoiceenergy.com PAGE 211


Ericsson PARTNERSHIP WITH UNESCO TO LAUNCH NEW GLOBAL ARTIFICIAL INTELLIGENCE SKILL DEVELOPMENT â&#x20AC;˘ Partners to develop a new digital skill learning program with specific emphasis on scaling up Artificial Intelligence (AI) skill development for young people. â&#x20AC;˘ AI can accelerate the process of achieving Sustainable Development Goal 4 - Quality Education - as well as fulfilling other SDGs. Ericsson and UNESCO (United Nations Educational, Scientific and Cultural Organization) have formed a new partnership to educate and empower the next generation, with the partners to develop a new digital skill learning program that has specific emphasis on scaling up Artificial Intelligence (AI) skill development for young people. With the rapid deployment of advanced technologies such as mobile broadband, cloud, IoT, automation and AI, a new set of skills is required to enter the workforce. There is an unprecedented opportunity to harness technologies and use them to advance not only economies but also to combat some of the world's looming challenges. Next-generation 5G services are set to play a key role in accelerating digitalization and the impact of technologies like AI. The impact of AI is also felt across the education sector where it has the potential to increase access, automate process, curate learning and improve outcomes in education. It will continue to bring new opportunities for enhanced learning, new forms of learning and offer more flexible lifelong learning pathways. With this background, Ericsson and UNESCO are combining their respective strengths to create opportunities to scale up skill development in AI and other key digital skills for young people. Under the AI for youth initiative the partners will: - Develop and manage a repository of AI and other key digital skill training courses that will be available globally. - Build capacities of master trainers from selected countries around the globe with advanced knowledge of AI skill building.

- Support master trainers to mobilize AI hub centers and hackathons to train young people on developing AI applications. Heather Johnson, Vice President Sustainability and Corporate Responsibility, Ericsson, says: "At Ericsson, we believe that building strong and viable partnerships is key to meeting the global Sustainable Development Goals. This public private partnership focusing on skill development for Artificial Intelligence is an excellent example of what can be achieved when leaders work together to promote knowledge sharing and cooperation." Borhene Chakroun, Director of Policies and Lifelong Learning Division, UNESCO, says: "At UNESCO, we think that artificial intelligence is to be put at the service of sustainable development, a whole set of new education and training programmes has to emerge to equip youth with skills required to live and work in artificial intelligence era. Our partnership with Ericsson is critical to advance this agenda." The initiative was launched at Mobile Learning Week 2019, UNESCO's flagship education conference held at UNESCO Headquarters in Paris from March 4 to 8. The event brings together education and technology experts from around the world with focus on AI and sustainable development. As part of the event, UNESCO member states were invited to join the initiative and support the scaling up of AI skill development for young people. Ericsson enables communications service providers to capture the full value of connectivity. The company's portfolio spans Networks, Digital Services, Managed Services, and Emerging Business and is designed to help our customers go digital, increase efficiency and find new revenue streams. Ericsson's investments in innovation have delivered the benefits of telephony and mobile broadband to billions of people around the world. The Ericsson stock is listed on Nasdaq Stockholm and on Nasdaq New York. www.ericsson.com PAGE 212


Lilly INTRODUCES 50 PERCENT LOWER-PRICED INSULIN AND OTHER ACTIONS THAT HELP OFFSET DIABETES COSTS Authorized generic version of Humalog will be available in U.S. pharmacies at 50 percent lower list price. Reinforcing it's commitment to lower out-of-pocket costs for people who need insulin, Eli Lilly and Company announced it will introduce a lower-priced version of HumalogÂŽ (insulin lispro injection 100 units/mL) in the United States -providing people with diabetes an insulin option that will have a list price 50 percent lower than the current Humalog list price. "We've engaged in discussions about the price of insulin with many different stakeholders in America's health care system: people living with diabetes, caregivers, advocacy groups, health care professionals, payers, wholesalers, lawmakers, and leading health care scholars," said David A. Ricks, Lilly's chairman and chief executive officer. "Solutions that lower the cost of insulin at the pharmacy have been introduced in recent months, but more people need help. We're eager to bring forward a low-priced rapid-acting insulin. "The significant rebates we pay on insulins do not directly benefit all patients. This needs to change," Ricks said. "There are numerous ideas, including the rebate reform proposal from HHS. For people with diabetes, a lower-priced insulin can serve as a bridge that addresses gaps in the system until a more sustainable model is achieved." The lower-priced version will be called Insulin Lisproâ&#x20AC;&#x201D;the same molecule as Humalogâ&#x20AC;&#x201D;and will be available in vial and pen options. The list price of a single vial will be $137.35. The list price of a five-pack of KwikPens will be $265.20. Vials and pens of the lower-priced insulin have been manufactured, and Lilly will now work with supply chain partners to make them available in pharmacies as quickly as possible. It will be made available as an authorized generic through a Lilly subsidiary, ImClone Systems. Humalog will also remain available for people who want to continue accessing it through

their current insurance plans. Introducing an alternative insulin option allows Lilly to provide a lower-priced insulin more quickly while providing payers time to renegotiate downstream contracts and adjust to new system economics. "While this change is a step in the right direction, all of us in the health care community must do more to fix the problem of high out-of-pocket costs for Americans living with chronic conditions," Ricks said. "We hope our announcement is a catalyst for positive change across the U.S. health care system." Lilly's Insulin Lispro is one of many initiatives the company has introduced to deliver lower out-of-pocket options to people living with diabetes. In August 2018, Lilly launched the Lilly Diabetes Solution Center. Staffed by health care professionals, the Solution Center provides significant savings on Lilly insulins in multiple ways, including point-of-sale savings, access to donated Lilly insulin at more than 150 contracted free clinics, and options for people who have immediate needs. More than 10,000 people each month are paying significantly less for their Lilly insulin through the Solution Center and other offerings. In December 2016, Lilly introduced the first follow-on biologic basal insulin in the U.S., at a reduced price compared to branded competition. In the two years since that launch, the net price per prescription for the class of basal insulins in the U.S. has decreased by approximately 30 percent. Lilly also donates to charitable organizations that provide free medicine, including insulin, to patients meeting program eligibility requirements. In the last five years, Lilly has donated more than 5.4 million insulin vials and pens in the U.S. Lilly makes medicines that help people live longer, healthier, more active lives. Founded by Eli Lilly in 1876, we are one of the largest pharmaceutical companies in the world. We have steadfastly remained independent, but not isolated. Across the globe, Lilly has developed productive alliances and partnerships that advance our capacity to develop innovative medicines at lower costs. Website: www.lilly.com PAGE 213


Spin Master PARTNERS WITH SAVE THE CHILDREN TO BRING THE TOY MOVEMENT TO REFUGEE CHILDREN IN KENYA Mission to Kenya marked the 15th for Spin Master, totaling 450,000 toys delivered to displaced and disadvantaged. Spin Master Corp. in partnership with Save the Children continued to inspire change through the Toy Movement www.thetoymovement.org with its 15th mission, this time delivering new toys and GUND teddy bears to children in Kenya. Formed in 2014, the Toy Movement has completed missions in Mexico, Israel, Jordan, Turkey, South Africa, Nicaragua, and Iraq bringing the magic of play to children. "Our goal for the Toy Movement is to help kids be kids, no matter where they live," said Ronnen Harary, Co-Chief Executive Officer, Spin Master. "Children are great equalizers, full of an abundance of imagination, spirit and innocence. Unfortunately, children faced with conflict or war are being deprived of the basic benefits and joy of play, negatively impacting their lives and generations to come. Through the Toy Movement, we can ensure these children have the chance to experience the joy of play." Since 2017, Spin Master and Save the Children have partnered to bring toys to children in emergency situations around the globe. The most recent mission to the Dadaab refugee camp in rural Kenya includes executive leaders and employees from both Spin Master and Save the Children, delivering over 50,000 toys and GUND teddy bears to children living in the camp and host communities. "This was an emotional and heart-wrenching journey to the Dadaab refugee camp for the Spin Master team members and the Save the Children staff," said Anton Rabie, Co-Chief Executive Officer, Spin Master. "While on the ground in Kenya, we witnessed the complexities of life for children living in these camps. Subjected to violence, hunger and many other threats, these children don't have much opportunity to experience the joy of play. Many have never seen or received a toy, and it was a truly magical moment to see the smile on their faces amidst such harsh conditions."

The innovative partnership also addressed a critical gap in services for children affected by crisis through providing 'Child Friendly Spaces' that allow children to learn, play and recover from the trauma they have experienced in a safe environment. The toys are providing an avenue for children to express their emotions and facilitate conversations with psychosocial support workers. "Save the Children is pleased to continue our partnership with Spin Master to protect the wellbeing of children in crisis with the gift of play," said Bill Chambers, President and CEO of Save the Children. "Together, we are advancing the fundamental right to play for children in areas of political conflict and unrest, aiding in their learning and development and ultimately giving kids the chance to just be kids. Something that is so simple, but often overlooked as an inherent right in conflict and crisis settings." Kenya is now the second biggest refugee-hosting country in Africa after Ethiopia. As of December 31, 2018, there were 471,724 registered refugees and asylum-seekers in Kenya, 54% of those are between the ages of 0-17. Save the Children has been operational in Kenya since the 1950s, providing support to children through developmental and humanitarian relief programs. Current programming focuses on child protection, child rights governance, education, health, HIV/AIDS, livelihoods, nutrition and water, sanitation and hygiene. Spin Master is a leading global children's entertainment company that creates, designs, manufactures, licenses and markets a diversified portfolio of innovative toys, games, products and entertainment properties. Spin Master is best known for award-winning brands including Zoomer®, Bakugan®, Erector® by Meccano®, Hatchimals®, Air Hogs® and PAW Patrol®. Spin Master has 28 offices and employs over 1,700 people globally in Canada, United States, Mexico, France, Italy, United Kingdom, Russia, Slovakia, Poland, Germany, Sweden, the Netherlands, China, Hong Kong, Japan, Vietnam, and Australia. Website: www.spinmaster.com PAGE 214


Avon LAUNCHES STAND4HER A GLOBAL PLAN TO IMPROVE THE LIVES OF 100 MILLION WOMEN A YEAR - Stand4her is Avon's global response to the barriers still holding women back and aims to improve the lives of 100 million women each year by advancing their earning potential through the power of beauty, and their ability to live a safe and healthy life. - The Avon Academy – one of world's largest training academies – launches to train 500,000 Representatives each month to become beauty entrepreneurs. - Stand4her responds to recent research that finds: Only half of women feel they live in a culture that encourages female entrepreneurs. - Advancing women's economic potential could increase global GDP by $12-$28 trillion annually. - Nearly 80% of women believe beauty brands put too much pressure on them to be perfect. - A fifth of women feel unsafe in their communities, and a third will experience physical or sexual violence during their lifetime. This year, Avon Products, Inc. launched stand4her – a global plan to tackle some of the greatest barriers that are holding women back from achieving their full potential. As part of the business strategy to 'Open Up Avon', stand4her aims to improve the lives of 100 million women a year by standing for: the freedom to work in your own terms and in your own way; the power of beauty; safe and healthy lives. One of the first major initiatives in the 10+ year plan is the launch of the Avon Academy which will train 500,000 entrepreneurs every month, enabling more women around the world to earn money, in their own way and on their own terms. The Academy will be one of the largest training programmes in the world, and will provide women with lifelong learning and flexible development opportunities, delivered through a combination of online videos, interactive learning modules and peer support. Stand4her is being launched in response to new research, commissioned by Avon with input from Oxford Economics, 

which shows that despite the global increase in flexible working patterns, women still feel they are held back from running their own businesses. This underpins projections that women's economic potential is being limited by as much as 50%, creating a potential loss to annual global GDP of $12-28 trillion per year. The benefits of work are far greater than economic with Avon's new research finding that: - 77% of women say that working increases their confidence. - 65% of women say that working has improved the way in which they are treated by others. - 74% of women say that working has increased their ability to be a role model for their children. Jan Zijderveld, Avon Chief Executive Officer, said: "Stand4her is what we do, every day – it's what we've been doing for over 130 years. We're reigniting Avon's strong sense of purpose and doubling down on our efforts to support women and provide more meaningful and rewarding opportunities for our beauty entrepreneurs. Our core purpose has never been more relevant.  Today female economic participation in the workforce remains below that of men, but we can be an agent of change, challenges ingrained barriers and open up opportunities. With 100 million women who work with us and buy from us around the world, and millions more in the communities in which we operate, Avon has a critical role – alongside other partners – to make a real and lasting impact." For 130 years Avon has stood for women: providing innovative, quality beauty products which are primarily sold to women, through women. Millions of independent sales Representatives across the world sell iconic Avon brands such as Avon Color and ANEW through their social networks, building their own beauty businesses on a full- or part-time basis. Avon supports women's empowerment, entrepreneurship and well-being and has donated over $1billion to women's causes through Avon and the Avon Foundation. Website: www.avonworldwide.com PAGE 215


CITGO $14 MILLION CONTRIBUTION TO MUSCULAR DYSTROPHY ASSOCIATION FOR SCIENTIFIC RESEARCH AND CARE CITGO Petroleum Corporation and the Muscular Dystrophy Association (MDA) celebrated a record-breaking 2018 – where the refining and marketing company raised more than $14 million to help transform the lives of individuals living with muscular dystrophy, ALS and related neuromuscular diseases with breakthrough therapies and innovations. As MDA's largest corporate sponsor, CITGO and its employees, along with its network of locally-owned Marketers and Retailers, have contributed more than $240 million dollars since the two began working together in January 1986. "We are incredibly grateful for the unparalleled support that CITGO, its employees, and Marketers and Retailers have provided MDA for the past 32 years," said MDA Executive Vice President & Chief Philanthropy Officer, Adam Catumaccio. "CITGO has set the standard in corporate support by fueling our efforts to find treatments and cures for neuromuscular diseases that severely limit strength and mobility." Throughout 2018, CITGO employees, Marketers and Retailers hosted more than a hundred fundraising events and sponsored a number of local MDA events, including: MDA Corporate Golf Challenge in April Presenting sponsor for the MDA New York Muscle Team gala; Golf tournaments hosted by Lake Charles, Lemont and Corpus Christi refineries; St. Patrick's Day bowling event and the Chicago Muscle Team event hosted by the Lemont refinery; Walks, golf tournaments, letter writing, and other donation campaigns organized by terminals employees; MDA Shamrocks program, whereby CITGO Marketers remain the number one seller; and Founding Sponsor of MDA Team Momentum, the MDA endurance initiative, since 2013. "We have partnered with MDA over the last 30 plus years because we share similar values and believe in what the organization is doing – working to find a cure for these devastating diseases. Through our continued efforts, we hope to be at the forefront when MDA discovers that cure," said CITGO Executive Vice President Rick Esser.

The Muscular Dystrophy Association: MDA is committed to transforming the lives of people affected by muscular dystrophy, ALS and related neuromuscular diseases. We do this through innovations in science and innovations in care. As the largest source of funding for neuromuscular disease research outside of the federal government, MDA has committed more than $1 billion since our inception to accelerate the discovery of therapies and cures. Research we have supported is directly linked to life-changing therapies across multiple neuromuscular diseases. MDA's MOVR is the first and only data hub that aggregates clinical, genetic and patient reported data for multiple neuromuscular diseases to improve health outcomes and accelerate drug development. MDA supports the largest network of multidisciplinary clinics providing best in class care at more than 150 of the nation's top medical institutions. Our Resource Center serves the community with one-on-one specialized support, and we offer educational conferences, events, and materials for families and healthcare providers. Each year thousands of children and young adults learn vital life skills and gain independence at summer camp and through recreational programs, at no cost to families. For more information visit www.mda.org CITGO: Headquartered in Houston, Texas, CITGO Petroleum Corporation is a recognized leader in the refining industry with a well-known brand. CITGO operates three refineries located in Corpus Christi, Texas; Lake Charles, La.; and Lemont, Ill., and wholly and/or jointly owns 48 terminals, nine pipelines and three lubricants blending and packaging plants. With approximately 3,400 employees and a combined crude capacity of approximately 749,000 barrels-per-day (bpd), CITGO is ranked as the sixth-largest, and one of the most complex independent refiners in the United States. CITGO transports and markets transportation fuels, lubricants, petrochemicals and other industrial products and supplies a network of approximately 5,000 locally owned and operated branded retail outlets in 30 states and the District of Columbia. CITGO Petroleum Corporation is owned by CITGO Holding, Inc. For more information, visit www.CITGO.com PAGE 216


PhosAgro INVESTMENT BY RUSSIA'S FERTILIZER GIANT TO SUPPORT THE STUDY OF THE SIBERIAN TIGER PhosAgro and the Siberian Tiger Centre have signed a cooperation agreement. The document was signed by PhosAgro CEO Andrey Guryev and general director of the Siberian Tiger Centre, Sergei Aramilev. PhosAgro CEO Andrey Guryev said: "As one of the leaders in the global fertilizer industry, we are pleased to support projects to study and preserve the population of the largest tiger on the planet. The Russian Far East, where the Siberian tiger lives, and where we are the only federal fertilizer producer to have an office, is of strategic interest to us. It is therefore a great honour for us to take part in the preservation of its ecosystem." "The Siberian tiger is inextricably linked with the environment of the southern areas of the Russian Far East. The forest serves as home to the tiger and ungulates, and serves as a source of food for both humans and the predator that inhabit the area. Therefore, by protecting the tiger we are not only protecting the whole ecosystem, but we are helping the local population." Sergei Aramilev commented. "We are pleased that PhosAgro will be supporting with us with this difficult challenge. We know that they share our values and now, thanks to their financial support, we can do even more to preserve the environment for future generations. The Centre faces immense challenges and we appreciate the support of all our sponsors, without exception." The Siberian tiger is one of the rarest tiger subspecies, the largest and the only one adapted to life in the harsh winter. It is listed in the Red Book of the Russian Federation and the IUCN Red List. Russia is home to 580-600 of these predators living in the wild, which represents 95% of the global population. The Siberian “Amur" Tiger Centre is an autonomous noncommercial organization established for preservation and researching the Amur tiger population. It was founded in July of 2013 by the Russian Geographic Society at the initiative of President of the Russian Federation Vladimir Putin.

PhosAgro is one of the world's leading vertically integrated phosphate-based fertilizer producers. PhosAgro's shares are traded on the Moscow Exchange, and Global Depositary Receipts for shares trade on the London Stock Exchange. Since 1 June 2016, the Company's GDRs have been included in the MSCI Russia and MSCI Emerging Markets indexes. Social policy is an integral part of PhosAgro’s strategy. - All PhosAgro’s businesses have developed healthcare and wellbeing programmes to improve conditions at work places. - PhosAgro employees have an opportunity for rehabilitation not only at Russian health centres and recreation resorts, but also abroad, while their children have a chance to take holidays. - PhosAgro's corporate social responsibility takes due account of the need to form a professional vocational educational environment, developing programmes on the professional orientation of school children. In addition, assistance is given to kindergartens, medicine and education is supported. - General corporate events organised by the Minudobreniya Association of Trade Union Organisations have become a tradition. - PhosAgro’s businesses conclude on an annual basis publicprivate partnership agreements with the governments and local authorities in the regions where they operate. - PhosAgro works closely with leading universities to help them properly prepare students for jobs at PhosAgro. - As part of the Support and Development of Professional Education and Career Guidance Programme, PhosAgro has created a vertically-integrated “school-college/universityfactory” system to prepare future employees. - Special “PhosAgro-classrooms” have been opened in local schools in the regions where PhosAgro works (Balakovo, Volkhov, Kirovsk and Apatity, Cherepovets). - The PhosAgro-classroom project provides support for the best teachers and students. They get the opportunity to use leadingedge lab equipment and modern IT equipment. Website: www.phosagro.ru PAGE 217


H&M FOUNDATION AWARDS 5 INNOVATIONS A €1 MILLION GRANT FOR THEIR FASHION SUSTAINABLE EFFORTS Initiative invites consumers to support the ideas further via crowdfunding. (Pictured - Lab Leather by Le Qara). Lab made vegan leather, textile fibers made of nettles, a digital system to make products recyclable from scratch, children's clothes that expand and a biodegradable toxic-free membrane for outdoor wear are this year's Global Change Award winners, sharing a €1 million grant from the non-profit H&M Foundation. Their common denominator? Improving fashion's impact on the planet through innovation. To further catalyze this shift, H&M Foundation today announce an initiative with crowdfunding platform Indiegogo, that puts consumers in the front seat, enabling them to take active part as supporters, backers, and testers of the five innovations. "The winners of the Global Change Award proved that it's possible to improve the environmental impact of the fashion industry. They are a true inspiration and great partners to any fashion company that wants to contribute to protecting the planet and our living conditions. The initiative with Indiegogo adds an important piece as it also enables the public to be at the very heart of finding and funding a future for sustainable style," said Karl-Johan Persson, board member of H&M Foundation and CEO of H & M Hennes & Mauritz AB. Selected out of 6,640 entries from 182 countries by the prominent expert panel, here are this year's Global Change Award winners and how the €1 million grant is distributed: €300,000 – The Loop Scoop by circular.fashion (Germany): A digital system aiming to close the loop on every garment from design to wear to recycling. €150,000 – Clothes that Grow by Petit Pli (UK): Outfits that expand with the child, while reducing environmental impact. €250,000 – Sane Membrane by dimpora (Switzerland): A biodegradable and mineral-based membrane for outdoor wear.

€150,000 – Sustainable Sting by Green Nettle Textile (Kenya): Growing nettles to create sustainable fashion fibers and opportunities for farmers in Kenya to boost their livelihoods. €150,000 – Lab Leather by Le Qara (Peru): Using microorganisms to create vegan biodegradable leather for the fashion industry. In addition to the financial grant, all winners also get access to a one-year innovation accelerator program provided by H&M Foundation in partnership with Accenture and KTH Royal Institute of Technology, taking them to Stockholm, New York and Hong Kong. The program also gives access to virtual coaching sessions during the year. This setup brings significant value to the winners and has proven to cut years off the development timeline. "In five years, our idea will have increased the use of fiber recycling and multiple reuse possibilities tremendously. We envision that 150 million circularity ID's will be out on the market, ensuring that each circularly designed garment will be regenerated to high quality fibers after use," said Ina Budde, cofounder of circular.fashion. Among the thousands of entries to this year's Global Change Award, 45 percent rank "funding" as their biggest obstacle. Clearly, crowdfunding holds great untapped potential as a funding option. "Additional funding could unlock the opportunity for us to experiment with recycled fibers, colors and patterns which we currently are unable to achieve at our size. It would also allow us to make additional hires needed ahead of entering scaled production," said Ryan Mario Yasin, founder of Petit Pli. H&M Foundation: Our mission is to act as a catalyst forpositive change for people and communities.We create real impact through partnershipswith ambitious goals. Website: www.hmfoundation.com PAGE 218


Grubhub SECOND YEAR OF SUPPORTING WOMEN IN THE RESTAURANT INDUSTRY WITH RESTAURANTHER Grubhub, the USA's leading online and mobile food-ordering and delivery marketplace, announced its continued commitment in supporting women-led restaurants during the second year of the company's RestaurantHER initiative.

Award semi-finalist for "Outstanding Restaurateur," or Seattle's Nue founded by Uyen Nguyen, diners can now easily order their favorites or find something new with more than 30,000 womenled restaurants within the map.

To expand on this initiative, Grubhub partnered with the James Beard Foundation, one of the most influential organizations in the restaurant industry, specifically supporting the organization's Women's Leadership Programs, which is committed to advancing women in the culinary world.

Lastly, as part of the 2018 RestaurantHER initiative, Grubhub and Women Chefs & Restaurateurs (WCR) worked together to develop a toolkit for aspiring female chefs and culinary leaders: Sharpen Your Skills. A guide of resources and best practices, this toolkit was built to help women navigate and address the challenges they face in today's restaurant industry. Additionally, Grubhub contributed to WCR's scholarship and mentorship programs, supporting and connecting over a dozen women in the culinary industry through formal apprenticeships.

As part of this partnership, Grubhub diners were able to "Donate the Change" by rounding up their order to the nearest dollar and donating the difference to this program, including the "Women's Entrepreneurship Leadership" track. This programming provided by the James Beard Foundation is built out by its volunteer-based advisory council comprised of chefs, restaurateurs, business leaders, academics, and other experts. "Correcting gender imbalance in the restaurant and culinary industry is a mission we've been extremely committed to for several years now," said Katherine Miller, VP of Impact at the James Beard Foundation. "In partnering with an industry leader like Grubhub we're able to combat this issue together, creating and providing the best tools and resources to train, support, and empower women throughout all stages of their professional careers." Additionally, to build on the momentum created at last year's launch, Grubhub has added thousands of women-led restaurants to the well-received RestaurantHER map, which is an interactive resource to help diners locate and support  establishments run by women nationwide. Launched as the first of its kind in 2018, this map incorporates restaurants owned or co-owned by a women or a kitchen led by a woman head or executive chef. Whether it's Washington D.C.'s Pizzeria Paradiso run by Ruth Gresser, recently nominated as a James Beard 

"Continuing our efforts for the second year with Grubhub's RestaurantHER initiative, and with a partner like the James Beard Foundation, is incredibly exciting and shows this is a cause many of us recognize is important," said Matt Maloney, chief executive officer of Grubhub. "Women only make up 19% of chefs, and only 7% of head chefs, in today's culinary world, and we know as a company we have the responsibility to raise awareness and make an impact on not only the industry, but our own platform as well. There's no doubt that more diversity and overall support for women-run restaurants will spark new creativity and expertise to create and lead future generations of restaurateurs." Grubhub is the nation's leading online and mobile foodordering and delivery marketplace with the largest and most comprehensive network of restaurant partners, as well as the largest diner base. Dedicated to connecting diners with the food they love from their favorite local restaurants, Grubhub strives to elevate food ordering through innovative restaurant technology, easy-to-use platforms and an improved delivery experience. Grubhub is proud to work with more than 105,000 restaurant partners in over 2,000 U.S. cities and London. Website: www.grubhub.com PAGE 219


Norwegian Cruise Line LAUNCHED GIVING JOY CAMPAIGN TO REWARD EDUCATORS IN THE USA AND CANADA - To celebrate Teacher Appreciation Week, Cruise Line Offered Educators a Chance at Free Cruises and $15,000. -Campaign Launched to Coincide with Norwegian Joy's Debut in the U.S. Norwegian Cruise Line, the innovator in global cruise travel with a 52-year history of breaking boundaries, unveiled the Norwegian Cruise Line Giving Joy campaign, developed to recognize and reward educators in the U.S. and Canada. To mark Teacher Appreciation Week in May 2019 and the North American debut of the cruise line's 15th ship, Norwegian Joy, the company leveraged the ship's heart-warming name for a compelling campaign that acknowledged and celebrated the intersection of travel and education by honoring deserving teachers that are doing the most to bring joy to their students. "Travel is a powerful means of education," said Andy Stuart, president and chief executive officer of Norwegian Cruise Line.  "It brings people closer to each other and to diverse cultures around the world. It promotes awareness and understanding... it broadens perspectives. Through our Norwegian Cruise Line Giving Joy campaign, we celebrate the power of education and travel, and reward teachers who have taken responsibility for our future, our children, and who lean into that responsibility with all they've got." "Travel is a powerful means of education," said Andy Stuart, president and chief executive officer of Norwegian Cruise Line.  "It brings people closer to each other and to diverse cultures around the world.  It promotes awareness and understanding... it broadens perspectives. Through our Norwegian Cruise Line Giving Joy campaign, we celebrate the power of education and travel, and reward teachers who have taken responsibility for our future, our children, and who lean into that responsibility with all they've got." Norwegian Cruise Line's Giving Joy campaign runs from March 12 to April 12, 2019. The company is asking for nominations of 

certified or accredited teachers in the U.S. and Canada who are inspiring joy in the classroom. The 15 teachers with the most votes will win a seven-day cruise for two. They will also be provided airfare and accommodations for an award ceremony taking place in Seattle on May 3, 2019, where they will have the chance to win $15,000 for their school. Norwegian Joy: As the 15th ship within the Norwegian Cruise Line fleet, Norwegian Joy will make her U.S. debut in late April following an over $50 million renovation, bringing her amenities and experiences nearly identical to her sister ship, Norwegian Bliss. She will feature an extended go-kart track, enhanced gaming and virtual reality complex – Galaxy Pavilion – and new dining and bar venues. On May 4, 2019, in advance of Teacher Appreciation Week, she will embark on her first sailing of the season, offering seven-day Alaska cruises from Seattle with calls to Ketchikan, Juneau, Icy Strait Point and Skagway, Alaska, and Victoria, B.C.  Beginning in the fall, Norwegian Joy will offer itineraries to the Mexican Riviera from Los Angeles and Panama Canal from Los Angeles and Miami. She will cruise to the Caribbean from Miami beginning in 2020. Norwegian Cruise Line: As the innovator in global cruise travel, Norwegian Cruise Line has been breaking the boundaries of traditional cruising for over 52 years. Most notably, the cruise line revolutionized the industry by offering guests the freedom and flexibility to design their ideal vacation on their preferred schedule with no assigned dining and entertainment times and no formal dress codes. Today, its fleet of 16 contemporary ships sail to nearly 300 of some of the world's most desirable destinations, including Great Stirrup Cay, the company's private island in the Bahamas and its resort destination Harvest Caye in Belize.  Norwegian Cruise Line not only provides superior guest service from land to sea, but also offers a wide variety of awardwinning entertainment and dining options as well as a range of accommodations across the fleet, including solo-traveler staterooms, mini-suites, spa-suites and The Haven by Norwegian®, the company's ship-within-a-ship concept. Website: www.ncl.com PAGE 220


Audentes Therapeutics LAUNCHED "BE BOLD FOR COURAGEOUS PATIENTS" TO SUPPORT PATIENTS LIVING WITH RARE DISEASES Audentes Therapeutics, Inc. a biotechnology company focused on developing and commercializing innovative gene therapy products for patients living with serious, lifethreatening rare diseases, today announced its support for Rare Disease Day® with the launch of "Be Bold for Courageous Patients," a program designed to meaningfully impact the lives of patients living with rare diseases. "Be Bold for Courageous Patients" is intended to enhance and expand the Company's commitment to rare disease patients and their families. As part of this year's effort, Audentes will provide a sponsorship grant to help support children from the rare disease community to attend The Painted Turtle and Double H Ranch, medical specialty camps that offer the opportunity for kids to enjoy being kids in a camp environment specifically built for their needs. Children and their families attended The Painted Turtle during Neuromuscular and Genetic Family Weekend from March 1 – 3, in Lake Hughes, California, or Double H Ranch during Camp Inspiration for children who are BIPAP or ventilator dependent from June 7 – 11, in Lake Luzerne, New York. These unique camps offer children and their families the opportunity to sing, laugh, grow, and discover their potential.  Audentes employees are also volunteering their time to make camper family weekend kits, blankets, and turtle pillows for families attending the Neuromuscular and Genetic Family Weekend and Camp Inspiration. Both The Painted Turtle and Double H Ranch are part of SeriousFun Children's Network founded by Hollywood actor and philanthropist Paul Newman.  All SeriousFun camps and programs are provided at no cost to families and rely on grants and donations to help them achieve their mission.  Families can apply for an opportunity to attend directly through each camp's website and by following their standard application process. "Audentes is derived from the Latin word 'audeo,' which means 'those who have courage; those who have boldness, daring.'  The name Audentes reflects our heritage as a patient-focused 

company dedicated to making a bold effort to find solutions for patients," said Matthew R. Patterson, Chairman and CEO. "To that end, we are pleased to launch 'Be Bold for Courageous Patients' to further serve the needs of the rare disease community in unique and positive ways, including teaming up with The Painted Turtle and Double H Ranch. Championing and serving patient communities creates a sense of mission and purpose that inspires all Audentes employees, our commitment to the rare disease community is core to our company beliefs." "We are excited to have Audentes as a sponsoring partner this year," said Chris Butler, CEO of The Painted Turtle.  "This meaningful support enables children living with rare diseases to have a positive camp experience and help their families bond through our Family Weekend programs." The Audentes "Be Bold for Courageous Patients" program is comprised of the following initiatives: Support rare disease work; Impact the patient community in a unique, positive way; Evolve employee volunteerism companywide. There are approximately 7,000 different types of rare diseases affecting up to 350 million people worldwide. Eighty percent of rare diseases are genetic in origin, and thus are present throughout a person's life, even if symptoms do not immediately appear. An estimated 50 percent of the people affected by a rare disease are children, and 30 percent of children with rare disease will not live to see their fifth birthday. Although rare disease patients and their families face many challenges, enormous progress is being made every day. Audentes Therapeutics is a biotechnology company focused on developing and commercializing innovative gene therapy products for patients living with serious, life-threatening rare diseases. We are a focused, experienced and passionate team committed to forging strong, global relationships with the patient, research and medical communities. Website: www.audentestx.com PAGE 221


Goya DONATED 200 METRIC TONNES OF FOOD TO THE PEOPLE OF VENEZUELA PLUS OTHER CSR INITIATIVES Goya Foods, America's largest Latino food company, announces its commitment to donate 200 metric tons of food, equivalent to 440,000 pounds of food, to the people of Venezuela. In collaboration with the United States government, Goya is working to coordinate the delivery of the truckloads of product from Goya's Houston, Texas facility to Colombia before entering the border of Venezuela. "We unite with our brothers and sisters in Venezuela to bring nourishing food during a time of desperate need," said Bob Unanue, President of Goya Foods. "I commend the support of the United States and other countries, private and public entities, and individuals who are also working diligently to ensure that the people of Venezuela receive food, water, and aid." The donation of Goya Black Beans (Caraotas Negras), a Venezuelan staple, is part of Goya's charitable arm, Goya Gives, a global initiative committed to promoting and supporting the overall well-being of communities through social responsibility, environmental initiatives, and company values.  Goya supports over 300 organizations, events, and scholarships worldwide and has always played an active role in providing food donations during times of crisis in the United States, Puerto Rico, Ecuador, Mexico, Haiti, Chile, Peru and El Salvador among others. OTHER CSR ACTIONS - Goya Foods, in partnership with the New Jersey Devils, and Prudential Center donated 61,265 pounds of food to the Community FoodBank of New Jersey and hosted its annual Day of Service with over 30 employee volunteers from each company to help pack a portion of the products. The food donation, equal to 52,796 meals, was then distributed to families in need throughout New Jersey.

- Goya Foods announced that it will offer four $20,000 Culinary Arts and Food Science Scholarships, granted annually, to four students nationwide entering their freshman year of college with an undergraduate degree in culinary arts and/or food science. Goya’s Culinary Arts Scholarship is available on a competitive basis to students entering an accredited two-year or four-year institution. Scholarships are in the amount of $5,000 awarded per academic year starting in Fall 2019 and are renewable for up to three additional years provided the student remains eligible to receive funding, totaling $20,000. Scholarship America mobilizes support for students getting into and graduating from college. Since 1958, Scholarship America has distributed $3.1 billion in scholarship assistance to 2 million students, funding both entry-level and multi-year scholarships and emergency financial grants. About GOYA: Founded in 1936, Goya Foods, Inc. is America’s largest Hispanic-owned food company and has established itself as the leader in Latin American food and condiments. Goya manufactures, packages, and distributes over 2,500 high-quality food products from Spain, the Caribbean, Mexico, Central and South America. Goya products have their roots in the culinary traditions of Hispanic communities around the world. The combination of authentic ingredients, robust seasonings and convenient preparation makes Goya products ideal for every taste and every table. Goya is a company that celebrates diversity and authenticity; a community of passionate people making a difference through excellent-quality food and giving back to all those who have supported Goya for over 83 years.  Through Goya Gives, the company’s charitable arm, Goya has been a proud supporter of nearly 300 organizations endeavors, programs, scholarships, and events that promote culture and benefit overall community wellness. The company established Goya Gives as a way to bring awareness to national initiatives that demonstrated Goya’s commitment to its communities through social responsibility, environmental initiatives, and company values, and to encourage others to help those in need. Website: www.goya.com PAGE 222


Stanley Black & Decker LAUNCHES STANLEY EARTH, NEW BRAND OF PURPOSEDRIVEN PRODUCTS TO EMPOWER FARMERS IN INDIA - Launches new brand for purpose-driven product technologies, reflecting company's commitment to Innovating with Purpose, a key pillar of its 2030 CSR strategy. - Announced first STANLEY Earth-branded product - a solarpowered water pump that enables reliable, low-cost irrigation for farmers - following successful pilot installation in India. Stanley Black & Decker today announced the launch of STANLEY Earth™, the company's new global brand for purpose-driven product technologies that innovate for social good. Through this brand, the company will leverage its core technology expertise and broad partnership network to create new solutions that address unmet societal needs, including critical sustainable development challenges such as water, energy, and climate. "The world is facing a growing number of increasingly critical societal issues today, and as a company that makes products and services that help create and shape our world, we have an obligation to leverage our resources and expertise to create new solutions that address these challenges," said Stanley Black & Decker President and CEO Jim Loree. "Our new STANLEY Earth brand is a reflection of our commitment to 'Innovating with Purpose,' which is a core pillar of our CSR Strategy and 22/22 Vision." "These products will play a key role in helping our company create positive change and get us closer to achieving our goal of enhancing the lives of 500 million people. Our basic goal is to be a force for good in alignment with our purpose, for those who make the world," Loree added. STANLEY Earth's first product is NADI™, an eco-friendly, low cost solar-powered water pump that provides reliable irrigation for agricultural applications. The new technology is now available in India and offers a sustainable alternative to the 25 million inefficient alternating current (AC) and diesel pumps used for

agriculture, which draw almost 20% of the electricity generated in the country and pose an environmental pollution challenge. "Nearly two years ago, we set out on a mission to deliver a selfsustaining irrigation solution that can provide India's millions of farmers with a solution to one of their key challenges – reliable and consistent access to clean water," said Ramana Gogula Vice President of Clean Technology Innovation at Stanley Black & Decker. "Through the innovation of our STANLEY team and collaboration with key partners, we've delivered an affordable solution that can help transform not only the lives of farmers in India, but also the lives of farmers in any part of the world that faces water scarcity." NADI™, which means "river" in Hindi, uses STANLEY's highly efficient brushless direct current (BLDC) motor technology to drive the pump and solar panels to power the entire system. The smart pump has an intelligent controller that enables micro-irrigation, and it incorporates an IOT-based agricultural platform complete with sensors that connect to the cloud and mobile networks, providing real-time data that enables farmers to efficiently monitor system performance and conduct preventive maintenance as needed. In addition to its introduction in India, the STANLEY Earth team is exploring opportunities to expand its availability to Africa, South America, and South East Asia, all water-scarce regions where this technology can provide significant value to farmers. Stanley Black & Decker is a $14 billion revenue, purpose-driven industrial organization. Stanley Black & Decker has 58,000 employees in more than 60 countries and operates the world's largest tools and storage business, the world's second largest commercial electronic security company, a leading engineered fastening business as well as Oil & Gas and Infrastructure businesses. The company's iconic brands include Black & Decker, Bostitch, CRAFTSMAN, DEWALT, FACOM, Irwin, Lenox, Porter Cable and Stanley. Website: www.stanleyblackanddecker.com PAGE 223


Edward Jones FINANCIAL SERVICES LEADER TOPS $6 MILLION IN ALZHEIMER'S ASSOCIATION FUNDRAISING EFFORTS Financial services firm Edward Jones, the first national presenting sponsor for the Alzheimer's Association annual Walk to End Alzheimer's®, raised $3.3 million in 2018 through its 3,578 teams across the country. The firm's total contributions in support of the alliance last year topped $6 million, surpassing its 2017 contributions of $4.8 million.  ………………………... The Walk to End Alzheimer's® is the world's largest event to raise awareness and funds for the improvement of Alzheimer's care, support and research. ………………………... "We strive to make a positive difference for our clients and our communities, and this is one way we can make a substantial impact. Too many of us have witnessed the devastation that this disease causes for those with the diagnosis, their friends, families and other caregivers," said Jeff Panchot, the principal leading the Edward Jones Older Adult Council. "Now in our third year of the strategic alliance with the Alzheimer's Association, our associates continue to raise the bar on giving back." ………………………... The strategic alliance, which began in 2016, has several facets. Edward Jones has worked with the Alzheimer's Association to create the Edward Jones Alzheimer's Research Fund, a targeted effort to accelerate research on treatment methods, prevention and, ultimately, a cure. The Alzheimer's Association also provides educational programs for Edward Jones associates so they can share resources with clients. "As the Alzheimer's Association strives to engage more volunteers in meaningful roles, Edward Jones associates have stepped up as leaders in the fight by joining Walk to End Alzheimer's planning committees, chapter boards and as volunteer advocates to help advance our efforts for increased Alzheimer's research funding at the federal level," said Donna McCullough, Alzheimer's Association Chief Development Officer, commenting on the partnership.  ………………………... Alzheimer's disease is the nation's sixth-leading cause of death and the only disease among the top 10 causes that cannot be 

prevented, cured or even slowed, according to the Alzheimer's Association. In the United States alone, more than 5 million people are living with the terminal brain disease, and this number is set to skyrocket to nearly 14 million by 2050 unless more effective treatments are found. About Edward Jones Edward Jones, a Fortune 500 company headquartered in St. Louis, provides financial services in the U.S. and through our affiliate in Canada. Every aspect of the firm's business, from the investments offered to the location of its branch offices, caters to individual investors. The firm's 17,000-plus financial advisors serve more than 7 million clients and care for more than $1 trillion in assets. Edward Jones has more offices than any other investment firm in America. We attribute a great deal of our success to our principles and personal, long-term approach to investing. We have consistently been ranked among the best companies to work for by FORTUNE magazine, and our employees tend to stay with us for years. As a privately owned company, Edward Jones has a very personal feel that’s almost like family. And we’re very proud of that. Giving back and being stewards of the environment have been integral parts of the Edward Jones culture for many years. And whether it’s donating school supplies, walking to support Alzheimer’s research or volunteering at local functions, associates in our branches and headquarters advocate for the needs of the communities in which they work and live. Visit www.edwardjones.com About the Alzheimer's Association The Alzheimer's Association is the leading voluntary health organization in Alzheimer's care, support and research. It is the largest nonprofit funder of Alzheimer's research. The Association's mission is to eliminate Alzheimer's disease through the advancement of research, to provide and enhance care and support for all affected, and to reduce the risk of dementia through the promotion of brain health. Its vision is a world without Alzheimer's. Visit www.alz.org PAGE 224


Citi DONATED $10 MILLION TO COMMUNITY ORGANIZATIONS ACROSS THE U.S. FOR JOB TRAINING 40 non-profits will expand their work to provide 10,000 displaced workers with the skills and training needed to compete for jobs in growing sectors including healthcare, transportation, technology, and construction. The Citi Foundation and the Local Initiatives Support Corporation (LISC) announced the 40 community-based organizations that will receive funding and technical support through the Bridges to Career Opportunities initiative (Bridges) to expand their work in communities across the U.S. Focused on helping American workers secure steady employment, the 40 organizations chosen are connecting unemployed and underemployed workers with jobs in growth industries that need trained workers, including healthcare, transportation, technology, and construction. Through an expanded network of local sites across the U.S., over 10,000 job seekers will have access to a range of services designed to increase their incomes, improve their credit and raise their standards of living. These services include skills training and career development, as well as personal finance coaching, continuing education courses (to strengthen math and reading skills), and resources to help job seekers secure child care and housing arrangements, which can serve as impediments to career mobility. Roughly half of the community-based organizations will use the funding over the next three years to expand their existing Bridges programs to reach more people with a broader range of training and opportunities; the other half will be launching Bridges for the first time with new services. For example, Focus: HOPE in Detroit, is launching a new robotics program to support people moving into careers in automation, manufacturing and information technology fields. Other services, like one-on-one financial coaching, assistance with transportation and help navigating public programs that can stabilize families during training, will also be offered.Â

In Houston, where one in every nine workers in the city works in the healthcare industry, Volunteers of America is expanding its programming so that low-wage veterans and other workers can move from entry-level health care jobs into more advanced patient care and technology positions. Skills training is paired with extensive financial coaching that includes budgeting, savings and credit repair to help build stronger financial futures. The International Rescue Committee in San Diego is expanding its work with refugees, immigrants and residents with lowincomes, offering new training focused on jobs in the fastgrowing solar industryâ&#x20AC;&#x201D;a sector identified by the San Diego Workforce partnership as a priority because employers currently struggle to fill installation and maintenance jobs. IRC career development coaches also connect participants to noneconomic services that are critical for stability and growth, such as mental health and legal services. "The demands of today's U.S. job market are playing out in different ways for American workers and we need to support those who are being negatively impacted by the forces that are shaping the modern economy," said Ed Skyler, executive vice president for global public affairs at Citi and chair of the Citi Foundation. "By connecting programs that provide not only education and skills building, but support services for family and housing needs, we're helping American workers who have been or are in danger of being displaced achieve success and contribute to their communities." The Citi Foundation works to promote economic progress and improve the lives of people in low-income communities around the world. We invest in efforts that increase financial inclusion, catalyze job opportunities for youth, and reimagine approaches to building economically vibrant cities. The Citi Foundation's "More than Philanthropy" approach leverages the enormous expertise of Citi and its people to fulfill our mission and drive thought leadership and innovation. Website: www.citifoundation.com PAGE 225


Hair Cuttery SHARE-A-HAIRCUT PROGRAM DONATED 51,000 HAIRCUT CERTIFICATES TO HOMELESS ACROSS THE USA In its 20th Year, Share-A-Haircut Program Benefits Homeless Children and Adults. Hair Cuttery, the largest family-owned and -operated chain of hair salons in the country, announced that it had donated 51,000 free haircut certificates to the homeless. In just two days from February 4-5, patrons visited one of Hair Cuttery's more than 800 salons to participate in this get-one, give-one campaign. The haircut certificates, an estimated value of $21 each and totaling $1.07 million in retail value, benefited the homeless across the nation. The free haircut certificates will be donated locally to homeless adults and children in the neighborhoods where Hair Cuttery salons are located, and distributed by partnering resident shelters and community organizations. "This is a very meaningful cause for the Hair Cuttery family, and a great way to kick off the 20th year of this program," said Dennis Ratner, Founder and CEO of Hair Cuttery. "Everyone deserves to feel good and to feel appreciated, and we hope this donation will help spread that message to those who need it most." Since 1999, the Share-A-Haircut program has donated more than 2.9 million free haircut certificates valued at more than $57 million. Hair Cuttery has an established history of charitable giving, supporting a range of local and national causes, including, Boys & Girls Clubs of America, American Red Cross, American Cancer Society, Girls on the Run and The National Network to End Domestic Violence. The program’s concept is a one-for-one donation allowing our guests to directly support someone less fortunate. The back-toschool program is held for the first two weeks in August – for every child’s haircut purchased at any Hair Cuttery location, we donate a free haircut certificate to a child in need through local social services agencies. A new haircut symbolizes a new start and new possibilities. We want children to associate feeling good about themselves with getting ready to head back to

school. Hair Cuttery believes in making beauty shine from within and a new style is just what children need to start the new school year with confidence! In 2018, Hair Cuttery and the National Network to End Domestic Violence (NNEDV) teamed up to raise awareness about domestic violence through the Share-A-Haircut program. For every haircut purchased at one of the Hair Cuttery’s nearly 900 salons, a free haircut certificate was donated to a survivor of domestic violence through a network of state coalitions and local programs nationwide. In 2018 Hair Cuttery also donated back-to-school haircuts to children who needed it most. For every child up to age 18 who purchased a haircut at one of Hair Cuttery’s nearly 900 salons, one free haircut certificate was donated to an underprivileged child in the community. Within the first two weeks of the program, Hair Cuttery donated tens of thousands of free haircut certificates ahead of the new school year. Certificates were distributed with the help of more than 200 local government and non-profit organizations in communities across the country. About Hair Cuttery Hair Cuttery is the largest family-owned and -operated chain of hair salons in the country, with over 800 company-owned locations on the East Coast, New England and the Midwest. A full-service, value-priced salon, Hair Cuttery offers a full complement of cuts and styling, coloring, waxing and texturizing services with no appointment necessary, as well as a full line of professional hair care products. Hair Cuttery is committed to delivering a delightful client experience through WOW Service including an Extra Mile for a Smile Guarantee. Hair Cuttery is a division of Ratner Companies, based in Vienna, VA. Website: www.haircuttery.com PAGE 226


Joy Organics DELIVERED 200,000 MEALS TO CHILD REFUGEES AS PART OF ANNUAL 'JOY DAY' PROMOTION With the draw of a 40 percent discount, Joy Organics was able to raise enough money to feed an entire school. Joy Organics, the leading provider of organically grown, 100 percent THC-free CBD oil products, announced that their first annual "Joy Day" promotion will result in over 200,000 meals being provided to displaced children via Greater Hope Project, established in Northern Uganda to help meet the needs of children living in refugee camps due to the South Sudanese conflict. With the draw of a 40 percent discount, throughout the day, nearly 5,000 products were purchased on Feb. 15. This response caused a server crash, overwhelmed their fulfillment center and halted merchant processing. The Joy Organics team readied the entire staff for the campaign but nothing could have prepared them for the overwhelming engagement that resulted. "The response was more than we could have hoped for," said company co-founder Joy Smith, who learned of Hope Primary School during multiple humanitarian missions to Northern Uganda. "Because of the overwhelming support of our customers, half of whom were new to Joy Organics, thousands of children whose daily nutritional needs are not being met will receive a nutritious breakfast and lunch for a full month." Refugee camps throughout Northern Uganda were established due to the South Sudanese conflict, which has resulted in 2.2 million people fleeing their homes and country. While meant to be temporary, these encampments are now feeling more permanent for the hundreds of thousands of men, women and children caught in the net of war. "We're incredibly grateful to those who took part in Joy Day," said Smith, who launched the company with her husband of 30plus years and works with three of her children in the family business. "They've made an enormous impact on the lives of very deserving children."

Joy Organics has risen to the top of the booming CBD oil market via their proprietary oil extraction process using organically grown hemp, rigorous third-party testing and full transparency. The result is that consumers are confident they're purchasing the purest pharmaceutical grade, 100 percent THC-free CBD products available — ranging from tinctures to softgels to combat pain, sleep and energy issues to the first comprehensive CBD skincare line and even pet products. "We're now committed to making Joy Day an annual event each Feb. 15," added Smith. "Our company mission is to provide our customers with the highest-quality ingredients and improve the lives of one million people this year through our products. Though Joy Day may look different every year, it just makes sense to extend that effort to others in need." Joy's Story: Joy is a wife, mom and grandmother. As a selfproclaimed "health nut", her story begins in a place that many of us know very well - persistent pain and trouble sleeping. While researching natural solutions, Joy learned of the benefits of CBD and began trying the top brands. What she found was distressing: only one of the seven biggest CBD oil brands gave her the relief she desired. After more research, the answer became obvious. Today's CBD oil industry is a mess. There is minimal government oversight. No enforcement of false label claims and a huge variety of ineffective extraction and delivery methods. As Joy’s frustration grew, so did her passion for creating a product people could trust. She then put together her team to create the most pure, organic, and bioavailable THCfree hemp oil on the market. The reason Joy’s products are so effective is because of the superior quality of her CBD oil and the technology used to increase its bioavailability to the body. Her softgels, face serum, day cream and night cream are made using water-soluble nanoemulsion technology. The dog treats and energy drink mix are made with water-soluble hemp oil powder. Website: www.joyorganics.com PAGE 227


DTE Energy SPENT $1.7 BILLION WITH LOCAL MICHIGAN-BASED BUSINESSES IN 2018, PLUS MANY CSR ACTIONS Company bought more than 70 percent of its goods and services from in-state suppliers

Michigan vendors and connects local companies with in-state business opportunities.

DTE Energy announced that it spent $1.7 billion with Michigan businesses in 2018, creating and sustaining more than 8,000 jobs across the state and exceeding its in-state spending goal by $800,000.

"We do this without sacrificing quality and affordability, which demonstrates the competitiveness of our state's economy," Tomczak said.

Since 2010, DTE spent more than $9.2 billion with Michiganbased suppliers of goods and services, creating 24,000 jobs. "We prioritize partnerships with in-state suppliers, and we encourage others to do the same," said DTE Chief Procurement Officer Tony Tomczak. "DTE's commitment gives Michigan's hard-working business owners new opportunities to succeed, expands the local economy and builds stronger communities." Below are highlights of DTE's partnership with Michigan-based vendors, including dollars spent, number of businesses, and total jobs positively impacted: Southeast Michigan and Metro Detroit: DTE bought $1.3 billion in goods and services from 1,261 companies, generating and supporting more than 6,000 jobs. Forty percent of this spending – $512 million – was sourced from companies based in Detroit. West Michigan: DTE spent $66 million with 215 companies, creating and sustaining more than 300 jobs. Northeast and Northwest Michigan: DTE invested $38 million with 176 companies, positively impacting nearly 180 jobs. South Michigan: DTE partnered with more than 450 companies, spending $182 million and adding/ maintaining nearly 850 jobs. Central Michigan: DTE invested $41 million with more than 150 companies, creating and sustaining 190 jobs. Thumb Region: DTE spent $93 million with 250 companies, positively impacting more than 400 jobs. Upper Peninsula: DTE partnered with 53 businesses, spending $12 million generating and supporting nearly 60 jobs. DTE is a founding member of Pure Michigan Business Connect, a public-private initiative that encourages companies to buy from

For W-3 Construction, a Detroit construction services company, DTE's focus on Michigan businesses translates into increased revenue and additional jobs. W-3 helps DTE build new substations to provide more reliable electric power for its customers. "We've been in Detroit for more than 30 years and established a track record of delivering high-quality, cost-competitive services to DTE," said Linda Turner, client relations manager for W-3. "The increased business from DTE has fueled our growth, allowing us to bring on additional full-time Michigan workers and hire more local skilled laborers for projects." DTE is also committed to developing a more inclusive supply base. Last year, the company spent $472 million with certified diverse suppliers and captured 11 industry-wide supplier diversity achievement awards. DTE's innovative approach to supplier diversity is based on outreach and mentoring. "We seek out Michigan companies to ensure they're aware of upcoming bid opportunities and are ready to partner with us, or with our largest suppliers," Tomczak added. "We meet local business owners where they are and connect them with new business opportunities." DTE Energy is a Detroit-based diversified energy company involved in the development and management of energy-related businesses and services nationwide. Its operating units include an electric company serving 2.2 million customers in Southeastern Michigan and a natural gas company serving 1.3 million customers in Michigan. Website: www.dteenergy.com PAGE 228


Icelandic Glacial FIGHTING KIDNEY DISEASE BY DONATING 10% OF ONLINE SALES DURING NATIONAL KIDNEY MONTH Icelandic Glacial, an award-winning, premium natural spring water from Iceland, announced that it is partnering with The National Kidney Foundation to raise awareness about the importance of hydration in maintaining kidney health during National Kidney Month. Starting March 1, Icelandic Glacial also donated 10% of online sales to the National Kidney Foundation in support of programs to help the estimated 30 million American adults affected by kidney disease. Additionally, both organizations agreed to share information about kidneys and the role of water in promoting healthy kidneys via their respective websites, newsletters, and social media channels throughout the month. "March is National Kidney Month and we're encouraging all Americans to take better care of their kidneys and to Heart Your Kidneys for a change," said Joseph Vassalotti, MD, Chief Medical Officer, National Kidney Foundation. "Water is a healthier choice for your kidneys than high-calorie sugary drinks and we're grateful to team-up with Icelandic Glacial to help spread the word." "We are very excited to partner with the National Kidney Foundation to encourage people to drink water and help take care of their kidneys," said Jon Olafsson, Chairman and CoFounder of Icelandic Glacial. "Our exceptionally pure water is the perfect way to keep hydrated and support good kidney health." Icelandic Glacial has a naturally alkaline pH level of 8.4 thanks to the natural filtration system of lava rock at the underground spring from which the water is sourced. "We are delighted to be partnering with such a world-class brand to showcase the importance of drinking water to our supporters," said Anthony Gucciardo, Senior Vice President, Strategic Partnerships, National Kidney Foundation.

About Kidney Disease: In the United States, 30 million adults are estimated to have chronic kidney disease - and most aren't aware of it. 1 in 3 American adults are at risk for chronic kidney disease.  Risk factors for kidney disease include diabetes, high blood pressure, heart disease, obesity, and family history. People of African American, Hispanic, Native American, Asian, or Pacific Islander descent are at increased risk for developing the disease.  African Americans are 3 times more likely than Whites, and Hispanics are nearly 1.5 times more likely than nonHispanics to develop end stage renal disease (kidney failure). About the National Kidney Foundation: The National Kidney Foundation (NKF) is the largest, most comprehensive and longstanding organization dedicated to the awareness, prevention and treatment of kidney disease. For more information about NKF, visit www.kidney.org About Icelandic Glacial: Icelandic Glacial is the super-premium natural spring water, bottled at the source from Iceland's legendary Ölfus Spring, which was formed more than 5,000 years ago and is shielded from pollution by an impenetrable barrier of lava rock. The spring produces water so pure that nothing is added or taken away. As a result, Icelandic Glacial possesses exceptional balance featuring a naturally low mineral content and a naturally alkaline pH of 8.4. Icelandic Glacial™ takes immense pride in running a completely sustainable operation fueled entirely by geothermal and hydroelectric power. At 7,688 sq. ft., the world class facility is one of the world's greenest and cleanest. Fully automated and hands-free, the facility is capable of producing up to 30,000 bottles per hour. The filling process takes place in a clean room environment held to the highest laboratory standards. The water for Icelandic Glacial™ travels directly from the underground spring into the bottling facility, which maintains a positive air pressure to impede the outside air. The first time Icelandic Glacial™ encounters the open air is when the bottle seal is broken. Nothing is ever added or taken away. Website: www.icelandicglacial.com PAGE 229


Sappi JOINED SUSTAINABLE APPAREL COALITION COMMITMENT TO IMPROVING SUPPLY SUSTAINABILITY Sappi Limited announced that it has joined the Sustainable Apparel Coalition (SAC) and will use the group's sustainability measurement suite of tools, the Higg Index, to drive environmental and social responsibility throughout its supply chain. With its membership in the SAC, Sappi joins more than 240 global brands, retailers, and manufacturers, as well as government, non-profit environmental organizations, and academic institutions, which are collectively committed to improving supply chain sustainability in the apparel, footwear, and textile industry. Sappi's vision is of a thriving world—a better tomorrow than today. Sappi applies its expertise and collective imagination to equipping its people to prosper in the world of tomorrow; establishing shared value initiatives to uplift communities; using natural resources in a responsible manner, valorising waste streams and promoting transparent supply chains. Sappi's overall objective is to expand and enhance value streams to create sustainable products based on a renewable natural resource—woodfibre. Sappi Limited CEO Steve Binnie commented: "Sappi's sustainability strategy builds on our 2020Vision, people and core assets and aims to create real value by evolving our business as we expand our range of products derived from woodfibre, including packaging and speciality papers, woodfibre based bioproducts and importantly dissolving wood pulp (DWP) for the textiles industry. We are pleased to join the SAC, confident it will have a positive impact on product sustainability over time." Sappi Dissolving Wood Pulp (DWP) Executive Vice President Mohamed Mansoor added: "We believe the SAC can become a model for how industries can collaborate in making a positive impact on value chain performance. Our confidence in the DWP market was confirmed when we launched Verve, our first brand range bolstering our leadership in this market. Sappi Verve represents our commitment to the entire value chain from

brand owners through to the cellulosic fibre producers; our commitment to providing a natural fibre responsibly produced, sourced from sustainably managed forests." In its relationship with the SAC, Sappi will contribute both data and resources to support the Higg Index, which measures sustainability performance and drives supply chain transparency and decision-making to improve efficiency and sustainability impact. The Higg Index is an indicator-based suite of tools that enables suppliers, manufacturers, brands, and retailers to evaluate materials, products, facilities, and processes based on environmental performance, social labor practices, and product design choices. "We welcome the addition of Sappi to the Sustainable Apparel Coalition and look forward to their participation in this industrywide effort in sustainability," SAC Interim Executive Director Amina Razvi said. "Having Sappi as part of the Coalition widens the scope of our impact within the industry and accelerates the change we're making towards responsible industry actions." About Sappi: A global leader in dissolving wood pulp and paperbased solutions, Sappi Limited (listed and in the Top 40 on the JSE - SAP), is headquartered in Johannesburg, South Africa; has over 12,000 employees; manufacturing facilities on three continents, in nine countries (ten operations in Europe, three operations in America and five operations in South Africa) and customers in over 150 countries worldwide. Sappi works closely with customers to provide relevant and sustainable dissolving wood pulp, paper (speciality, packaging and graphic), paper pulp, and biomaterial products and related services and innovations. Our market-leading range of paper products includes: flexible packaging, label, release liner, containerboard and fluting, coated fine papers, casting release papers and in our Southern African region newsprint, uncoated graphic and business papers. These products serve the fashion, FMCG and industrial sectors. Website: www.sappi.com PAGE 230


Ecolab GLOBAL HYGEINE LEADER CONTRIBUTED NEARLY $17 MILLION TO COMMUNITIES WORLDWIDE IN 2018 Ecolab Inc. continued its long-standing commitment to supporting communities in 2018 through several initiatives, including corporate giving, grants to nonprofit organizations, in-kind product donations and employee volunteerism, with a total impact of nearly $17 million. "Ecolab is committed to making a positive impact in the communities where we operate," said Kris Taylor, vice president of Community Relations. "In 2018, we worked with our colleagues and nonprofit partners to help make a difference in the lives of many people throughout the U.S. and the world." For more than 30 years, the Ecolab Foundation has supported local communities with grants to nonprofit organizations in support of their work to educate youth, assist vulnerable citizens, cultivate artistic communities and help protect the environment. - In 2018, grants totaling $14 million were provided by Ecolab and the Ecolab Foundation to 910 organizations that align with the foundation's four focus areas: - Youth and education: $7 million supported organizations and schools providing in- and out-of-school programs for early childhood education as well as college access programs, including $5 million to the University of Minnesota to fund environmental sustainability research and education through academic leadership, scholarships and research at the university's Institute on the Environment. - Civic and community development: $4 million funding supported organizations that provide basic needs to vulnerable citizens, including access to food and housing, and job training. Arts and culture: $735,000 supported performing arts and arts education organizations and their involvement in schools. Environment and conservation: more than $650,000 of 2018 grand funding supported organizations that help protect our lands and waters as well as those who educate our youth about nature and conservationism. Across all four focus areas, $940,000 was designated to grants focused on youth science, technology, engineering andÂ

mathematics (STEM) education. In addition, grants exceeding $1 million were also made to 26 United Way chapters in the U.S., matching employee donations in these communities. In 2018, Ecolab also continued support for its global philanthropic partners, The Nature Conservancy and Project WET, through the company's Solutions for Life program, which enhances Ecolab's mission to conserve water and improve hygiene throughout the world. Through Project WET, more than 7 million people in 88 countries have been reached through the Clean and Conserve Education Program, a free curriculum cocreated by Ecolab and Project WET to educate youth about water conservation and healthy hygiene practices. In 2018, Ecolab also committed to a three-year sponsorship of Project WET's DiscoverWater.org to help students in upper elementary and middle school learn about the water cycle, water conservation, healthy hydration and soap and water science. The continued partnership with The Nature Conservancy resulted in water conservation work in Minnesota to help protect the headwaters of the Mississippi River and support the development of water funds in China to help protect the Dongjiang River Basin and Qiandao Lake in Zhejiang Province. The partnership also helped fund a tree nursery in Mexico that will provide 500,000 pine tree saplings annually for reforestation in and near the Cumbres de Monterrey National Forest. Ecolab also is a founding member of the Good360 Disaster Recovery Council, supporting initiatives and best practices centered on thoughtful giving during disasters." Ecolab products were distributed in support of disaster relief and other initiatives to 10 states in the U.S. and to those in need in Belize, El Salvador, Guatemala, Guyana, Haiti, Honduras, Indonesia, Jamaica, Mexico, Moldova and Puerto Rico. Volunteerism is a core component of Ecolab's culture, and in 2018, employees volunteered more than 66,000 hours, providing a value of nearly $2 million to their local communities. Website: www.ecolab.com PAGE 231


Timken COMPANY HONORED CHILDREN OF ASSOCIATES WORLDWIDE WITH $540K IN SCHOLARSHIP AWARDS The Timken Company helped to fulfil the dreams of a future pharmaceutical developer, an aspiring criminology professor and 15 other high school scholars with big ambitions of their own. From its World Headquarters in North Canton, Timken presented college scholarships—valued at $540,000 over a fouryear period—to 17 children of Timken associates from six countries. Since launching the annual program in 1958, The Timken Company Charitable and Educational Fund has awarded more than $24 million in scholarships to deserving students. Ioana Babarus, daughter of senior process design engineer Dana Babarus and Dragos Babarus, earned the Henry Timken Scholar Award, valued at $35,000 annually, up to $140,000 over four years. Ioana, who plans to open her own pharmaceutical laboratory one day, is a senior at Alexandru Ioan Cuza College in Ploiesti, Romania, and plans to study pharmacy at Carol Davila University in Bucharest, Romania. An accomplished scholar, Ioana has studied in China, France and the United Kingdom, and has volunteered extensively with foster children. She hopes someday to establish a charitable organization that would send pharmacy students to isolated communities to provide medicine to help care for people. Jeanna Hill, daughter of manufacturing associate Charles Hill and Denine Di Lucchio, earned the Jack Timken Scholar Award, valued at $25,000 annually, up to $100,000 over four years. The Uniontown High School (Kansas) senior said she hopes to be a criminology professor one day. First, however, she will study math and sociology at the University of Kansas. The avid musician, who qualified for the John Philip Sousa Award in Kansas, is a member of Uniontown's marching, pep and concert bands and has performed with the Pitt State University Crimson and Gold band. "Students like Ioana, Jeanna and our other award winners assure us that our future is in very capable hands," said Timken Chairman John M. Timken, Jr. "These young men and women are poised to make a difference in whatever endeavor they chose to pursue all around the world."

Joining Babarus and Hill as scholarship winners, five students received $10,000 annual awards worth up to $40,000 over four years. They include: - Kaitlyn Chambers, daughter of production planning analyst Rick Chambers and Sandra Baker, from Stevens High School in Claremont, New Hampshire. Kaitlyn plans to pursue a degree in accounting at Plymouth State University. - Ayush Gupta, son of operator technician Anup Gupta and Arti Gupta, from Little Flower School in Jamshedpur, India. He plans to study marine engineering at the University of Tasmania in Australia. - Lauren Kohler, daughter of cones manager Wayne Kohler and Angela Kohler, from Bucyrus Secondary School in Bucyrus, Ohio. Lauren intends to study pre-medicine at The Ohio State University. - Hannah Shupert, daughter of manufacturing associate Jerry Shupert and Anita Bartlett, from Glendale High School in Springfield, Mo. Hannah has been accepted to the Honors College at the University of Missouri at Columbia where she will study linguistics and political science. - Matthew Swigert, son of global new product implementation manager John Swigert and Sandra Swigert, from Louisville High School in Louisville, Ohio. He plans to study aerospace engineering at Purdue University. - In addition, 10 winners earned $10,000 one-time scholarships. The Timken Company designs and manages a growing portfolio of engineered bearings and power transmission products. With more than a century of innovation and increasing knowledge, we continuously improve the reliability and efficiency of global machinery and equipment to move the world forward. Timken posted $3.6 billion in sales in 2018 and employs more than 17,000 people globally, operating from 35 countries. Timken plays an active role in shaping the world around us. By combining forces and resources, we strive to enrich the quality of life, protect the environment, and promote opportunities and growth for all. Website: www.timken.com PAGE 232


Honeywell SPONSORED 292 STUDENTS FROM AROUND THE WORLD TO ATTEND SPACE CAMP LEADERSHIP PROGRAM Honeywell sponsored 292 students from 41 countries and 27 U.S. states and territories to attend the annual Honeywell Leadership Challenge Academy at the U.S. Space & Rocket Center (USSRC) in Huntsville, Alabama. The two week-long programs encouraged students to pursue science, technology, engineering and math (STEM) careers through real-world, hands-on challenges in coding, computer sciences and astronautics.

"As a world leader in software and industrial technology, Honeywell sees the need to increase educational opportunities for students by blending technical knowledge with teambuilding, communication and leadership skills. The Honeywell Leadership Challenge Academy aims to do that," said Mike Bennett, President, Honeywell Hometown Solutions. "In partnership with the USSRC, we're pleased to offer this program to our future leaders."

"Engaging students in science and engineering is now as fundamentally important as learning to read and write," said Dr. Deborah Barnhart, CEO and executive director, USSRC. "By investing in these young students, Honeywell is helping to prepare them to become the global STEM-literate citizens who will change our world."

Since 2010, Honeywell Hometown Solutions, the Company's corporate citizenship initiative, has awarded 2,709 scholarships to children of Honeywell employees. Students are selected through a rigorous application and review process based on academic achievement and community involvement. Honeywell and its employees help fund the scholarships, which cover the cost of tuition, meals, accommodations and program materials.

Students between the ages of 16 and 18 will develop STEM leadership skills through numerous team-building challenges such as building, coding and testing rockets; simulated astronaut training; shuttle missions; and a moonwalk. Students will also use computational thinking and computer science to increase their digital skills. Eight students from the prior year's academy were selected to return as ambassadors and mentors to the current group of students. "Last year's academy was a phenomenal experience for me, and I'm looking forward to returning as an ambassador and helping others achieve their goals," said Rohith Tirumalasetti, a student from Hyderabad, India. "Meeting astronauts and participating in simulations confirmed my aspiration to become an astronaut." "The academy greatly helped improve my leadership and communication skills," said Addie Bell, an ambassador from Eaton, Ohio. "I am certain that as this year's students take on challenging activities with other students and instructors from around the world, they will soon know their teammates as friends for life."

The U.S. Space & Rocket Center, a Smithsonian Affiliate, is home to Space Camp®, Space Camp® Robotics, Aviation Challenge® and U.S. Cyber Camp as well as the Apollo 16 capsule, the National Historic Landmark Saturn V rocket and world-class traveling exhibits. USSRC is the Official Visitor Center for NASA Marshall Space Flight Center and a showcase for national defense tech developed at the U.S. Army's Redstone Arsenal. Honeywell Leadership Challenge Academy is part of Honeywell Hometown Solutions, the company's corporate citizenship initiative, which emphasizes STEM education, inclusion and diversity, sustainability, child safety, and humanitarian relief. Together with leading public and nonprofit institutions, Honeywell has developed powerful programs to address these needs in the communities it serves. Honeywell is a Fortune 100 technology company that delivers industry specific solutions that include aerospace products and services; control technologies for buildings and industry; and performance materials globally. Website: www.honeywell.com PAGE 233


Unilever LAUNCHED THE PLEDGE FOR PATERNITY AND PLAN TO HELP MORE THAN A BILLION PEOPLE IMPROVE HEALTH Today, less than 1 in 5 men in the U.S. are offered any paid paternity leave by their employer. Among fathers who do have access to paid leave policies, many don't believe they can take their full time, if any, to care for their newborn. While the role dads play in the lives of their families continues to evolve, 87% of dads report being more satisfied with their lives when they can be the caregivers they want to be. Dove Men+Care launched the next phase of the brand's social mission that champions paternity leave for dads everywhere, and invites everyone to show their support for every dad's right to paid leave by signing The Pledge for Paternity Leave because when dads take leave, everyone benefits, including our families, workplaces and communities. To further support this cause, Dove Men+Care also made a $1 million commitment to fund dads and their families nationwide who don't have access to paid paternity leave. "Since we launched in 2010, the Dove Men+Care brand has communicated that modern masculinity is defined by the way men care," said Nick Soukas, VP of Skin Cleansing & Baby Care for Unilever. "By supporting this important initiative, our goal is to increase utilization rates of paid paternity leave for those men who have access to it and encourage other companies to come together and offer men paid paternity leave so they can take the time to care for their families." The Pledge for Paternity Leave: While 50% of dads believe they should take paternity leave, almost three-quarters of them agree there's still little to no workplace support. To spark increased societal and policy change at the business and governmental levels, Dove Men+Care is launching The Pledge for Paternity Leave, a call to action for everyone – new and expectant dads, allies and business owners – to sign and drive increased awareness around the importance of access to paid leave policies to bond with a new child. Each pledge will signal to dads everywhere that they can and should feel safe when asking for their right to paid paternity leave.

"Through my own experience becoming a father, I saw firsthand the importance of taking paternity leave and being there for my family during a critical time in our lives," said Alexis Ohanian, Co-Founder and Managing Partner of Initialized Capital. "No dad should have to sacrifice taking leave, and I've been very public about taking mine in an effort to show other men that you can still be an ambitious businessperson while also taking time for your family. And it's not just fathers who reap the benefits – it's in the best interest of families, workplaces and communities to support dads in taking leave. Working with Dove Men+Care, I will continue to try to tackle some of the societal stigmas that exist around paternity leave, and advocate for paid leave to be a right for dads everywhere." Dove Men+Care is the first range of products from Dove developed specially for men. Manufactured by Unilever, the line includes the #1 dermatologist recommended bars and body washes in the U.S. Launched in 2010, the Dove Men+Care portfolio includes bars, body washes, face care, antiperspirant/deodorants, and hair care. Dove Men+Care is available nationwide in food, drug, and mass outlet stores. Unilever is one of the world's leading suppliers of Beauty & Personal Care, Home Care, and Foods & Refreshment products with sales in over 190 countries and reaching 2.5 billion consumers a day. Unilever's Sustainable Living Plan underpins the company's strategy and commits to: - Helping more than a billion people take action to improve their health and well-being by 2020. - Halving the environmental impact of our products by 2030. - Enhancing the livelihoods of millions of people by 2020. The USLP creates value by driving growth and trust, eliminating costs and reducing risks. Globally, the company's sustainable living brands grew 46% faster than the rest of the business and delivered more than 70% of the company's growth in 2017. Website: www.unilever.com PAGE 234


Bridgestone RETAIL OPERATIONS FUNDRAISING RAISED $2.8 MILLION FOR BOYS & GIRLS CLUBS OF AMERICA Fundraising enabled more youth to attend Club activities through Driving Great Futures transportation program. Bridgestone Retail Operations, a subsidiary of Bridgestone Americas Inc. raised nearly $2.8 million to support Boys & Girls Clubs of America through its Driving Great Futures initiative in 2018. In the fourth consecutive year of its national partnership, BSRO doubled what it raised in 2017, bringing the total funds raised since 2015 to $6.6 million. One hundred percent of funds raised through the BSRO Driving Great Futures program helps Boys & Girls Clubs of America serve millions of young people through Club membership and community outreach. "This record-breaking contribution would not be possible without the generosity and commitment of our customers, employees and partners. Because of their support, Bridgestone is helping ensure kids have reliable transportation to and from their local Club," said Joe Venezia, president, BSRO. "We are proud to collaborate with Boys & Girls Clubs of America to help address the challenges local clubs face each day while exemplifying Our Way to Serve, the Bridgestone corporate social responsibility commitment to improving the way young people live, move and play." In 2018, BSRO awarded 81 transportation grants to Boys & Girls Clubs across the country. Ten of the grants supported the purchase of new passenger vans outfitted with Bridgestone DriveGuard tires, which travel up to 50 miles at up to 50 mph to safety after a puncture or flat. The remaining grants supported the transportation needs of Clubs who on average serve a combined 71,000 youth each day, and 800,000 youth each year. The majority of contributions collected in 2018 were the result of in-store donations by customers through the company's network of more than 2,200 automotive service centers, as well as additional support from Credit First National Association, a business of Bridgestone Americas, and Interstate Batteries, Shell, and ITW/QMI. In addition to financial support, employees invested more than 2,000 volunteer hours in support of the Driving Great Futures program.

"Bridgestone consistently demonstrates its commitment to Boys & Girls Clubs by developing unique programs that contribute to our mission to enable all young people to reach their full potential as productive, caring and responsible citizens," said Jim Clark, president and CEO, Boys & Girls Clubs of America. "The transportation grant program we developed this past year with Bridgestone allowed us to collect unprecedented data and gain valuable insights about the transportation needs of our Clubs, and through funding, is enabling us to address these gaps head on. We are Driving Great Futures together." Boys & Girls Clubs of America: For more than 150 years, Boys & Girls Clubs of America has enabled young people most in need to achieve great futures as productive, caring, responsible citizens. Today, 4,300 Clubs serve 4.3 million young people through Club membership and community outreach. Clubs are located in cities, towns, public housing and on Native lands throughout the country, and serve military families in BGCAaffiliated Youth Centers on U.S. military installations worldwide. They provide a safe place, caring adult mentors, fun and friendship, and high-impact youth development programs on a daily basis during critical non-school hours. Club programs promote academic success, good character and citizenship, and healthy lifestyles. In a Harris Survey of alumni, 54 percent said the Club saved their lives. National headquarters are located in Atlanta. For more information, visit: www.BGCA.org Bridgestone Retail Operations, LLC is headquartered in Nashville, Tenn. and operates the largest network of companyowned automotive service providers in the world â&#x20AC;&#x201D; more than 2,200 tire and vehicle service centers across the United States â&#x20AC;&#x201D; including Firestone Complete Auto Care, Tires Plus, Hibdon Tires Plus and Wheel Works store locations. Credit First National Association and Firestone Complete Fleet Care operations are also part of BSRO. BSRO is a member of the Bridgestone Americas family of companies. Website: www.bridgestoneamericas.com PAGE 235


Iron Mountain LEADER IN INFORMATION MANAGEMENT RENEWED SUPPORT FOR PAPERS OF ABRAHAM LINCOLN PROJECT Financial grant will help the Abraham Lincoln project fulfill its mission of identifying, imaging, transcribing, annotating, and publishing all documents written by, or to, Abraham Lincoln during his lifetime. Iron Mountain Incorporated the global leader in storage and information management services, today announced it has renewed its support of the Abraham Lincoln Presidential Library Foundation and the Papers of Abraham Lincoln project at the Abraham Lincoln Presidential Library and Museum. Overseen by the Library, the project is dedicated to identifying, imaging, transcribing, annotating, and publishing all documents written by, or to, Abraham Lincoln during his lifetime. Iron Mountain's grant is supported through the Living Legacy Initiative, the company's commitment to preserve and make accessible cultural and historical information and artifacts. Iron Mountain's financial support will enable the Papers of Abraham Lincoln to build a Digital Library showcasing the project's collection of documents across different chronological segments of President Lincoln's life and political career. It has already identified and published more than 5,000 documents from Lincoln's early life to the end of his legislative career, of which more than 400 have received the full editorial treatment of oral proofreading, annotation, encoding, and factchecking; the remaining documents are complementary and supporting in nature. In addition, Iron Mountain has also helped build a long-term archival solution to safeguard the Papers' data using its Iron Cloudâ&#x201E;˘ storage platform, ensuring it is secure, protected and accessible through the library for continued learning and inspiration for generations to come. "We're proud to support the legacy of Abraham Lincoln and act as the archival partner to the Papers of Abraham Lincoln project," said Ty Ondatje, SVP, Corporate Responsibility and Chief Diversity Officer, Iron Mountain.

"President Lincoln was one of the most prolific presidents, and documents written from him, or to him, help tell the story of our country during an important era in history." As president during the American Civil War, Abraham Lincoln's writings and correspondence generated tens of thousands of documents. The Papers of Abraham Lincoln has assembled and verified a vast archive of these documents captured as highresolution images from hundreds of repositories and private collections all over the world. Through the digitization, transcription and contextualization of each document, the project has made this archive accessible to a worldwide audience eager to learn more about this pivotal leader during a decisive period in American and world history. Since inception, the project has located over 100,000 documents from his legal and legislative careers, his personal and political life, and his Presidency. "Over 150 years later, the writings and correspondence of Abraham Lincoln remain as inspiring as they are prolific," said Daniel Worthington, director, Papers of Abraham Lincoln. "Our team has traveled all over the United States and the world to find these documents to ensure they are preserved and accessible for all of us. Support from organizations like Iron Mountain, in the form of financial grants and in-kind services, helps us fulfill the mission of the project and ensure that President Lincoln's legacy lives on." Iron Mountain Inc. founded in 1951, is the global leader for storage and information management services. Trusted by more than 225,000 organizations around the world, and with a real estate network of more than 85 million square feet across more than 1,400 facilities in over 50 countries, Iron Mountain stores and protects billions of valued assets, including critical business information, highly sensitive data, and cultural and historical artifacts. Providing solutions that include information management, digital transformation, secure storage, secure destruction, as well as data centers, cloud services and art storage and logistics. www.ironmountain.com PAGE 236


KnowAtom HELPING IRAQI TEACHERS TO CREATE A NEXT GENERATION SCIENCE EDUCATION EXPERIENCE FOR STUDENTS Four years later, Yazidi teachers who fled their homes under fire fulfil childhood dreams by becoming STEM teachers When Marwan was a child, he dreamed of being a teacher. However, poverty made that dream out of reach to Marwan as he grew up. Instead, he became a farmer in Sinjar, a town in northern Iraq. Then in 2014, the Islamic State in Iraq and Syria (ISIS) attacked Sinjar and surrounding villages in what has been internationally recognized as attempted genocide of the Yazidi people. Tens of thousands of Yazidis, including Marwan, fled to escape ISIS. Now, almost five years later, hundreds of Yazidi adults and thousands of Yazidi children have found hope in an unexpected place - inside the camps for internally displaced people (IDP) in the Kurdish Region of Iraq (KRI) where they've ended up. This hope has come from an innovative STEM (science, technology, engineering, and math) program for K-8 students that has taken root in the U.N. camps and surrounding schools. The STEM program, launched in 2015, is aimed at bringing relevant and lifelong skills to children living in the camps while at the same time helping them build skills to cope with conflict. "The idea with this program is to give children engineering problems to solve where they actually make something," said the program's visionary Mark Gelfand, founder of the Gelfand Family Charitable Trust, a charitable foundation that partners with community leaders to develop capacity for quality STEM education in communities on the cusp of rapid development. "It helps distract them from the really incredibly challenging things going around them. This is why it is so successfulâ&#x20AC;&#x201D;it focuses on something positive and forward-looking." In 2018, the program directly reached 2,500 students in the camps and around Erbil, the capital of KRI, and has resulted in students becoming more engaged and curious in STEM. KnowAtom has been involved with the KRI STEM program since it launched. KnowAtom's role has been to provide educator training, next generation STEM curriculum, and hands-onÂ

materials to the camps so that students are able to learn as scientists and engineers. "This STEM program provides us with the opportunity to honor the depth of potential within this generation of Iraqi children," said KnowAtom founder and CEO Francis Vigeant. "We've seen these STEM skills serve as a source of hope and a productive coping mechanism for both students and teachers involved." The program has also provided the volunteer Iraqi teachers with extensive professional development and hands-on experience and a next generation STEM skill-set that will serve their careers and students well beyond the camps, according to one aid group observing the project. Because of safety concerns, KnowAtom is not identifying the aid group. "The teachers will benefit from the extra training provided, which helps them be able to present these materials to the students," this aid group said. "In reality, we are providing the teachers with an education program that benefits them as much as it does the students." And this, ultimately, is the goal of the program, according to Gelfand. "When the kids are interested, the adults get interested," Gelfand said. "It motivates everyone. It's how I always thought education should be taught, what I wish my education was when I was a kid. I know how it's changed entire countries because it represents a pathway out of dependency toward the creation of wealth for the country." KnowAtom makes real science possible in every K-8 classroom. We provide a complete K-8 solution designed for mastery of the Next Generation Science Standards: fully aligned curriculum, integrated hands-on materials, and targeted professional development. Our research-based, classroom-tested tools and techniques bring students' own ideas to life with hands-on materials and technology. Website: www.knowatom.com PAGE 237


Clune Construction CONTINUES TRADITION OF DONATING TO CHARITIES ACROSS USA AND $1 MILLION TO CANCER RESEARCH In keeping with its annual tradition of giving back to local and national charities Clune Construction announced their 2018 charitable contributions. The charities that received donations from Clune were personally selected by its employees and have a special significance to each of its five locations. "It's a privilege to support the organizations in our communities that have close and meaningful connections to Clune's staff," said Bill Abromitis, CEO of Clune Construction. "Clune's charitable culture is one we are very proud of. It is a direct reflection of our commitment to our employees and the organizations they personally care about." The recipients are: - Chicago Police Memorial Foundation is dedicated to honoring the lives of our fallen heroes who have been killed or catastrophically injured in the line of duty. Clune's donation will go toward servicing the families of those who have selflessly served and protected Chicago and its residents by ensuring their sacrifice is not forgotten. - The Fresh Air Fund is a New York-based organization that gives children from low-income communities the opportunity to experience outdoor summer adventures that unlock their limitless potential. Clune's donation will help provide these life changing programs for thousands of New York City children. - The Battle Buddy Foundation was founded by combat veterans with the combined mission of assisting veterans, of all eras, in the acquisition of service dogs, while providing a network of peer support and activity, and promoting education and awareness of Post-Traumatic Stress Disorder (PTSD), Traumatic Brain Injury (TBI), the current veteran suicide epidemic, and the life-saving benefits of trained service dogs. - Los Angeles Regional Food Bank fights hunger and food insecurity within the Los Angeles area by acquiring food and distributing it to those in need through local charitable organizations. Clune's donation was used to provide 10,000 meals to Los Angeles residents who need assistance putting food on the table for their families. 

- The Guardsmen provides access to high-quality educational and outdoor activities for San Francisco's inner-city youth. Clune's donation will enable The Guardsmen to provide these opportunities to kids who would otherwise not have the chance to experience them. - Boulder Crest Retreat's 37-acre Virginia retreat provides combat veterans and their families a getaway that integrates evidence-based therapies in a safe, peaceful space. The donation they received from Clune will allow them to provide services to veterans dealing with combat-related stress through strength and growth based training. - The Prader-Willi Syndrome Association provides emotional support and a sense of hope, strength and connection for individuals with Prader-Willi Syndrome, their families and the professionals who treat them. Clune's donation will go towards the organizations' parent-mentor program, a popular initiative that helps family members support their loved-ones who have Prader-Willi Syndrome. Clune's Pledge for Cancer Research: Clune made an annual contribution to Gateway for Cancer Research, a national, nonprofit organization committed to funding innovative, cuttingedge cancer research. The donation is part of a $1 million pledge Clune made to Gateway. Each year Clune continues to provide a contribution as part of its partnership with the organization. In addition to these donations, Clune contributes to numerous charities and their employees donate their time to various causes throughout the year. Clune Construction Company is a national general contractor with offices in Chicago; Los Angeles; New York; San Francisco; and Washington, DC. Today, Clune employs more than 500 employees and manages over $1 billion in commercial and mission-critical projects annually. Clune believes that the hallmark of its success is grounded in their dedication to delivering it clients' projects on time and under budget, with honesty, integrity and strong emphasis on client satisfaction. Website: www.clunegc.com PAGE 238


UPM SUPPORTING PLANT CHARITABLE FOUNDATION FOR THE PLANET - CHILDREN BECOME AMBASSADORS UPM supports the academy program of Plant-for-the-Planet, a charitable foundation that wants to contribute to climate protection. The foundation plants trees and organises children academies to promote sustainable thinking and environmental awareness.

innovation, resource efficiency and responsibility. We plant roughly 70 million tree seedlings per year. Our goals and the goals of the Plant-for-the-Planet foundation fit well together and it is particularly important to pass on this thinking and knowledge about climate justice to the younger generation.

"In the academies children educate each other as ambssadors for climate justice. They learn concretely how the climate crisis threatens their future and the lives of people worldwide and develop their own actions for their future in groups. Furthermore, they also practice their presentation skills as a core competence for school and everyday life," explains Lisa Kohn, Public Relations, Plant-for-the-Planet.

Value from responsibility Responsible business conduct is a solid foundation for longterm value creation. Thanks to our global capabilities, innovativeness and strong position in the forest biomass sourcing, we are in a unique position to advance circular economy and to take the world towards a future beyond fossils.

On the occasion of the 10th Plant-for-the-Planet Children's Conference in April 2018, the children planted a medlar in front of the Youth Hostel in Possenhofen, Germany. "Plant-for-the-Planet's philosophy fits well to UPM's own commitment to sustainability and our will to promote active dialogue with our local stakeholders. UPM's global and local support activities are coordinated under the umbrella of our Biofore Share and Care programme, which reflects our dedication to helping shape a sustainable and innovative future. We specifically support projects that are relevant to our business and through which we promote innovation, sustainability and local community welfare. One focus area of this programme is reading and learning, so we have here a perfect match," says Dr. Stefanie Eichiner, Sustainability Manager at UPM. Plant-for-the-Planet organises children academies around the globe in order to sensitise children to problems surrounding climate and justice. More than 140 seminars are held annually all over the world, for example in Pakistan, Nepal, Nigeria and Ghana. Around 50 academies are organised every year in Germany alone. UPM's Biofore strategy is based on the versatile use of renewable wood biomass, driven by a commitment toÂ

+2 billion middle-class consumers who move to cities and expect higher living standards set the bar high for the industries who provide products and services. All this can happen unconditionally by responsible use of natural resources and by conducting business responsibly. The Biofore strategy is our response. It motivates us to achieve our challenging 2030 responsibility targets which at the same time contribute to many of the Sustainable Development Goals set by the UN Global Compact. As a longstanding member of Global Compact initiative and also as a Global Compact LEAD company since 2016 we comply with the United Nations ten universal principles regarding human rights, labor standards, the environment and anti-corruption. About UPM UPM-Kymmene Oyj is a Finnish forest industry company. We deliver renewable and responsible solutions and innovate for a future beyond fossils across six business areas: UPM Biorefining, UPM Energy, UPM Raflatac, UPM Specialty Papers, UPM Communication Papers and UPM Plywood. We employ around 19,000 people worldwide and our annual sales are approximately EUR 10.5 billion. Our shares are listed on NASDAQ OMX Helsinki. UPM Biofore - Beyond fossils. Website: www.upm.com PAGE 239


Prada ARTIST /ACTIVIST, THEASTER GATES, AND FILM DIRECTOR AVA DUVERNAY, TO HEAD DIVERSITY COUNCIL The Respected Producer and Artist Will Help Shape and Guide Prada's Initiative to Elevate Voices of Color in Fashion. Prada, the Italian fashion house, announced today that artist and activist, Theaster Gates, and award-winning writer, director and producer, Ava DuVernay, will co-chair the Prada Diversity and Inclusion Advisory Council ("the Council") to elevate voices of color within the company and the fashion industry at-large. The Council will advise the company as it invests in diverse talent development and expands opportunities for young students of color in the fashion industry. Prada's Diversity and Inclusion Council will include the voices of prominent academic and cultural experts from high-level social institutions. In addition to advising the internal processes within Prada's organization, Prada and the Council will partner with universities and organizations to spearhead internship and apprenticeship initiatives in diverse communities to close the inclusion gap in the fashion industry. Prada will also work with the Council to sponsor scholarships and training programs in the United States and in every Prada office worldwide. "Prada is committed to cultivating, recruiting and retaining diverse talent to contribute to all departments of the company," said Miuccia Prada, Chief Executive Officer and Lead Creative Director at Prada. "In addition to amplifying voices of color within the industry we will help ensure that the fashion world is reflective of the world in which we live, and we are thrilled to be working with long-time collaborators, Ava DuVernay and Theaster Gates, on this important initiative. We look forward to working with the Diversity and Inclusion Advisory Council to help us grow not only as a company but also as individuals." Artist and activist Theaster Gates, whose works are notable for evoking African-American identity and the broader historical struggle for civil rights, is also the Executive Director of Chicagobased Rebuild Foundation, an arts, education, and culture development organization committed to transforming urban communities. "My work amplifies the voices that have been

absent from broad cultural conversations, and I am happy to partner with Prada to advise on processes that will make the company and industry more reflective of the world today." Ava DuVernay is known for her directorial work on the Oscarwinning historical drama, "Selma," the Oscar-nominated criminal justice documentary, "13th," and Disney's "A Wrinkle in Time," which made her the highest grossing African-American female director in domestic box office history. DuVernay's work amplifies the stories of people of color while emphasizing the role that racial identity plays in society, culture and history.   Prada's Diversity and Inclusion Council will complement the work of Prada Group's Corporate Social Responsibility (CSR) department, which has invested in the community with a focus on sustainability, scientific research and culture. Working in conjunction with the Group's CSR department, the Diversity and Inclusion Advisory Council will host a conference to discuss improving diversity and inclusion in the workplace. In the coming months, the Diversity and Inclusion Advisory Council will examine processes and advise on tactical and strategic approaches to inclusion.  "It is an honor to work with Prada on its Corporate Social Responsibility initiatives," Gates added. "Prada has been my ally in some of my most ambitious artistic projects including the launch of the Black Image Corporation. Growing diversity efforts in the company is important to Ava, Miuccia and I and I am eager to lead the Diversity and Inclusion Advisory Council and achieve meaningful impact throughout the fashion industry." Since 1913, Prada has been synonymous with cutting-edge style. Its intellectual universe combines concept, structure and image through codes that go beyond trends. Its fashion transcends products, translating conceptuality into a universe that has become a benchmark to those who dare to challenge conventions focusing on experimentation. Website: www.prada.com PAGE 240


Kellogg CREATED 1.2 BILLION BETTER DAYS FOR PEOPLE AND COMMUNITIES OVER THE LAST TWO YEARS From its earliest days, Kellogg has been a company with a heart and soul, a purpose-driven organization. That's why it committed to create 3 billion Better Days for people, communities and the planet by the end of 2025. To do so, across the company and around the world, Kellogg is helping to end hunger by addressing the interconnected issues of food security and climate resiliency. And its far ahead of schedule in achieving these commitments. Through the Breakfasts for Better Days global signature cause platform, it reached more people with greater impact than it ever envisioned at this point in time. Its efforts are making a difference. Company significantly ahead of schedule on its 2025 Breakfasts for Better Days™ commitments Since launching the commitments in 2016, Kellogg has delivered more than 1.2 billion Better Days, or 40 percent of our 2025 goal, in just two years by: - Donating 1.1 billion servings of food (43 percent of goal) - Reaching 1.1 million children with nutrition education and feeding programs (55 percent of goal) - Supporting 322,000 farmers (64 percent of goal) - Securing 18,100 volunteer days (40 percent of goal) - Engaging 135.4 million people in the journey to address food security (45 percent of goal). Kellogg Company's Heart & Soul strategy, that comes to life through our Breakfasts for Better Days™ commitments, is foundational to our Deploy for Growth business strategy. "Our abilities to make a difference in people's lives and to win in the marketplace are completely intertwined," said Chairman and CEO Steve Cahillane. "For us, good business also means doing good for society." Company keeps an eye toward the future to best support U.N. SDG #2 - Zero Hunger

Kellog employees certainly haven't achieved these goals for people, communities and the planet alone. So every day they celebrate their colleagues, supplier partners, customers, government leaders, non-governmental organizations and the people who enjoy Kellog foods, for helping to achieve Kellogg Company's purpose of nourishing families so they can flourish. Learn more about how we're creating Better Days at OpenForBreakfast.com and follow the conversation on the Kellogg Company social media channels, #BetterDays. Kellogg Company: We strive to enrich and delight the world through foods and brands that matter. Our beloved brands include Pringles®, Cheez-It®, Keebler®, Special K®, Kellogg's Frosted Flakes®, Pop-Tarts®, Kellogg's Corn Flakes®, Rice Krispies®, Eggo®, Mini-Wheats®, Kashi®, RXBAR® and more. Net sales in 2018 were approximately $13.5 billion, comprised principally of snacks and convenience foods like cereal and frozen foods. Kellogg brands are beloved in markets around the world. We are also a company with Heart & Soul, committed to creating three billion Better Days by the end of 2025 through our Breakfasts for Better Days™ global purpose platform. W.K. Kellogg has given us a rich legacy of integrity, and honoring that legacy has been a significant part of Kellogg Company’s success story. Our Global Code of Ethics and K Values™ preserve our enduring commitment to integrity by shaping our ethical performance culture and by providing clear guidance so our employees and stakeholders know where we stand and how we conduct business globally. Both demonstrate our unwavering commitment to doing business the right way – the Kellogg way. Our Global Code of Ethics provides balanced and practical business advice to help us think broadly, act decisively and drive results in a way that is legal, ethical and responsible. It highlights key leadership responsibilities that set the right tone throughout our global operations to enable us to better connect, collaborate and compete in the 21st century. Website: www.KelloggCompany.com PAGE 241


PPG Foundation INVESTED $428,000 IN 20 PITTSBURGH AREA EDUCATIONAL AND COMMUNITY PROGRAMS PPG today announced that the PPG Foundation recently invested $428,000 in 20 organizations to support educational and community sustainability programs in the Greater Pittsburgh area, where PPG maintains its global headquarters and several facilities. The grant recipients and funding purposes were: - Allegheny Conference on Community Development: $150,000 for activities to improve the area’s economic future. - Allegheny Land Trust: $10,000 to support the Barking Slopes Transformation Initiative, which aims to revitalize a 151-acre Allegheny Land Trust conservation area. - American Chemical Society: $1,500 to support the Pittsburgh section’s National Chemistry Week, which provides students with hands-on chemistry experiments and activities. - American Heart Association: $15,000 for the Go Red Goes STEM program; a year-long mentorship program for local girls in middle school who are interested in a career in science. - ASSET Inc.: $13,500 to underwrite the costs of professional development programs and courses for under-resourced educators, as well as hands-on materials to teach STEM. - Carnegie Mellon University: $23,000 for sponsorship of an educational session at the Chemical Engineering Graduate Student Association Symposium; and the Girls of Steel Robotics program, which provides for under-represented communities. - Children’s Museum of Pittsburgh: $40,000 for sponsorship of the - RUBE GOLDBERG: The World of Hilarious Invention! - Communities in Schools of Pittsburgh - Allegheny County: $10,000 to help underwrite the costs associated with a Summer Career Exploration Experience for 200 students. - Girl Scouts Western Pennsylvania, Inc.: $10,000 for after-school programming to provide local girls with the opportunity to participate in a yearlong, holistic leadership development. - Greater Pittsburgh Community Food Bank: $30,000 for general support to feed people in need. - Higher Achievement Program Inc.: $15,000 to support the Afterschool Academy at three Higher Achievement Centers. - Pirates Charities: $5,000 for educational materials for the Pirates Education Days program.

- Pittsburgh Trust for Cultural Resources: $36,000 for arts education programming and curriculum refinement for the Makers Space Program and $7,500 to support arts education programming in the Pittsburgh Public Schools/ communities. - Propel Schools: $7,500 for educational materials and technology to diversify students’ STEM experiences. - Reading Is Fundamental Pittsburgh: $15,000 for the Books for Keeps program, which targets literacy and achievement gaps. - Rosedale Technical College: $5,000 to support the purchase of an inverter spot welding system for new collision repair class. - Springdale Free Public Library, Inc.: $1,000 for ongoing programming and materials. - The Extra Mile Education Foundation: $8,000 in financial support for urban children and their families seeking a valuesbased pre-kindergarten through eighth grade education. - The Neighborhood Academy: $5,000 to support the development of an integrated STEM curriculum and hands-on learning materials for the students. - WQED Multimedia: $20,000 to support Design Lives Here, a STEM-based supplemental educational program. “PPG is proud to support these educational and community sustainability programs that are geared toward the individuals who live and work in PPG’s global headquarters city,” said Malesia Dunn, executive director, PPG Foundation. “Developing the workforce of the future is important to us at PPG, and that is why we continue to invest in these vital initiatives and programs in our region.” PPG: We work every day to develop and deliver the paints, coatings and materials that our customers have trusted for more than 130 years. Through dedication and creativity, we solve our customers’ biggest challenges, collaborating closely to find the right path forward. With headquarters in Pittsburgh, we operate and innovate in more than 70 countries and net sales of $15.4 billion in 2018. We serve customers in construction, consumer products, industrial and transportation and after markets. Website: www.ppg.com PAGE 242


Kmart RAISED $3.7 MILLION DURING ST. JUDE CHILDREN'S RESEARCH HOSPITAL THANKS AND GIVING CAMPAIGN St. Jude Children's Research Hospital announced that its long-standing partner, Kmart, has raised $3.7 million during the St. Jude Thanks and Giving campaign. "Thank you, Kmart for raising this incredible gift for the families of St. Jude Children's Research Hospital during the 2018 St. Jude Thanks and Giving® campaign. This brings Kmart's overall fundraising total to $116 million since 2006 - more than any company in the history of St. Jude," said Richard C. Shadyac, President and CEO of ALSAC, the fundraising and awareness organization for St. Jude Children's Research Hospital. "Thousands of Kmart associates have empowered millions of your customers to pledge support of St. Jude.  Their passion and commitment make it possible for St. Jude to ensure no family ever receives a bill from St. Jude for treatment, travel, housing or food because all a family should have to worry about is helping their child live. We are so thankful for our long-standing partnership. We're confident that together, St. Jude and Kmart will continue to do great things to achieve our mission: Finding cures. Saving children.®" "All children should have the opportunity to chase their dreams," said Peter Boutros, chief brand officer for Kmart. "That's why we created the 'Care to Dream' movement in 2018 and we're thrilled to make this significant contribution to St. Jude on behalf of our store associates, customers and members. What a tremendous team effort to support such a worthwhile cause. Through donations at checkout, online and through the purchase of unique merchandise like our St. Jude bear holiday ornament and 'Care to Dream' wrapping paper designed by St. Jude patients, our customers demonstrated their love for St. Jude." St. Jude Children's Research Hospital is leading the way the world understands, treats and defeats childhood cancer and other life-threatening diseases. Its purpose is clear: Finding cures. Saving children.® It is the only National Cancer Institutedesignated Comprehensive Cancer Center devoted solely to children.

Treatments invented at St. Jude have helped push the overall childhood cancer survival rate from 20 percent to more than 80 percent since the hospital opened more than 50 years ago. St. Jude won't stop until no child dies from cancer. St. Jude freely shares the discoveries it makes, and every child saved at St. Jude means doctors and scientists worldwide can use that knowledge to save thousands more children. Families never receive a bill from St. Jude for treatment, travel, housing or food – because all a family should worry about is helping their child live. Join the St. Jude mission by visiting www.stjude.org Kmart: A subsidiary of Sears Holdings Corporation, Kmart makes shopping fun for everyone. Most recognized for the iconic Bluelight Special and family-friendly in-store events for its customers and Shop Your Way® members, Kmart also boasts ridiculously awesome savings and amazing finds on quality products and exclusive brands including Jaclyn Smith, Adam Levine, Joe Boxer, Route 66 and Smart Sense. In addition to its unique offerings and thrilling deals, Kmart offers a variety of financial services including year-round layaway and leasing. Kmart Pharmacy also features best-in-class care for its members and customers and is ranked #1 in Customer Satisfaction. As one of the nation’s largest broadline retailers, Sears Holdings has a presence in thousands of communities across the country. We recognize that the members of these communities are our customers, to whom we are privileged to provide quality services, products and solutions that earn their trust in effort to build lifetime relationships.To show our support, we at Sears Holdings have focused our community engagement efforts on supporting our heroes and our community heroes - the individuals who face adversity and display the courage to overcome challenges, and communities - comprised of the many neighborhoods served by our thousands of stores. Through volunteerism, monetary donations and merchandise donations, we hope to further improve the lives of our heroes and continue to strengthen the communities we serve. Website: www.Kmart.com PAGE 243


Fresenius Medical Care CELEBRATED NATIONAL KIDNEY MONTH WITH DONATIONS OF $195,000 PATIENT EDUCATION - Fresenius Medical Care North America (FMCNA), the nation's leading provider of kidney care products and services, has announced a 2019 commitment of $195,000 to support nonprofit patient education programs that help people with chronic kidney disease (CKD) make informed treatment choices, including transplant and home dialysis. - National Kidney Month is celebrated every March and seeks to raise awareness about CKD, which impacts 1 in 7 adults in the United States. Recognizing that home dialysis offers patients greater independence, convenience and health, FMCNA is donating $65,000 to support the Medical Education Institute's (MEI) home dialysis awareness forum and other programming. An additional $130,000 contribution will help fund the Renal Support Network's (RSN) efforts to promote a dialogue with patients and their families about living well with CKD. "We are committed to empowering people living with kidney disease to thrive and succeed with treatment options that fit their lifestyles and personal values, recognizing that transplant or home dialysis is often the best option, as well as supporting education and models of care that slow progression of the disease," said Bill Valle, chief executive officer of Fresenius Medical Care North America. "We are proud to sponsor these organizations that provide important support and hope to people living with kidney disease." The donation to MEI will help fund Home Dialysis Central, a website that empowers patients to consider home treatments, as well as the organization's Life Options website, which supports people living with CKD before they need a transplant or dialysis. "We created these websites to give people with kidney disease hope for a good life, and engage them in their care to produce better health outcomes," said MEI's Executive Director, Dori Schatell, MS. "We truly appreciate this donation—and the opportunity it creates to build on our efforts to create safe, 

supportive places for people to find answers, slow CKD progression and make treatment choices that will give them the best possible lives if their kidneys do fail." The donation to RSN, a patient-run organization that provides nonmedical services to individuals living with CKD, will support educational content such as its KidneyTalk podcast, Patient Educational Meetings, Annual Essay Contests, the Bi-Annual Live & Give Newsletter and the Annual Renal Teen Prom. These initiatives help educate and empower individuals to take control of their disease so they can live the best life possible. "We appreciate Fresenius Medical Care North America for their generosity," said Lori Hartwell, the founder of RSN who was diagnosed with CKD at age two in 1968. "I have survived this illness for 50 years. Their partnership is vital to ensuring we can fulfill our mission of providing hope, education and making a lasting difference in the lives of people with kidney disease." As part of the company's support for educational efforts during National Kidney Month in March, Fresenius Kidney Care has also launched an awareness campaign to spread the word about the importance of early detection by encouraging family members and friends of patients to be screened for CKD. The campaign includes direct communication within dialysis centers, through social media and online. Fresenius Medical Care North America (FMCNA) is the premier healthcare company focused on providing the highest quality care to people with renal and other chronic conditions. FMCNA provides coordinated healthcare services at pivotal care points for hundreds of thousands of chronically ill customers throughout the continent. As the world's largest fully integrated renal company, it offers specialty pharmacy and laboratory services, and manufactures and distributes the most comprehensive line of dialysis equipment, disposable products and renal pharmaceuticals. Website: www.fmcna.com PAGE 244


Wells Fargo PROVIDED $13 MILLION TO NON-PROFITS SERVING AMERICAN INDIAN COMMUNITIES Funding to address critical needs in Indian Country, including homeownership, economic development and energy sovereignty. To support greater economic empowerment in tribal communities, the Wells Fargo Foundation has awarded nearly $13 million to non-profits supporting American Indian and Alaska Native communities as part of a five-year, $50 million commitment to expand its focus on tribal philanthropy. The funding will help increase homeownership, energy sovereignty and workforce development on tribal lands, promote development of native owned small businesses, and help build capacity for non-profits to better serve their clients in Indian Country. “Wells Fargo has been serving American Indian and Alaska Native communities for more than 50 years,” said Jon Campbell, president of the Wells Fargo Foundation. “We believe it is important to support non-profit and community organizations that empower tribal communities to determine their own way of life on their own lands — according to their time-honored cultures, traditions and beliefs — while also providing access to the tools and opportunities that can lead to financial success and well-being.” The grants to 25 organizations range from $50,000 to $5 million and fall into four broad focus areas: · Helping tribal members succeed financially. Grants to organizations like Oklahoma Native Assets Coalition and Cook Inlet aim to help tribal members build financial assets that can be passed from one generation to another or leveraged for postsecondary education or starting a business. Grants to ONABEN and American Indian Chamber of Commerce Education Fund will promote entrepreneurship and development of native owned businesses. · Advancing tribal homeownership. Grantees First Nations Oweesta, Local Initiatives Support Corporation, Minnesota

Housing Partnership and the National American Indian Housing Council are among several focused on tribal housing initiatives including down payment assistance, affordable housing solutions and expanding the capacity of Native Community Development Financial Institutions. · Advancing energy sovereignty. A $5 million grant to GRID Alternatives provides seed funding for the organization’s Tribal Solar Accelerator Fund to catalyze the growth of solar energy and job training opportunities on tribal lands. · Capacity building for native non-profits. Native non-profits serving critical needs in Indian Country — including the National Indian Council on Aging, the Indian Land Tenure Foundation and the American Indian Engineering and Science Society — received awards to build their organizational capacity and expansion. “We are very pleased to have added so many important and deserving organizations to our national philanthropy programs,” said Cora Gaane of the Wells Fargo Foundation. “We consulted with numerous stakeholders in identifying where our funding could have the greatest impact, and we value the expertise they bring in addressing the unique social, economic and environmental issues in Indian Country.” In another record year of giving Wells Fargo donated $444M to nearly 11,000 nonprofits in 2018. Wells Fargo continued its commitment to communities by increasing philanthropy and supporting affordable housing, small business, education, sustainability, and local issues. Wells Fargo: We know that our long-term success is directly linked to the success of our customers and the communities we serve. Through a combination of strategic relationships with local and national nonprofits, grants, volunteer activities, and other community investments, we’re creating solutions that help strengthen the communities in which we operate and grow local economies around the world. Website: www.wellsfargo.com PAGE 245


Ulta Beauty RAISES RECORD-BREAKING $5.5 MILLION DONATION FOR BREAST CANCER RESEARCH FOUNDATION Ulta Beauty announced it raised $5.5 million in 2018 for the Breast Cancer Research Foundation (BCRF) – the largest sum ever raised by the company along with associates, guests and business partners. With its record-breaking donation, Ulta Beauty continues to be among BCRF's largest corporate donors in 2018. Ulta Beauty's associates, guests and business partners raised the funds during the company's successful Gorgeous Way to Give program. The campaign included numerous fundraising efforts including the sales of Ulta Beauty's BCRF collection, the annual Cut for a Cause™ in-store national fundraising event locations, the company's annual charity Golf Outing and Day of Beauty, personal donations and more.  "We believe beauty is at its best when it is giving back. That's why Ulta Beauty is grateful to our guests, associates and business partners for sharing in our passion for achieving prevention and a cure for breast cancer," said Mary Dillon, chief executive officer of Ulta Beauty. "One in eight women will be diagnosed with breast cancer. As a company with 40,000 associates – 92 percent of whom are women – we care deeply about this issue and are committed to continuing our role in the fight against breast cancer."

BCRF and funded more than 550,000 hours of lifesaving research. BCRF-funded researchers have been behind every breakthrough in breast cancer prevention, diagnosis, treatment and survivorship for the last two decades. Ulta Beauty's support of BCRF is part of the company's commitment to investing in organizations that empower women and their families to achieve their full potential. In 2016, the company created the Ulta Beauty Charitable Foundation (UBCF) to further its commitment. While BCRF remains Ulta Beauty's signature partner, the company also supports Dress for Success® and runs an Associate Relief Program to help associates facing hardship. "Our work with BCRF and UBCF nurtures a greater sense of community and purpose," said Dillon. "It's extremely meaningful to our associates and helps us create an even stronger culture, which has been a key driver of our growth."

"Ulta Beauty continues to advance transformative science in women's health by supporting the world's largest private funder of breast cancer research," said Myra Biblowit, president and CEO of BCRF. "The entire Ulta Beauty family understands that the line between beauty and health is a straight line, and they have rallied around this cause magnificently."

Ulta Beauty: At Ulta Beauty, the possibilities are beautiful. Ulta Beauty is the largest U.S. beauty retailer and the premier beauty destination for cosmetics, fragrance, skin care products, hair care products and salon services. In 1990, the Company reinvented the beauty retail experience by offering a new way to shop for beauty – bringing together all things beauty, all in one place. Today, Ulta Beauty has grown to become the top national retailer offering the complete beauty experience. Ulta Beauty brings possibilities to life through the power of beauty each and every day in our stores and online with more than 25,000 products from approximately 500 well-established and emerging beauty brands across all categories and price points, including Ulta Beauty's own private label. Ulta Beauty also offers a full-service salon in every store featuring hair, skin, brow, and make-up services. Ulta Beauty is recognized for its commitment to personalized service, fun and inviting stores and our industryleading Ultamate Rewards loyalty program. As of November 3, 2018, Ulta Beauty operates 1,163 retail stores across 50 states and also distributes its products through its website, which includes a collection of tips, tutorials, and social content.

Since 2009, Ulta Beauty has raised more than $27.5 million for

Website: www.ulta.com

Ulta Beauty has served as one of BCRF's top three corporate partners and currently funds 19 breast cancer researchers aimed at eradicating breast cancer in our lifetime. BCRF is the largest private funder of breast cancer research worldwide, fueling the work of more than 300 investigators across 14 countries.

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FASTSIGNS Inc. 17,000 MEALS FOR LOCAL CHILDREN AND THEIR FAMILIES WITH FEEDING CHILDREN EVERYWHERE. Group assembled 17,000 meals during the 2019 FASTSIGNS International Convention in Orlando. FASTSIGNS franchisees and their employees, vendors and corporate staff participated in a "FASTSIGNS Community Giveback" by assembling 17,000 meals for local children and their families with Feeding Children Everywhere. "Through our FASTSIGNS Community Giveback Projects, our meeting attendees and vendors come together to support a local cause and make a positive impact in the cities that host our events," said Tracy Lake, Director of Events at FASTSIGNS International, Inc. "We are so grateful for organizations that work to end hunger. With the help of our partners in giving, we were honored to join Feeding Children Everywhere to help make a dent in hunger for Orlando and the surrounding areas." Under the direction of Feeding Children Everywhere leadership, attendees measured, weighed, packaged and boxed 17,000 meals by forming 14 assembly lines. This was accomplished in 30 minutes during the FASTSIGNS Community Giveback Breakfast with a Purpose event. "Our partners not only provide meals, they provide hope," said Sarah Davila, Public Relations Manager at Feeding Children Everywhere. "Our event with FASTSIGNS created the opportunity to impact hundreds of families struggling with hunger in Orlando. Together we were able to provide 17,000 meals to children and families in need." This event was also made possible by the generous support of the FASTSIGNS Community Giveback sponsors including Vista System, swissQprint, peerhatch, Ornamental Post & Panel, Click2Sell, Digital Designed Solutions, Banner Ups, Computerized Cutters, Inc. and N. Glantz & Son. FASTSIGNS International, Inc. is the global franchisor of FASTSIGNSÂŽ sign and graphic centers. We are a business-tobusiness franchise with over 700 independently owned and

operated franchise locations in the United States, Canada, the Caribbean, the United Kingdom, Mexico, the UAE, Saudi Arabia, Chile and Australia (where centers operate as SIGNWAVE(R). Locations opened in Malta and Spain in 2019. FASTSIGNS locations provide comprehensive sign and graphic solutions (custom signs and visual graphics) to help businesses and organizations - including manufacturers, schools and universities, retailers, construction companies, healthcare facilities and many other industries - solve their visual communications challenges such as building brand awareness, increasing location "findability", promoting a product or service, helping people find their way around a facility or campus, hosting an event, communicating with employees, improving workflow, meeting safety and compliance regulations, etc. FASTSIGNS centers provide custom signs and graphics, including architectural and interior dĂŠcor graphics, fleet vehicle graphics, digital signs and digital signage content, event graphics, displays, banners, posters, ADA signage, safety and identification signs and much more, as well as handle everything from design to installation. Website: www.fastsigns.com Feeding Children Everywhere, based in Orlando, Florida, is committed to providing healthy meals to those in need, sustainability and making contributions matter. Creating a hunger-free world will be possible if we have an awareness of our impact on the world around us. Feeding Children Everywhere has implemented sustainability goals to reduce their carbon footprint to eliminate the utilization of harmful plastics as well as helping to create self-sufficient and sustainable communities throughout program areas. Financial efficiency and meaningful impact are the pillars of their commitment as they believe that financial transparency combined with a high-energy, tangible impact volunteer experience is the key to a contribution that makes a meaningful difference. PAGE 247


Arborjet, Inc. LEADER IN PLANT CARE SPONSORS PROJECT EVERGREEN'S GREENCARE FOR TROOPS PROGRAM Arborjet & Ecologel Solutions LLC, leaders in plant health care solutions and water conservation management, announced they will be an official 2019 Silver sponsor of Project EverGreen's GreenCare for Troops™ program. This is a need based program for active-duty deployed service members. In 2018, the program engaged close to 1,500 active volunteers, who helped more than 700 military families maintain their home lawns. Since its inception, more than 11,000 military families and 6,000 contractors have registered for the program. Ecologel is a natural fit for the program as they are a premier developer and manufacturer of innovative products for water conservation. One of their flagship products, Hydretain® is a revolutionary soil moisture management technology that is designed to drastically reduce watering requirements of turfgrasses, trees, shrubs, flowers, indoor and outdoor plants and agricultural plants by as much as 50 percent or more! As part of this sponsorship, Ecologel has committed to provide free Hydretain® products to help maintain the lawns and landscapes of deployed military personnel, while also helping them reduce their water bills. Through GreenCare for Troops™, military personnel can request lawn and landscaping services during their period of deployment. Lawn and landscape professionals volunteer to provide those services and once they are matched, volunteers will receive access to coupons for free Hydretain® products. "We are proud to support Project EverGreen as their mission aligns with our philosophy of preserving green spaces, including lawns, trees, parks and communities in a sustainable way. Additionally, our products offer ideal solutions, particularly Hydretain® which allows for far less watering to maintain healthy landscapes," said Ecologel President Rick Irwin. "We look forward to working with this impactful program, as we strongly believe in supporting our troops. Helping them to

maintain their lawns is just one small way we feel we can make a meaningful contribution." Headquartered in Cleveland, Ohio, Project EverGreen is a national non-profit organization committed to creating a "greener, healthier, cooler Earth by supporting the creation, renovation and revitalization of managed yards, parks and public green spaces that result in healthier, happier people." "We feel fortunate to have Ecologel on board as a sponsor working toward the common goal of preserving 'green spaces' while supporting GreenCare for Troops™ across the country. Our goal is to create environments that bring families, neighbors, and communities together. We build and support communities by shaping the natural world in such a way that our neighbors today, and future generations may enjoy and appreciate," stated Cindy Code, Executive Director Project EverGreen. Arborjet Inc: For more than 15 years, our mission has been to develop the most effective formulations and delivery systems in Plant Health Care. Arborjet was initially developed by arborists for arborists in order to effectively manage and control the many exotic and native insects, pests, and diseases threatening our natural and urban forests. Founded in 2000 by Peter M. Wild, owner of Boston Tree Preservation in Woburn, MA, Arborjet was established out of Peter’s intent of finding a way to control Hemlock Woolly Adelgid, saving thousands of trees since the company’s inception. Today, as the leading provider of tree care solutions, that same passion for innovation and service drives Arborjet to expand the types of technology created and industries served, changing the face of plant healthcare. At Arborjet, personal attention is a large part of who we are. You will always receive prompt and friendly service from knowledgeable and welltrained staff. We are happy to answer your questions and help you decide which solutions are right for your plant healthcare needs. We care about you and your success. Website: www.arborjet.com PAGE 248


Rexel ENERGY LEADER PROMOTING SOCIAL INNOVATION IN ALL THE COMMUNITIES IT OPERATES IN GLOBALLY The Rexel Foundation promotes energy progress, namely via its joint-skills Platform for Social Entrepreneurship. Created in 2014, the Platform helps to select and accompany initiatives that aim at sustaining socially innovative business models in the energy efficiency sector. Creating value, protecting the environment and improving access to energy efficiency for all lie at the heart of this collaborative work tool. "The Rexel Foundation’s joint-skills Platform for Social Entrepreneurship is designed to identify and promote social innovations, bringing together associations, academic institutions and companies around projects carried out by social entrepreneurs working for energy efficiency.” - Anne-Charlotte Poix, Rexel Foundation General Secretary.

Energie Partagée (France): Energie Partagée helps grassroots organizations in their interaction with public bodies so that they can develop, fund and manage their own projects for the production of renewable energy. They start by targeting potential project initiators (residents, associations, communities), and work with them to launch the project. Citizen awareness greatly increases once the projects reach the investment phase. • The Rexel Foundation’s funding raised awareness among 103 representatives and 300 citizens concerning projects supported by Energie Partagée • Luigi Caricato, External Communications Director of the Legrand group, contributed his expertise to structuring the association’s digital communication tools

A platform born from an inspiring experience Soon after its creation in 2013, the Rexel Foundation for a better energy future committed itself to supporting social entrepreneurs through the exclusive support of the Energy Efficiency Impact program. Developed by Ashoka, the first international network for social entrepreneurs, the program helped 8 social entrepreneurs for 6 months to structure their growth models while increasing their scope and strengthening their impact. Following this experience where much was learned and relationships built, the Rexel Foundation decided to create a dedicated social entrepreneurship platform, bringing together sponsors and social innovators to promote energy efficiency.

négaWatt (France): DORéMI (Dispositif Opérationnel de Rénovation énergétique des Maisons Individuelles – an operational framework for the energy retrofit of single-family homes) was developed to foster widespread access to efficient, comprehensive energy retrofitting, thanks to training and worksite assistance provided by groups of skilled tradesmen. • The Rexel Foundation funded the creation of a “toolkit” containing nearly 100 files to assist in the framework’s launch and implementation  • The Deloitte Foundation is using skills sponsorship to accompany Vincent Legrand (Managing Director, négaWatt) in defining an economic model for the framework

Boosting social innovation to promote energy efficiency Social innovation is one of the Rexel Foundation’s core principles, aiming to drive social progress, improve quality of life and improve access to sustainable and less expensive sources of energy for society’s most disadvantaged. Thus, the purpose of the Social Innovation Platform is to boost innovative social models that improve access to energy efficiency for all. The projects supported by the Rexel Foundation strengthen the Group’s commitment to improve access to energy efficiency for all. The new uses and business models that emerge from these projects benefit all types of users.

Energise Sussex Coast (Great Britain): In October 2014, the Rexel Foundation awarded the prize for the “socially innovative community project benefiting those most in need of energy and cost savings” to the social enterprise Energise Sussex Coast for its project to distribute 600 “energy packs” to low income communities in Sussex and Kent counties in southern England. Rexel: Worldwide expert in the multichannel professional distribution of products and services for the energy world, addresses three main markets - residential, commercial and industrial. www.rexel.com PAGE 249


Crowd Machine PARTNERS WITH VITAL VOICES TO TEACH WOMEN IN DEVELOPING COUNTRIES HOW TO BUILD APPS Initiative Aims to Democratize the Development of Apps. Crowd Machine and the Vital Voices Global Partnership launched its Women in Application Development initiative on the International Day of Women and Girls in Science. The initiative brings together women from nine developing countries to learn how to develop applications using Crowd Machine's free, online learning platform, Crowd Academy. Crowd Machine enables anyone to create applications even if they do not know how to code. The joint initiative speeds up the democratization of developing 'apps,' which can then be deployed for a number of uses, from starting up new businesses to improving efficiencies in existing companies or interfacing with IoT (internet of things) devices, AI robotics and blockchain. "We're delighted to partner with Vital Voices to ensure women in these developing countries learn 21st Century skills that can be immediately deployed to earn income," said Craig Sproule, CEO Crowd Machine. "This is democracy in action." According to the "Measuring the Information Society 2018 Report," released by the International Telecommunication Union, computer users in developing countries have fewer information and communications technology (ICT) skills than those in developed countries. The findings indicate there is less potential for creating apps in these developing countries. "We know that women entrepreneurs are critical partners if we want to achieve the United Nations Sustainable Development Goals, from eliminating poverty, to boosting women's empowerment, to providing increased access to information technology," said Alyse Nelson, President and CEO, Vital Voices. "If we want to achieve these global goals to bring about the world we want to see by 2030, we need new, innovative solutions to today's challenges. Equipping women with technological skills like this is crucial to paving the way for these new solutions."

Meg Jones, VP Community Crowd Machine concurred: "Apps solve problems. Women understand problems that cut across communities and miss-out on IT-based solutions such as selling online. The more women become application engineers, the more problems we will solve." The Women in App Development initiative takes participants through the seven-level training that leads to certification as a Crowd Machine Developer. The Vital Voices Global Partnership identifies and invests in high potential women business leaders of SMEs in order to take their business vision to scale and to elevate women's leadership and entrepreneurship globally. Vital Voices Global Partnership identifies, provides training for and invests in creative and fearless women leaders making change in their communities and around the world. Guided by the belief that women are essential to progress in their communities, Vital Voices searches the world for women leaders with daring vision, who we then partner with to make that vision a reality through grants, skill-building, network expansion, mentorship and guidance to accelerate local change on a global scale. For more than 20 years, Vital Voices has partnered with women leaders from more than 180 countries and territories who advance economic opportunity, increase political and public leadership, and promote human rights to participate in programs in strategic planning, business, advocacy and communications to build critical skills needed for creating transformational change at scale. Through its global platform, women leaders expand their connections and visibility, accelerating shared progress for all. Visit www.vitalvoices.org Crowd Machine is the company behind a zero-code app building and hosting platform that allows anyone to bring apps to market faster, easier and less expensive than any other on the market. By automating the app lifecycle and creating a viable hosting solution, Crowd Machine helps people build apps even if they do not know how to code. Website: www.crowdmachine.com PAGE 250


MiaDonna LAB-GROWN DIAMOND PIONEER 25% OF ALL 2019 PROFITS TO GREENER DIAMOND FOUNDATION The country's leading retailer of lab-grown diamonds and fine jewelry commits 25% of all 2019 profits to offset the negative effects of the traditional diamond industry. MiaDonna, the industry forerunner in lab-grown diamonds announced their continued commitment to donate a portion of retail profits to the Greener Diamond, with an increased commitment of 25% in 2019. This marks the third consecutive year that MiaDonna has raised their contribution to the foundation from 5% to over 20%, which works to free innocent children oppressed by the active conflict diamond industry. Since launching MiaDonna in 2005, Founder and CEO AnnaMieke Anderson has dedicated her life to building a globally admired lab-grown diamond company that continues to push boundaries to create a socially responsible diamond trade. Together with MiaDonna, the Greener Diamond provides solutions to stop unethical diamond mining so that communities negatively impacted by the harvesting and trading of earth-mined diamonds can heal and rebuild. The foundation, which is funded entirely by MiaDonna customers and exclusively run by volunteers, uses these contributions to support education programs, urgent relief programs, and agricultural farms in Sierra Leone and Liberia where former child soldiers are now supported to grow food instead of mining for diamonds. Pioneering change has been ingrained in the company's ethos from inception. In addition to being one of the first to implement sustainable manufacturing practices, which extend into the use of recycled metals and crafting pieces domestically, MiaDonna has shown forward-thinking in anticipating consumer needs. Since the launch of their online platform in 2007, MiaDonna has created innovative programs to reduce the gap between brickand-mortar retail and e-tail, such as the brand's Home Try-On Jewelry Program, which removes the risks associated with making large purchases online.

"MiaDonna is dedicated to making a difference – over the last decade we have created our own projects that restore diamondmining communities and visit each location to ensure we're making a serious impact," said Anna-Mieke Anderson, Founder and CEO of MiaDonna. "It's important to us to offset the negative environmental and social impacts of traditionally mined diamonds with projects that can truly change the lives of the people who are most affected by the industry." MiaDonna has also pledged to positively impact the environment in the United States through their partnership with One Tree Planted, a nonprofit working to keep the planet resilient. Through the collaboration, one tree is planted for every purchase made. "We're proud to make a positive social and environmental impact in our hometown, Portland, Oregon, through One Tree Planted. Their commitment to social responsibility and reforestation efforts closely align with our endeavors to reverse the damage diamond mining creates on the environment," said Anderson. MiaDonna: Established in 2005 in Portland, Oregon, MiaDonna is a leading retailer of lab-grown diamonds and fine bridal jewelry handcrafted in America. Founded by a mother passionate to create change in the world, MiaDonna was established with a single objective: to offer consumers a beautiful, ethical and affordable diamond that would help free innocent children oppressed by the active conflict diamond mining industry. Just a few of MiaDonna supported projects: - The Elwou Orphanage Agricultural Project – Liberia - The Green Diamond Garden and Literacy Program – Liberia - Next Project: Girls Mentorship Program – Liberia - SOS Technical School - Togo - The Greener Diamond Farm – Sierra Leone - Ebola Project, Sierra Leone and Liberia Website: www.miadonna.com PAGE 251


Natural Grocers ELIMINATES 300 MILLION SINGLE-USE PLASTIC BAGS AND DONATES $1 MILLION TO FOOD BANKS At the end of March, Natural Grocers estimates it will have eliminated more than 300 million single-use plastic bags and will reach $1 million in total donations to food banks associated with all 152 Natural Grocers stores. Since Earth Day 2009, Natural Grocers has led the fight to reduce single-use plastic bags and end food insecurity in the communities they serve, by eliminating single-use plastic bags from checkout lanes and by donating 5 cents to local food banks every time a customer shops with a reusable bag. "We are drowning in a sea of plastic, which is causing harm to people and the planet. Additionally, there are people in our communities that are food insecure. 10 years ago, we saw an opportunity to make a difference and address both plastic waste and hunger simultaneously. So, we decided to eliminate singleuse plastic bags at checkout and provide a 5 cent donation to our local food banks every time a customer remembered to bring in their reusable bags," said Heather Isely, Natural Grocers Executive Vice President. In the 10 years since this initiative began, the company has impacted countless lives and will hit two impressive milestones â&#x20AC;&#x201C; $1 million in monetary donations to the local food banks and the elimination of more than 300 million single-use plastic bags from the environment. The $1 million translates to Natural Grocers providing more than 4 million meals to those in need. "The impact of eliminating single-use bags from our stores is enormous," said Natural Grocers Co-President Kemper Isely. "As a business, the ripple effect of our choices can redefine the future. 10 years ago, we chose to ditch single-use bags during checkout. We thank our customers for supporting this important initiative over the past decade and for making the decision to shop with reusable bags." Double the impact! During the month of April, the organic and natural retailer will double its donation to local food banks. Instead of donating

5 cents per shopping trip, Natural Grocers will donate 10 cents. Nearly 70 food banks in 19 states benefit from the donations accumulated when customer bring in their reusable shopping bags. Food Bank of the Rockies is the largest beneficiary and is affiliated with 25 stores in Denver. In addition, during the month of April, Natural Grocers also donated $1 for each purchase of the new Ladybug Love reusable shopping bag, retailing at $2.99. "We hope our customers make a renewed effort to shop with reusable shopping bags during the month of April, and every day, because their local community food bank and the environment benefits every time they do," added Kemper Isely. Natural Grocers provides free recycled boxes or reusable shopping bags for purchase, starting at 99 cents, to customers so they can carry their groceries and other natural goods home. Natural Grocers' green practices include: Supporting sustainable and regenerative agricultural practices. Reducing our carbon footprint by constantly searching for and implementing greener practices. Natural Grocers offers 100 percent organic produce, meats that are sustainably and humanely raised without antibiotics, hormones or other growth promotants, 100 percent free-range eggs, 100 percent pasturebased dairy, 100 percent non-GMO bulk products, groceries that don't contain any artificial colors, flavors, sweeteners or preservatives, the highest quality supplements, paraben-free body care products and all-natural cleaning products. Natural Grocers is also committed to supporting regenerative farming practices that support the triple bottom line. Natural Grocers by Vitamin Cottage, Inc. is an expanding specialty retailer of organic and natural groceries, body care products and dietary supplements. Founded in Colorado in 1955, Natural Grocers has more than 3,500 employees and operates 152 stores in 19 states. Website: www.NaturalGrocers.com PAGE 252


Advisors Excel NATIONAL FINANCIAL SERVICES FIRM FUNDRAISING EVENT RAISES $581,000 FOR MAKE-A-WISH FOUNDATION $581,000 was raised for Make-A-Wish Foundation during a fundraiser hosted recently by Advisors Excel, a national financial services firm based in Topeka, Kansas. The gift will help to fund a wish to a seriously ill child in every state. "Who doesn't want to help put a smile on a child's face?" said Advisors Excel Co-Founder Cody Foster. "As a parent, I can't imagine how hard it is to have a seriously ill child and wanting with all your heart to just see them laugh and have fun. I like to think we are providing a positive experience that both the child and the parent can remember for years to come and hopefully is something they can draw strength from." Advisors Excel raised the funds in conjunction with more than 700 of the nation's top financial professionals who were attending a two-day training event in Phoenix. The company hosts the event each year and always includes an opportunity to raise money for a worthy cause. To date, Advisors Excel and its affiliated independent financial professionals have raised more than $3 million to help incredible charities and amazing organizations around the country. "When a wish is granted, a child replaces fear with confidence, sadness with joy and anxiety with hope," said Make-A-Wish® President and CEO Richard K. Davis. "Through the generous support of Advisors Excel, they've been able to impact our mission across the entire country in many ways — and in particular, the ability to grant over 50 wishes. Much appreciation to them for helping make a difference in the lives of our Wish Kids." The founding principle of Make-A-Wish® is to grant the wish of every eligible child. For Wish Kids, granting wishes is more than a nice gesture, it's a game-changer. In many cases, having a wish granted gives these little warriors the strength and courage they need to comply with difficult medical treatments, and most importantly, keep fighting. Since 1980, Make-A-Wish® has granted more than 300,000 wishes to children in the U.S. and its territories. A wish is granted every 34 minutes.

Advisors Excel was founded in 2005 by David Callanan, Cody Foster and Derek Thompson to bring unparalleled service to independent financial professionals while supporting every aspect of their business. Advisors Excel provides access to a vast array of financial products, unequaled training, powerful marketing and lead generation support, as well as a culture in which many of the nation's top independent financial professionals continually refine their skills to better serve their valued clients. Through this holistic approach, Advisors Excel seeks to raise the expectations of these professionals, both for their own businesses and for the service they bring to the families and individuals with whom they work. Website: www.advisorsexcel.com "Who doesn't want to help put a smile on a child's face?" said Advisors Excel Co-Founder Cody Foster. "As a parent, I can't imagine how hard it is to have a seriously ill child and wanting with all your heart to just see them laugh and have fun. I like to think we are providing a positive experience that both the child and the parent can remember for years to come and hopefully is something they can draw strength from." Advisors Excel raised the funds in conjunction with more than 700 of the nation's top financial professionals who were attending a two-day training event in Phoenix. The company hosts the event each year and always includes an opportunity to raise money for a worthy cause. To date, Advisors Excel and its affiliated independent financial professionals have raised more than $3 million to help incredible charities and amazing organizations around the country. "When a wish is granted, a child replaces fear with confidence, sadness with joy and anxiety with hope," said Make-A-Wish® President and CEO Richard K. Davis. "Through the generous support of Advisors Excel, they've been able to impact our mission across the entire country in many ways — and in particular, the ability to grant over 50 wishes. Much appreciation to them for helping make a difference to our Wish Kids." PAGE 253


Dominion Energy TO REDUCE METHANE EMISSIONS FROM NATURAL GAS INFRASTRUCTURE BY 50% OVER 10 YEARS Dominion Energy announced a historic, industry-leading initiative to reduce methane emissions from its natural gas infrastructure by 50 percent over the next decade, based on 2010 levels. The initiative will prevent more than 430,000 metric tons of methane from entering the atmosphere, the equivalent of taking 2.3 million cars off the road for a year or planting nearly 180 million new trees. This voluntary initiative builds on the significant progress Dominion Energy has made in reducing methane emissions over the last decade, which prevented more than 180,000 metric tons of methane from entering the atmosphere, equivalent to taking almost 1 million cars off the road for a year or planting 75 million new trees. The initiative also builds on the 50 percent reduction in carbon emissions Dominion Energy has achieved across its electric fleet since 2000, and the significant advances it is making with renewable energy. "We recognize we need to do more to reduce greenhouse gas emissions to further combat climate change," said Diane Leopold, President and CEO of Dominion Energy's Gas Infrastructure Group. "We've made significant progress, but we're determined to go much further. With this initiative, we are transforming the way we do business to build a more sustainable future for the planet, our customers, and our industry." Industry-Leading Initiative Methane is the primary component of natural gas, which is used to heat 118 million American homes, generate one-third of the nation's electricity, and power manufacturing and other industries. Natural gas is transported to power plants, homes and businesses across the U.S. through a 2.5 million-mile national underground pipeline system. Dominion Energy will achieve the historic emissions reductions announced today in three primary ways: - Reducing or eliminating gas venting during maintenance. - Replacing old equipment with new, low-emission equipment. - Expanding leak detection and repair programs.Â

Over the last decade, the industry has made progress in reducing methane emissions from natural gas production and distribution systems. With the new initiative, Dominion Energy is taking a leading role in the industry by reducing methane emissions across its entire system â&#x20AC;&#x201C; from production and storage to transmission and distribution. Reducing or eliminating venting: Gas venting during planned maintenance and inspection is the largest source of methane emissions from Dominion Energy's transmission and distribution pipeline system. In order to perform maintenance or inspection on pipelines and compressor stations, natural gas sometimes has to be removed from the system, which was historically done by venting it into the atmosphere. A primary focus of the company's initiative will be dramatically reducing or even eliminating venting during maintenance activities. "Instead of venting methane when we do maintenance or inspection, we're now capturing, recycling and reusing it so it stays in our system and out of the atmosphere," said Leopold. "Thanks to advances in technology and innovations in our operating procedures, we can capture methane on a much larger scale than we could have ten years ago," said Mark Webb, Dominion Energy's Chief Innovation Officer. "We've tested and proven these technologies in parts of our infrastructure, now we're dramatically expanding them across the entire system." Nearly 7.5 million customers in 18 states energize their homes and businesses with electricity or natural gas from Dominion Energy, headquartered in Richmond, Va. The company is committed to sustainable, reliable, affordable and safe energy and is one of the nation's largest producers and transporters of energy with about $100 billion of assets providing electric generation, transmission and distribution, as well as natural gas storage, transmission, distribution and import/export services. Website: www.DominionEnergy.com PAGE 254


Sanderson Farms CULTIVATED CULTURE OF COMMUNITY, CHARITY AND DONATED OVER $10.6 MILLION TO CHARITIES CEO and President, Joe F. Sanderson, Jr., has quietly woven charity into the corporate culture at Sanderson Farms over the years, and the donation numbers speak for themselves. Sanderson Farms has donated over $10.6 million to various charities since 2011. What speaks even more to this attitude of generosity are the words of the company's employees, who often describe Sanderson Farms as a family that takes care of the community. Sanderson Farms' philanthropic efforts range in size and reach, but the sentiment is the same: to give back to the communities in which Sanderson Farms employees work and live. From sponsoring small-town sports leagues, to hosting the Sanderson Farms Championship PGA TOUR event, the company demonstrates its commitment to caring for people. At each Sanderson Farms facility, an employee giving program is in place benefiting the United Way. Each employee contribution is matched by the company, and since 1999, over $9.4 million has been donated to local chapters of the United Way. "In a small community like ours, these resources really help to improve quality of life," said Angela Castellow, United Way Director, Colquitt County, Georgia. "Sanderson Farms' contributions go towards teaching children how to swim, story time in the park, and a mobile library program. We still provide for a lot of basic needs, but these funds give us the capacity for educational outreach, as well." When Mississippi's only professional sporting event found itself without a sponsor in 2013, Sanderson Farms stepped up to the plate for its home state. All proceeds from the Sanderson Farms Championship go to Blair E. Batson Children's Hospital and Mississippi charities. To date, the event has raised over $5 million. Following the 2018 tournament, a record-breaking $1.375 million was presented to Friends of Children's Hospital. Sanderson Farms employees also volunteer at the event each year, serving in roles from pro-am caddies to scoring. 

"We know that the people who are buying our chicken aren't doing it because we sponsor a golf tournament, but we don't sponsor a golf tournament so that people will buy our chicken," said Joe F. Sanderson, Jr., CEO and Chairman of the Board of Sanderson Farms. "We do it for the 175,000 children who are treated at Children's of Mississippi each year. In addition to the tournament's charitable aspects, the event provides an economic impact of over $26 million to the state of Mississippi." In times of great need, Sanderson Farms is quick to provide monetary aid, as well as product donations. After the recent hurricanes affecting North Carolina and Georgia, the company made a $1 million donation to the American Red Cross. Over 1.77 million pounds of donated chicken products have been distributed to people in areas of natural disaster since 1999. "The generosity of partners such as Sanderson Farms makes it possible for the Red Cross to respond at a moment's notice with volunteers, equipment, and supplies," said Gail McGovern, president and CEO of the American Red Cross. "We are profoundly grateful for Sanderson Farms' remarkable support to deliver shelter, food, and hope for people in their darkest hours." Sanderson Farms seeks to make a difference in the 17 communities across 5 states in which it operates. The company's leadership recognizes that the best way to give back is to take care of the people who have helped Sanderson Farms to become the company it is today. For Sanderson Farms, and its employees, gratitude and generosity go hand-in-hand. Sanderson Farms, Inc., founded in 1947, is engaged in the production, processing, marketing and distribution of fresh and frozen chicken and other prepared food items. Employing more than 15,000 employees in operations spanning five states and 17 different cities, Sanderson Farms is the third largest poultry producer in the United States. As a company, Sanderson Farms is committed to adopting a fresh approach in everything we do. Website: www.sandersonfarms.com PAGE 255


Alaffia EMPOWERMENT PROJECTS & WOMEN'S CO-OPERATIVES IN WEST AFRICA, IMPACTED 80,000 WOMEN IN 2018 Alaffia also joined Women's Global Development and Prosperity Initiative. White House-led initiative aligns with Alaffia's Women's Empowerment Projects. Alaffia, the 16-year-old natural personal care brand and social enterprise known for its efficacious products and impactful Empowerment Projects, announced its support of the Women's Global Development and Prosperity (W-GDP) Initiative and CoFounder Olowo-n'djo Tchala's participated at the launch event in Washington, D.C. The W-DGP Initiative, led by White House Senior Adviser Ivanka Trump and with support from the U.S. Department of State, the National Security Council, and other agencies, aims to bring economic assistance and security to 50 million women across the world—particularly in developing areas—by 2025. Olowo-n'djo Tchala was invited to attend a launch event for the new global campaign due to his leadership in developing Alaffia's unique women-centered social enterprise model, in which flagship ingredients like handcrafted shea butter and coconut oil are ethically sourced from Alaffia's women's cooperatives in West Africa (where Tchala was raised) via Fair for Life standards, and then used to create natural personal care and beauty products here in the U.S. The launch event included a robust roundtable discussion about supporting female entrepreneurs and women-led businesses with leaders from around the world, governmental agencies and private sector partners, as well as a presidential signing ceremony. "It is an immense honor to be invited to participate in and support this global initiative to support women's economic empowerment," said Tchala. "Alaffia was founded with the mission to alleviate poverty and reduce suffering around the world, and our vision to continue doing that through women-led projects in West Africa aligns perfectly with the heart and spirit of this partnership."

"I am especially grateful that all of us are able to come together to expand opportunity and growth for all people around the world. Our approach is that no matter the direction of political winds, Alaffia's core beliefs around beauty, equality and empowerment remain steadfast," he added. Since its founding in 2003, the Alaffia mission goes beyond providing consumers with efficacious and safe products for hair, skin, and body. The Washington State and West African organization has been on a mission to alleviate poverty and advance gender equality and has led numerous empowerment initiatives that impacted more than 80,000 people in 2018. Alaffia has quickly become a top-seller at stores like Whole Foods Market and continues to be a leader in natural beauty. Tchala's invitation to be a part of the W-GDP Initiative is the second time the U.S. government has honored Alaffia and its leadership team. Last October, the U.S. Department of State presented Alaffia co-founders Olowo-n'djo Tchala and Prairie Rose Hyde with the 2018 Award for Corporate Excellence in Women's Economic Empowerment at a ceremony in Washington, D.C., where Tchala spoke of the influence his mother, Ina Agbanga, had on his view of humanity and in the formation of Alaffia. Alaffia's Success in not Simply Measured by Profit Our success is measured by empowerment. Empowerment Projects are Alaffia’s mission in action, funded by the sales of Alaffia products. Alaffia invests in our communities because it is our moral responsibility and to ensure African resources empower African communities. The goal is to alleviate poverty and encourage gender equality. Our Empowerment Projects include several Education-Based Projects, Maternal Health, FGM Eradication, Eyeglasses and Environmental Sustainability. All of Alaffia’s projects empower Togolese communities to provide their skills and knowledge to the rest of the world and rise out of poverty. Website: www.alaffia.com PAGE 256


Neste RENEWABLE FUELS HELPED TO REDUCE GLOBAL CLIMATE EMISSIONS BY 7.9 MILLION TONS IN 2018 In 2018, Neste's renewable fuels helped private motorists as well as professional and commercial drivers in several geographic markets to reduce their greenhouse gas (GHG) emissions by altogether 7.9 million tons*, equaling the annual carbon footprint of almost 500,000 average U.S. citizens (source: World Bank). When compared to emissions from average passenger cars, the positive climate impact resulting from replacing fossil fuel usage with Neste's renewable fuels in 2018 was the same as if 3 million passenger cars had been removed from the roads for a full year. "While we continue discussing various future alternatives for reducing transport-related emissions, high-quality renewable fuels such as Neste MY Renewable Dieselâ&#x201E;˘ continue to steadily reduce transportation-related emissions even as we speak. The fuel provides its users a concrete, cost-effective way to combat climate change while also helping various organizations, cities, municipalities, and even countries to meet their emissions reduction and carbon neutrality targets," explains Kaisa Hietala, Neste's Executive Vice President in Renewable Products business area. Waste and residue raw materials account for approximately 80% of Neste's annual usage of renewable raw material, which maximizes the average emission reduction that Neste's renewable fuels provide as a whole. Switching from fossil diesel to 100% Neste MY Renewable Diesel produced entirely from waste and residue raw materials results in 80% smaller greenhouse gas emissions (GHG, gCO2eq/MJ) on the average when life cycle emissions of both fuels are compared. Positive climate impact continues to grow For more than ten years, Neste has steadily increased the volume of renewable products that it brings to the market. Nowadays, Neste produces some 2.7 million tons of renewable products at its refineries in Finland, the Netherlands and Singapore. In December 2018, the company announced its decision to invest approximately EUR 1.4 billion to expand itsÂ

renewable products production capacity in Singapore, bringing the total renewable product capacity close to 4.5 million tons annually in 2022. With the production capacity increasing, so will the positive impact that Neste's renewable products can make in various sectors of the society. Neste's target is to reduce GHG emissions by 9 million tons annually with its renewable products in 2022. "As our economy grows, it is vital we find a way to accommodate that growth while reducing our impact on the environment," said Jeremy Baines, vice president of sales, Neste US, Inc. "It is encouraging to see our emissions reduction numbers for 2018, and helps us set even more ambitious goals going forward." "Neste is in the business of helping transport and cities, aviation, polymers and chemicals customers make their business more sustainable. As we continue to focus on efficient utilization of various waste and residue raw materials in our production, we can maximize the positive impact we can make in several areas of life," Hietala concludes. Neste creates sustainable solutions for transport, business, and consumer needs. Our wide range of renewable products enable our customers to reduce climate emissions. We are the world's largest producer of renewable diesel refined from waste and residues, introducing renewable solutions also to the aviation and plastics industries. We are also a technologically advanced refiner of high-quality oil products. We want to be a reliable partner with widely valued expertise, research, and sustainable operations. In 2017, Neste's revenue stood at EUR 13.2 billion. In 2019, Neste placed 3rd on the Global 100 list of the most sustainable companies in the world. Creating a healthier planet for our children: This is the only planet we have, and we all are responsible for keeping it in shape. Neste takes concrete action by creating responsible choices for the diverse demands of companies and consumers. Website: www.neste.com PAGE 257


M&T Bank 21 MILLION IN GRANTS FOR AFFORDABLE HOUSING PROJECTS IN COMMUNITIES ACROSS US EAST COAST M&T Bank announced more than $21 million in grants to support the construction or rehabilitation of 1,621 affordable housing units within 20 neighborhoods in New York, New Jersey and Pennsylvania. The grants for projects sponsored by M&T are provided through the Federal Home Loan Bank of New York Affordable Housing Program. "Our community development lending helps many projects come to fruition, including affordable housing projects. We work closely with our partners to access a variety of different funding sources, in addition to our own bank loans. The Federal Home Loan Bank of New York has consistently provided outstanding grant support for these projects as an additional capital source," said Brad Dossinger, Group Vice President for Community Reinvestment at M&T Bank. Projects submitted by M&T to the FHLB as grant requests: The Women's Housing and Economic Development Corp received a $2.1 million grant for a project in Bronx, N.Y. The West Side Federation for Senior and Supportive Housing received a $1.9 million grant for a project in Bronx, N.Y. The Community Builders received a $2 million grant for a project in Schenectady, N.Y. Habitat for Humanity of the Capital District was awarded a $90,000 grant for projects in Albany, N.Y., and Troy, N.Y. Riverside Charitable Corporation received a $2.3 million grant for a project in Ilion, N.Y. A $1.2 million grant to DePaul Properties, Inc. for a project in Rochester, N.Y. PathStone Housing Action Corp. received a $1 million grant for a project in Rochester, N.Y. Veterans Outreach Center was provided a $746,366 grant for a project in Rochester, N.Y. Charles Settlement House, Inc., was provided a $612,000 grant for a project in Rochester, N.Y. The Urban League of Rochester received a $345,198 grant for a project in Rochester, N.Y. Habitat for Humanity of Buffalo received a $360,000 grant for a project in Buffalo, N.Y.

The Jewish Federation of Southern New Jersey received a $2.37 million grant tfor a project in in Cherry Hill, N.J. The City of Camden Housing Authority was awarded a $2 million grant for a project in Camden, N.J. The City of Camden Housing Authority was awarded a $1 million grant for a project in Clement T. Branch Village. Better Tomorrows received a $970,154 grant for a project in Camden. Habitat for Humanity of Paterson was awarded a $375,000 grant for a project in Paterson, N.J. HACE Affordable Housing Corp received a $738,000 grant for a project in Philadelphia, Pa. Citizens Action Together Can Help received a $600,000 grant for a project in Philadelphia, Pa. Community Ventures was awarded $313,063 for a project in northern Philadelphia, Pa. The Women's Community Revitalization Project received a $193,762 grant for a project in Philadelphia, Pa. The Federal Home Loan Bank System's Affordable Housing Program, created by Congress in 1989, provides member community lenders with direct subsidies, which are passed on to qualified households through a sponsoring local non-profit organization. AHP financing is combined with other funding sources to create housing for moderate-, low- and very-lowincome families. Program awardees receive this funding through semi-annual competitive rounds. Each competing project must be sponsored by a financial organization that is a member of the Federal Home Loan Bank in partnership with a communitybased sponsoring organization. These grants were part of the annual competitive round completed in the fourth quarter. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T's principal banking subsidiary, M&T Bank, operates banking offices in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and the District of Columbia.   Website: www.mtb.com PAGE 258


Walmart ON TRACK TO REDUCE 1 BILLION METRIC TONS OF EMISSION FROM GLOBAL SUPPLY CHAINS BY 2030 Walmart Inc. issued its inaugural Environmental, Social and Governance (ESG) Report, which details the company’s goals, progress and achievements for fiscal year 2019 toward its commitment to increase economic opportunity for associates and local communities, build sustainability in supply chains and activate climate change initiatives.

including 90% of high-priority remediation items completed across all factories affiliated with the Alliance. Sustainability Index - As of the end of FY2019, Walmart achieved a supplier Sustainability Index participation rate that covers 80% of the goods Walmart sells in U.S. stores and Sam’s Club locations for categories where the Index is available.

Walmart is disclosing progress to date in several areas including:

Increasing Economic Opportunity for Associates Advancing Economic Mobility - Walmart promoted more than 215,000 people to jobs of greater responsibility and higher pay in Walmart U.S. stores in FY2019. Fostering Inclusion - 31% of Walmart’s corporate officers are women, 44% of associates with revenue responsibility are women and 57% of hourly promotions were women. Of the 800,000 Walmart U.S. store associates that have been through the Walmart Academy, 60% of those trained were women. Additionally, 34% of associates with revenue responsibility are people of color. Wages and Benefits - Walmart is committed to the economic mobility of its associates and has shared that the average total compensation and benefits for a full-time, hourly field associate in Walmart U.S. stores is $19.31 as of March 2019.

Activating Climate Change Initiatives Climate Change Impact Scenario Analysis – Walmart worked with an independent third-party consultant to better understand the nature of climate change and potential implications for the retail sector aiming to align with the scenario guidance set forth by the Task Force on Climate-related Financial Disclosures. Reducing Greenhouse Gas Emissions – Walmart reports a 6.1% reduction in Scopes 1 and 2 annual greenhouse gas emissions in 2017 compared with 2015. Project Gigaton - Walmart made advancements on its Project Gigaton goals with suppliers reporting avoiding more than 93 million metric tons of emissions over the last two years. Launched in 2017, Project Gigaton is a global effort that invites suppliers to join Walmart in a commitment to avoid 1 billion metric tons of emissions in the company’s collective value. Enhancing Sustainability in Supply Chains Human Rights - The ESG Report includes a discussion of salient human rights issues and progress on related initiatives within the company and through collective action, building on the human rights statement the company published last year bringing together in one place the company’s perspective on respecting human rights in its operations and supply chains. Sourcing Responsibly - To help address worker safety issues in the Bangladesh ready-made garment industry, Walmart became a founding member of the Alliance for Bangladesh Worker Safety in 2013. The Alliance concluded its five-year commitment on December 31, 2018, and we have seen significant progress, 

“It’s not enough to just serve one stakeholder group, the opportunity for business and their leadership is to add value for all stakeholders,” said Doug McMillon, CEO of Walmart. “Throughout Walmart’s history, we have understood that for a business to last, it must have a fundamental reason for being, which is found in the value it creates for all – customers, associates, communities, shareholders, suppliers, future generations, and the planet.” Walmart Inc. helps people around the world save money and live better - anytime and anywhere - in retail stores, online, and through their mobile devices. Each week, over 275 million customers and members visit our more than 11,300 stores under 58 banners in 27 countries and eCommerce websites. Website: www.walmart.com PAGE 259


ClassDojo MILLIONS OF CLASSROOMS IN 180 COUNTRIES TOOK PART IN "THE WORLD'S LARGEST MINDFUL MOMENT" ClassDojo partnered with Marc Brackett, author of Permission To Feel and Director of the Yale Center for Emotional Intelligence, to create the world's first-ever global mindfulness lesson. Millions of classrooms around the world will took part in the first-ever global mindfulness lesson, available on ClassDojo. Starting at 11am local time in Australia and finishing 20 hours later at 11am in Hawaii, children in 180 countries will take part in custom-designed mindfulness exercises and breathing activities, creating The World's Largest Mindful Moment in classrooms across the globe. Teachers and families around the world recognize that mental well-being is critical for children's health and happiness. In a new survey ClassDojo conducted in the U.S., UK, and Australia*, 64% of families and 63% of teachers said that helping children manage feelings of anxiety is just as important as school work; 29% of families and 32% of teachers said it was even more important. Numerous studies have shown how mindfulness helps children reduce stress - as well as having other transformative benefits like developing a greater capacity for concentration and patience. "My role is as much focused on mental well-being as it is learning. Helping my students develop the skills they'll need to reduce anxiety, care about the feelings of others, and be selfaware are all traits I know will benefit them for the rest of their lives," said Cindy Price, a first grade teacher in Delaware. "I've wanted to teach mindfulness for a long time, but I haven't been able to find something that my students will love and easily understand. ClassDojo's Mindfulness lessons are exactly what I've wanted - we've had a sneak peek, and my children love it! I am sure we'll be using these activities for months to come." The World's Largest Mindful Moment took place on Friday, May 10th, with a new ClassDojo Mindfulness series - called "A Mindful Moment" - produced in collaboration with the Yale Center for Emotional Intelligence and UK mental health nonprofit Beyond

Shame, Beyond Stigma. It is the first time classrooms around the world will take part in a mindfulness lesson together. "Mindfulness has been shown to benefit children's overall wellbeing, yet teachers and families were telling us they hadn't found resources that were right for their children," said Liam Don, co-founder of ClassDojo. "A Mindful Moment is a simple way for children everywhere to learn mindfulness in school and at home. ClassDojo teachers, children, and families in millions of classrooms across 180 countries are bringing mindfulness to their classrooms. It's an amazing moment to be a part of." Student anxiety is common: 92% of teachers say their students have experienced anxiety about school life. Mental well-being is now as important as schoolwork: 64% of parents and 63% of teachers say learning how to manage feelings of anxiety is now equally as important as school work. Parents are turning to mindfulness and seeing results: Twothirds (67%) of parents say they practice mindfulness with their children at home - with 96% saying it's been beneficial. Specific benefits include: better at handling emotions (63%), calmer (42%), happier (36%), greater focus (31%), and increased empathy (28%). Parents and teachers overwhelmingly agree that schools should teach mindfulness: 93% of parents say that having a mindfulness program at school would be beneficial for their children and 92% of teachers say they would be interested in it. ClassDojo's long-term vision is to help every child on Earth get an education they love. Founded in 2011 and based in San Francisco, California, ClassDojo is the most popular communication app for primary schools around the world. It helps teachers, families, and kids share more often and more positively about what's happening at school and at home including photos, videos, messages, and positive feedback. Today, 95% of pre K-8 schools in the U.S., as well as a further 180 countries, have joined ClassDojo. Website: www.classdojo.comassdojo.com PAGE 260


MGM Resorts ANNOUNCED FOUNDING SPONSORSHIP OF NONPROFIT FOUNDATION TO ADVANCE GENDER EQUALITY MGM Resorts International announced that it will serve as founding sponsor of a newly formed nonprofit Foundation for Women's Leadership & Empowerment, dedicated to women's leadership education and empowerment. The new foundation is expected to expand the footprint of the successful Annual Women's Leadership Conference, historically presented by The MGM Resorts Foundation in Las Vegas to other cities around the country. MGM Resorts' Phyllis A. James will leave her current post as Executive Vice President and Chief Diversity & Corporate Responsibility Officer this summer to assume presidency of the new foundation. "Phyllis has had a stellar 17-year career with our Company in both the legal and CSR realms. I cannot applaud enough her contributions to the evolution of our systems, practices and most of all, our values and culture of inclusion," said Jim Murren, MGM Resorts Chairman & CEO. "In light of the deep passion and commitment she has brought to the quest for equality – both in our Company and beyond – and her steadfast dedication to our Foundation's Women's Leadership Conference, I cannot think of anyone better positioned to lead the new Foundation for Women's Leadership & Empowerment. MGM Resorts is proud to be Founding Sponsor for this new venture. I expect its conferences will inspire many, many women and other attendees to greater personal and professional achievements and help accelerate our society's movement toward gender equity." The Annual Women's Leadership Conference, presented by the MGM Resorts Foundation, has been a centerpiece of MGM Resorts' diversity programs since 2006, hosting more than 1,000 women in recent years and featuring diverse and nationally recognized keynote speakers and accomplished women role models. The mission of WLC is to provide women, and men who attend, the developmental tools they need to continuously advance their lives and careers. Through WLC, women from all community segments are offered a variety of ways to elevate their personal and professional lives, including networking

opportunities, educational workshops and exposure to other women who can serve as role models, heroes or mentors. Diversity and Corporate Social Responsibility Leadership James is credited with spearheading the organizational infrastructure, systems and cultural evolution that have resulted in MGM Resorts' award-winning diversity and inclusion and CSR platform, from introducing Employee Resource Groups as affinity and professional development avenues ‒ to installing the Job Posting and Diverse Candidate Slate Policy and other talent pipeline initiatives ‒ to positioning the Company for successive year-after-year rankings on such national reputation surveys as DiversityInc (14 years), the Human Rights Campaign's Corporate Equality Index (8 years), Black Enterprise's Top Companies for Diversity (10 years+) and the Civic 50 (3 years as most community-minded companies determined by Points of Light) ‒ to establishing the company's annual CSR Report ‒ to leading the growth of the MGM Resorts Foundation's Annual Women's Leadership Conference from a local gathering to a major national conference, among other contributions. James herself has received many recognitions and awards, such as Most Powerful Women in Corporate Diversity (Black Enterprise Magazine 2019), the Equality Award for outstanding leadership and service to the LGBTA community (Human Rights Campaign Las Vegas 2017) and Lifetime Achievement Award (National Bar Association (2016). MGM Resorts International is an S&P 500® global entertainment company with national and international locations featuring best-in-class hotels and casinos, state-ofthe-art meetings and conference spaces, incredible live and theatrical entertainment experiences, and an extensive array of restaurant, nightlife and retail offerings. MGM Resorts creates immersive, iconic experiences through its suite of Las Vegasinspired brands. The MGM Resorts portfolio encompasses 30 unique hotel and destination gaming offerings including some of the most recognizable resort brands in the industry. Website: www.mgmresorts.com PAGE 261


SunTrust INVESTS $10 MILLION IN SUPPORT OF AFFORDABLE HOUSING DEVELOPMENT IN WASHINGTON, D.C. AREA SunTrust Banks, Inc. announced that it will make a $10 million equity investment in JBG SMITH's Washington Housing Initiative Impact Pool.

displacement, and strengthening inclusive communities. We believe that the Impact Pool will be an important tool to improve housing affordability for working families."

The Initiative is a transformational market-driven approach to producing affordable housing in the Washington, D.C. region. SunTrust, through its subsidiary SunTrust Community Capital, has been actively involved in the development of affordable housing in the region having invested approximately $115 million in the past three years. This includes projects such as: Abrams Hall (80 units for seniors), City View (58 units for families), Brookland Place (80 units for families) and Westover Apartments (68 units for families).

About SunTrust Banks, Inc. SunTrust Banks, Inc. is a purpose-driven company dedicated to Lighting the Way to Financial Well-Being for the people, businesses, and communities it serves. SunTrust leads onUp, a national movement inspiring Americans to build financial confidence. Headquartered in Atlanta, the Company has two business segments: Consumer and Wholesale. Its flagship subsidiary, SunTrust Bank, operates an extensive branch and ATM network throughout the high-growth Southeast and MidAtlantic states, along with 24-hour digital access. Certain business lines serve consumer, commercial, corporate, and institutional clients nationally. As of March 31, 2019, SunTrust had total assets of $220 billion and total deposits of $162 billion. The Company provides deposit, credit, trust, investment, mortgage, asset management, securities brokerage, and capital market services.

"Affordable housing is a critical component to a vibrant and diverse economy. SunTrust's efforts to build workforce housing will be further enhanced by this fantastic initiative, and we look forward to remaining a key partner for the Washington, D.C. community," said Dan O'Neill, president of the Mid-Atlantic Division of SunTrust. The Initiative was launched by JBG SMITH and the Federal City Council in June 2018 as a scalable market-driven model that uses private capital to help address the scarcity of housing for middle income families. The program expects to preserve or build between 2,000 and 3,000 units of affordable workforce housing in the region. "We recognize that the workforce housing shortage across the DC region creates unique challenges for many individuals and families. We are committed to proactively addressing this situation by taking meaningful, lasting action, but we know we cannot do it alone," said JBG SMITH executive vice president of Social Impact Investing, AJ Jackson. "We are very grateful to have the support of so many institutional investors helping to bring new private capital towards the effort of preserving and producing affordable workforce housing in our region. This will allow us to move forward with a scalable, replicable, marketbased approach to preserving affordability, preventing

Website: www.suntrust.comsuntrust.com About JBG SMITHÂ JBG SMITH is an S&P 400 company that owns, operates, invests in and develops a dynamic portfolio of high-quality mixed-use properties in and around Washington, DC. Through an intense focus on placemaking, JBG SMITH cultivates vibrant, amenityrich, walkable neighborhoods throughout the Capital region, including National Landing where it now serves as the exclusive developer for Amazon's new headquarters. JBG SMITH's operating portfolio currently comprises approximately 18 million square feet of high-quality office, multifamily and retail assets, 98% at our share of which are Metro-served. It also maintains a robust future pipeline encompassing approximately 18.7 million square feet of mixeduse development opportunities. Website: www.jbgsmith.com PAGE 262


Meijer ANNUAL MEIJER LPGA CLASSIC FOR SIMPLY GIVE AIMS TO RAISE AT LEAST $1 MILLION IN 2019 Previous tournaments generated more than $4.2 million for the retailer's Simply Give program. After raising more than $1.1 million at the 2018 Meijer LPGA Classic for Simply Give, tournament officials set another lofty goal for the 2019 tournament. "We are confident that with the strong support we continuously receive from our generous community and tournament partners, we can achieve – and possibly surpass – $1 million again this year," Meijer LPGA Classic Executive Director Cathy Cooper said. "This tournament offers numerous opportunities for family fun throughout the week, but the most significant part of this tournament is the positive impact it has on our neighbors through the Simply Give program." The previous five tournaments have generated more than $4.2 million for Simply Give, which stocks the shelves of the retailer's food pantry partners across the Midwest. That equates to more than 42 million meals for hungry families, according to Feeding America. Meijer started its Simply Give program in November 2008 and has since generated nearly $48 million for its food pantry partners. The contributions donated because of the Meijer LPGA Classic are due, in large part, to the generous Meijer customers who attended the tournament week events, and the sponsors who helped make the event a success. The spring Simply Give campaign will begin May 12 and run through the end of the tournament on June 16. Proceeds from the 2019 Meijer LPGA Classic will once again be divided equally among the retailer's more than 240 food pantry partners participating in the spring campaign. The 2019 Meijer LPGA Classic will host a full field of 144 of the best women golfers for 72 holes of stroke play over four days of competition. Website: www.meijerLPGAclassic.com

About Meijer Fred Meijer always said, "Customers don't need us, we need them." At Meijer, we focus on our customers and thrive by meeting their needs and exceeding their expectations. Meijer is a family business. We believe in treating each other with dignity and respect. We are committed to strengthening the communities we serve. Meijer is a Grand Rapids, Mich.-based retailer that operates more than 240 supercenters and grocery stores throughout Michigan, Ohio, Indiana, Illinois, Kentucky and Wisconsin. A privately-owned and family-operated company since 1934, Meijer has a fundamental philosophy aimed at strengthening the communities it serves and proudly donates more than 6 percent of its net profit each year to charities throughout the Midwest. With hunger as a corporate philanthropic focus, Meijer partners with hundreds of food banks and pantries through its Simply Give and food rescue programs. Meijer also supports education, disaster relief, and health and wellness initiatives. Meijer follows a simple philosophy established by Hendrik and Fred Meijer more than 80 years ago: “take care of your customers, team members and community … and all of them will take care of you, just like a family.” Website: www.meijercommunity.com About Blythefield Country Club Located just north of Grand Rapids, Blythefield has been providing families the best golf and social experience in West Michigan since 1928. With the Rogue River flowing through, Blythefield boasts one of the most beautiful championship layouts in Michigan. Previously, Blythefield has hosted the 1953 Western Amateur, the 1961 Western Open, won by Arnold Palmer, and the 2005 Western Junior won by Rickie Fowler. Beginning in 2014, Blythefield is honored to host the Meijer LPGA Classic. Website: www.blythefieldcc.org PAGE 263


Cargill PARTNERSHIP WITH HEIFER TO LAUNCH HATCHING HOPE GLOBAL INITIATIVE TO IMPROVE NUTRITION Partnership to bolster livelihoods of 100 million people. Cargill and Heifer International have joined forces to create The Hatching Hope Global Initiative. The bold initiative aims to improve the nutrition and economic livelihoods of 100 million people by 2030 through the production, promotion and consumption of poultry. Hatching Hope will work directly with women smallholder farmers, initially in India, Mexico and Kenya. The program helps farmers not only feed their families but also become part of the solution to bridging the global food and nutrition security gap, while boosting local economies and providing nutrition education. "We believe that the key to ending hunger and poverty is for farmers to be able to earn a living income," said Pierre Ferrari, president and CEO of Heifer International. "Through Hatching Hope, we're investing in smart, resourceful women farmers, working with them to improve their products and access new markets. We're excited to launch Hatching Hope as it can be quickly scaled up, supporting more farmers around the world." Hatching Hope will drive awareness of the nutritional benefits of poultry and eggs and stoke demand through local and national education campaigns. Farmers will be connected to markets and equipped with the goods and services they need to be successful participants in the poultry value chain. "Millions of people worldwide go hungry every day and lack access to nutrients they need to grow and thrive," said Chuck Warta, president of Cargill's premix and nutrition business. "While donations of food and money provide short-term relief, we can create sustainable change by teaching and sharing what we know, and helping transform subsistence farmers into productive, successful entrepreneurs who have the economic means to feed their children, send them to school and lift their families and communities out of poverty. We believe the 800 million smallholder farmers around the world need to be part of the solution to help us feed 10 billion people by 2050."

Cargill and Heifer share a common belief in the value of safe and affordable animal protein in the diet and a commitment to improving livelihoods of smallholder farmers. Heifer has longterm presence, development expertise and strong relationships in rural communities that build social capital. Cargill has best-inclass expertise in animal health and productivity with deep knowledge in the poultry industry and global market. Both have a strong global footprint and on-the-ground presence in developing countries and the ability to mobilize staff to address specific issues facing the poultry value chain in the countries where Hatching Hope will operate. "We think poultry offers a unique set of advantages that set farmers up for success," said Warta. "Meat and eggs present an opportunity to involve all members of the household â&#x20AC;&#x201C; from women to children to the elderly. The poultry growing cycle is also fast-paced, so it can deliver meat and eggs quickly and provide a valuable nutritional source â&#x20AC;&#x201C; particularly for children." The magic of the Heifer model is that every person that takes part in the project commits to pass on knowledge and expertise, and maybe even chickens to another family," Ferrari added. "Farmers see not only that change is possible, but that it's worth their time. Together, we build strong networks between farmers and link communities into markets â&#x20AC;&#x201C; and this is how the reach and impact of Hatching Hope will continue to grow." Website: www.hatchinghopeglobal.com Cargill's 155,000 employees across 70 countries work relentlessly to achieve our purpose of nourishing the world in a safe, responsible and sustainable way. Every day, we connect farmers with markets, customers with ingredients, and people and animals with the food they need to thrive. We combine 153 years of experience with new technologies and insights to serve as a trusted partner for food, agriculture, financial and industrial customers in more than 125 countries. Side-by-side, we are building a stronger, sustainable future for agriculture. Website: www.visit Cargill.com PAGE 264


Exact Sciences GOLF TOURNAMENT WITH A TARGET OF RAISING $1.5 MILLION FOR COLORECTAL CANCER 2019 Cologuard Classic Ups the Ante with New 'Hole-In-One Attendance Challenge' to Drive Awareness of Colorectal Cancer and Importance of Early Detection. Exact Sciences, the makers of Cologuard – a noninvasive colorectal cancer screening test, upped the ante at the 2019 Cologuard Classic PGA TOUR Champions golf tournament in Tucson, Ariz. with a new 'Hole-In-One Attendance Challenge' to raise awareness of colorectal cancer and the importance of early screening and detection. The company made a pledge: If tournament attendance at the 2019 Cologuard Classic reached 50,000 – signifying the number of those lost each year to colorectal cancer in the United States – Exact Sciences would make a $500,000 donation for the first hole-in-one made each day of competition on the iconic 16th hole. If a hole-in-one is made each day of tournament competition, donations could reach a total of $1.5 million ($500,000 each day) for colorectal cancer research and Tucson youth athletics. "The Cologuard Classic is one of my favorite tournaments during the PGA TOUR Champions season because of the mission of the event," said three-time PGA TOUR Champions winner and Cologuard ambassador Jerry Kelly. "This challenge has me more motivated than ever to be the guy who makes the hole-in-one on the 16th hole." Colorectal cancer is the second-leading cause of cancer-related deaths among men and women combined in the United States. When caught early, 90 percent of colorectal cancer is treatable. "We strive to educate the fans and encourage them to start conversations with their healthcare providers about colorectal cancer. Regular screening is the key to early detection, and early detection leads to better outcomes," said Kevin Conroy, Chairman and CEO of Exact Sciences. "The Hole-In-One Attendance Challenge at the Cologuard Classic will help drive awareness around this preventable disease."

The 2019 Cologuard Classic was played February 27 – March 3 at Omni Tucson National Resort and features a 78-player field competing for a $1.7 million purse with $255,000 and 255 Charles Schwab Cup points for the winner. The no-cut format included three days of competition (Friday-Sunday) with players participating in pro-am events on Wednesday and Thursday. Website: www.CologuardClassic.com Exact Sciences Corp. is a molecular diagnostics company focused on the early detection and prevention of the deadliest forms of cancer. The company has exclusive intellectual property protecting its non-invasive, molecular screening technology for the detection of colorectal cancer. Cologuard is intended for the qualitative detection of colorectal neoplasia associated DNA markers and for the presence of occult hemoglobin in human stool. A positive result may indicate the presence of colorectal cancer (CRC) or advanced adenoma (AA) and should be followed by diagnostic colonoscopy. Cologuard is indicated to screen adults of either sex, 50 years or older, who are at typical average-risk for CRC. Website: www.exactsciences.com The Tucson Conquistadores were the host organization of the PGA TOUR Champions' Cologuard Classic. Since their inception in 1962, the Conquistadores have contributed more than $35 million to youth athletic programs in Southern Arizona. The Conquistadores have an active membership of up to 60 business and community professionals and a total membership of 209 who represent a cross-section of the Tucson community. In addition to their professional golf activities, the group has established the Tucson Conquistadores Foundation. Key beneficiaries of the Conquistadores' fund-raising efforts include: The First Tee of Tucson; Tucson and Pima County Junior Golf Programs; the Field of Dreams/Challenger Little League sports complex; Boys and Girls Clubs in Tucson, Sierra Vista and Nogales; Pima County Special Olympics; Educational Enrichment Foundation; and the YMCA. PAGE 265


TRON PARTNERSHIP WITH ALS ASSOCIATION TO LAUNCH #VOICEYOURLOVE TO RAISE AWARENESS OF ALS TRON Blockchain to Provide Donation Transparency Insights, Including $250,000 From TRON CEO. TRON Foundation, one of the largest blockchain protocols for decentralized applications, is joining the ALS Association for #VoiceYourLove, an awareness campaign to find treatments and a cure for people afflicted with amyotrophic lateral sclerosis, also known as Lou Gehrig's disease. The #VoiceYourLove campaign, kicking off in time for Valentine's Day celebrations of love and affection, challenges people to use their phone or tablet to create a video expressing love for people who've been meaningful to their lives - whether that's family, friends, colleagues or even strangers. For those who wish to donate, voiceyourlove.org is the official campaign website. "I'm proud to be working with ALS Association to raise money and awareness for a terrible disease," said Justin Sun, founder of TRON and CEO of BitTorrent. "The TRON and BitTorrent community has over 100 million people, and it's statistically possible that thousands of you are afflicted with ALS. In your honor, I'm donating $250,000 and urging others in our industry to voice their love by donating to help find a cure." Sun joins actors Renée Zellweger and Courteney Cox, who are among the first celebrities to join the campaign. Voiceyourlove.org, which hosts the celebrity videos, helps the community learn how to get involved, and serves to accept donations. People are encouraged to post their videos to favorite social media channels with the hashtag #VoiceYourLove, and to tag friends and encourage them to join. “Our ask is simple – just get online and express your love for your loved ones and friends,” said Brian Frederick, executive vice president of communications at The ALS Association. “This campaign features some amazing people with ALS and their families. We are very grateful to TRON and BitTorrent for leveraging their resources and vast network in the blockchain industry to support our work to find a cure for ALS.”

ALS is a progressive neurodegenerative disease that affects nerve cells in the brain and spinal cord. Over the course of the disease, people living with ALS lose the ability to move, to speak, and eventually, to breathe. ALS is always fatal, usually within two to five years of diagnosis. As part of the campaign, TRON plans to use the distributed ledger technology of blockchain to track where donations are disbursed, with the goal of providing a platform for more transparency into recipient charitable organizations. The company plans to release that information upon completion of the campaign. Binance Charity Foundation has also pledged an additional $150,000 in support of the campaign and invites all interested participants to donate with cryptocurrencies through its blockchain-powered donation platform: www.binance.charity All interested donors are able to donate in BTC, ETH, and BNB through this portal. To learn about a very personal story that drove TRON to get involved with The ALS Association and helped conceive the idea behind #VoiceYourLove, please visit the BitTorrent Blog. Founded in 2004, BitTorrent, Inc. is the largest decentralized peer-to-peer network in the world, with over 100 million users driving 22% of upstream and 3% of downstream traffic globally. TRON is dedicated to creating a boundary-free internet that inspires innovation. One of the largest blockchain protocols, offers high throughput, high scalability, and high availability for all Decentralized Applications. The ecosystem is governed by Super Representatives and the community. The ALS Association is the largest private funder of ALS research in the world. The Association funds global research collaborations, provides assistance for people with ALS and their families through our nationwide network of chapters and certified clinical care centers. PAGE 266


Allegiant DONATES $400,000 WORTH OF AIRCRAFT PARTS TO HIGH SCHOOL'S AVIATION PROGRAM Today, Allegiant Travel Company donated aircraft parts valued at more than $400,000 to Rancho High School as part of the airline's continued support of the school's aviation magnet program. The Las Vegas-based airline donated 11 pallets holding thousands of pounds of aircraft parts, including landing gear, an engine thrust reverser, radar antennae and other hydraulic and avionics components. The items will be used by Rancho aviation and aircraft maintenance instructors to teach students realworld job skills. "Learning how to work with aircraft parts from a commercial airline will give students the kind of expertise that will make them competitive in the aviation industry, especially in the maintenance engineering field," said Allegiant Vice President of Maintenance Christian Toro. The aviation program at Rancho High School is the only one in the Clark County School District (CCSD) and one of only a few high school aviation programs in the United States. The program offers two dynamic and unique tracks for students interested in aviation and aerospace. Last year, Allegiant partnered with Rancho High School to promote and support youth who plan to study aviation as a career. Over the next 20 years, thousands of additional aircraft will take to the skies, creating a global demand for more aviation professionals, including maintenance technicians. "Our goal is to inspire kids to pursue careers as aircraft pilots, maintenance technicians, flight attendants and the dozens of other fields that support aviation," said Allegiant's Director of Corporate Communications, Hilarie Grey. "It makes sense that Las Vegas' hometown airline supports the hometown aviation high school." In addition to the parts donation, Allegiant is supporting students in Rancho's aviation magnet program by awarding inÂ

2019 two $5,000 scholarships to seniors who pursue postsecondary education in an accredited aviation program. "Our students will benefit from the partnership we have established with Allegiant," said the school's principal James Kuzma. "These aircraft parts will give them experience they can easily transfer to the job market." "Las Vegas is a city of outstanding community partners and it's exciting to see Allegiant Air working with our students at Rancho High School in Ward 5," Councilman Cedric Crear said. "Rancho features a state-of the-art aviation lab teaching students the fundamentals of flight, space travel and rocketry, and the program can only grow with help from our community." The City of Las Vegas transportation department helped facilitate Allegiant's donation by delivering the parts from the airline's warehouse at McCarran International Airport to Rancho High School. "I want to thank Allegiant Air for its donation to the Rancho Aviation Magnet Program," said Councilman Steven G. Seroka, a retired U.S. Air Force colonel and former fighter pilot. "With this donation the young students at Rancho will be able to continue working toward a rewarding career in aviation. The coordination between our city departments and Allegiant for the transportation of these aircraft parts is a testament to the collaborative community we've built in the valley." Allegiant: Las Vegas-based Allegiant is focused on linking travelers in small and mid-sized cities to world-class leisure destinations. The airline offers industry-low fares on an all-jet fleet while also offering other travel-related products such as hotel rooms and rental cars. Beginning with one aircraft and one route in 1999, the company has grown to more than 75 aircraft and approximately 400 routes across the country with base airfares less than half the cost of an average domestic roundtrip. Website: www.Allegiant.com PAGE 267


Blue Buffalo AWARDED $1 MILLION TO THE AMERICAN KENNEL CLUB 'MUSEUM OF THE DOG' OVER THE NEXT FIVE YEAR Organizations partner together to raise funds for canine cancer research. The AKC Museum of the Dog announced that pet food leader Blue Buffalo awarded $1 million to the Museum of the Dog over the next five years. The donation is being made in remembrance of the Airedale Terrier "Blue" for which the company is named. As a result of the donation, a gallery in the Museum will be named "The Blue Buffalo Gallery," with a special plaque to honor Blue. Additionally, a life-sized bronze sculpture of Blue will be commissioned for permanent display in the Blue Buffalo Gallery. Both organizations will work together to raise funds to further canine cancer research through events, gift shop sales, and other activities. "The AKC Museum of the Dog thanks Blue Buffalo and the Bishop family for their generous donation," said Alan Fausel, Executive Director, AKC Museum of the Dog. "The donation will facilitate several exhibitions that educate the public, honor Blue, the mission of the Museum and dogs everywhere." The AKC Museum of the Dog, founded in 1982, was originally housed in The New York Life Building located at 51 Madison Avenue as part of the AKC Headquarters. In 1987, the Museum was moved to West St. Louis County, MO. The Museum made its return to New York City in a new location in February 2019 and houses one of the largest repositories of canine art in the world, including paintings, porcelains, bronzes, trophies and digital displays. The Museum is dedicated to education and preservation of purebred dogs. Blue Buffalo is committed to the health and well-being of pets and devoted to cancer research in dogs. Blue Buffalo was founded by the Bishop family after their beloved dog Blue battled three bouts with cancer. Working with animal nutritionists and a leading holistic veterinarian, the Bishops developed BLUE Life Protection Formula® for dogs and cats, the number one selling natural pet food in America.

"Blue was one of the best pals who ever put on a collar and we're proud to be able to honor him with this legacy," said Billy Bishop, president of Blue Buffalo. "The unique opportunity to work with the AKC to raise money for canine cancer research is an important step in Blue Buffalo's mission to help find a cure for the devastating disease that causes 50% of all health-related pet deaths." About the AKC Museum of the Dog Founded in 1982, The AKC Museum of the Dog is dedicated to the collection, preservation, exhibition, and interpretation of the art, artifacts and literature of the dog for the purposes of education, historical perspective, aesthetic enjoyment and to enhance the appreciation for and knowledge of the significance of the dog and the human/canine relationship. Located in New York City, the Museum is home to several hundred paintings, drawings, watercolors, prints, sculptures, bronzes, and porcelain figurines, a variety of decorative arts objects and interactive displays depicting man's best friend throughout the ages. The AKC Museum of the Dog is a 501(c)(3) tax-exempt organization funded mainly by private and corporate gift donations. Website: www.museumofthedog.org About Blue Buffalo Company Blue Buffalo, based in Wilton, CT, is the nation's leading natural pet food company, providing natural foods and treats for dogs and cats under its BLUE Life Protection Formula, BLUE Wilderness, BLUE Basics, BLUE Freedom and BLUE Natural Veterinary Diet lines. At Blue Buffalo, pets are our passion. From the beginning, we've dedicated ourselves to helping pet parents and worthy organizations worldwide, and couldn’t be prouder of our partnerships. Blue Buffalo is a leading sponsor of critical research studies of pet cancer, including causes, treatments and the role of nutrition, at leading veterinary colleges and research organizations across the United States. Website: www.BlueBuffalo.com PAGE 268


Mimo Monitors PARTNERSHIP WITH TECHSOUP TO SUPPLY NON-PROFITS WITH HQ DISPLAYS AND TABLETS Mimo Monitors creates social giving program to empower non-profits with reliable, flexible, and high quality touchscreens to suit their needs. Mimo Monitors the experts in small touchscreen displays, announced a partnership with TechSoup, a San Franciscobased non-profit that supports non-profit organizations around the world with mission-critical resources, knowledge, and connections. Through this partnership, Mimo Monitors will be providing eligible non-profits with donated tablets and monitors, ideal for conference rooms, kiosks, digital signage, and more. With Mimo Monitors' rapid company growth over the past several years, the company wanted to leverage their success to give back to the non-profit community. "Because our touchscreens have a wide range of capabilities that non-profits can utilize for a vast variety of needs, the opportunity to work with TechSoup, who cultivates connections with non-profits of all different sizes and areas of focus, sounded like an ideal partnership," said David Anderson, CEO and President of Mimo Monitors. "We want to empower these organizations and changemakers by providing them with touchscreens and displays they may not have previously had access to. We're pleased to be able to offer some of our top products for them to choose from." As part of this partnership, Mimo Monitors will be offering their Mimo Vue HD 10.1" Capacitive Touch Display, their 7" Capacitive Touch Display, and Adapt-IQ 10.1 Digital Signage Tablet. These products can be utilized for interactive or static digital signage, kiosks, conference rooms, and more. They are flexible, high quality and durable, specifically designed for commercial purposes, and intended to withstand harsh 24/7 use.  Eligible non-profits can request up to five products yearly. "As the need for touchscreens and interactive displays continues to grow, we are particularly delighted to have Mimo Monitors onboard as part of TechSoup," said Gayle Samuelson Carpentier, Chief Business Development Officer at TechSoup.

"Mimo Monitors has a deep understanding of a non-profit's constrains and an appreciation for our mission to provide affordable technology to these organizations to help them enact change, and make the world a better place." Mimo donated products will initially only be available to the TechSoup Boost members. BOOST is a TechSoup only membership program that combines special hardware and software offers with training and consulting resources to help nonprofits find new solutions and tools. Mimo Monitors, established in 2008, is a global expert and industry leader in small touchscreen monitors, displays, and tablets. Designed with a solutions-first approach, Mimo Monitors believes in creating small footprint and high value displays that drive innovation and provide a seamless experience for digital signage, conference rooms, kiosks, point of purchase, point of sale, hospitality, retail, and more. Centered in providing touchscreens with human touch, Mimo Monitors puts customer service first, offering personalized, detail-oriented service to ensure client satisfaction. Focused on flexible and customizable solutions, Mimo Monitors touchscreens are intuitive to use, easy to deploy, and sleek in design, all while enhancing productivity and user experience. The Mimo Monitors world-class team has deployed Mimo Monitors solutions in locations throughout the world for Fortune 500 companies, both in the US and globally. TechSoup supports nonprofits around the world with missioncritical resources, knowledge, and connections. It also helps foundations and corporations optimize their philanthropic programs and increase their social impact. With 70 partner NGOs around the world, TechSoup manages the only global philanthropy program that brings together more than 100 tech companies to provide technology donations to NGOs everywhere. In the past 30 years, TechSoup has reached 1.08 million NGOs and facilitated distribution of technology products and grants valued at more than $11.4 billion. Website: www.techsoup.org PAGE 269


Ecobank LAUNCHED SAFE SAVINGS PROJECT TO EMPOWER TOGO'S CHILDREN IN THE STREET TO ESCAPE POVERTY Ecobank the pan-African bank, is partnering with leading international children rights NGO Terre des Hommes to offer digital financial services to some of the most vulnerable children in Togo – those under the age of 18 who work or live on the streets. Through the Safe Savings (SaVa) Project a number children in the street will be given a new, secure means to collect and bank their hard-earned income, improving their security situation as well as their own saving habits. The one-year pilot project is being launched during an event held at Ecobank’s headquarters, in the Togolese capital of Lomé today. One of the greatest fears of children living and working on the streets is being robbed, particularly at night. Currently, these children use a variety of informal savings mechanisms - leaving their earnings with trusted adults, burying their money, or trying to spend it as quickly as possible. Yet none of these mechanisms are safe or reliable. New mobile technology can provide a pathway to transform these children’s lives as they journey into adulthood. Ecobank – through its work with Terre des Hommes – is adapting its digital offerings to their needs, setting up a very simple but effective micro-savings system. New mobile technology can provide a pathway to transform these children’s lives as they journey into adulthood. “As the leader in digital financial services in Africa, we work hard to ensure that all Africans have access to better financial services and that includes the most vulnerable members of our communities,” says Ecobank’s Group CEO Ade Ayeyemi. “Children in the streets are often subject to abuse, neglect, exploitation, and need our protection. By offering them a reliable and secure saving mechanism we hope we can help them protect their livelihoods and build a better future.” The first stage of the pilot project, which involves 30 children, is being rolled out in Lomé, where Ecobank is headquartered.

Terre des Hommes will create a “purse” where each child can deposit their daily earnings using a mobile phone provided by the organisation. They only need to set up an Ecobank Xpress account, which can be easily done through the mobile device. Terre des Homme acts as the custodian of the children as minors are not yet eligible to open accounts.   Over the next 12 months the SaVa Project hopes to reach a minimum of 150 children. Ecobank and Terre des Homme staff will train them so they understand how to use the app correctly. The children will also be able to give feedback on how the app can be further adapted to their specific needs. “We work closely with the children to understand the issues they face in their daily environments,” says Pierre Philippe, Director of Programmes and Technical Resources of Terre des Hommes. “As their own agents of change, we identified potential solutions together. We expect the SaVa Project will evolve over the next months to ensure we can genuinely improve the lives of children in the streets of Lomé.” About Ecobank: Incorporated in Lomé, Togo, in 1988 Ecobank Transnational Incorporated (‘ETI’) the parent company of Ecobank is the leading independent pan-African banking group. It currently has a presence in 36 African countries. The Group employs over 15,930 people in 40 different countries in over 1,200 branches and offices. Ecobank is a full-service bank providing wholesale, retail, investment and transaction banking services and products to governments, financial institutions, multinationals, international organizations, medium, small and micro businesses and individuals. Website: www.Ecobank.com Terre des Hommes (Land of People or Land of Men) is an international children’s rights charitable humanitarian umbrella organization under the aegis of the International Federation of Terre des Hommes. Additional information on Terre des Hommes can be found at www.TdH.ch PAGE 270


Dole Packaged Foods "LET SUNSHINE IN, DRIVE HUNGER OUT" ANNUAL FOOD COMMITMENT OF 1.5 MILLIONPOUND FOR HUNGER RELIEF Dole Packaged Foods, LLC, a premier provider of fruit products including shelf stable fruit, dried fruit, frozen fruit and juice, announced another successful annual delivery of 1.5 million pounds of sunshine nationwide.

and will also share recipe booklets with food banks across the country. For more details on how to create accessible, on-trend recipes using ingredients and products found at food banks, visit www.DoleSunshine.com/HungerRelief

With its "Let Sunshine In, Drive Hunger Out" campaign, the company helped hundreds of underserved communities provide nutritious high-quality food for their families.

About Dole Packaged Foods, LLC James Dole arrived on the island of Oahu in 1901 with his agriculture and business degree. This is the origin of our goal to bring people delicious and tropical flavors to add to their meals. James was proud of putting the Dole name on the world’s sweetest and juiciest pineapples and shipping them to the mainland USA. He also developed a technique for canning them to make it easy for everyone to enjoy any time of year. He started our tradition of bringing the sunshine into your kitchen, and we continue to innovate new ways to make it easy and fun to eat more fruit.

Dole Packaged Foods is dedicated to hunger relief and stocking food banks across the country with more sunshine where it's needed most. More than 46 million Americans, including 12 million children and 7 million seniors, rely on food pantries and meal programs to feed themselves and their families. Of those U.S. households receiving hunger relief assistance, 79 percent report purchasing inexpensive and unhealthy food to feed their families. Dole Packaged Foods is on a mission to combat the rampant food insecurity issues in underserved communities by supporting the concept of culinary dignity – the right of every family to have access to high-quality, nutritious foods regardless of where they shop for groceries. "At Dole, we believe every day deserves more sunshine. But for millions of families, that sunshine is dimmed by the impacts of hunger," said Stan Stuka, Senior Director of Marketing, Dole Packaged Foods. "Food insecurity has affected communities throughout America for generations, and the concept of culinary dignity is Dole's way of going one step further to eliminate the stigma many families and individuals may feel when they turn to community resources to help make ends meet during their times of need. Our goal with culinary dignity is to instil a sense of pride among food bank patrons around the high-quality, nutritious ingredients and products they bring home." Dole Packaged Foods is committed to changing the discussion around food insecurity and culinary dignity. To inspire new and easy ways to incorporate more sunshine into everyone's kitchen, the company will continue to donate packaged fruit

Dole Packaged Foods, LLC is a world leader in growing, sourcing, distributing and marketing fruit and healthy snacks. Dole sells a full-line of packaged ambient fruit, frozen fruit, dried fruit, and juices. The company focuses on four pillars of sustainability: water management, carbon footprint, soil conservation and waste reduction. Each and every Dole fruit and vegetable can trace its roots back to the brilliant rays of sunshine that took it from a seedling in the ground to the beautiful products you enjoy from us today. Those fruits and vegetables contain that powerful light and it’s why we pride ourselves on one thing — bringing you more sunshine more of the time. More sunshine means more smiles, more energy, and more of the bright, healthy life you work so hard to achieve. And so bringing more sunshine into all of our lives is the goal of everything we do: from the care we take in our sustainable farming practices to the “white glove” treatment we give to every fruit and vegetable we touch. It’s the unwavering commitment of every Dole associate, from our farms to our factories. Website: www.DoleSunshine.com PAGE 271


Equinox 'CYCLE FOR SURVIVAL' SURPASSES $200 MILLION FUNDRAISING MILESTONE FOR RARE CANCER RESEARCH With support from founding partner Equinox, the Cycle for Survival community reaches landmark fundraising milestone; every dollar funds rare cancer research. Cycle for Survival, the movement to beat rare cancers, made history today by crossing the $200 million threshold for funds raised since it was founded in 2007. These donations have come from more than 765,000 individuals representing all 50 states in the USA — a robust community dedicated to fighting rare cancers. This fundraising milestone reflects Cycle for Survival's growth over 13 years, quadrupling the money raised since 2012 and maximizing the impact of the peer-to-peer fundraising model. 100 percent of every dollar raised fuels groundbreaking rare cancer research and clinical trials led by Memorial Sloan Kettering Cancer Center, which owns and operates Cycle for Survival. Equinox, Cycle for Survival's founding partner and host, has been critical to this fundraising success and growth since the beginning. In celebration of hitting the $200 million mark, Equinox presented a $400,000 fundraising match in the days leading up to that milestone.

Cycle for Survival events in Chicago, Willis Tower lit its iconic antennas orange from February 7 – 10. Cycle for Survival also had the privilege of ringing the historic NYSE Opening Bell. Starting as a single indoor cycling ride in New York City with just 230 people on 50 bikes, Cycle for Survival now has about 36,000 participants on 8,000 bikes and 245,000 donors annually. Participating teams include nearly 1,000 companies that rally colleagues to ride together. Cycle for Survival's signature stationary cycling events, led by instructors from Equinox, took place in 16 cities across the country. The $200 million raised by the Cycle for Survival community has allowed hundreds of MSK physicians, scientists and research teams to pursue bold ideas to change the way cancer is diagnosed and treated. Their investigations have made a direct impact on patient care, including the FDA approval of two new drugs. All of the money raised is allocated within the six months following the close of fundraising annually. The funds go directly to research and clinical trials for rare cancers, which affect about half of all cancer patients and include thyroid, brain, ovarian, pancreatic, all pediatric cancers and many others. Website: www.CycleforSurvival.org

"As Cycle for Survival's founding partner, Equinox is extremely proud of the commitment, determination and success of this movement," said Scott Rosen, President of Equinox. "This community's energy and passion is an inspiration. Surpassing $200 million raised is a testament to each and every one of the riders, donors and supporters who, like Equinox, will never give up in the fight to beat rare cancers." On social media, ambassadors from TAG Heuer, the official Timepiece and Timekeeper of Cycle for Survival, showed their support. Alexander Rossi (professional racing driver) and Tim Howard (goalkeeper for the Colorado Rapids) posted a countdown to the milestone.

Equinox: IT'S NOT FITNESS. IT'S LIFE. Founded in 1991, Equinox was built on the notion that fitness can empower a life well-lived and foster a strong community of high performance individuals. Nearly 30 years later, Equinox continues to lead and disrupt the category it singularly defined, operating 95 full-service clubs globally across major US cities including New York, LA, Miami and San Francisco as well as London, Toronto and Vancouver, each featuring bespoke design in an unparalleled luxury environment. In 2019, Equinox will unveil Equinox Hotels as a true culmination of its lifestyle brand promise, redefining the luxury hospitality experience to be a seamless extension of highperformance living.

In honor of this milestone, and to celebrate the 10th year of

Website: www.equinox.com PAGE 272


GPM Investments RAISED $244,000 TO HELP THOSE WITH MUSCULAR DYSTROPHY, ALS AND RELATED DISEASES For GPM Investments, LLC, 2018 marked their 8th holiday pinup campaign at approximately 1,400 store locations. GPM, with the support of their customers, worked together to raise $244,263 for kids and adults living with muscular dystrophy, ALS and related neuromuscular diseases. Throughout GPM's partnership with the Muscular Dystrophy Association (MDA), beginning in 2011, they have raised a total of more than $1.38 million. "GPM is committed to help give local kids with neuromuscular diseases the life changing experience of MDA Summer Camp where they can explore a world of independence," said Arie Kotler, GPM Investments, LLC, President and CEO. "We are grateful to our generous customers and store employees for their donations and time, providing us the ability to make a positive impact on the lives of individuals living with muscle dystrophy in our communities." Throughout the month of December, approximately 1,400 GPM-operated stores participated in the fundraiser in which customers purchased an MDA pinup at check-out for a $1 contribution to help accelerate treatments and cures for muscle disease. Each customer who purchased a pinup received coupons as GPM's way of saying "thank you" for their customers' generosity. All signed pinups were then prominently displayed in each store. GPM executives Arie Kotler, President and Chief Executive Officer, and Chris Giacobone, Chief Operating Officer, presented the generous check of $244,263 together at fas mart® store #1 in Richmond, Virginia to Joel Shaw, Louise Zingaro, Executive Director of MDA of Greater Virginia and Niki Benfield, Care and Clinical Services Specialist. "The generous support over the years from GPM Investments' customers and employees directly improves the lives of local MDA families by allowing them the opportunity to attend MDA Summer Camp, have access to MDA's multidisciplinary Care Centers at top hospitals - VCU, Children's Hospital of Richmond (CHOR), UVA, Children's Hospital of Kings Daughters (CHKD), Carilion Clinic of Roanoke and so much more," said Zingaro.

With the help of the communities and local associates participating in this program, MDA is able to fund groundbreaking research and provide critical services to our families who are counting on us, paving a new path forward in understanding muscular dystrophy, ALS and related neuromuscular diseases and enabling innovations in research, treatment and care. About GPM Investments, LLC GPM Investments, LLC, together with its subsidiaries, is the largest privately-owned company in the convenience store channel of business. With recent acquisitions, GPM has widened its reach to approximately 1,400 stores. The company, based in Richmond, VA, now operates or supplies fuel to stores in Arkansas, Connecticut, Delaware, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maryland, Michigan, Missouri, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas and Virginia. Its stores offer specialty a large selection of grocery items, such as fresh fruit, an exclusive (e)vapors® line, a proprietary fas SNACKS line, and many other products to suit the needs of every customer. One feature, setting many of its convenience stores apart is a wide array of proprietary food offerings ranging from freshmade salads and sandwiches to healthy, grab-and-go meals. Website: www.gpminvestments.com About the Muscular Dystrophy Association MDA is committed to transforming the lives of people affected by muscular dystrophy, ALS and related neuromuscular diseases through innovations in science and innovations in care. As the largest source of funding for neuromuscular disease research outside of the federal government, MDA has committed more than $1 billion since our inception to accelerate the discovery of therapies and cures. Research we have supported is directly linked to life-changing therapies across multiple neuromuscular diseases. Website: www.mda.org PAGE 273


QBE North America MAKING THE WORLD A BETTER, MORE SUSTAINABLE PLACE WITH IMPACT INVESTMENTS QBE Announced Impact Investment Focused on Economic Inclusion to Help Strengthen Communities. QBE North America, an Integrated Specialist Insurer announced that its Premiums4Good (P4G) program made its first impact investment of 2019, demonstrating its continued commitment to sustainability. The P4G program allocates a portion of policyholder premium towards impact investments that have a social or environmental objective. Issued by Reinvestment Fund, a S&P-rated Community Development Financial Institution (CDFI), the bond will support loans to organizations focused on one of the following community impacts: education, food commerce, commercial enterprise, healthcare, housing, community resources, or climate solutions. "It's in QBE's DNA to support the communities where we live and operate," said Russ Johnston, CEO, QBE North America. "By allocating Premiums4Good to support community loans that enable economic inclusion, we can deliver good returns for our shareholders while also doing good in the world." "As a global leader in sustainable investing, our ambition is to grow impact investments, like this one, to $1 billion by 2021". While QBE has been on the forefront - making these kinds of investments since 2014 - impact investments are a new approach to sustainable investing and we are proud to continue this initiative by announcing an investment update regarding our Premiums4Good (P4G) program. This program allocates a percentage of policyholder premiums toward those impact investments that have an added social or environmental objective alongside generating a positive financial return. "Ensuring access to financial services for all communities is core to helping our communities thrive and promoting economic

sustainability," said Harpreet Mann, Vice President, QBE North America and the North America Region Executive Sponsor of Premiums4Good. "Through these types of investments, the QBE and likeminded corporations can find innovative ways to support creating resilient communities." "Our Impact Investment Bonds allow us to partner with investors to transform struggling neighborhoods by channeling capital into community-strengthening projects," said Andy Rachlin, Managing Director, Lending and Investment, Reinvestment Fund. "These projects create opportunities for new jobs, affordable housing, quality education and healthy food access—the critical elements of healthy, thriving communities. QBE North America shares this commitment with us and we are excited to be able to count them as an investor." Globally, QBE invested in bonds focused on economic inclusion with multilateral organizations such as the International Finance Corporation (IFC), a division of the World Bank. One such social impact bond, the IFC Social Bond program, provides financing to women-owned enterprises and businesses operating in lowincome communities in emerging markets. About QBE: QBE North America, an integrated specialist insurer, is part of QBE Insurance Group Limited, one of the largest insurers and reinsurers worldwide. QBE NA reported Gross Written Premiums in 2017 of $4.6 billion. One of the largest carriers worldwide, QBE is a 130-year-old, $14 billion integrated specialist insurer operating in every key insurance market. Headquartered in Sydney, Australia, QBE operates out of 31 countries around the globe, with a presence in every key insurance market. The North America division, headquartered in New York, conducts business through its property and casualty insurance subsidiaries. QBE insurance companies are rated "A" (Excellent) by A.M. Best and "A+" by Standard & Poor's. Website: www.qbe.com/us PAGE 274


Liquid I.V. HEALTH-SCIENCE NUTRITION COMPANY SURPASSES 1 MILLION STICKS DONATED TO 1-FOR-1 GIVEBACK MISSION Health-science nutrition company Liquid I.V. has donated over 1 million servings of their hydration product to communities in need around the world – a number they reached this week on the heels of their rapid growth in 2018.

Communities and clinics that have received Liquid I.V. donations have written to Direct Relief to express their gratitude, and to convey the incredible impact the product has had on the health of their patients.

As part of their 1-for-1 Giveback initiative, for every purchase of Liquid I.V., the company donates a serving to someone in critical need of hydration.

"The population [surrounding Hospital Ruth Paz] lives in extreme poverty and, as a consequence, are at a high risk for gastrointestinal conditions such as diarrhea and dehydration," said one Direct Relief partner in Honduras. "The hospital sees multiple patients a day with these conditions, mostly children, and the Liquid I.V. rehydration solutions are of great help in treating them."

"Never in our wildest dreams did we think we could reach a million servings donated so quickly," company CEO and Founder Brandin Cohen said in an Instagram story speaking to the Liquid I.V. community. "It's your constant support, purchases, and incredible devotion to spreading the word about our mission that allows us to give back in such an impactful way. Over a million people around the world have been given the gift of hydration because of you." Since the company's inception in 2012, Liquid I.V. had cumulatively donated just over 500,000 servings, but their rapid growth in 2018 allowed them to expand their Giveback Mission at the end of the year. This catapulted their donation numbers to well over a million in January 2019. Their increased pledge comes on the heels of key partnerships including their recent national launch at Costco—an event that furthered their status as the fastest-growing hydration company in the country. "We've always been rooted in giving back," Cohen said. "That's what drives our team, that's what excites us. So as our growth rapidly expanded in 2018, there was no question that our Giveback Mission would too." Liquid I.V. works with top humanitarian organization Direct Relief to donate product to places like Honduras, Puerto Rico, Nicaragua, Armenia, and India. Last year, the company also donated product to Butte County, a community in the U.S. that was devastated by the Northern California wildfires, and to communities in Florida and North Carolina that were affected by hurricanes.

The company is preparing for another Giveback Mission trip in 2019 to get their feet on the ground and further connect with the local communities where people are benefiting from their product. Liquid I.V. is set to donate over 2 million sticks by the end of 2019. About Liquid I.V. Liquid I.V. is a health-science nutrition and wellness company based out of El Segundo, CA, created to fuel life's adventures. The product line is great tasting, non-GMO, made in the USA, and utilizes Cellular Transport Technology (CTT™) to deliver hydration and other key nutrients rapidly into the bloodstream – helping consumers feel better, faster. Based on science pioneered by the World Health Organization, Liquid I.V.’s Cellular Transport Technology (CTT)™ uses a specific ratio of sodium, glucose, and potassium to deliver water and other key nutrients rapidly to your bloodstream, hydrating you faster and more efficiently than water alone.The specific ratio of electrolytes used in CTT creates an osmotic force that allows water to be absorbed in the upper digestive tract. Typically, fluids pass through the entire digestive system, losing water and vital nutrients along the way before being absorbed into the bloodstream. Website: www.liquid-iv.com PAGE 275


Microsoft INVESTS $1 MILLION IN SUPPORT OF TECHSOUP CAMPAIGN TO DOUBLE ITS NONPROFIT REACH Microsoft investment will be leveraged to distribute an estimated $470 million of additional resources to the nonprofit sector. TechSoup, the leading non-profit network facilitating distribution of technology solutions to civil society organizations globally, announced that it has received a $1 million impact investment from Microsoft Philanthropies to support an ambitious initiative to nearly double the number of non-profit organizations it serves. Microsoft is the lead impact investor in TechSoup's newly launched $11.5 million direct public offering, a funding source that enables individuals and corporations to invest directly into the growth and mission of TechSoup. TechSoup's DPO will be leveraged to distribute more than $5.4 billion of additional resources to the non-profit sector. As the DPO's first corporate investor, Microsoft's leadership will enable TechSoup to develop new offerings to help non-profits utilize technology to amplify their mission and impact, and it will encourage investors of all stripes to support TechSoup's growth initiative and catalyze the impact to the sector. "TechSoup has been a critical partner in building a remarkable and robust societal ecosystem that brings the promise of technology to non-profits serving on the frontlines, those trying to solve and address the world's biggest challenges," said Justin Spelhaug, General Manager, Microsoft Philanthropies Tech for Social Impact. "Microsoft's investment in and collaborative partnership with TechSoup is building bridges to digital inclusion and empowerment to help the non-profit sector realize all the benefits of cloud technologies." For more than 30 years, TechSoup has worked with over one million organizations in 236 countries and territories around the world, delivering the services and resources for people and nonprofits to come together to make an impact on the issues about which they care the most. Since inception, it has worked in 

partnership with 100+ corporations and 200+ foundations and facilitated distribution of $11.1 billion in products and grants. "As one of our earliest, most innovative and longest-standing corporate partners, Microsoft has played a critical role in helping TechSoup bring the promise and potential of technology to people and organizations around the world," said TechSoup CEO Rebecca Masisak. "This significant new investment will dramatically expand TechSoup's services, financing five new initiatives to help NGOs, philanthropists and civil society around the world leverage technology to create, connect, activate and transform their organizations and communities." Microsoft and TechSoup are investing in the civil society infrastructure necessary to ensure that NGOs in all countries have access to Microsoft's cloud solutions as well as the services, support and education that will enable them to realize the social impact of digital transformation. According to Jane Meseck, Senior Director, Microsoft Philanthropies Tech for Social Impact, "Building capacity and digital skills for NGOs is vital to our strategy. Our investments in mission-based partnerships like TechSoup have enabled a scale of impact and a sustainable model that can now contribute significantly to our cloud adoption goals and ensure NGOs are ready for the future." The Microsoft Philanthropies investment was made through a Direct Public Offering (DPO) on SVX.US, a new investing platform offering debt and equity investment opportunities in high impact companies, organizations and funds that can deliver positive social and environmental impact alongside financial return. The DPO is uniquely structured to engage with TechSoup's community, including the non-profits they serve and the technology companies they partner with. Microsoft enables digital transformation for the era of an intelligent cloud and an intelligent edge. Its mission is to empower every person and every organization to achieve more. Website: www.microsoft.com PAGE 276


Panasonic PARRNERSHIP WITH WORLD VISION TO LAUNCH OFF-GRID SOLUTIONS PROJECT IN NAROK COUNTY, KENYA World Vision and Panasonic Corporation have launched an Off-grid Solutions Project in Narok County, Kenya. Panasonic has donated power supply stations, solar storage devices, solar lanterns and other lighting equipment. This Off-grid Solutions Project is one of Panasonic's corporate social responsibility initiatives that are aimed at celebrating the centennial of the company's founding. This project is intended for communities in Asia and Africa with a large off-grid population, where Panasonic works with NGOs that are making efforts to address social issues. In Kenya, World Vision implements this two-year project as the partner organization. The project will bring solar powered electricity to an area of Narok County that is not connected to the national power grid. According to the Kenya Population and Housing Census, 22.7% of households countrywide are connected to the national electricity grid. In Narok County, however, only 5.6% of households are covered. Specifically, the new project has provided two solar stations and lighting equipment for Ilkimati Primary School and Enkutoto dispensary. They have also received solar storage devices. In addition, Panasonic has donated solar lanterns to 150 households in the community. This will improve the wellbeing of children and communities in this remote area. To enhance the sustainability of the project, the beneficiaries will be trained on basic knowledge of electricity and the system, and the maintenance of the equipment by the project. Once the solar powered electricity is rolled out in the area, World Vision will support the community to run income generating activities such as poultry farming and school gardening that will be fully equipped with solar powered drip irrigation kits. They will also initiate reading camps - making use of the solar lighting system - to improve literacy competencies for both children and adults. Moreover, the provision of solar lanterns as alternatives to the kerosene ones will improve the health status of the Ilkimati community by shielding them fromÂ

indoor air pollution. The solar technologies will provide the community with opportunities for diversifying their income generating activities and venturing into new areas such as fruit and vegetable cultivation and poultry farming using a chicken egg incubator. In addition, the availability of electricity will enable people to extend their working hours thus increasing family incomes. Since 2006, World Vision has been running a long-term development programme in Narok County (Ilaramatak) that seeks to improve the education, health, nutrition and wellbeing of children in the area. The Programme targets a population of 4,443 adults and 6,919 children. World Vision is an international Christian humanitarian organisation that is dedicated to working with children, families and communities worldwide. It empowers communities to reach their full potential by addressing causes of poverty and injustices affecting them. The organisation partners with communities, governments, sponsors, donors and corporates to realise its global strategy, Our Promise 2030, which aims at building brighter futures for vulnerable children worldwide. World Vision's Strategic Goal (2016-2020) in Kenya, is to contribute to increased protection, participation and well-being of 2.6 million most vulnerable children and 14 million children, through policy influence by 2020. World Vision's work in Kenya: www.wvi.org/kenya Panasonic Corporation is a worldwide leader in the development of diverse electronics technologies and solutions for customers in the consumer electronics, housing, automotive, and B2B businesses. The company, which celebrated its 100th anniversary in 2018, has expanded globally and now operates 591 subsidiaries and 88 associated companies worldwide, recording consolidated net sales of 7.982 trillion yen for the year ended March 31, 2018. Committed to pursuing new value through innovation across divisional lines, the company uses its technologies to create a better life and a better world. Website: www.panasonic.com/global PAGE 277


Holland America Line REACHED $6 MILLION DONATED TO CANCER SUPPORT IN PARTNERSHIP WITH THE OPRAH MAG In recognition of World Cancer Day today, Holland America Line is proud to announced that during this year's, O, The Oprah Magazine "Girls' Getaway" cruise aboard Nieuw Statendam, the cruise line reached a total of $6 million raised for cancer support through its On Deck programming. Holland America Line began the program in 2006, and currently On Deck for a Cause benefits five international cancer organizations in the United States, Canada, Australia, the Netherlands and the United Kingdom. On Deck for a Cause invites guests to participate in a noncompetitive 5k fundraising walk on every sailing aboard each of the line's 15 ships, with proceeds distributed among the American Cancer Society, Canadian Cancer Society, Cancer Council Australia, Cancer Research UK and KWF Kankerbestrijding (Dutch Cancer Society). On the special "Girls' Getaway" cruise, the walk was kicked off with remarks by Jayne Jamison, senior vice president, publisher and chief revenue officer of O, The Oprah Magazine, who is a cancer survivor. "Thanks to generous contributions from thousands of our guests and employees we've been able to passionately raise funds for cancer awareness and research for more than a decade, and we are extremely proud to have surpassed the $6 million milestone in donations," said Orlando Ashford, Holland America Line's president. "At Holland America Line we believe in giving back and it was even more special to reach this achievement on our newest ship and during the Girls' Getaway cruise with our partners at O, The Oprah Magazine, whose mission is to inspire others to live their best life." To celebrate the $6 million milestone, special celebrations are being held on every ship in the fleet following their own On Deck for a Cause walks, with the traditional lemonade as well as sparkling wine, cake, appetizers and celebratory music. Since 2006 more than 395,000 participants have joined in more than 5,600 walks aboard Holland America Line cruises. Guests of

all ages are invited to donate $20 to the Holland America Line Foundation, and on a day at sea participants join in a 5k walk around the ship's decks. Guests may walk less or not at all, as they prefer. Participants receive an On Deck for a Cause T-shirt, wristband and a reception following the walk. Depending on the ship, the distance to reach 5k ranges from nine to 12 laps. In 2019 more than 500 On Deck for a Cause events will be held across the Holland America Line fleet, with walks taking place globally on cruises to the Mediterranean, the Caribbean, the South Pacific, Alaska's Inside Passage, Canada & New England, Mexico, Asia, the Baltic, Australia, New Zealand, Antarctica and South America. Holland America Line and its corporate foundation's charitablegiving programs include cash sponsorships, shipboard luncheons, free- and reduced-fare cruise donations for nonprofit fundraising events, donations of usable shipboard items around the world, employee volunteerism and other philanthropic activities. About Holland America Line- a division of Carnival Corporation and plc : Holland America Line's fleet of 15 ships offers more than 500 cruises to more than 400 ports in 98 countries, territories or dependencies around the world. From shorter getaways to 128-day itineraries, the company's cruises visit all seven continents, with highlights including Antarctica explorations, South America circumnavigations, EXC In-Depth Voyages, Cuba cruises and exotic Australia & New Zealand and Asia voyages; two annual Grand Voyages; and popular sailings to the Caribbean, Alaska, Mexico, Canada & New England, Europe and the Panama Canal. The company's brand evolution in recent years secured its position as the leader in premium cruising. Fleetwide, the ships feature innovative initiatives and a diverse range of experiences focused on destination immersion and personalized travel. Website: www.hollandamerica.com PAGE 278


Nature's Pride PARTNERSHIP WITH APEEL TO TAKE THE FOOD WASTE FIGHT TO EUROPE THROUGH PLANTDERIVED TECHNOLOGY Apeel Sciences, a World Economic Forum Technology Pioneer and one of TIME Magazine's 50 Genius Companies, and Nature's Pride, Europe's leader in avocados and mangos with a focus on sustainability, have officially joined forces.

Apeel Sciences. "Nature's Pride and Apeel have the same vision for a future where our food systems operate more harmoniously with nature, and we couldn't be more thrilled to work with them to take the food waste fight to Europe very soon."

Subject to EU regulatory approval, Nature's Pride plans to integrate Apeel's plant-derived food waste prevention technology across its expansive avocado value chain, which will bring Apeel Avocados — avocados with double the edible shelf life on average — to European households for the first time.

Avocado pilots are expected to start mid-year in select retail stores in Europe, subject to EU regulatory approval, and both companies are excited to offer European customers and consumers Apeel Avocados. Fresh food producers and retailers interested in Apeel's technology can get in touch via the Apeel business form.

The Apeel and Nature's Pride partnership comes at a time when food waste in Europe has reached a staggering 88 million tonnes annually, with associated costs estimated at 143 billion euros, and builds on Apeel's successful introduction in the U.S., where the technology has demonstrated a greater than 50% food waste reduction at the retail level. As part of the partnership, Nature's Pride and Apeel Sciences will introduce a co-branded label, a signal to consumers of quality, sustainability, longer lasting freshness, and thus, less food waste, made possible by Apeel's technology. "We put the health of people and the environment at the heart of all we do. We are constantly looking for improvements in our value chain to provide our customers with the highest quality and most tasty products. With Apeel, we share the same values: we are both pioneering and passionate about reducing food waste, and we want to work collaboratively with others to solve this problem. This makes Apeel the ideal strategic partner for us. We look forward to reducing food waste, unlocking new value for everybody in the supply chain, and growing the fruit and vegetable business with all of our partners together," said Adriëlle Dankier, chief commercial officer of Nature's Pride. "Food waste is a massive global problem and with a strategic leader like Nature's Pride, we can look to a future where there's much less waste in the system, and we can advance sustainability together with benefits to everyone in the supply chain," said James Rogers, chief executive officer and founder of

APEEL PRODUCE: Every plant on earth has a peel or skin that protects it. From oranges to apples to tomatoes and raspberries, the materials found in the skins and peels of plants are ubiquitous and consumed in the human diet in high quantities every day. Using these same materials, Apeel's plant-derived technology provides produce "a little extra peel" that naturally slows the rate of water loss and oxidation — the primary causes of spoilage. Apeel produce stays fresh two to three times longer, which promotes more sustainable growing practices, better quality food, and less food waste from farm to retail shelf to home. For suppliers and retailers, Apeel produce is the only produce that has an optimal microclimate inside of every piece of fruit, which leads to improved quality, extended shelf life, and transportability — without reliance on refrigeration, controlled atmosphere, or preservatives. Nature's Pride supplies over 230 unique fruit and vegetables from 59 countries, from Ready-to-Eat and exotic fruit and vegetables to the delicious berries and off-season products. Together, with their partners, Nature's Pride makes a difference every day. It is dedicated to set the standard in the chain with tasteful products, high service, innovations and contribute to a better world. Sustainability is at the core of the business. The sustainable goals are set for 2023 to improve livelihoods, reduce food waste and reduce environmental impact. Website: www.naturespride.eu PAGE 279


Nous Infosystems HELPED OVER 5000 UNDERPRIVILEGED STUDENTS ACROSS INDIA TO ACCESS BETTER EDUCATION In the last 2 years, Nous Infosystems has helped over 5000 underprivileged children in India to access better educational facilities by providing infrastructure, books and uniforms. What started in 2017 in Bangalore (India) as a modest initiative to provide study material for underprivileged children studying in public schools, turned into a wholehearted effort from Nous Infosystems in 2018. In the last couple of years, schools from Karnataka, Tamil Nadu, and Kerala in India have benefited from Corporate Social Responsibility (CSR) efforts of Nous Infosystems. Over 100 volunteers from the organization have helped to drive this cause by contributing in various ways on the ground. Speaking about her experience, Mrs. Chhaya Rohin Barvataya, one of the Nous volunteers said, "For the past 2 years, our team of energetic employees has shown sheer commitment to help children get educated with good facilities. It is indeed an overwhelming experience to see our efforts bring a smile on the faces of these little souls." Nous Infosystems also contributed an undisclosed sum for the rehabilitation of local schools in Karnataka and Kerala, postAugust 2018 floods. This organizational initiative commenced by first reaching out to the district authorities and a few NonGovernment Organizations (NGOs) and then an in-person visit to estimate the damage caused to the local schools by the devastating floods. This exercise helped the organization to zero-in on eight schools in the Coorg (Karnataka) and Alwaye, Wayanad (Kerala). "It was disheartening to see the damage that the schools incurred, but we also witnessed the imperishable spirit of the children. We thank the District Administration and the NGOs for helping us identify schools that needed support. We are determined to provide the required facilities to the schools to ensure they get back to same or better facilities especially when it comes to their Computers and Science labs. In the majority of

the schools selected to receive aid, Nous Infosystems has also offered to replenish their sports facilities to ensure overall development of the children." said Aji John Joseph, VP – HR, Nous Infosystems who is leading the rehabilitation initiatives working closely with the school authorities. Nous Infosystems is a Global Information Technology company providing software solutions & services for Banking, Financial Services & Insurance (BFSI), Healthcare and Retail customers. Having been in the industry for over 2 decades, Nous works with Fortune 500 & Global 2000 companies and has offices in USA, UK, Canada, Germany & India. Nous' core offerings include Product Engineering Services, Application Development & Maintenance, Independent Testing and Infrastructure Management Services. The Centre of Competencies (CoCs) for Digital Transformation, Business Intelligence (BI) & Analytics, Mobility, Cloud, Enterprise Portals and UI/UX practices are part of Nous' specialized offerings. Nous believes in giving back to society, in its own way, and is committed to make a difference to the less privileged sections of society. CSR is one of the key pillars of Nous’ corporate values which is aimed to achieve a more equitable society through its initiatives. In line with this vision, Nous supports programs directed towards providing education and vocational guidance to children who are less privileged. The programs include providing books and school supplies, and catering to infrastructure requirements at Government Schools. A cause where lack of finance, should not mean lack of deserving education. Under this program, we conduct “Nous Sponsored Scholarship” assessments for under privileged students. The students who meet the assessment requirements, get a sponsored scholarship from Nous for their entire PU education. Our engagement with the schools, teachers, and children is not limited to providing for their requirements. We talk to them personally, guide them, and even keep a check on quality of education being offered. Website: www.nousinfosystems.com PAGE 280


L'OCCITANE Group SIGNS SUPPLY AGREEMENT WITH LOOP INDUSTRIES TO TRANSITION TO 100% SUSTAINABLE PET PLASTIC The L'OCCITANE Group, a global manufacturer and retailer of natural cosmetics and well-being products with five leading brands, and Loop Industries, Inc. a leading technology innovator in sustainable plastic, announced today the signing of a multi-year take or pay supply agreement for Loop™ branded 100% sustainable PET plastic. The agreement will see L'OCCITANE en Provence start to incorporate Loop™ PET plastic into its product packaging as of 2022 and place the Loop logo on all packaging containing Loop™ PET plastic. As the demand for sustainable packaging solutions continues to grow, Loop Industries has emerged with transformational upcycling technology that allows plastic bottles and packaging, carpet and polyester textile of any colour, transparency or condition and even ocean plastics that have been degraded by the sun and salt, to provide brand owners a sustainable plastic product that helps solve the plastic pollution problem and meets FDA requirements for use in food-grade packaging. So, when the Loop logo appears on a package, it is a confirmation for consumers that the plastic is sustainable. "Helping companies leverage their packaging as a symbol of their commitment to sustainability rather than a symbol of waste is one of our primary missions. We are so pleased to work with the L'OCCITANE Group, a leading premium retail brand, to do just that," said Daniel Solomita, Founder & CEO of Loop Industries. "We are convinced that companies that make this transition, use sustainable packaging and encourage recycling, will help restore our environment and create greater economic value."    For Adrien Geiger, Global Brand Director at L'OCCITANE en Provence: "Our brand is inspired by nature, people and culture and we have been using natural plant-derived ingredients and eco-friendly manufacturing for more than 40 years. We are therefore very conscious of the importance of eco-design and sustainable packaging. We have been launching eco-refill 

products, in-store recycling and bottles made out of 100% recycled plastic for more than 10 years and are continuing to progress on this. The innovative technology that Loop provides is a game-changer that can help us fundamentally contribute to solving the growing global concern about plastic pollution. We are excited to sign with Loop, representing a significant shift in our approach to plastic." Both Loop and L'OCCITANE know how important it is to keep plastic in the economy and out of our shared environment. This agreement supercharges L'OCCITANE's ability to close the loop on its plastic bottles. L'OCCITANE also provides in-store recycling facilities to encourage its customers to participate, with recycling facilities now available at 30% of its owned stores and 100% targeted by 2025. Loop Industries, Inc. is a technology company whose mission is to accelerate the world's shift toward sustainable plastic and away from our dependence on fossil fuels. Loop's patented and proprietary technology decouples plastic from fossil fuels by depolymerizing waste polyester plastic and fiber to its base building blocks (monomers). The monomers are then filtered, purified and repolymerized to create virgin-quality polyester plastic suitable for use in in food-grade packaging. Website: www.loopindustries.com The L'OCCITANE Group is an international group that manufactures and retails beauty and well-being products that are rich in natural and organic ingredients. A global leader in the premium beauty market, the group has more than 3,000 retail outlets, including 1,555 owned stores, and is present in 90 countries. Through its five brands - L'OCCITANE en Provence, Melvita, Erborian, L'OCCITANE au Brésil and LimeLife by Alcone the group offers new and extraordinary beauty experiences, using high quality products that respect nature, the environment and the people who surround it. Website: www.group.loccitane.com PAGE 281


BOVET 1822 LUXURY TIMEPIECE MANUFACTURER HAS DONATED OVER $5M IN 6 YEARS TO HAITI Artists for Peace and Justice (APJ), an organization whose mission is to alleviate poverty around the world, with immediate efforts serving the poorest communities in Haiti, wishes to pay thanks to strategic partner BOVET 1822, Swiss Manufacturer of luxury timepieces, for their six-year contribution of over $5 Million. Thanks to BOVET 1822 and the visionary guidance of Owner Mr. Pascal Raffy, APJ has been able to give 100% of every dollar towards meeting the organization's mission, and has raised over $31M to support programs in education and training in creative industries. "It is a privilege to be able to thank Mr. Raffy for all that he has done to help break the cycle of endemic poverty in Haiti," says Susan Sarandon, Co-Chair, Artists for Peace and Justice. "It is thanks to generous sponsors like BOVET 1822 that we are able to incite real change, by helping to foster economic growth and empowering local Haitian communities through education." "It is with sincere gratitude that we acknowledge the contributions of our long term strategic partner BOVET 1822 over the past six years," says Marchelle Sellers, CEO, Artists for Peace and Justice. "BOVET 1822 and Mr. Raffy's passion, dedication, unwavering support and financial commitment have allowed us to make great strides in bringing education, healthcare and hope to the children of Haiti." In a world of immense beauty, talent and abundance Mr. Raffy and his house of BOVET embody the very meaning of craft at its highest calling and excellence. Every part of a BOVET timepiece is meticulously hand crafted - and often hand painted as hand engraved - by master artisans at the BOVET castle and manufacture, both nested in the Jura Mountains, cradle of Swiss high watchmaking. We recognize that a lot of people do many beautiful and compassionate things. Very few give far more than they shall ever receive. Mr. Raffy does. He is a beautiful example, leader

and a true Artist for Peace and Justice. Through its strategic partnership, BOVET 1822 has given APJ the platform to host star-studded fundraising events across the globe, including during the Toronto International Film Festival, with a gala event that most recently raised $1.4M. BOVET 1822 has also served as title sponsor for marquee events during the Oscars in Los Angeles, in addition to events in New York, London and Dubai. Notable names who have attended BOVET-hosted events include APJ Co-Chairs Ben Stiller and Susan Sarandon, as well as Sean Penn, Dame Helen Mirren, Adam Sandler, Olivia Wilde, Jason Sudeikis, Adrien Brody, Daniel Craig, Jackson Browne, Cuba Gooding Jr., Kevin Jonas, Chuck Close, Donna Karan and many, many more. BOVET 1822 is a Swiss Manufacturer of luxury timepieces. Since its foundation in 1822, BOVET has artfully combined the most sophisticated mechanisms with the finest craftsmanship, employing artisanal techniques such as gem-setting, engraving, and miniature painting. Under the visionary guidance of Owner Mr. Raffy, BOVET 1822 acquired renowned tourbillons and dials manufactures in 2006 and DIMIER 1738 immediately began producing the Maison's movements, hair springs, and dials inhouse. His passion for Haute Horlogerie also led to the introduction of the remarkable Amadéo convertible case system, which draws inspiration from the exquisite 19th century pocket watches produced by BOVET 1822. Today, the House demonstrates its excellence through varied collections that encompass models as emblematic and remarkable as the Virtuoso IX, Récital 26 Brainstorm and Grand Récital tourbillons, to name just a few of its icons. BOVET 1822 has been rewarded with more than 30 awards and distinctions, including the most coveted "Aiguille d'Or" at Grand Prix d'Horlogerie de Genève for the Grand Récital, honoring and the virtuosity of the Maison' artisans and their intangible passion to define luxury in its most noble expression. Website: www.bovet.com PAGE 282


Merck ‘MERCK MORE THAN A MOTHER’ CAMPAIGN EMPOWER INFERTILE WOMEN ACROSS THE GLOBE “Merck More Than a Mother” initiative aims to empower infertile women through access to information, education and health and by changing mind-sets. This powerful initiative supports governments in defining policies to enhance access to regulated, safe and effective fertility care. It defines interventions to break the stigma around infertile women and raises awareness about infertility prevention and management. In partnership with academia, ministries of health and international fertility societies, the initiative also provides medical education and training for healthcare providers and embryologists to build and advance fertility care capacity in Africa and developing countries. With “Merck More than a mother”, we have initiated a cultural shift to de-stigmatize infertility on all levels: By improving awareness, training the skills of local experts, building advocacy in cooperation with decision makers and by supporting childless women in starting their own small business. It’s all about giving every woman the respect and the help she deserves to live a fulfilling life, with or without a child. The Ambassadors of “Merck More Than a Mother” are: First Lady of Ghana, H.E. REBECCA AKUFO-ADDO; H.E. NEO JANE MASISI, The First Lady of Botswana; H.E. DENISE NKURUNZIZA, The First Lady of the Republic of Burundi; H.E. BRIGITTE TOUADERA, The First Lady of Central Africa Republic; H.E. HINDA DEBY ITNO, The First Lady of Chad; H.E. DJÈNÈ CONDÈ, The First Lady of GuineaConakry; H.E. FATOUMATTA BAH BARROW, The First Lady of Gambia; H.E. AISSATA ISSOUFOU MAHAMADOU, The First Lady of Niger; H.E. FATIMA MAADA BIO, The First Lady of Sierra Leone and H.E. ESTHER LUNGU, The First Lady of Zambia. Also, part of the campaign is our Merck Embryology & Fertility Training Program, a three-month hands-on practical course in partnership with IRSI, Indonesia, IIRRH, India and Manipal Academy of Higher Education (Manipal University), India to establish the platform of fertility specialists across Africa and developing countries. Merck Foundation provided for more than

84 candidates, in clinical and practical training for fertility specialists and embryologists in more than 29 countries across Africa and Asia such as: Chad, Niger, Central African Republic, Cote D’Ivoire , Ghana, Ethiopia , Uganda, Kenya, Tanzania , Zambia , Nigeria, Benin, Mali, Burkina Fuso, Senegal, Guinea Conakry, Sierra Leone, Liberia, Cameron, Rwanda, Botswana, DR Congo , Congo Brazzaville, Gambia , Nepal, Sri Lanka, Bangladesh, Myanmar and Cambodia. Merck Foundation is making history in many African countries where they never had fertility specialists or specialized fertility clinics before ‘Merck More Than a Mother’ intervention, to train the first fertility specialists such as; in Sierra Leone, Liberia, The Gambia, Niger, Chad, Guinea, Ethiopia and Uganda. The Merck Foundation; established in 2017, the philanthropic arm of Merck KGaA Germany, aims to improve the health and wellbeing of people and advance their lives through science and technology. Our efforts is focused on improving access to innovative healthcare solutions in underserved communities, building healthcare and scientific research capacity and empowering people in STEM (Science, Technology, Engineering, and Mathematics) with a special focus on women and youth. Merck is a leading science and technology company in healthcare, life science and performance materials. Almost 53,000 employees work to further develop technologies that improve and enhance life – from biopharmaceutical therapies to treat cancer or multiple sclerosis, cutting-edge systems for scientific research and production, to liquid crystals for smartphones and LCD televisions. In 2017, Merck generated sales of € 15.3 billion in 66 countries. Founded in 1668, Merck is the world's oldest pharmaceutical and chemical company. The founding family remains the majority owner of the publicly listed corporate group. Merck holds the global rights to the Merck name and brand. The only exceptions are the United States and Canada, where the company operates as EMD Serono, MilliporeSigma and EMD Performance Materials. Website: www.merck.com PAGE 283


Marriott International HAS TRAINED 500,000 HOTEL WORKERS TO RECOGNIZE THE SIGNS OF HUMAN TRAFFICKING Company's milestone - reached during National Slavery and Human Trafficking Prevention Month - underscores global commitment to safety and human rights. Marriott International announced that, as of this month, it has successfully trained 500,000 hotel workers to spot the signs of human trafficking in its hotels and how to respond if they do, marking a watershed moment in the global fight against this multinational crime. "Human trafficking is a horrific form of modern slavery that entraps millions of people around the world," said Arne Sorenson, President and Chief Executive Officer of Marriott International. "By educating and empowering our global workforce to say something if they see something, we are not just standing up for the most vulnerable in society, we are also protecting associates and guests as well as living up to a core company value -- serving our world." Marriott launched its mandatory human trafficking awareness training program for on-property staff in both managed and franchised properties in January 2017, underscoring ongoing efforts under the company's robust sustainability and social impact platform, Serve 360: Doing Good in Every Direction. "Hotels can unfortunately be unwilling venues for this unconscionable crime – and as a global hotel company that cares about human rights, we're proud to be training hotel workers across the Marriott system to spot the signs," said Dr. David Rodriguez, Chief Global Human Resources Officer, Marriott International. "There is no easy fix, but combatting modern-day slavery starts with awareness – and we now have a significant number of people capable of recognizing suspicious behavior and reporting it to management and, in some cases, law enforcement." Since launching the program, Marriott's training has directly resulted in young people being removed from dangerous situations.

To develop and test its human trafficking awareness training program, Marriott spent nearly a year collaborating with ECPATUSA and Polaris – two leading non-profits that specialize in combatting human trafficking. The company arranged for the program to be translated from English into 16 additional languages and also made sure it could be taken either online or in a classroom setting, so it can be accessed and understood in the 130 countries and territories where Marriott operates. The instruction is also broken down by role because the signs that a front desk clerk sees may differ from those that a housekeeper or bartender sees. The International Labour Organization projects that worldwide more than 40 million people are subjected to modern slavery – and UNICEF estimates that about 25 percent of trafficking globally involves children. Polaris, which runs the National Human Trafficking Hotline in the United States, estimates there are hundreds of thousands of sex and forced-labor trafficking victims in the United States. Examples of the visible and hidden warning signs that Marriott shares with its hotel staff: Minimal luggage and clothing Multiple men seen being escorted one at a time to a guest room Individuals who can't speak freely or seem disoriented Guests who insist on little or no housekeeping. "Hotel workers wouldn't necessarily see a human trafficker visibly restraining a victim; they would typically see a scenario that is much more nuanced and harder to detect if you don't know what to look for," said Rodriguez. "That's why helping hotel workers identify the signs of sexual exploitation and forced labor is so important. This knowledge gives them confidence that they can do something to help, which is already having an important impact in our hotels." Website: www.marriott.com PAGE 284


John Hancock $1MILLION TO FUND 630 SUMMER JOBS FOR BOSTON TEENS; ANNOUNCES 2019 MLK SCHOLARS John Hancock announced today that it is awarding over $1 million in grants through its MLK Scholars program to provide 630 Boston teens with paid summer jobs and leadership development opportunities at 58 non-profit organizations. The annual million-dollar program, marking its 12th consecutive year, is a cross-sector collaboration led by John Hancock in partnership with Boston University, The Boston Globe, Partners HealthCare, and the City of Boston. Boston students spend the summer working at non-profit agencies across the city, gaining valuable work skills and engaging on issues that affect their community. In addition to the work experience, all scholars complete an online financial education program and attend in-person leadership development forums at Boston University. The non-profits receive direct funding from John Hancock to pay each MLK Scholar a summer salary. "John Hancock is committed to fostering healthier, more equitable communities, especially in our hometown of Boston," said Thomas Crohan, assistant vice president and counsel, John Hancock Corporate Responsibility & Government Relations. "Our MLK Scholars program helps empower young people to improve their overall well-being by gaining important career readiness and financial capability, building positive relationships, and supporting good decision-making." "Engaging our teens with financial education, valuable work experience, and interactions with leaders from around Boston not only helps them grow but is an investment in our City that will be evident for years to come," said Mayor Martin J. Walsh. "I applaud programs like John Hancock MLK Scholars as they truly make a difference in our students' lives." In 2018, John Hancock expanded its partnership with leading educational technology innovator EVERFI to extend its digital financial education trainings to teens who participate in other 

summer jobs programs in Boston. As part of this three-year initiative, EVERFI is conducting a longitudinal study and releases impact data each year. 2018 findings reveal participating students experience higher levels of preparedness for financial tasks and confidence in practicing healthy financial habits, compared to Massachusetts teens not in the summer program. The survey also revealed the top goal for participants is to avoid taking on new debt with 60 percent making it a financial goal for the next five years. "Financial knowledge and decision-making skills are key building blocks of sustainable financial well-being," said Meg Moyer, vice president, Research & Evaluation, EVERFI, Inc. "By providing young adults with both education and opportunities to make real financial decisions with their own paychecks, John Hancock supports the development of both knowledge and skills. In our research, we saw that MLK Scholars participants were more likely than their peers to say they felt prepared to manage a budget, understand credit, and finance higher education -- all important financial skills they are now putting into practice." MLK Scholars is believed to be the largest, most comprehensive, corporate-based summer jobs program of its kind in the nation. For more information regarding John Hancock's MLK Scholars Program, visit MLK Scholars. John Hancock is a division of Manulife Financial Corporation, a leading international financial services group that helps people make their decisions easier and lives better. We operate primarily as John Hancock in the United States, and Manulife elsewhere. Assets under management and administration by Manulife and its subsidiaries were over CAD$1.1 trillion (US$863 billion) as of September 30, 2018. One of the largest life insurers in the United States, John Hancock supports approximately 10 million Americans with a broad range of financial products. Website: www.johnhancock.com PAGE 285


Novartis PARTNERED WITH GOVERNMENT OF GHANA TO IMPROVE TREATMENT OF SICKLE CELL DISEASE The Government of Ghana, through the Ministry of Health, Ghana Health Service and other allied agencies, has signed a Memorandum of Understanding with global medicines company Novartis to create a new public-private partnership designed to improve the diagnoses and accelerate treatment for people with Sickle Cell Disease (SCD). Approximately 80% of individuals with SCD globally are born in sub-Saharan Africa, and more than half of affected individuals die before the age of five due to preventable complications. In Ghana, it is estimated that 15,000 babies are born with sickle cell disease every year. The GoG-Novartis partnership aims to improve and extend the lives of people with SCD through a comprehensive approach to screening and diagnosis; treatment and disease management; training and education; and elevating basic and clinical research and scientific capabilities. Specifically, the partners will collaborate on field testing and implementation of SCD treatment guidelines, the establishment of centers of excellence across regions and the implementation of newborn screening at these centers. Speaking after the announcement of the MoU on the sidelines of the 2019 edition of the World Economic Forum in Davos, Switzerland, Hon Kwaku Agyemang-Manu, Minister for Health expressed confidence that the collaboration would help provide improved health care and reduce preventable deaths. “We are pleased to partner with the Sickle Cell Foundation and Novartis in order to address sickle cell disease in Ghana. We are committed to put SCD among the priorities on our national health agenda and to put the required resources behind it. Together, we can actively contribute to ending preventable deaths of newborns and children under 5 years of age, as set out in the UN Sustainable Development Goals,” he stated. Explaining the rationale behind his company’s decision to partner with the Government of Ghana, Vas Narasimhan, MD,

CEO of Novartis stated: “Novartis has a long-term commitment to ensuring that our medicines, and healthcare in general, are accessible to as many patients as possible. Our hope is that we’ll continue to reimagine the way this disease is treated, in order to offer better medicines and improved care to sickle cell patients in Africa and around the world. I am proud that Novartis is committed to addressing this challenge.” Dr Anthony Nsiah-Asare, Director General of the Ghana Health Service, expressed his deep appreciation for the collaboration, emphasising that the partnership with Novartis would have many benefits for persons with sickle cell disease, including a reduction in treatment costs and access to cutting edge research materials. “Sickle Cell is an age-old disease that has led to many avoidable deaths over the years. This partnership will help the Ghana Health Service to tackle it head on, and also make its treatment affordable and sustainable. This partnership will help to improve access to high quality treatment for patients in Ghana, with Novartis committed to testing innovative sickle treatments in the country, which would also provide data for further studies. Ghana is set to be the gateway to sickle cell disease research in Africa.” Hydroxyurea treatment is expected to start reaching hundreds of patients in 2019. Novartis: We reimagine medicine to improve and extend people’s lives. We use innovative science and technology to address some of society’s most challenging healthcare issues. We discover and develop breakthrough treatments and find new ways to deliver them to as many people as possible. Novartis was created in 1996 through a merger of Ciba-Geigy and Sandoz. Novartis and its predecessor companies trace roots back more than 250 years, with a rich history of developing innovative products. Corporate responsibility is endorsed and ingrained at the highest level of Novartis. It is central to how we run our business. Website: www.novartis.com PAGE 286



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Profile for DESTIG & WBM

World Biz Magazine June 2019  

World Biz Magazine is a C-Suite publication with a global readership.

World Biz Magazine June 2019  

World Biz Magazine is a C-Suite publication with a global readership.

Profile for destig