Page 1

Arlene Friedman Associate Broker

Established & Recognized

85026 PERMIT 1441

10 REASONS TO BUY A HOME Enough with the Doom and Gloom about Homeownership. Source: The Wall Street Journal / Brett Arends Sure, maybe there’s more pain to come in the housing market. But when Time magazine starts running covers that declare “Owning a home may no longer make economic sense,” it’s time to say: Enough is enough. This is what “capitulation” looks like. Everyone has given up. After all, at the peak of the bubble five years ago, Time had a different take. “Home Sweet Home,” declared its cover then, as it celebrated the boom and asked: “Will your house make you rich?” But it’s not enough just to be contrarian. So here are 10 reasons why it’s good to buy a home. 1. YOU CAN GET A GOOD DEAL. Especially if you play hardball. This is a buyer’s market. Most of the other buyers have now vanished, as the tax credits on purchases have expired. We’re four to five years into the biggest housing bust in modern history. And prices have come down a long way – about 30% from their peak, according to Standard & Poor’s Case-Shiller Index, which tracks home prices in 20 big cities. Yes it’s mixed. New York is only down 20%. Arizona has halved. Will prices fall further? Sure, they could. You’ll never catch the bottom. It doesn’t really matter so much in the long haul. Where is fair value? Fund manager Jeremy Grantham of GMO, who predicted the bust with remarkable accuracy, said two years ago that home prices needed to fall another 17% to reach fair value in relation to household incomes. Case-Shiller since then: Down 18%.

Arizona Homeowner November | 2010

4. IT’LL BE YOURS. You can have the kitchen and bathrooms you want. You can move the walls, build an extension-zoning permitted-or paint everything bright orange. Few landlords are so indulgent; for renters, these types of changes are often impossible. You’ll feel better about your own place if you own than if you rent. Many years ago, when I was working for a political campaign in England, I toured a working-class northern town. Mr. Thatcher had just begun selling off public housing to the tenants. “You can tell the ones that have been bought,” said my local guide. “They’ve painted the front door. It’s the first thing people do when they buy.” It was a small sign that said something big. 5. YOU’LL GET A BETTER HOME. In many parts of the country it can be really hard to find a good rental. All the best places are sold as condos. Money talks. Once again, this is a case by case issue: In Miami right now there are so many vacant luxury condos that owners will rent them out for a fraction of the cost of owning. But few places are so favored. Generally speaking, if you want the best home in the best neighborhood, you’re better off buying.

2. MORTGAGES ARE CHEAP. You can get a 30-year loan for 4.3%. What’s not to like? These are the lowest rates on record. As recently as two years ago they were about 6.3%. That drop slashes your monthly repayment by a fifth. If inflation picks up, you won’t see these mortgage rates again in your lifetime. And if we get deflation, and rates fall further, you can refi.

6. IF OFFERS SOME INFLATION PROTECTION. No, it’s not perfect. But studies by Professor Karl “Chip” Case (of Case-Shiller) and others, suggest that over the long-term housing has tended to beat inflation by a couple of percentage points a year. That’s valuable inflation insurance, especially if you’re young and raising a family and thinking about the next 30 or 40 years. In the recent past, inflation-protected government bonds, or TIPS, offered an easier form of inflation insurance. But yields there have plummeted of late. That also makes homeownership look a little better by contrast.

3. YOU’LL SAVE ON TAXES. You can deduct the mortgage interest from your income taxes. You can deduct your real estate taxes. And you’ll get a tax break on capital gains – if any – when you sell. Sure, you’ll need to do your math. You’ll only get the income tax break if you itemize your deductions, and many people may be better off taking the standard deduction instead. The breaks are more valuable the more you earn, and the bigger your mortgage. But many people will find that these tax breaks mean owning costs them less, often a lot less, than renting.

7. IT’S RISK CAPITAL. No, your home isn’t the stock market and you shouldn’t view it as the way to get rich. But if the economy does surprise us all and start booming, sooner or later real estate prices will head up again, too. One lesson from the last few years is that stocks are incredibly hard for most normal people to own in large quantities for practical as well as psychological reasons. Equity in a home is another way of linking part of your portfolio to the long-term growth of the economy – if it happens – and still managing to sleep at night.

I’m here to answer your questions about buying and selling. I can offer you a free analysis of your home’s value as well as guide you to exceptional purchase opportunities. Please call and we can discuss your specific goals and how I can help you to achieve them.

8. IT’S FORCED SAVINGS. If you can rent an apartment for $2,000 a month instead of buying one for $2,400 a month, renting may make sense. But will you save that $400 for your future? A lot of people won’t. Most, I dare say. Once again, you have to do your math, but the part of your mortgage payment that goes to principal repayment isn’t a cost. You’re just paying yourself by building equity. As a forced monthly saving, it’s a good discipline.

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pamper your houseguests Creating a Stand-Out Guest Room

9. THERE IS A LOT TO CHOOSE FROM. There is a glut of homes in most of the country. The National Association of Realtors puts the current inventory at around 4 million homes. That’s below last year’s peak, but well above typical levels, and enough for about a year’s worth of sales. More keep coming onto the market too, as the banks slowly unload their inventory of unsold properties. That means great choice, as well as great prices.

Business: 480.998.0676 Cell: 602.549.9114 ArleneFriedman@cox.net •Associate Broker •Graduate Realtor Institute •Who’s Who in Residential Real Estate in North America •Lifetime Member Phoenix Board President’s Roundtable •Lifetime Member Scottsdale Board Million Dollar Club

If your home is currently listed, this is not a solicitation for that listing.

10. SOONER OR LATER, THE MARKET WILL CLEAR. Demand and supply will meet. The population is forecast to grow by more than 100 million people over the next 40 years. That means maybe 40 million new households looking for homes. Meanwhile, this housing glut will work itself out. Many of the homes will be bought. But many more will simply be destroyed – either deliberately, or by inaction. This is already happening. Even two years ago, when I toured the housing slump in western Florida, I saw bankrupt condo developments that were fast becoming derelict. And, finally, a lot of the “glut” simply won’t matter: It’s concentrated in a few areas, like Florida and Nevada. Unless you live there, the glut won’t have any long-term impact on housing supply in your town.

Produced by Desert Lifestyle Publishing • 480.460.0996 • www.DesertLifestyle.net

infused with earthy flavors Ocean Prime’s Goat Cheese Raviolis


Event Calendar November 2010

A McNight to Remember Arizona Biltmore, November 6th 602.798.5097 | RMHCPhoenix.com An evening of distinction and philanthropy will be on hand as you join Ronald McDonald House Charities of Phoenix in celebrating 25 years of helping nearly 30,000 families in need. Fine dining, lively entertainment and wonderful live and silent auctions are all in store at this elegant event. Stag’s Leap Wine Cellars Dinner BLT Steak, November 11th 480.905.7979 | BLTScottsdale.com Foodies and gourmands know not to miss one of the last Wine Dinner Series events of the year featuring Stag’s Leap Wine Cellars. You’ll meet with and hear winemaker Nicki Pruss as she speaks of her proprietary blends and recommended pairings. The fabulous five-course menu prepared by Chef de Cuisine Marc Hennessy is accompanied with inspired pairings as well. Walk for Lupus Now Kiwanas Park, November 14th 602.870.7622 | Lupus.org Help the Lupus Foundation of America raise funds for research in finding a cure and provide support for those affected by this disease. Choose between the 2-mile run or the 2-mile Family Fun Walk where even the little ones and dogs can join in the fun. All entries will include an event t-shirt and even the dogs are outfitted with a festive bandana! Cirque du Soleil: Alegria US Airways, November 17th – 21st 602.379.2000 | CirqueDuSoleil.com Meaning “jubilation” in Spanish, Alegria tells a tale of power and evolution throughout time. Kings, fools, beggars and old aristocrats are presented through these impressive performers. Stunning sets are a Cirque mainstay as are the skillful artists performing hand balancing, synchronized trapeze and fire-knife dancing – just to name a few mouth-dropping acts. ArtFest of Scottsdale Scottsdale Civic Center Plaza, November 21st – 22nd 480.968.5353 | 888ArtFest.com Check out Downtown Scottsdale as it is transformed during this popular holiday tradition. ArtFest features 200 artists from across the country showcasing their unique arts and crafts perfect for a one-of-a-kind gift. Live music and tempting food wares keep your toes tapping and tummies full while you browse.

While the majority of the nation is approaching a dismal winter, Phoenicians are enjoying some of the most spectacular weather in the world right now! If your household is like many others this time of year, you will be entertaining out-of-town visitors in the weeks and months to come. While there is an old joke about not making your guests too comfortable lest they stay longer than you’d like, by all means you’ll want to make your home as warm and inviting as you can for those that have come to visit! Most houseguests want to feel that they are not imposing too much on their hosts. Ease their anxieties by outfitting their quarters with as many conveniences and niceties as necessary so that they have everything they could need at their fingertips. Not having to constantly ask their host for things makes for a better visit for your guests as well as for you. Start with a private area or room where guests can retreat to. A comfortable bed with a medium-firm mattress is a must. In addition to the bed linens that dress the bed, supply your guests with other options in pillows, duvets or blankets. That way they can choose from among soft or firm and lightweight or heavyweight bedding to suit their preferences. Nightstands should be outfitted with a good reading lamp and an alarm clock. Empty the dresser and closet so there is plenty of room for their things. Don’t forget to equip the closet with storage organizers, hangers, etc. A luggage rack or bench and an iron and ironing board will aid your guests in their unpacking. One of the signs of a great host is your anticipation of their every need. In case they forgot to bring some items from home, have basic toiletries at the ready. A basket of mini sundries placed thoughtfully on the bathroom counter just might be a lifesaver! Include a hairdryer, cotton balls and swabs and a box of tissue as well. When most of us travel, we make our best efforts to condense our packing. Often bulky robes and slippers, while a must at home, don’t make the cut! So be sure to provide both to your guests – they are sure to be grateful. A nice touch would be to have both robes and matching slippers embroidered with a clever design such as “Hotel Smith.” It’s sure to be a conversation piece as guests can anticipate your comfy robes on each visit! If your space permits, a comfortable seating area will really allow your guests to relax and “cocoon” in their room. Supply the area with a warm throw, a reading lamp and some books and magazines. You can customize the book selection for them based on their preferred reading habits. Books on area sightseeing, history and urban legends can give your guests a dose of our community’s flavor. Local and regional magazines are also a great way to catch them up to speed on our desert lifestyle. If there is a television in the guest suite, your guests would really appreciate a channel guide along with a notation of available movie channels and options. You might also supply the room with a basket of DVDs or instructions on accessing pay-per-view movies. You should also provide guests with a way to enjoy music. An iPod dock will impress the grandchildren. A customized CD with a music mix personally chosen for them and burned onto a take-home disk will impress everyone! Many of our Arizona visitors aren’t aware of the need to stay hydrated, no matter what time of year. Bottles of water aren’t just a detail, but a necessity! Include too, some other refreshments for them to snack on. Some guests would feel uncomfortable foraging around your kitchen when hungry, so supply them with fruit, granola bars, maybe even a bit of chocolate! Another thoughtful gesture would be to offer a basket of some of our locally made products, such as Goldwater’s salsas, Cerreta’s candy, Queen Creek Olive Mill olives, or Kokopelli wine. Lastly, it is such a warm touch to include fresh flowers and the ambience of glowing candles. Present both to your guests and they will no doubt feel so welcome and honored to be a guest in your home!

Your Home

In 1909, Henry Ford introduced the Model T, and so began America’s love affair with the automobile. By the 1970s, driving your first car was a right of passage into adulthood and the American car was a symbol of freedom and patriotism. For those who still relish automotive freedom – from classic cars to luxury vehicles – the call of the open road beckons. So where do you find camaraderie with other like-minded enthusiasts? Auto clubs! Membership in a specialty auto club opens the door to a whole new world of automotive culture, where you can gather with others who love their rides as much as you do to trade stories, share good times and possibly swap a wrench or two. Here is a short selection of automotive clubs available in Arizona: Arizona Hummer Owners Group AZHOG.org The Arizona Hummer Owners Group is a loose-knit group of Hummer owners that band together to provide a family-oriented, conservation-focused group that promotes the Hummer lifestyle. The group organizes about four group outings – or runs – a year.

Arizona DeLorean Club AZ-D.org The philosophy of the Arizona DeLorean Club is that the DeLorean should be driven and enjoyed. Consisting of owners and devotees that live in and around the state of Arizona, the club plans events that make the public aware of this iconic automobile such as participating in the Phoenix Comicon and supporting other state’s events, this year in Kentucky. Arizona Mustang Car Club ArizonaMustangCarClub.com Join other Ford Mustang lovers and provide mutual assistance and fellowship to each other. Founded in 1998, the club celebrated 12 years of existence in the Valley of the Sun this year. Members showcase their hotrods at the Pavilion Classic Car Show every Saturday. The Desert Stars DesertStars.org The Desert Stars is the Phoenix chapter of the Mercedes Benz Club of America (MBCA). Chartered in 1962, the chapter’s membership is predominantly from Central and Northern Arizona. Members have

planned a new way to get together and try out some of the Valley’s fabulous restaurants during Star Night. Upcoming locations include Seville Golf and Country Club and T. Cook’s at the Royal Palms. Model A Restorers Club of Arizona ModelARestorersClubOfArizona.com Established in 1957, the club promotes restoration and preservation of the Model A Ford, which was recognized by a leading automobile journal as one of the world’s top 10 automobiles of all time. Members gather regularly with fun activities including museum tours, breakfast meetings and road trips around Arizona, such as to the Jerome Art Walk. Jaguar Club of Central Arizona JCCA.us/index.html Jaguar Clubs of Central Arizona, affiliated with Jaguar Clubs of North America (JCNA), gathers Jaguar owners and admirers to promote safe and skillful driving, as well as the preservation of Jaguar automobiles.

Arizona Cobras Car Club AZCobras.com The Arizona Cobras Car Club is dedicated to Cobra owners and enthusiasts who live in Arizona. The website includes recommended auto shops specific to Cobra needs, classified ads and upcoming events. Ferrari Club of America Desert Region FerrariAZ.com/home.html Ferrari approves only one official club in each country and the Ferrari Club of America is the selected club for the United States. The local club, known as the Desert Region, encompasses Arizona and Southern Nevada, and is more than 12 years old. The chapter, which is one of the most active in the country, hosts a number of monthly events from rallies and charity events to monthly socials.

DON’T SEE YOUR FAVORITE RIDE INCLUDED ABOVE? There are thousands of auto clubs around the world, and many more right here in Arizona. To find one that suits you, visit these websites: • CruisinArizona.com provides a list of car clubs based in Arizona, many of which have links to their websites. • CarClubs.com provides a list of automobile makes and models, helping you narrow your search for clubs that way. You also have the option of searching by club, country, city or state. • OldRide.com features anything a car lover would need, from listings of cars and parts, automobile events and a directory of car clubs in the Valley.

SONOMA GOAT CHEESE RAVIOLIS Ingredients: 6 each ravioli sauce (see recipe below) 5 drops truffle oil 1/4 oz. goat cheese 1/4 tsp. chives, minced

Local Flavor!

A Midsummer’s Night Dream Symphony Hall, November 5th – 7th 602.381.0184 | BalletAZ.org Marvel as these graceful dancers bring Ib Anderson’s version of Shakespeare’s fun-loving comedy to life. This hilarious tale will have you laughing as the dancers interpret quarreling fairies and mistaken identities with many love-story twists. Accompanied by The Phoenix Symphony, the performance promises to be a cultural delight.

For Sauce: 1 Tbs. olive oil 2 Tbs. shitake mushrooms, julienned 1 Tbs. sun-dried tomato 1/4 tsp. garlic, minced kosher salt to taste ground white pepper to taste 1 oz. white wine 2 oz. chicken stock 1 oz. butter 1 tsp. basil chiffonade

Procedure For Sauce: Saute shitakes in olive oil. Add sun-dried tomatoes, garlic, basil and salt and pepper. Deglaze with white wine. Add chicken stock and reduce. Add butter while stirring until mixture is emulsified.

Featuring Ocean Prime 480.347.1313 | Ocean-Prime.com

To Serve: Heat ravioli in hot water until tender. Arrange ravioli around bottom of a large pasta bowl with tips up. Top ravioli with sauce and garnish with truffle oil, goat cheese and chives. Yields: one serving


Event Calendar November 2010

A McNight to Remember Arizona Biltmore, November 6th 602.798.5097 | RMHCPhoenix.com An evening of distinction and philanthropy will be on hand as you join Ronald McDonald House Charities of Phoenix in celebrating 25 years of helping nearly 30,000 families in need. Fine dining, lively entertainment and wonderful live and silent auctions are all in store at this elegant event. Stag’s Leap Wine Cellars Dinner BLT Steak, November 11th 480.905.7979 | BLTScottsdale.com Foodies and gourmands know not to miss one of the last Wine Dinner Series events of the year featuring Stag’s Leap Wine Cellars. You’ll meet with and hear winemaker Nicki Pruss as she speaks of her proprietary blends and recommended pairings. The fabulous five-course menu prepared by Chef de Cuisine Marc Hennessy is accompanied with inspired pairings as well. Walk for Lupus Now Kiwanas Park, November 14th 602.870.7622 | Lupus.org Help the Lupus Foundation of America raise funds for research in finding a cure and provide support for those affected by this disease. Choose between the 2-mile run or the 2-mile Family Fun Walk where even the little ones and dogs can join in the fun. All entries will include an event t-shirt and even the dogs are outfitted with a festive bandana! Cirque du Soleil: Alegria US Airways, November 17th – 21st 602.379.2000 | CirqueDuSoleil.com Meaning “jubilation” in Spanish, Alegria tells a tale of power and evolution throughout time. Kings, fools, beggars and old aristocrats are presented through these impressive performers. Stunning sets are a Cirque mainstay as are the skillful artists performing hand balancing, synchronized trapeze and fire-knife dancing – just to name a few mouth-dropping acts. ArtFest of Scottsdale Scottsdale Civic Center Plaza, November 21st – 22nd 480.968.5353 | 888ArtFest.com Check out Downtown Scottsdale as it is transformed during this popular holiday tradition. ArtFest features 200 artists from across the country showcasing their unique arts and crafts perfect for a one-of-a-kind gift. Live music and tempting food wares keep your toes tapping and tummies full while you browse.

While the majority of the nation is approaching a dismal winter, Phoenicians are enjoying some of the most spectacular weather in the world right now! If your household is like many others this time of year, you will be entertaining out-of-town visitors in the weeks and months to come. While there is an old joke about not making your guests too comfortable lest they stay longer than you’d like, by all means you’ll want to make your home as warm and inviting as you can for those that have come to visit! Most houseguests want to feel that they are not imposing too much on their hosts. Ease their anxieties by outfitting their quarters with as many conveniences and niceties as necessary so that they have everything they could need at their fingertips. Not having to constantly ask their host for things makes for a better visit for your guests as well as for you. Start with a private area or room where guests can retreat to. A comfortable bed with a medium-firm mattress is a must. In addition to the bed linens that dress the bed, supply your guests with other options in pillows, duvets or blankets. That way they can choose from among soft or firm and lightweight or heavyweight bedding to suit their preferences. Nightstands should be outfitted with a good reading lamp and an alarm clock. Empty the dresser and closet so there is plenty of room for their things. Don’t forget to equip the closet with storage organizers, hangers, etc. A luggage rack or bench and an iron and ironing board will aid your guests in their unpacking. One of the signs of a great host is your anticipation of their every need. In case they forgot to bring some items from home, have basic toiletries at the ready. A basket of mini sundries placed thoughtfully on the bathroom counter just might be a lifesaver! Include a hairdryer, cotton balls and swabs and a box of tissue as well. When most of us travel, we make our best efforts to condense our packing. Often bulky robes and slippers, while a must at home, don’t make the cut! So be sure to provide both to your guests – they are sure to be grateful. A nice touch would be to have both robes and matching slippers embroidered with a clever design such as “Hotel Smith.” It’s sure to be a conversation piece as guests can anticipate your comfy robes on each visit! If your space permits, a comfortable seating area will really allow your guests to relax and “cocoon” in their room. Supply the area with a warm throw, a reading lamp and some books and magazines. You can customize the book selection for them based on their preferred reading habits. Books on area sightseeing, history and urban legends can give your guests a dose of our community’s flavor. Local and regional magazines are also a great way to catch them up to speed on our desert lifestyle. If there is a television in the guest suite, your guests would really appreciate a channel guide along with a notation of available movie channels and options. You might also supply the room with a basket of DVDs or instructions on accessing pay-per-view movies. You should also provide guests with a way to enjoy music. An iPod dock will impress the grandchildren. A customized CD with a music mix personally chosen for them and burned onto a take-home disk will impress everyone! Many of our Arizona visitors aren’t aware of the need to stay hydrated, no matter what time of year. Bottles of water aren’t just a detail, but a necessity! Include too, some other refreshments for them to snack on. Some guests would feel uncomfortable foraging around your kitchen when hungry, so supply them with fruit, granola bars, maybe even a bit of chocolate! Another thoughtful gesture would be to offer a basket of some of our locally made products, such as Goldwater’s salsas, Cerreta’s candy, Queen Creek Olive Mill olives, or Kokopelli wine. Lastly, it is such a warm touch to include fresh flowers and the ambience of glowing candles. Present both to your guests and they will no doubt feel so welcome and honored to be a guest in your home!

Your Home

In 1909, Henry Ford introduced the Model T, and so began America’s love affair with the automobile. By the 1970s, driving your first car was a right of passage into adulthood and the American car was a symbol of freedom and patriotism. For those who still relish automotive freedom – from classic cars to luxury vehicles – the call of the open road beckons. So where do you find camaraderie with other like-minded enthusiasts? Auto clubs! Membership in a specialty auto club opens the door to a whole new world of automotive culture, where you can gather with others who love their rides as much as you do to trade stories, share good times and possibly swap a wrench or two. Here is a short selection of automotive clubs available in Arizona: Arizona Hummer Owners Group AZHOG.org The Arizona Hummer Owners Group is a loose-knit group of Hummer owners that band together to provide a family-oriented, conservation-focused group that promotes the Hummer lifestyle. The group organizes about four group outings – or runs – a year.

Arizona DeLorean Club AZ-D.org The philosophy of the Arizona DeLorean Club is that the DeLorean should be driven and enjoyed. Consisting of owners and devotees that live in and around the state of Arizona, the club plans events that make the public aware of this iconic automobile such as participating in the Phoenix Comicon and supporting other state’s events, this year in Kentucky. Arizona Mustang Car Club ArizonaMustangCarClub.com Join other Ford Mustang lovers and provide mutual assistance and fellowship to each other. Founded in 1998, the club celebrated 12 years of existence in the Valley of the Sun this year. Members showcase their hotrods at the Pavilion Classic Car Show every Saturday. The Desert Stars DesertStars.org The Desert Stars is the Phoenix chapter of the Mercedes Benz Club of America (MBCA). Chartered in 1962, the chapter’s membership is predominantly from Central and Northern Arizona. Members have

planned a new way to get together and try out some of the Valley’s fabulous restaurants during Star Night. Upcoming locations include Seville Golf and Country Club and T. Cook’s at the Royal Palms. Model A Restorers Club of Arizona ModelARestorersClubOfArizona.com Established in 1957, the club promotes restoration and preservation of the Model A Ford, which was recognized by a leading automobile journal as one of the world’s top 10 automobiles of all time. Members gather regularly with fun activities including museum tours, breakfast meetings and road trips around Arizona, such as to the Jerome Art Walk. Jaguar Club of Central Arizona JCCA.us/index.html Jaguar Clubs of Central Arizona, affiliated with Jaguar Clubs of North America (JCNA), gathers Jaguar owners and admirers to promote safe and skillful driving, as well as the preservation of Jaguar automobiles.

Arizona Cobras Car Club AZCobras.com The Arizona Cobras Car Club is dedicated to Cobra owners and enthusiasts who live in Arizona. The website includes recommended auto shops specific to Cobra needs, classified ads and upcoming events. Ferrari Club of America Desert Region FerrariAZ.com/home.html Ferrari approves only one official club in each country and the Ferrari Club of America is the selected club for the United States. The local club, known as the Desert Region, encompasses Arizona and Southern Nevada, and is more than 12 years old. The chapter, which is one of the most active in the country, hosts a number of monthly events from rallies and charity events to monthly socials.

DON’T SEE YOUR FAVORITE RIDE INCLUDED ABOVE? There are thousands of auto clubs around the world, and many more right here in Arizona. To find one that suits you, visit these websites: • CruisinArizona.com provides a list of car clubs based in Arizona, many of which have links to their websites. • CarClubs.com provides a list of automobile makes and models, helping you narrow your search for clubs that way. You also have the option of searching by club, country, city or state. • OldRide.com features anything a car lover would need, from listings of cars and parts, automobile events and a directory of car clubs in the Valley.

SONOMA GOAT CHEESE RAVIOLIS Ingredients: 6 each ravioli sauce (see recipe below) 5 drops truffle oil 1/4 oz. goat cheese 1/4 tsp. chives, minced

Local Flavor!

A Midsummer’s Night Dream Symphony Hall, November 5th – 7th 602.381.0184 | BalletAZ.org Marvel as these graceful dancers bring Ib Anderson’s version of Shakespeare’s fun-loving comedy to life. This hilarious tale will have you laughing as the dancers interpret quarreling fairies and mistaken identities with many love-story twists. Accompanied by The Phoenix Symphony, the performance promises to be a cultural delight.

For Sauce: 1 Tbs. olive oil 2 Tbs. shitake mushrooms, julienned 1 Tbs. sun-dried tomato 1/4 tsp. garlic, minced kosher salt to taste ground white pepper to taste 1 oz. white wine 2 oz. chicken stock 1 oz. butter 1 tsp. basil chiffonade

Procedure For Sauce: Saute shitakes in olive oil. Add sun-dried tomatoes, garlic, basil and salt and pepper. Deglaze with white wine. Add chicken stock and reduce. Add butter while stirring until mixture is emulsified.

Featuring Ocean Prime 480.347.1313 | Ocean-Prime.com

To Serve: Heat ravioli in hot water until tender. Arrange ravioli around bottom of a large pasta bowl with tips up. Top ravioli with sauce and garnish with truffle oil, goat cheese and chives. Yields: one serving


Paula Young With over 30 years in the real estate industry, I have had the opportunity to sharpen my skills and knowledge, and offer a combination of expertise and experience that is so critical to achieve the results we all want. For your success is my success. It would be an honor to help you with all your real estate needs. I moved to the beautiful Phoenix area over a decade ago planning to retire…but that was short lived. I love real estate and I have had the good fortune of a great career. And the satisfaction I receive from providing my services is very rewarding. So, whether you are buying or

Paula Young 602-478-6546

youngpaula@aol.com RE/MAX Sun Properties All agent referrals will be honored.

selling let me provide you with the knowledge and professionalism you deserve. I believe that one of the best tools I can offer my clients is information. My Metro Phoenix Economic Snapshot publication will familiarize you with the marketplace here and the many opportunities that now exist in real estate. Also through electronic mail, the Arizona Homeowner publication is an update on events and other information related to the beautiful Phoenix-Scottsdale Valley. Please call me any time!

www.PaulaYoungProperties.com If your home is currently listed, this is not a solicitation for that listing.

Produced by Desert Lifestyle Publishing • 480.460.0996 • www.DesertLifestyle.net

Paula Young Nov. 10 Newsletter  

Real Estate

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