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No. 116 Fri. 17th April.. 2009 Tel: 0504-51945 email: firstname.lastname@example.org Curraghgraigue, Borrisoleigh, Co. Tipperary. www.tipptatler.com
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“Choose a bride. Choose a groom. Choose a ring. Choose a venue. Choose a wedding dress and shoes. Choose bridesmaids. Choose a photographer. Choose me.”
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Complete Computer Solutions Secure Online Data Backup Computer Maintenance Contracts PC Repairs and Upgrades Training & Consultancy Wired & Wireless Networking Web Design Services Tel: 067 42846 or 086 1752104 Web: www.NenaghPC.com Email: dave@NenaghPC.com
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* Electric Motors -3 Phase & Single Phase * Generators -3 Phase & Single Phase * Power Tools * Electric Pumps * Welders * Milking Machines Changeover Switches for Generators Generators for Factories,Farms, Houses etc. Two-Mile-Borris, Thurles. Tel: 0504-44030 Fax: 0504-44045 Mbl: 086-2750743
One day, Adam sat outside the Garden of Eden shortly after eating the apple, and wondered about men and women. So looking up to the heavens he said, "Excuse me God, can I ask you a few questions?" God replied, "Go on Adam but be quick. I have a world to create." So Adam says, "When you created Eve, why did you make her body so curved and tender unlike mine?" "I did that, Adam, so that you could love her." "Oh, well then, why did you give her long, shiny, beautiful hair, and not me?" "I did that Adam so that you could love her." "Oh, well then, why did you make her so stupid? Certainly not so that I could love her?" "Well, Adam no. I did that so that she could love you."
Judge: "Is there any reason you could not serve as a juror in this case?" Juror: "I don't want to be away from my job for that long." Judge: "Can't they do without you at work?"
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"What's the difference between a tax auditor and a rottweiler? A rottweiler eventually lets go." - anonymous Juror: "Yes, but I don't want them to know that."
A Brit, a Frenchman and a Russian are viewing a painting of Adam and Eve frolicking in the Garden of Eden. "Look at their reserve, their calm," muses the Brit. "They must be British." "Nonsense," the Frenchman disagrees. "They're naked, and so beautiful. Clearly, they are French." "No clothes, no shelter," the Russian points out, "they have only an apple to eat, and they're told that they are living in Paradise. They have to be Russian".
Patient: It isn't possible that I'm as overweight as you say I am. Doctor: Maybe you would prefer to look at it in a different way. According to this chart, you're about 10 inches too short. John invited his mother over for dinner. During the meal, his mother couldn't help noticing how beautiful John's housemate was. She had long
been suspicious of a relationship between John and his housemate, and this only made her more curious. Over the course of the evening, while watching the two interact, she started to wonder if there was more between them than met the eye. Reading his mom's thoughts, John volunteered, "I know what you must be thinking, but I assure you, Julie and I are just housemate." About a week later, Julie came to John and said, "Ever since your mother came to dinner, I've been unable to find the beautiful silver gravy ladle. You don't suppose she took it, do you?" John said, "Well, I doubt it, but I'll write her a letter just to be sure." So he sat down and wrote: "Dear Mother, I'm not saying you 'did' take a gravy ladle from my house, and I'm not saying you 'did not' take a gravy ladle. But the fact remains that one has been missing ever since you were here for dinner." Several days later, John received a letter from his mother which read: "Dear Son, I'm not saying that you 'do' sleep with Julie, and I'm not saying that you 'do not' sleep with Julie. But the fact remains that if she was sleeping in her own bed, she would have found the gravy ladle by now. Love, Mom"
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Fresh out of business school, the young man answered a want ad for an accountant. Now he was being interviewed by a very nervous man who ran a small business that he had started himself. "I need someone with an accounting degree," the man said. "But mainly, I'm looking for someone to do my worrying for me."
"Excuse me?" the young accountant said. "I worry about a lot of things," the man said. "But I don't want to have to worry about money. Your job will be to take all the money worries off my back." "I see," the young accountant said. "And how much does the job pay?" "I will start you at €85,000." "Eighty-five thousandeuros!" the young accountant exclaimed. "How can such a small business afford a sum like that?" "That," the owner said, "is your first worry."
Jerry was removing some engine valves from a car on the lift when he spotted the famous heart surgeon Dr. Samuel Kaiser, who was standing off to the side, waiting for the service manager. Jerry, who was somewhat of a loud mouth, shouted across the garage, "Hey Kaiser. Is dat you? Come over here a minute." The famous surgeon, a bit surprised, walked over to where Jerry was working on the car. Jerry, in a loud voice that all could hear, said argumentatively, "So Mr. fancy doctor, look at this work. I too, take valves out, grind 'em, put in new parts, and when I'm finished, this baby will purr like a kitten. So how come you get the big bucks, when you and me are doing basically the same work?" Dr. Kaiser, very embarrassed, shook his head and replied in a soft voice, "Try doing your work with the engine running."
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Revamp your kitchen by replacing wood and laminate worktops with a beautiful granite worktop, free quotation. Our range includes:-
on selected granite colours for worktops installed before April 30th, 2009 Colours available on sale: Baltic Brown, Kashmir White, Tan Brown,Brazil Beige, Meera White, Bianco Luna Pearl, Ubatuba, Rosso Porrino, and Madura Gold Abbey Marble & Granite Ltd supplies and installs custom made Granite, Marble and Quartz kitchen countertops, bathrooms and Stairs. We guarantee quality, reliability and a top class customer service Granite, Marble and Quartz worktops are a stunning way to add a touch of class, quality and value to your home. Stone provides beauty and elegance to every kitchen that is timeless. Your worktops are the hardest worked areas in the kitchen and stone makes an ideal solution for this.
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Give your home a new lease of life Rainbow Roofing is a roof spraying system that provides protection for roof tiles and slate. The process involves the roof being fully checked, with any repair work carried out. A primer and the roof paint follow this. The system is an Eco friendly one carrying a 17-year guarantee from a major European institute. There are clear advantages - the visual difference and of course the financial one. As the system restores roof tiles to a condition as good as new then the need for replacing your roof to recapture its initial glory is gone. This is a great advantage whether redecorating your home or planning to sell it.
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Quotes of the Week Nothing will ever be attempted if all possible objections must first be overcome. Samuel Johnson Our greatest glory is not in never falling but in rising every time we fall. Confucius
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The paint used is predominantly for cement or concrete tiles but can also be applied to manmade slate, the only difference being the primer used for, as it’s known in the trade, non-absorbent material. The product protects the roof tiles from the elements and inhibits algae and moss growth. The roof paint is available in ten colours that renew the appearance of your home. Like is says on the tin ‘Give Your Home a New Lease of Life’.
Children’s Hospital Crumlin Mini Marathon
Its that time of the year again and we are looking for willing volunteers to take part and help raise money by participating in this years Ladies Mini Marathon which takes place in Dublin on Monday the 1st of June. As with previous years this is a great days entertainment and a fantastic day out for anyone involved so I would hope that people who participated before will do so again and hopefully try to get some friends with them this year. For more information please have a look at www.womensminimarathon.ie where you can find a full list of all registered charities that are participating this year and you will also note that our group have been registered in that list as an official charity. This event is one of the main events each year, which official charities use as an annual fundraiser. Unfortunately though, other groups and organisations that are not official charities have in recent years started to use this event to raise money, and the mini marathon organisation cannot stop this as much as they would like to, so we would ask people to think very carefully when they are asked to take
part for an organisation or to sponsor someone for the event and check that the cause is worthwhile and a registered charity as opposed to just an organisation raising money etc. because every euro that goes to these organisations or groups is money that is vital for charities to continue their work and in the case of the Children’s hospital LIFE SAVING WORK. This year we really need your help as it is harder and harder to fund raise and yet without voluntary contributions etc the Children’s hospital suffers as a result. If you participate for our charity your efforts are helping to raise much needed funds which help to stop many children’s diseases and to indeed save and improve children’s health and lives in Ireland. It is just one day out of the year and a fun 10k event so please think seriously about participating for us and get in touch. If you would like to take part this year either jogging, walking or running please contact Mike Delaney at 0504 32220 or 086-8800597 for more details.
TQ Electrical Engineering Services was established in 2006 with one goal in mind, â€˜To provide a one stop shop to a wide variety of customersâ€™ With this in mind, Tom Quinlan has gained experience in a number of fields. He is a qualified electrician providing day to day electrical services and breakdown emergency call out services. He also has vast experience in well pumps and pumps of all makes and models are catered for. Tom also completed an OFFTEC an oil burner course which enables him to service and maintain conventional oil burners, cookers and now new condensing oil fired appliances. He has invested in state of the art technology with digital analysers and printers being purchased. This allows any boiler serviced to be calibrated to the optimum efficiency thus allowing the customer the most efficient use of their oil. A print out is given to each customer to verify all readings. As the business has grown so to did the need for diversification. Testimony to this is the fact that electricians, plumbers and refrigeration technicians are employed by TQEES. This enables us to perform numerous tasks and jobs for a customer to the highest standard with the customers only having to make one phone call. Below are some of the services provided: 1.
Oil boiler installation and servicing
Water treatment with water softeners and UV lamps in stock at all times
Deep and shallow well pumps of the highest standard. Complete installations of wells including diving, drilling and installation of pumps
Sump pumps and power wash systems
Generator hire from 15KVA/100KVA
Full refrigeration service on bulk tanks with a guaranteed 24hr 7 day callout service
Diesel pumping and filtering services and products. These include single diesel pumping systems with water and dirt filters to computerised systems allowing each vans diesel consumption to be monitored. Water filters are a must on all new engines due to the low tolerance of water in new engines
Electrical Contracting for Agricultural, Domestic, Commercial and Industrial
At TQEES we have a large stock of all pumps and fittings to ensure any out of hourâ€™s callouts can be dealt with immediately. All TQEES pumps and products are of extremely high quality. All products come with full warranties and guarantees. Our pumps are either full stainless steel or stainless steel with polycarbonate impellers. This allows for a large choice in selection and also depending on different water types each pump has their own application. All the water treatments products at TQEES are sourced from class leading manufacturers. Water softeners, UVS, reverse osmosis filters, sock filters and iron and manganese treatment systems are stocked at all times. A test of all water treatment is taken to an independent lab upon completion with the results being sent straight to the customer to allow for peace of mind.
Athnid, Thurles, Co. Tipperary Tel: 0504 - 34100 Mob: 086 - 6030320 Email: email@example.com Fax: 0504 - 34101
All of our sump pumps and power wash systems are complete with an auto control to prevent dry running in the pump thus increasing its life expectancy. We also sell hot and cold power washers, lances, and detergent. Our refrigeration service covers all scopes with the dairy industry being at the fore. A full yearly service can be completed and also the peace of mind of a 24hr/7day week call out back up service can be provided. At TQEES we strive to be innovative and are always looking at new products and services. No product or service is ever sold without rigorous testing of the product in our purpose built workshops. No service is provided unless full training to the exact standards is carried out. For this reason you can be sure of a courteous, efficient and highly professional service. All our services are provided 24hr 7 day guaranteed. Our prices are highly competitive. We would like to thank all who have supported us since 2006 and we look forward to meeting new customers. From a leaky tap to a socket and from a pump to a boiler, we can provide the full service. So why not ring our office on 0504-34100 or contact Tom on 086-6030320 and see what we can do for you. All areas covered
HEALTH & BEAUTY
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Exercise Pointers The only reason I would take up exercising is so that I could hear heavy breathing again...
- I have to exercise early in the morning before my brain figures out what I'm doing.
- It is well documented that for every minute that you exercise, you add one minute to your life. This enables you at 85 years old to spend an additional 5 months in a nursing home at 5,000 per month.
- I like long walks, especially when they are taken by people who annoy me.
- I joined a health club last year, spent about 4,000 bucks. Haven't lost a pound. Apparently you have to show up.
- The advantage of exercising every day is that you die healthier.
- I have flabby thighs, but fortunately my stomach covers them.
- If you are going to try cross-country running, start with a small country.
Each year, many joggers contend with overuse injuries such as tendonitis, muscle strains, or stress fractures. These are often caused by jogging too far, too fast, or by not stretching or warming up correctly. Reduce your risk of injury by warming up and stretching before you start exercising. Do jumping jacks or walk in place for three to five minutes. Follow with stretching exercises to loosen the hamstring, groin, thigh and calf muscles. Hold each stretch for at least 30 seconds. Avoid the urge to bounce into the stretch. Repeat these exercises after you have finished jogging. Your jogging routine should also go hand in hand with muscle-building exercises or weight training. Exercises that strengthen leg muscles, for
1. Preserve thyself.
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7. For any given large, complex, hard-to-understand, expensive problem, there exists at least one short, simple, easy, cheap wrong answer. 8. Anything that can be changed will be, until time runs out.
4. Information deteriorates upward.
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Releasing Doves on your wedding day adds a beautiful symbolic gesture to the overall enjoyment of a wonderful occasion. They also provide a fantastic photo opportunity. Doves symbolize peace, love, unity, prosperity and new beginnings.
Finally, stay alert to any messages your body sends you. If you experience pain of any kind while jogging, do not continue to run with the hope that it will go away.
The Rules of Bureaucracy
3. A penny saved is an oversight. (will take away grass cuttings)
Smart footwear choices also help reduce the risk of joint and tendon injury. Replace your running shoes if the heel or tread wears out or if the shoes no longer feel supportive. Orthotic inserts also can provide extra support if your feet tend to turn inward as you run.
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2. It is easier to fix the blame than to fix the problem.
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example, also can lower the risk of knee problems and injury. It’s ideal to combine these exercises with wise jogging strategies. Avoid increasing your mileage by more than 10 percent a week. And limit your jogging to 45 miles weekly.
5. The first 90% of the task takes 90% of the time; the last 10% takes the other 90%. 6. Experience is what you get just after you need it.
9. To err is human; to shrug is civil service. 10. There's never enough time to do it right, but there's always enough time to do it over.
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The Daisy is the April Flower When we refer to daisies we are referring to several different varieties of flowers all of which bear similar characteristics. The common names for the flowers we refer to as daisies are daisy, marguerite, and ox-eye daisy. The true daisy is bellis perennis; the ox-eye daisy and marguerite are technically chrysanthemums. Linguistic Roots for the Name Daisy The Latin name for daisy comes from the word bellus, which literally means beautiful. The common name daisy comes from Old English when native speakers referred to daisies as daeges-eaye or ‘day’s eye,’ which was eventually contracted to the single word daisy. The common name is a result of the fact that daisies open and close in relationship to the amount of sunlight they are receiving. In fact, the sun loving habit of daisies has resulted in the blossom gaining the nickname ‘the sun’s consort’ or ‘sponsa solis.’ The name marguerite has two possible sources. Some suggest that it is derived from the Greek word margaretes, which means pearl. Others think that it is a form of the name Margaret. Margaret of Anjou is the most likely candidate for bestowing her name on the flower since her personal banner had daisies embroidered on it.
Daisies have been the subject of many verses. One favourite verse that everyone learns as a child is s/he loves me, s/he loves me not; s/he loves me, s/he loves me not.” The popularity of this verse has resulted in the daisy being called ‘love’s oracle.’ Like dozens of other flowers, the daisy has been associated with various deities. Historically, daisies were sacred to Freya and Ostara, both Germanic goddesses. The daisy has also been associated with the Greek goddess Aphrodite. Naturally, the Catholic Church adopted it as a symbol of the Virgin Mary because ‘love conquers all things.’ However, the association that has most stuck with the daisy is the reference to it in various ‘Books of Hours,’ which suggested that a person could learn something from even the smallest blossom in God’s creation, the daisy. As a result, the daisy’s contribution to the language of flowers is as a symbol of contempt for worldly goods.’ If you send daisies to someone, you are sharing with them contempt for worldly goods or the desire for modesty. However, perhaps it would be better get straight to the point and ask whether they love you.
Quick Quiz 1. What is the official national anthem of the USA.? 2 The blue cornflower is the French equivalent to what in England? 3. Which weather phenomenon translates from the Spanish for 'little boy'. 4. Ambassador to the Court of Saint James are from which country? 5. Which castle is on the island of Anglesey? 6. Which N. African seaport's name is Spanish for white house? 7. What's the worlds most popular Non Alcoholic Drink? 8. In which street is the Bank of England? 9. Globe and Jerusalem are types of what? 10. In the drink, what are the components of a Screwdriver?
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D.I.Y. DIVORCE Ltd. For a Quick & Affordable Divorce Professional Personal Service Contact Cathy 087-6300 291 Email: email@example.com www.diydivorce.ie
Robert Ryan Bus Service Coach and Minibus Hire, Ballinakill, Roscrea
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BUILDING & PROPERTY
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INSTALLERS OF SELF LEVELLING FLOOR SCREED Suitable for: Ashley Park Underfloor heating Nenagh Concrete and plywood Co. Tipperary subfloors Benefits include: Environmentally friendly Phone Paul: No curling or shrinkage (067) 38968 No reinforcement needed (087) 2245717 Internationally certified
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GLENGOOLE, THURLES, CO. TIPPERARY KITCHENS WARDROBES BUILT-IN UNITS
EENGLISH NGLISH TTARMAC ARMAC LLTD TD Specialists in: Tarmacadam Hot Rolled Asphalt Tar and Chip Promotion Tel: 062-31042 Mobile: 086-8112930 e-mail: firstname.lastname@example.org
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How Can My Construction Business Survive When Business is Slow? A slow down can be an opportunity for growth. It has been said that the best time for your business to prepare for growth is when business slows down. This is because other businesses close, and yours has the opportunity to gain a higher percentage of the market. You also have more time to improve your business. Then when the economy picks back up, your business would become larger than it was before, if you can survive the slow times. The key to surviving is increasing marketing, efficiency, and quality, while decreasing expenses. Better Marketing This is most important. Many make the mistake of cutting back on marketing when money is tight, but this will make money even more tight. You need to see where your marketing is getting the best results for the least cost. Keep track of every new job, every time a client contacts you, and how that client found out about you. Then compare the number of jobs you get from each type of marketing. Divide this into the amount you spend on this marketing. This will tell you how much you spend in marketing for every job you get. For example if you get ten new jobs from advertising, and this marketing cost you €500, you spent €50 to get each of these jobs. If you spend €1000 to set up a booth in a home
show, and you get twenty jobs, each of these jobs cost you €50. If you can make it your habit to track your marketing results in this way, you will see how to get more work for less cost. Another inexpensive but very successful marketing program is to contact your previous clients. Tell them how much you enjoyed working with them. Then let them know that you would appreciate being able to contact anyone they know who might benefit from what you do. If they help you to find some work, remember to show your appreciation. Word of mouth recommendation is the best marketing you can get. Canvassing is another successful marketing technique. You can do this yourself for little or no cost. Organize who you will visit and prepare what you will say. Choose the businesses or homes that would most likely be interested in what you do. When you call on someone be polite, friendly, and get to the point, showing them how your product or service can help them. Be prepared for common objections. If they reject your offer because they don't know you, be ready with a list of local references, and show them your memberships of various organizations. If they don't have time, pull out your appointment book and ask them when would be a better time. Try to (contd. next page)
Take Action NOW! Phone 0504-51945 to place your advert or email: email@example.com
B.E.S Electrical Services Domestic Installations Industrial Installations Commercial Installations Agricultural Installations Maintenance 24 Hour Call Out
Jason Bourke Thurles 086 383 7963 0504-24411 firstname.lastname@example.org
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BUILDING & PROPERTY
How Can My Construction Business (contd.) Survive When Business is Slow? exchange names and phone numbers in case the appointment needs to be changed. Calling on people you don't know might seem scary, but it can be a great marketing program that costs very little, and if you're not successful, you haven't lost anything but your time. An Internet web page can also be great for marketing. To be successful, your web page needs to be interesting and have good traffic. To be interesting, provide information that your prospective clients want. Think from their point of view. Instead of selling to them, teach them about your product. If you are not skilled at writing or web page design, get professional help. To have many visitors your web site needs to be linked to other web pages with heavy traffic (eg. www.tipptatler.com).
you find difficult, frustrating? What could be changed to make your work more efficient? Study everything inlcuding sales, purchasing, transporting supplies, production, delivery, installation, and accounting to find ways to make your business more efficient.
Decrease costs To reduce your expenses you need to examine where your money goes each month. Look at everything with the idea of reducing what you spend. Is there another company that provides the same service or product for less money? What changes can you make to reduce expenses? For example, a used vehicle is usually much less expensive than a new one, when considering purchase price, maintenance, and insurance costs. Before buying equipment, compare the cost of renting multiplied by the number Better quality of times you would use that equipBy studying the history of business, ment to see which way costs less. Do you can notice that the greatest adyou have equipment, vehicles, matevances in technology were made rials, or anything else that you have when business was slow. Why? They not used recently? Could any of this were trying to sell more by offering be sold, or bartered for something something better. This strategy might more useful for your business, or pay off with your business too. Study used to pay off debts? how you can make the most improvement for the least cost. What You should consider your debts very would make your work more appeal- carefully. Interest on loans can being to others? You could ask previcome a very large burden when busious customers why they did business ness is slow. Try to pay off the loans with you, what they liked, and what with the highest interest rates first, you could improve. and as quickly as possible. Your bank might refinance debts at a lowIt is also important to regularly iner interest rate. vest part of your time learning. By studying trade publications, taking Diversify classes, attending seminars, and reThere is one other strategy to help searching the internet you can learn you get through the slow times. By more about your trade. That is exact- offering other services or products ly what you are doing now, reading you might be able to make more this article. There is a wealth of inmoney on each project. For example, formation that could help you imif you trim houses, you might offer prove the quality of your work, and to install windows, cabinetry, wood help you sell your work better too. flooring, etc. If money is tight and you don't have enough work, you Improving efficiency might even consider offering a difBecause the construction process is ferent service that your clients might very complicated and involves many need. Don't be afraid to consider people from different companies, something that no one else would there are many ways to improve effi- want to do. There are many stories of ciency. If everyone got together to people who started a lowly service discuss how things could be imbusiness to support their college eduproved, projects would run more cation. But the business took off so smoothly, more work could be done big, they quit college to make more in less time, and more easily. Offer money. Choose something that is your employees a bonus for contrib- needed, easy to learn, and requires uting their successful ideas. Improve- very little investment. The construcments in efficiency like this can help tion industry goes up and down. everyone work together to improve There is nothing wrong with having quality and enjoy their work more. another business to fall back on. Think about what you do in your work, from start to finish. What do
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What is the HES scheme? The Home Energy Saving (HES) scheme provides grants to homeowners who are interested in improving the energy efficiency of their home in order to reduce energy use and costs as well as greenhouse gas emissions. The scheme is open to all owners of existing houses built before 2006. Sustainable Energy Ireland administers the scheme. Landlords and owners of multiple properties may also apply, however they must submit a separate application form for each property. If you are a landlord or a management company considering an entire building upgrade, please contact SEI before applying online for the grant. Assistance will be provided by way of fixed grants towards the costs of implementing upgrade measures. The types of measures currently eligible under this scheme are roof insulation, wall insulation, high efficiency boilers and heating control upgrades. There is also a grant for households who choose to get a Building Energy Rating (BER) assessment Before and After the works are completed, however this is not mandatory
Grants will be provided to homeowners who invest in energy efficiency improvements in the following area: * Roof Insulation * Wall Insulation – this includes either cavity wall, internal dry lining or external insulation * Installation of a High Efficiency (> 90%) Gas or Oil fired Boilers with Heating Controls Upgrade* * Heating Controls Upgrade * Building Energy Rating (BER) – you can get a grant for a BER if one is done before and after the works are completed *Minimum requirement of: 2 zones (space and water) with 7 day programmer (time and temperature) control and boiler interlock, time and temperature control of electric immersion heater and either 1 more zone control or 3 TRV’s. When might you NOT qualify for a Home Energy Saving scheme grant? Depending on the scale or type of works being undertaken, the HES grant may not necessarily be appropriate for all homeowners. Homeowners will not qualify for a grant:
Who can avail of the scheme? It is a National scheme and therefore all homeowners of dwellings built before 2006 may apply. Landlords and owners of multiple properties may also apply, however they must submit a separate application form for each property. If you are a landlord or a management company considering an entire building upgrade, please contact SEI before applying online for the grant. Can I apply if I was part of the HES Pilot scheme?
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Homeowners, who received a grant payment through the earlier HES Pilot scheme may apply for measures not included in any such payments. What type of work can I get a grant for?
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* If your first grant application would be for less than €500. So if you are only intending to do attic insulation (€250) or blown cavity wall insulation (€400) on their own then you will not qualify for a grant * If you are installing a boiler with a typical efficiency <90% then you will not qualify for a grant * If you decide to simply install a boiler but not upgrade the heating controls to the minimum prescribed standard then you will not qualify for a grant * If you decide to simply replace your boiler but not upgrade the heating controls to the minimum prescribed standard then you will not qualify for a grant * If you wish to get a grant for a Building Energy Rating (BER) then you must undertake a BER both before and after undertaking the appropriate grant aided measures.
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Property Price Guarantees Buyers Broker Ltd. urges caution for inexperienced buyers relying on property developers’ price guarantees. Buyers Broker Ltd. urges caution for inexperienced buyers relying on property developers’ price guarantees. Consumer champions Buyers Broker Ltd. have urged inexperienced buyers, particularly first-time buyers to exercise caution when considering buying into new housing developments where the developers have given a fixedprice guarantee. This type of a guarantee in effect means that the developer is agreeing not to reduce house prices further. Significantly, this does not guarantee that the value will not reduce. Also, this guarantee is enforceable against the developer only, it will not apply to second-hand homes within the development nor will it apply where the banks seize the properties in the event of insolvency. This guarantee scheme was introduced by developers in an attempt to stabilize the property market and to create a “bottom”, however, this is a false bottom and it will not accurately
reflect market trends in the current market. “What developers are trying to effect is a false levelling or bottoming-out of the property market; however they can only control the price not the value and this is where buyers may potentially lose out …” Carol Tallon, Director Buyers Broker Ltd. This scheme will benefit buyers who have been sitting on the fence or waiting for prices to drop within their chosen development. Those buyers can now purchase without fear of further reductions by the developers after they compete the transaction. Buyers Broker agents nationwide are advising clients and buyers wishing to buy into this price guarantee scheme that while the price is fixed, the value-added extras are entirely negotiable – do not accept the standard package offered, further value can be achieved. Log onto www.buyersbroker.ie for more information.
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The Easter Bunny In pre-Christian times, the hare and the rabbit were the most fertile animals known and became the symbols of new life during Spring. The origins of the rabbit as an Easter symbol, began in Germany. The first mention of the Easter Bunny is found in Germany in the 1500's, but it was only during the early 1800's that the first edible Easter Bunnies were made and they were made of pastry and sugar.
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them, the tradition of the Easter Bunny. Next to a visit from Christ-Kindel on Christmas Eve, a visit from "Oschter Haws" was a child' greatest pleasure. The children believed that if they were good, the "Oschter Haws" would lay a nest of coloured eggs. They would build a nest, usually a boy's cap or a girl's bonnet in a secluded place in their home. The use of elaborate Easter baskets would come later as the tradition of the Easter Bunny spread throughout the country.
The German settles who arrived in the Pennsylvania Dutch country in America in the 1700's, brought with
Coffee Morning for Thurles Youth Project In an effort to raise funds for equipment for the Thurles Youth Project, the Café Chillax youth Committee are holding a Cake sale and raffle on Thursday the 16th of April. There will be a selection of mouth watering cakes and buns on sale, along with various hot and cold re-
freshments. The Tipperary Regional Youth Service youth café, on Croke St., Thurles, will be open at 12pm on the Thursday and will be open for the duration of lunch. Every bit of support would be greatly appreciated and would go towards a worthy cause.
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Give New Life to Tired Timber Floors Tipperary man, Seamus Gleeson, has established a unique odourless, dustless floor sanding franchise in County Tipperary and Offaly which will revolutionise the industry and breathe new life into the whole solid and semi-solid timber floor industry. Wood is seen as a healthier option to carpets and is easier to clean, however over time, like carpets, they can become scratched, worn and tired looking. Unlike carpets however they don’t need to be replaced. They can be sanded down and refinished. The usual way of doing this was with an industrial sander, which created a tremendous amount of dust and then to re-varnish the floor. Seamus, with his new franchise ‘The Ultimate Floor Sanding Compa-
ny’, can change all this. He guarantees that they will make an old floor look new without producing dust or an odour. An added benefit to the householder or business is that there is no mess or inconvenience when they work on the floor. They also guarantee to turn up when they say they will, finish on time and not leave any mess behind (thanks to the dustless systems used). For a free no obligation visit homeowners and businesses can call a lo-call number 1890 252 383 or email; seamusgleeson@UltimateFloorSandi ng.com or visit the website for more information www.UltimateFloorSanding.com
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Need help in the garden? With Summer drawing in a lot of focus is now being spent on gardens. We all want to have a nice garden where we can sit and relax, play with the kids or entertain visitors on those long Summer evenings. Many of us however don’t have the time or the ability to constantly work in the garden to keep it looking as good as it could. Thankfully it is possible to
call in extra help for those jobs that we never quiet get around to doing. Hugh O’Brien of ‘Garden Overhaulin’ can tend to all your garden requirements, big or small. From weeding to tree cutting, paving to decking, power washing to erecting of fences. For more info. call 0860505776 or 086 2755804
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Why does the Easter bunny have a shiny nose? His powder puff is on the wrong end. Is it true that bunnies have good eyesight? Well you never see a bunny wearing glasses, do you? What is the difference between a crazy bunny and a counterfeit banknote? One is bad money and the other is a mad bunny! Why did the Easter egg hide? He was a little chicken! Why is a bunny the luckiest animal in the world? It has four rabbits' feet What do you get when you cross a bunny with an onion? A bunion What did the bunny want to do when he grew up? Join the Hare Force. What did the grey rabbit say to the blue rabbit? Cheer up! What do you get when you pour hot water down a rabbit hole? A hot cross bunny. How do you post a bunny? Hare mail
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Dairy Farmers cannot afford to return to 1983 Milk Prices with 2009 costs Speaking lastek to the board members of Glanbia in Navan and Kilkenny, IFA National Dairy Committee Chairman Richard Kennedy said the last time Irish milk producers were paid 20c/l for milk was 1983. The IFA man, who also met the Chairman and Chief Executive of Lakeland Dairies on Monday in Kells, said that while 1983 production costs, at around 12c/l, allowed farmers to generate an income, 2009 costs of 20c/l before own-labour meant most dairy farmers would face zero incomes this year. “We are starting to see the first signs of a turnaround in dairy markets, and co-ops must hold the highest possible milk price to help their suppliers. They must find savings in other parts of the business: every fraction of a cent counts in as difficult a year as this, when farmers are facing income losses none of them can weather,” Richard Kennedy said.
March, while EU milk supplies are down 0.5% on the previous quota year, despite a 2 to 2.5% quota increase,” he added. Mr Kennedy stated that 27c/l was the break-even price dairy farmers needed in 2009 to cover costs and own-labour ? the latter essential to generate the income required to service financial commitments and day-to-day family expenses. No co-op is currently paying that necessary break-even price, which is unsustainable. “My message to the board members of Glanbia and Lakeland, and to the boards of all the other co-ops who will be deciding their March milk price in the coming days, is that dairy farmers simply cannot afford to return to 1983 milk prices with 2009 costs,” Richard Kennedy said.
“Co-ops must understand that the March milk cheque is normally the first sizeable cheque of the year for dairy farmers, which is heavily re“There are positive developments lied upon to clear bills. Even at on the market place, auguring a re- current milk prices, the March milk covery in coming months: the cheque farmers will receive in the Fonterra Whole Milk Powder April next 10 days will come as a masauction saw a 4% price increase, sive shock to most producers: a following from the 16.6% lift recombination of poor prices, seasoncorded at the March auction, clearly ally low constituents, and expectasignalling an upward trend for pow- tions of a reasonable amount to pay der prices. Closer to home, Dutch bills,” he added. cheese prices rose by ?400/t in the last week, also a sign of market re- “Any further price cuts are intoleracovery,” Richard Kennedy said. ble, and co-ops must look in every other aspect of the business for nec“On the world market, there is evi- essary savings to share the pain dence that butter prices are firming, with farmers and help them ride out with renewed, if limited, interest the most difficult year in decades,” from buyers. US milk production he concluded.. fell by 0.8% year-on-year for
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Farm Incomes Hit Hard The decision by the Government to increase the income levy on gross incomes coupled with the cuts in REPS 4, Forestry and the Fallen Animal Scheme will hit farm incomes hard and coming on top of the cuts already imposed in last October’s budget was strongly criticised by IFA President Padraig Walshe. Mr Walshe said: “Farm income, which fell by over 12% in 2008,and is facing a similar decline this year, have been further hit by the Minister’s doubling of income levies and expenditure cuts. He said the doubling of the income levy on gross income unfairly discriminates against farmers and the self-employed.?” The IFA leader said “As the Levy is based on Gross Income, which makes no provision for capital expenditure, it seriously discriminates against farmers and other self-employed taxpayers whose businesses require significant amounts of ongoing capital investment. At a minimum, the Minister must reform the Income Levy calculation in the Finance Bill to ensure that it impacts equitably on all taxpayers by apply-
ing it to income after the deduction of capital allowances.” In relation to REPS 4, Mr Walshe criticised the 17% cut in the rate of payment which is a breach of the five-year contract, which 12,000 farmers have already signed up for. He said the Department of Agriculture must now reduce the cost of compliance with the scheme proportionately, and planning fees must reduce accordingly. On forestry, the IFA President said cuts of up to 10% in payments will have a very negative effect on incomes and directly impact the Government’s own policy of developing the sector, which is very shortsighted. Farmers have also been hit hard following the abolition of the Fallen Animal Scheme, and the Minister for Agriculture and his Department must now agree a more cost-effective means of disposal. Mr Walshe said overall the Budget was a missed opportunity to improve competitiveness in the economy and will do nothing to keep people in employment, or will do little to encourage the hiring of additional employees.
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Roscrea Vintage Rally A Vintage Rally in aid of the Chernobyl Lifeline (Roscrea) will be held on 9th and 10th May, 2009, in Roscrea on the Birr Road, opposite the Mill House, with the kind permission of the land owner, Stanley Thompson. Our First Year’s Special Theme will be Nuffield and Leyland Tractors. Also on show will be vintage cars, vintage lorries, vintage tractors, vintage motorbikes, vintage bicycles, all vintage commercial vehicles and stationary engines. Registration for all the events will be voluntary donation. A Road Run is planned and the registration for this will be from 12 noon on Saturday, 9th May and a free bar-
beque will be held in the Mill House on Saturday night for all the participants who take part in the Road Run.
Tel: 0505-21991 / Mob: 086-2546403
Registration for the show, will take place on Sunday, 10th May, from 10.30am to 12 noon. All vintage vehicles will be welcome, and with Bouncy Castles for the kids, a great day with loads of fun is guaranteed for the entire family. For further details and registration forms, please contact John Hastings on 086-2546403 or Andrew Walsh on 087-6781575 or you can email Andrew on firstname.lastname@example.org. Be sure to come and see all those magnificent vintage vehicles.
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Electric Cars - Soon a Reality? Historic deal will transform Irish transport Electric vehicles moving from vision to reality – Minister Ryan Energy Minister Eamon Ryan has announced a major move in the electrification Irish motoring. In a hugely significant and new collaboration between Government, between the semistate electricity supplier ESB and between car manufacturer Renault-Nissan, these electric vehicles will be on Irish roads within 2 years. "This historic agreement", said Minister Ryan "is proof of Government's firm intention to act on the electrification of transport. Some months ago, I announced the Government electric vehicles target of 10% by 2020. Today's Memorandum of Understanding will help us not only realise, but surpass this target. We are well on our way and our streets will see the change very shortly". The Memoranda of Understanding (signed by Minister Ryan on behalf of the Government) and by Padraig McManus (for ESB) will create favourable conditions for the distribution of electric vehicles to the Irish market by Renault-Nissan. "In November, we sent a call to the market that Ireland was 'open for business' with electric cars. Our call has been answered by Renault-Nissan and I'd like to welcome them to the Irish market with this new product. Today we sign, what I hope will be the first of many agreements with interested companies". The Irish Government's intentions are not product-exclusive. "Today's initiative will transform our streets, will cut carbon emissions and
change the face of transport in Ireland," said Minister Ryan. "Again we see the ESB stepping up to the plate to secure Ireland's future and I commend them for their vision and work in this regard. This collaboration will provide the world with a model for how electric vehicles can be achieved globally. We will continue to press ahead". ESB Chief Executive Padraig McManus described today's development as an "an opportunity for Ireland to demonstrate its leadership in the green revolution, including in electric transport". "ESB has set out its plans to become carbon-neutral by 2035 and carbonneutral electricity will power an emissions-free transport system. ESB will roll out a charging network to support the development. We will guarantee open access to all electricity suppliers and car manufacturers and can ensure adherence to the strictest safety standards for the recharging points. The roll-out of electric vehicles will provide major employment opportunities in a number of areas", he said. Speaking at today's announcement, Andrew Palmer, Corporate Vice President, Nissan Motor Company, said the Renault-Nissan alliance looks forward to a successful partnership with Ireland. "We regard Ireland as a leader in the EV project. Demography and political support make Ireland one of the most suitable locations for a large scale roll out of electric vehicles. Renault and Nissan are particularly pleased to be working with the Irish Government and ESB in putting in place the correct conditions to support electric transport".
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Declan McGrath CAR SALE & SERVICING Ballygraigue, Nenagh 06 VW Passat 1.9 TDi Estate, Confortline, Blue 06 Renault Megane, 1.4 Hatchback, alloys, silver 05 Pe;ugeot 407, 2L HDi, 6 Speed, alloys, Silver 05 VW Passat, 1.9 TDi Comfortline, alloys, Green 05 VW Passat, 1.9 TDi Base Model, Black 05 Nissan Almera, 105 Saloon, alloy, Silver 05 Toyota Corolla, 1.4 WTi Saloon, 4 dr., Blue 04 VW Passat, 1.9 TDi Comfortline, alloys, Black 04 Fiat Punto, 1.2 Sport, alloys, Maroon 03 Citroen Xsara, 2L HDi, 3 Dr, alloys, Maroon 03 VW Polo, 1.2, 5 dr, Navy 02 Hyundai Trajet, 2L Diesel, 7 Seater, Navy 02 BMW 530D Automatic, alloys, Navy 01 Fiat Punto, 1,2 ELX, t dr, alloy, Gold 01 Renault Megane, 1.4 Hatchback, alloys,. Red 01 Ford Ka, 1.3, 3 dr, alloys, Red 00 Ciroen Xsara, 1.4, 5 dr, Maroon 00 Daewoo Matiz, 1L, 5 dr, Silver 00 Opel Frontera 2.2 Dsl, 5 Seater, alloys, Silver 99 Citroen Xanatia, 1.9 Diesel, Silver 98 Peugeot 1.9 Diesel, Green 95 Mutsubishi Spacewagon, 2L, 7 Seater, Navy Commercials 07 Citroen Berlingo, 1.6., HDI, White 03 Peugeot 206, 1.4 HDi, alloys, Black 01 VW Caddy, 1.9 Diesel, White
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Government Accused of Dismantling Infrastructure Spending Programme The Construction Industry Federation (CIF) has accused the government of dismantling the Public Capital Programme and rowing back on commitments to prioritise infrastructure improvements as a means of growing the productive capacity of the economy.
- this year’s roads programme will comprise just one new project - the rollout of new schools projects is badly disrupted - the value of new starts in health will be of the order of €50m
The CIF also firmly dismissed any - the public transport programme is suggestion that the capital investment cast in almost permanent uncertainty programme in its current guise can act as a stimulus for the Irish economy. CIF welcomes the use of private investment to provide additional investSpeaking on behalf of the CIF, Direc- ment on capital plans, and would tor General Tom Parlon stated: welcome further exploration of off balance sheet financing, and a recov“Public infrastructure spending has ery bond. become a vital part of the construction industry and the economy over Referring specifically to the cut backs the past 10 years. The government is in spending on non-national roads, the now winding down this spending with CIF Director General said: the inevitable effect of depressing “These are the roads used by school rather than stimulating the economy”. buses and children cycling to school “The Public Capital Programme can- and the very same roads feature most not be delivered unless sufficient of the country’s accident black-spots. pipelines of projects are commenced The decision to cut investment in each year”. maintaining and improving these roads is extremely regrettable”. “Many of the government’s assertions about its infrastructure spending plans In relation to the Housing market, Mr do not hold up to scrutiny. The CIF Parlon stated; has been monitoring the situation on “The budget is a lost opportunity to the ground and all the indications are stimulate activity, and realise outthat the value of new projects started standing VAT receipts. The value of this year will not exceed half a biltrapped VAT in built but unsold houslion. To achieve the targets set down es is €1.1Bn. The stamp duty trade-in by the government the value of new scheme as announced will have little starts this year would need to be 16 impact on the overall market” times this figure.” “The situation on the ground is clear: - the social housing and water improvement programmes are at a standstill because of the funding difficulties within local authorities
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“The reduced Mortgage Interest Relief for investors will deter any future investors in the residential market. This ultimately will impact on the supply of rental properties, and ultimately the rental market”.
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By Eamonn Walsh QFA Getting a mortgage is an exciting and sometimes scary time. You want to make sure that the process is as smooth as possible, so make sure to ask the right questions of your mortgage provider There are a number of must ask questions when it comes to getting a mortgage. The aim of this article is to (1) explain who are the Mortgage Providers, (2) offer Ten Questions a First Time Buyer can ask his/her Mortgage Provider and (3) show you what documents you’ll need to prepare a Mortgage Application. 1. Mortgage providers: You can get a mortgage through: * a bank * a building society * a Mortgage intermediary such as myself * certain credit unions. Banks and building societies sell their own products directly through their branches and may also sell through intermediaries such as mortgage brokers or agents. So when you visit a bank or building society branch you will only be offered the mortgage that lender provides. If you visit an intermediary/broker, you will generally have a choice of mortgages from the list of lenders they deal with. It is worth checking out how many lenders your broker represents. Some brokers provide mortgages from more lenders than others and some lenders only offer their products directly and do not use intermediaries at all. 2. Ten Questions to ask your mortgage provider:
8. How often is the interest on my mortgage calculated (e.g. daily, weekly, monthly or quarterly) and what effect will this have on my total repayments? 9. What are the penalties (redemption fees) if I change from a fixed to a variable rate? 10. Is it possible to make lump-sum repayments and/or take a break from repayments?
This is the bare minimum of what you need to ask, although first time buyers might also like to ask if they can qualify for a 100% mortgage. Preparing a Mortgage Application:
Mortgage Application Documentation Checklist The following items are what most Lenders request. * P60 (for both persons if it is a joint application) * Three recent pay slips * Salary certificate / employers letter confirming permanency together with gross salary * Confirmation of source of deposit * Photocopy of identification: passport or driving licence * Verification of existing address by way of gas or electricity bill * Application form * Valuation fee if requested. * Evidence of savings if possible * last 2 years accounts if self employed
1. How much can I borrow? 2. How large a deposit do I need?
Again I hope the above is of some benefit to you.
3. What is the best type of mortgage for my needs? 4. How much will my repayments be a month over 20, 30 or 40 years? 5. How much will the interest cost be after 20, 30 or 40 years? 6. How much is mortgage protection a month? 7. How much is home insurance a month?
Eamonn Walsh Mortgages and Investments Ltd is an Authorised Advisor ,has access to over 12 different Lenders and does not charge a fee for his service. He is remunerated by the Lender where your application, if successful, is placed at no extra cost to you. Eamonn can be contacted @ 0860471147 or email@example.com.
Clare Tipp Properties Italian Warehouse Main Street, Killaloe County Clare
Mobile: 086-6000388 Telephone: 061-376550 Fax: 061-376550 Email: firstname.lastname@example.org
Properties on The Lake or Over Looking The Shannon? We have plenty of choice - both in price and on property spec. Here are some to whet your appetite. Allstone House, Ballina,Co. Tipperary.
Shoreside, Ballina, Co. Tipperary. Block build 1,250sq.ft approx. comprising of 3/4 bedrooms, Lounge, kitchen/dining, utility lovely private garden, quiet culde-sac. Large bright property. Reduced reserve.
€on application. Excuisite circa 3,415sq.ft. detached residence on circa 0.43hectares. withing walking distance of Ballina/Killaloe. Close to schools, shops etc. Magnificent home, all bright
The Beeches, Ballina/Killaloe Guide Price; €485,000.00 Large Detached c.2, 300sq.ft property on very large site in prime location. Greatly Reduced from €550,000. Viewing Recommended for this Large Private Central Propetry.
and spacious rooms, numerous reception rooms, play room,5 bedrooms, 3 ensuite, splended kitchen and family room with outstanding finish and numerous extras. This is definitely a "one off" house and viewing is strongly recommended
3 New Street, Killaloe. Reduced to sell; Guide Price; €145,000 Lovely two bedroom semi-detached home, central to Killaloe with extra large long rear gardens. Double glazed windows, ample parking, plenty of room for expansion if required. Size; Approx. 700sq.ft. Superb opportunity to become a home owner with a good solid home in a reasonable price range
Belkelly, Ogonnelloe, Co. Clare. Superb 4Bedroom Property on C. 1Acre of Landscaped Grounds with Breathtaking Direct Views of Lough Derg. Reduced Guide Price €420,000. Open To Offers.
Ground Floor Commercial Unit (with successful business in situ)
House No. 1a. John's Lane, Killaloe, Co. Clare. Guide Price; €127,500 One of a number of properties available in in an excellent price range central to everything. One bed property with own courtyard
Excellent c.300sq.ft. ground floor retail unit centrally located in Killaloe's Main Street. Established highly successful hairdresser in situ. Tenant unaffected by sale. Guide Price; €165,000.
Carrigatogher, Nenagh. One beautiful property! This is an excellent detached 4 Bedroom home on circa half acre of very private surrounds. Superb value for money in to-day's market. Viewings are definitely advised. Separate large detached workshop/garage. Guiding Price only €235,000!
No. 12 Lough Derg Village, Killaloe, Co. Clare. Guide Price; €285,000. Superb c. 1,100sq.ft. residence in private courtyard overlooking Lough Derg and your very OWN MOORING which allows access to the beautiful lake. Viewing Recommend.
Clare Tipp Properties - Working For You
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Tipperary Friends of Animals Sponsored Dog Walk
The Rose of Tralee, Aoife Kelly, showed her support for animal welfare when she launched the Sponsored Dog Walk in aid of Tipperary Friends of Animals SPCA. The annual 3 mile fun walk, will take place in Nenagh on Sunday, 17th May, starting and finishing in Banba Square. Sponsorship cards can be obtained from Sportsmans Dream, Kenyon Street, Nenagh or by phoning 086-8163707. The Sponsored Walk brings in much needed funds for the society who run a subsidized neutering voucher scheme for cats and dogs whose owners cannot afford the full cost of
neutering their pet. Another major expense is caring for homeless dogs, some of which are boarded in commercial boarding kennels until new homes can be found for them. all dogs are vaccinated, wormed, deflea’d and neutered before going to their new homes. We ask for a donation of €80 per dog which does not even cover the cost of neutering and a home check is done before a dog is given out. Total expenditure for the year is about €70 000, most of which comes from local fundraising such as flag days, church gate collections, bag packing and the dog walk.
Aoife Kelly, Rose of Tralee, and Linda Hehir, Tipperary Friends of Animals, with Holly and Rex. Tipperary Friends of Animals SPCA, is a voluntary organization with no paid staff. The society is always looking for volunteers for fundraising or fostering an animal, until it gets a permanent home. Featured in the photographs are Holly and Rex, both of whom are looking for a kind and loving home.
We would like to take this opportunity to thank all our current volunteers, without whom we would not be able to help animals in need. You can contact the society on 0868163707, or if you wish to adopt a dog, phone 086-8133707.
Raising Children was never easy.... To those of us who have children in our lives, Whether they are our own, Grandchildren, Nieces, Nephews, Or students... Here is something to make you chuckle.
'Yes way! ' 'Do NOT eat the fruit !' Said God. 'Why ? ' 'Because I am your Father and I said so’ God replied, Wondering why He hadn't stopped Creation after making the elephants
Whenever your children are out of control, You can take comfort from the thought that Even God's omnipo- A few minutes later, God saw His tence did not extend to His own children having an apple break children. And He was ticked! 'Didn't I tell you not to eat the fruit?' After creating heaven and earth, God asked. God created Adam and Eve. And the first thing he said was 'Uh huh,' Adam replied. ' DON'T !' 'Then why did you?'Said the Father. 'Don 't what ?' Adam replied. 'Don't eat the forbidden fruit.' God said. 'Forbidden fruit? We have forbidden fruit? Hey Eve..we have forbidden fruit!' ' No Way !'
'I don't know,' Said Eve. 'She started it!' Adam said. 'Did not!' 'Did too!' 'DID NOT!' Having had it with the two of them, God's punishment was that Adam
and Eve Should have children of their own. Thus the pattern was set and it has never changed. If you have persistently and lovingly tried to give children wisdom and they haven't taken it, Don't be hard on yourself.
4. Children seldom misquote you. In fact, They usually repeat word for word What you shouldn't have said 5. The main purpose of holding children's parties is to remind yourself that there are children More awful than your own
If God had trouble raising children, What makes you think it would be A 6. We childproofed our homes, piece of cake for you ? But they are still getting in. THINGS TO THINK ABOUT!
Advice for the day
1. You spend the first two years of their life Teaching them to walk and talk. Then you spend The next sixteen telling them to sit down and shut up.
Be nice to your kids. They will choose your Nursing home one day
2. Grandchildren are God's reward For not killing your own children. 3. Mothers of teens now know why Some animals eat their young.
And finally If you have a lot of tension and you get a headache, do what it says on aspirin bottle: ‘Take 2 aspirin and ‘Keep away from children!!!!
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Unusual Taxes Feeling hard done by in the budget? Here are some taxes that have been imposed in various countries throughout history.
GALTEE MÓR CHARITY CHALLENGE
Galtee Mor Charity Challenge
Braille book libraries. Access to adapNATIONAL COUNCIL FOR THE BLIND tive technology: talking phones and 2nd GALTEE MÓR CHARITY enhanced software that enables Blind OF IRELAND CHALLENGE people to use computers and courses
During the various reins of the Egyptian Pharaohs tax collectors were known as scribes. During one period the scribes imposed a tax on cooking oil. To insure that citizens were not avoiding the cooking oil tax scribes would audit households to insure that appropriate amounts of cooking oil were consumed and that citizens were not using leavings generated by other cooking processes as a substitute for the taxed oil.
Athenians imposed a monthly poll tax on foreigners, people who did not have both an Athenian Mother in same. This description is just the GALTEE MÓR CHARITY A FUNDRAISING EVENT The second annual GALTEECHALLENGE MÓR tip IS of the iceberg and readers can findIN and Father, of one drachma for men AID OF THE NATIONAL takes COUNCIL THEbyBLIND. CHARITY CHALLENGE place FOR out more logging on to the website: and a half drachma for women. The tax was referred to as metoikion on Sunday 31st May 2009. The event www.ncbi.ie
is a fundraiser for the National CounDETAILS cil for the Blind and offers DATE: SUNDAY 31ST participants MAY 2009 In organising Such an event it is imthe ASCENT opportunity of summiting portant for me that people can enjoy OF GALTEE MÓR (3018FT) GALTEE MÓR 919 metres (3018 themselves the same time PARTICIPANTS WILL HAVE THE OPTION OFwhile (A) at HIGH LEVEL WALK feet). From the summit one can have makingHILL a difference in fundraising. SUITABLE FOR THE EXPERIENCED WALKER OR THOSE a panoramic view of the surrounding Thus we have a choice of walks: a LOOKING FOR A CHALLENGE. (B) LOW LEVEL WALK SUITABLE FOR counties: Cork, Limerick and Tipperhigh level walk for experienced hill INDIVIDUALS OUT FOR A LEISURELY WALK AND WISHING TO ary on a clear day. walkers and people looking for a chalSUPPORT THE EVENT. DURATION OF WALKS 3-4 HOURS APPROX. lenge. Secondly a low level walk WILL BE LEAD LastBOTH year’sWALKS event was a great successBY EXPERIENCED which is not as GUIDES. strenuous and lets parON COMPLETION OF THE DAY’S WALKSexperience THERE WILL BE A and POST and raised two thousand euro for the ticipants hillwalking WALKCouncil DINNER HELD ATwhich KILCORAN LODGE HOTEL FORwill ALL National for the Blind support the event. There be FULLY a post PAID PARTICIPANTS. is the mainUP agency dealing with peowalk dinner in Kilcoran Lodge Hotel. ple in Ireland suffering from sight Most Importantly, both walks will be FEEmore IS €100 WHICH BEbyRAISED BY SPONSORSHIP loss.ENTRY It is even important this CANled experienced hillwalkers from OR yearPERSONAL that peopleDONATION. support the event the Mid Tipp Hillwalkers association REGISTRATION: REGISTRATION FEE ISassistance €30(THIS PARTis OF THE since in these depressed economic whose andISadvice greatly ENTRY FEE, NOTorganisations EXTRA). ON PAYMENT OF THE REGISTRATION times funding for such is appreciated. reduced government. FEE, byPARTICIPANTS WILL RECEIVE A SPONSORSHIP CARD AND feeFUNDRAISING. is €100 and a registration fee EVENT T-SHIRT TO ASSIST WITH Entry THEIR National Council for the Blind of of €30 (portion of theCARDS entry fee) is *The FULL PAYMENT WITH ACCOMPANYING SPONSORSHIP SHOULD Ireland providesBY a number of services payable registration. Entrants will BE RETURNED MONDAY 25TH MAY 2009 on TO: GALTEE MÓR CHARITY for people suffering from sight loss. receive a sponsorship card and event CHALLENGE, 58 ROSEMOUNT, THURLES, CO. TIPPERARY. A team resource workers visit indi- t-shirt to assist in their fundraising. FORofFURTHER INFORMATION: viduals on request to assess Advice and suggestions for fundraisPHONE: 0863151771, EMAIL:their email@example.com needs and are available to clients on ing will be gladly given. Early regisan on-going basis to provide further tration is vital for organisational advice and assistance. Councilling in purposes . For further information dealing with sight loss is offered to Email: firstname.lastname@example.org or ring Gerry newly blind. Daily living skills and on 086 3151771 white cane mobility courses as well as a Four track audio tape book and
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During the time of Julius Caesar a 1 percent sales tax was imposed. During the time of Caesar Augustus the sales tax was 4 percent for slaves and 1 percent for everything else. Lady Godiva was an Anglo-Saxon woman who lived in England during the 11th century. According to legend, Lady Godiva's husband Leofric, Earl of Mercia, promised to reduce the high taxes he levied on the residents of Coventry when she agreed to ride naked through the streets of the town. William of Orange imposed a window tax in 1696 as a replacement for the Hearth Tax but was repealed in 1851 when it was replaced by House Duty. The taxpayer was the occupier rather than the owner and often built or disguised windows to avoid paying the tax. In Dublin, a lot of windows were built up which lead to even more unhygienic conditions than the people were already living in. This in course, led to disease becoming more rampant and the tax became known in Dublin as the Typhus Tax. The tax led to the development of the Half Door which was not a window but let light into the house. By 1825, houses with less than 8 windows became exempt.
The nursery rhyme, Baa Baa Black Sheep, is a description of the medieval 'Great' or 'Old Custom' wool tax of 1275,to raise money for the Crusades, which survived until the fifteenth century. The idea was that the Master was the King, the Dame was the Church and the Little Boy was the farmer himself. This meant
a 66% tax. Contrary to some commentaries, this tax did not involve the collection of one third to the king, and one third to the church, but a less punitive sum of 6s 8d to the Crown per sack, about 5 per cent of the value. A Urine Tax was Imposed by the Roman emperor Nero, around A.D. 60. Why urine? The contents of public toilets were collected by tanners and laundry workers for the ammonia, which was used for curing leather and bleaching togas. Nero slapped a fee on the collectors (not the producers) and it was such a money-raiser that Nero’s successor, Vespasian, continued the tax. When asked why he kept on the Smell Levy, he held up a gold coin and said, “This does not smell”. Peter the Great, czar of Russia, imposed a tax on souls in 1718…meaning everybody had to pay it (it’s similar to a head tax or a poll tax). Peter was antireligious , but agreeing with him didn’t excuse anyone from paying the tax—if you didn’t believe humans had a soul, you still had to pay a “religious dissenters” tax. Peter also taxed beards, beehives, horse collars, hats, boots, basements, chimneys, food, clothing, all males, as well as birth, marriage, and even burial. A favourite strategy of governments to encourage population growth and raise money at the same time was to impose a Bachelor Tax. Julius Caesar tried it in 18 B.C. The English imposed it in 1695. The Russians under Peter the Great used it in 1702, as did the Missouri legislature in 1820. The Spartans of ancient Greece didn’t care about the money—they preferred public humiliation. Bachelors in Sparta were required to march around the public market in wintertime stark naked, while singing a song making fun of their unmarried status. In 1795 powdered wigs were all the rage in men’s fashion. Desperate for income to pay for military campaigns abroad, British prime minister William Pitt the Younger levied a tax on wig powder. Although the tax was short-lived due to the protests against it, it did ultimately have the effect of changing men’s fashions. By 1820 powdered wigs were out of style.
Tipp Tatler 0504-51945
Business Keep your brokerage costs low by Ardle Culleton & Susan Hayes
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Ladies and gentlemen, we have been writing in this column for quite a while now. However, the information that we give you every fortnight is futile unless you implement it. In order to actually buy and sell stocks and shares, one needs to set up an account with a broker who acts as a medium between them and the market. There are two types of broker namely traditional and online discount. Some examples of the big name traditional brokers include Davys, Goodbodys, Merrion Capital etc. The purpose of these companies is to take an order from you and then proceed to execute the trades on your behalf. Some of these firms have set up an “online trading” facility, but this is not discount broking as will be profiled shortly, but instead establishing an email relationship with their clientele as opposed to dealing with their requests over the phone. An online discount broker is in existence to offer a cheaper method of trading but the investor makes a more hands on contribution to the trading activity. It is noteworthy that both types of brokers provide advisory and execution only facilities. An execution only account simply involves the individual placing the trade with the broker. An advisory account is the more expensive option – this includes the trading service but the extra amount is payable for the advisor’s recommendations. There are many questions that one should ask potential brokers when shopping around as there can be vast differences between them in terms of value and service and also, brokers can have many other hidden charges that could potentially eat into your returns. The following are a list of queries that when answered, will provide you with a clear idea as to what fees you may pay for a broking facility; * Are there set up fees?
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* Are there any account maintenance fees and if so, what are they? * If one wants to buy a stock denominated in a currency other than their domestic, how much will the FX in order to transfer your money into that currency? * Are there any minimums involved in trading with the broker? * Are there any markets that the stockbroker will not trade on an individual’s behalf.
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On selecting a broker that the investor is happy with, he/she needs to set up an account and then buy the stocks that fit their chosen strategy. We have been dealing with two brokers, namely National Irish Bank and also ODL Securities in London. There is a small procedure in setting up an account with either – we have a document at hand which goes through the process in a step by step manner and this is available to anybody who may be interested. Please contact us at email@example.com or visit our website at www.iltb.ie to obtain our contact details.
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Preparing yourself and your business for succession Tipperary North County Enterprise Board Limited in conjunction with the Roscrea and Thurles Chambers of Commerce have organised Succession Planning Workshops for the following dates:
Thurles – Thursday 23 April – Anner Hotel Roscrea – Thursday 21 May – Racket Hall Hotel 9.30 – 5.00 pm €50.00 – includes light lunch
Time: Fee: Presented by: Blaise Brosnan, MRI & Byrne Casey & Associates Objectives of workshop:
Explore the issues surrounding the passing on of the business and assets to the next generation; Explore the options available including a buy-out, sale or a simple handover of the reins; Gain a greater understanding of the valuation of the business and methods of valuation; Planning for, and dealing with, the areas of taxation in respect of a business transfer. Protecting the value of generated wealth.
This seminar will ensure that you will foresee financial pitfalls as well as help you realise your goals and preferences for the family business. To book a place or for further information on the full range of supports available contact: Tipp North County Enterprise Board, Connolly St., Nenagh Phone: 067-33086 email@example.com www.tnceb.ie www.tipperarydirectory.ie
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Recruitment Tipp Tatler Helps Beat The Recession! Advertise Your Job Vacancies For Free
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Things are tight enough for everybody at the moment, but jobs still need to be done and jobs still need to be filled.
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If you have a position that needs to be filled we will ease the financial burden on you by offering free advertising space to announce your vacancy.
Simply call 0504-51945 or email: email@example.com
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Sales Rep Required A vacancy for a sales rep, working on a commission basis, for a security company that deals in the following: • Security Systems • Automatic Gates • Access Control • Barrier Entry Systems • Intercoms • CCTV
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So beat the recession blues and join our team To have fun while earning. For more information or to book a party Contact Sarah: 087 7790426
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More on Tax For all the unhappy tax payers, to help you get through this time, we have gathered a number of tax related quotes to try and put a smile back on your face: " I'm proud to be paying taxes in the United States. The only thing is—I could be just as proud for half the money." - Arthur Godfrey "Day in and day out, your tax accountant can make or lose you more money than any single person in your life, with the possible exception of your kids." - Harvey Mackay "On my income tax 1040 it says 'Check this box if you are blind.' I wanted to put a check mark about three inches away." - Tom Lehrer "There's nothing wrong with the younger generation that becoming taxpayers won't cure." - Dan Bennett "What is the difference between a taxidermist and a tax collector?
The taxidermist takes only your skin." - Mark Twain "People who complain about paying their income tax can be divided into two types: men and women." anonymous "If you get up early, work late, and pay your taxes, you will get ahead -- if you strike oil." - J. Paul Getty "Why does a slight tax increase cost you two hundred dollars and a substantial tax cut save you thirty cents?" - Peg Bracken "If the IRS took 100 taxpayers at random and sent each an incorrect notice that they owed an extra $92.35 in taxes and interest, more than two-thirds would probably just send in a check without investigating further." - G. Guttman "The government deficit is the difference between the amount of money the government spends and the amount it has the nerve to collect." - Sam Ewing
The Big Moral Test This test only has one question, but it's a very important one. By giving an honest answer, you will discover where you stand morally. The test features an unlikely, completely fictional situation in which you will have to make a decision. Remember that your answer needs to be honest, yet spontaneous. Please read slowly and give due consideration to each line. THE SITUATION: You are in Ireland, Dublin to be specific. There is chaos all around you caused by a hurricane with severe flooding. This is a flood of biblical proportions. You are a photo-journalist working for the Irish Daily Mail, and you're caught in the middle of this epic disaster. The situation is nearly hopeless. You're trying to shoot career-making photos. There are houses and people swirling around you, some disappearing into the water.
Nature is unleashing all of its destructive fury. THE TEST: Suddenly, you see a man in the water. He is fighting for his life, trying not to be taken down with the debris. You move closer... Somehow, the man looks familiar...You suddenly realize who it is... It's Brian Cowen! You notice that the raging waters are about to take him under forever. You have two options: You can save the life of Brian Cowen, or you can shoot a dramatic Pulitzer Prize winning photo, documenting the death of one of the country's most powerful men! THE QUESTION: Here's the question, and please give an honest answer... Would you select high contrast colour film, or would you go with theclassic simplicity of black and white?.
To Advertise here phone 0504-51945 right now
You can now have your flyers inserted into the Tipp Tatler Call 0504-51945 for more information Litter and Graffiti Grants to local authorities for public education and awareness initiatives Mr. John Gormley, T.D., Minister for the Environment, Heritage and Local Government, and Mr. Michael Kitt, T.D., Minister of State at the Department of the Environment, Heritage and Local Government, has (09 April 2009) announced the allocation of €1,070,000 in grants to local authorities for public education and awareness initiatives in relation to both litter and graffiti. This brings the total amount granted to local authorities for anti-litter awareness initiatives to over €8.74 million since the Litter Pollution Act was introduced in 1997. The 2009 allocation represents a decrease of 14% on the 2008 allocation, necessitated by the challenging economic circumstances, but both Ministers are confident that, despite the decrease, local authorities can continue their important work in this area.
In announcing the grant allocations for 2009, Minister Gormley said, “Despite the economic slow down, it is important that we strive to maintain the sustained decrease we have seen in litter pollution levels across the country over the last ten years. While there has been a small decrease in the level of grants allocated this year, this in no way reflects any lack of commitment on the part of Government to the ongoing war against litter. The appearance of a community remains vital to both social and economic activity, and local authorities and community groups must strive to do more with less”. Minister Kitt acknowledged the role being played by local authorities and urged them to continue their work with community groups to tackle the litter and graffiti problems in their area. “Local authorities have contributed The grants to city and county coun- greatly to the decrease in litter polcils cover a broad range of measlution levels around the country, ures to raise public awareness and but much remains to be done. I call promote anti-litter and anti-graffiti on all local authorities to continue activity at local level. Typically, to raise awareness of the environeligible projects include local media mental damage caused by litter and campaigns, clean-ups, graffiti and to develop a partnership primary/secondary school competi- approach with local communities to tions, exhibitions and the produchelp eradicate it. The grants allotion of videos, posters and leaflets. cated today will assist these efThere is a particular focus on inforts.” volving schools and young people and on voluntary initiatives carried out by community groups. The De- Funding for Tipperary is as follows partment makes a maximum grant South Tipperary 26,000 for a project of up to 70% of the North Tipperary 25,000 total cost, with the balance being met by way of local contribution.
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Watersports enthusiasts to surf comprehensive new online portal The Mid West Regional Authority (MWRA) has announced details of an ambitious new plan to develop and promote the watersports sector in the Mid West Region.
Ms Collins added, “Through the National Sport Federations we will also develop a series of training programmes in environmental awareness and social inclusion, promoting the marine leisure sector and creating opportunities for all people to become more involved in the sector. The MWRA will be providing more local and regional information on the implementation of this exciting watersports programme over the next 3 years through the website www.mwra.ie.”
The Mid West Watersports Project, which will be launched in Ballina on 30th April, is aimed at boosting the marine leisure sector and its positive economic and environmental impacts in North Tipperary, Clare and Limerick. The NEA 2 Project is a co-funded initiative under the INTERREG The Authority intends to build on IVB Atlantic Area Programme existing marine leisure initiatives and comprises 23 Partners from in the region to help inform and five EU Countries: Ireland, UK, develop new opportunities for France, Spain and Portugal, worksustainable development of water ing together to deliver sustainable sports on our rivers, lakes and development of the marine leisure coastline. It is anticipated that the sector. The other Irish partners Programme will help attract thou- participating in the project are the sands of additional visitors to the Irish Canoe Union and Ards BorMid West Region each year when ough Council. it is up and running. The MWRA is part of a continuing European Programme for developing and promoting the watersports sector in Europe’s Atlantic Area. For the period 2009-2011, the Regional Authority through participation in the NEA 2 Project will be implementing a number of measures to help stimulate the marine leisure sector in the Mid-West region. According to Marie Collins, Project Manager, “Over the next three years, the Regional Authority will design and implement a comprehensive online portal for watersports in the region, working closely with the Region’s local authorities, tourism business sector, tourism bodies and local watersports centres.”
A regional launch of the Mid West Watersports Project will take place in the Lakeside Hotel, Ballina on Thursday 30th April 2009 from 2-4pm. The event is geared towards watersports clubs, activity centres, marine leisure businesses and tourism promotion bodies in the marine leisure sector. It will feature a number of presentations on the various elements of the project, Marine Leisure and the environment, including how to improve the environmental credentials of your centre or club. Anyone interested in attending should contact the Regional Authority at 067-33197 or by email firstname.lastname@example.org. For more information on the European Programme, please visit the NEA 2 website at www.nea2.eu.
Business Premises to Lease
Templemore Main Thoroughfare Over 1200 Sq. Feet Street Frontage, also Rear Access
086-3509770 Rent Negotiable
Ireland’s Community Supported Farm: Working With Nature, Not Against It In 2008, a group of residents in Cloughjordan established Ireland’s first community supported farm that aims to grow all its members’ food requirements, re-establishing the link between food production and the local community.
biodynamic farming and gardening is to revitalise nature, grow nourishing food and advance the physical and spiritual health of humanity. Each biodynamic farm or garden is conceived of as an organism with its own individual qualities and diversity of life. Reliance on home produced comWiebe Soepboer is the farmer charged post, manures and animal feeds is a with managing this innovative new key objective and external inputs are agricultural project. Originally from kept to a minimum.” Friesland in the Netherlands, Wiebe grew up on the family farm, became a Wiebe will discuss the philosophy car and airplane mechanic, and then behind the biodynamic approach to returned to his agricultural roots when farming and life in a free talk on Sunhe moved to England in 1990. There, day, 19 April, at 3pm in Sheelagh he lived and worked in a Camphill na Gig bookshop in Cloughjordan. community, which applies the prinicples of biodynamic farming to agriFor more information on this talk, culture. In 2006 he moved to Ireland, contact Liz OShea on 087 6661337. where he has continued to explore For more information about and apply the biodynamic approach. Cloughjordan’s community supported farm, contact Wendy Bailey on 087 According to the Biodynamic Agri7910149. cultural Association, “The aim of
by Mollie Barrow, Sheelagh na Gig
Bumps in the Fields and Crumbling Walls – Hermann Geissel With the longer days, many will be rambling or hillwalking throughout the country, likely passing over bumps in the fields, standing stones, and around old tombs and monuments. If you’ve ever wondered about these traces of our ancestors, then Bumps in the Fields and Crumbling Walls, by Kildare resident Hermann Geissel, is an excellent companion to your rambles. The subtitle of this volume is ‘Practical Archaeology for Sunday Afternoons’, and the author has produced an excellent guide to becoming an expert amateur archaeologist. It begins with a guide explaining how to get started, and then the fourteen sections provide pointers that help you explore different features and buildings, from dry lakes, roads, field systems, and Stone Age tombs to more recent mud and stone houses. What makes the book really useful are the 150 colour photos of sites and monuments, plus the comprehensive glossary of archaeology terms, a glossary of Irish words in placenames (a great source for quiz questions!), a timeline that sites the archaeology historically, and maps
that mark locations of sites throughout the country. Bumps in the Fields and Crumbling Walls is available in paperback at Sheelagh na Gig bookshop, Cloughjordan, for €10, as is Hermann Geissel’s study of the Slí Mhór on the Esker Riada, A Road on the Long Ridge. Sheelagh na Gig is open 6 days a week: Tue and Wed 9.30am-5pm, Thu and Fri 9.30am7pm, Sat 10am-6pm and Sunday noon-6pm. Call in on 18 April to celebrate Record Store Day and pick up the best in world, jazz, and folk music or maybe a bargain CD. Tel: 0505 42123 or visit www.myspace.com/sheelaghnagig or follow us on Twitter: www.twitter.com/sheelaghnagig
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The Bernard Dunne Fight - Forever Fit Promotions by Jason Kenny Learn a bit about the company who worked in the background to help Bernard Dunne on his way to boxing success. The Company Background
Our company Name is Forever Fit Promotions www.foreverfitpromotions.com . Myself (Jason Kenny) and Blue Shinners set it up 3yrs ago. Between both of us we have over 25yrs experience in the fitness industry. We Specialise in Strength Training and Conditioning and Diet and Nutrition. We have many clients some of which are high profile. We have been working with the Tipperary Senior footballers Team since September 2008 and they are
times to claim his rightful title of World Champion. He really tapped into his reserves and produced energy that seemed to most to come out of no where, but we knew differently.
We have been working with Bernard since Christmas, travelling up and down to Dublin to him every Weekend and corresponding by email or Phone. He was a joy to work with and really took on board what we were saying he left no stone
excellent electrolyte balance with a good carb ratio to fuel your muscles Energy reserves adenosine triphosphate (A.T.P). We all know food is mood and when we are satisfied we focus better. Our concentration is high And decisions more accurate. Being hungry and having to make some serious decisions is not the best idea in the ring. You
movement and secure mental focus. The Secret? Very simple “A Balanced Blood Sugar Level”
The Atmosphere in the O2 was electric, and this man fought for his country and not just for his home town, but as an Irish man on his own against the world..
We were very privileged to be a part of Team can have a Ferrari parked outside Dunne. He weighed in at 8 stone 9lbs your door with a Single coat of paint, on Friday at 5pm and lightened race alloys top-notch Stepped into the ring for the fight on brembo brakes and if you have no Saturday night at 9 stone 6lbs, fuel imagine 11lbs heavier almost a stone to run it it’ll sit there. Now taking in just 30hrs. He was that a step further If you put the Well hydrated and fuelled. Our job wrong fuel in, diesel for example was done but to just sit back and let you’d cause havoc with it and it still the champ do his job. I can tell you goes no-where. So we felt every blow taken Jason Kenny, Bernard Dunne and Blue Shinnors to gain an advantage over your And scurried behind every punch competitor, in the Same race or given. When it was over I think unturned. doing exceptionally well this year “FIGHT”, you need to do something between us we both lost 2 stone. It coming from 4th Division to be It is not easy changing your old ways a little extra something special has been deemed fight of the promoted to Division 2, a fantastic of making weight and then fighting something achievement in just a year. Century and being an avid boxing on hardly anything. The philosophy different, in the case of a race a fan I can tell you I would feel I have in the boxing world is higher Octane fuel And a fighter to to agree. To sweat it out of you and eating fine tune his diet to have a constant The Bernard Dunne Fight pretty much nothing, once the weight supply of fuel feeding every is made you then begin eating again explosive It was a very busy weekend over all. and whatever you can Between press conferences, Put back into your body. Magazines, Newspapers and TV. We Unfortunately it is mostly rubbish had to be on our toes. and has no nutritional value Bernard won and deservedly. He whatsoever. It’s one thing taken fought with pure heart and courage, punishment and never gave up even if it seemed Externally but what advantage is it in hairy in the 5th round. doing likewise on the inside. You He hung on in there and bounced must fuel your body, you must back again in the 6th amazing the hydrate and re-hydrate. The body boxing community. After knocking Will also need more than just water Cordoba to the canvas 5 but a fluid that carries with it an
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Whytes Boarding Kennels Barna, Dunkerrin (just off N7)
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Ned Bourke TV & Video
Springfort Retail Park (Woodies)
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Borrisoleigh, Co. Tipperary
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Situations Vacant Would an extra €1000+ per month help your financial situation. For details, contact 01-6380566 or text name and address to 087-9092508.upto117 Reliable business minded persons wanted nationwide by wholesaler to operate small businesses by selling army surplus clothing & equipment at markets and boot sales nationwide. 087-2043967 iss117 Cal on expiry
Are you looking for an extra income that will weather any storm? New opportunity just launching in Ireland. Billion dollar debt free company smashing all income records. Phone Breda (087) 2720252 for more info.
Situations Wanted Person available to do computer work at home. ECDL experience. Contact Una, 087-8513333. Brick and Blocklayer, fully qualified and experienced. Clean and tidy, C2 Registered, reasonable rates. Call 0870675797 iss121
Cars 00 Nissan Micra, 1lt, 5 door Ph: 085-8400446
Counselling Services Professional counselling available in the Thurles area. The service covers general counselling, bereavement, suicide bereavement, stress, anxiety, self-esteem, relationship difficulties and couples counselling. Qualification recognised by the Irish Association for Counselling and Psychotherapy (IACP). Some evening appointments available. ph Jim O Shea 087-8211 009 www.jimoshea.net upto105
Clothing & Accessories Huge Range now in stock -at
AnyOldThing Quality 3yr old Sporthorse Filly for sale, x Olympic Lux out of Bustenito mare, classic mover, lightly broken, lovely temperament, good bone, very straight, nice jump. Tel:086-4021659 u
Special Education Teacher Primary Available for Substitute Resource Work Qualified and Probated
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Group (C.P.G.). Evening appointments available. Tel. 087 6995233 iss115
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an excellent Irish course for senior and junior students, preparing for exams 2010. Each group will run 10 non-consecutive mornings during June. Ring Catherine Devitt, Tipp Town. 062-52274 or 087-7856657. iss119
Do you hate ironing? or just haven’t got the time. Let me solve your problem. Ironing Service now available in Borrisoleigh and surrounding areas. Reasonable rates, prices per basket. Collection & DeHealth livery service available. Contact 086Ciara O’ Meara (MIIMH) Medical Herb- 2696510 anytime. leavein alist. Clinic’s located in Thurles and Personal Trainer Nenagh. Qualified and experienced pracOne to One personal trainer now availatitioner. For appointments call 087 ble in Templemore/Thurles. Lose weight 2440301, or contact via website with a 5 week weight loss program. Priwww.herbalist.ie leavein vate studio, proven results. Suitable for Do you suffer from IBS, depression, Ac- all ages. Also available, one to one Yoga and Pilates. Call Dee now 086 8918075. ne, Skin disorders, Arthritis, ME, fybromyalgia, Asthma, MS, period pain, isongoing sports injuries ,endometriosis? Phone Breda (087) 272025
Horses Colt foal for sale . Show-quality foal by Olympic Lux. Out of Diamond Mine mare.Bay. Will make 16.2. 086 4021659 3yr old class filly for sale . 16.2 Beautiful young horse . Lovely temperament .Ready now for training schooling etc. 086 4021659
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Cottage Cards Handmade
weigh-in / nutritional advice / recipes / homework / plus hypnosis at the end of every class. Places are limited. Phone now to avoid disappointment. 085-2709789 after 6pm iss116
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Social Dancing Social and old time dancing in Cappawhite Resource Centre on 23rd May. Music by Sean O’Doherty, dancing 9.30 -12.30 ADM €7. Proceeds to Cappawhite Day Care Centre
To Let Cashel - Flat to let, 1 bedroom, kitchen, living room, fully furnished, central heating. Ph: 086-3602361 runcontinously
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Scaffolding for Sale
In excellent condition, suitable for Weight Management 3500sg ft, two storey house. Can be sold BACK 2 BASICS WEIGHT MANAGEin separate lots and delivered locally MENT, One to One Consultations, Af(Nenagh, Thurles, Roscrea) if required. forda
Deadline for the next issue is 11am Mon. 27th April
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Carpet & Upholstery Cleaning 3 Piece Suite €135 - 1 room €60 - 2 rooms €100 3 rooms €140 Stairs & landing €70
Also, Floor Tiles Cleaned & Sealed Pat O’Brien:Tel: 062-77983 mbl: 087-411 5127
Irish Shamrock Trees “A home from home for your
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Joinery Works Carpentry Services Wood Machining
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Dublin Road, Thurles
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Tel: 021-4315180 / 087-2902320
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7 years experience of tiling floors, walls , bathrooms, kitchens etc.
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Competitive Rates - References available
087-2717 465 / 0505-45287 Fabricators and Erectors of Structural Steel and Cladding for the Industrial, Commercial, Agricultural, Equine and Leisure Sectors
Local Representative in North Tipperary
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Hollyford, Co. Tipperary T:062-77100 F:062-77070 M:087-981 7994
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P.J. Jones Moneygall Fitting Service
Whitethorn & Beech Hedging etc. etc. 24hr service Ring John anytime 087-274 3914 www.irishshamrocktrees.com
Thurles Test Centre Ltd
All Trees, Tree Plants & Hedging
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C2 Reg / SEI Reg
For Hire • Old Septic tanks upgraded & Repaired • Old Percolation areas & soakpits upgraded & repaired • All types of sewerage treatment systems & Bio Systems repaired and serviced • Agent for TRI-CELL waste water treatment systems
For FREE quotation phone: Eamon 087- 7581333 or 0505-47515 (eve)
Joe O Connell OIL & BATTERY DISTRIBUTOR
Now in Stock Ride on Lawnmowers Push Lawnmowers, Husqvarna Chainsaws, Strimmers, etc., etc. Hollyford, Co. Tipperary T:062-77100 F:062-77070 M:087-981 7994
Cattle, Sheep & Pigs Truck Also 26ft Flat Body for Hire
Seamus Mulcaire Heating • Plumbing • Maintenance Boiler Servicing 0504-90628
Increase Sales, call the Tipp Tatler 0504-51945 Shanakill Country Boarding Kennels Just off the main Roscrea to Templemore Road, Peaceful Idylic Country Location, Purpose Built Luxury Kennels, Controlled Heating System, Individual Outdoor Runs, All Necessities Provided (Food & Bedding etc.) Daily Country Walks, Safe & Secure Surroundings, 24 Hour Veterinary Care, Collection & Delivery Service Available. Clonmore, Templemore For Bookings contact 086-313 9523 / 0505-43348
Fully equipped Gym in the shadow of the scenic Devils Bit Mountain Machine weights - Free weights - Treadmills Rowing Machine - Punchbag etc. Ladies classes Thurs night 8.30 Ask about our Personal Training rates
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BACK 2 BASICS WEIGHT MANAGEMENT One to One Consultations
Ursula Condon BA(Hons) Sustainable Development
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First Holy Communion & Confirmation Photography by Anna-Katharina Frins For information and booking please call:
weddings - family - commercial - event
Panel Beating Specialist Fancroft, Roscrea
Vehicle Crash Repairs Specialist
T: 0505-21977 M: 087-7430462
2 8 9
Contact Martina Jones (087) 6707832
The Miraculous Prayer – Dear Heart of Jesus, in the past I’ve asked for many favours. This time I ask You this very special one (mention favour). Take it Dear Heart of Jesus and place it within Your own broken heart where Your Father sees it. Then in His merciful eyes it will become Your favour, not mine. Amen. Say this prayer for 3 days, promise publication and favour will be granted. Never known to fail. M.H. The Miraculous Prayer – Dear Heart of Jesus, in the past I’ve asked for many favours. This time I ask You this very special one (mention favour). Take it Dear Heart of Jesus and place it within Your own broken heart where Your Father sees it. Then in His merciful eyes it will become Your favour, not mine. Amen. Say this prayer for 3 days, promise
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Prayer to St.Anthony O Holy St Anthony, gentlest of saints, your love for God and charity for His creatures made you worthy when on earth to possess miraculous powers. Miracles waited on your word, which you were ever ready to speak for those in trouble & anxiety. Encouraged by this thought I implore you to obtain for me....(here mention your request). The answer to my prayer may require a miracle, even so, you are the Saint of Miracles, O gentle and loving St. Anthony, whose heart was ever full of human sympathy, whisper my petition into the ears of the sweet Infant Jesus, who loved to be folded in your arms and the gratitude of my heart will ever be yours. Amen. Publication promised for request granted. L.C.
Novena to St. Clare Ask St. Clare for three favours, one business and two impossibles; and say nine Hail Marys FOR NINE NIGHTS WITH LIGHTED CANDLE. Pray wether you believe or not. Publish on ninth day.Poweful Novena. May The Sacred Heart of Jesus be praised, adored, glorified and loved today and every day throughout the world, forever. Amen. Your request will be granted no
The Miraculous Prayer – Dear Heart of Jesus, in the past I’ve asked for many favours. This time I ask You this very special one (mention favour). Take it Dear Heart of Jesus and place it within Your own broken heart where Your Father sees it. Then in His merciful eyes it will
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matter how impossible itmay seem. Publication must be promised L.C. Prayer to The Virgin Mary (Never known to fail) - O most beautiful Flower of Mount Carmel, fruitful vine, splendour of Heaven, Blessed Mother of the Son of God, Immaculate Virgin assist me in this my necessity. O Star of the Sea help me and show me herein you are my Mother. O Holy Mary Mother of God, Queen of Heaven and Earth, I humbly beseech you from the bottom of my heart to succour me in this my necessity (make request). There are none that withstand your power. O show me my Mother. O show me herein you are my mother. O Mary conceived without sin pray for us who have recourse to thee (3 times). Say this prayer for 3 consecutive days and then publish and it will be granted. T. McE.
publication and favour will be granted. Never known to fail. M.H.
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become Your favour, not mine. Amen. Say this prayer for 3 days, promise publication and favour will be granted. Never known to fail. T.S. The Miraculous Prayer – Dear Heart of Jesus, in the past I’ve asked for many favours. This time I ask You this very special one (mention favour). Take it Dear Heart of Jesus and place it within Your own broken heart where Your Father sees it. Then in His merciful eyes it will become Your favour, not mine. Amen. Say this prayer for 3 days, promise publication and favour will be granted. Never known to fail. M.T. The Miraculous Prayer – Dear Heart of Jesus, in the past I’ve asked for many favours. This time I ask You this very special one (mention favour). Take it Dear Heart of Jesus and place it within Your own broken heart where Your Father sees it. Then in His merciful eyes it will become Your favour, not mine. Amen. Say this prayer for 3 days, promise publication and favour will be granted. Never known to fail. H.P.
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by Jim O Shea
Verbal Abuse (Continued from previous issue)
Sticks and stones may break your bones, but, believe me, names will hurt you even more. How often as children have we replied in the schoolyard that names ‘will never hurt me’? Yet we never forget the hurtful names, the nicknames, the words of scorn thrown at us when we were young (or not so young). Sarcasm is always remembered. The tongue may be a small body member but it is sharper than the sharpest sword. Recent research shows that verbal abuse may be more damaging than physical or emotional abuse. Recovery from verbal abuse takes much longer than from physical abuse.
in the marriage. In this they wish the victims to follow their way of thinking regardless of how harmful it is to them. Patricia Evans outlines 15 categories of verbal abuse, which incorporate the above, but which I would like to list for the convenience of the reader:
1. Withholding. You will see this word coming up again in this series of articles. A relationship requires intimacy and empathy, the ingredient of hearing and understanding another’s feelings. But abusers refuse to listen to their partners, deny their experience, and refuse to share themselves. Withholding is choosing to keep virtually all one’s thoughts, feelings, hopes and dreams to oneself and to remain silent and aloof towards one’s partner. This withholding is expressed in such terms as ‘there’s nothing to talk about’, or ‘you wouldn’t be interested’. Very often the person who withdraws and remains silent comes across as the Sometimes the more educated a person passive, quiet, and even gentle person, as is, the greater the facility they have with against the domineering individual who words, and so the greater is their capacity aggressively abuses his/her partner. to inflict verbal abuse, frequently of a subtle type. As Cathy Meyer says, not all 2. Countering. This destructive category words that are meant to hurt are ugly rules out all compromise and fairness, words. An expert at verbal abuse can and is meant to retain control of the indidamage the self-esteem of another and vidual. It is a direct and uncompromising yet appear to care deeply for them. They contradiction of what the victim has to frequently use the phrases ‘what’s the say, and may include such phrases as matter with you?’ or ‘I don’t know what ‘you’re wrong’, or ‘you don’t know what you’re talking about’. you’re talking about’. 3. Discounting. This equally destructive category denies Verbal abusers like to degrade others by the experience of the victim, and confusswearing at them, calling them stupid, es him/her. It may have such phrases as shouting at them, insulting them and ‘you can’t take a joke’, ‘you feel too perhaps imitating them. These abusers much’, ‘you take everything wrong’, or are shamers; they are critical and ‘you twist everything around’. If the vicsarcastic, and use mocking words meant tim trusts the abuser he/she may spend to put a person down. Some abusers are years trying to find out what is wrong very volatile and resort to yelling, with him/her. swearing or screaming for very little cause. After such outbursts the abusers (Continued in next issue) may blame the victims for their actions, alleging that if the victim were only Jim O’Shea works as a counsellor from ‘perfect’ the abuser would have no need Furze, Thurles. Ph. 087 8211009 to lose control. These abusers generally refuse to discuss upsetting issues that the www.jimoshea.net . victim wants to talk about. They do this because they wish to avoid taking JimO’Shea’s book responsibility for their actions or words. ‘When a child dies. Verbal abusers are quick to use threats, Footsteps of a and such threats are warning signs that Grieving Family’ violence might be resorted to. is published by Threatening words are ways the abusers Veritas. The royaluse to get their own way or to influence ties from this book behaviours of the victims. This can will go tosthe happen in the context of a divorce, especially when the abusers wish to stay Children’s Hospital in Crumlin.
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Published on Apr 29, 2009