Thrilled with the help she received to obtain Social Security Disability Insurance benefits, a Texas woman turns again to Allsup when she becomes eligible for Medicare.
Medicare Experts Guide Texas Woman through Medicare Maze By Douglas J. Gillert Lancaster, Texas ─ Carol McGlothlin was born and raised here, as were many of her neighbors. She feels safe, surrounded by people who love their community and take Texassized friendship seriously. Marriage took her to Dallas, where she began raising a daughter and son. The marriage didn’t last, but she was a hard worker and selfsufficient, guided by faith and the strength her parents had shown her growing up. If anyone could hold down a job, keep house and raise two kids, Carol McGlothlin could. Her aging parents drew her back to Lancaster, Texas to care for them. After both died, she inherited the family home and the clutter of a father who never got rid of anything he might later fix, and a mother who meticulously saved utility bills dating back to 1953. These days, it’s Ms. McGlothlin’s selfproclaimed duty to unclutter the family home. She worked as the administrator for a dental office when her health declined. Diagnosed with spondylolisthesis—a painful condition in which a bone in the lower part of the spine slips out of the proper position, rheumatoid arthritis, Type 2 diabetes and high blood pressure, she wondered how she could ever wait what could be years to get Social Security Disability Insurance (SSDI) benefits. Then a patient told her about Allsup, a nationwide provider of Social Security disability representation and Medicare plan selection services. The company accepted Ms. McGlothlin as a client in May 2009 and helped her receive a favorable decision only 10 months later. After becoming eligible for Medicare based on her disability, she quickly grew frustrated with the complex rules and scores of Medicare plan options. Once again, she called Allsup. Allsup Medicare Advisor® representative Kristie Baudino went to work on Ms. McGlothlin’s case. In short order, she put together a detailed package outlining the best options for medical care and prescription drug plans based on Ms. McGlothlin’s preferences. The information was still complex and difficult to follow, but Ms. Baudino translated it into meaningful words that brought reassurance and relief.
With guidance, Ms. McGlothlin selected Medicare insurance and a prescription drug plan that will meet her needs until she becomes eligible at 65 for additional coverage. Some days are better than others, Ms. McGlothlin said. She manages short walks with a younger cousin who lives down the street. Thankful her home is a singlestory dwelling, she added a handrail to the front porch steps last year. She gets out with friends and family when she can, attends church Sundays and goes out to dinner sometimes. With her home long ago paid for and her disability and Medicare taken care of, she often just spends time with her three cats and the slowly shrinking stacks of old utility bills.