11/1/2012 - Dakota County Tribune Business Weekly

T.W. Budig jessica harper john gessner

Constitutional amendments on the line 5A Eagan man aims to relieve back pain 5A New hotel possible in Burnsville 6A

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date ##, 2009 november 1, 2012

Volume 30, Number # VOLUME 33, NUMBER 36

Dakota County Tribune Since 1884

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360 Communities remembers the life of an Apple Valley volunteer who helped others break free of abusive relationships. sal 4A mondelli news

Photo by T.W. Budig

Photo by T.W. Budig

Republican 2nd District U.S. Rep. John Kline, Lakeville, speaks to a Democratic 2nd District Congressional challenger Mike Obermueller voter at a recent open house at a fire station in Farmington. addresses a crowd of DFL volunteers at a recent gathering in Eagan.

Kline, Obermueller square off in 2nd Redistricting adds wrinkle to 2nd District Congressional race

by T.W. Budig

DAKOTA COUNTY TRIBUNE

Pat Murphy sat eating breakfast over a newspaper in the window of the Sunlight Restaurant in South St. Paul one recent drizzly morning.

“It is pretty Democratic,” the retired bus dispatcher said of the city redistricting has placed in the new 2nd Congressional District.

One block over, a few down, Ted Thompson, a retired 3M materials manager and military veteran, was enjoying breakfast with others at a table in the back of T & T Galley.

Thompson doesn’t give a hoot about political parties – he votes for the candidate.

“And I don’t believe half of the (campaign) ads, because they dig up stuff that happened 20 years ago,” Thompson said.

“He was a Marine,” one of Thompson’s breakfast mates offered when the name of 2nd District U.S. Rep. John Kline, RLakeville, was mentioned.

In the front of T & T, seated at an arcing JENNY WOODS AN STACEY ACKERM MILLER ANDREW

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counter, state Sen. James Metzen, DFL-South St. Paul, was doing his part to keep the conversation lively.

“Is it possible? Yes,” Metzen said of a Republican doing well in South St. Paul, where a relative of former Republican governor and native son Tim Pawlenty lives a short distance from the cafe.

“No, they don’t know Kline,” Metzen said of the local voters. “I don’t think they know Obermueller, yet either,” he said of Democratic congressional challenger Mike Obermueller of Eagan.

But Obermueller and Kline are mindful of them.

In addition to

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U.S. Sen. Amy Klobuchar is focused on winning a second term in the Senate by campaigning across the state. amy 2A klobuchar news

State Rep. Kurt Bills is challenging voters and members of the media to answer diff icult questions with tough talk.

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South St. Paul, two other cities, West St. Paul kurt and Mendota Heights, have joined the 2nd bills District.

Parts of the southern district, seen as Repubdakota arts lican, have been carved away.

“My old district was a swing district that Annie Wilder this week news leaned Republican,” said Kline, speaking at Code a Type: UPC Version A uncovered accounts Stats: 0 Customer: 3242-ECM Publishers fire station open house in Farmington. of psychic Order #: P34915-017 MAG: 1.00 P.O. #: BWA: 0.0020 phenomena and “This is a swing district that leans RepubliOrdered By: Symbol Width: 1.4690 Polarity: Positive Up Symbol Height: 1.0200 spirit beings while can. Arguably, not as Republican,” he said. “But Date Run: 05/29/2002 Flexo Width: 0.0000 researching her it’s a district I’m very, very comfortable in. So family history.

I’m a happy guy.” annie Kline, 65. a former Marine Corps colonel 28A wilder who chairs the House Education and Workforce Committee, is seeking a sixth term in the U.S. House.

Obermueller, 39, an attorney who defeated a Minnesota House Republican in 2008 only to be defeated by the Republican’s son two 8 34493 00023 6 years later, also views redistricting as important.

“It’s a significant issue for us – roughly 60,000 voters picked up General 952-894-1111 in the process,” ObermDistribution 952-846-2070 Advertising 952-846-2011 ueller said. “That gives us See 2nd District, Page 5A

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November 1, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Kurt Bills asked to keep it simple

Candidate challenges voters, the press to tackle complex issues with a new understanding

by T.W. Budig

DAKOTA COUNTY TRIBUNE

A veteran Republican legislator and a veteran State Capitol political reporter suggested the same thing – Rep. Kurt Bills, Republican U.S. Senate candidate, may need to keep it simpler.

“I don’t know if he wants to be more of a politician – that might not be the right word or right term to use,” Rep. Tom Hackbarth, RCedar, said. “But he could be a little more plain spoken.”

The idea that Bills, a Rosemount High School economics teacher, gets too complicated in discussing the federal budget was echoed during a State Capitol press conference Oct. 12 when a television political reporter urged Bills to dumb it down.

Bills was warning of dire consequences from automatic federal budget cuts taking place unless Congress and Democratic President Barrack Obama reach a budget agreement by the end of the year.

“This is not a grand compromise, folks,” Bills said of the Budget Control Act, which holds the possibility of automatic cuts. “People are more worried about their posterior than prosperity,” he said of the perceived lack of urgency in Washington.

Bills criticized his opponent, Democratic U.S. Sen. Amy Klobuchar, for failing to show leadership – for sticking to talking points while the country teetered on the brink.

State Sen. Michelle Benson, RHam Lake, one of about 35 supporters who greeted the Bills campaign bus recently at Majestic Oaks in Ham Lake, suggested that talking about budgetary issues is indeed challenging.

“It’s not as easy as promising to spend more money,” Benson said.

Speaking on the campaign bus before leaving for a stop in Cambridge, Bills suggested that meaningfully discussing the federal budget was challenging not only for candidates but the media.

“I’m just trying to be that guy to provide the catalyst to write those good (budget) stories,” Bills said.

Bills, wearing a dark dress coat and scarf against the morning chill, mingled with supporters at Ham Lake, shook hands, made small talk.

“Only a few days left here. It’s down to hours,” Bills said of time remaining to Election Day. Standing on an embankment beneath a stark autumn tree, Bills urged supporters to relentlessly campaign in the remaining days of the election.

“Don’t ever be afraid of getting egg yolk on your shirt,” Bills said of taking the Republican message into unfamiliar areas. “All you need to do now is pour it on. Make this your only hobby until November 6th.”

On the bus, Bills indicated satisfaction with his campaign.

“It’s going well. We’re connecting with people,” he said. “It’s tough without all the money.”

But donations are coming in, he said. The campaign has reserved ad spots with television networks.

“We’re going to go up on the air,”

Rep. Kurt Bills Bills said.

Bills depicted his campaign as providing a wonderful platform.

“I get to say the things I’ve been waiting to say for 15 years,” he said.

Though suggesting Bills could speak more plainly, he has exactly the right message, Hackbarth said.

Voters ask about the former Rosemount City Council member for two years and state representative in the old 37B – a position he holds until the end of the year when his first term expires.

“A lot of people haven’t heard about Kurt Bills,” Hackbarth said.

One strength of the Bills campaign comes from having Republican candidates talk about him when out door-knocking, Hackbarth said.

Hackbarth expects the Republican ticket to have overwhelming support in his district in northern Anoka County.

Should Bills lose to Klobuchar – polls show Klobuchar with a big lead – it might not be the end of the road for Bills, Hackbarth suggested.

“I think Kurt would be a good candidate to go after (Democratic U.S. Sen. Al) Franken if it doesn’t work out for him against Amy,” Hackbarth said. “I think he’s learned a lot from this campaign.”

Republicans would not fault Bills for losing, assuming that happens, Hackbarth explained.

“Oh, absolutely not,” he said.

“I think a lot of people like Kurt Bills,” said Hackbarth, saying some House Republican members encouraged Bills to step forward as a caucus leader.

“Maybe this a kind of training ground for his next election — I hope so,” Hackbarth said.

Klobuchar was in Wisconsin on Friday campaigning for Wisconsin Democratic U.S. Senate candidate Tammy Baldwin.

Klobuchar’s campaign issued a statement concerning Bills’ comments about the Budget Control Act. “The senator’s goal is to negotiate how those cuts will be made over the next 10 years instead of having them made automatically.

She believes that we should stay and negotiate as long as it takes to come up with a solution that is best for the economy,” the statement read.

T.W. Budig can be reached at tim. budig@ecm-inc.com or facebook.com/ sunthisweek.

Klobuchar enters final days of U.S. Senate race full steam

by T.W. Budig

ECM Capitol reporter

Things seem to be working well for Democratic U.S. Sen. Amy Klobuchar.

Polls shows the former Hennepin County attorney with doubledigit leads over her Republican opponent, state Rep. Kurt Bills of Rosemount.

The Bills campaign has pocket change — some $68,000 cash in hand, it’s been reported — compared to the Klobuchar war chest of about $4.9 million.

Klobuchar trounced Republican 6th District Congressman Mark Kennedy six years ago, taking about 58 percent of the vote, to become the first woman elected to the U.S. Senate from Minnesota.

With high approval ratings, Klobuchar, 52, has had her named bandied about nationally as a potential presidential candidate.

She has repeatedly knocked down speculation.

“I love my job,” Klobuchar said.

“I love representing Minnesota.

And that’s all I’m focused on right now,” Klobuchar said at DFL State Party convention this summer.

DFL State Party Chairman Ken Martin believes having Klobuchar near the top of the ticket helps Minnesota Democrats.

“I think there’s tremendous coattails for Senator Klobuchar,” said Martin, who has described the senior senator as a “workhorse.”

Klobuchar depicts herself as a get-it-done, Minnesota-first, bipartisan kind of senator.

She heralded reaching across the aisle to work with Republican 6th District Congresswoman Michele Bachmann to find a solution for the vexing Stillwater bridge.

“Stalled out for 30 years,” Klobuchar said to the ECM Editorial Board.

Klobuchar routinely drops bills with bipartisan support in the legislative hopper.

Two-thirds of her legislation has had Republican cosponsors, according to the Klobuchar campaign.

Klobuchar cites her work on behalf of veterans — She was at the State Capitol earlier this fall to witness the awarding of a Purple Heart to a Monticello soldier that her office helped facilitate — synthetic drug legislation, swimming pool safety legislation, efforts at preserving jobs placed at risk by auto companies threatening to close local car dealerships, as accomplishments of her first term.

“I don’t create them (jobs), they do,” she said of the private sector.

Klobuchar visits all 87 Minnesota counties every year.

Ideas for some of her bills come from listening to the residents she meets in her travels, she has explained.

Larry Jacobs, a University of Minnesota Humphrey Institute political science professor, believes Klobuchar has “perfected the art” of constituency service — obtaining passports, arranging overseas adoptions, things lending themselves to a get-the-job-done persona, he explained this summer.

Klobuchar is a loyal Democrat,

Sen. Amy Klobuchar

In voting for the act, she has voted for trillions in spending cuts, Klobuchar said of the act that could kick-in automatic spending cuts on Jan. 1 unless the president and lawmakers craft a budget agreement.

Klobuchar insists lawmakers are serious in addressing the federal budget deficits.

She speaks of a gang of 45 Republican and Democratic senators — “In my old job, gangs were bad,” she quipped to the editorial board — who meet every month to examine ways of addressing the deficit.

“I cannot tell you how devoted they to getting something done,” Klobuchar said.

Klobuchar looks for a “balanced way” to address the massive budget deficits.

For instance, she supports continuing the Bush tax cuts for middle class taxpayers but allowing them to elapse for those earning over $250,000 and return to the tax rates in effect during the Clinton Administration.

Configuring the Bush tax cuts in this manner will capture about $700 billion over 10 years, Klobuchar said.

A tax-cut deal should include comprehensive tax reform, she argues.

Specifically, Klobuchar looks to closing tax loopholes as part of a reform package.

Klobuchar cites the SimpsonBowles report as containing useful ideas, some she likes, others not, on addressing the federal budget.

Simpson-Bowles calls for a blend of spending cuts and tax hikes, such as federal gas tax increase, in addressing the federal budget.

The daughter of former Star Tribune columnist Jim Klobuchar — Klobuchar’s mother Rose Klobuchar passed away a few years ago — Klobuchar is known for a sense of humor, sometimes selfdepreciating.

Franken theorizes that Klobuchar learned the rhythms of humor from her father.

But Klobuchar said she learned less about humor than gained a sense that the odds get stacked up against some people and they need help.

“Don’t take yourself so seriously all the time,” Klobuchar said her father’s joyful approach to living also taught her.

“And that’s one of the problems with some politicians,” Klobuchar said earlier this year.

Klobuchar and husband John Bessler have a daughter, Abigail, who is 17 and a high school senior.

At the state fair debate, Klobuchar depicted Bills’ economic agenda as out of the mainstream.

She also criticized the Republican for failing to pass anything in his single term in the House.

For his part, Bills has styled the millions in campaign funding Klobuchar has amassed as disgusting and a weapon to frighten away challengers.

he noted.

But her non-ideological approach tends to lessen her political side, Jacobs explained.

Klobuchar herself beckons to her former role as Hennepin County attorney as training for keeping partisanship in check.

You simply cannot be partisan and succeed at that job, she explained.

Klobuchar has lined up with Republicans such as Bachmann and Republican 3rd District Congressman Erik Paulsen in opposing a tax on medical device manufactures, such as Medtronic, included in the federal Affordable Care Act, according to media reports.

In general, Klobuchar, who voted for the act, views so-called Obamacare as a work in progress.

“After we get out this radioactive election time, there’s good reasons and ways to make things better and reform things,” Klobuchar said to the ECM Editorial Board.

“This law is a beginning, not an end, and I believe that improvements still need to be made,” she said in a statement following the U.S. Supreme Court ruling on the Affordable Care Act. Although Klobuchar hails the Affordable Care Act as addressing such issues as denial of coverage for preexisting conditions and solving other health care problems, some long engaged in the health care debate have expressed surprise over the perceived flabbiness of Klobuchar’s defense of the landmark legislation.

Former Republican U.S. Senator David Durenberger, founder and current chair of the National Institute of Health Policy at the University of St. Thomas, views Democrats from President Barack Obama to Klobuchar to U.S. Sen. Al Franken in the past as “totally” failing to defend the legislation.

Indeed, he’s been astounded by the silence of the Democrats, Durenberger explained earlier this year.

But Klobuchar, in speaking with the editorial board, described the law as complicated and difficult to explain.

At the U.S. Senate State Fair debate in August, Bills repeatedly cited the number of days the Senate has gone without passing a budget as evidence of gridlock and Klobuchar’s perceived lack of leadership. Klobuchar argues the T.W. Budig can be reached at tim. bipartisanly-reached Budget Conbudig@ecm-inc.com or facebook. trol Act provides a framework for com/sunthisweek. future budget negotiations.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 1, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades Terry Tuma Inducted into Freshwater Fishing Hall of Fame in the Legendary Communicator category

Former Lakeville resident “Tackle” Terry Tuma, has been named an inductee of the Hayward, Wis.-based Freshwater Fishing Hall of Fame ’s 2013 class. Tuma was selected for induction as a Legendary Communicator for his 40-year career in the fishing industry.

Eagan company honored for fast growth Avionté, an Eagan-based software staffing company, has been named to Inc. magazine’s 5,000 list of fastestgrowing companies in America.

Founded in 2006, Avionté has 65 employees and had a three-year growth in revenues of 294 percent, placing it in 1,074th place out of 5,000 fastest-growing companies in the nation.

Local firms win awards from builders association The Builders Association of the Twin Cities honored its top firms and individuals for excellence in home building on Oct. 13. The evening showcased the 45th annual Reggie Award winners, and honored their partners (suppliers and subcontractors) with the 23rd annual Trillium Awards, both awards are given for a new home’s quality in design and construction.

Local winners included: Fieldstone Family Homes of Lakeville, Reggie Award; Homes by Tradition LLC of Lakeville, Reggie Award; Designed Cabinets Inc. of Lakeville, Trillium Award; Southern Lights of Burnsville, Trillium Award.

Daryl Doehr, regional sales manager, Marvin Windows and Doors, Eagan, received the Robert L. Hanson Industry Service Award.

Prime Therapeutics in Eagan recognized Eagan-based Prime Therapeutics, a pharmacy benefit management company, was honored alongside other recipients of the Achievers 50 Most Engaged Workplaces Award at an Oct. 25 gala held in San Francisco, Calif.

The award recognizes top employers that display leadership and innovation toward engaging their employees.

Business Briefs

Business Briefs

Business Briefs

Export assistance program accepting applications

Burnsville Chamber of commerce office moves

Coats of Kindness kicks off winter coat drive

Minnesota’s STEP Program is now accepting applications. Eligible small businesses may apply for reimbursement of up to $500 for export training or up to $7,500 for approved export-development activities through the STEP Export Assistance for Small Business program.

Participants may be first-time exporters or current exporters interested in expanding into new international markets.

Applications will be accepted in monthly rounds until all funding is committed. Upcoming deadlines are Nov. 15 and Dec. 14. For eligibility requirements and application forms, visit www.positivelyminnesota.com/step.

The Burnsville Chamber of Commerce has moved to 350 W. Burnsville Parkway, Suite 425, Burnsville, MN 55337.

All Warners’ Stellian retail locations, including its Apple Valley store, will participate in the Coats of Kindness drive. New and gently worn coats and winter accessories of all sizes can be dropped off in the store through Jan. 12. More information is at coatsofkindness.org.

Listening sessions slated to assess workforce needs Minnesota State Colleges and Universities, the Minnesota Chamber of Commerce and the Minnesota Department of Employment and Economic Development will host listening sessions around the state to assess employers’ workforce needs in the financial services industries. The sessions will be held between Nov. 8 and Dec. 12 in Mankato, Minneapolis, Rochester, St. Cloud, and St. Paul.

Sessions will focus on occupations involving accounting and bookkeeping, finance, financial support services, financial planning, taxation and insurance. Business and industry representatives from the financial services sector are encouraged to register for one of the sessions by visiting www.mnworkforceneeds.eventbrite.com.

Leadership series to be held Nov. 13 in Burnsville MedNet of Minnesota, a nonprofit organization which serves its members by providing networking, education, and support to companies serving the medical device industry, will host MedNet Leadership Series from 8 to 10 a.m. Tuesday, Nov. 13, at MultiSource Manufacturing, 11545 12th Ave. S., Burnsville.

A panel of experts in the business, medical device and research fields will share what they think the 2012 election means for the medical device industry.

The event is free for MedNet members, $10 for members of the Burnsville Chamber of Commerce and the Dakota County Regional Chamber of Commerce, and $25 for all others. Register online at www.mednetmn.org/.

Community colleges to honor Veterans Week Inver Hills Community College and Dakota County Technical College will honor Veterans Week Nov. 6-12 by highlighting personal stories of veterans both in film and in person. The events are free and open to the public.

Inver Hills will host two showings of “War and Torn: 1861-2010,” at 11 a.m. and 1:30 p.m. Tuesday, Nov. 6, in the Green Room of the College Center.

The film is a dramatic presentation of a condition known by different names at different times: hysteria, melancholia and insanity, shell-shock, combat fatigue and, most recently, post-traumatic stress disorder. Discussion will follow both presentations.

The Inver Hills Black Student Union will host a panel of veteran speakers who fought in historical conflicts, including World War II, Korea, Vietnam, Iraq and Afghanistan at 11:30 a.m. Thursday, Nov. 8, in the Green Room of the College Center.

On Monday, Nov. 12 — Veterans Day — State Rep. and Staff Sgt. John Kriesel will present his story, “Still Standing,” at Dakota County Technical College in Rosemount. The presentation will be held at 7 p.m. in the Dakota Room.

New martial arts business opens in Lakeville Ultimate Martial Arts & Fitness is now open in the new retail building at the Heritage Commons development in central Lakeville.

Administrative assistants to meet in Apple Valley The International Association of Administrative Professionals (IAAP) South Suburban Chapter will meet Nov. 27 at Old Chicago, 14998 Glazier Ave., Apple Valley. Speaker Mary Fischer will present “The Virtual Assistant: Getting Started.” Schedule: Networking, 5:30 p.m.; dinner (soup bar), 6 p.m.; chapter business meeting, 6:30 p.m.; adjourn/ networking, 8 p.m. Register at http:// www.southsuburbaniaap.org/SouthSuburban/MeetingsEvents/.

Fairview Clinics to exchange Halloween candy for cash The Fairview Clinics in Eagan (1440 Duckwood Drive) and Rosemount (15075 Cimarron Ave.) will pay children one dollar per pound for leftover Halloween candy. The candy will be donated to military personnel serving overseas.

Focused Eye Care celebrates grand re-opening Focused Eye Care, 7598 160th St. W., Lakeville, will hold a grand re-opening from 3 to 7 p.m. Wednesday, Nov. 14, at a new, expanded location in Lakeville Crossing Center. It will feature complimentary refreshments and grab bags.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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November 1, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

360 Communities remembers Apple Valley mom Winnie

by Sal Mondelli

DAKOTA COUNTY TRIBUNE

The Centers for Disease Control and Prevention says one in four women will experience domestic violence in their lifetime. Experts agree that domestic violence cuts across all racial and socioeconomic lines, and it is often deadly.

So far this year, eleven women have died in Minnesota as a result of domestic violence, according to the Minnesota Coalition for Battered Women. This number includes Woynshet Woldemariam.

Many in the Twin Cities will remember Woynshet as another sobering domestic violence statistic – the Apple Valley mother of two who was tracked down by her ex-husband and shot to death in a murder-suicide last July. To 360 Communities, she was much more. At our 360 Communities Lewis House domestic violence shelter, staff and volunteers knew her as “Winnie,” a courageous survivor. She was an Ethiopian immigrant who came to this country and discovered her own voice and power as an individual when she left her abusive husband. First, she was a client at Lewis House. Then, she became a dedicated volunteer, helping other women escape their abusive relationships.

Winnie did all the right things – from

Guest Columnist Sal Mondelli

getting help from Lewis House staff, to navigating the court system, to safety planning. Ultimately, in a case that is all too common, a determined abuser took her life. But she will not be defined as a victim in our eyes. Nor does her death render violence prevention efforts ineffectual. For every tragic story like Winnie’s, there are hundreds of others that end well because of violence prevention efforts.

Winnie’s death only steels our resolve to reach more women and children who are affected by abuse.

360 Communities has helped more than 65,000 women and children since our first Lewis House shelter opened its doors in 1979. Today, our partnerships with law enforcement, child protection agencies and community supporters are stronger than ever. Recently, a generous couple donated their Toyota Highlander to 360 Communities, requesting that it go to a Lewis House survivor. They understood the barriers to independence

that women face when leaving an abusive relationship. When we handed the keys over to a mother of three staying at Lewis House in Hastings, the look on her face made it clear how life-changing this gift was to her. She recently earned her GED and is getting ready to start community college classes in the spring. She hopes to become a social worker or an advocate for abused women like herself.

Since last March, 360 Communities Lewis House staff and volunteers in Eagan and Hastings have made more than 11,000 contacts in the community, following up on hundreds of police reports, sheltering families and providing phone assistance, counseling, and court advocacy.

At 360 Communities, we believe that if we can get at the root causes of a problem, we can help solve it. How do we stop abusers from committing these crimes against women and children? It is through prevention and intervention – making sure children live in safe and nurturing homes. This ensures kids can grow up to be healthy and contributing members of society and minimizes the chances that they become abusers themselves. 360 Communities is also actively pursuing new partnerships with men committed to

ECM Editorial Board’s recommendations for Nov. 6 Over the past several weeks, the ECM Editorial Board has shared its voting recommendations for key elections on Tuesday, Nov. 6. We do not make these decisions lightly and do so only after hundreds of hours of work by a number of board panels and by the full board. They interviewed numerous candidates and researched issues facing voters this fall.

Below is a review of the recommendations. Complete transcripts of each editorial can be found under the opinion/commentary link at www.hometownsource.com or on this ECM newspaper’s web page (www.sunthisweek. com).

Constitutional amendments

Amendment 1: Recognition of marriage solely between one man and one woman. “Shall the Minnesota Constitution be amended to provide that only a union of one man and one woman shall be valid or recognized as a marriage in Minnesota?” Our recommendation: No. Amendment 2: Photo identification required for voting. “Shall the Minne-

sota Constitution be amended to require all voters to present valid photo identification to vote and to require the state to provide free identification to eligible voters, effective July 13, 2013?”

Our recommendation: No. Voters are reminded that failure to vote on a constitutional amendment has the same effect as voting no on the amendment.

U.S. Senate

Sen. Amy Klobuchar, DFL.

Congressional districts

2nd District: Mike Obermueller, DFL-Eagan.

3rd District: Rep. Erik Paulsen, REden Prairie.

4th District: Rep. Betty McCollum, DFL-St. Paul.

5th District: Rep. Keith Ellison, DFL-Minneapolis.

6th District: Jim Graves, DFL-St. Cloud.

8th District: Rep. Chip Cravaack, R-North Branch.

Some readers on occasion question why newspapers make political en-

dorsements. For the ECM Editorial Board, the political endorsement process is a way to stimulate conversation on important topics and our effort at aiding in the democratic process that asks citizens to participate in electing leaders and deciding key issues.

The recommendations that this board has formulated are based solely on research of the board and represent our assessment of who can best serve our communities at this time. By having the opportunity to meet face to face with candidates and gleaning information from leaders promoting both sides of the constitutional questions, we believe we provide a special service to all readers.

Above all, readers are reminded that our endorsements are nothing more than recommendations. We hope they stimulate your desire to take part in the process on Tuesday, Nov. 6, and that you cast your ballot as you see best.

An editorial from the ECM Editorial Board. Sun Thisweek and the Dakota County Tribune are part of ECM Publishers.

Submissions to Forum: www.DakotaCountyTribune.biz

ending domestic abuse.

Winnie’s sister recently contacted 360 Communities Lewis House to give an update on Winnie’s two children who are now living with her. They have adapted to their new lives as well as can be expected, but still miss their mother tremendously.

“They always talk about Lewis House since most of their materials are from your place and it’s not easy to forget,” says Haregewoin Hailu. “On behalf of my family, I wish to thank you and your staff for your sympathy. We greatly appreciate your support in your kind words, love, donations and the time you spent with us.”

You can join 360 Communities in saying no to domestic violence. Volunteer or donate by visiting our website at 360Communities.org. If you or someone you know is experiencing abuse, please call 360 Communities Lewis House at (651) 452-7288.

Sal Mondelli is president and CEO of 360 Communities, a nonprof it devoted to preventing violence in homes and communities, stabilizing families in crisis, and ensuring that students succeed in school.

Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 1, 2012

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Constitutional amendments to be decided Eagan man develops new device for pain Definition of marriage, photo ID required for voting on the ballot

by T.W. Budig

Dakota County Tribune

Voters will see two proposed constitutional amendments on the ballot on Nov. 6.

Both are controversial.

The so-called marriage amendment seeks to place in the state constitution language defining marriage as the union of man and woman.

The question asked of voters reads: “Shall the Minnesota Constitution be amended to provide that only a union of one man and one woman shall be valid or recognized as a marriage in Minnesota?”

Same-sex marriage is already illegal in Minnesota and would remain illegal even if the proposed marriage amendment fails.

As with all proposed amendments, leaving the ballot question unmarked translates into a “no” vote.

The Republican-controlled Legislature passed the marriage amendment last session. Although Democratic Gov. Mark Dayton opposes it, governors cannot veto proposed constitutional amendments.

Debate on the proposed amendments has been emotional.

Amendment supporters object to same-sex marriage for religious, legal, and cultural reasons.

In one legislative hearing, Catholic Bishop John Quinn of the Diocese of Winona spoke of same-sex marriage as an “untested social experiment.”

But House District 57B candidate Jeff Wilfahrt of Rosemount spoke of his dead son, Spc. Andrew Wilfahrt, 31, a gay soldier, killed by insurgents in Afghanistan.

“On the battlefield, both heteros and homosexuals 2nd District from Page 1A

the opportunity to talk with some good, quality folks up there.

“The district changes have leveled out the numbers a bit more and really makes this race about who’s the better choice about leading the district forward,” Obermueller said. “Obviously, we think it’s us.”

Exactly how redistricting will register in the vote count is a matter of speculation.

“We think Kline has an edge,” said Minnesota AFLCIO President Shar Knutson, strongly backing Obermueller.

Republican 2nd District Chairman Mark Westpfahl expects redistricting to bite into Kline’s vote tally.

“I don’t see that happening this time,” Westpfahl said of the congressman’s share of the vote continuing to trend upward.

Kline has been enjoying romping wins, in 2010 claiming 63 percent of the vote.

bleed red. I cannot imagine what those last moments of life must have been for him,” Wilfahrt said.

Marriage amendment proponents believe adding the language to the state constitution will fend off legal challenges in court to the state Defense of Marriage Act. An attorney for the American Civil Liberties Union of Minnesota said earlier this year that passage of the amendment would indeed make it unfeasible to challenge state DOMA law in state court on the grounds the law violates equal protection rights afford by the state constitution.

Legal challenges could still be made in federal court, they noted.

In general, Democrats opposed the marriage amendment while, in general, Republicans supported it.

Photo ID The so-called photo ID proposed amendment places before voters the following question: “Shall the Minnesota Constitution be amended to require all voters to present valid photo identification to vote and to require the state to provide free identification to eligible voters, effective July 1, 2013?”

Unlike the marriage amendment, which would add little actual language to the state constitution, the Photo ID amendment, if passed, adds a handful of additional sentences.

These say that the state must issue photographic identification at no charge to an eligible voter who does not have a form of ID meeting the requirements of the law.

They detail that a voter unable to present a government-issued photographic

ID must be permitted to submit a provisional ballot and that the provisional ballot must be counted if the voter certifies the provisional ballot in a manner provided by law.

And they detail that all voters, including those not voting in person, must be subject to substantially equivalent identity and eligibility verification prior to a ballot being cast or counted.

Lawmakers, if the amendment is approved, would need to work out additional details of the voting provision when the Legislature reconvenes in January.

In general, Democrats oppose the photo ID amendment while Republicans support it.

Democratic U.S. Sen. Al Franken recently called the amendment “a solution in search of a problem.”

Democrats often refer to he amendment as the “voter suppression amendment” as some believe its aimed at suppressing traditional DFL voting blocs.

Former Secretary of State, Rep. Mary Kiffmeyer, R-Big Lake, who carried Photo ID legislation in the House, argues differently.

“We don’t say close enough is good enough,” Kiffmeyer said of election integrity in Minnesota.

Further, Republicans argue the amendment makes sense — that many activities in life less exalted than voting require photo identification.

Cost of implementing the proposed amendment, if approved by voters, ranges into the tens of millions of dollars.

Westpfahl, in discussing South St. Paul and the new northern parts of the district, said there are areas where it will be a challenge for Kline to break the 50 percent vote threshold.

Westpfahl expects Kline to ultimately win the election by taking about 55 percent of the vote.

“Do I still think he’ll have a comfortable victory? Yes,” he said.

DFL 2nd District Chairwoman Lori Sellner said redistricting has energized Democrats because it offers a better chance of winning.

Sellner views the number of Republicans and Democrats in the retooled district more or less equal.

“It makes the voters in the middle a very dynamic voting group,” Sellner said.

She believes Obermueller, whom she portrays as personable, approachable, possessing common sense, will have greater appeal to the middle than Kline whose staunch conservatism is masked by

the congressman’s ability to fly under the radar, Sellner argues.

Sellner views health care and the economy as key issues in the race.

“We embrace the term ‘Obamacare,’ because it’s really about caring,” Sellner said.

Sellner views the economy as stabilizing.

For his part, Westpfahl, while saying the economy is the stock answer to the question of what’s the most important issue, believes under the veneer voters are picky about a lot of other things.

Westpfahl argues the perceived morass of issues is making it tough for Obermueller to launch narrowly focused campaign ads.

For Obermueller, it wasn’t the happy effect of redistricting that prompted him to challenge Kline but the congressman’s voting record, he said.

“He should know better than to think we’re going to turn Medicare into a risky

T.W. Budig can be reached at tim.budig@ecm-inc.com or facebook.com/sunthisweek.

Invention mimics trigger-point massage

by Jessica Harper

to its release and reported feeling immediate re For much of his career, sults. Several patients who Eagan physical therapist spoke with Sun Thisweek Jon Reynolds has recomsaid they noticed their mended various products recovery lasted longer in for his patients to relax between sessions. One patight muscles but has oftient described the system ten been disappointed by as feeling like receiving a their results. trigger-point massage.

Frustrated by the lack

“The TOLA system of options on the market, is for anyone with pain Reynolds developed a new who wants to relieve it product called TOLA without medicine,” ReynPoint System, which olds said. “The product mimics trigger-point helps speed up their return pressure created by human to the foundation they fingers, allows patients to want.” relax tight muscles and re Reynolds has been lieve pain from home. practicing physical theraPhoto by Jessica Harper “This system allows Eagan physical therapist Jon py for 25 years and has a a good range of motion Reynolds developed a new trigger- bachelor’s and a master’s compared to other prod- point system to target muscle in physiotherapy from the ucts,” he said. tightness and pain. To date, he University of Cape Town

TOLA comes with has sold 1,800 to other therapists in South Africa, and a three nipple-shaped through a local distributor as Ph.D. in rehab science cups called points, round well as at his private practices from the University of wedge-shaped bases and a in Minneapolis and Eagan and Minnesota. second base with a round- online.

He opened his first ed bottom to allow for a private practice five years rocking motion. Patients ago called Reynolds Resimplistic, but the system lay on top of the points while was a six-year endeavor that hab Physical Therapy in Minpositioning them against required constant testing to neapolis. Reynolds expanded specific muscles. Their body ensure the angles and materi- his clinic to Eagan in 2007. weight provides the proper als were just right to provide Both offer physical therapy pressure while the shape of maximum relief, Reynolds for injuries, chronic medical point and wedge target the said. conditions and sports-related muscle, Reynolds said. The The product has been a hit issues. Reynolds said his pracrocking bottom enables pa- since its release in January. To tice differs from others in the tients to massage the point date, Reynolds has sold 1,800 area by using his hands to into their muscles. A strap is systems to other physical provide therapy rather than sold separately to apply pres- therapists through Plymouth- machines. sure while the patient is sit- based distributor OPTP. He In addition to running ting or standing. has also sold it directly to pa- his own clinics, Reynolds is “The design was inspired tients at his clinics in Eagan a member of the American by my work on patients and and Minneapolis and at his Physical Therapy Association trying to replicate that,” said website www.tolapoint.com. and the International ShoulReynolds, who provides man- Each system, which includes der Group. ual physical therapy. three points of varying sizes, For more information Although the system en- two angles of varying degrees on Reynolds’ practices, visit ables patients to receive treat- and two rounded bases, costs www.tolapoint.com or www. ment at home, it is intended $39.95. An expanded system reynoldsrehabpt.com. to be used in conjunction with that includes the strap costs Jessica Harper is at jessica. physical therapy, Reynolds $49.95. said.

Between 40 and 45 pa- harper@ecm-inc.com or facebook.com/sunthisweek.

Each component appears tients tested the system prior DAKOTA COUNTY TRIBUNE

voucher scheme,” Obermueller said of Kline’s support for the Paul Ryan budget plan.

Obermueller depicts himself as the alternative to Washington status quo.

He faults both Republicans and Democrats for bickering too much, achieving too little.

While unwilling to raise taxes on the middle class at this point, Obermueller, in discussing the Bush tax cuts set to expire at year’s end, indicated he could support increasing taxes on the wealthy.

“I think millionaires can afford to help a little bit,” he said.

His first bill as congressman, Obermueller said, would be a repeal of No Child Left Behind.

He faults Kline, the education committee chairman, for a lack of decisive action on No Child Left Behind.

Voters are eager for a shake up in Washington, Obermueller argues.

“People are finally hav-

ing the chance to have a real choice down here,” Obermueller said of the contrast between Kline and himself.

“It would be the biggest affront to me to hear people say, ‘He’s just one of those Washington guys.’ ” Kline said while he loves chairing the education committee it can be frustrating.

“Part of that is for months now, we’ve been locked up in this election,” Kline said.

“The Senate – it’s hard for them to get anything done – they’ve been really frozen up.

“I’m always a little disappointed when I’m able to get something through the committee, and then through the House floor, and then it dies,” he said.

Kline insists Republicans are out to save Medicare, not kill it.

He argues that for older Americans, the Ryan budget plan envisions no change to Medicare for them at all.

Supporting the idea of lowering tax rates and closing

tax loopholes as a means of increasing tax revenue, Kline rejects the idea of raising tax rates.

“Particularly when you have an economy that is still terribly, terrible, struggling,” Kline said.

Kline believes Republicans will keep control of the House.

“I’m feeling very confident it will be (House Speaker John) Boehner when we start the next Congress. But nobody is taking it for granted,” he said.

“I feel very confident in my own race. I’m not taking for it granted. I’m campaigning. I’m raising money. I’m talking to voters,” Kline said.

“I’m sure he’s a nice guy,” Kline said of Obermueller.

But he’s a tax-and-spend guy, Kline insisted.

“The voters can decide,” he said.

T.W. Budig can be reached at tim.budig@ecm-inc.com or facebook.com/sunthisweek.

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November 1, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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Wellstone’s legacy recalled Hotel may finally be Ten years later, Minnesota politicians, colleagues built in Heart of the City reflect on senator’s death Would go on remaining city-owned land

by John Gessner

DAKOTA COUNTY TRIBUNE

The hotel that has eluded Burnsville since it launched its Heart of the City redevelopment district may be closer than ever.

A hotel ownership group is negotiating with the city to buy the remaining 1.75 acres of what is known as the AAA property.

The land is north of the Burnsville Performing Arts Center and the adjacent city parking deck.

The PAC is a driving force behind the ownership group’s interest in building the hotel, a longtime city goal, Mayor Elizabeth Kautz said.

“It all has to do with market conditions,” she said.

“People who own these hospitality enterprises always look at what the market’s going to drive. They’re interested now because the Performing Arts Center is doing exactly what it said it would do – drive business to our hotels, our restaurants and our retailers.”

City officials have seen more expansive hotel-related projects come and go in the Heart of the City but say this hotel-only project appears especially promising.

They wouldn’t identify the ownership group, which has requested anonymity while negotiations continue.

If the group and city staffers reach a tentative purchase deal, it could be reviewed by the Economic Development Commission on Nov. 14 and go to the City Council, acting as the Economic Development Authority, for action on Nov. 20, Community Development Director Jenni Faulkner said.

“We’ve gotten indications from (the group) that this is something that they want to do,” Faulkner said. “Certainly, this has been a long-term vision of the city, that we have a hotel in the Heart of the City.”

The group hasn’t secured a hotel company yet, she said.

But Council Member Dan Gustafson said it’s his understanding the group has been working with a company “for some time.”

Tentative plans call for a hotel of just over 100 rooms, Faulkner said.

The land is the last piece of about six acres of property, including the old AAA Minnesota/Iowa site, the city bought in 2001. Most of the land is now occupied by the PAC, the parking deck, Nicollet Commons Park and the Mediterranean Cruise restaurant. A Metropolitan Council grant paid for the PAC and park property.

A group called Spirit Mountain Land Holding came to the city in 2001 with grand plans for a $100 million development that was to include an upscale hotel, corporate training center, sculpture academy, water park, 1,200-seat fine arts theater and other features.

By fall 2004 that project had fallen through, and a group called Faulkner USA was proposing a 225-room hotel, community performing arts center and four-story mixed-use building. That plan also fell through.

In 2007, the city was moving forward with its own arts center and offered remaining city-owned land for sale on the open market.

Anderson Builders was

awarded a purchase agreement for a hotel/event center/bistro as well as two office buildings and a parking structure. Anderson pulled out in 2008.

New ingredients in the mix since then are the PAC, which opened in 2009, and the Mediterranean Cruise Cafe. Kautz pointed to weeklong dance competitions that have become a staple booking at the PAC. They’ve grown from four a year to 16 this year, she said.

The would-be hotel owners “see that there is a destination that draws,” she said.

“We’re very optimistic that this deal will come to fruition,” Faulkner said. “It should complement the PAC and make use of the parking and infrastructure that’s already there.”

A land purchase agreement would require that the new owners deliver on the hotel.

“They can’t buy it for speculation,” Kautz said.

Gustafson, the council’s former Economic Development Authority president, said he initiated contacts with the ownership group through former Burnsville Chamber of Commerce President Daron Van Helden, who knew the parties.

He and Van Helden met with the group last September, Gustafson said.

When he ran into the parties this spring, Gustafson said, they told him they were ready to make an offer on the land.

John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

by T.W. Budig

dakota County tribune

Rep. Denise Dittrich, DFL-Champlin, remembers hearing the news of the plane crash while handing out stickers at a Halloween parade in Anoka.“It was like a JFK moment — you knew exactly where you were,” she said.

On the morning of Oct. 25, 2002, Democratic Sen. Paul Wellstone, wife Sheila, daughter Marcia Wellstone Markuson, and three campaign staffers boarded a Beechcraft King Air in St. Paul to fly to Eveleth to attend the funeral of a steelworker.

Wellstone, seeking a third term in the Senate, was in a tight race against former St. Paul Mayor Norm Coleman.

The election was less than two weeks away.

As the Beechcraft approached the Eveleth airport on that Friday, passengers might have gazed at the muted tones of late autumn below.

But the pilots let the Beechcraft’s airspeed fatally dip, crash investigators later determined.

The plane stalled and dove into a wooded area.

All aboard were killed.

Outside the Wellstone campaign office on University Avenue in St. Paul the sidewalk soon filled with flowers, flickering candles, and notes of loss and love.

National media soon gathered in the street.

Some 20,000 attended a memorial service at the University of Minnesota.

The loss was painful.

Paul David Wellstone Jr., in his book “Becoming Wellstone,” recalls receiving a package at home some time after the crash.

Opening it, the senator’s son discovered personal items

culled from the plane wreckage.

Among these was a partially melted wedding ring Paul and a burnt Wellstone We l l s t o n e campaign button reeking of jet fuel.

Shocked, Wellstone crumpled to the floor.

Paul Wellstone was born and grew up in Arlington, Va. In 1963, Wellstone married Sheila Ison and Wellstone recalled being one of the few university students pushing a baby carriage around campus.

Rick Kahn of Minnetonka, a close friend of the Wellstone family, said the couple were deeply committed to each other – a team.

“They always wanted to be together. They were in all of this together,” he said.

“That was always the case. A remarkable, even an inspirational thing.”

It was at the University of North Carolina, Chapel Hill, that Wellstone distinguished himself as a championship wrestler.

Physicality was part of Wellstone, man and politician.

Wellstone intensely exercised six days a week.

He once delighted an Anoka County parent who told Wellstone their son was a wrestler by immediately breaking into a wrestler’s stance as if ready to grapple with the boy.

Rep. Ryan Winkler, DFLGolden Valley, in an email said it was Wellstone’s love of wrestling that stood out in his mind.

“I always thought of Paul Wellstone as a fighting lib-

eral – a great happy warrior in the tradition of Hubert Humphrey. But he was also just great at connecting with people because of his enthusiasm for life,” Winkler wrote.

Wellstone thought a lingering ache in a leg was the result of an old sports injury.

But in February of 2002 he announced that he had been diagnosed with multiple sclerosis, a disease of the central nervous system.

He downplayed the disability.

“I’ve been very, very lucky,” said Wellstone, speaking two months before his death. “Because one thing all the MDs said is that people (with multiple sclerosis) get tired quickly — I don’t.”

Dittrich recalled a small fundraiser for Wellstone at a private home and watching the senator getting to his feet.

It was obvious his legs were causing him pain, she said.

Kahn deemed MS to Wellstone a hindrance, not a lifechanger.

Yes, walking and climbing were more difficult, he explained. “(But) Paul to the last day of his life was the strongest, most energetic person,” he said.

While colorful, Wellstone was divisive.

Republican Gov. Tim Pawlenty called him “Potomac Paul,” the fiery outsider who went to Washington and became an insider.

He had become the kind of the establishment figure the 1990 Paul Wellstone would have relished going after, Republicans argued.

Wellstone never got used to negative campaign advertising – “I hate it! Always!” he said once, smiling – and was perplexed by the rancor a perceived minority of voters felt toward him.

Sometimes during parades, noticing a cold stare from the curb, Wellstone would turn to his wife and express mystification.

“It’s surprising to me, actually,” Wellstone said of seeing flashes of anger.

The use of broad-stroke words like “liberal” and “populist” tended to turn politicians into caricatures – cartoons, Wellstone believed.

Speaking in August 2002, Wellstone acknowledged that in meeting new people, learning new things, he had changed over time.

But not his deeper values.

“In terms of your soul, the fire that burns inside you and what you have passion for and what you hope for – the love of your people, family, state – no, I don’t think so,” Wellstone said.

“It’s the same, old rock-theboat approach.”

Wellstone had the ability to laugh at himself.

See Wellstone, Page 7A

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 1, 2012

Legislative forum touches on economic issues

by Aaron M. Vehling

7A

Deficits, tax reform discussed at Lakeville Chamber of Commerce forum

DAKOTA COUNTY TRIBUNE

Deficits and tax reform were among the topics tackled at the Lakeville Area Chamber of Commerce’s legislative candidates forum Oct. 23 at Crystal Lake Golf Club.

Incumbent Sen. Dave Thompson, R-Lakeville, and his DFL challenger Andrew Brobston, a Vermillion Township software engineer and entrepreneur, are running in the new Senate District 58, which represents most of Lakeville, Farmington and some adjacent townships.

In 58, there is one newly created House District, 58A, that encompasses all of Lakeville but for portions in the northeast and northwest of the city. Unlike other area seats that are primarily altered versions of past districts, 58A is brand new and so it is open.

Incumbent Representative Mary Liz Holberg, R-Lakeville, is running for that new seat after representing the area for more than a decade in an old district that included the northwest area where she lives. Now she is moving to that new area to keep her ties to a primarily Lakeville district, a city in which she has lived with her family for more than two decades.

Her challenger is Colin Lee, DFL-Lakeville, a software developer and entrepreneur who has run against her previously.

Candidates for House 58A, which covers Farmington and nearby rural and small-town areas, are incumbent Rep. Pat Garofalo, RFarmington, and challenger Jim Arlt, DFL-Ravenna Township, a former police officer, deputy sheriff and special agent with the Minnesota Department of Public Safety.

During separate forums for House and Senate candidates, each pair discussed tackling a projected state budget deficit for the 20142015 biennium of $1.1 billion, but which some say will be reduced by about $400 million.

“I’m a firm believer that government does not have a revenue problem,” Thompson said before an audience of about 35 people, mostly Chamber members. “It has a spending problem. Government is trying to do too much Wellstone from Page 6A

Appearing on the Charlie Rose Show in the summer of 2001, Wellstone added “foolish” to the list of personal traits he brought to the Senate as a newly elected senator.

He told of a Senate colleague saying he enjoyed his speeches but did not understand the workings of the Senate – an omission Wellstone set out to correct.

Photo by Aaron Vehling

State Rep. Mary Liz Holberg, R-Lakeville, and challenger Colin Lee, DFL-Lakeville, discussed the state deficit and tax reform at Lakeville Area Chamber of Commerce legislative candidate forum Tuesday, Oct. 23. Holberg and Lee are vying to represent the new House District 58A, which covers most of Lakeville and was carved out of Holberg’s current district after redistricting. for too many.”

Deficits, he said are based on projected growth in the budget.

“The way government does accounting is incredible,” he said.

Brobston added that “one thing to remember is that there is no such thing as state money. There is only your money.”

Residents of the state trust the Legislature to spend money wisely.

“You get rid of programs that aren’t working,” Brobston said. “You have to be smart about spending money.”

Competing on price alone is not the way to go, he said, likening it to businesses trying to out-price Walmart.

“You can’t take (revenue) from businesses directly,” he said. “I don’t think that’s the right way to do things.”

During the House forum, moderator Glenn Starfield asked candidates the same question.

Holberg, currently chair of the House Ways and Means Committee, championed the Legislature’s ability to balance the budget recently without raising taxes.

“In the last legislative session we were able to defeat nearly $5 billion in tax increases proposed by Democrats,” Holberg said.

Closing the deficit re-

quires a balanced approach, Lee said. Closing loopholes for foreign corporate entities is one way, he said.

An internet sales tax, also championed by Arlt, is another way to raise revenue and level the playing field for small businesses, Lee added.

Pooling health insurance statewide could save “$100 million every year,” he said.

Lee then challenged the assertion that there was a budget surplus this current biennium.

“When you max out a credit card but still have $1 in the bank,” Lee said, “do you call that a surplus? My opponent does.”

Holberg, speaking to Lee’s point about pooled teacher health plans, countered that “the devil’s in the details.”

“That has been adamantly opposed by local school districts because costs go up in excess of $1 million,” she said.

As for the deficit, “the numbers change month to month,” Holberg said. “The biggest risk to the budget situation is what’s happening at the federal level.”

Garofalo, chair of the House Education Finance Committee, offered an optimistic outlook.

“Things are going in the right direction,” he said.

“Cash flow and budget reserve accounts are close to

$2 billion. Revenues are $444 million above the forecast.”

He said that November revenue forecasts could reach as much as $600 million higher. If that doesn’t happen, though, he said that priorities would include “public safety, education and ensuring the most vulnerable are watched out for.”

Changes to the Electronic Benefit Transfer program, disallowing the use of the cards to purchase cigarettes and alcohol, and allow the use of the cards out of state are successful, cost-saving changes, he said.

Arlt said legislators should continue to look for “efficiencies in government.” In addition to mentioning the internet sales tax, Arlt attacked an abundance of regulation on gambling.

“We have three different regulatory boards overseeing three different forms of gambling,” he said, calling for merging them all into one entity to “reduce government.”

The candidates also spoke about their top three priorities.

Brobston said jobs, education and a cooperative Legislative atmosphere were top priorities.

“Unemployment is still too high,” he said. However, it

is not for a lack of trying for some employers. The company where he works primarily – he also runs a business on the side – has had trouble finding qualified candidates.

“A position like mine has been open for months and months, but they can’t fill it,” Brobston said, emphasizing the need for skills training.

“We need to get people into jobs so they spend money again.”

Thompson concisely outlined his three: improve the business climate, improve education and a diminished role for bureaucracy.

Government should create a complementary climate so the private sector can create good jobs, he said.

Bureaucracy in the state is “overly burdensome,” he said.

“My mother- and fatherin-law nearly lost their farm because they could not hardly get themselves through the morass of state and federal regulations to put a dike up” to protect from seasonal flooding.

On the House side, Holberg listed balancing budgets without raising taxes, job creation and a quality workforce as her priorities.

“Unfortunately, we continue to rank in the bottom five in national rankings for business climate,” Holberg said.

Wellstone, who voted against the Persian Gulf and Iraq wars, while laughing at his own brashness also said the public was thirsting for a politics of inclusion.

“You can’t be so tippy-toe,” Wellstone said of a perceived mushiness among Democrats at the time.

Carleton College Political Science Professor Steven Schier views Wellstone as definitely leaving a legacy in Minnesota

politics.

For one thing, Wellstone remains a “hallowed figure” within the Minnesota DFL Party, which is one of the most liberal in the United States, he said.

While Wellstone’s war votes and mental health legislation stand out, Wellstone was also known for his oratory, Schier said.

“I think he had considerable national ambition,” said Schier,

suggesting Wellstone may have been weighing a presidential run at the time of his death.

Area lawmakers have different memories of Wellstone.

Rep. Jim Abeler, R-Anoka, remembers Wellstone attending an event at Anoka Technical College when the school was facing possible closure.

The matter was really out of Wellstone’s hands, but Wellstone was extremely encouraging, Abeler said in an email.

“I still recall him saying goodbye to me in the parking lot, by name, as he limped off to his car after the event,” Abeler said. “(I) never forgot that.”

Rep. Rick Hansen, DFLSouth St. Paul, met his wife Suzanne on Wellstone’s 1990 campaign.

Dittrich recalled visiting the Wellstone memorial outside of Eveleth with Rep. Pat Garofalo, R-Farmington.

Priorities

A skilled workforce is needed as well, she said.

“We need to make sure the highly skilled workforce businesses need is available,” she said.

Lee’s were similar to Holberg’s: jobs, skills gap and closing the structural deficit.

“Every single year – surprise, surprise – there is another deficit,” Lee said. One way to close it, he said, is a balanced approach to cuts and taxation. “When I say I will close the deficit I will make sure it happens.”

Arlt, a political independent running under the DFL banner, talked about jobs and the business climate in the state. Property tax reform is also a must, he said.

“Both parties have done accounting shifts,” Arlt said.

“There are pocks on both houses.”

Instead of using children’s education as a piggy bank by taking money from local districts, he said, “we need to take care of the budget at a state level.”

Garofalo said his No. 1 priority is private sector job growth.

Other districts represented at the forum; • Senate District 56: Incumbent Sen. Dan Hall, R-Burnsville, and challenger Leon Thurman, DFLBurnsville. Roz Peterson, R-Lakeville, running in the newly created House District 56B which includes northwest Lakeville (opponent Will Morgan, DFL-Burnsville, was absent).

• Senate District 57: Greg Clausen, DFL-Apple Valley (opponent Pat Hall, R-Apple Valley, was absent). Roberta Gibbons, DFL-Apple Valley, challenging incumbent Rep. Tara Mack, R-Apple Valley, in House 57A (Mack was absent). This House District now includes the northeast portion of Lakeville.

The full forums are available on the city of Lakeville’s website at http://www. ci.lakeville.mn.us.

For more information on the candidates, see the voters guide insert in this edition.

Aaron Vehling can be reached at aaron.vehling@ecm-inc. com or facebook.com/sunthisweek.

They were in the vicinity on legislative business.

“It was a very somber moment – a sacred moment,” Dittrich said of standing amidst the pines.

Wellstone would have turned 68 in July.

T.W. Budig can be reached at tim.budig@ecm-inc.com or facebook.com/sunthisweek.

8A ��

November 1, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY �������� �� ���� ������ ������ �������

Met Council experts say water is in ample supply

by T.W. Budig

Dakota County Tribune

Future growth in the Twin Cities metro are will not be inhibited by a shortage of water, the Metropolitan Council Area Water Supply Advisory Committee heard on Thursday, Oct. 25.

But the potential for falling lake levels, seen in the receding shoreline of White Bear Lake in Washington County, could visit other area lakes unless water resources are skillfully managed, Met Council staff warned.

When it comes to lakes, it’s not just a question of what’s on the surface but what’s under it – groundwater.

Some 100 billion gallons of groundwater is pumped to the surface every year in the metro.

It’s estimated aquifers underlying the region contain some 10 trillion gallons of water.

But suburban growth has placed heavier reliance on groundwater.

The majority of the met-

Groundwater levels a concern in metro area ro’s population depends on groundwater for daily use.

Already, in some areas, groundwater levels have fallen sufficiently to affect local wells.

According to a recent Met Council study, about a third of the surface water features in the eleven-county metro area are potentially vulnerable to groundwater pumping.

Surface waters in Sherburne, Anoka, and Isanti counties top the list.

One example of groundwater pumping lowering lake

levels is White Bear Lake.

Two years ago water levels in the 2,400-acre lake were lower than seen during the historic drought years of the 1930s.

In undisturbed areas, about half of the precipitation makes its way to the aquifer.

In the metro, this infiltration rate, for various reasons, is about 20 percent, according to Met Council staff.

The recent Met Council study determined that most surface water features in Dakota County are not vulnera-

ble to groundwater pumping.

The majority of surfacewater features in Scott, Carver, western Hennepin and eastern Wright counties, are also not vulnerable, basically because of the thick, low permeability soils in the area, the study concluded.

The Mississippi, Minnesota and St. Croix rivers were deemed potentially vulnerable.

The three rivers channel some 4.7 trillion gallons of water through the metro – the cities of St. Paul and Minne-

apolis, though drawing some billions of gallons annually out of the Mississippi River, actually use a small fraction of the water.

In general, the Mississippi River is a reliable source of water.

The U.S. Army Corps of Engineers determined in a study that 90 percent of the time between 1931 and 2003 river flow was not a concern.

River Heights Chamber of Commerce events: • Thursday, Nov. 8, 8 to 9 a.m., Inver Grove Heights Local Issues meeting at the District Offices. Information: Chaz Kleinsteuber at chaz@riverheights.com.

ence Trail, Apple Valley. To see if your category is open go to www.

NetworkUnlimited.org.

Network Unlimited Eagan Chapter, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Caspers Cherokee of Eagan, 4625 Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org.

SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of the month from 8 to 9 a.m. at the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. The group is based on relationships and charitable giving. Openings are available. Visit smartmnnetworking.com. Questions – contact Arlene Seifert at (952) 8981777.

BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession.

Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660.

BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com.

BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net.

BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 2983487.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com.

Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at Kowalski’s Market, 1646 Diffley Road, Eagan. This lively referral group can help you grow your business. Membership is limited to one person from each category. Visitors are welcome.

For more information, contact Jay Taylor at (651) 688-3100, jay. taylor@hitechmn.com. Find the chapter’s website at bnimn.com.

Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339.

Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676.

Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register.

Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com.

Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice.

Visitors welcome. The S Metro

Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177.

SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of every month from 8 to 9 a.m. at the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. We are a networking group based on relationships and charitable giving. Openings are available. Visit smartmnnetworking.com. Questions – contact Arlene Seifert at (952) 898-1777.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org).

Members: Free. Guests: $5.

Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan. Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994-8392.

Rise and Shine Networking Group meets the second Wednesday every month at 8 a.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting.

Information: Mary at (651) 9948392 or meetup.com/riseandshine networking group.

T.W. Budig can be reached at tim.budig@ecm-inc.com or facebook.com/sunthisweek.

Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, Nov. 1, 7:30 to 8:30 a.m., The Buzz/West St. Paul/Mendota Heights Business Council – Retail Development from a Broker’s Perspective, DARTS, 1645 Marthaler Lane, West St. Paul. RSVP: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com.

• Wednesday, Nov. 7, 5 to 6:30 p.m., Why Not Wednesday Business After Hours, Think Mutual Bank, 4245 Johnny Cake Ridge Road, Eagan. RSVP: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com.

• Thursday, Nov. 8, 8 to 9 a.m., Coffee Break,, Volt Workforce Solutions, 1270 Northland Drive, Suite 100, Mendota Heights.

RSVP: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com.

• Thursday, Nov. 8, 4 to 6 p.m., ribbon cutting and open house at Mobile Pantry, Restoration Covenant Ministry Center and Office, 7707 147th St. W., Apple Valley.

Ribbon cutting at 4:30 p.m. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com.

• Friday, Nov. 9, 7 to 10 p.m., Member & Volunteer Celebration – Barnyard Bash, Dodge Nature Center, Farm Education Building, 1701 Charlton St., West St. Paul. Information: Jessy Annoni at (651) 288-9202 or jannoni@

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dcrchamber.com.

Apple Valley Chamber of Commerce events: • Tuesday, Nov. 6, 7:30 to 9 a.m., Chamber Coffee Connection, Best Buy, 15300 Cedar Ave., Apple Valley.

Burnsville Chamber of Commerce events: • Thursday, Nov. 1, 4:30 to 6:30 p.m., Business After Hours, High Five Bar & Grill, 14103 Irving Ave. S., Burnsville. Information: Chad True, http://hi5bar. com/.

• Wednesday, Nov. 7, 8 to 9 a.m., AM Coffee Break, Costco, 14050 Burnhaven Drive, Burnsville.

Lakeville Area Chamber of Commerce events: • Friday, Nov. 2, 6 to 11 p.m., Fall Gala. Registration required.

Information: todd@lakevillechambercvb.org.

• Monday, Nov. 5, 2 to 4:45 p.m., Career Jamboree, Lakeville South High School.

• Wednesday, Nov. 7, 7:30 to 8:30 a.m., Morning Brew, Crystal Lake Golf Club/St. Paul Pioneer Press.

• Wednesday, Nov. 7, 11:30 a.m., Women of the Lakeville Chamber Luncheon – The Life of Belinda Jensen, Crystal Lake Golf Course, 16725 Innsbrook Drive. Information: Linda or Michele at info@lakevillechambercvb.org.

• Thursday, Nov. 8, 5:30 to 8:30 p.m., Ladies Night “Christmas Extravaganza,” downtown Lakeville.

• Friday, Nov. 9, 8 to 9 a.m., Teacher Appreciation Breakfast, Lakeview Elementary School.

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Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741.

Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals.

Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com.

Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville.

For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook.

Network Unlimited South Valley Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at Valley Tap House, 14889 Flor-

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Chick-fil-A plans Apple Valley location

Chick-fil-A could be coming to Apple Valley’s Cedar Avenue corridor.

The Georgia-based restaurant chain that specializes in breaded chicken sandwiches has submitted a plan to the city for a drive-through restaurant at Cedar Avenue and 153rd Street.

Last week the city’s Planning Commission reviewed the restaurant’s proposal for a

4,585-square-foot building at the southeast corner of the Cedar and 153rd intersection. The proposed restaurant includes seating for about 100 people, a drivethrough and a 38-space parking lot.

Pending city approval of the development plans, Chick-fil-A is looking to begin construction as early as next spring.

Chick-fil-A has about 1,700 restaurants in the

United States, with Minnesota locations at the Minneapolis-St. Paul Airport, the University of Minnesota campus in Minneapolis and Minnesota State UniversityMankato.

In the Twin Cities, Chick-fil-A is also looking to build restaurants in Coon Rapids and Maple Grove.

—Andrew Miller

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Dakota County Business Contacts

Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101,

Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Address: 101 W. Burnsville Parkway, No. 150,

Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100,

Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101,

Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102,

Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau

Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association

Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m.

Judy Tschumper is the director of the Downtown

Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau

Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove

Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership

Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County.

Address: P.O. Box 240874, Apple Valley MN

55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE

Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors.

Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments

Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs.

Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, David McKnight Phone: (651) 280-6801 E-mail: dmcknight@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Issuance of Emergency (Ex Parte) Order for Protection by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-12-2158 Case Type: Domestic Abuse In the Matter of: Bruce Donald Hembolt, Petitioner vs.

Monique Sherri Harris, Respondent To Respondent named above: YOU ARE HEREBY NOTIFIED that an Ex Parte Order for Protection has been issued in the above matter. You may request a hearing if you contact the court administrator’s office within 12 days of the date of publication of this notice. You may obtain a copy of the Ex Parte Order for Protection and the form to request a hearing from the court administrator’s office at the following address: Western Service Center, 14955 Galaxie Avenue, Apple Valley, MN 55124.

Failure to request a hearing or to obtain a copy of the Ex Parte Order will not be a defense to prosecution for violation of the Court’s order.

Date: October 26, 2012 Carolyn Renn Court Administrator Valerie Blomquist Deputy 3203773 11/1/12

PUBLIC NOTICE

CITY OF LAKEVILLE, DAKOTA COUNTY, MINNESOTA NOTICE OF HEARING ON IMPROVEMENT TO WHOM IT MAY CONCERN: NOTICE IS HEREBY GIVEN that the City Council of Lakeville will meet at 7:00 p.m. on Monday, November 19, 2012, at the City Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota, to consider the 2013 Street Reconstruction Project within portions of Donnay's College Park, Donnay's Valley Park, Donnay's Valley Park 2nd Addition, Donnay's Valley Park 6th Addition, Southbluff, Clay's Acres, Dodd Terrace and The Meadows; City Improvement Project 13-02, pursuant to Minn. Stat. 429.011 to 429.111.

The area proposed to be assessed for the improvements is as follows: The project will include property in that part of Section 3 Township 114 Range 20 and that part of Section 30 Township 114 Range 20, lying east of Interstate 35 within the City of Lakeville, Dakota County, Minnesota, and also being in subdivisions: Donnay's College Park, Donnay's Valley Park, Donnay's Valley Park 2nd Addition, Donnay's Valley Park 6th Addition, Southbluff, Clays' Acres, Dodd Terrace and The Meadows.

The estimated cost of the improvement is $8,508,000. Such persons as desire to be heard with reference to the proposed improvement will be heard at this meeting.

DATED this 15th day of October 2012.

CITY OF LAKEVILLE BY: Charlene Friedges, City Clerk 3197201 10/25-11/1/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE COURT DIVISION Court File No. 19HA-PR-12-676 In Re: Estate of Myrna L. Meyer formerly Myrna L. Bertzyk, Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: Notice is given that informal appointment of Anton E. Meyer, whose address is 9518 - 207th Street West, Lakeville, MN 55044, as personal representative of the estate of the above named decedent, has been named. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred.

Dated: 10/26/12 Heidi Carstensen Registrar Carolyn M. Renn District Court Administrator Frederick R. Kopplin Attorney at Law 5038 34th Avenue South Minneapolis, MN 55417 (612) 721-4488 I.D. #57563 3203837 11/1-11/8/12

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 12/04/2012 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St. Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person here-in-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Ruth Ann Suttles Bill of Lading #: 000205 Amount: $3,745.00 Bester Brothers Transfer & Storage Co. Inc. 260 Hardman Avenue South South St. Paul, MN 55075 3197043 11/1-11/15/12

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-FA-11-1607 Case Type: Domestic Abuse In the Matter of: MAXIMINO MENDEZ, Petitioner vs.

ROSEANNE MARIE SWANSON BELTRAN, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1 Mendota Rd W #140, West St Paul, MN on November 20, 2012 at 1:30 p.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosecution for violation of the Court’s Order.

Date: October 24, 2012 CAROLYN M RENN Court Administrator LORI SCHNEPF SENIOR COURT CLERK 3199358 11/1/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-662 In Re: Estate of GREGG H. HEGMAN, Decedent.

Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed DAVID S. HEGMAN, whose address is 1124 James Avenue, Saint Paul, Minnesota 55105, to serve as the personal representative of the decedent’s estate.

Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 10/19/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative: DUDLEY AND SMITH, P.A. Michael J. Burke (MN# 174816) 101 East Fifth Street, Suite 2602 Saint Paul, MN 55101 Telephone: 651-291-1717 Facsimile: 651-223-5055 e-mail: mburke@dudleyandsmith.com 3194606 10/25-11/1/12

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Custody/Parenting time Court File No.: 19AV-FA-12-2992 _______________________________________ In re: The Matter of: MICHAEL BELLUTO, Petitioner, and JENNIFER BROWN, Respondent. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: You are hereby summoned and required to serve upon petitioner’s attorney an answer to the petition which is served upon you together with this summons within twenty (20) days after service of this summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for relief demanded in the petition.

Date: October 5, 2012 JAMES D. CAPRA, INC. /s/ James D. Capra (#019847X) Attorney For Petitioner 26 Exchange Street East, Suite 310 St. Paul, Minnesota 55101-2264 Tel: (651) 291-0903 Fax: (651) 291-0842 3186753 10/18-11/1/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Gloria’s Garden Childcare 2. Principal Place of Business: 1279 Cherokee Ave, West St. Paul, MN 55118 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Gloria J Allie, 1279 Cherokee Ave, West St. Paul, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 9-21-12 Gloria J. Allie 3190372 10/25-11/1/12P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-684 In Re: Estate of NORMA JEAN NELSON, Decedent.

LARRY NELSON has filed a Petition for Determination of Descent. It is Ordered that on Nov. 27, 2012, at 9:00 am, a hearing will be held in this Court at Dakota County Judicial Center, 1560 W. Highway 55, Hastings, MN 55033, Minnesota, on the petition.

The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court probate the decedent’s Will, determine the descent of such property and assign the property to the persons entitled.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted.

Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing.

Dated: 10/29/12

BY THE COURT Erica H. MacDonald Judge of District Court Law Office of Eric S. Rehm Eric S. Rehm MN# 90268 740 Southcross Dr. W #105 Burnsville, MN 55306 Telephone: 952-890-7050 Facsimile: 952-898-9632 e-mail: lawofere@aol.com 3203116 11/1-11/8/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Mi5 Fitness 2. Principal Place of Business: 16320 Kenrick Loop, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

No Name Fitness LLC, 16320 Kenrick Loop, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 10/5/12 Steve Jones - CFO 3202804 11/1-11/8/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Fur-Ever Wild 2. Principal Place of Business: 10132 235th St. W., Lakeville, MN 55044 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Terri Petter, 10132 235th St. W., Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 10/13/2012 Terri Petter 3198986 11/1-11/8/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: GLG Properties 2. Principal Place of Business: 5500 Blaine Avenue, Inver Grove Heights, MN 55076 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Gino Pitera, 5500 Blaine Avenue, Inver Grove Heights, MN 55076 Lewis Gerten, 5500 Blaine Avenue, Inver Grove Heights, MN 55076 Glen Gerten, 5500 Blaine Avenue, Inver Grove Heights, MN 55076 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 10/26/2012 Michael G. Kula 3202556 11/1-11/8/12

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-12-683 ---------------------------------------------------------In Re: Estate of John D. Bland, a/k/a John Dilkes Bland, a/k/a John Bland, Deceased.

---------------------------------------------------------TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 27th day of November, 2012, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated May 25, 2012, and for the appointment of Polly C. Remick whose address is N3464 County Road D, Bay City, WI 54723, as personal representative of the estate of the above named decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred.

Dated: 10/29/12 Erica H. MacDonald Judge of District Court (COURT SEAL) Attorney for Petitioner: RICHARD J. GABRIEL (#32864) GABRIEL LAW OFFICE, PLLC 880 Sibley Memorial Highway, Suite 114 Mendota Heights, MN 55118-1736 (651) 554-9159 3203695 11/1-11/8/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-677 Estate of Anthony J. Krejce, a/k/a Anthony James Krejce, Decedent Notice is given that an application for informal probate of the Decedent’s will dated April 9, 2002 and codicil ( ) to the will, dated ____, and separate writings ( ) under Minn. Stat.

524.2-513 (“Will”), has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Pamela Hobson whose address is 23385 Ottawa Avenue, Lakeville, MN 55044 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5.

Dated: 10/26/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Thomas J. Campbell Campbell Knutson, P.A. 1380 Corporate Center Curve, #317 Eagan, MN 55121Attorney License No: 1445X Telephone: 651-452-5000 FAX: 651-452-5550 Email: tcampbell@ck-law.com 3202653 11/1-11/8/12

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: Breach of Contract/ Claim and Delivery Court File No. 19HA-CV-12-5013 _______________________________________ Bankwest, Inc., a South Dakota Banking corporation, Plaintiff, vs.

Karen L. Johnson, an individual, and Roberta G. Magnussen, an individual, Defendants. _______________________________________ THIS SUMMONS IS DIRECTED TO KAREN L. JOHNSON AND ROBERTA G. MAGNUSSEN. 1. Y O U A R E B E I N G S U E D . The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights.

You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Jon T. Powers, Esq. Fafinski Mark & Johnson, P.A. 400 Flagship Corporate Center 775 Prairie Center Drive Eden Prairie, Minnesota 55344 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

Dated: October 19, 2012 FAFINSKI MARK & JOHNSON, P.A. By: Jon Travis Powers David E. Runck, #0289954 Jon T. Powers, #0391845 400 Flagship Corporate Center 775 Prairie Center Drive Eden Prairie, Minnesota 55344 Telephone:952.995.9500 Facsimile:952.995.9577 David.Runck@fmjlaw.com Travis.Powers@fmjlaw.com ATTORNEYS FOR PLAINTIFF BANKWEST, INC. ACKNOWLEDGMENT REQUIRED BY MINNESOTA STATUTES § 549.211, SUBDIVISION 1 The undersigned hereby acknowledges that pursuant to Minnesota Statutes § 549.211, monetary and other sanctions may be imposed if the Court should find that the undersigned has violated Minnesota Statutes § 549.211, subdivision 2 by presenting a position which is unwarranted or for an improper purpose, as more fully defined in that statute.

Dated: October 19, 2012 FAFINSKI MARK & JOHNSON, P.A. By: Jon Travis Powers David E. Runck, #0289954 Jon T. Powers, #0391845 400 Flagship Corporate Center 775 Prairie Center Drive Eden Prairie, Minnesota 55344 Telephone:952.995.9500 Facsimile:952.995.9577 David.Runck@fmjlaw.com Travis.Powers@fmjlaw.com ATTORNEYS FOR PLAINTIFF BANKWEST, INC. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3203918 11/1-11/8/12

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PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 25544: 5900 148th Street W, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on N o v e m b e r 6 t h , 2012 at 1:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 118 219 263 264 306

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Sibal, Darius Davis, Anthony Hodgin, Krystal Jordan, Elissa Hahn, Joel Ford VIN: 8F03F172310 813 - Storlie, Christopher 3182201 10/18-11/1/12

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 20296: 15075 Foliage Ave, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on N o v e m b e r 6 t h , 2012 at 12:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 275 - Mueller, Anya 309 - Long, Nanette C 324 - DAVIDSON, DONNA 34 - Webb, Kelly 35 - Sanford, Christopher 360 - THOMPSON, KATHARINE 388 - DOSS, YOLANDA 405 - HESSER, GREGORY 455 - OWUSU, KWAME 555 - KELLAR, MITZI 608 - SHEPHERD, BETTY 611 - CLARK, STEVEN Cadillac VIN: 6GAL5785CE678364 643 - BOWERS, ERIC 3182173 10/18-11/1/12 �� ��� ��� ������� �� �� ��� ���� ���� ��������� ��������� �������� �� ���� ������� ��� ��� �� �������������� ��� ���� �������� �� ��� ����� �� ���� ������� ���������� ���� �������� ���� �� ����������� ��� ����� �� ���� �� ���� ��������� ����� ��� ����� �� ������ ������� ���� ������� ��� ������� ��������� �� ���� ����� ������� ��� ��� ���� ����� ��� ���� ������ ���� ��������� ������ ������� ���� ������� �������� ���� ��� ��������� ��������� �� ����������� �� �������� ��� ��������� ��� ����������� ���� ������������� ���� ��������� ����� ���� ��� ����� ���� �� ������ ���� ��� ����� �� �������� ��� ������� ���� �������� �������� ���� ��� ������ ����� ����������� ���������� �������� ������ ����������� ������������� �������� ������������ ��� �������� ����� ��� �� ��������� ������� ������ �� ���� ���������������� ��� ��� ��� ���������� ������ �� ���� ������ ��� ����� �� ����� �������� ����� ������� ��������� ����� ������� ������ ����� �������� ����� ������ ��� ������� ��� ������ ��� ����������� ������� ��� ��� �������� ������� ������� ���������� ����������� ���������� ���������� ���� ���������� ��� ������������� �� ��� ������ ����������� �� ��� ��� ������� ���� �������� �� ���������� �� ��� ���� ��� ��� ������������ ��� ��� ������ ���� ��� ����������� ��������� ��� ��� ��������� ��� ��� ���� ����� �� ��� ��� �� ��� ������� ���� �� ������� ������ �� ��������� �� ����� �� �� ��������� ��� ����� �� ��� ������ ���� ������� ��� ��� ��� �������� ������� ������� ��� �������� ����� ��� ������ �� ������ ������� ��� ������ �� �������� ����� ����� ����������� ����� ��� ������ ����������� ���� �� ��� ��� �� ������� �� �������� ��� �� ��� �� ��� ���� ��� ��� ������������ ��� ����� ���� ��� ������ �������� ���� ��� ������������� �������� ��� ��� ��� ����� ������ �� ���� ������ �� ����� ���� ��� ������� ��� �������� ��� ��������� �������� ��� ������� ��� �������� �������� ������� �� ��� ��������� �� ��������� �� ��� ����� ��������� ������� ����������� ��� ������� ������� �� ������� ��������� ���������� ���� ������� ������ �� ������ ������� ������� ����� ���������� ����� ������ ������� ������� ���������� ��� ���������� ���������� ��������� ���� ���� ����������� ���������� ������� ������������� ��������� ������ �������� ��� ���������� ��������� ��� �������� ��� ���������� ����������� �� ��� ����� ������ ��� ��� ���� ��� ������� ���� ����� ��� �������� ���������� ������� ���������� ��������� ��������� �� ��� ���������� ��� ��� ��������� ��� ������ ����� �������� ������������� �������� ��� ������������ �������� ��� ������� ���� ������� ����������� ��� ��������� ��� ��� ���������� ���������� ������� ���������� ��� ��� ������� �� ��� ����� ���� ��� ������������� ��������� ������ ���� �������������� ��� �������� ��� ������� �������� ���������� ��������� ��� ��������� ��� ����� �������� �� ��� ��� ���� ��� ������� ������� �������� �� ����������� ����� �� ��������� �� �� ����� �������� ��� �� ����� ���� �� ��������� ��� �� ��������� ������� ���� ��� ���� ��� ��� ������������� �� ����������� �������� ��� ������ �� ���������� ���� ��� ������� �� ������ ��������� ��� ��������� �� ��� ���� ��� ��� ������������ ������������ ������������ ������ ��� ������������� ��������� ��� �������� �� ��� ���� �� �������� �� ��� ���������� ���� ������� �������� ��� ���������� �� ��� ������� ���� �� ��� ���� ��������� �� ������� �� ��� ����� �������� �������� �� ����� �������� ��������� ��� ���� ����� ��� ������ �� ��� ������� ������� ���� ����� �� ������� ��� ������� �� ��� ����� �� ������ �� ����� ��� �� ��� ��������� �������� �� ��������� ���� ��� ��������� �������� ����� ������� ��� �� ��� ������ ����� ��� �������� �� �������� �� ��� �� ��� ���� ������ ����� �������� ���� ��� �������� ��� �������� ��� ��� ��������� ���� �� �������� ���� ������� �� ���� ���������� ��� ��� ������� �������� �� ������������� ��������� �������� �������� ���������� �� ��������� ���� ���� ������� �� ��� ��������� �������� ��� ��� ������ �� �������� �� ��� ����� �� ��� ��������� �������� ������� �� ��� �������� �� ��� ����� �� ������� ������ �� ������������ ���������� ������� ����������� ��� �������� ���� �� ���� �� �� �� ������������ �� ��� ���

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-CV-12-1508 Case Type: Harassment LONA SELENE BROWN, Petitioner(s) vs.

WENDELL LEE PHILLIPS, Resondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter.

A hearing is scheduled for November 27, 2012 at 1:30 p.m.

Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order.

Date: OCTOBER 29, 2012 CAROLYN M RENN Court Administrator LORI SCHNEPF SENIOR COURT CLERK 3203882 11/1/12

������ �� ���� ������ �� ��� � ������ �� ������� ��� ��� ������� ���������� ����� ���� ����������� ��� ����� ������ ����� ��� ������������ ��������� ��� ���� ��������� �� ��������� ��� �� ��� ������� �� ��� �������� ���� �� �� ��� ���� ��� ��� ������������ ����� ������ �� ��������� ������� ���� ���� ���������� ��� ������� ����� �������� ���� ������� ����������� ��� ���������� ������� ������� ������ ��� �������� ���������� ��� ��� ��� ��� �� ����� ���� ���� ��������� ��� �������� ���� ��� ��������� �������� ���� �������� ��� ��� �������� ���� ��� ���� �� ����� ���� �������� �� ��� ������ ��� ��� ����� �� ������� ��� ����� ��� ����� �� ��� ���� ���� �� ��� ������������ ������� �� ��� ��������� ��� ��� �������� ��� ��� ��� �������� �������� ��� ��� ������ ���� �������� �������� ��� ��������� ��������� ���������� ������� ������� ����� ��� ����� �� ������� ��� ����� ��� �������� �� ��� ���������� ���������� �� ����������� ���� �� ���� �������� ��� ������ �� ��� ��������� ��������� ��� ��� ������ �� ��� ���� ��� �� ������ �� ��������� �� ������ �� ��� ������ ��� ������ �� ���������� ������� ���� ������� �� ��� ��������� �������� ��� �� �������� ��� ������ �� ���������� �� ������� ��� �������� �� ������ �� ��� ��������� ��������� ��� ��� ��� ����� �������� �� ���������� �� ��� ������ ����������� ��� �� ��������� ����� �� ���������� �������� ��� ��� ������� �� ��� ������������ ������� �� ��� ����� ����� ��������� ������� ����������� �������� ���������� ���������� ��� �� ��������� ������� ���� ���� ��� ������ �� ������ ��������� ������� ���� �������� �� ��� ��������� ����� ����� ������� ���������� ������ ���� ����������� ��������� �������� ���� ��������� ���������� ��� ����� ���� ������� ���������� ��� ����������� �������� �� ��� ��������� �������� ���������� ������� ����������� ������ ����� �������� �� ����� �������� ��� ������ ��� �� ��� ��������� ��������� ��� ��������� ��� �������� �� ������ ������ ����� �� ���������� ����������� �������� ��������� ���������� �������� ������� ��������������� ������� �� ������ �������� �� �������� ������� �� ��� ��������� �������� �� ��� ����� ��� ��� ��������� �������� �� ���� �� ��� ���������� ������������� ��� ���������� ����������� ������� ��������������� �������� ���� ������ ������ ����� ����� ����� �������� ��������� ����� ���� �� ���� �� ��� ������� �� ������ ������� ��������� �� ������ ���� ���� �� �������� �������� ��� ���� �� ����� ������� ����� �� ��� ������ ������ ��������� ������ ��� �������� ���� ������� ���� ������� ��� ����� ����� �� ����������� �� ��� ��� ���� ������� �� ���� �������� ��� ������ �� ���� �� ���� �������� ��� ��� ������ ���������� ���� ��� ������������� ��� ����� �� ���� ��� ���� ������� �� ��� ��� ���������� �� ��� ���������� ��� �������� ���������������� ���������� �� ������� �� ��� ��� ������ ���� ��� ���� �� ���� ����� ���� ������ ������� � ������ ���� ���� ��� ��������� �������� �� ���� ���� ������� ��� ������ ��������� ����� ��� ���������� �� ��� ����������� ���������� ������� ��� ���� �� ��� ���� �� ���� ������ ��� ��� �� ��� ����������� ���������� ������ ��� �������� ���� ���� ��� ����� �� ��� ������ �������� �� ��� ������ ����� ��� ��������� �������� �� ������� � ������ �� ��������� �� ������� ������ ������� ��� ���� ���� ���� �������� ������������ �� �������� �� ��������������������� �� ���� �� �������� �������� ����� �������� �� �������� �� ��������� �� ������ �� ������� ���� ������� �� ������������ �� �������� ��� ��� ���������� ������� �� ���� ������ ����� ���������� �������� ����� ������ ����� ���������� ������� ���� �������� ������������ ������� ������� ������ ���������� �� ����� ����� ���������� ���� ��� ������� �������� ��� �������� �� ���� ������ ����� ������� ��� �� ��� �� ������� ��������� �� ������� ��������� ��������� ��� ��������� ���� ����� ����� ������ �� ����� ������� ������ ������������ �� ����� ������� ������������

ORDER FOR HEARING AND NOTICE (Child In Need Of Protection Or Services Petition PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-12-2923 In the Matter of the Welfare of E.M.M., Child.

TO: Maricarmen Magana Social Worker Chandra Poissant, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007: Subd. 6(3), in that the child is without necessary food, clothing, shelter, education, or other required care for the child’s physical or mental health or morals because the child’s parent, guardian, or custodian is unable or unwilling to provide that care. Subd. 6(8), in that the child is without proper parental care because of the emotional, mental, or physical disability, or state of immaturity of the child’s parent, guardian or other custodian.

IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on November 14, 2012 at 10:00 a.m., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Maricarmen Magana.

Dated: October 19, 2012 Richard G. Spicer Judge 3199513 11/1/12

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-4505 In the Matter of the Petition of: Bayview Loan Servicing, LLC, in Relation to Certificate of Title No. 142383 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Eight (8), Block One (1) in SUNSET PONDS OFFICE, PARK, according to the recorded plat thereof.

TO: PAVLISH HOLDING, LLC, A LIMITED LIABILITY COMPANY UNDER THE LAWS OF THE STATE OF MINNESOTA; PAVLISH HOLDINGS, LLC, A LIMITED LIABILITY COMPANY UNDER THE LAWS OF THE STATE OF MINNESOTA; DARIN D. PAVLISH; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 12th day of December, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel certificate of Title No. 142383 and enter a new Certificate of Title for the land therein described in favor of Bayview Loan Servicing, LLC, subject to the memorials of Document Nos. 519311 and 540469 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 690579, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: Oct. 4, 2012

BY THE COURT: Kathryn D. Messerich Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Kyle M. Johnson Murnane Brandt 30 East Seventh Street Suite 3200 St. Paul, MN 55101-4919 Attendance is not required at said hearing except to object to the entry of the above described Order.

3189349 10/25-11/1/12

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-666 In Re: Estate of Lee Wayne Betts, Decedent.

Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated December 22, 2009. The Registrar accepted the application and appointed Trevor Lane Betts, whose address is 20653 Helena Lane, Lakeville, Minnesota 55044, to serve as the personal representative of the decedent’s estate.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 10/20/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator John D. Reddall (MN# 0386977) Mardell Law Office 15000 Garrett Avenue Apple Valley Minnesota 55124 Telephone: (952) 432-8899 Facsimile: (952) 432-8914 ATTORNEY FOR PERSONAL REPRESENTATIVE 3194915 10/2-11/1/12

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING PURSUANT TO MINN STAT. § 501B.18 STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT CIVIL DIVISION Court File No. 19-C2-07-009528 In the Matter of the: CHRISTINE KAY PACKER IRREVOCABLE SPECIAL NEEDS TRUST created under agreement dated August 20, 2007 _______________________________________ IT IS ORDERED AND NOTICE IS GIVEN that a Petition signed by Trustee, Russell Cink, has been filed with the Court. The Petition requests an order for the following relief: 1. Settling and allowing the Trustees’ annual accounts for the continuous period of trust management from August 20, 2007 through August 31, 2012; and, 2. Approving and confirming acts of the Trustee in selling or retaining Trust assets, in investing the funds of the Trust in the securities and properties shown in the accounts, and in charging or crediting disbursements or receipts to principal or income as shown in the accounts, and, in general, approving and confirming acts of the Trustee in the administration of the Trust covering the continuous administration of the Trust from August 20, 2007 through August 31, 2012.

Any objections to the Petition must be filed with the Court prior to or at the hearing. If no objections are filed the Petition may be granted.

IT IS ORDERED, that the Petition will be heard on December 3, 2012 at 9:00 a.m. by this Court, located at the Dakota County Judicial Center, 1560 H i g h w a y 5 5 , H a s t i n g s , M i n n e s o ta 55033.

1. Notice shall be given to all persons named in the Petition as having or as claiming an interest in the Trust.

2. Notice shall be given by: a. Mailing a copy of this Notice and Order for Hearing to all persons named in the Petition as having or who may claim to have an interest in the Trust, at their last known addresses by U.S. Postal Service at least 15 days prior to the hearing date, and, b. Publishing this Notice and Order for Hearing one time at least 20 days prior to the hearing date in a legal newspaper of Dakota County, Minnesota.

Date: 10-22-12

BY THE COURT Edward Lynch Judge of District Court Attorney for Trustee Lori L. Guzman, Att’y Reg. No. 285808 GUZMAN LAW FIRM, PA 14847 Energy Way Apple Valley, MN 55124 Phone: 952-432-0648 Fax: 952-431-2491 3202331 11/1/12

Summons to Establish Custody and Parenting Time State of Minnesota County Dakota District Court Judicial District: First Court File Number: ___________ Case Type: _______________ In Re the Custody of: Devyne Duroshola Born 06-12-2007 Born 10-28-1984 Toyosi Duroshola, Petitioner and Shakira Gray, Respondent TO THE ABOVE-NAMED RESPONDENT: THIS SUMMONS IS AN OFFICIAL DOCUMENT THAT AFFECTS YOUR RIGHTS. A copy of the paperwork regarding the lawsuit is served on you with this summons. Read this summons and attached petition carefully. If you do not understand it, contact an attorney for legal advice.

1. The Petitioner has filed a lawsuit asking the court to decide custody and parenting time of the minor child(ren) listed above in the caption.

Petitioner is requesting the court to establish child support 2. You must serve upon Petitioner and file with the court a written Answer to the Petition. If Petitioner is requesting child support, you must file a Financial Affidavit along with your Answer. You must pay the required filing fee. If you cannot afford to pay the filing fee, you may qualify to have the filing fee waived by the court. You must file an In Forma Pauperis application with the court and a judge will decide whether you must pay the fee.

All court forms are available from the Court Administrator’s office and on the C o u r t ’ s w e b s i t e a t www.mncourts/gov/forms . You must serve your Answer and Financial Affidavit upon Petitioner within twenty (20) days of the date you were served with this Summons, not counting the day of service. If you do not serve and file your Answer and Financial Affidavit, the court may grant Petitioner everything he or she is asking for in the attached Petition.

NOTICE OF PARENT EDUCATION PROGRAM REQUIREMENTS Parenting education may be required in all custody or parenting proceedings. You may contact court administration for additional information regarding this requirement and the availability of parent education programs.

Dated: 8-13-2012 3188254 10/25-11/8/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-665 Estate of Anthony Finell, Decedent Notice is given that an application for informal probate of the Decedent’s will dated 3/14/2003 and codicil( ) to the will, dated ______, and separate writings( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Joan E. Sowieja whose address is 7730 Blackwell Court, Inver Grove Heights, MN 55076 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5.

Dated: 10/20/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant John E. Trojack John E. Trojack Law Office P.A. 1549 Livingston Avenue Suite 101 West St. Paul, MN 55118 Attorney License No: 0110929 Telephone: 651-451-9696 FAX: 651-451-9786 Email: john.trojack@trojacklaw.com 3194855 10/25-11/1/12

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PUBLIC NOTICE

Notice is hereby given that on November 23, 2012 at 10:00AM at Acorn Mini Storage, 5000 Babcock Trail, city of Inver Grove Heights, county of Dakota, state of Minnesota, the undersigned Acorn Mini Storage will sell at Public Sale by competitive bidding the personal property heretofore stored with the undersigned by: Unit # 1214 Michael Brotzman/ Vicki Brotzman Furniture, boxes of unknown content #4678420 Unit # 1217 David Jasper/ Tami Hopp Furniture, luggage, boxes of unknown content #4678383 3199001 11/1-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2007 MORTGAGOR: M i c h a e l H a g e n , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded May 7, 2007 Dakota County Recorder, Document No. 2514730.

ASSIGNMENTS OF MORTGAGE: Assigned to: Select Portfolio Servicing, Inc..

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100152711000013710 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage One, Inc. RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 1418 Woodhill Road, Burnsville, MN 55337 TAX PARCEL I.D. #: 028220101090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Vista View 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,413.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2012 Select Portfolio Servicing, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 12-003894 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203473 11/1-12/6/12

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/18/2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): Dudley M. Arp and Kathleen A. Arp, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 12/23/2004 as Document Number 2279132 in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associations, L.P. DATE AND PLACE OF FILING: 01/24/2012 as Document Number 2844441 in the Office of the County Recorder, Dakota County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Wood Park Plat Twelve, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 14306 Portland Avenue S., Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 02-84811-01-040 ABSTRACT PROPERTY LENDER: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN: 1000179-5714110018-0 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $143,757.72 No action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof. There has been compliance with all preforeclosure notice requirements of said mortgage and/or applicable statutes.

Pursuant to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 11/09/2012 at 10:00 A.M. PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55 Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on 05/09/2013 or the next business day if 05/09/2013 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 9/27/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C.,

By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701.

NOTICE OF POSTPONEMENT The above referenced sale scheduled for 11/09/2012 is hereby postponed to 11/14/2012 at 10:00 A.M. at the Dakota County Sheriff's Office, 1580 Highway 55 Hastings, MN 55033. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, the premises must be vacated by 11:59 p.m. on 05/14/2013 or the next business day if 05/14/2013 falls on a Saturday, Sunday or legal holiday.

Dated: 11/01/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C.,

By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3189752 11/1/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Fur-Ever Wild 2. Principal Place of Business: 10132 235th St. W., Lakeville, MN 55044 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Terri Petter, 10132 235th St. W., Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 10/13/2012 Terri Petter 3190994 10/25-11/1/12P

PUBLIC NOTICE

State of Wisconsin Circuit Court Burnett County Publication Summons - Case No. 12-CV-196 - The Honorable Kenneth L. Kutz - Case Code 30404 (Foreclosure of Mortgage) - The amount claimed exceeds $5000.00 CitiMortgage, Inc., 5280 Corporate Dr., Mail Code 22-528-1011(FCL) 0023(BK), Frederick, MD 21703, Plaintiff vs.

Daniel J. O'Neil and Patricia M. O'Neil, 3647 Falcon Way, Saint Paul, MN 55123-2488, Defendants - The State of Wisconsin - To each person named above as a defendant: You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after 10/18/12 you must respond with a written demand for a copy of the complaint. The demand must be sent or delivered to the court, whose address is 7410 County Rd. K #115, Siren, WI 54872-9067 and to Gray & Assoc., L.L.P., plaintiff's attorney, whose address is 16345 W. Glendale Dr., New Berlin, WI 53151-2841. You may have an attorney help or represent you. If you do not demand a copy of the complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated this 5th day of October, 2012. William N. Foshag, State Bar No. 1020417, Gray & Assoc., L.L.P., Attys. for Plaintiff, 16345 W. Glendale Dr., New Berlin, WI 53151-2841, (414) 224-8404, (414) 224-1271. Gray & Assoc., L.L.P. is attempting to collect a debt and any information obtained will be used for that purpose. If you have previously received a discharge in a chapter 7 bankruptcy case, this communication should not be construed as an attempt to hold you personally liable for the debt.

3183993 10/18-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 1 , 2007 MORTGAGOR: A p r i l K . M i l n e r , a married woman.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..D A T E A N D PLACE OF RECORDING: Recorded February 20, 2007 Dakota County Recorder, Document No. 2497741.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700073394112 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 7632 157th Street West, Apt. 308, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01.49100.08.058 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2308, Morningview Condominiums, Dakota County, Minne-

miniums, Dakota County, Minne sota, Condominiums File No. 60, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $90,880.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $87,703.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 15, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 1, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-002632 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3163957 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 20, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Diffley Commons Homeowner’s Association (hereinafter the “Association”) which was recorded as Document No. 1022377 on January 10, 1997 in the office of the County Recorder of Dakota County, Minnesota, and also, pursuant to Minn. Stat. § 515B.3-116, covering the following property: Unit 22, Diffley Commons Condominium No. 107 Property Address: 1936 Glenfield Court Eagan, MN 55122 PID: 10-20450-04-022 2. Pursuant to said Declaration, there is claimed to be due and owing as of the date of this notice from the owner of said unit, The Secretary of Housing and Urban Development to the Association, a Minnesota non-profit corporation, the amount of $2,877.00 for unpaid association dues, attorneys fees and costs, plus any other such amounts that will accrue after the date of this notice for costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. The owner has not been released from its financial obligation to pay said amount.

5. The lien arises pursuant to the Declaration, describes above, Minn.

Stat. §515B.3-116 and is further described in a Notice of Lien in favor of the Association recorded on September 6, 2011 as Document No. 2891860 in the Dakota County Recorder’s Office.

6. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. Sec. 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at 1580 Highway 55, Hastings, MN 55033 on November 15, 2012 at 10:00 am at public auction to the highest bidder, to p a y t h e a m o u n t t h e n d u e for said assessments, together with the additional costs of foreclosure, including attorneys fees as allowed by law.

7. T h e t i m e a l l o w e d b y l a w f o r

7. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, its personal representatives or assigns is six(6) months from date of sale. If the lien is not satisfied under Minn. Stat. § 580.23 or the property is not redeemed under Minn. Stat. § 580.23, the owner must vacate the property on or before 11:59p.m. on May 15, 2013 or the next business day if May 15, 2013 falls on a Saturday, Sunday or legal holiday.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 8. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: 9/20, 2012 Attorney for the Association: THE LAW OFFICE OF DAVID S. HOLMAN By: /s/ David S. Holman David S. Holman # 193628 201 W Travelers Trail Suite 225 Burnsville, MN 55337 952-895-1224 3160636 9/27-11/1/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Big Sky lawn and landscape maintenance 2. Principal Place of Business: 5130 220th st w, Farmington, MN 55024 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Nicholas Duane Ahrens, 5130 220th st w, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 08/16/2012 Nicholas Ahrens 3190544 10/25-11/1/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,721.00 MORTGAGOR(S): Scott D Collings and Julie A Hart-Collings, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Summit Mortgage Corporation, it successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 17, 2008 Dakota County Recorder Document Number: 2613662 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP, fka Countrywide Home Loans Servicing, LP Dated: September 10, 2010 Recorded: September 17, 2010 Dakota County Recorder Document Number: 2753237 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061907000058669 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20737 Akin Road W, Farmington, MN 55024-8024 Tax Parcel ID Number: 14.02500.80.082 LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter of the Southeast Quarter of Section 25, Township 114, Range 20, described as follows: Commencing at a point on the North line of said Northeast Quarter of Southeast Quarter a distance of 1034.7 feet West of the Northeast corner thereof; thence South 34 degrees 58 minutes 00 seconds East 890.65 feet; thence South 25 degrees 31 minutes

thence South 25 degrees 31 minutes 00 seconds East 379.55 feet to the actual p oi n t of beginning; t h e n c e South 64 degrees 34 minutes 00 seconds West 290.4 feet; thence South 25 degrees 31 minutes 00 seconds East to the south line of said Northeast Quarter of the Southeast Quarter; thence east along said south line to the centerline of C.S.A.H. No. 31; thence northwesterly along said centerline to the point of beginning.

Lying southerly of the following described line: Commencing at a point on the North line of said Northeast Quarter of Southeast Quarter a distance of 1034.7 feet West of the Northeast corner thereof; thence South 34 degrees 58 minutes 00 seconds East 890.65 feet; thence South 25 degrees 31 minutes 00 seconds east 379.55 feet; thence South 64 degrees 34 minutes 00 seconds West 290.4 feet; thence South 25 degrees 31 minutes 00 seconds East a distance of 74.86 feet to the beginning of the line to be described; thence North 73 degrees 31 minutes 56 seconds East to the centerline of C.S.A.H. No. 31 and said line there terminating.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,318.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 09, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 09, 2013, or the next business day if May 09, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 27, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, F/K/A Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026180F01 3163767 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $66,000.00 MORTGAGOR(S): Timothy Wayne Kirchner and Robin J Kirchner, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 19, 2006 Dakota County Recorder Document Number: 2462494 ASSIGNMENTS OF MORTGAGE: And assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF IMPAC SECURED ASSETS CORP., MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-4 Dated: May 12, 2012 Recorded: June 17, 2012 Dakota County Recorder Document Number: 2868790 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200014107342 Lender or Broker: American Brokers Conduit Residential Mortgage Servicer: Bank

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Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 918 Hall Ave, West Saint Paul, MN 55118-1418 Tax Parcel ID Number: 42-48700-00-040 LEGAL DESCRIPTION OF PROPERTY: The South 80 feet of Lots 1 through 4 in Minea & Schneemann's Re-arrangement of Block No. 35, Jackson & Bidwell's Addition to West Saint Paul, which includes the North 7 1/2 feet of the vacated alley adjacent thereto, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $66,666.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 09, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 09, 2013, or the next business day if May 09, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 27, 2012 ASSIGNEE OF MORTGAGEE: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF IMPAC SECURED ASSETS CORP., MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026125F01 3162486 9/27-11/1/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Standley Services 2. State the address of the principal place of business: 12910 Penn Ave S, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Kara Ann Anderson, 12910 Penn Ave S, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 09/08/2012 Kara Ann Anderson 3196694 10/25-11/1/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: TwinkleImages 2. Principal Place of Business: 10 Walden St., Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Thuyen Minh Nguyen, 10 Walden St., Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 10/16/2012 Thuyen Nguyen 3190380 10/25-11/1/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Fixed Focus Consulting 2. Principal Place of Business: 6421 131st Street Court, Apple Valley, MN 55124 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Annie Michelle Torrini, 6421 131st Street Court, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 08/23/2012 Annie Torrini 3202793 11/1-11/8/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/18/2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): Dudley M. Arp and Kathleen A. Arp, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 12/23/2004 as Document Number 2279132 in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associations, L.P. DATE AND PLACE OF FILING: 01/24/2012 as Document Number 2844441 in the Office of the County Recorder, Dakota County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Wood Park Plat Twelve, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 14306 Portland Avenue S., Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 02-84811-01-040 ABSTRACT PROPERTY LENDER: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN: 1000179-5714110018-0

MIN: 1000179-5714110018-0 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $143,757.72 No action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof. There has been compliance with all preforeclosure notice requirements of said mortgage and/or applicable statutes.

Pursuant to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 11/09/2012 at 10:00 A.M. PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55 Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is no t redeemed under section 580.23 is 11:59 p.m. on 05/09/2013 or the next business day if 05/09/2013 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 9/27/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C.,

By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701.

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3158644 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 13, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which was recorded as Document No. 537352, in the Office of the County Recorder of Dakota County, Minnesota, as amended, covering the following property: LEGAL DESCRIPTION OF PROPERTY: Lot 112, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota STREET ADDRESS: 5157 148th Street West, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-20505-01-112 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 13, 2012, from Jodene M. Kipfer, title holder, to the Association, a Minnesota non-profit corporation, the amount of $14,409.75 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after September 13, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from the owner's financial obligation to pay said amount.

6. The Declaration, referenced above, provides for a continuing lien against the property. An Amended Notice of Lien evidencing the amount due was recorded on February 14, 2012, as Document No. 2849259 in the Dakota County Recorder's Office, which amends Notice of Lien filed on October 14, 2009 as Document No. 2690393.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 16th day of November, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six

sonal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on May 16, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 Diamond Path Villages/ Kipfer/08-7-845D) 3163777 9/27-11/1/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: INTERIOR No.3 2. Principal Place of Business: 12700 Welcome Lane, Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Walden Management Co., 12700 Welcome Lane, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 08/23/2012 Kirsten Smith 3204156 11/1-11/8/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 23, 2005 MORTGAGOR: Peter L. Daudelin, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded December 22, 2005 Dakota County Recorder, Document No. 2391159.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500053161456 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Morgage Corporation RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 13124 Gable Lane, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-52016-02-028 LEGAL DESCRIPTION OF PROPERTY: Unit 28, Nordic Woods 17th Addition, CIC Number 158, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,596.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or

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������ �������� �� ���� required by statute; That������ no action ������� or tered Land. proceeding has been instituted at law TRANSACTION AGENT: Mortgage o r o t h e r w i s e t o r e c o v e r t h e d e b t Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTsecured by said mortgage, or any part GAGE IDENTIFICATION NUMBER ON thereof; PURSUANT to the power of sale con- MORTGAGE: 100386100002367399 LENDER OR BROKER AND MORTtained in said mortgage, the above described property will be sold by the G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Bear Stearns Residential Sheriff of said county as follows: DATE AND TIME OF SALE: Novem- Mortgage Corp.

RESIDENTIAL MORTGAGE SERber 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law V I C E R : J P M o r g a n C h a s e B a n k , Enforcement Center, 1580 Hwy 55, National Association MORTGAGED PROPERTY ADDRESS: Lobby #S-100, Hastings, MN to pay the debt then secured by said 20458 Kensfield Trail, Lakeville, MN Mortgage, and taxes, if any, on said 55044 TAX PARCEL I.D. #: 227139006105 premises, and the costs and disburseLEGAL DESCRIPTION OF PROPments, including attorneys' fees allowed by law subject to redemption ERTY: Unit No. 1105, CIC No. 340, Springwithin six (6) months from the date of brook Condominiums, a condosaid sale by the mortgagor(s), their minium located in Dakota County, personal representatives or assigns Minnesota unless reduced to Five (5) weeks under COUNTY IN WHICH PROPERTY IS MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ERTY: If the real estate is an owner-occupied, single-family dwell- MORTGAGE: $168,000.00 AMOUNT DUE AND CLAIMED TO BE ing, unless otherwise provided by law, the date on or before which the mort- DUE AS OF DATE OF NOTICE, INCLUDgagor(s) must vacate the property if the ING TAXES, IF ANY, PAID BY MORTmortgage is not reinstated under sec- GAGEE: $196,998.31 That prior to the commencement of tion 580.30 or the property is not redeemed under section 580.23 is this mortgage foreclosure proceeding 11:59 p.m. on May 15, 2013 unless the Mortgagee/Assignee of Mortgagee comredemption period is reduced to 5 plied with all notice requirements as weeks under MN Stat. Secs. 580.07 or required by statute; That no action or proceeding has been instituted at law 582.032.

MORTGAGOR(S) RELEASED FROM o r o t h e r w i s e t o r e c o v e r t h e d e b t FINANCIAL OBLIGATION ON MORT- secured by said mortgage, or any part thereof; GAGE: None PURSUANT to the power of sale con"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, tained in said mortgage, the above THE MORTGAGOR'S PERSONAL REP- described property will be sold by the RESENTATIVES OR ASSIGNS, MAY BE Sheriff of said county as follows: DATE AND TIME OF SALE: NovemREDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER ber 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Enforcement Center, 1580 Hwy 55, OTHER THINGS, THAT THE MORT- Lobby #S-100, Hastings, MN GAGED PREMISES ARE IMPROVED to pay the debt then secured by said WITH A RESIDENTIAL DWELLING OF Mortgage, and taxes, if any, on said LESS THAN FIVE UNITS, ARE NOT premises, and the costs and disbursePROPERTY USED IN AGRICULTURAL m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s P R O D U C T I O N , A N D A R E allowed by law subject to redemption within six (6) months from the date of ABANDONED." said sale by the mortgagor(s), their Dated: September 14, 2012 personal representatives or assigns Green Tree Servicing LLC unless reduced to Five (5) weeks under Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. MN Stat. §580.07.

TIME AND DATE TO VACATE PROPAttorneys for Mortgagee/Assignee of ERTY: If the real estate is an Mortgagee owner-occupied, single-family dwell4500 Park Glen Road #300 ing, unless otherwise provided by law, Minneapolis, MN 55416 the date on or before which the mort(952) 925-6888 gagor(s) must vacate the property if the 8 - 12-001744 FC THIS IS A COMMUNICATION FROM mortgage is not reinstated under section 580.30 or the property is not A DEBT COLLECTOR. 3163942 9/27-11/1/12 redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ M a y 8 , 2013_____________________, unless the redemption period is reduced to 5 MINNESOTA SECRETARY OF STATE weeks under MN Stat. Secs. 580.07 or CERTIFICATE OF ASSUMED NAME 582.032.

Minnesota Statutes, Chapter 333 MORTGAGOR(S) RELEASED FROM The filing of an assumed name does FINANCIAL OBLIGATION ON MORTn o t p r o v i d e a u s e r w i t h e x c l u s i v e GAGE: None rights to that name. The filing is "THE TIME ALLOWED BY LAW FOR required for consumer protection in REDEMPTION BY THE MORTGAGOR, order to enable consumers to be able THE MORTGAGOR'S PERSONAL REPto identify the true owner of a busi- RESENTATIVES OR ASSIGNS, MAY BE ness.

REDUCED TO FIVE WEEKS IF A JUDI1. List the exact assumed nam e CIAL ORDER IS ENTERED UNDER under which the business is or will be MINNESOTA STATUTES, SECTION conducted: American Home Personal 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Care Provider OTHER THINGS, THAT THE MORT2. Principal Place of Business: 13504 GAGED PREMISES ARE IMPROVED Knox Dr, Burnsville, MN 55337 USA WITH A RESIDENTIAL DWELLING OF 3. List the name and complete street LESS THAN FIVE UNITS, ARE NOT address of all persons conducting PROPERTY USED IN AGRICULTURAL business under the above Assumed P R O D U C T I O N , A N D A R E Name, OR if an entity, provide the legal ABANDONED." corporate, LLC, or Limited Partnership Dated: September 10, 2012 name and registered office address.

Wells Fargo Bank, N.A., as Samson Taye Gemta, 13504 Knox dr, Trustee Burnsville, MN 55337 Mortgagee/Assignee of Mortgagee 4. I, the undersigned, certify that I USSET, WEINGARDEN AND LIEBO, P.L.L.P. am signing this document as the per- Attorneys for Mortgagee/Assignee of son whose signature is required, or as Mortgagee agent of the person(s) whose signa- 4500 Park Glen Road #300 ture would be required who has autho- Minneapolis, MN 55416 rized me to sign this document on (952) 925-6888 his/her behalf, or in both capacities. I 30 - 12-001361 FC further certify that I have completed all THIS IS A COMMUNICATION FROM required fields, and that the informa- A DEBT COLLECTOR. tion in this document is true and cor- 3159941 9/27-11/1/12 rect and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this docuNOTICE OF MORTGAGE ment I am subject to the penalties of FORECLOSURE SALE perjury as set forth in Section 609.48 RIGHT TO VERIFICATION THE as if I had signed this document under OF THE DEBT AND IDENTITY OF oath.

THE ORIGINAL CREDITOR WITHIN Date: 10/29/2012 Samson T. Gemta THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. 3202828 11/1-11/8/12P NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: NOTICE OF MORTGAGE DATE OF MORTGAGE: M a r c h 1 6 , FORECLOSURE SALE 2009 THE RIGHT TO VERIFICATION MORTGAGOR: Christina K. Austin, a OF THE DEBT AND IDENTITY OF single woman.

THE ORIGINAL CREDITOR WITHIN MORTGAGEE: Mortgages Unlimited, THE TIME PROVIDED BY LAW IS Inc. NOT AFFECTED BY THIS ACTION. DATE AND PLACE OF RECORDING: NOTICE IS HEREBY GIVEN, that Recorded June 1, 2009, Dakota default has occurred in conditions of C o u n t y R e c o r d e r , D o c u m e n t N o . the following described mortgage: 2660366 and also filed in the office of DATE OF MORTGAGE: S e p t e m b e r the Registrar of Titles June 1, 2009, 22, 2006 Document No. T644570 on Certificate MORTGAGOR: Ryan Volk, a single of Title No. 143465. man.

ASSIGNMENTS OF MORTGAGE: MORTGAGEE: Mortgage Electronic Assigned to: JPMorgan Chase Bank, Registration Systems, Inc..

National Association.

DATE AND PLACE OF RECORDING: Said Mortgage being upon RegisF i l e d J a n u a r y 1 7 , 2 0 0 7 , D a k o t a tered Land.

County Registrar of Titles, Document TRANSACTION AGENT: NONE No. 604516 on Certificate of Title No. TRANSACTION AGENT'S MORT141840.

GAGE IDENTIFICATION NUMBER ON A S S I G N M E N T S O F M O R T G A G E : MORTGAGE: NONE Assigned to: Wells Fargo Bank, LENDER OR BROKER AND MORTNational Association as Trustee for the G A G E O R I G I N A T O R S T A T E D O N Certificate holders of Structured Asset MORTGAGE: Mortgages Unlimited, Mortgage Investments II Inc., Bear Inc. Stearns Mortgage Funding Trust RESIDENTIAL MORTGAGE SER2006-AR-3, Mortgage Pass-Through V I C E R : J P M o r g a n C h a s e B a n k , Certificates, Series 2006-AR3.

National Association Said Mortgage being upon Registered Land. ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� �� ���� ������ CERTIFICATE ������ ������� OF TITLE 143264 ���������� ���� ��������� National Association MORTGAGED PROPERTY ADDRESS: 1596 Ashbury Place, Eagan, MN 55122 TAX PARCEL I.D. #: 101435103030 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 3, Block 3 in Blackhawk Glen 2nd Addition, according to the recorded plat thereof lying South of the South line of the Northeast Quarter of the Southwest Quarter of Section 16, Township 27, Range 23, Dakota County, Minnesota. (Torrens cert 107837) AND Lot 3, Block 3, Blackhawk Glen 2nd Addition, Dakota County, Minnesota, Except that part lying South of the South line of the Northeast Quarter of the Southwest Quarter of Section 16, Township 27, Range 23.

(Abstract) COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $266,536.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002905 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3165078 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 MORTGAGOR(S): Susan K. Roverud, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage & Investment Consultants, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 27, 2007 Dakota County Recorder Document Number: 2540126 DATE AND PLACE OF REGISTERING: Registered: August 27, 2007 Dakota County Registrar of Titles Document Number: 616128 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: June 14, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003711-0000054979-7 Lender or Broker: Mortgage & Investment Consultants, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER:

NUMBER:

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 673 Brockton Curv, Eagan, MN 55123-1678 Tax Parcel ID Number: 10.32990.05.180 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen (18), Block Five (5), in Hills of Stonebridge, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $270,007.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022727F01 3166706 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 7 , 2003 MORTGAGOR: Stephen C. Bartlowe and Susan B Bartlowe, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Filed August 4, 2003, Dakota County Registrar of Titles, Document No. 0508738 on Certificate of Title No. 105079.

ASSIGNMENTS OF MORTGAGE: Assigned to: Fidelity Bank.

Said Mortgage being upon Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000920352283 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Fidelity Bank MORTGAGED PROPERTY ADDRESS: 20263 Kensington Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22.47546.02.030 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Two (2), Marion Village Second Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,343.72

GAGEE: $172,343.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _May 29, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2012 Fidelity Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 62 - 12-003750 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3172948 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,500.00 MORTGAGOR(S): Jose T. Ortega and Sabina Franco Cortes, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 06, 2005 Dakota County Recorder Document Number: 2319623 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB1 Dated: February 13, 2012 Recorded: February 23, 2012 Dakota County Recorder Document Number: 2851253 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700048896027 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1031 Ohio St, Saint Paul, MN 55118-1227 Tax Parcel ID Number: 42-66750-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2) in Block One (1) of Schmalzbauer's Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,031.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disburse-

mises and the costs and disburse ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026165F01 3167382 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 24, 2012 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated April 14, 2005, executed by BEPCO, LLC, a Minnesota limited liability company, as Mortgagor, to Thrivent Financial Bank, a federal savings bank, as Mortgagee, and filed for record April 22, 2005, as Document Number: 2315303, in the Office of the County Recorder, Dakota County, Minnesota, which Mortgage has been amended from time to time, most recently by the Third Amendment of Promissory Note and Real Estate Mortgage dated August 5, 2011, and filed for record on September 27, 2011, as Document Number 2821387, in the office of the County Recorder of Dakota County, Minnesota.

2. T h e M o r t g a g e h a s n o t b e e n assigned.

3. There is no transaction agent for this Mortgage.

4. There is no transaction agent's mortgage identification number identified in the Mortgage.

5. There is no residential mortgage servicer for this Mortgage.

6. The original principal amount secured by the Mortgage was: Three Hundred Fifty-Five Thousand and 00/100ths ($355,000.00) Dollars.

7. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

8. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes, including all pre-foreclosure requirements, if applicable.

9. At the date of this notice the amount due and claimed to be due on the Mortgage, including taxes, if any, paid by the Mortgagee is: Three Hundred Thirty-One Thousand Nine Hundred Twenty-Seven and 23/100ths Dollars ($331,927.23).

10. T h e p h y s i c a l a d d r e s s o f t he mortgaged premises is: 120 and 122 2nd Street E. Hastings, Minnesota 55033.

11. The Property Tax Identification Number of the mortgaged premises is: 19-32150-13-012 and 19-32150-13-010.

12. Pursuant to the power of sale in the Mortgage, the Mortgage will be f o r e c l o s e d , a n d t h e r e a l p r o p e r ty legally described as follows: The East 1/2 of the West 2/3 of Lot 1, Block 13, Town of Hastings, Dakota County, Minnesota and The North 80 feet 2 1⁄2 inches of the East 1/3 of Lot 1, Block 13, Town of Hastings, Dakota County, Minnesota (the "Property") will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on Tuesday, November 20, 2012, at 10:00 a.m., at the Dakota County Sheriff's Office, Civil Division, 1580 Highway 55, Hastings, Minnesota, 55033.

13. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. Each holder of a junior lien may redeem in the order and

lien may redeem in the order and manner provided in Minnesota Statute 582.32, subd. 9, beginning after the expiration of the Mortgagor's redemption period.

14. U n l e s s t h e M o r t g a g e i s reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 20, 2013.

15. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THE FOLLOWING PAGE IS THE SIGNATURE PAGE FOR THE NOTICE OF MORTGAGE FORECLOSURE SALE. Attorney for Mortgagee: JENSEN SONDRALL & PERSELLIN, P.A. By: /s/ Stacy A. Woods Stacy A. Woods, #261658 8525 Edinbrook Crossing, Suite 201 Brooklyn Park, MN 55443 (763) 424-8811 Mortgagee: THRIVENT FINANCIAL BANK, a federal savings bank By: /s/ Timothy Knutzen Its: Assistant V.P. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. THIS IS THE SIGNATURE PAGE FOR THE NOTICE OF MORTGAGE FORECLOSURE SALE. 3168485 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 MORTGAGOR(S): William S. Zarbok and Amy C. Zarbok, husband and wife MORTGAGEE: Wells Federal Bank, FSB DATE AND PLACE OF RECORDING: Recorded: July 06, 2006 Dakota County Recorder Document Number: 2443118 LOAN MODIFICATION: Dated: May 21, 2010 Recorded: July 08, 2010 Document Number: 2739428 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Federal Bank, FSB Residential Mortgage Servicer: Wells Federal Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18002 Chippendale Ave , Farmington, MN 55024-9677 Tax Parcel ID Number: 12-01700-27-017 LEGAL DESCRIPTION OF PROPERTY: The West 234.38 feet of the West 550.00 feet of the North 262.00 feet of the Northwest Quarter of the Northwest Quarter of Section 17, Township 114, Range 19, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,856.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 MORTGAGEE: Wells Federal Bank, formerly known as Wells Federal Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025774F02 3168470 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2005 MORTGAGOR: Jennifer Lynn Lipham and Peter Eugene Swenson, wife and husband.

MORTGAGEE:PNC Bank, National Association, s/b/m to National City Bank, s/b/m to National City Mortgage, a division of National City Bank of Indiana.

DATE AND PLACE OF RECORDING: Recorded June 24, 2005 Dakota County Recorder, Document No. 2333875.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage, a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 18837 English Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 146825101001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Silver Springs 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,987.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $289,296.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 21, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 24, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4 - 12-005855 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203449 11/1-12/6/12

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PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-668 In Re: Estate of JANET LOUISE THOMPSON, Decedent.

Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated July 31, 2012.

The Registrar accepted the application and appointed Lori Kay Thompson-Garry, whose address is 3529 Great Oaks Place, Eagan, MN 55123, to serve as the personal representative of the decedent's estate.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 10/20/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Catherine Asta, Attorney At Law Ramsey Professional Building 311 Ramsey Hill St. Paul, MN 55102 Telephone: 651-227-0653 Facsimile: 651-227-6559 e-mail: c_asta@hotmail.com 3194371 11/1-11/8/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-675 In Re: Estate of Edith E. Kauls, Decedent.

Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated July 9, 1982.

The Registrar accepted the application and appointed Hermann W. Kauls, whose address is 13812 High Drive, Burnsville, MN 55337, to serve as the personal representative of the decedent’s estate.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 10/26/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Wentzell Law Office, PLLC Joseph A. Wentzell #170616 2812 Anthony Lane South Suite 200 Minneapolis, MN 55418 (612) 436-3292 (612) 788-9879 (fax) jwentzell@fosterbrever.com 3202562 11/1-11/8/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,900.00

MORTGAGE: $190,900.00 MORTGAGOR(S): Valerie J. Stading, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for PHH Home Loans, LLC, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 17, 2007 Dakota County Recorder Document Number: 2544339 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: November 02, 2011 Recorded: November 15, 2011 Dakota County Recorder Document Number: 2830746 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020000450134899 Lender or Broker: PHH Home Loans, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1569 Clemson Dr, Eagan, MN 55122-4805 Tax Parcel ID Number: 10-75951-02-340 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 2, Thomas Lake Heights 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,002.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026243F01 3171264 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,000.00 MORTGAGOR(S): William K. Harrison and Amy A. Harrison, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: May 06, 2005 Dakota County Recorder Document Number: 2319738 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB2 Dated: May 24, 2011 Recorded: July 07, 2011 Dakota County Recorder Document Number: 2808547 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identifi-

Transaction Agent Mortgage Identifi cation Number: 100267400003893086 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17417 Hummingbird Ave, Lakeville, MN 55044-7470 Tax Parcel ID Number: 22-33312-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Homestead Creek East 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $277,099.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026245F01 3171271 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 29, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,735.00 MORTGAGOR(S): Adib N Akale, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Marketplace Home Mortgage, LLC DATE AND PLACE OF REGISTERING: Registered: November 19, 2009 Dakota County Registrar of Titles Document Number: T654227 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: August 13, 2012 Registered: August 17, 2012 Dakota County Registrar of Titles Document Number: T701283 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002491-2000022369-8 Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 147922 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4684 Lenore Ln, Eagan, MN 55122-3619 Tax Parcel ID Number: 10-63983-12-010 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Twelve (12), in Ridgecliffe Fourth Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $123,825.03

$123,825.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025921F01 3166782 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE You are notified that: 1. Default has occurred in the conditions of the Multifamily Mortgage, Assignment of Leases and Rents, Security Agreement and Fixture Financing Statement, dated May 31, 2007, executed by THE JOHNSON MANAGEMENT COMPANY, a Minnesota general partnership, JOHNSON MANAGEMENT COMPANY II, LLC, a Minnesota limited liability company, and BURNINGHAM 324, LLC, a Minnesota limited liability company, as Mortgagors, to Wells Fargo Bank, N.A., a national association, as Mortgagee, recorded in the office of the County Recorder in and for Dakota County, Minnesota on June 4, 2007 as Document No. 2521579, assigned to Federal Home Loan Mortgage Corporation, a United States of America corporation, by Assignment of Security Instrument, dated May 31, 2007, recorded in the office of said County Recorder on June 4, 2007 as Document No. 2521580, and amended by Amendment No. 1 to Multifamily Mortgage, Assignment of Rents, Security Agreement and Fixture Financing Statement, dated as of July 25, 2007, recorded in the office of said County Recorder on August 17, 2007 as Document No. 2538088 (as so assigned and amended, the "Mortgage").

2. The original principal amount secured by the Mortgage was Eighteen Million Seven Hundred Thousand and no/100 Dollars ($18,700,000.00).

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

4. The holder of the Mortgage has complied with any conditions precedent to acceleration of the debt secured by, and foreclosure of, the Mortgage, and any notice and other requirements of any applicable statutes.

5. At the date of this Notice, the amount due on the Mortgage is Nineteen Million Two Hundred Twenty-six Thousand Seven Hundred Twelve and 75/100ths Dollars ($19,226,712.75).

6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed and the real and personal property described as follows: Lots 1 and 3, Block 1, Burningham Replat, Dakota County, Minnesota; TOGETHER WITH the fixtures and personal property described in the Mortgage and in the Financing Statement recorded in the office of said County Recorder on June 4, 2007 as Document No. 2521581, and in the Financing Statement filed in the office of the Secretary of State of the State of Minnesota on June 8, 2007 as File No. 200717099071; will be sold by the Sheriff of Dakota County, Minnesota at public auction on November 28, 2012, at 10:00 a.m.,

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������ ������� �������� ��I O���� LEGAL DESCRIPT N OF PROP on November ������ 28, 2012, at 10:00 a.m., at the Sheriff's Main Office, Dakota ERTY: Unit No. 15115, CIC No. 424, County Law Enforcement Center, 1580 Crossroads Condominiums, a condoHighway 55, Lobby S100, Hastings, m i n i u m l o c a t e d i n t h e C o u n t y o f Dakota.

Minnesota 55033.

COUNTY IN WHICH PROPERTY IS 7. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagors, their suc- LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF cessors or assigns, is six (6) months after the date of sale.

MORTGAGE: $147,644.00.

AMOUNT CLAIMED TO BE DUE ON 8. No Mortgagor has been released from financial obligation on the Mort- THE MORTGAGE ON THE DATE OF THIS NOTICE: $176,075.40. gage.

The holder of the mortgage has comDated: September 25, 2012.

Federal Home Loan Mortgage plied with all conditions precedent to acceleration of the debt secured by the Corporation mortgage and foreclosure of the mortAssignee of Mortgagee gage and all notice and other requireTimothy L. Gustin Jeffrey L. Watson ments of applicable statutes. That no Beth A. Gliedman action or proceeding has been instiAttorneys for Assignee of Mortgagee tuted at law or otherwise to recover the 4800 Wells Fargo Center debt secured by said mortgage, or any 90 South Seventh Street part thereof.

Minneapolis, MN 55402-4129 PURSUANT to the power of sale con(612) 877-5000 tained in said mortgage, the above 3172244 10/4-11/8/12 described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 27, 2012 at 10:00 a.m.

ORDER FOR HEARING PLACE OF SALE: Dakota County AND NOTICE Law Enforcement Center, 1580 High(PETITION FOR TERMINATION OF way 55, Lobby #S-100, in the City of PARENTAL RIGHTS Hastings, County of Dakota, State of PROCEEDINGS) Minnesota.

STATE OF MINNESOTA to pay the debt then secured by said COUNTY OF DAKOTA mortgage, and taxes, if any, on said COUNTY COURT premises, and the costs and disburseJUVENILE DIVISION m e n t s , i n c l u d i n g a t t o r n e y s ’ f e e s File No. HA-JV-12-2753 allowed by law subject to redemption I n t h e M a t t e r o f t h e W e l f a r e o f within six (6) months from the date of W.L.-B.R., Child. said sale by the mortgagor(s), their TO: Ashley Marie Hanson personal representatives or assigns. If Social Worker, Christopher P’Simer, the Mortgage is not reinstated under having filed in this Court, a petition Minn. Stat. §580.30, the property is not alleging among other things that the redeemed under Minn. Stat. §580.23, above named child is, in need of pro- o r t h e r e d e m p t i o n p e r i o d i s n o t tection or services, in this, viz: All reduced under Minn. Stat. §582.032, rights of the parent(s) to the child the Mortgagor must vacate the propshould be terminated pursuant to erty on or before 11:59 p.m. on May 27, Minnesota Statutes, section: 260C.301, 2013, or the next business day if May Subd. 1(b)(1), because the parent(s) 27, 2013 falls on a Saturday, Sunday or have abandoned the child. 260C.301, legal holiday.

Subd. 1(b)(4), because the parent(s) are MORTGAGOR(S) RELEASED palpably unfit to be a party to the par- FROM FINANCIAL OBLIGATION ON ent and child relationship because of a MORTGAGE: NONE. consistent pattern of specific conduct “THE TIME ALLOWED BY LAW FOR before the child or of specific condi- REDEMPTION BY THE MORTGAGOR, tions directly relating to the parent THE MORTGAGOR'S PERSONAL REPand child relationship, either of which RESENTATIVES OR ASSIGNS, MAY BE are determined by the court to be of a REDUCED TO FIVE WEEKS IF A JUDIduration or nature that renders the CIAL ORDER IS ENTERED UNDER parent unable, for the reasonably fore- MINNESOTA STATUTES, SECTION seeable future, to care appropriately 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G for the ongoing physical, mental, or OTHER THINGS, THAT THE MORTe m o t i o n a l n e e d s o f t h e c h i l d . GAGED PREMISES ARE IMPROVED 260C.301, Subd. 1(b)(5), because fol- WITH A RESIDENTIAL DWELLING OF lowing the child’s placement out of the LESS THAN FIVE UNITS, ARE NOT home, reasonable efforts, under the PROPERTY USED IN AGRICULTURAL direction of the court, have failed to P R O D U C T I O N A N D A R E correct the conditions leading to the ABANDONED.” child’s placement. 260C.301, Subd.

Dated: September 18, 2012 1(b)(8), because the child is neglected GREEN TREE SERVICING LLC, and in foster care.

Assignee IF YOU FAIL TO APPEAR FOR THIS /s/ Peter B. Tiede H E A R I N G , T H E C O U R T M A Y C O N - PETER B. TIEDE -forD U C T T H E H E A R I N G I N Y O U R Atty. I.D. #245094 ABSENCE AND IT MAY RESULT IN MURNANE BRANDT THE TERMINATION OF YOUR PAREN- Attorneys for Assignee TAL RIGHTS. 30 East Seventh Street, Suite 3200 IT IS ORDERED that said petition be St. Paul, Minnesota 55101 heard and the facts concerning such Telephone (651) 227-9411 child be examined by the Court in the THIS IS A COMMUNICATION FROM C o u n t y C o u r t R o o m , i n t h e C o u r t A DEBT COLLECTOR. House, in Hastings, Minnesota, on 3158667 10/4-11/8/12 November 21, 2012 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that NOTICE OF MORTGAGE notice hereof be given to the following FORECLOSURE SALE named persons by three weeks publiTHE RIGHT TO VERIFICATION cation in a legal newspaper as pro- OF THE DEBT AND IDENTITY OF vided by law, viz: Ashley Marie Hanson. THE ORIGINAL CREDITOR WITHIN Dated: October 19, 2012 THE TIME PROVIDED BY LAW IS Richard G. Spicer NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Judge 3200140 11/1-11/15/12 default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 8, 2009 MORTGAGOR: Kathleen R. Bowen, a NOTICE OF MORTGAGE single person.

FORECLOSURE SALE MORTGAGEE: Mortgage Electronic THE RIGHT TO VERIFICATION Registration Systems, Inc..

OF THE DEBT AND IDENTITY OF DATE AND PLACE OF RECORDING: THE ORIGINAL CREDITOR WITHIN Recorded August 5, 2009 Dakota THE TIME PROVIDED BY LAW IS C o u n t y R e c o r d e r , D o c u m e n t N o .

NOT AFFECTED BY THIS ACTION. 2676105.

NOTICE IS HEREBY GIVEN, that ASSIGNMENTS OF MORTGAGE: default has occurred in the conditions Assigned to: Branch Banking and of the following described mortgage: Trust Company.

DATE OF MORTGAGE: March 29, TRANSACTION AGENT: Mortgage 2006.

Electronic Registration Systems, Inc. MORTGAGOR(S): Mohamed Emam TRANSACTION AGENT'S MORTAlly and Zorana Shaik Soeltan Ally, GAGE IDENTIFICATION NUMBER ON husband and wife.

MORTGAGE: 100159969618141363 MORTGAGEE: Mortgage Electronic LENDER OR BROKER AND MORTRegistration Systems, Inc., as nomi- G A G E O R I G I N A T O R S T A T E D O N nee for DHI Mortgage Company Lim- MORTGAGE: Liberty Mortgage Corpoited Partnership, a Texas limited part- ration DBA Liberty Mortgage Corporanership. tion Georgia DATE AND PLACE OF RECORDING: RESIDENTIAL MORTGAGE SERFiled April 14, 2006, Dakota County VICER: Branch Banking and Trust Registrar of Titles, as Document No. Company 588061.

MORTGAGED PROPERTY ADDRESS: ASSIGNMENT(S) OF MORTGAGE: 1780 Meadowlark Road, Eagan, MN Assigned to Green Tree Servicing LLC 55122 by assignment dated June 18, 2012, T A X P A R C E L I . D . # : filed for record July 2, 2012, as Docu- 10.32950.03.009 ment No. T698723.

LEGAL DESCRIPTION OF PROPThe land described in said mortgage ERTY: is registered land.

Unit 11780, CIC No. 142, MeadowMORTGAGE HOLDER (as defined in lark Ridge Townhomes, Dakota section 58.02): County, Minnesota.

Transaction Agent: NA. COUNTY IN WHICH PROPERTY IS Transaction Agent’s Mortgage Identi- LOCATED: Dakota fication Number on Mortgage: NA. ORIGINAL PRINCIPAL AMOUNT OF Lender or Broker: Green Tree Ser- MORTGAGE: $174,536.00 vicing LLC. AMOUNT DUE AND CLAIMED TO BE Residential Mortgage Servicer: NA. DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE ORIGINATOR (as defined ING TAXES, IF ANY, PAID BY MORTin section 58.02): Mortgage Electronic GAGEE: $178,348.18 Registration Systems, Inc., as nomiThat prior to the commencement of nee for DHI Mortgage Company Lim- this mortgage foreclosure proceeding ited Partnership, a Texas limited part- Mortgagee/Assignee of Mortgagee comnership. plied with all notice requirements as MORTGAGED PROPERTY ADDRESS: required by statute; That no action or 17437 Gettysburg Way, Lakeville, MN proceeding has been instituted at law 55044. or otherwise to recover the debt T A X P A R C E L I . D . N O . : secured by said mortgage, or any part 22-18604-15-115.

L E G A L D E S C R I P T I O N O F P R O P - ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� �� ���� ������personal ������ ������� or assigns representatives unless reduced to Five (5) weeks under ���������� ���� ��������� secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 4, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 4, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 Branch Banking and Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 108 - 12-002441 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180531 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2003 MORTGAGOR: J a s o n D . B e r g l u n d and Mishelle S. Berglund, husband and wife.

MORTGAGEE: C i t i M o r t g a g e , I n c .

S/B/M with ABN Amro Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Filed August 28, 2003, Dakota County Registrar of Titles, Document No. 0512215 on Certificate of Title No. 129080.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4611 Lenore Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10.63980.10.010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 10, in Ridgecliffe First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,659.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns

MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 30, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004554 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180575 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT File No. 19HA-PR-12-664 -------------------------------------------------Estate of: Pamela Violet Zeidler, a/k/a Pamela V. Zeidler, a/k/a Pamela Zeidler, Decedent -------------------------------------------------Notice is given that an application for informal probate of the Decedent’s Will dated November 24, 1998, has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Harold L. Zeidler whose address is: 40286 Greenlawn Avenue, North Branch, MN 55056, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court orders otherwise, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the personal representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 10/20/12 Carol M. Renn Registrar By: /s/ Heidi Carstensen Deputy Registrar Attorney For Personal Representative Barry L. Wittenkeller, Esq. #118254 Grannis & Hauge, P.A. 1260 Yankee Doodle Road, Suite 200 Eagan, MN 55121 (651) 456-9000 3194668 10/25-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 22, 2008.

MORTGAGOR(S): Just Kidding Around Daycare and Preschool, Inc., a Minnesota corporation.

MORTGAGEE: Lehman Brothers Bank, FSB. DATE AND PLACE OF RECORDING: Filed February 14, 2008, Dakota County Recorder, as Document No. 2572406.

ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, by assignment dated February 8, 2008, filed for record April 29, 2009, as Document No. 2653418, and re-recorded on June 22, 2009, as Document No. 2665777.

The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan

Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Lehman Brothers Bank, FSB. MORTGAGED PROPERTY ADDRESS: 5089 208th Street, Farmington, MN, 55024.

TAX PARCEL I.D. NO.: 14-25855-01-020.

LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Farmington Industrial Park 208th Street Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $438,000.00.

AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $429,445.11.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 a.m.

PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None.

Dated: October 5, 2012.

BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Peter B. Tiede PETER B. TIEDE -forAtty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 3179031 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-12-672 Estate of: Joseph M. Lach, Deceased Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted.

Notice is also given that the Registrar has informally appointed Lori Lach, whose address is: 5 Mayhew Cross; Atwell, Western Australia 6164, Australia as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 10/24/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant: Julia Rau (#0212647) Jennifer Ede (#0391003) Dorsey & Whitney LLP 50 South Sixth Street, Suite 1500 Minneapolis, MN 55402-1498 Phone: (612) 340-2600 Fax: (612) 492-6435 3202950 11/1-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,200.00 MORTGAGOR(S): Christine Johnson,

MORTGAGOR(S): Christine Johnson, single and Robert Johnson and Amy Johnson, married to eachother MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First NLC Financial Services, LLC, DBA the lending center TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100195910004510676 SERVICER: Ocwen Loan Servicing, LLC LENDER: First NLC Financial Services, LLC, DBA the lending center.

DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , recorded by Court Order on March 15, 2010, as Document No. T 659136.

ASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered holders of First NLC Trust 2007-1 Mortgage-Backed Certificates, Series 2007-1 Dated: June 12, 2012 , and recorded June 27, 2012 by Document No. T698531 .

LEGAL DESCRIPTION OF PROPERTY: Lot 11 except the South 97 feet, and the East 20 feet of Lot 12 except the South 97 feet of Lot 12, all in Block 5, Gilbert Heights, according to the recorded plat thereof, Dakota County, Minnesota.

PROPERTY ADDRESS: 1521 Christensen Avenue, Saint Paul, MN 55118 PROPERTY I.D: 42-30000-05-121 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Thirty-One Thousand Two Hundred Fifty-Three and 27/100 ($231,253.27) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 27, 2012 P L A C E O F S A L E : S h eriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat.

Section580.30 or the property is not redeemed under Minn. Stat.

Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 27, 2013, or the next business day if May 27, 2013 falls on a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2012 HSBC Bank USA, N.A., as Trustee for the registered holders of First N L C T r u s t 2 0 0 7 - 1 Mortgage-Backed Certificates, Series 2007-1 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 11MN00531-3 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4308767 10/11/2012, 10/18/2012, 10/25/2012, 11/01/2012, 11/08/2012, 11/15/2012 3170256 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 15, 1994 MORTGAGOR: D e l a n i e J . R o y , a single person.

MORTGAGEE: Inland Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded April 27, 1994 Dakota County Recorder, Document No. 1212251.

ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Inland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS:

MORTGAGED PROPERTY ADDRESS: 6633 West 162nd Court #321A, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22.51352.01.321 LEGAL DESCRIPTION OF PROPERTY: Unit No. 321, Niakwa Village Condominium, Condominium File No. 54 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $44,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $28,980.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve(12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2013 unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-005502 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180568 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 5 , 2007 MORTGAGOR:M i c h a e l a A . W i l k i e and Jason D. Wilkie, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 13, 2007 Dakota County Recorder, Document No. 2496327.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001464-0125800830-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Primary Residential Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17402 Harding Lane, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22.17153.04.100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, Cherrywood Heights, 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,558.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 30, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004398 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180597 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 MORTGAGOR(S): Tsitsi Magaya, a single woman and Ngoma Hantuba, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GWP Mortgage, its successor and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 12, 2006 Dakota County Recorder Document Number: 2460239 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: September 19, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000312-0540755344-1 Lender or Broker: GWP Mortgage Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17294 Greentree Path, Lakeville, MN 55044-7412 Tax Parcel ID Number: 22-67505-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Shady Oak Shores 6th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $288,238.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 28, 2013, or the next business day

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May 28, 2013, or the next business day if May 28, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 11, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026080F01 3178079 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-657 Estate of Patricia Ann Adams, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated July 28, 2012, (“Will”), has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed James Anthony Spencer, whose address is 5354 189th Street W., Farmington, MN, 55024, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 10/17/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Michael D. Burville Burville Law Office, P.A. 429 Third Street P.O. Box 187 Farmington, MN, 55024 Attorney License No: 0261889 Telehone: (651) 460-3757 FAX: (651) 460-6568 Email: mike@burvillelaw.com 3190205 10/25-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 3, 2011 MORTGAGOR: Sunika Loth, unmarried woman and Wachira Loth, a married man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. .

DATE AND PLACE OF RECORDING: Recorded June 10, 2011 Dakota County Recorder, Document No. 2804672.

ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550321345117 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lendsmart Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 16978 Galleon Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 221853003020

TAX PARCEL I.D. #: 221853003020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Creekside Village COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,519.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2012 Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92 - 12-004973 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180540 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2002 MORTGAGOR: David M. Gorham and Marjorie J. Gorham, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed July 13, 2012, Dakota County Registrar of Titles, Document No. 699363 on Certificate of Title No. 99231.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association.

Said Mortgage being upon Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599893094801 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Brokerage Alternatives RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 11120 168TH Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 223795103070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Jackson Heights 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $212,555.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10769 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180620 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,200.00 MORTGAGOR(S): Shelley Randazzo, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for United Residential Mortgage, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 06, 2006 Dakota County Recorder Document Number: 2395169 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: August 30, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001008009 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5301 206th St W, Farmington, MN 55024-1469 Tax Parcel ID Number: 14-48703-05-131 LEGAL DESCRIPTION OF PROPERTY: Unit No. 131, CIC No. 319, a Condominium, Middle Creek Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $131,828.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 28, 2013, or the next business day if May 28, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 11, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026029F01 3173552 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT File No. 19HA-PR-12-661 ---------------------------------------------------------Estate of: Terry Michael Orpen, a/k/a Terry M. Orpen, a/k/a Terry Orpen, Decedent ---------------------------------------------------------Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted.

Notice is also given that the Registrar has informally appointed Michael T. Orpen whose address is: 250 Duke Street, St. Paul, MN 55102, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court orders otherwise, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the appointment of the personal representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 10/19/12 Carol M. Renn Registrar By: /s/ Heidi Carstensen Deputy Registrar Attorney for Personal Representative Barry L. Wittenkeller, Esq. #118254 Grannis & Hauge, P.A. 1260 Yankee Doodle Road, Suite 200 Eagan, MN 55121 (651) 456-9000 3194534 10/25-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 8 , 2003 MORTGAGOR: Mathew E. Peterson and Kim L. Peterson, Husband and Wife.

MORTGAGEE: O p t i m u m M o r t g a g e Services Inc..

DATE AND PLACE OF RECORDING: Recorded October 17, 2003 Dakota County Recorder, Document No. 2126314.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Optimum Mortgage Services Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 5536 Upper 183RD Street West, Farmington, MN 55024

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������ ������ ������� o r o t h e �������� r w i s e t o r e�� c o ���� ver the debt ington, MN 55024 T A X P A R C E L I . D . # : secured by said mortgage, or any part thereof; 14-75600-03-020 PURSUANT to the power of sale conLEGAL DESCRIPTION OF PROPtained in said mortgage, the above ERTY: L o t 2 , B l o c k 3 , T e r r a A d d i t i o n , described property will be sold by the A c c o r d i n g t o t h e R e c o r d e d P l a t Sheriff of said county as follows: DATE AND TIME OF SALE: NovemThereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS ber 29, 2012 at 10:00 AM LOCATED: Dakota PLACE OF SALE:Sheriff's Office, Law ORIGINAL PRINCIPAL AMOUNT OF Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN MORTGAGE: $128,000.00 AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said DUE AS OF DATE OF NOTICE, INCLUD- Mortgage, and taxes, if any, on said ING TAXES, IF ANY, PAID BY MORT- premises, and the costs and disburseGAGEE: $127,237.83 ments, including attorneys' fees That prior to the commencement of allowed by law subject to redemption this mortgage foreclosure proceeding within six (6) months from the date of Mortgagee/Assignee of Mortgagee com- said sale by the mortgagor(s), their plied with all notice requirements as personal representatives or assigns required by statute; That no action or unless reduced to Five (5) weeks under proceeding has been instituted at law MN Stat. §580.07. or otherwise to recover the debt TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part E R T Y : I f t h e r e a l e s t a t e i s a n thereof; owner-occupied, single-family dwellPURSUANT to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the mortgage is not reinstated under secSheriff of said county as follows: DATE AND TIME OF SALE: Novem- tion 580.30 or the property is not ber 29, 2012 at 10:00 AM redeemed under section 580.23 is PLACE OF SALE:Sheriff's Office, Law 11:59 p.m. on May 29, 2013, unless the Enforcement Center, 1580 Hwy 55, redemption period is reduced to 5 Lobby #S-100, Hastings, MN weeks under MN Stat. Secs. 580.07 or to pay the debt then secured by said 582.032.

Mortgage, and taxes, if any, on said MORTGAGOR(S) RELEASED FROM premises, and the costs and disburse- FINANCIAL OBLIGATION ON MORTm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGE: None allowed by law subject to redemption "THE TIME ALLOWED BY LAW FOR within six (6) months from the date of REDEMPTION BY THE MORTGAGOR, said sale by the mortgagor(s), their THE MORTGAGOR'S PERSONAL REPpersonal representatives or assigns RESENTATIVES OR ASSIGNS, MAY BE unless reduced to Five (5) weeks under REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- MINNESOTA STATUTES, SECTION E R T Y : I f t h e r e a l e s t a t e i s a n 582.032, DETERMINING, AMONG owner-occupied, single-family dwell- OTHER THINGS, THAT THE MORTing, unless otherwise provided by law, GAGED PREMISES ARE IMPROVED the date on or before which the mort- WITH A RESIDENTIAL DWELLING OF gagor(s) must vacate the property if the LESS THAN FIVE UNITS, ARE NOT mortgage is not reinstated under sec- PROPERTY USED IN AGRICULTURAL tion 580.30 or the property is not P R O D U C T I O N , A N D A R E redeemed under section 580.23 is ABANDONED." Dated: October 1, 2012 11:59 p.m. on May 29, 2013, unless the CitiMortgage, Inc. redemption period is reduced to 5 Mortgagee/Assignee of Mortgagee weeks under MN Stat. Secs. 580.07 or USSET, WEINGARDEN AND LIEBO, P.L.L.P. 582.032.

MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE: None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 10 - 12-003602 FC RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 10/11-11/15/12 CIAL ORDER IS ENTERED UNDER 3180585 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF NOTICE IS HEREBY GIVEN, that LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL default has occurred in the conditions P R O D U C T I O N , A N D A R E of a mortgage dated February 4, 2011 , executed by IC Properties, ABANDONED." LLC , as mortgagor(s) to Vermillion Dated: October 1, 2012 State Bank as mortgagee in the origiU.S. Bank National Association nal principal amount of Five Hundred Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Fifty-four Thousand Three Hundred Attorneys for Mortgagee/Assignee of Forty-nine and 06/100 ($554,349.06 ) Dollars, recorded with the D a k o t a Mortgagee County Registrar of Titles, State of 4500 Park Glen Road #300 Minnesota, on February 22, 2011, as Minneapolis, MN 55416 doc. no. T676125 ; that the mortgage (952) 925-6888 is upon registered land; that all 19-3243 THIS IS A COMMUNICATION FROM pre-foreclosure requirements have been complied with; that no action or A DEBT COLLECTOR. 3179010 10/11-11/15/12 proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of Five NOTICE OF MORTGAGE Hundred Seventy-five Thousand FORECLOSURE SALE Fifty-three and 17/100 ($575,053.17 ) THE RIGHT TO VERIFICATION Dollars on this date; and that pursuOF THE DEBT AND IDENTITY OF ant to the power of sale therein the THE ORIGINAL CREDITOR WITHIN mortgage will be foreclosed and the THE TIME PROVIDED BY LAW IS property in Dakota County, MinneNOT AFFECTED BY THIS ACTION. sota, described as follows: NOTICE IS HEREBY GIVEN, that Tract F, Registered Land Survey No. default has occurred in conditions of 58, according to the recorded survey the following described mortgage: thereof, Dakota County, Minnesota.

DATE OF MORTGAGE: September Together with all rights, easements, 18, 2008 appurtenances, royalties, mineral MORTGAGOR: W i l l i a m D e w i n g , rights, oil and gas rights, crops, timsingle. ber, diversion or third party payMORTGAGEE: Mortgage Electronic ments made to crop producers, Registration Systems, Inc. improvements, structures, fixtures, DATE AND PLACE OF RECORDING: replacements, wells, water, ditches, Recorded October 7, 2008 Dakota reservoirs, reservoir sites, dams and County Recorder, Document No. riparian and water rights.

2616556.

Street Address: 725 Spiral Blvd., HastA S S I G N M E N T S O F M O R T G A G E : ings, MN 55033 Assigned to: CitiMortgage, Inc. Parcel I.D. #: 19-90580-00-060 TRANSACTION AGENT: Mortgage w i l l b e s o l d b y t h e s h e r i f f o f s a i d Electronic Registration Systems, Inc. county at public auction on NovemT R A N S A C T I O N A G E N T ' S M O R T - ber 30, 2012, at 10:00 o'clock A.M. at GAGE IDENTIFICATION NUMBER ON Sheriff's Office, Law Enforcement MORTGAGE: 100061907000060681 Center, 1580 Highway 55, Hastings, LENDER OR BROKER AND MORTMinnesota, to pay the debt secured by GAGE ORIGINATOR STATED ON the mortgage, including costs and MORTGAGE: Summit Mortgage Corpoattorneys' fees allowed by law subject ration to redemption by the mortgagor(s), its RESIDENTIAL MORTGAGE SERheirs or assigns, within six (6) months VICER: CitiMortgage, Inc. from the date of sale. The mortgagor(s) MORTGAGED PROPERTY ADDRESS: must vacate the property on or before 8050 Casper Way East, Inver Grove 11:59 p.m. on May 30, 2013, if (i) the Heights, MN 55076 mortgage is not reinstated under T A X P A R C E L I . D . # : §580.30, or (ii) the property is not 20.51001.01.020 redeemed under §580.23.

LEGAL DESCRIPTION OF PROPDated: October 3, 2012 ERTY: Vermillion State Bank, Lot 2, Block 1, Nelsons Merrimac Mortgagee Second Addition, Dakota County, Ralph L. Moore, STEIN & MOORE, P.A., Minnesota Attorneys for Mortgagee, 332 MinneCOUNTY IN WHICH PROPERTY IS sota Street, #W-1650 LOCATED: Dakota St. Paul, MN 55101 (651) 224-9683 ORIGINAL PRINCIPAL AMOUNT OF 3163835 10/4-11/8/12 MORTGAGE: $183,037.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,450.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law o r o t h e r w i s e t o r e c o v e r t h e d e b t ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

LAND TITLE SUMMONS IN APPLICATION FOR REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT NO. 19HA-CV-11-2356 _______________________________________ In the Matter of the Joint Application of Sarah L. Swenson and Steven P. Swenson, as Joint Tenants, and Randall L. Seaver and Sheree B. Seaver, as Joint Tenants, to register the title to the following described real estate situated in Dakota County, Minnesota, namely: Lot 6, Block 2, RICE LAKE HEIGHTS, according to the recorded plat thereof, Dakota County, Minnesota.

Together with that part of Lot 5, said Block 2 described as commencing at the most easterly northeast corner of said Lot 5; thence on an assumed bearing of South 12 degrees 04 minutes 21 seconds West, along the east line of said Lot 5, a distance of 440.00 feet to the point of beginning of the parcel to be described; thence South 46 degrees 47 minutes 45 seconds West a distance of 37 feet, more or less, to the shore line of Rice Lake; thence southeasterly, along said shore line of Rice Lake to the east line of said Lot 5; thence North 12 degrees 04 minutes 21 seconds East, along said east line of Lot 5, a distance of 36 feet, more or less, to the point of beginning.

And Lot 5, Block 2, RICE LAKE HEIGHTS, according to the recorded plat thereof, Dakota County, Minnesota, EXCEPT that part of said Lot 5 described as commencing at the most easterly northeast corner of said Lot 5; thence on an assumed bearing of South 12 degrees 04 minutes 21 seconds West, along the east line of said Lot 5, a distance of 440.00 feet to the point of beginning of the parcel to be described; thence South 46 degrees 47 minutes 45 seconds West a distance of 37 feet, more or less, to the shore line of Rice Lake; thence southeasterly, along said shore line of Rice Lake to the east line of said Lot 5; thence North 12 degrees 04 minutes 21 seconds East, along said east line of Lot 5, a distance of 36 feet, more or less, to the point of beginning.

Applicants, vs.

State of Minnesota; Eagle Valley Bank, N.A.; Mortgage Electronic Registration Systems, Inc., as Nominee for Mortgage Network, Inc.; Steven P. Swanson; Optimum Mortgage Services, Inc., a Minnesota corporation; Wells Fargo Bank, N.A.; John H. Ulness; and Ruth W. Ulness; also all heirs and devisees of any of the above-named persons who are deceased; and all other persons or parties unknown, claiming any right, title, estate, lien or interest in the real estate described in the Application or amendments herein, Defendants. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to answer the Application of the Applicants in the above-entitled proceeding and to file your answer to the said Application in the office of the District Court Administrator in said County, within 20 days after service of this Summons upon you exclusive of the day of such service, and if you fail to answer the Application within the time aforesaid, the Applicants in this proceeding will apply to the Court for the relief demanded therein.

---------------------------------------------------------Witness, District Court Administrator of said Court, and the seal thereof, at Dakota, in said County, this 26th day of September, 2012.

By: P. Klingner, Deputy ___________________________________ Attorneys for Applicants: Fabyanske, Westra, Hart & Thomson, P.A. Gary C. Eidson (#0138381) Rachel J. Elvester (#0389435) 800 LaSalle Avenue, Suite 1900 Minneapolis, MN 55402 (612) 359-7600 (P) (612) 359-7602 (F) 3198185 11/1-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 2, 2007.

MORTGAGOR(S): Juette P. Holseth and Patrick M. Holseth, wife and husband.

MORTGAGEE: Peoples Bank of Commerce, a Minnesota banking corporation.

DATE AND PLACE OF RECORDING: Filed August 31, 2007, Dakota County Recorder, as Document No. 2541359.

ASSIGNMENT(S) OF MORTGAGE: NA. The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA.

fication Number on Mortgage: NA. Lender or Broker: Peoples Bank of Commerce.

Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Peoples Bank of Commerce.

MORTGAGED PROPERTY ADDRESS: 1625 Robert Street South and 66 Wentworth Avenue East, West St. Paul, Minnesota, 55118.

TAX PARCEL I.D. NO.: 42-02000-54-050; 42-02000-54-030.

LEGAL DESCRIPTION OF PROPERTY: Parcel 1: The North 180 feet of the West 160 feet of the East 483.4 feet of the Northeast 1⁄4 of the Northwest 1⁄4 of the Southwest 1⁄4 of Section 20, Township 28, Range 22, Dakota County, Minnesota, except the North 30 feet thereof and except the West 18.4 feet thereof.

Parcel 2: The South 165 feet of the North 345 feet of the East 465 feet of the Northwest 1⁄4 of the Southwest 1⁄4 of Section 20, Township 28, Range 22, Dakota County, Minnesota; together with (I) all buildings and improvements located on the property, (II) all machinery, equipment, fixtures, business assets, personal property located on the property, and (III) fixtures appurtenant thereto owned by the mortgagor(s) and used in connection with the operation and occupancy thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $625,000.00.

AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $600,599.55.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 a.m.

PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Patrick M. Holseth.

Dated: October 15, 2012.

PEOPLES BANK OF COMMERCE, Mortgagee /s/ Jodie L. Grabarski JODIE L. GRABARSKI -forAtty. I.D. #277125 MURNANE BRANDT Attorneys for Mortgagee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 1504044 3187544 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 8 , 2005 MORTGAGOR: J o n a t h a n J o h n s o n and Jodea Johnson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 7, 2005 Dakota County Recorder, Document No. 2386721.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100220710000093332 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Maribella Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 615 12th Avenue North, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36.70207.03.190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 3, South Park Division No. 8, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,110.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004679 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188788 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/22/2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $305,000.00 MORTGAGOR(S): Patrick D. Weir and Laurie L. Weir, husband and wife as joint tenants MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 12/12/2006 as Document Number 2481302 in the Office of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 22-64452-02-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Rock Ridge Third Addition, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 9741 172nd Street West, Lakeville, MN 55044 ABSTRACT PROPERTY COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $310,700.55 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes.

Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 11/30/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale.

TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an

vides, If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 05/30/2013, or the next business day if 05/30/2013 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10/18/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C.,

By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3188365 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12984 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12984 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Freedom Mortgage Corporation, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Eight Hundred Fifteen and 00/100 ($3,815.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated July 12, 2012, and recorded October 10, 2012 as Document No. 2900607 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: December 19, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on June 19, 2013.

Dated: October 19, 2012 By __________/s/__________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441210 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 3198451 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 16, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,500.00 MORTGAGOR(S): Jeremy Bardwell, a single man MORTGAGEE: First Franklin Financial Corp., subsidiary of National City Bank of Indiana DATE AND PLACE OF RECORDING: Recorded: October 30, 2003 Dakota County Recorder

County Recorder Document Number: 2133714 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. BANK, NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE HOLDERS OF MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2006-FF1 Dated: February 27, 2012 Recorded: March 05, 2012 Dakota County Recorder Document Number: 2853277 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin Financial Corp., subsidiary of National City Bank of Indiana Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 204 5th Ave N, South Saint Paul, MN 55075-2030 Tax Parcel ID Number: 36-70300-14-160 LEGAL DESCRIPTION OF PROPERTY: Lots Fifteen (15) and Sixteen (16), in Block Fourteen (14) in South St. Paul.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,549.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2013, or the next business day if May 30, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 18, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE HOLDERS OF MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFIC A T E S , S E R I E S 2006-FF1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023918F02 3182032 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 1999 MORTGAGOR: Ann L. McMillon f/k/a Ann L. Pozzini and Melvin McMillon, wife and husband.

MORTGAGEE: C e n d a n t M o r t g a g e Corporation dba Burnet Home Loans.

DATE AND PLACE OF RECORDING: Recorded March 22, 1999 Dakota County Recorder, Document No. 1589592.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: JPMorgan Chase Bank, National Association .

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORT-

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cendant Mortgage Corporation dba Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 8412 173RD Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 221707602020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Cherry Ridge Second Addition. Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE $107,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $12,286.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __December 6, 2013____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002902 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188471 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 15, 2006 MORTGAGOR: Bryon J. Suski and Joy M. Suski, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed November 6, 2006, Dakota County Registrar of Titles, Document No. 600350 on Certificate of Title No. 141222.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Said Mortgage being upon Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038900010059074 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyager Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1331 16th Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-19500-02-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Dakota Hills COUNTY IN WHICH PROPERTY IS

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COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,340.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,491.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 7, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 7, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 9, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-003444 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188413 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 06/30/2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 MORTGAGOR(S): Tamera K. Mueller and Ross Z. Mueller, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Mercantile Mortgage Company DATE AND PLACE OF FILING: 08/22/2005 as Document Number 2353408 in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to MCM Capital Homeowners Advantage Trust IX recorded on 03/26/2012 in Document Number 2857757 in the Office of the County Recorder, Dakota County, Minnesota.

ASSIGNMENT OF MORTGAGE: Assigned to Newbury Place REO III, LLC recorded on 07/05/2012 as Document Number 2878233 in the Office of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 10-83500-01-160 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Waterview, Dakota County, Minnesota ABSTRACT PROPERTY STREET ADDRESS OF PROPERTY: 658 Waterview Cove, Eagan, MN 55123 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: Mercantile Mortgage Company RESIDENTIAL MORTGAGE SERVICER: BSI Financial Services, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100236400000145363 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $315,133.96 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said

and acceleration requirements of said mortgage, and/or applicable statutes.

Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 11/30/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale.

TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 05/30/2013, or the next business day if 05/30/2013 falls on a Saturrday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10/18/2012 Newbury Place REO III, LLC, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C.,

By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3187689 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,079.00 MORTGAGOR(S): Ruth G Blondin, a Single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for M&I Marshall & Ilsley Bank, its successor and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 18, 2009 Dakota County Recorder Document Number: 2697181 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Dated: September 06, 2011 Recorded: September 19, 2011 Dakota County Recorder Document Number: 2820049 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003074-0035371130-2 Lender or Broker: M&I Marshall & Ilsley Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17168 Gannon Way W, Rosemount, MN 55068-5136 Tax Parcel ID Number: 22.16703.01.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Cedar Highlands 4th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $257,810.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop-

under Minn. Stat. §580.30 or the prop erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2013, or the next business day if May 30, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 18, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026274F01 3187870 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 9, 2005 MORTGAGOR: Tommy Ngo and Le Ngo, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 22, 2005 Dakota County Recorder, Document No. 2391278.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000389-0001003586-8 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyager Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 7241 Brittany Lane, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-73150-03-022 LEGAL DESCRIPTION OF PROPERTY: Unit no. 22, Condominium Number 118, Brittany Lane Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$148,881.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 2, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-004874 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3187388 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 12, 2007 MORTGAGOR: Suzanne C. Mueller, a single person.

MORTGAGEE: Chase Bank USA, NA. DATE AND PLACE OF RECORDING: Recorded April 27, 2007 Dakota County Recorder, Document No. 2512801.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, NA s/b/m to Chase Home Finance, LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, NA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20673 Hampshire Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 228205202050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Village Creek 3rd Addition, CIC No. 327 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,356.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __June 20, 2013____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003891 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3204032 11/1-12/6/12

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PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT DIVISION FIVE-APPLE VALLEY CASE TYPE: 4 Court File No: ---------------------------------------------------------In Re the Marriage of: TAMARA NICOLE MATHEWS, Petitioner, and ROBERT STEVE MATHEWS, Respondent, and COUNTY OF DAKOTA, Intervenor.

---------------------------------------------------------THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: You are hereby summoned and required to serve upon Petitioner's attorney an Answer to the Petition, which is on file at the First Judicial District, District Court Administration within thirty (30) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded by the Petitioner.

This proceeding does not involve real property.

NOTICE OF TEMPORARY RESTRAINING PROVISIONS Under Minnesota law, service of this summons makes the following requirements apply to both parties to the action, unless they are modified by the court or the proceeding is dismissed: (1) Neither party may dispose of any assets except (a) for the necessities of life or for the necessary generation of income or preservation of assets, (b) by an agreement of the parties in writing, or (c) for retaining counsel to carry on or to contest this proceeding.

(2) Neither party may harass the other party.

(3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation.

(4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes mediation, arbitration and other processes as set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats as defined in Minnesota statutes, chapter 518b, you are not required to try mediation and you will not be penalized by the court in later proceedings.

IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. NOTICE OF PARENT EDUCATION PROGRAM REQUIREMENTS Under Minnesota Statutes, Section 518.157, in a contested proceeding involving custody or parenting time of a minor child, the parties must begin participation in a parent education program that meets minimum standards promulgated by the Minnesota Supreme Court within 30 days after the first filing with the court. In some Districts, parenting education may be required in all custody or parenting proceedings. You may contact the District Court Administrator for additional information regarding this requirement and the availability of parent education programs.

UPON SERVICE OF THE SUMMONS, THE RESTRAINING PROVISIONS CONTAINED IN THE NOTICE APPLY BY OPERATION OF LAW UPON BOTH PARTIES UNTIL MODIFIED BY FURTHER ORDER OF THE COURT OR DISMISSAL OF THE PROCEEDING, UNLESS MORE THAN ONE YEAR HAS PASSED SINCE THE LAST DOCUMENT WAS FILED WITH THE COURT. LEGAL ASSISTANCE OF DAKOTA COUNTY, LTD. Dated: __________________ By: ________________________________ KATIE TROTZKY Attorney for Petitioner 14800 Galaxie Avenue, Suite 103 Apple Valley, MN. 55124 (952) 431-3200 Attorney Registration No. 110978 3187873 10/18-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 8 , 2004 MORTGAGOR: Christine M. Gnerer and Thomas N. Gnerer, wife and husband.

MORTGAGEE: Long Beach Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded March 8, 2005 Dakota County Recorder, Document No. 2302453.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company,as Trustee for Long Beach Mortgage Loan Trust 2005-1 .

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORT-

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MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Long Beach Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2604 East 121st Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 021825101090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1,Connelly Estates 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $320,864.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004757 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188807 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2005 MORTGAGOR: D o u g l a s V . C o r rington and Stacey A. Corrington, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 4, 2005 Dakota County Recorder, Document No. 2301708.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2005-3.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200001416624 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 14915 East 210TH Street, Hastings, MN 55033 TAX PARCEL I.D. #: 250250051010 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A

���������� �� ���� �����

��� �������� �� ���� ������ING ������ ������� ANY, PAID TAXES, IF GAGEE: $183,308.41 ���������� ���� ��������� EXHIBIT A LEGAL DESCRIPTION Parcel A certain tract or parcel of land in Dakota County, in the State of Minnesota, described as follows: The East Half (E 1/2) of Southeast Quarter (SE 1/4) of Southwest Quarter (SW 1/4) of Section Twenty-Five (25) Township One Hundred Fourteen (114) Range Seventeen (17) according to the Government Survey thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $273,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $390,075.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002863 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188674 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 6 , 2006 MORTGAGOR: Keng Cee Yang and Pa M. Yang, husband and wife.

MORTGAGEE: Postal Credit Union.

DATE AND PLACE OF RECORDING: Recorded October 23, 2006 Dakota County Recorder, Document No. 2470212.

ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Postal Credit Union RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 8822 Branson Drive, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.11857.02.053 LEGAL DESCRIPTION OF PROPERTY: Unit No. 53, Common Interest Community No. 181, Rose Hill Villas, a Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-

BY MORT

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-005515 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188656 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 7 , 2008 MORTGAGOR: M a t t h e w G . N e l s o n and Carrie J. Nelson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 16, 2008 Dakota County Recorder, Document No. 2566702.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1002812-1073602362-6 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Platinum Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 3628 West 152nd Street, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34.54104.02.100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, O'Leary's Hills Fifth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $328,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $326,183.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 9, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005046 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3185019 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2007 MORTGAGOR: A n n E . B o r m a n , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 13, 2007 Dakota County Recorder, Document No. 2530126.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000269-0002096041-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 5683 West 126th Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015765103070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Pinecrest 2nd Addition, Dakota County, Minnesota0713 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $269,060.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or

weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004981 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188818 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 MORTGAGOR(S): Patrick M. Hammarsten, unmarried person MORTGAGEE: Postal Credit Union DATE AND PLACE OF RECORDING: Recorded: May 30, 2002 Dakota County Recorder Document Number: 1901326 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 227 Ash St W, South Saint Paul, MN 55075-3410 Tax Parcel ID Number: 36-83300-03-060 LEGAL DESCRIPTION OF PROPERTY: Parcel 1 Lot 5, Block 3, Walter and Arthur Add., according to the recorded plat thereof, and situate in Dakota County, Minnesota Parcel 2 Lot 6, Block 3, Walter and Arthur Add., according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $114,216.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 14, 2013, or the next business day if June 14, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 01, 2012 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021487F05 3198176 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 12, 2003 MORTGAGOR: Christopher J. Woolsey and Julie A. Woolsey, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association s/b/m to Chase Home Finance LLC s/b/m to Chase Manhattan Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded August 22, 2003 Dakota County Recorder, Document No. 2099388.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2316 Lemay Lake Road, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 270410036018 LEGAL DESCRIPTION OF PROPERTY: The West 1 acre of the East 2 acres of the South 225.4 feet of the North 306.9 feet of Lot 36, Auditors Subdivision No. 34, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $255,293.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 13, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004844 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203978 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 13, 2006 MORTGAGOR: Daniel Robert Voeller and Cassandra Maureen-Lewis Voeller,

and Cassandra Maureen Lewis Voeller, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded January 19, 2007 Dakota County Recorder, Document No. 2489449.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, successor in interest by purchase from the FDIC as Receiver of Washington Mutual Bank.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800913516353 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 62 County Road 42, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011170901040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Apple Valley 10th Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$217,780.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __June 6, 2013____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004671 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195743 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 2 , 2010 MORTGAGOR: D a n i e l M L o e s a n d Jennifer J Herman, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 24, 2010 Dakota County Recorder, Document No. 2748216.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268003442676 LENDER OR BROKER AND MORT-

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LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage and Equity Consultants, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 1532 Sherwood Way, Eagan, MN 55122 T A X P A R C E L I . D . # : 10.15007.02.010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Brittany 8th Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $286,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $296,683.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 2, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-256-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195715 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 MORTGAGOR(S): Stephen J. Ritz, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 22, 2004 Dakota County Recorder Document Number: 2218211 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8589 144th St W, Apple Valley, MN 55124-9302 Tax Parcel ID Number: 01-27500-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Forest Park Estates, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $333,103.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as fol-

by the Sheriff of said county as fol lows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 25, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016231F04 3195298 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $229,500.00 MORTGAGOR(S): Stacey L. Nelson and Scott M. Nelson, wife and husband MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF REGISTERING: Registered: July 21, 2006 Dakota County Registrar of Titles Document Number: 594379 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-M2 Dated: January 27, 2009 Registered: March 04, 2009 Dakota County Registrar of Titles Document Number: T640102 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 140334 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 158 Juniper Ln, Apple Valley, MN 55124-9311 Tax Parcel ID Number: 01-11702-10-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 10, Apple Valley Third Addition, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $242,887.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday.

day, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 25, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-M2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025845F01 3195318 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 6, 2004 MORTGAGOR: M o n t e A . W i s e a n d Deborah Lee Levier-Wise, husband and wife.

MORTGAGEE: CitiMortgage, Inc. S/B/M with ABN Amro Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded May 25, 2004 Dakota County Recorder, Document No. 2207789.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13216 Marion Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02.32901.02.100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Highland Forest 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $142,780.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 17, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-005349 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195636 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 8 , 2007 MORTGAGOR: Robert L. Carry and Linda K. Carry, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed July 11, 2007, Dakota County Registrar of Titles, Document No. 613916 on Certificate of Title No. 086682.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association.

Said Mortgage being upon Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022607166273 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 7982 Dempsey Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 206407501150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, in River Bluffs of Inver Grove Heights, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $244,290.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002908 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203477 11/1-12/6/12

������ ������ ������� �������� ���� ��� Registration Systems,��Inc. as nominee

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 0 , 2009 MORTGAGOR: P a m e l a J a y n e Mikkalson, a/k/a Pamela J. Mikkalson and Peter D. Mikkalson, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 10, 2009 Dakota County Recorder, Document No. 2695801.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000124966 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 111 11TH Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364880002280 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 2, Minnesota and Northwestern Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,569.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,560.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 20, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001925 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3204013 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 06, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 MORTGAGOR(S): Manuel A. Bonilla aka Manuel Bonilla and Maria Canas, both single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee

for Homecomings Financial Network, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 28, 2005 Dakota County Recorder Document Number: 2375699 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 27, 2011 Recorded: February 23, 2011 Dakota County Recorder Document Number: 2787670 And assigned to: Nationstar Mortgage, LLC Dated: July 20, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604258156027 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3596 155th St W, Rosemount, MN 55068-1561 Tax Parcel ID Number: 34-54100-01-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, O'Leary's Hills AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $243,106.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 25, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018976F02 3193493 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 3 , 2006 MORTGAGOR: E l s a I . N i t z a n d Stephen A. Nitz, As Joint Tenants wife and husband.

MORTGAGEE: Citibank, N.A. s/b/m to CitiCorp Trust Bank, FSB. DATE AND PLACE OF RECORDING: Filed September 7, 2006, Dakota County Registrar of Titles, Document No. 597226 on Certificate of Title No. 099657.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Said Mortgage being upon Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiCorp Trust Bank, FSB RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3585 148th Street West, Rosemount,

���������� �� ���� �����

��� �������� �� ���� ������lows: ������ ������� DATE AND TIME OF SALE: Decem���������� ���� ��������� 3585 148th Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-62800-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, of Edwin Rahn Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,501.44 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $222,714.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 10-5281 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195727 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,900.00 MORTGAGOR(S): Pamela J. Giles, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Summit Mortgage Corporation, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: April 21, 2006 Dakota County Recorder Document Number: 2422190 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: September 17, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061906086000066 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11659 Millpond Ave, Burnsville, MN 55337-7252 Tax Parcel ID Number: 02-48502-03-042 LEGAL DESCRIPTION OF PROPERTY: Unit Number 42, C.I.C. Number 157, Boulder Pond, A Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,049.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

ber 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 25, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026203F01 3193508 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2010 MORTGAGOR: Christian J. Gordon and Lydia H. Gordon, as husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 15, 2010 Dakota County Recorder, Document No. 2719172.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268100103114 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Granite Mortgage & Construction Finance, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 257 Hurley Avenue East, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424770001250 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 1, McClung and McMurran's Addition to St. Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,323.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,175.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 11, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mort-

the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 9, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-002705 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195661 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 MORTGAGOR: M a t t h e w A .

Ceminsky, a single man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded January 17, 2007 Dakota County Recorder, Document No. 2488651.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of CSMC Mortgage-Backed Pass-Through Certificates, Series 2007-5.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100382200060763283 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Funding Group RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 7325 Upper 157th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011165003180 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 3, Apple Ponds, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,187.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 13, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 10, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 12-005314 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3189947 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 21, 2004 MORTGAGOR: Michelle Schumack, single.

MORTGAGEE: C i t i M o r t g a g e , I n c .

S/B/M with ABN Amro Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded July 1, 2004 Dakota County Recorder, Document No. 2221617.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1255 Timbershore Lane, Eagan, MN 55123 T A X P A R C E L I . D . # : 10.76502.04.040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Timbershores 3rd Addition, Together with appurtenant easements created pursuant to Declaration Document No. 401215, as Amended.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $123,080.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 17, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004461 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203461 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 9 , 2001 MORTGAGOR: Robert J. Paget and Dawn C. Paget, husband and wife.

MORTGAGEE: ABN Amro Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded April 18, 2001 Dakota County Recorder, Document No. 1766304.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. . And thereafter assigned to: JPMorgan Chase Bank, National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3713 West Upper 204th Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 12.22801.01.120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Edmar 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $123,429.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 13, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003708 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203958 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 1 , 2005 MORTGAGOR: Joseph L. Balut, Jr. and Becky L. Balut, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 28, 2005 Dakota County Recorder, Document No. 2375479.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Minnesota, N.A. f/k/a Norwest Bank Minnesota, N.A., solely as Trustee for Bear Stearns Asset Backed Securities I, LLC, Green Point Mortgage Funding Trust 2006-AR1, Mortgage Pass-Through Certificates, Series 2006-AR1.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800881889097 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15993 Havelock Court, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-45801-08-190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 8, Longridge Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,305.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2012 Wells Fargo Bank, National Association, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-96-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3196711 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2005 MORTGAGOR: Cindy R. Clobes and Steven A. Clobes, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2005 Dakota County Recorder, Document No. 2321739.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA as trustee for Freddie Mac Securities REMIC Trust 2005-S001.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON

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GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100330000000013291 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Midamerica Mortgage Coporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 11091 166th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 224435004100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, Lakeville Hills COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $256,365.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2012 Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004831 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3196040 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 9 , 2002 MORTGAGOR: I d o n n a J . M i l l e r , a single person.

MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded September 25, 2002 Dakota County Recorder, Document No. 1939850.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 4259 Amber Court, Eagan, MN 55122 TAX PARCEL I.D. #: 101670107090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 7, Cedar Grove No. 2, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,250.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 18, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 18, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-004531 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3196265 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,500.00 MORTGAGOR(S): Lynn M. Holz, a single person MORTGAGEE: Ameriquest Mortgage Company DATE AND PLACE OF RECORDING: Recorded: August 01, 2005 Dakota County Recorder Document Number: 2346357 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R8 Dated: January 20, 2009 Recorded: February 17, 2009 Dakota County Recorder Document Number: 2637701 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Ameriquest Mortgage Company Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1025 Tamarack Trl, Farmington, MN 55024-7132 Tax Parcel ID Number: 14.74902.06.503 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1503, Tamarack Ridge Carriage Homes, Common Interest Community Number 294, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,797.93 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 25, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R8 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025038F03 3195305 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2010 MORTGAGOR: Charles F. Cox and Michelle L. Cox, husband and wife MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded December 9, 2010, in the office of the County Recorder, as Document No. 2771438, Dakota County, Minnesota.

MORTGAGED PROPERTY ADDRESS: 1211 Hillside Court, Hastings, Minnesota 55033 TAX PARCEL I.D. NO. 19-19501-06-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 6, Dakota Hills Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,710.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID

BY MORTGAGEE: $260,851.19 INTEREST RATE AND PER DIEM: Current interest rate is 4.625%, with a daily per diem of $31.82.

That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 7, 2012, at 10:00 am.

PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: June 7, 2013, at 11:59 p.m.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION,

IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 19, 2012 MESSERLI & KRAMER P.A. By:/s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.

3194738 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2006 MORTGAGOR: J a m e s H o l t a n d Bonita Holt, husband and wife.

MORTGAGEE: M o r t g a g e & I n v e s t ment Consultants.

DATE AND PLACE OF RECORDING: Filed June 22, 2006, Dakota County Registrar of Titles, Document No. 592672 on Certificate of Title No. 106415.

ASSIGNMENTS OF MORTGAGE: Assigned to: Option One Mortgage Corporation. And thereafter assigned to: HSBC Bank USA, National Association, as Trustee for SG Mortgage Securities Trust 2006-OPT2, Asset Backed Certificates, Series 2006-OPT2.

Said Mortgage being upon Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage & Investment Consultants RESIDENTIAL MORTGAGE SERVICER: Homeward Residential, Inc. MORTGAGED PROPERTY ADDRESS: 750 Keokuk Lane, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 272780018060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 18, Friendly Hills Re-Arr COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $365,603.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2012 HSBC Bank USA, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40 - 12-004644 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203438 11/1-12/6/12

������ ������ ������� �������� �� ���� ��� MORTGAGEE: Mortgage Electronic

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Sharon V Mitchell, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: May 26, 2005 Dakota County Recorder Document Number: 2325562 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5665 126th St W, Apple Valley, MN 55124-8228 Tax Parcel ID Number: 01-57675-01-320 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, Pinecrest Townhomes, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,179.86 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026108F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2012 at 10:00 AM has been postponed to January 22, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 19, 2012 MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026108F01 3202015 11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2009 MORTGAGOR: Isaias C. Caampued and Adelina F. Caampued, husband and wife and Matthew F. Caampued, a single man.

MORTGAGEE: Mortgage Electronic

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 4, 2009 Dakota County Recorder, Document No. 2682546.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100315900000199348 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage & Financial, LLC, a Limited Liability Company RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 350 Oakdale Court, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-70900-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Solar Addition Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,162.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $218,592.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 4, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-003659 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195697 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 7, 2004 MORTGAGOR: Jay C. Emerson and Trudi A. Emerson, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association S/B/M with Chase Home Finance LLC S/B/M with Chase Manhattan Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded January 21, 2005 Dakota County Recorder, Document No. 2287207.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mort-

���������� �� ���� �����

��� �������� �� ���� ������LOCATED: ������ ������� Dakota ORIGINAL PRINCIPAL AMOUNT OF ���������� ���� ��������� MORTGAGE: Chase Manhattan Mort gage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 786 North Hay Lake Road, Eagan, MN 55123 TAX PARCEL I.D. #: 102580105010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Fawn Ridge 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,272.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005540 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3194498 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 4 , 2004 MORTGAGOR: John H. Wiegand, a single person.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor in interest by purchase from the FDIC as receiver of Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded March 23, 2004 Dakota County Recorder, Document No. 2188045.

ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR WAMU MORTGAGE PASS-THROUGH CERTIFICATES WAMU 2004-AR2.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15430 Oriole Court, Burnsville, MN 55306 T A X P A R C E L I . D . # : 02-84650-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Wood Knoll Estates COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

MORTGAGE: $420,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $479,160.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __June 13, 2013___, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-2975 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3194584 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2006 MORTGAGOR: Julie A. Monterotti and Thomas A. Monterotti, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 8, 2006 Dakota County Recorder, Document No. 2480657.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520039444106 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1755 Walnut Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10.84601.04.110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 4, Woodgate 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,798.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55,

Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 17, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004494 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195652 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 30, 2009 MORTGAGOR: L u c i a I . L o z a n o , A Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 14, 2009 Dakota County Recorder, Document No. 2690355.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000545391 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank dba Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 931 Dodd Road, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424450002060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, C.B. Lawton's Addition to South St. Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $117,727.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $123,672.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is

redeemed under section 580.23 is 11:59 p.m. on June 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005636 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203535 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,486.00 MORTGAGOR(S): Anthony A. Remick, A Single Person and Emily J Robbins, A Single Person MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage DATE AND PLACE OF REGISTERING: Registered: April 02, 2007 Dakota County Registrar of Titles Document Number: 608349 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N. A. Dated: March 08, 2007 Registered: April 02, 2007 Dakota County Registrar of Titles Document Number: 608350 And assigned to: Countrywide Bank, N. A. Dated: March 08, 2007 Registered: April 02, 2007 Dakota County Registrar of Titles Document Number: 608351 And assigned to: Countrywide Home Loans Servicing, LP Dated: November 14, 2008 Registered: November 21, 2008 Dakota County Registrar of Titles Document Number: T636043 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142253 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3724 Vermilion Ct S, Eagan, MN 55122-3153 Tax Parcel ID Number: 10-16936-04-512 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 512, CIC NO. 176, V E R M I L IO N C A R R I AG E H O M E S , A CONDOMINIUM LOCATED IN DAKOTA COUNTY, MINNESOTA. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $209,604.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 03, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 04, 2013, or the next business day if February 04, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 21, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger of BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025345F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 03, 2012 at 10:00 AM has been postponed to November 01, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 24, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger of BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 01, 2012 at 10:00 AM has been postponed to December 03, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 23, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger of BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025345F01 3198136 11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,000.00 MORTGAGOR(S): Gary Robert Hendrix and Marcia Hendrix, husband and wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: September 13, 2006 Dakota County Recorder Document Number: 2460544 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-Through Certificates, Series AMQ 2006-HE7 Dated: September 01, 2006 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio - NON BOA investor Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2595 Lockwood Dr, Mendota Heights, MN 55120-1722 Tax Parcel ID Number: 27-41601-04-087 LEGAL DESCRIPTION OF PROPERTY: Unit 87, Kensington Carriage Homes Condominium, Condominium No 109, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $166,888.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

the property on or before 11:59 p.m. on June 14, 2013, or the next business day if June 14, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 01, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-Through Certificates, Series AMQ 2006-HE7 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024223F02 3199238 11/1-11/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 6 , 2007 MORTGAGOR: J e f f r e y G u t z m e r , a married man.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the FDIC as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded April 8, 2008 Dakota County Recorder, Document No. 2583077.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 21304 Hytrail Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 227250001020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Stone Borough, CIC No. 471, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $242,703.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON

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FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 16, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001578 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 25, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 21, 2012.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001578 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 3, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 29, 2012.

Homeward Residential, Inc Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40 - 12-005969 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203649 11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2008 MORTGAGOR: A n d r e w J a n d r o , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 27, 2008 Dakota County Recorder, Document No. 2574396.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900101005766 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 5408 West Upper 183rd Street, Farmington, MN 55024 TAX PARCEL I.D. #: 141950804037 LEGAL DESCRIPTION OF PROPERTY: Unit No. 37, Common Interest Community No. 129, Sherburne Deck Homes Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $138,644.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM

25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 27, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003310 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 3, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 29, 2012.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003310 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203408 11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 9, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,800.00 MORTGAGOR(S): Pamela Bannie, Single MORTGAGEE: Argent Mortgage Company, LLC SERVICER: Ocwen Loan Servicing, LLC LENDER: Argent Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on June 28, 2005, as Document No. 2335101.

ASSIGNED TO: U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Dated: June 28, 2005 , and recorded February 13, 2012 by Document No. 2848786 .

LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3,Donnay`s Valley Park 4th Addition, Dakota County, Minnesota.

PROPERTY ADDRESS: 16515 Forbes Avenue W, Lakeville, MN 55068 PROPERTY I.D: 22-21173-03-050 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Six Thousand Five Hundred Eighty-Three and 32/100 ($176,583.32) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: D A T E A N D T I M E OF SALE: 10:00 AM on May 8, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually

mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn.

Stat. Section580.30 or the property is not redeemed under Minn. Stat.

Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 8, 2012, or the next business day if November 8, 2012 falls on a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 22, 2012 U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN01048-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4215431 03/22/2012, 03/29/2012, 04/05/2012, 04/12/2012, 04/19/2012, 04/26/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for October 25, 2012 at 10:00 AM , has been postponed to November 15, 2012 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: October 25, 2012 U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Jennifer K Fischer (0311248) Attorneys for U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 11MN01048-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED

BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4317630 11/01/2012 3193773 11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 2 , 2002 MORTGAGOR: Kevin P. Tierney and Michelle L. Tierney, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded December 4, 2002 Dakota County Recorder, Document No. 1967833.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100148610000200821 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Instafi.com RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13218 James Avenue South, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-18550-02-100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Crosstown Estates COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $119,717.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-3411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203992 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 1, 2006 MORTGAGOR: R e b e c c a L B o u c h a and Michael Boucha, wife and husband.

MORTGAGEE: National City Mortgage a division of National City Bank .

DATE AND PLACE OF RECORDING: Recorded December 27, 2006 Dakota County Recorder, Document No. 2484276.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC . TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 2029 Southcross Drive #306, Burnsville, MN 55306 T A X P A R C E L I . D . # : 02.71216.04.306 LEGAL DESCRIPTION OF PROPERTY: Unit 306, Condominium No. 115, Southcross Village condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $137,639.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

���

������ ������ ������� ��������S �� ���� REP their mortgagor(s), said sale by the THE MORTGAGOR PERSONAL personal representatives or assigns RESENTATIVES OR ASSIGNS, MAY BE unless reduced to Five (5) weeks under REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- MINNESOTA STATUTES, SECTION E R T Y : I f t h e r e a l e s t a t e i s a n 582.032, DETERMINING, AMONG owner-occupied, single-family dwell- OTHER THINGS, THAT THE MORTing, unless otherwise provided by law, GAGED PREMISES ARE IMPROVED the date on or before which the mort- WITH A RESIDENTIAL DWELLING OF gagor(s) must vacate the property if the LESS THAN FIVE UNITS, ARE NOT mortgage is not reinstated under sec- PROPERTY USED IN AGRICULTURAL tion 580.30 or the property is not P R O D U C T I O N , A N D A R E redeemed under section 580.23 is ABANDONED." Dated: October 23, 2012 11:59 p.m. on June 20, 2013, unless U.S. Bank National Association the redemption period is reduced to 5 Mortgagee/Assignee of Mortgagee weeks under MN Stat. Secs. 580.07 or USSET, WEINGARDEN AND LIEBO, P.L.L.P. 582.032.

MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE: None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 12-006019 FC RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 11/1-12/6/12 CIAL ORDER IS ENTERED UNDER 3203677 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS ABANDONED." NOT AFFECTED BY THIS ACTION. Dated: October 18, 2012 NOTICE IS HEREBY GIVEN, that Green Tree Servicing LLC default has occurred in conditions of Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. the following described mortgage: DATE OF MORTGAGE: November 13, Attorneys for Mortgagee/Assignee of 1998 Mortgagee MORTGAGOR: Lynn M. Johnson, a 4500 Park Glen Road #300 single person.

Minneapolis, MN 55416 MORTGAGEE: U.S. Bank National (952) 925-6888 Association, successor by merger to 8 - 12-005514 FC THIS IS A COMMUNICATION FROM Firstar Bank, N.A. successor in interest to Firstar Home Mortgage CorporaA DEBT COLLECTOR. 3200056 11/1-12/6/12 tion.

DATE AND PLACE OF RECORDING: Recorded Dakota County Recorder December 14, 1998, Document No. 1558145.

NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE THE RIGHT TO VERIFICATION NONE TRANSACTION AGENT: NONE OF THE DEBT AND IDENTITY OF TRANSACTION AGENT'S MORTTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE NOT AFFECTED BY THIS ACTION. LENDER OR BROKER AND MORTNOTICE IS HEREBY GIVEN, that default has occurred in conditions of G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Firstar Home Mortgage the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 0 , Corporation RESIDENTIAL MORTGAGE SER2008 MORTGAGOR: J u l i e S o d e r l u n d , a VICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Associasingle person.

MORTGAGEE: Mortgage Electronic tion MORTGAGED PROPERTY ADDRESS: Registration Systems, Inc..

DATE AND PLACE OF RECORDING: 4170 Running Brook Road, Eagan, MN Recorded October 31, 2008 Dakota 55122 TAX PARCEL I.D. #: 102242604202 County Recorder, Document No. LEGAL DESCRIPTION OF PROP2620777.

A S S I G N M E N T S O F M O R T G A G E : ERTY: Unit No. 2202, The Enclave at River Assigned to: U.S. Bank National AssoRidge, Common Interest Community ciation.

No. 189, Dakota County, Minnesota TRANSACTION AGENT: Mortgage Together with the benefits conElectronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - tained in Declaration Document No. GAGE IDENTIFICATION NUMBER ON 1381769, Dated August 20, 1996, filed October 14, 1996 MORTGAGE: 100143500801290722 COUNTY IN WHICH PROPERTY IS LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: American Mortgage CorMORTGAGE: $111,850.00 poration AMOUNT DUE AND CLAIMED TO BE RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a DUE AS OF DATE OF NOTICE, INCLUDdivision of U.S. Bank National Associa- ING TAXES, IF ANY, PAID BY MORTGAGEE: $103,016.26 tion That prior to the commencement of MORTGAGED PROPERTY ADDRESS: this mortgage foreclosure proceeding 687 Pinecone Trail, Eagan, MN 55123 Mortgagee/Assignee of Mortgagee comTAX PARCEL I.D. #: 105770001010 LEGAL DESCRIPTION OF PROP- plied with all notice requirements as required by statute; That no action or ERTY: Lot 1, Block 1, Piney Woods, Dakota proceeding has been instituted at law or otherwise to recover the debt County, Minnesota COUNTY IN WHICH PROPERTY IS secured by said mortgage, or any part thereof; LOCATED: Dakota PURSUANT to the power of sale ORIGINAL PRINCIPAL AMOUNT OF contained in said mortgage, the above MORTGAGE: $406,500.00 AMOUNT DUE AND CLAIMED TO BE described property will be sold by the DUE AS OF DATE OF NOTICE, INCLUD- Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, ING TAXES, IF ANY, PAID BY MORT2012 at 10:00 AM GAGEE: $422,078.08 PLACE OF SALE:Sheriff's Office, Law That prior to the commencement of this mortgage foreclosure proceeding Enforcement Center, 1580 Hwy 55, Mortgagee/Assignee of Mortgagee com- Lobby #S-100, Hastings, MN plied with all notice requirements as to pay the debt then secured by said required by statute; That no action or Mortgage, and taxes, if any, on said proceeding has been instituted at law p r e m i s e s , a n d t h e c o s t s a n d o r o t h e r w i s e t o r e c o v e r t h e d e b t disbursements, including attorneys' secured by said mortgage, or any part f e e s a l l o w e d b y l a w s u b j e c t t o redemption within six (6) months from thereof; PURSUANT to the power of sale con- t h e d a t e o f s a i d s a l e b y t h e tained in said mortgage, the above m o r t g a g o r ( s ) , t h e i r p e r s o n a l described property will be sold by the representatives or assigns unless reduced to Five (5) weeks under MN Sheriff of said county as follows: DATE AND TIME OF SALE: January Stat. §580.07.

TIME AND DATE TO VACATE 3, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law PROPERTY: If the real estate is an Enforcement Center, 1580 Hwy 55, o w n e r - o c c u p i e d , s i n g l e - f a m i l y dwelling, unless otherwise provided by Lobby #S-100, Hastings, MN to pay the debt then secured by said law, the date on or before which the Mortgage, and taxes, if any, on said mortgagor(s) must vacate the property premises, and the costs and disburse- if the mortgage is not reinstated under m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s section 580.30 or the property is not allowed by law subject to redemption redeemed under section 580.23 is within six (6) months from the date of 11:59 p.m. on November 26, 2012, said sale by the mortgagor(s), their u n l e s s t h e r e d e m p t i o n p e r i o d i s personal representatives or assigns reduced to 5 weeks under MN Stat. unless reduced to Five (5) weeks under Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- F I N A N C I A L O B L I G A T I O N O N E R T Y : I f t h e r e a l e s t a t e i s a n MORTGAGE: None "THE TIME ALLOWED BY LAW FOR owner-occupied, single-family dwelling, unless otherwise provided by law, REDEMPTION BY THE MORTGAGOR, the date on or before which the mort- T H E M O R T G A G O R ' S P E R S O N A L gagor(s) must vacate the property if the REPRESENTATIVES OR ASSIGNS, mortgage is not reinstated under sec- MAY BE REDUCED TO FIVE WEEKS IF tion 580.30 or the property is not A J U D I C I A L O R D E R I S E N T E R E D redeemed under section 580.23 is U N D E R M I N N E S O T A S T A T U T E S , 11:59 p.m. on July 3, 2013, unless the SECTION 582.032, DETERMINING, redemption period is reduced to 5 AMONG OTHER THINGS, THAT THE weeks under MN Stat. Secs. 580.07 or M O R T G A G E D P R E M I S E S A R E IMPROVED WITH A RESIDENTIAL 582.032.

MORTGAGOR(S) RELEASED FROM D W E L L I N G O F L E S S T H A N F I V E FINANCIAL OBLIGATION ON MORT- UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND GAGE: None "THE TIME ALLOWED BY LAW FOR ARE ABANDONED." REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� �� ���� ������way ������ S 100, Hastings, Minne 55, Lobby������� sota ���������� ���� ��������� ARE ABANDONED." Dated: March 14, 2012.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3659 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 27, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: May 29, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3659 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 26, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 25, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-3659 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 11, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 29, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-3659 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3202459 11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $310,000.00 MORTGAGOR(S): Robert Schindeldecker and Jeannine Schindeldecker, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 02, 2006 Dakota County Recorder Document Number: 2424985 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: February 29, 2012 Recorded: March 02, 2012 Dakota County Recorder Document Number: 2852840 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001302049-3 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1775 60th St E, Inver Grove Heights, MN 55077-1823 Tax Parcel ID Number: 20.68200.00.050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Silver Acres Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $346,406.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 28, 2013, or the next business day if January 28, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 14, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024470F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 27, 2012 at 10:00 AM has been postponed to August 27, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 22, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 27, 2012 at 10:00 AM has been postponed to September 27, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 23, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 27, 2012 at 10:00 AM has been postponed to October 29, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 28, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 29, 2012 at 10:00 AM has been postponed to January 30, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 29, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024470F01 3204045 11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 MORTGAGOR(S): Tamela J. Moen and Larry A. Moen, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 22, 2005 Dakota County Recorder Document Number: 2333157 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-4 Dated: September 16, 2011 Recorded: November 17, 2011 Dakota County Recorder Document Number: 2831205 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10001570004929820-7 Lender or Broker: America's Wholesale Lender

sale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15508 Judicial Rd, Burnsville, MN 55306-5206 Tax Parcel ID Number: 02-13500-00-141 LEGAL DESCRIPTION OF PROPERTY: That part of Lot Fourteen (14) which lies Easterly of the Westerly 231 feet, First Addition to Benham Investment Company's Minnesota Orchard Gardens, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $177,008.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2012, or the next business day if October 29, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022949F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 27, 2012 at 10:00 AM has been postponed by the mortgagor pursuant to Minn. Stat. § 580.07 Subd.

2 September 27, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 05, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 27, 2012 at 10:00 AM has been postponed to October 29, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 26, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 29, 2012 at 10:00 AM has been postponed to November 28, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 24, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-4 The redemption period shall be 5

The redemption period shall be 5 weeks from the date of said sale.

Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022949F01 3199122 11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2007 MORTGAGOR: Aloysius Tume and Sirri Tume, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded June 12, 2007 Dakota County Recorder, Document No. 2523504.

ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, N.A..

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100526500052582311 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited, N.A. MORTGAGED PROPERTY ADDRESS: 4242 Sandstone Drive, Eagan, MN 55122 T A X P A R C E L I . D . # : 10.16701.01.150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Cedar Grove No. 2 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,299.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2012 BankUnited, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51 - 12-005312 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203430 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,800.00

MORTGAGE: $180,800.00 MORTGAGOR(S): James W. Tagtow and Christine R. Tagtow, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Resmae Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100241010017403516 SERVICER: Ocwen Loan Servicing, LLC LENDER: Resmae Mortgage Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on May 19, 2006, as Document No. 590499.

ASSIGNED TO: U.S. Bank National Association, as Successor Trustee to Bank of America, N.A., successor by merger to Lasalle Bank National Association, as trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-RM3 Dated: April 20, 2010 , and recorded September 28, 2010 by Document No. T668294 .

LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Seven (7) in Cedar Grove NO.3, According to the recorded Plat Thereof now on file and of record in the office of the register of Deeds within and for said County and State, Dakota County, Minnesota.

PROPERTY ADDRESS: 2082 Bluestone Drive East, Saint Paul, MN 55122 PROPERTY I.D: 10-16702-07-010 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Thirty-Two Thousand Three Hundred Twenty-Six and 38/100 ($232,326.38) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power f sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 23, 2012 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn.

Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 23, 2013, or the next business day if April 23, 2013 falls on a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 6, 2012 U.S. Bank National Association, as Successor Trustee to Bank of America, N.A., successor by merger to Lasalle Bank National Association, as trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-RM3 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 10MN00458-3 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4292203 09/06/2012, 09/13/2012, 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for October 23, 2012 at 10:00 AM , has been postponed to March 26, 2013 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: October 23, 2012 U.S. Bank National Association, as Successor Trustee to Bank of America, N.A., successor by merger to Lasalle Bank National Association, as trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-RM3 Jennifer K Fischer (0311248) Attorneys for U.S. Bank National Association, as Successor Trustee to Bank of America, N.A., successor by merger to Lasalle Bank National Association, as trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-RM3 Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052

(952) 232 0052 Our File No. 10MN00458-3 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED

BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4317273 11/01/2012 3193518 11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 9 , 2005 MORTGAGOR: Timothy B Allen and Heather L Allen, husband and wife.

MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded September 30, 2005 Dakota County Recorder, Document No. 2365978.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20842 North Jacquard Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 221775001030 LEGAL DESCRIPTION OF PROPERTY: The North 80 feet of Lot 3, Block 1, Clay's Acres, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $223,703.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004588 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203499 11/1-12/6/12

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PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 1, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended and Restated Declaration for Garrett Square Association (hereinafter the "Association") which was recorded as Document No. 261860, in the Office of the Registrar of Titles of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 107 and Garage Unit No. 76 in Condominium No. 36, Garrett Square Condominium Homes, Dakota County, Minnesota STREET ADDRESS: 14620 Garrett Avenue, #107, Apple Valley, MN 55124 T A X P A R C E L I D N O .

01-81401-01-107 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 1, 2012, from Michael J. Ross, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $6,185.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 1, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from the owner's financial obligation to pay said amount.

6. The Amended and Restated Declaration, referenced above, and Minn.

Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on July 8, 2011, as Document No. T681573 in the Dakota County Registrar of Titles' Office.

7. Pursuant to the power of sale contained in the same Amended and Restated Declaration and granted by the owner in taking title to the premises subject to said Amended and Restated Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 17th day of December, 2012, at 10:00 a.m. at public auction to the highest bidder, to p ay the amo un t th en d ue for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 17, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARRETT SQUARE ASSOCIATION Attorneys for Garrett Square Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Garrett Sq/Ross/ 11-7-144D) 3202407 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,400.00 MORTGAGOR(S): Anna Bunnell And Christopher Bunnell, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment and Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

Electronic Registration Systems, Inc. MIN#: 100194450001730887 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment and Loan.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on October 3, 2005, as Document No. 2366835.

ASSIGNED TO: HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2005-E, Mortgage-Backed Certificates, Series 2005-E Dated: September 25, 2012 , and recorded October 11, 2012 by Document No. 2900893 .

LEGAL DESCRIPTION OF PROPERTY: Lot 89, Block 1, Hawthorne 2nd CIC #369, DAKOTA COUNTY,MINNESOTA. PROPERTY ADDRESS: 15870 Frisian LN, Apple Valley, MN 55124 P PROPERTY I.D: 01-32151-01-089 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Ninety-Three Thousand Nine Hundred Twenty and 00/100 ($293,920.00) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 18, 2012 PLACE OF SALE: Sh e r i f f `s M ai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat.

Section580.30 or the property is not redeemed under Minn. Stat.

Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2013, or the next business day if June 18, 2013 falls on a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2012 HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2005-E, Mortgage-Backed Certificates, Series 2005-E Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00882-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4319597 11/01/2012, 11/08/2012, 11/15/2012, 11/22/2012, 11/29/2012, 12/06/2012 3199264 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $342,475.00 MORTGAGOR(S): Bartt Stoltzman and Kimberlee Stoltzman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Bank, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 01, 2006 Dakota County Recorder Document Number: 2409435 LOAN MODIFICATION: Dated: March 16, 2011 Recorded: June 08, 2011 Document Number: 2804259 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR HOLDERS OF SAMI II TRUST 2006-AR2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-AR2 Dated: April 04, 2012 Recorded: April 11, 2012 Dakota County Recorder Document Number: 2861203 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001119298-9 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19595 Everest Path, Farmington, MN 55024-8671 Tax Parcel ID Number: 14-16500-04-060 LEGAL DESCRIPTION OF PROPERTY: LOT 6, BLOCK 4, CHARLESWOOD, DAKOTA COUNTY, MINNESOTA. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $384,711.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 31, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 28, 2013, or the next business day if February 28, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 1,��2012 �������� ���� M O R T G A������ G E P A S S������ T H R O U G������� H by the Sheriff of said county

ARE ABANDONED. DATED: July 19, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR HOLDERS OF SAMI II TRUST 2006-AR2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-AR2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025188F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 31, 2012 at 10:00 AM has been postponed to October 01, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR HOLDERS OF SAMI II TRUST 2006-AR2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-AR2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2012 at 10:00 AM has been postponed to November 01, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 27, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR HOLDERS OF SAMI II TRUST 2006-AR2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-AR2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 01, 2012 at 10:00 AM has been postponed to December 03, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 23, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR HOLDERS OF SAMI II TRUST 2006-AR2, MORTGAGE PASS-THROUGH

CERTIFICATES, SERIES 2006-AR2 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025188F01 3198140 11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): John J. Catalfamo and Tayna L. Catalfamo, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Novastar Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 27, 2006 Dakota County Recorder Document Number: 2471627 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-6 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-6 Dated: September 17, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100080190060209939 Lender or Broker: Novastar Mortgage, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3966 Dawn Way E, Inver Grove Heights, MN 55076 Tax Parcel ID Number: 205365109040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 9, The Oaks Second Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,995.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as fol-

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as fol lows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 14, 2013, or the next business day if June 14, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 01, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-6 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-6 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016123F02 3198166 11/1-12/6/12

Drug evidence ruling expected in 2013 Hearing pertaining to St. Paul crime lab ends

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

A ruling is expected early next year in the Dakota County court hearing that shut down the St. Paul drug crime lab this summer.

The hearing that began in July and produced 13 witnesses, eight volumes of transcripts and 56 exhibits ended last Tuesday.

Dakota County Judge Kathryn Messerich will rule on whether evidence in four drug cases remaining in the Frye-Mack hearing is reliable.

Public defenders Lauri Traub and Christine Funk have argued evidence handled at the crime lab could have been contaminated, rendering it unreliable for testing, and therefore, inadmissible in court.

St. Paul crime lab employees testified there were no standard operating procedures, scientific standards, or adequate employee training.

Following publicity regarding the testimony, the lab was closed in July, its director replaced and an investigation ordered and currently underway.

Two cases so far retested by the Bureau of Criminal Apprehension crime lab were found to be wrong; one

Ramsey County case has been dismissed.

Dakota County Chief Deputy Attorney Phil Prokopowicz said the BCA has confirmed test results of all four cases included in the hearing.

St. Paul police department spokesman Howie Padilla said in an interview the crime lab has stopped all analysis and testing in all cases, including fingerprint and DNA. “What we are doing now is collecting and processing, but no testing of any kind,” he said.

Messerich’s ruling will only apply to the cases remaining in the hearing, but could prompt post-conviction appeals and raise questions regarding the lab’s evidence handling in other drug cases.

During the final day of the hearing, BCA criminalist Eric Grunwald’s testimony indicated the St. Paul lab follows some of the same practices performed by analysts at the accredited and respected BCA lab.

Among the similarities: Work stations were cleaned multiple times daily, including between tests, but there is not a standard operating procedure for doing so; sealed drug case evidence was left

unattended at his desk while he was in another part of the lab; and evidence from two separate cases have been at his work station at the same time.

Also like St. Paul crime lab criminalists, Grunwald said he may start working on a new case while another is processing.

Differences also were highlighted; Grunwald indicated the BCA drug case evidence is kept in a locked vault that he can access only after sliding his identification card and entering a code.

The card helps establish and maintain a chain of custody for evidence.

St. Paul crime lab employees said they entered a code to enter the drug vault, but there was no sign-in sheet or documentation of the purpose for the access.

At the hearing, St. Paul crime lab employees testified some evidence was stored in an unsecured hallway in the crime lab, and visitors were sometimes allowed supervised access in the lab.

The St. Paul crime lab was and is still overseen by St. Paul police department employees without scientific background or degrees.

Its testing equipment frequently clogged, and defense

experts had testified contamination could have spread throughout the lab.

Equipment technician John Kroska testified Tuesday that there could have been some minute contaminants spread into the air, but said when clogs occur the instrument shuts down.

He said when he had repaired it, “goo” dripped from a line of the machine, exposing chemicals in the lab that had to be disposed of like toxic waste.

Prokopowicz said if Messerich rules the evidence is tainted and inadmissible, he will consider filing an appeal, but it would not be an automatic response.

Traub said she would like to see law enforcement officials working together and talk about how to ensure evidence is reliable.

“Where are the calls to examine all cases from the St. Paul crime lab?” she said.

“We should all, in this system, be talking about that because there are people who face mandatory prison sentences (or) who are in prison right now who shouldn’t be.”

Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

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Dakota Arts

November 1, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Research into family history turns up paranormal phenomena Annie Wilder set to speak Nov. 8 in Rosemount as part of ‘Meet the Author’ series

by Andrew Miller

DAKOTA COUNTY TRIBUNE

Ghosts gather around Annie Wilder’s family tree.

In researching her family history a few years back, the Hastings-based writer uncovered accounts of psychic phenomena, spirit beings and run-ins with the paranormal.

There was her German great-great-grandmother, who saw a falling star each time one of her children died.

There was another relative who had a dream involving an acquaintance dying in a plane crash, learning a short time later that this person had in fact died in such an accident.

And there was the “faceless ghost girl” who Wilder’s mother claimed had been following her around for decades.

The girl “was even seen by my brother, who didn’t believe in ghosts at the time,” said Wilder. “My mom fi-

Photo submitted

Using old letters, genealogy books and tales she’d heard around the dinner table as a child, Wilder has compiled several generations’ worth of family ghost stories in her book “Spirits Out of Time.” nally met the little ghost girl Using old letters, gene- compiled several generations’ a few years back. … The girl alogy books and tales she’d worth of family ghost stories climbed into her lap and dis- heard around the dinner in her book “Spirits Out of appeared.” table as a child, Wilder has Time.”

Theater and Arts Briefs Chorales to perform

The Minnesota Valley Men’s and Women’s Chorales will present their Fall Concerts at 7:30 p.m. Friday, Nov. 9, at Grace Lutheran Church, 7800 Pennock Ave., Apple Valley, and Saturday, Nov. 10, at the Eagan High School theater, 4185 Braddock Trail, Eagan. Tickets are $5 and may be purchased from any choir member or at the door.

New Year’s with Louie

Comedian Louie Anderson will present “Big Baby Boomer” at 7:30 p.m. New Year’s Eve (Dec. 31) at the Burnsville Performing Arts Center, 12600 Nicollet Ave. Tickets range from $29.95 to $69.95. Reserved VIP tickets are $101.95 and include admission and a pre-show meet-and-greet with Anderson starting at 6:30 p.m.

Tickets are available at the box office or by calling (952) 8954680.

Broadcasters at library

Don Shelby and Boyd Huppert, two well-known local news reporters will be at Dakota County Library in November as part of the library’s Minnesota Mosaic series.

Award-winning news anchor and former I-Team investigative reporter Don Shelby, known as the “Walter Cronkite of the Midwest,” will be at the Galaxie Library, 14955 Galaxie Ave., Apple Valley, from 11 a.m. to noon Saturday, Nov. 3. He will discuss his news career and his current projects, including his new book,

“The Season Never Ends: Wins, Losses, and the Wisdom of the Court.”

Boyd Huppert, KARE-11’s award-winning journalist, is known for his feature reporting and “Land of 10,000 Stories” series. Huppert will talk about his favorite stories and experiences from traveling the state from 1 to 2 p.m. Saturday, Nov. 10, at the Farmington Library, 508 Third Street, Farmington.

For more information, visit www.dakotacounty.us/library or call (651) 450-2900.

Submissions for art sale

Artists and crafters may apply to have their work featured in Inver Hills Community College’s annual Holiday Art Sale to be held Nov. 26-30 and Dec. 3-7.

Artisans retain 70 percent of the sale of each item (minus sales tax), with 30 percent being donated to fund art scholarships for Inver Hills students.

The sale will be held at the Inver Hills Art Gallery located in the Fine Arts building on the college’s Inver Grove Heights campus. Artists do not need to be present to sell; gallery assistants will be on hand to track sales and package items.

To apply for inclusion, artists should email digital images of three to five samples of their work to ihccgallery@inverhills. edu. Put “Holiday Art Sale Submission” in the subject line of the email. Also include the number of pieces to sell and approximate price range. Submissions are being reviewed now through Nov. 21.

She’ll be discussing the book on Nov. 8 at Rosemount’s Robert Trail Library as part of the “Meet the Author” series sponsored by the Rosemount Area Arts Council.

“Spirits Out of Time” is the follow-up to Wilder’s 2005 debut, “House of Spirits and Whispers,” an account of her family’s experiences with paranormal phenomena in their 1800sera Victorian-style home in Hastings.

Wilder and others in the house have reported hearing whispers, smelling phantom odors such as tobacco and perfume, and having encounters with an array of shadowy spirit entities.

Wilder is so at ease with the eldritch elements at her residence that she regularly hosts “haunted tea parties” there, and has discussed her

Arts Calendar To submit items for the Arts Calendar, email: darcy. odden@ecm-inc.com.

Auditions MacPhail Center for Music will hold auditions for the MacPhail Brass Quintet from 5:30 to 9 p.m. Nov. 6 in room 613 at MacPhail’s Minneapolis location, 501 South Second St. Information: (612) 321-0100.

Concerts/music Jeremy Messersmith, 7:30 p.m. Thursday, Nov. 7. Part of the Minnesota Zoo’s Acoustic Concert Series in the Target Learning Center. Tickets: $25.

Information: www.mnzoo.com/ events/Events_LiveOnStage. asp.

Eagan Has Talent, 7 p.m.

Saturday, Nov. 3, at Eagan High School theater. Ticket information is at www.eaganfoundation. org under the News & Events section. Proceeds will support the Eagan Foundation and Eagan High School’s Muse Literary Arts program. No cash prizes will be awarded; this is an exhibition event only.

Exhibits/art shows Harvest of Art Community Art Exhibit runs through Nov. 2 at the Eagan Art House, 3981 Lexington Ave. S., and other Eagan locations. Information: (651) 675-5521 or www.eaganarthouse.org.

Art Madness by the Eastview Community Foundation, 7 to 11 p.m. Saturday, Nov. 3, at The Barn, Spirit of Brandtjen Farms, 16972 Brandtjen Farm Drive, Lakeville. Tickets are $35 in advance at www.evcf.org or $40 at the door.

Theater The Prior Lake Players will present “Alice in Wonderland” at 7 p.m. Nov. 2-3 and 9-10 and 2 p.m. Nov. 4 and 10 at Twin Oaks Middle School, 15860 Fish Point Road S.E., Prior Lake. Tickets are available online at www.plplayers.org or at the door. Tickets are $14 for adults; $12 for seniors age 65 and older and students; and $8

for children age 12 and younger.

Troupe America will present “Miracle on 34th Street: The Musical” at 2 and 7:30 p.m.

Saturday, Nov. 17, at the Burnsville Performing Arts Center, 12600 Nicollet Ave. Tickets are $34 and $39 and can be purchased at the box office, or via Ticketmaster at (800) 982-2787 or ticketmaster.com.

Workshops/classes Homeward Bound Theatre Company will offer “Dr. Seuss and Me” from 3:50 to 5:10 p.m.

Wednesdays, Nov. 7 through Dec. 19, at Rosemount Elementary School for first- through third-graders. Information/registration: District 196 Community Education, (651) 423-7920.

Holiday Cards in Watercolor, 9 a.m. to noon Friday, Nov. 9, at the Eagan Art House.

Cost: $45. Registration required: www.eaganarthouse.org or (651) 675-5521.

Teen artist gatherings at the Eagan Art House from 3:30 to 5:30 Thursdays, Nov. 8 and Dec. 6; and from 1 to 3 p.m.

Saturdays, Nov. 3 and Dec. 1. Cost: $3. Information: (651) 675-5521.

Jewelry Club, 1 to 3 p.m.

Fridays, Nov. 9 and Dec. 14, at the Eagan Art House. Cost: $15 per class. Registration required: www.eaganarthouse.org or (651) 675-5521.

Adult painting open studio from 9 a.m. to noon the first and third Fridays of the month at the Eagan Art House, 3981 Lexington Ave. S. Fee is $5 per session. Information: (651) 6755521.

Music Together in the Valley offers classes for parents and their infant, toddler and preschool children in Rosemount, Farmington, Lakeville and Apple Valley. Information: www.musictogetherclasses.com or (651) 439-4219.

The Eagan Art House offers classes for ages 4 through adult. For a complete listing go to www.eaganarthouse.org or call (651) 675-5521.

Dan Petrov Art Studio in Burnsville offers oil painting

classes for beginners, intermediate and advanced skill level painters, www.danpetrovart. com, (763) 843-2734.

Teens Express Yourself with Paint, 5 to 7 p.m. Mondays at Brushworks School of Art in Burnsville, www.BrushworksSchoolofArt.com, (651) 214-4732.

Drama/theater classes for ages 4 and up at River Ridge Arts Building, Burnsville, (952) 736-3644.

Show Biz Kids Theater Class for children with special needs (ASD/DCD programs), In the Company of Kids 13710 Nicollet Ave., Burnsville, (952) 736-3644.

Broadway Kids Dance and Theater Program for all ages and abilities, In the Company of Kids, 13710 Nicollet Ave., Burnsville (Colonial Shopping Center), (952) 736-3644.

Join other 55-plus adults at the Eagan Art House to create beaded jewelry. The Jewelry Club meets on the third Friday of each month from 1 to 3 p.m.

Information: (651) 675-5500.

Savage Art Studios, 4735 W. 123rd St., Suite 200, Savage, offers classes/workshops for all ages. Information: www. savageartstudios.com or (952) 895-0375.

Soy candle making classes held weekly in Eagan near 55 and Yankee Doodle. Call Jamie at (651) 315-4849 for dates and times. $10 per person.

Presented by Making Scents in Minnesota.

Country line dance classes held for intermediates Mondays 1:30 to 3:30 p.m. at Rambling River Center, 325 Oak St., Farmington, $5/class. Call Marilyn (651) 463-7833.

Country line dance classes on Wednesdays at the Lakeville Senior Center, 20732 Holt Ave. Beginners, 9-10 a.m.; Intermediate, 10 a.m.-noon. $5/ class. Call Marilyn (651) 4637833.

The Lakeville Area Arts Center offers arts classes for all ages, www.lakevillemn.gov, (952) 985-4640.

experiences in several TV and newspaper stories.

As to why spirit phenomena seem to accrue around Wilder and her family, she tends to think these phenomena may be something that affect everyone; it’s just that some are more receptive to these types of otherworldly experiences than others.

“I think my family is predisposed to recognizing it, and writing about it,” she said.

The “Meet the Author” event is at 6:30 p.m. Thursday, Nov. 8, at the Robert Trail Library located at 14395 South Robert Trail in Rosemount. Admission is free.

More about Wilder’s research and writing is at www. anniewilder.com.

Andrew Miller can be reached at andrew.miller@ecm-inc. com or facebook.com/sunthisweek.

Family Calendar To submit items for the Family Calendar, email: darcy.odden@ ecm-inc.com.

Saturday, Nov. 3 Pumpkin recycling for residents of Apple Valley, Burnsville and Eagan, 9 a.m. to noon, Eagan Community Center, southwest parking lot, 1501 Central Parkway, Eagan. Information: Dakota Valley Recycling at (651) 675-5011 (Eagan) or (952) 895-4511 (Burnsville and Apple Valley), or visit www.DakotaValleyRecycling.org.

Holiday boutique, 9 a.m. to 3 p.m., Christ Lutheran Church, 1930 Diffley Road, Eagan.

Crafts for everyone. Breakfast rolls and lunch items available.

All proceeds go to missions. Information: (952) 469-6552.

Holiday festival, 9 a.m. to 4 p.m., Lutheran Church of the Ascension, 1803 E. Cliff Road, Burnsville. Features a craft show, lunch menu, and bake sale. Information: (952) 8903412.

Sunday, Nov. 4 Pancake breakfast by the Farmington Knights of Columbus, 9 a.m. to noon, Church of St. Michael, 22120 Denmark Ave., Farmington. Pancakes, French toast, sausage, scrambled eggs, coffee, juice and water served. Good-will offerings accepted.

Kids ’n Kinship Bowlathon, 12:30 to 3 p.m., Cedarvale Lanes, 883 Cedar Grove Parkway, Eagan. Individual bowlers and teams may register at kidsnkinshipbowlathon2012event. eventbrite.com.

Blood drives The American Red Cross will hold the following blood drives. Call 1-800-RED CROSS (1-800-733-2767) or visit redcrossblood.org to make an appointment or for more information.

• Nov. 3, 10 a.m. to 3 p.m., Sassy Sista’s Boutique, Old Chicago, 14998 Glazier Ave., Apple Valley.