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Grand jury may review Apple Valley suicide 2A Ruling says county prosecutor caused mistrials 5A Save big money on RVs at Menard’s site 6A

Laura Adelmann Laura Adelmann John Gessner

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Volume 30, Number # VOLUME 33, NUMBER 11

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Somalis sip, chat at coffee shop Raaho Coffee and Tea opened this year in Burnsville

by Ibrahim Hirsi

ages. Alongside American foods, the store also provides meats that are halal, which means “permissible” in Arabic. Most Raaho Coffee customers are also customers of the grocery store, Mohamed said. Although the majority of the customers are Somalis, Mohamed’s businesses also attract buyers from Ethiopia, Kenya and the Middle East. A 1978 City College of New York alumnus, Mohamed lived and worked in many places as an engineer, including New York, Washington, D.C., and Atlanta, Ga. He moved to Minnesota about 14 years ago and lived in Eagan and Apple Valley. Mohamed and his family now live in Burnsville. “The state has one of the best public education systems in the nation,” Mohamed said of his reason for moving here. “I wanted my kids to be part of this great education.” As his children continue pursuing the education he had hoped for them, Mohamed said he tirelessly works to satisfy his customers. “My customers always leave happy,” he said. “That’s why we’ve been so successful in our store business. The new coffee shop will take that path, too.”

Special to the Tribune

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Regional chamber president says Department of Commerce’s recent audits of small businesses are an undue burden. 4A

When Somali-born Ahmed Mohamed arrived in the United States more than four deruthe cades ago, he expected two things: a better edubatulis cation and a life of contentment. He has met his expectations. forum What the retired mechanical engineer didn’t expect, because he couldn’t imagine it, was esFirst Judicial tablishing Raaho Coffee and Tea, a social hub in District Court the Colonial Ridge Shopping Center in Burnsjudge says decisions ville. Dozens of local Somali immigrants meet at regarding children the coffee shop to exchange information about and custody rights their community here and about the troubling are very politics back in Mogadishu. diff icult. edward Raaho Coffee and Tea, which Mohamed 4A lynch called a “Caribou Coffee version” of the community, has become a centerpiece for Somalis news in Burnsville and surrounding cities since it opened earlier this year. State Rep. Pat “We opened the coffee shop to save the culGarofalo, ture and the community,” Mohamed said in an R-Farmington, interview Sunday at Raaho Coffee and Tea, was the only local 13734 Nicollet Ave. “Before we opened this House member to place, the community was scattered all over.” vote for a Vikings Abdirizak Nur, who was socializing with stadium bill. Photo by Rick Orndorf friends on Sunday evening at the coffee shop, pat 5A said the taste of the Somali tea and the chance to Owner Ahmed Mohamed opened Ibrahim Hirsi is a Burnsville-based writer who regarofalo mingle with community members are what keep Raaho Coffee and Tea earlier this cently graduated from the University of Minnesota year next to his halal market in him coming back. with a journalism degree and a minor in African dakota arts “It’s a good place for the community,” said Burnsville. and African-American studies. Hirsi’s articles have ‘The Wizard of this week news Nur, director of the New Planet Education Cenbeen published in numerous publications, includOz’ goes Code Type: UPC Version A Stats: 0 over the ter in Burnsville, which serves African immigrant students. “It ing TC Daily Planet and Minnesota Public Radio’s Customer: 3242-ECM Publishers rainbow through Order #: P34915-017 MAG: 1.00 gives us an energy that we would have never gotten from other commentary page. He has also written for New York’s P.O. #: BWA: 0.0020 ballet with a By: Symbol Width: 1.4690 places.” Long Island Newsday and the Record-Journal, a localOrdered Polarity: Positive Up Symbol Height: 1.0200 locally-produced Date Run: 05/29/2002 Flexo Width: 0.0000 The location is convenient and easy to find, said Nur, newspaper in Meriden, Conn. music score. a Burnsville resident of eight years. 28A the While some people quietly fixed their eyes on wicked their laptop screens Sunday evening — takwitch ing advantage of the wireless Raaho Coffee Internet connection — others spoke about the politics in Somalia, which has left the country in turmoil for more than 20 years. Customers can choose from coffee flavors similar to those sold at typical American coffee8 34493 00023 6 houses, Mohamed said, as well as special Somali tea and snacks. The coffee shop isn’t the only local business Mohamed owns and operates with his wife, Ilhan Hussein. Mohamed, General 952-894-1111 a father of five in his 60s, also operates the 7-year-old Dakota Distribution 952-846-2070 Halal Market next door to the coffee shop. Advertising 952-846-2011 The store sells African and Middle Eastern products including breads, spices, sugar, flour, fruits, rice, beans, soups and beverJENNY WOODS AN STACEY ACKERM MILLER ANDREW

ons 2A r’ of promoti 7A A new ‘Frontie entrepre neur Inks tests young nment 8A Threads & Slam for entertai tribune.biz Hitting a Grand dakotacounty

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May 10, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY ��� ��� ���� ������ ������ �������

Grand jury to consider assisted-suicide charges in 2007 death Apple Valley woman may have killed herself using information from Final Exit Network

by Laura Adelmann

Dakota County Tribune

In a March 26 letter to a defense attorney, Dakota County Attorney James Backstrom’s office stated it will convene a grand jury May 9-11 seeking an indictment to prosecute right-todie advocates for their role in an Apple Valley woman’s May 30, 2007, suicide. Doreen Nan (Gunderson) Dunn, then 57, suffered years of intense chronic pain and depression before she killed herself using a hood and helium gas, according to Robert Rivas, attorney for the Final Exit Network, a national nonprofit organization accused of assisting suicides and named in the investigation. Before killing herself, Dunn had paid a $50 membership fee to Final Exit Network, according to a March 20 search warrant issued by Dakota County Attorney’s Office Chief Deputy Phil Prokopowicz and obtained by Sun Thisweek. The warrant cites phone records, documents, airline tickets and car rental contracts as evidence Dunn had contact with some Final Exit members months before and on the day she died. Final Exit members named in the investigation are Thomas “Ted” Goodwin, former president of Final Exit Network; Roberta Massey, a Final Exit “case coordinator;” Jerry Dincin, then-Final Exit Network president; and Dr. Lawrence Egbert, Final Exit medical director whom Newsweek dubbed “The New Doctor Death.” Charges the grand jury will be asked to consider are aiding suicide, conspiracy to commit the crime of aiding suicide and interference with a dead body, according to the search warrant. Final Exit Network’s website states that it requires

people seeking help to commit suicide provide a written statement explaining their desire to “seek an early peaceful death” and a statement from at least one doctor giving the person’s diagnosis and prognosis. The website states that Final Exit serves people by offering compassionate counseling and relevant information about death-with-dignity to people who are in great suffering from an intolerable condition and/or are terminally ill. A Final Exit Medical Committee reviews information, and if approved, an “Exit Guide” is assigned who provides detailed information on how people may purchase equipment and take steps to end their own lives, according to the website. “The Network never supplies equipment,” the website states. Rivas said Exit Guides are often present when the person commits suicide; they ask the person to lie down in the place they want to be found, and they remove the equipment after the person has died. None of the members ever participate or assist in the act, Rivas said. He said he assumes Final Exit members were present when Dunn died, but he could not confirm it. Evidence described in the warrant includes a handwritten note included in documents obtained during a search of Egbert’s residence and business. Without identifying the note’s author the warrant quoted it as stating, “Jerry” and “Dalton” would be attending the “exit,” but “Dalton” backed out “when he heard Jerry had not seen her.” Prosecutors state in the warrant they believe “Jerry” to be Jerry Dincin and “Dal-

ton” to be Dalton Baker of St. Louis, Mo., identified in Final Exit documents as treasurer and board member of Final Exit. Dunn, Rivas said, was not going to die immediately of her illnesses, but she “had no quality of life” due to a chronic pain condition as cited in the search warrant. The Dakota County warrant indicates that Dunn’s body was discovered on the couch that day by her husband, Mark Dunn, who immediately notified police. Rivas said although the couple lived together, she and Mark were estranged, and Dunn did not want him to know of her plans. “She said if her husband learned about it, he would contact the authorities and try to commit her,” Rivas said. The grand jury investigation was not instigated by family members, but by Backstrom’s office. Evidence described in the warrant includes a handwritten note found during a search of Final Exit Network members homes and businesses regarding Dunn’s case that indicates “husband” is expected home at 6:30. Prosecutors state they have evidence that Egbert and Dincin each flew to Minnesota on the morning of Dunn’s death and returned to their home states later that afternoon. The warrant states Dincin rented and returned a car that day, and handwritten on the rental agreement, Dunn’s Apple Valley address was listed as the point of destination. Initially, Dunn’s death was determined by the Dakota County Medical Examiner to be “natural,” caused by coronary artery disease, but since her relationship to Final Exit Network was revealed, the county reopened the investigation. Documents received by Final Exit Network detail Dunn’s reasons for her “exit request.” A handwritten Jan. 29, 2007, note reportedly signed by Dunn and faxed to the Final Exit Network volunteer Roberta Massey stated since December 1996 she was “living with unbearable, excruciating, chronic pain” that spread throughout her entire body. The note stated she ex-

perienced pain with any pressure or movement and could not sleep more than an hour or two at a time. “Have fought the good fight for 10 yr. to try to get better but it is futile and without an exit will be left in some nursing home in unbearable pain for who knows how many years,” the note stated. Also part or evidence provided from the Georgia Bureau of Investigation to Backstrom’s office is a letter detailing Dunn’s medical diagnosis on letterhead from Allina Medical Clinic. It states Dunn is “completely disabled” and unable to work in any capacity, and she suffered central pain syndrome after a myelogram dye reaction in December 1996. Among the symptoms it listed were degenerative disk disease of the entire spine, nerve trunk damage, an overactive bladder, positional breathing difficulties, and osteoporosis from inactivity. According to the letter, Dunn was unable to sit or stand more than 10 minutes at a time and unable to travel other than absolutely necessary for treatment and had no social life. It also stated her symptoms were unable to be treated with surgery. Noted in the warrant is that under Minnesota law, it is a criminal offense for a person to interfere with the body or scene of death with intent to mislead the coroner or conceal evidence. Under Minnesota statutes, anyone who intentionally advises, encourages or assists another in taking the other’s own life may be imprisoned up to 15 years and/ or fined up to $30,000. Final Exit Network members Egbert and Dincin did not physically assist Dunn in the suicide, Rivas said. “They are literally trained not to touch anything themselves,” Rivas said of Final Exit members who attend a “self-deliverance.” Key to the case may be what it means to intentionally advise, encourage or assist, Rivas said.

Supreme Court struck down that state’s assisted suicide law that banned the advertisement of assisted-suicide services, stating it violated constitutional free speech rights. That decision terminated the Georgia Bureau of Investigation’s prosecution of Final Exit members that included Egbert and Goodwin. The Georgia case never went to trial, but in May, Georgia Gov. Nathan Deal signed into law legislation that makes it a felony to assist in suicide. The case involved John Clemer of Cumming, Ga., who had cancer and was found dead in his bedroom June 20, 2008. Like Dunn, his death was also initially ruled to be natural causes, until nine days later when one of his family members found a letter from Clemer to Final Exit Network on his computer. In it, Clemer requested the organization assist him in committing suicide using “helium induced methodology.” During a monitored phone conversation, Goodwin said he and Claire Blehr, an “Exit Guide“ with Final Exit, were with Clemer as he placed a plastic bag over his head connected through tubing to two helium tanks and held his hands while Clemer died. Afterward, Goodwin and Blehr threw the helium tanks and hood in a dumpster in Acworth, Ga., and removed Final Exit-related documents from the home and asked that the family members do likewise, according to the search warrant. In February 2009, the Georgia Bureau of Investigation executed multiple search warrants on offices, residences, storage facilities and vehicles of people associated with Final Exit, seizing computers and documents. There, investigators found files of people who sought assisted suicide through Final Exit, including Doreen Dunn.

Local case opened

Valley police station. Evidence described in the Dakota County search warrant includes two check stubs totaling $552.36 made out to Dincin for “Exit guide travel expenses,” and another check stub for $1,291.50 made out to Egbert with the same notation on it. Noted on the warrant is that Final Exit Network reimburses for “Exit Guide” expenses related to participating in an exit and/or training. “The checks Egbert and Dincin cashed were within weeks of Dunn’s death,” it stated. Rivas said Backstrom was one of hundreds of prosecutors nationwide who the Georgia Bureau of Investigation contacted in 2009 with information of similar assisted-suicide cases they may try. Backstrom will present evidence to between 16 and 23 jurors from Dakota County who will decide whether there is enough evidence to file criminal charges. According to state rules, at least 12 jurors must concur to the indictment, and while the proceedings are closed to the public, the ruling must be made in open court. If an indictment is issued, Rivas said Final Exit Network will immediately file a motion to dismiss the case on the grounds that the statute is unconstitutional under free speech rights. Among the “guiding principles” listed on Final Exit Network’s website are that “mentally competent” adults have a “basic human right” to end their own lives. The website also states, “We do not encourage anyone to end their life, are opposed to anyone’s encouraging another to end his life, do not provide the means to do so, and do not assist in a person’s death.” During an April interview with Sun Thisweek, Backstrom said he is not permitted to discuss specifics of the investigation, and would only confirm he is convening a grand jury on a case that could have national significance and could generate significant media interest.

Since the Georgia case ended, Dakota County is- Laura Adelmann is at laura. sued the warrant to seize that adelmann@ecm-inc.com or original evidence from the facebook.com/sunthisweek. Georgia ruling Georgia Bureau of Investiga In March, the Georgia tion and bring it to the Apple

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 10, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades Glenn Renick Awarded second place in the 2012 International Print Framing Competition

Glenn Renick, owner of Fastframe Expert Picture Framing in Lakeville, has been awarded second place in the 2012 International Print Framing Competition by the Professional Picture Framers Association. The International Framing Competition is an invitational event with finalists qualifying through a year-long system of regional and national contests. Final judging was held at the Mirage Resort & Casino in Las Vegas.

Noteworthy Dr. Laura Frerich Completes certification in Graston Instrument Assisted Soft Tissue Mobilization

Dr. Laura Frerich of Acu-Chiropractic Wellness Center P.A. in Eagan recently completed her certification in Graston Instrument Assisted Soft Tissue Mobilization. The Graston technique is an innovative approach to decreasing pain and improving function of joints throughout the body. This training allows Frerich to more completely evaluate and treat all types of patients, including women, children, and those with auto or worker’s compensation injuries.

Business Briefs Mackin adds ReferencePoint Press to collection Burnsville-based Mackin Educational Resources has added ReferencePoint Press nonfiction ebooks for grades six to 12 to its collection of ebooks. Lakeville releases building permit report for April The city of Lakeville issued building permits with a total valuation of $28,919,608 through April. This compares to a total valuation of $16,222,485 through April of 2011. The city issued commercial and industrial permits with a total valuation of $2,137,500 through April compared to a total valuation of $3,464,500 during the same period in 2011. The city has also issued permits for 68 single-family homes through April with a total valuation of $20,138,000. This compares to 31 single-family home permits through April of 2011 with a total valuation of $9,150,000.

Business Briefs

Business Briefs

Business Briefs

Roffe container purchases facility in Lakeville

NACR Sponsors IAUG Global Education Conference

Convention & Visitors Bureau Celebrates 25 Years

Roffe Container, an extrusion blow molding company, is expanding its Moorhead-based business to Lakeville. The company provides containers to the dairy, water, juice, honey and industrial markets. Roffe purchased the former Genpak facility on Hamburg Avenue in the Airlake Industrial Park and plans on moving into the 46,000-square-foot building early this fall.

Solutions integration expert NACR, Eagan, will be a sponsor of the 2012 conference of the International Avaya Users Group (IAUG) May 20-24 in Boston, Mass. The conference will provide Avaya users with access to industry leadership, IT experts, peer networking, over 200 content-rich educational sessions, and more than 130 partners exhibiting the latest technologies.

May 5 marked the beginning of National Travel and Tourism week and Burnsville Convention & Visitors Bureau’s 25th Anniversary Week in Burnsville. Since 1987 the BCVB has dedicated itself to stimulating visitor traffic to the area, creating income for both the hospitality industry and the general business community.

County Road 70 repaving project to begin in June A project to repave County Road 70 is scheduled to begin in June. The project includes milling and paving on 215th Street (County Road 70) from Kensington Boulevard to Cedar Avenue (County Road 23). McNamara Contracting is the general contractor. Road closures can be expected, with posted detours. The project is scheduled to be completed by the end of August. New McDonald’s to be built in the city of Lakeville McDonald’s is planning to build a new store in the Crossroads shopping center development at the northeast corner of Cedar Avenue and 179th Street. A new building will be constructed at the site formerly occupied by Dino’s Gyros. The existing multitenant retail building will be demolished and McDonald’s will construct its restaurant on the existing foundation.

pizza purchases to result in Labels 2 Learn donation Little Caesars Pizza in Lakeville is first in the nation to offer cash donations to local schools using Labels 2 Learn, a new online label redemption program. For every pizza sold, Little Caesars will donate 20 cents directly to the schools selected by their customers. The Labels 2 Learn technology enables a Little Caesars customer to enter a unique code found on each pizza box online at Labels2Learn.com, which triggers the donation to the school selected by the customer. Customers also can drop labels off at the school’s office. Codes can be quickly entered by keystroke, barcode reader or smartphone app. Schools pay nothing to participate (the bar code readers are free) and the school can spend the money as it chooses. “We want to say ‘thank you’ to our customers in a way that inspires their loyalty,” said Mark Bloomquist, co‐ owner of the franchise. “Rather than spend our money on advertising, let’s work together to fund the field trips, athletics, art and other activities that enrich our kids’ school experiences.”

Chuck E. Cheese’s to offer gluten-free options Chuck E. Cheese’s locations in Minnesota, including the Burnsville Center location, have added glutenfree options to their menu. The new food items, which include a glutenfree pizza and chocolate cupcake, will begin testing at all Minnesota Chuck E. Cheese’s locations to gauge demand for future national availability. H&H Automotive holds free women’s car care clinic H&H Automotive, 21480 Keokuk Ave., Lakeville, will hold a free women’s car care clinic from 9 to 11 a.m. Saturday, June 2. Information: Rebecca@hh-automotive.com or Rebecca at (952) 469-1520.

Burnsville Rotary comedy event again a success The Burnsville Rotary’s 37th annual Comedy of Caring fundraiser on April 28 raised more than $45,000, all of which will go toward the Rotary’s continued support of two dozen local, nonprofit organizations. Featuring a live performance from Chicago’s Second City comedy troupe, Comedy for Caring drew 700 guests to the Burnsville Performing Arts Center. An estimated 900 people bid on the event’s live, silent and online auctions before and during the show. CHS and Zen-Noh form grain marketing joint venture Inver Grove Heights-based CHS Inc. and Zen-Noh, Tokyo, Japan, announced CHS has acquired 51 percent of CZL Ltd., a joint venture company that will supply commodities, primarily wheat and barley, to Japan. The joint venture will be managed from the CZL office in Tokyo. CZL will market commodities that are primarily sourced in the United States, Canada and Australia, to Japan. Japan is the top global destination for wheat and barley imports.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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May 10, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

A view from the bench – judges: activists or oysters? by Edward Lynch

Special to Dakota County Tribune

The most difficult decisions I make do not involve sending a person to prison. By the time I send someone to prison, the trip is earned. The most difficult decisions I make involve children. Which parent should they live with after the divorce? Should I terminate their parents’ rights for neglecting them and hope a good family adopts them? There are no reporters in the courtroom monitoring the trials in these cases. There are no TV trucks in the parking lot, antennas raised, awaiting my decision. I do the best I can sorting through the disputed facts, applying the sometimes unclear or unsettled law and hope that I get it right. I don’t always get it right and I take a great deal of comfort in knowing that there are appellate courts that can review my decisions and correct them if I get it wrong. I do not seek out these cases and would prefer never to hear another case involving divorcing parents fighting over the custody of their children or another case involving abused and neglected children. I will hear these cases again, however, because that is my job. It is my responsibility to make decisions when other people are unable or unwilling to decide the matter themselves. This is the situation whether it involves parents who can’t agree what is best for their children or whether it is the legislature and governor that can’t agree what is best for the people of Minnesota. I don’t consider myself

Guest Columnist Edward Lynch

an activist because I make these decisions. Of the 1.6 million cases filed each year in Minnesota Courts, few, if any, touch upon controversial, emotionally charged social and political issues. Cases involving abortion, immigration, voter identification, or gay marriage, to name a few, are rare. Whenever such a case is filed, it is frequently accompanied by intense media coverage and hyperbolic political commentary. When the case is decided, the presiding judge is often labeled an activist by those least happy with the decision. To paraphrase Shakespeare: Activism should be made of sterner stuff. The truth is that judges have no control over the cases brought to them for decision and cannot pre-determine which disputes will arise within the jurisdiction of their court. Once the matter is brought to court, however, the judge has a constitutional and ethical responsibility to decide the controversy. The judge must decide the issue based upon the facts involved and the applicable law and must make the decision within 90 days. The process and procedure that must be followed restrict the ability of any judge to pursue, promote or advance a particular political or social agenda.

The facts in any case are established long before a judge is involved and the legislature, appellate courts and the Minnesota and United States constitutions dictate the law judges must apply. Ultimate issues of guilt, liability and damages are frequently decided by jurors, not judges. Any decision made by a trial court judge is subject to review and modification by appellate courts so any activist tendencies exhibited by a trial court judge would have to be shared by a majority of appellate court judges who hear it before the activism would be effective. While a trial judge cannot choose which cases the judge wants to hear, any party can remove a state trial court judge if they do not want that specific judge to hear their case. Judges face election every six years, are subject to recall petitions and may be removed from office for violations of their ethical responsibilities. This is not an environment that fosters activism. One commentator once remarked that “[t]he position of a judge has been likened to that of an oyster anchored in one place, unable to go out after things, restricted to working on and digesting that which the fortuitous eddies and currents of litigation may bring his way.” Judges hear thousands of matters each year. The sheer volume of cases and the deadlines to decide each case consume most judges’ available time and energy. The attention, distractions and additional work that accompany high profile cases are seldom

Sales and Use Tax audits of small businesses are a burden by Ruthe Batulis

Dakota County Tribune

Chambers of Commerce around the state have continued to receive an alarming number of reports from small businesses about Sales and Use Tax audits conducted by the Minnesota Department of Revenue.  These audits tend to create another barrier to business growth and provide an undue burden on our already stressed small businesses. Business owners are intimidated and do not want to publicize this fact, or in any way call attention to themselves and this onerous process out of fear of reprisals by the auditors. These are the issues: • There is lack of clarity of the Sales and Use Tax laws and many businesses are surprised with tax burdens they were not previously aware of in spite of diligent efforts to understand and comply with the regulations. To make matters worse, due to some of the dollar amounts involved, businesses are forced to go back to their customers years after a sale to try and collect the sales tax. This creates a conflict between a business and its otherwise satisfied customer, hindering growth. • These audits consume valuable time, money and energy of our small businesses before and during the audit. Many times these businesses are inundated with detailed analysis and schedules requested by the auditors. The loss of business has been measured by some at hundreds of hours. In addition to the cost of an audit and additional tax pay-

Guest Columnist Ruthe Batulis

ments that are the result of the audit, businesses must also pay their accounting firms and attorneys for their hours. • Once companies are audited and correct their tracking mechanisms to isolate the taxable transactions, their competitors may not be doing the same unless they are being audited as well. This creates an unfair competitive advantage as customers are arguing that “your competitor does not charge me sales tax.” • It appears there are more dollars spent on examining businesses years after the taxes should have been collected than on educating the business community. This delays the collection of the taxes and for the reasons above place many burdens on Minnesota businesses. • Other businesses and their CPAs assert that the auditors’ interpretation of the tax laws seem to deviate from the best and generally accepted practices in the tax code. Some suggestions for improvement: • Shift resources by investing more dollars in educating businesses up front. It is much easier to collect and remit these taxes at the time a sale occurs. • Identify common errors in specific industries.

• Go back to these businesses in the industries that were audited, ask them what trade publications they are reading. Find out who their software vendors are. Publish articles in the trade publications and vendor newsletters educating the industry on these complex sales tax issues. • Ask businesses what the state could do to better educate them about these commonly missed taxable transactions. • Let businesses know that there are voluntary compliance programs that they can use to protect themselves from many years of non-compliance so they can get compliant. • Notify industries when an industry related item is identified under audit. Identify all businesses known to be in that industry and send them updates on what the common issues are. • The Department of Revenue performs audits on businesses listed in their database system, these are citizens that file taxes and attempt compliance. Time should be spent on those who fail to file taxes! • A first-time audit should have a focus on education for the business and have a reduced penalty. Punishment can be more punitive for second- and third-time offenders. The DCR Chamber encourages you to contact us if you have had a similar experience. Ruthe Batulis is president of the Dakota County Regional Chamber of Commerce, which serves the cities of Eagan, Rosemount and Farmington.

Submissions to Forum: www.DakotaCountyTribune.biz

welcome. Chief Judge Kathleen Gearin in Ramsey County did not orchestrate the government shutdown so she could spend her nights and weekends scrutinizing arcane statutes to determine whether certain government functions should continue operating until the governor and legislature agreed upon a budget. No judge wants to learn that the next case on the docket is a suit by the “Brokeback Mountain” cowboys to obtain a marriage license. Supreme Court Justice Harry Blackmun was criticized and received death threats the rest of his life after writing the decision in the abortion case of Roe v. Wade. Judges do not consciously seek the type of attention these cases generate. Once cases are brought to court, however, whether they involve children, contracts, criminal behavior or controversial constitutional, political or social issues, judges must decide them. The comparison of judges to oysters is not very flattering, but it is fairly accurate when the factors that guide and limit the role and discretion of judges in making decisions are considered. It is something to keep in mind the next time someone complains about activist judges. Edward Lynch is chief judge of the First Judicial District. He is chambered in Dakota County. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 10, 2012

5A

Rare mistrials declared due to prosecutor conduct by Laura Adelmann

Prosecutor’s actions resulted in dismissal of two criminal cases

stitutional rights against double-jeopardy, being pros Two First District judges ecuted twice for the same have thrown out two crimi- offense or “unduly harassed nal cases tried by Dakota … until the desired result County Assistant Attorney is achieved,” according to Kevin Golden, finding he Minnesota Supreme Court twice created a mistrial so he Justice Rosalie E. Wahl in could retry defendants, ac- an opinion cited in Metzen’s cording to court orders. ruling. Among the findings in In that 2008 case involvthe rulings is that Golden ing a fight, Golden was seekheld back evidence, dis- ing to prosecute the defenmissed witnesses early and dant for the same crime a made statements to provoke third time. mistrials in criminal cases so The first time, the case he could retry them. was dismissed because Gold Hamline University law en was unable to locate the professor and former prose- alleged victim. cuting attorney Joseph Olson Backstrom said witnesses called the cases “astonishing” are often fearful to testify. and said based on the rulings, Golden next issued a the findings of prosecutorial warrant for the defendant’s misconduct against Golden arrest, and he went before a are “so egregious” that the judge but was released on his cases should be reviewed by own recognizance pending the Lawyers Professional trial, according to the order. Responsibility Board. The defendant refused “It’s certainly worthy of plea bargains Golden ofinvestigating and worthy of fered, and the day of trial, some kind of professional Golden added three more sanction,” Olson said. “I’m serious charges to correct a amazed the county attorney “clerical error,” Metzen’s ruldidn’t fire him after the first ing stated. case because he … deliber- She also found Golden ately misused the process.” produced medical records Dakota County Attorney never introduced in the two James Backstrom said he is years since the alleged fight disappointed the trial courts occurred, despite the dedid not allow the county to fense’s repeated requests for continue with the prosecu- them. Golden requested the tions, stating Golden made court to delay trial again bemistakes, but did not inten- cause the witness was misstionally try to cause mistri- ing, the order states. als. His request was denied “I strongly disagree with by Judge John Connelly. the labeling of anything During Golden’s opening Kevin Golden did as being comments he told the jury prosecutorial misconduct,” the defendant should tesBackstrom said. “These were tify because, “You can’t know inadvertent mistakes which what’s in someone’s mind can happen to anyone under unless they tell you,” a violathe stress of trial proceed- tion of the defendant’s Fifth ings.” Amendment right against The orders were issued self-incrimination, Metzen’s Oct. 24, 2008, by now-re- order stated. tired Judge Leslie Metzen Because the court found and April 5, 2012, by Judge the comments prejudicial, Joseph T. Carter. the case was declared a mis Both judges indicate in trial. While Connelly and their rulings that Golden the defense attorney stated violated a defendant’s con- they believed Golden when Dakota County Tribune

“I strongly disagree with the labeling of anything Kevin Golden did as being prosecutorial misconduct.

– Jim Backstrom

Dakota County attorney

he called the comment “a simple mistake on my part,” Metzen found otherwise. Metzen’s order granted the defense’s request to bar the case from re-prosecution, finding Golden’s comments prejudiced the jury and shifted the burden of proof from the state to the defendant. In her ruling, Metzen explained if the defense agreed to a mistrial, the state could prosecute again; if not, the accused must rely on the judge’s instructions to the jury that they dismiss the prosecutor’s comments, Emphasizing Golden’s then-17 years of experience, Metzen stated he was “well aware” that criminal defendants are protected from having to testify against themselves, and lawyers and judges cannot comment about his silence. “At every arraignment, in every plea offered to the court, this principle is repeated again and again,” Metzen ruled. “In other words, this is not a case where a unique pre-trial court order was negligently breached; this was a blatant violation of a fundamental principle which has been hammered into Mr. Golden’s mind arguably every day of his 17 years representing the State.” She ruled Golden intentionally provoked a mistrial because he would not be able to prove his case without the witness. Golden said in an email to Sun Thisweek that Metzen did not hear the case nor preside at the trial. “The presiding judge, who had decades of experi-

ence on the bench, found just the opposite – that it was accidentally done,” he wrote. Retired Judge William Thuet told Sun Thisweek it is not unusual for victims to “disappear” because they fear retribution if they testify. “I think Golden was playing games when he carries it up to the last minute,” Thuet said. “He knows if he’s got a witness or not. He figures if he plays his cards, the defendant is going to fold … and the case would settle.” Second ruling In the 2012 ruling, Carter found Golden committed prosecutorial misconduct and declared a mistrial in a theft case, citing several of Golden’s actions, including that Golden sent a witness home although it was “readily apparent” the defense had not completed cross-examining her. Carter also ruled Golden refused a court order to provide the defense with a photo lineup because it contained a “blown up” photo of the defendant that was different from the others; Carter concluded Golden avoided using it because he “apparently believed that the photo lineup was harmful to his case.” In his order, Carter found “the weight of circumstantial evidence” led him to determine Golden was “grossly negligent” and caused the mistrial, stating, “I found that the prosecutor’s tactics were concerning, that his decision to excuse the witness was intentional, and that he was trying to hide things including the witness.”

In an email ,Golden wrote that he strongly disagreed with Carter’s comment. According to the ruling, Golden said he believed the defense had concluded its cross-examination and he intended to rest the state’s case. Carter cited two statements Golden made during trial that indicated he intended to call another witness, not resting his case. Backstrom told Sun Thisweek the witness was pregnant and uncomfortable, and the next day she was hospitalized with false labor pains. “I think it would have been reasonable to have allowed a short continuance to enable us to get the witness to court rather than declaring a mistrial,” Backstrom said. In declaring the mistrial, Carter barred the case from being re-prosecuted under different charges. In part, Carter stated, “The State’s actions were intended to provoke a mistrial. The bad-faith actions of the prosecutor were designed to afford the prosecution a more favorable opportunity to convict the defendant.” Unusual rulings Citing a prosecutor’s conduct as a reason for mistrial is so rare that several attorneys and judges told Sun Thisweek they have not heard of similar orders involving another local prosecutor. “Mistrials happen very seldom, and mistrials because of government misconduct are almost as rare as hen’s teeth,” Olson said. “I know prosecutors who have gone lifetimes without mistrials granted,” Thuet said. Olson called Golden’s opening comments to the jury “absolutely astounding,” and agreed with the judges’ findings in both cases. Metzen told Sun

Thisweek that in her 23year career, she does not recall another time when she declared a mistrial based on prosecutorial misconduct. “This is not something you do lightly,” she said. “And, I don’t remember doing it on any other occasion.” Metzen called Golden “a really competent prosecutor” who usually plays by the book. Thuet said Golden tried cases before him that he thought should have settled, but added Dakota County prosecutors have to get approval from supervisors to settle a case. He described Golden’s courtroom style as “aggressive,” stating “he wanted to win,” adding that he does “not necessarily agree with his tactics.” Olson said there is nothing wrong with being tough on crime, but added, “What’s wrong is breaking the rules.” “This conduct is so egregious, that it’s the sort of thing nobody does.” Olson said. “This guy put his finger on the scale of justice and pushed down as hard as he could.” Minnesota case law (State v. Cabrera) describes a prosecutor as “a minister of justice” obliged to “guard the rights of the accused” and “enforce the rights of the public.” It states prosecutors must “refrain from improper methods calculated to produce wrongful conviction.” In an email, Golden said his primary concern is justice. “I have never intended to provoke a mistrial” he wrote. “Both of the cases were going very well for the State and a mistrial would have simply meant more delay and more difficulty in proving the cases at a later time.” Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Garofalo is lone local House member to vote for stadium by T.W. Budig

Vikings bill passes despite thin Dakota County support

Thisweek and TriMoorhead, House bune coverage area all Vikings stadium au The voice of Minnesota voted against the bill, thor, saw his stadium was heard tonight, Demo- except for Rep. Pat bill leave the House cratic Gov. Mark Dayton Garofalo, R-Farmfloor largely intact. said after the House passed ington, who success The most siga Vikings stadium bill Mon- fully amended the bill nificant change was day on a bipartisan 73-to-58 Monday. brought by GaroPat vote. The Dakota Garofalo falo who amended It was a stronger vote than County Republithe bill to lower the anyone anticipated, Dayton cans voting no were Doug state’s commitment toward said shortly after conclusion Wardlow, Diane Anderson, stadium construction costs of the eight-hour House both of Eagan; Pam Myhra, from about $400 million to floor debate. Burnsville; Mary Liz Hol- $300 million. “That’s a great vote,” berg, Lakeville; Tara Mack, “It’s not an easy decision,” Dayton said. “This is a huge Apple Valley, and Kurt Bills, Garofalo said, adding that step forward.” Rosemount. it’s not a black and white is Legislators in the Sun Rep. Morrie Lanning, R- sue. Dakota County Tribune

Rep. Jim Abeler, RAnoka, who also voted for the bill, thought Garofalo’s amendment enticed some undecided lawmakers to support the bill. Abeler, for one, believes leaving the stadium issue to fester without a resolution eventually would have the Vikings leaving Minnesota. “It’s always a bad thing to have an unhappy tenant,” he said. It’s was expected that Sen. Julie Rosen’s Vikings stadium bill would be heard on the Republican Senate floor

Tuesday as this edition went to press. A number of lawmakers – including Garofalo – urged colleagues to vote for the stadium bill to move the legislation forward in the process. Scores of Vikings stadium supporters and union members rallied at the State Capitol on Monday prior to and during the stadium debate. For a time colorful array boxed the entrance to the House chamber, renewing their chants and cheers every time the doors would draw back to let people in and out

of the chamber. “There’s so much support and enthusiasm for the stadium,” Dayton said after a brief appearance at prostadium rally in the Capitol rotunda. But Dayton was tightlipped about the future prospects of the stadium initiative. “It’s too early for me to say,” he said of the impact of Garofalo’s amendment. T.W. Budig can be reached at tim.budig@ecm-inc.com or facebook.com/sunthisweek.


6A

May 10, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Apple Valley mayor Race finally set in House District 56B Peterson gains Republican nod on second try announces run for County Board by John Gessner

Dakota county tribune

Will Branning says he won’t seek re-election by Andrew Miller and Laura Adelmann

Dakota County Tribune

Apple Valley Mayor Mary Hamann-Roland announced on Tuesday she will seek election to the Dakota County Board of Commissioners. The four-term mayor’s announcement came just hours after longtime county Commissioner Will Branning of Apple Valley made public his decision to not seek re-election in the fall. Hamann-Roland will be seeking the District 7 seat on the County Board, currently held by Branning, which serves the cities of Apple Valley and Rosemount. Having worked with Branning on city-county collaborations such as the Cedar corridor project and creation of the Dakota Communications Center, Hamann-Roland said her decision to run for county commissioner was motivated by a desire to continue the partnership-focused, communitybuilding approach Branning brought to the board. “This county is a forwardthinking county that’s very efficient in its use of the public dollar,” Hamann-Roland said. “I’d like to be part of making it even better.” After serving six years on the Rosemount-Apple Valley-Eagan School Board, Hamann-Roland was elected mayor of Apple Valley in 1998. Known to many of her constituents simply as “Mayor Mary,” she’s also served with county and state organizations during her time in office, including stints as president of both the Minnesota Mayors Association and the League of Minnesota Cities. Hamann-Roland listed Apple Valley’s ranking by Money magazine as one of America’s 20 best places to live, and the city’s achievement of a triple-

Mary Hamann-Roland A bond rating, as being among the highlights of her tenure as mayor. Hamann-Roland last won re-election in 2010, and her current mayoral term runs through the end of 2014. Candidate filing for County Board seats opens May 22. Branning said in announcing his decision at the County Board meeting Tuesday: “It’s time.” At the end of this year, Branning will have served 16 years as a commissioner, representing the city of Rosemount and Apple Valley precincts 1, 2, 4-9 and 11-16. In an interview with Sun Thisweek, Branning said his decision was made with the input from his family. Branning, of Apple Valley, has been a passionate supporter of the Cedar Transitway and has advocated strongly to bring bus rapid transit to Dakota County. He said the most difficult part of the decision is not seeing people he has gotten to know in his years serving the county. “It’s most difficult to say, not goodbye, but see you,” he said.

Dakota County Tribune

The building has been vacant since Menards built a new store east of the old site about five years ago, according to Nienhaus. Noble RV is seeking a planned unit development amendment for the property to allow outdoor display and some building remodeling, Nienhaus said. A May 29 appearance before the Planning Commission is scheduled, possibly followed by City Council action on June 5.

Part of the empty Menard’s store at 3100 Highway 13 W. in Burnsville could become a recreational-vehicle dealership. Noble RV of Owatonna plans to buy the property, which is just under 12 acres, and use about half of the 120,000-square-foot building to sell RVs, said Burnsville Economic Development Coordinator Skip Nienhaus. Noble plans to lease the other half of the building, possibly for a boat dealership John Gessner can be reached at and an auto-parts store, Nien- john.gessner@ecm-inc.com or haus said. facebook.com/sunthisweek.

Roz Peterson

Will Morgan

26 balloting nearly deadlocked, but later votes swung Peterson’s way. She won the third ballot 64-49, with 68 votes needed to secure endorsement. McCall conceded and endorsed Peterson before results of the fourth ballot were announced, Johnson said. According to Johnson, Peterson backers included state Reps. Pam Myhra of Burnsville, Mary Liz Holberg of Lakeville and Pat Garofalo of Farmington; state Sen. Dan Hall of Burnsville; and Dan McElroy, a former state representative and Burnsville mayor and former cabinet official under Gov. Tim Pawlenty. McCall, 63, current chair of the Republican organization for the 2nd Congressional District, had stressed his close ties with grass-roots conservative activists. He’s a supporter of libertarian presi-

current House District 40A from 2006 to 2010, when he was unseated by Pam Myhra. “I think it suits me fine,” Morgan said of the new district, which takes effect next year. “I’m excited to get a chance to meet some new voters in parts of Burnsville and parts of Lakeville I haven’t had a chance to meet before.” Education, health care and the environment will be big issues in the campaign, said Morgan, 45, a Burnsville High School science teacher. “You wrap all that up in a jobs and the economy context, and that’s what we’re going to be talking about at the doors with folks,” he said. Education funding must be improved, in light of the lengths to which some school districts are going to balance their budgets, Morgan said. His district, Burnsville-Eagan-Savage, is considering a shorter school calendar. “I think it’s just awful that we even have to think about these things,” Morgan said. John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

Senate District 57 Republicans endorse candidates by Tad Johnson

Pat Hall, Anna Wills selected to run for Senate, House

Dakota County Tribune

The Senate District 57 Republicans endorsed Pat Hall for Senate and Anna Wills for House District 57B last Saturday. Hall was endorsed on the first ballot over Tim Gould, and Wills was endorsed by acclamation on the first ballot during the convention that was a continuation of the Andrew Miller can be reached Republicans March 17 gathat andrew.miller@ecm-inc. ering when they postponed com or facebook.com/sunendorsement for the two ofthisweek. fices. Not long before the convention, Rep. Kurt Bills

RV, boat dealerships may occupy long-vacant Menards building by John Gessner

After four rounds of balloting April 26, Roz Peterson of Lakeville emerged as the Republican candidate for the Minnesota House of Representatives in the new District 56B. Peterson’s opponent, Terry McCall of Burnsville, conceded after the fourth round in an endorsement convention at Diamondhead Education Center in Burnsville, according to Ayrlahn Johnson, chairman of Senate District 56 Republicans. Peterson, who had the backing of several area Republican legislators, will face former DFL Rep. Will Morgan in November. The district, newly drawn after the latest census, covers south Burnsville and extends north into east central Burnsville. It includes a small portion of Lakeville, the Orchard Lake area. The April 26 convention was the second for the two candidates, who battled to a draw at the Senate district convention on March 17. In razor-close balloting, neither could reach the 60 percent needed for endorsement. The two opened the April

dential candidate Ron Paul, whose adherents are a growing force in Minnesota Republican politics. “Ron Paul is not going to be around forever,” Johnson said. “But his ideas and ideals will be. There’s a movement to just embrace the ideals minus the man, if you will.” Peterson, 46, said the time between the endorsing conventions gave her a chance to reach out to delegates. “Obviously, smaller government, less spending and lower taxes was sort of a common theme,” Peterson said. “I was grateful and humbled by the support I received” on April 26. Peterson has twice won election to the Lakeville Area School Board and is a commercial real estate agent for Cerron Commercial Properties. Her family owns shopping centers in Lakeville, Inver Grove Heights and Hopkins. “I think the thing I bring to the table is I’m a smallbusiness owner, a commercial realtor, I’ve been in this community for over 25 years, and I know where jobs come from,” Peterson said. Morgan Morgan represented the

and Sen. Chris Gerlach announced they wouldn’t seek re-election to their seats. “I am excited for the voters in Senate District 57 to get to know Pat,” Senate District 57 chair Pat Staley said in a release. “He is dynamic and engaging. He has extensive and diverse experience as a businessman, pastor, and community leader. He has a terrific understanding of the people of this community and the challenges and issues they face. He will prove a worthy successor to Senator Chris Gerlach.” Gerlach announced he

would not seek a fourth term in the Senate in March. He had previously served three terms in the House. The convention also passed a resolution thanking, congratulating, and commending retiring Gerlach. “Anna has proven herself to our delegates, and is eager to do the same to the voters of District 57B,” Staley said. “Her work as a legislative aide has given her a deep understanding of all the issues most important to people in Rosemount and Apple Valley.” The Senate District 57A Republicans endorsed in-

cumbent Rep. Tara Mack, RApple Valley, on March 17. During the March 17 DFL Senate District 57 convention in Rosemount, the party endorsed former Rosemount High School principal Greg Clausen for Senate, former DFL Senate District 37 chair Roberta Gibbons in 57A and Jeff Wilfahrt, the father of a U.S. Army soldier who was killed in action, in 57B. Tad Johnson can be reached at tad.johnson@ecm-inc.com or facebook.com/sunthisweek.

Obermueller gets DFL nod in the 2nd District by T.W. Budig

Special to the Tribune

Former state representative Mike Obermueller of Eagan won the 2nd District DFL endorsement for U.S. House. He will now challenge five-term Republican U.S. Rep. John Kline of Lakeville. Obermueller, defeated in his second bid for the Minnesota House in 2010, bested Dakota County Commissioner and former South St. Paul mayor Kathleen Gaylord and Northfield City Council member Patrick Ganey after three ballots at Rosemount

High School on April 28. “It’s a tough seat,” Rep. Rick Hansen, DFL-South St. Paul, who Mike Obermueller attended the convention. Hansen views this year’s redistricting as somewhat improving the 2nd District for Democrats as it the now includes South St. Paul and West St. Paul, both traditional DFL areas. Obermueller is a good, organized campaigner, Hansen

said. Anyway the Republican U.S. House isn’t that popular with voters, he explained. According to a Minnesota House biography, Obermueller was adopted and raised on a dairy farm. He is an attorney by profession. Obermueller was defeated by Republican Doug Wardlow in the 2010 election, taking about 48 percent of the vote to Wardlow’s 52 percent. “Congratulations to Mike Obermueller on winning the DFL endorsement today,” said DFL State Party Chair-

man Ken Martin in a statement. “John Kline’s time in Washington has expired as he has proven just how out of touch he is with his constituents and the values of Minnesotans,” he said. “Mike has been a strong, progressive leader who has the experience and the message to win in November, and we will be working side by side with him to make sure he succeeds,” Martin said. T.W. Budig can be reached at tim.budig@ecm-inc.com or facebook.com/sunthisweek.


Foes of marriage amendment unite

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 10, 2012

7A

Campaign launched in Dakota County

by John Gessner

Dakota County Tribune

The debate over constitutional banning of samesex marriage in Minnesota came home Sunday, April 29, as nearly 200 packed a Burnsville church vowing to fight the so-called marriage amendment. By turns solemn and boisterous, the afternoon crowd gathered at Presbyterian Church of the Apostles for the kickoff of the Dakota County Votes No campaign. After a round of speeches that often invoked religious teachings, participants stayed for training on ways to bring their message to Dakota County voters before the November election. “There will be phonebanking, there will be doorknocking,” said Kate Brickman, press secretary for Minnesotans United for All Families. “All of those things will be happening in Dakota County.” Minnesotans United for All Families is a statewide coalition urging “no” votes on the amendment, which asks voters whether the state constitution should be changed to define marriage as a union between one man and one woman. The organization is opening an office at 1964 Rahncliff Court in Eagan, Brickman said. A grassroots group of Dakota County residents asked Minnesotans United for All Families to help with the launch and training, and Presbyterian Church of the Apostles offered the venue, she said. Similar launches are occurring across the state, but Brickman said this was the first county-based effort. “This is something that I really want to do,” said Nick Kor, a paid community organizer for Minnesotans United for All Families. The 2007 Eastview High School graduate grew up in Eagan and lives in St. Paul. “I’m gay myself, so it affects me personally. It’s an is-

Photo by John Gessner

Rosemount High School science teacher Veda Kanitz, an Photo by John Gessner organizer of the Dakota County Votes No campaign, spoke Signe Harriday, an actress, writer and performance artist from Lakeville, led a training at a kickoff event Sunday, April 29. session at the Dakota County Votes No kickoff event Sunday, April 29. sue I care deeply about.” of the marriage debate have Lori Wilfahrt of Rose- been mobilizing since the mount told the crowd about Republican-controlled Legher oldest son Andrew, an islature voted last year to put Army corporal who was the amendment on the 2012 killed in action in Afghani- ballot. stan in February 2010. Veda Kanitz of Lakeville “He was gay,” Wilfahrt said her church, Open Circle said. “But as his sister said, Church in Burnsville, began being gay was the least inter- organizing about a year ago. esting thing about him.” The Rosemount High School Andrew, a Rosemount science teacher is an organizer High School graduate, was an of Dakota County Votes No. aspiring classical-music com- “We cannot tell our poser with a degree who got LGBT students that they tired of low-paying jobs and are second-class citizens” or enlisted at age 29, his mother limit their opportunities, said said. Kanitz, who will soon mark It was before the repeal of her 30th wedding anniversary “don’t ask, don’t tell.” Andrew with her husband, Allan. developed a lower voice and a “Gay and lesbian couples tough-guy walk and invented want to get married for the a girlfriend to try to fit in. same reason we got married After his first year he be- – for love, commitment and gan to reveal his homosexual- the responsibilities you have ity to fellow soldiers – young to one another,” said Kanitz, people who weren’t fazed by the team leader for social the revelation, his mother outreach ministries at Open Photo by John Gessner said. Circle. “Even the conservative “Love makes a family,” Lori Wilhfart of Rosemount, whose gay son Andrew was killed in action in Afghanistan, and evangelical soldiers did said the Rev. Deb Stehlin of spoke at the kickoff event of the Dakota County Votes No campaign Sunday, April 29. not care,” said Lori, whose Light of the World Lutheran husband, Jeff, is a Democrat Church in Lakeville, “and running for the state House each addition to the family, manently define marriage as cial justice issue” for her con- versation,” Kor said. “Famseat in District 57B. no matter how they come to between one man and one gregation. ily, friends – the conversation Andrew was 31 when he you, is a blessing from God.” woman, the conversation In addition to the tradi- will have more impact when was killed. A constitutional ban stops, and that would be un- tional election fare, the cam- it comes from someone you “Americans love to say our on same-sex marriage rubs holy. Unholy, indeed,” she paign will focus on individual care about.” soldiers die for our freedoms,” against the Lutheran tradi- said. conversations people have in Lori said. “Yet we are so will- tion of listening and open The Rev. Joy Smith of their everyday lives, organizJohn Gessner can be reached ing to deny freedom to some discourse, Stehlin said. at john.gessner@ecm-inc.com Presbyterian Church of the ers say. citizens here at home.” “If the Minnesota con- Apostles said defeating the “We’re giving them tips or facebook.com/sunthisweek. Activists on both sides stitution is amended to per- marriage amendment is a “so- on how to have that con-

Burnsville lawmakers’ bill responds to Chance controversy

A bill seeking broader disclosure in public employee buyout cases has passed the state Senate and was headed for a final vote in the House this week. The bill, sponsored by Rep. Pam Myhra and Sen. Dan Hall, both Burnsville Republicans, is in response to the Tania Chance controversy in Burnsville-Eagan-Savage School District 191. With little explanation, Chance, the district’s former head of human resources, received a buyout of nearly $255,000 under a settlement

agreement with the district. She had 18 months left on her two-year contract. The bill amends the Minnesota Data Practices Act section on the public’s access to personnel and salary benefit data. Current law is not specific about information that must be released publicly for settlement agreements involving payments of more than $10,000, according to a news release from Hall’s office. The bill updates current law to state that publicly released information must

include “a description of the substantive basis and a reasonable description of the facts prompting the agreement, except to the extent disclosure would reveal information on the health condition of the employee.” In addition, the provision in current law has generally been applied only to state government employees, the news release said. The bill expands application of the law to superintendents, principals, and similar education employees, as well as to political subdivision employees

in managerial capacities. The Chance settlement agreement reveals only that she had charges pending against the district with the state Human Rights Department and had lodged a complaint against Superintendent Randy Clegg with the state Board of School Administrators. On the advice of its attorney, the district concealed that information for weeks, releasing it only when the state Department of Administration advised that the district had improperly in-

terpreted the Data Practices Act. “Many of my constituents – parents, local city officials, taxpayers – came to me frustrated that the school board was not revealing why they entered into this buyout agreement, saying it fell outside the required disclosures under the Data Practices Act,” Hall said in the release. “Rep. Myhra and I worked at length with stakeholders to construct this legislation and I want to thank her for her leadership on the issue. This bill is meant to

keep officials in charge of taxpayer dollars accountable for how they spend those dollars.” Hall said he’s “optimistic” the bill will produce “more transparency and accountability at the local level.” The bill was unanimously approved in the House last month. The Senate amended the bill, sending it back to the House for a final vote before it reaches Gov. Mark Dayton’s desk. — John Gessner


8A ���

May 10, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY ��� ��� ���� ������ ������ �������

Financial Sense

Newlyweds need to consider financial issues Once the last vow has been exchanged, the last toast made and the last dance danced, reality returns. For many newlyweds, it’s an unfamiliar reality, with a fresh set of financial considerations and responsibilities. Getting married means lots of changes, some emotional, some practical. So while they bask in the afterglow of the Big Day, newly married couples would be wise to take stock — and take control — of their financial situation, using the following 10 tips and tactics from the Financial Planning Association to help guide them: 1. Put it all out on the table. Sit down with your spouse and take an inventory of everything each of you own and owe — from investments and retirement plans to student loan and credit card debts. “To start, both

of you need a clear understanding of where you stand,” said Michael Baras, CFP, based in Long Island, N.Y. “You don’t want any ugly surprises.” 2. Develop a spending plan. Track how much money you take in as a couple and what your expenses are. Then develop a plan to put the excess income to constructive use for retirement, etc. 3. Commit to jointly saving for retirement. Starting your retirement savings now will go a long way toward ensuring a comfortable financial life later. So if one or both of you have access to a workplace retirement plan, commit to setting aside as much as possible for your later years. Take advantage of employer matching contribution and automatic contribution programs whenever possi-

ble. And if you’re self-employed or your employer doesn’t offer a retirement savings plan, set one up yourself, with the help of a financial planner. 4. Planning to buy a home or have a child? Start setting aside money in a savings vehicle, such as a money market account or a high-interest savings account, so you’re ready to meet the financial demands that come with these kinds of major milestones. Additionally, you should set up an emergency fund with three to six months of living expenses for those unexpected bills. 5. Decide how to handle your bank and investment accounts. Will you keep all your accounts separate, consolidate them all, or do a little of both? 6. Take stock of your workplace benefits. If you’re both

working, decide if one spouse will join the other’s health plan, for example, or whether it’s worth keeping separate workplace plans. One spouse’s plan might be significantly stronger than the other’s. Talk with the human resources professionals at work to weigh the pros and cons before you decide. 7. Assess your insurance needs. Is your insurance coverage adequate now that you’re a couple? Do you have an existing policy? If so, to what extent does it need updating to reflect your new marital status (such as making your new spouse the primary beneficiary)? New couples should meet with an insurance expert, said Baras, to discuss their insurance needs, from disability to life insurance. 8. Talk tax strategy. Lots of money could hinge on how you

handle your tax situation now that you’re married. Determine — with the help of a tax expert, such as an accountant — what the most favorable tax filing status is for you and your spouse. To file jointly or separately? To itemize or go with the standard deduction? 9. Get each of your credit scores and act accordingly. It’s vital for each person to build a solid credit history, said Baras. So if one spouse has only a minimal record, take steps to build that record. If one spouse has a subpar score, take steps to increase it. 10. Find a financial expert you trust. Marriage is often accompanied by new financial issues, some of them complex. A savvy financial planner will take all the elements of your financial picture, together with your

nonmembers. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. • Thursday, May 17, 7:30 to 9 a.m., Eagan Area Business Council meeting, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. Burnsville Chamber of Commerce events: • Wednesday, May 16, 8 a.m. to noon, Refresh Leadership Live simulcast, Paragon Theatre, 14401 Burnhaven Drive, Burnsville. Cost: $25 members, $35 nonmembers. To register contact Maranda Bergren at (952) 8985642. Lakeville Area Chamber of Commerce events: • Friday, May 11, 6 to 8 p.m., Ace Hardware and Paint Ladies Night Uptown, 17729 Juniper Path, Lakeville. • Tuesday, May 15, 11 a.m. to 8 p.m., Chamber Golf Classic, Willingers Golf Club, Northfield. Sold out. • Wednesday, May 16, 8 a.m. to noon, Refresh Leadership Live simulcast, Paragon Theatre, 14401 Burnhaven Drive, Burnsville. Cost: $25 members, $35

nonmembers. Information: info@ lakevillechambercvb.org. • Thursday, May 17, 10:45 a.m. to 12:45 p.m., Challenge to Change/PROMise Week Kids Program, Lakeville North and South high schools. • Thursday, May 17, 5 to 10 p.m., Taste of Lakeville, Lakeville Area Arts Center. River Heights Chamber of Commerce events: • Saturday, May 12, 10 to 11 a.m., ribbon cutting, Minnesota Wing Commemorative Air Force, Fleming Field, Hangar 3, 310 Airport Road, South St. Paul. Information: Chaz Kleinsteuber at chaz@riverheights.com. • Wednesday, May 16, 7:30 to 9 a.m., CoffeeNet, Sam’s Club, 3035 Denmark Ave., Eagan. Information: Chaz Kleinsteuber at chaz@riverheights.com. Kocina Branding & Marketing Companies, 350 W. Burnsville Parkway, Suite 350, Burnsville, will offer a free class, “Getting Involved with Cause Marketing,” from 8 to 9:30 a.m. on May 10. Free. Register at www. publicity.com, click on “Attend Our Classes,” call (612) 7987218 or email cbock@mediarelations.com. District 196 Community Education will offer the following business courses. Register at www.district196.org/ce or call (651) 423-7920. • Monday, May 14, Countdown to Retirement, 6:30 to 9 p.m., Scott Highlands Middle School, 14011 Pilot Knob Road, Apple Valley. Cost: $19; $10 additional adult. • Monday, May 14, Word 2010: Document Formatting 1, 6:30 to 8:30 p.m., District Service Center, 14445 Diamond Path W., Rosemount. Cost: $39. • Tuesday, May 15, Developing Your Business Plan, 6:30 to 8:30 p.m., Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Cost: $29. • Thursday, May 17, Word 2010: Document Layout, 6:30 to 8:30 p.m., District Service Center, 14445 Diamond Path W., Rosemount. Cost: $39. • Monday, May 21, Excel 2010: Getting Started, 6:30 to 8:30 p.m. District Service Center, 14445 Diamond Path W., Rosemount. Cost: $39. • Thursday, May 24, Excel 2010: Formatting Spreadsheets, 6:30 to 8:30 p.m., Rosemount Middle School, 3135 143rd St. W., Rosemount. Cost: $39. • Monday, June 4, Excel 2010: Functions and Formulas, 6:30 to 8:30 p.m., Rosemount Middle School, 3135 143rd St. W., Rosemount. Cost: $39.

Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook. Network Unlimited Burnsville Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at BD’s Mongolian Grill, County Road 42 and Burnhaven Drive. To see if your category is open go to www.NetworkUnlimited.org. Network Unlimited Eagan Chapter, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Stephano’s, Cliff Road and Highway 13, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. BNI – Power Links Chapter

meets at 7:30 a.m. Thursdays vinenetwork.com. Networking at Highview Hills Senior Living Grapevine meets Wednesdays Center, 20150 Highview Ave., Group Lakeville. Information: Michelle from 7:30-8:45 a.m. at Coldwell Reisenauer, (612) 868-2950 or Banker Burnet, 190 Cobblestone mreisenauer@charter.net. Lane, Burnsville. For information, BNI – Leads 2 Referrals call (952) 746-5611 or visit www. meets from 7:30 to 9 a.m. Tues- thegrapevinenetwork.com. days at Jeff Belzer’s dealership Kingdom Advisors members (second floor cafeteria), 21111 meet monthly for fellowship, trainCedar Ave., Lakeville. Informa- ing, networking, prayer, and shartion: Kari Switala, (612) 298- ing of best practices. Ron Blue or 3487. other recognized speakers (via Professional Referral Ex- DVD) cover a topic each month change of Burnsville meets ev- helping members integrate and ery Wednesday for breakfast at apply Biblical financial wisdom Denny’s Restaurant. Meetings into their professional advice. begin at 7 a.m. For more infor- Visitors welcome. The S Metro mation, contact Jo Baecker, area Group meets at Family Finandirector, at (612) 618-5347 or visit cial Services, 151 W. Burnsville the website www.prorefx.com. Parkway, Burnsville, from 7:30 to Elite Executives Chapter 9 a.m. on the fourth Tuesday of of Business Networking Interna- each month. POC is Jeff Robintional meets each Tuesday 7:30- son at (952) 890-6611. The SE 9 a.m. at the JBL Companies Metro Group meets at 2918 Upbuilding (old fire station), 3795 per 55th St., Inver Grove Heights, Pilot Knob Road, Eagan. This the first Thursday of each month lively referral group can help you from 12 noon to 1 p.m. (bring your grow your business, but we do lunch). POC is Ginger Ewing at limit membership to one person (651) 389-1177. from each profession. Visitors The S.T.A.R. (South Twin are welcome. For more informa- Cities Area Referral) Networktion, contact Bob Reuter at (651) ing Group meets 8 to 9 a.m. 552-3647, breuter@mnhomes. every Wednesday at Bremer com. Find our chapter’s website Bank, 17600 Cedar Ave, Lakeat bnimn.com. ville. Openings are available. For Beta Sigma Phi, Precep- questions, call Kathy Andrade at tor Alpha Delta Chapter, meets (952) 997-1306. the second Wednesday of every SHiFT network events are month at 7:30 at a member’s held Thursdays from 6:30 to 8 home. For information, call (952) p.m. at Inver Hills Community 894-8831. College, 2500 E. 80th St., Inver Network Results Chapter of Grove Heights. SHiFT is a nonBusiness Network International, profit network connecting adults networking for local business in mid-life transition with opporowners, only one person from tunities to seek meaningful work, each profession. First two meet- new avocations, and a supportive ings are free. We meet every community (www.shiftonline.org). Wednesday for breakfast, 7-8:30 Members: Free. Guests: $5. a.m. at Roasted Pear, 14200 Women’s Business ExNicollet Ave. S., Burnsville. Call change meets the fourth Jim Culpepper for more informa- Wednesday from 11:30 a.m. tion: (612) 655-4339. to 1 p.m. at Baskets On Occa Networks Plus - Diversified sion, 4580 Scott Trail, Suite 204, Business Professionals Chap- Eagan. Fee: $5 per meeting. For ter of Business Network Inter- more information, contact Mary national, a business referral or- at (651) 994-8392 or visit www. ganization. Meetings will be held meetup.com/womens-businessThursdays 11:30 a.m. – 1 p.m. exchange-eagan. at Savage City Hall, 6000 McColl Seed Your Business referralDrive, Savage, MN. All profes- based networking group meets sionals are invited to attend. Call the first and third Wednesday Crystal (952) 314-8676. at noon at Baskets On Occa Networking coffee group at sion, 4580 Scott Trail, Suite 204, Caribou Coffee will meet from Eagan. Fee is $5 per meeting. Up 9:30-11:30 a.m. at Caribou Cof- to two professions per person. fee, 14638 Cedar Ave., on the Contact Mary at (651) 994-8392. second and fourth Mondays of Rise and Shine Networkthe month. Call (763) 783-4767 to ing Group meets the second register. Wednesday every month at 8 Grapevine Network “Com- a.m. at Baskets On Occasion, mon Denominator” Group 4580 Scott Trail, Suite 204, meets Tuesdays from 7:30-8:45 Eagan. Fee is $5 per meeting. a.m. at Coldwell Banker Burnet, Information: Mary at (651) 994190 Cobblestone Lane, Burns- 8392 or meetup.com/riseandville. For information, call (952) shine networking group. 746-5611 or visit www.thegrape-

goals and aspirations as a couple and as individuals, to provide you with a comprehensive financial blueprint for the short term and the long run. To find a financial planner who specializes in helping newly married couples, search the Financial Planning Association’s national network of financial professionals online at www.FPAnet.org/PlannerSearch/PlannerSearch. This column is provided by the Financial Planning Association (FPA) of Minnesota, the leadership and advocacy organization connecting those who provide, support and benef it from professional f inancial planning. FPA of Minnesota can be found online at www. fpamn.org.

Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, May 10, 8 to 9 a.m., Coffee Break, City Image Salon & City Image Men’s Hair, 3440 Denmark Ave., Eagan. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. • Thursday, May 10, 10:30 to 11:30 a.m., Farmington State of the City Address, Farmington City Hall, 340 Third St., Farmington. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. • Tuesday, May 15, 6 to 10 p.m., The 4 Hour Business Plan workshop presented by Bob Voss, DCR Chamber office, 1121 Town Centre Drive, Suite 102, Eagan. Cost: $70. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. • Wednesday, May 16, 8 a.m. to noon, Refresh Leadership Live simulcast, Paragon Theatre, 14401 Burnhaven Drive, Burnsville. Cost: $25 members, $35

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Burnsville Garden & Landscape Contest revived

The Burnsville Convention & Visitors Bureau (BCVB), in partnership with Cal’s Market & Garden Center, will present the 2012 Burnsville Garden & Landscape Contest as part of its 25th anniversary celebration. The BCVB is reviving the event that was formerly an annual contest put on by the city of Burnsville. From June 1 to June 30, Burnsville residents and businesses can nominate their favorite homes, neighborhoods and Burnsville

businesses that they feel have impeccable landscaping or gardening. To qualify, nominees must be located within Burnsville City Limits, be visible from the street and match criteria for the submitted category. Submissions will be reviewed by the BCVB Board of Directors in early July. The top three entries in each category will receive the following: $100 gift card to Cal’s Market & Garden Center (first place), $50 gift card to a Burnsville restaurant (sec-

ond place), and four tickets to the Minnesota Landscape Arboretum (third place). To submit a nomination, visit www.burnsvillecitytour. com or pick up a form at any of the following locations: BCVB, Burnsville City Hall, Burnsville Chamber of Commerce, Burnhaven Library, Cal’s Market & Garden Center, Cornerstone Copy Center, Jo Jo’s Rise & Wine. All submissions must be accompanied by a photo to be considered.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 10, 2012

9A

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Dakota County Business Contacts

Apple Valley Chamber of Commerce

Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Burnsville Chamber of Commerce

Burnsville Convention & Visitors Bureau

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau

Dakota County Regional Chamber of Commerce

Eagan Convention and Visitors Bureau

Downtown Lakeville Business Association

Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau

Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

River Heights Chamber of Commerce

Positively Minnesota Marketing Partnership

Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE

Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments

Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, David McKnight Phone: (651) 280-6801 E-mail: dmcknight@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.


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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-1876 In the Matter of the Petition of: SRP 2010-6, LLC, In Relation to Certificate of Title No. 141887 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Five (5) in Block One (1), Kraft Addition, and The West Ten (10) feet of Lot Four (4), Block One (1), Kraft Addition. TO: OLIVA PEREZ-VASQUEZ; ESTELA PEREZ-VASQUEZ; ADRIAN ROJAS FLORES; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AND L E N D E R , F R E M O N T INVESTMENT & LOAN. and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 13th day of June, 2012, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 141887 and enter a new Certificate of Title for the land therein described in favor of SRP 2010-6, LLC, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 681843, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named partie s residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: April 20, 2012 BY THE COURT: /s/ Mary J. Theisen Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Robert Q. Williams Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 3001421 5/10-5/17/12

PUBLIC INFORMATION MEETING WELLHEAD PROTECTION PLAN PART 1 FOR THE CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA NOTICE IS HEREBY GIVEN that a Public Information Meeting has been scheduled for May 21, 2012 at 5:00 pm in the City Council Chambers, Lakeville City Hall located at 20195 Holyoke Avenue to discuss issues and concerns with Part 1 of the Lakeville Wellhead Protection Plan. This public information meeting is consistent with the Wellhead Protection Rule (4720.5330, subpart 7). 3001514 5/10/12

PUBLIC NOTICE

City of Lakeville Notice of Public Meeting Storm Water Pollution Prevention Program and Wellhead Protection Plan The City of Lakeville will participate in a public meeting as part of the Park, Recreation and Natural Resources Committee meeting on Wednesday, June 20, 2012, at 6:00 p.m. in the Council Chambers at City Hall, 20195 Holyoke Avenue, Lakeville, Minnesota. The purpose of the Public Meeting is to receive comments on the Storm Water Pollution Prevention Plan (SWPPP), which are requirements of the City's permit for Small Municipal Separate Storm Sewer Systems. The meeting will include a brief introduction to the elements of the SWPPP and Wellhead Protection Plan and an opportunity to review the plans and provide comments. Written comments on the SWPPP will also be received by the Environmental Resources Manager at 20195 Holyoke Avenue, Lakeville, MN 55044 until June 20, 2012. Copies of the City's SWPPP and Wellhead Protection Plan will be provided at the meeting and are also available for review at Lakeville City Hall, Monday - Friday 8:00 a.m. to 4:30 p.m. Contact McKenzie L. Cafferty, Environmental Resources Manager, at (952) 985-4520 with any questions. 3004374 5/10/12

PUBLIC NOTICE

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-CV-12-1117 Case Type: Harassment Peter Wells Fischer, Petitioner(s) vs. Gene I. Rechtzigel, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. A hearing is scheduled for May 30, 2012 at 9:00 a.m. at Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: May 3, 2012 Carolyn M. Renn Court Administrator Pam Schadegg Deputy 3002839 5/10/12

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS 2012 TRANSPORTATION SAFETY IMPROVEMENTS CITY PROJECT NO. 12-11 FOR THE CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA NOTICE IS HEREBY GIVEN that sealed bids will be received by the City of Lakeville at the office of the City Clerk until 10:00 a.m. CST, Friday, May 25, 2012, at the Lakeville City Hall, 20195 Holyoke Avenue, Lakeville, MN 55044, and will be publicly opened and read at said time and place by representatives of the City of Lakeville. Said proposals for the furnishing of all labor and materials for the construction, complete in-place, of the following approximate quantities: 1 2

LS EACH

4

EACH

1

EACH

Traffic Control Dynamic Speed Display Sign (Temporary Telspar Mount) Pedestrian Push Button and Sign (Single Sign Mount) Pedestrian Push Button and Sign (Back-To-Back Sign Mount)

A paper set of Proposal Forms, Plans, and Specifications may be obtained from the Consulting Engineers, WSB & Associates, Inc., 701 Xenia Avenue South, Suite 300, Minneapolis, MN 55416, for a nonrefundable fee of $75.00 per set, check payable to WSB & Associates, Inc. Bids must be submitted on the proposal forms provided in accordance with the Contract Documents, Plans, and Specifications dated April 25, 2012. Bids will only be accepted from contractors who purchase paper bidding documents as specified above. No bids will be considered unless sealed and filed with the City Clerk of Lakeville and accompanied by a cash deposit, cashier's check or certified check, or bid bond made payable to the City of Lakeville for five percent (5%) of the amount bid. The City of Lakeville reserves the right to reject any and all bids, waive any informalities in bidding or to accept the bid or bids which best serve the interests of the City. No bids may be withdrawn for a period of sixty (60) days from the bid opening date DATED: May 4, 2012 BY ORDER OF THE CITY COUNCIL s/s Charlene Friedges City Clerk Lakeville, MN PUBLISHED IN THE: Dakota County Tribune: May 10, 2012 3003865

5/10/12

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA IN DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-284 In Re: Estate of Richard J. Feucht, Decedent. TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given that an application for informal probate of the above named decedent’s last will, dated December 20, 1984, has been filed with the Registrar herein. The Registrar accepted the application and appointed Gerald Feucht, whose address is 46430 - 170th Place, McGregor, Minnesota 55760, to serve as personal representative of the estate of the above named decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 4/27, 2012. Heidi Carstensen Registrar Attorney for Personal Representative: Gene E. Adkins, #20951x Hitchcock Law Firm, PLLC The Barrister Building 1465 Arcade Street Saint Paul, MN 55106 Telephone: (651) 772-3401 2995849 5/3-5/10/12

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS The Northwood Family Housing Limited Partnership (Partnership) and Dakota County Community Development Agency (CDA) invites prospective Bidders to submit bids for the construction of a 47 unit townhome development in Eagan, Minnesota. Single bids will be received for the total bid package. Sealed bids will be received at the CDA until 2:00 p.m., Wednesday, May 30, 2012. Bids received after this date and hour will be returned unopened. No telephone bids or fax bids will be accepted. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Kari Gill, Northwood Family Housing Limited Partnership c/o Dakota County CDA, 1228 Town Centre Drive, Eagan, Minnesota 55123. Bidding Documents will be available beginning Thursday, May 10, 2012. Bidding Documents are available elect r o n i c a l l y o n - l i n e a t www.questcdn.com (Quest eBidDoc #: 1960829). There is a registration fee of $25.00. Alternatively, Bidding Documents can be viewed at LHB's Minneapolis' office located at 250 Third Avenue North, Suite 450, Minneapolis, Minnesota, 55401; Phone: (612) 338-2029; or complete sets of Bidding Documents can be purchased direct through Engineering Repro Systems; (763) 694-5900. In addition Bidding Documents will be on file at: St. Paul and Minneapolis Builder's Exchanges, McGraw Hill Construction Plan Room, Reed Construction Data Plan Room, MEDA Minority Contractors Plan Room, and National Association of Minority Contractors of Upper Midwest. A certified check, cashier's check or corporate surety bond in an amount equal to five (5%) percent of the base bid shall accompany each bid. This bid security shall be made payable to the Northwood Family Housing Limited Partnership. The bidder who is awarded the contract will be required to furnish a Performance Bond and a Labor and Material Payment Bond. The cost of all bonds shall be included in the bid. The company providing the bid bond must sign the bid form. The Contractor must be a responsible bidder as defined in the bid documents. The CDA, as general partner of the Partnership, may select any combination of alternates at its own discretion. The CDA, as general partner of the Partnership, reserves the right to reject any and all bids received and to waive informalities and irregularities in the bidding. 3004093 5/10-5/17/12

PUBLIC HEARING NOTICE CITY OF LAKEVILLE The Planning Commission of the City of Lakeville will hold a public hearing on Thursday, May 24, 2012 at 6:00 p.m. or as soon thereafter as the parties may be heard at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota to consider an amendment to Title 11 (the Zoning Ordinance), Chapters 57, 58 and 59 concerning design and construction standards in the RST-2, RM-1, and RM-2 zoning districts. All who wish to comment are asked to attend and be heard. QUESTIONS: Call Planning Director Daryl Morey at 952-985-4422 or e-mail questions or comments to dmorey@ci.lakeville.mn.us DATED this 8th day of May, 2012 CITY OF LAKEVILLE ___________________________ Charlene Friedges, City Clerk 3005343 5/10/12

PUBLIC NOTICE

NOTICE OF PUBLIC HEARING CITY OF LAKEVILLE REQUEST: A Conditional Use Permit Amendment to allow an addition to a single family home with an existing non-conforming front yard setback within the Shoreland Overlay District of Crystal Lake. APPLICANT: David and Linda Collins LOCATION AND LEGAL DESCRIPTION: The property is located at 9845 Oak Shore Drive in the City of Lakeville, Dakota County, Minnesota and is legally described as follows: Lot 10, Block 1, Oak Shore Drive WHEN: Thursday, May 24, 2012 at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: P l a n n i n g C o m m i s s i o n Meeting. City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville. QUESTIONS: Call Frank Dempsey, Associate Planner at (952) 985-4423 or by email at fdempsey@lakevillemn.gov DATED this 8th day of May 2012 CITY OF LAKEVILLE ___________________ Charlene Friedges City Clerk 3004635 5/10/12

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-12-1221 Case Type: Domestic Abuse In the Matter of: Christina Lenore Munguia, Petitioner vs. Orlando Torres Munguia, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Ave, AV MN 55124 on 6/13/12 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 5/8/12 Carolyn Renn Court Administrator Kelly Dougherty Deputy 3005422 5/10/12

PUBLIC NOTICE

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-CV-12-911 Case Type: Harassment Lisa Peraud, Petitioner(s) vs. Somer Joy Housen, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: May 3, 2012 Carolyn M. Renn Court Administrator Pam Schadegg Deputy 3002874 5/10/12

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case type: Other civil (Reformation of Instrument) Court File No. 19HA-CV-12-1551 _______________________________________ Wells Fargo Bank, N.A. Plaintiff, v. Marla R. Calhoun Defendants. _______________________________________ THIS SUMMONS IS DIRECTED TO THE ABOVE NAMED DEFENDANTS; 1. YOU ARE BEING SUED. The Plaintiffs have started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Bradley N. Beisel Beisel & Dunlevy, P.A. 282 U.S. Trust Center 730 Second Ave. S. Minneapolis, MN 55402-2444 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in the County of Dakota, commonly known as 1336 McAndrews Rd E., Burnsville, MN 55337, and legally described as follows: U n i t N o . 4 6 , Common Interes t Community No. 190, Deeg Pond Condominium, Dakota County, Minnesota. (referred to as the "Subject Property" and the " Correct Legal Description"). The purpose of this action is to obtain an Order for the following relief: 1. Reforming that certain mortgage, given by Calhoun to Washington Mutual Bank, FA, dated August 28, 2003, recorded October 15, 2003 as Document No. 2124760, which mortgage was assigned to Plaintiff Wells Fargo Bank, N.A. by Assignment of Mortgage dated February 6, 2007, recorded February 12, 2007 as Document No. 2495522, n u n c p r o tunc , to reference the Correct Legal Description as follows: Unit No. 46, Common Interest Community No. 190, Deeg Pond Condominium, Dakota County, Minnesota. 2. Determining that Wells Fargo has a valid and perfect ed mortgag e lien against the Correct Legal Description. 3. Determining that the Mortgage does not encumber the Wrong Property as follows: Unit No. 49, Common Interest Community No. 190, Deeg Pond Condominium, Dakota County, Minnesota Dated: ____________ BEISEL & DUNLEVY, P.A. By: _______________________ Bradley N. Beisel #6191 282 U.S. Trust Building 730 Second Avenue South Minneapolis, MN 55402-2444 Telephone: (612) 436-2222 Attorneys for Plaintiff 2995243 5/3-5/17/12

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-12-1166 Case Type: Domestic Abuse In the Matter of: Irina Nikolaevna Gornovskava, Petitioner vs. Dmitri Ponkin, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Ave, AV MN 55124 on 6/13/2012 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 5/7/12 Carolyn Renn Court Administrator Kelly Dougherty Deputy 3004934 5/10/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: OTHER CIVIL Court File No: ______________ Assigned Judge: _____________ _______________________________________ State Farm Fire and Casualty Company, Plaintiff, vs. Carlton Gates, Defendant. _______________________________________ THIS SUMMONS IS DIRECTED TO CARLTON GATES. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 30 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 30 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: VanDerHeyden Law Office, P.A. 302 Elton Hills Drive NW, Suite 300 PO Box 6535 Rochester, MN 55903-6535 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 30 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: October 10, 2011 VANDERHEYDEN LAW OFFICE, P.A. BY: ________________________________ David W. VanDerHeyden Attorney for Plaintiff Attorney Reg. No. 122622 302 Elton Hills Drive NW, Suite 300 PO Box 6535 Rochester MN 55903-6535 (507) 281-2315 2986230 4/26-5/10/12P

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PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Burnsville 34104: 2000 Old County Rd, 34th Pl, Burnsville, MN 55337. Notice is hereby given that the undersigned will sell at public auction on May 28th, 2012 at 11:00am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: B030 C023 C043 E030 E038 E039 E046 E070

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BELLOWS, KATHRYN TREJO-ESCORZA, ALEJANDRO Dawson, Jenny Mchie, Tracy Johnson, Tyrus Villanueva, Leah Rykken, Jeanne Smith, Ryan

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Burnsville 08304: 14250 Burnsville Parkway W, Burnsville, MN 55306. Notice is hereby given that the undersigned will sell at public auction on May 28th, 2012 at 12:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 1021 1022 2005 3014 3015 4230 4610 4637 4707 4746

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SPRONK, DAVID JOHNSON, CHRISTINE Bloch, Tyson Walsh, Greg Walsh, Greg Hasler, Kerri SPIRES, SHANNON Rivera, Harold Thunder, Elizabeth Contreras, Cledys

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at E a g a n 2 5 5 4 8 : 3735 Sibley Memorial Hwy, Eagan, MN 55122. Notice is hereby given that the undersigned will sell at public auction on May 28th, 2012 at 1:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 434 - Strathman, Karen 443 - Hwang, Show 471 - Kloeppel, Josiah NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 08302: 7233 155th St West, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on May 29th, 2012 at 11:00am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 3127 5015 5134 5218 6361

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COOK, BRIAN LIPPS, RUSS Rosairo, Brian Yenck, Shane Yeazle, Shirley

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 20296: 15075 Foliage Ave, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on May 29th, 2012, 2012 at 12:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 275 - Mueller, Anya 282 - WORNER, KRISTINE 324 - DAVIDSON, DONNA 333 - Meyer, Dawn 35 - Sanford, Christopher 36 - Hood, Jeremy 373 - AKDENIZ, ESIN 507 - JOHNSON, JENNIFER 669 - HARPER, TONDREA 759 - AGEE, TOMMIE 782 - WHITNEY, BARBARA NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 25544: 5900 148th Street W, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on May 29th, 2012, 2012 at 1:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 306 - Hahn, Joel 503 - Snell, Justin 717 - Doughty, Lynn 2999049

5/10-5/17/12

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of taking and sale 168.06 on 1/22/12 at 35NB at Cr. 70 Lakeville, MN. Marek’s Towing & Repair Inc. 20152 Kenrick Ave. Lakeville, MN. 55044 took custody of the following vehicle: 2005 Nissan Maxima, Vin# 1N4BA41E65C828993. Any person/persons having legal right to claim this vehicle may do so upon payment of all towing & storage fees by 6/1/12. Failure of owner or lien holder to reclaim vehicle & contents shall be deemed a waiver by them of all rights, title, and interest and consent to transfer of title and to disposal or sale of vehicle and contents as pursuant to MN. SS 168.08. 2997094 5/3-5/10/12

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1971 DEIT manufactured home, VIN #GA040637 currently located at 12584 Gavotte Ave., Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 1st. June, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Todd Alan Mickelson (01/29/1962), Jaime Hernandez (10/13/1970), as the owner(s) and/or resident(s) and/or occupants of the above address thereof to: Realty Systems - Arizona, Inc., in the sum of Five-Thousand, One-Hundred, Thirteen Dollars and 58/100 ($5,113.58) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: May 07, 2012 _______________________ Carol Williams, Agent Realty Systems - Arizona, Inc 3005569 5/10-5/24/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT DIVISION __________________________ In Re the Marriage of: Pamela Marie Cummings, Petitioner, and Patrick O’Neal Jones Respondent ___________________________ THE STATE OF MINNESOTA TO THE ABOVE NAMED RESPONDENT: YOU ARE HEREBY SUMMONED and required to serve upon the Petitioner an Answer to the Petition for Dissolution of Marriage which is herewith served upon you within fifty (50) days of service of the Summons upon you exclusive of the date of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition for Dissolution of Marriage. NOTICE OF TEMPORARY RESTRAINING PROVISIONS UNDER MINNESOTA LAW: SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED: (1) NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (i) FOR THE NECESSITIES OF LIFE OR FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (ii) BY AN AGREEMENT IN WRITING, OR (iii) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING; (2) NEITHER PARTY MAY HARASS THE OTHER PARTY; AND (3) ALL CURRENTLY AVAILABLE INSURANCE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION. (4) PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES, ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF ABUSE AS DEFINED IN MINNESOTA STATUES, CHAPTER §518B, YOU ARE NOT REQUIRED TO TRY MEDIATION AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. 2991260 5/3-5/17/12

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1971 MARS manufactured home, VIN #13173 currently located at 12750 Garner Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 1st. June, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Robert Clifford Hoffman or the estate of Robert Clifford Hoffman (DOB unknown) Judith Hoffman (02/06/1940), as the owner(s) and/or resident(s) and/or occupants of the above address thereof to: Realty Systems - Arizona, Inc., in the sum of Five-Thousand, Seventy-One Dollars and 58/100 ($5,071.58) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: May 07, 2012 ________________________ Carol Williams, Agent Realty Systems - Arizona, Inc 3005548 5/10-5/24/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Contract/Replevin Case No.: 19HA-CV-12-2110 _______________________________________ Green Tree Loan Company, as Servicer for Green Tree Servicing LLC, Plaintiff, v. Drewlene Zerbe, Defendant. _______________________________________ THIS SUMMONS IS DIRECTED TO Drewlene Zerbe, 13001 Pennock Avenue South, #3, Apple Valley, MN 55124. 1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is on file with the District Court Administrator. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Foley & Mansfield, PLLP, 250 Marquette Avenue, Suite 1200, Minneapolis, MN 55401. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S. I f y o u d o n o t Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: May 2, 2012. FOLEY & MANSFIELD PLLP By:/e/ Thomas J. Lallier Thomas J. Lallier (#163041) 250 Marquette Avenue, Suite 1200 Minneapolis, MN 55401 Telephone: (612) 338-8788 Fax: (612) 338-8690 tlallier@foleymansfield.com Attorneys for Green Tree Loan Company 2998657 5/10-5/24/12

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at West St. Paul 25559: 415 Marie Ave E, West St. Paul, MN 55118. Notice is hereby given that the undersigned will sell at public auction on May 28th, 2012 at 9:30am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: Cuate, Jose - 1035; Lindstrom, Renee - 2019; Battey, Rebecca - 2045; Finstrom, Barbara - 2050; SuperShuttle - 2054; Johnson, William 2098; Rothbauer, Daniel - 2120; Judkins, Stephanie - 3076; Saavedra, Christopher - 3108; Denison, Wayne 3110; Greenfield, Younin - 3123; Bonilla Carlos - 4023; Wessels, Chris 4039; Turner, Talonie - 4054; Abouelkhir, Amanda - 4067; Brownlee, Jesse - 5025; Hernandez, Mark - 5075; Diamond, Donyell - 5089. 3002765 5/10-5/17/12

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1981 MODU manufactured home, VIN #64408AB currently located at 2764 138TH St. W., Rosemount, Minnesota 55068, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 1st. June, 2012 at 2:00 P.M., at Rosemount Woods Community Office, 13925 Bunratty Avenue, in the city of Rosemount, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Lila Jane Dalton (12/20/1953) and 21ST Mortgage Corp, as the owner(s) and/or 1ST, Secured Party and/or resident(s) and/or occupants of the above address thereof to: Realty Systems - Arizona, Inc., in the sum of Three-Thousand, Five-Hundred, Forty-Two Dollars and 76/100 ($3,542.76) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: May 08, 2012 _______________________ Carol Williams, Agent Realty Systems - Arizona, Inc 3005580 5/10-5/24/12

PUBLIC NOTICE

NOTICE OF MOTION AND MOTION FOR DISCHARGE OF LIS PENDENS AND FOR ATTORNEYS' FEES STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: QUIET TITLE Court File No. 19HA-CV-11-6474 The Honorable Richard G. Spicer _______________________________________ Hunter S. Svenson, Bradley N. Svenson and Heather C. Svenson, Plaintiffs, vs. GMAC Mortgage, LLC and MERSCORP, Inc. Defendants. _______________________________________ TO: PLAINTIFFS, HUNTER S. SVENSON, BRADLEY N. SVENSON, AND H E A T H E R C . S V E N S O N , P R O S E, 13758 FORDHAM COURT, APPLE VALLEY, MINNESOTA 55124. PLEASE TAKE NOTICE that the undersigned, on behalf of Defendants GMAC Mortgage, LLC and MERSCORP, Inc. ("Defendants"), will bring the following Motion for Discharge of Lis Pendens and for Attorneys' Fees on for hearing before the Honorable Richard G. Spicer on June 8, 2012 at 8:30 a.m. , at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota 55033. MOTION Defendants hereby move the Court for an Order as follows: 1. Discharging the Lis Pendens filed by Plaintiffs on real property located 13758 Fordham Court, Apple Valley, Minnesota, legally described as Lot 5, Block 7, Greenleaf First Addition, Dakota County, Minnesota, Dakota County Parcel ID No. 01-31000-07-050; 2. Awarding Defendants' reasonable attorneys' fees and costs incurred in bringing this Motion of $902.50; and 3. For such other and further relief as the Court deems just and equitable. This Motion is based upon the Affidavit of Donald G. Heeman, upon all files, records, and proceedings herein and upon such other and further information or evidence that may be required by the Court. Date: April 30, 2012 FELHABER, LARSON, FENLON & VOGT, P.A. By: ________________________ Donald G. Heeman, #286023 Randi J. Winter, #0391354 220 South Sixth Street, Suite 2200 Minneapolis, Minnesota 55402 Telephone: (612) 339-6321 ATTORNEYS FOR DEFENDANTS GMAC MORTGAGE, LLC AND MERSCORP, INC. 2995176 5/3-5/17/12

Notice of taking and sale 168.06 on 3/24/12 at Scott Cr. 27 at Cr. 86 Webster, MN. Marek’s Towing & Repair Inc. 20152 Kenrick Ave. Lakeville, MN. 55044 took custody of the following vehicle: 1994 Dodge Intrepid, Vin# 2B3ED46T2RH186542. Any person/persons having legal right to claim this vehicle may do so upon payment of all towing & storage fees by 6/1/12. Failure of owner or lien holder to reclaim vehicle & contents shall be deemed a waiver by them of all rights, title, and interest and consent to transfer of title to disposal or sale of the vehicle and contents as pursuant to MN. SS 168.08. 2997132 5/3-5/10/12

PUBLIC NOTICE

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: Consider an ordinance amending Title 10 of the Lakeville City Code (the Subdivision Ordinance) concerning park dedication fees. APPLICANT: The City of Lakeville WHEN: Thursday, May 24, 2012 at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: P l a n n i n g C o m m i s s i o n Meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota. QUESTIONS: Contact Parks Director Steve Michaud at (952) 985-4601 or by e-mail at smichaud@lakevillemn.gov DATED: This 8th day of May, 2012. CITY OF LAKEVILLE ____________________________ Charlene Friedges, City Clerk 3004660 5/10/12

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19HA-FA-12-417 Case Type: Domestic Abuse In the Matter of: Christine Lynn Ritchie, Petitioner vs. Scott Michael Waisanen, Respondent To Respondent named above: An order has been issued directing you to appear at 1560 Highway 55, Hastings MN 55033 on MAY 16, 2012 at 9:00 A.M. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the DAKOTA County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 5-2-2012 Maureen Northrup Court Deputy 3000182 5/10/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-269 Estate of Virginia A. Schrader, Decedent It is Ordered and Notice is given that on June 5, 2012, at 9:00 a.m. a hearing will be held in this Court at 1560 W. Highway 55, Hastings, MN 55033, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated April 16, 2005, and for the appointment of Keith D. Schrader, whose address is 15146 Kane Ave., Nerstrand, MN 55053 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 5/2/12 BY THE COURT Richard G. Spicer Judge of District Court (COURT SEAL) Attorney for Personal Representative John M. Ophaug Schmitz Ophaug & Dowd, LLP 220 Division St. Northfield, MN 55057Attorney License No:#82648 Telephone: 507-645-9541 FAX: 507-645-8232 2998811 5/10-5/17/12

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Liberty Lawn Care 2. Principal Place of Business: 1513 E Burnsville Pkwy #409, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Vicente Castro Esquivel, 1513 E Burnsville Pkwy #409, MN 55337 4. This certificate is an amendment of Certificate of Assumed Name File Number: 3604955-2 originally filed on: 12/10/2009 under the name Liberty Cleaning Services 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3-22-12 Vincente Castro 2992734 5/3-5/10/12P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-1653 In the Matter of the Petition of: Federal Home Loan Mortgage Corporation, a United States corporation, in Relation to Certificate of Title No. 99313 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Twelve (12), in Block One (1) in Palomino Lakeside Meadows 4th Addition according to the recorded plat thereof. TO: SHELLEY ANN WILLIAMS; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., LENDER IS LEHMAN BROTHERS BANK, FSB; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 13th day of June, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 99313 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, a United States corporation, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 683894, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 4/10/12 BY THE COURT: Tim D. Wermager Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2998874 5/10-5/17/12

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: ChicoKeys Entertainment 2. Principal Place of Business: 2888 Sibley Hills Dr., P.O. Box 21083, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Brandon P. D’Agostino, 2888 Sibley Hills Dr., P.O. Box 21083, Eagan, MN 55121 StoneWashed (Band), 2888 Sibley Hills Dr., P.O. Box 21083, Eagan, MN 55121 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 04/29/2012 Brandon Paul D’Agostino, Owner 2995367 5/3-5/10/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 27, 2007. MORTGAGOR: Sheriffs Youth Programs of Minnesota, a Minnesota non-profit corporation MORTGAGEE: Key Community Bank DATE AND PLACE OF RECORDING: June 4, 2007, Office of County Recorder, County of Dakota, Minnesota, Document No. 2521633. TRANSACTION AGENT: None. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: None. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: None. MORTGAGED PROPERTY ADDRESS: 2925 Buckley Way, Inver Grove Heights, MN 55076. TAX PARCEL ID #: 20-81400-01-020 and 20-81400-01-030 LEGAL DESCRIPTION OF PROPERTY: Lots 2 and 3, Block 1, Valley View Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $551,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $517,518.33. That prior to the commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements as required by statute. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 26, 2012 at 10:00 a.m. PLACE: Dakota County Sheriff's Office, 1580 Highway 55, Hastings MN 55033 to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s) or their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: July 11, 2013 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. THE TIME ALLOWED FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: May 8, 2012 KEY COMMUNITY BANK, Mortgagee Christoffel & Elliott, P.A. Charles E. Keenan 1111 UBS Plaza 444 Cedar Street St. Paul, MN 55101 (651) 224-0244 Attorneys for Mortgagee 3005384 5/10-6/14/12

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE COURT DIVISION Court File No. 19HA-PR-12-279 In Re: Estate of Katharine A. Roe, Decedent. Notice is given that an application for informal probate of the Decedent’s Will dated December 29, 1993, (“Will”) has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Thomas A. Roe, whose address is 5920 Camelot Circle, Minnetonka, Minnesota 55343 as Personal Representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representatives. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representatives or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 5/7/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Michael P. Tierney, #170331 Murnane Brandt 30 East Seventh Street, Suite 3200 St. Paul, MN 55101 Phone (651) 227-9411 Fax (651) 223-5199 1415101 3004329 5/10-5/17/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Type of Case: Other Civil Court File No. 19HA-CV-12-1131 _______________________________________ St. Paul Federal Credit Union, a federal credit union, Plaintiff, vs. Contessa M. Garcia, also known as Contessa M.M. Garcia; Augustine G. Garcia, Jr., also known as Augustine G. Garcia; and Citibank (South Dakota) NA, Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment entered in the above entitled action on April 16, 2012, a certified copy of which has been delivered to me, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due plaintiff in the above entitled action from defendants Contessa M. Garcia, also known as Contessa M.M. Garcia, and Augustine G. Garcia, Jr., also known as Augustine G. Garcia, the Sheriff of Dakota County, Minnesota, will sell at public auction to the highest bidder for cash on July 12, 2012, at 10:00 a.m. at the sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota, the premises and real estate described in said Judgment, to wit: Lot 2, and the South 40 feet of the North 80 feet of Lot 17, all in Block 2, of John G. DeWerff's Subdivision to St. Paul. The plaintiff, to the best of its knowledge, provides the following information regarding the mortgaged premises: 1. The physical street address, city and zip code of the mortgaged premises are 930 Manomin Avenue, West St. Paul, Minnesota, 55118. 2. The name of the mortgage servicer and the lender or broker is St. Paul Federal Credit Union. 3. The tax parcel identification number of the mortgaged premises is 42-20200-02-170. 4. The name of the mortgage originator is Capital Trust Federal Credit Union. Dated: April _27_, 2012. Dave Bellows, Sheriff of Dakota County, Minnesota By /s/ Robert Shingledecker Deputy Attorneys for Plaintiff: Peter B. Tiede (#245094) Murnane Brandt 30 East Seventh Street, Suite 3200 St. Paul, MN 55101 Telephone (651) 227-9411 1425707 2995444 5/3-6/7/12

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-273 In Re: Estate of VIRGINIA L. LAUREN, VIRGINIA LEE LAUREN, Decedent. It is Ordered and Notice is given that on 6/5, 2012, at 9:00 A.M., a hearing will be held in this Court at Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated January 6, 2012, and for the appointment of Todd F. Wheelhouse, whose address is 4900 Steeplechase Court, Eagan, MN 55122, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 5/2/12 BY THE COURT Shawn M. Moynihan Judge of District Court THE LAW OFFICES OF JULIAN J. ZWEBER Julian J. Zweber MN #120297 1360 Energy Park Drive, Suite 310 St. Paul, MN 55108-5252 Telephone: 651-646-4354 Facsimile: 651-646-4539 e-mail: julianzweber@qwestoffice.net 3000370 5/10-5/17/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 201, 12838 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12838 Nicollet Avenue South Unit 201, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Christopher R. Hughes, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Five Hundred Forty and 00/100 ($2,540.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated March 8, 2011, and recorded October 24, 2011 as Document No. 2 8 2 6 3 5 6 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: May 30, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on November 30, 2012. Dated: March 20, 2012 By _______/s/______________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144161 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2965155 4/12-5/17/12

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-12-271 In Re: Estate of ELAINE ELIZABETH CARLSON, also known as Elaine E Carlson and Elaine Carlson, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 5th day of June 2012, at 9:00 o’clock A.M., a hearing will be h e l d i n t h e a b o v e na m e d C o u r t a t Dakota County Judicial Center, 1560 Hwy 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named decedent, dated September 22, 2004, and for the appointment of Warren J. Carlson, whose address is 1142 Second Avenue, Newport, Minnesota 55055, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 5/2/2012 Richard G. Spicer Judge (COURT SEAL) Robert Regal Attorney No. 90153 832 Eighth Avenue So., South St. Paul, Minnesota 55075 (651) 451 2152 3002790 5/10-5/17/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 201, 12820 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12820 Nicollet Avenue South, Unit 201, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Benjamin D. Sitte, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand One Hundred Ninety Five and 0 0 / 1 0 0 ( $ 2 , 1 9 5 . 0 0) f o r c o n d o minium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated December 28, 2011, and recorded March 21, 2012, as Document No. 2856983 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 6, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on December 6, 2012. Dated: April 2, 2012 By_______/s/___________________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441139 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2978542 4/19-5/24/12

COMBINED NOTICE OF FINDING OF NO SIGNIFICANT IMPACT AND NOTICE OF INTENT TO REQUEST RELEASE OF FUNDS MAY 10, 2012 DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY 1228 Town Centre Drive Eagan, MN 55123 (651) 675-4400 TO ALL INTERESTED PARTIES, GROUPS AND PERSONS: The purpose of this notice is to identify two separate but related procedural requirements for activities to be undertaken by the Dakota County Community Development Agency (Agency). On or about May 28, 2012, the above named Agency on behalf of Dakota County, will submit a request to the Department of Housing and Urban Development (HUD) for the release of federal funds of Community Development Block Grant (CDBG) funds and/or HOME Investment Partnership funds under Title I of the Housing and Community Development Act of 1974 (PL 93-383) for the following projects: Burnsville Public Facility Improvements - Rehabilitation of The GARAGE, a city-owned recreation center for young people in middle and high school, to include additional space for after school programs (estimated funding $19,550); Hastings Assessment Abatement Assistance to low/moderate income homeowners to pay their portion of street construction along the 2012 street construction project (estimated funding $63,500); Inver Grove Heights Floodplain Acquisition - Acquisition and clearance of blighted properties in the Doffing Area Floodplain (estimated funding $52,000); Lakeville Acquisition & Clearance Acquisition and clearance of blighted properties throughout the City on a spot basis (estimated funding $57,750); Mendota Public Improvements Construction of a storage shed in Veteran's Park (estimated funding $8,800); Mendota Public Improvements Construction of a gazebo in Veteran's Park (estimated funding $13,200); Northfield Homebuyer Assistance Loans for low/moderate income homebuyers for down payment costs (estimated funding $20,000); Northfield Manufactured Housing Replacement Assistance - Loans for low/moderate income homebuyers for the replacement of manufactured housing (estimated funding $14,000); Randolph Public Improvements Installation of an emergency siren (estimated funding $14,300); South St. Paul Acquisition and Clearance - Voluntary acquisition and clearance of blighted properties for residential redevelopment (estimated funding $37,000); Homeowner Rehabilitation - Rehabilitation of owner-occupied residences within the cities of South St. Paul, West St. Paul, Eagan, Farmington, Apple Valley, Lakeville, Mendota Heights, Burnsville, Inver Grove Heights, Northfield, and other parts of Dakota County (estimated funding $773,238); Weatherization Plus - Pilot program offering eligible owner-occupied homeowners zero interest loans for the rehabilitation of homes focusing on energy efficiency services in the cities of Eagan and Rosemount (estimated funding $129,962); and HOME - Inver Hills/Riverview Ridge New construction of 50 townhome style rental units for working families. The development is located at two sites: (1) Inver Hills is located near the intersection of College Trail and Blaine Ave, just east of the Inver Hills Community College campus in Inver Grove Heights; and (2) Riverview Ridge is located at the old Richfield Blacktop location on Sibley Memorial Highway about a half mile north of Yankee Doodle Road in Eagan (estimated funding $904,456). This is a tax credit development and all households will be at or below 60% AMI at initial lease up. It has been determined that such request for release of funds will not constitute actions significantly impacting the quality of the human environment. Therefore, an Environmental Impact Statement under the National Environmental Policy Act of 1969 (PL 91-190) is not required. Environmental Review Records (ERR), with respect to the above mentioned projects made by the Agency, document the environmental review of the projects and more fully set forth the reasons why such statements are not required. These records are on file at the above address and are available for public examination between the hours of 8:00 am and 4:30 pm Monday through Friday. No further review of the project will be conducted prior to the request for release of funds. PUBLIC COMMENTS ON FINDING All interested parties, groups, agencies and persons disagreeing with this determination or wishing to comment on the projects may submit written comments for consideration by the Agency to the office of the undersigned and to specify in their comments as to which finding their comments are addressed. Such written comments should be received at the address specified on or before May 28, 2012. All such comments so received will be considered and the

received will be considered and the Agency will not request the release of funds or take any action on the projects prior to the date specified. RELEASE OF FUNDS The Agency is certifying to HUD that the Agency and the Director of Community and Economic Development, as Certifying Officer, consent to accept the jurisdiction of the Federal Courts if an action is brought to enforce responsibilities in relation to environmental reviews, decision making, and action; and that these responsibilities have been satisfied. The legal effect of the certification is that upon its approval, the Agency may use CDBG funds and HUD will have satisfied its responsibilities under the National Environmental Policy Act of 1969. OBJECTIONS TO FEDERAL RELEASE OF FUNDS HUD will accept objections to its approval of the release of funds and acceptance of the certification for a period of 15 days following the anticipated submission date or its actual receipt of the request (whichever is later) only if they are on one of the following bases: 1. The Certification was not in fact executed by the Certifying Officer or other grantee approved by HUD; or 2. The Environmental Review Record for the project indicated included an omission of a required decision, finding, or step applicable to the project in the environmental review process; or 3. The grant recipient has committed funds or incurred costs not authorized by 24 CFR Part 58 (environmental review process) before approval of the release of funds by HUD; or 4. Another Federal agency acting pursuant to 40 CFR Part 1504 has submitted a written finding that the project is unsatisfactory form the standpoint of environmental quality. Objections must be prepared and submitted in accordance with the required procedure (24 CFR Part 58) and shall be addressed to HUD, 920 Second Avenue South, Suite 1300, Minneapolis, MN 55402. Objections to the release of funds on a basis other than those stated above will not be considered by HUD. Potential objectors should contact the Minnesota HUD office to verify the actual last day of the objection period. Andrea Brennan, Director of Community & Economic Development 3004957 5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated September 9, 2004 , executed by Stephani J. Zautner, Robert E. Fischer aka Robert Fischer and Sheryl J. Fischer, as mortgagor(s) to Vermillion State Bank as mortgagee in the original principal a m o u n t o f O n e H u n d r e d F i f t y - t wo Thousand Eight Hundred ($152,800.00 ) Dollars, recorded with the Dakota County Recorder, State of Minnesota, on September 28, 2004, as doc. no. 2252796; that all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of One Hundred Fifty-three Thousand Eight Hundred Ninety-two ($153,892.00 ) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property described as follows: Lot 4, Block 17, Morningview Second Addition, Dakota County, Minnesota. Property address: 7698 - 157th Street West, Apple Valley, MN 55124 Parcel I.D. #: 01-49101-17-040 will be sold by the sheriff of said county at public auction on June 29, 2012 , a t 1 0 : 0 0 o ' c l o c k A . M . a t Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), their heirs or assigns, within six (6) months from the date of sale. The mortgagor(s) must vacate the property on or before 11:59 p.m. on December 31, 2012, if (i) the mortgage is not reinstated under §580.30, or (ii) the property is not redeemed under §580.23. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: May 2, 2012 Vermillion State Bank, Mortgagee Ralph L. Moore, STEIN & MOORE, P.A., Attorneys for Mortgagee, 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 2991196 5/3-6/7/12

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PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION EXEMPT ESTATE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-272 Estate of THOMAS E. CASHMAN, Decedent Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate’s assets. It is Ordered and Notice is now given that the Petition will be heard on June 5, 2012, at 9:00 a.m., by this Court at Dakota County Judicial Center, Probate Division, 1560 Highway 55, Hastings, Minnesota. Date: 5-2-12 Shawn M. Moynihan Judge (COURT SEAL) Attorney for Petitioner Stephen M. Meisinger 60 East Marie, Suite 109 West St. Paul, MN 55118 Attorney License No.: 197324 Telephone: 651-457-2827 FAX: 651-457-9887 3000301 5/10-5/17/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-268 Estate of JULIA T. BRODD, Decedent It is Ordered and Notice is given that on June 5, 2012, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, Probate Division, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated June 4, 2010, and for the appointment of Patrick Leopardi, whose address is 14 Castle Run Drive, Bear, DE 19701 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 5/2/2012 Shawn M. Moynihan Judge (COURT SEAL) Attorney for Personal Representative Edmund C. Meisinger 60 East Marie, Suite 109 West St. Paul, MN 55118 Attorney License No.: 71833 Telephone: 651-457-2827 FAX: 457-9887 2998985 5/10-5/17/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 7, 2004 MORTGAGOR: Thomas A. Stark and Mary A. Stark, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed June 17, 2004, Dakota Registrar of Titles, Document No. 539808 on Certificate of Title No. 132058. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278920257529 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 19744 Meadowlark Way, Farmington,

19744 Meadowlark Way, Farmington, MN 55024 TAX PARCEL I.D. #: 148250108275 LEGAL DESCRIPTION OF PROPERTY: Unit No. 275, Common Interest Community No. 323, A Condominium, Vermillion Grove Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,752.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,567.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3689 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2962762 4/5-5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $525,000.00 MORTGAGOR(S): Charles T. French and Erin C. French, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Bell America Mortgage, LLC DBA Bell Mortgage, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: June 19, 2007 Dakota County Registrar of Titles Document Number: 612681 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 27, 2011 Registered: February 08, 2011 Dakota County Registrar of Titles Document Number: T675567 And assigned to: Aurora Bank, FSB Dated: December 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0003097203-7 Lender or Broker: Bell America Mortgage LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 75212 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 153 Surrey Trl S, Apple Valley, MN 55124-7350 Tax Parcel ID Number: 01-01600-02-011 LEGAL DESCRIPTION OF PROPERTY: That part of the West half of the Northeast Quarter of Section 16, Township 115, Range 20, Dakota County, Minnesota, lying Northerly and Easterly of Block 3, Palomino Hills Fourth Addition, according to the recorded plat thereof on file and of record in the office of the Register of Deeds of said Dakota County, and lying

Deeds of said Dakota County, and lying Southerly of the Northeasterly extension of the Northwesterly line of said Block 3, Palomino Hills Fourth Addition, except that part of the W 1⁄2 of the NE 1⁄4 of Section 16, Township 115, Range 20, Dakota County, Minnesota described as follows: Beginning at the Southeast corner of said Lot 18, Block 3; thence along the Easterly line of said Lot 18, Block 3 on an assumed bearing of North 00 degrees 05 minutes 43 seconds East 140.00 feet; thence North 43 degrees 09 minutes 21 seconds West along the Northeasterly line of said Lot 18 and Lot 17, Block 3 Palomino Hills 4th Addition, 78.14 feet; thence North 67 degrees 11 minutes 19 seconds East 276.00 feet more or less to the East line of said West 1⁄2 of the NE 1⁄4; thence Southerly along said East line, 342.00 feet more or less to a point which bears South 79 degrees 21 minutes 30 seconds East from the point of beginning; thence North 79 degrees 21 minutes 30 seconds West of 204.00 feet, more or less to the point of beginning, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $599,332.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 19, 2012, or the next business day if November 19, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 05, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018958F02 2956083 4/5-5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 10, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,750.00 MORTGAGOR(S): Kimberly A. Giacomini and Jeffrey Giacomini, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 28, 2006 Dakota County Recorder Document Number: 2416210 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: March 02, 2012 Recorded: March 06, 2012 Dakota County Recorder Document Number: 2853832 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001263643-0 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4439 Cinnamon Ridge Cir, Eagan, MN 55122-2393

Ridge Cir, Eagan, MN 55122-2393 Tax Parcel ID Number: 10-17402-04-071 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 7, Block 4, Cinnamon Ridge 3rd Addition, lying southerly of a line drawn from a point on the East line of said Lot 7, distant 32.58 feet North from the Southeast corner thereof to a point on the West line of said Lot 7, distant 39.07 feet North from the Southwest corner thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,342.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 19, 2012, or the next business day if November 19, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 05, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024511F01 2958755 4/5-5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $514,150.00 MORTGAGOR(S): Kenna L Young and Ramona S Young, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: June 07, 2007 Dakota County Registrar of Titles Document Number: 612023 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, I N C . , C H L M O R T G A G E PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Dated: August 16, 2011 Registered: August 24, 2011 Dakota County Registrar of Titles Document Number: T683429 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059600071185651 Lender or Broker: Universal American Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142696 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1716 Terra Glenn Ct, Eagan, MN 55122-1632 Tax Parcel ID Number: 10-75401-03-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Terra Glenn 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $498,865.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered

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������mises ������� ��� ���and ���� disburse costs part thereof; that ������ this is registered and the property; ments allowed by law. The time PURSUANT to the power of sale con- allowed by law for redemption by said t a i n e d i n s a i d m o r t g a g e , t h e mortgagor(s), their personal represenabove-described property will be sold tatives or assigns is 6.00 months from by the Sheriff of said county as fol- the date of sale. If Mortgage is not lows: reinstated under Minn. Stat. §580.30 DATE AND TIME OF SALE: May 18, or the property is not redeemed under 2012 at 10:00 AM Minn. Stat. §580.23, the Mortgagor PLACE OF SALE: Dakota County must vacate the property on or before Law Enforcement Center, 1580 High- 11:59 p.m. on November 22, 2012, or way 55, Lobby S-100, Hastings, Minne- the next business day if November 22, sota 2012 falls on a Saturday, Sunday or to pay the debt secured by said mort- legal holiday. gage and taxes, if any, on said pre"THE TIME ALLOWED BY LAW FOR mises and the costs and disburse- REDEMPTION BY THE MORTGAGOR, ments, including attorney fees allowed THE MORTGAGOR`S PERSONAL REPby law, subject to redemption within RESENTATIVES OR ASSIGNS, MAY BE six (6) months from the date of said REDUCED TO FIVE WEEKS IF A JUDIsale by the mortgagor(s), their per- CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION sonal representatives or assigns. If the Mortgage is not reinstated 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G under Minn. Stat. §580.30 or the prop- OTHER THINGS, THAT THE MORTerty is not redeemed under Minn. Stat. GAGED PREMISES ARE IMPROVED §580.23, the Mortgagor must vacate WITH A RESIDENTIAL DWELLING OF the property on or before 11:59 p.m. on LESS THAN FIVE UNITS, ARE NOT November 19, 2012, or the next busi- PROPERTY USED IN AGRICULTURAL ness day if November 19, 2012 falls on P R O D U C T I O N , A N D A R E ABANDONED." a Saturday, Sunday or legal holiday. Dated: April 5, 2012 Mortgagor(s) released from financial Deutsche Bank National Trust obligation: NONE Company, as Trustee for GSAMP THIS COMMUNICATION IS FROM Trust 2006-HE1, Pooling and A DEBT COLLECTOR ATTEMPTServicing Agreement dated as of ING TO COLLECT A DEBT. ANY January 1, 2006 INFORMATION OBTAINED WILL BE Randall S. Miller & Associates, PLLC USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Attorneys for Assignee of Mortgage/ THE DEBT AND IDENTITY OF THE Mortgagee ORIGINAL CREDITOR WITHIN THE One Financial Plaza, T I M E P R O V I D E D B Y L A W I S N O T 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Phone: 612-573-3677 REDEMPTION BY THE MORTGAGOR, Our File No. 11MN01052-1 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. REDUCED TO FIVE WEEKS IF A JUDI- A-4221239 04/05/2012, 04/12/2012, CIAL ORDER IS ENTERED UNDER 04/19/2012, 04/26/2012, 05/03/2012, MINNESOTA STATUTES, SECTION 05/10/2012 4/5-5/10/12 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2954870 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME PROPERTY USED IN AGRICULTURAL Minnesota Statutes, Chapter 333 PRODUCTION, AND ARE ABANDONED. The filing of an assumed name does DATED: April 05, 2012 not provide a user with exclusive ASSIGNEE OF MORTGAGEE: rights to that name. The filing is THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW required for consumer protection in Y O R K A S T R U S T E E F O R T H E order to enable consumers to be able C E R T I F I C A T E H O L D E R S O F to identify the true owner of a busiCWMBS, INC., CHL MORTGAGE ness. 1. List the exact assumed nam e PASS-THROUGH TRUST 2007-14 M O R T G A G E P A S S - T H R O U G H under which the business is or will be conducted: take a good look home CERTIFICATES, SERIES 2007-14 inspection Wilford, Geske & Cook P.A. 2. Principal Place of Business: 15704 Attorneys for Assignee of Mortgagee Griffon Court, Apple Valley, MN 55124 Lawrence A. Wilford USA James A. Geske 3. List the name and complete street 8425 Seasons Parkway, Suite 105 address of all persons conducting Woodbury, MN 55125-4393 business under the above Assumed (651) 209-3300 Name, OR if an entity, provide the legal File Number: 024601F01 2961458 4/5-5/10/12 corporate, LLC, or Limited Partnership name and registered office address. Douglas Roy Kuusisto, 15704 Griffon Court, Apple Valley, MN 55124 4. I, the undersigned, certify that I NOTICE OF MORTGAGE am signing this document as the perFORECLOSURE SALE THE RIGHT TO VERIFICATION OF son whose signature is required, or as THE DEBT AND IDENTITY OF THE agent of the person(s) whose signaORIGINAL CREDITOR WITHIN THE ture would be required who has authoT I M E P R O V I D E D B Y L A W I S N O T rized me to sign this document on his/her behalf, or in both capacities. I AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That further certify that I have completed all default has occurred in the conditions required fields, and that the information in this document is true and corof the following described mortgage: DATE OF MORTGAGE: August 12, rect and in compliance with the applicable chapter of Minnesota Statutes. I 2005 ORIGINAL PRINCIPAL AMOUNT OF understand that by signing this document I am subject to the penalties of MORTGAGE: $237,600.00 MORTGAGOR(S): Afanwi L Kube, perjury as set forth in Section 609.48 as if I had signed this document under Robert Y Kube, Wife and Husband MORTGAGEE: Mortgage Electronic oath. Date: 04/23/2012 Registration Systems, Inc. as nominee Douglas Roy Kuusisto for MILA, INC. 5/10-5/17/12P TRANSACTION AGENT: Mortgage 3003144 Electronic Registration Systems, Inc. MIN#: 1001752-0000268517-3 SERVICER: Ocwen Loan Servicing, MINNESOTA SECRETARY OF STATE LLC CERTIFICATE OF ASSUMED NAME LENDER: MILA, INC. Minnesota Statutes, Chapter 333 DATE AND PLACE OF FILING: The filing of an assumed name does Dakota County Minnesota, Recorder , on August 31, 2005, as Document No. n o t p r o v i d e a u s e r w i t h e x c l u s i v e 2356846. Said mortgage modified by r i g h t s t o t h a t n a m e . T h e f i l i n g i s Loan Modification Agreement recorded required for consumer protection in o n O c t o b e r 2 6 , 2 0 1 0 a s D o c u m e n t order to enable consumers to be able to identify the true owner of a busiNumber: 2761506 A S S I G N E D T O : D e u t s c h e B a n k ness. 1. List the exact assumed nam e National Trust Company, as Trustee for GSAMP Trust 2006-HE1, Pooling under which the business is or will be and Servicing Agreement dated as of conducted: Stop, Swap & Shop (The January 1, 2006 Dated: January 31, Marketplace) 2. Principal Place of Business: 15400 2012, and recorded February 21, 2012 Buck Hill Road, Burnsville, MN 55306 by Document No. 2850654 . 3. List the name and complete street LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1. Pinecrest 2nd address of all persons conducting business under the above Assumed Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 5922 126th Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership Street West, Saint Paul, MN 55124 name and registered office address. PROPERTY I.D: 01-57651-01-020 Vaughn Wallace, 18330 Lafayette COUNTY IN WHICH PROPERTY IS Way, Lakeville, MN 55044 LOCATED: Dakota Jennifer Wallace, 18330 Lafayette THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF Way, Lakeville, MN 55044 4. I, the undersigned, certify that I THE NOTICE: Two Hundred Sixty-Five Thousand Seven Hundred Seventeen am signing this document as the person whose signature is required, or as and 91/100 ($265,717.91) THAT no action or proceeding has agent of the person(s) whose signabeen instituted at law to recover the ture would be required who has authodebt secured by said mortgage, or any rized me to sign this document on part thereof; that there has been com- his/her behalf, or in both capacities. I pliance with all pre-foreclosure notice further certify that I have completed all and acceleration requirements of said required fields, and that the information in this document is true and cormortgage, and/or applicable statutes; PURSUANT, to the power of sale con- rect and in compliance with the applichapter of Minnesota Statutes. I cable tained in said mortgage, the above described property will be sold by the understand that by signing this document I am subject to the penalties of Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM perjury as set forth in Section 609.48 as if I had signed this document under on May 22, 2012 PLACE OF SALE: Sheriff`s Mai n oath. Date: 3/8/2012 Office, Law Enforcement Center, 1580 Vaughn A. Wallace, Principal Owner Highway 55, Hastings MN 55033-2343 5/3-5/10/12P to pay the debt then secured by said 2996737

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mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disburse-

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: The Lucid Word LLC 2. Principal Place of Business: 4660 Weston Hills Dr, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Michele Kamenar, 4660 Weston Hills Dr, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 4/21/12 Michele Kamenar President 3003744 5/10-5/17/12P

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NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF Dakota First JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-267 Estate of Alberta Rae Funk a/k/a A. R. Funk a/k/a A. Rae Funk, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Jean E. Funk, whose address is 3280 Heritage Lane, Eagan, MN 55121 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 4/27/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Jean E. Funk Paul H. Hauge Grannis & Hauge, P.A. 1260 Yankee Doodle Road, Suite 200 Eagan, MN 55121 Attorney License No: 42304 Telephone: 651-456-9000 FAX: 651-454-4232 2995723 5/3-5/10/12

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 09/26/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,500.00 MORTGAGORS: John P. Robertson and Theresa M. Robertson MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 10/10/2007, as Document Number 2549636, in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENTS OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 03/21/2011 as Document Number 2792282 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2, Diamond Path Fourth Addition, Dakota County, Min-

STREET ADDRESS OF PROPERTY: 14910 Echo Way, Apple Valley, MN 55124 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 012050321002 LENDER/RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: None MIN: 1000179-3517090065-4 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $275,181.30. No action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof. There has been compliance with all preforeclosure notice requirements of said mortgage and/or applicable statutes. Pursuant to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 05/18/2012 at 10:00am PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursement allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is no t redeemed under section 580.23 is 11:59 p.m. on 11/18/2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 04/05/2012 Provident Funding Associates, L.P., Assignee of Mortgagee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2959330 4/5-5/10/12

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 26, 2005 MORTGAGORS: A a r o n C r a i g a n d Holly Craig, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 30, 2005, Dakota County Recorder, Document No. 2336059. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000154779 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Spectra Financial RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 13505 Bryant Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 024270008070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 8, Knob Hill, and Outlot G, Knob Hill II, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,369.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3280 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2962609 4/5-5/10/12

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MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Five Star Home Inspections 2. Principal Place of Business: 4797 Richard Lane, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Parranto Realty, Inc., 4797 Richard Lane Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2/7/2012 John M. Parranto, President 3005329 5/10-5/17/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: April 3, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated June 6, 2008, executed by Barry's Variety Inc., a Minnesota corporation, now known as RFB, Inc., a Minnesota corporation, as Grantor, to Key Community Bank, a Minnesota banking corporation, as Lender, filed for record June 23, 2008 as Document Number 2598233 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. T h e M o r t g a g e h a s n o t b e e n assigned. 3. The original principal amount secured by the Mortgage was $275,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and

amount due on the Mortgage, and taxes, paid by the holder of the Mortgage is $243,443.28. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: The East 1/2 of the West 2/3 of Lot 4, Block 14, Town of Hastings, Dakota County, Minnesota. Commonly known as 202 2nd Street East, Hastings, Minnesota. TOGETHER WITH all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigations rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Wednesday, May 30, 2012 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 11. RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Key Community Bank By Gregory J. Dennis Its President Lender Attorney for Lender: James F. Christoffel Christoffel & Elliott, P.A. 1111 UBS Plaza 444 Cedar Street St. Paul, Minnesota 55101-2129 2964564 4/12-5/17/12

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2008 MORTGAGOR: Cory A. Muir and Lisa E. Muir, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 31, 2008 Dakota County Recorder, Document No. 2605502. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900021046452 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 9024 West 197th Street, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-21195-06-150 LEGAL DESCRIPTION OF PROPERTY: LOT 15, BLOCK 6, DONNELLY FARMS ADDITION, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $293,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $289,722.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2494 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2971394 4/12-5/17/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Chinese Translation 2. Principal Place of Business: 1347 Cherry Hill Road, Mendota Heights, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Zhi Qu, 1347 Cherry Hill Road, Mendota Heights, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/10/2012 Zhi Qu 3000295 5/10-5/17/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: A1 Cleaning Service 2. Principal Place of Business: 12901 Upton Ave. S. Apt 320, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Almita Brown, 12901 Upton Ave S. Apt 320, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 4-11-12 Almita Brown 2992413 5/3-5/10/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: US TekEze 2. Principal Place of Business: 4074 W 133rd St, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. SBNP Consulting, LLC, 4074 W 133rd St, Savage, MN 55378 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/25/2012 Robert M. Dussault, Jr 2995339 5/3-5/10/12P

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12986 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12986 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Ronda Lee Smeester, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Eight Hundred Twenty and 00/100 ($2,820.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated February 10, 2012, and recorded April 5, 2012 as Document No. in the Dakota County 2860110 Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: June 20, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on December 20, 2012. Dated: April 13, 2012 By ___________/s/__________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441200 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2987015 4/26-5/31/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,000.00 MORTGAGOR(S): Vanida Gillquist, A

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MORTGAGOR(S): Vanida Gillquist, A Married Person, Purchase Money Mortgage MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100220710000123865 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on July 11, 2006, as Document No. 2444339. ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-16, Asset-Backed Certificates, Series 2006-16 Dated: February 24, 2012 , and recorded March 5, 2012 by Document No. 2853405 . LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Deer Meadow Second Addition, According to the Recorded Plat Thereof, Dakota County, Minnesota. PROPERTY ADDRESS: 18037 Exeter CT, Farmington, MN 55024 PROPERTY I.D: 14-19851-01-030 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Twenty-Five Thousand Four Hundred Ninety-Six and 82/100 ($225,496.82) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 13, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 13, 2012, or the next business day if December 13, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2012 Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-16, Asset-Backed Certificates, Series 2006-16 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN01010-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4226763 04/12/2012, 04/19/2012, 04/26/2012, 05/03/2012, 05/10/2012, 05/17/2012 2968114 4/12-5/17/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 4, 2005 MORTGAGOR: S u s a n E . F i s h e r , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 5, 2005 Dakota County Recorder, Document No. 2386098. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700058142908 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 1658 Riverwood Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # :

T A X P A R C E L I . D . # : 02-37429-02-128 LEGAL DESCRIPTION OF PROPERTY: Unit 128 CIC No. 185, Itokah Valley Townhomes, a condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$132,233.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 31, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 2, 2012. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-46 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2968838 4/12-5/17/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,916.00 MORTGAGOR(S): Julian M. Lipscomb and Danielle L. Lipscomb, Husband and Wife MORTGAGEE: Associated Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: July 13, 2006 Dakota County Recorder Document Number: 2444943 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: July 17, 2006 Recorded: September 11, 2006 Dakota County Recorder Document Number: 2459547 And assigned to: Countrywide Home Loans Servicing LP Dated: January 13, 2009 Recorded: January 20, 2009 Dakota County Recorder Document Number: 2631428 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700070172230 Lender or Broker: Associated Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1134 Manomin Ave, West St Paul, MN 55118-2000 Tax Parcel ID Number: 42-34952-04-270 LEGAL DESCRIPTION OF PROPERTY: Lots 26 and 27, Block 4, Icklers 3rd Addition to South St. Paul, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,827.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 29, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 29, 2012, or the next business day if November 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 12, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013388F02 2969053 4/12-5/17/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: JRM Business and Organization Strategies 2. Principal Place of Business: 12809 Whitewood Drive, Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Jason Robert Mishica, 12809 Whitewood Drive, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 05/03/2012 Jason Robert Mishica 3005719 5/10-5/17/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 13, 1998 MORTGAGOR: Lynn M. Johnson, a single person. MORTGAGEE: U.S. Bank National Association, successor by merger to Firstar Bank, N.A. successor in interest to Firstar Home Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded Dakota County Recorder December 14, 1998, Document No. 1558145. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORT-

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Firstar Home Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 4170 Running Brook Road, Eagan, MN 55122 TAX PARCEL I.D. #: 102242604202 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2202, The Enclave at River Ridge, Common Interest Community No. 189, Dakota County, Minnesota Together with the benefits contained in Declaration Document No. 1381769, Dated August 20, 1996, filed October 14, 1996 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $111,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $103,016.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 14, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3659 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2971293 4/12-5/17/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: McFarlan Homes 2. Principal Place of Business: 300 I n t e r l a c h e n R o a d , B u r n s v i l l e , MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Renters Outlet, 300 Interlachen Road, Burnsville, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3-5-12 Steve McFarlan, President 2995380 5/3-5/10/12P

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: D Sharp Music 2. Principal Place of Business: 2009 122nd Street East, #C21, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Donna Salzle, 2009 122nd Street East, #C21, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/28/12 Donna Salzle, Sole Proprietor 3004276 5/10-5/17/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Touching Lives Communities 2. Principal Place of Business: 4833 W. 123rd Street, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Flagship Franchises of MN Inc., 4833 W. 123rd Street, Savage, MN 55378 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/12/2012 Deborah K. Delaney CEO/Founder 3000281 5/10-5/17/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2005 MORTGAGOR: Thomas M. Casper, an unmarried man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed November 16, 2005, Dakota Registrar of Titles, Document No. 579281 on Certificate of Title No. 126498. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100036000002770713 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: New Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc MORTGAGED PROPERTY ADDRESS: 4679 Ridge Cliff Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 103980102004 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Four (4) in Johnny Cake Ridge Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,357.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,417.41

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That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 24, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __November 26, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 27, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6724 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2966709 4/12-5/17/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,000.00 MORTGAGOR(S): Bradley D Moore, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-5000056977-3 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 1, 2003, as Document No. 2023037. ASSIGNED TO: U.S. Bank National Association, as Trustee, for the C-BASS Mortgage Loan Asset Backed Certificates, Series 2007-RP1 Dated: March 24, 2008 , and recorded April 2, 2008 by Document No. 2581933 . LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, OAK Hills Second Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 17925 Jaguar Path, Lakeville, MN 55044 PROPERTY I.D: 22-53501-04-030 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Ten Thousand Six Hundred Ninety-Three and 65/100 ($310,693.65) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 12, 2012 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disburse-

���������� �� ���� �����


��� ��� ��� ���� ������ ������ ������� ERTY: The North One Half of Lot 8, and that part of Lot 7, Block 1, Oak View ���������� ���� ��������� mises and the costs and disburse ments allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 12, 2012, or the next business day if December 12, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2012 U.S. Bank National Association, as Trustee, for the C-BASS Mortgage Loan Asset Backed Certificates, Series 2007-RP1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00940-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4226762 04/12/2012, 04/19/2012, 04/26/2012, 05/03/2012, 05/10/2012, 05/17/2012 2968183 4/12-5/17/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Pearle Vision 2. Principal Place of Business: 15052 Gleason Path #103, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Optometric Vision Services, PA, 116 Krestwood Dr, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1/30/12 Lance Gutfleisch Vice President 2995909 5/3-5/10/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 11, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,600.00 MORTGAGOR(S): Jon Becht and Amy Becht, Husband and Wife as Joint Tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 15, 2004 Dakota County Recorder Document Number: 2276619 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2004-25, Mortgage Pass-Through Certificates, Series 2004-25 Dated: December 16, 2011 Recorded: December 22, 2011 Dakota County Recorder Document Number: 2838279 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004448519-7 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 124 18th Ave S, South Saint Paul, MN 55075-2145 Tax Parcel ID Number: 36-53600-01-081 LEGAL DESCRIPTION OF PROPERTY: The North One Half of Lot 8, and

Addition on file and of record in the office of the County Recorder, Dakota County, Minnesota, together with that part of the East One Half of the vacated alley accruing thereto by reason of the vacation thereof, lying Southerly of the following described line: Commencing at the Northeast corner of said Lot 7; thence South 00 degrees 07 minutes 50 seconds East, bearing assumed, along the East line of said Lot 7, a distance of 10.02 feet to the point of beginning of the line to be described; thence South 89 degrees 30 minutes 34 seconds West, parallel with the North line of said Lot 7, a distance of 134.64 feet to the center line of said vacated alley and there terminating. Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $254,183.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 26, 2012, or the next business day if November 26, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 12, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2004-25, Mortgage Pass-Through Certificates, Series 2004-25 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022681F01 2969059 4/12-5/17/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Health Specialties 2. Principal Place of Business: 11750 12th Ave S, Burnsville MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Apothecary Products Inc, 11750 12th Ave S, Burnsville MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 4/24/2012 Kathy Alexander 2989391 5/3-5/10/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Lakeland Coach Company 2. Principal Place of Business: 12701 Chowen Ave S #105B, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. David P. Krolick, 9650 14th Ave S, Bloomington, MN 55425 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/14/12 David P. Krolick 2996691 5/3-5/10/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Schultz masonry 2. Principal Place of Business: 170 mainzer st, west st paul, MN 55118 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. jason lee schultz, 170 mainzer st, west st paul, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 04/20/2012 jason schultz 2992518 5/3-5/10/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,000.00 MORTGAGOR(S): Thanh Nguyen and Lam Som, husband & wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-5000171558-1 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on October 11, 2005, as Document No. 2369720. Said mortgage modified by Loan Modification Agreement recorded October 27, 2010 as Document Number 2761911 ASSIGNED TO: HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2005-D, Mortgage-Backed Certificates, Series 2005-D Dated: January 5, 2012 , and recorded January 23, 2012 by Document No. 2844198 . LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 1, The Park, Dakota County, Minnesota. PROPERTY ADDRESS: 2109 Great Oaks Dr, Burnsville, MN 55337 PROPERTY I.D: 02-75890-01-350 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Ninety-Four Thousand Six Hundred

Ninety Four Thousand Six Hundred Twenty-Five and 25/100 ($294,625.25) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 5, 2012 P L A C E O F S A L E : S h eriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 5, 2012, or the next business day if December 5, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2012 HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2005-D, Mortgage-Backed Certificates, Series 2005-D Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00924-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4226466 04/12/2012, 04/19/2012, 04/26/2012, 05/03/2012, 05/10/2012, 05/17/2012 2967330 4/12-5/17/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Small Chef’s Kitchen 2. Principal Place of Business: 695 3rd Ave, Mendota Heights, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Ballitelli’s, LLC, 695 3rd Ave, Mendota Heights, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 7 Feb 2012 Lari Anne B. Mazzitello, Proprietor (Sole Member of LLC.) 2992566 5/3-5/10/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 8 , 2008 MORTGAGOR: Robert W. Groth and Justina R. Groth, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered Dakota County Registrar of Titles October 1, 2008, Document No. T633849, Certificate of Title No. 146361. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORT-

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100715800000007432 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lake Area Mortgage, a division of Lake Area Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 1342 17TH Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 197700002100 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Two (2), in Town's View Estates, according to the plat thereof now on file and of record in the office of the Register of Deeds within and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,296.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,156.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3741 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2971315 4/12-5/17/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,000.00 MORTGAGOR(S): Ryan Swenson, an unmarried man and Brandon Swenson, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: November 23, 2005 Dakota County Registrar of Titles Document Number: 579825 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138233 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13990 Holyoke Path, Apple Valley, MN 55124-9412 Tax Parcel ID Number: 01-56724-01-070 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block One (1), in Palomino Lakeside Meadows 5th Addition according to the recorded plat thereof now on file and of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $276,619.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 01, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2012, or the next business day if December 03, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 19, 2012 MORTGAGEE: Wells Fargo Bank,N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018299F02 2978772 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 7 , 2002 MORTGAGOR: Igor Belichenko and Irina Belichenko, husband and wife. MORTGAGEE: U . S . B a n k N a t i o n a l Association. DATE AND PLACE OF RECORDING: Recorded December 19, 2002 Dakota County Recorder, Document No. 1975050. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 3494 Greenwood Court South, Eagan, MN 55122 TAX PARCEL I.D. #: 107300011050 LEGAL DESCRIPTION OF PROPERTY: Lot 1 and 5, Block 11, Surrey Heights First Addition, According to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $128,418.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55,

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Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 3, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2684 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2980341 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $271,000.00 MORTGAGOR(S): Samir Cherif, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mila, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001752-0000306482-4 SERVICER: Ocwen Loan Servicing, LLC LENDER: Mila, Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 13, 2006, as Document No. 2460672. ASSIGNED TO: U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2007, GSAMP Trust 2007-H1, Mortgage Pass-Through Certificates, Series 2007-H1 Dated: February 28, 2012 , and recorded March 19, 2012 by Document No. 2856265. LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 4, Hampton Heights, Dakota County, Minnesota. PROPERTY ADDRESS: 3575 Coachman Road, Eagan, MN 55122 PROPERTY I.D: 10-31900-04-170 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Ten Thousand Four Hundred Eighty-One and 15/100 ($310,481.15) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 12, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 12, 2012, or the next business day if December 12, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2012 U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2007, GSAMP Trust 2007-H1, Mortgage Pass-Through Certificates, Series 2007-H1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00240-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4229759 04/19/2012, 04/26/2012, 05/03/2012, 05/10/2012, 05/17/2012, 05/24/2012 2978501 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,250.00 MORTGAGOR(S): Theresa Kieffer, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lehman Brothers Bank, FSB its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 09, 2006 Dakota County Recorder Document Number: 2466867 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: December 06, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003372874 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1974 Glenfield Ct, Eagan, MN 55122-2156 Tax Parcel ID Number: 10-20450-04-043 LEGAL DESCRIPTION OF PROPERTY: Unit No. 43, Condominium No. 107, Diffley Commons, a condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $173,218.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023863F01 3004551 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Angela Jane Rickard, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lehman Brothers Bank, FSB., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: April 26, 2005 Dakota County Registrar of Titles Document Number: 564014 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: November 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002175732 Lender or Broker: Lehman Brothers Bank, FSB. Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 129712 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 667 35th St W, Hastings, MN 55033-4143 Tax Parcel ID Number: 19-71025-03-150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 3, South Oaks of Hastings, Common Interest Community No. 374, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $147,182.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010361F02 3004611 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,400.00 MORTGAGOR(S): James R. Sims and Bernadette Sims, husband and wife, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for New Century Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100488910115957036 SERVICER: Ocwen Loan Servicing, LLC LENDER: New Century Mortgage

LENDER: New Century Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on January 26, 2007, as Document No. 2491669 Said Mortgage was Modified and Recorded on June 29, 2010 as Document No. 2737882. ASSIGNED TO: U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2007, GSAMP Trust 2007-HE2, Mortgage Pass-Through Certificates, Series 2007-HE2 Dated: March 9, 2012 , and recorded March 23, 2012 by Document No. 2857468. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, CarrollWood Village Fifth Addition, According to the plat thereof on file and of record in the office of the county recorder for Dakota County, Minnesota, Subject to matters, if any, of record PROPERTY ADDRESS: 7850 142nd Street West, Apple Valley, MN 55124 PROPERTY I.D: 01-16404-01-030 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-Six Thousand One Hundred Eighty-Five and 99/100 ($156,185.99) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 19, 2012 P L A C E O F S A L E : S h e r i f f ` s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 19, 2012, or the next business day if December 19, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2012 U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2007, GSAMP Trust 2007-HE2, Mortgage Pass-Through Certificates, Series 2007-HE2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00294-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4230136 04/19/2012, 04/26/2012, 05/03/2012, 05/10/2012, 05/17/2012, 05/24/2012 2978713 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 4 , 2005 MORTGAGOR: Curtis L. Bridges and Lisa M. Bridges, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 22, 2005 Dakota County Recorder, Document No. 2297942. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249130000017412 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 1500 Maywood Drive, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 361995002090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Deerwood Park Replat, according to the recorded

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������ ������gage ������� ��� to the recorded Replat, according and taxes, if ��� any,���� on said pre plat thereof, and situate in Dakota mises and the costs and disburseCounty, Minnesota. ments, including attorney fees allowed COUNTY IN WHICH PROPERTY IS by law, subject to redemption within LOCATED: Dakota six (6) months from the date of said ORIGINAL PRINCIPAL AMOUNT OF sale by the mortgagor(s), their perMORTGAGE: $279,920.00 sonal representatives or assigns. AMOUNT DUE AND CLAIMED TO BE If the Mortgage is not reinstated DUE AS OF DATE OF NOTICE, INCLUD- under Minn. Stat. §580.30 or the propING TAXES, IF ANY, PAID BY MORT- erty is not redeemed under Minn. Stat. GAGEE: $260,848.28 §580.23, the Mortgagor must vacate That prior to the commencement of the property on or before 11:59 p.m. on this mortgage foreclosure proceeding December 03, 2012, or the next busiMortgagee/Assignee of Mortgagee com- ness day if December 03, 2012 falls on plied with all notice requirements as a Saturday, Sunday or legal holiday. required by statute; That no action or Mortgagor(s) released from financial proceeding has been instituted at law obligation: NONE or otherwise to recover the debt THIS COMMUNICATION IS FROM secured by said mortgage, or any part A DEBT COLLECTOR ATTEMPTthereof; ING TO COLLECT A DEBT. ANY PURSUANT to the power of sale con- INFORMATION OBTAINED WILL BE tained in said mortgage, the above USED FOR THAT PURPOSE. described property will be sold by the THE RIGHT TO VERIFICATION OF Sheriff of said county as follows: THE DEBT AND IDENTITY OF THE DATE AND TIME OF SALE: June 7, ORIGINAL CREDITOR WITHIN THE 2012 at 10:00 AM TIME PROVIDED BY LAW IS NOT PLACE OF SALE:Sheriff's Office, Law AFFECTED BY THIS ACTION. Enforcement Center, 1580 Hwy 55, THE TIME ALLOWED BY LAW FOR Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. LESS THAN FIVE UNITS, ARE NOT TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL E R T Y : I f t h e r e a l e s t a t e i s a n PRODUCTION, AND ARE ABANDONED. owner-occupied, single-family dwellDATED: April 19, 2012 ing, unless otherwise provided by law, ASSIGNEE OF MORTGAGEE: the date on or before which the mortNationstar Mortgage, LLC gagor(s) must vacate the property if the Wilford, Geske & Cook P.A. mortgage is not reinstated under sec- Attorneys for Assignee of Mortgagee tion 580.30 or the property is not Lawrence A. Wilford redeemed under section 580.23 is James A. Geske 1 1 : 5 9 p . m . o n D e c e m b e r 7 , 2 0 1 2 , 8425 Seasons Parkway, Suite 105 u n l e s s t h e r e d e m p t i o n p e r i o d i s Woodbury, MN 55125-4393 reduced to 5 weeks under MN Stat. (651) 209-3300 Secs. 580.07 or 582.032. File Number: 014649F02 MORTGAGOR(S) RELEASED FROM 2978760 4/19-5/24/12 FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR NOTICE OF MORTGAGE REDEMPTION BY THE MORTGAGOR, FORECLOSURE SALE THE MORTGAGOR'S PERSONAL REPTHE RIGHT TO VERIFICATION RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- OF THE DEBT AND IDENTITY OF CIAL ORDER IS ENTERED UNDER THE ORIGINAL CREDITOR WITHIN MINNESOTA STATUTES, SECTION THE TIME PROVIDED BY LAW IS 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED default has occurred in conditions of the following described mortgage: WITH A RESIDENTIAL DWELLING OF DATE OF MORTGAGE: December 10, LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 2010 MORTGAGOR: Scott Dilger and BritP R O D U C T I O N , A N D A R E tney Doran, both single. ABANDONED." MORTGAGEE: Mortgage Electronic Dated: April 12, 2012 Registration Systems, Inc.. U.S. Bank National Association DATE AND PLACE OF RECORDING: Mortgagee/Assignee of Mortgagee Recorded December 30, 2010 USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Dakota County Recorder, Document No. 2775670. Mortgagee ASSIGNMENTS OF MORTGAGE: 4500 Park Glen Road #300 Assigned to: U.S. Bank National AssoMinneapolis, MN 55416 ciation. (952) 925-6888 TRANSACTION AGENT: Mortgage 19-3826 THIS IS A COMMUNICATION FROM Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTA DEBT COLLECTOR. 2980370 4/19-5/24/12 GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900021209001 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON NOTICE OF MORTGAGE MORTGAGE: Bell America Mortgage FORECLOSURE SALE LLC DBA Bell Mortgage NOTICE IS HEREBY GIVEN that RESIDENTIAL MORTGAGE SERdefault has occurred in the conditions VICER: U.S. Bank Home Mortgage, a of the following described mortgage: division of U.S. Bank National AssociaDATE OF MORTGAGE: May 04, 2005 tion ORIGINAL PRINCIPAL AMOUNT OF MORTGAGED PROPERTY ADDRESS: MORTGAGE: $301,383.00 8270 169TH Street West, Lakeville, MN MORTGAGOR(S): Godfrey Teed and 55044 Theresa Teed, husband and wife T A X P A R C E L I . D . # : MORTGAGEE: CTX Mortgage Com- 22-32900-03-040 pany, LLC LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: ERTY: Recorded: May 26, 2005 Dakota Lot 4, Block 3, Highview Heights, County Recorder Dakota County, Minnesota Document Number: 2325878 COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: LOCATED: Dakota And assigned to: Centex Home ORIGINAL PRINCIPAL AMOUNT OF Equity Company, LLC MORTGAGE: $178,300.00 Dated: September 28, 2005 AMOUNT DUE AND CLAIMED TO BE Recorded: October 03, 2005 Dakota DUE AS OF DATE OF NOTICE, INCLUDCounty Recorder ING TAXES, IF ANY, PAID BY MORTDocument Number: 2366608 GAGEE: $181,814.63 Transaction Agent: Not Applicable That prior to the commencement of Transaction Agent Mortgage Identifi- this mortgage foreclosure proceeding cation Number: Not Applicable Mortgagee/Assignee of Mortgagee comLender or Broker: CTX Mortgage plied with all notice requirements as Company, LLC required by statute; That no action or R e s i d e n t i a l M o r t g a g e S e r v i c e r : proceeding has been instituted at law Nationstar Mortgage, LLC or otherwise to recover the debt Mortgage Originator: Not Applicable secured by said mortgage, or any part COUNTY IN WHICH PROPERTY IS thereof; LOCATED: Dakota PURSUANT to the power of sale conProperty Address: 13949 Autumn Ct, tained in said mortgage, the above Rosemount, MN 55068-2468 described property will be sold by the T a x P a r c e l I D N u m b e r : Sheriff of said county as follows: 34-48301-01-060 DATE AND TIME OF SALE: June 7, L E G A L D E S C R I P T I O N O F P R O P - 2012 at 10:00 AM ERTY: Lot 6, Block 1, Meadows of PLACE OF SALE:Sheriff's Office, Law B l o o m f i e l d 2 n d A d d i t i o n , D a k o t a Enforcement Center, 1580 Hwy 55, County, Minnesota. Lobby #S-100, Hastings, MN AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said D U E A S O F D A T E O F N O T I C E : Mortgage, and taxes, if any, on said $361,797.40 premises, and the costs and disburseTHAT all pre-foreclosure require- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ments have been complied with; that allowed by law subject to redemption no action or proceeding has been insti- within six (6) months from the date of tuted at law or otherwise to recover the said sale by the mortgagor(s), their debt secured by said mortgage, or any personal representatives or assigns part thereof; unless reduced to Five (5) weeks under PURSUANT to the power of sale con- MN Stat. §580.07. tained in said mortgage, the TIME AND DATE TO VACATE PROPabove-described property will be sold E R T Y : I f t h e r e a l e s t a t e i s a n by the Sheriff of said county as fol- owner-occupied, single-family dwelllows: ing, unless otherwise provided by law, DATE AND TIME OF SALE: June 01, the date on or before which the mort2012 at 10:00 AM gagor(s) must vacate the property if the PLACE OF SALE: Dakota County mortgage is not reinstated under secLaw Enforcement Center, 1580 High- tion 580.30 or the property is not way 55, Lobby S-100, Hastings, Minne- redeemed under section 580.23 is sota 11:59 p.m. on December 7, 2012, to pay the debt secured by said mortgage and taxes, if any, on said pre- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� ��� ��� ���� ������ ������ ������� ���������� ���� ��������� 11:59 p.m. on December 7, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2980113 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 17, 2007 MORTGAGOR: Jennifer Golden, a single person MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING : Recorded April 25, 2007, in the office of the County Recorder, as Document No. 2512112, Dakota County, Minnesota. MORTGAGED PROPERTY A D D R E S S : 6655 Buckley Circle, #309, Inver Grove Heights, Minnesota 55076 TAX PARCEL I.D. NOS. 20-81403-02-309 LEGAL DESCRIPTION OF PROPERTY: Unit No. 309, Condominium File No. 96, Buckley Place Condominiums, a condominium located in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,321.74 INTEREST RATE AND PER DIEM: Current interest rate is 6.375%, with a daily per diem of $22.67. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 15, 2012, at 10:00 am. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: December 15, 2012, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 26, 2012 MESSERLI & KRAMER P.A. By:/s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 2995024 5/3-6/7/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 08, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,310.00 MORTGAGOR(S): Karen K Iblings, an Unmarried Woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 29, 2009 Dakota County Recorder Document Number: 2674633 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: November 24, 2010 Recorded: November 30, 2010 Dakota County Recorder Document Number: 2768887 And assigned to: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: September 29, 2011 Recorded: November 10, 2011 Dakota County Recorder Document Number: 2830121 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000703-0000675400-3 Lender or Broker: Sierra Pacific Mortgage Company, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15309 Greenhaven Ln Apt 112, Burnsville, MN 55306-1606 Tax Parcel ID Number: 02-84410-02-018 LEGAL DESCRIPTION OF PROPERTY: Unit No. 18, Common Interest Community No. 145, Winterwood Villas, a condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $208,089.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024873F01 3000166 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA OTHER CIVIL DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-11-4361 Alerus Financial, National Association, as successor to Prosperan Bank f/k/a Washington County Bank, Plaintiff, v. Premier Development Group, Inc., a

Premier Development Group, Inc., a Minnesota Corporation; Korey Bannerman, an individual; Robert Carlson, an individual; JEM Mortgage Holdings, LLC, a Minnesota Limited Liability Company; Mesenbrink Construction & Engineering, Inc., a Minnesota Corporation; John Mesenbrink, an individual; Orion Development, LLC, an inactive Minnesota Limited Liability Company; Cheryl M. Wachal Trnka, an individual. Defendants. NOTICE IS HEREBY GIVEN, that under and by virtue of the Order Granting Plaintiff's Motion for Default Judgment Against Defendants and Order of Foreclosure ("Order") entered in the above-entitled action on the 18th day of January, 2012, a certified copy of which has been delivered to me directing the sale of the real property hereinafter described to satisfy or partially satisfy the amount found and adjudged due to said Plaintiff Alerus Financial, National Association, as successor to Prosperan Bank (formerly known as Washington County Bank), as prescribed in the Order, the undersigned Dave Bellows, the Sheriff of Dakota County, will sell at public auction to the highest bidder for cash, on Wednesday, June 5, 2012, at 10:00 a.m., in the at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, in the City of Hastings, County of Dakota, State of Minnesota, the real property, lying and being in the Counties of Dakota and Blue Earth, State of Minnesota, described in said Order as the parcel of real property located at: 3344 Sherman Court, Eagan, Minnesota 55122 that is legally described as: Lot Three (3), Block One (1), Birchwood Office Park, according to the plat and survey thereof on file and of record in the office of the County recorder in and for Dakota County, Minnesota; (hereinafter the "Premises") together with: (i) all buildings and improvements now or hereafter located on the Premises (the "Improvements"); (ii) all of the estate, right, title, claim or demand of any nature whatsoever of Borrower, either in law or in equity, in possession or expectancy, in and to the Mortgaged Property (as defined below) or any part thereof; (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments, and appurtenances of any nature whatsoever, in any way belonging, relating or pertaining to the Mortgaged Property (including, without limitation, any and all development rights, air rights or similar or comparable rights of any nature whatsoever now or hereafter appurtenant to the Premises or now or hereafter transferred to the Premises) and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Premises to the center line thereof; (iv) all machinery, apparatus, equipment, fittings, fixtures and other property of every kind and nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property, or appurtenances thereto, or usable in connection with the present or future operation and occupancy of the Mortgaged Property and all building equipment, materials and supplies of any nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property (hereinafter collectively referred to as the Equipment), and the right, title and interest of Borrower in and to any of the Equipment which may be subject to any security agreements (as defined in the Uniform Commercial Code of the State in which the Premises are located), superior in lien to the lien of this Mortgage; (v) all awards or payments, including interest thereon, and the right to receive the same, which may be made with respect to the Mortgaged Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in the value of the Mortgaged Property; (vi) all leases and other agreements (other than the Ground Lease) affecting the use or occupancy of the Mortgaged Property now or hereafter entered into (hereinafter referred to as the Leases) and the right to receive and apply the rents, issues and profits of the Mortgaged Property (hereinafter referred to as the Rents) to the payment of the Obligations; (vii) all proceeds of and any unearned premiums on any insurance policies (collectively, hereinafter referred to as the Policies) covering the Mortgaged Property, including, without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for damage to the Mortgaged Property; (viii) the right, in the name and on behalf of Borrower, to appear in and defend any action or proceeding brought with respect to the Mortgaged Property and to commence any action or proceeding to protect the interest of Plaintiff in the Mortgaged Property; and (ix) all proceeds of each of the foregoing (all of the foregoing, together with the Premises, hereinafter the "Mortgaged Property").

gaged Property ). The Property is abstract property. The Tax Parcel ID. No. is 10-14225-01-030; and [no street address has been assigned to this parcel] That part of Lot 1, Block 1, Trail Creek Addition, according to the plat thereof on file and of record in the office of the County Recorder in and for Blue Earth County, Minnesota, which lies westerly and southerly of the following described line: Commencing at the southeast corner of said Lot 1; thence South 89 degrees 25 minutes 53 seconds West (Minnesota County Coordinate System of 1983, Blue Earth County Zone), along the south line of said Lot 1 a distance of 182.96 feet to the point of beginning; thence North 00 degrees 34 minutes 27 seconds West, 293.45 feet; thence South 89 degrees 25 minutes 33 seconds West, 255.95 feet to a point on the westerly line of said Lot 1 and there terminating; (hereinafter the "Premises")together with: (i) all buildings and improvements now or hereafter located on the Premises (the "Improvements"); (ii) all of the estate, right, title, claim or demand of any nature whatsoever of Borrower, either in law or in equity, in possession or expectancy, in and to the Mortgaged Property (as defined below) or any part thereof; (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments, and appurtenances of any nature whatsoever, in any way belonging, relating or pertaining to the Mortgaged Property (including, without limitation, any and all development rights, air rights or similar or comparable rights of any nature whatsoever now or hereafter appurtenant to the Premises or now or hereafter transferred to the Premises) and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Premises to the center line thereof; (iv) all machinery, apparatus, equipment, fittings, fixtures and other property of every kind and nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property, or appurtenances thereto, or usable in connection with the present or future operation and occupancy of the Mortgaged Property and all building equipment, materials and supplies of any nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property (hereinafter collectively referred to as the Equipment), and the right, title and interest of Borrower in and to any of the Equipment which may be subject to any security agreements (as defined in the Uniform Commercial Code of the State in which the Premises are located), superior in lien to the lien of this Mortgage; (v) all awards or payments, including interest thereon, and the right to receive the same, which may be made with respect to the Mortgaged Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in the value of the Mortgaged Property; (vi) all leases and other agreements (other than the Ground Lease) affecting the use or occupancy of the Mortgaged Property now or hereafter entered into (hereinafter referred to as the Leases) and the right to receive and apply the rents, issues and profits of the Mortgaged Property (hereinafter referred to as the Rents) to the payment of the Obligations; (vii) all proceeds of and any unearned premiums on any insurance policies (collectively, hereinafter referred to as the Policies) covering the Mortgaged Property, including, without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for damage to the Mortgaged Property; (viii) the right, in the name and on behalf of Borrower, to appear in and defend any action or proceeding brought with respect to the Mortgaged Property and to commence any action or proceeding to protect the interest of Plaintiff in the Mortgaged Property; and (ix) all proceeds of each of the foregoing (all of the foregoing, together with the Premises, hereinafter the "Mortgaged Property"). The Property is abstract property. The Tax Parcel ID No. is 01.09.03.152.015. The Property is secured by a Mortgage dated October 25, 2007, and recorded in the Office of the County Recorder in and for Dakota County, Minnesota, on December 20, 2007, as Document No. 2562455 and recorded in the Office of the County Recorder in and for Blue Earth County, Minnesota, on January 7, 2008, as Document No. 481CR339, as assigned (hereinafter collectively the "Mortgage"). The maximum indebtedness secured by the Mortgage is $1,475,000.00. As of the date of this Notice, the amount claimed

date of this Notice, the amount claimed to be due on the Mortgage is $681,531.24, pursuant to the Order. The time allowed by law for redemption by the mortgagor or mortgagor's personal representatives or assigns is twelve (12) months after the date of sale. Dated: April 16, 2012 Dave Bellows, the Sheriff of Dakota County By: /s/ Robert Shingledecker - Deputy Dorsey & Whitney LLP 50 South Sixth Street, Suite 1500 Minneapolis, MN 55402 By: Sydney Crowder Atty. Reg. No. 0390094 (612) 492-6748 Attorneys for Plaintiff 2979119 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 6, 2007 MORTGAGOR: Pamela Travnick, a married woman. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 17, 2007 Dakota County Recorder, Document No. 2544462. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1534 Independence Drive, Northfield, MN 55057 T A X P A R C E L I . D . # : 43-51500-05-401 LEGAL DESCRIPTION OF PROPERTY: Unit No. 401, CIC No. 391, Liberty Park Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,821.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $225,608.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 7, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 2, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3610 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3005170 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2009 MORTGAGOR: Michele J. Dixon, a single woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 14, 2009 Dakota County Recorder, Document No. 2702071. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100848110182279498 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1925 Southcross Drive West #1301, Burnsville, MN 55306 T A X P A R C E L I . D . # : 02-71216-05-301 LEGAL DESCRIPTION OF PROPERTY: Unit 1301, Condominium No. 115, Southcross Village Condominium, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,263.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,411.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12401 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3005009 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 MORTGAGOR(S): Robert J. Le Claire and Brooke N. LeClaire, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for United Residential Mortgage, LLC, its successors and assigns

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its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 24, 2006 Dakota County Recorder Document Number: 2415094 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: August 23, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001018362 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20620 Holt Ave, Lakeville, MN 55044-4589 Tax Parcel ID Number: 22-13700-06-030 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Six (6), Berres' Addition to Lakeville AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $147,076.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 01, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2012, or the next business day if December 03, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 19, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023865F01 2979175 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2005 MORTGAGOR: Eric R. Christensen and Mark Mundahl, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 26, 2005 Dakota County Recorder, Document No. 2343716. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100315900000021369 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Financial RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 15399 Foliage Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014480006204 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1204, Common Interest Community No. 377, Legacy Square Condominiums, Dakota County,

Condominiums, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,924.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,547.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 31, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 3, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3035 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2980350 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2006 MORTGAGOR: Keith Wendt and Jessica Wendt, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 4, 2007 Dakota County Recorder, Document No. 2485956. ASSIGNMENTS OF MORTGAGE: Assign ed to: U.S. B a n k , N a t i o n a l Association as Trustee for WAMU Mortgage Pass Through Certificate for WMALT Series 2007-3 Trust. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800912845134 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 508 13th Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-22502-03-110 LEGAL DESCRIPTION OF PROPERTY: LOT 11, BLOCK 3, EAST FARMINGTON 3RD ADDITION, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $189,983.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 12, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3408 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2980029 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,820.00 MORTGAGOR(S): Alan D. Johnson and Bonna M. Johnson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Flagship Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: June 02, 2008 Dakota County Registrar of Titles Document Number: T628814 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: May 17, 2011 Registered: May 27, 2011 Dakota County Registrar of Titles Document Number: T680075 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550207960575 Lender or Broker: Flagship Mortgage Corporation Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 107795 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3450 146th St W, Rosemount, MN 55068-4306 Tax Parcel ID Number: 34-62853-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Two (2) of Rahn's Fourth Addition, according to the plat thereof now on file and of record in the Office of the Registrar of Titles in and for said County and State, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,790.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 01, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop-

under Minn. Stat. §580.30 or the prop erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2012, or the next business day if December 03, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 19, 2012 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004500F03 2978735 4/19-5/24/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 25, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,000.00 MORTGAGOR(S): Keith R. Fitch and Brandi C. Fitch, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Lakeland Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 02, 2004 Dakota County Recorder Document Number: 2244419 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: September 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000109555 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1505 W 139th St, Burnsville, MN 55337-4367 Tax Parcel ID Number: 02-15386-02-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Burnhaven Woods Plat 4, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $276,190.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 08, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2012, or the next business day if December 10, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

���

������ ������ ������� ���Onesha ��� ���� Johnson, A MORTGAGOR(S): PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Single Person DATED: April 26, 2012 MORTGAGEE: Mortgage Electronic A S S I G N E E O F M O R T G A G E E : Registration Systems, Inc. as nominee for Fremont Investment & Loan Aurora Bank FSB Wilford, Geske & Cook P.A. TRANSACTION AGENT: Mortgage Attorneys for Assignee of Mortgagee Electronic Registration Systems, Inc. MIN#: 1001944-5000183794-8 Lawrence A. Wilford James A. Geske SERVICER: Ocwen Loan Servicing, 8425 Seasons Parkway, Suite 105 LLC Woodbury, MN 55125-4393 LENDER: Fremont Investment & (651) 209-3300 Loan. File Number: 023062F02 DATE AND PLACE OF FILING: 2985696 4/26-5/31/12 Dakota County Minnesota, Recorder , on December 9, 2005, as Document No. 2387338. ASSIGNED TO: HSBC Bank USA, NOTICE OF MORTGAGE National Association, as Trustee for FORECLOSURE SALE Fremont Home Loan Trust 2005-E, N O T I C E I S H E R E B Y G I V E N t h a t Mortgage-Backed Certificates, Series default has occurred in the conditions 2005-E Dated: March 2, 2012 , and of the following described mortgage: recorded March 22, 2012 by Document DATE OF MORTGAGE: March 01, No. 2857186 . 2007 LEGAL DESCRIPTION OF PROPORIGINAL PRINCIPAL AMOUNT OF ERTY: Unit No. 31770, CIC No. 206, MORTGAGE: $191,200.00 Meadowlark Ridge Townhomes No. 1, MORTGAGOR(S): Deborah Tuholsky, Dakota County, Minnesota. an unmarried woman PROPERTY ADDRESS: 1770 MeadMORTGAGEE: Mortgage Electronic owlark Ct 86, Eagan, MN 55122 Registration Systems, Inc. as nominee PROPERTY I.D: 10-32950-04-027 for Homecomings Financial, LLC (f/k/a COUNTY IN WHICH PROPERTY IS Homecomings Financial Networks, LOCATED: Dakota Inc.), successors and assigns. THE AMOUNT CLAIMED TO BE DUE DATE AND PLACE OF RECORDING: ON THE MORTGAGE ON THE DATE OF Recorded: April 17, 2007 Dakota T H E N O T I C E : O n e H u n d r e d County Recorder Forty-Seven Thousand Five Hundred Document Number: 2510191 Ninety and 71/100 ($147,590.71) ASSIGNMENTS OF MORTGAGE: THAT no action or proceeding has And assigned to: Aurora Bank, FSB been instituted at law to recover the Dated: December 01, 2011 debt secured by said mortgage, or any Transaction Agent: Mortgage Elec- part thereof; that there has been comtronic Registration Systems, Inc. pliance with all pre-foreclosure notice Transaction Agent Mortgage Identifi- and acceleration requirements of said cation Number: 100062604729016869 mortgage, and/or applicable statutes; Lender or Broker: Homecomings PURSUANT, to the power of sale conFinancial, LLC tained in said mortgage, the above R e s i d e n t i a l M o r t g a g e S e r v i c e r : described property will be sold by the Aurora Bank, FSB Sheriff of said county as follows: Mortgage Originator: Not Applicable DATE AND TIME OF SALE: 10:00 AM COUNTY IN WHICH PROPERTY IS on June 19, 2012 LOCATED: Dakota PLACE OF SALE: Sh eriff`s Mai n Property Address: 318 4th Ave S, St Office, Law Enforcement Center, 1580 Paul, MN 55075-2616 Highway 55, Hastings MN 55033-2343 T a x P a r c e l I D N u m b e r : to pay the debt then secured by said 36-64300-09-260 mortgage and taxes, if any actually L E G A L D E S C R I P T I O N O F P R O P - paid by the mortgagee, on the preERTY: Lot Twenty-six (26), Block Nine mises and the costs and disburse(9), Riverside Park Addition to the City m e n t s a l l o w e d b y l a w . T h e t i m e of St. Paul, Dakota County, Minnesota allowed by law for redemption by said AMOUNT DUE AND CLAIMED TO BE mortgagor(s), their personal represenD U E A S O F D A T E O F N O T I C E : tatives or assigns is 6.00 months from $234,127.84 the date of sale. If Mortgage is not THAT all pre-foreclosure require- reinstated under Minn. Stat. §580.30 ments have been complied with; that or the property is not redeemed under no action or proceeding has been insti- Minn. Stat. §580.23, the Mortgagor tuted at law or otherwise to recover the must vacate the property on or before debt secured by said mortgage, or any 11:59 p.m. on December 19, 2012, or part thereof; the next business day if December 19, PURSUANT to the power of sale con- 2012 falls on a Saturday, Sunday or t a i n e d i n s a i d m o r t g a g e , t h e legal holiday. above-described property will be sold "THE TIME ALLOWED BY LAW FOR by the Sheriff of said county as fol- REDEMPTION BY THE MORTGAGOR, lows: THE MORTGAGOR`S PERSONAL REPDATE AND TIME OF SALE: June 22, RESENTATIVES OR ASSIGNS, MAY BE 2012 at 10:00 AM REDUCED TO FIVE WEEKS IF A JUDIPLACE OF SALE: Dakota County CIAL ORDER IS ENTERED UNDER Law Enforcement Center, 1580 High- MINNESOTA STATUTES, SECTION way 55, Lobby S-100, Hastings, Minne- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sota OTHER THINGS, THAT THE MORTto pay the debt secured by said mort- GAGED PREMISES ARE IMPROVED gage and taxes, if any, on said pre- WITH A RESIDENTIAL DWELLING OF mises and the costs and disburse- LESS THAN FIVE UNITS, ARE NOT ments, including attorney fees allowed PROPERTY USED IN AGRICULTURAL by law, subject to redemption within P R O D U C T I O N , A N D A R E six (6) months from the date of said ABANDONED." sale by the mortgagor(s), their perDated: April 26, 2012 sonal representatives or assigns. HSBC Bank USA, National If the Mortgage is not reinstated Association, as Trustee for under Minn. Stat. §580.30 or the propFremont Home Loan Trust erty is not redeemed under Minn. Stat. 2005-E, Mortgage-Backed §580.23, the Mortgagor must vacate Certificates, Series 2005-E the property on or before 11:59 p.m. on Randall S. Miller & Associates, PLLC December 24, 2012, or the next busi- Attorneys for Assignee of Mortgage/ ness day if December 24, 2012 falls on Mortgagee a Saturday, Sunday or legal holiday. One Financial Plaza, Mortgagor(s) released from financial 120 South Sixth Street, Suite 1100 obligation: NONE Minneapolis, MN 55402 THIS COMMUNICATION IS FROM Phone: 612-573-3677 A DEBT COLLECTOR ATTEMPT- Our File No. 12MN00228-1 ING TO COLLECT A DEBT. ANY THIS IS A COMMUNICATION FROM INFORMATION OBTAINED WILL BE A DEBT COLLECTOR. USED FOR THAT PURPOSE. A-4233659 04/26/2012, 05/03/2012, THE RIGHT TO VERIFICATION OF 05/10/2012, 05/17/2012, 05/24/2012, THE DEBT AND IDENTITY OF THE 05/31/2012 ORIGINAL CREDITOR WITHIN THE 2984771 4/26-5/31/12 TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR NOTICE OF MORTGAGE REDEMPTION BY THE MORTGAGOR, FORECLOSURE SALE THE MORTGAGOR'S PERSONAL REPTHE RIGHT TO VERIFICATION RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- OF THE DEBT AND IDENTITY OF CIAL ORDER IS ENTERED UNDER THE ORIGINAL CREDITOR WITHIN MINNESOTA STATUTES, SECTION THE TIME PROVIDED BY LAW IS 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G NOT AFFECTED BY THIS ACTION. Notice is hereby given that default OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED has occurred in conditions of the folWITH A RESIDENTIAL DWELLING OF lowing described mortgage: DATE OF MORTGAGE: January 2, LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 2008 MORTGAGOR: Michael R. Whitelaw, PRODUCTION, AND ARE ABANDONED. a single person, DATED: May 10, 2012 MORTGAGEE: ING Bank, FSB ASSIGNEE OF MORTGAGEE: DATE AND PLACE OF RECORDING: Aurora Bank, FSB Recorded: January 14, 2008 Wilford, Geske & Cook P.A. Dakota County Recorder Attorneys for Assignee of Mortgagee Document #: 2566041 8425 Seasons Parkway, Suite 105 LEGAL DESCRIPTION OF PROPWoodbury, MN 55125-4393 ERTY: (651) 209-3300 LOT 3, BLOCK 3, WOODLAND File Number: 023807F01 3004569 5/10-6/14/12 ESTATES, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 20-84775-03-030 PROPERTY ADDRESS: 10449 BarNOTICE OF MORTGAGE nes Way, Inver Grove Heights, MinFORECLOSURE SALE nesota 55077 THE RIGHT TO VERIFICATION OF TRANSACTION AGENT: N/A THE DEBT AND IDENTITY OF THE TRANSACTION AGENT ID NO.: N/A ORIGINAL CREDITOR WITHIN THE CURRENT MORTGAGE SERVICER: T I M E P R O V I D E D B Y L A W I S N O T ING Bank, FSB AFFECTED BY THIS ACTION. COUNTY IN WHICH PROPERTY IS NOTICE IS HEREBY GIVEN: That LOCATED: Dakota default has occurred in the conditions ORIGINAL PRINCIPAL AMOUNT OF of the following described mortgage: MORTGAGE: $484,000.00 DATE OF MORTGAGE: October 27, AMOUNT DUE AND CLAIMED TO BE 2005 DUE AS OF DATE OF NOTICE, INCLUDORIGINAL PRINCIPAL AMOUNT OF ING TAXES, IF ANY PAID BY MORTMORTGAGE: $136,000.00 MORTGAGOR(S): Onesha Johnson, A ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE


��� ��� ��� ���� ������ ������ ������� proceeding has been instituted at law or otherwise to recover the debt ���������� ���� ��������� ING TAXES, IF ANY PAID BY MORT GAGEE: $485,431.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 21, 2012 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is December 21, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: April 17, 2012 ING Bank, FSB Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2981970 4/26-5/31/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 4, 2003 MORTGAGOR: J a s o n D . S c h e r z , a single person. MORTGAGEE: O p t i m u m M o r t g a g e Services Inc.. DATE AND PLACE OF RECORDING: Filed December 18, 2003, Dakota County Registrar of Titles, Document No. 0524723 on Certificate of Title No. 130270. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Optimum Mortgage Services Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 639 35TH Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 19-71025-03230 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 3, South Oaks of Hastings, CIC No. 422, According to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,124.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,953.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 21, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 20, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3337 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2988441 4/26-5/31/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 25, 1998 MORTGAGOR: Ronald Jay Jorgenson, A Single Person. MORTGAGEE: Pulte Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded December 14, 1998 Dakota County Recorder, Document No. 1558276. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC, s/b/m to Chase Manhattan Mortgage Corporation. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Pulte Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15958 Fjord Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016340025023 LEGAL DESCRIPTION OF PROPERTY: Unit 23, Common Interest Community No. 235, Regatta Courthomes, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $88,032.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $76,017.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns

personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 14, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 18, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11659 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2988295 4/26-5/31/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/24/2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $103,000.00 MORTGAGOR(S): LaVonne Ann Hill, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 12/11/2009 as Document Number 2701867 in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 04/16/2012 as Document Number 2862029 in the Office of the County Recorder, Dakota County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Whispering Oaks 3rd Addition, Dakota County, Minnesota. Together with easements for ingress and egress as contained in Document Number 421550 and as supplemented by Document Number 508238, and as Amended by Document Number's 575942, 602670, 685364. STREET ADDRESS OF PROPERTY: 406 Pleasant Drive, Hastings, MN 55033 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 19-83952-02-030 LENDER: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN: 1000179-9519102527-9 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $105,990.12 No action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof. There has been compliance with all preforeclosure notice requirements of said mortgage and/or applicable statutes. Pursuant to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 06/15/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55 Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is no t redeemed under section 580.23 is 11:59 p.m. on 12/15/2012. MORTGAGOR(S) RELEASED FROM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 05/03/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2991229 5/3-6/7/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2009 MORTGAGOR: Patrick M. Trollen, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 19, 2009 Dakota County Recorder, Document No. 2679206. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981106607337 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 428 10TH Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-20200-01-081 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Devine, Kaldunskis and Spettel's Addition to South St. Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,599.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 24, 2012 JPMorgan Chase Bank, National

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12335 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2997255 5/3-6/7/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 16, 2005 MORTGAGOR: Casey C. Aljets and Maria P. Aljets, husband and wife MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded June 30, 2005, in the office of the County Recorder, as Document No. 2335952, Dakota County, Minnesota. MORTGAGED PROPERTY ADDRESS: 20655 Camden Path, Farmington, Minnesota 55024 TAX PARCEL I.D. NO. 14-74901-01-080 LEGAL DESCRIPTION OF PROPE R T Y : Lot 8, Block 1, Tamarack Ridge 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $227,008.44 INTEREST RATE AND PER DIEM: Current interest rate is 5.50%, with a daily per diem of $33.00. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 15, 2012, at 10:00 am. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: December 15, 2012, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 30, 2012 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 2997201 5/3-6/7/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2008 MORTGAGOR: Laura Porter Jones and Morgan Jones, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed September 4, 2008, Dakota Registrar of Titles, Document No. T632729 on Certificate of Title No. 136515. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Said Mortgage being Registered Land.

Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000162201 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc MORTGAGED PROPERTY ADDRESS: 18892 Orchard Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 221330201001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Bassett's Third Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $362,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $288,481.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __December 14, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 18, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6952 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2992299 5/3-6/7/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 28, 2007 MORTGAGOR: Amy A. Schultz and John W. Schultz, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 17, 2007 Dakota County Recorder, Document No. 2550929. ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017935170901447 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc MORTGAGED PROPERTY ADDRESS: 18541 English Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 145865102002 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Prairie Creek 2nd Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

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LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,677.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 21, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 24, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-40-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2996654 5/3-6/7/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 2005 MORTGAGOR: Walter Stish, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 25, 2005 Dakota County Recorder, Document No. 2354790. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Minnesota, N.A., F/K/A Norwest Bank Minnesota, N.A., solely as trustee for Structured Asset Mortgage Investments II Inc., GreenPoint Mortgage Funding Trust 2005-AR4, Mortgage Pass-Through Certificates, Series 2005-AR4. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800873388025 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 709 Chicago Drive, Burnsville, MN 55306 TAX PARCEL I.D. #: 027115101160 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Southcross Estates 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$260,785.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 24, 2012 Wells Fargo Bank, National Association as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12129 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2997281 5/3-6/7/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2003 MORTGAGOR: M i c h a e l G . W e n z e l and Ann Marie Wenzel, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 30, 2003 Dakota County Recorder, Document No. 2117917. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020510839 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc MORTGAGED PROPERTY ADDRESS: 802 36TH Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-17500-35-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 35, Century South, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,758.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 21, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 24, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-64-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2996636 5/3-6/7/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 21, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,700.00 MORTGAGOR(S): Marv Dzieweczynski and Vickie Dzieweczynski, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Homecomings Financial, LLC, (F/K/A Homecomings Financial Network, Inc.), its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: February 22, 2008 Dakota County Recorder Document Number: 2573680 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: April 17, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604764526770 Lender or Broker: Homecomings Financial, LLC, (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4811 Blaine Ave, Inver Grove Heights, MN 55076-1312 Tax Parcel ID Number: 20-44000-05-102 LEGAL DESCRIPTION OF PROPERTY: Unit No. 102, Lafayette Park, Common Interest Community Number 370, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,050.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 15, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2012, or the next business day if December 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 03, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024726F01 2991378 5/3-6/7/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2009 MORTGAGOR: M a r k A . T a r t a g a l i a and Felicia A Edmark, joint tenants. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 26, 2009 Dakota County Recorder, Document No. 2639731. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000830337531 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 7635 Upper 167th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760013001 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Foxborough, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,558.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,451.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 28, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 28, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 25, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8137 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3002717 5/10-6/14/12

������ ������f/k/a ������� ��� ��� ���� ��� Washington Mutual Bank, FA.

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 26, 2001 MORTGAGOR: James B. Wheeler and Julie M. Wheeler, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 4, 2002 Dakota County Recorder, Document No. 1847520. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061901313000229 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 19053 Everest Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 147750301003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Troyhill 4th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $171,903.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 21, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 24, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12202 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2997300 5/3-6/7/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 21, 2007 MORTGAGOR: Christian P. Zane and Meegan M. Zane, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA.

DATE AND PLACE OF RECORDING: Filed April 17, 2007, Dakota County Registrar of Titles, Document No. 609180 on Certificate of Title No. 116124. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 16030 Oak Shore Drive, Lakeville, MN 55044 TAX PARCEL I.D. #: 225370102030 LEGAL DESCRIPTION OF PROPERTY: Lot 3 in Block 2 in Oak Shores Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,973.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 24, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3823 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2997237 5/3-6/7/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 02/03/2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $312,500.00 MORTGAGOR(S): Efrain Perez and Ana Isabel Perez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 02/17/2009 as Document Number 2637774 in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 04/16/2012 as Document Number 2862027 in the Office of the County Recorder, Dakota County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Bisanz South-

���������� �� ���� �����


��� ��� ��� ���� ������ ������ degrees������� 42 minutes 30 seconds a dis tance of 290.65 feet to the East-West ���������� ���� ��������� ERTY: Lot 1, Block 2, Bisanz South view Estates, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 1730 Atwater Path, Inver Grove Heights, MN 55077 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 20-14100-02-010 LENDER: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN: 1000179-3518120207-4 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $306,568,14 No action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof. There has been compliance with all preforeclosure notice requirements of said mortgage and/or applicable statutes. Pursuant to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 06/15/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55 Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is no t redeemed under section 580.23 is 11:59 p.m. on 12/15/2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 05/03/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2991402 5/3-6/7/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 05, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $363,030.00 MORTGAGOR(S): Maureen A. Seidl and Jeffrey J. Seidl, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bank of America, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 20, 2010 Dakota County Recorder Document Number: 2708840 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: October 06, 2011 Recorded: November 15, 2011 Dakota County Recorder Document Number: 2830754 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000255-0000140572-7 Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9565 Inver Grove Trl, Inver Grove Heights, MN 55076-3817 Tax Parcel ID Number: 20-02200-77-010 LEGAL DESCRIPTION OF PROPERTY: Part of the Southeast Quarter of Section 22, Township 27, Range 22, beginning at the center of said Section 22, thence South along the quarter line 233.29 feet, thence deflect to the left 82 degrees 45 minutes a distance of 452 feet, thence deflect to the left 90 degrees 42 minutes 30 seconds a dis-

1/4 line of said Section 22, thence West along said 1/4 a line 483 feet to the point of beginning, according to the United State Government Survey thereof and situate in Dakota County, Minnesota. Together with the following described easement: An easement 60 feet in width for road purposes, the centerline of which is described as follows: Beginning at a point on the North-South 1/4 line of Section 22, Township 27, Range 22, said point being 233.29 feet south of the center of said Section 22, thence sighting South along said 1/4 line, turn to the left 82 degrees 45 minutes a distance of 452 feet, thence deflect to the left 19 degrees 00 minutes a distance of 148.1 feet, thence deflect to the right 26 degrees 00 minutes a distance of 171.23 feet, thence deflect to the right 19 degrees 00 minutes a distance of 229 feet more or less to the centerline of County Road No. 77 and thence terminating. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $379,118.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024909F01 3002611 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 MORTGAGOR(S): Steven J Filek and Monica M Filek, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Summit Mortgage Corporation, its successors and assigns. DATE AND PLACE OF RECORDING: Recorded: June 03, 2003 Dakota County Recorder Document Number: 2055846 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Home Loans, Inc. Dated: August 19, 2008 Recorded: August 26, 2008 Dakota County Recorder Document Number: 2610057 And assigned to: BAC Home Loans Servicing, LP Dated: October 21, 2009 Recorded: October 27, 2009 Dakota County Recorder Document Number: 2692715 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000619-031050004-5 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A.

of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5910 180th St W, Farmington, MN 55024-7019 Tax Parcel ID Number: 14.19851.03.090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Deer Meadow Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $233,011.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 04, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 05, 2012, or the next business day if November 05, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 22, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC H O M E L O A N S S E R V I C I N G , LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024322F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 04, 2012 at 10:00 AM has been postponed to June 05, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 25, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC H O M E L O A N S S E R V I C I N G , LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024322F01 2992250 5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2006 MORTGAGOR: A i k o S t e a r n s , a n unmarried woman. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded May 12, 2006, Dakota County Recorder, Document No. 2429052. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORT-

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3140 Farnum Drive, Unit A, Eagan, MN 55121 T A X P A R C E L I . D . # : 10-18151-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Coachman Land Company 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,963.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 6, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12209 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 21, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 1, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12209 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2998342 5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION DEBT AND IDENTITY OF THE OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 4 , 2003 MORTGAGORS: Robert M. Shellum and Jodi L. Shellum, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 13, 2003, Dakota County Recorder, Document No. 2014346. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m with Chase Home Finance LLC.

Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900040529611 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 17409 Ixonia Path, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-13201-170-04 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 4, Barrett Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $193,953.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 6, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12258 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 28, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 3, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12258 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3000582 5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 MORTGAGOR: S a i L e e , a m a r r i e d person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 2, 2006, Dakota County Recorder, Document No. 2450103, also re-recorded, November

2450103, also re recorded, November 27, 2006, Document No. 2477500. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as trustee for the Benefit of the Certificateholders of the CWABS Inc., Asset-Backed Certificates, Series 2007-SD1. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410001259212 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 20631 East Oaks Drive, Farmington, MN 55024 TAX PARCEL I.D. #: 144876201050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Middle Creek East 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,619.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $415,752.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 7, 2011. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 31, 2011. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 19, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 14, 2011. The Bank of New York Mellon fka The Bank of New York, as Trustee

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The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 23, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 16, 2012. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 3, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 2, 2012. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 21, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 2, 2012. The Bank of New York Mellon fka The Bank of New York, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2998710 5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2005 MORTGAGORS: Paul E. Werner and Cheren J. Werner, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered September 15, 2005, Dakota County Registrar of Titles, Document No. 574446, Certificate of Title No. 137489. ASSIGNMENTS OF MORTGAGE: Assigned to: U. S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278104475608 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Pioneer Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3780 Upper 71st Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-71155-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2) in Block Six (6) of South Grove No. 6, According to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,255.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $287,580.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3359 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 1, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 9, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3359 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 17, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 4, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3359 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3003588 5/10/12

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT DIVISION: CIVIL Case Type: Contract/Foreclosure Case Number: 19HA-CV-11-5308 _______________________________________ Home Federal Savings Bank, Plaintiff, v. Barbara J. Diebold a/k/a Barbara Diebold, Deanna Jo Diebold a/k/a Deanna Diebold, Kevin J. Yellick, Daniel J. Diebold, Jr., Daniel J. Diebold, III, Maryanne Law, and CitiMortgage, Inc. Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment made and entered in the above entitled action on the 31st day of January, 2012, by the District Court of Dakota County, Minnesota, First Judicial District, a certified copy of which has been delivered to me directing the sale of the premises, hereinafter described, to satisfy the amount found and adjudged due Plaintiff in the above entitled action from Defendants,

entitled action from Defendants, defined below, as prescribed in the Order, t h e u n d e r s i g n e d S h e r i f f o f Dakota County will sell at public auction, to the highest bidder, for cash, on the 12th day of July, 2012, at 10:00 A.M., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 H i g h w a y 5 5 , H a s t i n g s , M i n n e s o ta 55033-2343, the premises and real estate, lying and being in the County of Dakota, State of Minnesota, described in said Judgment and Decree, to wit: LEGALLY DESCRIBED AS: Unit No. 4A, CIC 90, River Pointe Condominium, a condominium located in the County of Dakota; pursuant to the Declaration Document No. 397656 and Bylaws; as amended by First Amendment to Declaration No. 55573; subject to the provisions, restrictions and easements contained in the Declaration and Bylaws and subject to the provisions of Minnesota Common Interest Ownership Act, Minnesota Statutes Chapter 515B, and Acts Amendatory thereof. Subject to encumbrances, liens, interest noted on Common Elements Certificate No. 134754. Property is Torrens, Certificate of Title No. 134773. PROPERTY ADDRESS: 1111 Sibley Memorial Highway, #4A, Lilydale, MN 55118 PID: 24-13500-04-041 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County All of the foregoing referred to herein as "Property", together with (i) all buildings and improvements now or hereafter located on the Property (the "Improvements"); (ii) all of the estate, right, title, claim or demand of any nature whatsoever of Barbara J. Diebold a/k/a Barbara Diebold, Deanna Jo Diebold a/k/a Deanna Diebold, Kevin J. Yellick, Daniel J. Diebold, Jr., Daniel J. Diebold, III, and Maryanne Law (collectively, "Defendants"), either in law or in equity, in possession or expectancy, in and to the Mortgaged Property (defined below) or any part thereof; (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments, and appurtenances of any nature whatsoever, in any way belonging, relating or pertaining to the Property (including, without limitation, any and all development rights, air rights or similar or comparable rights of any nature whatsoever now or hereafter appurtenant to the Property or now or hereafter transferred to the Property) and all land lying in the bed of any s t r e e t , r o a d o r av e n u e , o p e n e d o r proposed, in front of or adjoining the Property to the center line thereof; (iv) all machinery, apparatus, equipment, fittings, fixtures and other property of every kind and nature whatsoever owned by Barbara J. Diebold a/k/a Barbara Diebold, Daniel J. Diebold, Jr., Deanna Jo Diebold a/k/a Deanna Diebold, and Kevin J. Yellick (collectively "Defendant Mortgagors") or in which Defendants have or shall have an interest, now or hereafter located upon the Property, or appurtenances, thereto, or usable in connection with the present or future operation and occupancy of the Property and all building equipment, materials and supplies of any nature whatsoever owned by Defendants, or in which such Defendants have or shall have an interest, now or hereafter located upon the Property (collectively, the "Equipment"), and the right, title, and interest of such Defendants in and to any of the Equipment which may be subject to any security agreements (as defined in the Uniform Commercial Code of the State in which the Property is located), superior in lien to the lien of Mortgage dated May 14, 2008, and recorded on June 13, 2008, with the Office of Registrar of Titles, Dakota County, Minnesota, as Document Number T629459 ("Mortgage A"); (v) all awards or payments, including interest thereon, and the right to receive the same, which may be made with respect to the Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in the value of the Property; (vi) all leases and other agreements affecting the use or occupancy of the Property now or hereafter entered into (the "Leases") and the right to receive and apply the rents, issues and profits of the Property (the "Rents") to the payment of the judgment; (vii) all proceeds of, and any unearned premiums on, any insurance policies (collectively, the "Policies") covering the Property, including, without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for damages to the Property; (viii) the right, in the name of and on behalf of such Defendants, to appear in and defend any action or proceeding brought with respect to the Property and to commence any action or proceeding to protect the interest of Plaintiff in the Property; and (ix) all proceeds of each of the foregoing (the foregoing, collectively with the Property, the "Mortgaged Property"). Subject to redemption within six (6) months after confirmation of said sale. Dated this 2nd day of May, 2012. DAVE BELLOWS Sheriff of Dakota County, Minnesota

Sheriff of Dakota County, Minnesota /s/ Robert Shingledecker By: Robert Shingledecker Deputy Sheriff KOEPKE LAW LTD. Kevin M. Koepke MN SBN 0245306 Christine L. Eid MN SBN 0388676 3161 Fernbrook Lane North Plymouth, Minnesota 55447 Telephone: (763) 201-1218 Fax: (763) 201-1212 Email: ceid@koepkelaw.com Plaintiff's Attorney 3002165 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,800.00 MORTGAGOR(S): Harry Sengpanya and Nae Sengpanya, husband and wife MORTGAGEE: Bremer Bank National Association DATE AND PLACE OF RECORDING: Recorded: June 15, 2006 Dakota County Recorder Document Number: 2437943 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, N.A. Dated: May 31, 2006 Recorded: June 15, 2006 Dakota County Recorder Document Number: 2437944 And assigned to: Countrywide Home Loans Inc. Dated: October 27, 2006 Recorded: November 20, 2006 Dakota County Recorder Document Number: 2476441 And assigned to: Countrywide Home Loans Servicing, LP Dated: September 13, 2008 Recorded: October 06, 2008 Dakota County Recorder Document Number: 2616495 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bremer Bank National Association Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4414 Fremont Alcove # 34, Eagan, MN 55122-2456 Tax Parcel ID Number: 10-17790-02-034 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 34, CLIFF LAKE COURTHOMES, CIC NO. 125, DAKOTA COUNTY, MINNESOTA AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $158,876.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger of BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024912F01 3001287 5/10-6/14/12

������ ������ ������� ��� ��� ��� DATE AND PLACE OF���� RECORDING:

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 30, 2003 MORTGAGOR: Jeremy T. Anderson, a single person. MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services, LLC, s/b/m to National City Mortgage, Inc., f/k/a National City Mortgage Co., d/b/a Commonwealth United Mortgage Company. DATE AND PLACE OF RECORDING: Recorded November 19, 2003 Dakota County Recorder, Document No. 2142095. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage Co., d/b/a Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 17555 Ionia Path, Lakeville , MN 55044 T A X P A R C E L I . D . # : 22-66101-01-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Sanasha Knolls 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,677.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,216.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 28, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 28, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 25, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-32-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3002710 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2002 MORTGAGOR: Ralph L. Stoffel and Maryann Stoffel, Husband and Wife. MORTGAGEE:Anchor Bank, West St. Paul N.A.. DATE AND PLACE OF RECORDING:

Recorded April 25, 2002 Dakota County Recorder, Document No. 1889192. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Anchor Bank, West St. Paul N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 9090 170TH Street East, Hastings, MN 55033 T A X P A R C E L I . D . # : 39-01200-03-016 LEGAL DESCRIPTION OF PROPERTY: SCHEDULE C PROPERTY DESCRIPTION The land referred to in this Commitment is described as follows: That part of the West Half of the Northeast Quarter of Section 12, Township 114, Range 18, Dakota County, Minnesota, Described as follows: Commencing at the Southwest corner of said West Half of the Northeast Quarter; thence North 0 degrees 02 minutes 39 seconds West, bearing assumed, along the West line of said West half of the Northeast Quarter, a distance of 714.54 feet to the point of beginning of the land to be described; thence North 28 degrees 08 minutes 52 seconds East a distance of 323.14 feet; thence North 74 degrees 34 minutes 40 seconds East a distance of 300.83 feet; thence North 59 degrees 32 minutes 04 seconds East a distance of 197.23 feet; thence South 74 degrees 03 minutes 17 seconds East a distance of 218.40 feet; thence North 33 degrees 08 minutes 32 seconds East a distance of 113.75 feet to the East line of the West 885.00 feet of said West Half of the Northeast Quarter; thence North 0 degrees 02 minutes 39 seconds West, along said West line, a distance of 1413.36 feet to the North line of said West Half of the Northeast Quarter; thence North 89 degrees 55 minutes 05 seconds West along said North line a distance of 885.00 feet to the Northwest corner of said West Half of the Northeast Quarter; thence South 0 degrees 02 minutes 39 seconds East, along the West line of said West Half of the Northeast Quarter, a distance of 1914.78 feet to the point of beginning, Dakota County, Minnesota. Abstract Property AGRICULTURAL DESIGNATION NOTICE “IF THE PROPERTY TO BE SOLD CONTAINS SEPARATE TRACTS, YOU MAY REQUEST THAT THE TRACTS BE SOLD AND REDEEMED SEPARATELY. EACH OF THE SEPARATE TRACTS MUST CONFORM TO LOCAL ZONING ORDINANCES, MUST HAVE AN ENTRANCE BY DIRECT ACCESS TO A PUBLIC ROAD OR BY PERMANENT EASEMENT, AND MUST NOT UNREASONABLY AFFECT THE VALUE OF THE REMAINING PROPERTY. YOU MUST PROVIDE THE PERSON FORECLOSING ON THE PROPERTY, THE SHERIFF, AND THE COUNTY RECORDER WITH A COPY OF THE LEGAL DESCRIPTIONS OF EACH OF THE TRACTS YOU HAVE DESIGNATED TO BE SOLD SEPARATELY BY TEN BUSINESS DAYS BEFORE THE DATE THE PROPERTY IS TO BE SOLD.” COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$245,731.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 27, 2013, unless the

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��� ��� ��� ���� ������ ������ ������� PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ���������� ���� ��������� 11:59 p.m. on May 27, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 29, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3704 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2962652 4/5-5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2006 MORTGAGOR: Daniel R. Fredrickson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 10, 2006 Dakota County Recorder, Document No. 2452469. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015902278010010 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15745 Maple Island Court, Burnsville, MN 55306 TAX PARCEL I.D. #: 025375402020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Oak Shores Ninth Addition, According to the Recorded Plat Thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,599.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 28, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 28, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

ABANDONED." Dated: April 25, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10678 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3005070 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2004 MORTGAGOR: M a r k P e r k i n s a n d Debra J. Perkins, husband and wife. MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services, LLC, s/b/m to National City Mortgage, Inc., f/k/a National City Mortgage Co., d/b/a Commonwealth United Mortgage Company. DATE AND PLACE OF RECORDING: Recorded March 2, 2005 Dakota County Recorder, Document No. 2300385. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage Co., d/b/a Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 1909 Southcross Drive West #1608, Burnsville, MN 55306 TAX PARCEL I.D. #: 027121605608 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1608, Condominium No. 115, Southcross Village Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,440.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,295.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 28, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 28, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 26, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-7-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3005047 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $355,500.00 MORTGAGOR(S): Patrick E Funk and Candace Funk, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Novastar Mortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100080190059898247 SERVICER: Ocwen Loan Servicing, LLC LENDER: Novastar Mortgage, Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on October 18, 2006, as Document No. 2469104. ASSIGNED TO: Deutsche Bank National Trust Company as Trustee for NovaStar Mortgage Funding Trust, Series 2006-5 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-5 Dated: March 26, 2012 , and recorded April 16, 2012 by Document No. 2862034 . LEGAL DESCRIPTION OF PROPERTY: LOT 17, BLOCK 1, CIC NO. 163, MENDOTA MEADOWS, DAKOTA COUNTY, MINNESOTA. PROPERTY ADDRESS: 802 Monet Court, Mendota Heights, MN 55120 PROPERTY I.D: 27-48350-01-170 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred Twenty-One Thousand Seven Hundred Eighty-Seven and 62/100 ($421,787.62) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 26, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 26, 2012, or the next business day if December 26, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 10, 2012 Deutsche Bank National Trust Company as Trustee for NovaStar Mortgage Funding Trust, Series 2006-5 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-5 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00330-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4239559 05/10/2012, 05/17/2012, 05/24/2012, 05/31/2012, 06/07/2012, 06/14/2012 2997991 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 6 , 2003 MORTGAGOR: Wade L. Wiebold and Melynda S. Wiebold, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 25, 2003 Dakota County Recorder, Document No. 2145056. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500200390073 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc MORTGAGED PROPERTY ADDRESS: 20226 Akin Road, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-02500-01-019 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT ‘A’ That part of the northeast quarter of Section 25, Township 114, Range 20, Dakota County, Minnesota, described as follows: Commencing at the intersection of the north line of said northeast quarter with the centerline of C.S.A.H. No 31; thence southeasterly, along said centerline, a distance of 230.55 feet, along a non-tangential curve, concave to the West, with a radius of 5729.74 feet; thence south 17 degrees, 21 minutes, 5 seconds east assumed bearing, tangent to said curve, a distance of 1288.67 feet to the point of beginning of the land to be described; thence north 17 degrees, 21 minutes, 5 seconds west, along said centerline, a distance of 244.60 feet to a point hereinafter referred to as “Point B”, thence north 72 degrees, 38 minutes, 55 seconds east a distance of 458.33 feet; thence south 18 degrees, 21 minutes, 47 seconds east a distance 317.21 feet, thence south 81 degrees, 32 minutes, 16 seconds west a distance of 469.57 feet to the point of beginning. Together with a 60 foot wide easement for driveway purposes, the centerline of which is described as follows: Commencing at said “Point B”; thence north 72 degrees, 38 minutes, 55 seconds east a distance 508.33 feet; thence north 17 degrees, 21 minutes, 5 seconds west a distance of 30.00 feet; to the point of beginning of the centerline to be described; thence south 72 degrees, 38 minutes, 55 seconds west a distance of 508.33 feet to the centerline of C.S.A.H. No. 31 and there terminating. Subject to a utility easement over the northerly 20 feet thereof. Subject to County State Aid Highway No. 31, Containing 2.97 acres, more or less. A.P.N. 140250001901 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $287,369.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 22, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 22, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6971 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2962531 4/5-5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 15, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,000.00 MORTGAGOR(S): Rene A. Brinkman And Randy J. Brinkman, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. As Nominee For Lakeland Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registrations Systems, Inc. MIN#: 100137510000103137 SERVICER: Vericrest Financial, Inc. LENDER: Lakeland Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on December 4, 2003, as Document No. 2148269. ASSIGNED TO: US Bank Trust National Association, as Trustee for LSF7 NPL II Trust Dated: February 8, 2012 , and recorded February 22, 2012 by Document No. 2850923 . LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Crystal Lake Terrace Third Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 15013 TYACKE DRIVE, BURNSVILLE, MN 55306 PROPERTY I.D: 02-18602-02-080 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Thirty-Eight Thousand Six Hundred Thirty-Seven and 76/100 ($238,637.76) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 26, 2012 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 26, 2012, or the next business day if December 26, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 10, 2012 US Bank Trust National Association, as Trustee for LSF7 NPL II Trust Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00106-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4238806 05/10/2012, 05/17/2012, 05/24/2012, 05/31/2012, 06/07/2012, 06/14/2012 2997654 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,906.00 MORTGAGOR(S): Linda J Cardenas and Carlos A Cardenas, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 24, 2009 Dakota County Recorder Document Number: 2652469 LOAN MODIFICATION: Dated: December 22, 2010 Recorded: November 28, 2011 Document Number: 2832978 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing LP, FKA Countrywide Home Loans Servicing LP

trywide Home Loans Servicing LP Dated: January 31, 2012 Recorded: February 13, 2012 Dakota County Recorder Document Number: 2848853 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100032413509073909 Lender or Broker: United Wholesale Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4291 Dodd Rd, Eagan, MN 55123-2088 Tax Parcel ID Number: 10-65800-02-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Saddle Horn Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $239,895.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing LP, FKA Countrywide Home Loans Servicing LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024893F01 3001200 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2006 MORTGAGOR: Robert J. Nicholson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 17, 2007, Dakota County Recorder, Document No. 2488750. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-BC2. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100372406123800101 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wilmington Finance, Inc. RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 424 Cari Park Lane Unit 442, Hastings, MN 55033 T A X P A R C E L I . D . # : 19.16400.10.424 LEGAL DESCRIPTION OF PROP-

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LEGAL DESCRIPTION OF PROP ERTY: Unit 424, C.I.C. No. 178, Cari Park Apartments, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$107,689.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 27, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 24, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1213 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 1, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 19, 2012. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1213 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 10, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 4, 2012. U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1213 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3003575 5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Robert Rutledge

MORTGAGOR(S): Robert Rutledge and Tiwi Rutledge, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for River City Mortgage Corp., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: October 03, 2005 Dakota County Registrar of Titles Document Number: 575841 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 5 2 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-52CB Dated: June 20, 2011 Registered: June 28, 2011 Dakota County Registrar of Titles Document Number: T681264 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100315900000023027 Lender or Broker: River City Mortgage Corp. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122947 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4049 Blackhawk Rd, Eagan, MN 55122-1768 Tax Parcel ID Number: 10-16706-08-150 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Eight (8) in Cedar Grove No. 7, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,927.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-52CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-52CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022418F01 3002602 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2009 MORTGAGOR: S e a n T r a y n o r , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded December 7, 2009 Dakota County Recorder, Document No. 2700638, as reformed by Court Order recorded as Document No. 2776818. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, s/b/m to Chase Home Finance, LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900021227037 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 5068 West Lower 183rd Street, Farmington, MN 55024 TAX PARCEL I.D. #: 141950607006 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 6, Dakota County Estates 7th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,534.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 28, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 28, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 25, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11017 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3003595 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 01, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,377.00 MORTGAGOR(S): Mark W. Mountain and Theresa M. Mountain, husband and wife MORTGAGEE: Edina Realty Mortgage, a Series of Homeservice Lending LLC DATE AND PLACE OF RECORDING: Recorded: June 16, 2006 Dakota County Recorder Document Number: 2438320 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A. Dated: December 28, 2006 Recorded: January 08, 2007 Dakota County Recorder Document Number: 2486488 And assigned to: Countrywide Bank, N.A. Dated: January 02, 2007 Recorded: January 08, 2007 Dakota County Recorder Document Number: 2486489 And assigned to: Countrywide Home Loans, Inc. Dated: August 08, 2007 Recorded: August 27, 2007 Dakota County Recorder

County Recorder Document Number: 2540160 And assigned to: Countrywide Home Loans Servicing, L.P. Dated: October 06, 2008 Recorded: October 30, 2008 Dakota County Recorder Document Number: 2620602 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Edina Realty Mortgage, a Series of Homeservice Lending LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4580 Maple Leaf Cir, Eagan, MN 55123-1922 Tax Parcel ID Number: 10-17150-02-241 LEGAL DESCRIPTION OF PROPERTY: ALL OF LOT 24 AND THE SOUTH 23 FEET OF LOT 23, BLOCK 2, CHES MAR EAST FIRST ADDITION, DAKOTA COUNTY, MINNESOTA. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,909.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger of BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024917F01 3004207 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2009 MORTGAGOR: Brian James Morgan, an unmarried man and Adam Sahlin, an unmarried man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 6, 2009 Dakota County Recorder, Document No. 2641804. ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550246544760 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 551 Stonewood Lane, Burnsville, MN 55306 T A X P A R C E L I . D . # : 02-75895-01-170 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, The Summit at Buck Hill, CIC Number 562 COUNTY IN WHICH PROPERTY IS

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������ ������ ������� ���Center, ��� ���� IS Law 1580 High PROPERTY COUNTY IN WHICH Enforcement way 55, Lobby S-100, Hastings, MinneLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF sota to pay the debt secured by said mortMORTGAGE: $281,306.00 AMOUNT DUE AND CLAIMED TO BE gage and taxes, if any, on said preDUE AS OF DATE OF NOTICE, INCLUD- mises and the costs and disburseING TAXES, IF ANY, PAID BY MORT- ments, including attorney fees allowed by law, subject to redemption within GAGEE: $277,691.70 That prior to the commencement of six (6) months from the date of said this mortgage foreclosure proceeding sale by the mortgagor(s), their perMortgagee/Assignee of Mortgagee com- sonal representatives or assigns. plied with all notice requirements as If the Mortgage is not reinstated required by statute; That no action or u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e proceeding has been instituted at law property is not redeemed under Minn. o r o t h e r w i s e t o r e c o v e r t h e d e b t Stat. §580.23, the Mortgagor must secured by said mortgage, or any part vacate the property on or before 11:59 thereof; p.m. on July 02, 2012, or the next PURSUANT to the power of sale con- business day if July 02, 2012 falls on a tained in said mortgage, the above Saturday, Sunday or legal holiday. described property will be sold by the Mortgagor(s) released from financial Sheriff of said county as follows: obligation: NONE DATE AND TIME OF SALE: July 6, THIS COMMUNICATION IS FROM 2012 at 10:00 AM A DEBT COLLECTOR ATTEMPTING PLACE OF SALE:Sheriff's Office, Law T O C O L L E C T A D E B T . A N Y Enforcement Center, 1580 Hwy 55, INFORMATION OBTAINED WILL BE Lobby #S-100, Hastings, MN USED FOR THAT PURPOSE. to pay the debt then secured by said THE RIGHT TO VERIFICATION OF Mortgage, and taxes, if any, on said THE DEBT AND IDENTITY OF THE premises, and the costs and disburse- ORIGINAL CREDITOR WITHIN THE ments, including attorneys' fees TIME PROVIDED BY LAW IS NOT allowed by law subject to redemption AFFECTED BY THIS ACTION. within six (6) months from the date of THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, personal representatives or assigns T H E M O R T G A G O R ' S P E R S O N A L unless reduced to Five (5) weeks under REPRESENTATIVES OR ASSIGNS, MN Stat. §580.07. MAY BE REDUCED TO FIVE WEEKS IF TIME AND DATE TO VACATE PROP- A J U D I C I A L O R D E R I S E N T E R E D E R T Y : I f t h e r e a l e s t a t e i s a n UNDER MINNESOTA STATUTES, owner-occupied, single-family dwell- SECTION 582.032, DETERMINING, ing, unless otherwise provided by law, AMONG OTHER THINGS, THAT THE the date on or before which the mort- M O R T G A G E D P R E M I S E S A R E gagor(s) must vacate the property if the I M P R O V E D W I T H A R E S I D E N T I A L mortgage is not reinstated under sec- D W E L L I N G O F L E S S T H A N F I V E tion 580.30 or the property is not UNITS, ARE NOT PROPERTY USED IN redeemed under section 580.23 is AGRICULTURAL PRODUCTION, AND 11:59 p.m. on January 7, 2013, unless ARE ABANDONED. the redemption period is reduced to 5 DATED: November 17, 2011 weeks under MN Stat. Secs. 580.07 or ASSIGNEE OF MORTGAGEE: 582.032. Nationstar Mortgage, LLC MORTGAGOR(S) RELEASED FROM Wilford, Geske & Cook P.A. FINANCIAL OBLIGATION ON MORT- Attorneys for Assignee of Mortgagee GAGE: None 8425 Seasons Parkway, Suite 105 "THE TIME ALLOWED BY LAW FOR Woodbury, MN 55125-4393 REDEMPTION BY THE MORTGAGOR, (651) 209-3300 THE MORTGAGOR'S PERSONAL REP- File Number: 019737F01 RESENTATIVES OR ASSIGNS, MAY BE NOTICE OF POSTPONEMENT OF REDUCED TO FIVE WEEKS IF A JUDIMORTGAGE FORECLOSURE SALE CIAL ORDER IS ENTERED UNDER The above referenced sale scheduled MINNESOTA STATUTES, SECTION for December 30, 2011 at 10:00 AM has 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G been postponed to February 13, 2012 OTHER THINGS, THAT THE MORT- at 10:00 AM in the Dakota County Law GAGED PREMISES ARE IMPROVED Enforcement Center, 1580 Highway 55, WITH A RESIDENTIAL DWELLING OF Lobby S-100, Hastings, Minnesota in LESS THAN FIVE UNITS, ARE NOT said County and State. PROPERTY USED IN AGRICULTURAL DATED: December 30, 2011 P R O D U C T I O N , A N D A R E ASSIGNEE OF MORTGAGEE: ABANDONED." Nationstar Mortgage, LLC Dated: May 2, 2012 NOTICE OF POSTPONEMENT OF Flagstar Bank, FSB MORTGAGE FORECLOSURE SALE Mortgagee/Assignee of Mortgagee The above referenced sale scheduled USSET, WEINGARDEN AND LIEBO, P.L.L.P. for February 13, 2012 at 10:00 AM has Attorneys for Mortgagee/Assignee of been postponed to March 14, 2012 at Mortgagee 10:00 AM in the Dakota County Law 4500 Park Glen Road #300 Enforcement Center, 1580 Highway 55, Minneapolis, MN 55416 Lobby S-100, Hastings, Minnesota in (952) 925-6888 said County and State. 92-249 DATED: February 06, 2012 THIS IS A COMMUNICATION FROM ASSIGNEE OF MORTGAGEE: A DEBT COLLECTOR. Nationstar Mortgage, LLC 3005204 5/10-6/14/12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 14, 2012 at 10:00 AM has NOTICE OF MORTGAGE been postponed to May 14, 2012 at FORECLOSURE SALE 10:00 AM in the Dakota County Law N O T I C E I S H E R E B Y G I V E N t h a t Enforcement Center, 1580 Highway 55, default has occurred in the conditions Lobby S-100, Hastings, Minnesota in of the following described mortgage: said County and State. DATE OF MORTGAGE: November 28, DATED: February 22, 2012 2007 ASSIGNEE OF MORTGAGEE: ORIGINAL PRINCIPAL AMOUNT OF Nationstar Mortgage, LLC MORTGAGE: $261,250.00 NOTICE OF POSTPONEMENT OF MORTGAGOR(S): Aaron Tatone, a MORTGAGE FORECLOSURE SALE single man The above referenced sale scheduled M O R T G A G E E : A m e r i c a n H o m e for May 14, 2012 at 10:00 AM has been Finance, LTD postponed to July 13, 2012 at 10:00 DATE AND PLACE OF RECORDING: AM in the Dakota County Law R e c o r d e d : D e c e m b e r 2 1 , 2 0 0 7 Enforcement Center, 1580 Highway 55, Dakota County Recorder Lobby S-100, Hastings, Minnesota in Document Number: 2562857 said County and State. ASSIGNMENTS OF MORTGAGE: DATED: May 07, 2012 And assigned to: ABN AMRO MortASSIGNEE OF MORTGAGEE: gage Group, Inc. Nationstar Mortgage, LLC Dated: December 10, 2007 Wilford, Geske & Cook P.A. R e c o r d e d : D e c e m b e r 2 1 , 2 0 0 7 Attorneys for Assignee Of Mortgagee: Dakota County Recorder Lawrence A. Wilford Document Number: 2562858 James A. Geske And assigned to: Nationstar Mort- 8425 Seasons Parkway, Suite 105 gage, LLC Woodbury, MN 55125-4393 Dated: November 24, 2010 (651) 209-3300 R e c o r d e d : D e c e m b e r 1 4 , 2 0 1 0 File Number: 019737F01 Dakota County Recorder 3004722 5/10/12 Document Number: 2772279 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable NOTICE OF MORTGAGE Lender or Broker: American Home FORECLOSURE SALE Finance, LTD NOTICE IS HEREBY GIVEN that R e s i d e n t i a l M o r t g a g e S e r v i c e r : default has occurred in the conditions Nationstar Mortgage, LLC of the following described mortgage: Mortgage Originator: Not Applicable DATE OF MORTGAGE: December 23, COUNTY IN WHICH PROPERTY IS 2009 LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Property Address: 2377 Rushmore MORTGAGE: $176,604.00 Rd, Hastings, MN 55033-3759 MORTGAGOR(S): Ronald Dias, and T a x P a r c e l I D N u m b e r : Michelle Dias, husband and wife 19-29702-020-04 MORTGAGEE: Mortgage Electronic L E G A L D E S C R I P T I O N O F P R O P - Registration Systems, Inc. as nominee ERTY: Lot 2, Block 4, Glendale Heights for Bank of America, N.A. its succes3rd Addition, Dakota County, Minne- sors and/or assigns sota. DATE AND PLACE OF RECORDING: AMOUNT DUE AND CLAIMED TO BE Recorded: January 12, 2010 Dakota D U E A S O F D A T E O F N O T I C E : County Recorder $285,934.56 Document Number: 2707233 THAT all pre-foreclosure requireASSIGNMENTS OF MORTGAGE: ments have been complied with; that And assigned to: Bank of America, no action or proceeding has been insti- N.A., Successor by merger to BAC tuted at law or otherwise to recover the Home Loans Servicing, LP debt secured by said mortgage, or any Dated: September 27, 2011 part thereof; Recorded: November 09, 2011 PURSUANT to the power of sale con- Dakota County Recorder tained in said mortgage, the Document Number: 2829794 above-described property will be sold Transaction Agent: Mortgage Elecby the Sheriff of said county as fol- tronic Registration Systems, Inc. lows: Transaction Agent Mortgage IdentifiDATE AND TIME OF SALE: Decem- cation Number: 1000255-0000323608-8 ber 30, 2011 at 10:00 AM Lender or Broker: Bank of America, PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� ��� ��� ���� ������ ������ ������� PURSUANT to the power of sale con tained in said mortgage, the ���������� ���� ��������� Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16458 Elm Creek Ln, Lakeville, MN 55044-4738 Tax Parcel ID Number: 22-26701-12-015 LEGAL DESCRIPTION OF PROPERTY: Unit No. 02015, CIC No. 581, Fieldstone Creek Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,034.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024880F01 2997963 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,200.00 MORTGAGOR(S): Jeffrey Wendt and Tiffany Wendt, husband & wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bell America Mortgage LLC DBA Bell Mortgage its successors and assigns DATE AND PLACE OF RECORDING: Recorded: November 01, 2004 Dakota County Recorder Document Number: 2263128 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: March 19, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0002071731-9 Lender or Broker: Bell America Mortgage LLC DBA Bell Mortgage Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11686 Langford Cir, Burnsville, MN 55337-3272 Tax Parcel ID Number: 02-22460-02-705 LEGAL DESCRIPTION OF PROPERTY: Unit No. 705, CIC No. 188, Eagles Ridge, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $150,310.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024622F01 3004535 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,400.00 MORTGAGOR(S): James A. Owens AKA James E. Owens And Erika D. Owens, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lehman Brothers Bank, FSB, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 27, 2006 Dakota County Recorder Document Number: 2464482 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: January 23, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003346712 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16106 Foliage Ave W, Rosemount, MN 55068-1265 Tax Parcel ID Number: 22.75900.04.040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, The Townhouses of Shannon 1st Addition, Dakota County, Minnesota, together with appurtenant easements created pursuant to Declaration, Document No. 417233 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,387.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE

obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016601F02 3004503 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2010 MORTGAGOR: M a r i a D e l R e a l , A Single Person. MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage. DATE AND PLACE OF RECORDING: Recorded June 9, 2010, Dakota County Recorder, Document No. 2734512. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.. And thereafter assigned to: Minnesota Housing Finance Agency. And thereafter assigned to: Wells Fargo Bank, N.A.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 617 10TH Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-22501-03-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3 East Farmington Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,080.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,524.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE

MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 23, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3468 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 3, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 21, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3468 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 14, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 1, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3468 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2997978 5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 3 , 2006 MORTGAGOR: P a t r i c k J . K o e s t e r and Laura J. Koester, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed July 7, 2006, Dakota County Registrar of Titles, Document No. 593608 on Certificate of Title No. 140240. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278844921150 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 167 Juniper Lane, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-11702-11-140 LEGAL DESCRIPTION OF PROPERTY: Lot 13 and the North 3 Feet of Lot 14, Block 11, Apple Valley Third Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $235,723.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 28, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __December 28, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 26, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3320 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3000251 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 8 , 2005 MORTGAGOR: Winifred Z. Muyingo, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 24, 2005, Dakota County Recorder, Document No. 2298494 and rerecorded as Document No. 2319196. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278843212171 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 1501 131st Street East, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-17002-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Chateaulin 3rd Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$225,249.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 5, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1919 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 14, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 1, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1919 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2998330 5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,825.00 MORTGAGOR(S): Lycienne S. Kurr and Robert J. Kurr, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lakeland Mortgage Corporation, its successors and assigns. DATE AND PLACE OF RECORDING: Recorded: August 03, 2005 Dakota County Recorder Document Number: 2347261 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: October 04, 2011 Recorded: December 07, 2011 Dakota County Recorder Document Number: 2835055 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000193765 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16860 Embers Ave, Farmington, MN 55024-7312 Tax Parcel ID Number: 22-47051-06-605 LEGAL DESCRIPTION OF PROPERTY: Unit 1605, Common Interest Community No. 362, Mallard Shores Condominiums, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $161,616.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY May 10, 2012

Family Calendar To submit items for the Family Calendar, email: darcy.odden@ ecm-inc.com. Saturday, May 5 Kids and More Sale from 8 a.m. to 5 p.m. at Ames Arena, 19900 Ipava Ave., Lakeville. Children’s clothing, toys, home decor, sports equipment, men’s and women’s clothing and more. Free parking and admission. Information: www.TreasureHuntSales.com. Spring Fling family fundraiser from 11:30 a.m. to 2 p.m. at Primrose School of Lakeville North, 9711 163rd St. W., Lakeville. Food, bouncers, pony rides, petting zoo, face painting, crafts, silent auction, and carnival games. Proceeds will support local charities. Information: www.primroselakeville.com or (952) 435-8885. Sunday, May 6 Kids and More Sale from 11 a.m. to 3 p.m. at Ames Arena, 19900 Ipava Ave., Lakeville. Children’s clothing, toys, home decor, sports equipment, men’s and women’s clothing and more. Free parking and admission. Information: www.TreasureHuntSales.com.

Buca de Beppo, 14300 Burnhaven Drive, Burnsville. Tickets are $35 and include appetizers and a beverage. Silent auction, too. For more information, visit www.facebook. com/pregnancypostpartumsupport/events. Thursday, May 10 Plant sale by the DCTC Landscape Horticulture Club from 8 a.m. to 2 p.m. at Dakota County Technical College, 1300 E. 145th St., Rosemount. Bedding plants and vegetables for sale. Information: catherine.grant@dctc.edu. Alzheimer’s seminar on understanding communication and challenging behaviors from 4 to 6 p.m. at Trinity Evangelical Free Church, 10658 210th St. W., Lakeville. For information or to register go to www.trinityefc.net. Cost: $5. Friday, May 11 Plant sale by the DCTC Landscape Horticulture Club from 8 a.m. to 2 p.m. at Dakota County Technical College, 1300 E. 145th St., Rosemount. Bedding plants and vegetables for sale. Information: catherine.grant@dctc.edu.

Saturday, May 12 Monday, May 7 Plant sale by the Lakeville Pregnancy & Postpartum Area Garden Club from 8 a.m. to 2 Support Minnesota anniversary p.m. at 9975 W. 194th St., Lakeville and fundraiser from 6 to 8 p.m. at (across from Kenwood Trail Middle

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TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022651F02 3004440 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: April 19, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Second Amended and Restated Declaration for Heather Hills Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 2242139, in the Office of the County Recorder of Dakota County, Minnesota, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 7, Heather Hills 2nd Addition, CIC #467, Dakota County, Minnesota STREET ADDRESS: 13625 Heather Hills Drive, Burnsville, MN 55337 TAX PARCEL ID NUMBER: 02-32251-07-020 2. Pursuant to said Declaration, there is claimed to be due and owing as of April 19, 2012, from Rae Ann K. Marie, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,531.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after April 19, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. T h e S e c o n d A m e n d e d a n d Restated Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on February 28, 2012, as Document No. 2852185 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Second Amended and Restated Declaration and granted by the owner in taking title to the premises subject to said Second Amended and Restated Declaration and pursuant to Minn. Stat. §§515B.3-115 and

ant to Minn. Stat. §§515B.3 115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 28th day of June, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assess ments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on December 28, 2012, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. HEATHER HILLS HOMEOWNERS ASSOCIATION Attorneys for Heather Hills Homeowners Association THOMSEN & NYBECK, P.A. By: ___________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Heather Hills/Marie/11-7-631D) 3003157 5/10-6/14/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE October 25, 2005 MORTGAGOR: Keith W. Undem and Rollis K. Undem, husband and wife. MORTGAGEE: C i t i M o r t g a g e , I n c s/b/m with ABN Amro Mortgage Group Inc . DATE AND PLACE OF RECORDING: Filed November 23, 2005, Dakota County Registrar of Titles, Document No. 579829 on Certificate of Title No. 121552. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage

School). Perennials, annuals, and hanging baskets will be on sale. Plant sale by the Eagan Garden Club from 8:30 a.m. to 1 p.m. at Holz Farm Park, 4669 Manor Drive, Eagan. Perennials, annuals, and hanging baskets will be on sale. Proceeds benefit gardens at Trapp Farm Park, Cedar Pond Park, Wescott Library, and Holz Farm. Child car seat recycling from 9 a.m. to noon at AAA, 600 W. Travelers Trail, Burnsville. Fee: $10 per seat. Information: http:// recycleminnesota.org/. Blood drives The American Red Cross will hold the following blood drives. Call 1-800-RED CROSS (1-800-7332767) or visit redcrossblood.org to make an appointment or for more information. • May 5, 9 a.m. to 2 p.m., Lakeville Fire Department, 20190 Holyoke, Lakeville. • May 7, 1 to 7 p.m., Apple Valley Fire Department, 15000 Hayes Road, Apple Valley. • May 8, 1:30 to 6:30 p.m., School District 191 - Community Education Center, 200 W. Burnsville Parkway, Suite 102, Burnsville. • May 9, 3 to 8 p.m., Rasmussen College, 3500 Federal Drive, Eagan.

MORTGAGE: ABN Amro Mortgage Group Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc MORTGAGED PROPERTY ADDRESS: 297 Walnut Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11702-08030 L E G A L D E SC R I P T I O N O F P R O P ERTY: Lot 3, Block 8, Apple Valley Third Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $212,715.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 1, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-110-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3005026 5/10-6/14/12

27A

Filing to open in Burnsville; incumbents seek re-election

Election filing for Burnsville mayor and two City Council seats opens on Tuesday, May 22, and remains open through 5 p.m. on Tuesday, June 5. All three incumbents plan to seek reelection: Mayor Elizabeth Kautz and council members Dan Gustafson and Mary Sherry. Terms are for four years. Affidavits of candidacy are available through the city clerk’s office at City Hall, 100 Civic Center Parkway, between 8 a.m. and 4:30 p.m. weekdays during the filing period. There is a $5 filing fee. To file for council or mayor, candidates must be Burnsville residents who are eligible

to vote in Minnesota and would be at least 21 when assuming office. Affidavits won’t be accepted on Monday, May 28, Memorial Day, when city offices will be closed. A municipal primary will be held on Aug. 14 if the number of candidates is one more than twice the number of people to be elected. That means a primary will be held if five or more residents file for council or if three or more file for mayor. For more information visit www.burnsville.org/elections or contact Macheal Brooks, city clerk, at macheal.brooks@ci.burnsville. mn.us or (952) 895-4490.

Emergency room alterative to open in Eagan by Jessica Harper

Dakota county Tribune

An association of emergency room doctors plans to open a new medical facility that is a hybrid of urgent care and an emergency room. The clinic at 3010 Denmark Ave. will be the second Urgency Room owned and operated by the Emergency Physicians Professional Association, which is comprised of 133 board-certified ER physicians. “We looked around the Twin Cities for a new site and were immediately drawn to Eagan,” said Dr. Gary Gosewisch, ER physician and CEO of the Urgency Room. “It has no hospital and has a growing need for emergency services.” Construction on the 12,600-square-foot facility will begin in the coming weeks. A grand opening is set for mid-October. Once complete, the clinic will have 25 employees who

can address medical needs in a hospital-based facility.” that are too complex to be Similar to Urgent Care treated by an urgent care cen- centers, treatment at the Urter but not urgent enough gency Room will typically for an emergency room. Ail- cost less than the ER. ments treated at the Urgency “We work with insurance Room include kidney stones, companies so patients’ comigraines, asthma attacks, pays are same as urgent care,” broken bones and pneumo- Gosewisch said. Those who ������ ������ don’t ������� ��� ���� nia. have ��� co-pays would��� pay If a patient requires hos- slightly less than the cost of pitalization, direct admission an emergency room visit. can be arrange by UR em- Additionally, patients ployees. spend less time waiting to Patients who arrive by am- see a physician when visitbulance or helicopter cannot ing a UR. While patients receive treatment at the Ur- can spend two hours or more gency Room and must go to waiting in the ER, those at a the hospital. UR typically wait between 60 The EPPA opened the and 90 minutes. region’s first Urgency Room A third UR location is in in 2010 in Woodbury to pro- the works and is expected to vide a unique alternative to open spring 2013. The locahospital-based emergency tion of the site is still pendrooms. ing, Gosewisch said.` “Research shows approxi- mately 75 percent of people Jessica Harper is at jessica. who go into the ER came on harper@ecm-inc.com or facetheir own and left the same book.com/sunthisweek. day,” Gosewisch said. “They didn’t necessarily need to be

Signs of a healthier Twin Cities housing market A sharp increase in the median price of a home in March was one of several signs pointing to a return to a healthier housing market in the 13-county Twin Cities area, according to an analysis released by the Shenehon Center for Real Estate at the University of St. Thomas’ Opus College of Business. The university’s researchers, however, offered a note of caution. “We will need to see many more months of data before we can say that we are on the road to recovery,” said Herb Tousley, director of real estate programs at St. Thomas. Here are key findings from the center’s analysis of March data: • The median price for traditional-sale homes increased just over 8 percent, from $180,000 in February to $195,000 in March. It was the largest single monthto-month increase since the middle of 2010, when the market was stimulated by a federal tax credit. • For traditional-sale, single-family homes, the median price increased from $200,000 in February to

$214,000 in March. • For traditional-sale condos, the median price increased from $111,000 in February to $130,000 in March. • Sales volume is up in all three categories: traditional sale, short sale and foreclosure. • While the number of homes on the market remains at historic low levels, change is expected for two reasons. First, the month of March saw new listings come on the market faster than homes were being sold. Second, discretionary sellers (those who would like to sell but don’t have to sell right now) will be encouraged to put their homes on the market as prices trend upward. • The median price of foreclosed sales appears to be finding a bottom, the number of days on the market continues to decline and the percentage of distressed sales appears to be moderating. • The percentage of distressed sales (short and foreclosure sales) fell below 50 percent for the first time in the last four months. These distressed properties need to

clear the market for a meaningful recovery to take place. “These are all signs of the beginnings of the return to a healthier housing market,” Tousley said. He added, however, that the housing market in the Twin Cities still has a long way to go to get back to normal. “One month of good data does not mean that our troubles are over,” he said. “Median prices and sales volumes will have to continue to exceed previous year’s levels for the balance of 2012.” St. Thomas’ composite index uses nine data elements to track the health of the traditional, foreclosure and short-sale markets. Tousley described the March index as “a turnaround month” for traditional housing sales; the index moved from 895 to 908. The short-sale index increased from 723 to 741 while the foreclosure index remained unchanged at 610. The index scores reflect changes since the apex of the housing-market bubble in early 2005, when each category was assigned an index number of 1,000.


28A

Dakota Arts

May 11, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dorothy dons dance shoes Twin Cities Ballet presents ‘Wizard of Oz’ at Burnsville PAC by Andrew Miller

Dakota County Tribune

Fans of the film version of “The Wizard of Oz” starring Judy Garland will notice some conspicuous differences in “Wizard of Oz – The Ballet.” The Twin Cities Ballet production, which plays the Burnsville Performing Arts Center’s main stage May 11-13, features a storyline adapted from the classic L. Frank Baum fantasy tale, but has no dialogue or music from the iconic 1939 movie. “It’s a compilation of classical music, edited together with sound effects, and the story’s told through dance and music rather than words and song,” Twin Cities Ballet board member Rick Vogt said. “It’s a variety of dance styles, not just ballet – the

‘cyclone dance’ and the winged monkeys use modern dance. The ‘scarecrow dance’ is jazz, with the scarecrows dancing like they’re without bones, and it has almost a hoedown feel to it.” With a cast of about 100, the show features dancers drawn mainly from Ballet Royale Minnesota, the Lakeville dance studio run by Vogt and his wife Denise. For the dancers involved, the show offers a unique performance opportunity. “Most people classify ballet as really gentle and sweet,” said 16-year-old Nicole Brown of Lakeville, who’s cast as the Wicked Witch. “The witch is different – you twist your movements to make them seem dramatic and evil. “Plus I have monkeys. The five flying monkeys are really fun to work with.” The Vogts tend to go big with their productions. For “Wizard” they brought in professionals for the

sets, lighting and other production elements. “We describe Twin Cities Ballet as a semi-professional company, and the performances themselves are professional productions,” Rick Vogt said. “It’s a unique opportunity for the students to be part of something of this caliber.” This is the second year “Wizard” is being staged by Twin Cities Ballet, formerly Lakeville City Ballet, which is known for its annual south-metro production of “The Nutcracker.” Denise Vogt wrote and choreographed “Wizard” in the manner of classical story ballets such as “Swan Lake” and “Sleeping Beauty.” Her goal is to build a repertoire of original story ballets that will rotate throughout the year; prior to the debut of “Wizard” in 2011, Twin Cities Ballet’s sole performance each year was “The Nutcracker.” Her next story ballet, co-written with Rick, is set to premiere in spring 2013,

Theater and Arts Briefs VocalEssence concert

The 7 p.m. Tuesday, May 22, VocalEssence ¡Cantaré! Concert at the Burnsville Performing Arts Center will feature world premiere compositions by Mexican composers Rodrigo Cadet and Jorge Cózatl, sung by elementary, high school and community choral singers. Singers from Burnsville High School will be among the groups performing. Admission is free. Tickets may be picked up at the box office, 12600 Nicollet Ave., or go to www.vocalessence. org/2012_cantare_concert for details.

Photo program expands at art park

Caponi Art Park and Learning Center, Eagan, will expand its photography program to include two photo workshops for beginner and intermediate photographers and a fall color Family Portraiture Day. Sponsored by Legacy Creative Images, the program will continue its annual photo contest culminating with a gallery exhibition. Up to five photos taken at the art park may be submitted in youth and adult categories through Oct. 31. The new photo workshops will be free, with a $5

per person suggested donation. • Introduction to Digital Photography, 10 a.m. to noon Saturday, June 9. • Intermediate Digital Photography, 10 a.m. to noon Saturday, Aug. 18. Family Portraiture Day will be Sept. 22. Legacy Creative Images will be at the park to take outdoor photos of families, couples or individuals for a $20 sitting fee. Reservations are required. More information about Caponi Art Park’s photography program is available at www.caponiartpark.org/programs/photoprogram.

Photo contest entries

The third annual Rosemount Photo Contest is accepting entries for 2012. The contest, sponsored by the Rosemount Area Arts Council and the Rosemount Parks and Recreation Department, has five categories with the winners being honored during a display at the Steeple Center during Rosemount Leprechaun Days. Deadline for submission is Thursday, July 12. Ribbons will be awarded for first, second, third place and honorable mention in each of these categories: • Nature: landscape, wildlife, floral;

Photo courtesy of Flint Images

With a cast of about 100, Twin Cities Ballet’s original production of “Wizard of Oz – The Ballet” features dancers drawn mainly from Ballet Royale Minnesota, the Lakeville dance studio run by Rick and Denise Vogt. and is already in the preproduction phase. Tickets for “Wizard of Oz – The Ballet” range from $12 to $26 and are available at the Burnsville

Performing Arts Center’s box office, and through Ticketmaster, 800-9822787 or Ticketmaster.com. Show times are 7 p.m. May 11, 2 and 7 p.m. May 12,

and 2 p.m. May 13.

invited to perform up to three pieces of original poetry; those interested in competing should arrive at 1:30 p.m. to sign up. Information: www.caponiartpark.org.

214-4732. Drama/theater classes for ages 4 and up at River Ridge Arts Building, Burnsville, (952) 736-3644. Special needs theater program (autism-DCD), ages 5 and older, Burnsville, (952) 736-3644. Join other 55-plus adults at the Eagan Art House to create beaded jewelry. The Jewelry Club meets on the third Friday of each month from 1 to 3 p.m. Fee is $3 and includes all supplies. Bring any old jewelry you would like to re-make. 3981 Lexington Ave. S., (651) 6755500. Savage Art Studios, 4735 W. 123rd St., Suite 200, Savage, offers classes/workshops for all ages. Information: www. savageartstudios.com or (952) 895-0375. Soy candle making classes held weekly in Eagan near 55 and Yankee Doodle. Call Jamie at (651) 315-4849 for dates and times. $10 per person. Presented by Making Scents in Minnesota. Country line dance classes held for intermediates Mondays 1:30 to 3:30 p.m. at Rambling River Center, 325 Oak St., Farmington, $5/class. Call Marilyn (651) 463-7833. Beginner country line dance classes on Wednesdays, 5:30-7:30 p.m., at the Lakeville VFW, 8790 Upper 208th St. $5/class. Call Marilyn (651) 463-7833. Country line dance classes on Wednesdays at the Lakeville Senior Center, 20732 Holt Ave. Beginners, 9-10 a.m.; Intermediate, 10 a.m.-noon. $5/ class. Call Marilyn (651) 4637833. The Lakeville Area Arts Center offers arts classes for all ages, www.lakevillemn.gov, (952) 985-4640.

Andrew Miller can be reached at andrew.miller@ecm-inc. com or facebook.com/sunthisweek.

Arts Calendar • Lifestyle: People, activities, city scenes; • Enhanced or significantly altered by computer; • Youth: 17 and under, and • Give Us Your Best Shot: Anything, anyplace. For more information, go online to www.rosemountaac. org or call Heidi GustafsonGreen at (612) 237-0203.

Leprechaun Days

The next meeting of the Rosemount Leprechaun Days Committee will be at 7 p.m. Monday, May 14, at the Rosemount Community Center. The all-volunteer organizing committee is always seeking new people to help plan the 10-day festival, which will be held this year from July 20-29. Individuals, community groups and businesses are invited to plan an event that can become part of the estimated 60 official Rosemount Leprechaun Days activities. The committee also welcomes volunteers who can help on the days of the event with logistics, set-up, cleanup, the parade and MidSummer Faire in Central Park. For more information, go online to www.RosemountEvents.com or email leprechaundays@gmail.com.

To submit items for the Arts Calendar, email: darcy. odden@ecm-inc.com. Camps The Allegro Choral Academy is now accepting registrations for its “Pitch Perfect” Summer Singing Camp June 18-21 at St. John’s in Lakeville for children ages 6 to 11. Find information and registration materials at www.allegroca.org or (952) 846-8585, artisticdirector@allegroca.org. Dance Twin Cities Ballet will perform “Wizard of Oz The Ballet” May 11-13 at Burnsville Performing Arts Center, 12600 Nicollet Ave. S. Tickets range from $12 to $26 and are available at the box office, via Ticketmaster at (800) 982-2787 or ticketmaster.com. Group discounts are also available. Visit www.TwinCitiesBallet.org or call (952) 452-3163 for more information. DAdance will present “The Three Bonnies” at 7:30 p.m. Friday, June 8, at Burnsville Performing Arts Center, 12600 Nicollet Ave. Tickets are $26 for adults, $19 for seniors and $16 for students and can be purchased at the box office or via Ticketmaster at (800) 982-2787 or ticketmaster.com. Exhibits Children’s Art Festival exhibit is on display through June 2 at Burnsville Performing Arts Center, 12600 Nicollet Ave. Free. Information: (952) 8954685. Poetry Poets in the Park Teen Poetry Slam with slam master Cynthia French at 2 p.m. Sunday, May 13, in the outdoor amphitheater at Caponi Art Park, Eagan. Teens ages 12-19 are

Theater “Ole & Lena’s 50th Wedding Anniversary and Vow Renewal” performances will be at 7:30 p.m. Friday, May 11, and Saturday, May 12, at the Lakeville Area Arts Center, 20965 Holyoke Ave. Tickets are $15. Call (952) 985-4640 for information. The Christian Life School Drama Club will present “Fairy Tale Salad” Friday, May 11, at 7 p.m. and Saturday, May 12, at 2 and 7 p.m. at Christian Life School, 6300 212th St. W., Farmington. Tickets are $8 for adults and $5 for students. Tickets are available at the door or at the school office. More information at www.christianlifeschool.org or (651) 4634545. Workshops/classes Music Together in the Valley offers classes for parents and their infant, toddler and preschool children in Rosemount, Farmington, Lakeville and Apple Valley. Information: www.musictogetherclasses. com or (651) 439-4219. The Eagan Art House offers classes for all ages. For a complete listing go to www. eaganarthouse.org or call (651) 675-5521. Dan Petrov Art Studio in Burnsville offers oil painting classes for beginners, intermediate and advanced skill level painters, www.danpetrovart. com, (763) 843-2734. Teens Express Yourself with Paint, 5 to 7 p.m. Mondays at Brushworks School of Art in Burnsville, www.BrushworksSchoolofArt.com, (651)


5/10/2012 - Dakota County Tribune Business Weekly  

5/10/2012 - Dakota County Tribune Business Weekly. A weekly business news, information and communication paper serving the southern Twin Cit...

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