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Hollstadt & Associates has new owners 8A Legislative districts change in local area 6A 2nd District lines redrawn 6A

DATE ##, 2009 FEBRUARY 23, 2012

VOLUME 30, NUMBER # VOLUME 32, NUMBER 52

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Exceptional Businesswomen honored Newspaper, technical college foundation highlight the efforts of 11 honorees by Tad Johnson DAKOTA COUNTY TRIBUNE

The 11 Dakota County 2012 Exceptional Businesswomen were honored on Thursday, Feb. 16, during a recognition breakfast at the Best Western Premier Nicollet Inn in Burnsville. More than 160 of their co-workers, family members and friends attended the event that included an inspiring address by keynote speaker Beth Krehbiel, president of Fairview Ridges Hospital in Burnsville. In addition to talking about the hospital’s role in the community along with her personal journey, she encouraged those in attendance with a few leadership metaphors. She said one of the best qualities for a leader is to be more of a pine tree than a shade tree. “Be tall, visionary, straight and strong while not shading out the growth of others,” she said. “Give people around you enough space to grow and develop. Shade trees are beautiful but nothing ever grows underneath them.” She encouraged leadersto be watering cans rather than a measuring sticks. “We all need both,” she said, “but plants (and people) need nourishment before we can measure the progress. Be generous with praise and opportunity.” She also likened the best leaders to conductors rather than instrumentalists. “As a leader your job is to have the talented experts make beautiful music together,” she said. “That requires hearing the whole song and letting people have the right setting to be at their best.” She said one never sees a conductor turn to the audience and sing a solo. “The conductor lets the soloist have the center stage sometimes, and while not letting go of the baton, allows the soloist to set the pace. See Businesswomen, Page 35A

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INSIDE BIZ NEWS

With several Twin Cities locations, Frattallones return the hardware store to Burnsville on County Road 42. LARRY 2A FRATTALLONE FORUM

Photos by Rick Orndorf

Left: Featured speaker during the 2012 Exceptional Businesswomen event was Beth Krehbiel, president of Fairview Ridges Hospital in Burnsville. Right: Burnsville Mayor Elizabeth Kautz explained that women have more advancements to make in the workplace, including attaining comparable wages and greater representation in board rooms of major corporations.

Columnist says that Farmington superintendent advocates that the Legislature should encourage innovation. JOE 4A NATHAN CAPITOL COMMERCE

Sen. Chris Gerlach and other Republican leaders describe an illegal, caucus-night flier as an honest mistake. CHRIS 5A GERLACH CAPITOL COMMERCE

DAN HALL

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Burnsville senator proposes legislation that would require divorced couples to take a class. 5A

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Photo by Rick Orndorf

Exceptional Businesswomen Award winner Theresa Wise, vice president and chief information officer at Delta Air Lines, talks with attendees at the ceremony, which was held Thursday, Feb. 16, at the Best Western Premier Nicollet Inn in Burnsville.

General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

Thisweek and the Sun Current will become Sun Thisweek March 30 The ECM acquisition will mean a merger of competing Dakota County weeklies

Two free weekly newspapers that have competed with and complemented one another for more than 30 years are merging into a single paper. The first edition of the new Sun Thisweek will be delivered on Friday, March

30, to residents of Apple Valley, Burnsville, Eagan, Farmington, Lakeville and Rosemount. The name combines

two familiar and respected names in Twin Cities community journalism: SunCurrent Newspapers and

which publishes Thisweek, of Minnesota Sun Newspapers from American Community Newspapers. “For many years, residents Thisweek Newspapers. and businesses in Dakota The merged news product County have been served by follows the Dec. 30 acquisi- two excellent weekly newstion by ECM Publishers Inc., papers – Thisweek and the

Sun Current,” said Larry Werner, general manager and editor of Thisweek Newspapers and the Dakota County Tribune. “Both papers have covered the interesting and important events and people in our communities and have See Newspapers, Page 35A


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February 23, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Frattallones return the hardware store to Burnsville Ace opens near County Road 42 by John Gessner

DAkota County Tribune

Larry Frattallone couldn’t believe it either. “Sixty-thousand people and no hardware store?” he said. That was the case in Burnsville, where Frattallone and his sons, Tom and Mike, are expanding their Twin Cities chain of Frattallone’s Ace Hardware and Garden Centers with a new store at the Burnhill Plaza mall. The 23,000-square-foot store, located south of County Road 42 and east of Irving Avenue, will be Burnsville’s first hardware store since George’s Hardware Hank at Highway 13 and Cliff Road. A “soft opening” was planned for this week. The collective wisdom around town is that it’s been nearly a decade since George’s closed, said Burnsville Chamber of Commerce President Daron Van Helden. “It’s kind of unheard of,” said Frattallone, of St. Paul. “I’ve got two stores in Minneapolis a mile away from each other. ... and they’re both doing really good business.” Of course, there are places nearby where you can get a lot of the products Frattallone’s Ace Hardware is selling. “Everybody’s our competitor — Costco, Mills Fleet Farm,” said Frattallone, who opened his first store in 1975 and is opening his 17th at age 69. “But we’re a unique thing. We can do what they do, but they can’t do what we do.” The difference, he said, is in the level of customer service and the array services the hardware store offers — everything from product assembly and computer color matching to repairing snowblowers and weed trimmers. “It’s not a Target,” Frattallone said, adding that many younger shoppers may not even be familiar with traditional hardware stores. “We’re the guys that get the things done — the pipe-threading, the cutting of a piece of glass, powerequipment repair. It’s service, service, service, all the way

through.” Frattallone, who grew up in St. Paul, got his start in retail working at a Sears appliance satellite store at Har Mar Mall in Roseville. When Sears closed the stores Frattallone and a partner, whom he soon bought out, opened an Ace Hardware in Arden Hills. It’s still there, but Frattallone said it took him three years to get his head above water in business and about eight before he could open a second store, in White Bear Lake. “It was three years before I started seeing light with my first store,” he said. “I remember sitting there in tears because it cost $25 a night for heat and lighting, and there were no customers. I was 32 years old and pretty much in debt.” In recent years, he and his sons have added about a store a year, including a BloomingPhoto by John Gessner ton store that opened last year Larry Frattallone, who opened his first Ace Hardware store in 1975, is opening his newest one in Burnsville with his sons, on 98th Street, Frattallone said. All their stores are under Tom and Mike. the flag of Ace Hardware, an Illinois-based retailers cooperative with more than 4,400 stores. The Burnsville store is his second largest behind Circle Pines, Frattallone said. He hopes employment at the store will top 50 people once gardening season arrives. “We’ll have tents here and some of the best plants,” Frattallone said. He and his sons haven’t skimped on promotion and advertising in building their empire. A catchy last name — an Italian surname bequeathed by his stepfather — doesn’t hurt, Frattallone said. “We have a perfect name,” he said. “It’s so easy to pronounce and easy to spell. It’s distinctive.” His son, Mike, is the guy people know from radio and TV ads, Frattallone said. “The professional people think Mike is one of the best. he can read the Gideon Bible in 30 seconds. He’s fast.” John Gessner is at burnsville. Photo by John Gessner thisweek@ecm-inc.com. A “soft opening” was held this week at the new Frattallone’s Ace Hardware and Garden store in Burnsville.

MGM Liquor to move to former Shenanigan’s location Lease will expire at current space in Rosemount Crossing

the space once occupied by Shenanigan’s Liquor. MGM earned approval of a liquor license for its future location during the City Council’s Monday, Feb. 6, meeting when operators said they would relinquish the license at the current location by Tad Johnson Dakota County Tribune in Rosemount Crossing. MGM Liquor Warehouse “We are pretty excited in Rosemount plans to move about that,” MGM operafrom its current location to tor Mike Maglich said of the

move. He said the new, larger space will allow the business to expand its offerings contained in its cooler along with having more specialty products and wine. He also said the new location will be better. Rosemount Crossing, which is located at the northwest corner of Highway 3 and County Road 42, has had

a number of tenants come and go in recent years, not unlike MGM’s future home at Celtic Crossing, south of County Road 42 and west of Crestone Avenue. But Celtic Crossing is home to a different kind of commercial intensity with a huge draw being Cub Foods, which also presents MGM’s most formidable competition. The new location will be a

stone’s throw from the most recent liquor store addition to Rosemount – Cub Liquor, which shares a common wall with the grocery store but has a separate entrance. Shenanigan’s ownership cited the competition from the Cub store as one of the reasons it closed Dec. 31, 2011, after 35 years in business under two different names and three owners.

Maglich, who runs the Rosemount MGM with Terrance Maglich, said the business’ lease at Rosemount Crossing will expire when they complete the move. MGM’s license will require final approval by the Minnesota Department of Public Safety. Tad Johnson is at editor. thisweek@ecm-inc.com.


DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 23, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy

Moving Up

Business Briefs

NANCY NELSON

RICK BLOOD

CHS FORMS LIVESTOCK FEED VENTURE WITH IOWA COMPANY

NACR LAUNCHES BRAND NAME FOR DIVISION

Elected treasurer of the Board of Directors, Minnesota Council on Foundations

Promoted to vice president of retail delivery and lending at US Federal Credit Union

Inver Grove Heights-based CHS Inc., a producer-owned cooperative, and Iowa-based Consumers Supply Distributing Co., will form a livestock and pet food manufacturing and wholesale distribution company. The new entity will be called Consumers Supply Distributing, LLC, and will be based at Sioux City, Iowa. It will offer the CHS Payback livestock and Equis horse feed brands, along with the broad range of livestock and companion animal products currently carried by Consumers Supply Distributing, including its Running Horse brand equine feed and Ranchers Choice and Country Vet brand pet foods and treats.

Eagan-based solutions integration expert NACR has launched a new brand: NACR Ovation Managed Services. NACR is a ConvergeOne company and one of the largest Avaya channel partners worldwide. As a leading independent integrator of best-inclass communications, collaboration, and customer interaction solutions, NACR delivers comprehensive sales, consultation, training, and technical support, as well as managed services, maintenance, and repairs. The company works closely with other technology innovators to integrate the latest hardware, software, and applications into end-to-end multivendor solutions for diverse markets. With the launch of NACR Ovation, customers can take advantage of new managed services offers and options that were recently added to the portfolio.

Nancy Nelson, vice president and chief actuary of Blue Cross and Blue Shield of Minnesota, Eagan, was elected treasurer of the Board of Directors of the Minnesota Council on Foundations, a regional association of grantmakers. RYAN O’DONNELL, MD Joins Midwest Hernia Center Burnsville

Ryan O’Donnell, M.D., has joined Midwest Hernia Center, Burnsville. He is a board-certified general surgeon specializing in laparoscopic (minimally invasive) hernia repair. A native of Minneapolis, O’Donnell is a graduate of the University of Minnesota and held his residency at Maine Medical Center. Before joining Midwest Hernia Center, O’Donnell most recently practiced at Fairview Red Wing Medical Center. Midwest Hernia Center is part of Fairview Health Services and is located in the Ridgeview Medical Building at 303 E. Nicollet Blvd., Suite 300, Burnsville.

Accolades RE/MAX RESULTS ASSOCIATES EARNS KUDOS Associates with RE/MAX Results in Apple Valley were recently recognized at the RE/MAX North Central Day of Distinction and Awards Celebration for their outstanding achievements in 2011. John Collopy and Marshall Saunders, broker/owners of RE/MAX Results, were honored with the Regional Broker/ Owners of the Year for 2011. Jeffrey Anderson was honored for finishing 2011 as the No. 4 individual in the state for number of closed transactions in a single year. In addition, Anderson was honored for finishing 2011 in the Chairman’s Club level, the second highest regional honor for sales in a single year. Wendy Carson, Tom Fleetham, Jeff Scislow and Scott Wollmering were each individually honored for finishing 2011 in the Platinum Club level, the third highest regional honor for sales in a single year. Lorraine Stormoen was honored with a service award for her 20 years of service. Anderson, Dave Giblin, John Herman, and Rick Roeglin were each honored with a service award for their 15 years of service.

Rick Blood has been promoted to vice president of retail delivery and lending at Burnsville-based US Federal Credit Union. With over 19 years of experience in the financial industry, Blood will provide strategic direction and leadership to the eight USFCU branches in the Twin Cities. Blood brings extensive experience in consumer and mortgage lending and operations to his new role.

Business Briefs REGIONAL CHAMBER HOSTS BUDGET, TAX WORKSHOPS The Dakota County Regional Chamber of Commerce, in alliance with the Citizens League, will host two workshops exploring the process and procedures surrounding the state budget and tax reform. This event will have a nonpartisan perspective, allowing chamber members an in-depth look into the procedures of the state, while also creating an open forum for attendees to discuss the budget challenges ahead. The first workshop, “Introduction to the State Budget: Budget Balancing,” will be held from noon to 1:30 p.m. Monday, March 5, at Thomson Reuters, 610 Opperman Drive, Eagan. It will be a general overview for attendees, an opportunity to understand the basics. The second workshop, “Comprehensive Evaluation of Tax Reform,” will be held from noon to 1:30 p.m. Monday, April 2, at Thomson Reuters. The workshop will provide attendees with a more in-depth look at the process of budget and tax reform. Each workshop costs $10 and includes lunch. Workshops are open to DCR Chamber members only. RSVP to Jessy at (651) 288-9202 or jannoni@ dcrchamber.com. TWIN CITIES GAS PRICES FALL WHILE NATIONAL AVERAGE RISES Average retail gasoline prices in Twin Cities have fallen 0.9 cents per gallon in the past week, averaging $3.39 per gallon on Feb. 19. This compares with the national average that has increased 4.5 cents per gallon in the last week to $3.51 per gallon, according to gasoline price website TwinCitiesGasPrices.com.

IHOP RESTAURANTS OFFER 15 HOURS OF FREE FLAPJACKS IHOP restaurants nationwide will celebrate National Pancake Day from 7 a.m. to 10 p.m. Tuesday, Feb. 28, with a free short stack of buttermilk pancakes for guests in an effort to raise awareness and funds for Children’s Miracle Network Hospitals. For every short stack of buttermilk pancakes served on National Pancake Day, IHOP guests are invited to make a voluntary donation to Children’s Miracle Network Hospitals. Donations made at IHOPs in the area will benefit the Children’s Miracle Network Hospitals’ program at Gillette Children’s Specialty Healthcare. IHOP hopes to raise $2.7 million this year, with a goal to bring the total amount of funds raised to more than $10 million. Local IHOP restaurants are at 6972 Gadwall St. in Apple Valley and 2080 County Road 42 W. in Burnsville.

Business Briefs

MACKIN OFFERS SUMMER READING PACKAGES To promote summer reading and help support literacy skills, Burnsville-based Mackin Educational Resources is providing high-quality, affordable and customizable book and backpack packages for school-tohome and family literacy programs. Educators can order Mackin’s Summer Reading Packages developed by classroom professionals for kindergarten through middle school students. Spanish titles are also available, and shipping is provided free of charge. Mackin also provides custom book lists for the school free of charge.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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February 23, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Right steps taken to change the culture of hockey It was a high school hockey game at an arena in a town where there has been high school hockey for more than 30 years. A hometown player scored a classic breakaway goal to tie the game for his team. He got a loud round of applause from the crowd. Then the local goalie made a diving stop as he slid across the crease to thwart a breakaway and keep the game tied. He also received a nice hand from local fans. Then a player on the hometown team made an illegal hit and was called for a penalty as his opponent sprawled across the ice and into the boards. The cheer was much, much louder and longer than for either of the other plays. An impressionable 10-year-old youth hockey player told his grandfather that he thought it was a great hit. The grandfather answered, “Yes, but now our team is short-handed.” Still, the 10-year-old saved his loudest cheer for that play. The other team scored a goal while the local team was short a player, broke the tie and went on to win the game. That real-life scenario gives an idea how hard it will be to change the culture

ECM Editorial

of high school and youth hockey, in which the loudest cheers often come when an opposing player is knocked to the ice. But the Minnesota State High School League and Minnesota Hockey, the organization that runs youth hockey in Minnesota, made changes in their rules within days after Benilde-St. Margaret’s player Jack Jablonski was paralyzed because of an accidental hit from behind in a junior varsity game on Dec. 30. Both organizations should be commended for making timely and needed rule changes. Now the battle will be to change that culture that has honored the big hit in a game more than a good goal, a good pass or a good save by a goalie. A veteran Minnesota hockey official, while saying he thought the changes bordered on being a knee-jerk reaction because they were made so quickly without a chance for training, still thinks the changes were needed. There will be some growing pains for

players, coaches and officials, he said, but the game will be better. The official, who began officiating youth games while he was a high school player and has officiated high school games for 13 years and college games for six, says he has already seen a difference in play this season. “I refereed two bantam games this week that were the best bantam games I have seen all year,” the referee said last week. “The focus wasn’t on hitting. It was on speed and moving the puck.” Both the high school league and state youth hockey association put harsher rules in place for checking from behind, for boarding (a hit or trip that sends an opponent violently into the boards), and for contact-to-the-head situations. Officials can enforce a game disqualification if they think a hit from behind is flagrant. “There will be growing pains and it will be more of an adjustment for some,” the referee said. “There is more of a spotlight on officials and some might call a penalty (under the new rules) when it doesn’t need to be called. But in the long run it will be

School leaders describe legislative priorities by Joe Nathan

Dakota County Tribune

Some surprising, as well as some continuing themes came through when I asked school leaders around the state for a brief summary of their legislative priorities. Common themes were promoting innovation, respecting local control, and for charter public schools, creating opportunities for low-cost borrowing those districts currently have. Superintendent of Jay Haugen of Farmington wrote: “My top priority is to have the Legislature provide school districts a pathway to innovation. We need some mechanism that allows and encourages us to fundamentally change the way learning and teaching happens, without spending the majority of our energies figuring out how to unmire ourselves from the present system.” Brooklyn Center Superintendent Keith Lester has a similar priority: “We have distinguished ourselves in innovative programs and creative ways to provide them. Some flexibility with calendar and the ability to collaborate with other districts more easily would be very helpful. We have begun discussions with area superintendents around the concept of a “regional school district” or Promise Neighborhood without district boundar-

Tribune Columnist Joe Nathan

ies – over a year ago.” Sabrina Williams, director of EXCELL Academy charter in Brooklyn Park, listed two priorities for the 2012 Legislature. • “State funded full-day kindergarten: Educators working in the field daily, as well as parents all agree that our young children (4- to 5-year-olds) need to be in a full-time structured learning environment daily in order for the achievement gap to be narrowed. Most low income and working families don’t have this luxury/ option. The state needs to make it available if we want our students struggle less and achieve more academically.” • “Decrease the financial holdbacks on schools – Go back to the 10 percent. How are schools to educate effectively when we are spending time and dollars on finding loans, lines of credit, having to cut budgets, lay off staff, implement salary freezes, etc.” A number of district and charter edu-

cators agreed with Williams that reducing the amount of “holdback” funds is a top priority. Les Fujitake, Bloomington superintendent, told me: “Last year, Minnesota Education Commissioner (Brenda) Cassellius organized an Education Finance Working Group. The work product of this interdisciplinary group of professionals is a report titled Funding Education for the Future. A priority for this Legislature should be to seriously consider this report’s major recommendations.” http:// education.state.mn.us/MDE/Welcome/ AdvBCT/EducFinanWork/ Superintendent Ric Dressen of Edina also was a member of this task force. He agreed with Fujitake in urging consideration of this report. Personally, my strongest hope is that the Legislature will reduce dependence on local property taxes. Nations around the world with the highest average achievement don’t make funding dependent on which community a youngster lives in. Joe Nathan, a former Minnesota public school teacher and administrator, directs the Center for School Change at Macalester College. He can be reached at jnathan@ macalester.edu. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

beneficial.” The biggest criticism from some has been that the rule changes will take away “big” hits, something that’s been part of hockey in Minnesota for decades. “But that’s not true,” said the referee. “I’ve seen some of the best hits since the changes. And we’ve got to change the culture.” The spotlight on officials will shine even brighter the next couple of weeks as sectional and state tournament play take place. There will no doubt be some criticism. But both the Minnesota State High School League and Minnesota Hockey deserve praise for their actions to implement stricter penalties for dangerous hits. In the long run those actions will make the sport of hockey, in the State of Hockey, a better game. And that should be the ultimate goal. An editorial from the ECM Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM Publishers Inc.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President......................... Marge Winkelman General Manager, Editor ....... Larry Werner Managing Editors ....................Tad Johnson .................................................John Gessner Sales Manager.........................Mike Jetchick Production/Office Manager.....Ellen Reierson Buzz submissions......darcy.odden@ecm-inc.com Business Briefs....... darcy.odden@ecm-inc.com Story ideas................tad.johnson@ecm-inc.com Letters.......................tad.johnson@ecm-inc.com Advertising...................... ads.dct@ecm-inc.com

Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

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12190 County Road 11 Burnsville, MN 55337 952-894-1111 fax 952-846-2010


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DAKOTA �� COUNTY TRIBUNE BUSINESS WEEKLY 23, 2012 �������� ��� ���� ������ ������February �������

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Capitol Commerce

Gerlach admits to circulating illegal flier on caucus night by T.W. Budig

Link to Senate Republican Caucus website described as honest mistake Capitol Roundup

Ecm Capitol Reporter

The Minnesota DFL Party has filed a complaint with the Office of Administrative Hearings alleging a number of area Republican state senators, including Chris Gerlach of Apple Valley, broke state campaign law by distributing an illegal flier on caucus night Tuesday, Feb. 7. “It’s not an issue of how much was spent,” said DFL Party Chairman Ken Martin of Eagan on Feb. 14 of the “Legislative Update” fliers. “They just didn’t go to the line – they crossed it,” Martin said of breaking state campaign law. A main objection Martin voiced about the fliers, printed at a cost of $47 to taxpayers, is that they contain a link to a Senate Republican Caucus website, on which campaign funds are solicited. Martin argues this is clearly in breach of state campaign law. A pattern of willfully ignoring the law, argued Martin, persists in the Senate Republican Caucus. The area state senators included in the DFL complaint

Photo by T.W. Budig

Sen. Chris Gerlach, R-Apple Valley, (left) is among the Republican state senators who allegedly broke state campaign law by distributing an illegal flier on caucus night. Gerlach is pictured here with Rep. Keith Downey, R-Edina, at a press conference for legislation the two are authoring to lighten perceived government overreach in occupations. are Gerlach, Benjamin Kruse Forest Lake and Pam Wolf of full responsibility for the fliof Brooklyn Park, Ted Lillie Spring Lake Park. ers. of Lake Elmo, Geoff Michel Senate Republican Caucus “It was my wrongdoing of Edina, Claire Robling of spokesman Steve Sviggum, and only mine,” Sviggum said. Jordan, Ray Vandeveer of former House speaker, takes Blame should be affixed to

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

him, not to the state senators, he explained. Sviggum maintains the wording in the fliers does not violate state campaign law. The flaw, Sviggum said, was the link to the Senate Republican Caucus website listed at the back of the flier. He failed to check it, he said. Wolf said she accepted the fliers from Senate Republican caucus staff with the understanding it had been checked by an attorney – Sviggum said it had. Her fliers were placed on a table at the caucus, she explained. “Didn’t even read it,” she said. “Lesson learned.” Gerlach said he would happily refund the cost of the fliers he used at taxpayer expense. “The buck stops with me for passing it out,” he said. Gerlach explained only a small amount of money was spent on the fliers. For him,

paying back the cost of the fliers he distributed entails writing a check for about $1.25, he explained. Both Gerlach and Wolf indicated that Democrats were justified in pursuing the matter. Wolf – though expressing a dislike for “gotcha” politics – thought it perfectly OK for everyone to work to make sure that things are on the up and up. Sviggum said he had the Senate Republican Caucus website whose linked is on the flier removed. Martin indicated that Democrats are less interested in the size of fines that might be meted out by a judge as a result of the complaint but that a legal body establish that wrongdoing had indeed occurred. Cost of filing the DFL complaint was $50. T.W. Budig can be reached at tim.budig@ecm-inc.com.

Sen. Hall’s divorce parenting classes bill on hold by T.W. Budig

ECM Capitol Reporter

Legislation by Sen. Dan Hall, R-Burnsville, that would change the timing and direction of parenting classes divorcing couples are required to attend as part of the separation process was tabled Friday, Feb. 17, in a Senate committee. “I want to make clear this is an upgrade of current law,” said William Doherty, professor of family social science at the University of Minnesota. Hall, Doherty, and other bill supporters propose that divorce decree paperwork not be������ completed by the courts �������� �� ���� unless first accompanied by ��� ����������� � documentation certifying that ������������ �� the serving party������� had com��� ������� ��� �� �� pleted a four-hour marriage dissolution ��������� education ���������program. ���� ��� ���� ��������� “That’s the Holy Grail,” � ����� ���� Doherty said �������� of getting di� ���� �� ���� ������� vorcing couples into parent� ������ ������ ing�classes early.�������� ����������� In Hennepin County, only � ��������� ����������� about a third of divorcing �� ������ �� ��������� couples now attend separa-�� ����������� �� ���� �������� tion he ���� explained. �� classes, ���� ������ �������� Parental often runs � ��������� conflict �� ���� ������������� high during the divorce process, and this can be harmful ����he ����������� for ��� children, noted. Early intervention was the intent ��of ������������ the current law, Doherty ar������������������� gued, but in practice it is not

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happening. Doherty heralded the availability of online parenting classes as opening the door to the program for divorcing couples in Greater Minnesota. It’s estimated the cost of an online course is about $35 with face-to-face course offerings costing about $60. Hall’s legislation provides exemptions from the parent� ing ����� classes for a number of � ������ � ����� reasons. ���� For instance, if spousal �������������toward the other behavior spouse or the couple’s children makes it dangerous to ����� � ������� is co-parent the� ����� requirement dropped. The legislation has supporters on the bench. Hennepin County District Court Judge Bruce Peterson in a letter to the Senate Judiciary Committee �� � ����endorsed � ��� ��� ���� ������� ������� the bill. “I strongly support this bill,” Peterson wrote. “Children can be put in hopeless loyalty binds by parents who inadvertently use them as spies (‘What is Mom’s new boyfriend like?’) or messengers (Tell Dad I must have the child support check by Friday’)” But Hall’s legislation drew questions. �������� ������ Sen. John Marty, DFL-

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Roseville, said the bill could help the vast majority of divorcing couples, but he was worried about a small percentage of people the legislation could harm. “I’m not sure you’re there yet,” Marty said of advancing the bill. Representatives from the Minnesota Coalition for Battered Women testified in opposition to the bill. K.T. Bernhagen, a divorced mother of three children, spoke of living a life of cau-

tion — mixing up her routes to work, varying the times of departures and arrivals — as precautions against a former spouse. “Abuse is not about love,” she said. Bernhagen spoke of being frightened about the prospects of the bill. Her comments were echoed by a state senator, a former St. Paul police official, who said domestic violence is one of the leading causes of murder in that city.

Another critic of the bill — a mental health counselor — argued that an online course alone was not adequate to “re-hydrate” parents depleted by the divorce process. Committee Chairman Warren Limmer, R-Maple Grove, suggested to Hall and

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bill supporters they work with the opposition and craft more of a consensus bill. “I don’t think that’s going to happen,” Doherty said. T.W. Budig can be reached at tim.budig@ecm-inc.com.

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6A

February 23, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Redistricting creates a vacancy in Dakota County A current representative does not live in the new House District 58A by Tad Johnson DAKOTA COUNTY TRIBUNE

Thisweek Newspapers’ coverage area includes several changes as a result of a specially appointed court panel’s redistricting plan released today. The changes leave a House district for the taking by creating a vacancy in House District 58A, which will represent a large portion of Lakeville. The vacancy was created because Republican state Rep. Mary Liz Holberg, who lives in the northern part of Lakeville, now resides in House District 56B, which includes the southern portion of Burnsville, too. One other House member will see her district change quite a bit. Rep. Pam Myhra’s new district (56A) now includes Savage and the southwest portion of Burnsville. Her old district (40A) only took in a portion of Savage. Among the other changes are: • The current Senate District 38 essentially has become the new District 51. House districts 51A and 51B generally follow the same lines as their old 38 counterparts with the exceptions of the dividing line now running along I-35E from north to south until it reaches the southwest corner of Eagan. At that point, 51B takes in a portion of Eagan west of I-35E. District 51A takes in

Graphic submitted

The new Minnesota House and Senate district in the Thisweek Newspapers coverage area includes changes to what were once Senate districts 36 (Lakeville, Farmington and surrounding townships), 37 (Rosemount, Apple Valley and a portion of Burnsville), 38 (Eagan and Burnsville) and 40A (Burnsville and a portion of Savage). a west portion of Eagan and northern Burnsville, generally north of Highway 13. • The southern portion of Burnsville that used to be part of both House Districts 40A

and 37A are now in House Districts 56A and B, the latter of which takes in a portion of northern Lakeville. House District 56B is paired with House District 56A, which

takes in the city of Savage. • The current Senate District 37 essentially has become the new District 57. House District 57B takes in Rosemount, Coates and the

Bachmann no longer in 6th District by T.W. Budig U.S. Rep. Michele Bachmann, R-Stillwater, no longer lives within the 6th Congressional District. The Minnesota political landscape changed Feb. 21 with the release of a redistricting plan crafted by a five-judge, court redistricting panel. Because the Legislature failed to produce a redistricting plan, the court took on the task of sorting the state’s 5.3 million inhabitants into political units that took into account changes in population while attempting to retain shared lifestyles of people living in the area. The court panel, in a legal brief, spoke of the need to act

in a cautious manner. In terms of congressional districts, the panel’s redrawn congressional map resembles the map that has served the state for the last 10 years. The 1st, 7th, and 8th districts largely resemble their previous shapes. The 8th District required a small change in population — an ideal congressional district in population was determined to be about 663,000. In the 8th, that meant adding only about 2,600 more people, the panel noted. The court did this by altering a preexisting split in Beltrami County. The 8th continues to be home to a number of Native American tribes, including the Mille Lacs Band of

• The current Senate District 36 essentially has become the new District 58. The previously mentioned portions of northern LakevSee Redistricting, Page 8A

Graphic submitted

The new 2nd Congressional District includes all of Dakota, Scott, Goodhue and Wabasha counties, along with portions of Rice and Washington counties.

U.S. House district reshaped by five-judge panel ECM CAPITOL REPORTER

northern portion of Apple Valley. House District 57A takes in southern Apple Valley and a portion of Lakeville, known as the Valley Park neighborhood.

Ojibwe in the southern district. For the 7th District, on the state’s western side and which was about 37,000 under populated, the court pulled the district southwest by about 25 miles.

It deemed including the city of St. Cloud to the east outside the agricultural context of the 7th. But in the metro area — 54 percent of the state’s population lives within the seven county metro — the court

faced larger challenges in terms of adjusting for population. For instance, the 2nd Congressional District was about 69,000 residents too big. The 6th District — Bach-

mann’s district with the congresswoman’s home in Stillwater — posed the largest population challenge of them all. The district was 96,000 residents too big. See District, Page 10A


DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 23, 2012

7A

Sibley High School students visit Uponor to learn about PEX and new technologies On Feb. 14, more than 60 pre-engineering students from Henry Sibley High School in Mendota Heights visited the Uponor North American headquarters in Apple Valley to learn about innovations in radiant heating and cooling, plumbing and fire sprinkler systems, using crosslinked polyethylene tubing. The students’ visit was in conjunction with a push to encourage more science and technology education in Minnesota schools. Sen. Amy Klobuchar, D-Minnesota, who visited Uponor on Jan. 11 to promote business innovation, also spoke in an online column about the importance of technical schools and the STEM (science, technology, engineering and math) network in Minnesota.

“We have a long, strong history in education and training at Uponor,� Wes Sisco, training manager at Uponor Academy, said. “Reaching out to students is one of our top priorities because it helps support the next generation of professionals coming into the workforce.� The student outreach program at Uponor invites students from local high schools as well as vocational and technical schools to learn about the innovations and benefits of PEXbased radiant heating and cooling, plumbing and fire sprinkler systems. To learn how schools can get involved, contact Sisco at wes.sisco@uponor.com or Steve Swanson, customer trainer, at steve.swanson@ uponor.com.

Photo submitted

Wes Sisco, training manager at Uponor Academy, explains the concept of crosslinked polyethylene tubing to students from Sibley High School.

Calendar To submit an item for the Cal- cheon, Holiday Inn Hotel and from 7:30 to 9 a.m. at the Lakevendar, email it to darcy.odden@ Suites Lakeville, 20800 Kenrick ille Green Mill. To learn more, call ecm-inc.com or fax (952) 846- Ave. S. Amy at (952) 226-7741. 2010. Creative Networking ProRiver Heights Chamber of fessionals, an independent busiCommerce events: Date-specific • Tuesday, Feb. 28, 4 to 5 ness networking group, meets Dakota County Regional p.m., South St. Paul State of the the first and third Tuesday of the Chamber of Commerce events: City Address, South St. Paul City month at JoJo’s Rise and Wine • Thursday, Feb. 23, 7:30 to 9 Council Chambers, City Hall, 125 in Burnsville from 8 to 9 a.m. The a.m., Breakfast With Champions, Third Ave. N., South St. Paul. In- group is focused on creating inJBL Conference and Events Cen- formation: Jennifer Gale at jenni- terpersonal relationships to grow business-to-business referrals. ter, 3795 Pilot Knob Road, Eagan. fer@riverheights.com. • Wednesday, Feb. 29, 5 to Yearly dues are $65. New memSpeaker: Jon O’Malley, business coach. Cost: $20 members, $30 6:30 p.m., Business Card Ex- bers are welcome. Members are nonmembers. Information: Jessy change & Member Social, El Loro limited to one per professional Annoni at (651) 288-9202 or jan- Mexican Restaurant, 5681 Blaine category. For more informaAve., Inver Grove Heights. In- tion, contact Jeff Rothmeyer at noni@dcrchamber.com. • Thursday, March 1, 7:30 to formation: Chaz Kleinsteuber at JeffR@Roundbank.com or see www.CreativeNetworkingProfes8:30 a.m., West St. Paul State of chaz@riverheights.com. District 196 Community sionals.com. the City Address, DARTS, 1645 Dakota Business Partners Marthaler Lane, West St. Paul. Education will offer the followRSVP/Information: Jessy Annoni ing business courses. Register meets every Tuesday from 8:15at (651) 288-9202 or jannoni@ at www.district196.org/ce or call 9:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate (651) 423-7920. dcrchamber.com. • Understanding Your Credit, 35 and County Road 50), Lakev• Thursday, March 1, noon to 5 p.m., The WomEn’s Conference, 7 to 8:30 p.m. Thursday, Feb. ille. For why our group is different Lost Spur Golf and Event Center, 23, Falcon Ridge Middle School, and more information visit www. 2750 Sibley Memorial Highway, 12900 Johnny Cake Ridge Road, dakotabusinesspartners.com or Eagan. Registration begins at Apple Valley. Cost: $15; $5 addi- find us on Facebook. Network Unlimited, a profes11 a.m. Cost: $149. Information: tional adult. • Word 2010: Document For- sional networking chapter, meets Jessy Annoni at (651) 288-9202 matting 2, 6:30 to 8:30 p.m. Mon- Tuesdays from 4:30 to 5:45 p.m. or jannoni@dcrchamber.com. • Monday, March 5, noon to day, Feb. 27, Rosemount Middle at Cherokee Sirloin Room, Cliff 1:30 p.m., Common Cents – In- School, 3135 143rd St. W., Rose- Road and Nicols Road, Eagan. To see if your category is open go troduction to the State Budget: mount. Cost: $39. • Seven Secrets of Windows to www.NetworkUnlimited.org. Budget Balancing, Thomson BNI – The Valley Networkers Reuters, 610 Opperman Drive, 7, 6 to 9 p.m. Tuesday, Feb. 28, Eagan. Cost: $10. Information: Rosemount Middle School, 3135 Chapter of Business Networking Jessy Annoni at (651) 288-9202 143rd St. W., Rosemount. Cost: Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley $35. or jannoni@dcrchamber.com. • Economic Outlook and Op- Site at 14200 Cedar Ave. BNI Apple Valley Chamber of portunities: The Good, the Bad is a networking group for busiCommerce events: • Thursday, Feb. 23, 4:30 to and the Opportunity, 6:30 to 8 ness owners who are looking to 6:30 p.m., Business After Hours, p.m. Tuesday, Feb. 28, Scott increase their revenue. Only one American Legion Post #1776, Highlands Middle School, 14011 person from each profession. 14521 Granada Drive, Apple Pilot Knob Road, Apple Valley. Bring your own lunch. For more information, call Paula Sevenich Valley. Information: Catherine Cost: $15. • Marketing Strategies and at (952) 891-4057 or visit www. Bauman at catherine@applevalIdeas, 6:30 to 8:30 p.m. Tues- bni-mn.com leychamber.com. BNI – Networking meets • Tuesday, March 6, 7:30 to 9 day, Feb. 28, Falcon Ridge Mida.m., Coffee Connection, Flow- dle School, 12900 Johnny Cake Thursdays at 7:15 a.m. at the erama, 220 County Road 42, Ap- Ridge Rd., Apple Valley. Cost: Round Bank in Farmington. For more information, contact Ellen at ple Valley. Information: Catherine $29. (952) 412-5287 or Lanny at (612) Ongoing Bauman at catherine@applevalPlatinum Partners, a chapter 386-2660. leychamber.com. BNI – Power Lunch Chapter Burnsville Chamber of of BNI, welcomes one representative from each profession and meets Wednesdays at 11 a.m. Commerce events: • Thursday, March 1, 4:30 to meets every Wednesday morning at the Lakeville Brunswick Zone, 6 p.m., Business After Hours, Buca di Beppo, 14300 Burnhaven Drive, Burnsville. Hosted by Frontier Communications. Free. Guests are welcome. Lakeville Area Chamber of Commerce events: • Thursday, Feb. 23, 4:30 to 6:30 p.m., Networking After Hours, Casa Nostra Ristorante,     



 ďż˝ 20198 Heritage Drive. • Tuesday, Feb. 28, 7:30 to 9 ��           ďż˝   a.m., new member orientation,        !      chamber conference room.   ��      "    • Wednesday, Feb. 29, 11:30     ! "#    a.m., General Membership Lun$  %

   

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11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 2983487. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:309 a.m. at the JBL Companies building (old fire station), 3795 Pilot Knob Road, Eagan. This lively referral group can help you grow your business, but we do limit membership to one person from each profession. Visitors are welcome. For more information, contact Bob Reuter at (651) 552-3647, breuter@mnhomes. com. Find our chapter’s website at bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business

owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator� Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro

      

 

  

Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan. Seed Your Business referralbased networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994 8392.

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8A

February 23, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Hollstadt founder, CEO steps down by Jessica Harper DAKOTA COUNTY TRIBUNE

After spending two decades building a thriving consulting firm from the ground up, Rachel Hollstadt retired as CEO and owner of Hollstadt and Associates in Mendota Heights. “I seems to be the right time,” the 63-year-old Burnsville resident said of her decision to step down. “I know it will be in good hands.” The firm was sold to longtime Hollstadt and Associates employee Jim Jungbauer and his wife, Molly. Jim Jungbauer has served as the firm’s president for three years. Before that, he served for five years in various management roles at Hollstadt and Associates. As insiders, the Jungbauers were able to easily move into their new roles and adapt to other recent changes within the firm. Prior to Hollstadt’s retirement, longtime Chief Financial Officer Amy Jensen retired after several decades with Hollstadt and Associates. Then the company’s senior vice president, Nancy Quinnell of Lakeville, died earlier this month of breast cancer. Quinnell had been an integral member of the firm, Hollstadt said. Quinnell was named an Exceptional Businesswoman in 2011 by the Dakota County Tribune for her contributions at Hollstadt and Associates and in the surrounding community. Hollstadt launched the management consulting firm in the basement of her Lakeville home in 1990 after spending the prior decade working for Donaldson Corp. Inc. and Northwest Airlines. Several years later, the firm moved to Burnsville, where it maintained a headquarters for 17 years. Hollstadt moved the headquarters last year to Mendota Heights, where it remains today. Over the past 22 years, the company has translated its business success into leading civic and charitable roles. The firm helps large companies with project-based work by bringing in seasoned project managers and business analysts in both technical and general business functions. Hollstadt and Associates has 20 office employees and a total work force, including consultants, of 185. Clients have included Eagan-based Northwest Airlines, Blue

Rachel Hollstadt Cross and Blue Shield and the University of Minnesota. Hollstadt began ceding much of the day-to-day oversight of the company to her executive team as she prepared for retirement. Until she stepped down, Hollstadt remained heavily involved in guiding strategic direction, establishing processes and performance metrics, managing corporate marketing and public relations, guiding the company’s charitable initiatives and maintaining key client relationships. Unlike many other businesses across the globe, the company was prepared for the economic downturn. The firm began tweaking its business model two years prior to the recession, after taking the advice of an economist, who in 2001 predicted some kind of downturn in the near future. It was these keen leadership skills that made Hollstadt a role model for her employees, Jungbauer said. “Rachel is very iconic in the industry,” he said. “It was great having her as a leader. She kept her values all the way through.” The successes of Hollstadt and her firm have been recognized numerous times in recent years. Hollstadt and Associates was ranked ninth among the largest consulting firms in the Twin Cities area by the Minneapolis-St. Paul Business Journal in 2009. Hollstadt was named an Exceptional Businesswoman in 2010 by the Dakota County Tribune for her work at the firm and within the community. Hollstadt has been in-

strumental in the firm’s wide philanthropic reach. The company has received multiple Spirit of Caring Awards from 360 Communities, formerly known as Community Action Council, for donations of more than $30,000. Hollstadt and her husband have also received multiple Spirit of Caring Awards for their donations. She founded Art With Heart, an annual art show fundraiser for 360 Communities, which has raised more than $70,000. She is an active supporter of 360’s B. Robert Lewis House, a shelter for women and children. Her company participates annually in 360’s Armful of Love holiday program. Hollstadt and Associates’ dedication to the community and business ethics were recognized in 2007, when the company was awarded the Minnesota Business Ethics Award by the Center for Ethical Business Cultures and the Society for Financial Services Professionals. A lover of birds and nature, Hollstadt is a founding member of the board of the University of Raptor Center. She’s a founding member of the annual Raptor Bowl, a lawn bowling event that has raised nearly $130,000 for the Raptor Center. She also serves on the national advisory board for the new business school at her alma mater, Concordia College in Moorhead. And, in keeping with her northwestern Minnesota farm roots, Hollstadt continues to volunteer at the annual Western Minnesota Steam Threshers Reunion, a major regional event started by her family in the 1950s. Though she is retired, Hollstadt hasn’t cut all ties to the firm. She will remain as a consultant at Hollstadt and Associates on an as-needed basis. “It’s nice to still have that connection,” she said. Jessica Harper is at jessica. harper@ecm-inc.com.

Photo submitted

Longtime employee Jim Jungbauer and his wife, Molly, acquired Hollstadt and Associates from Rachel Hollstadt earlier this month.

Longtime employee takes the reins at Hollstadt and Associates by Jessica Harper DAKOTA COUNTY TRIBUNE

After working nearly a decade for Mendota Heights-based Hollstadt and Associates, Jim Jungbauer has acquired the management consulting firm with his wife, Molly. The White Bear Lake couple took the plunge into ownership Feb. 1 upon hearing the firm’s founder and CEO, Rachel Hollstadt of Burnsville, intended to retire. “I believe in the firm and in its people,” Jim said, when asked why he and Molly were interested in acquiring the company. Jim has served as the firm’s president for the past three years, a role he will continue to have as owner. He previously worked within management at Hollstadt and Associates for five years. Jim, who has a master’s of business administration from the University of St. Thomas, has spent nearly three decades in the

Redistricting from Page 6A

ille are no longer in 58A and 58B takes in Farmington and surrounding townships. The House districts for the other local representatives are also follows: • Diane Anderson, 51A • Doug Wardlow, 51B • Tara Mack, 57A • Kurt Bills, 57B and • Pat Garofalo, 58B. The Senate district for current officer holders will be: • Ted Daley, 51 • Dan Hall, 56 • Chris Gerlach, 57 and

industry. Prior to joining the firm he spent nearly 20 years in various roles at large consulting and financial firms. Molly, now the firm’s chief financial officer, worked in public accounting for 12 years after earning a bachelor’s from the University of Minnesota. She was then hired by the Minnesota Wild Hockey Club as a controller. She had been interested in becoming her own boss for a while, and jumped at the opportunity to acquire Hollstadt and Associates. The news came as a delight to Hollstadt, who hoped to retain strong female roles in the firm. “That sealed the deal,” Hollstadt said. “She brings tremendous financial experience and Jim has great leadership skills.” The couple said they plan to keep the firm on the course set up by Hollstadt. Over the past two decades, Hollstadt has grown

the firm into a thriving business with 185 employees and more than $30 million in annual revenue. “We plan to continue to focus on what we do well and expect great growth,” Jim said. They also plan to maintain the firm’s history of being an equal opportunity employer with several female leaders. “We want to continue to abide by the core values and integrity of the firm,” said Molly, who is the majority owner. So far, the couple say they have encountered few challenges as they settle into their new roles. “It can be hard to buy a business from a founder, but Rachel and I have had a very open and honest relationship for years, which made thing easier when Molly came on board,” Jim said.

• Dave Thompson, 58. The changes mean that Lakeville now takes in three Senate districts. It is possible that residents of Lakeville could serve as senators who would cover all of the Thisweek Newspapers’ coverage area except for Eagan and the northern portion of Burnsville. Burnsville, which used to take in three Senate districts, now has two. With the 2nd Congressional District – home turf of Republican U.S. Rep. John Kline of Lakeville – the panel removed the por-

tion of Carver County in the old district and used the Minnesota River to define the district’s northern border. The redrawn 2nd peels off Le Sueur County to the south, adding that county to the 1st Congressional District. The eastern portion of Rice County is in the 2nd, along with all of Goodhue and Wabasha counties.

Jessica Harper is at jessica. harper@ecm-inc.com.

Tad Johnson is at editor. thisweek@ecm-inc.com.


DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 23, 2012

Financial Sense Five mistakes people make in choosing a tax preparer Did you know that you are legally responsible for everything on your tax return, even if another person prepared it for you? Did you also know that your tax return paints a unique picture of your financial situation that you can use to make smart financial decisions throughout the year? Those are a few of the many reasons it’s so important to choose tax preparers who really know their stuff. The Minnesota Society of Certified Public Accountants points out common mistakes people make in making this choice and offers helpful solutions. Mistake No. 1: Not asking what “preparer” means. Anyone can use the title “tax preparer,” so find out what kind of training and experience the person actually has. In addition, you should be aware that even some preparers who are “registered tax preparers” with the Internal Revenue Service may have only met certain minimal requirements. A certified public accountant, on the other hand, must meet rigorous education standards and pass the demanding Uniform CPA Examination. CPAs are also required to receive continuing education throughout their careers to keep their skills sharp. They also meet high ethical standards in order to keep their licenses. Mistake No. 2: Not asking about experience. Remember that CPAs have hands-on experience helping a variety of clients understand how to comply with the tax laws and minimize their tax outlays. They are familiar with overlooked deductions and with common mistakes made on returns. That means that you can rely on their unique level of expertise to spot challenges and opportunities in your tax filing. In choosing a preparer, ask how long they have worked with clients in situations like your own and whether they can offer advice on the financial issues that are on your mind. Solid experience and training are particularly important if your return will be more complex than average, which could be the case if you are selfemployed, for example, or if you are dealing with

estate issues, a small business or other complications. Mistake No. 3: Not asking questions about fees. To avoid surprises later, determine up front how much the preparer will charge. A preparer’s fees may vary based on the complexity of your return and other factors. And while more experienced preparers may cost a little more, the savings or other financial advice they can offer may actually cover some or all of any added expense. Keep in mind, too, that you should avoid working with someone whose fee is based on a percentage of your refund or on how much they can save you in taxes. It’s a good idea to ask, too, whether the preparer can represent you before the IRS in case your return is audited and what extra charges might be involved if they do. Mistake No. 4: Not reviewing your return once it’s done. Be sure to look over your completed return to ensure you understand it. If you see anything that you believe may be incorrect or that just doesn’t make sense, contact your preparer and ask questions. Mistake No. 5: Setting your return aside and forgetting about it. Did you pay too much in taxes last year? Are you taking the right steps to prepare for retirement, a child’s college education or other long-term goals? Your tax return, which contains vital information about what you earned and how you spent it, can help answer those questions and many more. Best advice: Turn to your local CPA. If you have more questions about your tax situation or about any aspect of your financial life, be sure to consult your local CPA. He or she has the expertise to advise you on all your financial concerns. To locate a CPA, visit www.mncpa. org/referral. This column is provided by the Minnesota Society of Certif ied Public Accountants. Founded in 1904, its 9,500 members work in public accounting, business and industry, government and education.

9A

Loving named to lead CHS Energy Refining, Pipelines and Terminals Jim Loving has been named senior vice president for Refining, Pipelines and Terminals at CHS Inc., Inver Grove Heights, effective April 2. Loving will be responsible for CHS Energy refining operations, pipelines and terminals and will continue in his current role as president of the National Cooperative Refinery Association, McPherson, Kan. On Dec. 1, 2011, CHS announced it had reached agreement with the two minority owners of NCRA to transfer full ownership of the petroleum refiner to CHS, currently its majority share-

Jim Loving

Dan Knepper

holder. The transaction will be completed Sept. 1, 2015. Loving will relocate to CHS headquarters in Inver Grove Heights and report to Jay Debertin, executive vice president and chief operating officer, Energy and Foods. Debertin also serves as chairman of the NCRA board of directors.

Dan Knepper, senior vice president, Energy Operations, who is currently responsible for leading CHS Laurel, Mont., refinery operations, has announced his retirement, effective April 2, after 30 years of service to the company. In announcing Loving’s new role at CHS, Debertin said: “Jim brings to CHS a wealth of experience in refining, pipelines and terminal operations, along with a solid record of success. His deep knowledge of the refining industry and leadership experience will help CHS achieve its energy aspiration of being a leading provider of energy

to rural America and adding value for our member cooperative owners and customers.” Loving has more than 25 years experience in refinery operations. He joined NCRA in 1993 and has served as its president since 1999. Prior to joining NCRA, he held positions at Sinclair Oil Corp. and Conoco Inc. Loving serves on the boards of directors for Jayhawk Pipelines LLC, Osage Pipeline Company, and Kaw Pipeline Company. He holds a bachelor’s degree in civil engineering from the University of Wisconsin and an MBA from the University of Utah.

BBB to begin publishing complaint details On March 1, the Better Business Bureau of Minnesota and North Dakota (BBB) will join a growing list of BBBs throughout the country that offer complaint details in their free Business Reviews. Previously, complaints were classified into 12 categories and only the type of each complaint was reported, along with basic information on how that complaint was closed. Starting March 1, the actual text from consumer complaints will be included, as well as the initial business response, and any subsequent business/consumer correspondence in reportable complaints.

“We’re excited about this change and feel it only enhances the transparency and openness of our complaint handling process,” said Dana Badgerow, president and CEO of the BBB. “We’ve consulted other BBBs that have made this change and they’ve reported widespread

consumer and business acceptance.” The BBB is making this change in response to feedback solicited from consumers over the last several months. Research showed consumers were looking for more detailed information on the types of complaints companies receive and how those complaints were ultimately resolved. This change also gives companies more of a voice in the complaint process, allowing consumers to directly observe their response to customer issues. Because complaint detail will now be viewed by others, the BBB wants consumers and businesses to understand it is important that they in-

clude no personally identifiable information in their complaints and responses/ rebuttals. Personally identifiable information includes names, phone numbers, names of competitor businesses and order, invoice or contract numbers. The information on complaints the BBB will provide boils down to the actual complaints from the consumers and the corresponding responses from the company. “Another benefit is that it will encourage both consumers and businesses to put their best foot forward and continue to work in tandem to resolve disputes amicably,” added Badgerow.

Protecting data: Does your business know what to do? In times of escalating privacy and data breaches, customers expect every business — large or small — to take the necessary precautions to protect their sensitive personal information. The Better Business Bureau of Minnesota and North Dakota advises business owners to proactively address customer anxiety and take steps to both prevent and prepare for a security breach. The BBB has endorsed the Online Trust Alliance’s Data Protection and Breach Readiness Guide, recently updated for 2012. Last year, more than 125 million people were affected by data loss incidents. Increased awareness of these high visibility incidents, as well as aggressive data collection and sharing practices, have eroded consumers’ trust and online confidence, according to OTA. “The Internet has become the land of opportunity for scams and, unfortunately, we see thousands of

them every year,” says Dana Badgerow, president and CEO of the BBB. “Consumers need assurances that they can trust the companies they do business with to secure their data, and the Data Protection and Breach Readiness Guide is a great tool to help businesses protect themselves and their customers.” In the wake of a security breach, it’s important to take

action quickly. Small and large businesses alike need to be able to readily determine the nature and scope of the data incident, and take all appropriate steps to contain and stop the attack. The 2012 Data Protection and Breach Readiness Guide reflects input from a wide range of stakeholders, including interviews with companies that have experienced breach and data loss

incidents, and industry and breach analysis experts. The BBB encourages all businesses to use its suggestions to help build a safer Internet for all. For more data security advice you can trust, visit www.bbb.org/data-security, and for a complete OTA guide, visit https://otalliance.org/breach.html. For more consumer tips, visit www.bbb.org/us/bbb-news.

Book Your Company Event at... 8075 Lucerne Blvd. 3 Miles West of I-35 952-440-4656 • HeritageLinks.com Lakeville, MN 55044


10A

February 23, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Photos by Rick Orndorf

Clockwise from top left: Chris Holtan (center), one of the founders of Lancet Software in Burnsville, poses with her 2012 Exceptional Businesswomen Award. Co-workers, friends and family turned out to help honor the award winners during the Thursday ceremony at the Best Western Premier Nicollet Inn. Theresa Wise, vice president and chief information officer of Delta Air Lines, receives her award from Larry Werner, general manager/editor of the Dakota County Tribune and Thisweek Newspapers. Exceptional Businesswomen Award winner Terri Shepherd (right), owner and founder of Xact Resources, is congratulated by Paula Doherty. At left, state Sen. Ted Daley, R-Eagan, talks with Marge Winkelman, president of ECM Publishers Inc.

District from Page 6A

So the court panel went to work. It added part of Carver County to the 6th — Wright County remains wholly within the district — but removed a portion of Washington County. In public hearings, the court was overwhelmingly urged to reshape the district as not to include both St. Cloud and Stillwater and

other nearby communities located on the St. Croix River, the panel noted. In addition, residents of the east metro area extending from the St. Croix River to the city of Woodbury described their community of interest as St. Paul and its eastern suburbs, the panel notes. Because of this, the panel decided to remove this portion from the 6th District. Because the court pulled

the 4th Congressional District to the east over this area to the state line, Bachmann, as a resident of Stillwater, currently lives a congressional district represented by sixterm Democratic U.S. Rep. Betty McCollum of St. Paul. But Bachmann has indicated that she intends to run for a fourth term in the 6th District. “I intend to run in the 6th District,” she told the Washington publication The Hill.

“It’s essentially unchanged... I grew up in this district, went to junior high here, high school, college. Our children were born here, our business is here, our church is here,” she reportedly said. The panel did not want to pull the 4th District to the west into the 5th District and Minneapolis — they noted St. Paul and Minneapolis have been in separate congressional district since 1891.

In the 3rd District in the western metro, which was slightly under in terms of population, the panel pulled the entire city of Coon Rapids into it, noting Coon Rapids had been split before. It also added the Carver County communities of Chanhassen and Chaska, among others, to the 3rd. The panel gained public input on redistricting, which it deemed “robust,” from court documents, hearings,

and public meetings. “They comprise convenient, contiguous territory structured into compact units,” the panel said of its plan. The court panel, as part of its redistricting process, also reshaped the state’s 67 senate and 134 house districts. T.W. Budig can be reached at tim.budig@ecm-inc.com.


DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 23, 2012

11A

MNCPA issues 2011 list of strange tax deductions The Minnesota Society of Certified Public Accountants recently surveyed its CPA members to identify the most creative tax deductions proposed by their clients. “It’s a good bet that many of these deductions would have triggered a letter from the IRS, had a CPA not intervened and encouraged the tax filers to not include them on their tax returns,” said MNCPA Chair Sara Portner.

Taxes have gotten more complicated in recent years because of changing tax laws on both a state and national level. According to Portner, some credits and deductions allowed on the federal return must be added back when preparing a state return. “Claiming you messed up on your tax calculations because the tax preparation software said it was ‘okay’ is not an acceptable defense with the

IRS. That’s why it’s important to have someone who really understands tax rules and regulations, such as a CPA, counsel you,” Portner added. Here is the MNCPA list of strange and unacceptable deductions for 2011: 1. Questionable dependents. One woman wanted to include the months she was pregnant in 2011, even though she relinquished rights upon the child’s birth;

another taxpayer wanted to claim his elected official because he “pays his salary.” Yet another taxpayer wanted to claim a former spouse. 2. Disallowed charitable donations: the market value of whole blood that the taxpayer donated; a $100,000 deduction for burning down an old cabin; gambling losses; private school tuition; raffle tickets. 3. “Fido” as a business expense. Pets proved popular

with taxpayers wanting to deduct everything from pet food to vet bills. 4. Inflated mileage calculations. A handyman proposed to take a $25,000 mileage deduction, even though he had only $10,000 in revenue. He justified it by saying he drove 50,000 business miles in one year. 5. Creative medical expenses: a rental house in Arizona for the taxpayer’s health;

an in-ground swimming pool without a doctor’s order; a spouse’s drug habit; breast implants and tummy tucks. 6. Investment or not? An attorney’s fees for a divorce were considered an “investment” by the former spouse. 7. Unscrupulous business travel and entertainment deductions: a personal luxury car; three country club memberships; a motor home and the full cost of a wedding.

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.


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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF PUBLIC HEARING Notice is hereby given that the Dakota County Consortium (made up of Anoka, Dakota, Suburban Ramsey, and Washington Counties and the cities of Coon Rapids and Woodbury) will hold a Public Hearing on Thursday, March 8, 2012 from 5:00 p.m. to 6:00 p.m. at the Roseville City Hall in the Hawthorne Room. Roseville City Hall is located at 2660 Civic Center Dr. in Roseville, MN. The phone number for the Roseville City Hall is 651-792-7000. The purpose of this public hearing is to afford an opportunity for the public to comment on the housing, community, and economic development needs of the Dakota County Consortium and to assist with the development of the 2012 Annual Action Plan. The Annual Action Plan of the Dakota County Consortium includes the proposed activities using funds from the Department of Housing and Urban Development's (HUD) Community Development Block Grant (CDBG) program and HOME Investment Partnerships Program (HOME) throughout the Consortium's jurisdictions. Persons who wish to testify can contact Andrea Brennan at the Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. Telephone: 651-675-4464; Fax: 651-287-8020; MN Relay Service: 1-800-627-3529, prior to 4:30 p.m. on Tuesday, March 6, 2012. An executive summary and the list of proposed uses of the 2012 CDBG and HOME funds is available on the Dakota County CDA web site at and on Dakota www.dakotacda.org C o u n t y ' s w e b s i t e a t www.dakotacounty.us . On request, the Dakota County CDA will make every attempt to make the information available in alternative formats. 2914260 2/23/12

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO: 19HA-CV-12-90 In the Matter of the Petition of: CitiMortgage, Inc., a New York corporation, in Relation to Certificate of Title No. 130143 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Thirty-three (33), Block Two (2) in PALOMINO WOODS, according to the recorded plat thereof. TO: THOMAS E. WENTWORTH; INTER SAVINGS BANK, FSB; EAGLE VALLEY BANK, N.A.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 14th day of March, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 130143 and enter a new Certificate of Title for the land therein described in favor of CitiMortgage, Inc., a New York corporation, subject to the memorial of Document No. 104466 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 680153, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 1/17/12 BY THE COURT: Mary J. Theisen Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2912444 2/23-3/1/12

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-12-236 Case Type: Domestic Abuse In the Matter of: Francisca Hernandez, Petitioner vs. Peter Martinez Vega, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W. Mendota Rd #140, West St Paul, MN 55118 on March 13th, 2012 at 1:30 p.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 2/16/2012 Carolyn M. Renn Court Administrator K. Luhrs Deputy 2913104 2/23/12

PUBLIC NOTICE

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: 1. The preliminary and final plat of 16 single-family residential lots to be known as Village Creek Fourth Addition. 2. The vacation of existing public roadway, trailway, drainage and utility easements. APPLICANT: Meridian Land Company LLC. LOCATION AND LEGAL DESCRIPTION: The proposed preliminary and final plat and easements to be vacated are located north and south of Hartford Way and west of Hamburg Avenue in the City of Lakeville, Dakota County, Minnesota. The preliminary and final plat is legally described as follows: Outlots A & B VILLAGE CREEK 2ND ADDITION The easement vacations are described as follows: A 2.50 foot wide easement for trailway, drainage and utility purposes lying over, under and across Outlot A, VILLAGE CREEK 2ND ADDITION, according to the recorded plat thereof, Dakota County, Minnesota, the east line of said easement is described as follows: Commencing at the southeast corner of said Outlot A; thence on an assumed bearing of South 89 degrees 58 minutes 28 seconds West, along the south line of said Outlot A, a distance of 282.50 feet to the point of beginning of said east line; thence North 00 degrees 01 minutes 32 seconds West, a distance of 130.00 feet to the north line of said Outlot A and there terminating. TOGETHER WITH; A 2.50 foot wide easement for trailway, drainage and utility purposes lying over, under and across said Outlot A, the east line of said easement is described as follows: Commencing at the southeast corner of said Outlot A; thence South 89 degrees 58 minutes 28 seconds West, along the south line of said Outlot A, a distance of 340.00 feet to the point of beginning of said east line; thence North 00 degrees 01 minutes 32 seconds West, a distance of 130.00 feet to the north line of said Outlot A and there terminating. AND; A 55.00 foot wide easement for roadway, drainage and utility purposes lying over, under and across Outlot A, VILLAGE CREEK 2ND ADDITION, according to the recorded plat thereof, Dakota County, Minnesota, the centerline of said easement is described as follows: Commencing at the southeast corner of said Outlot A; thence on an assumed bearing of South 89 degrees 58 minutes 28 seconds West, along the south line of said Outlot A, a distance of 312.50 feet to the point of beginning of said centerline; thence North 00 degrees 01 minutes 32 seconds West, a distance of 130.00 feet to the north line of said Outlot A and there terminating. WHEN: Thursday, March 15, 2012 at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: Planning Commission meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota. QUESTIONS: Contact Associate Planner Allyn Kuennen at (952) 985-4424 or by e-mail at akuennen@ci.lakeville.mn.us. DATED this 21st day of February 2012. CITY OF LAKEVILLE _______________________ Charlene Friedges, City Clerk 2916775 2/23/12

SuperLock Self Storage You are hereby notified that SuperLock Self Storage, 14541 Glenda Drive, Apple Valley, MN 55124 will conduct a sale on site on Wednesday March 21, 2012 at 10:00 AM. Unit # Tenant 1212 Lori Leahy Description of Items Electric griddle, tape gun, fishing rod, lamp, sleeping bag, box of papers, misc. The contents will be sold for cash at auction to the highest bidder. 2916501 2/23-3/1/12

PUBLIC NOTICE

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday March 7, 2012 on or after 9:30am at the Simply Self Storage location at 801 Ladybird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. M Dailey - Unit 641 Speakers, Grill, Entertainment Center K Jahnke - Unit 609 Chairs, Piano, Misc. Items Vista Marketing & Sales Shelves, Misc. Boxes, File Cabinets 2904404 2/16-2/23/12

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-12-463 _______________________________________ In the Matter of the Petition of U.S. BANK NATIONAL ASSOCIATION, ND in Relation to Certificate of Title No. 137314 issued for land in the County of Dakota and State of Minnesota and legally described as follows: Lot Two (2) Block Two (2) in Cedar Grove No. 3, according to the recorded plat thereof now on file and of record in the office of the Register of Deeds within and for said County and State. _______________________________________ TO: Roger A. Bjornson, Trustee; Patricia Bjornson, Trustee; The Bjornson Family Inter Vivos Revocable Trust, a Trust; and to parties, if any, in possess i o n o f s a i d p r e m i s e s adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above-entitled matter, IT IS ORDERED, that you, and all persons interested, appear before this Court on the 14th day of March, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as the matter can be heard, show cause, if there is any, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 137314 and enter a new Certificate of Title for the land therein described in favor of U.S. Bank National Association ND, subject to the memorials of Document Nos. 25053, 29572, 29812, 30547, and 31762, but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 679555, and free also from the memorial of this Order. Attendance is required only by those who wish to object to the entry of the above-described Order IT IS FURTHER ORDERED, that this Order to Show Cause be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named nonresidents by sending a copy of this Order to the nonresident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon each of the above-named parties who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated; Dated: February 6, 2012 Approved: James P. O'Connell Examiner of Titles /s/ David L. Knutson JUDGE OF DISTRICT COURT By: /s/ James P. O’Connell Examiner Marjorie J. Holsten, #0185899 Attorney for Petitioner 9601 Annapolis Lane North Maple Grove, MN 55369 (763) 420-7034 2913043 2/23-3/1/12

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-CV-12-188 Case Type: Harassment Rachel Marie Mehralian, Petitioner(s) vs. Ali Mehralian, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. A hearing is scheduled for March 13th, 2012 at 1:30 p.m. at 1 W. Mendota Rd, #140, West St Paul, MN 55118. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: 2/16/2012 Carolyn M. Renn Court Administrator K. Luhrs Deputy 2913196 2/23/12

PUBLIC NOTICE

NOTICE OF DISSOLUTION Notice of dissolution is hereby given to all interested persons of the following information pursuant to Minn. Stat. § 317A.727: 1. SaveWCAL, a Minnesota non-profit corporation, is in the process of dissolving. 2. The corporation has filed a notice of intent to dissolve with the Minnesota Secretary of State. 3. The notice of intent to dissolve was filed on January 13, 2012. 4. Any claims against the corporation must be submitted in writing to Michael W. McNabb, Attorney at Law, Ames Business Center, 2500 West County Road 42, Burnsville, Minnesota 55337. 5. Any claims must be received within 90 days after the date of the first publication of this Notice or, in the case of a known creditor or claimant, within 90 days after written notice is given to that creditor or claimant. Dated: February 1, 2012 Michael W. McNabb Attorney for SaveWCAL Ames Business Center 2500 West County Road 42 Burnsville, Minnesota 55337 (952) 894-9812 2899960 2/9-3/1/12

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Community and Economic Development, Dakota County Community Development Agency (CDA), until 10:00 AM, Thursday, March 1, 2012, at the office of the Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the abatement and demolition of 3850 Cedar Grove Parkway and 3955 Cedarview Drive, Eagan, Minnesota, 55122. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the bidding documents prepared by Dakota County CDA. Bid forms and specifications may be seen and obtained by contacting Lisa Henning at (651)-675-4467 or lhenning@dakotacda.state.mn.us . A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date. A mandatory pre-bid walk-through is scheduled for Friday, February 24, 2012, at 10:00 AM, beginning at the 3850 Cedar Grove Parkway property. The pre-bid walk-through is required of ALL bidders. Failure of a bidder to attend the walk-through immediately subjects his/her bid to disqualification. Call the Dakota County CDA Contact person below to find out exact details of the walk-through. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the CDA. LISA HENNING, ASSISTANT DIRECTOR OF COMMUNITY AND ECONOMIC DEVELOPMENT DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY EAGAN, MINNESOTA 2909910 2/16-2/23/12

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-FA-12-383 Case Type: Domestic Abuse In the Matter of: Anna Alekseyevna Ford, Petitioner vs. Jonathan Wayne Jacobson, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Ave, AV MN 55124 on 3/15/12 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the DAKOTA County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: February 15, 2012 Carolyn Renn Court Administrator Kelly Dougherty Deputy 2911583 2/23/12

PUBLIC NOTICE

NOTICE TO THE CREDITORS OF AND CLAIMANTS AGAINST CLAIR CORPORATION NOTICE IS HEREBY GIVEN by Clair Corporation (“the Corporation”) that: 1. The Corporation is in the process of dissolving. 2. The Corporation filed with the Minnesota Secretary of State a Notice of Intent to Dissolve. 3. The Notice of Intent to Dissolve was filed with the Minnesota Secretary of State on February 10, 2012. 4. All claims by creditors or claimants must be in writing and must be filed with Chandler and Brown, Ltd., 332 Minnesota Street, Suite W2610, St. Paul, MN 55101. 5. All claims by creditors or claimants must be received on or before 90 days from the date of first publication of this notice. Any creditor or claimant who fails to file a claim on or before May 23, 2012 (90 days from the date of first publication of this notice), and all those claiming through or under the creditor or claimant are forever barred from suing on that claim or otherwise realizing upon or enforcing it except as otherwise provided in Minnesota Statutes Section 302A.781. 2911100 2/23-3/15/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File: 19HA-PR-12-116 Estate of Kenneth R. Ballinger, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed James C. Ballinger, whose address is 9735 Trailhaven Road, Corcoran, MN 55340 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred Dated: 2-16-12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Craig P. Goldman GOLDMAN LAW OFFICE, LLC 7760 France Avenue South, #1100 Edina, MN, 55435 Attorney License No: 228904 Telephone: (952) 886-7205 FAX: (952) 886-7501 Email: craig@craiggoldmanlaw.com 2915179 2/23-3/1/12

On or about October 28, 2011 a vehicle described as follows was abandoned on our property: 1998 Toyota Corolla, VIN 2TBR12E2WC724428. The location of the abandonment is 3841 Hamilton Street, Burnsville, MN, 55337. Owner or lien holder has the right to reclaim property by paying all fees due for storage. Under MN Statute 16AB, previous owner was notified by certified letter of the location of the property. Sale has been scheduled by private bidding with sealed bids. Bids to be delivered to Wild Blue, 15050 Cedar Avenue, Ste 116, Apple Valley, MN, 55124, no later than March 12, 2012 at 11:30 a.m. Minimum bid shall be $2797.47, to be paid by the purchaser. All property must be purchased and removed by purchaser. Please contact Wild Blue for more information and/or questions at 952.953.9468. 2912584 2/23-3/1/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Magazines Unlimited 4 U 2. Principal Place of Business: 1503 Highway 13 East, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Viking Magazine Service Inc., 1503 Highway 13 East, Burnsville, MN 55337 4. This certificate is an amendment of Certificate of Assumed Name File Number 3846124-2 originally filed on 5/20/2010 under the name Magazines Unlimited 4 U. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/18/11 David J. Moulder, CEO 2906148 2/16-2/23/12P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-104 Estate of KAREN J. BARBER, Deceased. It is Ordered and Notice is given that on March 20, 2012, at 9:00 a.m., a hearing will be held in this Court at The Dakota County Judicial Center, 1560 Highway 55 Hastings, Minnesota 55033, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of JANN M. McCANN, whose address is 15509 28th Avenue Court East, Tacoma, Washington 98445, as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objection to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to said personal representative or to the Court Administrator within four months after the date of this notice or the claims will be barred. Date: 2/14/12 Erica MacDonald Judge Attorney: Jeffrey P. Stier (#279560) STIER LAW OFFICES, P.A. 4470 Erin Drive, Suite 102 Eagan, Minnesota 55122 (651) 452-6250 2910961 2/23-3/1/12

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: “Johnny the Hub” 2. Principal Place of Business: 1443 Concord Street South, South St. Paul, MN 55075 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Nancy L. Skrypek Properties, Inc., 1962 Orchard Lane, White Bear Lake, MN 55110 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2-9-12 Rodney J. Skrypek, Vice President, Nancy L. Skrypek Properties, Inc. 2909759 2/16-2/23/12P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT _______________________________________ Deutsche Bank National Trust Company, As Certificate Trustee on Behalf of Bosco Credit II Trust Series 2010-1, Plaintiff, vs. Lyndsay Beaver and Ryan Sukhram, Defendant. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT: 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no Court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at Gurstel Chargo, P.A., 6681 Country Club Drive, Golden Valley, MN 55427. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A Default Judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Our file: 60445.14 GURSTEL CHARGO, P.A. Spencer Seamans (#0388019) Attorneys for Plaintiff 6681 Country Club Drive Golden Valley, MN 55427 Telephone: (763) 267-6846 Fax: (763) 267-6777 2900171 2/9-2/23/12

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF INTENT TO DISSOLVE THE GUILD OF CATHOLIC WOMEN, INC. To: Creditors and Claimants of The Guild of Catholic Women, Inc., a Minnesota non-profit corporation ("GCW") PLEASE TAKE NOTICE that: (1) GCW is in the process of dissolving; (2) T h e C o r p o r a t i o n h a s f i l e d a Notice of Intent to Dissolve with the Secretary of State for the State of Minnesota; (3) Such Notice was filed on November 23, 2011; (4) Written claims against GCW must be presented at 101 East Fifth Street, Suite 2300, St. Paul, Minnesota 55101; and (5) Claims must be received by the date which is 90 days after the date of the first publication of this Notice. This Notice is given by The Guild of Catholic Women, Inc. Kueppers, Kronschnabel & Daly, P.A. Attorneys for Dissolving Corporation 101 East Fifth Street, Suite 2300 St. Paul, MN 55101 2908802 2/16-3/8/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Kopling 2. Principal Place of Business: 15960 Fennel Court, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Catherine Rai Cardenuto, 15960 Fennel Court, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2/14/2012 Catherine Rai Cardenuto, Owner 2916956 2/23-3/1/12P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: QUIET TITLE Court File No. 19-HA-CV-12-479 _______________________________________ James Daniel Campion and Jamie Campion, husband and wife; Patricia Diane Kirk and Noel Kirk, wife and husband; and Verl N. McCarty, as Trustee of The McCarty Family Revocable Living Trust, Plaintiffs, vs Mary J. McCarty aka Mary Josephine McCarty aka Mary Jo McCarty; the unknown heirs of Mary J. McCarty aka Mary Josephine McCarty aka Mary Jo McCarty (if any); John Doe and Mary Roe; and all other persons unknown claiming any right, title, estate, interest or lien in the real estate described in the Complaint herein, Defendants. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to serve upon Plaintiffs’ attorney an Answer to the Complaint which is on file in the office of the Clerk of the above-named Court within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the complaint. This action involves, affects or brings in question real property situated in the County of Dakota, State of Minnesota, described as follows, to wit: Lot One (1), Block Two (2), Yung Addition, according to the duly recorded plat thereof, Dakota County, Minnesota. PID# 22-88300-02-010 The object of this action is to obtain a judgment that the plaintiff is the owner in fee of the above-described real property, as set forth in the complaint, and that none of the defendants have any right, title, estate or interest therein or lien thereon. Dated: 1/27, 2012 R. GLENN NORD & ASSOCIATES, P.A. /s/ R. Glenn Nord R. Glenn Nord, Esq. Attorney Registration No. 79625 20686 Holyoke Avenue P.O. Box 427 Lakeville, MN 55044 (952) 469-4948 2901846 2/9-2/23/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Stock-Up Investment Club 2. Principal Place of Business: 1034 Stryker Ave, West St. Paul, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Stephanie Tonihka, 1034 Stryker Ave, West St. Paul, MN 55118 Vi Lincowski, 457 Mary St So, Maplewood, MN 55119 Debbie Milan Manteufel, W12455 851st Ave, River Falls, WI 54022 Shannon Miller, 5189 203rd Court West, Farmington, MN 55024 Vicki Ryan, 4268 Parkview Court, Vadnais heights, MN 55127 Nancy Coyle Strahan, 3288 1/2 Owasso Heights Drive, Shoreview, MN 55126 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 02/09/2012 Stephanie Tonihka, Treasurer 2916484 2/23-3/1/12P

ADVERTISEMENT FOR BIDS CITY OF LAKEVILLE SEWER RELINING PROJECT

BID CLOSE: April 6, 2012, 2:30 p.m. LOCATION: Lakeville City Hall 20195 Holyoke Avenue Lakeville, Minnesota 55044 Telephone:(952) 985-4400 NOTICE IS HEREBY GIVEN that sealed bids will be received, opened, and read aloud at 2:30 p.m. CST, Friday, April 6, 2012, by the City Clerk and the Public Works Director at Lakeville City Hall, 20195 Holyoke Avenue, Lakeville, MN 55044 for the furnishing of all labor and materials for the cleaning, televising, and lining of approximately 5,664 feet of a 27-inch reinforced concrete pipe sanitary sewer main. Bidders desiring a copy of the specifications and bid form may obtain t h e m e l e c t r o n i c a l l y a t www.lakevillemn.gov or from the office of the Public Works Director, 18400 Ipava Avenue, Lakeville, Minnesota 55044. Bidders must bid on the entire project. Bids must be submitted on the Bid Form provided in accordance with the Specifications. There will be a mandatory pre-bid meeting on Wednesday, March 21, 2012 at 2:00 p.m. at the Lakeville Central Maintenance Facility, 7570 179th Street West, Lakeville MN 55044. The City of Lakeville reserves the right to reject any and all bids and to waive any informalities or irregularities. No Bidder may withdraw their bid for a period of sixty (60) days after the bid opening. All bids must be addressed to: City Clerk, City of Lakeville, 20195 Holyoke Avenue, Lakeville, Minnesota 55044. DATED: February 23, 2012 s/s Charlene Friedges City Clerk City of Lakeville PUBLISHED IN THE: Dakota County Tribune 2916857 2/23/12

PUBLIC NOTICE PUBLIC NOTICE ORDER TO SHOW CAUSE

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-464 In the Matter of the Petition of: CitiMortgage, Inc., a New York corporation, in Relation to Certificate of Title No. 134517 issued for land in the County of Dakota and State of Minnesota legally described as follows: L o t F i v e (5 ) , B l o c k T h r e e ( 3 ) , i n Brandywine according to the recorded plat. TO: B. WALTER HAMZAVI; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 28th day of March, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 134517 and enter a new Certificate of Title for the land therein described in favor of CitiMortgage, Inc., a New York corporation, subject to the memorial of Document No. 65515 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 680375, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 2/6/12 BY THE COURT: David L. Knutson Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2915041 2/23-3/1/12

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-471 In the Matter of the Petition of: Federal Home Loan Mortgage Corporation, a United States Corporation, in Relation to Certificate of Title No. 116066 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Seventeen (17), Block One (1) in Donnywood, according to the plat thereof. TO: EDUARD S. FISHER; VERA FISHER; STATE FARM BANK, F.S.B.; and to any parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 28th day of March, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 116066 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, a United States Corporation, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 687639, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 2/6/12 BY THE COURT; David L. Knutson Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2915114 2/23-3/1/12

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE/MENTAL HEALTH DIVISION Court File No. 19HA-PR-12-109 In Re: Virginia M. Westphal, Deceased TO ALL INTERESTED PARTIES AND CREDITORS: It is ordered and notice is hereby given that on the 20th day of March, 2012, at 9:00 o’clock a.m., a hearing will be held in the above-named court at the Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the above-named decedent, dated October 13, 2011, and for the appointment of Vicki A. Opitz, whose address is 5940 Halifax Avenue, Edina, Minnesota, 55424, as personal representative of the estate of the above-named decedent in unsupervised administration, and that any objections thereto must be filed with the court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 2/15/2012 Erica MacDonald Judge (COURT SEAL) Jennifer Athanases #157454 MacMILLAN, WALLACE, ATHANASES & PATERA, P.A. 9220 Bass Lake Road, Suite 355 Minneapolis, Minnesota 55428 Telephone: (763) 559-9553 Facsimile: (763) 559-1064 2912761 2/23-3/1/12

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT (Mortgage Foreclosure by Action) Court File No. 19HA-CV-11-6056 _______________________________ Vermillion State Bank, Plaintiff, v. Robert W. Melson, Vicki L. Breitschwerdt, J. Doe I-V and XYZ Co. I-V, Defendants. _______________________________ Notice is hereby given that under and by virtue of a judgment entered in the above-entitled action on January 17, 2012, a certified copy of which has been delivered to me directing sale of the property hereinafter described to satisfy the amount found and adjudged due to the Plaintiff in the above action from Defendants Robert W. Melson and Vicki L. Breitschwerdt, the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash, on April 6, 2012, at 10:00 a.m., at the Sheriff's Office, 1580 Highway 55, Hastings, MN, in said state and county, the premises and real estate described in said judgment, being in Dakota County, Minnesota, to wit: PARCEL 1: Lots 5 and 6, Block 9, Town of Hastings, according to the recorded plat thereof, and situate in Dakota County, Minnesota. Property address: 415 - 2nd Street West, Hastings, MN Parcel I.D. No. 19-32150-09-060 AND PARCEL 2: The SW 1⁄4 of NW 1⁄4 of SE 1⁄4; and NW 1⁄4 of NW 1⁄4 of SE 1⁄4 of Section 18, Township 113, Range 19, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. Property address: unknown Parcel I.D. Nos.: 07-01800-80-010; 07-01800-79-010; 07-01800-78-010 subject to redemption within six (6) months after confirmation of said sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Date: February 17, 2012 DAVE BELLOWS, Sheriff of Dakota County By:/s/Robert Shingledecker Deputy Ralph L. Moore, I.D. #74780 STEIN & MOORE, P.A. Attorneys for Plaintiff 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 2914400 2/23-3/29/12

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $512,000.00 MORTGAGOR(S): Keith C. Vogel, a single man and Brian J. Vogel and Althea Toliver-Vogel, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 07, 2007 Dakota County Recorder Document Number: 2494635 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: August 26, 2011 Recorded: December 28, 2011 Dakota County Recorder Document Number: 2839004 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100092047103769210 Lender or Broker: Webster Bank, N.A. Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9130 250th St E, Hampton, MN 55031-8730 Tax Parcel ID Number: 170240001201 LEGAL DESCRIPTION OF PROPERTY: The East 662 feet of the West 1322 feet of the North Half of the Northeast Quarter of Section 24, Township 113, Range 18, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $523,882.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 18, 2013, or the next business day if February 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010556F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 17, 2012 at 10:00 AM has been postponed to April 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 03, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010556F02 2906894 2/23/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2006 MORTGAGORS: Syed M Hussain and Nazeema Hussain, as join tenants. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 16, 2006, Dakota County Recorder, Document No. 2438401. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011506300941938 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiBank Federal Savings Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17635 Heidelberg Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 225720002110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Pine Grove COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $92,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $93,006.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6742 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 29, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 21, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6742 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916883 2/23/12

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Home Safe Inspections 2. Principal Place of Business: 14647 Greenridge Lane, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Scott Flanagan, 14647 Greenridge Lane, Burnsville, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/18/11 Scott Flanagan owner 2908227 2/16-2/23/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Surgical Repair Technologies 2. Principal Place of Business: 325 Armour Avenue, South St. Paul, MN 55075 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. SOHNIKS Endoscopy, Inc., 325 Armour Avenue, South St. Paul, MN 55075 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2-3-12 Marc R. Hoskins 2904300 2/16-2/23/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: National Renewal Exchange 2. Principal Place of Business: 1503 Highway 13 East, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Viking Magazine Service Inc., 1503 Highway 13 East, Burnsville, MN 55337 4. This certificate is an amendment of Certificate of Assumed Name File Number 3950492-2 originally filed on 8/16/2010 under the name National Renewal Exchange. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/18/11 David J. Moulder, CEO 2906188 2/16-2/23/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Guardian Angel Services 2. Principal Place of Business: 2075 49th Street East, Inver Grove Heights, MN 55077 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Carol Jean Eishen, 2075 49th Street East, Inver Grove Heights, MN 55077 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 02/06/2012 Carol Jean Eishen - Owner 2915830 2/23-3/1/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Twin Cities Grab Bar 2. Principal Place of Business: 9133 Cheney Trail, Inver Grove Heights, MN 55076 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Square Foot Construction LLC, 9133 Cheney Trail, I.G.H. MN 55076 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2-1-12 Matt Johnson Owner 2911826 2/23-3/1/12P

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: South Metro Drain Cleaning 2. Principal Place of Business: 4864 Birch St., Hampton, MN 55031 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Steve Krause / South Metro Cleaning, 4864 Birch St. (P.O. Box 4), Hampton, MN. 55031 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11-7-11 Steve Krause / South Metro Drain Cleaning 2904528 2/16-2/23/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Safe Guard ID 2. Principal Place of Business: 1503 Highway 13 East, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Viking Magazine Service Inc., 1503 Highway 13 East, Burnsville, MN 55337 4. This certificate is an amendment of Certificate of Assumed Name File Number 2117685-2 originally filed on 12/4/2006 under the name Safe Guard ID. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/18/11 David J. Moulder, CEO 2906129 2/16-2/23/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Homes For Now 2. Principal Place of Business: 14870 Granada Ave Suite 288, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Minnesota Home Rentals, LLC, 14870 Granada Ave. Ste. 288, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2/6/12 David Stish, Owner 2910600 2/23-3/1/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Safe Guard ID 2. Principal Place of Business: 1503 Highway 13 East, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Viking Magazine Service Inc., 1503 Highway 13 East, Burnsville, MN 55337 4. This certificate is an amendment of Certificate of Assumed Name File Number 2117685-2 originally filed on 12/4/2006 under the name Safe Guard ID. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/18/11 David J. Moulder, CEO 2906249 2/16-2/23/12P

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE COURT DIVISION Court File No. 19HA-PR-12-120 In Re: Estate of Phillip Harold Herzog, Decedent It is Ordered and Notice is given that on the 20th day of March, 2012, at 9:00 o’clock a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Dakota County, Minnesota, for the Formal Probate of an instrument purporting to be the Last Will of the above named Decedent, dated January 18, 2010, and separate writing(s) under Minn. Stat. § 524.2-513 (“Last Will”), and for the appointment of Bridget M. Gaer, whose address is 3300 Manor Drive, Golden Valley, Minnesota 55422, as Personal Representative of the estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. § 524.3-801) ALL CREDITORS having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four (4) months after the date of this Notice or the claims will be barred. Date: 2/21/12 Erica MacDonald Judge (COURT SEAL) Attorney for Personal Representative Bruce L. Beck, ID# 5885 BRUCE L. BECK & ASSOCIATES, L.L.C. 2785 White Bear Avenue, Suite 101 Maplewood, MN 55109 Telephone: (651) 770-2400 2916738 2/23-3/1/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 301, 12836 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12836 Nicollet Avenue South Unit 301, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Mary J. Resnikoff , as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Four Hundred Two and 00/100 ($2,402.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated J a n u a r y 1 5 , 2 0 1 0, and recorded October 8, 2010 as Document No. 2758382 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: March 14, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on September 14, 2012. Dated: January 10, 2012 By ________________________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441142 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2882915 1/19-2/23/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: MJP Images 2. Principal Place of Business: 7815 1 3 3 r d S t r e e t W , A p p l e V a l l e y , MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Mary Johnson Photography, LLC, 7815 133rd Street W, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1-26-12 Mary Johnson, Chief Manager 2916450 2/23-3/1/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Al’s Boarding Kennels 2. Principal Place of Business: 2085 Valencour Circle, Mendota Heights, MN 55120 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Christine Snyder, 2085 Valencour Circle, Mendota Heights, MN 55120 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 23 January, 2012 Christine Snyder, Owner/Manager 2907619 2/16-2/23/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Centro Quiropractico de Minneapolis 2. Principal Place of Business: 15556 Flyboat Lane, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. First Choice Chiropractic Pllc, 15556 Flyboat Ln., Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 01-24-2012 Kristi Zimmerman, DC Mgrm 2904325 2/16-2/23/12P

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Jillianne’s 2. Principal Place of Business: 12571 Oliver Ave. S. - Suite 600, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Olive Me, Inc., 12571 Oliver Ave. S. Suite 600, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12-15-11 Ann DeLanghe - President 2907362 2/16-2/23/12P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-118 In Re: Estate of Sergey Sergeyevich Tochennyy, also known as Sergey Tochennyy, Decedent. Notice is given that an Application for Informal Appointment of Co-Personal Representatives was filed with the Registrar. The Registrar accepted the application and appointed Yelena S. Carlson and Yulia S. Shpilsher, whose addresses are 5601 Smetana Drive, Unit 912, Minnetonka, MN 55343 and 1170 Northwood Drive, #219, Eagan, MN 55121, respectively, to serve as the co-personal representatives of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the co-personal representatives. Any objection to the appointment of the co-personal repres e n t a t i v e s m u s t b e f i l e d w i t h t he Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the co-personal representatives have the full power to administer the estate, including, after thirty (30) days from the issuance o f le t t e r s o f g e n e r a l administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the co-personal representatives or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 2/17/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator HUEMOELLER & GONTAREK PLC Bryce D. Huemoeller MN# 4782X 16670 Franklin Trail, Suite 210 Prior Lake, MN 55372 Telephone: (952) 447-2131 Facsimile: (952) 447-5628 e-mail: bdh@priorlakelaw.com 2915210 2/23-3/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2002 MORTGAGORS: Anita L. Rockwell and Thomas J. Rockwell, Wife and Husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 23, 2003, Dakota County Registrar of Titles, Document No. 496794, Certificate of Title No. 103431. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. Said Mortgage being Registered

Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500039170783 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Frontier Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 871 Betty Lane, Eagan, MN 55123 TAX PARCEL I.D. #: 106310003001 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block One (1), Red Oaks COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,479.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10257 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882908 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 1 , 2005 MORTGAGORS: Robb D. Pauling and Tonya S. Pauling, husband and wife. MORTGAGEE:Advisor's Mortgage, LLC. DATE AND PLACE OF RECORDING: Recorded March 7, 2005, Dakota County Recorder, Document No. 2301939. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group,Inc. n/k/a CitiMortgage, Inc.. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18268 Echo Drive, Farmington, MN 55024 TAX PARCEL I.D. #: 141950602020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Dakota County Estates 7th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00

MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,396.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 11, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6793 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882660 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-12-112 In Re: Estate of Selma S. Ramsey, a/k/a Selma Ramsey, a/k/a Sally S. Ramsey, a/k/a Sally Ramsey, Decedent It is Ordered and Notice is given that on March 20, 2012 at 9:00 o’clock a.m. , a hearing will be held at the Dakota County District Court, Probate Division, Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota 55033 on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Lutheran Social Service of Minnesota, whose address is 590 Park Street, Suite 310, St. Paul, MN 55103, as personal representative of the decedent’s estate in a supervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 2/15/12 BY THE COURT: Michael Mayer Judge Attorneys for Petitioner: BORER & TOMNEY, PLLC Attorneys at Law George Borer 1570 Concordia Avenue Suite 200 St. Paul, MN 55104 (651) 287-6021 Attorney I.D. 0009854 2912133 2/23-3/1/12P

PUBLIC NOTICE

NOTICE TO CREDITORS: FOREIGN PERSONAL REPRESENTATIVE ACTING IN MINNESOTA STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-12-81 Estate of WILLIAM GOLDETSKY, also known as WILLIAM I. GOLDETSKY, Decedent Notice is given that Bruce Goldetsky, residing at 10960 Northsky Square, Cupertino, CA 95014 is the domiciliary foreign personal representative (“Personal Representative”) for the estate of William Goldestky, also known as William I. Goldetsky, a resident of the State of Florida. On 2/14/12, the Personal Representative filed with the Court a document stating an intention to exercise, as to assets in Minnesota, all powers of a local personal representative and maintain actions and proceedings in Minnesota in accordance with Minn. Stat. 524.4-205. Notice is also given that any Minnesota creditor who objects to the Personal Representative’s exercise of power over assets in Minnesota must file a written objection within 60 days from the Personal Representative’s filing. If no objections are filed, the representative may, after the expiration of the 60 day period, exercise all powers of a local personal representative. Date: 2/14/12 Carolyn M. Renn Court Administrator Heidi Carstensen Deputy Registrar ATTORNEY FOR FOREIGN PERSONAL REPRESENTATIVE Cindy J. Ackerman, Esq. Moss & Barnett, P.A. 90 S. 7th Street, Suite 4800 Minneapolis, MN 55402-4129 Attorney License No.: 301887 Telephone: 612-877-5000 Fax: 612-877-5999 2909498 2/16-2/23/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-12-111 In Re: Estate of Robert M. Ramsey, a/k/a Robert Ramsey, Decedent It is Ordered and Notice is given that on March 20, 2012 at 9:00 o’clock a.m ., a hearing will be held at the Dakota County District Court, Probate Division, Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota 55033 on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Lutheran Social Service of Minnesota, whose address is 590 Park Street, Suite 310, St. Paul, MN 55103, as personal representative of the decedent’s estate in a supervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 2/15/12 BY THE COURT: Michael Mayer Judge Attorneys for Petitioner: BORER & TOMNEY, PLLC Attorneys at Law George Borer 1570 Concordia Avenue Suite 200 St. Paul, MN 55104 (651) 287-6021 Attorney I.D. 0009854 2912331 2/23-3/1/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2007 MORTGAGOR: R e v a G . N e l s o n , A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 3, 2007, Dakota County Recorder, Document No. 2535130. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National

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������ ������ ������� Assigned to: U.S. Bank National ERTY: �������� ��� ���� Association. Lot 11, Block 1, Parkwood South 1st TRANSACTION AGENT: Mortgage Addition, according to the recorded Electronic Registration Systems, Inc. plat thereof, Dakota County, MinneTRANSACTION AGENT'S MORTsota. GAGE IDENTIFICATION NUMBER ON COUNTY IN WHICH PROPERTY IS MORTGAGE: 100021268000959789 LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N MORTGAGE: $232,000.00 MORTGAGE: First Residential MortAMOUNT DUE AND CLAIMED TO BE gage Corporation DUE AS OF DATE OF NOTICE, INCLUDR E S I D E N T I A L M O R T G A G E S E R - ING TAXES, IF ANY, PAID BY MORTVICER: U.S. Bank Home Mortgage GAGEE: $268,828.12 That prior to the commencement of MORTGAGED PROPERTY ADDRESS: 14532 Florissant Path, Apple Valley, this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comMN 55124 T A X P A R C E L I . D . # : plied with all notice requirements as required by statute; That no action or 01-83612-40-020 LEGAL DESCRIPTION OF PROP- proceeding has been instituted at law ERTY: or otherwise to recover the debt Unit Number 4020, Common Inter- secured by said mortgage, or any part est Community Number 442, Mid- thereof; town Place Condominium PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota described property will be sold by the ORIGINAL PRINCIPAL AMOUNT OF Sheriff of said county as follows: MORTGAGE: $209,000.00 DATE AND TIME OF SALE: March 9, AMOUNT DUE AND CLAIMED TO BE 2012 at 10:00 AM DUE AS OF DATE OF NOTICE, INCLUDPLACE OF SALE:Sheriff's Office, Law ING TAXES, IF ANY, PAID BY MORT- Enforcement Center, 1580 Hwy 55, GAGEE: $211,113.76 Lobby #S-100, Hastings, MN That prior to the commencement of to pay the debt then secured by said this mortgage foreclosure proceeding Mortgage, and taxes, if any, on said Mortgagee/Assignee of Mortgagee com- premises, and the costs and disburseplied with all notice requirements as m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s required by statute; That no action or allowed by law subject to redemption proceeding has been instituted at law within six (6) months from the date of o r o t h e r w i s e t o r e c o v e r t h e d e b t said sale by the mortgagor(s), their secured by said mortgage, or any part personal representatives or assigns thereof; unless reduced to Five (5) weeks under PURSUANT to the power of sale con- MN Stat. §580.07. tained in said mortgage, the above TIME AND DATE TO VACATE PROPdescribed property will be sold by the E R T Y : I f t h e r e a l e s t a t e i s a n Sheriff of said county as follows: owner-occupied, single-family dwellDATE AND TIME OF SALE: March 6, ing, unless otherwise provided by law, 2012 at 10:00 AM the date on or before which the mortPLACE OF SALE:Sheriff's Office, Law gagor(s) must vacate the property if the Enforcement Center, 1580 Hwy 55, mortgage is not reinstated under secLobby #S-100, Hastings, MN tion 580.30 or the property is not to pay the debt then secured by said redeemed under section 580.23 is Mortgage, and taxes, if any, on said 11:59 p.m. on September 10, 2012, premises, and the costs and disburse- u n l e s s t h e r e d e m p t i o n p e r i o d i s m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s reduced to 5 weeks under MN Stat. allowed by law subject to redemption Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM within six (6) months from the date of said sale by the mortgagor(s), their FINANCIAL OBLIGATION ON MORTpersonal representatives or assigns GAGE: None "THE TIME ALLOWED BY LAW FOR unless reduced to Five (5) weeks under REDEMPTION BY THE MORTGAGOR, MN Stat. §580.07. TIME AND DATE TO VACATE PROP- THE MORTGAGOR'S PERSONAL REPE R T Y : I f t h e r e a l e s t a t e i s a n RESENTATIVES OR ASSIGNS, MAY BE owner-occupied, single-family dwell- REDUCED TO FIVE WEEKS IF A JUDIing, unless otherwise provided by law, CIAL ORDER IS ENTERED UNDER the date on or before which the mort- MINNESOTA STATUTES, SECTION gagor(s) must vacate the property if the 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mortgage is not reinstated under sec- OTHER THINGS, THAT THE MORTtion 580.30 or the property is not GAGED PREMISES ARE IMPROVED redeemed under section 580.23 is WITH A RESIDENTIAL DWELLING OF 11:59 p.m. on September 6, 2012, LESS THAN FIVE UNITS, ARE NOT u n l e s s t h e r e d e m p t i o n p e r i o d i s PROPERTY USED IN AGRICULTURAL reduced to 5 weeks under MN Stat. P R O D U C T I O N , A N D A R E ABANDONED." Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM Dated: January 10, 2012. FINANCIAL OBLIGATION ON MORTJPMorgan Chase Bank, National GAGE: None Association "THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE MORTGAGOR'S PERSONAL REP- Attorneys for Mortgagee/Assignee of RESENTATIVES OR ASSIGNS, MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 30-7208 OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. WITH A RESIDENTIAL DWELLING OF 2882897 1/19-2/23/12 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E NOTICE OF AND ORDER FOR ABANDONED." HEARING ON PETITION FOR Dated: January 6, 2012. FORMAL PROBATE OF WILL AND U.S. Bank National Association APPOINTMENT OF PERSONAL Mortgagee/Assignee of Mortgagee REPRESENTATIVE AND NOTICE USSET, WEINGARDEN AND LIEBO, P.L.L.P. TO CREDITORS Attorneys for Mortgagee/Assignee of STATE OF MINNESOTA Mortgagee COUNTY OF DAKOTA 4500 Park Glen Road #300 DISTRICT COURT Minneapolis, MN 55416 FIRST JUDICIAL DISTRICT (952) 925-6888 Court File No.: 19HA-PR-12-114 19-3230 THIS IS A COMMUNICATION FROM In Re: Estate of Edward Goodijohn, Jr., Decedent. A DEBT COLLECTOR. It is Ordered and Notice is given that 2882852 1/19-2/23/12 on March 20, 2012 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota NOTICE OF MORTGAGE 55033, for the formal probate of an FORECLOSURE SALE THE RIGHT TO VERIFICATION i n s t r u m e n t p u r p o r t i n g t o b e t h e OF THE DEBT AND IDENTITY OF decedent’s Will dated January 24, THE ORIGINAL CREDITOR WITHIN 2 0 0 6 , a n d f o r t h e a p p o i n t m e n t o f THE TIME PROVIDED BY LAW IS Ronald M. Thielen, whose address is W12138 - 850th Avenue, River Falls, NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Wisconsin 54022, as personal repredefault has occurred in conditions of sentative of the estate of the decedent the following described mortgage: in an unsupervised administration. Any objections to the petition must DATE OF MORTGAGE: J a n u a r y 3 1 , be raised at the hearing or filed with 2007 MORTGAGORS: G i l b e r t o Y b a r r a the Court prior to the hearing. If the A/K/A Gilbert Ybarra and Estela S. Yba- petition is proper and no objections are filed or raised, the personal reprerra, husband and wife. MORTGAGEE: J P M o r g a n C h a s e sentative will be appointed with the full power to administer the estate, Bank, N.A. DATE AND PLACE OF RECORDING: including the power to collect all Recorded February 16, 2007, Dakota assets; pay all legal debts, claims, C o u n t y R e c o r d e r , D o c u m e n t N o . taxes, and expenses; sell real and per2497323. sonal property; and do all necessary A S S I G N M E N T S O F M O R T G A G E : acts for the estate. Assigned to: JPMorgan Chase Bank, Notice is also given that, subject to National Association s/b/m to Chase Minn. Stat. § 524.3-801, all creditors Home Finance LLC. having claims against the decedent’s TRANSACTION AGENT: NONE estate are required to present the T R A N S A C T I O N A G E N T ' S M O R T - claims to the personal representative GAGE IDENTIFICATION NUMBER ON or to the Court within four (4) months after the date of this notice or the MORTGAGE: NONE LENDER OR BROKER AND MORT- claims will be barred. GAGE ORIGINATOR STATED ON Dated: 2/15/12 BY THE COURT MORTGAGE: JPMorgan Chase Bank, Shawn M. Moynihan N.A. RESIDENTIAL MORTGAGE SERJudge of District Court V I C E R : J P M o r g a n C h a s e B a n k , Patrick J. Gallagher (MN# 33182) National Association Ginkel & Gallagher MORTGAGED PROPERTY ADDRESS: 563 Bielenberg Drive, #215 13020 Welcome Lane, Burnsville, MN Woodbury Minnesota 55125-4427 55337 Telephone: (651) 224-4741 T A X P A R C E L I . D . # : Facsimile: (651) 223-5318 02-56600-110-01 2913273 2/23-3/1/12 LEGAL DESCRIPTION OF PROP���������� �� ���� ����� ERTY:

PUBLIC NOTICE

PUBLIC NOTICE


��� �������� ��� ���� ������ ������ ������� MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee ���������� ���� ���������

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND FOR FORMAL PROBATE OF WILL (EXEMPT ESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO: 19HA-PR-12-113 ESTATE OF MARGARET I. GILLER, DECEDENT. Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration. The Petition also requests the probate of an instrument purporting to be the Decedent’s last will dated June 26, 1975. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate’s assets. It is Ordered and Notice is now given that the Petition will be heard on March 20, 2012, at 9:00 a.m., by this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota 55033. Notice is further given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 2/15/2012 Michael Mayer Judge Attorneys for Petitioner Emily Fox Williams Erin E. Boerschel Dougherty, Molenda, Solfest, Hills & Bauer P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 (952) 953-8809 (phone) (952) 432-3780 (fax) 2912845 2/23-3/1/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-100 In Re: Estate of ASMITA CHANDRAVADAN PATEL, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated August 14, 1998. The Registrar accepted the application and appointed Sheelan Chandravadan Patel and Bhavita Kunal Shah, who both reside at 4190 Braddock Trail, Eagan, MN 55123, to serve as personal representatives of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 2/13/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Bruce B. Phillips Attorney at Law, CPA Attorney for Applicants/Personal Representatives 1590 Thomas Center Drive, Suite 106 Eagan, MN 55122 (651) 208-2420 Fax (651) 207-4520 2908715 2/16-2/23/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,200.00 MORTGAGOR(S): Troy A Gerber and Andrea L Gerber, husband and wife as tenants in common MORTGAGEE: Mortgage Electronic

for Great Northern Financial Group, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1002614-9567674021-4 SERVICER: Ocwen Loan Servicing, LLC LENDER: Great Northern Financial Group, Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on January 23, 2006, as Document No. 583415. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: May 31, 2006 , and recorded May 13, 2010 by Document No. T661861 . LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 5, Marion Fields, Dakota County, Minnesota. PROPERTY ADDRESS: 20907 Huntsville Trail, Lakeville, MN 55044 PROPERTY I.D: 22-47475-05-270 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Twelve Thousand Two Hundred Forty-Two and 31/100 ($312,242.31) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on March 6, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 6, 2012, or the next business day if September 6, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2012 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00086-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4175461 01/19/2012, 01/26/2012, 02/02/2012, 02/09/2012, 02/16/2012, 02/23/2012 2878702 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2003 MORTGAGORS: D a v i d S a m e s a n d Denise Sames, husband and wife. MORTGAGEE:Mortgage Source, Inc.. DATE AND PLACE OF RECORDING: Registered September 19, 2003, Dakota County Registrar of Titles, Document No. 0514764, Certificate of Title No. 96087. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Source, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13409 Commonwealth Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # :

T A X P A R C E L I . D . # : 02-31103-02-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, in Grosse Pointe Fourth Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $233,531.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3302 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882857 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2007 MORTGAGORS: P o n l e u H e a n a n d Voeuy You, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 12, 2007, Dakota County Recorder, Document No. 2495836. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100232301120050281 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Centennial Mortgage and Funding, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 9463 Imbler Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 228410002260 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 2, Wild Meadow Villas CIC #363 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $218,664.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3419 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882795 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Herbert F. Jellum, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 30, 2006 Dakota County Recorder Document Number: 2433271 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: December 19, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000133321 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17366 Ithaca Ct, Lakeville, MN 55044-8742 Tax Parcel ID Number: 22-13201-04-080 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Four (4), Barrett Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,844.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2012, or the next business day if September 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 19, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023372F01 2876975 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 09, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,000.00 MORTGAGOR(S): Bopha Soeun and Pharoth Phal, Both Single Persons MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for AmTrust Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 23, 2008 Dakota County Recorder Document Number: 2619503 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: February 08, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500013760559 Lender or Broker: AmTrust Bank Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3805 Laurel Ct, Eagan, MN 55122-1622 Tax Parcel ID Number: 10-14991-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Briar Hill 2nd Addition, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $142,199.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 08, 2012, or the next business day if October 08, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 23, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022905F01 2915669 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-110 In Re: Estate of Edward Robert Rose aka Edward R. Rose and Ed Rose, Decedent. It is Ordered and Notice is given that on 3-20-2012 at 9:00 am, a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Oscar Rose, Jr., whose address is 9911 Regent Circle, Little Rock, AR 72204, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 2/15/2012 BY THE COURT Erica MacDonald Judge of District Court Business & Estate Planning Analytics William White MN# 0232427 80 South 8th Street 900 IDS Tower Minneapolis, MN 55402 Telephone: 651-343-8985 e-mail: billw@bepapllc.com 2911862 2/23-3/1/12P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-99 In Re: Estate of Daniel W. Nick, Decedent. It is Ordered and Notice is given that on March 20, 2012, at 9:00 o’clock a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Randall J. Nick, whose address is 3217 Random Road, Eagan, Minnesota 55121, and Roxanne M. Zahradka, whose address is 1420 Sylvan Street, St. Paul, Minnesota 55117, as co-personal representatives of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representatives will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 2/8/12 BY THE COURT David Knutson Judge of District Court Patrick J. McGuigan, #70592 Kelly & Lemmons, P.A. 176 N. Snelling Avenue, Suite 200 St. Paul, Minnesota 55104 651-646-6325 / 651-646-8584 (fax) 2906020 2/16-2/23/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2005 MORTGAGORS: Paul E. Werner and Cheren J. Werner, Husband and Wife.

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Cheren J. Werner, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered September 15, 2005, Dakota County Registrar of Titles, Document No. 574446, Certificate of Title No. 137489. ASSIGNMENTS OF MORTGAGE: Assigned to: U. S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278104475608 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Pioneer Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3780 Upper 71st Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-71155-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2) in Block Six (6) of South Grove No. 6, According to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,255.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $287,580.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3359 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882839 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: January 11, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Combination First Mortgage and Security Agreement and Fixture Financing Statement and Assignment of Leases and Rents dated July 16, 2007, executed by RoMar Enterprises, LLC, a Minnesota limited liability company, as Mortgagor, to Key Community Bank, a Minnesota banking corporation, as Mortgagee, filed for record July 17, 2007 as Document Number 2530907 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. The Mortgage has not been as 3. The original principal amount secured by the Mortgage was $1,013,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions prece-

complied with all conditions prece dent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, paid by the holder of the Mortgage is $537,182.29. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 6, Block 2, Hastings Industrial Park No. 7, Dakota County, Minnesota. TOGETHER WITH all estates and rights in and to such real property and in and to lands lying in streets, alleys and roads adjoining such real property and all buildings, structures, improvements, fixtures and annexations, access rights, easements, rights of way or use, servitudes, licenses, tenements, hereditaments and appurtenances now or hereafter belonging or pertaining to such real property and together with all buildings, equipment, fixtures, improvements, building supplies and materials and personal property now owned or hereafter acquired and now or hereafter attached to, located in, placed in or necessary to the use of the improvements on such real property, including, but without being limited to all machinery, fittings, fixtures, apparatus, equipment or articles used to supply heating, gas, electricity, air conditioning, water, light, waste disposal, power, refrigeration, ventilation, and fire and sprinkler protection, as well as all elevators, escalators, overhead cranes, hoists and assists, and the like, and all furnishings, supplies, draperies, maintenance and repair equipment, floor coverings, appliances, screens, storm windows, blinds, awnings, shrubbery and plants, as well as renewals, replacements, proceeds, additions, accessories, increases, parts, fittings and substitutes thereof. will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Wednesday, March 7, 2012 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is twelve (12) months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 11. RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Key Community Bank By David A. Bjerknes Its Senior Vice President Lender Attorney for Lender: James F. Christoffel Christoffel & Elliott, P.A. 1111 UBS Plaza 444 Cedar Street St. Paul, Minnesota 55101-2129 2879086 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 1998 MORTGAGORS: Jeffrey R. Wiegand and Carolyn M. Wiegand, husband and wife. MORTGAGEE: D i s c o v e r M o r t g a g e Corporation. DATE AND PLACE OF RECORDING: Recorded May 19, 1998, Dakota County Recorder, Document No. 1501604. ASSIGNMENTS OF MORTGAGE: Assigned to: Standard Federal Bank. And thereafter assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Discover Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8724 Highwood Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-33901-030-01 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 3, Block 1, Hunters Wood Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,190.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6822 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882806 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 3, 2003 MORTGAGORS: Michael G. Schnarr and Paula L. Schnarr, husband and wife. MORTGAGEE: U . S . B a n k N a t i o n a l Association. DATE AND PLACE OF RECORDING: Recorded November 14, 2003, Dakota County Recorder, Document No. 2140489. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 254 20TH Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-53600-08-180 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A Lots Fourteen (14), Fifteen (15), Sixteen (16), Seventeen (17) and the South Seven (7) feet of Lots Thirteen (13) and Eighteen (18), all in Block Eight (8), Oak View Addition to South St. Paul, together with that portion of the vacated alley which accrued thereto by reason of the vacation thereof, according to the recorded plat thereof on file and of record in the office of the Register of Deeds, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$204,276.32

GAGEE:$204,276.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3272 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882865 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2008 MORTGAGOR: Sally Jo Wicklund, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 12, 2008, Dakota County Recorder, Document No. 2571895. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268001298310 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 953 Jefferson Lane, Eagan, MN 55123 TAX PARCEL I.D. #: 104507202040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Lexington Pointe Third Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,955.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption

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������� �������� ��� ���� redemption subject to������ allowed by law������ cation Number: Not Applicable within six (6) months from the date of Lender or Broker: America's Wholesaid sale by the mortgagor(s), their sale Lender Residential Mortgage Servicer: Bank personal representatives or assigns unless reduced to Five (5) weeks under of America, N.A. MN Stat. §580.07. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: TIME AND DATE TO VACATE PROPE R T Y : I f t h e r e a l e s t a t e i s a n 104847 owner-occupied, single-family dwellCOUNTY IN WHICH PROPERTY IS ing, unless otherwise provided by law, LOCATED: Dakota Property Address: 13607 Fordham the date on or before which the mortgagor(s) must vacate the property if the Ave, Apple Valley, MN 55124-4122 Tax Parcel ID Number: mortgage is not reinstated under section 580.30 or the property is not 01.31000.500.05 LEGAL DESCRIPTION OF PROPredeemed under section 580.23 is 11:59 p.m. on September 10, 2012, ERTY: Lot 50, Block 5, in Greenleaf u n l e s s t h e r e d e m p t i o n p e r i o d i s First Addition according to the plat reduced to 5 weeks under MN Stat. thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM D U E A S O F D A T E O F N O T I C E : FINANCIAL OBLIGATION ON MORT- $235,375.39 THAT all pre-foreclosure requireGAGE: None "THE TIME ALLOWED BY LAW FOR ments have been complied with; that REDEMPTION BY THE MORTGAGOR, no action or proceeding has been instiTHE MORTGAGOR'S PERSONAL REP- tuted at law or otherwise to recover the RESENTATIVES OR ASSIGNS, MAY BE debt secured by said mortgage, or any REDUCED TO FIVE WEEKS IF A JUDI- part thereof; that this is registered CIAL ORDER IS ENTERED UNDER property; PURSUANT to the power of sale conMINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG t a i n e d i n s a i d m o r t g a g e , t h e OTHER THINGS, THAT THE MORT- above-described property will be sold GAGED PREMISES ARE IMPROVED by the Sheriff of said county as folWITH A RESIDENTIAL DWELLING OF lows: LESS THAN FIVE UNITS, ARE NOT DATE AND TIME OF SALE: March PROPERTY USED IN AGRICULTURAL 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County P R O D U C T I O N , A N D A R E Law Enforcement Center, 1580 HighABANDONED." way 55, Lobby S-100, Hastings, MinneDated: January 10, 2012. sota U.S. Bank National Association to pay the debt secured by said mortMortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. gage and taxes, if any, on said preAttorneys for Mortgagee/Assignee of mises and the costs and disburseMortgagee ments, including attorney fees allowed 4500 Park Glen Road #300 by law, subject to redemption within Minneapolis, MN 55416 six (6) months from the date of said (952) 925-6888 sale by the mortgagor(s), their per19-3261 sonal representatives or assigns. If the Mortgage is not reinstated THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. under Minn. Stat. §580.30 or the prop2882892 1/19-2/23/12 erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2012, or the next busiNOTICE AND ORDER OF HEARING ness day if September 04, 2012 falls on ON PETITION FOR PROBATE OF a Saturday, Sunday or legal holiday. WILL AND APPOINTMENT OF Mortgagor(s) released from financial PERSONAL REPRESENTATIVE AND obligation: NONE NOTICE TO CREDITORS THIS COMMUNICATION IS FROM STATE OF MINNESOTA A DEBT COLLECTOR ATTEMPTCOUNTY OF DAKOTA ING TO COLLECT A DEBT. ANY DISTRICT COURT INFORMATION OBTAINED WILL BE FIRST JUDICIAL DISTRICT USED FOR THAT PURPOSE. PROBATE COURT DIVISION THE RIGHT TO VERIFICATION OF Court File No.: 19HA-PR-12-119 THE DEBT AND IDENTITY OF THE Estate of Mary K. Blanchard, Dece- ORIGINAL CREDITOR WITHIN THE dent. TIME PROVIDED BY LAW IS NOT It is Ordered and Notice is given that AFFECTED BY THIS ACTION. on March 20, 2012 at 9:00 a.m. a hearTHE TIME ALLOWED BY LAW FOR ing will be held in this Court at the REDEMPTION BY THE MORTGAGOR, Dakota County Government Center, THE MORTGAGOR'S PERSONAL REPHastings, Minnesota, for the formal RESENTATIVES OR ASSIGNS, MAY BE probate of an instrument purporting to REDUCED TO FIVE WEEKS IF A JUDIbe the will of Decedent, dated May 25, CIAL ORDER IS ENTERED UNDER 2011, and separate writing under Minn. MINNESOTA STATUTES, SECTION Stat. 524.2-513 (“Will”), and for 582.032, DETERMINING, AMONG appointment of Catherine M. Dolan OTHER THINGS, THAT THE MORTwhose address is 13510 Daisy Court, GAGED PREMISES ARE IMPROVED Rosemount, MN 55068 as personal WITH A RESIDENTIAL DWELLING OF representative of the Estate of the LESS THAN FIVE UNITS, ARE NOT D e c e d e n t i n a n U N S U P E R V I S E D PROPERTY USED IN AGRICULTURAL administration. PRODUCTION, AND ARE ABANDONED. Any objections to the petition must DATED: January 19, 2012 be filed with the Court prior to or ASSIGNEE OF MORTGAGEE: raised at the hearing. If proper and if The Bank Of New York Mellon no objections are filed or raised, the FKA The Bank Of New York As personal representative will be Trustee For The appointed with full power to adminisCertificateholders Of The CWABS, ter the Estate, including the power to Inc., Asset-Backed Certificates, collect all assets, pay all legal debts, Series 2005-AB4 claims, taxes and expenses, to sell real Wilford, Geske & Cook P.A. and personal property, and do all nec- Attorneys for Assignee of Mortgagee essary acts for the Estate. Lawrence A. Wilford Notice is also given that (subject to James A. Geske Minn. Stat. 524.3-801) all creditors 8425 Seasons Parkway, Suite 105 having claims against the Estate are Woodbury, MN 55125-4393 required to present the claims to the (651) 209-3300 personal representative or to the Court File Number: 017234F02 Administrator within four months after 2880979 1/19-2/23/12 the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be NOTICE OF MORTGAGE given to the Attorney General pursuFORECLOSURE SALE ant to Minn. Stat. 501B.41, subd. 5. THE RIGHT TO VERIFICATION Date: 2/17/2012 OF THE DEBT AND IDENTITY OF BY THE COURT THE ORIGINAL CREDITOR WITHIN Shawn M. Moynihan THE TIME PROVIDED BY LAW IS Judge NOT AFFECTED BY THIS ACTION. (COURT SEAL) NOTICE IS HEREBY GIVEN, that Attorney for Personal Representative default has occurred in conditions of Timothy W. Ridley, #130515 the following described mortgage: MEAGHER & GEER, PLLP DATE OF MORTGAGE: July 22, 2009 33 South Sixth Street, #4400 MORTGAGOR: Matthew J. Liffrig, a Minneapolis, MN 55402-3788 single person. 612-347-9128 MORTGAGEE: Mortgage Electronic 2915266 2/23-3/1/12 Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 5, 2009, Dakota County Recorder, Document No. NOTICE OF MORTGAGE 2676096. FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: NOTICE IS HEREBY GIVEN that Assigned to: Freedom Mortgage default has occurred in the conditions Corporation. of the following described mortgage: TRANSACTION AGENT: Mortgage DATE OF MORTGAGE: September Electronic Registration Systems, Inc. 30, 2005 TRANSACTION AGENT'S MORTORIGINAL PRINCIPAL AMOUNT OF GAGE IDENTIFICATION NUMBER ON MORTGAGE: $196,000.00 MORTGAGE: 1000730-0083526442-5 MORTGAGOR(S): James T. AnderLENDER OR BROKER AND MORTson and Ronica E. Anderson, husband G A G E O R I G I N A T O R S T A T E D O N and wife MORTGAGE: Freedom Mortgage CorMORTGAGEE: America's Wholesale poration Lender RESIDENTIAL MORTGAGE SERDATE AND PLACE OF REGISTER- VICER: LoanCare, a Division of FNF ING: Servicing, Inc. Registered: October 21, 2005 Dakota MORTGAGED PROPERTY ADDRESS: County Registrar of Titles 16417 Elm Creek Lane, Lakeville, MN Document Number: 577392 55044 ASSIGNMENTS OF MORTGAGE: T A X P A R C E L I . D . # : And assigned to: The Bank Of New 22-26702-15-034 York Mellon FKA The Bank Of New LEGAL DESCRIPTION OF PROPYork As Trustee For The Certificate- ERTY: holders Of The CWABS, Inc., Unit No. 05034, CIC No. 581, FieldAsset-Backed Certificates, Series stone Creek Condominium, Dakota 2005-AB4 County, Minnesota. Dated: January 11, 2012 COUNTY IN WHICH PROPERTY IS Transaction Agent: Not Applicable LOCATED: Dakota Transaction Agent Mortgage Identification Number: Not Applicable ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE


��� �������� ��� ���� ������2012 ������ at 10:00������� AM PLACE OF SALE:Sheriff's Office, Law ���������� ���� ��������� LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,986.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$188,365.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2012. Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2527 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882923 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 23, 2009 MORTGAGORS: Scott Ausmus and Holly Ausmus, Husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 18, 2009, Dakota County Recorder, Document No. 2703229. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000270319 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15755 Hannover Path, St. Paul, MN 55124 TAX PARCEL I.D. #: 014910501110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Morningview Sixth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,666.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $295,919.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1, 2012 at 10:00 AM

Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3165 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882775 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,300.00 MORTGAGOR(S): Adam J. Daly, a single person and Nikolaus D. Boese, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Minnesota Funding Group, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: September 19, 2007 Dakota County Registrar of Titles Document Number: 617485 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: December 19, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003822-0501652955-5 Lender or Broker: Minnesota Funding Group Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 149698 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6920 Casper Ave E, Inver Grove Heights, MN 55076-2112 Tax Parcel ID Number: 20-71153-09-150 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15) in Block Nine (9) of South Grove No. 4, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,872.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2012, or the next business day if September 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY

ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 19, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023384F01 2881394 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: January 11, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Gardenview Place Association (hereinafter the "Association") which was recorded as Document No. 1109609, in the Office of the County Recorder of Dakota County, Minnesota, as amended, covering the following property: LEGAL DESCRIPTION: Lot 39, Block 1, Gardenview Place First Addition, Dakota County, Minnesota STREET ADDRESS: 14370 Hickory Way, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-28950-01-390 2. Pursuant to said Declaration, there is claimed to be due and owing as of January 11, 2012, from Brandon Betz, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $2,328.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after January 11, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 9, 2011, as Document No. 2829617 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 22nd day of March, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on September 24, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARDENVIEW PLACE ASSOCIATION Attorneys for Gardenview Place Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Gardenview Place/Betz/11-7-497D) 2893903 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 21, 2001 MORTGAGORS: Michael P. Liegl and Sara J. Liegl, husband and wife. MORTGAGEE: Lakeland Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded May 23, 2001, Dakota County Recorder, Document No. 1776744. ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Mortgage, Inc.. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 124 9th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 368430014003 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 3, Windsor Addition to South St. Paul, Minn. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,201.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $126,453.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 10 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __October 10, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2914281 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2009 MORTGAGOR: Jason Regan, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 12, 2009, Dakota County Recorder, Document No.

County Recorder, Document No. 2663861. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000234455 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: MarketPlace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1077 Smith Avenue South, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-34951-01-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, and the South 1/2 of Lot 4, Block 1, Icklers Second Addition to South St. Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,278.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $134,256.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 17, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6831 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2889024 1/26-3/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 26, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,433.00 MORTGAGOR(S): Howard K. Sewell, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, FSB., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 23, 2008 Dakota County Recorder Document Number: 2604117 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: May 10, 2011 Recorded: June 03, 2011 Dakota County Recorder Document Number: 2803690 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0003280641-9 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17139 Eagleview Way, Farmington, MN 55024-7305 Tax Parcel ID Number:

Tax Parcel ID Number: 22-44076-15-068 LEGAL DESCRIPTION OF PROPERTY: Unit No. 68, CIC No. 330, Lake Place, a condominium located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $251,858.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 09, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 10, 2012, or the next business day if September 10, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 26, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A. successor by merger to BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023832F01 2888408 1/26-3/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 02, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,744.00 MORTGAGOR(S): Michael J. Ertresvaag and Amy J. Ertresvaag, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Cornerstone Mortgage Company, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 26, 2007 Dakota County Recorder Document Number: 2491778 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, N.A. Dated: March 16, 2007 Recorded: April 02, 2007 Dakota County Recorder Document Number: 2506847 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001770-5050002684-4 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17095 Foliage Ave, Farmington, MN 55024-9213 Tax Parcel ID Number: 22-20850-05-150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 5, Dodd Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $260,004.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March

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DATE AND TIME OF SALE: March 09, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 10, 2012, or the next business day if September 10, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 26, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger with Countrywide Bank, FSB fka Countrywide Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023822F01 2888367 1/26-3/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 16, 2007 MORTGAGOR: S t a c y K . C a y l o r , a married woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 7, 2007, Dakota County Recorder, Document No. 2501007. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100321500011700217 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Timberland Mortgage Services, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15353 Greenhaven Lane #108, Burnsville, MN 55306 TAX PARCEL I.D. #: 028441002118 LEGAL DESCRIPTION OF PROPERTY: Unit No. 118, Common Interest Community No. 145, Winterwood Villas COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,951.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwell-

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _September 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 16, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5925 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2889082 1/26-3/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 20, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,000.00 MORTGAGOR(S): Julie K. Kervina A Single Person MORTGAGEE: Argent Mortgage Company, LLC SERVICER: Ocwen Loan Servicing, LLC LENDER: Argent Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 16, 2004, as Document No. 2248185. ASSIGNED TO: WELLS FARGO BANK, N.A., as Trustee POOLING AND SERVICING AGREEMENT Dated as of October 1, 2004 Asset-Backed Pass-Through Certificates Series 2004-MHQ1 Dated: August 25, 2004 , and recorded December 15, 2011 by Document No. 2836847 . LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Broback Third Addition to the City of Rosemount, Dakota County, Minnesota. PROPERTY ADDRESS: 4212 147th Street West, Rosemount, MN 55068 PROPERTY I.D: 341520202090 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Ninety-Nine Thousand Eight Hundred Twenty-Four and 14/100 ($99,824.14) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on March 13, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 13, 2012, or the next business day if September 13, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 26, 2012 WELLS FARGO BANK, N.A., as Trustee POOLING AND SERVICING AGREEMENT Dated as of October 1, 2004 Asset-Backed Pass-Through Certificates Series 2004-MHQ1

2004 MHQ1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00725-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4178398 01/26/2012, 02/02/2012, 02/09/2012, 02/16/2012, 02/23/2012, 03/01/2012 2885542 1/26-3/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 05, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,400.00 MORTGAGOR(S): Mike T. Reis and Tamera J. Reis, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: February 08, 2005 Dakota County Recorder Document Number: 2294296 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2005-1 Dated: October 20, 2011 Recorded: December 15, 2011 Dakota County Recorder Document Number: 2836855 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004676607-3 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 252 1st Ave S, South Saint Paul, MN 55075-2301 Tax Parcel ID Number: 36-32550-15-170 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 15, Hepburn Park Addition to the City of St. Paul, according to recorded plat thereof and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $163,096.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 08, 2012, or the next business day if October 08, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 23, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2005-1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023109F01 2910867 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2003 MORTGAGOR: Yong Vang, a single person. MORTGAGEE: PNC Bank, National Association, s/b/m to National City Bank, s/b/m to National City Mortgage Co., f/k/a NCMC NewCo., Inc., s/i/i to National City Mortgage Co.. DATE AND PLACE OF RECORDING: Recorded September 3, 2003, Dakota County Recorder, Document No. 2103891. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 4611 Audrey Avenue, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 203110004020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Groveland Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $134,207.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 14, 2012. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2845 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916243 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2010 MORTGAGOR:M a r i a D e l R e a l , A Single Person. MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage. DATE AND PLACE OF RECORDING: Recorded June 9, 2010, Dakota County Recorder, Document No. 2734512. ASSIGNMENTS OF MORTGAGE:

���

������� ��� ���� ORTGAGE : 36 32100�������� A S S I G N M E������ N T S O F M������ 130 16 Assigned to: Wells Fargo Bank, N.A.. LEGAL DESCRIPTION OF PROPAnd thereafter assigned to: Minnesota ERTY: Housing Finance Agency. And thereafThe South 1/2 of Lot 11, all of Lot 12 ter assigned to: Wells Fargo Bank, and the North 11.22 Feet of Lot 13, Block 16 Hauses addition to South N.A.. And thereafter assigned to: U.S. Bank National Association. St. Paul, according to the recorded TRANSACTION AGENT: NONE plat thereof, and situate in Dakota TRANSACTION AGENT'S MORTCounty, Minnesota. GAGE IDENTIFICATION NUMBER ON COUNTY IN WHICH PROPERTY IS MORTGAGE: NONE LOCATED: Dakota LENDER OR BROKER AND MORTORIGINAL PRINCIPAL AMOUNT OF G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: $239,962.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGE: Homeservices Lending, LLC Series A DBA Edina Realty Mort- DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTgage R E S I D E N T I A L M O R T G A G E S E R - GAGEE: $263,544.40 That prior to the commencement of VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: this mortgage foreclosure proceeding 617 10TH Street, Farmington, MN Mortgagee/Assignee of Mortgagee complied with all notice requirements as 55024 T A X P A R C E L I . D . # : required by statute; That no action or proceeding has been instituted at law 14-22501-03-040 LEGAL DESCRIPTION OF PROP- o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part ERTY: Lot 4, Block 3 East Farmington Sec- thereof; ond Addition, Dakota County, MinPURSUANT to the power of sale contained in said mortgage, the above nesota. COUNTY IN WHICH PROPERTY IS described property will be sold by the Sheriff of said county as follows: LOCATED: Dakota DATE AND TIME OF SALE: March ORIGINAL PRINCIPAL AMOUNT OF 23, 2012 at 10:00 AM MORTGAGE: $142,080.00 PLACE OF SALE:Sheriff's Office, Law AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- Enforcement Center, 1580 Hwy 55, ING TAXES, IF ANY, PAID BY MORT- Lobby #S-100, Hastings, MN to pay the debt then secured by said GAGEE: $150,524.43 That prior to the commencement of Mortgage, and taxes, if any, on said this mortgage foreclosure proceeding premises, and the costs and disburseMortgagee/Assignee of Mortgagee com- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s plied with all notice requirements as allowed by law subject to redemption required by statute; That no action or within six (6) months from the date of proceeding has been instituted at law said sale by the mortgagor(s), their o r o t h e r w i s e t o r e c o v e r t h e d e b t personal representatives or assigns secured by said mortgage, or any part unless reduced to Five (5) weeks under thereof; MN Stat. §580.07. PURSUANT to the power of sale conTIME AND DATE TO VACATE PROPtained in said mortgage, the above E R T Y : I f t h e r e a l e s t a t e i s a n described property will be sold by the owner-occupied, single-family dwellSheriff of said county as follows: ing, unless otherwise provided by law, DATE AND TIME OF SALE: March the date on or before which the mort22, 2012 at 10:00 AM gagor(s) must vacate the property if the PLACE OF SALE:Sheriff's Office, Law mortgage is not reinstated under secEnforcement Center, 1580 Hwy 55, tion 580.30 or the property is not Lobby #S-100, Hastings, MN redeemed under section 580.23 is to pay the debt then secured by said 11:59 p.m. on September 24, 2012, Mortgage, and taxes, if any, on said u n l e s s t h e r e d e m p t i o n p e r i o d i s premises, and the costs and disburse- reduced to 5 weeks under MN Stat. m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM allowed by law subject to redemption within six (6) months from the date of FINANCIAL OBLIGATION ON MORTsaid sale by the mortgagor(s), their GAGE: None "THE TIME ALLOWED BY LAW FOR personal representatives or assigns unless reduced to Five (5) weeks under REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPMN Stat. §580.07. TIME AND DATE TO VACATE PROP- RESENTATIVES OR ASSIGNS, MAY BE E R T Y : I f t h e r e a l e s t a t e i s a n REDUCED TO FIVE WEEKS IF A JUDIowner-occupied, single-family dwell- CIAL ORDER IS ENTERED UNDER ing, unless otherwise provided by law, MINNESOTA STATUTES, SECTION the date on or before which the mort- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G gagor(s) must vacate the property if the OTHER THINGS, THAT THE MORTmortgage is not reinstated under sec- GAGED PREMISES ARE IMPROVED tion 580.30 or the property is not WITH A RESIDENTIAL DWELLING OF redeemed under section 580.23 is LESS THAN FIVE UNITS, ARE NOT 11:59 p.m. on September 24, 2012, PROPERTY USED IN AGRICULTURAL unless the redemption period is P R O D U C T I O N , A N D A R E reduced to 5 weeks under MN Stat. ABANDONED." Dated: January 23, 2012. Secs. 580.07 or 582.032. CitiMortgage, Inc. MORTGAGOR(S) RELEASED FROM Mortgagee/Assignee of Mortgagee FINANCIAL OBLIGATION ON MORTUSSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGE: None "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 CIAL ORDER IS ENTERED UNDER 10-6874 MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 2/2-3/8/12 OTHER THINGS, THAT THE MORT- 2895775 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E THE RIGHT TO VERIFICATION ABANDONED." OF THE DEBT AND IDENTITY OF Dated: January 23, 2012. THE ORIGINAL CREDITOR WITHIN U.S. Bank National Association THE TIME PROVIDED BY LAW IS Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Attorneys for Mortgagee/Assignee of default has occurred in conditions of Mortgagee the following described mortgage: 4500 Park Glen Road #300 DATE OF MORTGAGE: M a r c h 2 1 , Minneapolis, MN 55416 2003 (952) 925-6888 MORTGAGORS: Steven A. Heibel and 19-3468 THIS IS A COMMUNICATION FROM Kim L. Heibel, husband and wife. MORTGAGEE:Mortgage Electronic A DEBT COLLECTOR. 2894677 2/2-3/8/12 Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 9, 2003, Dakota County Recorder, Document No. 2044672. NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE Assigned to: CitiMortgage, Inc. THE RIGHT TO VERIFICATION TRANSACTION AGENT: Mortgage OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTTHE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE: 100154060000002416 LENDER OR BROKER AND MORTdefault has occurred in conditions of GAGE ORIGINATOR STATED ON the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r MORTGAGE: American Residential Mortgage, LP 10, 2008 MORTGAGOR: R e b e c c a J . W i l l e n RESIDENTIAL MORTGAGE SERbring, a single woman. VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. 991 Livingston Avenue, West Saint DATE AND PLACE OF RECORDING: Paul, MN 55118 T A X P A R C E L I . D . # : Recorded October 8, 2008, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . 42-48100-110-07 LEGAL DESCRIPTION OF PROP2616784. A S S I G N M E N T S O F M O R T G A G E : ERTY: LOT 11, BLOCK 7, B. MICHEL'S Assigned to: CitiMortgage, Inc.. ADDITION TO WEST ST. PAUL, TRANSACTION AGENT: Mortgage ACCORDING TO THE PLAT Electronic Registration Systems, Inc. THEREOF. TRANSACTION AGENT'S MORTCOUNTY IN WHICH PROPERTY IS GAGE IDENTIFICATION NUMBER ON LOCATED: Dakota MORTGAGE: 100052211006135295 LENDER OR BROKER AND MORTORIGINAL PRINCIPAL AMOUNT OF G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: $136,000.00 MORTGAGE: Franklin American MortAMOUNT DUE AND CLAIMED TO BE gage Company DUE AS OF DATE OF NOTICE, INCLUDR E S I D E N T I A L M O R T G A G E S E R - ING TAXES, IF ANY, PAID BY MORTGAGEE: $146,976.13 VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: That prior to the commencement of 1444 5th Avenue South, South Saint this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comPaul, MN 55075 T A X P A R C E L I . D . # : ���������� �� ���� ����� 36-32100-130-16

PUBLIC NOTICE

PUBLIC NOTICE


��� �������� ��� ���� ������§580.23, ������ Mortgagor must vacate the������� the property on or before 11:59 p.m. on ���������� ���� ��������� Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 20 , 2012 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _September 20, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2253 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2894603 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,796.00 MORTGAGOR(S): Ronald Patten and Angelet Patten, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America One Finance, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 08, 2007 Dakota County Recorder Document Number: 2548769 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: January 18, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550162970114 Lender or Broker: America One Finance Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 104 12th Ave N, South Saint Paul, MN 55075-1951 Tax Parcel ID Number: 36-83950-00-170 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block A, Wharton's Addition to South St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,209.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate

September 17, 2012, or the next business day if September 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 02, 2012 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023684F01 2892749 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 0 , 2010 MORTGAGOR: M a r i e A . D a l t o n , A single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 15, 2010, Dakota County Recorder, Document No. 2724871. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021200000582790 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1915 Sapphire Point, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-20452-01-170 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Diffley Commons 3rd Addition, County of Dakota, State of Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $117,446.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012 , unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 24, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3279 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2895820 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2003 MORTGAGOR: Antoinette J. Ralston, an unmarried woman. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 16, 2003, Dakota County Recorder, Document No. 2110028. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 253 East Arion Street, West St Paul, MN 55118 TAX PARCEL I.D. #: 423400202100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Hurleys 3rd Addition to West St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $128,285.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 13, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11925 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916364 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2005 MORTGAGOR: LaurieAnn M. Christopherson, a married person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 18, 2005, Dakota County Recorder, Document No. 2352637. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. And thereafter assigned to: U.S. Bank National Association, as Trustee for Stanwich Mortgage Loan Trust, Series 2011-4. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074391160 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Carrington Mortgage Services LLC MORTGAGED PROPERTY ADDRESS: 13920 Autumnwood Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830021203 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 3203, MEADOWS OF BLOOMFIELD, COMMON INTEREST COMMUNITY NUMBER 470, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $208,175.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 2, 2012. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 85-610 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916188 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 6 , 2008 MORTGAGORS: Sunil Ramlall and Dhanmati Ramlall, Wife and Husband. MORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 18, 2008, Dakota County Recorder, Document No. 2578358. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410001825160 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 14233 Avalon Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 341470310804 LEGAL DESCRIPTION OF PROPERTY: Unit Number 0804, Bloomfield Quad Townhomes, Common Interest Community Number 367, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $190,057.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 16, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10695 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2889108 1/26-3/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2002 MORTGAGOR: Joanne L. Pavlik, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 10, 2003, Dakota County Recorder, Document No. 1982863. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100177700000181222 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Home Town Mortgage, Inc. RESIDENTIAL MORTGAGE SER-

RESIDENTIAL MORTGAGE SER VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1588 Clemson Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 107595101450 LEGAL DESCRIPTION OF PROPERTY: Lot 45, Block 1, Thomas Lake Heights 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,610.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,977.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 23, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3303 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2894687 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 5 , 2007 MORTGAGORS: Phillip J. Wojcik and Heidi M. Wojcik, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 19, 2007, Dakota County Recorder, Document No. 2531419. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022607121500 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2700 Shawnee Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 021555013001 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Burnsville Highlands First Addition, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,253.87 That prior to the commencement of

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That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 20, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9512 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2895878 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2006 MORTGAGORS: J a m e s H o l t a n d Bonita Holt, husband and wife. MORTGAGEE: M o r t g a g e & I n v e s t ment Consultants. DATE AND PLACE OF RECORDING: Registered June 22, 2006, Dakota County Registrar of Titles, Document No. 592672, Certificate of Title No. 106415. ASSIGNMENTS OF MORTGAGE: Assigned to: Option One Mortgage Corporation. And thereafter assigned to: HSBC Bank USA, National Association, as Trustee for SG Mortgage Securities Trust 2006-OPT2, Asset Backed Certificates, Series 2006-OPT2. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage & Investment Consultants RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 750 Keokuk Lane, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 272780006018 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 18, Friendly Hills Re-Arr. According to the plat thereof now on file and of record in the Office of the Registrar of Titles within and for said County and State. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $357,041.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2012. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2895792 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,540.00 MORTGAGOR(S): Esperanza Johnson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Gabriel Financial Group, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 23, 2004 Dakota County Recorder Document Number: 2279039 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: January 19, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000525-5003909131-8 Lender or Broker: Gabriel Financial Group, Inc. Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1407 5th Ave S, South Saint Paul, MN 55075-3405 Tax Parcel ID Number: 36-26000-00-110 LEGAL DESCRIPTION OF PROPERTY: The West 75.4 feet of Lot 10, and the North 3.73 feet of the West 75.4 feet of Lot 11, Fearing's Addition, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,749.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 17, 2012, or the next business day if September 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 02, 2012 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023714F01 2894154 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2008 MORTGAGORS: Stephen R. Prince and Krista L. Prince, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 17, 2008, Dakota County Recorder, Document No. 2577908. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100177050500044102 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cornerstone Mortgage Company RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 716 12TH Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-22505-04-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, East Farmington Sixth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,816.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $230,653.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2012.

Dated: January 31, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3327 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902594 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Robert W. Dormady and Tamara A. Dormady, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A., its sucessors and assigns. DATE AND PLACE OF RECORDING: Recorded: September 19, 2006 Dakota County Recorder Document Number: 2462196 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17, Mortgage Pass-through Certificates, Series 2006-OA17 Dated: February 08, 2010 Recorded: March 25, 2010 Dakota County Recorder Document Number: 2721183 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700016359765 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 125 6th Ave S, South Saint Paul, MN 55075-2338 Tax Parcel ID Number: 36.32550.08.080 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and the North 1/2 of Lot 8, Block 8 of Hepburn Park AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,175.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC. ALTERNATIVE LOAN TRUST 2006-OA17, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-OA17 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012056F02 2906770 2/16-3/22/12

������ ������ ������� �������� ��� 2007, Dakota 15,���� February��� Recorded

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2003 MORTGAGORS: David A. Rupe and Tina M. Rupe, Husband and Wife. MORTGAGEE: O p t i m u m M o r t g a g e Services Inc.. DATE AND PLACE OF RECORDING: Recorded January 13, 2004, Dakota County Recorder, Document No. 2163316. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Optimum Mortgage Services Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16542 Frazer Way, Lakeville, MN 55068 TAX PARCEL I.D. #: 222117208050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 8, Donnay's Valley Park 3rd Addition, According to the Recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $142,505.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 17, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3726 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916294 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 5 , 2007 MORTGAGORS: V. Barton Porter and Rebekah Porter, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 15, 2007, Dakota

County Recorder, Document No. 2496838. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for American Home Mortgage Assets Trust 2007-2, Mortgage-Backed Pass-Through Certificates Series 2007-2. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200015770874 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 13625 Fernando Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013100318011 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 11, Greenleaf Fourth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $297,595.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2012. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3194 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902767 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 3 , 2003 MORTGAGORS: Albert E Clayton, III and Vikki L Clayton, husband and wife. MORTGAGEE: National City Mortgage Co. dba Commonwealth United Mortgage Company. DATE AND PLACE OF RECORDING: Recorded December 23, 2003, Dakota County Recorder, Document No. 2156268. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage Co. dba Commonwealth United Mortgage Company

���������� �� ���� �����


��� �������� ��� ���� ������ments ������ ������� have been complied with; that no action or proceeding has been insti���������� ���� ��������� gage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 16684 Gerdine Path West, Rosemount, MN 55068 TAX PARCEL I.D. #: 222110139004 LEGAL DESCRIPTION OF PROPERTY: Lot 39, Block 4, Donnay's College Park 2nd Addition, Dakota County, State of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,294.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 30, 2012. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2839 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902691 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 14, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,737.00 MORTGAGOR(S): Lindy Fortin, unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Oxford Lending Group LLC., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: September 25, 2009 Dakota County Registrar of Titles Document Number: T651458 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: January 25, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550272271551 Lender or Broker: Oxford Lending Group LLC. Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142805 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13717 E Wellington Cres, Burnsville, MN 55337-4312 Tax Parcel ID Number: 021810002160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16) in Block Two (2) of Colonial Hills, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for said County and State. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $231,721.93 THAT all pre-foreclosure requirements have been complied with; that

tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 24, 2012, or the next business day if September 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 09, 2012 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023815F01 2901411 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 6 , 2005 MORTGAGORS: Matthew P. Anderson and Maria T. Anderson, husband and wife. MORTGAGEE: Mortgage Services of Minnesota, Inc.. DATE AND PLACE OF RECORDING: Recorded May 16, 2005, Dakota County Recorder, Document No. 2322493. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Services of Minnesota, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3872 Cinnabar Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 101670803001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Cedar Grove No. 9, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $207,657.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11772 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902573 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 6 , 2006 MORTGAGORS: S a m u e n H o n a n d Kheang Pheng, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered July 27, 2006, Dakota County Registrar of Titles, Document No. 594758, Certificate of Title No. 127353. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100232301120029194 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Centennial Mortgage and Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1855 Pumice Point, Eagan, MN 55122 TAX PARCEL I.D. #: 101670602300 LEGAL DESCRIPTION OF PROPERTY: Lot Thirty (30), Block Two (2), Cedar Grove No. 7 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $214,061.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 30, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3066 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902795 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 8, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,000.00 MORTGAGOR(S): Kristine L Semelis, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Irwin Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000139-0081072357-1 SERVICER: Ocwen Loan Servicing, LLC LENDER: Irwin Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 26, 2006, as Document No. 2464247. ASSIGNED TO: U.S. Bank National Association, as Trustee for GSAA Home Equity Trust 2006-20, Asset-Backed Certificates, Series 2006-20 Dated: December 24, 2011 , and recorded January 9, 2012 by Document No. 2841123 . LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, East Farmington Third Addition, Dakota County ,Minnesota. PROPERTY ADDRESS: 1305 Walnut St, Farmington, MN 55024 PROPERTY I.D: 14-22502-02-120 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty Thousand Eight Hundred Ten and 08/100 ($160,810.08) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 3, 2012 P L A C E O F S A L E : Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 3, 2012, or the next business day if October 3, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 16, 2012 U.S. Bank National Association, as Trustee for GSAA Home Equity Trust 2006-20, Asset-Backed Certificates, Series 2006-20 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00876-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4194732 02/16/2012, 02/23/2012, 03/01/2012, 03/08/2012, 03/15/2012, 03/22/2012 2904128 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 24, 2006 MORTGAGORS: Erik P. Williams and Sarah A. Williams, husband and wife. MORTGAGEE:Argent Mortgage Company, LLC. DATE AND PLACE OF RECORDING: Recorded December 14, 2006, Dakota County Recorder, Document No. 2481817. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 17110 Gannon Way West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22-16703-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Cedar Highlands 4th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,786.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 12, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 12, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 13, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11920 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916353 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 MORTGAGOR(S): Steve Kuhl, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lenox Financial Mortgage Corp., its successors and assigns DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded: January 03, 2007 Dakota County Recorder Document Number: 2485526 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: January 25, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003023-0610004674-1 Lender or Broker: Lenox Financial Mortgage Corp. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13008 County Road 5, Burnsville, MN 55337-2264 Tax Parcel ID Number: 02-19500-03-022 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Dakota Place, according to the plat thereof, excepting therefrom that part described as follows: Beginning at the Northeast corner of said Lot 2; thence on an assumed bearing of South 86 degrees 31 minutes 31 seconds West along the North line of said Lot 2 a distance of 110.46 feet; thence South 38 degrees 56 minutes 49 seconds West, a distance of 66.63 feet; thence North 87 degrees 37 minutes 54 seconds East a distance of 154.95 feet; thence Northerly a distance of 52.18 feet along a non-tangential curve concave to the West having a radius of 2784.93 feet and a central angle of 1 degrees 04 minutes 25 seconds, the chord of said curve bears North 2 degrees 56 minutes 16 seconds West to the point of beginning and there terminating, according to the plat thereof on file or of record in the office of the County Recorder, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,932.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 24, 2012, or the next business day if September 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 09, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023752F01 2901270 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2007 MORTGAGORS: William A. Selle, Jr. and Amanda R. Selle, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 23, 2007, Dakota County Recorder, Document No.

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County Recorder, Document No. 2539400. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278922862623 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16260 Glen Oaks Road, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-16650-01-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Cedarglen, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,375.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,392.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3460 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902712 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 3 0 , 2006 MORTGAGORS: Evelyn L. Clements and Junior Clements, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association. DATE AND PLACE OF RECORDING: Recorded February 13, 2007, Dakota County Recorder, Document No. 2496332. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 100 Fourth Avenue North, Unit 107, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-72850-25-107

36 72850 25 107 LEGAL DESCRIPTION OF PROPERTY: Unit NO. 107, Common Interest Community Number 492, Wakota on Fourth, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,925.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $146,401.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11636 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902582 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2001 MORTGAGOR: Mark D. Nowack, An Unmarried Man. MORTGAGEE: B a n k o f A m e r i c a , National Association as successor by merger to Fleet National Bank. DATE AND PLACE OF RECORDING: Recorded June 4, 2001, Dakota County Recorder, Document No. 1779556. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fleet National Bank RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 11180 166th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 224435002130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Lakeville Hills, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $97,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $98,367.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 2, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11611 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902565 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 , 2005 MORTGAGOR: M i r i a m A t t i a s , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 12, 2005, Dakota County Recorder, Document No. 2350386. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278908364255 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bancorp Advantage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15596 Dwellers Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011805220702 LEGAL DESCRIPTION OF PROPERTY: Unit No. 702, Common Interest Community No. 397, Bayside, A Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $246,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,915.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 1, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3313 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902841 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): John R. Hansen and Stacy D. Hansen, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Wilmington Finance, Inc, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 13, 2006 Dakota County Recorder Document Number: 2481407 ASSIGNMENTS OF MORTGAGE: And assigned to: MorEquity, Inc Dated: January 09, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100372406113658907 Lender or Broker: Wilmington Finance, Inc Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13000 Circle Dr, Burnsville, MN 55337-2316 Tax Parcel ID Number: 02-82205-03-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Vista View 6th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $212,814.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 24, 2012, or the next business day if September 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

���

������ ������� �������� ��� ���� PRODUCTION, ������ AND ARE ABANDONED. DATED: February 09, 2012 ASSIGNEE OF MORTGAGEE: NOTICE OF MORTGAGE MorEquity, Inc FORECLOSURE SALE Wilford, Geske & Cook P.A. THE RIGHT TO VERIFICATION Attorneys for Assignee of Mortgagee OF THE DEBT AND IDENTITY OF Lawrence A. Wilford THE ORIGINAL CREDITOR WITHIN James A. Geske THE TIME PROVIDED BY LAW IS 8425 Seasons Parkway, Suite 105 NOT AFFECTED BY THIS ACTION. Woodbury, MN 55125-4393 NOTICE IS HEREBY GIVEN, that (651) 209-3300 default has occurred in conditions of File Number: 023487F01 2897252 2/9-3/15/12 the following described mortgage: DATE OF MORTGAGE: A u g u s t 6 , 2009 MORTGAGORS: Jacquelynn Sanders NOTICE OF MORTGAGE and Matthew Sanders, Wife and HusFORECLOSURE SALE band. NOTICE IS HEREBY GIVEN that MORTGAGEE: Mortgage Electronic default has occurred in the conditions Registration Systems, Inc. of the following described mortgage: DATE AND PLACE OF RECORDING: DATE OF MORTGAGE: December 17, Recorded September 17, 2009, 2004 Dakota County Recorder, Document ORIGINAL PRINCIPAL AMOUNT OF No. 2684934. MORTGAGE: $330,000.00 ASSIGNMENTS OF MORTGAGE: MORTGAGOR(S): Daniel H. Larkin Assigned to: JPMorgan Chase Bank, and Sheri L. Larkin, Husband and Wife National Association. MORTGAGEE: Mortgage Electronic TRANSACTION AGENT: Mortgage Registration Systems, Inc., as nomi- Electronic Registration Systems, Inc. nee for Forteva, LLC., dba Forteva TRANSACTION AGENT'S MORTFinancial Services, its successors and GAGE IDENTIFICATION NUMBER ON assigns. MORTGAGE: 100103210000491844 DATE AND PLACE OF REGISTERLENDER OR BROKER AND MORTING: GAGE ORIGINATOR STATED ON R e g i s t e r e d : F e b r u a r y 2 4 , 2 0 0 5 MORTGAGE: The Business Bank DBA Dakota County Registrar of Titles Prime Mortgage Document Number: 559610 RESIDENTIAL MORTGAGE SERASSIGNMENTS OF MORTGAGE: VICER: JPMorgan Chase Bank, A n d a s s i g n e d t o : B A N K O F National Association AMERICA, N.A., SUCCESSOR BY MORTGAGED PROPERTY ADDRESS: MERGER TO BAC HOME LOANS SER- 3405 Brookview Drive, Burnsville, MN VICING, LP FKA COUNTRYWIDE HOME 55337 LOANS SERVICING LP TAX PARCEL I.D. #: 027325002062 Dated: October 25, 2011 LEGAL DESCRIPTION OF PROPR e g i s t e r e d : N o v e m b e r 0 8 , 2 0 1 1 ERTY: Dakota County Registrar of Titles The East 77 Feet of Lot 6, Block 2, Document Number: T686810 Sunset Terrace and the West 23 Feet Transaction Agent: Mortgage Elecof Lot 13, Block 4, Sunset Terrace tronic Registration Systems, Inc. 2nd Addition Transaction Agent Mortgage IdentifiCOUNTY IN WHICH PROPERTY IS cation Number: 100060677001428077 LOCATED: Dakota Lender or Broker: Forteva, LLC., dba ORIGINAL PRINCIPAL AMOUNT OF Forteva Financial Services MORTGAGE: $149,050.00 Residential Mortgage Servicer: Bank AMOUNT DUE AND CLAIMED TO BE of America, N.A. DUE AS OF DATE OF NOTICE, INCLUDMortgage Originator: Not Applicable ING TAXES, IF ANY, PAID BY MORTCERTIFICATE OF TITLE NUMBER: GAGEE: $150,107.40 120532 That prior to the commencement of COUNTY IN WHICH PROPERTY IS this mortgage foreclosure proceeding LOCATED: Dakota Mortgagee/Assignee of Mortgagee comProperty Address: 20880 Indepen- plied with all notice requirements as dence Ave, Lakeville, MN 55044-5878 required by statute; That no action or T a x P a r c e l I D N u m b e r : proceeding has been instituted at law 22-47476-05-060 or otherwise to recover the debt L E G A L D E S C R I P T I O N O F P R O P - secured by said mortgage, or any part ERTY: Lot 6, Block 5, Marion Fields thereof; Second Addition, according to the PURSUANT to the power of sale conrecorded plat thereof. tained in said mortgage, the above AMOUNT DUE AND CLAIMED TO BE described property will be sold by the D U E A S O F D A T E O F N O T I C E : Sheriff of said county as follows: $325,749.54 DATE AND TIME OF SALE: April 10, THAT all pre-foreclosure require- 2012 at 10:00 AM ments have been complied with; that PLACE OF SALE:Sheriff's Office, Law no action or proceeding has been insti- Enforcement Center, 1580 Hwy 55, tuted at law or otherwise to recover the Lobby #S-100, Hastings, MN debt secured by said mortgage, or any to pay the debt then secured by said part thereof; that this is registered Mortgage, and taxes, if any, on said property; premises, and the costs and disbursePURSUANT to the power of sale con- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s t a i n e d i n s a i d m o r t g a g e , t h e allowed by law subject to redemption above-described property will be sold within six (6) months from the date of by the Sheriff of said county as fol- said sale by the mortgagor(s), their lows: personal representatives or assigns DATE AND TIME OF SALE: March unless reduced to Five (5) weeks under 30, 2012 at 10:00 AM MN Stat. §580.07. PLACE OF SALE: Dakota County TIME AND DATE TO VACATE PROPLaw Enforcement Center, 1580 High- E R T Y : I f t h e r e a l e s t a t e i s a n way 55, Lobby S-100, Hastings, Minne- owner-occupied, single-family dwellsota ing, unless otherwise provided by law, to pay the debt secured by said mort- the date on or before which the mortgage and taxes, if any, on said pre- gagor(s) must vacate the property if the mises and the costs and disburse- mortgage is not reinstated under secments, including attorney fees allowed tion 580.30 or the property is not by law, subject to redemption within redeemed under section 580.23 is six (6) months from the date of said 11:59 p.m. on October 10, 2012, unless sale by the mortgagor(s), their per- the redemption period is reduced to 5 sonal representatives or assigns. weeks under MN Stat. Secs. 580.07 or If the Mortgage is not reinstated 582.032. under Minn. Stat. §580.30 or the propMORTGAGOR(S) RELEASED FROM erty is not redeemed under Minn. Stat. FINANCIAL OBLIGATION ON MORT§580.23, the Mortgagor must vacate GAGE: None the property on or before 11:59 p.m. on "THE TIME ALLOWED BY LAW FOR October 01, 2012, or the next busi- REDEMPTION BY THE MORTGAGOR, ness day if October 01, 2012 falls on a THE MORTGAGOR'S PERSONAL REPSaturday, Sunday or legal holiday. RESENTATIVES OR ASSIGNS, MAY BE Mortgagor(s) released from financial REDUCED TO FIVE WEEKS IF A JUDIobligation: NONE CIAL ORDER IS ENTERED UNDER THIS COMMUNICATION IS FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR ATTEMPT- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ING TO COLLECT A DEBT. ANY OTHER THINGS, THAT THE MORTINFORMATION OBTAINED WILL BE GAGED PREMISES ARE IMPROVED USED FOR THAT PURPOSE. WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION OF LESS THAN FIVE UNITS, ARE NOT THE DEBT AND IDENTITY OF THE PROPERTY USED IN AGRICULTURAL ORIGINAL CREDITOR WITHIN THE P R O D U C T I O N , A N D A R E T I M E P R O V I D E D B Y L A W I S N O T ABANDONED." AFFECTED BY THIS ACTION. Dated: February 13, 2012. THE TIME ALLOWED BY LAW FOR JPMorgan Chase Bank, National REDEMPTION BY THE MORTGAGOR, Association THE MORTGAGOR'S PERSONAL REPMortgagee/Assignee of Mortgagee RESENTATIVES OR ASSIGNS, MAY BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDUCED TO FIVE WEEKS IF A JUDI- Attorneys for Mortgagee/Assignee of CIAL ORDER IS ENTERED UNDER Mortgagee MINNESOTA STATUTES, SECTION 4500 Park Glen Road #300 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Minneapolis, MN 55416 OTHER THINGS, THAT THE MORT- (952) 925-6888 GAGED PREMISES ARE IMPROVED 30-11882 WITH A RESIDENTIAL DWELLING OF THIS IS A COMMUNICATION FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR. PROPERTY USED IN AGRICULTURAL 2916372 2/23-3/29/12 PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: NOTICE OF MORTGAGE Bank of America, N.A., Successor FORECLOSURE SALE by Merger to BAC Home Loans THE RIGHT TO VERIFICATION Servicing, LP FKA Countrywide OF THE DEBT AND IDENTITY OF Home Loans Servicing LP THE ORIGINAL CREDITOR WITHIN Wilford, Geske & Cook P.A. THE TIME PROVIDED BY LAW IS Attorneys for Assignee of Mortgagee NOT AFFECTED BY THIS ACTION. Lawrence A. Wilford NOTICE IS HEREBY GIVEN, that James A. Geske default has occurred in conditions of 8425 Seasons Parkway, Suite 105 the following described mortgage: Woodbury, MN 55125-4393 DATE OF MORTGAGE: November 8, (651) 209-3300 2007 File Number: 023902F01 MORTGAGORS: Julie Grinager and 2907345 2/16-3/22/12 Monty J. Grinager, wife and husband.

PUBLIC NOTICE

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��� �������� ��� ���� ������NONE ������ ������� TRANSACTION AGENT: ���������� ���� ��������� Monty J. Grinager, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 27, 2007, Dakota County Recorder, Document No. 2557826. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278926807012 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 8999 267TH Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 130290056010 and 130290076010 LEGAL DESCRIPTION OF PROPERTY: Exhibit A The East 165 feet of the South 264 feet of the Northeast Quarter (NE 1/4) of the Southwest Quarter (SW 1/4) of Section Twenty-nine (29), Township One hundred thirteen (113), Range Twenty (20); and the West 165 feet of the South 264 feet of the Northwest Quarter (NW 1/4) of the Southeast Quarter (SE 1/4) of Section Twenty-nine (29), Township One hundred thirteen (113), Range Twenty (20), according to the Government Survey thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $190,477.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 1, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3330 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902824 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 7, 2004 MORTGAGOR: Vanessa L. Kahle, a single person. MORTGAGEE: C i t i M o r t g a g e , I n c . , successor by merger with ABN AMRO Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded September 16, 2004, Dakota County Recorder, Document No. 2248204. ASSIGNMENTS OF MORTGAGE: NONE

NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8612 Holland Avenue, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-27503-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Forest Park Estates 4th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $310,404.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6899 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902873 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 2, 2008 MORTGAGORS: Dan Webinger and Kim A. Webinger, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered May 9, 2008, Dakota County Registrar of Titles, Document No. T627841, Certificate of Title No. 144720. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100229801000241236 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prestige Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 8018 Delano Way, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-64075-02-190 LEGAL DESCRIPTION OF PROPERTY: Lot Nineteen (19), Block Two (2), in River Bluffs of Inver Grove Heights, Dakota County, Minnesota.

Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,844.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $280,887.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3454 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902622 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 MORTGAGOR: L i n d a P . H u t h , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 31, 2007, Dakota County Recorder, Document No. 2492853. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Indenture Trustee for American Home Mortgage Investment Trust 2007-2. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200015503374 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Home Mortgage RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 3050 Riverwood Drive, Unit 126, Hastings, MN 55033 TAX PARCEL I.D. #: 196437505126 LEGAL DESCRIPTION OF PROPERTY: Unit No. 126, Garage Unit No. G126, Riverwood Carriage Homes Condominium, Dakota County, Minnesota, Condominium File No. 80 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $82,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $79,631.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 30, 2012. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3463 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902773 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2009 MORTGAGORS: Fernando Torres and Wendy Torres, Husband and Wife. MORTGAGEE: B a n k o f A m e r i c a , N.A.. DATE AND PLACE OF RECORDING: Recorded February 12, 2010, Dakota County Recorder, Document No. 2714000. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency. And thereafter assigned to: Bank of America, N.A.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bank of America, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1 2 1 3 E l m S t r e e t , Farmington, MN 55024 TAX PARCEL I.D. #: 142250301110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, East Farmington 4th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,661.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,900.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwell-

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3479 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902612 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 0 , 2004 MORTGAGOR: K e v i n M . K e e f e , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 6, 2004, Dakota County Recorder, Document No. 2255179. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061904231000123 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16618 Illinois Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 228330006040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 6, Walnut Ridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $223,184.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _October 1, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6739 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902863 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 30, 1994 MORTGAGORS: J o h n M . P a w l e n t y and Jodi L. Pawlenty, Husband and Wife. MORTGAGEE: N o r w e s t M o r t g a g e , Inc.. DATE AND PLACE OF RECORDING: Recorded August 19, 1994, Dakota County Recorder, Document No. 1236374. ASSIGNMENTS OF MORTGAGE: Assigned to: Universal Mortgage Corporation of Wisconsin. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Norwest Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 131 Ash Street East, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367315016002 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen, Block Two (2), Sunny View Terrace, According to the Recorded Plat Thereof on File and of Record in the Office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $84,816.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $59,620.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 9, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3492 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916231 2/23-3/29/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 25, 2008 MORTGAGOR: Meaghan E. Legg, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 5, 2008, Dakota County Recorder, Document No. 2575915, corrected by Corrective Mortgage recoreded as Doc. No. 2584662. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000133277 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20583 Hampshire Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-82052-730-02 LEGAL DESCRIPTION OF PROPERTY: Lot 73, Block 2, Village Creek 3rd Addition, CIC No. 346, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,168.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $251,090.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 12, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _October 12, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2914296 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,680.00 MORTGAGOR(S): Richard M. Hecimovich, a single person

movich, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems Inc. MIN#: 100103210000110196 SERVICER: Vericrest Financial, Inc. LENDER: Prime Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on November 3, 2005, as Document No. 2377270. ASSIGNED TO: US Bank Trust National Association, as Trustee for LSF7 NPL VII Trust Dated: January 17, 2012 , and recorded January 26, 2012 by Document No. 2844825 . LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 6, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota. PROPERTY ADDRESS: 420 6TH AVENUE SOUTH, SOUTH SAINT PAUL, MN 55075 PROPERTY I.D: 36-64300-06-250 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Twenty-Two Thousand Four Hundred Six and 77/100 ($122,406.77) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on March 27, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 27, 2012, or the next business day if September 27, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 9, 2012 US Bank Trust National Association, as Trustee for LSF7 NPL VII Trust Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00003-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4190414 02/09/2012, 02/16/2012, 02/23/2012, 03/01/2012, 03/08/2012, 03/15/2012 2899320 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 3 1 , 2007 MORTGAGOR: Laura M. Thompson, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 6, 2007, Dakota County Recorder, Document No. 2554591. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268001052311 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Granite Mortgage & Construction Finance, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15022 Dunwood Trail, Apple Valley, MN 55124 TAX PARCEL I.D. #: 017690006003 LEGAL DESCRIPTION OF PROPERTY: Unit No 3, Common Interest Community No. 241, Prairie Crossing Villas COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,000.00

MORTGAGE: $161,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,913.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3408 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902787 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 7 , 2007 MORTGAGORS: Michael W. Howells and Sharon K. Howells, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered October 4, 2007, Dakota County Registrar of Titles, Document No. 618292, Certificate of Title No. 126966. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000961736 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 8248 131ST Street West, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-17000-01-200 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty (20), Block One (1), in Chateau Estates, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $235,921.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 30, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3096 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902809 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,200.00 MORTGAGOR(S): Alexander Svirshch and Viktoria Svirshch, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: April 27, 2004 Dakota County Registrar of Titles Document Number: 535497 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Benefit of the Certificateholders of the CWABS Inc., Asset-Backed Certificates, Series 2004-5 Dated: October 28, 2011 Registered: November 10, 2011 Dakota County Registrar of Titles Document Number: T686952 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700035628649 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131525 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13754 Heywood Ct, Apple Valley, MN 55124-9588 Tax Parcel ID Number: 01-84190-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Common Interest Community No. 321, Wildwood First Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,493.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

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������ ������ ������� �������� RELEASED ��� ���� FROM Minn. Stat. under erty is not redeemed MORTGAGOR(S) §580.23, the Mortgagor must vacate FINANCIAL OBLIGATION ON MORTthe property on or before 11:59 p.m. on GAGE: None "THE TIME ALLOWED BY LAW FOR October 01, 2012, or the next business day if October 01, 2012 falls on a REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPSaturday, Sunday or legal holiday. Mortgagor(s) released from financial RESENTATIVES OR ASSIGNS, MAY BE obligation: NONE REDUCED TO FIVE WEEKS IF A JUDITHIS COMMUNICATION IS FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR ATTEMPT- MINNESOTA STATUTES, SECTION ING TO COLLECT A DEBT. ANY 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G INFORMATION OBTAINED WILL BE OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF WITH A RESIDENTIAL DWELLING OF THE DEBT AND IDENTITY OF THE LESS THAN FIVE UNITS, ARE NOT ORIGINAL CREDITOR WITHIN THE PROPERTY USED IN AGRICULTURAL TIME PROVIDED BY LAW IS NOT P R O D U C T I O N , A N D A R E ABANDONED." AFFECTED BY THIS ACTION. Dated: February 8, 2012. THE TIME ALLOWED BY LAW FOR JPMorgan Chase Bank, National REDEMPTION BY THE MORTGAGOR, Association THE MORTGAGOR'S PERSONAL REPMortgagee/Assignee of Mortgagee RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- USSET, WEINGARDEN AND LIEBO, P.L.L.P. CIAL ORDER IS ENTERED UNDER Attorneys for Mortgagee/Assignee of MINNESOTA STATUTES, SECTION Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 4500 Park Glen Road #300 OTHER THINGS, THAT THE MORT- Minneapolis, MN 55416 GAGED PREMISES ARE IMPROVED (952) 925-6888 WITH A RESIDENTIAL DWELLING OF 30-11888 LESS THAN FIVE UNITS, ARE NOT THIS IS A COMMUNICATION FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR. 2909436 2/16-3/22/12 PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK NOTICE OF MORTGAGE MELLON FKA THE BANK OF NEW FORECLOSURE SALE YORK AS TRUSTEE FOR THE RIGHT TO VERIFICATION THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE OF THE DEBT AND IDENTITY OF C W A B S I N C . , A S S E T - B A C K E D THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS CERTIFICATES, SERIES 2004-5 NOT AFFECTED BY THIS ACTION. Wilford, Geske & Cook P.A. NOTICE IS HEREBY GIVEN, that Attorneys for Assignee of Mortgagee default has occurred in conditions of Lawrence A. Wilford the following described mortgage: James A. Geske DATE OF MORTGAGE: December 12, 8425 Seasons Parkway, Suite 105 2003 Woodbury, MN 55125-4393 MORTGAGORS: Paul J. Fox and Lori (651) 209-3300 L. Fox, husband and wife. File Number: 023999F01 MORTGAGEE: Mortgage Electronic 2906871 2/16-3/22/12 Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 23, 2004, Dakota County Recorder, Document No. NOTICE OF MORTGAGE 2167046. FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: THE RIGHT TO VERIFICATION Assigned to: CitiMortgage, Inc. OF THE DEBT AND IDENTITY OF TRANSACTION AGENT: Mortgage THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGE IDENTIFICATION NUMBER ON default has occurred in conditions of MORTGAGE: 100026600023335826 LENDER OR BROKER AND MORTthe following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Principal Residential 1994 MORTGAGOR: Kathy A. Humphrey, Mortgage, Inc. RESIDENTIAL MORTGAGE SERa single person. MORTGAGEE: J P M o r g a n C h a s e VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: Bank, National Association s/b/m to Chase Home Finance, LLC f/k/a Marga- 18897 Euclid Path, Farmington, MN 55024 retten & Company Inc. TAX PARCEL I.D. #: 145050101010 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRecorded April 11, 1994, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . ERTY: Lot 1, Block 1, Nelsen Hills Farm 1207870. 2nd Addition ASSIGNMENTS OF MORTGAGE: COUNTY IN WHICH PROPERTY IS NONE LOCATED: Dakota TRANSACTION AGENT: NONE ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: $223,920.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGE: NONE LENDER OR BROKER AND MORT- DUE AS OF DATE OF NOTICE, INCLUDG A G E O R I G I N A T O R S T A T E D O N ING TAXES, IF ANY, PAID BY MORTMORTGAGE: Margaretten & Company GAGEE: $194,615.01 That prior to the commencement of Inc. R E S I D E N T I A L M O R T G A G E S E R - this mortgage foreclosure proceeding V I C E R : J P M o r g a n C h a s e B a n k , Mortgagee/Assignee of Mortgagee complied with all notice requirements as National Association MORTGAGED PROPERTY ADDRESS: required by statute; That no action or 923 Oakwood Heights Circle, Eagan, proceeding has been instituted at law or otherwise to recover the debt MN 55123 T A X P A R C E L I . D . # : secured by said mortgage, or any part thereof; 10-53800-103-02 PURSUANT to the power of sale conLEGAL DESCRIPTION OF PROPtained in said mortgage, the above ERTY: Unit Number 3, Condominium Num- described property will be sold by the ber 59, Oakwood Heights Condo- Sheriff of said county as follows: DATE AND TIME OF SALE: April 5, minium, a Condominium located in 2012 at 10:00 AM Dakota County, Minnesota. PLACE OF SALE:Sheriff's Office, Law COUNTY IN WHICH PROPERTY IS Enforcement Center, 1580 Hwy 55, LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Lobby #S-100, Hastings, MN to pay the debt then secured by said MORTGAGE: $55,700.00 AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption GAGEE: $34,845.24 That prior to the commencement of within six (6) months from the date of this mortgage foreclosure proceeding said sale by the mortgagor(s), their Mortgagee/Assignee of Mortgagee com- personal representatives or assigns plied with all notice requirements as unless reduced to Five (5) weeks under required by statute; That no action or MN Stat. §580.07. TIME AND DATE TO VACATE PROPproceeding has been instituted at law or otherwise to recover the debt E R T Y : I f t h e r e a l e s t a t e i s a n secured by said mortgage, or any part owner-occupied, single-family dwelling, unless otherwise provided by law, thereof; PURSUANT to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under section 580.30 or the property is not Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, redeemed under section 580.23 is 11:59 p.m. on _October 5, 2012, unless 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law the redemption period is reduced to 5 Enforcement Center, 1580 Hwy 55, weeks under MN Stat. Secs. 580.07 or 582.032. Lobby #S-100, Hastings, MN MORTGAGOR(S) RELEASED FROM to pay the debt then secured by said Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE: None "THE TIME ALLOWED BY LAW FOR ments, including attorneys' fees allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within twelve (12) months from the THE MORTGAGOR'S PERSONAL REPdate of said sale by the mortgagor(s), RESENTATIVES OR ASSIGNS, MAY BE t h e i r p e r s o n a l r e p r e s e n t a t i v e s o r REDUCED TO FIVE WEEKS IF A JUDIassigns unless reduced to Five (5) CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- P R O D U C T I O N , A N D A R E tion 580.30 or the property is not ABANDONED." Dated: February 3, 2012. redeemed under section 580.23 is CitiMortgage, Inc. 11:59 p.m. on April 8, 2013, unless the Mortgagee/Assignee of Mortgagee redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� �������� ��� ���� ������ ������ ������� ���������� ���� ��������� Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6892 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2909298 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Patricia L Pope, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns. DATE AND PLACE OF RECORDING: Recorded: August 09, 2005 Dakota County Recorder Document Number: 2349206 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CSFB MORTGAGE SECURITIES CORP. ADJUSTABLE RATE MORTGAGE TRUST 2005-11 R A T E A D J U S T A B L E MORTGAGE-BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-11 Dated: August 16, 2011 Recorded: August 23, 2011 Dakota County Recorder Document Number: 2815820 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0005370120-3 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14762 Excelsior Ln, Apple Valley, MN 55124-5738 Tax Parcel ID Number: 01-48845-20-001 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1, Common Interest Community No. 124, Mistwood Courthomes AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $139,017.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the Certificateholders of CSFB Mortgage Securities Corp. Adjustable Rate Mortgage Trust 2005-11 Adjustable Rate Mortgage-Backed Pass-Through Certficates, Series 2005-11 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023982F01 2904249 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 6 , 2006 MORTGAGORS: R o b e r t W . M o r r i s and Katherine A. Morris, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 25, 2006, Dakota County Recorder, Document No. 2447965. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800900580172 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14810 Colorado Avenue, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-16403-080-03 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Carrollton 4th Addition, Dakota County, MN. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,679.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 12 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _October 12, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6916 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2914328 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2004 MORTGAGOR: S u s a n B o h l k e n , a single person. MORTGAGEE: L a k e l a n d M o r t g a g e Corp.. DATE AND PLACE OF RECORDING: Recorded May 10, 2004, Dakota County Recorder, Document No. 2202921.

2202921. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 469 Tiffany Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191640011001 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Cari Park, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $128,379.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1358 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2905767 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 11, 2005 MORTGAGOR: Dianne R. Moritz, a single person MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded May 26, 2005, in the office of the County Recorder, as Document No. 2325820, Dakota County, Minnesota. MORTGAGED PROPERTY A D D R E S S : 15105 Dunbar Court, Apple Valley, Minnesota 55124 TAX PARCEL I.D. NOS. 01-11755-01-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Apple Valley East 6th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $97,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $94,790.97

BY MORTGAGEE: $94,790.97 INTEREST RATE AND PER DIEM: Current interest rate is 5.50%, with a daily per diem of $13.54. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012, at 10:00 am. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: September 30, 2012, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 14, 2012 MESSERLI & KRAMER P.A. By:/s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 2909671 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J uly 19, 2006 MORTGAGORS: A r p a n D a n a n d Amanda Dan, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 2, 2006, Dakota County Recorder, Document No. 2450040. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278926845194 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3200 Sunset Lake Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-73200-01-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Sunset Lake I COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,595.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $254,255.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3169 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2909319 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 0 , 2004 MORTGAGORS: Allen R. Patrin and Cindy M. Patrin, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered December 20, 2004, Dakota County Registrar of Titles, Document No. 554722, Certificate of Title No. 134578. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278918607594 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 808 3rd Street, Farmington, MN 55024 TAX PARCEL I.D. #: 144900036030 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” The South Fifty (S50) feet of Lots One (1), Two (2), and Three (3), except the West Ten (W10) feet of Lot Three (3), in Block Thirty Six (36) of M. Moes Addition to Farmington, Minn; and that portion of Shepley’s Addition to Farmington, Minnesota, described as follows: starting at the Northeast corner of Lot One (1), Block One (1), of Shepley’s Addition to Farmington, Minnesota, as platted, thence North Ten (N10) feet, more or less to the Southeast corner of Lot One (1), Block Thirty Six (36), M. Moes Addition to Farmington, Minn.; thence West along the North line of Shepley’s Addition to Farmington, Minnesota, which is also the South line of M. Moes Addition to Farmington, Minn. to a point Ten (10) feet North of the Northwest corner of Lot One (1), Block One (1), Shepley’s Addition to Farmington, Minnesota; thence South Ten (S10) feet to the Northwest corner of said Lot One (1), Block One (1) of Shepley’s Addition to Farmington, Minnesota, and thence East along the North line of said Lot One (1), Block One (1), Shepley’s Addition to Farmington, Minnesota, to the point of beginning, according to the recorded plat thereof and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,448.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 1, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2539 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2907642 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,000.00 MORTGAGOR(S): William G. Rogers and Debora D. Rogers, Husband and Wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 31, 2006 Dakota County Recorder Document Number: 2472435 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12525 Pinehurst Dr, Burnsville, MN 55337-3455 Tax Parcel ID Number: 02-57500-02-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Pinehurst, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $289,014.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

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MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006848F02 2904969 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 3 , 2003 MORTGAGORS: David K. Roiger and Vickie L. Roiger, Husband and Wife. MORTGAGEE: Mortgage Source, Inc.. DATE AND PLACE OF RECORDING: Recorded July 24, 2003, Dakota County Recorder, Document No. 2083179. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Source, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17495 Grove Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 221710102090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Cherry View Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $229,176.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 9, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3481 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916307 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2007 MORTGAGOR: Jacqueline M. Tappella, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 3, 2007, Dakota County Recorder, Document No. 2528179. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904000555700 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1950 Rose Way, Hastings, MN 55033 TAX PARCEL I.D. #: 195860010506 LEGAL DESCRIPTION OF PROPERTY: Unit No. 506, Common Interest Community Number 511, A Condominium, Prairie Ridge, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,023.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,137.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 16, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10802 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916344 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 03, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,800.00 MORTGAGOR(S): Mark L. Norland and Jana A. Norland, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for The Lending Connection, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: April 19, 2007 Dakota County Recorder Document Number: 2510858 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: December 17, 2010 Recorded: January 04, 2011 Dakota County Recorder Document Number: 2776532 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100202010002709494 Lender or Broker: The Lending Connection, Inc. Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16272 Fantasia Ave, Rosemount, MN 55068-1458 Tax Parcel ID Number: 22-21177-11-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 11, Donnay's Valley Park 8th, according to the plat thereof now on file and of record in the office of the County Recorder within and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,559.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018054F03 2909445 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2007 MORTGAGORS: Michael C. Hudalla and Jacqueline A. Hudalla, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered October 22, 2007, Dakota County Registrar of Titles, Document No. 619090, Certificate of Title No. 146357. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiBank,N.A. as Trustee For Certificateholders of Structured Asset Mortgage Investments II Trust 2007-AR7,Mortgage Pass-Through Certificates, Series 2007-AR7. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100386100002854719 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bear Stearns Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2530 Arbor Court, Mendota Heights, MN 55120

MN 55120 TAX PARCEL I.D. #: 274846001080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Mendota Woods. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $704,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $922,691.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2012. Citibank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11557 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2909460 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: January 25, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended and Restated Declaration for Garrett Square Association (hereinafter the "Association") which was recorded as Document No. 261860 on August 12, 1992, in the Office of the Dakota County Registrar of Titles as amended and supplemented and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: Legal Description: U n i t 2 1 4 a n d Garage Unit No. 47, in Condominium No. 36, G a r r e t t S q u a r e Condominium Homes, Dakota County, Minnesota Street Address: 1 4 6 2 0 G a r r e t t Avenue, #214, Apple Valley, MN 55124 Tax Parcel No.01-81401-01-128 (Unit 214) 01-81401-01-231 (Garage Unit 47) 2. Pursuant to said Amended and Restated Declaration, there is claimed to be due and owing as of January 25, 2012, from Dawn W. Williams, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $3,355.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after January 25, 2012, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Amended and Restated Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 3, 2011, as Document No. T686583 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Amended and Restated Declaration and granted by

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������ ������ ������� ���� Restated Declaration and granted by October �������� 01, 2012, ��� or the next busi the owners in taking title to the pre- ness day if October 01, 2012 falls on a mises subject to said Amended and Saturday, Sunday or legal holiday. Restated Declaration and pursuant to Mortgagor(s) released from financial M i n n . S t a t . § § 5 1 5 B . 3 - 1 1 5 a n d obligation: NONE 515B.3-116, said Lien will be foreTHIS COMMUNICATION IS FROM closed by the sale of said property by A DEBT COLLECTOR ATTEMPTthe Sheriff of Dakota County, at the ING TO COLLECT A DEBT. ANY Dakota County Sheriff's Office, Dakota INFORMATION OBTAINED WILL BE County Law Enforcement Center, 1580 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Highway 55 Lobby S-100, Hastings, MN 55033, on the 5th day of April, THE DEBT AND IDENTITY OF THE 2012, at 10:00 a.m. at public auc- ORIGINAL CREDITOR WITHIN THE tion to the highest bidder, to pay the T I M E P R O V I D E D B Y L A W I S N O T amount then due for said assess - AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR ments, together with the costs of foreclosure, including attorneys fees as REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPallowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r RESENTATIVES OR ASSIGNS, MAY BE redemption by the unit owner, his per- REDUCED TO FIVE WEEKS IF A JUDIsonal representatives or assigns is six CIAL ORDER IS ENTERED UNDER (6) months from the date of sale. The MINNESOTA STATUTES, SECTION date and time to vacate the property 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G is 11:59 p.m. on October 5, 2012, if OTHER THINGS, THAT THE MORTthe account is not reinstated or the GAGED PREMISES ARE IMPROVED owners do not redeem from the fore- WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT closure sale. PROPERTY USED IN AGRICULTURAL REDEMPTION NOTICE T H E T I M E A L L O W E D B Y L A W PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 FOR REDEMPTION BY THE MORTASSIGNEE OF MORTGAGEE: GAGOR, THE MORTGAGOR'S PERU.S. Bank National Association, SONAL REPRESENTATIVES OR as Trustee, on behalf of the ASSIGNS, MAY BE REDUCED TO holders of the CSFB Mortgage FIVE WEEKS IF A JUDICIAL Pass-Through Certificates, Series ORDER IS ENTERED UNDER MIN2005-CF1 NESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG Wilford, Geske & Cook P.A. O T H E R T H I N G S , T H A T T H E Attorneys for Assignee of Mortgagee M O R T G A G E D P R E M I S E S A R E Lawrence A. Wilford IMPROVED WITH A RESIDENTIAL James A. Geske DWELLING OF LESS THAN FIVE 8425 Seasons Parkway, Suite 105 UNITS, ARE NOT PROPERTY USED Woodbury, MN 55125-4393 IN AGRICULTURAL PRODUCTION, (651) 209-3300 File Number: 013539F03 AND ARE ABANDONED. 2/16-3/22/12 9. THIS IS A COMMUNICATION FROM 2908120 A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR NOTICE OF MORTGAGE THAT PURPOSE. FORECLOSURE SALE GARRETT SQUARE ASSOCIATION THE RIGHT TO VERIFICATION Attorneys for Garrett Square OF THE DEBT AND IDENTITY OF Association THE ORIGINAL CREDITOR WITHIN THOMSEN & NYBECK, P.A. THE TIME PROVIDED BY LAW IS By: NOT AFFECTED BY THIS ACTION. _________________ _____ NOTICE IS HEREBY GIVEN, that Gretchen S. Schellhas (#195595) default has occurred in conditions of 3600 American Blvd. West, Suite 400 the following described mortgage: Bloomington, Minnesota 55431 DATE OF MORTGAGE: July 25, 2003 (952) 835-7000 MORTGAGORS: Sabab Xayarath and (Garrett Square - Williams 11-7-498D) Lalana Xayarath, husband and wife. 2907508 2/16-3/22/12 MORTGAGEE: Goldmine Lending. DATE AND PLACE OF RECORDING: Registered October 28, 2003, Dakota County Registrar of Titles, Document NOTICE OF MORTGAGE No. 0519411, Certificate of Title No. FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t 125574. ASSIGNMENTS OF MORTGAGE: default has occurred in the conditions Assigned to: Regions Mortgage, Inc. of the following described mortgage: DATE OF MORTGAGE: December 10, And thereafter assigned to: JPMorgan Chase Bank, National Association. 2003 Said Mortgage being Registered ORIGINAL PRINCIPAL AMOUNT OF Land. MORTGAGE: $280,000.00 TRANSACTION AGENT: NONE MORTGAGOR(S): Bruce F. HuysenTRANSACTION AGENT'S MORTtruit and Ellen L. Huysentruit, husGAGE IDENTIFICATION NUMBER ON band and wife MORTGAGEE: Mortgage Electronic MORTGAGE: NONE LENDER OR BROKER AND MORTRegistration Systems, Inc., as nominee for Decision One Mortgage Com- G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Goldmine Lending pany, LLC, its successors and assigns RESIDENTIAL MORTGAGE SERDATE AND PLACE OF RECORDING: Recorded: January 29, 2004 Dakota V I C E R : J P M o r g a n C h a s e B a n k , National Association County Recorder MORTGAGED PROPERTY ADDRESS: Document Number: 2169640 2128 Cliff Hill Lane, Eagan, MN 55122 ASSIGNMENTS OF MORTGAGE: T A X P A R C E L I . D . # : And assigned to: U.S. Bank National Association, as Trustee, on behalf of 10-16600-05-040 LEGAL DESCRIPTION OF PROPthe holders of the CSFB Mortgage Pass-Through Certificates, Series ERTY: Lot 4, Block 5, in Cedar Cliff, Dakota 2005-CF1 County, Minnesota. Dated: November 14, 2008 COUNTY IN WHICH PROPERTY IS Recorded: December 05, 2008 LOCATED: Dakota Dakota County Recorder ORIGINAL PRINCIPAL AMOUNT OF Document Number: 2625689 Transaction Agent: Mortgage Elec- MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTcation Number: 100077910001383211 Lender or Broker: Decision One GAGEE: $101,193.47 That prior to the commencement of Mortgage Company, LLC Residential Mortgage Servicer: Select this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comPortfolio Servicing plied with all notice requirements as Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS required by statute; That no action or proceeding has been instituted at law LOCATED: Dakota Property Address: 1700 70th St W, o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part Inver Grove Heights, MN 55077-2226 T a x P a r c e l I D N u m b e r : thereof; PURSUANT to the power of sale con20-00700-26-011 L E G A L D E S C R I P T I O N O F P R O P - tained in said mortgage, the above described property will be sold by the ERTY: The West 471 feet of the North 350 feet of the Northeast 1/4 of the Sheriff of said county as follows: DATE AND TIME OF SALE: April 5, Northwest 1/4 of Section 7, Township 2012 at 10:00 AM 27, Range 22, PLACE OF SALE:Sheriff's Office, Law Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN DUE AS OF DATE OF NOTICE: to pay the debt then secured by said $325,353.59 THAT all pre-foreclosure require- Mortgage, and taxes, if any, on said ments have been complied with; that premises, and the costs and disburseno action or proceeding has been insti- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s tuted at law or otherwise to recover the allowed by law subject to redemption debt secured by said mortgage, or any within six (6) months from the date of said sale by the mortgagor(s), their part thereof; PURSUANT to the power of sale con- personal representatives or assigns t a i n e d i n s a i d m o r t g a g e , t h e unless reduced to Five (5) weeks under above-described property will be sold MN Stat. §580.07. TIME AND DATE TO VACATE PROPby the Sheriff of said county as folERTY: If the real estate is an lows: DATE AND TIME OF SALE: March owner-occupied, single-family dwelling, unless otherwise provided by law, 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County the date on or before which the mortLaw Enforcement Center, 1580 High- gagor(s) must vacate the property if the way 55, Lobby S-100, Hastings, Minne- mortgage is not reinstated under section 580.30 or the property is not sota to pay the debt secured by said mort- redeemed under section 580.23 is gage and taxes, if any, on said pre- 11:59 p.m. on October 5, 2012, unless mises and the costs and disburse- the redemption period is reduced to 5 ments, including attorney fees allowed weeks under MN Stat. Secs. 580.07 or by law, subject to redemption within 582.032. MORTGAGOR(S) RELEASED FROM six (6) months from the date of said sale by the mortgagor(s), their per- FINANCIAL OBLIGATION ON MORTGAGE: None sonal representatives or assigns. "THE TIME ALLOWED BY LAW FOR If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop- REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPerty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate RESENTATIVES OR ASSIGNS, MAY BE the property on or before 11:59 p.m. on October 01, 2012, or the next busi- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� �������� ��� ���� ������or������ ������� proceeding has been instituted at law or otherwise to recover the debt ���������� ���� ��������� RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 3, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10096 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2909353 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 3 , 2004 MORTGAGOR: Elaine M. Michaels, a single person. MORTGAGEE: First NLC Financial Services, LLC. DATE AND PLACE OF RECORDING: Recorded November 10, 2004, Dakota County Recorder, Document No. 2266231, also Registered with the Registrar of Titles on March 7, 2008 as Document No. 624781, on Certificate of Title No. 128051. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company as trustee for Goldman Sachs GSAMP 2005-HE1, Dated: October 23, 2004, Recorded: August 12, 2008, Document No. 2607715, also registered with the Registrar of Tiles on August 12, 2008 as Document No. T631767. And thereafter assigned to: Deutsche Bank National Trust Company, as trustee for GSAMP Trust 2005-HE1 Mortgage Pass-Through Certificates Series 2005-HE1, Dated: March 11, 2009, Recorded: March 17, 2009, Document No. 2644138, also registered with the Registrar of Titles on March 17, 2009 as Document No. T640586. Said Mortgage Being Upon Partially Registered Land TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First NLC Financial Services, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 2240 Williams Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 022102019001 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT “A” Legal Description File No. 3-22893 Parcel 1: That part of Lot Nineteen (19), Block One (1), Donnays Burnsville Heights, a planned community, Common Interest Community Number 126 in Dakota County, Minnesota, according to the recording plat thereof, lying southerly of the following described line: Beginning at a point on the East line of the East Half of the East half of the West Half of Section 14, Township 115, Range 21, Dakota County, Minnesota, distant 1544.00 feet south of the northeast corner of said East Half of the East Half of the West Half; thence South 71 degrees 40 minutes 00 seconds West (assuming said east line bears North), a distance of 577.50 feet and said line there terminating. Parcel 2: Lot Nineteen (19), Block One (1), Donnays Burnsville Heights, a planned community, Common Interest Community number 126 in Dakota County, Minnesota, according to the recorded plat thereof, except that part lying southerly of the following described line: Beginning at a point on the east line of the East Half of the East Half of the West Half of Section 14, Township 115, Range 21, Dakota County, Minnesota, distant 1544.00 feet south of the northeast corner of said East Half of the East Half of the West Half; thence South 71 degrees 40 minutes 00 seconds West (assuming said east line bears North), a distance of 577.50 feet and said line there terminating. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $208,339.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 24, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 30, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 23, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 26, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 11, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 22, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 13, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 14, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 16, 2011.

Dated: November 16, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 17, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 15, 2012. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2910850 2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 MORTGAGOR(S): Theodore R. Peltier, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Aegis Wholesale Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: November 07, 2005 Dakota County Recorder Document Number: 2378643 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: August 15, 2011 Recorded: October 27, 2011 Dakota County Recorder Document Number: 2827050 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030008298516 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15549 Cornell Trl, Rosemount, MN 55068-1554 Tax Parcel ID Number: 34-81310-06-341 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 6, Valley Oak Addition Replat, except the North 2.00 feet thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $126,127.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND

AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022067F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 16, 2011 at 10:00 AM has been postponed to January 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 14, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 17, 2012 at 10:00 AM has been postponed to February 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 17, 2012 at 10:00 AM has been postponed to March 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 15, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022067F01 2912040 2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $589,000.00 MORTGAGOR(S): Steven Michael Goutierez and Raquel Goutierez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp., its successor and assigns. DATE AND PLACE OF RECORDING: Recorded: January 13, 2005 Dakota County Recorder Document Number: 2285026 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank NA for the Benefit of Asset Backed Securities Corporation Home Equity Loan Trust, Series 2005-HE3 Asset Backed Pass through Certificates, Series 2005-HE3 Dated: June 09, 2008 Recorded: June 24, 2008 Dakota County Recorder Document Number: 2598543 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100136300110895231 Lender or Broker: WMC Mortgage Corp. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16125 Hominy Ct, Lakeville, MN 55044-4448 Tax Parcel ID Number: 22-81750-08-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 8, Vermillion Springs AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $741,041.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS TRUSTEE FOR THE CERTIFICATE-HOLDERS OF THE ASSET BACKED SECURITIES CORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-HE3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023994F01 2904278 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: January 25, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Carriage Hills Condominiums, Inc. (hereinafter the "Association") which was recorded as Document No. 599819, in the Office of the County Recorder of Dakota County, Minnesota, as amended/supplemented, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION OF PROPERTY: Unit No. 212, Garage Nos. 54 and 69, Condominium File No. 47, Carriage Hills Condominium, Dakota County, Minnesota STREET ADDRESS: 3420 Golfview Drive, Unit 212, Eagan, MN 55123 TAX PARCEL ID NUMBER: 10-76900-03-036 2. Pursuant to said Declaration, there is claimed to be due and owing as of January 25, 2012, from Anna L. Edwards and Michael W. Oden, title holders, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $5,596.36 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after January 25, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. T h e o w n e r s h a v e n o t b e e n released from the owners' financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 1, 2011, as Document No. 2803252 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 5th day of April, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on October 5, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM

9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CARRIAGE HILLS CONDOMINIUMS, INC. Attorneys for Carriage Hills Condominiums, Inc. THOMSEN & NYBECK, P.A. By: ___________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Carriage Hills/Edwards-Oden/ 11-7-050D) 2907526 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 5 , 2003 MORTGAGORS: Thomas V. L. Fisher and Marti A. Torgerson-Fisher, husband and wife. MORTGAGEE: Provincial Bank. DATE AND PLACE OF RECORDING: Recorded September 30, 2003, Dakota County Recorder, Document No. 2117285. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provincial Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 12909 130TH Street Court, Burnsville, MN 55337 TAX PARCEL I.D. #: 021833402190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 2, Country View Estates Fifth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,590.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 9, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2641 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916195 2/23-3/29/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2005 MORTGAGORS: Brett J. Fisher and Robin J. Fisher, Husband and Wife. MORTGAGEE: Tradition Mortgage. DATE AND PLACE OF RECORDING: Recorded February 7, 2006, Dakota County Recorder, Document No. 2403846. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., successor by merger with ABN Amro Mortgage Group, Inc.. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18833 Dupont Way, Farmington, MN 55024 TAX PARCEL I.D. #: 144780125004 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 4, Meadow Creek Second Addition, According to the Recorded Plat Thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $276,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $275,944.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __October 15, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 14, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916398 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 19, 2008 MORTGAGORS: Joni P. Pruett and Everette A. Pruett, wife and husband MORTGAGEE: J P M o r g a n C h a s e Bank, N.A.. DATE AND PLACE OF RECORDING: Registered March 31, 2008, Dakota

Registered March 31, 2008, Dakota County Registrar of Titles, Document No. 625863, Certificate of Title No. 128574. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1280 Spring Green Lane, Burnsville, MN 55306 TAX PARCEL I.D. #: 027180010001 LEGAL DESCRIPTION OF PROPERTY: LOT 10, BLOCK 1 SPRING GREEN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $446,885.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 23, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 21, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 10, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 7, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300

4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 12, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 8, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 23, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 16, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 19, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 21, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916571 2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 3, 2006 MORTGAGORS: Paul O'Connell and Brenda O'Connell, husband and wife MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: March 13, 2007 Dakota County Registrar of Titles Document #: 607207 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2006-1 on April 21, 2011 and said assignment was recorded on February 2, 2012 and given document number T690969. LEGAL DESCRIPTION OF PROPERTY: THAT PART OF LOT SIX (6), BLOCK ONE (1), OAK CLIFF, ACCORDING TO THE PLAT ON FILE AND OF RECORD IN THE OFFICE OF THE COUNTY RECORDER, DAKOTA COUNTY, MINNESOTA, LYING WEST OF THE FOLLOWING DESCRIBED LINE: COMMENCING AT THE NORTHWEST CORNER OF SAID LOT SIX (6); THENCE NORTH 89 DEGREES 48 MINUTES 04 SECONDS EAST ASSUMED BEARING ALONG THE NORTH LINE OF SAID LOT SIX (6) FOR A DISTANCE OF 51.07 FEET TO THE POINT OF BEGINNING; THENCE SOUTH 01 DEGREES 15 MINUTES 20 SECONDS WEST FOR A DISTANCE OF 102.09 FEET; THENCE SOUTH 03 DEGREES 23 MINUTES 26 SECONDS WEST FOR A DISTANCE OF 42.20, THENCE SOUTH 05 DEGREES 27 MINUTES 23 SECONDS WEST FOR A DISTANCE OF 44.12 FEET PLUS OR MINUS TO THE SOUTH LINE OF SAID LOT SIX (6) AND THERE TERMINATING. The Torrens Certificate No. is 142126 PARCEL ID #: 10-53550-064-01 P R O P E R T Y A D D R E S S : 2245 Mahogany Way, Eagan, Minnesota 55122 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A

TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: Carrington Mortgage Services, Inc. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $269,682.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 12, 2012 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is October 12, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: February 15, 2012 Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2006-1 Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2915858 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 5 , 2008 MORTGAGORS: Justin A. Kepler and Joyce K. Luedke, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 14, 2008, Dakota County Registrar of Titles, Document No. 626546, Certificate of Title No. 144598. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 16, 2010, Recorded: November 19, 2010, Document No. T671355. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900031030033 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 21030 Chippendale Court, Farmington, MN 55024 TAX PARCEL I.D. #: 142110005100 LEGAL DESCRIPTION OF PROPERTY: Lot 3 and those parts of Lots 4 and 5 lying Easterly of a Straight Line drawn from a point on the North Line of Said Lot 4 Distant 28 feet West of the Northeast Corner of Said Lot 4 to the Southeast Corner of Said Lot 5, All in Dooley Add. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF

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������ ������ ������� �������� 580.07, the t e s ���� t a S t a t u��� ORIGINAL PRINCIPAL AMOUNT OF Minneso MORTGAGE: $173,250.00 foregoing foreclosure sale is AMOUNT DUE AND CLAIMED TO BE postponed until November 10, 2011 at DUE AS OF DATE OF NOTICE, INCLUD- 10:00 am at the Sheriff's Office, Law ING TAXES, IF ANY, PAID BY MORT- Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said GAGEE: $192,317.96 That prior to the commencement of county and state. this mortgage foreclosure proceeding Dated: October 7, 2011. JPMorgan Chase Bank, Mortgagee/Assignee of Mortgagee National Association complied with all notice requirements Mortgagee/Assignee of Mortgagee as required by statute; That no action or proceeding has been instituted at USSET, WEINGARDEN AND LIEBO, P.L.L.P. law or otherwise to recover the debt By: Paul A. Weingarden secured by said mortgage, or any part Attorneys for Mortgagee/Assignee of Mortgagee thereof; P U R S U A N T t o t h e p o w e r o f s a l e 4500 Park Glen Road #300 contained in said mortgage, the above Minneapolis, MN 55416 described property will be sold by the (952) 925-6888 30-9660 Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, THIS IS A COMMUNICATION FROM 2011 at 10:00 AM A DEBT COLLECTOR. PLACE OF SALE: S h e r i f f ' s O f f i c e , NOTICE OF POSTPONEMENT OF Law Enforcement Center, 1580 Hwy MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minne55, Lobby #S-100, Hastings, MN to pay the debt then secured by said sota Statutes 580.07, the foregoing Mortgage, and taxes, if any, on said foreclosure sale is postponed until premises, and the costs and disburse- January 12, 2012 at 10:00 am at the m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Sheriff's Office, Law Enforcement allowed by law subject to redemption Center, 1580 Hwy 55, Lobby #S-100, within six (6) months from the date of Hastings, MN, in said county and state. Dated: November 8, 2011. said sale by the mortgagor(s), their JPMorgan Chase Bank, National personal representatives or assigns Association unless reduced to Five (5) weeks under Mortgagee/Assignee of Mortgagee MN Stat. §580.07. T I M E A N D D A T E T O V A C A T E USSET, WEINGARDEN AND LIEBO, P.L.L.P. PROPERTY: If the real estate is an By: Paul A. Weingarden o w n e r - o c c u p i e d , s i n g l e - f a m i l y Attorneys for Mortgagee/Assignee of dwelling, unless otherwise provided by Mortgagee law, the date on or before which the 4500 Park Glen Road #300 mortgagor(s) must vacate the property Minneapolis, MN 55416 if the mortgage is not reinstated under (952) 925-6888 section 580.30 or the property is not 30-9660 redeemed under section 580.23 is THIS IS A COMMUNICATION FROM 11:59 p.m. on December 2, 2011. A DEBT COLLECTOR. MORTGAGOR(S) RELEASED FROM NOTICE OF POSTPONEMENT OF FINANCIAL OBLIGATION ON MORTGAGE FORECLOSURE SALE Pursuant to the provisions of MORTGAGE: None "THE TIME ALLOWED BY LAW FOR M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e REDEMPTION BY THE MORTGAGOR, foregoing foreclosure sale is postT H E M O R T G A G O R ' S P E R S O N A L poned until February 16, 2012 at 10:00 REPRESENTATIVES OR ASSIGNS, a m a t t h e S h e r i f f ' s O f f i c e , L a w MAY BE REDUCED TO FIVE WEEKS IF Enforcement Center, 1580 Hwy 55, A J U D I C I A L O R D E R I S E N T E R E D Lobby #S-100, Hastings, MN, in said U N D E R M I N N E S O T A S T A T U T E S , county and state. Dated: January 11, 2012. SECTION 582.032, DETERMINING, JPMorgan Chase Bank, National AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE Association Mortgagee/Assignee of Mortgagee IMPROVED WITH A RESIDENTIAL D W E L L I N G O F L E S S T H A N F I V E USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND Attorneys for Mortgagee/Assignee of Mortgagee ARE ABANDONED." 4500 Park Glen Road #300 Dated: April 5, 2011. Minneapolis, MN 55416 Chase Home Finance LLC Mortgagee/Assignee of Mortgagee (952) 925-6888 USSET, WEINGARDEN AND LIEBO, P.L.L.P. 30-9660 Attorneys for Mortgagee/Assignee of THIS IS A COMMUNICATION FROM Mortgagee A DEBT COLLECTOR. 4500 Park Glen Road #300 NOTICE OF POSTPONEMENT OF Minneapolis, MN 55416 MORTGAGE FORECLOSURE SALE (952) 925-6888 Pursuant to the provisions of Minnesota Statutes 580.07, the 30-9660 THIS IS A COMMUNICATION FROM f o r e g o i n g f o r e c l o s u r e s a l e i s postponed until March 22, 2012 at A DEBT COLLECTOR. 10:00 am at the Sheriff's Office, Law NOTICE OF POSTPONEMENT OF Enforcement Center, 1580 Hwy 55, MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f Lobby #S-100, Hastings, MN, in said M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e county and state. Dated: February 15, 2012. foregoing foreclosure sale is JPMorgan Chase Bank, National postponed until July 14, 2011 at 10:00 Association am at the Sheriff's Office, Law Mortgagee/Assignee of Mortgagee Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden county and state. Attorneys for Mortgagee/Assignee of Dated: June 6, 2011. Mortgagee JPMorgan Chase Bank, 4500 Park Glen Road #300 National Association Minneapolis, MN 55416 Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. (952) 925-6888 30-9660 By: Paul W. Weingarden Attorneys for Mortgagee/Assignee of THIS IS A COMMUNICATION FROM Mortgagee A DEBT COLLECTOR. 2910648 2/23/12 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 NOTICE OF MORTGAGE THIS IS A COMMUNICATION FROM FORECLOSURE SALE A DEBT COLLECTOR. NOTICE IS HEREBY GIVEN that NOTICE OF POSTPONEMENT OF default has occurred in the conditions MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f of the following described mortgage: DATE OF MORTGAGE: August 30, Minnesota Statutes 580.07, the f o r e g o i n g f o r e c l o s u r e s a l e i s 2006 ORIGINAL PRINCIPAL AMOUNT OF postponed until August 25, 2011 at 10:00 am at the Sheriff's Office, Law MORTGAGE: $169,600.00 MORTGAGOR(S): Lucas I. HaagenEnforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said son and Breanne M. Haagenson, husband and wife county and state. MORTGAGEE: Mortgage Electronic Dated: July 18, 2011. Registration Systems, Inc. JPMorgan Chase Bank, DATE AND PLACE OF RECORDING: National Association Recorded: November 22, 2006 Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Dakota County Recorder Document Number: 2477354 By: Paul A. Weingarden ASSIGNMENTS OF MORTGAGE: Attorneys for Mortgagee/Assignee of And assigned to: Aurora Loan SerMortgagee vices, LLC 4500 Park Glen Road #300 Dated: April 18, 2011 Minneapolis, MN 55416 Recorded: May 13, 2011 Dakota (952) 925-6888 County Recorder 30-9660 Document Number: 2800510 NOTICE OF POSTPONEMENT OF Transaction Agent: Mortgage ElecMORTGAGE FORECLOSURE SALE tronic Registration Systems, Inc. Pursuant to the provisions of Transaction Agent Mortgage IdentifiMinnesota Statutes 580.07, the f o r e g o i n g f o r e c l o s u r e s a l e i s cation Number: 1001435-0060120040-0 Lender or Broker: American Mortpostponed until October 6, 2011 at 10:00 am at the Sheriff's Office, Law gage Corporation Residential Mortgage Servicer: Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said Aurora Bank, FSB Mortgage Originator: Not Applicable county and state. COUNTY IN WHICH PROPERTY IS Dated: October 31, 2011. LOCATED: Dakota JPMorgan Chase Bank, Property Address: 1212 E 131st St, National Association Burnsville, MN 55337-3924 Mortgagee/Assignee of Mortgagee Tax Parcel ID Number: USSET, WEINGARDEN AND LIEBO, P.L.L.P. 02-17002-040-01 By: Paul A Weingarden LEGAL DESCRIPTION OF PROPAttorneys for Mortgagee/Assignee of ERTY: Lot 4, Block 1, Chateaulin Third Mortgagee Addition, Dakota County, Minnesota 4500 Park Glen Road #300 AMOUNT DUE AND CLAIMED TO BE Minneapolis, MN 55416 DUE AS OF DATE OF NOTICE: (952) 925-6888 $176,859.83 30-9660 THAT all pre-foreclosure requireTHIS IS A COMMUNICATION FROM ments have been complied with; that A DEBT COLLECTOR. action or proceeding has been instino NOTICE OF POSTPONEMENT OF tuted at law or otherwise to recover the MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f debt secured by said mortgage, or any

PUBLIC NOTICE

Minnesota Statutes 580.07, the

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��� �������� ��� ���� ������ ������ PLACE OF RECORDING: DATE AND ������� Recorded August 11, 2003, Dakota ���������� ���� ��������� debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 01, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 01, 2012, or the next business day if January 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 19, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020293F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 01, 2011 at 10:00 AM has been postponed by the mortgagor pursuant to Minn. Stat. § 580.07 Subd. 2 December 01, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 15, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 01, 2011 at 10:00 AM has been postponed to January 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 15, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 17, 2012 at 10:00 AM has been postponed to February 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 17, 2012 at 10:00 AM has been postponed to March 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 14, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC The redemption period shall be 5 weeks from the date of said sale. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020293F01 2910294 2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 7, 2003 MORTGAGORS: R i c o G i l a r d i a n d Belaynesh Ayana, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

County Recorder, Document No. 2092348. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, trustee for CSFB-Credit Suisse First Boston c/o Chase Home Finance, LLC, Dated: April 4, 2007, Recorded: April 10, 2007, Document No. 2508656. And thereafter assigned to: U.S. Bank National Association, as Trustee for Home Equity Asset Trust 2003-6, Home Equity Pass-Through Certificates, Series 2003-6, Dated: May 11, 2010, Recorded: May 28, 2010, Document No. 2732577. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014704641164941 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AEGIS Funding Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 617 East 134th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-17000-040-05 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, Chateaulin First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $247,527.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 15, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 20, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 15, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 19, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

county and state. Dated: May 16, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 18, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 15, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 17, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 16, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 18, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 13, 2012. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2908277 2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,600.00 MORTGAGOR(S): Tracy A. Pearson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Citizens State Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 14, 2005 Dakota County Recorder Document Number: 2388633 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 8 0 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-80CB Dated: January 13, 2010 Recorded: January 21, 2010 Dakota County Recorder Document Number: 2709121 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100226700000063777 Lender or Broker: Citizens State Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 363 Upper Wood Way, Burnsville, MN 55337-5731 Tax Parcel ID Number: 02-84812-03-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Wood Park Plat Thirteen, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,659.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 17, 2012, or the next business day if August 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-80CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-80CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014571F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 17, 2012 at 10:00 AM has been postponed to March 09, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 23, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-80CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-80CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014571F02 2888274 2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 MORTGAGOR(S): Wendy Peterson, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin a Division of National City Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 18, 2007 Dakota County Recorder Document Number: 2489054 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. BANK, N.A., SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TRUSTEE TO LASALLE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET- BACKED CERTIFICATES, SERIES 2007-FF1 Dated: December 16, 2011 Recorded: December 28, 2011 Dakota County Recorder Document Number: 2839002 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240011390868 Lender or Broker: First Franklin a Division of National City Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota Property Address: 2005 Southcross Dr W Apt 1005, Burnsville, MN 55306-4990 Tax Parcel ID Number: 02.71216.05.005 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1005, Condominium No. 115, Southcross Village Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $138,765.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 17, 2012, or the next business day if August 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, N.A., SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TRUSTEE TO LASALLE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSETBACKED CERTIFICATES, SERIES 2007-FF1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021974F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 17, 2012 at 10:00 AM has been postponed to April 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, N.A., SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TRUSTEE TO LASALLE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET- BACKED CERTIFICATES, SERIES 2007-FF1 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021974F01 2912718 2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 MORTGAGORS: Dao Vang and Kong Yang, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 8, 2006, Dakota County Recorder, Document No. 2436013. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for J.P. Morgan

ciation, as Trustee for J.P. Morgan Acquisition Trust 2006-RM1, Asset Backed Pass Through Certificates, Series 2006-RM1, Dated: September 16, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100241010017185816 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Resmae Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 312 14th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250308003 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, East Farmington Fourth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,480.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,575.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 17, 2010. U.S. Bank N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 27, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 17, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 31, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 28, 2011. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888

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(952) 925 6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 23, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 31, 2011. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 27, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 20, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 29, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 22, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 19, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 23, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 19, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 19, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 21, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916600 2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 26, 2005 MORTGAGOR: Thomas F. Vanhorn, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 9, 2005, Dakota County Recorder, Document No. 2329379. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000099365 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 758 Evergreen Knolls, Mendota Heights, MN 55118 TAX PARCEL I.D. #: 272490001090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Evergreen Knolls 1st Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $253,340.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 9, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3540 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916324 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2003 MORTGAGORS: Randy Loebrick and Jennifer Loebrick, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA.

f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Registered December 29, 2003, Dakota County Registrar of Titles, Document No. 0525620, Certificate of Title No. 116684. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13220 Hannover Avenue South, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013240501030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, In Heritage Hills 6th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $318,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $362,980.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 27, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3745 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 11, 2012 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 17, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3745 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2914275 2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 3 , 2002 MORTGAGOR: Colin Garvey, a single

MORTGAGOR: Colin Garvey, a single person. MORTGAGEE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded December 16, 2002, Dakota County Recorder, Document No. 1973121. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 605 Linden Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-03000-90-010 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A THAT PART OF THE SOUTH HALF OF THE SOUTHEAST QUARTER OF SECTION 30, TOWNSHIP 114 RANGE 19, DESCRIBED AS FOLLOWS, TO-WIT: COMMENCING AT A POINT 40 FEET NORTH OF THE NORTHWEST CORNER OF LOT 5, BLOCK 2, BUNG’S ADDITION, THENCE WEST 80 FEET, THENCE NORTH 200 FEET, THENCE EAST 80 FEET, THENCE SOUTH 200 FEET TO THE POINT OF BEGINNING, ACCORDING TO THE GOVERNMENT SURVEY THEREOF, DAKOTA COUNTY, MINNESOTA. ABSTRACT PROPERTY. THE ABOVE PROPERTY IS SITUATED IN DAKOTA COUNTY, STATE OF MINNESOTA. ADDRESS: 605 LINDEN ST; FARMINGTON, MN 55024 TAX MAP OR PARCEL ID NO.: 14 03000 010 90 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$169,535.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 13, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6621 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 17, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 16, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee

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������ ������ ������� T H �������� E B A N K ��� O F ���� NEW YORK Mortgagee MELLON FKA THE BANK OF NEW 4500 Park Glen Road #300 YORK AS TRUSTEE FOR THE Minneapolis, MN 55416 CERTIFICATEHOLDERS CWALT, (952) 925-6888 INC. ALTERNATIVE LOAN TRUST 10-6621 2 0 0 5 - 6 6 M O R T G A G E THIS IS A COMMUNICATION FROM PASS-THROUGH CERTIFICATES, A DEBT COLLECTOR. SERIES 2005-66 NOTICE OF POSTPONEMENT OF Wilford, Geske & Cook P.A. MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f Attorneys for Assignee of Mortgagee M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e Lawrence A. Wilford f o r e g o i n g f o r e c l o s u r e s a l e i s James A. Geske postponed until March 16, 2012 at 8425 Seasons Parkway, Suite 105 10:00 am at the Sheriff's Office, Law Woodbury, MN 55125-4393 Enforcement Center, 1580 Hwy 55, (651) 209-3300 Lobby #S-100, Hastings, MN, in said File Number: 013029F02 county and state. NOTICE OF POSTPONEMENT OF Dated: February 16, 2012. MORTGAGE FORECLOSURE SALE The above referenced sale scheduled CitiMortgage, Inc. for September 24, 2010 at 10:00 AM Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. has been postponed to October 15, 2010 at 10:00 AM in the Dakota By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Mortgagee Minnesota in said County and State. 4500 Park Glen Road #300 DATED: September 20, 2010 Minneapolis, MN 55416 ASSIGNEE OF MORTGAGEE: (952) 925-6888 THE BANK OF NEW YORK 10-6621 MELLON FKA THE BANK OF NEW THIS IS A COMMUNICATION FROM YORK AS TRUSTEE FOR THE A DEBT COLLECTOR. CERTIFICATEHOLDERS CWALT, 2912390 2/23/12 INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, NOTICE OF MORTGAGE SERIES 2005-66 FORECLOSURE SALE NOTICE OF POSTPONEMENT OF NOTICE IS HEREBY GIVEN that MORTGAGE FORECLOSURE SALE default has occurred in the conditions The above referenced sale scheduled of the following described mortgage: for October 15, 2010 at 10:00 AM has DATE OF MORTGAGE: September been postponed to November 03, 2010 26, 2005 at 10:00 AM in the Dakota County Law ORIGINAL PRINCIPAL AMOUNT OF Enforcement Center, 1580 Highway 55, MORTGAGE: $214,400.00 Lobby S-100, Hastings, Minnesota in MORTGAGOR(S): Nicholas T. Gun- said County and State. derson, A Single Man DATED: October 11, 2010 MORTGAGEE: Mortgage Electronic ASSIGNEE OF MORTGAGEE: Registration Systems, Inc. THE BANK OF NEW YORK DATE AND PLACE OF RECORDING: MELLON FKA THE BANK OF NEW Recorded: October 07, 2005 Dakota YORK AS TRUSTEE FOR THE County Recorder CERTIFICATEHOLDERS CWALT, Document Number: 2368450 INC. ALTERNATIVE LOAN TRUST ASSIGNMENTS OF MORTGAGE: 2 0 0 5 - 6 6 M O R T G A G E And assigned to: THE BANK OF NEW PASS-THROUGH CERTIFICATES, YORK MELLON FKA THE BANK OF SERIES 2005-66 NEW YORK AS TRUSTEE FOR THE NOTICE OF POSTPONEMENT OF CERTIFICATEHOLDERS CWALT, INC. MORTGAGE FORECLOSURE SALE ALTERNATIVE LOAN TRUST 2005-66 The above referenced sale scheduled MORTGAGE PASS-THROUGH CER- for November 03, 2010 at 10:00 AM has TIFICATES, SERIES 2005-66 been postponed to December 06, 2010 Dated: June 07, 2010 at 10:00 AM in the Dakota County Law Recorded: August 06, 2010 Dakota Enforcement Center, 1580 Highway 55, County Recorder Lobby S-100, Hastings, Minnesota in Document Number: 2745002 said County and State. Transaction Agent: Mortgage ElecDATED: October 28, 2010 tronic Registration Systems, Inc. ASSIGNEE OF MORTGAGEE: Transaction Agent Mortgage IdentifiTHE BANK OF NEW YORK cation Number: 1001337-0000963934-8 MELLON FKA THE BANK OF NEW Lender or Broker: Countrywide YORK AS TRUSTEE FOR THE Bank, N.A. CERTIFICATEHOLDERS CWALT, Residential Mortgage Servicer: Bank INC. ALTERNATIVE LOAN TRUST of America, N.A. 2 0 0 5 - 6 6 M O R T G A G E Mortgage Originator: Not Applicable PASS-THROUGH CERTIFICATES, COUNTY IN WHICH PROPERTY IS SERIES 2005-66 LOCATED: Dakota NOTICE OF POSTPONEMENT OF Property Address: 21220 Ilavista MORTGAGE FORECLOSURE SALE Way, Lakeville, MN 55044-1903 The above referenced sale scheduled T a x P a r c e l I D N u m b e r : for December 06, 2010 at 10:00 AM has 22.84100.030.04 been postponed to January 06, 2011 at L E G A L D E S C R I P T I O N O F P R O P - 10:00 AM in the Dakota County Law ERTY: Lot 3, Block 4, Wild Meadows Enforcement Center, 1580 Highway 55, Villas, CIC NO. 364, according to the Lobby S-100, Hastings, Minnesota in recorded plat thereof, Dakota County, said County and State. Minnesota. DATED: December 02, 2010 AMOUNT DUE AND CLAIMED TO BE ASSIGNEE OF MORTGAGEE: DUE AS OF DATE OF NOTICE: THE BANK OF NEW YORK $259,773.12 MELLON FKA THE BANK OF NEW THAT all pre-foreclosure requireYORK AS TRUSTEE FOR THE ments have been complied with; that CERTIFICATEHOLDERS CWALT, no action or proceeding has been instiINC. ALTERNATIVE LOAN TRUST tuted at law or otherwise to recover the 2 0 0 5 - 6 6 M O R T G A G E debt secured by said mortgage, or any PASS-THROUGH CERTIFICATES, part thereof; SERIES 2005-66 PURSUANT to the power of sale conNOTICE OF POSTPONEMENT OF tained in said mortgage, the MORTGAGE FORECLOSURE SALE above-described property will be sold The above referenced sale scheduled by the Sheriff of said county as fol- for January 06, 2011 at 10:00 AM has lows: been postponed to January 21, 2011 at DATE AND TIME OF SALE: Septem- 10:00 AM in the Dakota County Law ber 24, 2010 at 10:00 AM Enforcement Center, 1580 Highway 55, PLACE OF SALE: Dakota County Lobby S-100, Hastings, Minnesota in Law Enforcement Center, 1580 High- said County and State. way 55, Lobby S-100, Hastings, MinneDATED: December 29, 2010 sota ASSIGNEE OF MORTGAGEE: to pay the debt secured by said mortTHE BANK OF NEW YORK gage and taxes, if any, on said preMELLON FKA THE BANK OF NEW mises and the costs and disburseYORK AS TRUSTEE FOR THE ments, including attorney fees allowed CERTIFICATEHOLDERS CWALT, by law, subject to redemption within INC. ALTERNATIVE LOAN TRUST six (6) months from the date of said 2 0 0 5 - 6 6 M O R T G A G E sale by the mortgagor(s), their perPASS-THROUGH CERTIFICATES, sonal representatives or assigns. SERIES 2005-66 If the Mortgage is not reinstated NOTICE OF POSTPONEMENT OF under Minn. Stat. §580.30 or the MORTGAGE FORECLOSURE SALE property is not redeemed under Minn. The above referenced sale scheduled Stat. §580.23, the Mortgagor must for January 21, 2011 at 10:00 AM has vacate the property on or before 11:59 been postponed to February 22, 2011 p.m. on March 24, 2011, or the next at 10:00 AM in the Dakota County Law business day if March 24, 2011 falls on Enforcement Center, 1580 Highway 55, a Saturday, Sunday or legal holiday. Lobby S-100, Hastings, Minnesota in Mortgagor(s) released from financial said County and State. obligation: NONE DATED: January 13, 2011 THIS COMMUNICATION IS FROM ASSIGNEE OF MORTGAGEE: A DEBT COLLECTOR ATTEMPTING THE BANK OF NEW YORK TO COLLECT A DEBT. ANY MELLON FKA THE BANK OF NEW INFORMATION OBTAINED WILL BE YORK AS TRUSTEE FOR THE USED FOR THAT PURPOSE. CERTIFICATEHOLDERS CWALT, THE RIGHT TO VERIFICATION OF INC. ALTERNATIVE LOAN TRUST THE DEBT AND IDENTITY OF THE 2 0 0 5 - 6 6 M O R T G A G E ORIGINAL CREDITOR WITHIN THE PASS-THROUGH CERTIFICATES, TIME PROVIDED BY LAW IS NOT SERIES 2005-66 AFFECTED BY THIS ACTION. NOTICE OF POSTPONEMENT OF THE TIME ALLOWED BY LAW FOR MORTGAGE FORECLOSURE SALE REDEMPTION BY THE MORTGAGOR, The above referenced sale scheduled T H E M O R T G A G O R ' S P E R S O N A L for February 22, 2011 at 10:00 AM has REPRESENTATIVES OR ASSIGNS, been postponed to March 22, 2011 at MAY BE REDUCED TO FIVE WEEKS IF 10:00 AM in the Dakota County Law A J U D I C I A L O R D E R I S E N T E R E D Enforcement Center, 1580 Highway 55, U N D E R M I N N E S O T A S T A T U T E S , Lobby S-100, Hastings, Minnesota in SECTION 582.032, DETERMINING, said County and State. AMONG OTHER THINGS, THAT THE DATED: February 03, 2011 MORTGAGED PREMISES ARE ASSIGNEE OF MORTGAGEE: IMPROVED WITH A RESIDENTIAL THE BANK OF NEW YORK DWELLING OF LESS THAN FIVE MELLON FKA THE BANK OF NEW UNITS, ARE NOT PROPERTY USED IN YORK AS TRUSTEE FOR THE AGRICULTURAL PRODUCTION, AND CERTIFICATEHOLDERS CWALT, ARE ABANDONED. INC. ALTERNATIVE LOAN TRUST DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: T H E B A N K O F N E W Y O R K ���������� �� ���� �����

PUBLIC NOTICE


��� �������� ��� ���� ������said ������ ������� County and State. DATED: October 04, 2011 ���������� ���� ��������� INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 22, 2011 at 10:00 AM has been postponed to April 25, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 25, 2011 at 10:00 AM has been postponed to May 26, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 12, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 26, 2011 at 10:00 AM has been postponed to June 27, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 17, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 27, 2011 at 10:00 AM has been postponed to July 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 14, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2011 at 10:00 AM has been postponed to August 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 01, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 10, 2011 at 10:00 AM has been postponed to September 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 09, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 12, 2011 at 10:00 AM has been postponed to October 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 12, 2011 at 10:00 AM has been postponed to November 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 14, 2011 at 10:00 AM has been postponed to December 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON F K A T H E B A N K O F NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 14, 2011 at 10:00 AM has been postponed to January 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 13, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 17, 2012 at 10:00 AM has been postponed to February 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 11, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 17, 2012 at 10:00 AM has been postponed to March 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 14, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 2910319 2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,300.00 MORTGAGOR(S): Eric Berchtold and Jamie Berchtold, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for 1st Trust Mortgage Corporation, its successor and assigns. DATE AND PLACE OF REGISTERING: Registered: July 28, 2004 Dakota County Registrar of Titles Document Number: 543148 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank Dated: February 03, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500012494887 Lender or Broker: 1st Trust Mortgage Corporation Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 132481 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 719 1st Ave S, South St Paul, MN 55075-3002 Tax Parcel ID Number: 36-46000-02-190 LEGAL DESCRIPTION OF PROPERTY: Lot Nineteen (19), in Block Two (2), of Lorraine Park Addition to the City of South St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $149,861.55 THAT all pre-foreclosure requirements have been complied with; that

ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 08, 2012, or the next business day if October 08, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 23, 2012 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024015F01 2914957 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 02, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 MORTGAGOR(S): Kelly Zehoski, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Provident Funding Associates, L.P., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 15, 2008 Dakota County Recorder Document Number: 2566342 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: August 22, 2011 Recorded: August 29, 2011 Dakota County Recorder Document Number: 2816623 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3517120077-3 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 839 Dwane St, South Saint Paul, MN 55075-1643 Tax Parcel ID Number: 36-70209-17-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 17, South Park Division No. 10, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,452.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop-

under Minn. Stat. §580.30 or the prop erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 08, 2012, or the next business day if October 08, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 23, 2012 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021972F04 2914206 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 4 , 2009 MORTGAGORS: Russell G. Rohloff and Lisa A. Rohloff, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered November 5, 2009, Dakota County Registrar of Titles, Document No. T653564, Certificate of Title No. 123365. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278810699251 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3331 Cory Lane, Hastings, MN 55033 TAX PARCEL I.D. #: 197320601100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Sunny Acres 7, Common Interest Community Number 231, A Planned Community located in the county of Dakota, State of Minnesota and According to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,089.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $142,849.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON

FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 27, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3053 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 29, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 21, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul W. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3053 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916557 2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2005 MORTGAGORS: D o u g l a s V . C o r rington and Stacey A. Corrington, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 4, 2005, Dakota County Recorder, Document No. 2301708. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2005-3, Dated: June 30, 2010, Recorded: July 9, 2010, Document No. 2739840. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200001416624 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 14915 East 210th Street, Hastings, MN 55033 T A X P A R C E L I . D . # : 25-02500-010-51 LEGAL DESCRIPTION OF PROPERTY: The East Half (E 1/2) of Southeast Quarter (SE 1/4 ) of Southwest Quarter (SW 1/4 ) of Section Twenty-Five (25) Township One Hundred Fourteen (114) Range Seventeen (17). COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $273,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $344,858.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the

law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 9, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4100 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 16, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 11, 2012. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4100 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 22, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 15, 2012. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4100 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2910662 2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 2006 MORTGAGOR: M a n a l R a s h i d , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered November 29, 2006, Dakota County Registrar of Titles, Document No. 601796, Certificate of Title No. 141362. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fremont Investment & Loan RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13333 Hummingbird Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-56501-020-09 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Nine (9), Palomino Cliffs 2nd Addition, Common Interest Community Number 257 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $308,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $371,339.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

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proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 12, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 2, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 12, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 13, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 28, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 17, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 11, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 23, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said

Lobby #S 100, Hastings, MN, in said county and state. Dated: February 13, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2908607 2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2007 MORTGAGOR: J o h n F i s c h e r , a k a John D. Fischer, a single person. MORTGAGEE:PNC Bank, National Association, s/b/m to National City Mortgage a division of National City Bank. DATE AND PLACE OF RECORDING: Recorded December 5, 2007, Dakota County Recorder, Document No. 2559728. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 84 Riverwoods Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 027700102020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Townhouse Villages at River Woods 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $134,437.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 14, 2012. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2870 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916217 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 MORTGAGOR(S): Carmen Lopez Caraballo and Nestor Sevilla Sr, wife and husband, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for EquiFirst Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100200100103536110 SERVICER: Ocwen Loan Servicing LLC LENDER: EquiFirst Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on September 11, 2006, as Document No. 597352. ASSIGNED TO: HSBC Bank USA, National Association, as Trustee, for the registered holders of Nomura Home Equity Home Loan, Inc. Asset-Backed Certificates, Series 2007-2 Dated: December 24, 2011 , and recorded January 12, 2012 by Document No. T689966 . LEGAL DESCRIPTION OF PROPERTY: Lots(14)and Fifteen(15) in Block Four (4) of Ravenscroft Park Addition to South St. Paul, Dakota County, Minnesota. PROPERTY ADDRESS: 354 12th Avenue South, South St. Paul, MN 55075 PROPERTY I.D: 36 63000 04 150 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Twenty-Eight Thousand Seven Hundred Twelve and 10/100 ($228,712.10) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 17, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 17, 2012, or the next business day if October 17, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2012 HSBC Bank USA, National Association, as Trustee, for the registered holders of Nomura Home Equity Home Loan, Inc. Asset-Backed Certificates, Series 2007-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00956-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4201149 02/23/2012, 03/01/2012, 03/08/2012, 03/15/2012, 03/22/2012, 03/29/2012 2914217 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 8 , 2006 MORTGAGOR: Sherman J. Perrault, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 18, 2006, Dakota County Recorder, Document No. 2461781.

No. 2461781. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900030863855 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15371 Drexel Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011175201050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Apple Valley East Third Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $197,355.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 17, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3128 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2915655 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: February 2, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended and Restated Declaration for Oak Leaf West Homeowners Association (hereinafter the "Association") which was recorded as Document No. 466846, in the Office of the Registrar of Titles of Dakota County, Minnesota, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: L o t F i f teen (15), Block One (1) in Oak Leaf P lat T h r e e , C I C N o . 3 5 0 , Dakota County, Minnesota STREET ADDRESS: 1712 East 123rd Street, Burnsville, MN 55337 T A X P A R C E L I D N O . 02-53702-01-150 2. Pursuant to said Amended and Restated Declaration, there is claimed to be due and owing as of February 2, 2012, from Janet Miriam Nelson, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $8,690.72 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after February 2, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. A writ of execution on the judgment in Dakota County Dis-

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������� ��������Center, ��� ���� 1580 High County Dis in Dakota������ the judgment ������ Law Enforcement trict Court File No. 19HA-CV-11-34113 way 55, Lobby S-100, Hastings, Minnewas returned wholly unsatisfied and sota the Association is abandoning its t o p a y t h e d e b t s e c u r e d b y s a i d mortgage and taxes, if any, on said efforts to collect said judgment. 4. That all preforeclosure require- p r e m i s e s a n d t h e c o s t s a n d disbursements, including attorney fees ments have been met. 5. The owner has not been released allowed by law, subject to redemption from the owner's financial obligation within six (6) months from the date of to pay said amount. said sale by the mortgagor(s), their 6. The Amended and Restated Decla- personal representatives or assigns. ration, referenced above, and Minn. If the Mortgage is not reinstated Stat. §§515B.3-115 and 515B.3-116 u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e provide for a continuing lien against property is not redeemed under Minn. the property. A Notice of Lien evi- Stat. §580.23, the Mortgagor must dencing the amount due was recorded vacate the property on or before 11:59 on October 22, 2010, as Document No. p.m. on July 20, 2012, or the next T669774 in the Dakota County Regis- business day if July 20, 2012 falls on a trar of Titles' Office. Saturday, Sunday or legal holiday. 7. Pursuant to the power of sale conMortgagor(s) released from financial t a i n e d i n t h e s a m e A m e n d e d a n d obligation: NONE Restated Declaration and granted by THIS COMMUNICATION IS FROM the owner in taking title to the pre- A DEBT COLLECTOR ATTEMPTING mises subject to said Declaration and T O C O L L E C T A D E B T . A N Y pursuant to Minn. Stat. §§515B.3-115 INFORMATION OBTAINED WILL BE and 515B.3-116, said Lien will be fore- USED FOR THAT PURPOSE. closed by the sale of said property by THE RIGHT TO VERIFICATION OF the Sheriff of Dakota County, at the THE DEBT AND IDENTITY OF THE Dakota County Sheriff's Office, Dakota ORIGINAL CREDITOR WITHIN THE County Law Enforcement Center, 1580 T I M E P R O V I D E D B Y L A W I S N O T Highway 55, Lobby S-100 , Hastings, AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR MN 55033, on the 18th day of April, 2012, at 10:00 a.m. at public auc- REDEMPTION BY THE MORTGAGOR, T H E MORTGAGOR'S PERSONAL tion to the highest bidder, to pay the amount then due for said assess- REPRESENTATIVES OR ASSIGNS, ments, together with the costs of fore- MAY BE REDUCED TO FIVE WEEKS IF closure, including attorneys fees as A J U D I C I A L O R D E R I S E N T E R E D UNDER MINNESOTA STATUTES, allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r SECTION 582.032, DETERMINING, redemption by the unit owner, her per- AMONG OTHER THINGS, THAT THE sonal representatives or assigns is six M O R T G A G E D P R E M I S E S A R E (6) months from the date of sale. The I M P R O V E D W I T H A R E S I D E N T I A L date and time to vacate the property D W E L L I N G O F L E S S T H A N F I V E is 11:59 p.m. on October 18, 2012, UNITS, ARE NOT PROPERTY USED IN if the account is not reinstated or AGRICULTURAL PRODUCTION, AND the owner does not redeem from the ARE ABANDONED. DATED: December 08, 2011 foreclosure sale. ASSIGNEE OF MORTGAGEE: REDEMPTION NOTICE U.S. Bank National Association, as THE TIME ALLOWED BY LAW trustee, on behalf of the holders of FOR REDEMPTION BY THE MORTt he Asset Backed Securities GAGOR, THE MORTGAGOR'S PERCorporation Home Equity Loan SONAL REPRESENTATIVES OR Trust, Series AMQ 2006-HE7 ASSIGNS, MAY BE REDUCED TO Asset Backed Pass-Through FIVE WEEKS IF A JUDICIAL Certificates, Series AMQ ORDER IS ENTERED UNDER MIN2006-HE7 NESOTA STATUTES, SECTION Wilford, Geske & Cook P.A. 582.032, DETERMINING, AMONG O T H E R T H I N G S , T H A T T H E Attorneys for Assignee of Mortgagee M O R T G A G E D P R E M I S E S A R E Lawrence A. Wilford IMPROVED WITH A RESIDENTIAL James A. Geske DWELLING OF LESS THAN FIVE 8425 Seasons Parkway, Suite 105 UNITS, ARE NOT PROPERTY USED Woodbury, MN 55125-4393 IN AGRICULTURAL PRODUCTION, (651) 209-3300 File Number: 016763F02 AND ARE ABANDONED. NOTICE OF POSTPONEMENT OF 9. THIS IS A COMMUNICATION FROM MORTGAGE FORECLOSURE SALE A DEBT COLLECTOR ATTEMPTING TO The above referenced sale scheduled COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR for January 20, 2012 at 10:00 AM has been postponed to February 21, 2012 THAT PURPOSE. OAK LEAF WEST HOMEOWNERS at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, ASSOCIATION Lobby S-100, Hastings, Minnesota in Attorneys for Oak Leaf West said County and State. Homeowners Association DATED: January 10, 2012 THOMSEN & NYBECK, P.A. ASSIGNEE OF MORTGAGEE: By: U.S. Bank National Association, as Gretchen S. Schellhas (#195595) trustee, on behalf of the holders of 3600 American Blvd. West, Suite 400 the Asset Backed Securities Bloomington, Minnesota 55431 Corporation Home Equity Loan (952) 835-7000 Trust, Series AMQ 2006-HE7 (Oak Leaf West / Nelson/ 10-7-326D) Asset Backed Pass-Through 2915570 2/23-3/29/12 Certificates, Series AMQ 2006-HE7 NOTICE OF POSTPONEMENT OF NOTICE OF MORTGAGE MORTGAGE FORECLOSURE SALE FORECLOSURE SALE The above referenced sale scheduled N O T I C E I S H E R E B Y G I V E N t h a t for February 21, 2012 at 10:00 AM has default has occurred in the conditions been postponed to March 22, 2012 at of the following described mortgage: 10:00 AM in the Dakota County Law DATE OF MORTGAGE: August 30, Enforcement Center, 1580 Highway 55, 2006 Lobby S-100, Hastings, Minnesota in ORIGINAL PRINCIPAL AMOUNT OF said County and State. MORTGAGE: $180,000.00 DATED: February 08, 2012 MORTGAGOR(S): Anthony Kimmen ASSIGNEE OF MORTGAGEE: and Jennifer A. Kimmen, husband and U.S. Bank National Association, as wife trustee, on behalf of the holders of MORTGAGEE: Argent Mortgage the Asset Backed Securities Company, LLC Corporation Home Equity Loan DATE AND PLACE OF RECORDING: Trust, Series AMQ 2006-HE7 Recorded: September 13, 2006 Asset Backed Pass-Through Dakota County Recorder Certificates, Series AMQ Document Number: 2460681 2006-HE7 ASSIGNMENTS OF MORTGAGE: Wilford, Geske & Cook P.A. And assigned to: U.S. Bank National Attorneys for Assignee Of Mortgagee: Association, as trustee, on behalf of Lawrence A. Wilford the holders of the Asset Backed Secu- James A. Geske rities Corporation Home Equity Loan 8425 Seasons Parkway, Suite 105 Trust, Series AMQ 2006-HE7 Asset Woodbury, MN 55125-4393 Backed Pass-Through Certificates, (651) 209-3300 Series AMQ 2006-HE7 File Number: 016763F02 Dated: September 05, 2006 2905748 2/23/12 Recorded: September 03, 2010 Dakota County Recorder Document Number: 2750154 NOTICE OF MORTGAGE Transaction Agent: Not Applicable FORECLOSURE SALE Transaction Agent Mortgage IdentifiTHE RIGHT TO VERIFICATION cation Number: Not Applicable Lender or Broker: Argent Mortgage OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Company, LLC Residential Mortgage Servicer: Select THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Portfolio Servicing NOTICE IS HEREBY GIVEN, that Mortgage Originator: Not Applicable default has occurred in conditions of COUNTY IN WHICH PROPERTY IS the following described mortgage: LOCATED: Dakota DATE OF MORTGAGE: M a r c h 1 8 , Property Address: 1464 Brittany Rd, 2008 Hastings, MN 55033-2410 MORTGAGOR: J a m e s R o s s e l , A Tax Parcel ID Number: Single Person. 19-71000-02-060 MORTGAGEE:Homeservices LendLEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Sontag's First ing, LLC Series A DBA Edina Realty Mortgage. Addition, Dakota County, Minnesota DATE AND PLACE OF RECORDING: AMOUNT DUE AND CLAIMED TO BE Recorded April 7, 2008, Dakota DUE AS OF DATE OF NOTICE: C o unty Recorder, Document No. $221,550.10 THAT all pre-foreclosure require- 2582670. ASSIGNMENTS OF MORTGAGE: ments have been complied with; that Assigned to: Mortgage Electronic no action or proceeding has been instituted at law or otherwise to recover the Registration Systems, Inc.. And theredebt secured by said mortgage, or any after assigned to: U.S. Bank National Association. part thereof; TRANSACTION AGENT: NONE PURSUANT to the power of sale conTRANSACTION AGENT'S MORTtained in said mortgage, the above-described property will be sold GAGE IDENTIFICATION NUMBER ON by the Sheriff of said county as fol- MORTGAGE: NONE LENDER OR BROKER AND MORTlows: DATE AND TIME OF SALE: January G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Homeservices Lending, 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� �������� ��� ���� ������Dakota ������ ������� County Recorder Document Number: 2828536 ���������� ���� ��������� MORTGAGE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19464 Ellington Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 14-45350-01330 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 1, Limerock Ridge, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $289,566.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 23, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3129 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 29, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 21, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3129 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916589 2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $299,000.00 MORTGAGOR(S): Kit M. Beier and Kristine M. Beier, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 06, 2006 Dakota County Recorder Document Number: 2435355 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 Dated: October 26, 2011 Recorded: November 03, 2011 Dakota County Recorder

Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400005262819 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Specialized Loan Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3461 Vista Ct, Hastings, MN 55033-3346 Tax Parcel ID Number: 19.64380.01.160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block One (1), Riverwood 6th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $316,880.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022689F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 23, 2011 at 10:00 AM has been postponed to December 30, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 30, 2011 at 10:00 AM has been postponed to January 30, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 29, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 30, 2012 at 10:00 AM has been postponed to February 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 19, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW

MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 06, 2012 at 10:00 AM has been postponed to February 21, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 03, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 21, 2012 at 10:00 AM has been postponed to March 22, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 14, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022689F01 2910682 2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 04, 1992 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $72,867.00 MORTGAGOR(S): Eugene T. Robinette and Victoria L. Robinette, husband and wife MORTGAGEE: United Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 10, 1992 Dakota County Recorder Document Number: 1066863 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, FSB Dated: September 01, 1994 Recorded: August 15, 1995 Dakota County Recorder Document Number: 1294346 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 02, 1998 Recorded: June 21, 1999 Dakota County Recorder Document Number: 1614333 And assigned to: Aurora Loan Services, LLC Dated: March 02, 2011 Recorded: March 18, 2011 Dakota County Recorder Document Number: 2791872 And assigned to: Aurora Bank, FSB Dated: August 16, 2011 Recorded: October 26, 2011 Dakota County Recorder Document Number: 2826804 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025400001004325 Lender or Broker: United Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 179 Mainzer St, West Saint Paul, MN 55118-1531 Tax Parcel ID Number: 42-32000-00-060 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) of Hardwick's Addition according to the map or plat thereof on file or of record in the office of the County Recorder in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $68,397.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on

business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018035F04 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 16, 2011 at 10:00 AM has been postponed to January 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 13, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 17, 2012 at 10:00 AM has been postponed to February 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 17, 2012 at 10:00 AM has been postponed to March 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 15, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018035F04 2912737 2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE ORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 5, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 MORTGAGOR(S): Tollie Thomas, Jr, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100136300117026954 SERVICER: Ocwen Loan Servicing, LLC LENDER: WMC Mortgage Corp.. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on December 29, 2006, as Document No. 603367. ASSIGNED TO: U.S. Bank National Association, as Trustee for the registered holders of Mastr Asset Backed Securities Trust 2007-WMC1Mortgage Pass-Through Certificates Series 2007-WMC1 Dated: April 16, 2010 , and recorded May 18, 2010 by Document No. T662082 . LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 11, Palomino Woods, Dakota County, State of Minnesota PROPERTY ADDRESS: 14070 Heywood Path, Apple Valley, MN 55124 PROPERTY I.D: 01-56775-11-090 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty-Six Thousand Three Hundred Eight and 02/100 ($166,308.02) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 10, 2012 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 10, 2012, or the next business day if October 10, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2012 U.S. Bank National Association, as Trustee for the registered holders of Mastr Asset Backed S e c u r i t i e s T r u s t 2007-WMC1Mortgage Pass-Through Certificates Series 2007-WMC1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00199-2 T THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4200043 02/23/2012, 03/01/2012, 03/08/2012, 03/15/2012, 03/22/2012, 03/29/2012 2912995 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 8, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $315,000.00 MORTGAGOR(S): Roger D Garrett, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bear Stearns Residential Mortgage Corp TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100386100002542033 SERVICER: Ocwen Loan Servicing, LLC LENDER: Bear Stearns Residential Mortgage Corp. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on February 27, 2007, as Document No. 606646. ASSIGNED TO: U.S. Bank National Association, as Trustee for the registered holders of Bear Stearns Asset Backed Securities I Trust 2007-HE4 Asset-Backed Certificates, Series 2007-HE4 Dated: July 28, 2011 , and recorded August 19, 2011 by Document No. T683265 . LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 7, in Eureka Estates 1st Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 24220 Holyoke Path, Lakeville, MN 55044 PROPERTY I.D: 13-24660-07-030 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Forty-Four Thousand Four Hundred Twenty-Six and 30/100 ($344,426.30) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 10, 2012 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 10, 2012, or the next business day if October 10, 2012 falls

business day if October 10, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2012 U.S. Bank National Association, as Trustee for the registered holders of Bear Stearns Asset Backed Securities I Trust 2007-HE4 Asset-Backed Certificates, Series 2007-HE4 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00497-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4197698 02/23/2012, 03/01/2012, 03/08/2012, 03/15/2012, 03/22/2012, 03/29/2012 2908695 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 2 , 2006 MORTGAGORS: O l y R . M a t a a n d Pedro Mata, Wife and Husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 17, 2006, Dakota County Recorder, Document No. 2445936. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278908668390 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 612 Annapolis Street, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-62740-01-082 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” Attachment That part of Lot 7, Block 1, and that part of Lot 8, Block 1 of RADANT’S NEW ARRANGEMENT OF LOTS 1 TO 8 BLOCK 1 LOTS 1 TO 8 BLOCK 2 AND LOTS 21, 22, & 23 BLOCK 3 OF RADANT’S SUBDIVISION OF LOTS 1 AND 19 ALBRECHT’S OUTLOTS, according to the recorded plat thereof, Dakota County, Minnesota, and that part of Lot 9, Block 1 of RADANT’S SUBDIVISION OF LOTS 1 AND 19 OF ALBRECHT’S OUTLOTS TO DAKOTA COUNTY according to the recorded plat thereof, Dakota County, Minnesota, which lies westerly of the following described line: Commencing at the Northwest corner of said Lot 8; thence east along the North line thereof 39.42 feet to the point of beginning of the line to be described; thence deflect 97 degrees 32 minutes 00 seconds right 52.64 feet; thence deflect 28 degrees 15 minutes 00 seconds left 75.06 feet to the South line of said Lot 9, Block 1 of RADANT’S SUBDIVISION OF LOTS 1 AND 19 OF ALBRECHT’S OUTLOTS TO DAKOTA COUNTY and said line there terminating, and which lies Easterly of the following described line: Commencing at the Northwest corner of said Lot 8; thence East along the North line thereof 2.16 feet to the point of beginning of the line to be described; thence South 99.06 feet to a point on the South line of said Lot 7 distant 22.75 feet East of the Southwest corner of said Lot 7 and said line there terminating. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,223.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 23, 2012     Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 17, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3446 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2915620 2/23-3/29/12

Businesswomen from Page 1A

As a leader, it is important to give your talented people space and time to ‘have a solo’ - and learn to sometimes let them set the pace.â€? She also shared her guiding principles for how she lives and leads. They are: • Believe best intentions: Give others the benefit of the doubt, few people go out of their way to irritate you. • Honor the sacredness of our collective work: We are invited guests in our patients’ lives – what a privilege we have in our work. • Inquire with curiosity instead of judgment: Ask to

Newspapers from Page 1A

provided a way for businesses to reach their customers through advertising. The combined Sun Thisweek will retain the strong commitment to excellent journalism and local advertising that readers have come to expect. The staff of Sun Thisweek will be larger than either newspaper before this merger, and the amount of news will increase. Our new, larger, redesigned paper will attempt to provide the best of the Sun Current and the best of Thisweek in Sun Thisweek.� Among the enhancements planned for the new community newspaper are expanded sports and arts coverage. The southern suburbs were home turf for both newspaper companies, which expanded alongside one another in the

Real Estate January pending home sales highest since 2005 There were 3,149 purchase agreements signed in the 13-county Twin Cities metropolitan area during January, a 25.5 percent increase over last January. No doubt driven by a mix of record-low mortgage rates, affordable prices, strong negotiating leverage and unseasonably warm weather, that’s the highest January pending sales figure since 2005. Sellers were less active, as new listings fell 9.0 percent from January 2011 to 5,112 properties. The number of homes for sale continued to drop, as well, down 28.1 percent from last year to 16,463 active listings — the lowest inventory reading for any month since 2003. Another important housing metric, months supply of inventory, remained at a six-year low of 4.6 months. “If you look deeper into the strong sales figures, you can see which segments are leading the charge,� said

Cari Linn, president of the Minneapolis Area Association of Realtors. “With inventory down, especially among foreclosures, and good purchase demand, buyers are finally looking harder at traditional properties.� Traditional sales surged 28.7 percent, while foreclosure sales fell 2.9 percent and short sales increased 16.8 percent. For sellers, the landscape is shifting. For six consecutive months, sellers received progressively more of their asking price than they did the year prior. In January, sellers received an average of 91.2 percent of their original list price. Sellers are also watching market times closely. The average number of days a listing spends on the market before closing was down 8.3 percent to 142 days — the fourth consecutive year-over-year decrease. But those looking to sell their properties should

be aware of distressed market activity. In January, 43.2 percent of all new listings were either foreclosure or short sales. Together these lender-mediated properties made up 55.3 percent of all closings. Homes in financial distress are exiting the marketplace faster than they are entering it, but they have still managed to prevent market-wide price appreciation. The median sales price was down a modest 3.4 percent from January 2011 to $140,000, marking the smallest decline since November 2010. “Price declines are subsiding, partly thanks to changes on the supply-side of the equation. Rising home prices will still be the final phase of recovery,� said Andy Fazendin, MAAR president-elect. “We firmly believe that what we’re seeing now is setting the stage for better times ahead.�

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Full grocery store coming to Farmington Savers Choice to become Family Fresh Market by Laura Adelmann DAKOTA COUNTY TRIBUNE

Farmington is going to have a full-service grocery store once again. Savers Choice will be converted to Family Fresh Market and will carry a full variety of grocery items, along with fresh perishables, said Brian Numainville, public relations officer with Nash Finch, the store’s parent company. Farmington Mayor Todd Larson welcomed the news, stating that shoppers had been frustrated with the lack of choices and brand-names at the Savers Choice store. “People are saying they can start shopping for groceries in Farmington again,� Larson said. Savers Choice had primarily carried store-label products and was not consistent in the type of inventory it carried. “This change is a direct result of feedback from the community about what is important in their local grocery store and we are excited to respond to these suggestions,� Numainville said. He did not offer a timeline for the change, but said the company is still working on details of the switch and will make them public once they are finalized. “The store will remain open and continue to serve customers throughout the transformation to Family Fresh Market,� he said. Laura Adelmann is at laura.adelmann@ecm-inc.com.

understand not to judge. • See the inherent good in others: Let those idiosyncrasies endear you rather than annoy you. • When in doubt, be generous: Whenever you are unsure, give more latitude of emotion, time and resources. • Don’t let your world view get too small: Keep a long view of small situations. • Life is cyclical – expect change and don’t struggle against it: We need winter in our life to create the spring. • We see what we look for – our mind’s eye shapes what we see. • Don’t keep score or you will always be behind: The higher the focus on who is

working harder, more successful, etc., the greater the unfairness will seem. • Choose gratitude: See the abundance in the universe. Burnsville Mayor Elizabeth Kautz offered a message that highlighted some important statistics about women and business. She said women represent only 18 percent of top leaders and make only 78.7 cents to every dollar a man makes, according a recent Benchmarking Women’s Leadership study. Kautz said research has shown that women have a “risk smartâ€? leadership style and their strength is in col-

laboration and embracing diverse perspectives, according to recent studies. The third class of Dakota County Exceptional Businesswomen includes CEOs, successful local business owners, nonprofit leaders and community contributors. The group includes women who have risen to the top to help lead international corporations, those who have founded small companies and grown them to serve greater markets and local business owners who have contributed to the community in not only their work but countless volunteer efforts. The women honored were:

• Sunny Bhakta, owner of Comfort Inn, Lakeville, and Budget Host Inn, Owatonna; • Connie Braziel, deputy director and chief operating officer of the Minnesota Zoo, Apple Valley; • Jamie Dahlen, owner of Holiday Inn & Suites, Lakeville, and Best Western Premier Nicollet Inn, Burnsville; • Michele Engdahl, manager, government and community affairs for Thomson Reuters, Eagan; • Carrie Guarrero, senior vice president and regional manager for Cornerstone Mortgage Company, Burnsville; • Chris Holtan, founder,

vice president, consultant for Lancet Software, Burnsville; • Peggy Johnson, community relations director, Dakota Electric, Farmington; • Sheila Longie, information destruction consultant of Shred Right; • Sona Mehring, founder and CEO of CaringBridge, Eagan; • Terri Shepherd, founder and CEO Xact Resources Inc., Burnsville; and • Theresa Wise, senior vice president and chief information officer Delta Airlines, Eagan.

free-distribution newspaper market. The area’s first free weekly, the Burnsville Current, was founded in 1975 by Burnsville resident Mary Ziegenhagen. In 1977, she was hired by the Minneapolis Star as its first female editorial writer. Her husband, David, oversaw operation of the Current as it established profitability and was able to move from the couple’s home into rented quarters on Cliff Road in Burnsville. Thisweek, a spinoff of the venerable Dakota County Tribune, was launched in 1979. The Tribune was a subscription paper that began publishing in Farmington in 1884. Thisweek began as a single edition delivered free to more than 50,000 homes in Dakota County. It was later divided into six newspapers serving individ-

ual cities: Burnsville, Eagan, Apple Valley, Rosemount, Lakeville and Farmington. Thisweek and the Tribune were owned by the Clay family of Farmington until ECM purchased the newspaper group in 1999 along with the Lakeville-based Life & Times, which was owned by Dick Sherman. The Current, by 1982, was publishing five separate newspapers for Burnsville, Eagan, Apple Valley-Lakeville-Rosemount, Prior Lake and Bloomington. In 1983, California-based FNCO purchased Current Newspapers Inc. and combined it with other suburban newspaper companies in the Twin Cities area. The companies have changed hands several times, eventually being acquired by American Community Newspapers of Dallas,

Texas. The Dakota County paper was renamed the Sun-Current to reflect one of its merger partners, Sun Newspapers. Today, Thisweek publishes the Dakota County Tribune and three editions of Thisweek: Lakeville-Farm-

ington, Burnsville-Eagan and Apple Valley-Rosemount. Thisweek’s total circulation is about 60,000. The Sun Current has been distributing a similar number of papers in two editions: Burnsville-Lakeville and Eagan-Apple Valley-Rose-

mount. Minnesota Sun Newspapers has a wide footprint across the metropolitan area and beyond. After the merger between Thisweek and the Sun-Current, Minnesota Sun will publish 30 newspapers and two shoppers.

      

 

  

Tad Johnson is at editor. thisweek@ecm-inc.com.

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36A

Dakota Arts

February 23, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calling all filmmakers Rosemount’s Shamrock Film Festival accepting entries until Feb. 27 by Andrew Miller Dakota County Tribune

If you’ve ever dreamed of dressing your friends up like zombies and filming the ensuing mock apocalyptic carnage, the time is now. Short films of all stripes are now being accepted for the Rosemount Area Arts Council’s fourth annual Shamrock Film Festival. This year’s festival, set for March 10 at the Steeple Center in Rosemount, includes categories for amateur and professional films, local and foreign films, and movies by youths 15 and under. There will also be a People’s Choice award handed out, along with a Best of Rosemount award provided there are at least five entries from Rosemount residents. Prizes for winning films include money, movie tickets and filmmaker memberships. The judging will be done by local filmmaking professionals, and the judges will be present at the Best of Show ceremony to give feedback on their top choices and present the awards. The festival has been

gathering momentum since its inception in 2008 when it was held at the Rosemount Community Center as part of the annual Rosemount Leprechaun Days celebration. Last year’s event saw the festival’s first foreign film entry, a Canadian short titled “My Father Joe,” as well as a presentation by Jason Davis of “On the Road” fame, who showed snippets from his documentary-style work. “Entries were longer and the quality of the films was even better last year,” said festival chair Beth Adams. “We had such a nice variety of ages and films from Minnesota it proved that this is an art form that is appreci-

Photo submitted

Arthouse fare is fine, but know that the Shamrock Film Festival accepts submissions in all genres. Pistol-packing, toughjawed action-adventure films – such as “The Underground” (above) – are always welcome. ated by many.” New this year will be one or two screening nights at the Robert Trail Library prior to the festival, Adams said. The screening nights will

Theater and Arts Briefs Dance auditions for ‘Wizard of Oz’ ballet

Dance auditions for “Wizard of Oz – The Ballet” will be held from 3 to 4 p.m. Sunday, Feb. 26, at Ballet Royale Minnesota, 16233 Kenyon Ave., Suite 100, Lakeville. Intermediate and advanced modern dancers age 14 and older can audition. A mandatory parent meeting for dancers under 18 will be held following the audition. Performances will be May 11-13 at the Burnsville Performing Arts Center. No pre-registration is required. For more information, contact info@TwinCitiesBallet.org or (952) 452-3163.

Burnsville Performing Arts Center, 12600 Nicollet Ave., Burnsville. This special performance is part of the band’s national tour. It performs frequently at the White House and the U.S. Capitol building, and has participated in 21 presidential inaugurals. The concert is free, but tickets are required. Tickets are available for pick up in person at the box office beginning at 11 a.m. Friday, Feb. 17. Tickets are limited to four per person and are based on availability. Box office hours are 11 a.m. to 6 p.m. Tuesday through Friday; 10 a.m. to 2 p.m. Saturday. Call (952) 895-4680 for more information.

U.S. Navy Band presents free concert Heritage Village The U.S. Navy Band will offers youth camp

present a free concert at 7 Dakota City Heritage Vilp.m. on March 19 at the lage in Farmington will offer

several four-day sessions of youth day camp this summer. The camps will run Mondays through Thursdays from 9 a.m. to 3 p.m. The Teen Volunteer Camp is scheduled for June 25-28. This camp is for youth age 13 older who would like to volunteer in Dakota City. Apprentice Day Camp for youth ages 6 to 12 will be offered July 9-12, July 16-19 and July 30-Aug. 2. Attendees will experience life in the early 1900s. The cost for all camps will be $125. Families must furnish their own transportation to Dakota City, located at 4008 220th St. W. on the fairgrounds in Farmington. Registrations are being accepted now. For more information, visit www.dakotacity. org, call (651) 460-8050 or email education@dakotacity. org.

be a mix of top films from the last three years, along with sneak peeks of official selections for this year’s event. The deadline for entries

to this year’s festival is Feb. submissions and tickets for 27, with a $30 submission fee the festival can be found at for short films (10-44 min- www.shamrockfilmfest.com. utes) and a $25 fee for short Andrew Miller is at andrew. shorts (under 10 minutes). miller@ecm-inc.com. Information about film

WolfGang opens Coffee Concerts

Photo submitted

The WolfGang, seven Twin Cities musicians who specialize in baroque and classical music, opened the fifth season of Chamber Music Coffee Concerts at the Lakeville Area Arts Center. Tickets for concerts are available at the arts center, 20965 Holyoke Ave., or by calling (952) 985-4640. The Coffee Concerts are held in a casual cabaret setting with complimentary Caribou coffee and refreshments; the series continues March 18 with a performance by The Vecchione/Erdahl Duo, featuring Rolf Erdahl (bass) and Carrie Vecchione (oboe), the Apple Valley husband-and-wife team who’ve organized the concerts.


2/23/2012 - Dakota County Tribune Business Weekly