Friday, Janyary 4, 2019
YOUR LIFE | YOUR HOME
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Daily Journal Weekly Real Estate Friday, January 4, 2019 PAGE A2
A Realtor® can sell your home faster and for more than you could yourself. Leaving you more time to enjoy your life.
If you’re one of the five million people who list their home for sale this year, the National Association of REALTORS® wants you to know that when it comes to selling a home, you’re better off using a REALTOR®. Someone who can get the job done in half the time, and can sell it for more than if you sold it on your own. That’s because REALTORS® are experts they have extensive experience staging the home, showing it and attracting qualified buyers to view it. Work with a REALTOR®, a member of the National Association of REALTORS®, they can explain options in your area that best fit your situation. To learn more, visit HousingMarketFacts.com. Figure based on The 2007 NAR Profile of Home Buyers and Sellers.
EvERy mARkET’S diFFERENT, cALL A REALTOR® TOdAy.
Mineral Area Board of REALTORS®. Farmington, MO 573-756-5576 MineralAreaREALTORS.com ©2008 National Association of REALTORS®
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Find your dream home on dailyjournalonline.com/homes 900 Hwy OO FREDERICKTOWN - MISSOURI
GABE SWINFORD Realtor® Broker Associate
Featured ProPerty oF the Week!
#18069452 • $139,500
803 WEST COLLEGE - FREDERICKTOWN
4 BEDROOM/5 BATH BRICK RANCH ON DOUBLE LOT! With nearly 4000 finished sq. ft. this home features a large great room with wood beams and a fireplace, large bedrooms each with their own private bath, plenty of cabinets in the kitchen, and a formal dinning room. The full basement is complete with a wet bar, family room, 1/2 bath, several other rooms and tons of shelving and storage. Outside you’ll find an on demand generator, 20x21 covered patio complete with a built in gas grill, a partially fenced yard, storage shed and plenty of yard left for a garden or other outdoor activities. This is a large home with lots of possibilities in a great West side location!
Daily Journal Weekly Real Estate
elling a house is about as big a task as buying one and in many ways can be even more stressful, particularly if you’re facing a deadline, such as moving away from the city or making an offer on another home that is contingent on selling your home. Depending on the housing market in your area, the timing can be unpredictable.
But you can prepare yourself for the process and have a good team helping you through it. According to Realtor.com, listing the house is the first step, although you’ll have plenty to do before you make it official. Start with finding a real estate agent, who can handle negotiations, coordinate open houses and viewing appointments with potential buyers and guide you in determining an appropriate asking price. At the same time, get your house ready for the market: clean up the front and back yards, make necessary repairs and make your home look generically attractive — perfect for someone else’s family to make it their own. The average home is listed for 65 days
before an offer is made, according to Realtor. com, though that varies by market, neighborhood and even time of year. In some housing markets, a three-bedroom house can have multiple offers in two to three days. In markets where people just aren’t moving in, it may take much longer. Your agent can answer some of these questions. If you receive multiple offers, talk with your agent about the best offer, which isn’t always the highest number. Some offers are more complicated, such as a buyer whose previous home needs to sell before buying yours. Potential buyers may ask for the seller to pay closing costs or make changes to the house in
their offer. Once you’ve accepted an offer or had a counteroffer accepted, the escrow period begins. For the seller, the biggest task during this period is making the repairs agreed to after the home inspection. Shortly before your closing day, the buyer will do a final walkthrough. Sellers are expected to move out by the closing date; if you need more time, that should be part of the agreement. Typically, the money the buyer pays for the house should be available immediately after closing; that payment is disbursed by the title company.
PAGE A3 Friday, January 4, 2019
The Selling Process
Daily Journal Weekly Real Estate Friday, January 4, 2019 PAGE A4
The Buying Process
ongratulations; you’ve decided to buy a home! It can be a scary process, but whether you’re a first-time homebuyer or seasoned homeowner, it’s good to know what’s ahead for you in the weeks to months you’re looking for and purchasing a house.
U.S. News and World Report’s Guide to Buying a Home walks potential buyers through the steps, the first of which is to find a real estate agent. This professional can answer questions about the housing market, help you set a price and set up appointments to show houses, negotiate with the other party’s agent and walk you through the entire process. Finding a real estate agent you trust is critical; ask friends for recommendations and interview potential agents. Next, find a lender. Collecting the necessary paperwork and getting credit checks can take a little while, and many sellers require a pre-approval for the loan amount to entertain an offer. The lender can talk you through the different types of loans, how much you can afford based on your finances and any programs for which you may qualify. Make a list of what you want in a home and keep it close by as you’re browsing houses. When you visit houses, ask questions, check out all the nooks and crannies, turn on lights and the stove and flush toilets. If you’re interested in a house, talk to neighbors about what the area is like, figure out what school district you’re in, how long your commute would be and what traffic is like during rush hour. Check your local police department’s website
for crime statistics. When you’re ready to
make an offer, get the preapproval for that amount in hand. Your agent will do the necessary paperwork, though you’ll have dozens of papers to sign. You and the seller may go back and
forth on the cost. When an offer is accepted, you’ll make a small escrow payment, then your agent will help you find an assessor to examine the house for problems, which you and
the seller can then negotiate to get resolved. Your lender also will hire an appraiser to assess the value of the home; most lenders will not make loans for more than what the
house is appraised for. At the end of the escrow period, you’ll go to the title company, sign more paperwork and pay closing costs and down payment.
hile your home does not need to be in brand-new condition, there are many things you can do to help boost the value and make the property more enticing to potential homebuyers. You should make the necessary repairs, of course: fix broken baseboards and cupboards and get leaks taken care of.
Daily Journal Weekly Real Estate
preparing for the Market
PAGE A5 Friday, January 4, 2019
But much of getting your house ready is helping buyers see their family living in the house, not yours, according to Realtor.com. Repaint With neutRal ColoRs Your house may be filled with your personality — a bright red front door, stars or shapes painted in kids’ rooms, and multi-colored walls. if you want your house to go more quickly and to go for more money, it’s better to paint the walls with neutral colors like tan and off-white. You don’t want buyers to walk away with memories of the paint instead of the house. even if you don’t have crazy colors, consider the paint job. is it old or faded? Does it make your house a little dingy? so much of buyers’ first impressions come at first glance, and you don’t want them to notice the work the house needs before they notice the good qualities of the house. FinD anD Fix issues hire a home inspector to look at the roof, foundation, structural integrity of the house, wiring, plumbing and other big-ticket items. Know how old the water heater and a/C unit are and check for mold and termites. also look for repairs that are quick and easy and can go a long way toward attracting buyers. Be on the lookout for rot around doors and windows, visible cracks in the walls, warping in hardwood floors, broken cabinet doors or door handles, a sliding glass door that sticks, broken light fixtures and more. upgRaDe a newly renovated kitchen or bathroom, new windows or fancy ceiling fans or light fixtures can make your house look sharper and help attract buyers who are willing to pay more.
according to the national association of Realtors, hardwood floors give sellers a 100 percent return on their investment, and a new roof
is more than pays for itself. Figure out how much you’re willing to spend and what will have the greatest net value.
Daily Journal Weekly Real Estate Friday, January 4, 2019 PAGE A6
Buying a fixer upper
uying a house that needs work can seem like a great way to save money as homeowners typically ask for less for a house that needs a lot of repairs. for some buyers, this is a good option; it allows them to get many of the benefits of designing a home without building from scratch and means a smaller loan amount and smaller monthly payments.
However, don’t be blinded by a smaller loan. Home renovation is expensive, and you’ll either be paying a contractor a fair amount for updates or doing a lot of the work yourself. LearnVest spoke with a real estate agent about what you should consider when you’re thinking about a house that needs some TLC. Do You WanT a Dream Home? a fixer-upper allows you lots of opportunities to make the house your own. Since it already needs the work, you can rip up the floors, knock down a wall or two, change the lighting fixtures or baseboards, put a deck in the back, add a window — make it what you want. This is typically less expensive than building a new house. Can You Do THe Work YourSeLf? Consider your knowledge and ability to do the needed contracting work. How much time the work will take and do you have that time? What tools will you need and will you buy or rent tools? Do you know what you
want the house to look like, work, check the local zoning and are you able to do the laws and get the necessary design work? permits. If you’re going to do any of Do You HaVe the work yourself, including enougH moneY? building anything new, makYou might need to budget ing structural changes or for some professional work, doing electrical or plumbing such as having an architect
do the design work or paying an electrician or plumber. You also should look at the type of renovations needed; rooting out black mold, redoing the foundation or replacing the roof are very expensive.
a conventional mortgage will not pay for remodeling work, but homebuyers can get a 203k loan, which is insured by the federal Housing administration, that allows for renovating.
a of the p
e I’ll do th you! for running
1136B N Desloge Dr. - Desloge
Daily Journal Weekly Real Estate
Irondale / $556,900
Take advantage of living in the country with the convenience of being a short distance to the highway. This property has all you would want or need for a life on the farm. The land is great for horses or cattle with metal fencing in large sections along with a feeder. The property edges Big River and includes 2 large barns, a hay barn, and a couple other structures as well.
Park Hills / $339,900
Looking for the opportunity to run your own business. What better way than to step into a well established business. The sale not only includes the real estate, but lots of inventory and everything you need to be successful in the florist business including a delivery van & walk in cooler. The current owner is ready to retire and would be happy to pass along the knowledge she has acquired to help you make a smooth transition.
Terre du Lac / $199,900
Newly built 1.5 story, 3 bedroom, 3 1/2 bath home with basement and attached garage. This lovely home sits on 1+ acres and is a short walk to Lac Shayne. The home has a main level master bedroom suite with a walk out to a large deck, enjoy your morning coffee or relax and watch for wildlife with the great view. The lovely kitchen with stainless appliances takes the chore out of preparing meals for family and friends.
18038582 Farmington / $975,000
Ironton / $87,900
Charm & character awaits you in this well cared for 3 bedroom, 2 bath home with basement & detached garage. The home is native granite and sits on a corner lot with a nice back yard for relaxation or entertaining. A spacious kitchen with, gas range, pantry and center island adjoined by a formal dining room that opens into the living room. All of these rooms have wood floors and trim.
Bonne Terre / $372,900
Beautiful two story home with detached garage and full basement. Entering the home the awesome 2 story entry (15x11) will take your breath away along with the beautiful staircase. The main floor has a spacious kitchen with center island, pantry, separate dining room, den, hearth room with wood burning fireplace, large recreational room and main floor laundry.
18057542 Bismarck / $230,000
Come enjoy life on the farm! This beautiful and well-cared for piece of property is located just outside Bismarck city limits. Enjoy peace and privacy on +/- 12 acres with an approximately 1 acre pond. The acreage is fenced and currently has cattle on it. The park-like setting and recently paved drive leads up to the well-maintained, allbrick home with 2 bedrooms upstairs and 2 down stairs.
Great investment opportunity in high traffic area! The main level of the building faces Maple Street and the lower level is accessible via a drive around the building from Maple Street. The building is irregularly shaped and has 5520 square feet on each level, which gives an overall area of 11,040 square feet.The building is currently divided into four units.
French Village / $289,000
Charming 2 story home with attached garage sitting on 10 private acres. Entering the home through the spacious foyer your eyes will gaze on the large living room with fireplace. The home flows directly to a fabulous kitchen with an abundance of cabinets,counter tops & walk in pantry. For larger gatherings you may wish to use the formal dining room.
18007502 Desloge / $49,500
Great opportunity to own a commercial building on corner lot in high traffic area!! This commercial property is all electric, has a bathroom that includes a shower and the parking area was recently paved. Don’t wait, CALL TODAY!!! Business is not for sale, just the building.
Let Vicky Crocker Realty do the running for you! www.facebook.com/vickycrockerrealty
PAGE A7 Friday, January 4, 2019
Daily Journal Weekly Real Estate Friday, January 4, 2019 PAGE A8
900 Hwy OO • FREDERICKTOWN, MO
Gabe Swinford Realtor® Broker Associate Cell: 573-225-0374
Realtor® Sales Associate Cell: 314-223-0488
aMY STePHenS Realtor® Broker Associate Cell: 573-783-0260
#18056931 • 1895 WHITETAIL DR • FREDERICKTOWN
GeoffreY McdoweLL Realtor® Sales Associate Cell: 314-808-0449
LUKe waGGaner Realtor® Sales Associate Cell: 636-795-9504
#18096135 • 1130 MADISON 9514 • FREDERICKTOWN
$198,500 Perfect location off Highway 67 with a wooded 4.21 acre lot offering plenty of seclusion but still the comforts of neighbors. Cathedral ceilings and large windows throughout offer natural light and beautiful views. The main floor has a beautiful open living dining area with galley kitchen and laundry. The master suite is on one side and two large bedrooms with full bathroom on the other. The fully finished basement has plenty of space for pool parties and entertaining. The wood-burning fireplace is equipped to partially heat upstairs and keep everyone cozy warm in the winter. Outside is landscaped with many flowers and fruit trees as well as lots of play area for kids of all ages.
3 bed, 2 bath secluded cabin! Sitting on 10 acres of wooded ground this 1100+ square foot cabin offers plenty of space inside and out. Just a short drive from Millstream Gardens, Silver Mines, and Roselle Access of the St. Francis River, all while being only 3 miles from Fredericktown. This cabin is waiting to be turned into your private Get-A-Way!
#18091140 • 2989 HWY A • MARQUAND
#18084214 • 1125 CITY LAKE RD • FREDERICKTOWN
10 acre lot ready for your new home! This property borders hundreds of acres of Mark Twain National Forest, and has an established home site, well, recent survey, 3 bay barn, new utility shed, and over 700’ of Hwy road frontage. Country living conveniently located 4 miles from Hwy 67.
LAKE VIEW! 3 bed, 2 bath manufactured home with many recent updates, including flooring, paint, roof, HVAC and porches. Interior features include a spacious living room with an electric fireplace, kitchen/dining combo, master bedroom with a walk-in closet, 2 full baths, and 2 additional bedrooms. Positioned well, just outside the city limits and overlooking Fredericktown City Lake. You will find the park, walking trails and many outdoor activities right out your front door.
Manufactured home featuring 3 spacious bedrooms, 2 full baths, recently updated flooring, central heat and air, a large living area, and covered front porch. Outside, you will find a carport as well as an additional house currently being used as a workshop. This property is move in ready, and offers a lot for the price!
#18090627 • 313 WHITENER • MARQUAND
4 BED / 4 BATH 5 BED / 2 BATH #18091788 • 3897 MADISON 208 • FREDERICKTOWN
#18092456 • 204 LEE • FREDERICKTOWN
9.37 acres waiting for your dream home or week end cabin! This wooded tract lays extremely well, has electric easement in place and a recent survey. Just minutes from the Mark Twain National Forrest, Castor & St. Francis Rivers. Hunting, fishing, hiking or trail riding all just a stones throw away. All this conveniently located 4 miles East of Hwy 67, just outside of Cherokee Pass.
This 1.5 story, 4 bedroom, 3 1/2 bath home has lots to offer. The main floor features two bedrooms, two full baths, spacious living/dining combo and a kitchen with oak cabinets and pantry. Upstairs consists of two spacious bedrooms and a full bath. Downstairs you will find a mostly finished basement with a large family room, utility room, half bath and a tuck under garage. Outside, the 40x10 wrap around deck is great for entertaining and overlooks three mostly cleared acres. Located only minutes from Amidon Conservation Area and the Castor River.
2000+ sq. ft. ranch style home consisting of 5 bedrooms, 2 baths located on the west side of town! Inside you will find a divided floor plan with an open main living space including, a large living room, formal dining area, sitting room and functional kitchen with ample cabinet space. Sizable bedrooms with reasonable closet space, two full baths, and main floor laundry. The full unfinished basement has a ton of storage space, and two rooms framed and dry walled. Outside you will find a large yard, carport with additional storage, garden shed, and an expansive patio great for entertaining.
#18086940 • 1255 MADISON 92112 • MARQUAND