Cycle Commuter #18

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Exposure Trace/TraceR lightset £104.95 | : £78.71 Not only do these super-compact front and rear lights pump out plenty of lumens, they also have good side visibility, crucial for negotiating junctions and roundabouts. They come with a micro-USB charge cable, and are handmade in the UK. exposurelights.com

Hiplok DX £69.99 | : £52.49 On those mean city streets it pays to protect your pride and joy. The Hiplok DX carries the highest Solid Secure rating, Gold, which is reassuring and, says the maker, can withstand the toughest of attempts to break it. The lock features the Clip and Ride system so you can carry it with you – no bracket required – on your belt or bag straps. hiplok.com

Topeak Ninja P Pump £18.99 | : £14.24 What will they think of next to foil those pesky bike thieves? This nifty 90g pump hides inside your seatpost, secured by a rubber mounted ring and with position indicators so you can return your saddle to the required height after you’ve mended that puncture. extrauk.co.uk This is an example of how total savings are made for basic and higher rate tax payers.

RRP

Cyclescheme Price

£456.66

£395.77

Basic rate taxpayer

Higher rate taxpayer

12 monthly hire payments

£34.50

£29.43

1 Ownership Fee

£42.62

£42.62

25%

35%

£152.22

£213.11

£608.88

Percentage saving

Total saving

Savings will be affected by your personal level of taxation. At the end of the Hire Period you may be given the option to continue to use the bike by paying a small one off deposit and signing an Own It Later Agreement with Cyclescheme. There are no further payments during the Own It Later Agreement period. This option will maximise your savings via the scheme (see page 6 for more details).

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www.cyclescheme.co.uk


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