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Home & Garden

April 17, 2013

B2- Vinton Livewire

April 17, 2013


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Deer-proofing a garden Creating a beautiful and bountiful garden is a popular pastime for people all across the country. It is important to keep in mind that aesthetically appealing plants may be appetizing to area wildlife, including deer. Those who do not want their gardens to turn into all-youcan-eat buffets for deer, rabbits and other wild animals can take a more proactive approach to gardening. Deer are opportunists who will no doubt see your garden as a salad bar ripe with all of their favorite foods. As housing developments continue to encroach on the natural habitats of deer and other animals, these animals are becoming more visible. Deer may not be able to forage for food effectively in their smaller, natural surroundings, or they may become accustomed to the â&#x20AC;&#x153;easy pickingsâ&#x20AC;? they find in neighborhood yards. Either way, you may encounter a deer in or around your area. Keeping deer at bay involves some work and maintenance on the part of a homeowner. There are safe and humane methods to repelling deer, or at least blocking access to the plants worth protecting. Here are the main ways to deer-proof a

garden. Fence it Fences are one way to deter deer from entering a yard and dining on your garden. Keep in mind that deer can jump fences that are quite tall, but they have to be especially motivated to jump an eight-foottall fence. Still, they tend to be weary about scaling a fence when they cannot see what is on the other side. Therefore, if you are fencing out deer, choose a fence that camouflages the garden well and completely encloses the area to be protected. If you do not want the fence to be solid, consider putting stakes or thorny plants within the garden so that the deer will hesitate to jump into the garden. Scare them Deer are naturally skittish around people, but over time they can become quite complacent around human beings. Once a deer decides that something will not present a threat, the deer can adapt to its presence. Motion-activated devices may not work, nor the presence of pets. Predator urine is typically an effective way at keeping deer at bay. Bottled coyote urine can be quite

effective, although human urine may work as well. Reapplying the product weekly around the plants is a good idea. Repel the deer There are many organic or chemically-based products on the market that deer may find offensive to the taste or smell. Hot pepper, sulfur and eggs or even the use of soapy water have been successful in certain instances. The use of blood meal or even DEER PROOFING Continued on page B11



4 10 F O R




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April 17, 2013

Vinton Livewire - B3

SPRING HOME & GARDEN Earth Day is a great teaching opportunity for parents Earth Day has been around for more than 40 years, and during that time, it has inspired millions of people to increase their awareness of, and their appreciation for, the environment. Since the dawn of the twentyfirst century, people increasingly have adopted eco-friendly lifestyles and attitudes, and the continued embrace of environmentally friendly practices and principles has made the struggles of Earth Day pioneers, like former United States Senator Gaylord Nelson, more than worth it. Nowadays, children grow up learning about


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the environment in school and at home. For example, many households participate in their communityâ&#x20AC;&#x2122;s recycling programs, and such households are raising eco-conscious children, perhaps without even recognizing theyâ&#x20AC;&#x2122;re doing so. While a transition to a more eco-conscious lifestyle might not be seamless, itâ&#x20AC;&#x2122;s far easier than many might suspect and even easier for kids who have yet to develop a lifetime of habits that might not be so eco-friendly. With Earth Day on the horizon, the following are a few ways parents can get their kids involved in

activities or lifestyles that benefit the environment. Address eating habits Over the last several years, the opportunities to eat in an eco-friendly manner have increased dramatically. Organic foods have grown more and more popular, and parents can use this growing trend to teach their kids about the environment. When shopping for groceries, choose organic prod-

ucts that werenâ&#x20AC;&#x2122;t g r o w n with pesticides or harmful chemicals and explain this difference to kids. Shopping locally provides another opportunity for parents to involve food when teaching kids about the environment. Explain to kids that shopping locally reduces reliance on fuel because products donâ&#x20AC;&#x2122;t need to be shipped, be it through the air or on the

ground, to your community, minimizing fuel consumption. Teach conservation techniques Conservation provides another easy opportunity for parents to instill ecofriendly ideals in their children. Conservation is about reducing waste, so conservation techniques donâ&#x20AC;&#x2122;t involve sacrifice. Instead, they involve being more responsible when it comes to using our resources. Parents know full well

the constant reminders kids need when it comes to dental hygiene. But use these daily reminders about brushing and flossing as an opportunity to impart a lesson about the environment. Instead of keeping the faucet running while brushing your teeth, turn the faucet off and encourage kids to do the same. When they ask why, explain that this helps conserve water, and show them how itâ&#x20AC;&#x2122;s EARTH DAY Continued on page B7



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B4- Vinton Livewire

April 17, 2013


The dos and donâ&#x20AC;&#x2122;ts of basement finishing basements are already set up with a poured concrete floor and some walls, usually cinder blocks. Some electrical components, plumbing and the creature comforts of drywall and a more inviting floor might be all thatâ&#x20AC;&#x2122;s necessary to finish a basement. The process can be laborintensive, and many people prefer to leave it to a professional contractor. Whatever finishing method is chosen, homeowners should follow the proper procedures when doing

Remodeling a basement is a popular home improvement project. A finished basement makes the space more functional and, when done correctly, can add a considerable amount of living space to a home. Finishing a basement pays dividends in additional space in a home that doesnâ&#x20AC;&#x2122;t require the same level of investment as putting an addition on the house. Also, the groundwork for a finished room is already there, as most


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the work. DO start with a detailed plan. Measure out the basement and mark any items that cannot be moved, such as a furnace, water heater or pipes. Create a design board that showcases the materials you plan to use on the project. Think about ways you plan to arrange furniture and consider all of the possible uses for the room. Will it be a home theater? Will someone be sleeping down there? Each scenario will require certain amenities and safety requirements. DONâ&#x20AC;&#x2122;T plan to finish the entire basement. Doing so will leave you without a storage or utility area where you house holiday decorations, tools, luggage and similar items. DO get the scoop on building codes. Know-

An unfinished basement allows homeowners to transform the room into anything they desire. But there are some dos and donâ&#x20AC;&#x2122;ts to finishing a basement, including ensuring the project adheres to local building codes. ing what the municipality allows in basement remodeling will help you to customize a plan that is functional, safe and le-

gal. No one wants to be slapped with fines for failing to follow the rules. Plus, failure to meet building codes could mean the

work that has been done must be torn out and redone. It pays to follow the BASEMENT Continued on page B9

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April 17, 2013

Vinton Livewire - B5


Gardening tips for beginners

Gardening is a rewarding hobby that many enthusiasts credit with helping them to peacefully escape from the hustle and bustle of everyday life. Though gardening can be both relaxing and rewarding, itâ&#x20AC;&#x2122;s not as easy as it may seem, and the more time and effort a person devotes to his or her garden the more likely it is to be successful. Gardening can be a little daunting for beginners who have little or no experience planting flowers or vegetables. But gardening need not be so intimidating, especially for those beginners who adhere to the following tips aimed at helping novice gardeners start their gardens off on the right foot. * Determine what you should plant. Where you live will go a long way toward determining what you should plant. While you can plant anything you can get your hands on, the United States De-

partment of Agriculture as well as Agriculture and Agri-Food Canada have determined specific plant hardiness zones that indicate which plants are most likely to thrive in given locations. Maps of these zones can be found at and By adhering to the maps, gardeners can significantly increase their chances of growing successful gardens. When in doubt about what to plant, consult a local gardening center or seek advice from a professional landscaper. * Think location when beginning your garden. Beginners with large yards have the luxury of choosing the right location on their properties to start planting. When choosing a spot, consider how much sunlight a location gets on a daily basis and the spotâ&#x20AC;&#x2122;s proximity to a water supply. If planting flowers, try to avoid planting in areas

with heavy foot traffic so the flowers are less likely to be stomped. If youâ&#x20AC;&#x2122;re planting flowers to accent walkways, then consider erecting a barrier around the flower bed to safeguard the flowers from foot traffic. * Get started before you plant. Preparing the soil a few weeks before you start planting can help the plants thrive down the road. Add some organic material, such as compost or fertilizer, to the soil roughly three weeks before planting. This helps the soil retain water and nutrients, which will help your garden thrive. * Time your planting. When you plant is sometimes as important as what you plant. Some climates allow for year-round planting, but many do not. When buying seeds, the packaging might suggest what time of year to plant the seeds. Adhere to these suggestions or your garden might not

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grow much at all. In addition, keep in mind that many seedlings need significant light throughout the day in order to grow, so choose a time of year with ample daylight. * Donâ&#x20AC;&#x2122;t forget to mulch. Mulch can be as aesthetically appealing as it is effective. Mulch retains soil, helping roots to grow stronger, while deterring bugs and preventing weed growth. And many gardeners find mulch adds visual appeal their garden, and does so in a very inexpensive way. * Clean your tools. Beginners rarely recognize the importance of cleaning gardening tools before putting them away. At the end of each gardening session, clean your tools thoroughly, as soil left on your garden tools can play host to potentially harmful microbes that

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B6- Vinton Livewire


April 17, 2013

Cultivate an herb garden in your home the eye is a possibility as well. Planting an herb garden is a creative way to enjoy the sights, smells and tastes of a wide variety of plants. Using fresh-harvested herbs in culinary

Many people cultivate gardens both inside and outside of their homes with a focus on adding aesthetic appeal to their property. But a garden that boasts plants that are edible and pleasing to â&#x20AC;˘ Driveways â&#x20AC;˘ Sidewalks â&#x20AC;˘ Patios â&#x20AC;˘ Garages â&#x20AC;˘ Additions â&#x20AC;˘ Excavations

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endeavors imparts a taste that dried spices cannot match. Whatâ&#x20AC;&#x2122;s more, fresh herbs are often easy to cultivate. Herbs are versatile, capable of lending great flavor to foods while also playing different roles in personal health and beauty. Herbs can be grown to perfume homes and bodies. There are herbs that are also purported to help with ailments, from upset stomachs to anxiety. When planting an herb garden, you may want to pay particular attention to the types of flavors and

smells you like in your home and cooking. This will help you to narrow down the types of herbs you will plant. Many would-be herb gardeners tend to start small to see what luck they have when cultivating herbs. Fortunately, herbs can grow well in containers indoors, provided the soil is amenable and there is plenty of sunlight. Herbs will grow best in well-prepared soil. Make sure that it is rich in organic matter and drains well. Also, for plants like parsley, be sure to have

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Many people like to plant basil when starting herb gardens. deep pots or dig deeply in the garden to establish long taproots. Until the weather warms up, you may want to begin herb cultivation indoors and then transfer plants outside during the summer. Basil, for instance, is a tropical plant that does well in warm conditions. Therefore, it will need to be kept away from drafts and get several hours of direct sunshine a day. Place most herb planters in a south-

facing window of a home to ensure they get ample sunlight and to allow the soil to dry adequately between waterings. With many herbs, leaf production will diminish on any stems that flower. It is essential to pinch off flowers that form to encourage the herb plant to continue producing leaves, which are the parts of the plant most associated with seasoning and aroma.

Earth Day: Reduce, reuse, recycle EARTH DAY Continued from page B3 just as easy and effective to clean teeth without the water running as it is when the faucet is on. This teaches kids that conservation is simple and often just requires minimal effort to make a big difference. There are additional lessons about conservation that parents can impart. For instance, when grocery shopping, always make a list before leaving the house and explain to kids that you do this so you donâ&#x20AC;&#x2122;t have to make two trips to the store and waste the gas that the second trip would require. In addition, encourage kids to turn the lights off when they leave a room to better conserve energy. Purchase recycled products Recycling is a practice that many of todayâ&#x20AC;&#x2122;s kids grew up with, and as a result, many of them might take it for granted, failing to fully realize the positive impact theyâ&#x20AC;&#x2122;re

making whenever they recycle. If recycling is as natural to kids as breathing, then itâ&#x20AC;&#x2122;s no surprise they might not recognize its impact. One way parents can address this issue is to purchase products made from recycled materials. A host of products are made from recycled materials, from the paper you put in the printer to the toys under the tree on Christmas morning. Explain to kids why youâ&#x20AC;&#x2122;re choosing these products, and let them know such products wouldnâ&#x20AC;&#x2122;t be possible without their own recycling efforts. Another way to help kids realize the value of recycling is to make crafts from recycled products. For instance, make a papier mache globe to celebrate Earth Day by using old newspapers as your primary material. Such lessons show kids their efforts make an impact and increase the likelihood theyâ&#x20AC;&#x2122;ll continue this eco-friendly lifestyle well into adulthood.

April 17, 2013


Vinton Livewire - B7

Garages the catch all of a home Garages are coveted by homeowners across the country, offering a space to park a car and protect it from the elements. But many people do not park

a car in their garage, only to find the garage become a home to clutter. Garages tend to become the official catch-all of a home. When an item

cannot be crammed into a hiding space elsewhere, it often ends up dumped into the garage, where it joins the long list of other abandoned items. It can

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be easy to let garages become a wasteland because everything put inside a garage is behind a closed door. That mess can quickly build up, and reclaiming your garage requires energy, time, organization, and a plan. Organizing a garage will take some time. An entire weekend or two consecutive days may be necessary depending on the level of disarray. Taking everything out of the garage and going through the sorting process may take the most time. When sorting, separate any broken items, which can immediately be put at the curb for trash pick-up. Examine things that you have not used in some time. If you havenâ&#x20AC;&#x2122;t missed it, thereâ&#x20AC;&#x2122;s a good chance that you can discard the item or donate it. Create separate piles for donations and trash. Move the items that will be kept into a separate pile. After all of the

Even a home that looks neat from the outside may be housing a disorganized mess behind the garage door. trash and donations are moved to a basement or removed from the prem- attic because of their inises, then you can look at frequency of use, such as what is remaining and be- holiday decorations, suitgin planning out a more cases, and collectibles. organized storage system. You may prefer to move There may be things in lawn and garden items the â&#x20AC;&#x153;keepâ&#x20AC;? pile that are out of the garage and into simply out of place in the a shed in the backyard. After completing the garage and may be better stored elsewhere. Think GARAGE about which items can be Continued on page B8


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B8- Vinton Livewire

April 17, 2013


Identifying your garden preferences

A personal garden is only limited by the constraints of a personâ&#x20AC;&#x2122;s imagination. The vast array of plants and flowers available from all over the world can turn anyoneâ&#x20AC;&#x2122;s yard into a melange of functional spaces. When designing a garden, many homeowners do not know where to begin. Much like decorating the interior of a home, how a garden landscape is executed depends on various factors. Climate and conditions The foremost consideration when planting a garden is the climate where the garden will be located. Planting items that are not conducive to growing in certain conditions can be counter

intuitive and a waste of money and effort. Prospective gardeners must become familiar with the hardiness zones of their region prior to making any plans. This will help you to determine which types of plants will thrive on your landscape. Once this is determined, examination of the soil and conditions on the property is also helpful. Taking this step will help identify any plant deterrents, such as poor soil quality and pH as well as any pests that may impede plant growth. If you live in a hot, sandy location, lush tropical plants may not thrive. Therefore, even if you desire a Mediterranean look, you may have to settle for something that

works better with your landscape conditions. Style of the home Landscaping designs often tie into the architectural style of a home. For example, an extensive Asian-inspired garden complete with koi pond and bonsai may look odd in front of a log home. Keep architecture in mind when planning a garden so the look of the home you present is cohesive and fits with the community and immediate vicinity. Design preferences Are you a free spirit who doesnâ&#x20AC;&#x2122;t conform to convention with firm boundaries? Or are you one who likes order and things in their place? Knowing what makes you tick will help you to choose a gardening

style that will be easier to maintain and also make you feel comfortable. For example, prairie-style planting or wildflower gardens are dramatic ways to create natural points of color over a large area. Most plants are allowed to grow as they may. Those who like a dreamy ethereal feel to their gardens may be inspired by cottage designs, where generously filled borders overflow into a flower and foliage paradise. If you are more inclined to follow the rules and like an orderly landscape, a parterre, or formal planting bed, may be more your style. When carefully pruned, box hedging can show off symmetry and geometry


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in your space. Some people are more focused on the accents in their gardens than the plants themselves. Modern architecture pairs well with a contemporary style that blends minimalist accents and easy-to-maintain plants. Although you can change plants in your garden, investing in a garden that you will be happy with for a long time is a costly venture. You may want to consult a landscape architect or local nursery to find the plants and trees that fit with your design and lifestyle. These experts can also instruct you in how to maintain all of your hard work and when to expect the full impact of your new landscape to take form. Homeowners can browse ideas for gardens in magazines and online, but ultimately it will be up to their personal de-

A field of Black Eye Susan flowers may be someoneâ&#x20AC;&#x2122;s idea of the perfect garden. sign preferences and the climate where their home is located to determine which garden will look and grow best.

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April 17, 2013

Vinton Livewire - B9


Basement: Usable space BASEMENT Continued from page B4 chain of command and secure permits while having all work inspected. DONâ&#x20AC;&#x2122;T overlook adequate lighting in your refinishing plan. A basement is likely one area of the house that has limited natural light pouring in. With traditionally small windows, or no windows at all, a basement needs ample lighting in its design scheme. This may include a combination of overhead and task lighting. Ample lighting will help the room feel like part of the house and not just a forgotten storage area. DO take into consid-

eration moisture issues in the basement. Many basements are plagued by moisture issues ranging from water seepage to condensation forming on walls. These situations may vary depending on the weather throughout the year. Certain materials may need to be used to mitigate water issues before finishing can take place. The installation of water-barrier systems, drainage, sump pumps, or encapsulation products could drive up the cost of a basement renovation. It is essential to have a professional assess the basement water issues prior to starting any finishing work. DONâ&#x20AC;&#x2122;T simply cover

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up potential hazards, such as mold or mildew. Have them treated instead. Otherwise, you could have a breeding ground behind drywall that could lead to unsafe conditions in the home. DO have a radon test. Radon is a hidden killer that can cause lung cancer. Because it occurs naturally in the soil and water surrounding a home and is impossible to detect without a specialized test, many people are unaware of the presence of radon until it is too late. Radon may be more concentrated in the basement, where the foundation is touching the soil. Therefore, rule out radon before considering renovation of a basement

area. DONâ&#x20AC;&#x2122;T limit furniture choices to one type. You may need to be flexible in your furniture choices, even selecting modular pieces, like sectionals, because entryways to basements may have small doorways or obstructions that make adding furniture more challenging. DO keep the possibility of flooding in the back of your head. Homes that are near waterways or at low elevation may be at risk of flooding. Basements are especially susceptible to flood damage. Therefore, think about the practicality of finishing a basement if you are prone to flooding. If you decide to move ahead, take certain

precautionary measures, such as keeping electrical wiring up higher and using a more water-resistant flooring material, like tile or vinyl. House important electronics and items on shelves so they are not at


We service air conditioning, plumbing, heating, in-ďŹ&#x201A;oor radiant heating, forced-air heating, septic systems, water heaters, water well systems and geothermal systems. We offer a full line of products including air conditioners, furnaces, water heaters, boilers, pumps, tank less water heaters, and bathroom and kitchen features.

Estimates & Insured

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For 40 years & counting, weâ&#x20AC;&#x2122;ve been the team to turn to. Single â&#x20AC;˘ Double â&#x20AC;˘ Triple & Larger! Over 2,300 garages built in NE Iowa Site Work includes: demo of existing garage & concrete, extra concrete, city approach sidewalk SpeciďŹ cations include: concrete with curb, wall & roof sheathing, shingles, siding, sofďŹ t, fascia, service door Want to see our work? Referrals & references available


ground-level. Finishing a basement is a job that can add a lot of usable space to a home. Go about the project in the right way to keep within budget and have a room that is safe and functional.



Dave Vermedahl, Deb Christianson, Ashlyn Christianson


THREE RIVERS INSURANCE 120 E. Fourth St., Vinton, IA


â&#x20AC;˘ Backhoe Services â&#x20AC;˘ Tree Removal â&#x20AC;˘ Dozer Work â&#x20AC;˘ Land Clearing â&#x20AC;˘ Dump Truck Hauling â&#x20AC;˘ Snow Removal â&#x20AC;˘ Tiling â&#x20AC;˘ Excavating-Basement, Sewer, Water Systems â&#x20AC;˘ Rural Water Hookups (Also Hydro Boring) â&#x20AC;˘ Trenching â&#x20AC;˘ Rural Septic Systems â&#x20AC;˘ Waterway Straightening â&#x20AC;˘ And More Business Numbers: 319-228-8152 319-442-3325

Cell Numbers: Darris - 319-640-0055 Devin - 319-721-5497

PICKERING BACKHOE SERVICE Darris and Devin Pickering PO Box 275 â&#x20AC;˘ Keystone, IA 52249

B10- Vinton Livewire


April 17, 2013


The Face of Climate Change

On April 22, 2013, more than one billion people around the world will take part in the 43rd anniversary of Earth Day. Across the globe, individuals, communities, organizations, and governments acknowledge the amazing planet we call home and take action to protect it. Climate change can seem like a remote problem for our leaders, but the fact is that it’s impacting real people, animals, & places everywhere. This Face of Climate Change is growing every day. Fortunately, a different Face of Climate Change is growing too: the people stepping up to do something about it. The Face of Climate Change seeks to personalize the massive challenge that climate change presents, while uniting people around the globe into a powerful call to action. Help secure Renewable Energy for All and a sustainable future for our planet. Thanks to these local businesses for sponsoring & supporting “going green” in celebration of Earth Day’s 43rd Anniversary!

WAYS TO GO GREEN & SAVE GREEN • Make Your Own Cleaning Supplies • Reduce Water Waste Take Shorter Showers • Skip the Bottled Water • Plant Drought-tolerant Native Plants • Install Compact Fluorescent Light Bulbs • Wash Clothes in Cold Water When Possible • Organize a Community Garden • Buy or Grow Organic Foods • Purchase Recycled Products • Keep Electronics and Batteries Out of the Trash

Fareway Stores Inc. 501 A Ave. Vinton, IA Grocery 319-472-2861 Meat 319-472-3068

Linn Coop 2851 71st St. Newhall, IA 800-369-0612 319-223-5191

• Use Reusable Bags • Drive Less. Plan your errand trips, carpool, walk or ride a bike • Unplug appliances when you are not using them to eliminate “energy vampires” • Regulate Your Thermostat • Properly Insulate Your Home • Purchase Energy Star Rated Appliances • Practice the Four “Rs” Recycle, Reuse, Reduce & Repair.

Compressed Air & Equipment 707 Hwy. 218 N. La Porte City, IA 319-342-2440

Frontier Natural Products Coop

Iowa Land Managment & Real Estate

3021 78th St. Norway, IA 319-227-7991

415 A Ave. Vinton, IA 319-472-5353

McClure Financial Services 412 1st Ave. Vinton, IA 319-472-2950

Theisen’s 1405 Hwy. 218 S. Vinton, IA 319-472-4268

Country Floors & Interiors 23 Main St. Newhall, IA 319-223-5744

John’s Qwik Stop, p Inc. 814 C Ave. Vinton, IA 319-472-5137

Wilson-Hite Insurance, Inc. Vinton, IA 319-472-2379

Hartz Insurance Newhall, IA 319-233-5261

April 17, 2013

Vinton Livewire - B11


Garage: Utilize vertical space GARAGE Continued from page B7 sorting process, look at the garage as a blank space and measure out the room that you have. This will provide an empty canvas as a starting off point. To maximize the amount of space you have as a work area or a place to park your car, invest in as many tools as possible to utilize vertical space. Shelving, hooks and cabinetry will take things off of the floor, while storage units with doors can hide items that lack aesthetic appeal. Rolling tool caddies and cabinets can keep all tools neat and in organized drawers so you’re never hunting and pecking for a tool again. A cabinet that has a lock and key can be utilized for dangerous chemicals that need to be kept out of the hands of children and away from pets. Think about how the garage will appear from the curb when the door is

raised and create a design that will be functional and neat. Take the opportunity while the garage is empty to give walls and floors a fresh coat of paint and improve the lighting in the garage. A brighter garage makes for a better work station. For those who can use a little extra help, there are professional garage organization companies that can come in and install custom cabinetry and work surfaces. This is an option if you desire a high-end garage. When putting items back into the garage, label where everything is stored until you become accustomed to the new organization. This way you’ll be able to find everything easily. Organizing a garage can be tedious, but the reward is ultimately worth the effort.

Deer proofing: Know what to plant

DEER PROOFING Continued from page B2 human hair around the garden may repel the deer and keep them on a different foraging path. However, remember that any deer that is very hungry may ignore unpleasant tastes or smells for a quick bite. Change plants If other food sources are available, there are some species of plants and trees that deer will avoid. Filling your garden with these plants can help you maintain a beautiful, albeit untasty, environment for deer. When planting annuals, select among:

* Alyssum * Begonias * Calendula * Celosia * Dianthus * Foxglove * Geraniums * Parsley * Poppy * Snapdragons In terms of perennials, plant these items once, and deer could stay away: * Ageratum * Anemone * Astibe * Bearded iris * Catmint * Honeysuckle

* Lantana * Monkshood * Rock rose * Rosemary * Soapwort * Wisteria Plant these herbs alongside flowers for even more protection: * Chives * Eucalyptus * Garlic * Mint * Thyme * Wintergreen Gardeners who use a combination of methods to keep deer out of their yards and gardens may have a higher success rate at deterring these animals.

Van Horne, Iowa

GENERAL CONTRACTOR All Remodel Work & New Construction






Š«¡œ¦¬¡™¤^{§¥¥ª›¡™¤|§§ª«™¦œ‡¨ª™¬§ª«È¦œ­«¬ª¡™¤|§§ª«™¦œ‡¨ª™¬§ª« ~¡ª|§§ª«È„§™œ¡¦Ÿ|§›£}©­¡¨¥¦¬Èˆª§ž««¡§¦™¤¦«¬™¤¤™¬¡§¦™¦œ™¤¤|§§ª^‡¨ª™¬§ªŠ¨™¡ª« …¥šª§ž ~ª}«¬¡¥™¬«È¦«­ªœÈjl€§­ª‹ª®¡›

‡®ªmh‘™ª«}°¨ª¡¦› Kevin Ollinger 319-981-8254 • Gene Petersen 319-270-9499

B12- Vinton Livewire


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*APR is Annual Percentage Rate. 0.75% introductory rate is fixed for six months. At that time, all balances will convert to the fixed rate of the loan program that you have chosen. Options include a fixed rate loan or fixed rate line of credit. Rates as of March 1 are as follows: Fixed Rate Home Equity Line of Credit as low as 3.50% for a 5-year credit line (example of monthly payment for $25,000 loan is $250). Home Equity Loan rates are as low as 3.50% for a 5-year term, 4.00% for a 10-year term, 4.50% for a 15-year term. Rates are based on a LTV of 80% or less and a beacon of 700 or above. Closing cost up to $195 unless full appraisal needed. Proof of homeowner insurance required. Limited time offer. No internal refinances. Maximum combined loan-to-value is 100%.

April 17, 2013

Spring Home and Garden  

Spring Home & Garden

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