2021 Annual Report
Connecting Philanthropy for Community Good Serving Allegany, Garrett, & Mineral Counties
2021 BOARD OF TRUSTEES
Gri n Detrick
Leah Sha er
Fi een years ago, local business and political leaders recognized that our community needed to establish a community foundation to harness local resources to enhance and improve the lives of those who live in our beautiful region.
As a non-pro t grant making organization with the vision of becoming a leader in growing stronger, more vibrant communities, CTF is solely supported by contributions from caring citizens who love the place they call home. Whether our donors are passionate about animal welfare or healthcare, the environment or education, tourism or workforce development, we bridge the gap between them and the projects they care about.
Our mission of connecting philanthropy for community good creates a society that cares –for each other, our scenic region, and our future. e last two years have been especially challenging, but the forethought of our founders and the support of our donors paved the way for us to fortify the existing resiliency of our region. Funding for creative expression, outdoor recreation, food security, and limitless learning was available in every jurisdiction.
In our short history, we have granted $6 million to improve the lives of those in Allegany, Garrett and Mineral Counties in the areas of health and wellness, education and youth leadership, arts and historical preservation, and recreation and a thriving environment. With over $10 million in assets under management and more than 90 di erent funds, CTF continues to grow and grant.
ank you to local nonpro ts for your hard work, professional wealth advisors for guiding your clients in thoughtful philanthropy, and donors for your continued generosity and support for CTF and the place you call home. Together, we are carrying forth the vision and fortitude of our founding members to create and ensure a stronger more vibrant community for generations to come.
Cheers to another year,
Making a di erence for our community’s citizens is a vital objective of the Community Trust Foundation. Our Sta , Board of Directors, and O cers focus on ensuring that funds in our stewardship are wisely directed to essential projects in our area.
While much of the population has become “me” focused, CTF is lucky to have community-focused individuals, families, and businesses that have created funds with CTF to support causes they care about. Before becoming President, I chaired the Grants Committee for many years.
I viewed that job as the heart of CTF. Making our donors’ wishes a reality while enabling non-pro t organizations to achieve their missions’ objectives makes our grants a win/win proposition. While it is crucial to ensure that funds are directed at the right project, we also follow up to ensure that the funds are appropriately spent.
Most of our donor-established individual funds focus on speci c organizations or areas of interest. As a result, we sometimes have limited exibility to address some important projects in our tri-county area. Now that CTF has established funds dedicated to each of the counties we serve – Allegany, Garrett, and Mineral – individuals can donate without launching a separate fund. You don’t have to be wealthy to contribute to CTF and have an impact.
Working together, we can make our community healthier, safer, and more vibrant.
COMMUNITY TRUST FOUNDATION 2
Humanitarian of the Year –Dinah Courrier Preserving History for a Better Tomorrow
by the state’s Division of Arts and Culture in 2017, Courrier has authored and edited several books on local history and Potomac State College. She also co-produced a video about Mineral County that aired on WV public television.
A lifetime member of the Mineral County historical society, Dinah donated space to house the Mineral County Museum, as well as coordinated exhibits, wrote grants, researched and indexed donated items, necessary to open the facility in 2019. “It’s a work in progress,” she noted.
Proud that her roots entwine with those who wished to abolish slavery, Courrier pursued many opportunities throughout her career to promote racial equality in education. Teaching at Potomac State College for 22 years, she served another decade as an administrator. While there, she established a council to examine issues of social justice and to provide programs focusing on diversity, which were open to the community. Her endeavors helped to establish a dialogue between inner-city students and rural students.
By Carolyn Wiebrecht Bond for the Community Trust Foundation
Dinah Courrier has spent her life making inroads to a better tomorrow by looking back at history. e recipient of numerous awards for her life’s work, Dinah was named the 2021 Humanitarian of the Year by the Community Trust Foundation. An educator, historian, author, and community organizer, Mrs. Courrier’s exemplary accomplishments de ne her as a philanthropic leader who is intent on creating a caring community.
Concerned for the hungry children in her community, Courrier created Mineral County’s “Food for ought” program in 2009 to provide nutrition for children on days there is no school. Over a decade later, the program serves approximately 400 students each week.
For more than ve decades, this dynamo of a woman has spearheaded numerous projects to elevate and preserve the history of her beloved Mineral County for future generations. Named a West Virginia Hero
A member of Trinity Lutheran Church, she and her husband, Dr. James Courrier, have 4 children and 12 grandchildren.
Intrinsically, Dinah has always believed that while she cannot save the world, she can save a piece of it. Doing her part to preserve the rich and varied history of her beloved Mineral County gives her life meaning in a corner of the world described as “almost heaven”.
Dr. Peter Halmos
Mary Caite Hannon
Berton Leach Marion Leonard
Dr. Robert Moore
Dr. Diane Romaine
Amy Schwab Owens
Robin Summer eld
Daniel Taylor Neumann
Bob Ho man
Carissa Rodeheaver Don Sincell Jason Sweitzer
Dinah Courrier Randy Crane
Logan DelSignore Phil Douthitt
ANNUAL REPORT 2021 3
e Community Trust
is grateful to our Advisory Council
Members for both their advisory and ambassador roles in helping to create a better future for our region.
Courrier enjoys the role of Gam to her many grandchildren.
Courrier receives CTF’s highest award at the annual event held September 9, 2021 at Frostburg State University’s Lane Center.
Thank you to our Donors for making CTF’s grants possible.
Eight students enjoyed Appalachian Summer Adventure Camp at Evergreen Heritage Center.
New trails built by the Garrett Co. Interscholastic Mountain Bike Team at Broadford Lake Park were enhanced with a trailhead kiosk for hikers and bikers.
Deep Creek Watershed Foundation
A CTF grant to the Deep Creek Watershed Foundation defrayed the cost of water-monitoring gauges for ongoing water quality in Deep Creek Lake.
Highland Arts Unlimited
Funding for building upgrades helped Allegany Youth Enrichment Program Services open their center for at-risk youth in the City of Cumberland.
185 children were fed nutritious meals and engaged in literacy-rich activities addressing the “summer slide” through Energy Express.
Southern Garrett HS Band is using their grant to purchase a new band equipment trailer.
Support for the Highland Festival of Garrett County provided enrichment activities to celebrate the traditions of Irish/ Scots/Welsh.
COMMUNITY TRUST FOUNDATION 4
Garrett Co. Interscholastic Mtn. Bike Team
Southern Garrett High School Band
Mineral County Energy Express Program
Highland Festival of Garrett County
Highland Festival of Garrett County
Evergreen Heritage Center Foundation
Allegany Youth Enrichment Program Services (AYEPS)
Arts Unlimited coordinated beautification projects in Mineral County highlighting local artists.
ANNUAL REPORT 2021 5
The Community Trust Foundation, Inc. Statement of Financial Position December 31, 2021
Statement of Activities
2021 GRANTS BY COUNTY 2021 GRANTING FOCUS AREAS
For the Year Ended December 31, 2021 Allegany
$52,730 Garrett $206,944 Education & Youth Leadership $266,058
& Historical Preservation $20,000 Vibrant Communities $33,500 Scholarships $78,284
Total Assets 10,693,451 Less Total Current Liabilities 185,903 Net Assets 10,507,548 Total Liabilities and Net Assets $10,693,451 Revenue 1,532,883 Expenses Grants 420,835 Investment Fees & Admin 243,882 Less Total Expenses 664,717 Income / Change in Net Assets 868,166 Net Assets – Beginning of Year 9,639,382 Net Assets – End of Year $10,507,548
CARING FOR COMMUNITY –Turning Childhood Pain into a Legacy of Love
By Carolyn Wiebrecht Bond for the Community Trust Foundation
Turning past pain into positive action is no easy task for anyone. Not even for trained mental health professionals who spend their lives helping others.
Two accomplished mental health professionals, Henry and Carolyn Brown, each experienced a similar childhood trauma. Rather than let those early heartaches perpetuate negative actions throughout their lives, they channeled their pain into a shared love of dogs and set up the Henry and Carolyn Brown Animal Welfare Fund at the Community Trust Foundation.
e impetus for their lasting legacy stems from memories that still haunt them. For Carolyn, a beloved cocker spaniel was given away without explanation when she was just six years old. Henry recounts a stray dog with health problems becoming a family pet, only to be abandoned by his father along a country road during a Sunday drive. “It was
the single, saddest moment of my entire life,” Henry recalls.
As a trained psychotherapist, Henry explains that he never healed from the trauma. Repressing the memory, he did not deal with the unpleasantness of life, as many children do not. “Repressed pain always surfaces at some point,” he explains.
Spending their professional lives in human service, they both saw rsthand the therapeutic value of animals. Carolyn witnessed the joy dogs brought to the Brandenburg clients when the sta brought them in for visits. Henry also noticed how dogs could help his therapy patients translate emotions they found di cult to express.
A er Carolyn retired as the Director of the Brandenburg Center, she volunteered for a year at the Allegany County Animal Shelter (ACAS), walking dogs and lending support to the agency she now describes as rife with creativity, hope, and dedication.
ey turned to the Community Trust Foundation to establish a fund that could
continue to help the shelter provide for homeless animals in its care. Recently, their fund was designated for a sound and security system for the newly constructed dog adoption building. e system will provide a safe and secure environment, an innovative idea they credit the shelter sta with devising.
Carolyn views CTF as a way for the community to move forward. She states that individuals can always make direct contributions to an organization but planning for long-term management of resources is crucial. With heartfelt conviction, she states, “People are important, animals are important, jobs are important. It is the responsibility of all of us to ensure our community succeeds. We can all give in small or large ways, but it is up to each of us to care.”
is is the heritage the Browns framed as paramount in their estate planning with CTF. Perhaps their legacy is best summarized by Henry, “We have so little time on this earth.
e hope is that we can come to understand that life is more than just about us.”
Leaving A Legacy Through A Gift of A Lifetime QUALIFIED CHARITABLE DISTRIBUTIONS CTF can help turn your individual retirement account (IRA) distributions into tax-saving charitable gi s. Contributing to a 501c3, like CTF, through your IRA administrator will help you avoid paying income tax on your required IRA distributions. Giving never felt so good!
Our Donors Are Investing In A Brighter Future
Agency Allegany Museum
Allegany County Imagination Library Fund
Allegany County Public Schools’ Youth Support Fund
City of Cumberland Skate Park Task Force Fund
Creating Opportunities for Our Youth Fund
Girl Scouts of Garrett County Fund
Henry & Carolyn Brown Animal Welfare Fund
Ken Alrutz and Bob Moreland Memorial Scouts BSA Scholarship Fund
Kim & Marion Leonard CTF Administrative Support Fund
Mineral County Meals on Wheels Endowed Fund
Mineral County Meals on Wheels Non-Endowed Fund
Remember the Holocaust School Trip Fund e Buddy Fund
Vicki Linn Ovarian Cancer Awareness Fund
Western Maryland Food Bank Fund
YMCA Heritage Fund
Crimson Shamrock Fund
Ebert Family Hope Fund
God’s Ark of Safety Fund
Iris & Peter Halmos Community Fund
Kim & Marion Leonard Mindful Leadership, Health, Wellness & Environmental Preservation Fund
Naylor Family Trust Fund
Ray & Brenda Morriss Community Fund
Ted A. Wolfe Community Fund
e Earl R. Wilson Jr. and David W. Summer eld Youth Aviation Fund
Field of Interest
Developing Vibrant Communities Fund
Dr. Harry W. Boggs Youth Advancement Fund
Dr. Sean McCagh Fund for Children with Disabilities
Frank & Linda Lancelotta Animal Welfare Fund
Frank & Linda Lancelotta Hospice & Health Care Fund
Garrett County Community School Support Fund
Marta Coulehan Gehauf Beauti cation Fund Youth Leadership Fund
CTF Endowed Fund
Invest In Allegany County Fund
Invest In Garrett County Fund Invest In Mineral County Fund
Allegany/Garrett/ Mineral County Community Scholarships
Alexi Don Fratz-Orr Memorial Nursing Scholarship
Karl V. Kahl & Haseleah Kahl Scholarship Fund
Katie & Molly’s “I Run Because I Love It” Endowed Scholarship Fund
Allegany/ Garrett County Community Scholarships
Bertram A. iel Mathematics and Natural Sciences Scholarship Fund
Frank H. Eberly, Jr. Scholarship Fund
Allegany High School Scholarship Russell Lee Poling Scholarship Fund
Frankfort High School Scholarship
Be A Light, Payton Grady Memorial Scholarship Fund
Keyser High School Scholarships
Guidance Counselor’s Memorial Scholarship Fund Jack Tasker Memorial Scholarship Fund John R. Shelton Scholarship Fund
Mountain Ridge High School Scholarships
Dick Ryan Scholarship Fund Enordo “Moose” Arnone Scholarship Fund
Northern Garrett High School Scholarships
George B. & Lenore Humberson Scholarship Fund
Northern High School (NHS) Athletes Scholarship Fund
Fort Hill High School
F Club Charles H. Lattimer
Endowed Scholarship Fund
Fort Hill High School Class of 1956 Rice Endowed Scholarship Fund
Fort Hill High School Endowed General Scholarship Fund
Jim and Carol Combs Family Endowed Scholarship
Henry, Dorothy & David Roberson Endowed Scholarship Fund
Jack Cheney Memorial Endowed Scholarship Fund
James G. Brown Endowed Scholarship Fund
Jamie Snider, Class of 2007 Scholarship
Oscar R. & Monna J. Goldsborough Endowed Scholarship Fund
Russell L. Poling Jr. (Class of 1954)
Endowed Scholarship Fund
Sansom Memorial Arts Endowed Scholarship Fund
Shari Ann Combs Maszkiewicz Endowed Scholarship Fund
Steve Sta ord, Jr. Memorial Endowed Scholarship Fund
Welcome Home Award Endowed Scholarship Fund
William and Shirley Birmingham Memorial Scholarship
IBEW 307 & WMD LMC
Fort Hill Class of 1970 Scholarship
Fort Hill Class of 1958 Scholarship Fund
Fort Hill Class of 1960 Scholarship Fund
Fort Hill Class of 1963 Scholarship Fund
Fort Hill Class of 1968 (Fred McMillan) Scholarship Fund
Fort Hill Class of 1969 Scholarship Fund
Fort Hill Class of 1971 Scholarship Fund
Fort Hill Class of 1974 Scholarship Fund
Fort Hill Class of 1976 Scholarship Fund
Fort Hill Class of 1977 Scholarship Fund
Fort Hill Class of 1984 Scholarship Fund
Fort Hill Class of 2006 Alyssia Cage Scholarship Fund
Fort Hill Robert Scarcelli Scholarship
James Friend Scholarship Fund
Bob Hidey Memorial Scholarship
Carl Ritchie Endowed Scholarship Fund Dennis F. Abe Sr. Estate Endowed Scholarship Fund
Joe Howser Memorial Scholarship Fund
Lois Ann Shipway Memorial Scholarship Fund
Paul & Helen Long Memorial Scholarship Fund
ANNUAL REPORT 2021 7
e Community Trust Foundation o ers a variety of fund types to meet the speci c goals of our donors. For more information, contact Leah Sha er, Executive Director,
to our 2021 Humanitarian Event Sponsors & Friends
ACT Personnel Services
Aging & Family Services of Mineral County
Allegany College of Maryland
Bill & Laurie Grant
Bill & Debbie Weissgerber
Boggs & Company Wealth Management
CBIZ MHM, LLC
Coldwell Banker Home Town Realty
Coldwell Banker Professional Real Estate Services
Cumberland Scottish Rite Foundation
James & Dinah Courrier
Fox’s Pizza Den, Kesner Enterprises LLC
Frostburg State University Foundation
First United Bank & Trust
Health Matters Urgent Care
Hidey, Coyle & Monteleone
John & Roslyn Balch
Kim & Marion Leonard Life Fitness Management
Richard & Lonny Watro
Morgan Stanley, The Larkin Group
Potomac State College Alumni
R.H. Lapp & Sons, Inc.
Rotary Club of Keyser, WV Seahorse Inn
State Farm, Insurance Agent Hayward Wilson
The Belt Group
Turnbull, Hoover & Kahl, P.A. WVU Medicine Potomac Valley Hospital and…
The special donor whose generosity made the printing and distribution of this year’s annual report possible.
112 Baltimore Street STE 201 | Cumberland MD 21502 | 301-876-9172 | ctf@ct nc.org | www.ct nc.org