DOES SHOPPING FOR A M ORTGAGE GIVE Y OU A HEADACHE ?
JUST W ANT THE BEST D EAL AVAILABLE ?
WANT QUICK, FREE, PROFESSIONAL ADVICE A S T O WHETHER O R N OT IT M AKES S ENSE T O REFINANCE ?
D i d Y o u K n o w ? Mortgage rates are at or near 50-‐year record lows. On a 30-‐year fixed mortgage of $200,000, the difference between 4% & 5% is $120 per month to your payment and over $65,000 in interest over the life of your loan. Depending on your situation, you may qualify for a no-‐cost refinance. You may be able to cash out some of your equity to use towards the purchase of an investment property.
When the interest rates are falling, it’s a good idea to revisit your current mortgage to see if you can benefit from refinancing. Often, it’s a sound financial decision that may allow you to: •
Reduce your current monthly payments.
Save money over life of the loan.
Eliminate Private Mortgage Insurance (PMI).
Convert your Adjustable Rate Mortgage (ARM) to a low, fixed rate.
Free up cash for major expenses or consolidate debt.
Pay off your home faster by reducing the term, saving thousands.
Find Out How Much You Can Save C o n ta ct m e to d a y fo r a p e rso n a l sa v in g s a n a ly sis. I ca n h e lp y o u a sse ss y o u r situ a tio n to se e if re fin a n cin g m a k e s se n se a t th is tim e . It w ill ta k e ju st m in u te s b u t co u ld sa v e y o u th o u sa n d s.
Craig T. Berry 404-‐642-‐6700 WWW.ATLMORTGAGEPRO.COM
Access National Mortgage l 1870 The Exchange l Suite 220 l Atlanta, GA 30339 770.989.7372 Direct l 404.642.6700 Cell l 770. 989.7389 Fax NMLS ID: 200401