The Non-Standard Auto Insurance Information In general public, auto insurance is one of the top priorities that people covers because they though of needing it at the current time. There are 2 types of car or auto insurance that are available to car owners or drivers; the standard and the non-standard coverage insurance. Standard policy insurances are cheaper and it is being issued to the drivers which has solid and good driving history. While non-standard premium insurance policy is basically higher in price compared to the standard plan, and it may cause the driver to lessen their coverage amounts to be able to pay for the plan. Driving Record - driven may end up to the non-standard plan because of the past records in driving. In different states, DUI conviction had result to the execution of the standard plan, which results to the driver to qualify for the non-standard plan, assuming that the drivers are holding valid driver's license. The incidence of the traffic violations above the span of time and also numbers of accidents will result to a driver to avail the coverage of this non-standard policy. Type of Vehicle - some insurance companies will likewise consider the certain kinds of vehicles that are unable to avail the standard policy, even that driver has good driving records. Not Have Prior Insurance - lacking of the previous insurance and lapse to the existing policy can also cause a driver not to avail the standard coverage. Many insurance companies are requiring certain driving experience and previous coverage of insurance to predetermine the time frame, in which the drivers might not able to meet the guidelines of qualifying with the standard plan. Price - rates for the non-standard can insurance will tend to get higher compared to those insurances compared to the standard market. So, it makes the sense of the potential insured driver to get the quotes from the various insurance companies to avail the best of their rates. Standard Insurance Conversion - there are insurance companies that might write the standard policy after the insured driver was been from the non-standard market and if the conditions are being met. This action may include the continuous of the non-standard plan for the specific span of time, without the involvement of violations and accidents.