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BOOMER times JANUARY - FEBRUARY 2013 OF COSHOCTON COUNTY People / Places / Hobbies / Family / Health / Finance

make budgeting page04

a priority

recipes for a page06

cold winter day

stay healthy page10

& safe in 2013

Local veteran collects Vietnam memorabilia




JANUARY 16, 2013

Boomer Times


MUSKINGUM COUNTY – David Hindel of Dresden is hoping to pass down his experiences in the Vietnam War to his grandchildren through his extensive and unique military collection. “I’m hoping now that generations have accepted Vietnam Veterans, it can help my grandkids,” Hindel said. “They can see what their grandfather did.” Hindel has been collecting military memorabilia for some time and has an incredible display of Vietnam War items throughout his home. It’s impossible to list all of Hindels’ items, but he has acquired such things as complete meals from Vietnam, sandals made out of tires that he wore in Vietnam, bayonets, lighters, matches, his original rucksack he carried, which weighed 60 pounds, uniforms, gloves, boots, challenge coins from Vietnam and some that were given to him by returning soldiers from Afghanistan and Iraq, photos, pins of every unit in the Vietnam War, and even Vietnam toilet paper. “My challenge coin is the most important because I’ve had that from Vietnam,” said Hindel. “That’s something I’ve had ever since I came home from Vietnam.” Hindel served in the 101st Airborne Division and still keeps in touch with life-long friends he made while in Vietnam and some he has come to know after the war while traveling to various military services throughout the country. Hindel has also met a few notables including Diane Carlson Evans, who was

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By Beth Scott

instrumental in establishing the Vietnam Women Veterans memorial in Washington D.C., and three-star general John Campbell who personally met and shook hands with each Vietnam War veteran at a Vietnam Veterans reunion. Hindel graduated Tri-Valley High School in 1967 and was drafted in the same year. He had his basic training in South Carolina and made E4 rank in November of 1968. Soldiers had to maintain a rank for at least six months before moving on to the next rank, but by waiving some rules, Hindel was asked to move up to an E5 rank that December. He turned it down three times. He came home from Vietnam Dec. 10, 1969. Hindel commented that, although it was hard in Vietnam, the real pain he felt was in coming home. “It’s not so much what we went through in Vietnam,” he said. “It’s what we went through when we got home. We were treated like dirt.” He remembers a Welcome Home parade in Coshocton, which was in 1987, 18 years after Hindel came home from the war. “That was the first time I actually felt like I did something,” Hindel said. “That was the first time I admitted that I was a Vietnam Vet.” Hindel is a lifetime member of the Disabled Veterans, Coshocton County Vietnam Veterans, and the American Legion. “I’ve tried to help veterans,” he said. “I’ve helped several Vietnam Veterans just by sitting and talking to them.” Hindel’s passion for war memorabilia not only stems from his time in Vietnam, but also pays tribute to his uncles, cousins, and brother who have fought in World War II, Vietnam, and Korea. BETH@COSHOCTONCOUNTYBEACON.COM

Records making a comeback

By Beth Scott


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Mike Bechtol of WTNS Radio has been collecting records since he was 10 years old and has always been a Beatles fan. Here, he holds the 1966 Beatles album, “Revolver”. BEACON PHOTO BY BETH SCOTT

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COSHOCTON – When Mike Bechtol of WTNS Radio was 10 years old, he began collecting 45 records, a passion that would last him his whole life. Two years later at the age of 12, Bechtol began earning money on his paper route. Half of the money he earned went to buying records. The first album he ever purchased was The Beach Boy’s 1974 record, “Endless Summer”. However, Bechtol said he is a Beatles fan and has all of the Beatles vinyl American releases. “I was a Beatles fan and still remain a Beatles fan,” he said. “The Beatles were before my time, but I was still a fan.” Bechtol had more than 300 albums at one time, but in college, he sold some of his albums. He now has about 150 and


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JANUARY 16, 2013

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Boomer Times

still plays them once in a while on a turntable that plugs into his computer. He said WTNS Radio still has racks full of albums and there is a working turntable in the production room. The last vinyl record Bechtol purchased was the 1987 INEX album, “Kick”. “They’re making a little bit of a comeback,” he said about records. “They’re more nostalgic now.”


Start 2013 out with a budget




JANUARY 16, 2013

Boomer Times


COSHOCTON – It’s a new year and a perfect time to get your finances in order and learn to live on a budget. “A big problem with people of all ages is that they don’t balance their checkbook,” said Rebecca R. Porteus, vice president, northern division, Century National Bank. “You need to check your monthly statement and keep an eye on online banking.” She also said people shouldn’t be afraid to work with their accounts through the bank’s website. “Banks are heavily regulated,” Porteus said. “We have lay-

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ers of security built into our websites. If you are working within your bank’s own website it will be one of the most secure sites you are on.” When it comes to setting up a budget to live on, the first step is knowing what you have coming in. “You have to start with what you can depend on,” Porteus said. “Don’t include bonuses or commissions. Just use your base pay.” After you have that figured out you need to calculate your expenses such as your rent or mortgage, utilities, an allowance for groceries, taxes and other essentials. “The difference between your income and expenses is what you can spend on other items, but you should also set aside an allowance for savings. Pay it to yourself just like you pay your bills. This will give you a place to pay for the unexpected so you don’t have to go into debt.” Porteus also suggests not living on credit. “You don’t want more on your credit card than you can pay off in one bill,” she said. Getting behind on those payments can cause big problems. “Money for budgets can be eaten up by overdraft fees, late charges for credit cards and utilizing cash advance services,” Porteus said. “These are all money wasters you want to try to avoid.” Kelly Fortney, CEO/CFO of Ohio Heritage Bank has many of the same suggestions for living on a budget. “Pay cash so you don’t overspend, allocate your money before the month begins, create a rainy day fund, prepare a list for groceries and stick to it and live below your means,” she said. Porteus also suggested knowing your credit score, how you can improve it and what impacts it and reviewing your loans. “Sometimes you can refinance your loans at a lower rate,” Porteus said. “We’ve helped people cut years off their mortgages and save thousands by getting them a much lower rate than they had.” Banks also have financial advisors available that can help you better understand your 401K statements. “Ohio Heritage Bank provides financial advice and consultation through Ohio Heritage Investment Services,” Fortney said. “We have a Charted Financial Consultant, Nick Schmitt, who can assist you in 401k planning, rollovers, conversions and distributions. He can also set up 401k plans for small businesses and companies.” Fortney’s bank also offers another helpful tool through its online banking called Finance Center. “Customers can link to their 401k accounts and other investment accounts,” she said. “They can also pull in all their loan and deposit balances to monitor their whole financial picture. Ohio Heritage Bank also is always willing to meet with our customers to provide consultations with individuals or families experiencing financial difficulties or needing help establishing a budget.” Saving is one big way to help avoid a financial difficulty. “Set aside money and build on it so you have something to protect you when you do run into problems,” Porteus said.


All-Inclusives – Are they worth it?


Contributed by Larene Hall, former Roscoe Village business owner

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An all-inclusive resort usually include: • Accommodations • All meals • Room service • Drinks including wine, beer and spirit • Daily activities • Entertainment • All tips and gratuities and more.

Boomer Times

The all-inclusive resort used to be considered the “budget inn” of travel. Images of a rowdy crowd drinking in the Jacuzzi, bland food, forced group activities and limited entertainment was the norm. Today, the all-inclusive concept has expanded to unlimited activities such as golf on a championship golf course, gourmet meals, and more upscale and intimate resorts. More and more vacationers are looking into all-inclusives and the industry is listening. The reasons for the popularity of all-inclusive resorts are time and value. Travel experts say that pre-paying for all the food and drinks ahead of time allows you to have a more enjoyable getaway because you don’t have to think about how much you are spending and you don’t have to worry about carrying your wallet around the resort. Think of it as a no-hassle, stress-free vacation. Who doesn’t want that?

It’s best to choose the resort that has the activities and atmosphere that best matches your interest. Kid-friendly, romantic hideaway, golf enthusiast dream or snorkel seekers paradise? Beach or snow? Whatever your fancy, there is one just for you. As a new mom, the all-inclusive resort is perfect for me. All-inclusive family resorts have everything for everyone, young and old. Some of the most popular resorts are located in Mexico and the Caribbean. Great beaches, fun watersports and awesome age appropriate kids program. But when I am looking to steal away with just the hubby, you bet I’m going to hit one of the upscale hideaways. The upfront sticker price may be a shock at the beginning, but when you do the math, it is all worth it. Plus, not having to think about pulling out the credit card and tipping the attendant every single time is, well, what a vacation is all about. Not a single care in the world! From a hut in Fiji to an all-inclusive family suite in Turks and Caicos. Are all-inclusives worth it? Yes! More than ever.

Boomer Times


Recipe will give you comfort on a cold winter day These are great recipes for a cold wintery day and will bring you much comfort. My family always said these were great to eat in the winter to fight off any colds or flu. These recipes were taken from the Southern Living Cookbook. The buttermilk biscuit recipe is versatile and can be altered to give a variation of flavors. Try adding fresh herbs or cheese to change the flavors. We wish everyone a very healthy and happy New Year! Classic Chicken and Dumplings 1 3 -4 lb whole chicken ½ teaspoon garlic powder ½ teaspoon dried thyme 2 ½ teaspoons salt, divided ¾ teaspoon pepper, divided 1 teaspoon chicken bouillon granules 3 cups self-rising flour ½ teaspoon poultry seasoning 1/3 cup shortening 2 teaspoons bacon drippings* 1 cup milk

Buttermilk Biscuits ½ cup cold butter 2 ¼ cups self-rising wheat flour 1 ¼ cups buttermilk Cut butter with a sharp knife or pastry blender into ¼- inchthick slices. Sprinkle butter slices over flour in a large bowl. Toss butter with flour. Cut butter into flour with a pastry blender until crumbly and mixture resembles small peas. Cover and chill 10 minutes. Add buttermilk, stirring just until dry ingredients are moistened. Turn dough out onto a lightly floured surface, knead three or four times, gradually adding additional flour as needed. With floured hands, press or pat dough into a ¾ inchthick rectangle (about 9 x 5 inches). Sprinkle top of dough with additional flour. Fold dough over onto itself in 3 sections, starting with one short end. (Fold dough rectangle as if folding a letter sized piece of paper) Repeat entire process two more times, beginning with pressing into a ¾ inch thick dough rectangle. Press or pat dough to ½ inch thickness on a lightly floured surface, cut with a 2 inch round cutter and place side by side on a lightly greased jelly-roll pan. It is ok if the dough rounds are touching). Bake at 450 degrees F for 13 to 15 minutes or until lightly browned. Remove from oven and brush with 2 tablespoons melted butter. Makes two dozen Jenny Wilson and her husband Chris own Village Pantry of Roscoe, which is located at 318 N. Whitewoman St.

On medium heat place whole chicken in Dutch oven and cover with water. Add garlic powder, thyme, 1 ½ teaspoons salt, and ½ teaspoon pepper. Bring to a boil. Cover and reduce heat to medium-low, let simmer for one hour. Remove chicken and reserve broth. Cool chicken about 30 minutes. Remove skin and bones

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JANUARY 16, 2013

NOTE: 2 teaspoons butter plus ¼ teaspoon salt may be substituted for bacon drippings.


Contributed to The Beacon by Jenny Wilson

and shred chicken. Skim fat from the broth. Add chicken, bouillon, and remaining 1 teaspoon of salt and ¼ teaspoon of pepper to broth. Return to a simmer. In a medium bowl, combine flour and poultry seasoning. Cut in shortening and bacon drippings with a pastry blender until forms a crumbly mixture. Stir in milk. Turn dough out onto a lightly floured surface. Roll to 1/8 inch thickness and cut into 1 inch pieces. Drop dumplings, a few at a time into simmering broth, stirring gently. Cover and simmer for 25 minutes, stirring often. Garnish with chopped fresh parsley and serve with bread or biscuits.

What would you like to see in the next edition of Boomer Times? E-mail us your suggestions at or call us at 622-4237. The next edition of Boomer Times will be Wednesday, March 13.

Welcome to Lafayette Pointe

By Beth Scott


with a three-day hospital stay, and manage care after approval from insurance. Also accepts private pay.

Amenities: 24-hour professional medical care, secure Alzheimer Unit with a private courtyard, short-term and long-term residents reside on a separate unit, a variety of social activities, physical, occupational, and speech therapy, semi-private and private rooms. Meals: Three nutritious meals cooked daily by a licensed dietitian. Also offers special meals for residents with specific diet requirements.

Boomer Times

Pets: Pets are allowed, but policies are in place to make sure both residents and pets are safe and comfortable. Therapy animals come in on a regular basis to visit the residents.

Healthcare: Accepts Humana, Medicare, Medicaid, Aetna Insurance, and some Anthem Each Boomer Times will feature an independent or assisted living facility. If you are thinking of downsizing or helping elderly parents move, this is a great place to learn more about housing options in Coshocton.



Facility name and address: Lafayette Pointe Nursing & Rehabilitation Center; 620 E. Main St, West Lafayette

Activities: Live music two to three times a week, social outings to lunch or a movie, cook-outs at the gazebo, Bingo, interacting with other nursing home residents including their sister facility in Baltic.


Managed by: Vanessa Immel


Contact Information: Contact Jay Olinger, Director of Admissions at 545-6355 When built: The building was purchased in the mid-2000s Number of residents: The facility holds 87 residents.


Demographics/age range: Accepts mid-age to elderly residents and offers treatment for all types of illnesses and complications. Requirements for residency: Accepts Medicare and Medicaid

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JANUARY 16, 2013

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Get tips on winter houseplant care

Winter is a tough time for your houseplants. With decreased and low light levels, due to shorter days, and cold drafts, your houseplants could exhibit symptoms from dropping leaves to dropping dead. Here are a few things you can do to get them through their winter blues. Create Humidity: Winter means dry air. When every time you touch something metal and an arc jumps from your fingertips, you know the air is very dry. Humidifiers can help to raise the level in your whole house and makes a healthier atmosphere for plants and animals. Small room humidifiers can be used if

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JANUARY 16, 2013

Boomer Times

Contributed to The Beacon by Tammi Rogers

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you concentrate your houseplants in one room or area in the winter. Furnace humidifiers will raise the humidity in the whole house and besides helping your plants, you will feel warmer. Moist air holds more heat than dry air. You’ll be able to turn the thermostat down and still feel comfortable. It will also cut down on the lightning bolts from the ends of your fingers. For those plants that still need more humidity, you can use the saucer and pebble trick. Place pots on top of pebble-filled trays and pour a bit of water in the tray weekly. Daily misting of your plants with lukewarm water will also help. Distilled water is probably the best. Keep Out the Cold: If your plants start to drop leaves suddenly, it could be from the cold. A sudden cold draft from an open door will shock some tropical plants and cause them to drop leaves. Another indicator to watch for is black tips on the leaves which could mean the plant may be getting too cold at night. If you have deep enough windowsills, move your plants back away from the cold windows. Another option is to move your plants to a table or stand to get them away from the glass. Turn On the Light: With the short days and low winter light levels, most houseplants will go dormant and some will just slowly die back. If they are big enough to stand some dying back over the winter, they will pick up again when the light levels rise again towards spring. Any extra light you can provide for your plants will help. Fluorescent lights work just fine and they are economical to operate. Coupled with plant bulbs, they provide the light spectrum plants need to keep growing over the winter. Run them 16 hours a day on timers. They also make incandescent plant bulbs to fit an ordinary light fixture but keep in mind that they give off more heat and need to be further from the plant to avoid burning it. Another option for smaller plants is a light garden. Many of the seed companies and plant outlets sell them. It’s usually a set of shelves with adjustable four-foot fluorescent fixtures. They are a great way to keep your plants going over the winter and it’s easy to build your own. If you don’t give your plants extra light over the winter, remember to give them less (or no) fertilizer since they aren’t growing as much and won’t need the extra nutrients. Winter is also a good time to re-pot root-bound plants while they are dormant so they will be ready to go in the spring when light levels increase. Use a mix of good potting soil and well-rotted compost and a pot no bigger than two inches larger than the pot the plant is currently in. With a little extra care, your houseplants will survive the winter and be ready to take off in the spring. Tammi Rogers, OSU Extension- Coshocton County Program Asst., Ag & Natural Resources Master Gardener Volunteer Coordinator

January’s perfect storms – 1978

When people leave the hospital, they often need continued care in order to recover completely. That’s where we come in.

Lafayette Pointe

CONTINUED FROM PAGE 7 What sets you apart: A new wing was added in 2007 offering 20 private suites with mounted plasma TVs and private bathroom. Olinger commented, “The therapy staff is great and the nursing care is superior. We also do very well on our surveys and we’re very proud of that.” Cost: Semi-Private: $160 per day; Alzheimer’s Unit: $165 per day; and Private: $170 per day.

100 South Whitewoman Street, Coshocton, Ohio 43812 740-622-1220 • Fax: 740-622-6384 • Cell: 330-401-7295 Darla Carlisle • Director of Admissions

JANUARY 16, 2013

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leaving frozen pipes and gutters and chimneys collapsing from the force of the wind and snow. My mom and I were lucky, we didn’t lose electricity or our phone and my dad and our neighbor were safe at my uncle’s near Blissfield. It would be four days before they could get home. Many families took refuge at shelters set up at Sacred Heart School and the Salvation Army. The whole state was at a standstill and all the local state highways were closed. Peabody Coal company brought out their front loaders to clear the 7 foot drifts on 541. A co-worker remembers walking on St. Route 83 past six foot snow drifts. By Saturday, Jan. 27, families were heading home from the shelters and store shelves were almost bare. Cannon’s Bakery in Dresden worked round the clock baking and delivering loaves of bread still warm in the wrapper to local stores. It was well into February before things began to get back to normal, and there were still small drifts in some fields when spring arrived. And though 35 years have passed, mention the blizzard and a conversation begins.


Boomer Times

The new year started peacefully in 1978, but on Jan. 9, the first snow of the new year began to fall, with two more follow-up storms on Jan. 14 and Jan. 20, which left city and county crews working round the clock trying to clear roads and even prompted then Mayor Kenneth Grier and Sheriff Bill Hoop to ask for help from the National Guard. A bulldozer and an ambulance were sent from Newark to aid in the cleanup. It seemed there would be a reprieve on Jan. 25 when the temperatures rose into the 60s and a light rain began to fall. Was the January thaw beginning? The weathermen had been talking blizzard all day and they were right when two storm systems collided over Lake Erie, the barometer fell to 28.28 in Cleveland the lowest reading in Ohio history. My Dad was worried as he and our neighbor left for work on an oil rig near Blissfield and he was right to be. It was around midnight when the winds began to raise and the snow started falling. The wind gusts rose to 85 miles an hour and the temperature quickly dropped to 25. By early Thursday morning, power and phone lines were going down and the snow showed no sign of stopping and the temps were headed downward as well

Contributed to The Beacon by Sharon Hunter


Make 2013 a healthy and safe year Contributed to The Beacon by Mary Jo Hyde

As the New Year begins, take the time to savor life’s possibilities. The gift of having another year to complete the things that are important to us is a gift not to squander. Seen as an opportunity to make life better, the New Year becomes a time to consider changes, and to try our best to make them happen. Here are a few safety suggestions that could make 2013 a very good year. The Centers for Disease Control report that one in three adults over the age of 65 falls every year. A fall for an older adult can result in a broken hip. To ensure not becoming the statistical “one,” there are a number of precautions to take. Inside the home, consider moving cords out of walkways, maintaining good lighting, keeping halls and stairways clear of obstacles, and removing throw rugs and taping down edges of carpets and larger rugs. Did you know that most residential fires occur during the winter months? To guard against that tragedy, install smoke alarms and check the batteries twice a year, when adjusting clocks to the time change. Never leave fireplaces, space heaters, stoves, or candles unattended and have an emergency escape plan in case of a fire. Practice it regularly. When venturing outdoors, some precautions to take include wearing boots and shoes with non-skid soles, putting road salt, sand, or kitty litter on sidewalks and driveways, walking only on sidewalks and parking lots that are clear of snow and

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JANUARY 16, 2013

Boomer Times

Exercising consistently, whether it’s walking around your neighborhood like the ladies on our cover or taking part in programs like Kids America’s Coffee Walk & Talk are great ways to stay in shape and help prevent injuries. When the weather is bad you can head to Kids America to walk and socialize from 8 to 10 a.m. Monday, Wednesday and Friday. The program is $1 for people 60-years-old and up, $2 for anyone 59-years-old and younger and free to members. The facility also participates in the Silver Sneaker program, which offers free membership through certain health insurance programs. ice, using handrails when they are available, and avoiding going out after dark or in hazardous weather conditions. If walks and parking lots have not been cleared, ask friends or relatives for help with shopping for groceries and necessities. And, of course, fasten seat belts whenever driving or riding in a motor vehicle. It is a good idea to find someone to handle snow shoveling and other strenuous outdoor tasks. Cold weather causes blood vessels to constrict, increasing the risk of heart attack for people with heart disease or other conditions that strain the heart’s ability to pump blood. Finally, striving for better health pays dividends in making us feel better and look better, too. Seeing your health provider regularly to get the recommended exams and screenings and keeping track of them as well as reviewing medications is a good starting place. Eating more healthily and exercising more consistently is another. Guidelines encourage eating five servings of fruits and vegetables every day and striving for at least 2½ hours of exercise a week. The very last suggestion is to get enough sleep. Older adults need just as much as younger adults—seven to eight hours a night. Trusted resources to turn to for information and referrals concerning issues affecting older adults are the 12 Area Agencies on Aging (AAAs) that serve people in all 88 Ohio counties. Area Agency on Aging Region 9, Inc, (AAA 9) is located in Byesville. AAA 9 serves people living in Belmont, Carroll, Coshocton, Guernsey, Harrison, Holmes, Jefferson, Muskingum and Tuscarawas counties. Readers of the Coshocton County Beacon can contact the people at AAA 9 in a variety of ways. AAA 9 is located at 60788 Southgate Rd., S.R. 209S, in Byesville, Ohio 43723. You can reach them by phone or fax: 740-439-4478, 740432-1060 (fax) or online at: The website has quick links to resources that you can use. Mary Jo Hyde is Advocacy Coordinator at the Ohio Association of Area Agencies on Aging (o4a), a statewide network of the Area Agencies on Aging (AAAs) that provide information and services to older adults and people with disabilities, their families and caregivers.

Survey highlights gender differences in long-term care perceptions

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CAROL S. BOOKLESS, Licensed Massage Therapist

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Call today to schedule an appointment.

JANUARY 16, 2013

Finding Solutions to Pain Management with Massage Therapy



And what will you do in retirement? Long-term care in retirement is an important issue facing both men and women but it is often overlooked during the retirement planning process. According to Thrivent Financial’s

The moral of the story Taking the time to discuss priorities and plans when it comes to future care needs can help alleviate worry and stress in relationships - and ensure that expectations are appropriately set and finances allocated. Women should be especially sure to consider all the benefits that long-term care insurance brings. For more information about long-term care, visit www.thrivent. com/insurance.


Men vs. women With women living longer than men, there should be some concern about who will actually foot the bill of the costs should a woman require long-term care. With married couples, the woman is more likely to need long-term care - she will likely care for her husband during his final days, and then may rely on long-term care herself since she is likely to outlive him. Despite that, according to Thrivent Financial’s survey, males seem more versed in the topic of long-term care insurance than females. The survey indicated that men are more likely than women to own or plan to buy long-term care insurance. For example: - 12 percent of females surveyed currently own long-term care insurance. - 19 percent of males surveyed currently own long-term care insurance. - 60 percent of females don’t intend to buy long-term care insurance in the future. - 53 percent of men don’t intend to buy long-term care insurance in the future. - 27 percent of both men and women surveyed plan to purchase long-term care insurance in the future. In short, men seem to be coming around to the necessity of preparing for long-term care, while women appear to be slower to acknowledge the need. The sandwich generation issue: stuck in the middle - but continuing to work? When it comes to providing care, the differences between the sexes continue. When asked how they would care for both their children and one or both of their parents or another loved one at the same time, male and female respondents had differing opinions. - Twenty-six percent of women reported they would quit their job to be the primary caregiver for a loved one should the need arise. - Only 14 percent of men said they would consider that option. - Thirty-three percent of men said they would rely on the savings and assets of those needing care and continue working. - Only 21 percent of women would rely on the savings and assets of those needing care and continue working.

survey: - Only 10 percent of women considered the possibility of caring for someone else while retired. - Only 6 percent of men considered the possibility of caring for someone else while retired. In contrast, 43 percent of women and 41 percent of men plan to retire fully and devote their time to travel, philanthropy and/or hobbies. Unfortunately, many don’t stop to consider the impact to those plans should the need for extended care arise. What will be given up to pay the expenses? Are family members trained to provide the type of needed health care? Who is willing to alter plans when push comes to shove? “The disconnect between our expectations for a long, healthy and independent life and the reality of the chances of needing long-term care is staggering,” says Dean Anderson, product leader at Thrivent Financial for Lutherans. “Planning ahead is critical for both men and women, given the potential the consequences to the emotional, physical and financial wellbeing of your family.”

Boomer Times

(BPT) - Apparently “in sickness and in health” can mean different things to men and women. As the population ages and the need for extended health care increases, a recent nationwide omnibus survey of 1,005 American adults shows that men and women approach the issue of long-term care planning and insurance from different perspectives. Those differences, according to the Thrivent Financial for Lutherans survey, could have a significant impact on their retirement years - and their family relationships.


Four ways to live well this winter (BPT) - Dreaming of spring despite the cold weather outside? You’re not the only one. Many people start thinking of warmer temperatures as soon as the mercury drops. Instead of sitting inside this winter, use these tips to “think spring” so you’ll be ready when the thermometer rises again. Try a smoothie Nutrition has an incredible impact on wellness, and incorporating whole foods into your daily routine can help you stay fit through the winter months. A quick and easy way to begin incorporating more nutrient-packed foods into your diet is with fruit and vegetable smoothies. Get moving Exercise is essential to staying healthy, especially during winter, when it’s tempting to hibernate. Experts at the Centers for Disease Control (CDC) recommend that healthy adults get at least 150 minutes per week of moderate aerobic activity, plus musclestrengthening activities twice a week. Even if your hectic schedule doesn’t leave much room for daily trips to the gym or local park, you can still incorporate exercise into your regular winter routine. Playing outside with your dog or kids, keeping dumbbells at your desk, walking down the hall to deliver messages in-person versus via email, and taking the stairs instead of the elevator are just a few examples of how you can get moving despite inclement weather. Even doing your daily chores - like getting outside to shovel snow - is a great way

“Preplanning can be the best gift you can give your family” - Jim Lapp

Set a goal Planning a vacation for springtime can give you something to look forward to through the cold winter months and is great motivation for remaining committed to a healthy lifestyle. Organize an exciting adventure with your family or friends - like hiking, mountain biking or kayaking - to take your mind off the dreary weather outside and keep you inspired to stay in shape. Plus, you can find some great travel deals during the off-season. Remember to laugh Don’t let the overcast weather bring you down. Smiling and laughing are good for your health any time of year. Recent Stanford University research suggests that a good giggle fit can actually lower stress and act as a mini-workout. Try grabbing your friends for a game night or to watch a funny movie. Besides making you feel better, laughter is also contagious, so you just may make those around you feel better, too. Although spring may seem light-years away, you can use these tips to help you “think spring” now and commit to a healthy winter lifestyle. That way, when the trees start to bloom and the air feels warm again, you’ll be ready for whatever comes your way.

We can help, naturally

• Fibromyalgia • Irritable bowel • Gluten Intolerance • Food Allergies • Dieting • Menopause • PMS

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Aging Should Not Mean Health Problems

Whether you are getting your wishes on paper, prepaying, assigning your insurance, or transferring a pre-existing pre-arrangement.





JANUARY 16, 2013

Boomer Times


Jan-Feb 2013 Boomer Times  

Volume 1, Issue 6

Jan-Feb 2013 Boomer Times  

Volume 1, Issue 6