April 17, 2013
Southeast Valley Ledger Page 7
Welcome to the ďŹ rst Southeast Valley Ledger Quarterly Business Wrap Up! Each quarter the Ledger will seek to celebrate the growing and striving business community in Queen Creek and San Tan Valley. The information gathered here was submitted by the Queen Creek Chamber, San Tan Valley Chamber, Greater San Tan Chamber and research of our own. If you would like your business added to the Wrap Up next quarter, please send your information to info@SevLedger.com. All are welcome to participate free of charge. The Wrap Up is part of the Ledgerâ€™s commitment to building connections! Contact the Queen Creek Chamber of Commerce: 22308 South Ellsworth Rd, Queen Creek, 85142 Phone: (480) 888-1709 queencreekchamber.com
Contact the San Tan Valley Chamber of Commerce: Phone: (480) 626-7757 santanchamber.com
Contact the Greater San Tan Chamber of Commerce: 270 E. Hunt Highway Ste, 16, #228 San Tan Valley, AZ 85143 (480) 788-7516 greatersantanchamber.com
P age 8 wrap-up
The Daily Bread Bistro 5618 E. Skyline Dr. San Tan Valley, AZ 84140 480-845-1420 www.thedailybreadbistro.com The Daily Bread Bistro is a friendly, down to earth establishment serving upscale cuisine for a downscale cost. Greater San Tan Chamber of Commerce
Southeast Valley Ledger
Subway 270 E. Hunt Highway, Ste. 22 San Tan Valley, AZ 85134 480-882-2901 Greater San Tan Chamber of Commerce
Bridges Preschool 20635 S. Old Ellsworth Rd. Queen Creek, AZ 85142 (480) 358-4900 www.bridgespreschool.com A safe, developmentally appropriate environment with professional guidance and resources to foster, encourage and challenge each individual child’s cognitive, physical and emotional development. Queen Creek Chamber of Commerce
EggsTc 20852 E. Ocotillo Rd. D105 Queen Creek, AZ 85142 (480) 888-8486 Made fresh to order! Great food, great prices, fast service. Open 7 days a week, 6 a.m. to 2 p.m. EggsTc shares a suite with Rachel’s Bake Shop. Queen Creek Chamber of Commerce
Rachel’s Bake Shop 20852 E. Ocotillo Rd., Ste. D105 Queen Creek, AZ 85142 (480) 888-8486 rachelsbakeshop.com Rachel’s Bake Shop is owned and operated by Chef Rachel Broughten. Rachel’s Bake Shop was founded to bring delectable pastries, confections, and cakes to the greater Phoenix area at a price suited for every budget. Rachel’s Bake Shop shares a suite with EggsTc . Queen Creek Chamber of Commerce
Schumacher Tax & Accounting, New Member of the Greater San Tan Chamber, having a fun night at The Terrace in Johnson Ranch
LaBella Boutique 22240 S. Ellsworth Rd., Ste 101 Queen Creek, AZ 85142 (602) 499-1881 Specializing in women’s clothing and accessories. Queen Creek Chamber of Commerce
Copper Basin YMCA 28300 N. Main St. San Tan Valley, AZ 85143 480-882-2242 www.valleyymca.org Health & Fitness San Tan Valley Chamber of Commerce
H&R Block Queen Creek Village Center 20852 E. Ocotillo Rd., Ste. D-107 Queen Creek, AZ 85142 (480) 987-5630 When you need to file taxes, including your federal tax return and Arizona income tax return, our team is ready to serve your needs. H&R Block can help you get the most out of your tax refund. Queen Creek Chamber of Commerce
Eunice Hair Salon 2510 E. Hunt Hwy., Ste 7 San Tan Valley, AZ 85143 480-353-9108 www.eunicehairsalon.com At Eunice Hair Salon our responsibility to you, our customer is to maintain a good reputation for quality services in our salon. We are committed to performing exceptional services while also providing our customers with great support. It’s a place where you can look and feel great, and receive styles and services customized specifically for you and your lifestyle. Eunice Hair Salon always exceeding your expectations. San Tan Valley Chamber of Commerce
6 The Greater San Tan Chamber of Commerce welcomes Pat Crocker of Help U Accounting with a ribbon cutting event.
April 17, 2013
Hanzy’s Seafood Queen Creek Village Center 21803 S. Ellsworth Rd., #101 Queen Creek, AZ 85142 (480) 882-1033 www.hanzyseafood.com We honor the great traditions of fried seafood, fish, wings and critters, otherwise known as hushpuppies from the deep south. Our fried foods are cooked fresh daily with special blended spices and recipes handed down through the family. This is a true down home restaurant and is a gathering place for friends and family while enjoying great food cooked with love. San Tan Valley Chamber of Commerce, Queen Creek Chamber of Commerce
Mr. Wizard Pool Service and Repair 85 W. Combs Rd., Ste. 101-255 San Tan Valley, AZ 85140 480-381-0070 Owner Kyle starting working in the pool industry at 16 in a local pool store testing customers pool water, fixing pool equipment, and teaching customers how to properly care for their pools. He liked it so much that he stayed in the industry learning the skills of the trade, everything from pool service to repair work. Now Kyle is the Owner/Operator of Mr. Wizard Wizard Pool Service LLC, bringing his knowledge and expertise to the community with the goal of providing an excellent customer service as well as pool service and repairs. San Tan Valley Chamber of Commerce
April 17, 2013
Southeast Valley Ledger P age 9 wrap-up
Power Tags, Title and More 3125 W. Hunt Hwy., #104 San Tan Valley, AZ 85142 480-677-3132 www.powertagstitlesandmore.net Do you live or work in the Queen Creek/ San Tan Valley, Chandler Heights, Coolidge, and Florence areas? Do you need title or registration work done for you vehicle and do not want to drive upwards of an hour to the nearest MVD and then spend three hours once you are there? If so, Power Tags, Titles & More offers a more personal and pleasurable alternative to a traditional MVD office. At Power Tags, all of our customer are treated with a more personal fashion and ensure a more expeditious experience. San Tan Valley Chamber of Commerce
Action Sign and Lighting 4460 E. Main St. #120 Mesa, AZ 85205 480-668-5031 www.actionsignaz.com Our company has established itself as a premier player in the sign industry. The company was founded with the main goal of offering great service at an affordable price. The wide variety of services available makes us a versatile company that can attend to your needs. We’ll design your signs, produce and install them. Still not convinced? Browse through our Gallery to get an idea of the quality and precision. San Tan Valley Chamber of Commerce
Shear Bliss Salon 3235 N. Hunt Highway, Suite 105 Florence, AZ 85132 520-723-7814 shearblisssalon.net All hair care services include a personal consultation, scalp massage, shampoo, condition and style. San Tan Valley Chamber of Commerce
American Family Insurance - Travis Williams Mobile Business San Tan Valley, AZ 85143 480-452-8848 As your American Family Insurance agent, I believe there’s more to insurance than the policy itself. It’s about providing dependable protection and service. That’s why earning your trust is my policy. San Tan Valley Chamber of Commerce
Arizona’s Balloon Artist (480) 862-3375 www.arizonasballoonartist.com Award Winning Artist Tobi McJunkin, owner of Arizona’s Balloon Artist, provides balloon twisting, face painting and balloon decorations for all occasions. Greater San Tan Chamber of Commerce
Interior of Shear Bliss Salon
Sick-N-Twisted Customs 2769 E. Combs Road, Bldg H San Tan Valley, AZ 85140 480-888-7425 Auto-Marine-Cycle-Offroad PaintingUpholstery-Custom Fab-Mechanical Work-Collision Repair-and more. If you can dream it, we can build it! If you can wreck it, we can fix it! We warranty all of our work, and use top quality parts and paint on every job! We take pride in every job that facility. San Tan Valley Chamber of Commerce
Arizona’s Balloon Artist, provides balloon twisting, face painting and balloon decorations for all occasions.
Arizona Speedway 655 E. Palomino Way San Tan Valley, AZ 85140 480-926-6688 Motor Sports San Tan Valley Chamber of Commerce
AVA Development LLC 39157 N. Zampino St. San Tan Valley, AZ 85140 (602) 510-7208 www.avadevelopment.com We take pride in being the finest tenant improvement contractor in Arizona. Queen Creek Chamber of Commerce
Choice One Properties (480) 892-4940 www.choiceoneproperties.com Choice One Properties, with its agents, has over 43 years experience with buyers and sellers and is one of the fastest growing independent real estate firms in the state. Choice One Properties is a full service real estate company servicing the entire Phoenix area. Choice One offers relocation services, real estate consulting and more! Queen Creek Chamber of Commerce
Scrubs & More Boutique celebrating their new location with the Greater San Tan Chamber of Commerce (above). They also celebrated the event with the San Tan Valley Chamber of Commerce (below).
wrap-up Page 10 Dave the Lock Doc Your Key to Security 480-305-4576 www.davethelockdoc.com “Servicing San Tan Valley and its surrounding areas, Dave the Lock Doc is your mobile locksmith providing lock installation, repair & rekeying service, and home & auto lockout service.” Greater San Tan Chamber of Commerce
EHS Restoration 6056 E. Baseline Rd., Ste. 103 Mesa, AZ 85206 480-306-5777 www.ehsrestoration.com EHS Restoration is a full-service restoration company that specializes in assisting owners of commercial and residential property recover from water, fire, mold and storm damage. Greater San Tan Chamber of Commerce Help U Accounting www.santanvalleybookkeeper.com 480-209-3749 We offer a full line of bookkeeping services for the small business owner. We are located in San Tan Valley and specialize in remote bookkeeping. Our bookkeepers are Quickbooks Certified ProAdvisors with years of experience. Greater San Tan Chamber of Commerce
Southeast Valley Ledger Kay’s Candle Boutique Mobile Business San Tan Valley, AZ 85143 602-703-4367 kaygibson.mygc.com Selling Gold Canyon Candles and gifts. San Tan Valley Chamber of Commerce Liberty Mutual - Jonathan Gephart Mobile Business San Tan Valley, AZ 85143 480-857-8662 x8325 www.libertymutual.com/jonathangephart Licensed in auto, home and life insurance in Arizona. San Tan Valley Chamber of Commerce M & M Electric Mobile Business San Tan Valley, AZ 85143 480-313-0127 Electricians San Tan Valley Chamber of Commerce Network Builders Arizona networkbuildersaz.wordpress.com Jaclyn Zoccoli, Network Builders’ Networking Coach, actually goes with you to mixers and events and collects business cards with you. She then logs them into a database and coaches you on how relate to those you meet who could be profitable alliances. All in all, this is literally a Hands-On approach to networking. Queen Creek Chamber of Commerce
Members of the San Tan Valley Chamber of Commerce welcome a new business, Mr. Wizard Pool Service and Repair, with a ribbon cutting and grand opening.
Prestige Platinum Realty 888-750-8787 www.prestigeplatinumrealty.com Specializing in relocation assistance and all your buying needs, real estate listings and marketing of your home, and property management. Our full service professional agency of top producting agents pledges to earn your confidence and your trust. Greater San Tan Chamber of Commerce RD Bradshaw Group 3317 S. Higley Rd., #118-214 Gilbert, AZ 85297 520-723-3117 Developer San Tan Valley Chamber of Commerce Schumacher Tax & Accounting, P.C. 480-584-4344 www.pkscpa.net Patricia (Patty) and Greg run a small accounting firm located in San Tan Valley, Arizona. They offer a broad range of services for small business owners, non-profit organizations, and individuals. They are affordable, experienced, and friendly. Greater San Tan Chamber of Commerce Search Engine Professionals www.SepWebHosting.com 602-904-5267 Website Design, SEO, Custom YouTube Business Commercials We Do It All & We Do It the Best! Greater San Tan Chamber of Commerce Soapsuds Office Cleaning 480-313-6498 www.soapsudsjanitorial.com Soapsuds Janitorial & Office Cleaning has you covered. We provide Janitorial & Office Cleaning services to our small office clients to our larger industrial & commercial building customers. No office to small and no building to big! We can handle your job on a daily, weekly or monthly basis. Let us customize a Janitorial or Office cleaning plan that’s right for you! We have cleaned over 70 million square feet of medical, commercial, church offices, tile and carpet flooring! Greater San Tan Chamber of Commerce
April 17, 2013 San Tan Lions Club Mobile Business San Tan Valley, AZ 85143 480-457-1170 Lions meet the needs of local communities and the world every day because they share a core belief - to serve their community. San Tan Valley Chamber of Commerce San Tan Valley Little League 73 W. Castle Rock Road San Tan Valley, AZ 85143 602-525-3115 www.mystvll.org Our Mission Statement: To implant firmly in the children of the community the ideals of good sportsmanship, honesty, loyalty, courage and respect for authority, so that they may be well adjusted, stronger and happier children and will grow to be good, decent, healthy and trustworthy citizens. San Tan Valley Chamber of Commerce Solutions Real Estate - Rosalie/Leland Mathis Mobile Business San Tan Valley, AZ 85143 480-310-1774 www.rosiesellshomes.com Specializing in San Tan Valley homes for sale and the Pinal County real estate market, you have found your realtor resource for buying and selling your next Queen Creek home or Gilbert house. San Tan Valley Chamber of Commerce Sonoran Vision Homes Mobile Business San Tan Valley, AZ 85142 480-694-1902 New home builder. San Tan Valley Chamber of Commerce St. Michael the Archangel Catholic Church 25394 N. Poseidon Rd. Florence, AZ (520) 723-6570 www.stmichaels77.org Weekend Masses with Father Dale Branson are held at Copper Basin K-8 School on Saturday at 4 p.m. and Sunday at 8 and 10:30 a.m. CCD Classes are held Sunday at 9:15 a.m. Queen Creek Chamber of Commerce
Southeast Valley Ledger P age 11 wrap-up
April 17, 2013 The Summit at Sunland Springs 2415 S. Signal Butte Road Mesa, AZ 480-907-5588 www.thesummitaz.com The Summit at Sunland Springs is a 48-bed, purposely designed community for those with dementia/Alzheimer’s or other cognitive limitations. Services are delivered with compassion, dignity and respect by our carefully chosen and specially trained staff members. San Tan Valley Chamber of Commerce
ThirtyOne Gifts Mobile Business San Tan Valley, AZ 85140 480-888-0102 Gifts San Tan Valley Chamber of Commerce
Todd Broadhead PLLC (602) 303-5646 Real estate agent in Queen Creek, AZ. Queen Creek Chamber of Commerce
Use My Guy Services 480-678-9403 www.usemyguyservices.com “Use My Guy Services gives homeowners the confidence in knowing that they will turn your honey-do list into a honey-done list. Being able to complete everything from installing a new faucet to hanging a ceiling fan and everything in between.” Greater San Tan Chamber of Commerce
Scrubs & More Boutique 20892 E. Ocotillo Rd. #102 Queen Creek, AZ Scrubs & More Boutique is happy to announce that they have a new location! Come get your scrubs, EMT clothing, jewelry, gifts, and more right here in Queen Creek. Greater San Tan Chamber of Commerce, San Tan Chamber of Commerce
J.O. Combs Unified School District 3 years 301 E. Combs Rd San Tan Valley, AZ 85140 480-987-5300 Schools San Tan Valley Chamber of Commerce
Premier Community Management, Inc 2 years 21805 S Ellsworth Rd # 114 Queen Creek, AZ 85142 (480) 888-1999 Property Management San Tan Valley Chamber of Commerce
Queen Palms Car Wash 3 years 30994 N. Golf Club Dr. San Tan Valley, AZ 85143 480-888-2388 Car Wash San Tan Valley Chamber of Commerce
Law Office of Alan K Wittig PC 2 years Mobile Business Florence, AZ 85132 520-723-6991 Attorney San Tan Valley Chamber of Commerce
Right Away Disposal 4 years PO Box 52768 Mesa, AZ 85208 480-983-9100 Waste Removal San Tan Valley Chamber of Commerce
Paladin Sports Outreach 6 years Mobile Business San Tan Valley, AZ 85140 480-392-7541 Non Profit Sports Outreach San Tan Valley Chamber of Commerce
Schumacher Tax & Accounting 2 years Mobile Business San Tan Valley, AZ 85140 480-584-4344 Accounting San Tan Valley Chamber of Commerce
Queen Creek/San Tan Valley Independent 4 years 2066 W. Apache Trail, Suite 110 Apache Junction, AZ 85120 480-982-7799 Newspaper/Publication San Tan Valley Chamber of Commerce
Contact the Southeast Valley Ledger at info@SevLedger.com or 480-745-1055 to place your business in the Wrap Up!
Rural/Metro Fire Department 6 years 911 E. Hunt Hwy. San Tan Valley, AZ 85143 480-627-6200 Fire Department San Tan Valley Chamber of Commerce Above & Beyond Plumbing 2 years Mobile Business San Tan Valley, AZ 85143 480-987-5007 Plumbing San Tan Valley Chamber of Commerce
Joining the San Tan Valley Chamber of Commerce was the San Tan Valley Little League. Pinal County Sheriff Paul Babeu attended this very special ribbon cutting right over home plate.
Bunker Family Funeral Home 2 years 33 N. Centennial Way Mesa, AZ 85201 480-964-8686 Funeral Services San Tan Valley Chamber of Commerce KQCX- Christopher White 2 years Mobile Business Superior, AZ 602-904-5729 Internet Radio San Tan Valley Chamber of Commerce
Members of the San Tan Valley Chamber of Commerce welcome a new business, Hanzy’s Seafood, with a ribbon cutting and grand opening. Hanzy’s also joined the Queen Creek Chamber of Commerce. They are the location for down home, comfort cooking in the area.
Page 12 wrap-up
Southeast Valley Ledger
April 17, 2013
When a buyer can stop paying private mortgage insurance By Sherry Butler San Tan Valley Realty Special to the Ledger For years I have had buyers ask me when they can stop paying the mortgage insurance premium, or MIP. This is an additional premium that is included in your monthly mortgage payment if you have an FHA loan. This monthly amount is determined by the purchase price when you bought your home. If you only had a minimum down payment of 3 to 3.5 percent, you probably have an FHA loan with MIP. This is required when a buyer does not have 20 percent down payment when purchasing a home. This is insurance is to protect lenders against losses that result from default on home mortgages. I asked Rudy Benitez, senior
mortgage consultant at GenCor Mortgage, for an update on the FHA rules. This is what he shared: This is a very important fact that I want to ensure you are aware of. Every FHA lender in the nation knows that the monthly Mortgage Insurance Premium for FHA has increased with all case numbers pulled after April 1, 2013. What perhaps fewer know is when borrowers are able to stop paying MIP. Currently, if a borrower has a loan with a term greater than 15 years and the loan to value is greater than 78 percent, then they will have MIP for five years and must pay the loan down to 78 percent LTV based on the original sales price (unlike a conventional loan, which will use current market value to determine LTV).
After Apr. 1 of this year, not only is the MIP going up, the amount of time the borrower has MIP is changing too. For loans with an LTV greater than 78 percent up to 90 percent, they will be living with MIP for 11 years. This means if the buyer places 10 percent down or more MI can possible be removed after 11 years. If the LTV is greater than 90 percent (meaning down payment is 9.99 percent or less which is most common within FHA) they are in for life of the loan—ouch. Bailing out of MIP using LTV is out; it will become strictly a function of time. This is important to know that FHA MI no longer “automatically” disappears over time. To contact Rudy Benitez with questions, call 602-4813967.
Aravaipa Car Show Saturday, April 27 14 10 a.m. - 2 p.m.
Aravaipa Campus 80440 E Aravaipa Rd Winkelman, AZ 85192
FREE Event! FREE Popcorn!
Southeast Valley Ledger P age 13 wrap-up
April 17, 2013
Focusing on retirement income By Chris Clark AZ Family Financial Services Special to the Ledger Planning your retirement is simple isn’t it? You’ve probably seen the ads or visited websites with the calculators that break it all down for you. Even my website has some, but you shouldn’t base your retirement plan on those because they don’t give you an accurate picture of what you need to do to enjoy a comfortable retirement. In fact, they could stop many people from starting what seems like an impossible task. The most common method of retirement planning preached in the financial services industry and media today would have you start with a few questions. How much can you save monthly? What rate of return will you average over the number of years you have? How much can you withdraw annually after you retire? For example, if you saved $250 a month for 15 years and had a six percent annual return then you would have $72,705 when you retired. Next, you need to know how long that money needs to last. Currently, a 65-year-old man in the U.S. can expect to live another 17 years and a woman will have closer
to 20. The man should withdraw no more than $4,848 and the woman $4,210 annually assuming you moved the money into low risk accounts that averaged 1.5 percent over that time. Alternatively, the “fourpercent rule” says that you should keep your money in the market and withdraw four percent per year for the rest of your life. That’s how you end up with calculators and websites that tell you need to save a million dollars if you want to have $40,000 in annual retirement income. Pretty simple isn’t it? Save a million or more dollars, don’t spend too much of it, and you should be okay! Brilliant! Here’s a way of looking at it that I think works better. Your primary concern should be creating an income you can’t outlive. Your retirement income will have the greatest effect on the quality of your day-to-day life. It will determine whether you sweat every market downturn or major expense that comes up. Your primary focus should be funding things like dividend paying stocks, bonds, annuities with guaranteed income riders, and cash value life insurance. You may be able to use Social Security for a very small amount of what
Chris Clark you’ll need, but I’ll cover that in a later article. Creating future income isn’t difficult and doesn’t require huge amounts of cash, it just takes some planning. You can put these things together yourself, but it will be far easier if you have a qualified expert help you. You’ll still want a separate bucket of money to handle the big, infrequent bills such as a new roof for the house or transmission for the car. You’ll need plenty, but nowhere near as much as if you were going to draw it down for income too. Save millions if you can, but you don’t have to if you plan carefully and stick to it. Make sure each of your dollars is working as hard for you as you did to get it in the first place and even modest amounts can produce good results.
Calling all businesses, clubs, churches, venues, artists and more ... We want to list you in our online business directory! All listings are FREE! Go online to http://bit.ly/V1CKzL to fill out our form. We’ll do the rest!
Economic Development Director, Pinal County When did you ﬁrst become interested in public service? In 1985, I was critically injured in a two-car wreck. It took many operations and nearly a dozen years before I could walk without the use of either crutches or a cane. The amount of public service employees running the various social and school programs, the advisors, hospital employees, vocational rehab center employees, etc. that made it possible for me ﬁrst to recover from the injuries then attend and graduate from both Pima Community College and the University of Arizona numbered in the dozens. After all that I had been given, I wanted to be able to give back. What is your proudest achievement thus far? In my professional life it was the day in 2000, while working for the Arizona Department of Commerce in the Business Development Division, I announced that I had located into the state my ﬁrst business after nearly four months of intense recruitment. This manufacturer was recruited from California, with a capital investment in Arizona of $45 million and created 200 jobs - all well paid with great beneﬁts. I had realized that day that 200 people in this state were going to have better jobs and hopefully a better life because of it. In my personal life, my proudest moment was graduating from the U of A on my birthday in May 1997. To have been so severely injured and then to be able to actually walk the aisle into the McKale Center for graduation was a dream come true. What additional improvements to Pinal County and the surrounding region do you strive to achieve? By working with many, many others in the County to create a better quality of life for our nearly 400,000 residents by developing and implementing an aggressive economic
development plan that focuses on job creation and workforce development, not just mediocre jobs, but good paying jobs with great beneﬁts. I want to create a county we are all proud to live in. What’s your favorite thing about this region? My favorite thing and our number-one asset is our location between the two big metropolitan gorillas of Phoenix and Tucson. We have the advantage of being adjacent to both and can make use of the assets they have along with many other amenities they also possess. Couple those assets and amenities with what our County possesses and there is no place in this entire state that is better positioned for incredible economic development. We in Pinal County are in the center of the economic development “Perfect Storm” in this state. We need to get moving. Who are your personal heroes? My mom and dad were both born during the Depression and grew up in a nation that was in dire ﬁnancial straits – worse than anyone can even imagine today. No jobs, no money, bad to non-existent health care, people living in shacks or worse. Though both my parents had a limited education, their work ethic was beyond measure. They worked hard every day to make sure the ﬁve of us kids had plenty of food to eat, a safe place to sleep and clothes to wear. They both had jobs that I am sure they absolutely hated but it was the best they could do. And because of their insistence on working hard, of the ﬁve of us siblings, four have graduated from college. What is your favorite sports team? Toss up: I grew up outside Columbus, Ohio and of course I have Ohio State DNA, that’s a given, but I graduated from the University of Arizona. So am I a Wildcat or a Buckeye? Well, my 10-year-old grandson Peyton solved the problem for me: I am a “BuckCat”. Better than a “WildEye” I guess.
Have a suggestion for a community profile? Email info@SEVLedger.com.
Page 14 wrap-up
Southeast Valley Ledger
April 17, 2013
Business & Service Directory
Law Office of Adam Rieth 480.222.5662
$1,350 for Complete Ch. 7 Bankruptcy Free Consultation for Bankruptcy or Divorce
Beauty Shop Avon at home or in your office with personal delivery and guaranteed satisfaction. Contact:
LOUISE SMALLEY Avon Independent Sales Representative at 602-363-8855
Bookkeeping, Retirement Planning, Life Insurance, Investments
Chris Clark 480.231.8959
mOrtuary SAN TAN MOUNTAIN VIEW Funeral Home and Advance Planning Center 21809 S. Ellsworth Rd Queen Creek, Arizona 85142
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