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Contents

DEC / JAN 2018 PUBLISHER & editor  Tom McCloud 918-625-5324

FEATURES

CREATIVE Director  Ben Allen CONTRIBUTING WRITERS Tom McCloud, Randy Cowell, Justin Cowell, and Lori Frazee, DDS

6 A Weekend to Remember Comes to Tulsa 8 Good Samaritan Health Serves Starts Branding Campaign

www.mccloudmedia.com • www.communityspiritmagazine.com Distribution Community Spirit Magazine is distributed to churches, schools, restaurants, Christian bookstores, and other businesses. Call us today to deliver to your church. Community Spirit Magazine is published monthly by McCloud Media.

10 Sapulpa Leaders - Mark McCullough 11 Sapulpa Leaders - Coach Ken Zachary 14 Hillcrest Hospital Story 15 Celebrity Attractions Brings Gentlemen’s Guide to Tulsa 20 Honoring our Great Teachers in Christian Education

COLUMNS

Claims by advertisers and the opinions of writers within this publication do not necessarily represent the views of Community Spirit Magazine or its publisher, Equipment Publications, Inc. Philippians 2:1-2 “If you have any encouragement from being united with Christ, if any comfort from His love, if any fellowship with the Spirit, if any tenderness and compassion, then make my joy complete by being like-minded, having the same love, being one in spirit and purpose.”

19 Premier Advisors

Our Mission: 1. Build Community – Develop a sense of community among all local believers in Christ 2. Inspire Good Works 3. Support Families 4. Share the Good News of Jesus Christ

30 Healthy Smiles

Like Us on Facebook at www.facebook.com/CommunitySpiritMagazine

12 Stoman Consulting 16 ACT Financial Services

31 Schluter Chiropractic Special Thank You...to our cover models Rick & Mindy Collier, and to Waterfront Grill in Jenks. Don Kreutzweizer photographer.

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THE HOLY BIBLE, NEW INTERNATIONAL VERSION®, NIV® Copyright © 1973, 1978, 1984, 2011 by Biblica, Inc.™ Used by permission. All rights reserved worldwide.


February 9th – 11th Save the Date! Save Your Marriage! “A Weekend to Remember” Marriage Conference is Coming to Tulsa

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een praying for a better marriage? Then take note, this may be part of God’s answer. Your road to a stronger, more intimate marriage just might begin during FamilyLife’s upcoming “A Weekend to Remember” to be held at the Tulsa Renaissance Hotel on February 9th – 11th. Let’s face it. Marriage can be a challenge. But here is something that has proven over and over to provide the right setting and the perfect tools to make a difference. In fact, over 3 million couples have found their “marital reset button” at this unique and proven conference. Whether your marriage is great or on the verge of collapse, this fun, relaxed and inspiring time together has blessed other couples and it CAN bless yours as well. That’s the way it was for Rick and Mendy Collier. You might know them. In fact, they may be neighbors of yours. Rick is the National Sales Manager at FM94.1 KXOJ Radio and Mendy is an accountant at Regent Bank. They both had a good marriage. Sure, the first couple of years of marriage were challenging, but after 25 years, they were happy and Rick didn’t see any reason to go to a marriage conference. “Some friends of ours had been begging us to go for years. I always thought we shouldn’t spend the money and bottom line, I just didn’t want to go. I figured it would be boring. Then, they told us that if we would come help them set up for the conference, they would get us in for free. Without having money as an excuse, we begrudgingly agreed to go. But after the first 30 minutes, I was completely on board. It wasn’t some boring lecture. These were real couples, sharing funny stories that really hit home with me. It was entertaining and helpful and God began to open my eyes that although our marriage was good, it could be even better,” Rick

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recalled. “There are always at least two couples that speak. The guys seem to know how to speak right to me, in ways that I can understand. There is nothing boring about it. It’s straight to the point and in many ways, incredibly funny. The days are intertwined with great videos and real-life stories.” In the same way for the other couples in the room, Rick and Mendy learned important things about how to communicate and unlock doors they didn’t have the keys to open previously. They came to the conference with a “good marriage” and left with a “great one.” Sold on the value of the conference, the Collier’s began to volunteer as the area directors. For the next six years, they watched God use the conference to heal the marriages of literally thousands of couples. “I am always amazed that the same presentation, the same conference, the same videos can turn one couple’s good marriage into a great one and at the same time, completely save the marriage of couples who have come as a last resort. I finally realized that it wasn’t the program, it was the Holy Spirit that makes the difference. Completely Bible-based, the conference opens hearts to let God make the right changes,” Rick explained.

“The most important thing I learned was that my wife is a gift from God.”


96 percent say the Weekend to Remember improved the health of their marriage and 97 percent say that their expectations for the conference were met or exceeded.

Things to remember..

What to Expect?

2. The Standard Registration Rate is $149.99 per person or $299.98 per couple.

Each session is approximately an hour and fifteen minutes and will be followed by a twenty-minute break. The sessions are in lecture format, so there is no need to get nervous about small group. Friday evening – A casual, welcoming and warm introduction when you will hear first-hand stories from the speakers. You are going to love these couples. They are real people sharing their own breakthroughs and blunders. Saturday – More in-depth study where you will more fully understand God’s plan for marriage. Saturday night – Date night! Go out and remember what originally made you fall in love. Sunday – Breakout sessions that will allow you to get the heart of the matter with just the women, or just the men. Then, you come back together to explore your legacy as a couple.

Hotel Information It is not required that you stay overnight at the Renaissance Tulsa Hotel. However, experienced FamilyLife couples highly recommend it. They say it will enhance your getaway experience by staying overnight at the getaway hotel. If you call the hotel to make a reservation, mention you are attending FamilyLife’s Weekend to Remember to get the special getaway hotel room rate and other discounts. Renaissance Tulsa Hotel and Conv. Center 6808 S 107th East Ave Tulsa, OK 74133-2587 Hotel phone: 918-307-2600 Special getaway hotel room rate: $107.00/ night available until 01/19/2018 (subject to availability) Parking or other fees: Check with the hotel about additional fees.

1. Registration is separate from your hotel charges. So, it will cost two nights hotel, the cost of registration, plus the expenses for meals and for your Date Night.

3. You can save $75 per couple by registering at least one month out from your event start date! Plus, watch the website for possible BOGO discounts! 4. Be sure to use the Community Spirit group code… PARK

“Invest the money and stay at the hotel. Don’t try to cut costs by staying at home. If you go home, the laundry and the kids will drag you right back into life. Take full advantage of being a couple, not parents for the weekend.”

Where is your marriage today? Is it drifting towards isolation or intentionally moving toward oneness? You know what “oneness” feels like — conflicts resolve quickly, adventures happen together, and sex is on point. It’s great. But great marriages don’t just happen. Greatness takes investment. And isn’t that why you walked down the aisle – because you longed for a great relationship that lasts a lifetime? Find out what over 3 million couples worldwide have experienced at FamilyLife’s Weekend to Remember. It’s your turn to make a great marriage happen. Don’t wait! Invest in your marriage today! Sign up at www.FamilyMinistries.org

*Hotel, meals, parking, and other fees not included in the registration price. C ommu n ity sp ir itma ga zin e.c om

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The “Rebranding” of an Incredible Nonprofit Good Samaritan Health Services…A Name YOU Should Know Mobile Medical Clinics are making our community a better place! Big Sam wants you to know all about Good Samaritan Health Services!

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he folks at Good Samaritan Health Services have been so busy literally saving lives the last 20 years, they haven’t spent any time promoting themselves. After all, it is not in their nature. Dedicated to providing healthcare to those who otherwise fall through the cracks of the healthcare system, Good Samaritan Health Services sends medical vans to churches all over the Tulsa metropolitan area to bring life-saving medical care—doctors, medicines, labs—to at-risk individuals. The 501c3 nonprofit was established in 1998 to provide free medical care

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to the poor and uninsured in Tulsa. Within a year, one site grew to several through the use of the first medical truck. In 2007, Good Samaritan Health Services added a second medical truck, a state-of-the-art, 63-foot tractor trailer. Now, through the two medical trucks, over 30 volunteer medical physicians, and over 200 other volunteers, Good Samaritan Health Services provides more than 600 patient visits each month through 54 clinics held at 13 sites across Tulsa, including one Well Women’s Clinic.


A Major “Get to Know Us” Campaign Over the next few months, Good Samaritan Health Services will be running a strong radio and television campaign to further introduce themselves to the community and hopefully, to get YOU involved in helping meet the growing needs for this ministry. Watch and listen for the cute ads and point them out to your friends…”That is the ministry I read about in Community Spirit Magazine!” Maybe YOUR church should be involved? Maybe YOU should volunteer? Or, maybe YOU should support financially? 1 Check out the website at www.GoodSamaritanHealth.org 2 Pray about YOUR responsibility

Their mission? To equip and empower Tulsa area churches to fulfill their vision of reaching their communities for Christ, partnering with them to effect transformation of individuals and the community by joining healthcare with their compassion ministries for those who do not have access to or cannot afford it. Their success? Sick people are being treated and healed. In the process, they also are learning about Jesus and lives are being changed. And, the clinics are successfully decreasing our over-burdened Emergency Rooms. With respect, integrity, compassion, excellence and servanthood, Good Samaritan Health Services serves much like Jesus did, providing both physical and spiritual healing.

3 Contact Good Samaritan Health Services to see how your talents can best be used. Prayers and Donations Requested:

Good Samaritan Health Services currently needs financial support to provide additional clinic times in Sapulpa, a location where critical needs have surfaced. We need to raise $50,000 to adequately meet this need. Will YOU help?

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Sapulpa Leaders

g in t bu a! i r st lp Di pu w a No in S

in Botswana in Southern Africa. He thought he was on the road to devoting his life to foreign missions. However, he says he just never felt God’s call on his life to do so. “I learned that having a heart for missions is different than being called to missions,” he explained. Instead, God would ultimately take Mark down the path of law school and public service. He says public service is never easy and that nearly every day he spent time working in his legislator role. But he doesn’t regret it. “I was called to serve and I felt like I did a good job at it,” he said. After 10 years of public service, Mark decided it was time to invest in his family and his community. Now, he has time to do more ministry, such as working with Good Samaritan Health Services to provide medical assistance. Mark’s church, First Baptist of Sapulpa, hosts the ministry’s mobile medical vans on Wednesday nights. It also gives him time to serve in other ways, such as with the Oklahoma Bar Association, the TU Law School Alumni, Sapulpa Kiwanis, Creek County Bar Association, and the Sapulpa Parenting Education Program. Mark McCullough loves Sapulpa and is the first to tell you of the community’s great lifestyle, incredible people and dedication to kids and families. He invites you to come visit Sapulpa’s great downtown. And while you are there, stop in at Mark’s law office to thank him for his public service. God continues to use this favorite son in big ways.

McCullough is married to his wife Charlotte, and they have two children: Everett and Clayton.

Mark McCullough Called to Serve

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hen covering Sapulpa’s favorite sons, one name that immediately rises to the top is Mark McCullough. Raised in town and ever loyal to the community, he is admired by both sides of the political aisle by the way he served in the Oklahoma House of Representatives for 10 years. Applying his skills as an attorney and staying focused on what was best for Oklahoma, he developed a reputation of being the ultimate Citizen Legislator. Now able to focus more on raising his boys, on his law practice and on serving his church, Mark’s title may have changed, but he is still a public servant, called by God to continue to do things for others. It has always been that way for Mark. After graduating from OSU with a degree in Agriculture, he did research for the USDA in Antigua in the West Indies. Discovering a passion for missions, he came home and got a Masters in Technology Education in preparation for working for the Peace Corps, teaching technology

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A few things he accomplished at the Capitol… McCullough is best known for authoring several measures targeted towards reforming Oklahoma's Workers' Compensation System. He worked to reduce legal costs and provide greater government transparency. Using his skills as an attorney, he put forth numerous proposals aimed at reforming the way the state handles legal services, particularly the hiring of outside attorneys. He also authored several bills focused on recycling and waste management and was respected for his efforts to work behind the scene to improve efficiency in a wide range of state agencies.


Sapulpa Leaders

onds). His fast legs took him to Oklahoma State University where he qualified for the Olympic Trials in the 100-meter dash. On the football field, the speedster was moved to fullback and though his carries were often over shadowed first by Ernest Anderson and then Thurman Thomas, they did not escape the view of professional scouts. He was drafted to play in the CFL (Canadian Football League) and then to the NFL (National Football League) where he played for the Green Bay Packers and the San Diego Chargers. Football never was his dream. He says he was a better baseball player, but he sort of fell into the game and football took him to see many places and experience many things. He never lived the crazy professional sports life often depicted in the media. Instead, his idea of fun was always to find the best chicken wings in town. Before and after each game, that is where you would find this professional standout. He knew what was right, was raised going to church and he never wanted to embarrass himself or his family. In fact, to this day, he says that he has only said one cuss word in his entire life. Even though he grew up in the church and was baptized at 9, it took a critical injury to get his full attention. He broke his neck during his last game in 1989. Alone and laying in the hospital, paralyzed from the neck down, he had a life-changing encounter with the Living God. “Even though I had seemingly led a Christian life, I had never asked Jesus into my heart. I prayed there in that hospital room for Jesus to come into my heart and suddenly, the feeling started coming back in my legs. It hurt and couldn’t figure out what was going on, but by the time the doctors came back into the room, I was standing beside my bed. I was completely healed.

Ken Zachary is at Home in Sapulpa

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uperman is alive and well in Sapulpa, Oklahoma.

When Ken Zachary left his hometown, he never thought he would look back. However, God had a different plan for this local kid turned world class sprinter and professional football player. He brought Ken home for a reason...to make a difference in the lives of kids. They call him Superman. In fact, out of respect, Ken’s players and students make sure he has a drawer full of Superman t-shirts to wear. The emblem seems to fit him and they know it. By day, he is their coach, teaching strength and conditioning, track and coaching the running backs. But when the chips are down, like Superman, they know they can count on him to come to the rescue as a trusted friend, counselor and mentor.

After football, Ken did various things to make a living. He managed a Holiday Inn Holidome for a while and then worked with DHS. But one day, a friend talked him into helping the Power Team with a local crusade. “It was a blast. In fact, the cheering fans made it feel like football again. They put some handcuffs on me and told me to break them. I tried and tried and told them I couldn’t do it. Then, a kid yelled out, ‘These are my chains. Break them,’ I tried one more time and they snapped. The Power Team guys just laughed and said that nobody had been able to do that before.” Ken joined the Power Team and enjoyed speaking to thousands, sharing his testimony all over the world. And although he isn’t breaking handcuffs anymore, he continues to speak, often for the Fellowship of Christian Athletes. Now, he has new chains to break as he works in the lives of the kids of Sapulpa to break the chains of poverty, drugs and despair. God has brought him home and he feels blessed to be there. You can still find Ken in the weight room. The man who once bench pressed over 600 pounds may be nicknamed Superman, but he serves the one who really provides his strength. And he is happy to serve him…right here at home.

Ken was considered a world class sprinter by the time he was 15. As a senior, he set a World Record in the 60-yard dash (5.2 secC ommu n ity sp ir itma ga zin e.c om

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Improve the Future . . . Spend Less Time in the Past

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By Tom McCloud

o you ever feel like you’re spending too much of your time, energy, and attention on past problems, rather than seizing the opportunities that lie ahead?

We all catch ourselves from time to time doing what Will Rogers warned when he said, “Never let yesterday use up too much of today.” My mind often drifts back to unhappy events from the past, but I’m making a change based on Kent Stroman’s 7 Horizons of Focus. “There are seven perspectives where we tend to use our thinking time,” Kent revealed. “They are, 1) what’s past, 2) what’s now, 3) what’s next, 4) what’s after what’s next, 5) what could be, 6) what should be, and 7) what will be.”

If we spend too much time on horizons one through four (the past and the present) we never have time to zero in on horizons five, six, and seven (the future). And future focus in the only way we can really shape our lives in a positive way. Kent unpacks this powerful concept in his new book, The Intentional Board. “So often, boards get lost in detailed accounts of historical facts. They gobble up an entire meeting reviewing reports of past meetings, past financial performance, past activities of the CEO, and past successes or failures of their core programs. But here’s the stark reality: The past is the past. Reports are, by definition, statements of historical facts. And while we need to understand history, it’s essential to turn the other direction and press forward. “Boards should adjust their agenda to spend only a few moments looking at the past, but invest hours exploring what might be done today to assure a brighter tomorrow. “How so?” he asks? “By prioritizing discussions about Horizons 5-7. Ask members to dream about what could be accomplished in the future. Seek dialog on thoughts about what the organization

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should achieve in order to fulfill its mission. Then adopt strategic goals that will add ‘should’ to ‘could’ thus determining what ‘will’ be.” Recently I asked Kent if the 7 Horizons have application outside the boardroom. “This applies”, Stroman asserts, “to every dimension of our lives: in personal endeavors, at work, at church, and elsewhere in the community.” He went on to offer an example. “Take a few minutes to assess how you spend your private thinking time. Are you replaying the events, frustrations, hurts, and hindrances of the past? If so, set a limit on the amount of time you allow yourself to dwell on such thoughts. Then shift your thinking to what you would like to experience in the future. Zig Ziglar is quoted as saying, “When you focus on problems, you'll have more problems. When you focus on possibilities, you'll have more opportunities.” Kent calls us all to jump on Zig’s bandwagon. “Dwell on what could be. Think about what should be. Go to work on what will be. And it will!”

Kent’s latest book, The Intentional Board, recently published by CharityChannel Press, applies the 7 Horizons of Focus to the boardroom. Check it out online at Amazon or contact Kent to bring him to your church, ministry, or other nonprofit organization. Regarded as America’s ASKING Coach, Kent Stroman is a popular speaker, insightful advisor, effective communicator and published author. He has an appeal that transcends age, culture and occupation. Since 1976 he has been involved in teaching and organizational leadership, impacting numerous organizations with his passion for excellence. Kent is a CFRE (Certified Fund Raising Executive) and CPA (Certified Public Accountant).

(918) 336-6626 Kent@StromanConsulting.com


My Amazing Grace by Ginny Hensley

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iffany Ballard’s “full circle” moment came as she exited the doors of Hillcrest Hospital South. The joy surrounding the first time she walked out the hospital’s doors holding her newborn soon turned to grief and disappointment. The second time brought about healing redemption. “Adoption was not first in my mind when I started this journey of trying to have a baby,” explained Tiffany Ballard. After two failed fertility treatments, a friend called Tiffany about a potential private adoption. After a third unsuccessful fertility attempt, “Out of the blue I received a phone call from the friend who initially let me know of the potential private adoption; she said the biological mother had changed her mind about the family she originally selected and wanted to meet me. I don’t think I chose adoption; it chose me.” About a week after Tiffany met the child’s biological in person she received the call that she had been chosen as the child’s adoptive mother. Following a stressful delivery, Tiffany was finally able to hold her baby. “I knew there were still papers that needed to be signed, but at that moment I rejoiced in the fact that I finally had my dream of being a mom.” Tiffany did what most new parents do: she took the baby to doctor’s appointments, introduced her to family and friends and even enjoyed a small baby shower thrown by friends. Then the call came. “Twelve days after calling her mine, my lawyer called me and said the biological mother had changed her mind and I had to give her back the next day,” recalls Tiffany. “I had no legal rights and couldn’t fight to keep her.”

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Devastated, Tiffany turned to her church for strength and solace. “I took her to church that night and everyone prayed over her and me. I just knew that somehow, someway this would go away and that I would get to be her mom legally.” When that hope didn’t come to pass, Tiffany struggled to come to terms with the situation. “I couldn’t understand why; why would God give me this child and then make me giver her back?” This was the most devastating loss Tiffany had ever experienced. After a dark first night, “…like a cliché, the sun came up the next morning. And with it was a new Sunday. Somehow, I managed to put on clothes (of course no makeup as the tears were still coming) and headed to church. I sat in the back row the whole time, just praying for a miracle.” Tiffany relied on her family, friends and faith to get through those challenging days. Little did she know at the time, but her miracle would come in the form of a healthy baby girl. After a final round of IVF with only a 10 percent chance of having a live birth, Tiffany delivered baby girl Grace at Hillcrest South on October 25, 2016. “The team at Hillcrest South took care of me from start to finish, but best of all they loved on my baby girl and made sure she was safe. It was a day that I will never forget. This. This moment. This moment I have waited for my whole life,” recalls Tiffany. The baby that Tiffany had called hers for twelve short days keeps a special place in her heart. “I still think about the baby I lost every day. I still pray for her, her health, her safety and that if she ever needs me for God to find a way to make that happen. I will always love her. But God knew the plan, and that plan was Grace. I could not even imagine life without her; the perfect baby for me. The miracle baby, my Amazing Grace.”


A Gentleman’s Guide… BROADWAY'S TONY® AWARD-WINNING BEST MUSICAL

MAKES ITS TULSA DEBUT JANUARY 23-28 AT TULSA PAC

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elebrity Attractions is delighted to announce the 2014 Tony® Award winner for Best Musical, A GENTLEMAN’S GUIDE TO LOVE & MURDER makes its Tulsa debut at the Tulsa Performing Arts Center for eight performances only January 23-28. GENTLEMAN’S GUIDE tells the uproarious story of Monty Navarro, a distant heir to a family fortune who sets out to jump the line of succession, by any means necessary. All the while, he’s got to juggle his mistress (she’s after more than just love), his fiancée (she’s his cousin but who’s keeping track?), and the constant threat of landing behind bars! Of course, it will all be worth it if he can slay his way to his inheritance… and be done in time for tea. One of Broadway’s most celebrated musicals, GENTLEMAN’S GUIDE received ten 2014 Tony® Award nominations, winning four awards: Best Musical, Direction of a Musical, Book of a Musical, and Best Costume Design. In addition, it won the Best Musical prizes from the Drama League, Drama Desk and Outer Critics Circle, and received a 2015 Grammy® Award nomination for Best Musical Show Album.

PAC Ticket Office and Celebrity Attractions are the only official retail ticket outlets and the only way to guarantee that you are paying face value for legitimate tickets for all performances at the Tulsa Performing Arts Center. Ticket buyers who purchase tickets from a ticket broker or any third party should also be aware that the Tulsa PAC Ticket Office and Celebrity Attractions are unable to reprint or replace lost or stolen tickets and are unable to contact patrons with information regarding time changes or other pertinent updates regarding the performance. Get social with Celebrity Attractions by becoming a fan on Facebook. com/BwayTULSA. Follow us at Twitter.com/BwayTULSA and Instagram.com/BwayTULSA. Join in the conversation by using #BwayTulsa. A GENTLEMAN’S GUIDE TO LOVE & MURDER is a part of the Celebrity Attractions’ 2017-2018 Broadway Season which also includes FINDING NEVERLAND, THE SOUND OF MUSIC, and AN AMERICAN IN PARIS. For season tickets, call 918.596.7109 or order online at CelebrityAttractions.com. The best way to guarantee tickets to HAMILTON is to purchase a season subscription for the 2017-2018 Broadway Season. Subscribers who renew their subscription for the 2018-2019 Season will be able to guarantee their tickets for the premiere Tulsa engagement of HAMILTON before tickets become available to the general public. Celebrity Attractions is proud to have KOTV-News on 6 and Tulsa World as sponsors for this amazing season.

Gentleman's Guide received critical acclaim on Broadway, where The New York Times raved “GENTLEMAN’S GUIDE will LIFT THE HEARTS of all those who’ve been pining for what sometimes seems A LOST ART FORM.” The Hollywood Reporter enthused GENTLEMAN’S GUIDE “Restores our faith in musical comedy!” and Time Magazine said, “Just as I was about to give up on musicals, along comes A GENTLEMAN’S GUIDE TO LOVE & MURDER!” A GENTLEMAN’S GUIDE TO LOVE & MURDER comes to the Tulsa Performing Arts Center for eight performances only January 23-28. The performance schedule is Tuesday, Wednesday and Thursday at 7:30 p.m., Friday at 8 p.m., Saturday at 2 p.m. and 8 p.m. and Sunday at 2 p.m. and 7 p.m. Tickets go on sale Friday, December 8 at 10 a.m. and may be purchased via phone 918.596.7111 or 800.364.7111, in person at the Tulsa PAC Ticket Office, or online at MyTicketOffice.com. Groups of 10 or more may be placed by calling 918.796.0220. Ticket buyers are reminded that for Celebrity Attractions’ productions, the Tulsa C ommu n ity sp ir itma ga zin e.c om

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s I am preparing for an upcoming retirement workshop, the results of my research are causing me to pause and consider why nearly 50 percent of baby boomers are so unprepared for retirement. This article will address some of the facts surrounding retirement planning, debunk some of the myths that seem so prevalent, and finally, go to the scriptures to see if we can find instruction and guidance. Before we get started, here are some statistics to ponder. According to recent Congressional testimony, 45 percent of Americans have saved exactly NOTHING toward retirement.

I occasionally hear the comment that “I’m too old” or “it’s too late” to start planning. Nonsense! It’s never too late to start saving for the future, but because of the power of compounding, the first dollar you save will have the greatest exponential growth years from now. The book of Proverbs has many passages that encourage saving for the future. In chapter 21 verse 20 it plainly says, “The wise store up choice food and olive oil, but fools gulp theirs down.” When it comes to money, it seems there two kinds of people in this world, savers and spenders. Only you can determine which one you will be.

I have heard it said, “Every man is born with two things, his mortality, and an exponential growth curve.” Ultimately, you will be remembered for how you lived your life and the size of your retirement account will be determined by how wisely you used time to accumulate money. In other words, sooner is better when it comes to saving for the future.

The Congressional testimony also revealed that the median retirement account balance is only $12,000 for households approaching retirement. So why are so many Americans grossly unprepared for their “Golden Years”? I believe one of the main reasons is there are no systematic saving programs being used to routinely save money. Establishing a systematic savings program

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1. Dependency on others and social programs. According to the Social Security Administration, one out of four Americans on Social Security have no other retirement. 2. Postponement of retirement. According to a recent survey conducted by Willis Towers Watson, 40% of workers are planning to retire at 70 or later.

Saving Myths and Facts

3. Reduced lifestyle. According to the Center for Retirement Research at Boston College, 52% of American households are at risk of not being able to maintain their standard of living in retirement. This will directly affect retirement dreams of travel, leisure, and time spent in recreation and with friends, family, and the grandchildren. One of my associates helping proof this article made an interesting comment. She said, and I quote, “This article is a real downer.” I have to admit that I agree. In fact, I must confess that I am more than a little disappointed in my generation for not doing a better job planning for their future and teaching our children how to save. My heartfelt desire is that if just one reader can be encouraged to start saving for their future we could call this article a success. If you would like to learn ways to help your family begin a program, maximize the plan you currently have, or learn more about proven, time-tested strategies that can help you have the retirement of your dreams, we would love to visit.

is essential for a successful outcome. Retirement saving plans such as 401(k)’s, cash value life insurance programs, and systematically saving through ACH banking arrangements to mutual funds and other investment accounts can be excellent ways to systematically accumulate wealth. While we cannot change our past, we can change our future. Once again, the proverbs help us with this concept, “Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.” Proverbs 13:11

A Glimpse into the Future

RANDY C. COWELL, M.S., LUTCF, CFP®, CRPC® ACT Financial Services, Inc. Randy C. Cowell is a columnist and President of ACT Financial Services, Inc. in Tulsa, Oklahoma. He is the author of “God GoodDebt Bad”. Randy welcomes your thoughts and prayers. He can be reached at 918-664-0081 or by e-mail at rcowell@htk.com. “Randy C. Cowell is a registered Representative of and Securities and Investment Advisory services offered through Hornor Townsend and Kent, Inc Registered Investment Advisor. HTK is a member of FINRA/SIPC and does not offer tax, legal and credit service advice. The views expressed are not necessarily those of HTK. ACT Financial Services, Inc. is not affiliated with HTK.”

So, what does the future hold for those that have not prepared? Here are a few sobering facts that should alarm us all: C ommu n ity sp ir itma ga zin e.c om

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Potter was a woman. One year later, after much persuasion and persistence, on October 2, 1902 The Tale of Peter Rabbit was published. She is an inspiration to all writers who have a story still setting on the shelf. Then there is Lydia of Thyatira, most commonly known as, The Woman of Purple. She was a well-to-do woman of a purple-dye business in the city of Thyatira, famous for a peculiar purple dye, prized by the Romans. Lydia traveled across the oceans, bringing rolls of dyed cloth to sell.

WOMEN OF FAITH. WOMEN OF WEALTH. WOMEN OF COURAGE. There are women throughout history who have inspired our faith, done extraordinary things and encouraged us in the face of tragedy. They have saved lives, created new moments, become entrepreneurs and inspired us all to put our dreams to the test and live with purpose.

Don't limit yourself. You can go as far as your mind lets you. – Mary Kay Ash

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other Teresa is one of those women that inspire us to do more and dream big. Her lifelong commitment to the comfort of humanity challenges us to do more. “Our deepest fears should not be that we are inadequate. Our deepest regrets should be that we go to our graves not doing what we were put on this earth to do.” –Mother Theresa. Who am I to write a bestselling book, build a successful business, invent the next medical breakthrough, build a college or run for Mayor. Actually, who are you to not? Don’t talk yourself out of your dreams and certainly don’t let anyone else. Mary Kay Ash was a woman that led a movement that has now lasted for more than a decade. Against all odds, against disappointments, she found her own unique voice and lifelong purpose; after retirement. When most were finishing their career, she began a new chapter in her life. As a professional sales executive, she began her first business from a tiny store in Dallas, Texas, with five products and a big dream. Helen Beatrix Potter, an English writer and illustrator best known for her beloved children’s stories, The Tale of Peter Rabbit became one of the most famous illustrated children’s works ever written. But her manuscript was initially rejected by the publisher because

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Why did she happen on Philippi? Why did she come just at that time? Why not to Neapolis? Why not sell her cloth over at Corinth? Whatever reason, there was one cause, of which she was unaware that would shape her destiny. It never entered Lydia’s mind when she left with her purple bales, that she was following a thread that would bring her to her greater purpose, meet a man named, Paul and eventually fund the planting of a church. If we knew all the circumstances of our own providential journeys, no doubt we would be amazed. When I was in my forties, while in the middle of a great career my past, present and future changed in a matter of moment when the chaplain said, “your husband is dead.” Reality sets in very soon when the funeral’s over and everyone goes home. What was my purpose now? Was it the same? Was it different? Worst of all the voice of fear taunted me that I would be living under a bridge with a teenager unable to provide for the family. Seven years later the dream of running my own business to help other women entrepreneurs succeed, has turned into much more. Our company has coached hundreds of entrepreneurs from new start-ups to seven figure organizations on growth and success. We’ve help to establish and development a Christian University. Our publishing company has assisted more than 100 authors get published. The years after my husband's death looked very dissimilar. But, in the midst of discouragement, hurt, pain and unfairness your Why…must become greater than your disappointments. Find the courage to Dream Big!

Margo Bush is an Oklahoma native. She is founder of Margo International and President of Bush Publishing & Associates, Inc. She was the Cofounder of a thriving church in Louisiana for more than fifteen years. Dr. Bush holds a Doctorate of Theology from West Virginia Christian University, a degree in Music and Theater Production and continuing education training in business development and analysis. To learn more about church or business consulting, or to book Margo for an event, visit MargoInternational.com or call 918-404-8205.


benefit to their employees in the form of Short-Term and LongTerm Disability Insurance. This can be a great way attract young talent like you! However, I’ve counseled many young professionals on why they shouldn’t rely on this benefit to take care of them for the long term. One of the biggest reasons is that the benefit isn’t portable – you can’t take it with you to your next job. Also, depending on who pays for the premium – you or your employer – the benefit could be taxable to you when it’s received. There are also a lot of misconceptions around what constitutes a disability. Many policies out there, like group plans, will only replace your income if you can’t work in any capacity whatsoever. On the other hand, what you want to look for is a policy that will pay a benefit if you can’t perform the duties of the occupation that you are in at the time the disability occurs. 3) You could pass away prematurely

Financial Pitfalls for Young Professionals and How to Avoid Them

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’ve worked with several young professionals over the course of my career, and I have seen firsthand how difficult it can be for them to feel like they are making any progress on their journey towards financial success. Most of the time, they are swamped with paying student loans, a car payment, their mortgage and living expenses, with just a little bit of money left over to go out and have some fun. It’s a situation that leaves very little cash flow left over at the end of the month for them to contribute to any type of financial plan. Ninety-nine percent of the time, if they are saving money, it is into an employer-sponsored plan of some sort, such as, a 401(k). What I’ve just described for you is very concerning to me for several reasons, and it should be to you too if you fall into this category. You see, as a young professional, there are a handful of things that could happen to you that could potentially devastate your financial world. 1) You could become unemployed This situation is bad enough as it is, but it creates several ripple effects without proper planning prior to the event. Most of the time, young professionals are lured into saving for the long-term with complete disregard for their short to intermediate term needs. When I ask young professionals why they don’t have an emergency reserve established for such a time as this, it is usually because all of their money is locked up in their 401(k). This is a recipe for disaster. 2) You could become disabled The Social Security Administration estimates that 1 out of 4 young workers will become disabled at some point prior to turning age 65. You pair that with the fact that many young workers don’t have the means necessary to properly protect their income, and it’s a serious issue. A lot of times, an employer will provide a fringe

One of the most fulfilling parts of what I get to do is help young professionals make decisions that will someday impact generations to come. Having a properly structured personal life insurance policy could help pay off debts, especially beneficial if you’ve co-signed on a loan with a parent. Some questions to ask yourself, or the financial professional you are working with are, “will this amount replace ALL of my income for my family if I am not here?” “What happens to my policy if I live?” “How do I become the beneficiary of my own insurance policy?” These are all conversations around life insurance that I have with young professionals each and every day. Usually, they discover that they are either inadequately insured, or, that they are penalized if they live too long. Both will result in losing scenarios. Being a young professional is an exciting time of life no doubt. My hope is that you are now aware of some of things that should be taken care of before any long-term savings is considered. Otherwise, you and your family could potentially face financial disaster. Often times, a few small tweaks can result in significantly better benefits and overall financial health. With that said, I welcome you to reach out via telephone or email if you would like a second opinion on anything that concerns you in your financial world. Justin Graduated with a Bachelor’s of Science degree in business Administration from John Brown University in 2007. For over 30 years, Justin witnessed his father, Randy, approach his financial planning practice as a ministry. This inspired Justin to pursue a career where he could help families and business owners achieve their maximum financial potential. Registered Representative of and Securities and Investment Advisory Services offered through Hornor, Townsend & Kent Inc. Registered Investment Advisor. Member FINRA/SIPC (918) 664-6511. ACT Financial Services, Inc. is independent of Hornor, Townsend & Kent Inc. Justin C. Cowell - Partner ACT Financial Services, Inc. 4111 S. Darlington Ave., Ste. 800 Tulsa, OK 74135 O: 918-664-0081 C: 918-810-7239 jcowell@htk.com C ommu n ity sp ir itma ga zin e.c om

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In Honor of Christian School Educators eachers are special people. No matter where they teach, in public or private schools, these dedicated professionals are worthy of our applause. Our children’s future and the future of our nation rest on the education delivered by these so often unsung heroes.

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And so, Community Spirit makes it a point to honor them each December. Thank you for loving and teaching our kids! We especially appreciate those who teach in our private Christian schools. We understand that you make personal sacrifices to work in environments where you can use your skills to develop both the mind and the spirit of our kids. God surely has some special stars for your crowns. The following pages highlight a sample of the terrific teachers from our community’s Christian schools. As we honor them specifically, they would be the first to tell you that they represent hundreds of area teachers who dedicate their talents as they passionately serve their Lord.

Be sure and thank a teacher today!

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Tammy became a Christian at the young age of 9 years old and has never looked back. She believes God is investing her talents to make a difference at Eagle Point Christian Academy. She teaches Algebra I, II, College Algebra and Geometry. Seeing God all around her, she is even able to find faith lessons in the pages of her Math books. “God is a god of order. You have to remember your steps in math. Get out of order and you will get the wrong answer. There is a reason God created the universe in order. And when you think about it, He does everything an orderly fashion. When you sow seed, there is a harvest to be reaped, but you do that in order. It is the same in Math. Do the steps correctly and you will get the right answer in the end.” That is Tammy’s goal. Doing things correctly, serving God with consistency, she arrives at Eagle Point Christian Academy each day with a purpose. And when that light bulb comes on for her students and they can see God’s wonder, even in an Algebra problem, she knows for certain that He is using her to make a difference.

Tammy Kidd Mathematics Teacher Eagle Point Christian Academy in Sapulpa

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Eagle Point Christian Academy is located in Sapulpa at 602 South Mounds. Established in 1982, the academy has a long history of excellence. Their mission is to partner with families to teach students to know God through developing Academic Excellence, establishing a Biblical Worldview, and shaping Christ-like Character. They are committed to educating the whole child – body, mind, and spirit to the glory of God. You can learn more about them at www.epca.net or by calling 918-227-2441.

n any given school day, you will find Tammy Kidd pouring into the lives of the kids in her classroom. Having rarely more than ten students at a time, she is able to not only know them very well, she knows their parents, their siblings and what is going on in the student’s life. And as she communicates a passion for the mathematical order God put into the world, she becomes more than just a math teacher. She becomes their trusted friend. “Growing up, I never in a million years would have told you that I would become a math teacher. In fact, I remember hating it during high school,” she said with a smile. But something happened in college. Somehow, the proverbial lightbulb came on and suddenly Tammy grew to love the challenge of working to find the right answer. When she fell in love with teaching, she also realized the school had a need for math teachers. So, she went back to school and got her Masters in Math. It is a decision she has never regretted. When Jenks Christian Academy closed, Eagle Point Christian expanded to add the high school grades. She and her children made the move as well. They loved the small classes and the positive attitude. There were times when her son thought he might be better off in the much larger public school, but Tammy held to her guns and kept him at Eagle Point. Later when he entered college, he thanked her, saying that the small class sizes helped him to be fully prepared for his tough course-load in college. Now, years later, he has come back to the Eagle Point to serve as their Athletic Director. Eagle Point Christian currently has around 130 students from K-12th grade. They are located in a fully renovated building previously owned by Sapulpa Public Schools. Enter its halls and you get a feel of family, a sense that there is something special going on there. Smiles abound. C ommu n ity sp ir itma ga zin e.c om

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them the door if they choose to be disrespectful. Almost in the same breath however, she is also the gentle spirit and tender heart that leads them to Christ and mentors them once they find Him. The school was truly a calling God placed on Debra’s life. She was not trained as a teacher and in fact, had watched her mother and grandmother, both public school teachers, grade papers every night. “That’s not the life I wanted,” she joked. Instead, it seems that God called this computer-minded executive to create a new kind of school, one where a mixture of online curriculum and testing can take the student wherever they are and create a path to where they ultimately need to be.

For Such a Time as This A Turbulent Life Story Gives Way to a Happy Ending at Tulsa Hope Academy

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t reads like a paperback novel, one almost too tragic to stomach.

It is not a story Debra Mann often shares. In fact, her students at Tulsa Hope Academy might incorrectly think she is the epitome of the average Southside, well-to-do woman. In some ways, they would be correct. She is college educated, had a successful IT career at a Fortune 500 company, and her bright smile gives no evidence of any troubled past. She does in fact, live in the Southside and at times in her life, has had the fancy car and huge house. But what they don’t know is that in nearly every way, she can relate to the most challenging things they could ever imagine or that they have themselves experienced. Lived in an orphanage? Had family members with mental illness? Suffered through abusive relationships? Had a husband with drug problems? Worked her way through college while being a single mom with three young kids? Empty bank accounts with hungry children? Disconnected utilities? The loss of a son due to drug overdose? The unexpected death of her second husband? These are all unfortunate chapters in Debra’s life. In some ways, this history makes her cool and relatable to many of the kids who attend Tulsa Hope Academy, an impressive Christian school which targets kids who, for whatever reason, didn’t make it in the typical public-school setting. But it is ultimately not the tragedy in Debra’s testimony which builds their trust, it is her undeniable faith which has remained unshaken through every page of her personal story. Serving up a daily helping of a “God-can-do” attitude seasoned with personal responsibility, positive affirmation, and dream-big encouragement, its Debra’s faith in The Living God which keeps even the most troubled kids returning to school day after day. (The school has an unbelievably high attendance and graduation record.) Yes, they come because they want to learn, but more than that, they come because Ms. Debbie has convinced them that they can learn. At times, she must play the role of strict disciplinarian, showing

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“Because of medical reasons or family issues, many of our kids have had so many interruptions in their schooling, they learned some parts of the basics, yet totally missed other parts. They find themselves too old to go back to learn those skills, too old at least to do so in a public-school setting,” she explained. Ms. Debbie’s prayerful goal each one of them is high school graduation. From there? “Only God can answer,” she says. But like the bragging mom, she is quick to name many who have gone on to successful jobs, college and graduate degrees. Tulsa Hope Academy operates from the Powerhouse Building, just west of 8th and Detroit. They rent the use of the “perfect, almost like God designed it for them” building from First Presbyterian Church. (Thank you to the wonderful people at First Pres!) Currently with 35 students, they have the room and the waiting list to double the size of the school. (All they need are the funds!) They are waiting on God to provide the resources to make this happen. In the meantime, Debra and her small staff of dedicated teachers and volunteers, focus their full attention on every student. Tuition is kept low, but every family is held responsible to pay something, typically $150 per month. Nearly all of the students are on scholarship. Oklahoma’s Opportunity Scholarship Fund has proven to be a strong source of support for this important school. State tax credits of up to 75 percent, PLUS federal and state charitable gift deductions, allow taxpayers and corporations to make major donations with little or no cost over their normal tax liability. (Contact Tom McCloud for more information at 918625-5324). There is no way that God put Debra through her life challenges on purpose. He obviously loves her. However, He has and continues to use those challenges to positively impact the students at Tulsa Hope Academy. And as the time goes one, it becomes more and more evident that He lovingly held her through those times…for such a time as this. Tulsa Hope Academy is a school so badly needed by our community, run by a woman held in such high regard within our community. May we all praise God for the result and may we all also applaud and support Debra for her efforts. Come check out the school at www.TulsaHope.org. Then, call Debra for a tour date and time. They deserve your support.


MAJOR CHRISTMAS CONCERT WITH GRADY NICHOLS, ANDY CHRISMAN AND KELLY FORD 7pm Monday, December 18th at The Broken Arrow PAC 40 Vocalists and Musicians to Perform!

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ulsa-based Jazz Saxophonist Grady Nichols is headlining a Christmas concert featuring Andy Chrisman of 4Him and acclaimed tenor, Kelly Ford. With a string section, horns and a jazz choir, a total of 40 singers and musicians will be in the show. Grady Nichols, Andy Chrisman and Kelly Ford have released 20 CDs between them. Each has performed in concert all over America, from coast to coast, and performed on national TV, but this is their first ever LIVE and IN PERSON concert together. The show will feature the music of Grady Nichols’ Christmas CD, “Falling In Love With Christmas”, and other seasonal favorites and is set for 7pm Monday, December 18, at the Broken Arrow PAC. Special Christmas stage effects are being designed and the PAC will be fully decorated for the holidays. Tickets go on sale Monday, November 20 online at www.fallinginlovewithchristmas.com. Nichols has released six CDs nationally with “Falling In Love With Christmas” hitting number two on the Jazz Holiday charts. Andy Chrisman is perhaps best known as a vocalist with the hugely successful Contemporary Christian group, 4Him. After touring internationally with 4Him for 15 years, recording 11 CDs and scoring 24 number one singles, Chrisman went solo. His success has continued. He now hosts a weekly national radio show, “Worship with Andy Chrisman”, which is heard on 180 radio stations in the US, 11 in Canada, and 3 national networks in Europe. It reaches just over 6 million listeners each week and is heard locally on KXOJ-FM, 94.1 every Sunday, morning 8am to noon. He is also Worship Pastor at Tulsa’s Church On The Move. As a soloist, Kelly Ford has sung in churches and corporate meetings all over America and he also performed a stint with Voices of Liberty at Walt Disney World’s EPCOT Center. He has opened for many dignitaries including President George H W Bush, President George W Bush, Colin Powell, Lee Iacocca, Paul Harvey, Charlton Heston and others. Proceeds from the concert will benefit ALS Patient Services Outreach (APSO), an Oklahoma based non-profit working with ALS Patients and their families. C ommu n ity sp ir itma ga zin e.c om

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For what seemed like forever, he had his career all planned out. After college, he was going to go to Physical Therapy school. It seemed to be a perfect fit. He could help others while also applying his sports background. Absolutely, that is what he was going to do. However, just before he headed off to fulfill this dream, Dr. Shaw, the superintendent at Rejoice Christian School called him with a once-in-a-lifetime opportunity to teach in Africa. It was too good to pass up, so he put Physical Therapy “on ice,” you might say. Two years later, he had fallen in love with teaching and he was faced with yet another decision. Maybe he should forget PT School all together. Maybe God wanted him to return to his old high school (RCS) and teach instead. On the long trip home, he had lots of time to pray and he decided that God could use him more teaching. So, he headed home to be one of the first two Rejoice Christian School graduates to return and join the staff. “I believe God called me to this path. He showed me that there is an incredible need for educators. I made the decision and jumped in with both feet. I have truly never looked back. In fact, I pursued a Master’s Degree in Education Administration from Oklahoma Wesleyan University and I finished it in May,” Scott explained. As he has gained more experience in the classroom, he knows he made the right decision. He loves the kids and God continues to give him opportunities to feed into their lives. “I want them to develop their own faith and to be prepared to face college knowing exactly what they believe.” Scott is currently teaching Bible and Science, an obvious blend that allows him to challenge and help grow the faith of his students. He is leading his 9th grade Bible students through a study of the Life of Christ through the Gospel of John. In his science classes, he teaches Environmental Science and Biology II.

Changing Direction on Purpose Scott Zingerman, Bible and Science Teacher at Rejoice Christian School

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cott Zingerman packed his bags in preparation to leave West Africa and head home. He had finished his teaching assignment, helping to establish a Rejoice Christian School campus in Africa. His time there had been an incredible experience and not only had he enjoyed the culture and the kids, he had fallen in love with teaching.

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“I love the blend of science and Bible. I am able to incorporate God into the science lessons in many ways. One example is that we cover God’s mandate for creation, that we are called to take care of His creation and learn about it. We, of course, see attributes of God in everything we study, even as we study organisms and dissect frogs. Everything is made for a purpose in God’s perfect design and as mankind, we are called to take care of those things. Creation is so complex, it must point to a Creator.” “The kids enjoy discussing cultural topics as well and whether it be evolution or current events, they challenge and learn from it as God reinforces they faith. Of course, we have the blessing here of being able to teach every subject through a Christian Biblical world view.” Scott has always loved the people and culture at RCS. He grew up on campus and his mother, Lisa Zingerman, still serves as the Assistant Superintendent. “I am sure it exists in other places, but I have never experienced the positive atmosphere and caring culture found at RCS. It is very apparent here. Everyone has always encouraged me in everything


that I have done. I have always felt like I had people here who truly care about me and are willing to help me, no matter what.” “We are, of course, incredibly blessed to be able to enjoy the wonderful facilities we have. I feel like that is a testament to the heart of the people. Obviously it is God who has blessed us, but He has blessed us with good stewardship in taking care of the things that we have had. When I was in school, we didn’t have all of this, yet we were taught to be wise and do good things with what we had. Maybe that allowed us to be blessed even more abundantly.” “I have great dreams for RCS. I hope we can continue to be very involved with service projects both locally and globally. Personally, someday, I would like to be a part of those projects and at some point take on more of an administrative role. My schooling has ignited my passion for school administration. I love to teach, but I also love to be a part of the decision making, oversight and creating that culture that makes RCS so special. I plan to be here as long as they will have me.” Rejoice Christian School was founded in 1992 with only 40 students and now has a large beautiful campus located in Owasso at 10701 North 129th Street, conveniently just off of Hwy. 169. The school offers classes beginning with their respected 3-year-old program, up through senior high. You can learn more about the school at www.rejoiceschool.com or by calling Preschool/Elementary 918.272.7235 or Middle High/High School 918.516.0050.

RCS Mission Statement Rejoice Christian Schools exist for the purpose of partnering with parents in training students in Bible-based Christian principles and in the establishment of a high quality academic foundation.

RCS Vision Statement It is our Vision to be a Christian school that provides students with excellence in education and strength in character so that students will be spiritually, intellectually, physically, and socially equipped to impact their community and the world for Christ.

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The Houses that Mr. Post Built Augustine Christian Academy Builds Leadership with House System

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t’s a different kind of school, with a unique culture. And after 20 years of producing excellent graduates, it obviously works. Learning, discipleship and family all come together to produce something special here. There are many things which make ACA successful, but one of the most brilliant aspects of their model is the use of “Royal Houses.” Borrowing from the tradition of European boarding schools, founder and Headmaster, Mr. Post, set up houses early on in the school’s development. He knew that as the school grew, it would become increasingly more difficult to maintain a close, family atmosphere. So, he divided the students into “houses.” Obviously, they wouldn’t live in the house together like something out of Harry Potter, but they would work together to build a special bond. House would allow every student the opportunity to belong to a smaller group and to interact with their staff House sponsor in a way that is not related to class time. He mixed kids, 6th grade through 12th grade within the houses so that the older students could mentor the younger ones. It was a simple system in the beginning, but as it evolved, more and more benefits surfaced. The sponsors of the four houses provided their input to better explain how it all works. Here are the basics… The four Houses are named for traditional medieval characters. Dragon House represents protectors: valiant defenders of truth. Falcon House represents eagerness to serve and enthusiasm. Griffin House represents the traits of faithfulness, endurance, and virtue. Pegasus House represents a messenger from God and the character traits of compassion and sincerity. There are no initiations and the students are randomly assigned. Family members are generally not placed in the same house. Although each house has a bit of its own culture, their own Bible verses and so forth, the goal for all the houses is the same, “to

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develop leadership and to provide a good way to communicate.” Houses Help Provide a Sense of Family “The houses provide a sense of family, a smaller group for kids to belong,” explained Jessika Crow, Falcon House sponsor. “It helps foster relationships between younger kids and the older ones and helps kids not to get lost in the shuffle…to step up and be leaders. The House System Teaches Leadership. Each house has House leaders – Prefect, Sargent, Rank Commander, Chaplain and a Recorder that do the business of the house. “We have junior officers as well,” explained Rebecca Anderson, sponsor of Dragon House. “So, in any given house, there might be 10 leadership positions within a house of 30 kids. We provide a lot of encouragement for every student to become a leader and then we mentor them once they get there.” “As sponsors, we are there to be the adult supervision and keep them between the rails. But we are just facilitators, it is all student driven and student led. We pick those students to do the leading and groom them and coach them, but it is almost all student done and so it becomes a great learning experience,” added Jacob McIntosh, sponsor of Griffin House. Houses Produce Discipline “There is nothing stronger than positive peer pressure,” explained Angie Ellis, Pegasus House sponsor. “The houses compete quarterly to win things like the right to wear spirit wear on Wednesdays or maybe to go on a field trip to go bowling. It is highly competitive and the kids don’t want to let their house down. For instance, if you don’t turn your homework or come prepared for class, or out of dress code, you get an orange slip which counts against your house in terms of points. So, the houses enforce their own discipline. This is an advantage in all areas of discipline. If a student has trouble in a class, the first thing the administrators do is to find out which house he or she is in. They talk to the sponsor and the sponsor talks to the officers. In that way, the officers become the first level of discipline. Houses Improve Communication


Jacob explained that the house system provides a fast way to communicate from the office, down to the students and even to the parents. “It is a practical way to get information out quickly or issues with that can be dealt with in a smaller group in a hurry.” Houses Produce Competition The houses meet together every day and become a way for all the students to compete on everything from memory verses, quiz bowls and even sports (playing the school’s own game called “Grail Ball”) Houses organize big projects and then compete with each other to encourage improvement. Houses Encourage Community Competition and mentorship encourages the kids to want to get involved in serving the community. They are rewarded with increased rank as they do things such as volunteer at their church, or maybe at nursing homes, the library, local non-profits or to help a neighbor. Josh McIntosh is not only one of the teachers and sponsors, his kids also attend the school. “The house system is one of the things as a dad that drew me here. I could see that it could provide my kids with that extra sense of community that is so helpful in their development. They love it and so do I.” Augustine Christian Academy is a K-12 classical Christian school

dedicated to “training young minds to think, reason, and persuade from a distinctively Christian world view.” Rooted in the tradition of the fifth century A.D. teacher, Augustine of Hippo, the school emphasizes thinking skills, logic, and practical application while losing nothing of a standard curriculum. The school is located in Tulsa at 6310 E 30th Street. You can learn more about them at www.acatulsa.com or by calling 918-832-4600.

The House Sponsors: Dragon House – Rebecca Anderson – 6th grade basic class schedule of English, Math, History, Science and Bible. Pegasus House – Angie Ellis – Geometry, Modern History, Yearbook, British Literature, Logic and Understanding the times Falcon House – Jessika Crow – Personal finance, Anatomy, Old Testament, Corporate Concepts Griffin House – Jacob McIntosh – Chemistry, Physics, Physical Science, Stagecraft and STEM (Science, Technology, Engineering and Math studies)

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Andrea’s skills have been recognized nationally. She recently was named the National Teacher of the Year by the IEW (The Institute for Excellence in Writing). It was a big honor for both Andrea and the school. Andrea’s father worked in the oil industry and she spent her elementary years in Libya, Egypt and Indonesia. Returning to attend high school at Jenks was a huge adjustment change for her. However, she believes her experience overseas helped shape her life. “I learned to love people of all colors, tongues, nations and religions,” she explained. She later graduated with a degree in English from Oklahoma State University. However, it would take many years before she ended up teaching in her own classroom. Raising children and learning to write grants for non-profit companies consumed her schedule. But one day, a friend mentioned that this small Christian school was looking for an English teacher. Andrea’s eyes lit up. She applied and has been teaching at Mingo Valley Christian for over ten years. Andrea loves teaching at here. “I love being able to wrap Jesus into every subject matter. While we are teaching them the disciplines of Math, English, History and Science, I have the opportunity to bring God into the discussion. .”

English is Secondary Andrea Pewthers Middle School English Teacher Mingo Valley Christian School

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n a world where Millennials are accused of not being good communicators, few people read anymore and writing skills aren’t as seemingly important as they once were, Andrea Pewthers is fighting a tough battle. Dedicated to making sure her students know how to communicate effectively, she constantly tells them how they will use English and composition skills in every college subject. It is a battle she appears to be winning at Mingo Valley Christian School as many of her students routinely come back from college to thank her. “They may not thank me while they are here in school, because we push them pretty hard. However, they understand the need once they get into tough college programs,” she explained with a chuckle.”

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“English is very important, but to tell you the truth, it is secondary to teaching these kids about Jesus. The statistics aren’t in our favor to keep, even the church kids, in the faith. We have to do everything we can so that they know truth and that they have opportunity to lead a Christian life.” “Yes, English IS secondary. I want them to know that I love them. I tell them to be the best you can as an English student, but to live a life of faith. It is satisfying, much more satisfying than anything the world offers.” Mingo Valley Christian Academy has a beautiful NEW location at 8304 S. 107th East Avenue in Tulsa. You can learn more about them at www.MingoValley.org or by calling 918-294-0404.

MISSION Serving God in partnership with parents to build faith, knowledge and character in the hearts and minds of our students to the glory of Jesus Christ the Son of God.


papers, although that’s obviously part of the job. Instead, he says he teaches because of the time he gets to spend with students. It is his daily mission to earn their trust, so that when there are ways that he can help out or there are struggles that students are dealing with, they will look to him as a person they come to and trust. Robby grew up in Tulsa, graduated from Booker T. Washington in 2002 and received his B.S. degree in Biblical Studies from John Brown University. He met his wife there and they moved to Tulsa after graduation. They now have a 4-year-old daughter and a 2-yearold son. Along with his brother, they own a small business called the Pop House, selling gourmet popsicles at 37th and Peoria. He loves Metro Christian and describes it as “a unique community where people support each other.”

“To Make it Their Own” Robby Davis

Bible, Speech and Debate Teacher

Metro Christian

Teaching Bible, especially when he is teaching his apologetics class, Robby enjoys getting to challenge his students, encouraging them to wrestle with different topics and subjects currently being discussed in our world as they relate to faith. He is proud of his students when they show the ability to answer the hard and difficult questions. “When they leave here, I want them to know they are a Christian, not because they were raised in a Christian home or went to a Christian school, but rather because they have thought through this stuff and made their faith their own.” Metro Christian Academy is located in Tulsa at 6363 South Trenton. You can learn more about the school at www.metroca.com or by calling 918-745-9868.

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obby never really dreamed of being a teacher. In fact, when he was graduating from John Brown University, he thought he would go on to seminary, but God had a different plan. Robby accepted a teaching job at Metro Christian Academy, thinking he would only be there a couple of years at the most. Again, God had a different plan. Twelve years later, Robby is not only still teaching, he knows now that this is where he was supposed to be all along. As the head of the Bible Studies department, he gets to teach exciting classes, helping his students to not only study the Bible, but to ask themselves the tough doctrinal questions they will soon hear on campus or out in the world. “I love to interact with the students, getting to play a part in their personal story as they learn and discover for themselves and develop their faith, gifts, talents, strengths, and skills. It is exciting to be a part of that journey and process of helping them discover what their purpose is, how they were made and what they were made to do, and then being used by God as an agent of transformation and watching as they are catapulted into the world,” he explained. He remembers his own faith journey as mission trips and life at a Christian university slowly firmed up his beliefs. “For a lot of people as we grow up, we are told ‘you need Jesus, you need Jesus, you need Jesus.’ But there becomes a time in our lives where we become aware of our own brokenness and the brokenness of the world around us. Then it changes from ‘you need Jesus, you need Jesus,’ to ‘I NEED Jesus. That is what happened to me.” Now, he feels like he is in a spot where God can use him to make a difference. After all, he says he didn’t become a teacher to grade C ommu n ity sp ir itma ga zin e.c om

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Are You Sitting Properly?

Jason Schluter DC Schluter Chiropractic

Why Sitting Posture is Important Good posture is important for long term health and disease prevention just like daily tooth brushing. And, similar to tooth brushing, habits are formed early and can be hard to break later in life. Sitting creates one of the biggest stresses on our low backs but good sitting posture can help reduce this stress. Ligaments are responsible for holding the joints together, and stress on these ligaments can make you prone to joint injuries. Proper posture also reduces muscle fatigue. When muscles are able to work efficiently they use less energy and don’t get tired as easily. Abnormal motions or positions, especially those that are one sided, that are repeated over and over again on a daily basis are contributors to problems in the spine.

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f you work in an office you probably spend at least six or seven hours a day sitting on the job. Add more time sitting in the car, at dinner and lounging with some late night TV and the total hours of sitting rockets up to somewhere around ten hours. When is the last time you thought about how you sit? Probably never or a long, long time ago. Promise yourself that you’ll take a critical look at how you sit after you read this article. If you are sitting and reading this online, go ahead and freeze right now and really think about how you are sitting. Compare your sitting position to this checklist: Proper Sitting Posture Checklist • Sit with your legs uncrossed with ankles in front of the knees. • Place both feet firmly on the floor. Get yourself a footrest if your feet don’t reach. • Your knees should be lower than your hips and the back of your knees should not touch the seat. • Make sure you are able to look forward and not have your head turned one way or the other. For example, your desk computer should be directly in front of you and at eye level so you don’t have to look up or down or side to side. • If your chair has an adjustable backrest, move it to support the arch in your low back. It is sometimes better to sit in the front of the chair not using the back, this help you notice when you are slouching more. • Get up and move around every 20 minutes, longer than this and physiological changes in the body begin to occur. Sit/stand desks at work can be very helpful with this.

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Most adults would readily agree that posture is important. Most of that group would also admit that they don’t actively think about posture…it just happens. For the next 30 days, make an effort to really think about your posture and pause a couple times per day to compare your current position to the checklist provided above. It takes about 30 days of focus to break an old habit or develop a new one, so if you concentrate on your sitting posture for 30 days, you’ll be well on your way to a lifetime of better musculoskeletal health.


Our Mouth is the Gateway to our Overall Health…

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ave you been feeling tired or rundown? Perhaps not experiencing that energy you once had? It may be your body working overtime fighting a painless, chronic infection that begins in the mouths of 80% of adults. You might want to think twice about missing that visit to see your dental hygienist. What we used to think of as a twice-a-year visit for a quick polish to make our teeth feel smooth and slick now could mean the difference between sickness and good health. That visit to see our dental hygienist is no longer “just a cleaning”. It is important to see your dentist and dental hygienist not only to check for cavities but also to make sure you have no signs of gum disease, also known as periodontal disease, which is an infection of the tissue and bone that surrounds and supports the teeth. It is caused by the overgrowth of the bacteria that is found in dental plaque. Bacteria in your mouth can travel to other parts of your body through your bloodstream with the potential to wreak havoc on other systems. The Surgeon General reports that at least 80% of American adults have active gum disease in their mouth. This is a frightening statistic considering all of the studies that are proven to show the link between periodontal disease and our overall health. Periodontal disease is marked by a state of chronic inflammation and infection that can affect other parts of our bodies. For instance, recent research suggests that gum disease has the potential to affect blood glucose control, which therefore increases the risk of developing diabetes. Gum disease also poses a greater risk for heart disease or stroke. The inflammation associated with the gums leads to hardening of the

arteries, which restricts blood flow that can affect the blood vessels to our heart or brain. There is also a correlation with gum disease and rheumatoid arthritis. The more teeth that are lost increase the risk to develop this condition. Once again, the relationship is with the inflammation process associated with gum disease. The list continues. Those with periodontal disease are more likely to develop Alzheimer’s. Studies suggest that when bacteria reach the brain, they may trigger an immune response, which in turn can kill brain cells. Research also shows that there is an increased risk of cancer associated with periodontal disease. There is a correlation between the chronic state of inflammation and infection associated with gum disease and an increased rate of malignancy. There is clear evidence that your mouth is the gateway to your overall health. Periodontal infection serves as a bacterial reservoir that may affect or contribute to other diseases. Remember the importance of a healthy mouth and resist the urge to skip or postpone that next dental hygiene visit. If you haven’t visited your dentist and hygienist recently, today is a good day to give them a call. And remember, it’s not “just a cleaning”, but it may be the appointment that helps you live a longer healthier life. Healthy Smiles Family Dentistry is a general family practice that provides a multitude of dental services to all ages. We have two locations serving the Tulsa and Claremore areas. Our offices are comprised of four female dentists who are known for providing dental services in the most comfortable and caring environment possible. Our office has the reputation of having the friendliest, most helpful staff around. We would be happy to address any of your dental concerns or questions you may have.

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Community Spirit DEC/JAN 2018  
Community Spirit DEC/JAN 2018  
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