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==== ==== Hi. Saving money in fashion ==== ====

The advent of the credit card age has resulted in more convenient shopping choices and easier access to more consumer products. This means, of course, more temptations to make good use of plastic power to buy new clothes and keep up with fashion trends. Even better, why not be the trendsetter? While clothing is a basic necessity, it constitutes a large percentage of all expenses. The ever changing fashion landscape demands regular shopping sprees for the best clothes around. Unfortunately, this often leads to mounting credit card debts and a substantial loss of hard-earned income. As with all things, however, there are ways to minimize overspending on clothes and maximize purchasing power. The keyword is foresight. Shoppers who plan ahead and know what they need to buy and when can better prepare for shopping sessions. They can also set aside money that may have worked hard for, just for a particular shopping spree. Preparing a budget is crucial to maximize any shopping money. Of course, the first priority should always be the basic necessities, such as food and shelter. Non-essential clothing like fashion products must be given lower priority. Clothes for specific seasons are often great buys. To get great bargains, consumers can buy winter clothing just after winter ends and spring begins. Most stores often re-price remaining winter clothes to get rid of them. This means huge discounts and slashed prices, which translate to substantial savings. Controlling the impulse to buy new clothes is also important to have any chance of saving money. The urge to splurge on clothes is often strengthened by the availability of credit cards. Bonuses and promotions can also trigger an urge to spend money. While the occasional shopping therapy can do wonders for highly stressed and hardworking professionals, controlling expenses is crucial. Before even considering a certain piece of clothing, consumers must first resist the temptation and ask themselves, "Do I really need this?" Clearing the mind of images of fantasy will help buyers reconsider their decisions. Shoppers should also keep in mind that they might not be able to use their newly bought clothes a few weeks or months into the future. Worse, buyers may be rushing to purchase clothes that don't even fit them, with self-promises of losing weight or buffing up. These "What ifs" will have a significant impact on how useful clothes will be. Studies have also shown that most people, on average, wear only one-fourth of their wardrobe on a regular basis. This means that most of the clothes bought will remain in closets. From a budget-oriented perspective, this presents a huge waste of money and savings. Identifying the specific need for new clothes is important, since the best way to save is to not buy in the first place!

Keith has been writing online since 2004, and he keeps up with a blog at http://www.fone- that helps people save money with TracFone Promo Codes.

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==== ==== Hi. Saving money in fashion ==== ====

Some great tips on saving money