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Island Creations

Come in, Hang out and Play! Create a pair of earrings or a bracelet for under $10. Don’t know what you are doing? Ask us; we will get you started and do the finish work for $1.

LUSITANO RESTAURANT A Hidden Gem in the Heart of Fall River Seating for up to 275 guests Anniversaries • Weddings • Showers Family Reunions • Special Occasions Take Your Photos in our Royal Gardens & Gazebo Book Your Wedding by April 1st and Get a Complimentary Champagne Toast!

— CLASSES — One-on-One:  $20/hour

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It’s the money

Financial issues can be great source of stress in a marriage. Mary Claire Allvine, a certified financial planner (CFP) and co-author of The Family CFO: The Couple’s Business Plan for Love and Money advises being proactive about finances. “People tend to be emotional and reactive about money, not strategic.” According to SmartMoney magazine, there are 6 basic financial pitfalls, and the wrong and right way to approach each: 1. Merging the Finances

2 or more: $25 for two-hour classes $35 for three hour classes

The Wrong Approach: United we stand, divided we bank.

Check schedule on our website www.islandcreations-online.com

Full Banquet Menu Specializing in Fine Portuguese and Amercian Cuisine

Call 508-997-9800

822 King Philip St., Fall River, MA 02724

info@islandcreations-online.com

Visit us at www.lusitanorestaurant.com

508-672-9104

The Right Approach: It’s yours, mine and ours. 2. Dealing with Debt The Wrong Approach: Your debt will ruin us; you must find a way to pay it off. The Right Approach: It’s our debt: Let’s decide how to pay it off together. 3. Keeping Spending in Check The Wrong Approach: I’m a saver and you’re a spender. That’s the problem.

BOOK, PACK & GO!

The Right Approach: We both spend, but on different things. Let’s budget.

Time to get away from the wintery cold. CALL NOW for great savings!

4. Investing Wisely The Wrong Approach: You’re a risk –taker, I’m risk–adverse. Hands off our retirement savings. The Right Approach: Let’s think in time frames and take as much risk as our goals allow.

Gifts for the Mind, Body and Spirit.

5. Keeping Money Secrets The Wrong Approach: What my spouse doesn’t know will never hurt him/her. The Right Approach: Big financial secrets can ruin a marriage.

Great Valentine’s Gifts

6. Emergency Planning

Making a Difference…One Purchase at a Time Fair Trade Products and Unique Gifts

877 County St. (Rt. 138) Somerset, MA (508) 689-4073 TheDragonFlyGiftStore@comcast.net

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Prospect Street entrance to Southcoast Center for Cancer Care

February 2010 / The South Coast Insider

The Wrong Approach: We’re fine. We don’t need to worry about money. The Right Approach: Anything could happen. Let’s plan for emergencies.

The South Coast Insider - February 2010  

The South Coast Insider magazine - February 2010