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Katie, interesting quotes you have. I suggested a hyperlink on “Sallie Mae.” On comments four and five, I made note to avoid “be” verbs. Also, I suggested dropping the quote from the Wall Street Journal blog; see comment 10. To replace that, you can interview anyone who has a credit card, especially fellow peers. It’s nice to have statistics and figures to boost your credibility, but don’t forget about the people who use credit cards all the time—they will give you great quotes for a story and they are easily accessible! Shiny, cCompact and oh so Dangerous Credit cards have the ability to ruin a person’s financial life within a matter of months. The ease of one swipe and not having to worry about paying for anything until the next month can be quite exhilarating. College students are getting swept up in the power of credit cards. According to Sallie Mae, in 2008, college students were using credit cards more than they have in previous years. Tuition and other education expenses are being put on credit cards and students are being overwhelmed when it’s time to pay up. “Eighty-four percent of undergraduates had at least one credit card, up from 76 percent in 2004. On average, students have 4.6 credit cards, and half of college students had four or more cards. The average (mean) balance grew to $3,173, higher than any of the previous studies. Median debt grew from 2004’s $946 to $1,645.” Click here to see more statistics on student’s with credit cards. The idea of a credit card is enough temptation for anyone. but Ccredit card companies bombarding students on campus can sometimes make a person break down and sign up for one. “There’s a lot of temptation with the credit-card companies coming onto campus,” says Curtis Chen, a financial planner in San Francisco, in a Wall Street Journal article. “It starts the freshman year. And it’s not just the student loans, it’s the credit-card debt, that leaves a lot of students behind the eight ball when they graduate.” To read the full article, click here. Instead of using a credit card, use cash and save yourself the headache.

Shiny, Compact and Dangerous  

Christine Nimry's edits. Story by Katie Stilz.

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