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TR R II B BU UN NE E T

Pinecrest Phone: 305-669-7355

OCT. 26 - NOV. 8, 2009

ONE OF MIAMI’S COMMUNITY NEWSPAPERS

Village residents to head Vizcayans in 2010 Registration underway Read in Carlisle, PA for 2010 HPBSA season

BY PAT FULTON

Two Village residents have been elected to lead the prestigious Vizcayans in 2010. Donald Kress will serve as president of the Vizcayans, alongside his Pinecrest neighbor, Leslie Bowe, who will be the organization’s new vice president. Both men have a long involvement with the Vizcayans, the fundraising arm of the historic property built in 1912 on the shore of Biscayne Bay by wealthy industrialist James Deering. The mansion is filled with classic art. Vizcaya Museum and Gardens as an accredited museum and has been designated a National Historic Landmark. Although Vizcaya and its garDONALD KRESS dens are the property of Miami-Dade County, admission tickets are a major source of funding. When it comes to renovations, restoration projects and deferred maintenance, Kress and Bowe will lead the private, charitable fundraising arm. Kress and Bowe live just blocks from each other. Kress, the senior fiduciary officer for Northern Trust Bank’s southeast district, knew the Deering family in Chicago. When he moved to Miami, it was LESLIE BOWE a natural move to become involved with the Deering home that was created as a treasure house for European art, including Roman and Turkish antiquities and antique Italian garden statuary. Bowe, who assists Miami-Dade County School Board member Agustin Barrera, remembers visits as a young person to the Vizcaya mansion

––––––––––––––––––– See VIZCAYANS, page 6

BY LEE STEPHENS egistration for the 2010 Howard Palmetto Winter Ball Season has begun at <www.howardpalmetto.com>. The season begins in January and continues through April. Registration includes: • T-Ball Titans for boys and girls four to six years old. • Boys’ baseball for boys six to 15 years old. • High school boys’ baseball for grades 10-12. • Girls fast-pitch softball for girls six-17 years old. “Since 1962, Howard Palmetto has served our communities, and

R

Pictured are local boys Eric Lopez and Cam DiFede, who play football for Dickinson College in Carlisle, PA, after their game against John Hopkins University, with a copy of their favorite hometown newspaper. Lopez is a 2008 graduate of Christopher Columbus and DiFede is a 2008 graduate of Palmer Trinity. Thanks for thinking of us, guys, and good luck at Dickinson College.

––––––––––––– See REGISTRATION, page 6

Positive PEOPLE

in Pinecrest

These Positive People help add to the quality of life in Pinecrest. Look inside for their stories.

ANTHONY JOFFRE

LINDSEY PRECHT

CARLOS ALONSO-TORRAS


Page 2

PINECRESTTRIBUNE.COM

Oct. 26 - Nov. 8, 2009

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Oct. 26 - Nov. 8, 2009

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Well, almost! Pinecrest resident Annie Morrison relaxed on a rock on a beach in Sotogrande, Spain, with a copy of her favorite hometown newspaper. The historic Rock of Gibralter looms in the background. He mother, Jan, wielded the camera and sent us back this shot. Thanks for thinking of us, ladies!

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PINECRESTTRIBUNE.COM

Oct. 26 - Nov. 8, 2009

Positive PEOPLE in Pinecrest

CARLOS ALONSO-TORRAS Gulliver Prep senior Carlos AlonsoTorras is at the top of his class. He speaks five languages, has lived in four countries and is heavily involved in community service. He’s also a competitive swimmer and is on the water polo team. “I’ve been a starter on the water polo team for the last two years,” he says. “This year I’ll probably be a captain. I was a two time All Dade Honorable Mention and two-time Academic All American for USA Water Polo and state champion in my freshman year.” He is also on the Riptides Water Polo club team. He has attended tournaments with the club, such as the Junior Olympics, where they won four out of seven games last summer. “I used to be on another club team the summer after sophomore year,” Alonso-Torras says. That team traveled to Spain, Hungary and Slovakia before the Olympics, so they had the chance to watch the U.S. Water Polo team play the Hungary team. During swim season, Alonso-Torras swims the 50 freestyle and the 100 freestyle. “I’m not as accomplished in swimming as I am in water polo,” he says. “I started in my 10th grade year with the idea of keeping in shape for water polo. This year the coaching staff is optimistic

of the possibility of me going to districts, regionals and states.” Along with sports, Alonso-Torras keeps busy by volunteering. He is involved in Operation Smile, a foundation that helps kids afflicted with cleft palate. “I was involved in organizing a regional event with other schools,” he says. The event was supposed to take place at Peacock Park in Coconut Grove, but it fell through because of park scheduling complications. He’s using the groundwork from the failed event to put on another event, a Battle of the Bands to be held on the one of the Gulliver Schools campuses. Alonso-Torras learned the value of community service in Brazil at his previous school, so when he moved to Miami and enrolled at Gulliver he became involved in Operation Smile. He was elected president of the club in his junior year and remains president this year. “I’m also president of the National Honor Society,” he says. “This year we’re getting much more involved in the community.” NHS also will retain their long-time projects such as the Angel Tree drive and Habitat for Humanity. “We’re also requiring students to attend sporting events, artistic events and engineering events,” he says. “The shirts are part of what we call creativity sessions, which we’re making to raise school spirits.” His community service doesn’t stop there. He’s also a member of Interact, the Spanish National Honor Society, president of the French National Honor Society and a member of Mu Alpha Theta, the national math honor society. On scheduled days, he also visits an area homeless shelter. “I do creative writing and I was published in the Gulliver publication Reflections in my freshman year,” he says. “I received second place at the Youth Fair for a poem I wrote in French.” Throughout his high school career, Alonso-Torras has been involved in student government. In his freshman year, he was president of his old school. He’s been sophomore and junior class treasurer.

“I’m also in Model United Nations and I’m the coordinator for the Gulliver/UM conference,” he says. “I’m also on the Gulliver Prep Academic Honor Council.” Alonso-Torras plans to apply to the top Ivy League schools, including Harvard and Princeton. He’s also looking at the University of Florida, Georgetown, Brown, Tufts, the University of Michigan and the University of Chicago.

By Linda Rodriguez Bernfeld

ANTHONY JOFFRE While some high school juniors are playing video games or listening to rock music on their headphones, Anthony Joffre is building ramps for goats. Why goats? Because the animals need these exercise devices in the veterinary program at Felix Varela High School. The construction project is part of Joffre’s Eagle Scout project. He’s also creating blackout nets to protect the 200 rescued dogs in the school’s veterinary program. Joffre is a junior at Coral Reef Senior High, but his connection with Felix Varela began when his mother was a librarian there. On Teacher Work Days, when students had the school day off but teachers had to work, Joffre accompanied his mother to her workplace and

spent enjoyable hours with the animals in the veterinary unit. The idea for the needed ramp construction came out of that experience. Now Joffre works with other members of Boy Scout Troop 45, putting in 15 to 16 hours of work on weekends. He has been a part of the Boy Scouts since he was in the second grade. He receives plenty of encouragement from his mother and from his father, a dentist at a correctional institution. The Debate Club is another center of interest in the high school junior’s life. With the school debate team, he has competed against other schools around Florida and remembers well a trip to a Harvard-sponsored debate event in Boston. In his course studies (International Baccalaureate program), math is one of Joffre’s favorites. “It comes easily to me, I can grasp it quickly,” he says. Joffre is a member of the Math Honor Society and looks toward a college major in math or business. The trip to Boston has turned his interests to colleges in the northeast, particularly Boston, “because I really like that city.” Academic achievements marked the high school junior early in his educational career. He took the SAT exams when he was 12. That resulted in an invitation to Duke University’s three-week summer Talent Identification Program (TIP). He attended not just one summer, but three. When it comes to sports, Joffre plays on the Coral Reef lacrosse team and enjoys ping pong matches with his friends. He is a community baseball coach who teaches the sport to boys in the 10- to 13-year-old group. For a young man who is taking accelerated courses in high school, with high goals for a college education, the question arises as to why he is so involved in the community. His answer is simple and direct: “I look for opportunities to serve. I enjoy giving back to the community. Helping as an Eagle Scout is one way I can do that.”

By Pat Fulton


Oct. 26 - Nov. 8, 2009

PINECRESTTRIBUNE.COM

Page 5

Positive PEOPLE in Pinecrest

LINDSEY PRECHT Gulliver Prep junior Lindsey Precht is a science fair whiz. Precht has been entering exhibits at science fairs since she was in the sixth grade. All of her projects have focused on some aspect of coral reefs.

“I’ve been to states three times and nationals once,” she says. Precht went to the National Science Fair in Washington, D.C. when she was in the eighth grade. “It was the top 40 science projects in the country, including Puerto Rico,” she says. That project involved the feeding habits of sea urchins. “It was to determine which species would decrease macro-algal growth on the coral reefs of the Caribbean,” she says. It was an important project because there was a serious decline in the sea urchin population in the 1980s. “I was trying to find a replacement sea urchin,” Precht says. The students who succeeded in getting into the national science fair each received $500 scholarships. The top three finalists received bigger prizes, but Precht did not reach that level. “Last year I got the United States Air Force Award,” she says, adding that she also received an honorable mention for her project at the Florida State Science Fair. For that project, she took pictures of Key Largo limestone and compared them to photographs

of coral reefs that she took in Key Largo. “I compared them to see which species were present,” she says. “If we compare paleo-ecological records, you can determined what was present 125,000 years ago to what is present today.” While most students procrastinate starting their science projects, Prechet does not. School started in late August and by early September she was already hard at work on her next science project. “It’s not a secret, I’ve been working with 3-D mosaics of coral reefs to get a whole view of an area,” she says. Most students enter science fairs because they have to and they don’t really enjoy the process. But Precht is different and says she had fun working on her project. “I’m in the process of finishing it up,” she says. “The county fair is in February. I’ll figure out when to turn it in.” Her love for marine eco systems stems from her interest in her father’s vocation as a marine biologist. He works with the National Marine Fisheries Department as one of the managers of the Key Largo area. “I wouldn’t call it a hobby because it’s much more of that,” she says. “I’d love to continue it,

but not as a career; more on the side, for fun.” Along with entering science fairs, Precht enjoys sports. She plays soccer (goalie) and softball. She didn’t play much last year because she broke her leg during the West Pines Tournament. She was able to play only one game for the Gulliver junior varsity team, the last game of the season. But she has healed and is just fine this year, and plans to try out for the varsity. However, she was able to play varsity softball at Gulliver last year. “That’s my main sport,” she says, adding that she also plays with the Perrine Stingers. Precht plays catcher, third base and first base and usually bats fifth or sixth. “We were regional finalists,” she says. “We placed second in the region.” Precht is an outstanding student and is in the National Honor Society and the Open Ears, Open Arms Club. As a service project, she collects Halloween costumes, usually starting two weeks after Halloween. She donates the costumes to a variety of organizations. “I’ve collected around 800 costumes in the two years that I’ve done it,” she says. “I call it the Costume Closet.” By Linda Rodriguez Bernfeld

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VIZCAYANS,

Oct. 26 - Nov. 8, 2009

from page 1

and became involved in 1995 as a supporter and fundraiser for the organization. Bowe’s resume includes service as a member of the Pinecrest Charter Council and two elected terms as a Council Member from 1996-2004. Both men recognize the need for energetic fundraising, including grants, to stabilize the long-term financial resources of Vizcaya. Both also recognize the strong educational benefits of Vizcaya’s art to children, teenagers, college students and adults. Bowe has happy memories of planning and leading holiday celebrations for children, many of them underprivileged, held each December between 1995 and 2007. Entertainment included local dance groups, high school and church choirs, and visits from Santa Claus. Each child went home from the party with gifts provided by the Vizcayans’ fundraising efforts. Planning for two holiday events on the Vizcaya calendar occupy significant time for Kress and Bowe. The

REGISTRATION

53rd annual Vizcaya Ball will take place Nov. 21. It will be preceded by a Nov. 10 event at Hugo Boss in Merrick Park, where invitees will enjoy a private cocktail reception and shopping for their formal outfits for the upcoming gala. Vizcaya Museum and Gardens is designed to preserve the Miami estate of Deering. It is an example of a European estate that includes a mansion filled with art and furnishings, and 10 acres of beautiful gardens. It was Deering’s winter home from 1916 to 1925. Vizcaya has served as a diplomatic seat for Miami-Dade County, over the years hosting many of the world’s most famous dignitaries, including Queen Elizabeth II, Pope John Paul II, President Ronald Reagan, and King Juan Carlos I and Queen Sofia of Spain. It has also been the host for such major international events as the Summit of the Americas, the signing of the Free Trade Agreement, and activities associated with Art Basel. In addition, thousands of Miami-Dade residents have chosen to commemorate some of the most important occasions of their lives at Vizcaya. About 140,000 people visit Vizcaya every year.

from page 1 –––––––––––––––––––––––––––––––––––––––––––

this year it will continue to provide a great recreational program and value to the families and youngsters in our surrounding communities,” said Keith Reilly, HPBSA president. “Last year’s successful season was made possible with the assistance of 300 volunteers helping 1,000 youngsters play t-ball, baseball and softball. This year, Howard Palmetto will again offer an exceptional program at exceptional pricing, as we have for the last 48 years.” The league’s web-based format at <www.howardpalmetto.com> for registration, schedules, league news, updates and schedules has been a success. It allows members and parents to register, check practice or game schedules, standings, scores and player news. Managers can instantly notify parents of changes to schedules or even last minute unscheduled rainouts. “The sponsorship link has been even more successful than originally anticipated by allowing local membership more direct exposure to the com-

munity’s local businesses,” said Reilly. “It’s a win-win for our community’s businesses and for members of Howard Palmetto.” This year Howard Palmetto has lowered sponsorship fees to $100 per team to allow more businesses to participate in getting exposure for one of South Florida largest recreational sports program’s membership. Becoming a Howard Palmetto member by enrolling one child before Nov. 15 will cost $180. T-Ball Titans Division costs $150. Additional same-family registrations receive a $25 discount per member. The Howard Palmetto membership enrollment entitles youngsters to a complete uniform, opening day picnic and clinics, team pictures and other special benefits and pricing to events. Howard Palmetto games will be played at Evelyn Greer Park, Suniland, Palmetto Bay, Coral Reef and Chapman Field. For more information, go to <ww.howardpalmetto.com> or email <information@howardpalmetto.com>.


Oct. 26 - Nov. 8, 2009

PINECRESTTRIBUNE.COM

Page 7

South Florida Boys, Girls Choirs mark 10th anniversary BY ANGELA GREEN The South Florida Boys Choir and Girls Choir will mark their 10th anniversaries with a gala “Note the Difference” celebration on Nov. 6 at Signature Gardens, 12725 SW 122 Ave. The choirs were formed as a replica project of the world famous Boys Choir and Girls Choir of Harlem, with a goal of stimulating children to become a successful, socially responsible, lifelong learners, and to use the discipline of music as a catalyst to transform and improve the lives of at-risk youngsters and their families. The boys and girls and their families will celebrate their heroes and hero-

ines, as well as past and present board members of the organization. Receiving the first “Lift Every Voice” awards are Thelma Gibson, a trailblazer in education, mental health and community organization; David Lawrence, founding chair of the Children’s Trust; Rev. John Ferguson, Second Baptist Church founder; and Brother Sullivan Pugh, gospel legend and a Music Hall of Famer who will perform with the children in a demonstration of music as a positive element for bridging gaps in society. Sponsorships are available for $1,000, $500 and $250; tickets are $100. For more information, call 786-242-0460, ext. 222.

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Friday, November 6th 5:30 - 8:00 p.m. 5950 N. Kendall Drive, Pinecrest Casual and family friendly! This open-air service is free and open to the community. Registration is required. Go to www.tbam.org

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PINECRESTTRIBUNE.COM

Oct. 26 - Nov. 8, 2009

Council okays historic marker for Flagler Grove BY LEE STEPHENS

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Railroad through the area. Kendal Grove was bounded by 100th Street The Pinecrest Village Council has and 104th Street on the north and passed a resolution to honor Flagler south and Dixie Highway and 72nd Grove with a historic marker. Avenue on the west and east. The marker will be placed Flagler appointed surveyor at the intersection of South and railroad foreman John J. Dixie Highway and 102nd Hinson as its manager. On Street, formerly known as this site, Hinson built the Flagler Boulevard. first home and business – a Commissioner Bob Ross citrus packing facility with sponsored the resolution, workers’ quarters – in what is which passed unanimously. now the Village of Pinecrest. The Council took action to Hinson became Dade erect the historic marker in County’s first commissioner Scott Kenward response to a story that from South Dade in 1909. ––––––––––––––– appeared in The Pinecrest Kendal Grove, later known Tribune History series written by Village as Flagler Grove, grew citrus profitably resident Scott Kenward. through the efforts of Richard “Dick” The copy on the marker will read as Rice, who acquired it in 1921. In 1938, follows: seven acres were sold to zoo animal “Henry Flagler established, in 1904, broker Alton V. Freeman who operated a 70-acre citrus grove on property the world-famous Miami’s Rare Bird awarded him by the State of Florida for Farm tourist attraction on this site bringing his Florida East Coast until 1961.”

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PINECRESTTRIBUNE.COM

Page 9

Viscayans Kickoff New Year

Don Kress - President, Bill Jones-Treasurer, Barbara Guilford -Secretary, Leslie Bowe - Vice President

Jeff Rynor and Sheila Kuhl

At an October 8, 2009 reception hosted by Northern Trust, NA, The Vizcay-ans kicked off the organization’s 53rd year supporting Vizcaya Museum and Gardens. Officers for the upcoming year are Donald Kress, President; Leslie Bowe, Vice-President; Barbara Guilford, Secretary; and Bill Jones, treasurer. Kress and Bowe are residents of the Village of Pinecrest. One hundred or so guest enjoyed the evening where immediate Past President Norma Quintero was recognized for three years of stellar leadership of the organization; elected officials Marc Sarnoff, City of Miami Commissioner, District 2, and Carlos Gimenez, MiamiDade County Commissioner, District 7, were recognized for their strong support of Vizcaya and the work of The Viz-cayans; and Vizcaya’s Executive Director Joel Hoffman briefed the group on important ongoing initiatives and accomplishments at the museum, a National Historic Land-mark.

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Oct. 26 - Nov. 8, 2009

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Page 11

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Oct. 26 - Nov. 8, 2009

• EDUCATIONAL AND TEEN ADVICE • Toby Rose ASK TOBY How can I tell what college is best for me? This is not an easy question, because it takes a long time to research and find out if you’re compatible, in many different ways, with the college that you pick. Check: • Size of the university/college • How many students in a class I • Cost, can you afford this college? • Student ratio: male/female, racial diversity • Cold or warm weather (many Florida kids have trouble going to colleges up north where it gets dark at around four o’clock; they find this very depressing).

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One of my friends told me that the Common Application is not as easy as we are led to believe. It’s quite lengthy and has a couple of essays. Is this true? And if so what are the essays? The Common Application many years ago was an easy one time application that you submitted to many schools. It is quite different now. Now most schools have the common application as well as their own supplement, which means more forms and more essays. Now they ask for a personal essay 250 words minimum on a topic of your choice or one of the options listed below: • Evaluate a significant experience achievement risk you have taken or ethical dilemma you have faces and its impact on you. • Discuss some issue of personal, local, national or international concern and its importance to you. • Indicate a person who has had significant influence on you and describe that influence. • Describe a character in fiction, a historical figure or a creative work (as in art, music, sciences etc.) that has had an influence on you and explain that

influence. • A range of academic interests, personal perspective and life experiences add much to the educational mix. Given your personal background, describe an experience that illustrates what you would bring to the diversity of the college community or an encounter that demonstrated the importance of diversity to you. • Topic of your choice.

Do I have to tell the truth about being convicted on a misdemeanor? Absolutely! There is another part of the Common Application that says “additional information you’d like to provide regarding special circumstance, additional qualifications do so in the space below or on an attached sheet.” What is meant by “packaged loans”? The package loan is part of the “package” offered by the college. Students receive a package that includes grants, student loans and work opportunities. When you hear the term financial aid packet, which means the students are receiving financial aid and are given this “package”. What does “demonstrated need” mean? Demonstrated need means the difference between the cost of college attendance and the combined ability of the student and the student’s parent to pay that cost. What does parent contribution mean? Parent contribution means the amount a student’s dependant parents could reasonably be expecting to contribute toward that child’s educational expenses. This amount is determined by a review of individual circumstances and different financial aid formulas. Toby Rose is president of Toby Rose’s College Prep. She is an independent college counselor, was a Dade County Outstanding Teacher and past president of the Pinecrest Business Association. She may be contacted by calling 305-238-7737 or via the internet at <www.tobyrose.com>.

www.communitynewspapers.com


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2010 Winterball Season

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PINECRESTTRIBUNE.COM

Oct. 26 - Nov. 8, 2009

Getting your office organized BY SAL ROLDAN

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Other

COMES WITH OUR SPECIAL TOMATO SAUCE Chicken Stomboli............................................................... $6.95 Meat Stomboli..................................................................... $6.95 Cheese Calzone................................................................... $6.95 Anyways You Like It Calzone............................................ $7.95 Garlic Rolls 1/2 dozen............................................................................. $1.75 1 dozen................................................................................. $2.75

Dessert

Many people have an area of their home dedicated to the â&#x20AC;&#x153;business side of family lifeâ&#x20AC;? for the family computer, paying bills, correspondence, using the Internet and doing work at home. However, many people find that their home office is not functional and unorganized, and they just donâ&#x20AC;&#x2122;t know what to do. The solution is to get organized. First, follow these simple steps: â&#x20AC;˘ Take inventory of everything you want to store in your office, including your equipment. â&#x20AC;˘ Determine what you want to keep and get rid of the rest. â&#x20AC;˘ Organize your files grouping similar things together. After you have purged your space of any unnecessary items, determine where your office will be located in your home. It could be a space in the kitchen, a corner of the family room, in the den or a room dedicated solely to being an office. Measure the area and sketch it on paper, drawing the area to scale. This will help you to create a vision. Stand in the space and choose the place you want to sit. Then begin designing your office space. Ideally everything you need to access the most will be within arms reach. The items you access the least should be farther away from you.

Use all of the available space. Since storage space is hard to come by, it is important to store things neatly yet efficiently. Store current items in smaller shelves, cubbies or in file drawers that can be reached easily from your chair. Paid bills, records or other items you donâ&#x20AC;&#x2122;t need to get to often can be stored in file drawers on the opposite side of the room. The main goal of any office is to keep the space neat and uncluttered. Except for the computer monitor and phone, all equipment should be stored under the countertop for the best use of workspace. Printers, CPUs, scanners and fax machines are best stored in cabinets behind doors so they can be kept out of sight while not in use. The last decision you need to make is to choose a â&#x20AC;&#x153;lookâ&#x20AC;? that reflects your style. Whether you decorate with art deco flair or in a more traditional fashion, it is important to blend your office with the dĂŠcor of your home. The hardest thing is getting started. Look at your calendar and make a date with yourself. Set aside a weekend to begin the organizational process. However, if you are having a difficult time or just donâ&#x20AC;&#x2122;t know where to begin, call the experts at Closet Factory, a company that has organized thousands of offices. You will work with a professional designer in your home who will help you create the perfect office of your dreams. The key is to take the first step. For more information or a free consultation, call 305-969-8470.

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Essay contest winners Pictured is Palmetto Elementary School principal Eric Torres with second grade student Sophia Lambert and fifth grader Elizabeth Muñoz, winners of the Abraham Lincoln Bicentennial Essay Contest. Torres passed out ice cream and a commemorative certificate to 24 students — one student per class in grades one through five – as a reward for winning their class essay contest. Lambert and Munoz went to the regional competition and Muñoz has been selected to go to the district competition.

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PINECRESTTRIBUNE.COM

Oct. 26 - Nov. 8, 2009

Consumer spending will be ‘key’ driver for recovery BY MICHAEL WELCH President & CEO, University Credit Union

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SAME OWNERS SUNSET SPECIAL MENU $13.95 Served Everyday 4:00pm to 6:30pm House or Caesar Salad Your choice of: Churrasco - Grilled Skirt Steak with French Fries 10 oz Angus Burger - Served with French Fries Cheddar and Swiss Cheese, Lettuce, Tomato and Onion Margherita Pizza - Whole Wheat or Traditional Penne Arrabbiata - Spicy Marinara Sauce Cheese Ravioli - Three Cheese, Mozzarella, Ricotta and Parmesan Chicken Paillard - Thinly Pounded, served with Grilled Veggies Grilled Salmon - Served with Grilled Veggies Coffee, Tea or Soda Included

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We are resilient! We’ve been here before and we’ll probably be here again, someday. But, the good news is that we will recover from this current recession. How will we know if recovery is under way? Kiplinger’s Personal Finance magazine tells us, “When three of these six benchmarks turnaround, we’ll know the recovery is well under way.” The six benchmarks are: • A downturn in jobless claims. • A two to three month up tick in existing home sales. • A higher index number in consumer confidence. • An increase in retail sales. • A two- to three-month up tick in orders for durable goods. • A narrowing of the gap between the three-month treasury bill rate and LIBOR (London Inter Bank Offered Rate), a rate at which banks lend to each other. Additional, specific definitions and information on the six benchmarks is found in the July 2009 issue of

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Kiplinger’s Personal Finance. Consumer spending, which accounts for over 70 percent of the U.S. economy, will be a “key” driver on this road to recovery. Our commitment and subsequent follow through to purchase durable goods, non-essentials, and real estate, not just consumables, is a must for an economic turnaround. Our personal savings rate has moved from a very unhealthy negative rate to an extremely strong positive position. We truly need to be somewhere in the middle to firmly push the healing process in the proper direction. There is a positive mindset growing and we need to move-on, past this unfortunate, negative time in our history. Because of individual circumstances, some folks will take longer than others to become an active, vibrant part of this economy. The important element is to find resolve and again live our lives as participating consumers. We must support our local merchants, trades and establishments, and together we’ll turn the tides on this recession.

Shop locally and SAVE GAS!

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CREATING A SYNERGY OF LAW AND BUSINESS


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PINECRESTTRIBUNE.COM

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Read in Aspen Pinecrest residents Dani and Jesse Kaplan took along a copy of their favorite hometown newspaper recently when they visited Aspen, CO. Thanks for thinking of us, guys!

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PINECRESTTRIBUNE.COM

Oct. 26 - Nov. 8, 2009

A tale of two bistros — Blu and Trattoria Sole G N I N I D

BY PAT FULTON

If you asked 100 people at random in Miami to define Italian food, the most common responses likely would be spaghetti-and-meatballs and pizza. However, you might be surprised to learn that Maurizio Farinelli created a pizzeria in South Miami because he could not find any pizza in town that reflected his native Italian tastes. His bistro — Blu La Pizzeria Del Sole, offering more than 60 varieties of wood stove-baked pizza (including white pizza, focaccia and smoked salmon) – was once the College Inn diner and was attached to Lee’s Pharmacy just around the corner fronting Sunset Drive. It was a gathering place for University of Miami students, Farinelli, whose family resides in Torino, Italy and has been operating restaurants since 1934, is a man with childhood memories of doing afterschool homework at one of the tables in the family establishment. When he purchased the Lee’s Pharmacy building in 1997, he started out with a Northern Italian menu at Trattoria Sole, a full-service restaurant with outdoor dining and valet parking. The purchase of the College Inn property came in 2000 He built a wall to separate the two restaurants and used soft lighting and other decorating touches to transform them with into intimate atmospheres for a unique dining experience. His presentation of pizza is far from the American stereotyped product of cheese, tomato sauce and pepperoni. One specialized version is baked pizza dough that puffs up in the oven, the baked dough then cut in half, stuffed like a sandwich and baked some more. “Spaghetti and meatballs is not an authentic Italian dish,” Farinelli says. “We have pasta in Italy, but you have to go far south to find small meatballs served with the pasta.” The pasta at Trattoria Sole is homemade and Farinelli enjoys introducing his customers to cheeses such as Burrata, a handmade mozzarella from southern

OUT

Pasta at Trattoria Sole is homemade. ––––––––––––––––––––––––––––––––––––

Italy. On Wednesdays, he imports Mediterranean fish from Italy or Spain. Each night he highlights 12 menu specials such as veal, beef, osso buco, rack of lamb, even bison. On Thursday nights, a live jazz band adds to the atmosphere. For week nights, halfprice drinks are available at Trattoria Sole from 6 to 8 p.m., Monday through Friday. Outdoor dining is also available for Blu as well as Trattoria Sole, another touch Farinelli brought from Italy. An occasion that Farinelli started as an experiment outside the restaurant has blossomed into a weekly event. In a private home in Pinecrest, he entertains 14-18 guests with a four-course meal and cooking demonstrations. Cost is $95 for the unique dining and learning experience. When some of his regular customers tell Farinelli that they are headed to Italy for a visit or tour, he often recommends restaurants and wineries. On special occasions, he will give the names of personal friends and their phone numbers in case the Miami tourists need information or help. The restaurant owner, who says he

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loves Italian food because of the large variety, visits his customers at their tables, asking their opinions on what they are eating and offering samples of new foods. “I like to be involved with people,” he says. “I enjoy expressing what my culture is about because food is a major part of Italian culture. Blu La Pizzeria Del Sole is located at 7201 SW 59 Ave. and Trattoria Sole is at 5894 Sunset Drive. For more details, call 305-666-9285 or 305-666-9392.

Above: Wood stovebaked pizza

Right: Blu Tomato dish

UNIVERSAL HOME HEALTH CARE is committed to providing highquality, compassionate care. Our medical training and health care background means that your loved one will be in good hands. Universal Home Health Care is Medicaid/Medicare certified. Located in Pinecrest. • Alzheimer’s Care • Medication Management/Teaching • Blood Pressure Monitoring & Care • IV Administration & Monitoring • Physical/Occupational/ Speech Therapy • Cardiac Care

• Bowel Care/Catheter Care • Neuro-Psych Care • Diabetes Care • Wound Care • Feeding Tube Support • Incontinence Support • Home Health Aid

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How to Manage Back Pain BY HEIDI SERVEN GET FIT & STAY ACTIVE Leading a healthy and active life style is important for your bodies overall Health. While most people experience back pain at sometime in their life, in many cases back pain can be managed by keeping back muscles strong by staying active and making healthy choices. Walking, swimming and stationary bike riding in conjunction with proper stretching and strengthening exercises are important in any workout routine. Exercise in conjunction with healthy eating and staying active are all ways to maintain your body’s optimum health. Before beginning any new diet regimen or exercise routine it is recommended that you consult your health care provider. Unhealthy behaviors such as smoking impact many parts of the body, including reducing the blood supply to your back, reducing the nutrients to your muscles. PRACTICE PROPER POSTURE In many cases back pain or injury can be avoided by maintaining good posture and when possible avoiding certain activities that may trigger back pain. This will vary by individual. Being mindful of good posture by not slouching, slumping or hunching over and sitting straight and standing tall go along ways to improving the health of your spine. Avoid lifting and carrying health objects. When lifting always bend at the knees instead of bending your back and keep your feet apart for stability and carry objects close to your body. At the office keep your muscles working by alternating positions frequently and using proper ergonomics while working on the computer and using your keyboard. When doing household chores and gardening, avoid stooping, awkward bending and lifting heavy objects. Warm up muscles with simple stretching exercises before doing any physical activity. SELF CARE REMEDIES Back pain should not and most often cannot be ignored. Unless there is a serious, underlying cause for the pain you are experiencing the best thing for treating back pain is to stay as active as possible. While bed rest was once believed to be an effective method of treatment, bed rest is no longer recommended. After an injury occurs, reducing physical activity for the first few days is recommended to help reduce inflammation and alleviate symptoms, but gradually resuming your regular activities is the best medicine to

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MEDICAL MANAGEMENT OF BACK PAIN & CHRONIC PAIN • Nutritional Health • Acupuncture • Chiropractic • Massage Therapy • Podiatry • Pharmacology

Adult Family Medicine Addiction Medicine treating a bad back. Below are some quick reminders for responding to a back injury or flare up: Ease pressure on the back by placing pillows under and between your knees while resting or sleeping. Use ice or heat to calm back spasms and manage pain. After an injury or flare up ice packs should be applied to the area for no more than 15 minutes at a time for the first 48 to 72 hours. A heating pad, hot water bottle or hot towel can be used as needed after a couple of days. Too much cold can trigger spasms, while too much heat can cause more inflammation and hinder healing. Over the counter medications such as ibuprofen can assist in providing pain relief. Check with your doctor to find out the best choice for you. INVOLVE YOUR HEALTH CARE PROVIDERS Back pain can also be managed through massage, physical therapy and by visiting your chiropractor. Don’t wait until you are in pain to get help. By keeping your back muscles healthy on a regular basis, you may be able to prevent future problems. Acute back pain may be a sign of more serious health concerns. Listen to your body and respond. You should seek medical attention immediately if you have any of the following; Unexplained fever with back pain Back pain as a result of a fall, severe blow or auto accident You have weakness or numbness The pain is very sharp The pain is worse when lying down or awakens you from sleep The episode has lasted more than four weeks

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PINECRESTTRIBUNE.COM

Oct. 26 - Nov. 8, 2009

How to Choose a Bank BY MIKE DUNN Choosing the right bank that fits your needs is much easier today because there are many more options available to consumers. The first thing you may want to consider is the type of banking business that fits your needs. If you travel a lot and need quick access to branch offices in other locations, then a national or regional bank will be the best one to choose. If you don’t travel that much, however, and you place an emphasis on customer relations and like the idea of personally knowing the personnel at the bank, then a small, local bank will suit you just fine. A lot of times, people prefer smaller banks for their friendliness. Once the issue of local or regional bank is decided, consider the convenience factor. Look for a bank that is close geographically to where you live or work and offers the same or similar services as other banks in town. Or you may want to gauge your choice on the bank’s accessibility. If you are on the road every day, for example, and a bank is located in a convenient spot along your regular travel routine that might be the best one for you. Most banks have similar services these days, but there are some differences. A good way to check the services a bank offers is to look up its Web site. That will supply you with information about the types of checking and savings accounts that are offered, interest rates on loans, what special services might be available, etc. Know ahead of time what kinds of things you are looking for in terms of service and penalties and perks. Does the bank you have in mind offer online banking and/or ATM service? Does it offer free checking? Does it offer direct deposit? Is the bank’s interest rate lower than its competitors? Answers to these and other pertinent questions can usually be found online. If you have narrowed your choice down to two or three banks in terms of convenience and the type of banking business you do, then visiting the Web sites of the banks could help you make your final decision.

Getting the Best Return

If you have researched online and have evaluated potential banks in terms of convenience and service and still aren’t sure which one to choose, and then take the time to make a personal visit. Are the tellers friendly to you? Are they professional? Do you think you would feel comfortable coming to the bank office and sitting down with a loan officer? Different banks sometimes have different hours when the lobby is open to customers. Which bank offers hours that work best with your work schedule? If you have just moved to a new location, you may want ask neighbors which bank they would recommend. Use that to narrow your choices, and then do your own research based upon the factors listed above. Something else that is important in terms of choosing a bank is to know yourself. What is your purpose in opening an account? Do you have a plan to build a savings

account or do you just want an account so that you have a place to have your paycheck deposited or where you can get your paycheck cashed? Is earning interest important to you? Answering these questions honestly can help you not just in choosing a bank, but in gauging your own personality in terms of finances. If you’re serious about savings, then you will want a bank that offers the best opportunities to its customers for keeping money deposited there. But beware. Before you make any arrangements, be aware of what the penalties are for early withdrawals. If you know you might have difficulty leaving the money untouched, then you may want to consider a contract where the penalties are less severe even though the interest is not as high. Your banker can help you with these decisions, but in the long run, it is best to know yourself and make decisions accordingly.

The best way to see a return on the money you deposit in a bank is either through a certificate of deposit or a money market account. The big advantage of a certificate of deposit (CD) is that it offers a greater return than any interest that may be earned in a traditional savings or checking account. Typically, the longer you agree to keep your money in a CD, the higher the interest rate. A CD can range in length from six months to five years or more. Often the interest rate will go up with the amount of money that is invested, as in the case of a jumbo CD. For any type of CD, there are substantial penalties for early withdrawal. (Typically, the penalty will be three months’ interest.) The nice thing about a CD is that the interest rate is locked in, no matter what the market does. But that can be a doubleedged sword; if the interest rates go up while your money is in a CD, you are still locked into the same rate. A money market account is money that the bank uses to invest in short-term loans to government agencies and corporations. These accounts offer some of the benefits of both savings accounts and checking accounts, but they require a rather high minimum balance, usually $2,500 or more. The interest rate is generally higher than what a traditional savings or checking account, however, and the money market account is usually free because of the high minimum balance that is required. One disadvantage is that checks written against a money market account have a minimum standard of $100 or more. A regular checking account does put any restriction upon the amount written for a single check. With the fees associated with traditional savings and checking accounts, such as the charge per ATM visit, the cost per check, the monthly fee, and the cost for a bounced check, it might be a good idea to talk to someone at your bank about investing in a CD or a money market


Oct. 26 - Nov. 8, 2009

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Thereâ&#x20AC;&#x2122;s No Better Time to Get a Residential Loan from Turnberry Bank

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For many people, now is a great time to buy residential real estate. At Turnberry Bank, we can help you access funding to purchase your first home, refinance an existing mortgage, build a vacation home, or acquire the perfect place to enjoy your retirement. Our home loan specialists will help you select the loan that is right for you by showing you a variety of options and providing straightforward answers to your questions. Plus, our personalized service, simple application and local decisions make the process easy and efficient.

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How to Choose an Air Conditioning BY SHEILA JOHNSON When the time comes to install or replace a new central air conditioning system, look for an air conditioning contractor who has had several years experience diagnosing problems and performing installations and repairs. Ask friends, neighbors and coworkers for the names of contractors they would recommend. It is always better to hire someone who comes with a good referral than to pick someone at random from the phone book. If you can’t get a dependable referral, call at least three different contractors for estimates. Make sure the contractor that you hire complies with state and local codes and regulations and that he has current business and workers compensation insurance. Talk with the contractor about your home’s specific needs and listen carefully to any recommendations that are made. Ask about similar jobs the contractor has performed in the past and request the names of previous cus-

tomers you can call as references. Take the time to follow up and talk with the references. Ask if they were happy with the quality of the work, if the contractor was dependable, and if there were any problems with installations or faulty equipment. Try to find a contractor who has several years experience performing repairs and installations. You want someone who not only can service your equipment but who can recommend and install a complete new system if necessary. A reputable contractor should offer to give you an estimate of necessary services including a breakdown of equipment costs and the fee for

Tips to Remember 1) IDENTIFYING A CONTRACTOR - You may wish to contact friends, neighbors, relatives and co-workers for opinions on work done recently by an HVAC contractor. 2) GETTING ESTIMATES - Arrange for the contractor to come and inspect the job site. 3) THE CONTRACT - The contract is the agreement between the homeowner and the contractor that specifies what work will be performed and gives a firm dollar value on that work. 4) PAYMENT METHODS – Be clear of when the payment is to be made and what method of payment is accepted. 5) INSURANCE - It is important that the contractor and any subcontractors each have public liability and property damage insurance. 6) REFERENCES - Reputable contractors will be more than willing to give you the names and addresses of customers they’ve done work for in your area.

labor. Experienced contractors will work with you to find a system that works most efficiently for your home without breaking your budget. Be sure to ask about warranties and if the contractor will perform follow-up service to make sure the system is working properly. Talk with the contractor about particular problems you may have encountered in the past such as certain rooms feeling drafty and cold while others feel too warm and dry. The contractor should also be able to help you resolve problems with high humidity and indoor air pollution. He should also take precautions to dispose of used refrigerant and worn parts so that they do not pollute the atmosphere. A good contractor will offer instructions on how to keep your air conditioning system working efficiently on a dayto-day basis. Don’t be shy about asking questions on changing filters, operating the thermostat, etc. Ask about warning symptoms you should be aware of that may signal a problem. Most contractors will let you know how often the system should be serviced and explain preventive maintenance services. If you are installing a completely new air conditioning system ask the contractor to explain his recommendations and to detail any changes that might be

necessary in your duct and vent system. Keep in mind that the price of the equipment should not be the total basis for choosing one contractor over another. Proper installation and maintenance are important to insure that your system operates safely, reliably, and efficiently. Don’t give the job to a company that makes an estimate over the phone without inspecting your home first. Get estimates from multiple contractors but be skeptical of bids that are much lower than the others. A company offering a very low estimate may be trying to scam you with outdated or unreliable equipment. A good contractor will make recommendations based on the cooling-load calculation that is determined by the size of your home and other factors that impact efficiency. Once the coolingload calculation has been made the contractor should be able to estimate the annual operating cost for the equipment to be installed. Quality contractors offer prompt, courteous and professional service. Check to make sure they have an office or shop that has been in business for a few years. If you have any doubts about a particular contractor, check with your local Better Business Bureau or your state attorney general’s office to see if the company has any complaints on record.


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Oct. 26 - Nov. 8, 2009

How to Get the Most Out of Eating Out BY CURT HAGEDORN Considering how many American’s are struggling with obesity these days, the results of a recent Pew Research Center are surprising. Only 39% of adults say “they enjoy eating a meal outside of the home a great deal,” down from 48% back in 1989. And this is while 66 percent of us (71 percent of men) say that they eat out at a restaurant at least weekly. What does this all mean? Well, basically we’re eating more and enjoying it less. This is probably because most of us are, or think we are, too fat. Since eating out is (or should be) one of the great experiences, what can we do to bring back our pleasure in eating out? For starters, bring back the sense of adventure to your trip to a restaurant. Don’t be satisfied with the same old meal you order day in and day out. Try new things. Even a trip to McDonald’s can be a positive experience if you remember that you’re not required to order your usual “Double Quarter Pounder and Supersize It.” Explore the dollar menu and save some money, or try one of the kid’s meals. Many fast food restaurants are really trying to infuse some variety and health – and you even get a toy. See how many different things you can get for the price of your usual over the top, high calorie feast. You may find that you get full a lot quicker by taking little tastes of multiple items rather than wolfing everything down in a fast food trance. Second, try a new restaurant. Turn into the parking lot of that place you pass every day. Try some different

cuisines even though you may think they do not appeal to your taste. Chinese (or Italian or Greek or Japanese or Russian or French or Mexican) food may have change a lot since you last had it, or they may do something new here. Even the family restaurants you see advertised all the time are constantly changing their menus. They are quick to add new menu items and daily specials (which can be a really good bet both taste and price wise) to tempt new customers and adapt to changing tastes. And if you’re worried about calories, don’t be afraid to ask for half orders, or to make a meal of a few appetizers instead of an appetizer and an entrée. Don’t make going to a restaurant a battle for your soul. If you want that fried food, have it, but make sure you only have a salad the next day to make up for it. Everything in moderation is as good a way to

approach restaurant dining as it is to approach life. Also, don’t forget to make it an occasion. Part of the reason we enjoy eating less is we’re so busy that pulling through a drive thru is about as engaging as pulling up at a gas pump. If food just becomes fuel, then naturally you’re going to go for the cheapest, fastest fuel there is, regardless of whether it is good for you or not. If you’re going to a restaurant, invite someone to go with you whom you enjoy being with. Or if you’re alone, take a book and don’t rush through your meal because you feel odd about eating alone. You have a right to be there and enjoy yourself. If you’re getting takeout, don’t just gobble your dinner out of the bag. Set the table, light some candles, experience what you are eating and savor it and you’ll find you eat less and enjoy it more. Finally, ask questions. The more you interact with your server and the restaurant staff, the more they’ll be expected to know the answers. Find out what kind of fat they use in frying. Ask them to only serve you half an order and put the other half in a container to take home, protest (nicely) if they charge for sharing. A lot of restaurants are getting the idea that we want more control over our portions. Help them along by telling them you would have been just as happy to pay 8.95 for only a half a pound of pasta rather than a full pound, as long as the service and the atmosphere were good. After all, the restaurant wants to please its customers, so letting them know, again, in a nice way, how you feel they could serve you better should benefit both you and the restaurant.

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Hardwood Floors: A Few Pointers Familiarize yourself with the different types of hardwood flooring - strip, long strip, parquet, block, engineered or rustic - before you visit a dealer. • Choose from low gloss or high gloss finishes and among such wood colors as butterscotch, walnut and cinnamon. • When you shop for wood flooring take detailed measurements of the rooms and create scale drawings if possible. • Your local hardwood flooring supplier can suggest woods that will work best for your room situation and budget. • Keep in mind that lighter colored flooring can make a small room feel more spacious, while dark-colored floors can make a large room feel cozy. Also, light flooring will show dirt more than darker finishes. • New technology and innovative products have made hardwood floors easier to care for than ever. • To maintain your floor’s beauty and durability, always wipe up spills with a dry or slightly damp towel, sweep or vacuum once a week to remove surface dust and use doormats at entrances to catch dirt. • In kitchens, place an area rug in front of the sink to catch water spills. • Buff waxed wood floors periodically to restore their shine. • Mist the floor with a mixture of one-quarter cup of white vinegar and one quart of warm water to clean urethane floors. With proper care, hardwood flooring becomes more beautiful with time and may even enhance the resale value of your home.

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How to Choose a Phar macy BY MIKE DUNN

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When choosing a pharmacy for your family, there should be other considerations aside from a convenient location or even cost. After all, there is much at stake in selecting the right pharmacy and the right pharmacist. This is a person that you, your spouse and your children may be dealing with for many years. Your pharmacist, first and foremost, should be someone you know and trust. According to the apharmacist.org Web site, you should give as much consideration to choosing your pharmacist as you do to choosing a doctor. Pharmacists are health care professionals specializing in medicines and their appropriate use. Because of this, your pharmacist plays an important role in your personal health care and the health care of your family. The importance of assessing personal service in selecting a pharmacist is considered critical by most patients. In that regard, here are some questions to ponder: How accessible is the pharmacist? Is he or she easy to talk to and willing to hear your concerns?

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During what hours is the pharmacist available to answer your questions? It is important to choose one pharmacist with whom you can establish an ongoing relationship. Also, by choosing one pharmacy, a complete record of the medicines you take is in one place, making them easier to coordinate and manage. Your pharmacist can alert you to possible drug interactions - particularly if you take a number of different medications - help you track refills on important prescriptions, and provide any necessary detail on short notice. It is wise to consider your entire family’s pharmacy needs. Often, a pharmacist can help you with special circumstances, such as when you are taking care of an elderly relative. If you have aging parents that live nearby, you might ask, for example, if it is possible to deliver prescriptions to their home and send the bill to you. Not all pharmacists and/or pharmacies provide the same services. All pharmacies

are required to meet minimum standards. Most, however, offer services and conveniences beyond the minimum requirements. When choosing a pharmacist and/or pharmacy, you should evaluate your needs and make a selection to meet those needs. Here are some other suggested questions to consider: Does the pharmacist take time to answer your questions in a manner that you understand? Is the pharmacy open during hours that fit your schedule? Does the pharmacy deliver? If so, are there restrictions or additional charges? If there is an emergency, does the pharmacy provide after-hours service or a special emergency telephone number? Are charge accounts available? Does the pharmacy handle the drugs you expect to be taking? There may be a higher cost for additional services or conveniences such as delivery, charge accounts, and emergency service. Real value, however, comes not only from the price of your prescriptions, but from having your specific needs met at a fair price. It is also very helpful to become thoroughly familiar with your insurance benefits as they concern your prescriptions. For example, some prescription benefits plans will only pay for the dispensing of a certain days supply of your medication. If your physician issues a prescription for a larger supply of medication, the pharmacy will have to decrease your quantity dispensed or your insurance company will not pay for the medication. Obviously, since your physician is issuing the prescriptions, it is important to advise your physician concerning any prescription restrictions under your prescription benefits plan. Not every pharmacy will accept your prescription drug card. A pharmacy must sign a contract to provide services for each prescription benefit plan. The owner of the pharmacy must review each contract and decide which insurance plans the pharmacy will accept. If the pharmacy does not accept your prescription card, the pharmacy probably does not have a signed contract with your health insurance provider. In some cases, pharmacy owners may take steps to add your prescription benefit plan if asked to do so. Once you weigh all the factors and choose a pharmacy, it is strongly recommended that you use this pharmacy for all of your prescriptions needs. This allows you to receive the greatest benefit from the “screening” for drug interactions, etc., by your pharmacist since this one pharmacy has all of your prescription drug records.


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How to Choose a Chiropractor BY TRACY JOHNSON Today, Chiropractors are moving up in the world as a practitioner that can heal your body from so much more than the everyday aches and pains and the occasional back injury. The spinal cord in the body is being linked to pretty much your overall health and fitness. For example, if you are having a problem with depression, a pinched nerve can cause it. Same for sinusitis, fatigue, migraines, and so many more symptoms that most doctors just prescribe drugs for. Chiropractic medicine is being looked at more and more for help with common ailments. This is starting to take trend due to the unnecessary drugs most doctors prescribe which may help the symptoms, but do not take care of the underlying problem. In research, it is found that your spinal cord is the traffic point for all your nerves. If one of them becomes pinched, or blocked, then you will begin to experience different types of ailments. So how does one go about finding the right Chiropractor

for them? Well here are a few tips to help you when shopping around for one. First, when choosing a chiropractor, consider what you are looking for. Some chiropractors only treat most aches, pains, and serious injuries, while others

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are interested in constant care with routine adjustments and assessments. If you have a chiropractor that only sees you when you are in pain, and you are looking for more of a permanent solution, not just a relief from symptoms, then try looking towards a holistic chiropractor. These chiropractors will give you a complete work up, from doing a spinal reading, to x-rays, to a full medical questionnaire and history. During these visits, the chiropractor will first meet with you to see where your trouble areas are and begin to address these areas. He/she will also begin to formulate a routine treatment plan to help readjust any spinal shifts and realign your neck as well to keep the nerves from pinching and ending in medical symptoms. Now that you know what type of chiropractor you are looking for, begin asking around (ask friends, neighbors, co workers, and family members) if they recommend any one that fits in your requirements. However, remember, just because your mom may love her chiropractor, it doesn’t mean that he/she will be a good fit for you. After receiving your recommendations, call the office and ask some questions on their policies and areas pertaining to the type of care you would like to receive. First impressions are always the most important, so if you do not feel like they will best complete your needs, then keep shopping around. Another thing to remember, is that most chiropractors accept insurance, so make sure yours will be compatible with them prior to setting your appointment. Some chiropractors offer free consultations and x-rays when starting up as a new patient. Use this time to ask more questions of your chiropractor and describe to him/her what you hope to receive from their care. A lot of chiropractors will be upfront and let you know if they can provide the type of care you are looking for and will even refer you to another if they cannot. Make sure to check on licenses and school credits prior to allowing the chiropractor to begin any adjustments on you. A good rule of thumb is to make sure they have been in their own practice for at least two years prior to becoming their patient. You don’t want to go see an intern that just graduated from his/her schooling and is looking for fresh meat to begin practicing on. A good chiropractor, as any other doctor will listen to you and work to meet

Things to Keep in Mind When Choosing a Chiropractor Friends, family, and coworkers may be able to provide a starting point by referring you to a chiropractor they are familiar with. Chiropractors are licensed by the state, and should have completed six to seven years of college and post-graduate schooling from an accredited university. Chiropractic treatment can help with a wide variety of ailments, but a good doctor will make referrals when needed. Choosing a chiropractor is ultimately a personal decision, and you should chose a doctor you feel personally comfortable with.

your health goals and treatment needs. During your first visit, your chiropractor will ask you questions about your family history, diet, occupation, and prior treatment. The chiropractor will perform a physical exam. He will conduct a spinal examination to check for any structural abnormalities that may be causing problems. In some cases, you will be recommended for lab tests and X-rays. If after all of your careful shopping around, asking for referrals, and interviewing your prospective chiropractor, if you are not happy with the treatment you are receiving, you are always free to ask for a second opinion or find a new chiropractor to treat you.


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How to Select a Fitness Center BY JOE TALENT Everyone is different. People of different ages with different body types will require different fitness training and conditioning. Let your fitness goals guide your search. Before you select a gym, decide on your fitness goals. No one fitness club or piece of equipment is the perfect fit for every fitness need. Figure out what you need to work on. If your goal is maintaining healthy heart you may want to focus on aerobic fitness. If you are targeting that “magazine style” body you may want to focus on strength training or it may be just improving your tennis game. Look for a facility that will allow you to pursue your goal. If you want to focus on weight training, then you may not care whether a swimming pool is available. If you prefer to work out on exercise equipment, a wide assortment of exercise classes won’t be as important to you. Having your fitness level assessed by an exercise or medical professional also can help you decide what areas need work. He or she may be able to suggest specific activities that will help you, such as yoga or stretching classes to increase your flexibility. If you still aren’t sure of your fitness goals, consider joining an all-purpose facility with a

large variety of classes and equipment to explore your exercise options.

example, if you use a wheelchair for mobility, is there a wheelchair ramp to ease you into the swimming pool for flexibility exercises or aquatic aerobics? Are the hallways wide enough for a wheelchair to pass? Is there an elevator? Are lockers and shower facilities wheelchair accessible? Classes: If you’re interested in fitness classes, find out what kinds are offered and when. It doesn’t matter how great the classes at a facility are if they’re never at a convenient time. Friendly employees: Do the staffers say hello and smile? Do they circulate around the exercise area, offering tips and encouragement? A caring and friendly staff can go a long way toward helping you stay focused on your fitness goals. Reputation: Talk with other members of the fitness center about their experiences at the facility. You might also want to check with your local Better Business Bureau before entering into any contract with the club. Find out if any complaints have been registered against the facility. It’s up to you to follow through. It is not enough to join a gym. You must put in the work to reap the health benefits. But by joining a club that has what you need you’re more likely to succeed in meeting your fitness goals.

Keep these factors in mind as you sort through the options: Location: Is the health club or fitness center near your home or work? Choose a facility that isn’t too far out of the way of your daily activities. You’ll be less likely to make the excuse, “But it’s too far away.” Hours: Many fitness centers open early and close late to give early bird or late-night exercisers some flexibility. Check with the facility you’re looking into to make sure it will be open at the times you plan to exercise. Environment: Is the health club clean? Check out the equipment, floors and locker room. Also consider the overall atmosphere — is this somewhere you’ll enjoy spending time? Equipment: Does the facility have the equipment you’re interested in using? How much equipment is out of order? Too many “Out of order” signs might be a clue to poor maintenance. Does the facility offer activities and equipment suited for your unique health needs? For example, if you have arthritis, an aquatic aerobics class in an indoor or outdoor pool may match your goals for achieving a higher level of aerobic fitness or flexibility. Accessibility: Is the facility and equipment accessible for people with disabilities? For

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How to Know if You Need a Personal Injur y Lawyer We’ve all heard the story: a little old lady drives through a fast food restaurant and orders a cup of coffee. In the process of....transporting the coffee it spills and, because it was served at such a dangerously high temperature, the little old lady received massive, painful and disfiguring burns. She sues the fast food restaurant and a jury awards her millions and millions of dollars in punitive damages, 2.7 million dollars, to be exact. But here, according to the Ohio Academy of Trial Lawyers web site, are some things you don’t know. For years this fast food restaurant had had a problem with the temperature of their coffee – having settled more than 700 incidents of scalding coffee burns previously. The little old lady, who had never sued anyone before in her life, did indeed have very serious burns, which required skin grafts and a 7-day stint in the hospital. And finally, on appeal, that 2.7 mil awarded by the jury was reduced to just $480 thousand even though 2.7 million dollars represented just two days of the entire corporation’s coffee sales. Yet this case is often cited as “the problem with our legal system,” where undeserving plaintiffs squeeze millions of dollars out of beleaguered corporations resulting in, well, the high cost of everything. As is readily apparent from the facts above, however, the woman had a legitimate claim, and the fast food restaurant was indeed, as the jury described “willful, reckless, malicious and wanton,” in other words, negligent of the little old lady’s and quite a few other people’s safety. However legendary and however often misconstrued, the “fast food coffee lawsuit” is a great example of when someone did indeed legitimately need a personal injury lawyer. To simplify the whole thing greatly, according to the American Bar Association, most personal injury cases are based upon situations deriving from negligence – like auto accidents, the most common of personal injury cases – or from intentional wrongdoing or what is called “strict liability,” a situation like that old Saturday Night Live skit where Dan Ackroyd is selling bags of broken glass as toys for tots: as the Bar Association says, “unreasonably dangerous when used as intended.” These are the bases on which you can file a civil suit: if you’re out for revenge, remember that a personal injury case isn’t a criminal proceeding, so you can’t put that guy who ran over your bike in jail. Actually, one of the best

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ways of deciding whether you want to become involved in a personal injury lawsuit is by watching some televised court proceedings. Judge Judy, The People’s Court and others all basically deal with small claims and personal injury. Unless you are seriously out-ofpocket or you have ongoing expenses or other problems directly related to someone else’s negligence, intentional wrongdoing or strict liability as described above, either settling out of court with the threat of a lawsuit or finding some other way to solve your problem, including going on Judge Judy, may be the way to go. Though we’ve all heard it said that in America you can “sue anybody for anything,” remember that there are also penalties for misusing the court’s time and energies with frivolous lawsuits, so before you decide you’ve been wronged to the extent of legal action, you should probably contact a good personal injury attorney to evaluate your claim. Since, in many cases, personal injury lawyers operated on a contingency basis where they only get paid if they win your case and then take a reasonably substantial (but fair, considering their risk) portion of whatever judgment or settlement is reached. Remember, again according to the bar association, that only a very small percentage of personal injury cases ever go before a jury, most are settled out of court, so be aware and ready for that suggestion from your attorney. Also, remember to shop around. Like other professionals, not all attorneys will give the same advice on every situation. And make sure you have a complete understanding of all the fees and potential expenses that can result from your lawsuit. For example, if you lose your case, you may end up paying costs of the defendant as well as your own.

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How to Choose Eyewear BY CHARLES HALL Choosing glasses (even if you don’t need them, you can get them with clear glass) is now all about style – glasses can make you look smart, funky, cool, elegant, retro, and yes, even add that just a little bit nerdy element. It all depends upon how daring you are.

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Remember when the entire American attitude towards eyewear could be summed up in the phrase “men seldom make passes at girls who wear glasses?” When the stock in trade of romantic movies was the transformation of the “Plain Jane” by dramatically taking down her severe bun hair-do and removing her glasses and, suddenly – Ginger Rogers! Or, for boys, that moment when you overheard the girls playing “Mystery Date.” They were comparing you (and your brown horn rims) unfavorably to Poindexter, the nerd. Well, those days are, thankfully, long over – girls now have 24 different “dates” to choose from in “Mystery Date,” and eyewear – or the lack of it – is simply a fashion choice and, finally, as Bill Gates well knows, nerds are way cool. The downside? Well, to ride the crest of the trend, you need a wardrobe of eyewear, which may set you back a few bucks – for example, a year’s supply of Acuvue disposable contacts can cost anywhere from $100 to $175, while glasses can cost in the thousands — more than worth it in terms of fashion impact and confidence in any situation. It all begins with a trip to the eye doctor, who not only can update your prescription and tell you of any eye problems you might have (and new ways of fixing them) but recommend specific types of eyewear which might be appropriate for you – depending upon your eyes, some types of contact lenses may work better than others, not everyone can wear the soft gel or disposable types due to particular sensitivities or other conditions. You should, however, consider contacts as a fashion choice if you’ve ever longed to have a different color eye – today’s contact lenses come a wide variety of colors designed to either look natural or to be a bit startling in their intensity – yes, you now can have violet eyes like Elizabeth Taylor or two different colors like David Bowie. You can even buy “special effects” contacts that let you have irises with leopard spots or even cat’s eyes and much, much more. Choosing glasses (even if you don’t need them, you can get them with clear glass) is now all about style – glasses can make you look smart, funky, cool, elegant, retro, and yes, even add that just a

little bit nerdy element. It all depends upon how daring you are and how much you want to emphasize your eyewear choice, you can find rimless styles that are practically invisible, try matching frame shape and color to your face as most eyewear experts suggest – for a round face try narrow, flat styles, for a long thin face wider glasses may do the trick – but basically it’s really about what looks good on you. For everyday wear, you might want the lightest, most unobtrusive glasses available and, while you’re at it, get a pair of prescription sunglasses to match – you’ll never regret it. Then, you might want to get a pair of classic tortoiseshell frames in a pleasing shape for when you want to look particularly sharp in all senses of the word at a business meeting or on a date – studies have shown that people trust people with glasses and that final gesture at the end of the commercial when the spokesman removes his glasses and speaks directly to “you” about curing your sinus headache? Well, that can work in real life as well – try cultivating it as a gesture when you’re closing your next deal. Some don’ts for glasses? If you’re only going to have one or two pairs, don’t get trapped into trendy colors or shapes, since when these go out of style so do you – unless you want to waste your investment (though some eyewear outlets may give you something for your previously worn frames.) Stick with classics like the Aviator, the Wayfarer (those Ray Ban sunglasses that never go out of style) as well as wire rims and half frames – or if you’re really a connoisseur, check out the Italian imports and antique frames – you might even be able to pull off pince-nez or a lorgnette (glasses on a stick.)


Oct. 26 - Nov. 8, 2009

PINECRESTTRIBUNE.COM

Top Things to Remember When Choosing Supplements

Page 33

Earn a Masters Degree in Oriental Medicine in only 36 months Become a Licensed Massage Therapist in only 9 months Discover your power to heal! Become a Healthcare practicioner! We have exactly what you’re looking for! Financial Aid is available for all who qualify! Classes are forming now!

1. If you have a chronic or serious health condition you should consult your doctor before taking any nutritional supplements. 2. Vitamin C is a powerful antioxidant that has many beneficial effects, including boosting the immune system. 3. Never take more than the recommended dosage of vitamins without consulting a doctor. Some vitamins can be toxic if taken in large doses over a long period of time. 4. Don’t rely on vitamin supplements alone to stay healthy. Eat a variety of healthful foods to increase your intake of natural nutrients.

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Oct. 26 - Nov. 8, 2009

From art to reality TV BY TALIA RODRIGUEZ

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This past summer I was away. I was not away having the vacation I had so carefully planned, but I was having the most amazing experience of my lifetime. For most of the summer, I had expected to be surrounded by my students, painting and making clay and crafts in our annual Summer Art Camp, but my plans changed very quickly. In May, I received notification that I had been chosen as one of 12 artists for a new reality art show called Work of Genius. This was something I never envisioned. The concept is simple: A new reality show is being filmed in Miami. Work of Genius, a Top Chef type of show for artists, will challenge and expose 13 of America’s most talented, yet previously undiscovered, creative artists to live, create and compete together for the chance of having their life and career transformed into the Hottest Contemporary Artist in America. The show will air in syndication this fall and is produced by Steven Bauer of Scarface fame, among others. So, throughout the summer I was part of a colorful group of artists from Miami, New York City and Los Angeles that was thrown together to create local art, with the help of some castings and, one might say, fate. We collaborated on everything from murals in the Eden Roc Hotel and Miami Children’s Hospital to product designs and specific painting challenges. Depending on the challenges, we had various factors that affected our painting ability. Such things as the affects of Miami’s scorching summer sun and unpredictable rainstorms, the impact of beach sand, lack of materials, bothersome face paint and restrictive costumes, to name a few. All had an impact on the creative endeavors of the dozen or so artists competing in Work of Genius as it was filmed in and around Miami. Although dubbed a reality art competition, the artists involved actually became more of a team as we often found ourselves

working together rather than in competition with or “against” one other. In the end we actually became great friends and fans of each other’s works. As one of the few Miami natives in the bunch, I had the wonderful experience of seeing my home city through fresh eyes as we ventured all over town to create our works of art. The experiences we as artists had together were oneof-a-kind — painting for prominent entertainment figures or sitting in the front row of sporting events and musical concerts — always working to capture every moment with our paintbrushes. Although there are prizes involved which will be based on who you, the viewers, vote for in the end, I feel like I’ve won the ultimate prize, the ability to share my studio and my art with the world. I was blessed with the unique chance to have my young students be a part of my episode as they painted and interviewed me in my Artists At the Falls studio, 12974 SW 89 Ave. I am not sure what this opportunity and event will bring to my studio, but I do know for a fact that it will inspire all individuals, old and young, to realize that art is for everyone to enjoy. I also believe that Work of Genuis will bring an awareness to Miami and to the world that art is not just a pricey piece hanging in a gallery. Art is about what you love and what moves you. With the show taping behind us and post-production set in motion, I eagerly await the airing of the show on the FOX network This is the beginning of a new break-through idea, which I will be part. Work of Genius is a show with no negativity, no stupidity, no elimination; just positive energy and art, art, art! Check out the show at <www.workofgenius.com>.

Talia Rodriguez owns and operates Artists at The Falls. She may be contacted by calling 305-278-2690 or via her websites at <www.myspace.com/artistsatthefalls> and <www.artbytalia.com>.

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Oct. 26 - Nov. 8, 2009

PINECRESTTRIBUNE.COM

Page 35

Read in Maine Safe, friendly learning environment Easy to learn, go at your own pace Robert Smith teaching Self Defense since 1978 Masters Degree University of Miami Miami Dade County Public School Teacher

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Pinecrest resident Vicki McGroarty enjoyed a recent visit with friends in Camden, Maine. Of course, she remembered to take along her favorite hometown newspaper and sent us back this picture. Thanks for thinking of us, Vicki.


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Oct. 26 - Nov. 8, 2009

‘Connect the Americas’ sends old computers to those in need BY KELLY CRAIG

9500 S.W. 97 Ave. • Miami, Fl. 33176 www.pinewoodacres.org Pinewood Acres School provides an educational environment designed to foster leadership skills and to stimulate and nurture the academic, physical and developmental needs of children. Located on a beautiful 10-acre campus, Pinewood Acres continues a strong commitment to academic excellence and good citizenship. Pinewood Acres takes pride in providing small classes and experienced teachers to create a nurturing environment where each child is encouraged to flourish.

REGISTRATION NOW OPEN FOR 2009-2010 Located near the Falls, Baptist Hospital, Dadeland and the Don Shula Expressway

NOW ACCEPTING MCKAY SCHOLARSHIPS! COMPLIMENTARY 6 WEEK SUMMER PROGRAM IN 2010 For new students who register by July 31 and attend PreK3, PreK4 or Kindergarten classes for the 2009-2010 school year.

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I remember when the term “going green” was a bad thing. It used to refer to the shade of one’s skin after a particularly bumpy plane ride or the after-affects of eating unrefrigerated shrimp. Now, whether it’s to save the planet or to save a few bucks, we’re all aware that going green is synonymous with recycling. No longer is daily conservation a concept reserved just for Birkenstockclad environmentalists. Considering that every American generates an estimated half-ton of garbage every year, when I hear of a great way to conserve, sign me up (yes, that’s me in the red Prius tooling around town getting 48 mpg, whoo-hoo!). One thing that’s always burned my banana has to do with outdated computers. Yes, there are retail outlets that will accept old PC hardware for recycling, but isn’t there someone, somewhere who could use my whole darn set-up as is, and be delighted with it? Enter recent Miami Palmetto High School graduate Brett Boren. He tried to track down an organization that collected used computers to donate to impoverished students/institutions in foreign countries. He couldn’t find one, so (leave it to the kids), he came up with his own. He calls it “Connect the Americas” and is attempting to send used computers to those in need in South America and the Caribbean. Bravo, my man! After starting this process last

Life With kelly December, Brett is now away at college in Oregon, so he left his buddy, Brian Tan, in charge. Brian is currently a senior at Palmetto High and has joined forces with Coral Reef Senior High School’s Laura Comin, who is now serving as the organization’s vice president. They even have their own public relations director. Palmetto’s Annette Lopez holds that job and also serves as a translator to facilitate communications with Spanish-speaking recipients in South and Central America. Rounding out the core group is Francis Tam, also a Palmetto student. Connect the Americas needs more than just your old monitor and keyboard. What’s key is also including each computer’s central processing unit (CPU). What’s more, a minimum of 40 computers are needed for their first shipment, (targeted for students in Kingston, Jamaica) and they simply don’t have enough yet. I’m proud to have these youngsters in our community. Having initiated a grass-roots effort to help foreign schools, hospitals and orphanages, they deserve both our recognition and support. If you have a computer to donate or you’d like to volunteer, contact <ConnectTheAmericas@gmail.com>.

Kelly Craig is a Pinecrest resident and a 27-year broadcast journalist, most recently with NBC6 in Miami. She may be contacted by sending email to <hoocom@aol.com>.


Oct. 26 - Nov. 8, 2009

PINECRESTTRIBUNE.COM

Girls Night Out Thursday, November 5th 6:00 p.m. - 9:00 p.m. The Falls Center Court The Shops at Sunset Place Plaza Stage by Niketown Mark your calendars for a fun-filled evening that’s just for girls. Enjoy an evening filled with giveaways, fashion tips, holiday entertaining ideas and more!

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Oct. 26 - Nov. 8, 2009

Power trip: Arcs, sparks and buzzes BY KENT CROOK President, Wiremasters Electric



The newspaper story says that a house or a business in your community burned down last night. The fire department says the fire started in an electrical panel. In some cases, people in the house fire die or sustain serious injury because they didnâ&#x20AC;&#x2122;t wake up in time. The fire at the business site will put the owner out of commission until repairs and reconstruction occur. Is there a way to avoid such fires that start in electric panels? Yes, if you pay attention and practice preventive maintenance. Here are some tips for homeowners: â&#x20AC;˘ Place your hand on the panel. If you feel heat, thereâ&#x20AC;&#x2122;s a problem. A fire is waiting to happen. â&#x20AC;˘ If you hear arcing and sparking around the panel, thereâ&#x20AC;&#x2122;s a problem. The arcing and sparking lead to a meltdown of the electrical cable and connections, and eventually to a fire. â&#x20AC;˘ If you hear buzzing around the panel (and you see no bees), thereâ&#x20AC;&#x2122;s a problem. For all the danger signals listed above, contact a licensed electrician. Have your electrician look for faulty insulation in the wiring and for required tightness in the wires related to the electric panel. Check not only the main electric panel but any sub-panels in your home and the meter can (the industry name for the container that holds the meter attached to your house). If you find yourself tripping the circuit breaker more than two times in a row, itâ&#x20AC;&#x2122;s also time to call the electrician.

  



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WIREMASTER There is probably a â&#x20AC;&#x153;dead shortâ&#x20AC;? somewhere in the system. Continuous tripping will melt the wires, leading to a possible fire. FOR BUSINESS OWNERS Commercial property owners are subject to the same problems with electrical panels in their stores, shops and warehouses. Preventive maintenance for businesses involves: â&#x20AC;˘ Having your electrical system examined periodically. If a licensed electrical contractor is at your shop to make a repair, pay a bit extra for a complete examination of your electrical system. â&#x20AC;˘ Asking a licensed electrician to perform a safety inspection, looking for any possible electrical hazards in your business site. POWER WORDS Electric arc â&#x20AC;&#x201D; An electrical breakdown of a gas which produces an ongoing plasma discharge. This results from a current flowing through normally nonconductive media such as air. Spark â&#x20AC;&#x201D; An electric spark, usually with a flash and a sharp noise, that may occur when electric current through an inductive device is suddenly interrupted. For more information, call 305-3859379 or send email to <kent@kcmiami.com>.

Kent Crook is president of Wiremasters Electric. Contact him at 305-385-9379 or via email at <kent@kcmiami.com>.

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Oct. 26 - Nov. 8, 2009

PINECRESTTRIBUNE.COM

Beth Am Temple Talk

Page 39

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‘Shabbatt under the Stars’ set for Nov. 6 BY RITA DIAZ Membership Director Temple Beth Am presents Shabbat Under the Stars on Friday, Nov. 6, at 5:30 p.m. This past Sept. 18, Erev Rosh Hashanah, Temple Beth Am hosted Rosh Hashanah Under the Stars at beautiful Pinecrest Gardens. We had a turnout of about 500 people who came out to worship with us, enjoy the musical entertainment of Susan Shane Linder and a moving service by Rabbi Rachel Greengrass and Cantor Lisa Segal. It was magical! At Temple Beth Am, we want to be able to have our friends connect to their Judaism in one way or another, whatever avenue they may choose. We hope our Shabbat Under the

Stars Nov. 6 will be an inspirational experience for everyone. We’ve invited a dynamic Klezmer band to entertain us with their exhilarating music. Shabbat Under the Stars will be held at Temple Beth Am, 5950 N. Kendall Drive, in our beautiful new courtyard area. Dress comfortably, bring your blankets and/or lawn chairs, pack a picnic dinner and some beverages, and we’ll provide a spiritually uplifting evening, desserts for everyone and a significant experience that will long be remembered. Shabbat Under the Stars is open to everyone, members and non members. Please tell your friends. There is no charge for this event. For security purposes, we ask that you pre-register for Shabbat Under the Stars on our website <www.tbam.org>. For more information, call 305-6676667, ext. 107.

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Oct. 26 - Nov. 8, 2009

Kino MacGregor has been doing what she loves for 27 years BY ROBIN KORTH Kino MacGregor loves what she does. And it shows in the enthusiasm and expertise she brings to her insurance customers every day at All American Insurance, the independent insurance agency she has owned and operated for the last 27 years from her Palmetto Bay offices. “Helping people to protect their property and be prepared for the unforeseen events in life while planning for future financial stability gives me a great feeling,” MacGregor says. “When that insurance policy is bound, I know that I have helped another individual, family or business towards security. It is this satisfaction that makes my job so wonderful.” Independent insurance agencies are not limited to just one company when writing insurance. Unlike a captive agency with only one brand of insurance available, MacGregor and her long-time staff of four can sort through a variety of high-rated insurance offerings to put together a customized

package that meets the specific needs and budget of the each client. “By representing a number of carriers, we are able to give clients a much wider range of insurance options for the casualty, property and health coverage they need,” MacGregor says. “We spend time with clients and we really listen. We ask questions about their current needs, future plans and lifestyle changes. Then we are able to present different coverage options that are guaranteed to be the lowest premium available from the companies we represent.” MacGregor adds that customer service is the number one priority at her agency. “My staff and I make customer service the heart and soul of what we do,” she says. “We are your insurance champion in times of need. My clients are often shocked when I encourage them to put my cell phone number in their cell phones. When an auto accident or home emergency occurs, I want them to call me. Then I or someone from my staff goes into action to help the client

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through the crisis. We are not about just the paperwork and the policy; we are there when the event occurs. We are partners with our clients. That’s what this is all about.” The service at All American, 9036 SW 152 St., is not reserved for the crisis times. Each account has an assigned agent. On a monthly basis, each account is monitored to ensure that payment and coverage are always in place. “If we see that a payment has not come into the insurer as it usually does, we actually contact our client and let them know,” MacGregor says. “Sometimes a check has gotten lost in

the mail or life circumstances have changed and what once worked financially viable is now a difficulty. We call before the problem is compounded and work with our client to keep the needed coverage in place.” As the president and owner of All American Insurance, MacGregor takes a keen interest in the quality of her staff. Her previous experience as a primary school teacher at Colonial Drive Elementary and an adjunct professor at Nova University serves her well. She is a mentor and teacher to the insurance agents that make up her team. “My staff has been with me for a long time,” she says. “In fact, one of my employees has actually been with me for 16 years. They came to me looking for a job and found careers as licensed insurance agents. Every member of my team either meets or exceeds the continuing education requirements mandated by the state every two years.” MacGregor’s insistence on customer service and knowledge of the insurance industry shows. When a customer either calls or walks into the offices of All American Insurance, they are greeted with active interest and an anticipation of their needs by helpful experts who answer insurance questions and provide knowledgeable answers, along with lowest pricing options. “I love living in Miami and I have watched it grow and change over the years,” MacGregor says. “My husband John and I have lived in the Pinecrest/Palmetto Bay area for more than 43 years. We raised our daughter Kino Anne here. This neighborhood is home.” For information, call 305-233-0855 or go to <www.allamerican1.com>.

Dreams don’t retire.SM A unique and collaborative approach to financial planning that starts with your dreams, not just numbers. Richard Gache - Financial Advisor 9350 South Dixie Highway • Suite 1220 Miami, FL 33156

(305)670-5575 ext.225 richard.m.gache@ampf.com Financial Planning • Retirement • Investments • Insurance ameripriseadvisors.com/richard.m.gache • Ameriprise Financial Services, Inc., Member FINRA and SIPC


Oct. 26 - Nov. 8, 2009

PINECRESTTRIBUNE.COM

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Alyse Messinger — a dedicated professional in her hometown BY ROBIN KORTH Alyse Messinger is a professional Realtor for Coldwell Banker with offices located in the Coral Gables/South Miami area just off Sunset Drive. For her, it is all about the real estate client — the home buyer or the home seller — to whom she is completely dedicated. Almost 10 years of home sales experience in the Pinecrest, South Miami, Palmetto Bay, Coral Gables and Coconut Grove neighborhoods has allowed Messinger to hone her natural talents with intelligence and hard work to make her a true professional in the luxury real estate market. Messinger was born and raised in Palmetto Bay and she attended Palmetto Middle and Palmetto Senior High school. “Working in the neighborhoods where I grew up and being a part of the changes in those communities is important to me,” she says. “This is my hometown and I am personally involved with the neighborhoods where I work.” Messinger believes her approach to buying and selling real estate is different than other real estate agents. “I think outside the box,” she says. “A house can mean many things to many people. Realizing that their home is often the largest financial investment — and frequently an emotional investment for my clients — I take the buying or selling process to a different level.” A great deal of research and groundwork is laid long before taking clients to view houses or putting a property on the market. This means that Messinger does a lot of listening and asks a lot of questions. She has an intimate knowledge of the real estate market at any given time, gained from her on-the-ground knowledge of what homes are available. “I help my clients through discussion and education to move from simply a ‘vision’ of what they are looking for to a ‘reality’ of a home that can truly be theirs,” she says. Messinger is a seasoned real estate professional. She prides herself on being 100 percent committed to the client as she takes them through the many stages of a real estate transaction. “I enjoy the opportunity to assist families in finding the right home and in overcoming obstacles while navigating through the many intricacies of purchasing a home,” she says. “This is not a simple process. So many facets need to come together for the successful purchase or sale of a home — assessing needs and

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Alyse Messinger –––––––––––––––––––––––––––––––––– desires, researching properties, looking, making the offer, getting the contract, the inspections, financing, title searches, permits, meeting time frames and finally the closing.” What also sets Messinger apart from other real estate agents is her dedication to making the adjustment to a new home and neighborhood as easy as possible. She does this by providing a high level of customer service that extends well beyond the purchasing experience. She makes it a point to be there to provide assistance in getting her clients settled after the closing. “Early in my career, a customer related a prior experience from their initial home purchase,” she says. “They had not been introduced to the neighborhood, never told where the grocery store was located, where the closest post office was, and they didn’t have someone to call with questions. I vowed that this would never happen to one of my clients. I am that someone my clients can call with these types of questions.” As a busy wife and mother of two young children, Messinger’s days can be full. “Being in a profession where the hours are ‘on’ when most people are ‘off’ — like evenings and weekends — is a challenge” she says. “I’ve learned to roll with the punches and to prioritize.” For information, call 305-666-6802, go to <www.alysemessinger.com> or send email to <alyse@alysemessinger.com>.


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Oct. 26 - Nov. 8, 2009

Ada Stevens is SnapHappy Photos! COME SHOP OUR BRAND NAME LABELS:

BY ROBIN KORTH

Theory, Free People, Marc Jacobs, BCBG, Seven Jeans, Abercrombie, Hollister, American Apparel, Juicy Couture, Lucky Brand, Hard Tail, James Perse, Diesel, Lacoste, Pac Sun and Urban Outfitters clothing & much more.

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As an independent insurance agent, we represent multiple insurance carriers and can compare coverage and prices to find the best possible value for your individual circumstances. We have been part of your community since 1999 and we are committed to being your advocate in times of need. There is a difference. Discover it with Maria Aquino-Maghak at Emerald Insurance Call me for a complimentary consultation at: 305-234-8900 Or contact me by email at maria@emeraldins.com

Ada Stevens is SnapHappy Photos. She has the talent, the energy, the intuition and the focus that mark her as an up-andcoming professional photographer. In November, she will mark her third year in business as a marvelously enthusiastic and fresh talent in the local market. In 2007, Stevens took the leap of faith required to turn her passion for taking photographs — at family events, while traveling, while simply going through the business of her day — into a business endeavor with more than 100 regular clients. “Some 25 years ago, right after my daughter was born, I picked up my mother’s 35 millimeter camera and I was hooked,” Stevens says. “But life interfered and I didn’t re-visit my love for a camera and lens until about five years ago when I was given a digital camera. Then, wow! What that camera could do. I had permission to take pictures without buying film or the added expense of development.” Stevens’ eyes light up when she talks about her business and her enthusiasm is obvious. She apparently loves what she does and is good at it. “I want every customer, whether a family, an individual, a company or charity to get the pictures that they are looking for, and then some,” she says. Stevens spends a lot of time preparing for each session, working with clients to understand what they are looking for. “Getting your picture taken should be fun,” she says. “When the client’s request and suggestions are combined with experience and technique, there is a synthesis of personality, venue and film that equals great photographs.” Stevens does not use a photographic studio. She always goes to the client’s location. This keeps her overhead down and ensures photographs that reflect her subject’s lifestyle, event or corporate image. “Working on location makes me think on my feet, pushes me to think and gets the creativity flowing,” she says. “A potted plant gracing a conference room, a delightful water color on a living room wall, a child’s rocking horse nestling a discarded doll, the advantage of sunshine through a skylight or bay window all become tools to create that special image.” For the busy executive needing updated photos for a website, business cards, or corporate presentation, SnapHappy Photos is a the company to get it done. Stevens can be at the office, take the professional photos and be done within an hour. SnapHappy Photos is known for photo editing services and quick turn around.

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“The real work begins once I put the lights away and pack up my cameras,” Stevens says. “That is when she swings into high gear and starts sorting through the usual 100 or more shots taken at a single session. “Full-capacity photo editing to make those corrections we all want, but won’t admit to, are always part of the job,” she says. A scratch on a child’s lip, a blemish on a teenager’s forehead or a not-so-funny laugh line can all be corrected with the use of SnapHappy Photos’ digital photo software. And Stevens insists on providing great customer service. “I want to get the photos back to my clients as soon as possible,” she says. “This can be done via email or I can come to their home or office to review and choose photos.” With the upcoming holidays, Stevens encourages everyone to think about getting family photographs taken. “Families often come together for meals and celebrations at this time of year and that is a great time to get that family photo you keep putting off,” she says. “Plan that meal or special event and then schedule SnapHappy Photos to record the moment. A photo session also makes a wonderful holiday gift and I have packages available to fit anyone’s gift-giving budget.” For information, call 786-449-7396 or go to <www.SnapHappyPhotos.com>.


Oct. 26 - Nov. 8, 2009

PINECRESTTRIBUNE.COM

Page 43

Women's History Timeline 1777 Abigail Smith Adams, wife of the second president (John Adams) and mother of the sixth president (JohnQuincy Adams) writes that women "will not hold ourselves bound by any laws which we have no voice." 1784 - Hannah Adams is first American woman to support herself by writing. 1819 - Emma Hart Willard writes her "Plan for Improving Female Education," which although unsuccessful, defines the issue of women's education at that time. 1826 - The first publiic high schools for girls open in New York and Boston. 1828 - Former slave, abolitionist, and feminist Isabella van Wagener is freed and takes the name Sojourner Truth. She begins to preach against slavery throughout New York and New England. 1833 - Oberlin College in Ohio, is the first co-educational college in the U.S. 1838 - Mou unt Holyoke College is established in Massachussetts as first college for women.

1840 - Elizabeth Cady Stanton, feminist, dress reformer, and editor, omits the word "obey" from her marriage vows.

1868 - The 14th Amendment denying women the right to vote is ratified. Women lawyers are licensed in U.S.

1913 - 5,,000 suffragists march in Washington, D.C. for the women's rights movement.

1840 - Lucretia Mott is one of several women delegates to attend the World's Anti-Slavery Convention in London. As a woman, she is forced to sit in the gallery and cannot participate.

1869 - The National Woman Suffrage Association (NWSA) and the American Woman Suffrage Association (AWSA) are formed.

1915 - A petition with 500,000 signatures in support of women's suffrage amendment is given to President Woodrow Wilson.

1872 - Susan B. Anthony is arrested for attempting to vote.

1920 - The 19th Amendment is rattified, allowing women the right to vote in federal elections.

1848 - The first Women's Rights Con nvention is held in Seneca Falls, NY. 1849 - Elizabeth Blackwell becomes the first woman to receive a medical degree in U.S. Women doctors are permitted to legally practice medicine for the first time. 1850 - Women are granted the right to own land in a state (Oregon). The Female (later Women's) Medical College is founded in Pennsylvania. eth 1852 - Susan B. Anthony and Elizabe Stanton form the Women's NY Temperance Society. 1866 - The American Equal Rights Association is founded by Susan B. Anthony, Elizabeth Stanton, Martha Coffin Pelham Wright, and Ernestine Rose.

1874 - The Women's Christian CTU) is founded. Temperance Union (WC 1878 - For the first time, a Women's Suffrage Amendment is introduced to Congress. 1890 - Wyoming is first state to allow women to vote. The NWSA and the AWSA reunite to form the National American Woman Suffrage Association (NAWSA). Women begin to wear knickerbockers instead of skirts for bicycle riding. 1903 - The Women's Trade Union Leage of New York is formed to unionize working women. This group later becomes the nucleus for the International Ladies' Garment Workers' Union (ILGWU).

1923 - Alice Paul and the National Women's Party first proposes the Equal Rights Amendment to eliminate discrimination on the basis of sex. It has never been ratified. 1934 - Florence Ellinwood Allen becomes first woman on US Court of Appeals. 1961 - Eleanor Roosevelt is appointed to chair the Commission on the Status of Women. 1966 - The National Organization for Women (NOW) is founded by Betty Goldstein Friedan. 1970 - 50,000 people march in New York City for the first Women's Strike for Equality. Continued on next page

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Oct. 26 - Nov. 8, 2009

Women's History Timeline Timeline continued Continued from previous page

1971 - U.S. Supreme Court rule ends sex discrimination in hiring. 1972 - U.S. Congress passes the Equal Employment Opportunity Act.

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1971 - U.S. Supreme Court rule ends sex dis i i ti i hi i

Secretary of State. 1972 Equal 2008 Employment - Hillary Rodham Clinton Opportunity Act. becomes the only First Lady ever to run for president. 1975 - Ella Grasso

1975 - Ella Grasso is first woman Governor (CT) to be re-elected.

1977

1977 - 3,00 00 women march in Washington, D.C. on Women's Equality Day to support the E.R.A.

1981 - Sandra Day O'Connor

1981 - Sandra Day O'Connor becomes first woman appointed to the U.S. Supreme Court.

1995 - Lt. Col. Eileen Collins

1995 - Lt. Col. Eileen Collins becomes the first American woman to pilot a Space Shuttle.

1997 - Madeleine K. Albright

1997 - Madeleine K. Albright becomes first woman U.S. Secretary of State.

2000 - Hillary Rodham Clinton

2000 - Hillary Rodham Clinton becomes the only First Lady ever elected to the United States Senate.

2005 - Condoleezza Rice

2005 - Condoleezza Rice becomes the first African-American woman to be appointed

-

3,000

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Oct. 26 - Nov. 8, 2009

PINECRESTTRIBUNE.COM

Designer makes women happy with beautiful dresses Lucy Agnes Couture on Sunset Drive offers highfashion design for women.

BY PAT FULTON Every woman would love to say, “I have a French designer who made this gown for the party.” She would not be lying if she had visited Jacques Morera and his wife Missy at Lucy Agnes Couture, 5738 Sunset Drive. Jacques Morera’s French accent and his unabashed passion for creating memorable fashion for women betray his upbringing in Paris, where he grew up doing his school homework in his father’s tailor shop. Missy has been active in the fashion industry for 18 years and shares business roles with her husband, ranging from choices of fabric to the actual design of a dress. In May 2001, the Moreras changed their focus from New York City to Miami. In New York, they created high fashion and displayed their work regularly at industry shows. The three-day shows occurred six times a year and the couple’s collections were viewed by buyers for high-fashion retail stores. Today, Morera and the Lucy Agnes Couture staff create custom-designed dresses for weddings, yacht parties, gala balls and just about any other occasion. In the shop, there are displays of wrap skirts, corsets, tie pants and “easy pieces” as Missy calls them, all of which may be purchased on the spot. One of the first questions in Morera’s interview with a client who wants a custom design is, “What is the occasion?” Then he asks about preferences in color, length, and other design features. The client is carefully measured in the work studio at the back of the shop and Jacques then creates a mock dress in muslin for the first fitting. Eventually, the muslin dress, when per-

fect in detail, is used to create a sewing pattern. All the fabrics in Lucy Agnes Couture are silk, a 100 percent natural fabric, as the designer never uses polyester. “We keep ahead of the competition,” he says. “We don’t display recession clothes.” Jacques’ says he continues his close connections with colleagues in the Paris fashion world, a move that maintains his trend awareness. He also makes sure that each of his customers receives individualized service. If a zipper breaks or a dart in the bodice needs to be adjusted, Jacques and Missy do it with a smile. Lucy Agnes Couture picks up the tab for valet parking on Sunset Drive. The shop is open from 10 a.m. to 6 p.m. Monday through Saturday and the French designer is always in the house ready to assist his clients. Finished designer fashions are sent by delivery service to out-of-town clients, some in Sarasota and Washington, D.C. Jacques acknowledges that “runway fashions” are not for real women, a reference to the overly thin models who walk the Paris and New York runways. Instead, this French designer delights in creating dresses for real women, with all the necessary touches to flatter them and make them beautiful. Word-of-mouth referrals from satisfied clients to their friends have kept Lucy Agnes Couture busy with dress orders. Jacques believes his success has roots in his fashion credibility and in giving good service from the front door of the shop to the back studio. “Making women happy with dresses that make them beautiful is what I want to do,” he says. For more information, call 305-6672585 or send email to <lucyagnescouture@yahoo.com>.

Page 45

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Oct. 26 - Nov. 8, 2009

LOAN MODIFICATION, MITIGATION OR RESTRUCTURING Is the Loan in “Default” or in “Dispute”– An Attorney’s View! BY: RASHMI AIRAN-PACE AND D. S. “DAR” AIRAN, PHD, LLM Due the avalanche of loan defaults in America in recent months, the foreclosure filings and bankruptcy petitions have increased at an alarming pace nationwide. The problem has been precipitated by the excesses, lapses and outright lies and fraud by greedy lenders, mortgage brokers, and of course, willing borrowers. The situation has reached a serious enough level to prompt the federal and state governments to offer special stimulus packages and housing affordability plans. It is estimated that more than 20 million Americans are looking for loan modification at this time. When a lender and borrower enter into a loan transaction, the note and mortgage impose certain legal duties, obligations, rights, and powers on both parties. Each party has an obligation to perform, and right to expect performance, by the other party. If either party fails to perform its duties and obligations, then it would be in default and the other party may pursue any and all default remedies provided

under the loan documents and Florida laws. Notwithstanding the outstanding loan obligations, the prevailing economic conditions have prompted the borrowers to request modification of loans and the lenders to seriously consider such requests. When a loan is in default, or the lender has been notified that the borrower has lost his job, faced other financial setbacks, or does not have the required resources to service the loan, the lender is forced to do a risk versus rewards analysis – Should the lender proceed to foreclose and add the property to its already bulging Real Estate Owned portfolio, or do a work-out with the borrower and modify the non-performing loan to convert it into a performing asset. A loan work-out may include mitigation, modification, or restructuring. For example, as part of mitigation, a lender may waive or reduce one or more late payments, late charges, default rate interest, attorney’s fees and costs, and other charges. A lender may also agree to forbearance of one or more payments, or acceptance of late payments on a trial basis to afford the borrower an opportunity

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to show his ability to pay. A loan modification allows the lender to change the interest rate, reduce or extend the term of loan, and modify other provisions of the note and mortgage. A restructuring of loan may include any of the foregoing concessions and reducing the principal balance of the loan to an agreed amount based on fair market value (FMV) of the property, and waiving any deficiency. In order to qualify for any form of loan relief, a borrower would need to prove that he has the ability and intent to make the payments due under the loan after it is modified. The borrower should initiate the loan modification process as soon as possible after a change in his financial position that affects his ability to make future payments. A borrower generally requests relief from his duties and obligations under a loan based on financial hardship. However, one can also pursue relief based on his legal right if the lender has failed to comply with one or more state and/or federal laws enacted for the benefit of consumers like the borrower. These laws include, for example, Truth in Lending Act, Real Estate Settlement Procedures Act, borrower’s three-day Right of Rescission, Fair Debt Collection Practices Act, Florida Deceptive and Unfair Trade Practices Act, to name a few. It is recommended that the borrower work with a competent attorney to conduct a thorough forensic audit of loan documents to determine if the lender has committed one or more violations of the state or federal laws and regulations. If so, it may entitle the borrower to pursue any and all remedies by filing a law suit in a court of competent jurisdiction. The first decision the borrower would need to make is whether to file the case in the federal or the state courts. A request for loan modification based on hardship would require the borrower to prepare and submit certain information and documents to the lender. A typical loan modification package would include lender’s authorization letter, hardship letter, financial statement, W-2 forms, bank statements, pay stubs, financial work-sheet, and other specific requirements a lender may have. Before applying for the loan relief, a borrower should decide his goal by considering the current FMV of the property, loan balance, his monthly payment, number of months the payments are not made, income and expenses, and if the property is encumbered by the first mortgage only, or second mortgage(s) also. After the modification package is submitted, the

lender’s response may be relatively quick, or it may take considerable time, depending on the lender’s management philosophy and commitment to do loan modifications. Sometimes, the lender may be swamped with too many requests, or other problems may beset the process. After processing the loan modification, a lender may offer reduced interest rate and longer term of the mortgage, or a forbearance plan - trial modification. As a result, borrower’s payments may be reduced to 38% or as low as 31% of his income. If the borrower accepts such trial modification, he must perform and make the payments. If he fails to do so, he may be forced to start the process again thereby suffering a loss of valuable time and opportunity. After the trial period expires, the borrower must also request, secure and close on a permanent modification. It is important to know if a foreclosure action is pending because it may affect the loan modification process. At the minimum, a borrower would need to defend the foreclosure action to avoid a default. Sometimes, a borrower may need to pursue an aggressive defense of the foreclosure case, especially if he sent a demand letter based on forensic audit when the loan was still current. In such case, borrower may legitimately posture that his loan was not in “default”, but in “dispute”. It may be possible to negotiate with lender and reduce the principal balance down to the FMV. If the loan is current and you have the ability to pay, you should seriously consider the inherent risk due to default before stopping making payments in order to induce the lender to consider loan modification. Alternately, if there is no equity in the property, you may be able to negotiate a Deed-in-lieu of foreclosure with no deficiency judgment and no adverse credit consequences. Finally, if you want to keep the property, loan modification efforts have failed to yield the desired results, and the amount of loan encumbering the property in more than its FMV, filing a chapter 13 bankruptcy petition may be considered. However, it should never be considered as the first panic button, but only as the last remedy. Rashmi Airan-Pace is a Partner at Airan2, Airan-Pace, Crosa & Fernandez, P.A. D. S. “Dar” Airan is the Founding Partner of the Firm. The firm practices law in the area of real estate and business litigation including loan modification and restructuring, defense of foreclosure actions, short sale/payoff negotiations, and contract disputes. The firm also does real estate transactions and closings.


Oct. 26 - Nov. 8, 2009

PINECRESTTRIBUNE.COM

Page 47

Infiniti EX35: SUV with sports car style, performance Ron Beasley AUTOMOTIVE EDITOR

LET’S TALK CARS The 2009 Infiniti EX35 is a luxury crossover with a nice blend of style and performance, combining the look and feel of a luxury coupe with the flexibility of an SUV. The EX35 even resembles a sports car with its long hood, short front and rear overhangs, rearward cabin and smooth coupe-like roofline. It also has excellent maneuverability, and the wide rear hatch and low load floor make it a good vehicle for everyday use. The EX35 rides on Infiniti’s advanced FM platform, the same underpinning that Infiniti uses for the M, FX and G Coupe and Sedan. The FM platform delivers precision handling and balance thanks to a subframe-mounted independent front double-wishbone suspension with aluminum alloy upper and lower links, highperformance dual-flow pass shock absorbers and stabilizer bar. The rear sus-

pension is an independent multi-link design with aluminum-alloy upper and lower links and axle housing, high-performance dual-flow pass shock absorbers and stabilizer bar. Under the hood is Infiniti’s fourth-generation VQ35HR 3.5-liter V-6 engine, rated at 297 hp and 253 pounds-feet of torque, and a five-speed automatic transmission with manual mode, DS sport mode with Downshift Rev Matching (DRM) and Adaptive Shift Control. Fuel economy is rated at 17/24 mpg for rearwheel drive models and 16/23 mpg for all-wheel-drive models. Steering and braking systems include vehicle speed-sensitive power-assisted steering and power-assisted front and rear discs (vented front) and standard Antilock Braking System (ABS) with Electronic Brake force Distribution (EBD) and Brake Assist (BA). Also standard is Vehicle Dynamic Control (VDC) with Traction Control System (TCS), while an advanced Intelligent Cruise Control (Full-Speed Range) with Preview Braking is optional. The EX35 exterior has many Infinitispecific design elements, including a double-arch grille, large L-shaped headlights

EX35 has a double-arch grille, large L-shaped headlights, integrated fog lights, distinctive LED taillights and a “dynamic arch” profile.

(with available xenon headlights with Adaptive Front lighting System), integrated fog lights, distinctive LED taillights and a “dynamic arch” profile. Other exterior features include a high-mounted rear hatchback spoiler, chrome-finished dual exhaust tips, an available power tilt/sliding moonroof with one-touch activation and standard roof rails. EX35 also has a standard puddle lamp integrated in the driver’s side-view mirror as part of the hospitality lighting. The driver-focused “wave-inspired” cabin layout has a “double-wave” instrument panel, easy-to-read high-contrast gauges with white-and-violet illumination

and hospitality lighting with a pin LED light mounted over the center console and a signature analog clock. The instrument panel also has a seven-inch color display with Infiniti controller for the trip computer and additional vehicle information, including the available Infiniti Hard Disk-based Navigation System with 9.3GB Music Box hard drive for music storage and playback. Ron Beasley is the automotive editor for Miami’s Community Newspapers. He may be contacted by calling 305-662-2277, ext. 261, or by addressing email correspondence to <LetsTalkCars@aol.com>.


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Oct. 26 - Nov. 8, 2009

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Page 49

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Page 50

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Oct. 26 - Nov. 8, 2009

Mack Cycle recognized as industry leader BY LEE STEPHENS South Miami’s Mack Cycle & Fitness has added a pair of prestigious awards to its already lengthy list of honors. Mack Cycle was recognized for the fifth consecutive year by Boulder Sports Research and the Bicycle Realtor and Industry News Magazine as one of the top 100 retailers in the United States. It’s the only retailer in South Florida named to the list and one of only two retailers in the state. At the same time, the Florida Bicycle Association gave its Bike Store Advocate of the Year Award to Mack Cycle & Fitness president Mary Jane Mark. The award recognizes her efforts to inspire and support people and communities to enjoy greater freedom and well being through bicycling. Boulder Sports Research, a leading bicycle industry research company conducted its survey working with the top 12 suppliers in the industry and the leading trade publication, Bicycle Retailer and Industry News. Criteria used to pick the winners included market share, community outreach and

store appearance. “There are more than 5,000 bicycle retailers in the United States,” said Thomas Prehn, president of the research company. “For Mack Cycle & Fitness to achieve the status of one of the Top 100 Bicycle Retailers in the nation is Mary Jane Mark no small matter. To do this five years running ––––––––––––– shows them as among the best of the best.” While each retailer selected excels in the three criteria, each store has its own formula for success. Mark, who has run the family-owned Mack Cycle for over 20 years, credits her staff and customer base. “I bring a woman’s perspective to the customer shopping experience in creating an environment that is comfortable and hospitable for all cyclists in the family,” she said. Mark added that Mack Cycle & Fitness is a strong supporter of cycling by sponsoring events and providing product and staff for rides, races, edu-

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Mary Jane Mark (fourth from left) and Mack Cycle staff outside South Miami store. ––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––

cation, teams, charities, advocacy and community involvement. “We are singularly involved in bicycle advocacy and in community cycling events,” said Mark. “Mack Cycle funds the Key Biscayne Triathlon Trilogy and is a presenting sponsor for the MS 150 Ride. Additionally, we are the official UM Tricanes Sponsor and serve as a USA Triathlon Certified Retailer. We were an advocate for federal funding of the Ludlam Trail project and for the state legislation requiring a three-foot clearance by a motor vehicle when overtaking a bicyclist on the road. “I am particularly pleased that our two-year advocacy campaign for moun-

tain bike trails at Virginia Key was successful as the City of Miami has just approved the bike trails for Virginia Key restoration project.” Mark added that Mack Cycle & Fitness supports the Green Mobility Network, Bikes Belong and the Florida Bicycle Association. “We’ve been in the forefront of community cycling issues since my dad first started in this business 50 years ago and we are pleased to serve the Greater Miami community,” said Mark. “I believe in maintaining an environment personally and economically rewarding for my staff through our support of the community and our profitability.”

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Oct. 26 - Nov. 8, 2009

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Experience the difference at The finest restaurant in Pinecrest-Palmetto Bay-The Falls has a fresh and contemporary new look with a new menu to match. Some new and exciting flavors like Snapper Ceviche and Cuban coffee rubbed Rib Eye Steak, Ginger Ahi Tuna with black bean-pineapple relish and plaintain chips or Coconut macadamia Crusted Mahi with a zesty orange marmalade sauce. Also some old favorites like Weinerschnitzel, Snapper Francais, Beef Stroganoff or Filet Mignon. We also have daily specials which have included our famous Roast Duck, Raspberrie Chicken or Honey Ginger Salmon. Call or email to see what specials we are doing today!

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THE ARBORIST

Services That Arborists Can Provide: Pruning: An arborist can determine the type of pruning necessary to maintain or improve the health, appearance, and safety of trees. Removal: Although tree removal is a last resort, there are circumstances when it is necessary. An arborist can help you decide whether a tree should be removed. Emergency Tree Care: Storms may cause limbs or entire trees to fall, often landing on other trees, homes and other structures, or cars. The weight of storm-damaged trees is great, and they can be dangerous to remove or trim. An arborist can assist in performing the job in a safe manner, while reducing further risk of damage to property.

Planting: Arborists plant trees, and most can recommend types of trees that are appropriate for a specific location. The wrong tree in the wrong location could lead to future problems as a result of limited growing space, insects, diseases, or poor growth. Plant Health Care: An Arborist keeps trees in good health by helping the tree to better defend itself against insects, disease, and site problems. How do I know if this guy with a chainsaw is an Arborist? Many people who love trees become ISA members for a small annual fee. Some unscrupulous tree trimmers pretend that this simple membership is the same thing as being a “certified arborist.” Every ISA arborist has an individual ID number and ID card that you can check on the ISA website: <www.isa-arbor.com>. Ron von Paulus is an International Society of Arboriculture certified arborist (ID # Fl-5770A). He has more than 20 years experience working with trees in South Florida. He offers free consultations to homeowners and businesses. Please contact him at Big Ron’s Tree Service 305-588-3091 or by email at <ron@BigRonsTreeService.com>


Oct. 26 - Nov. 8, 2009

PINECRESTTRIBUNE.COM

Assurant partners with UF & Miami-Dade on water conservation BY LEE STEPHENS Assurant, one of South Dade’s largest employers, has partnered with the University of Florida and MiamiDade County in an effort to educate its employees about ways to can conserve water and participate in other “green” initiatives. Earlier this month, 25 employees at Assurant’s Miami campus, 11222 Quail Roost Drive, participated in an after-hours workshop to learn how to use rain barrels to capture and store water for irrigating landscape. Assurant supported the program by providing space for the workshop and underwriting a portion of employee rain barrel purchases. In September, the company sponsored a showerhead exchange and more than 200 employees participated. The new showerheads enable employees to reduce water use during

an average shower by up to 50 percent. “As we all are well aware, water is an increasingly valued and critical resource in South Florida,” said Michael Harley, who coordinates green initiatives at the Miami facility. “These programs are part of Assurant’s ongoing effort to encourage employees to support conservation and sustainability initiatives in both the workplace and in their homes.” Through its corporate green initiatives Assurant has initiated energysaving measures at all its U.S. facilities. The company now requires paper suppliers to utilize FSC (Forest Stewardship Council) certifiable paper. It also has initiated recycling and new power management programs at most sites and encourages through subsidies the use of car pools and vanpools for transportation.

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Oct. 26 - Nov. 8, 2009

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PINECRESTTRIBUNE.COM

Oct. 26 - Nov. 8, 2009

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Oct. 26 - Nov. 8, 2009

PINECRESTTRIBUNE.COM

Page 57

To benefit Friends Forever Rescue Sunday, November 8, 2009 9:00am – 1:00pm Perrine Wayside Park, Palmetto Bay Friends Forever Rescue, Inc. is dedicated to all dogs - to rehabilitating them and finding loving homes with loving, forever families. FFR does not believe in euthanizing animals when overpopulation can be cured by mandatory spaying and neutering.

Registration Fees: $35 for your Family and Dogs Dogs who attend will compete in a Best Doggy Costume contest! Event "gift bags" will be distributed with goodies for both the dogs and their human owners. Additional activities will take place in the park during warm-up /registration and after the walk. Sponsors will provide snacks and drinks for all walkers. Raffle will include prizes for both two- and four- legged walkers. E-mail ffrmaimi@aol.com or call 305-798-2675 to register

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Page 58

PINECRESTTRIBUNE.COM

Oct. 26 - Nov. 8, 2009

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Oct. 26 - Nov. 8, 2009

PINECRESTTRIBUNE.COM

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Page 60

PINECRESTTRIBUNE.COM

Oct. 26 - Nov. 8, 2009

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PLASTER REPAIR Interior Ceilings & Walls. Water Damage Repair. Match Any Finish. 30 Yrs. Exp. Best Quality. Tom Fitzgerald 305-238-3956 CRC-057464 THE WORLD OF INSURANCE We specialize in all types of Commercial Insurance, General Liability, Property, Professional Liability, Commercial Auto. Call us now for a FREE NO OBLIGATION quote 786573-2221. In business since 1991. "Support your local businesses"

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Aries - If you want to have an interesting discussion with your friends this week, bring up topics like sex, investments, values, and religion. You will not always agree, but the discussion will be fascinating and enlightening. One of you might even pick up a valuable tip. Taurus - If you want to have an interesting discussion with your friends this week, bring up topics like sex, investments, values, and religion. You will not always agree, but the discussion will be fascinating and enlightening. One of you might even pick up a valuable tip.

Libra - You are itching to get out, to get away from the workplace, and to have a little fun. You may end up with some friends or companions in an exciting board game this evening just stay away from the politics if you want things to stay light and pleasant.

Scorpio - You have an opportunity to direct your high energy into some major home renovation or redecoration project, but watch your impulses this week - you could end up regretting your choices if they are a little too dramatic. You need to make sure everyone living in the space has a say.

reading books or attending lectures. Public speaking may not be as challenging or frightening as you fear. If you want to take a leadership role, you will need to spend some more time traveling or studying.

Sagittarius - You'll be able to get a lot of work done if the keyword is "communication". Work those unexpected phones, faxes, emails and letters! There are opportunities in the challenges they present for you. It's a good time to catch up on reading, research, study or paperwork.

Cancer - You may have an opportunity to

Capricorn - Good financial or career news is

invest in your workplace, or get valuable investing advice from the sector you work in this week. You have some interesting insights and ideas of ways you can change your workplace for the better. You want meaning in your career.

in your horoscope right now, but it may take time before it makes it into your pocket. You have some long-term planning and organizing to manage first. Keep note of your ideas this week, and start working on making them into realities.

Leo - Your love life heats up all of a sudden, with unexpected romantic opportunities flying fast and furious. You and your partner are filled with energy and enthusiasm right now. You may be thinking about a more formal or secure relationship soon.

Aquarius - You are definitely more energetic

Gemini - You may be learning new things,

Virgo - You may hear of an opportunity to invest through your work. Stock options or market tip rumors may be floating about the office. You may also have a chance to chat with a coworker about shared spiritual or financial interests. You could be discussing some "moonlighting".

and your brain is laser-sharp this week. Unexpected good news could come by phone or email. Someone wants you to take on some kind of leadership role. You sound, look, and act sharp this week and everyone is noticing.

Pisces - All the information your subconscious has been mulling about for the past while suddenly bubbles up to the surface and a wellspring of creativity is yours to tap. You may be making some extra money with a dynamic new home-based business involving art or entertainment.

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HELP WANTED Looking for a stylist with clientel. Call Luis 305-670-4967 LOOKING FOR a sales person with jewelry experience, good presence and bilingual $10.00 hr plus commission. Send resume to edwinc@bringgoldgetcash.com or fax to 786573-2224 LOOKING FOR jewelers, jewelry experienced personnel. immediate opening. Send resume to edwinc@bringgoldgetcash.com or fax to 786573-2224

LOOKING FOR PART-TIME WORK? The Pinecrest Tribune is looking for an energetic, happy person who would

like to make some extra spending money every week. So, if you’re looking for something to do, inbetween taking the kids to school or right before you T-off on the golf course, then the part-time position in our advertising sales department just might be right for you. The opportunity entails you calling neighborhood retail stores, real estate agencies, car dealers and restaurants and helps them promote their businesses through advertising in the Pinecrest Tribune, Kendall Gazette, South Miami News, Palmetto Bay News & Coral Gables NewTribune, If you have 15-20 hours a week available and you want to earn $300-500.00 per week on

a part time basis, then give Michael Miller a call at 305-669-7030 or email at Michael@communitynewspapers.com NEEDED: Legal Secretary w/strong computer, typing, organizational skills for AVrated appeals attorney. 15hrs/wk. Excellent English, 3+ yrs. experience required. Email kjhlaw@gmail.com PROJECT ENGINEER 5 YRS EXP. Bachelor in Electrical Eng. Req. Mail res: IP Box Depot, Corp. 14291 SW 120 ST. Suite 113 Miami, FL 33186

sq.ft. DSL/T1 Lines included. Call 305.252.5400

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Page 61

1027RB

AUCTIONS

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MISCELLANOUS ANTIQUE 28 inch male and female figure lamp, 21 inch female figure. Both with unique bowl on top. $150 for both o.b.o. CALL 305.235.6787

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Call Monica @

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Oct. 26 - Nov. 8, 2009

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1998 Dodge Ram Van. A/C, CD, Captains Chairs, Ricon fully automatic wheelchair lift with pendant controls. $11,000

Call

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1230GT


Page 62

PINECRESTTRIBUNE.COM

Oct. 26 - Nov. 8, 2009

THE HEALTH BEAUTY & FITNESS DIRECTORY • CALL (305)661-9200

ASK FOR GISELLE or ERIKA ASK FOR GISELLE, MASTER HAIR COLORIST SPECIAL TONES REDS-PURPLES & MORE EXCITING SHADES FOR AN ABSOLUTELY PROFESSIONAL RESULT!

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Giselle, Master Colorist & Stylist. Erika, Nail Tech, Saturdays only

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Visit us at www.beautyessence.com, for our monthly specials

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Te e n a g e g i r l s n e e d e d f o r a Bone Density Study

FREE EYEBROW WAX

We are currently conducting a year long trial to determine how investigational, FDA-approved birth control pills (oral contraception) affect bone mineral density in teenage girls.

Brazilian Keratin Treatment $100 & up

Participants need to be: • 12 to 18 years old, generally in good health

• Having regular menstrual cycles

• Prefer adolescents not currently taking birth control pills

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pill or being part of the control group taking no birth control

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1130GT

TRADITIONAL CHINESE ACUPUNCTURE

SOLOMON’S LAW

By Doctor from Shanghai, China. Practicing Chinese Acupuncture for Over 15 Years

Is Your Association Attorney Taking Their Legal Fees Out of Your Assessments?

Some naïve attorneys also allow lenders’ counsel to convince them that the statutory cap for a qualified first mortgagee (who completes a foreclosure against its borrower) also includes a cap on the association’s legal fees and costs. It does not. Such statutory caps, if applicable, only apply to “assessments” and, as such, the legal fees and costs are all recoverable in addition to the capped amount of assessments due from the prior owner. If the Florida Legislature had intended to cap legal fees and costs for qualified first mortgage holders, it would have stated so in the applicable statute. Practically speaking, this also could not have been the intent because the legal fees and costs are typically more than the statutory cap in the first place, which would mean that if the legal fees were capped, the association would not only typically get nothing (because the fees would be greater than the assessments due), but would possibly leave the association upside down owing an additional balance to the attorney, in which case no association would be able to hire an attorney for such purpose. Ben Solomon, Esq. is a partner and co-founder of Association Law Group, P.L. (ALG) and practices in the areas of developer representation and association representation. www.AssociationLawGroup.com / ben@algpl.com

1130GT

Additionally, some attorneys either bill their association clients up front or at some other stage of the collection matter instead of deferring such legal fees until the matter is successfully concluded and the association also receives its money. While smaller practitioners may need to bill their clients up front or along the way in order to cover overhead expenses and other financial needs, the irony is that most associations in this market cannot afford to pay any legal fees (which is why they need a good collection attorney in the first place) and therefore should consider finding an attorney who agrees to defer all of their legal fees until such legal fees are fully collected from the debtor or the lender. Additionally, having to pay legal fees up front or along the way is actually a deterrent to many associations from even pursuing advisable legal remedies such as filing their own association foreclosures against delinquent owners (instead of just waiting for the lenders to come through) because the legal fees are cost prohibitive.

Specializing in Pain Control Acute or Chronic Pain (neck, shoulder, back, sciatic...) • Arthritis • Bursitis • Athletic Injuries • Anxiety • Sinusitis • Colitis • Weight Control • Allergies • Migraine & Headache • Hypertension • PMS & Gyn Problems • Immune Disorders • Stress & Depression • Sexual Disorder • Stop Smoking . . . • Therapeutic Massage Lic. massage therapist in office Many other disorders, call to inquire. HUI SHAO, AP, OMD • We accept most Health CORAL GABLES OFFICE • (305) 461-4046 Insurance & auto accident 3310 Ponce De Leon Blvd., Suite #250, insurance Coral Gables, FL 33134 w w w . a c u p u n c t u r e i n m i a m i . c o m

SC010510

BY: BEN SOLOMON, ESQ.

If your homeowners or condominium association attorney is taking their legal fees and costs out of your assessments they are collecting (or only collecting the assessments due to the association and then billing the association without collecting such fees and costs on top of the association assessments), then you may want to consider finding a new attorney. Florida Statutes and most association governing documents protect an attorney’s right to collect his or her legal fees and costs in addition to the assessments due to the association. Therefore, if the attorney only collects the assessment amount for the association and then separately bills the association for their legal fees (which fees, in some cases, may be more than the actual assessments collected) then, in essence, the attorney has taken their fees out of the association’s money instead of taking advantage of the association’s legal right to collect all of its legal fees and costs in addition to the assessments.

305-596-9901 for further information

Janet Gersten, M.D. • New Age Medical Research Corp. 8900 SW 117th Avenue • Suite 207-B • Miami, FL 33186

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Oct. 26 - Nov. 8, 2009

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CPM Tent Rental

1030MM

ALL SIZES!

Jeff J. Cohen • 305.505.4638 EWM Commercial

305.256.1012 Lic. & Ins. 998500084

ANTIQUE MALL Y’ALL

The Largest Antique Mall in Miami-Dade County

HUGE Summer Sale on

Know your pet is in good hands!

Furniture, Antique Lighting, Rugs, Jewelry, Dressers, Vanities, Beds, Books, Art, Coins, Clothing, Cottage Style, ++

20–75% OFF

Valerie Almaguer Phone: 786.523.0435 valmaguer@allfourpawsinc.com www.allfourpawsinc.com

Visit our New Rug Room Needlepoint - Oriental - Persian

J Tailor

Serving Miami for over 25 years!

CUSTOM SUITS | EXPERT ALTERATIONS

032910RB

Complete Pet Care Provider

1230RK

Pet Sitting & Dog Walking Services

ohn the

1030GT

New class A office building for lease. Approved for medical/retail/restaurant Best lease rates in area

1012JM

RB1207

PALMETTO BAY ON S. DIXIE HWY.

WE’VE MOVED! 5609 SW 74TH STREET RIGHT BEHIND THE CHEVRON STATION

Accredited, Bonded, & Insured

305.667.8768

Serving Miami-Dade County

MAID BRIGADE BENEATH THE CLEAN, YOU’LL FIND SPARKLING CUSTOMER SERVICE! Cleaning homes like yours since 1979. Every cleaning inspected and guaranteed. Uniformed, bonded and insured.

0720GT

786-242-8989

1230MM

$600 a month

GT1230 8/30/06-PC RPKG

Share 2/2 large apartment in gated community with security

Easy going roommate (of 7 years at same location) with references seeking (female preferred) with references. No smoking in apartment • No drugs • No pets ADT alarm system

(954) 921-2332

Yo u r F i r s t & S e c o n d R e g u l a r Cleaning with Mention of this ad!!

ROOMMATE WANTED Internet, all new gym, pool, jacuzzi, in house washer/dryer Includes water, electric, telephone, cable. Located directly across from large Shopping Center in the Kendall Area. (1/2 mile from Turnpike).

For Information:

(305) 430-M AID ( 6 2 4 3 ) $ 15 . 00 OFF

DS1230 All- Papers

Reliable and Secure


Oct. 26 - Nov. 8, 2009

PINECRESTTRIBUNE.COM

Page 65

THE BUSINESS/REAL ESTATE DIRECTORY • CALL (305)661-9200

SAVE $200000 OR MORE

Don’t Wait Until Your Septic System Fails...

• Drainfields Restored • Not Replaced - Save Up to 1/2 the Cost! Septic Tanks Grease Traps Drain Fields Water Jetting Parking Lot Drains Real Estate Inspections Lift Stations Sewer Drain Cleaning

305-666-6799

Cell:

305.252.1080 786.218.9941

Ft. Lauderdale to the Keys CC#:SEP031444 • LIC & INS

WARNING SIGNS OF SEPTIC SYSTEM FAILURE: • Plumbing Backups • Foul Outdoor Odors • Mushy Ground in Area of Your Septic Tank • Gurgling InYour Drains • Drains that are Slow/Sluggish

NO COUPONS ARE NECESSARY!!

CALL US!!!

LOWEST PRICES GUARANTEED!!!

1026AB

at Bet Shira

New Attitude, New Habits, Better Grades!

7500 SW 120 Street Miami, FL 33156 We Offer: • Individual Subject Tutoring elementary through college • Organization / Study Skills • Homework Coaching • Standard Test Preparation including: FCAT, Private School Entrance Exams, SAT and ACT

Call us to talk about creating an innovative opportunity for your child to flourish. Bet Shira Main Off. Fax:

(305) 378-8582 (305) 233-3777 (305) 233-3777

www.tutorlz.com lucy@tutorlz.com

WHEN SUCCESS IS THE ONLY OPTION! Our Specialties include but are not limited to: 1. SAT/ACT/GRE & H.S. Entrance Exam Preparation. Both Group and Individual classes available. 2. Advanced Secondary School and University Coursework Instruction 3. College Essays Review and Counseling

Call for a FREE 52 page AARP BOOKLET "Home Made Money" to assist you in understanding FHA's benefits! Call

Kenneth Bluh for your FREE COPY

NO OBLIGATION! NO COST! - NO REQUIREMENTS!

305-442-1256 Ext. 3033 R. Kenneth Bluh, Vice President

Capital International Financial, Inc.

“Your Miami Hometown Lender since 1981” 395 Alhambra Circle • Coral Gables • FL 33134 FHA Approved Lender

Equal Opportunity Lender

Para Español llama: Benny Jimenez • 786-486-0775

Visit me for more information at www.RKBluh.com

Professional English and Mathematics Educators

At our office or in your home Mark Elman, MS. English Ed & Ulises Ordunez, MS. Math

786-547-4266 or 305-772-8667

1109GT

MUST Tutoring Services GT

010410AD

Of f:

Diamond Brite, Repairs, Renovations, Leak Specialist. 27 Years • FREE ESTIMATES

EMERGENCY PUMP-OUTS

All Calls Personally Answered - 24-Hrs.

LICENSED & INSURED

HERTZ

JASON’S SEPTIC INC

LUCY ZELMAN’S

Learning Center

1109RB

Pinecrest • C Gables • Coconut Grove Palmetto Bay • Falls

JASON’S SEPTIC INC.

309RB

POOL SERVICE


Page 66

PINECRESTTRIBUNE.COM

Oct. 26 - Nov. 8, 2009

Kitchen

Counter

in 5 day

tops

s or less

!

Purchase a Kitchen & Get Free Undermount Sink or Free Undermount Vanity Sink 7219 NW 46 Street • Miami, FL 33166

786-277-8610 • jorgeexoticstones@yahoo.com www.exoticgranites.net


Oct. 26 - Nov. 8, 2009

T H E

PINECRESTTRIBUNE.COM

B U S I N E S S

D I R E C T O R Y

Page 67

C A L L

( 3 0 5 ) 6 6 1 - 9 2 0 0

BETTER THAN THE BEST! GROOMING AND BOARDING All Natural Shampoo and Conditioner Organic Pest Treatment Medicated Baths Safe and Clean Boarding 0511GT

OVER 25 YEARS EXPERIENCE Always Doing What’s Best For Your Pet

010410RB

$20.00 OFF Your next Birthday Party Booked Min. 10 Guests

GATOR SHREDDING

Over 20 Years Providing Complete Plumbing & Construction Services

Home or Office filled with Clutter?

General Contractor Plumbing • Mechanical Underground Utility

011810GT

We Pick Up! We Shred!

ONE STOP SERVICE

We Recycle All Shredded Paper

1131DKM

Open Tues - Sat Tues - Fri Open 8:00 am • Sat 7:00 am Closed Sun & Mon

1230DS

7370 Bird Road 305-264-1717

Licensed & Insured Kitchen & Bath Renovations • CGC#061550 New Water Service & Sewer Installations General Contractor Drainage • Paving • Concrete • CFC#056460 Design, Build & Valve Engineering Plumbing • CMC#056873 Real Estate & Home Inspections

www.marscontractors.com 12625 SW 134th Court • Suite 208

Tel: (305)278-2122

14775 S. DIXIE HWY. (NEXT TO PUBLIX)

305.232.2117 DRIVE THRU Available pickup and delivery Monday - Friday

Hand Finished Business Shirts Exp. 12/31/09

$2.99

Fax: (305)278-2125

• State of the Art Facility • Complete Auto Care • Free Drop off & Pickup Service Pinecrest & Falls Area • Clean Luxurious Waiting Room

8700 SW 133 Street Miami, FL 33176

1123DKM

Open 7 Days

U Wash & We Press

Miami, FL 33186

MILLER FALLS AUTOMOTIVE

Cleaner King

$1.29

Mechanical

305-785-3306

*12 x 11x15 size boxes or smaller *Prices vary based on location *Prices vary based on large boxes

866-812-8331

*$5 PER BOX

at location

www.GatorShredding.com

$30

SLICKS PUMPKIN CENTER

1130GT

• • • • •

010410GT

032910RB

MARS WILL COMPLETE YOUR JOB ON TIME AND WITHIN BUDGET!

LARGEST SELECTION

OFF

We Also Carry Decorative Gourds 7900 SW 104 ST • (In Front of K-mart) Boys & Girls Club • 32 Ave & US1

any service over $100. Not valid with any other offer.

Exp. 12/31/09

MATH TUTORING •All Grades •20 yrs Exp $50 per hour

10% OFF with this ad

• • • •

AC Service & Installation Duct Cleaning Appliance Repair Mold Inspection & Remediation

1030GT

DADE 305-905-4292 BROWARD 954-257-3724

1110GT

For More Info Call Vida at 305-799-8597

030110GT

Licensed & Insured


Page 68

PINECRESTTRIBUNE.COM

Oct. 26 - Nov. 8, 2009

“ASK A PRO” BUSINESS SECTION We cater to our CLIENTS

Beautifully placed (42,076 ft.) estate like home (4607 ft) Traditional, earthy, 4/3+ office/studio. Pool. Fr. doors, privacy wall, security phone, dbl. elec gates, pavered parking, port cochere, fireplace, exquisite landscaping, impressively lg.rms, comfortable elegance.

New Customers Enjoy 15% OFF your first month services

1109RK

1806 Ponce de Leon Boulevard Coral Gables T: 305.567.9007 • F: 305.567.1372 www.grovecleanersmiami.com

1123AR

We pickup & deliver Tuesdays & Fridays

12600 Old Cutler Road

1230SA

Enjoy FREE Pickup and Delivery in your Pinecrest Neighborhood 2 times weekly

VERY SPECIAL ACRE POOL HOME ON SPECTACULAR OLD CUTLER ROAD

Call for details Ilene Eber, Inc Realtor • 305-807-2505

Jonathan Wilson

1124DS

Sensitive Personal Training

24-hour service

7302 SW 113 CIRCLE PLACE MIAMI, FL 33173

Licensed School & Clinical Psychologist

Sibyl Adams 1020RK

305-506-5392

Repairs • Service • Installations ALL BRANDS

Margie Molinet-Molina, PsyD

A Personal Touch Fitness

AIR CONDITIONING

• Certified Personal Trainer • Reiki Master • Pre & Postnatal Testing • Post Rehab Training

• Child & Adolescent Psychology • Individual, Family & Couple Therapy • Gifted Testing • Psychoeducational Evaluations

1390 So. Dixie Highway-Ste 1105 - Coral Gables, FL

sibyladams@comcast.net

RESIDENTIAL EXPERTS 10% DISCOUNT WITH AD

Office: 305.303.7012 • Cell: 305.244.9244

1109JM

DELTA • TEMP

19386 SW 106 Avenue • Miami, Florida 33157 www.intellaclaim.com • jon@intellaclaim.com

1231DKM

Licensed & Insured CPC#1457550 8449 SW 132 Street • Pinecrest, FL 33156 305.233.4302 • pinecrestpools@bellsouth.net

022810GT

All Chemical Products • Service • Repair • Supplies

1026DM

Public Adjuster

We have all that you need

305.669.2549

Phone: 786.395.1588

All Levels all ages.

Pip Squeak Puppet Show

1225DS 1012DM

BIO

Florida Interational University 2004-Present Music Education/Performance Lead Saxophone player in FIU’s Premiere Wind Ensemble ALL STATE Baritone player - 2004 All County Jazz/Concert band 1996-2004

1/2 Price Marine

1110GT

Chris Best

1230MM

If you are preparing for auditions in school, state, county bands, or just have a love for music and want to learn more;

Marine Repairs & Installation

Birthday Parties! Fun Prizes!

We Come to You

305-790-6880 • 305-223-7823

011810ARU

Bright And Happy Shows

Frank Sanchez Jafs@aol.com

786-545-6281


Oct. 26 - Nov. 8, 2009

RE-ROOF

I M P R O V E M E N T

D I R E C T O RY

C A L L

ROOF REPAIR

013010DS

305 896 4846

STEVE’S

CUSTOM CARPENTRY by R ick INTERIOR Renovations Crown Moulding Termite Repair

C USTOMBUILT W OOD D ECKS For All Your Carpentry Needs LIC & INS #038001

Complete Tree Service

Free Estimates

20 years experience in tropical and sub-tropical landscaping

House Painting, Roof Cleaning & Painting, etc Pressure Cleaning Roofing Repairs

CC# 96BS00340

LICENSED & INSURED

305-248-8180 305-274-8180

People Forget How Fast You Did a Job But, They Remember How Well You Did It • Must Be Licensed & Insured

“Quality Work at The Best Prices”

• Landscape Design & Maintenance • Five-Acre Tropical Tree & Plant Nursery

Free Estimate and Consultation Anibal Ibanez 305-644-9200 • 305-562-7244

1130GT

786.385.5614

SPECIALIZING IN:

DM1012

EXTERIOR Wood Fascia Door-Window Inst’l. Structural Repair Terraces

PAINTING RB031010

FREE ESTIMATES LIC.CCC1326276

( 3 0 5 ) 6 6 1 - 9 2 0 0

1207RK

H O M E

Page 69

1117DKM

T H E

PINECRESTTRIBUNE.COM

1221DM

Licensed & Insured

MM

- Impact Windows, Doors & Storefront.

Commercial & Residential Complete Service & Repairs Pool & Patio Renovations FREE ESTIMATES

O: 305.278.9395 • F: 305.278.9512 C: 305.986.2588 Clearwatermiami@gmail.com www.clearwatermiami.com

- Custom Glass and Mirrors. - Accordion Shutters and Storm Panels. - Shower Doors and Screens.

PARTS • SERVICE • REPAIR 1026DS

VISIT OUR SHOWROOM: 8515 SW 129th Terr. • Miami, FL 33156 P: 305.235.8110 • F: 305.232.7850 License No. CC95BS00368


Page 70

PINECRESTTRIBUNE.COM

I M P R O V E M E N T Robert Jude

Commercial & Residential CC# 18924

Owner on the job

D I R E C T O RY

• • • • • • • • •

305.668.4344

Carpentry Plumbing Electrical Painting Tiling Drywall Repair Grab Bars Assemble Furniture “Honey To Do Lists”

“Call Us”We’d like to get to “MOW” you!

1130GT

L A N D S C A P I N G

• Selective Pruning •

• Stump Grinding • Trimming •

“We Do TREE-RRIFIC Work” Licensed & Insured • Residential & Commercial Specialist

Members of the International Society of Arboriculture

TREBOR INVESTMENT CORP. General Contractors Licensed & Insured • CGCA 15738

FULL TREE SERVICE

FREE ESTIMATES

Prompt & Courteous Since 1982

305-253-7374

1026DS

Mr.. Marble

Selective Cut, Inc.

Marble Crystalization & Polishing Travertine & Mexican Tiles Bathrooms & Table Top Cleaning

Complete Tree, Landscaping, Lawn Service & Construction Service Company

One call does it all! Tree Trimming • Full Lawn Maintenance E THE TIM NOW’S P E R P ANE HURRIC

( 3 0 5 ) 6 6 1 - 9 2 0 0

T R E E

(305) 254-9222

SERVING: Coral Gables - Pinecrest - Kendall - So. Miami Since 1985 . .

7005 S.W. 76th Street Miami, Florida 33143

C A L L

HANDYMAN SERVICES

SUNSHINE PAINTING & R ESTORATION CO. INC. Coating & Waterproofing Specialist FREE ESTIMATES

DS1230

H O M E

Landscaping & Design • Concrete • Pavers Sprinkler Repair • Custom Water Features Backhoe & Bobcat Services • Concrete Finishing

Mr. Marcello Cell.:(305) 608-4953 Tel.:(305) 694-1259

Custom Concrete Driveways 0928DS

1123HJ

786.380.0801

Certified Arborist on Staff • General Contractor on Staff • Licensed & Insured

25% OFF

1006SC

T H E

Oct. 26 - Nov. 8, 2009

FREE ESTIMATE Licensed & Insured

CHAPMAN SEPTIC SERVICE , Inc. “We’re Thankful for Your Tankful!” Drainfields Installed & Repaired Septic Tank Inspections Pump-Out (residential & commercial) Grease Traps - Maintenance Contracts High Pressure Water Jetting

1231TJ

Call Today!

(305)

661-0628

$

Master Septic Tank Contractor LIC. # SM0941167

CERTIFIED

20 00 Off

5/15/06-RPKG

• • • • •

ANY PUMP-OUT With Coupon Only • Not Valid w/Any Other Offer SAVE UNTIL NEEDED

• Septic tanks require maintenance • If neglected, the system will eventually fail causing • They should be pumped every 2 to 3 years. costly drainfield replacement and damage to landscaping.

“Family Owned and Operated” - Since 1949 -

Kit

chen Co u in 5 days ntertops or less!

H

ROOFING • Reroof/Repairs • Owner on every job • Specializing in roof leak repairs • Work guaranteed • Serving Florida since 1994

Purchase a Kitchen & Get Free Undermount Sink or Free Undermount Vanity Sink 7219 NW 46 Street • Miami, FL 33166

ALL-TECH ROOFING I INC • (305) 247-6717

786-277-8610 • jorgeexoticstones@yahoo.com

Lic. # CCC1328633

GT

WILLIAM CARPENTER - President/Owner

www.exoticgranites.net


Oct. 26 - Nov. 8, 2009

PINECRESTTRIBUNE.COM

Page 71


Page 72

PINECRESTTRIBUNE.COM

Oct. 26 - Nov. 8, 2009

Michelle Cremata

Audree Barrow

LD O S UST

J

Gorgeous Falls 5/3.5! Gameroom & Oversized Heated Pool! $659,000

Stunning 4/4 On Beautiful Falls Street $599,000 $579,000

LE

SA G N I END

P Perfectly maintained home on deep acre $485,000

4001 Monserrate St, In Beautiful Coral Gables Steal this 4/4 pool home $574,900 $537,900

3162 Jackson Ave. Fabulous Townhouse Property in Grove 3/2.5 Extraordinary $599,900 $575,000

730 Calatrava Avenue SOLD $3,500,000

6140 Paradise Point Drive SOLD $925,000

6270 SW 123rd Terrace SOLD $2,750,000

11800 SW 70th Avenue SOLD $1,975,000

3594 Rockerman Rd #1 SOLD $2,700,000

9781 SW 60th Court SOLD $3,150,000

6255 SW 120th Street SOLD $1,510,000 10940 SW 139th Road SOLD $775,000 9401 SW 134th Street SOLD $720,000 13585 SW 109th Court RENTED

305-588-5469 786-344-5861

www.LuxuryEstatesTeam.com 1500 San Remo Ave., Suite 110 â&#x20AC;˘ Coral Gables, FL 33146


Pinecrest Tribune, October 26 2009, Edition - Local, Events, Positive News - Miami, FL