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Serving Aventura, Bal Harbour, Bay Harbor, Golden Beach, Hallandale Beach, Hollywood, Sunny Isles Beach, Surfside

April 27 - May 3, 2011

Sher Galleries hosts networking reception featuring Esther Wertheimer, world-renowned sculptor BY BARI AUERBACH


rom Italy and Japan - to New York, Washington, Art-Basel Miami and now Sher Galleries in Aventura. An exhibition of masterpiece works by internationally-renowned sculptor Esther Wertheimer was recently showcased during an exclusive Aventura Marketing Council networking reception hosted by Sher Galleries in the Waterways Shoppes. Bruce and Laura Sher welcomed AMC business and community leaders to the gallery for the special event, giving guests an opportunity to personally meet Wertheimer, whose passion for dance, family, and love are expressed through her magnificent bronze sculptures. While enjoying complimentary wine and music by Joel Odierno, guests learned more about Wertheimer’s illustrious career and numerous honors. In 2009, she won the prestigious “Gold Medal of

Lorenzo il Magnifico” when participating in Italy’s Florence Bienale. Wertheimer’s sculpture “Madre Gambe Incrociate” also won Best in Show at the “100% Pure Florida” exhibition held at the Fifth Avenue Art Gallery in Melbourne, Florida. She was selected “Artist of the Month” by Artists Registry; and a feature article about her colored bronze sculptures appeared in Palm Beach Illustrated magazine. At Sher Galleries, Wertheimer’s awardwinning, colored bronze sculptures capturing poetic gestures and expressive forms captivated AMC members. The sculptures are critically acclaimed for being: “Symbolic of her love of the figure and exceptional gift for using graceful elongations to capture the rhythmic beauty of the human spirit. Her work is at once sensitively delicate and vigorously intense. Life and energy flow from extended limbs and cascading draperies.


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Aventura Comm. Billy Joel and wife Sandra with Arlene and Vice Mayor Bob Diamond

Sher Gallery owners Laura and Bruce Sher with renowned artist Esther Wertheimer

Marilyn Trilla; Gabriela Ratier, Aventura Optical; Dr. Robert Sheir, Optometric Physician; Carolina Sznajderman, Egozi & Bennett

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April 27 - May 3, 2011

Around Town in Aventura Coconut Grove Bank hosts Miami-Dade Comm. Sally Heyman Coconut Grove Bank in Aventura recently hosted Aventura Marketing Council’s Board of Directors in the bank’s beautiful lobby located at Aventura Corporate Center (20801 Biscayne Boulevard). Special guest Miami-Dade County Commissioner Sally Heyman gave an update on the county and exciting new programs and events benefiting the 13 cities that comprise her district including Golden Beach, Aventura, North Miami Beach, North Miami, Sunny Isles Beach, Surfside, Bal Harbour, Bay Harbor Islands, Biscayne Park, Indian Creek, Miami Beach, Miami Shores and North Bay Village. To reach Coconut Grove Bank, call 305-756-4500. To contact Comm. Heyman’s office, call 305-787-5999. Heather Rohan, Aventura Hospital; Comm. Sally Heyman; Fernando Levy Hara, The McKafka Group; Charlene Welker, Mount Sinai Medical Center; Ellen Palmer, Vi at Aventura Maira DiazGiusti, Coconut Grove Bank; Comm. Sally Heyman; Aventura Marketing Council Chairman Cliff Schulman, Weiss Serota Helfman

Alan Lips, Gerson Preston Robinson; Gary Pyott, The Continental Group; Andy Lewis, Eisinger Brown Lewis Frankel & Chaiet; Tom Oliveri, Northern Trust

Maira Diaz-Giusti; Dan Palmer, Aventura News; Fernando Levy Hara; Andrew Waxman, Mercantil Commercebank

ESPN crowns MAR-JCC’s Flag Football Team NFL Champions National Flag Football Play-offs in Orlando. Considered one of the nation’s finest flag football teams, Mo Steel consists of two divisions, Juniors and Vets. The Juniors won their unprecedented third straight national title, a new NFL record, and the Vets won their second straight title by defeating their rivals from Dallas. “Anyone who knows sports, knows that winning anything consecutively like this is difficult and almost unheard of,” remarked David Fried, Head Coach of the Mo Steel teams, and Director of Prime Time Sports at the MAR-JCC. This brings the team’s national championship wins to eight, a new NFL record. Competing against champions from across the country, from eight regional tournaments, the Vets were a team possessed with the vision and sole purpose of living up to their potential, and most importantly, doing it together as a team. 3 against 1 - Mo Steel Vets show off their defensive skills during championship game Mo Steel Juniors celebrate their victory in front of the ESPN cameras ––––––––––––––––––––––––––––––––––––––––––––––––––––––––– “Our kids played their hearts out, never losing –––––––––––––––––––––––––––––––––––––––––––––––––––––––––– For the second year in a row, the title of National Flag Football their focus. They battled back from every challenge that Champions went to Mo Steel of the Michael-Ann Russell Jewish our opponents gave them, and never backed down,” explained greatness that we talk about all the time.” For information, call 305-932-4200 or visit Community Center at ESPN’s Wide World of Sports, 2011 Fried. “They played with the heart, passion and competitive

Apr. 27 - May 3, 2011


Wandering & Pondering Settling Down

climbing, jet skiing, para-sailing, all of which started out well but somehow disappeared when a new fad arrived. It bothered George because the fads seemed George decided that it was time to settle down. He had done enough running around to come faster than his ability to do them. Mary though kept insisting that they had to watching others bounce in and out or relationfind things to do together that they ships. He had pretty much kept both enjoyed and so far George’s interclear them by not focusing on anyest didn’t last as long as hers which she one for any length of time because felt was not good for their common he hadn’t found anyone. He was good. They had to find something to now in his mid 30s and he felt he’d enjoy together. She always wanted to best look a bit more carefully to find try meditation; it had been around for a potential long time woman for a quite awhile and she decided that sincere relationship. would do them a great deal of good. So He met Mary, who intrigues DAN PALMER a meditation class it would be and he’d him. A few years younger, had a good job, was easy to be with. They had met better try to work at it or else. The evening the class took place, they at a friend’s birthday party and felt quite comfortable with one another. There was one walked into a dark living room where the teacher was sitting on the floor, eyes closed thing though that sort of bothered him. Mary was always into something new or un- and presumed to be meditating. George and usual. If there was a new fad, Mary was ready Mary were given two pillows to sit on, to close to try it. She’d ask him to try it with her because their eyes and to think deeply. Mary started to she felt that if you do things together it has to think deeply, as did George. His thoughts were help any potential relationship to work. She got so deep that he fell asleep. He was rudely into running and tried to get him to run five awakened by Mary and the instructor. George has decided to break up with Mary miles a day which he found not to his liking because... why deal with someone that puts since he felt he had just so many puffs of air. Mary switched to other things like rock you to sleep?

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April 27 - May 3, 2011

Apr. 27 - May 3, 2011


Social Anxiety Disorder is SAD

Patricia C. Frank FRANKLY SPEAKING Social Anxiety Disorder or SAD is a condition that many people suffer from. It is ironic that the initials of the disorder spell sad because the disorder is just that. It is very sad because the individual does not enjoy social interaction which is an important part of life. SAD occurs in any situation where the individual will be doing something in front of or in the presence of other people. This can include working, meeting new people, making conversation, giving a speech, dining out, attending parties or events. Even using a public restroom can be a source of distress. The Disorder is characterized by a “marked and persistent fear of social or performance situations with exposure to unfamiliar people or scrutiny. This fear is excessive and unreasonable. Exposure to the situation will provokes anxiety and distress and avoidance of the feared situation.� The fear occurs whenever unwanted atten-

tion may be focused on you or whenever you may be scrutinized or judged by others. It is an overpowering fear and dread that you may be rejected, humiliated or embarrassed. Anything that makes you the center of attention makes you feel extremely uncomfortable, out of control and truly helpless..75 % of the people with this condition have another disorder such as depression or alcohol or substance abuse as well. The anxiety can produce physical symptoms such as blushing, dry mouth sweating, clammy hands, trembling, palpitations, an upset stomach and a shaky voice. The individual may experience difficulty concentrating and making eye contact with others. They cannot focus on anyone or anything but themselves and their own distress. The individual’s reaction goes well beyond shyness or normal discomfort. It has a crippling effect on their life. There are things you can do to overcome social anxiety. You do not have to endure it. You can learn to enjoy social activity. Cognitive therapy has proven to be a very successful treatment. There are also medications that can mitigate the symptoms. Patricia Frank is a Licensed Psychotherapist. She can be reached at 305-788-4864, 212-308-0309.









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Elite BEAT

Dentist Liza Feliciano-Hall keeps patients smiling at Mona Liza Smiles


PROVOCATIVE QUESTIONS FOR PROVOCATIVE PEOPLE L C : What sets Mona Liza Smiles a p a r t f ro m t h e c o m p e t i t i o n ? LF-H: I’d say it’s our level of dedication to the comfort and well-being of all our patients. We treat them like friends, not just a mouth – after all, there’s a person attached to those teeth! We use the best quality products and technological treatments to make a visit to the dentist as comfortable and inviting as possible. Unfortunately, when many people think about dentistry, it’s about how scary and unpleasant it is, and how much it hurts. Nowadays, it doesn’t have to be that way. My focus is to have every patient who walks through my door want to return to see me, not just because they need to!


April 27 - May 3, 2011

LC: Is it working? LF-H: We ask our patients to complete on-line surveys rating us on ease of scheduling, wait time, courtesy of staff, cleanliness of the office, and clarity of treatment

Take home ‘Best Boss of the Year’ award on Administrative Professionals Day In case you forgot to buy your assistant a gift for Administrative Professionals Day, the award-winning Willow Stream Spa will make you look like a superstar boss with its great specials running through Saturday, April 30th. Spa specials include a 60-minute Massage or Facial for $99 or a Classic Manicure and Pedicure for $79. This is a savings of over 30%. Tax and gratuity is additional, while valet is included with the purchase of any spa experience. Ranked #28 in the United States by Condé Nast Traveler, Willow Stream is open to the public and is located at the legendary Fairmont Turnberry Isle at 19999 West Country Club Drive in Aventura.

For information, call 305-933-6930 or

explanations, and 98% of them have expressed 100% satisfaction on all fronts. They’re astonished at the level of care they get here at Mona Liza Smiles.

in 2002, and completed an optional residency program University of Florida’s Advanced Education in General Dentistry in 2003 to fine-tune my artistic skills.

L C : W h a t ’s your specialty? LF-H: I always say my specialty is giving you a timeless smile. We practice both general and cosmetic dentistry, and our patients range in age from 2-98, so we do a little bit of everything — Invisalign braces, oral surgery, endodontic, restorations. We have an orthodontist and a periodontist on staff. We’ve tried to make it so that our patients can get almost all of their dental work done comfortably right here. But in the rare cases where a patient’s needs would be best served by a specialist, we can make excellent referrals.

L C : What do you do for r elaxation? LF-H: I believe in living life. We have all this nature around us and that is my playground. Scuba diving is at the top of the list. The ocean is a place where I can relax, take in the scenery and even look at some teeth while I’m down there. I try to exclude sharks; they lose them anyway and they don’t like to floss! Riding motorcycles is another form of therapy, and I also like to get back to basics with camping and hiking.

L C : W h a t ’s your training in the field? LF-H: I graduated from the University of Pittsburgh School of Dental Medicine

Mona Liza Smiles is located at 17501 Biscayne Blvd., Suite #570. For more information or to make an appointment, call 305-947-6447 or visit

Chai Lifeline and Camp Simcha competes to win GlobalGiving’s Open Challenge Camp Simcha recently joined GlobalGiving’s Open Challenge, a fundraising challenge for non-profits who are doing impactful work around the world. Camp Simcha is also eligible for a permanent spot on, the internationally recognized marketplace for philanthropy that connects individual donors to the causes they care most about. GlobalGiving is opening up its network of donors and corporate partners in an effort to support non-profits like Chai Lifeline that are providing much needed support to their local communities throughout the economic downturn. “We are excited for the chance to tap into GlobalGiving’s network of committed donors and corporate sponsors who can support our efforts to send children with cancer and other lifelong illnesses to Camp Simcha and Camp Simcha Special for the summer,” said Chai Lifeline. Open participants will raise funds

GlobalGiving is opening up its network of donors and corporate partners in an effort to support non-profits like Chai Lifeline that are providing much needed support to their local communities throughout the economic downturn. through through April 30, 2011. The three projects that raise the most will receive awards of $3,000, $2,000, and $1,000, respectively; the project receiving the most individual donations will receive an additional $3,000. Organizations participating in the challenge can also earn a permanent spot on if they successfully mobilize supporters to raise $4,000 from at least 50 unique donors through GlobalGiving during the contest.

If Chai Lifeline SE wins, it will also gain free access to innovative web 2.0 fundraising tools and connect to a broad network of thousands of donors and corporate and foundation partners already engaged in the GlobalGiving network. “Non-profits like Chai Lifeline SE are deeply important to the wellbeing of communities all around the world, especially when folks are struggling,” said Mari Kuraishi, President and CoFounder of GlobalGiving. “Many of our donors are looking for new opportunities to give back and we want to do everything we can to match the demand with the unbelievable need around the world. It is especially the small, grassroots efforts and creative innovators that do not have the institutional support from bigger institutions that we hope to help.”

For more information about Chai Lifeline, call 305-956-9990 or visit

Apr. 27 - May 3, 2011


My Favorite First Lady

Bob Diamond HISTORICALLY YOURS I shocked my “First Ladies” history class years ago at FIU, Elders Institute in response to the question as to my personal favorite First Lady? “Grace Coolidge,” I answered, “wife of Calvin Coolidge. She lit up the room with the sunshine of her personality.” Raised in Vermont, Grace, after graduating from college, attended Clarke Institute and became a teacher to deaf children. She then met another Vermonter, Calvin Coolidge, who was her exact opposite; he was emotionally cold and painfully shy. Grace dedicated herself to helping Calvin overcome his limitations. In 1920, Calvin became Vice President. With Harding’s death in 1923, “Silent Cal” became President. While Calvin was emotionally unexpressive, Grace, with her natural simplicity, warmth and “million dollar smile,” opened her arms, not just to her husband, but to all of America. Grace became the most beloved

First Lady of her generation. Her accomplishments and honors as First Lady would fill this article. Although Grace had a great sense of humor, Calvin enjoyed getting the last word in. The press reported on a trip the Coolidge’s made to a chicken farm. As the farmer was taking the First Lady through the hen house, the rooster mounted the hen. Grace asked, “Does the rooster do that often?” The farmer responded, “Several times a day.” “Tell that to the President,’ said the smiling Grace. The farmer did as he was told. With a straight face, the President asked, “With the same hen?” “No,” said the farmer. Calvin got in the last word. “Tell that to Mrs. Coolidge.” Tragedy struck in 1924. Their teen age sons, John and Calvin Jr. played tennis at the White House. Calvin Jr. did not disclose a blister on his foot until it became infected. It led to blood poisoning and he soon died. The President literally fell apart. The nation went into mourning. Grace maintained her equanimity in the face of grief. Herbert Hoover said that Grace became “ninety percent of the administration.” I did reveal to my FIU class that of all the First Ladies, Grace reminded me most of my wife.

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Aventura Hospital named Blue Distinction Center for Spine Surgery Aventura Hospital has been named a Blue Distinction® Center for Spine Surgery from Blue Cross Blue Shield of Florida for demonstrating better overall quality of care and patient results in orthopedic surgery. Blue Distinction® is a national designation awarded by Blue Cross and Blue Shield companies to medical facilities that have demonstrated expertise in delivering quality healthcare in the areas of bariatric surgery, cardiac care, complex and rare cancers, knee and hip replacement, spine surgery or transplants. To earn this designation, Aventura Hospital was evaluated based on an objective, evidence-based selection criteria established with input from expert physicians and medical organizations. The goal of Blue Distinction is to identify medical facilities that deliver better overall quality and medical outcomes for a specific area of specialty care, helping patients and doctors to make more informed hospital choices. “This designation is a tribute to the dedicated team of physicians, nurses, technicians and therapists who helped develop Aventura Hospital’s comprehensive orthopedic surgery program, said Aventura Hospital CEO Heather J. Rohan. “Their clinical expertise in this area of specialty care has resulted in better overall results for our patients.” Blue Distinction selection criteria cover a broad range of quality measures and are publicly available on By earning the designation, Aventura Hospital has demonstrated it has an estab-

lished program, an experienced care team, is accredited by the Centers for Medicare and Medicaid Services (CMS), adheres to evidence-based clinical care measures and guidelines and posses a comprehensive quality management program. “Blue Distinction puts a high value on the consistent delivery of evidence-based care,” said Dr. Allan Korn, chief medical officer of the Blue Cross and Blue Shield Association (BCBSA). “Blue Distinction Centers demonstrate our commitment to working with doctors and hospitals in communities across the country to identify leading institutions that meet objective quality criteria and deliver better overall outcomes in specialty patient care.”

To learn more about the Blue Distinction designation, visit

April 27 - May 3, 2011

C. Scott Rohm named President of Turnberry Hotel Group Turnberry Associates recently announced Atlanta and Ritz-Carlton Kansas City. the appointment of C. Scott Rohm as Rohm began his career with Hyatt Hotels President of Turnberry Hotel Group. and Resorts. Rohm will manage and operate Turnberry’s “With his vast knowledge and expertise, hotel portfolio, which currently includes Scott undoubtedly will lead the growth of properties in Florida and Tennessee. Turnberry Hotel Group, as expansion plans Rohm is an accomplished professional are currently underway. He is a valuable with more than 25 years of addition to the Turnberry senior-level hospitality Associates executive management experience. team,” said Jacquelyn For the past nine years, he Soffer, Turnberry was Senior Vice President Associates Principal. Operations/Partner for The Rohm earned his bacheWest Paces Hotel Group, lor’s degree in Hotel and L.L.C., a luxury hotel manRestaurant Management agement company with from JamesMadison properties in the United University. States, Europe and Asia. Founded more than 50 Rohm was responsible for years ago by Donald Soffer, West Paces’ day-to-day Turnberry Associates is one operations and was of the country’s leading involved in all aspects of full-service real estate company leadership, development and property C. Scott Rohm including development of management firms. The ––––––––––––––––––– new hotels, setting of precompany has to its credit opening budgets and stratthe development of more egy, and creation of brands, concepts and than $7 billion in commercial and residenstandards. tial property. This includes approximately Previously, Rohm spent nine years with 20 million square feet of retail space, more The Ritz-Carlton Hotel Company. As Vice than 7,000 luxury apartments and condoPresident – Rooms, Spa and Retail, he minium units, 1.5 million square feet of opened more than a dozen hotels world- Class “A” office space and in excess of wide, oversaw brand standards and imple- 2,000 hotel and resort rooms. mented new corporate programs. He also For details, visit served as General Manager of Ritz-Carlton

CIA salutes champion, elects officers, recognizes top donors BY LYNN CARROLL

The Citizens Interested in the Arts, Inc.., (CIA) gave Judy Drucker its 2011 Champion of the Arts Award and recognized key donors at a recent ceremonial luncheon held at the Fontainebleau Hotel on Miami Beach. Drucker was honored for her decadeslong efforts bringing the world’s most celebrated artists and troupes to perform at venues in South Florida. Bob and Florence Werner, who underwrote costs of establishing and maintaining the organization’s new website, were also recognized. Florence is a CIA co-founder and served as co-host for the previous CIA event, a brunch held in January, says CIA President Stuart Geller, principal of Geller Design Group. Dignitaries on hand included Aventura Mayor Susan Gottlieb and Commissioners Billy Joel and Bob Diamond. Diamond stepped to the plate as emcee after Michael Putney, who was billed to do the job, had to cancel, Geller says.

Aventura Mayor Susan Gottlieb, Comm. Billy Joel and event emcee Vice Mayor Bob Diamond present Judy Drucker with “Key to the City” –––––––––––––––––––––––––––––––––––––––––––––––––––––

In addition to the Werners, champion supporters saluted as CIA angels for donations of $2,500 or more were Mark Gordon from SHAPE; Flois and David Landau; Blaise Mercadante of Miami Jewish Health Systems, and Sookey and Robert Schwartz of Wells Fargo Advisors. Producers in the spotlight for gifts of $1,000 or more were Rhoda Levitt; Isabel May; Gloria Muroff; Dr. Bernard

CIA President Stuart Geller awards honoree Judy Drucker along with Champion of the Arts Chair and Past President Lenore Toby Simmons and first Champion of the Arts honoree Charlie Cinnamon ––––––––––––––––––––––––––––––––––––––––––––––––––

Simmons and past CIA president Lenore Toby-Simmons. Directors giving $500 or more were Joyce Bloch; Hollis and Jeffrey Freimark, Miami Jewish Health Systems; Stuart Geller along with Mark Bender; Amy and Richard Kronrad, and Sandra Simon. Geller said Dixie Lampert was recognized as a “stagehand” donor in the $250

Bob and Florence Werner ––––––––––––––––––––––––––––––––

and above class. Recently, Geller was re-elected to his post; other CIA officers for the next year are Patty Soffer, executive vice president; Dixie Lampert, financial vice president; Joyce Bloch, recording secretary, and Madelyn Fradkin, treasurer. For more information on the CIA, call Rosalie Borg, 954-925-6268.

Apr. 27 - May 3, 2011


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April 27 - May 3, 2011


Sher Galleries hosts networking reception Continued from page 1 ––––––– There is a deep-rooted joy forming the essence of each work – the joy of living.” AMC art aficionados agreed Wertheimer’s creations show great sensitivity to line and space, earning accolades such as: “Her work forges a connection between bodies and souls, blurring the line between our physical and spiritual beings. Dancers are captured in dynamic weightlessness, their forms generating a language of visual poetry. Mothers hold their children in the air with confidence and delight.” AMC jetsetters contemplated using their frequent flyer miles to see Wertheimer’s 13-foot “Primavera” sculpture installed in front of Japan’s Fukuoka City Hall – or her magnificent “Paulo and Francesca” sculpture in Texas dedicated to the Dallas Ballet Company. More regional excursions were planned to view Wertheimer’s competition- winning, nine-foot “Seven Dancers” sculpture now at Northwest Florida State College; and her 23-foot Water Babies sculpture at the Royal Palm Plaza in Boca Raton. Wertheimer currently works out of her studios in Boca Raton as well as Montreal, Canada where she grew up, studied at the Montreal Museum of Fine Arts and then went on to study in Italy. During the networking reception, AMC members also shared rave reviews for Sher Galleries’ impressive collection of artwork by a variety of international contemporary artists. Established in 1970, Sher Galleries is an authorized gallery meeting the highest standards of quality in terms of sales and service. Beyond supplying certificates of authenticity, Sher Galleries has highly-specialized knowledge of all exhibited artwork and artists. Before the evening was over, Sharon King of State Farm and Bob Cahn of AFLAC won original lithograph prints of a sketch depicting Wertheimer’s Paolo & Francesca bronze sculpture featured on Sher Galleries’ invitation…and everyone looked forward to being invited to build business again at upcoming Aventura Marketing Council networking events. For more information about Sher Galleries located in the Waterways Shoppes (3585 Northeast 207th Street) phone: 305-932-9930 or visit To learn more about famous sculptures by Esther Wertheimer, visit

Presenting door prize winners (l-r) Laura Sher, Sher Gallery; Sandra Joel; winners Bob Cahn AFLAC and Sharon King, State Farm Insurance; Artist Esther Wertheimer; Bruce Sher, Sher Gallery; Aventura Comm. Billy Joel; Arlene Diamond; Aventura Vice Mayor Bob Diamond

Maria Del Real, MultiLingua; Denise Rubin, Prudential Florida Realty; Marsha Deakter, Psychotherapist

Chunwei and Ran Ji with Artist Esther Wertheimer

Shelley Costin, Miami Gardens Florist; Spring Strong, The Imperial Club; Hope Bieri, Berman Chiropractic

Dr. Robert Sheir and wife Penni with Sher Gallery owners Bruce and Laura Sher

April 27 - May 3, 2011


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featuring sculptor Esther Wertheimer Doni Bauman; Barbara Falk, Broward Promotions; Gerard Nadeau

Yaszmina Nedboy-Lemberger; Arthur and Cheyenne Chernov, Juice Plus Chuck Kuehnle and Sharon King, State Farm Insurance with Bruce Sher

Ken Klein and Mauricio Ordonez, The Q Kapital Group flank guests

Ted Konover, AXA Advisors; Laura Sher; guest; Jeffrey Powell, Reliance Wealth Management

Laura Sher discusses Esther Wertheimerâ&#x20AC;&#x2122;s work with Penni Sheir

Lynda Peeler; Dan Palmer, Aventura News; guest Jesus Soto, Coconut Grove Bank; Antonio Rillera, State Farm Insurance; Lisa Perl, Coconut Grove Bank; Wilma Rillera, State Farm Insurance

Esther Wertheimer with guest

Aventura Comm. Billy Joel; Beth Herdegen, Gulfcoast Business Finance; Daniel Bluestein, Aventura News; Danielle Kay, Krop Sr. High / Aventura Marketing Council intern

Greg Gringruz and Steve Parshin, flank James Benedek

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2675 NE 188 St. Miami, FL 33180 1-888-682-4318

Apr. 27 - May 3, 2011

1st Q shows slow recovery; is bleakest news behind us?

We would like to share with you the recent events of a very exciting year. Both our Acrobatics and Rhythmic Gymnastics teams competed and did very well. The Rhythmic Team coached by Elena Nikolashkina, traveled to Regionals and returned home as Level 4 Absolute Champion: Highest score in all age divisions as well as Level 5 Third Highest Score. The results are as follows: All Around Region 6 Champions Level 3: Maria Buchilin Level 4: Vasilisa Nestscheret & Polina Nestscheret Silver Medalist Level 4: Dakota Skyy Bastion Bronze Medalist: Level 5: Anita Podrug 4th Place All Around Level 5: Elizabeth Pavlova 5th Place in Ball Kathryn Malakhov Our acrobatics team coached by Yelena Doroshenko and Pavel Posdnyakov competed in the 2011 EAGC Acro Meet and brought home 3 gold medals and a bronze. Here are the results: Level 6 Women's Pairs Gold: Milana Datieva & Julia Falbo 5th Place: Annie Kalendareva & Tess Mendelson Level 6 Mixed Pairs: Gold: Dylan Barron & Tess Mendelson Level 5 Men's Pairs Gold: andrew Siomin & Sam Mendelson Level 5 Mixed Pairs Bronze: Dylan Barron & Zaira Datieva 5th Place: Luna Safargaleeva & Igor Datiev 6th Place: Ksenia Karpushkia & George Datiev

As a celebration for these accomplishment we are presenting our special recital next weekend on Sunday, May 1st, 2011 at 6:00PM. The show is called Ballare: a celebration of Dance and Motion. "It is taking place at the beautiful Miramar Cultural Center. The show will include an abundance of different acts from elegant rhythmic gymnastics performances to breath-taking aerial silks routines to demonstrations of strenght in acrobatics, tumbling and stunting. The event features NU AGE students as well as special guest performances from NU AGE's acrobatics coach and former 4 time World Champion Pavel Pozdnyakov, famous contortionist Irina Kasakova and other professional performers. The excitement for NU AGE does not end there. On June 6 we will be launching an exciting new summer camp program. Sessions will run in two-week increments and include activities like acrobatics, rhythmic gymnastics, aerial silks and tumbling and trampoline classes. Kids will also have the chance to enjoy South Florida via weekly trips to the beach and fieldtrips on Fridays to places like Jungle Island, Miami Zoo, the Miami Children's Museum and much more. For information call (888)682-4318 Tickets are on sale now for $ 5.00 - $ 15.00 and can be purchased at the Miramar Cultural Center or by calling 954-462-0222

NuAge Gymnastics & Dance: 2675 NE 188 Street, Miami, FL 33180

Al Sunshine CBS MONEY WATCH Could it be that the bleak news is behind us? It seems that South Florida’s economy has seen a steady, slow recovery for the first quarter, with tourism and foreign trade seeing decent improvements. As we enter the second quarter, what can we expect and, more importantly, what can we do about it? Wall Street closed the quarter with the best showing in 13 years. Our investments and retirement accounts should be seeing decent gains. South Florida’s housing market is seeing its huge inventory of distressed properties getting smaller by the month. At the start of the second quarter, some problems around town are getting better. But some old ones still remain. Pepi Cancio, a Coral Gables contractor said, “I’m in the construction industry and business has been down for me and a lot of other people, and there’s still a lot of people suffering.” The local construction industry remains a key part of our economy and it is expected to continue seeing tough times. What is the problem? Forecasts for higher gas prices will slow consumer spending and hold back demand for new housing and commercial units. While pri-

vate hiring is expected to continue to see moderate gains, budget cuts may trigger a new wave of layoffs for government workers. Real estate sales are improving, but prices may still bottom out. We’ll continue attracting foreign investment and foreign tourism, but don’t be surprised to see cuts in domestic tourism as we approach the slow summer. As far as our family finances are concerned, the second quarter will probably be dominated by rising consumer prices that are all based on rising energy costs. Lane Jones of Coral Gables’ Evensky & Katz warns, “I think the most important thing is not to let rising energy costs catch you off guard. Look over your budget to start seeing what you need to do to adjust it, so it doesn’t catch you by surprise.” There’s also another problem facing family finances. We should expect limited income growth, as companies start trimming costs to make up for higher operating expenses. As a result, don’t be surprised to see a slowdown in consumer spending, even as local businesses slash prices to try to get customers back to the checkout counters. Second quarter South Florida-style will continue to see some old problems getting better. But our stalled construction, employment and personal incomes will continue to be a problem for quite a while, with no quick and easy fixes anywhere in sight. Watch Al Sunshine’s “Money Watch” reports Monday-Friday beginning at noon.

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Apr. 27 - May 3, 2011


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Hard Rock Café Hollywood to host Make-A-Wish fundraiser, April 29th BY LYNN CARROLL

Hard Rock Café in Hollywood is wishing upon a Starr as it raises funds locally for the Make-A-Wish Foundation of Southern Florida on April 29th in the Seminole Hard Rock Hotel & Casino, One Seminole Way. Emily Estefan’s group “The Dealers” and “Classic Rock Therapy,” featuring other musicians from the region, will be in the musical spotlight for the Friday evening event as Hard Rock raises money to fulfill the dreams of a child from the Hollywood area who is in terminal condition. Granting the wishes of children with lifethreatening medical conditions is the mission of the Make-A-Wish Foundation. Hard Rock Café is linking the local effort to its global “Wish Upon a Starr” campaign, which features a limited edition T-shirt designed by Ringo Starr, the drummer for the Beatles who now presides over his own group, The Ringo Starr All Star Band. The shirt, officially dubbed the limited-edition Ringo Starr Signature Series Edition 28, is

April 27 - May 3, 2011

Nothing Like A Pet Mega Adopt-A-Thon, April 30 & May 1 Humane Society of Greater Miami, Miami-Dade Animal Services, and The Cat Network to host joint adoption events at three convenient locations

Performing live on April 29th, Emily Estefan’s group “The Dealers” ––––––––––––––––––––––––––––––––––––––––––

being offered worldwide through Hard Rock Café’s 170 venues in 51 countries. The shirts feature Ringo’s own original artwork, with 15% of proceeds donated to The Lotus Foundation, the rocker’s charity. The Lotus Foundation's stated objectives have to do with family and child-welfarerelated financial aid and assistance, women's issues, animal protection, addiction recovery and education. For $50 this Friday, patrons can take part in both efforts, getting one of the limited edition Ringo Starr Signature Series shirts along with up-close VIP seating, appetizers and soft drinks. For information on Hard Rock’s program, call 954-315-9112 or visit For more information on Make-A-Wish Foundation of America visit Classic Rock Therapy at Hard Rock Café, April 29th

Humane Society of Greater Miami, Miami-Dade Animal Services, and The Cat Network, are holding the first communitywide joint adoption event, “Nothing Like A Pet,” on Saturday April 30th and Sunday May 1st, from 11 a.m. to 4 p.m. Adoptions will take place at the Humane Society of Greater Miami at 16101 West Dixie Highway in North Miami Beach; Miami Dade Animal Services at 7401 NW 74th Street in Miami and The Cat Network and Humane Society at 10700 SW 211 Street in Cutler Bay. Refreshments will be served, and there will be a chance to win some fun door prizes. The Humane Society of Greater Miami will offer reduced fees for adoption on those two days. The goal of the partnership is to increase the number of cats and dogs that leave the shelter system alive. Events like “Nothing Like A Pet” will help the partners reach their goal. The more pets that are adopted, the more pets can be saved. There is nothing more gratifying than adopting an abandoned abused or neglected dog or cat who is looking for a new loving home. Since 2007 the ASPCA has been lending its support financially and through training and other human resources to communities around the country with the goal of helping them save more animals. For further information on the Mega Adopt-A-Thon, visit

For information about the individual organizations, visit:

Miami Jewish Health Systems raffles off Toyota Prius, May 5th With gasoline prices eclipsing $4 dollars a gallon, one of South Florida’s largest healthcare organizations is offering a simple cure for drivers feeling pain at the pump. Miami Jewish Health Systems (MJHS) is raffling off a brand new Toyota Prius hybrid as part of its ongoing 70th anniversary celebration. The Prius, graciously donated by Toyota of South Florida, will be raffled off during MJHS’ Spring Founders Dinner on May 5, 2011 (winner need not be present). Raffle tickets are $100 each, $500 for six, or $1000 for thirteen, marking a deep discount from the average sales price of a brand new Prius. Tickets are now on sale and available to the general public by calling Beth Rubin at 305-514-8623.

Utilizing advanced hybrid technology, the new Toyota Prius sports an estimated fuel-efficiency rating of 50 miles per gallon, according to U.S. Environmental Protection Agency standards, making it one of the most cost-effective and environmentally-sound vehicles on the road today. All proceeds from the raffle will benefit the Miami Jewish Home and Hospital for the Aged Foundation as well as the 3,700 people the not-for-profit healthcare systems treats daily through its Centers of Excellence, residential living, community care, Alzheimer’s and memory care, nursing and medical care programs. For more information, visit

Apr. 27 - May 3, 2011


Stay tuned for a real ‘Tasti Talk’ BY DAVID & GOLDIE I think Goldie has figured out my real name is David. [She’s been calling me Nana since she could speak… maybe because I keep a tissue in my sleeve to wipe her runny nose.] Now, when I leave “Goldie’s house” to go to “Nana’s house,” she says “bye David.” Could Uncle David be far behind? Come to think of it, for a 3 year old, Goldie seems to have a lot figured out. For example, she can “do, do buckles” on her shoes, car seat, and to the dismay of her mother, the buckle of Mommy’s Gucci bag where she dumps everything on the floor so she can get her Dora cup. She has also mastered how to unlock AND open doors: the front door, sliding glass doors, her bedroom door, the car door….. While we all applaud her dexterity, we also reminisce about the days when she was content just staring at light bulbs. And like any budding young diva, she’s also figured out that staying healthy and fit is essential to her overall well-being. That’s why she’s thrilled her uncle is opening a Tasti D-Lite in Sunny Isles Beach this May. She loves Tasti because it has just 70 calories per serving, is made from

real dairy and natural ingredients, has a creamy delicious taste and she can get more than 100 flavors every day. Plus Tasti is kosher and has lactase to aid in the digestion of dairy…which is helpful at any age!! With a name like Goldie, she tends to channel the wisdom of aunts and great aunts, grandmothers and great grandmothers alike. And with that she has figured out a few things too! For example, Goldie intuitively knows when someone needs a little extra love. Whether it’s a friend on the playground who is sitting all alone, one of her older neighbors who has sadly become “newly single,” or her uncle Nana who has just had an exhausting day, Goldie shows up with a smile and hug that melts every problem away. Finally, and unbelievably for a 3 year old, Goldie knows when silence is…well….golden. Goldie seems to know when to leave well enough alone…when Mommy has had enough… And me, well I’m just figuring out…. For more Tasti Talk, live and in person, please come visit us. And tell them, “Goldie sent you!” Tasti D-Lite is located at 17100 Collins Ave. in Sunny Isles Beach (next to Starbucks). 305-944-4200. Watch out for the opening of Tasti D-Lite this May.

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Eat more...Cheat less BY BARI AUERBACH Did you know male and female fitness/bodybuilding champions often eat as much as eight times a day to attain and maintain lean, muscular physiques? Today, nutritionists and weight-loss experts agree that frequently eating small meals and snacks is preferable to limiting yourself to three large meals or cutting calories to the point of virtual starvation. According to Jorge Cruise, author of The 3-Hour Diet, the book about eating the right foods every three hours to achieve weight loss goals, the biggest mistake you can make when trying to lose weight is to skip meals. “When you skip meals throughout the day your blood sugar plummets, causing you to overeat - and when you overeat, you gain weight,” Cruise says. “When you eat the right foods every three hours you will not feel hungry. Why? Because you will keep your blood sugar level stable and keep your appetite under control. When you’re in control of your appetite, you’re in control of your weight.” Can you also boost your metabolism by eating more? Well, not really more food, but rather “more often.” Experts say that eating at least six small meals a day can help you slim down your waistline. According to the American Journal of Epidemiology, people who eat smaller meals more frequently throughout the day are 45% more likely to beat obesity than their “3 square meals a day” counterparts. What are the right foods for breakfast, a midmorning snack, lunch, an afternoon snack, dinner, and an optional nighttime snack?. Optimally, there should be a low glycemic carb, lean protein, and “good” fat on your plate every time you eat. You should also follow portion size guidelines (for example, veggies should fill half your plate, carbs should be the equivalent of a Rubik’s Cube, and protein should be the size of a deck of cards). A suggested grocery list is: (Proteins): Boneless/skinless chicken breast, turkey, turkey bacon, easy to pour egg whites in cartons, cans of white tuna in water, wild salmon, low fat cottage

cheese and yogurt, protein powder for shakes (great tasting flavors of Jay Robb whey and egg white protein are available in individual packets or jars at Whole Foods Market); (Low Glycemic Carbs): Plain flavored oatmeal, brown rice, sweet potatoes, Ezekiel breads, quinoa; (Fibrous Carbs): Spinach, broccoli, asparagus, cauliflower, mushrooms, Romaine lettuce; (Fruits): Apples, pears, strawberries; (Fats): Egg yolks, avocado, almond butter, flaxseed oil, olive oil Drinks, condiments and desserts that are also good choices for your list include Crystal Light, Arizona diet teas, Swiss Miss Milk Chocolate Fat Free with Calcium Hot Cocoa Mix, General Foods International Coffee Sugar Free French Vanilla Cafe Coffee Drink Mix, Starbucks iced grande Café Americano with Splenda, Walden Farms no calorie dressings, sugar free Smucker’s jelly, balsamic vinegar, mustard, salsa, sugar free Jello and popsicles, Skinny Cow low fat fudge bars. Preparing meals and snacks frequently throughout the day can take a little extra time and planning. But it’s worth it to eat more – cheat less and ultimately reach or maintain weight loss goals.

Apr. 27 - May 3, 2011


The Power of WOM’ BY DEAN NEIGER Last fall I traveled to Israel for the wedding of a close friend. Going away for a week and leaving my business behind required a lot of preparation, and there just wasn’t enough time to do everything, like getting a haircut. As risky as it can be using a new hair stylist for the first time – especially a couple of days before a big event, and in another country – I figured the haircut could wait until I arrived in Israel. As I landed in Ben Gurion airport, my natural instinct was to ask for recommendations from some of the people I knew in the area. The day before the wedding, I ended up going to a hair stylist 30 minutes away from my hotel. Why go so far when there were three salons within one block of the hotel? The answer is simple – WOM, or word of mouth. When it comes to the service industry, nothing works as well as the power of WOM. It’s the best form of marketing because it’s free, it’s credible and it’s powerful. But beware, WOM is a double-edged sword: it can break a business as fast as it can make one. Think about it, how many friends do you tell when you’ve had a good experience at a restaurant? One or two, maybe? Now how many do you tell when you’ve had a terrible dining experience? Anyone you come across that week. So how can you leverage the power of WOM? My experience tells me that the answer is as simple as providing outstanding customer service. That means going

above and beyond what your customer expects. As owner of Dryeco Green Cleaners, I realize that being eco-friendly and providing free pick-up and delivery in the tri-county area are competitive advantages for us. But while this may get people in the door the first time, only excellent customer service will bring them back as loyal, repeat customers. `Little things can make a big difference. For instance, new customers receive a personalized laundry bag with their name printed on it. After they sign up for a pickup on our website (, a customer service representative calls them to confirm that their preferences are all set, and to ensure that all went well. If a garment comes in with any damage, we call the customer to find out if they’d like us to fix it or process it as is. And the list goes on. It’s the personal attention we give to each and every customer that keeps them coming back to Dryeco again and again. Despite the recession and numerous local dry cleaners closing down, Dryeco Green Cleaners has experienced continued growth year after year. And an astonishing 90% of all our new customers have come to us through the power of WOM. So remember: good customer service may help you keep your clients, but excellent customer service will convert them into eager WOM-bassadors for your business. Dean David Neiger, Dryeco Green Cleaners, 18660 Collins Avenue, Sunny Isles Beach, Florida – 33160., (305) 933-2400, (877) 7.Dryeco

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Apr. 27 - May 3, 2011

Youth Arts Day, Music Fest coming to Deering Estate BY CATHY GUERRA

Co-hosted by Students Offering Support and the Deering Estate at Cutler, the fifth annual Youth Arts Day and Music Fest will take place on Sunday, May 1, from 10 a.m. to 4 p.m., at the Deering Estate at Cutler. Youth Arts Day and Music Fest is a community collaboration that celebrates youth artists and creates awareness of the rich cultural resources that Miami-Dade County has to offer. The event is free for children and youth (grades K-12); the cost for adults is $12. There also will be a month-long visual and literary art exhibition at the Deering Estate where student’s artwork will be on display from May 1 through June 3. The exhibit is free with estate admission. Schools and organizations with students contributing visual pieces include: Reach for the Arts, Devon Aire K-8 Center, Perrine Elementary Expressive Art School, Deering Estate at Cutler Art Shorts, plus individuals from DASH, Ransom Everglades, Oxford Academy, and Southwood Middle School. Performances will be by: Greater Miami Youth Symphony, Downtown Miami Charter

Schools Chorus and Recorder Ensemble, Perrine Elementary Dancers, and Fienberg Fisher K-8 Center Philharmonic. There will be individual performances by students from: W. Hialeah Gardens Elementary, Holy Rosary and Miami Springs Senior High School. Band scheduled to perform are: Robot Tea Party Band, TOWN and Blue Money Jazz. Founded in 2008, Students Offering Support (SOS) is a countywide, non-profit, youth community service organization. SOS’s mission is to introduce high school students to the impact that they can have on their community as they themselves conduct the business each year of identifying community needs and creating a plan of fundraising and service that will assist in meeting those needs. Membership in SOS is an honor and members are selected based on their character, leadership and interest in community involvement. The Deering Estate at Cutler, a MiamiDade County Park, is located at 16701 SW 72 Ave. For more information on the Deering Estate’s educational and cultural programs, visit online at <>.

Apr. 27 - May 3, 2011


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Audi A5 Cabriolet is a ragtop with style and performance Ron Beasley LET’S TALK CARS It’s difficult to find a good ragtop these days, what with all the new retractable hardtop technology available. But, if you are in the market for a soft-top convertible, check out the Audi A5 Cabriolet and sister sport model S5 Cabriolet. The 2011 Audi A5/S5 Cabriolets are really quite special automobiles because they continue the tradition of carefree driving with the joy of a soft top. And, with an overall length of 182.1 inches, they have an exceptionally roomy interior, even in the back seats, and with the same sophistication as their hardtop counterparts. However, they incorporate a power folding multi-layer acoustic soft top capable of retracting in 17 seconds, even while the car is moving at speeds up to 31 mph. The A5 (our test vehicle) has a refined

suspension developed from Audi’s extensive racing experience and it delivers a ride that is both comfortable and capable, with superb handling and razor-sharp response. It has a low and muscular look, with a high shoulder line and a steeply raked windshield. The Audi singleframe grille dominates the front, while available LED taillights distinguish the rear. With the soft top raised, the A5 Cabriolet maintains its coupe look, while lowering it turns it into another vehicle altogether. The A5 has an ergonomic interior designed around driver and passenger comfort, with high-quality leather and rich materials assembled to yield a luxurious cabin environment. Comfortable sport seats provide ample support and a driver-oriented center console holds a beautifully designed interface, as well as Audi’s thirdgeneration MMI system. The optional seven-inch MMI screen is positioned high on the dash for easy reading and to minimize the amount of time spent looking away from the road. A leather-wrapped steering wheel is standard and the gauges are well designed and easy-

Audi A5 Cabriolet has a low and muscular look, with a high shoulder line, a steeply raked windshield and signature singleframe grille.

to-read. Like the A5 Coupe, the Cabriolet is powered by a potent 2.0 TFSI turbocharged four-cylinder engine. With a sturdy castiron block and efficient aluminum cylinder head, the engine delivers 211 hp and 258 pounds-feet of torque. Direct-injection technology increases engine efficiency and

the result is 30 mpg on the highway a 0-60 mph clocking in 6.5 seconds. The S5 Cabriolet comes with a powerful and efficient 3.0 liter TFSI V-6 all-aluminum engine. It’s supercharged to create 333 hp and 325 pounds-feet of torque. The powerplant incorporates many Audi innovations, including the Audi valvelift sys-

Apr. 27 - May 3, 2011


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Apr. 27 - May 3, 2011

Earth Day admission is free at Fairchild Tropical Garden BY PAULA FERNÁNDEZ DE LOS MUROS

Fairchild is offering free admission to all visitors on Earth Day, Friday, Apr. 22. In support of earth-friendly products, the Shop at Fairchild will have a display of sustainable and recycled products for purchase and will offer a 10 percent discount on all items in the shop. This is the perfect opportunity to walk Fairchild’s grounds, have a family picnic, admire the monumental sculptures of Claude and Françoise-Xavier Lalanne, make a wish at Yoko Ono’s Wishing Grove or simply sit on a bench and read your favorite book while overlooking 83 acres of lush tropical paradise. In addition to free admission, guests can take advantage of the following special offers on Earth Day: • Indulge the little ones in educational kids’ activities; • Eat gourmet food from local food trucks gastroPod and MexZican Gourmet;

• Learn about local non-profit environmental organizations Membership special: 50 percent off for new members and renewing members receive 10 percent off. Special Earth Day offers are available by phone or in person only on Apr. 22. At 3 p.m. in the Garden House, Fairchild Tropical Botanic Garden and Books and Books present a special Earth Day book signing featuring author Joel M. Curzon presenting his book Light Fading: Reflections on the Imperiled Everglades. ( This event is free of charge. RSVP by email to <>. Fairchild is located at 10901 Old Cutler Rd. in Coral Gables. Regular admission is $25 for adults, $18 for seniors, $12 for children 6-17 and free to children 5 and under as well as Fairchild members. For more information, visit online at <>.

Apr. 27 - May 3, 2011


â&#x20AC;&#x2DC;Ladderingâ&#x20AC;&#x2122; investments to maximize interest yield BY MICHAEL J. WELCH, SR.

Interest rates are low and maximizing interest income should be of the utmost importance to you and your family. Laddering of safe, secure investments is a fairly simple, time-proven method of bringing structure to investing and reaping the greatest yield. The current economy, with itâ&#x20AC;&#x2122;s prognostications for the future, make this maximization goal all the more important. Most pundits agree that the interest rate scenario in the United States is going to stay at current levels through 2011. Weâ&#x20AC;&#x2122;re in an extremely mixed-signal economy, but we still find the indicators yield more favorable than non-favorable signs. Of course, leading the charge atop the undesirable issues list are housing values and unemployment, with no rapid resolve to either one. On the plus side, economic expansion in 2010 was 2.8 percent, which was less than anticipated, but much better than 2009 which experienced shrinkage of 2.6 percent. Also a positive sign, consumer confidence continues to increase with each passing month. As consumer spending accounts for approximately 70 percent of the United States economy, this optimism is wellreceived. Laddering of investments maximizes yield by utilizing rising rates commensurate with rising terms. A minimal amount of funds should always remain in an emergency regular savings account for unexpected expenses and â&#x20AC;&#x153;piece of mind.â&#x20AC;? The next level of savings is the â&#x20AC;&#x153;rainy day fundâ&#x20AC;? which resides in a Money Market Investment Account and receives a steppedup rate of return. Next the balance of

MONEY MATTERS investible funds should be invested at intervals such as 90 days, 6 months, 1 year, 2 year, 3 year and 5 year certificates of deposit. The important challenge is to decide what funds are going to be needed for certain goals and activities in the future and then putting a time frame to each. As the old adage goes, â&#x20AC;&#x153;Failing to Plan is Planning to Failâ&#x20AC;? so this exercise is beneficial on many levels. As an example, letâ&#x20AC;&#x2122;s say the available, longer term investable funds equal $20,000.00. Initially, $2,000.00 is needed in about three months to pay for the â&#x20AC;&#x153;same as cash, no payments untilâ&#x20AC;Śâ&#x20AC;? purchase of an appliance. Next, the fall university tuition payment of $3,000 is due in approximately six months. Continuing forward, a planned new auto purchase is set for one year out and the desired down payment amount is $5,000. The remaining $10,000 is currently not planned for expenditure and available for longer term investing. On the conservative side, $7,000 can go for three years and $3,000 for 5 years. With each extended investment period the interest rate garnered is higher. A little bit of planning leads to favorable yields and maximization of interest income. Granted this is certainly the simplistic side of investing and not meant for retirement or â&#x20AC;&#x153;riskierâ&#x20AC;? high yield portfolio undertakings. But, for a safe investment alternative this works and as rates get back to normal levels in the future, this process will provide an even more advantageous outcome.



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