At Keller Williams Realty
The Home Front Sixth Edition December 18th, 2019
A note from Danielle
Drop off at Golisano Childrens Hospital!
Over 400 toys were dropped off at the Golisano Childrens Hospital just in time for the Holidays! Thank you again to everyone who participated!
Market Trends October-Present Residential Sales Statistics for Canandaigua, Victor, Penfield, Pittsford and Brighton.
Average days on market
Average list price
Average list price to sale price ratio
Average number of new listings
Data and Market Statistics provided by GRAR.org
Featured Listing: 19 Golfside Circle, Bristol Harbour
Square Feet: 1,250
Year Built: 1985
3706 West Lake Road, Canandaigua
Square Feet: 2,470
Lot Size: 0.35 Acres
122 Duncan Street, Clyde
List Price: $209,900
Year Built: 1982
Lot Size: 1.04 Acres
Square Feet: 1,876
Sold Listings 5244 Whitecliff Dr, Canandaigua Sale Price: $327,000
Beds: 5 Baths: 2.5 Sq Ft: 3,134
946 Stafford Rd, Palmyra
Sale Price: $130,000
Beds:Â 3 Baths: 1.5 Sq Ft: 1,496
5771 Limestone Ln, Farmington Sale Price: $170,000
Beds: 4 Baths: 2.5 Sq Ft: 1,568
Sold Listings 25 Dungan St, Canandaigua Sale Price: $218,000
Beds: 2 Baths: 2.5 Sq Ft: 2,158
15 Readonna Ln, Penfield
Sale Price: $155,000
Beds:Â 3 Baths: 1.5 Sq Ft: 1,400
5 Hillcrest Dr, Bloomfield Sale Price: $199,900
Beds: 4 Baths: 2.5 Sq Ft: 1,908
Support your community and Lath & Letter 112 S Main St, Canandaigua Open: Tuesday 11-5pm Thursday-Saturday 11-5 585-905-0006
Parkleigh 215 Park Ave, Rochester Open: Monday-Friday 10-8 Saturday 10-6, Sunday 10-5 800-333-0627
Chandeliers Boutique 79 S Main St, Canandaigua or 1 S Main St, Pittsford Open: Monday-Saturday 10-5 585-730-1156
shop small this holiday season F. Olivers 129 S Main St, Canandaigua Open: Monday-Friday 10-6 Saturday 10-5, Sunday 12-4 585-396-2585
Crown Jewelers 142 S Main St, Canandaigua Open: Monday-Saturday 10-6 585-394-3115
SJ's Village Boutique 25 S Main St, Pittsford Open: Monday-Sunday 12-5 585-248-0640
How Much Could Your Holiday Debt Cost You? By: Christy Bieber If you're planning on spending a lot of money during this holiday season, you're not alone. According to the National Retail Federation, consumers say they're planning to spend an average of $1,007.24 for the holidays in 2018. Unfortunately, far too many consumers don't have this cash saved up to spend -- instead, a lot of it will end up on a credit card. The problem with that is, charging over $1,000 can put you deeply into debt and it can be hard to climb out of it. In fact, if you charge all your spending and pay only the minimums, it will take years to pay for your 2018 holiday spending.
How much could your holiday debt cost you? The specific cost of your debt will vary depending upon the interest rate on your credit card and how long it takes you to pay back what you owe. Say, for example, you charged all $1,007.24 of your holiday spending on a credit card with a 15% interest rate. If you made a minimum payment of 2% of your balance or $25, it would take you 57 months to repay the debt. And, you'd pay a total of $402.38 in interest charges. That means it would take you 4.75 years before you became debt free!
How can you avoid going into debt for the holiday season? You don't still want to be paying back this year's holiday bills in 2022. So, how can you avoid this? It's simple -- don't spend more than you can afford. The ideal way to avoid holiday debt is to budget for the festive season throughout the year. If you want to spend $1,000, save $83 a month. It's a lot easier to come up with this small amount of money -- which grows over time -- than to try to find an extra thousand dollars in your budget in December.
You can also aim to cut spending, especially if it's already too late for you to start saving this year. To reduce what you're spending, set a budget for each type of holiday purchase -- gifts, entertaining, and travel -- and stick to it. Make the budgeted amount something you can afford to pay back either when your credit card statement comes due or shortly thereafter. If it's hard to fit everything within your budget, there are plenty of ways to reduce your outlays. You could suggest a Secret Santa so you only have to buy one gift instead of many; you could offer your time as a gift instead of material things (think promising to babysit or walk your friend's dog when they're away); or you could make homemade gifts. You could also set a cap on pricing with friends and family who may also be worried about going into holiday debt. Making effective use ofÂ credit card rewardsÂ is another good way to reduce holiday spending. Be strategic about where you buy your gifts -- such as buying gift cards at gas stations to get bonus rewards -- and consider cashing in card rewards points for miles or hotels to try to reduce any holiday travel costs.
Paying on debt for years isn't worth it While having a fun holiday is important, it's not worth going all out to make the season great if doing so means you'll be in debt for half a decade. Keep your costs affordable this holiday by setting a budget and sticking to it. If you want to splurge more next year, start saving now so you're ready to do so without going into credit card debt!
Tangy Honey Glazed Ham 3 Hours
Ingredients: 1 (10 lbs) fully-cooked, bone-in ham 1 1/4 cups packed dark brown sugar 1/3 cup pineapple juice 1/3 cup honey 1/3 large orange, juiced and zested 2 tablespoons of Dijon mustard 1/4 teaspoon ground cloves
Directions: 1.) Preheat oven to 325 degrees F (165 degrees C). Place ham in a roasting pan. 2.) In a small saucepan, combine brown sugar, pineapple juice, honey, orange juice, orange zest, Dijon mustard, and ground cloves. Bring to a boil, reduce heat, and simmer for 5 to 10 minutes. Set aside. 3.)Â Bake ham in preheated oven uncovered for 2 hours. Remove ham from oven, and brush with glaze. Bake for an additional 30 to 45 minutes, brushing ham with glaze every 10 minutes. **FOR STEP BY STEP DIRECTIONS VISIT: https://www.allrecipes.com/recipe/24501/tangy-honey-glazed-ham/
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Our realtor was Nancy, and as first time home buyers we could not have had a better experience. Nancy was very knowledgeable, thorough, and driven to help us find our forever home. She was VERY helpful and professional throughout the whole process and stayed in contact to give us updates though every step, so we never felt like we were left in the dark or didn't know what the next step was. She always gave us her professional opinion when we asked for it, and NEVER made us feel like it was her way or the highway. I personally feel as though if we didn't work with Nancy, our home buying experience would have been vastly different. A. Clingerman, Canandaigua NY
Danielle and her team were such a joy to work with. Danielle helped me find the perfect home that not just met my needs but found a place that was more than I had hoped for! The team was responsive, always letting me know where we were at in the process and handled complex issues on my behalf to ensure we could close on time. Danielle went above and beyond to make the first time home buying process go smoothly. Her experience helped me think through meaningful decisions and negotiated on my behalf with confidence, grace and integrity. The network of professionals that she partners with are equally wonderful, I could not have asked for a better team to set me up for success in my first home M. Blaakman, Fairport NY
What a year it's been! Over 150 DCH families served! Over 30 Million Dollars in Sales! DCH average list price is $202,000! DCH is ranked #13 in total volume in the Greater Rochester Area! DCH is ranked #1 at Keller Williams Realty Gateway!
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Meet the DCH team Danielle Clement Licensed Real Estate Salesperson
585-322-2440 (c)Â 585-256-5400 (o) Danielleclementhomes@gmail.com www.Danielleclementhomes.com
Licensed Real Estate Salesperson
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Executive Assistant & Client Care Coordinator
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