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VIEWPOINTS A8 • PRICE HILL PRESS • MARCH 27, 2013

CommunityPress.com

Program provides intervention services vention plan for the child. Help Me Grow is a program that provides complete coordination of health and developmental services for children birth to age 3 with a developmental delay or qualifying medical diagnosis. Services include developmental screenings and evaluations, coordination of specialized services, and support transitioning from Help Me Grow to an appropriate early childhood program at age three. The fully integrated early intervention team from Lighthouse and Hamilton County Developmental Disabilities Services includes a service coordinator, physical therapist, occupational therapist, speech therapist, developmental specialist and behavioral specialist who support the child and child’s family members and caregivers in a way that is unprecedented. The team addresses each family’s questions and priorities and supports families from initial referral through transition to preschool. All Help Me Grow services are voluntary and free of charge, regardless of family income. Lighthouse currently coordinates early intervention services for 720 children in Hamilton County. Although common referral sources include physicians, hospitals and social workers, anyone

ABOUT LETTERS AND COLUMNS We welcome your comments on editorials, columns, stories or other topics important to you in The Community Press. Include your name, address and phone number(s) so we may verify your letter. Letters of 200 or fewer words and columns of 500 or fewer words have the best chance of being published. All submissions may be edited for length, accuracy and clarity. Deadline: Noon Friday E-mail: memral@community press.com Fax: 853-6220 U.S. mail: See box below Letters, columns and articles submitted to The Community Press may be published or distributed in print, electronic or other forms.

with questions or concerns about a child’s development can make a referral to Help Me Grow. To inquire about an evaluation for your own child or to make a referral, please call 513-281-GROW (4769). For more information and a list of March events, visit online at www.ohiohelpme grow.org/ . Terri Betts si the director of Early Childhood Services at Lighthouse Youth Services.

Long term care planning: seeking dignity beyond dollars Health care and long-term care costs are retirement wild cards. The longer we live, the more we pay for health care. We all hope to remain healthy and be care givers, not receivers as we age. And, if we become Larry care givers, Blundred we hope to be COMMUNITY PRESS able to fulfill GUEST COLUMNIST our loved ones’ needs. The truth: we don’t know what will happen because of two persistent unknowns – our longevity and the state of our health later in life. This is where long term care (LTC) and financial planning intersect. We cannot address one without considering the other. LTC often starts in the home. The care needed, and costs associated with prenursing home care can pose the greatest challenges and potential costs. We all want to provide loved ones with a dignity that goes beyond dollars. We want our loved ones to be cared for in their homes – where they are most comfortable and have their best memories – or in adult day care, where they will likely spend more time

than in a nursing home. Retirees’ top two concerns are maintaining purchasing power of investments and rising health care costs because health care costs typically triple inflation costs. Usually, when we reach “pre-retirement” (ages 55 to 65) is usually when we reassess retirement plans and begin to answer the following questions: Where shall we live during retirement? Is our financial portfolio invested and staged to produce income after retirement? Have we planned for health care needs, costs and long term care protection? Are estate plans and survivor needs addressed? Seventy percent of us over age 65 will require prolonged care at some point. That’s why planning for long term health care should be part of an overall financial plan, not a separate decision. To begin the conversation with loved ones, ask the following questions: » Do you, your spouse and family know what to do if someone needed care tomorrow? » Who is responsible to care for you or your parents if long term health care is needed? » Finally, do loved ones know how to use your assets

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EDITORIALS | LETTERS | COLUMNS | CH@TROOM

In recognition of Developmental Disabilities Awareness Month in March, Lighthouse Youth Services is reaching out to the community to increase awareness for the long-term benefits of early intervention. While most people Terric realize that Betts COMMUNITY PRESS the first three years of a GUEST COLUMNIST child’s development are fundamentally important, many are unaware that early intervention for infants and toddlers with developmental delays or disabilities is vital to improving their lifelong outcomes. Lighthouse works in partnership with Hamilton County Developmental Disabilities Services to serve as the front door to early intervention, providing comprehensive services for families and their children up to age 3, so they start preschool healthy and ready learn. Sometimes the initial hurdle for parents and caregivers is identifying if there is a developmental delay and where to go to find out. We encourage parents and caregivers who have any concerns to contact us to schedule an evaluation and possibly create an early inter-

COMMUNITY

for your care? In 2000, about 6 percent of senior citizens (over age 65) spent at least one night in a nursing home the previous two years. By 2010, that comparable figure rose close to 9 percent, while over the same period, the percentage of seniors who received some type of skilled home health care rose from 9 to 13 percent. Until recent years, the only strategies available to address LTC costs were family and self- insurance – meaning that the family nest egg was at risk to cover these expenses. Today, life insurance companies have created new hybrid products that merge life insurance or retirement annuities with what is called a LTC “balance” to be drawn upon as needed over a specific period of time. There are pluses and minuses to each strategy, but understanding our options helps us make more informed decisions – and will help us address the risk of outliving our money. Larry Blundred is a partner and registered representative with Kehoe Financial Advisors in Cincinnati. The independent financial services firm at www.kehoe-financial.com celebrates its 31st anniversary this year.

Understanding the 13th Station Now that Easter Week is upon us, growing up the one Station Of The Cross that was always confusing to me was the 13th Station, wherein they took the body of Jesus from the cross and laid him in his Mother Mary’s lap. Larry Why after all Schmolt the suffering COMMUNITY PRESS Mary had GUEST COLUMNIST endured that day would they add to her misery by laying the body of her dead son in her lap. It was not until recently someone had given me an article that appeared in the newspaper more than 100 years ago, it was regarding my grandfather who had been killed in a train accident near the Ohio-Indiana border. Since there were no roads along the railroad right away they had to send a train out to pick up the others that were injured and his body. On their way back to the city they stopped the train along River Road where he and my grandmother lived and carried the body over and gave it to my grandmother. I thought this was awful strange, but then I started to do some reading about people who died during this period of time and came to find out

there was no undertakers to take care of the dead. The only person called an undertaker was a carpenter because he was the one who made a wooden box for burial. It was not until the time of the Civil War that they started to embalm bodies due to the fact that dead soldiers had to be transferred long distances to get them to their home. Most other burials were carried out by the families and, as we see in the Bible, the women who were friends of Mary took and cleaned the bodies and wrapped them in clean white cloths to be placed in a tomb. In some cases of those dying even up to the beginning of the 19th century this practice continued. Sometimes the dead person was wrapped in cloth and laid out in the home. I read of some cases wherein the body would be laid in the living room using the dining room table. if it was hot they would place buckets of ice under the table to keep the body cool. Cincinnati Mortuary School was one of the first schools in the country to be established which taught the embalming of bodies and the reconstruction of bodies as we know today. Larry Schmolt lives in Price Hill. He is a retired Cincinnati firefighter.

MEETINGS » Cincinnati City Council meets at 2 p.m. every Wednesday in room 300 at Cincinnati City Hall, 801 Plum St. When there is a Monday holiday, all meetings including committee meetings are pushed back a day. City Manager: Milton Dohoney Jr. Mayor: Mark Mallory. » Cincinnati Public Schools Board of Education usually meets at 7 p.m. the second and fourth Mondays of the month at 2651 Burnet Ave. Board of Education phone: 475-7000. Superintendent: Mary Ronan. Board President: Eve Bolton. » East Price Hill Improvement Association meets the third Monday of each month at 7:30 p.m. at Holy Family Church, 814 Hawthorne Ave., Phone: 549-3744. Association President: Tom Gamel. » Delhi Township Trustees meet at 6 p.m. the second and last Wednesday of the month at township offices, 934 Neeb Road. Phone: 922-3111. Administrator: Pete Landrum and President: Marijane Klug. » Oak Hills Local School District Board of Education members meet the first Monday of the month at 7 p.m. at various locations within the district. District office: 6325 Rapid Run Road. Phone: 5743200. Superintendent: Todd Yohey. Board President: Jeannie Schoonover. » Price Hill Civic Club meets the second Tuesday of each month at 7:30 p.m. at Seton K of C Hall on West Eighth St. (across from St.

5556 Cheviot Road Cincinnati, Ohio 45247 phone: 923-3111 fax: 853-6220 email: pricehillpress@communitypress.com web site: www.communitypress.com

William Church), Phone: 2510880. Club President: Charles Bazeley. Hamilton County » Board of County Commissioners meet at 9:30 a.m. every Wednesday in Room 603 of the County Administration Building, 138 E. Court St., downtown. Call 946-4400 for information. » Educational Service Center Governing Board meets on the third Wednesday of the month at 11083 Hamilton Ave. Call 672-4200 for information. » General Health District meets at 6:30 p.m. the second Monday of the month at 250 William Howard Taft Road, Clifton. Call 946-7800 for information. » Regional Planning Commission meets at 12:30 p.m. the first Thursday of the month at the County Administration Building, eighth floor, 138 E. Court St., downtown. Call 946-4500 for information. » Rural Zoning Commission meets at 1 p.m. on the third Thursday of the month at the County Administration Building, 138 E. Court St., downtown. Call 946-4501 for information. » Board of Zoning Appeals meets at on the second and fourth at Wednesday at the County Administration Building, 138 E. Court St., downtown. Call 946-4502 for information.

If you would like your meeting to be considered for this, send the information to memral@communitypress.com.

Price Hill Press Editor Marc Emral memral@communitypress.com, 853-6264 Office hours: 8:30 a.m.-5 p.m. Monday-Friday See page A2 for additional contact information.

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