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LIFE

B4 • DELHI-PRICE HILL PRESS • MARCH 27, 2013

DEATHS Donna Ayers Donna C. Ayers, 45, died March 15. Survived by children Samantha, Stacy Ayers, Billy, Jimmy Woody, Amber McRoAyers berts; grandchildren Mason, Kaden Ayers; companion Rick McRoberts;

mother Lora Meadows; siblings Jacqui, Wanda, Ronnie Ayers, Tyrone, Shirley Meadows. Preceded in death by father Lora Meadows, brother Randy Ayers. Services were March 19 at Meyer & Geiser Funeral Home.

Earl Bailey Earl N. Bailey, 86, died March 16. Survived by wife Mabel Bailey; children Kay Hale, Mi-

chael (Tanya) Bailey; grandchildren Heather (Ian) Johnson, Tara, Nathan Bailey; siblings Mae, Samuel, Byron; Bailey many nieces and nephews. Preceded in death by siblings Hazel, Albert Jr., Evelyn, Margaret, Della, Ada, Nellie, Lee, Nelson. Services were March 20 at Dalbert, Woodruff & Isenogle Funeral Home. Memorials to: St. Martin of Tours Church, 3270 St. Martin’s Place, Cincinnati, OH 45211.

William Coors

SOUTHERN BAPTIST

UNITED METHODIST

DELHI HILLS BAPTIST CHURCH

NORTH BEND UNITED METHODIST CHURCH

123 Symmes Ave. North Bend, OH 45202 One block off Route 50, Phone 941-3061 Small, friendly, casual, blended music, Bible based messages that connect with real life. Sunday School 9:30am Worship 10:30am

“Come Hear The Story of Jesus” 5421 Foley Rd. • 513-922-8363 Rev. Bob Overberg Sunday School..................................10:00a.m. Sunday Morning Worship ..................11:00a.m. Sunday Evening ..................................6:00p.m. Wednesday Evening Bible Study .........6:00p.m.

SHILOH

William R. Coors, 70, died March 14. He was a salesman. Survived by Coors wife Nancy Coors; children Kathleen (Michael) Helbling, Joseph (Dona), Christopher (Teresa), William Jr., Matthew (Moeno), Paul Coors; brother George (Joan) Coors; 18 grandchildren; three great-

UNITED METHODIST CHURCH

5261 Foley Rd. / Cincinnati, Ohio 45238 513-451-3600 www.shilohumc.com WORSHIP TIMES Saturday @ 5:30 pm Sunday @ 9:30 am & 11:00 am

Liberty Missionary Baptist Church "Where Everybody is Somebody" 1009 Overlook Ave. 513-921-2502 Rev. Kendell Hopper Sunday School 10:00 am Sunday Morning Worship-11:00 am Sunday Evening 6:00 pm Wednesday Bible Study - 7:00 pm

See DEATHS, Page B5

Checks terms, conditions of those ‘free samples’ You see them all the time, ads for products that promise to send you a so-called “free sample,” but a local woman says she’ll be very careful before responHoward ding to Ain such ads HEY HOWARD! in the future. Diane Meador, of Loveland, got an e-mail for a weight loss product. It was supposed to cost her just a few dollars, but it ended up costing her a lot more. “I saw a little corner ad for a free sample for $1.89, and there were no strings attached,” Meador said. Meador signed up to

PRESBYTERIAN OAK HILLS PRESBYTERIAN CHURCH 6233 Werk Rd. (Enter off Werkridge) 922-5448 Rev. Jerry Hill 10:00 a.m Worship & Sunday School Nursery Care Avail.

Come and worship in a small casual church that emphasizes the fellowship and mission in the community and globally. www.oakhillspc.com

UNITED METHODIST

UNITED CHURCH OF CHRIST

CHEVIOT UNITED METHODIST CHURCH

St. Peter & St. Paul United Church of Christ

3820 Westwood-Northern Blvd.

CE-0000550707

9:20 a.m. Traditional Worship 10:20 a.m. Sunday School for All Ages 11:20 a.m Contemporary Worship Service 662-2048 www.cheviotumc.org

Dine-In or Carryout

20 S. Miami Rd, Cleves, OH Facebook.com/Kcs1StopGoodyShop kcs1stopgoodyshop@gmail.com 513-503-2784 Next to Cleves Drive-Thru/Across from Merilees

3001 Queen City Ave. 513-661-3745 Rev. Martin Westermeyer, Pastor Bible Study: 9 am Worship & Church School: 10 am Dial-A-Devotion 426-8957 www.stpeterandstpaulucc.org

Kerry Wood, Senior Pastor Lois Schalk-Hartley, Associate Pastor

Donuts, Candy, Ice Cream Coffee, Lunch Specials, Vintage Candy

get the free sample, thinking it seemed like a good deal. “I put it on my bank debt credit card. It came in like 10 days. It said nothing about signing up for a membership, even like trying something for three months and if you don’t like it you can cancel. Nothing like that,” she said. However, soon after the money was taken from her bank account, Meador got charged more than $79 for the product by an overseas firm, complete with an international transaction charge. She immediately disputed the charges with her bank, got a provisional credit and thought everything was fine. Then, two weeks later, her bank account was hit with another charge, this time for more than $82. “We disputed that too and found it was attached to this same company, so that’s when we canceled my debit card,” Meador said. Soon the bank received letters claiming Meador had authorized the charges when she signed up for the “free sample.” As a result, the bank sent Meador a letter saying it is not permitted to be involved further in her attempts to get her money back. “They basically said that’s proof enough for them, and they took the mon-

IG B RE GS O SC AVIN T A S

ey back out of my account,” Meador said. Meador got a new debit card and says she didn’t realize a debit card doesn’t give you the same protections you get if you use a credit card. “I didn’t realize that. I guess the bank debit MasterCard isn’t considered the same, but I did not know that,” Meador said. The company in question tells me there were terms and conditions of the free trial offer Meador either didn’t see or didn’t get. As a result, she says she didn’t know she had just 10 days to cancel if she didn’t like the product. The company says its records show a second shipment of the product was sent to her, but Meador said she never received it – all she got was money taken from her bank account. The company says it’s investigating and I’ve told Meador to file complaints with the Ohio Attorney General and the Better Business Bureau. Bottom line, beware of free trial offers because they often come with terms and conditions you may not want to accept. Howard Ain answers consumer complaints weekdays on WKRC-TV Local 12. Write to him at 12 WKRC-TV, 1906 Highland Ave., Cincinnati 45219.

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