WELCOME TO Generation
BOOMER Boomer Retirement is being Derailed. Grandmaʼs are stuck with college debt. tudent college loan debt is a new financial problem facing boomers trying to live on a fixed budget. According to the Federal Reserve Bank in New York, roughly 2.2 million student-loan debtors were 60 years and older during the first quarter of 2012, and nearly 10 percent of their loans were 90 days or more past due, that’s up from 6 percent during the first quarter of 2005.
“It’s really a unique problem we haven’t had to face before, and it’s only going to grow,” said Robert Applebaum, founder of Student Debt Crisis. Thousands of retirees are defaulting on student loans, and are losing their Social Security benefits to pay the debt. The Treasury Department reports the government is withholding money from the rapidly growing number of Social Security recipients who have fallen behind on student loan payments. “From January through August 6, the government reduced the size of roughly
115,000 retirees Social Security checks.” While many retirees have paid for their own undergraduate education, they returned to college in midlife, or decided to help a grandchild with tuition costs. There is not much data collected indicating if any of the loans stem back to undergraduate or graduate school years. “This is going to catch an awful lot of people off guard and wreak havoc on their financial lives,” said Sheryl Garrett, a financial planner in Eureka Springs, Ark. Government withholdings vary widely from up to 15 percent. Assuming the average monthly Social Security benefit for a retired worker is $1,234, that could mean of lot of money out of their income. Consumer advocates who work with seniors say their clients are unwilling to speak on record because of the shame. Most retirees set out to help grandchildren and as the economy worsened, were not able to meet expenses that including the cost for prescription drugs, doctor visits, and other health associated costs.
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Nevada is an Aging Society Boomers are the New Tsunami he Nevada Legislature Health Care Task Force for the Alzheimer’s State Plan heard testimony in July that Nevada has lead the country the past three decades in senior population growth, with baby boomers leading the next wave of another aging tsunami. Nevada’s 65 and older population has more than doubled in the past 20 years, and it is projected to climb to 436,654 in 2020. State Demographer Jeff Hardcastle said many seniors living here are aging in place, having relocated from other states in their 20s, 30s, and 40s, and building a family. However, population growth has slowed the past few years due to the housing crisis and economy. Hardcastle said that while migration of people over age 60 had the state growing 10 percent a year, the economy has kept migration down. “Migration slowed because the housing market slowed. People couldn’t sell homes and move to Las Vegas.” Hardcastle said Between 1990 and 1999, much of the growth came from migration, slowing in 2010. With more people turning 50 beginning in 2010, the population of boomers are making Nevada more of an aging population. Those in their 50s will skew the demand for services and health care. Women age 85 plus out number the number of males. While Clark and Washoe County have more seniors,
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the outlying counties have a larger number of seniors who are getting older, faster. Hardcastle said the rural counties will be more in need of services. Housing, particularly for people with dementia that need long-term care services will be a challenge in ensuing years. People with dementia, and other related memory disease with challenging or difficult to handle behaviors will be forced to leave the state for health care. Washoe County Family Court judge Egan Walker told the committee Washoe County cannot find housing for older people who need assistance. “Some are being sent to Idaho, Utah and even Las Vegas” with costs covered by the county. Nevada is working to develop an Alzheimer’s State Plan to deal with the projected costs in growth of the aging population. Nevada is expected to be the fastest growing state in the country in Alzheimer’s related cases, primarily because of the aging population. “Placement is going to be an issue...and income, how to pay for the care they will need.” The US Census projected dramatic growth in the older population beginning in 2011 when the first of the boomers started to turn 65, continuing beyond 2029 when the youngest boomers reach age 65. By 2030 the U.S. population will have an estimated 72 million older Americans, doubling 2000.
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Restored Beatlesâ€™ Yellow Submarine Feature Film LONDON -- The Beatles' digitally restored 1968 animated feature film, Yellow Submarine, makes its worldwide digital release debut, exclusively on The iTunes Store (www.iTunes.com/TheBeatles). The film includes iTunes Extras featuring extensive bonus materials and detailed art, including an interactive companion booklet. Based upon a song by John Lennon and Paul McCartney, Yellow Submarine is a fantastic tale brimming with peace, love, and hope, propelled by Beatles songs, including "Eleanor Rigby," "When I'm Sixty-Four," "Lucy in the Sky With Diamonds," "All You Need Is Love," and "It's All Too Much." When the film debuted in 1968, it was instantly recognized as a landmark achievement, revolutionizing a genre by integrating the freestyle approach of the era with innovative animation techniques. Directed by George Dunning and written by Lee Minoff, Al Brodax, Jack Mendelsohn and Erich Segal, Yellow Submarine began its voyage to the screen when Brodax, who had produced nearly 40 episodes of ABC's animated Beatles TV series. Yellow Submarine synopsis Once upon a timeâ€Ś or maybe twice, there was an
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unearthly paradise called Pepperland, a place where happiness and music reigned supreme. But all that was threatened when the terrible Blue Meanies declared war and sent in their army led by a menacing Flying Glove to destroy all that was good. Enter John, Paul, George and Ringo to save the day! Armed with little more than their humor, songs, and of course, their yellow submarine, The Beatles tackle the rough seas ahead in an effort to bring down the evil forces of bluedom. Yellow Submarine is a classic of animated cinema. An interactive digital version of the Yellow Submarine picture book is available as a free download on Apple's iBookstore for iPad, iPhone and iPod touch at www.iTunes.com/TheBeatles.
When shouldyou youstart start taking Security? When should takingSocial Social Security? he number one question most boomers ask when thinking about retirement planning is when should I start drawing Social Security. If you're approaching retirement, you have three options for drawing your Social Security beneﬁts: starting early, waiting until "full" retirement age, or delaying beneﬁts a few years longer to qualify for the maximum monthly beneﬁt.
Early withdrawals Starting withdrawals at the earliest allowable date (age 62) may be an option if you (a) plan to stop working or cut back to part-time status, and (b) really need the income. Selecting early retirement will permanently reduce the amount you receive each month, based on the number of months you receive beneﬁts before you reach your full retirement age. In addition, you could see a change in your beneﬁt amount if you work after you start receiving beneﬁts. Your beneﬁts will be cut by one dollar for every two dollars earned over $14,640 (as of 2012), until you reach the full retirement age. After you reach full retirement age, Social Security will
recalculate your beneﬁt amount to give you credit for any months in which you did not receive some beneﬁt because of your earnings.
Full retirement age Full retirement age is 66 for workers born between January 1, 1943, and December 31, 1954. For those born later, the age limit gradually increases to 67. If you wait until full retirement age, your monthly income will be greater than if you took early withdrawal, although beneﬁts will be less than if you waited until age seventy, the maximum retirement age.
Maximum retirement age If you delay beneﬁts until after full retirement age, your beneﬁt will be increased based on the number of months you do not receive beneﬁts between full retirement age and age 70. Delaying beneﬁts until age 70 will maximize beneﬁts for the rest of your life. This option is generally the best choice for people who are in good health and do not need the money.
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Outlook Other factors If you are full retirement age, you can apply for retirement benefits and then request to have payments suspended. That way, your spouse can receive a spouse's benefit, and you will continue to earn delayed retirement credits until age 70. When you start receiving Social Security retirement benefits, some members of your family may also qualify to receive benefits on your record. If they qualify, your spouse or child may receive a monthly payment of up to one-half of your full retirement benefit amount. These payments will not decrease your benefit. In fact, the value of the benefits your family receives may help you decide if taking retirement sooner is more advantageous.
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Retirement Estimator The Retirement Estimator, provided by Social Security, gives estimates based on your actual earnings record. (Social Security cannot provide your actual benefit amount until you apply for benefits.) That amount may differ from the estimates provided because: • Your earnings may increase or decrease in the future. • After you start receiving benefits, they will be adjusted for cost-of-living increases. • Your estimated benefits are based on current law. The law governing benefits may change. By 2033, the payroll taxes collected will be enough to pay only 75 cents for each dollar. • Benefits may be affected by military service, railroad employment, or pensions.
Churchill Vineyards There’s a lot of buzz these days aimed at getting Nevadans to do their business with locally owned companies. Furthermore, we’ve discovered more and more locavores among us. n other words, folks committed to eating food grown or produced within their local region. You probably already knew that. When it comes to wine, Churchill Vineyards is as local as it gets. Established in 2001, Churchill Vineyards is located south of Fallon on one of Nevada’s oldest farms, and in one of the state’s oldest agriculture communities. The historic Frey homestead was built in 1918. Winemaker for Churchill Vineyards is young, fifth generation Colby Frey who perfected his trade working with several experienced winemakers from all over the country. I became acquainted with Colby during the several occasions he was my guest speaker at wine and spirits classes I taught at Truckee Meadows Community College before my retirement. As Colby explained to me, the Frey family has more than
one reason behind its desire to create a new viticulture industry in Nevada. High on that list is water conservation. Churchill Vineyards is located in an area where the United States Fish & Wildlife Service has purchased several farms, and removed over 20,000 acre feet of water in Churchill County. As Colby pointed out, once water rights are removed and farmland is abandoned wildlife has no feed. The underground water table in Churchill County is diminishing to the point that the Frey’s neighboring domestic wells are drying up. In an effort to reclaim abandoned farmland, the ranching family set out to identify a high valued alternative crop which consumes less water. After much deliberation…Wine grapes. Eureka! Grapes require a mere fraction of the county’s precious water that is consumed by traditional hay and grain crops. Generation4Boomers.com / 9
Grown" Gewurztraminer, the emphasis is on spicy fruit, just as it should be. (126 cases produced). An interesting blend is "Nevada Grown" 50% Semillon-50% Chardonnay, grown on-site in Churchill County. (140 cases expected to be produced.) While Colby Frey is experimenting in the vineyards with several red types, he also sources grapes for red wines from Napa Valley and other regions of California. The Churchill Vineyards Merlot is from fruit grown in Napa Valley. And, Churchill Vineyards Cabernet Sauvignon is made from grapes grown by Metler Vineyards, California. Churchill Vineyard wines are available at the winery and locations throughout Northern Nevada. If you visit: Churchill Vineyards, 1045 Dodge Lane, Fallon, NV 89406. Open by appointment only: 775-423-4000. www.churchillvineyards.com.
Colby Frey - winemaker!
The Freys envision a Northern Nevada wine industry that would contribute to the state’s economy and enhance tourism in their part of the state, and in turn spawn other new business enterprises. Sounds to me like a really long-term plan. But it’s a vision they believe in and are promoting to other ranchers in Churchill 10 / Generation4Boomers.com / 2012
County and around the state. Establishing a vineyard and a winery is an expensive proposition. And you can bet there were the usual naysayers. But the Frey family is succeeding in growing quality wine grapes with limited water resources in Nevada’s high desert. And from them, Colby Frey is producing fine wines.
Churchill Vineyards is currently the only Nevada winery producing Nevada grown, produced, and bottled premium white wines. Among them is the "Nevada Grown" Riesling from grapes grown in Nevada’s cool high desert region resulting in a brisk, tangy and refreshing wine. (208 cases produced.) With Colby’s “Nevada
After operating a distillery for five or so years with an experimental license, Churchill Vineyards received its official Federal License in January 2010 making it Nevada's First Commercial Distillery. We are told that available soon will be Churchill Vineyards Vodka, distilled from fruit and grain grown and harvested on the historic Frey Ranch; Churchill Vineyards Nevada Brandy, distilled from Syrah grapes and aged in French Oak for 3 years; and Churchill Vineyards Nevada Single Malt Whiskey, distilled from malted barley grown on the historic Frey Ranch.
Judy L. Taylor
Venice Simplon-Orient-Express, Italy
Photo: Matt Hind
Judy L. Taylor writes the Cindy Nesbit mystery series under the name J. Lee Taylor. (www.jleetaylormysteries.com) An avid fan of the book, Murder on the Orient Express, her dream to ride the famous train came true in May, 2012. During that trip, she imagined she was a descendant of Agatha Christie’s famous detective, Hercule Poirot. The setting and details are accurate, but the celebration and other travelers are fictionalized.
ALL ABOARD! he envelope from Venice SimplonOrient-Express came addressed to Mademoiselle Anna Louise Marie Poirot. Since not many people know my maiden name, perhaps this was not the simple toss away advertisement, non? I undid the embossed seal and found an invitation to celebrate the seventy-eighth anniversary of Murder on the Orient Express. If I would agree to sign a few autographs and give a short speech after din-
ner, the OE would be happy to have me as their guest. It was the adventure I had always dreamed of, to ride the train that made my ancestor, Hercule Poirot, world famous. My schedule coincided with the invitation date: I would board at Budapest on May 12, 8 a.m. and arrive home in Paris twenty-four hours later. My anticipation was too great—I reached the station half an hour before the appointed time. After check-
ing my luggage with the uniformed concierge, I entered the waiting room reserved for Orient Express passengers. I could not pretend to be blasé. The room was so grand I felt as if I had stepped onto a cinema set. Other early arrivals filled the ornate tables and chairs around the perimeter or the room. The high ceiling held an ornate candle chandelier retrofitted with light bulbs. Gold leaf embellished the moldings and carvings. It was the perfect way to begin
the journey of a lifetime. People from throughout the station came to pose next to the famous black cars. They could show the photo and prove that the train still existed. After we left the station, my steward, David, served coffee and biscuits. The coffee was exceptional, perhaps because it was served in a fine china cup. I stored my hand luggage then inspected my surroundings. I resisted the urge Generation4Boomers.com / 11
My Generation of the train. The dining car was a healthy distance toward the end. Perhaps the exercise would stimulate my appetite.
Judy Taylor poses next to the famous black cars.
to stroke the compartment’s highly polished wood with its art deco motif inlays. I did not wish to smudge the glossy finish with my fingerprints. The upholstered couch that would later be made into my bed beckoned. I took off my shoes and
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relaxed. David returned at eleven o’clock with more coffee and a most delicate foie gras sandwich. Oh, my. Luncheon was only an hour away. Fortunately for the digestion, my cabin was near the front
some differences from Dame Christie’s descriptions, oui?” We spent the rest of the hour comparing the train of today to Christie’s novel. We
All too soon, the midday meal was announced. More beautiful wood and mirrors made the restaurant seem larger. Tables for four were set with dazzling crystal, white table cloths, silverware and china bearing the OE emblem. My dining companions were three ladies from England who belonged to an Agatha Christie society. The topic Coffee and biscuits served on china. of Dame Christie dominated the conversation knew she had ridden the until the most senior expert train with her husband. I skillfully changed the subject agreed with the experts that to that of my great-grand the major difference was the uncle, twice removed, modernization of each Hercule Poirot. I had never cabin’s wash basin. In the met my famous ancestor, so novel, Poirot noted he could could not answer their ques- hear the next compartment’s tions about his personal basin click into place and looks and habits. Of course, checked the time. Today, the I had seen all the movies and basins are stationery and television productions starenclosed by a curved wooding the Belgium detective, en door. In the current décor, but declined to choose a there would not be a click to favorite version. Instead, I place the time of the murder. switched the conversation to the swift moving train. Back in my compartment, overfed and sleepy, I reclined “How fortunate for the and imagined a time when world that Monsieur the OE was the only fast way Sherwood decided to purto travel between Europe’s chase and restore the capital cities and Istanbul. I’d Orient-Express. World War read how royalty would hook II destroyed so many cars. their private railcars to the The attempts to remain true OE, sometimes for business, to the original succeeded, for sometimes for romantic the most part, but there are trysts—perhaps the origins
of the American slang “hooking up,” non? And during wartime, spies disguised as diplomatic couriers roamed the corridors and lurked in the bar car. Did Mata Hara dine at the same table as I? Had a gentleman bought her a beverage at the piano bar? David interrupted my musings when he returned with afternoon tea and cakes. Would I ever be hungry again? Sometime after we entered Germany, the weather changed. Rain streaked the windows and the temperature plummeted. My springtime clothes were inadequate so I huddled in one of the robes provided by the OE. The countryside flashed by. The train followed the notso-blue Danube. The storm and spring runoff churned the water brown, overflowing the banks in places.
I spent the rest of the afternoon concentrating on my speech until the early call for dinner. (The second seating was at 9:30, much too late for my nervous stomach.) I dressed in a simple blue gown and was glad for the warm shrug I had packed. With notes in my evening bag I made my way to the dining car where a simple change in the lighting transPhoto: Matt Hind formed the stylish luncheon setting to an elegant venue suitable for romance or intrigue. In these days when one sees jeans and Tshirts in restaurants, it was a pleasure to observe gentlemen wearing dark suits and ties and ladies in dressy evening wear. Although the time of the novel was vague, most of the movies place it in the 1920s. This night, some women chose to wear costumes, complete with feathers and headbands, reminiscent of that time. I sat with an older lady who had a middle European accent. She reminded me of one of the participants in the murder, the Princess Dragomiroff. She dressed like
the princess in the book and even covered her elderly neck with a multi-strand pearl choker. Across from our table, a young woman traveling with her mother gestured with a long jeweled cigarette holder similar to those used in the Roaring Twenties. After dinner, it was time for moi to earn my passage. The bar car had been rearranged to seat more passengers. The topic for my speech pointed out a small flaw in the first part of Murder On The Orient Express. Dame Agatha did not allow H. Poirot to report a discrepancy after he interviewed the murdered man’s secretary.
been busy all day imagining the world of spies, romance and murder. I retired to my cabin where David had changed the couch into a bed. The chill had not lessened with the drawing of the shades, but there was an extra woolen blanket folded at the foot of the bed. I pulled the covers to my nose and allowed the motion of the train to rock me into a dreamless sleep. The wake-up knock on my door announced the need to hurry. In Paris, passengers could not linger: the train had to be made ready for the next part of its journey. I thanked David for his excellent service and took one
View of countryside from the train.
The Christie experts and I debated the plot changes necessary if Madame Christie corrected the problem. A tuxedo clad pianist politely announced that the evening recital was about to begin. It was time to make my exit. My “little gray cells” had
more picture of the special train. A once-in-a-lifetimetrip had exceeded my expectations. Magic, indeed. If the Orient Express is on your to-do wish list, don’t put it off. For schedules, prices, and a virtual tour of the train, go to www.orientexpress.com. Generation4Boomers.com / 13
SILVER LEGACY’S BLACKJACK PECAN PIE Who doesn’t like Pecan Pie but how about adding Chocolate Chips? Silver Legacy is proud to introduce its new signature dessert, The BlackJack Pecan Pie, available at Sterling’s Seafood Steakhouse, Fairchild’s Oyster Bar, Café Sedona, Fresh Express and SIPS Coffee Shop. Created to satisfy your sweet-tooth, come by and try and then give it your best shot at home! Black Pecan mix: 3 TBS 4 tsp 1 cup + 5.5 tsp ½ cup + 6.5 TBS 1 6 2 TBS +1 tsp 3 TBS 1 tsp 2.5 TBS (Whiskey) 5.5 OZ pieces 3.5 OZ
Brown Sugar Granulated Sugar Honey Corn Syrup Fresh Egg yolk Fresh Eggs All Purpose Flour Melted Butter Vanilla Extract Jack Daniels Toasted Pecan Chocolate Chip
Mix both the Brown and granulated sugar together thoroughly to prevent lumps. Add the Honey, corn syrup and scrape well. Add eggs followed by flour. Scrape well. Add remaining ingredients. Strain to remove lumps. Chocolate sweet dough 4 TBS + 1.5 tsp 3 TBS +2 tsp 2 ¼ cup + 1 TBS + 2 tsp 1 TBS + ½ tsp ½ tsp 1 TBS
Butter Powder Sugar Fresh Eggs All Purpose Flour Cocoa Powder Baking Powder Almond Flour
Cream the butter, add powder sugar. Add the eggs, mix together. Add all dry ingredients and mix until dough comes together. Wrap in plastic and let rest for 30 minutes in refrigerator. Roll in 9” tart pan and let rest for 30 minutes. Put the pecan pieces and chocolate chips in the tart shell and fill to the top. Bake at 360 F for 45 minutes in a traditional oven. If baked in a convection oven you may need to cover the pie for 2/3 of the time (30 minutes). Note: As a dough replacement, a frozen pre-made pie shell may be used. 14 / Generation4Boomers.com / 2012
Jake’s on the Lake Lake Tahoe Popular Dining or a quick getaway, head to Lake Tahoe’s Jakes on the Lake. The popular dining spot is a wonderful place to eat and enjoy sweeping views of the lake waterfront. Open since 1978, Jake’s on the Lake is located in the heart of Tahoe City. Spectacular views and seating, there is no bad table. Whether dining inside or out on the deck under umbrella shading, Jake’s provides a pleasurable experience that quickly relaxes you long before the meal is served. Jake’s menu “showcases Californian
Cuisine with infused favors, innovative ingredients and exciting presentations.” The lunch menu features fresh fish, seafood plates, salads and sandwiches. The Reuben ($13) or Turkey and Avocado Sandwiches ($14) are tasty, and ample in portion leaving you more Heirloom Tomato Salad: tomatoes, goat cheese crostini, shallot vinaigrette-$9. than satisfied. Seafood with pistachio crusted fresh fish, jumbo plates include a Mixed Seafood Grill Generation4Boomers.com / 15
Sweeping views of the Marina
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prawns, diver scallops, and mango ginger beurre blanc ($23), Clams & Linguini ($18), and Crab & Shrimp Louis ($20) to mention a few. The Dinner menu includes Soups & Salads, an assortment of beef plates such as the Angus Beef Burger ($15), Certified Angus Beef NY York Steak ($31) from the Grill, and the classic Filet Mignon ($34) and Maine Lobster Tail. Dessert offers New York Cheesecake ($7.50), Truffles & Shortbread ($7.50), and the Kimo’s Hula Pie ($7). For a complete review of the
Jake’s on the Lake log on to www.jakestahoe.com and
Crab & Shrimp Louis
review all that is offered including a Live Web Cam of the waterfront and surrounding community. Jake’s on the Lake is located in the Boatworks Mall at the Tahoe City Marina, 780 North Lake Boulevard, Tahoe City, CA 96145. Phone: (530) 583-0188. Reservations are accepted.
Southdowntown restaurant + bar n downtown Reno just short of Wingfield Park is a great eatery called SoDo. You ask what is SoDo?
It stands for southdowntown restaurant + bar, a very unique and catchy name. Sharing a quick lunch at the restaurant was fun and the food was good. Southdowntown is an American cuisine restaurant that appeals to the growing community of business and art in south downtown Reno, yet the menu offers a unique presentation of soups and salads, sandwiches and entrees all under $30 that are generous and filling. Sandwiches include offerings like the Hot Pastrami ($12), with Swiss cheese, pickle,
SoDoReno - southdowntown restaurant + bar provides outdoor and indoor dining.
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VSA artist fair within walking of SoDoReno.
pepperoncini, dijonaise on toasted rye, or the SoDo Burger ($14), with cheddar cheese, lettuce, tomato and onion. All sandwiches are served with fries, potato salad or a small side salad. Salads include the Chef ($10), Spring Salad ($9), House Salad ($4), and Caesar ($4). Added chicken, prawns, salmon, and steak is addi-
tional. The dinner menu provides classic offerings of New York Steak ($24) with garlic mashed potatoes and sautéed zucchini; Chicken ($18) with herb roasted potatoes and sautéed squash, and Salmon ($18). There are also Latin American, Mediterranean, Pacific, the Lower 48 and Eastern Europe presenta-
SoDoReno - appeals to people working in the downtown area, local artists, and tourist.
Hot Pastrami: Swiss, pickle, pepperoncini, dijonaise, toasted rye.
Chef Salad - Romaine, turkey, ham, gorgonzola, tomato, avocado, egg, corn, black beans. 18 / Generation4Boomers.com / 2012
tions. For example, the Mediterranean menu offers Lamb Rack ($21) with red potato gratin, minted pea puree and masala reduction – a true standout. SoDoReno is a great place to catch a quick bite and is
family friendly for young kids. SoDo is located at 275 Hill Street, Reno, NV 89501. Call (775) 322-2710 to make reservations or drop in. To learn more log on to SoDoReno.com.
when it comes to your health plan,
IS CLEAR. John Tyson Local Storyteller/ Northern Nevadan
Mark your calendars for Senior Fest Senior Fest returns Tuesday, September 4 from 9am to 2pm at Reno “Old” Town Mall. This annual event is for seniors, baby boomers, caregivers and families and features: • Health screenings by Renown Health • Informational booths from businesses and organizations that provide senior services in our community • Big band entertainment • Food • A special performance from the Eldorado Hotel Casino Showroom Senior Fest is held on the corner of Peckham Lane and S. Virginia. Parking is free at the Mall and the Atlantis Casino parking lot. For more information, call 775-348-0717.
Choose Senior Care Plus – The health plan that offers more value than just Medicare. • Low premium plans • Low prescription copays • Largest provider network in northern Nevada** • Multiple plan options • Access to Renown hospitals • No referrals to see specialists • Only not-for-profit Medicare Advantage plan in Nevada*** • Rx “gap” coverage
• Worldwide emergency care • Only locally owned and operated Mediare Advantage plan in Nevada*** • Local personalized customer service • Fitness club memberships • Hearing aid coverage • Supplemental dental and vision benefits • Largest Medicare Advantage plan enrollment in northern Nevada****
*Based on 2011/2012 Centers for Medicare and Medicaid Services Health Plan ratings and Consumer Assessment of Health Plans Study - Medicare & You Handbook. **Based on comparison of plans provider networks offered in northern Nevada counties. ***Based on comparison of Medicare Advantage plans offered in northern Nevada counties. ****Based on CMS Medicare Advantage/Part D Contract and Enrollment Data for October 2011.Senior Care Plus is a 4-Star Rated Plan. Plan performance summary star ratings are assessed each year and may change from one year to the next. Senior Care Plus is a health plan with a Medicare contract, available to anyone with both Medicare Parts A and B. A member must be a resident of Carson City County, Churchill County, Douglas County, Lyon County, Storey County or Washoe County and continue to pay his or her Medicare Part B premium. John Tyson is a paid spokesperson for Senior Care Plus. Material ID: Y0039_2012_GenBoomer File & Use: 06182012
HEALTH CARE PLAN IN NEVADA* Call Center Hours Monday-Friday 8am-8pm (Now-October) www.SeniorCarePlus.com (775) 982-3158 or (888) 775-7003 TTY Relay Service 711 830 Harvard Way Reno, NV 89502 Office Hours: Mon. - Fri. 8 am - 5 pm
A Medicare Advantage Plan from Hometown Health. Generation4Boomers.com / 19
Caregiving Journal The Caregiver’s Journal is a powerful tool for communication among family and hospital staff dult children rarely are prepared for managing the hospitalization of a parent or other loved one – even savvy business advisors such as Marie Gibson. The management consultant and author of Smart Books=Smart Business, a popular business owner’s guide to creating a simple yet effective accounting system, found herself suddenly in the role of caretaker when her father was hospitalized. Her experience inspired her to write a different type of guide, The Caregiver’s Journal, a book designed to support the caregiv-
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er’s critical role as advocate for the patient. The Caregiver’s Journal is the first publication of its kind, specifically organized into sections for tracking day-by-day hospital care, including doctors’ and staff members’ names, tests ordered, medication schedules and patient changes. Additional sections cover details necessary for documenting various therapies, including physical, occupational and respiratory therapy. The book also includes helpful advice, reminders and hospital insider tips. Every line of The Caregiver’s Journal is focused on
Alzheimer's and Dementia A Practical and Legal Guide for Nevada Caregivers evada patients and their caregivers have a comprehensive guide that addresses legal problems. The Alzheimer’s and Dementia: A Practical and Legal Guide for Nevada Caregivers describes Alzheimer’s in clear laymen’s terms, with advice on finding the right physician and on dealing with a diagnosis. There is information about the legal and financial steps that patients and their families can take to protect themselves and their assets, pay for the costs of long-term care, provide advance directives for health care,
Caregiver Journal / p. 20 helping the caregiver become a confident, effective, detailed communicator and successful advocate for the patient. “I realized that a patient often can’t be a good self-advocate due to illness, medications, surgery, fatigue and many other factors,” Gibson said. A natural organizer, she created her own informal journal to track all of the daily information during her father’s hospital stay, making it easy to share with other family members involved in his care. That became the genesis of The Caregiver’s Journal. Gibson consulted with medical professionals as well as others who had been thrown into the caregiver role in developing the guide’s design. “I believe the journal actually improved my father’s hospital stay, because it helped me take an active and informed role in his recovery,”
and arrange for helping someone afflicted with one of the geriatric dementias, dealing with such matters as eating, personal hygiene, medication management, emotional changes, and communication. There is also information about locating support groups, nursing homes, assisted-living facilities, as well as examples of pertinent legal forms consistent with Nevada law. Authors Mary Shapiro, president of Senior Direction, LLC., a geriatric care management company, and Kim Boyer, a certified elder-law attorney in Nevada,
can be reached at (702) 3699372. The book is available at Border’s Books, Barnes & Noble, the University of Nevada Press, and at Amazon.com.
she said. The Caregiver’s Journal is available
at www.the-caregivers-journal.com for $15.95, or call (775) 720-3282.
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ne of the ways we know we are aging is looking in the mirror and seeing the changes in our face and body.
The process really starts the day we’re born, but at that time everything is still growing and the changes are remarkably different. I remember when I was young and someone said, “Debbie, how old are you?” It seemed more sophisticated if I replied, “Well, I am five and a half!” Pushing the numbers to a higher level was desirable then. I don’t recall at what age hedging the number of years I was born to a lower number began. The age lie sometimes starts if we recently divorce and start dating, or when being interviewed for a job and want to appear younger. One of my dearest friends refused to tell me her age because she didn’t think age was a meter to measure her by. Age, however, is something that we are reminded of every day on TV as young people are chosen to advertise the wears of the world. The sagging of the body is certainly one of those degrading areas most of us would just like to “overlook” it is occurring. Bobbs, butts and waist are greatly affected by gravity’s pull downward. Jokes are shared about hanging breasts and face lifts, but in the back of our minds we worry that one day we will not even recognize ourselves. Who is that person in the mirror you say out loud after having cataract surgery? But the most telling sign that time is fleeting is the day you move your Mother close because she needs more care, and her days of living independently are coming to a close. It took two years to convince Mom to make the 1,000 mile journey to my hometown. Her first rejection of not coming to live here came with dis22 / Generation4Boomers.com / 2012
Debbie Prince Lewis
appointment and frustration. She had been in and out of hospitals due to falling and having hip surgery, and then later cancer. We sat together on her bed and chatted about her future, and the fact that she wasn’t getting younger. Perhaps she needed to be closer to her kids, but how could she decide between my brother and me? He lives on the East Coast, and I live in the West. Mom didn’t want to make either of us feel bad. Her argument for remaining in the Midwest was it was the half-way point for both of us. Mom said cheerfully, the half-way point would make traveling easier to visit her. This worked for several years only because we made an agreement that we would rotate visits, and not come at the same time. This wasn’t shared with her until later. I think she thought maybe my brother and I didn’t want to see each other, which wasn’t true. We would call each other and compare our visits on how she was doing. The call that decided something needed to be done was when we both found her isolating in her apartment, becoming less social. Mom was starting to slip away from us. Her friends were dying or becoming less responsive to her. Not driving the car anymore had been a decision she made on her own, but one that added to her loss and isolation. Mom made this decision not because she was a dangerous driver, but because driving and bringing in the groceries was too big a chore. Once while going down her hall to do her laundry, the front door slammed on her breaking vertebras in her back. Her pain level was intense and several emergency runs to the hospital took place in
one week. Still being very cognitive, she made an appointment with a doctor who would do outpatient surgery on her back. At age 91, we weren’t surprised that the surgery turned into a hospitalization. What none of us expected was that the hospital would over medicate her. She was then placed in a rehabilitation facility. After returning from one of my Nevada outback trips and phoning to report in, she calmly asked how my trip had been. She then cheerfully reported that she too had been on a trip. Her trip had been traveling down a long hallway and coming to a door with stain glass windows. When the door man asked her if she was Catholic, she told him “No” and he replied that she couldn’t enter. She turned around and proceeded on to a large room. Mom said when she looked inside she didn’t see anyone she knew, and then recalls hearing the doctor’s voice yelling to breathe. When she came to she said, “Oh, I am back in my room!” The doctor’s response to that statement was, “Well, you never left.” Mom looked at the doctor and explained, “Well, you might not have gone anywhere, but I sure did!” What was very telling about this experience was that the journey had been a very peaceful adventure, and she sadly said she wished she had been able to stay. Throughout my years of working with people who had died and been brought back to life, the same sense of peace is
It is a golden opportunity to be close expressed. They describe a feeling that had never been felt before, and one that helps them not fear death. I knew that a change was in order and was thankful she had not decided to go through the door, but remain here. I knew in my heart that this was the sign I needed to take the lead in persuading her to move. I had only been a teenager when my mom and her siblings had decided that their mother, my grandmother, needed to be out of her home. Mom had cleverly convinced her younger brother that he needed to be the one to tell my grandmother that she needed to move. Mom explained that since he was the youngest and was the one that Mom would listen to, that he needed to have the “come to Jesus talk.” I had a similar talk with my brother and recall almost using the same words, “Mom will listen to you.” But of course, that is not what happened. So we agreed Mom needed to move before snow came
to the Midwest. Visiting Mom in a rehabilitation center in Des Moines, Iowa made it clear that I was the one to have the heart to heart talk with her. It was one of the hardest conversations I ever have had to do. Playing the adult role with your parent is certainly a reverse of everything we have been Looking at cards friends wrote at Mom’s farewell party. taught. My brother and two nephews share the moment. The next morning she had a serious look on her face; she was ready to close is I discover everyday how wise she is. It is amazing how much smarter parmake the move. Within six weeks, I was ents become as we age. Our life experilucky to find a beautiful facility in ences make us wiser and more tolerant Spanish Springs called Cascades of the of our parents. It is fun to find out they Sierras. The day Mom told me I had aren’t as dumb as we once thought. In done a good job was one of those magic fact their years of living prove to be excitdays you know you did the right thing. ing. So, not all of growing older is negaThroughout the move I kept thinking tive. The body changes are just one about Dad, who had died years earlier. aspect of aging. The true gift of aging is He would have approved of my loving discovering our wisdom and in sharing Mom enough to make her last days be our parents last years. It is a golden close to me. opportunity to be close again. One of the bonuses of having Mom
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New Eyes ~ New World©
Annette Childs, Ph.D.
Further Into the Light In a previous article I discussed the hallmarks of what is known as a classic Near Death Experience. This article will continue to explore this fascinating topic. oday we know that upwards of eight million people have now experienced what is known as a ‘Near Death Experience’ or NDE. This huge number of experiences has left scientists with a plethora of information on these events, and one of the most intriguing areas of research is into the aftereffects that these events have on the recipient.
The aftereffects fall into several categories: physical, psychological, and spiritual. We will begin by looking at the surprising physical effects that often befall this unique group of people called NDE’ers. When one’s physical body is doused in the white light of near death, there are some predictable things that remain after the experience. Chief among these include: • Sensitivity to light • Unusual sensations of energy pulsating throughout the body • Heightened electrical sensitivity • Changes in temperature preferences, metabolic changes and increased environmental sensitivities. Let’s look at each category in more detail. Sensitivity to light and sound are two of the more commonly expressed physical changes. Most NDE’ers explain that they have a heightened sensitivity to both light and sound. They say that 24 / Generation4Boomers.com / 2012
sunlight often hurts their eyes, although its brilliance pales in comparison to the light they remember from their death experience. They also commonly report that loud and ‘unpleasant’ noises are now intolerable to them. Many who enjoyed what they term ‘hard rock music’ before the experience cannot tolerate the sound of the same post NDE. Busy atmospheres such as crowded rooms or casinos with many different sounds and lights are also things that they tend to find highly irritating. Energy fluctuations, unusual sensations and tingling are yet another common after-effect that is reported. Researchers usually regard this as the release of "kundalini" energy (a Sanskrit word referring to a spiritual term that translates to "coiled energy at the base of the spine"). Most NDE’ers, prior to their experience are unaware of concepts such as kundalini. Their search for answers after the experience, however, often brings them into contact with ancient spiritual concepts such as the movement of kundalini. Electrical Sensitivity Syndrome (ESS) is a term that was first coined by researcher, Dr. Kenneth Ring. In his book, “HEADING TOWARD OMEGA,” he refers to this unique aftereffect of the NDE. ESS is a fairly common experience that many NDE’ers have. In a nutshell, electrical devices seem to malfunction at a rate higher than chance in their presence. Scientists who study the force-field of energy that surrounds the human body (some call this an aura) have found that the electromagnetic field of NDE’ers seems altered in some way.
This altered force-field of energy affects nearby electrical equipment and technological devices. At the top of the malfunctioning items list are: wristwatches, computers, and Xerox machines. Although this may sound farfetched, we can look to daily life to help us understand the concept. If I hold my cell phone near my home computer, the computer will protest with a loud buzzing sound as I move near. The computer is reacting to the electromagnetic field of my phone — they interrupt one another. It is not just phones and computers that have these fields — we do, too. When an NDE’er is near an electrical device, sometimes there is an interaction that disrupts the flow. It has been reported by NDE’ers that when they are in heightened states, either of distress or happiness, they experience more of these electrical aberrations. These vast physical changes often lead NDE’ers to begin changing their approach to health and healing. The physical aftereffects start to impact how they choose to treat their bodies. Many NDE’ers make significant changes in their diets. It is not uncommon to adopt a vegetarian diet, or at least to have an increased focus on eating whole, clean foods. There can be a decrease in recreational drug and alcohol use based on their sense of being ‘high on life’ and not needing to use outside sources to do the same. Many NDE’ers find themselves drawn to less traditional healing modalities. Massage, acupuncture, homeopathy, Ayurvedic medicine, and vitamins and herbs are just a few of the likely directions they might move in. I find this concept of healthcare changes par-
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Outlook ticularly intriguing. As someone who is well aware of the pervasive Western viewpoint that we must avoid death at all costs, I have come to see traditional Western medicine as the ‘warrior’ medicine of our time. Aggressive, highly technical, and always aimed at averting death. Many of the alternative healing systems that NDE’ers often adopt have a
much softer philosophy. These nontraditional systems are less ‘warrior’ like in nature and more compassionate. Instead of chasing away death, like warrior medicine tends to do, non-traditional medicine systems tend to focus on nudging one toward healing while supporting the natural physical path that the body is taking. I have to wonder if the NDE’ers move toward nontraditional medical modalities might not be reflective of their decreased need to ‘avoid death at all costs’. It is clear from the extensive
knowledge that has been amassed on these aftereffects that the NDE is not just a spiritual experience. It is a physical experience as well. Once we have been ‘dipped in the light,’ our physical bodies seem to carry a hint of the light long after we make our return. Next article will focus on the vast emotional, spiritual, and psychological after effects of the Near Death Experience. Annette Childs holds a Ph.D. in psychology and is a state licensed therapist. She is a diplomat of the American Psychotherapy Association, and a Fellow in Thanatology, Grief, and Bereavement. She is the author of three award-winning books, and speaks throughout the United States and internationally on topics related to personal growth and transition. Learn more about her work at www.annettechilds.com or by calling (775) 853-4142.
Annette Childs, Ph.D.
Therapy Educationn Consultatiion Annette Childs holds a Ph.D. in Psychology P and is a state license ed therapist. For nearly twenty years she hass devoted her practice to a uniqu ue form of insight oriented therapy that ha as helped thousands to envision ttheir lives in a new way.
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Wellness A – Z
“P” Procrastination ust do it! This now famous tag line from Nike has become part of our culture.
It sounds action-oriented, powerful and simple, yet how many of us have good intentions and just don’t start? Procrastination is pervasive and stressful. It has been studied, theorized and written about. Most of us procrastinate about something. A quick check of the word procrastinate in the dictionary indicates that it is a verb, an action. The word procrastination is a noun, something stationary. The derivative of the word is Latin, meaning to put off until tomorrow what you could do today. To defer action or to delay something is to procrastinate. Now look to see how many times we put off, delay or defer anything. Most things we want to do actually happen, effortlessly. Joyful anticipation and excitement surround any action that we want to do. This pleasure principle could be part of our survival system. At times we may really want to do something but we don’t know where to start. A little voice may nudge us forward and if we don’t act, the voice nags until we take action. How procrastination affects us varies as much as people vary. Some people feel generally stressed. Others feel guilty, lazy, worthless or immobilized. Social pressure and self- judgment can create more stress. Many of these feeling combined can promote further procrastination. Now we may start to make excuses to ourselves or others. All of this activity is unproductive.
So, how do we begin to make changes? Start with yourself. Ask…… • Am I a perfectionist? Whatever I do, it won’t be good enough. If I do a quick job at the last minute, it will be my best under the circumstances. • Do I deliberately distract myself? Where did the time go? I was on the internet and lost track of time. • Is this really important? I know I need to schedule a colonoscopy but I don’t have the time. Whether the behavior pattern is avoidance, denial, distraction, dismissal or depression, know yourself. Then, gently plan a more productive behavior. Develop a system to succeed. • Know when you are at your best. Are you a morning or afternoon person? • Start with a small project or break a big project into small goals. • If the task seems overwhelming, pick another project.
will take. Be generous with yourself. • Turn the project into a game to make it more enjoyable. • Develop a sense of humor. • Reduce temptation. Take away the things that distract you. • Create a routine. What you do regularly will become a habit. • Change the conversation. Monitor negative, self- defeating talk. Change it to a positive affirmation. • Use life experiences to grow “If you want to make an easy job seem mighty hard, just keep putting off doing it.” – Olin Miller Just do it! Yes you can.
• Reward yourself in healthy ways for all the little steps that get you to completion. • Focus on the completion. How will it feel when it’s done? • Ask for help. Allow others to support you. • Build in more time than you think it
LuAnne Steininger, B.S. Health Education, is the former Wellness Coordinator at the Sanford Center for Aging, University of Nevada, Reno. She is a T-Trainer for the Chronic Disease Self-Management Program, and the Diabetes Self-Management Program, Stanford University Patient Education Center. She enjoys working with people ages 50+. Generation4Boomers.com / 27
Awake & Aging have worked with the aging population the majority of my life. Something that has always concerned me is services available to our generation. When baby boomers were born there were jobs created to guide and help them live. More doctors, nurses, and teachers were working, providing services during their growing process. Now that boomers are aging, there are not enough working professionals who want to work with them. The Eldercare Workforce Alliance reports, “The combination of the aging of the baby boom population, an increase in life expectancy, and a decrease in the relative number of younger persons,
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will mean that older adults make up a much larger percentage of the U.S. population than ever before.” There are 72 million baby boomers. For the next ten years 10,000 people a day will be turning 65! Is our society ready to handle all the issues that come along with an aging population? Last fall I enrolled in a Master’s Degree program for Gerontology (Aging) through the University of Southern California. The Dean told me, “Leigh, you are like the Oprah for Aging!” The program is a virtual classroom
Leigh Hurst (left) teaches an aging class in Reno.
that I attend over the internet. Noticeing that many businesses in our society do not know how to approach someone who is aging, I decided to create a business. In 2012 Awake & Aging was born! I first started by creating a Facebook page: www.facebook.com/AwakeA
ging. In the first two months I had over 1,200 followers. These are people interested in aging; however they are from all over the world. I was asked by someone in Estonia if I would come to their country and teach aging! I have been running a few practice lectures with businesses teaching their employees. Anyone that takes the class or that I tell about this business learns so much. I recently went on a coffee date with a 49-year-old boomer who worked in trucking and warehousing most of his life. We ordered our coffees and the young girl behind the counter said something to him, but he didn’t hear her. She became quickly annoyed. If she had considered that people start losing their hearing in our 40s maybe she would have been more considerate. Awake & Aging is already starting to take off. A baby boomer e-mailed me recently and asked if I could prepare a class on how to age with grace and dignity because no one teaches us how to age. If you would like to learn more or have a lecture at your facility please call me at (775) 688-9837.
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AARP Nevada State Office
Fix Now or Pay Later Address Household Problems Now to Avoid Costly Repairs Deborah Moore Jaquith, Director of Communications
n tight economic times, it is tempting to let routine home repairs slide. Don’t do it.
Proper care of your home will not only protect your investment, but also help you avoid major problems and costly repairs down the road. Listen to your home when it provides you warning signs of potential trouble – and act. Below are four signs of common household problems that, if left unaddressed, could lead to costly repairs in the future. We have also shared some suggestions on what you can do today to save tomorrow. Bathroom • Trouble signs: Leaks, dripping faucets. • What you can do: Find hidden leaks by wrapping toilet paper around pipes and looking for wet spots. Tighten pipe connections and/or replace faulty pipes. Detect toilet leaks by placing a bowl filled with a few drops of food coloring directly below the pipes connecting the toilet to the wall. If colored water is found in the bowl the next morning, the flapper needs replacing. • What it costs: It takes about 15 minutes to inspect, tighten connections and apply caulk; if you're handy, you can replace a drain pipe for $10-$20. New faucets start at about $30. • What you could save: A leaking faucet can waste 10,000 gallons of water a year. Repairing water damage or mold behind walls or under floors can easily cost $2,000 or more. Laundry Room • Trouble signs: Leaks from loose or 30 / Generation4Boomers.com / 2012
burst washer hoses. Clogged dryer vent, resulting in towels or clothes needing two cycles to dry. • What you can do: Use stainless steel washer hoses to prevent bursting. Replace plastic or foil dryer vents with aluminum ones. Clean the dryer's lint tray before and after each use. Check and clean the machine vent twice a year. • What it may cost: Burst-proof washer hoses cost $20 per pair. Aluminum dryer vents are $10 to $20. • What you could save: Thousands of dollars repairing water damage from washer flooding or fire damage caused by a badly vented dryer. Even just replacing the dryer can cost hundreds of dollars. Sewer and Septic • Trouble signs: Backups, clogs, slowrunning or gurgling drains or toilets. Outside, you may see wetness or bubbling water in yard, or smell odors. • What you can do: Rent a sewer snake at the first sign of drainage problems and clean the outlet pipe from inside your house or outside, especially if trees are near them (roots may be responsible). Call a professional for odors and water problems. • What it costs: A snake, with a rootcutting head, costs around $40 for a four-hour rental. Root-kill products to prevent regrowth/future problems cost about $15. Cleaning a septic tank costs $75 to $300 and should be done every three years. • What you can save: Tree roots can break clay sewer pipes (often found in older neighborhoods) and homeowners may be responsible for pipe repair ($5,000 to $10,000). Regularly cleaning and maintaining septic systems can help avoid expensive emergency calls or premature replacement, which can cost
$5,000 or more. Roof/Attic • Trouble signs: Curled, missing or broken shingles; bows or dips on roof; dampness or stains in attic or on ceilings and interior walls; broken masonry in and around fireplaces; green algae growth on attic ceiling. • What you can do: Inspect your roof and attic every six months and ensure flashing around chimney is tight. Check caulking and sealants for peeling and leakage, and look for cracking on collars around vents. Prevent algae and fungus on wood shakes and asphalt shingles with zinc control strips. • What it may cost: One to two hours of your time if you're comfortable on a ladder, have very good balance, and are not afraid of heights; professional inspection and minor repairs might cost about $200. • What you could save: $5,000 or more to replace your roof and anywhere from hundreds to thousands of dollars to repair interior damage.
Need help to manage these and other simple home repairs? There are weatherization programs offered in Nevada through a government program called LIHEA and there may be other programs offered as well. Call Nevada 2-1-1 to learn more about programs and services offered in Deborah Moore Jaquith your community.
Chef Joe Marsola Eidem, CEC, AAC
Daughters of the American Revolution n the 40 years Valery and I have been married I have been involved in many organizations especially the American Culinary Federation. Valery has supported me in all the events and functions I have chosen. Now it’s my turn to support and be very proud of her involvement with the Daughters of the American Revolution.
Valery became interested in the Daughters of the American Revolution, when she saw the DAR marker on her great-grandmother’s grave on a trip she took to Salina, Kansas. The American Revolution was fought in 1775 -1783.
National Society of the Daughters of the American Revolution (NSDAR). Her application was approved in December 2008, and she attended her first meeting January 24, 2009. Valery’s uncle, on her father’s side, years ago gave her some copies of genealogy research he had done. Though she read it before, she pulled it out again and found much to her surprise that it included a private publication on the Ranck family genealogy. According to the publication, her great-grandmother was the last descendent from the Patriot, Samuel Ranck. In the booklet, Samuel Ranck was listed as a private in the First Battalion Flying Camp commanded by Captain James Wotson, and was reported to have been with Gen. Washington’s forces which crossed the
Valery’s Grandmothers grave site includes the DAR bronze marker
Delaware on Christmas Eve in 1776, routing the Hessian troops at Trenton. Later he assisted in delivering the Hessian prisoners from Lancaster to Philadelphia. Both ancestors from Valery’s mother and father were from Lancaster County, Pennsylvania, even though her parents were from different cities in Kansas. She put in a supplemental and now has two DAR patriots.
To our surprise her sister came across their mother’s DAR membership papers and gave it to Valery in 2007. It contained their mother’s, grandmother’s and great-grandmother’s DAR membership numbers. The form had the ancestral lineage to their mother from the patriot, Adam Bruner. Bruner, born in 1763 in Pennsylvania, enlisted February 4, 1781, as a private in Captain John Geyer’s company, Third Regiment of Foot in the service of the United States, commanded by Major Richard Salter, Esq., of the fifth class, Philadelphia Militia. Valery was totally intrigued. She started to searched the Internet and found the DAR Nevada Sagebrush Chapter. She met with the Chapter Registrar who gave her information on the DAR. Interested in joining, she submitted her application to the generation4Boomers.com / 31
Valery also has a niece in California who was interested in the DAR. She passed on the family history and now her niece is also a member of a California DAR Chapter.
Valery (right) with her sister Marti and our grandchildren, Josie and Ana.
Valery found that the DAR is not just a genealogy search for ancestors, but
much more. She enjoys doing some simple things like cutting out coupons that are sent to active military. Collecting extra toiletries from hotel stays to give to the veterans in the VA Hospital. The meetings have interesting speakers and topics. In April, on the day we celebrated out 40th Anniversary, Valery was so happy to have our two granddaughters and her sister in town for the DAR meeting on the topic, “Patriots in Petticoats.” She really enjoys the DAR magazine “American Spirit,” which has interesting articles ranging from historical to current on people, places or little known facts that helped shape us as people and a Nation. Virginia Street is the main north/south thoroughfare in Reno. Nevada’s first bridge was built here in 1860. The marker is on the bridge pillar at the southeast corner of the Virginia Street Bridge, and marks the fording place where the first pioneers crossed the Truckee River in Reno on their way to California on the Overland Trail, and also the site of Nevada’s first bridge. The bronze tablet was presented to the City of Reno on May 31, 1930 by Nevada Sagebrush Chapter DAR.
About the DAR and the Nevada Sagebrush Chapter The DAR is a volunteer women's service organization that honors and preserves the legacy of our Patriot ancestors. More than 200 years ago, American Patriots fought and sacrificed for the freedoms we enjoy today. As members of the DAR, we continue this legacy by actively promoting patriotism, preserving American history, and securing America's future through better education for children. Officially chartered in 1923, the Nevada Sagebrush Chapter is presently the old32 / Generation4Boomers.com / 2012
est Daughters of the American Revolution chapter in Nevada. The regular chapter meetings include a business meeting and an educational program. If you are interested in the DAR you can find more information on their website http://www.nssdar.org/ Knowing that my wife’s family was with George Washington, the Father of our Country, back in 1776 really makes me proud and puts a new meaning on how our family celebrates July 4th.
Spare Time August - Nov. 4 - Jersey Nights, Eldorado Showroom, tickets $19.95, with dinner $49, 1-800-648-5966 or visit www.eldorado.com. August 31 - Erika Paul Carlson Jazz Trio, 7 - 10 p.m., Wild River Grille, outdoor stage, www.wildrivergrille.com or (775) 284-7455. Sept. 1 - Sammy Hagar and the Wabos, 8 p.m., Harvey’s Outdoor Amphitheatre, Lake Tahoe, Stateline. Sept. 2 - Comedian Jim Gaffigan, 7 p.m., Silver Legacy Grande Exposition Hall, tickets $57.50 - $75.50, www.silverlegacy.com, 1-800687-8733 or (775) 325-7401. Sept. 8 - The B-52s, 7:30 p.m., Harrah’s Lake Tahoe, South Shore Room, tickets $69. Sept. 14 - Wining Women, Vino 100, $15/$10 with Wining Women shirt, (775) 851-VINO; also Oct. 12. Sept. 15 - Jay Leno, 8 p.m., Silver Legacy Grande Exposition Hall, tickets $59.50 - $75.50, premium seating $89.50, visit www.silverlegacy.com or 1-800-687-8733 or (775) 325-7401. Sept. 20 - The World’s Greatest Pink Floyd Show, 9 p.m., Grand Sierra Grand Theatre, Pink Floyd’s best work, 1-800-648-3568. Sept. 21 - George Thorogood & The Destroyers, 8 p.m., Silver Legacy Grande Exposition Hall, tickets $40 - $65, www.silverlegacy.com or 1-800-687-8733 or (775) 325-7401. Sept. 22 - Crosby, Stills, and Nash, 8 p.m., Reno Events Center, Reno. Sept. 29 - Comedian Jeff Foxworthy, 6:30 - 9:30 p.m., Silver Legacy Grande Exposition Hall, tickets $55 - $75, 1-800-687-8733 or (775) 3257401. Sept. 29 - Lynyard Skynyrd, 7 p.m., Reno Events Center, Reno. Sept. 30 - Dancing with Our Reno Celebrity Stars, 5 p.m., Grand Sierra Grand Theatre, 1-800-648-3568. Oct. 5 - Weird All Yankovic, 9 p.m., Grand Sierra Resort Grand Theatre, 1-800-648-3568. Oct. 7 - Susan G. Komen Race for the Cure, 7 p.m., Grand Sierra Resort, 1-800-648-3568. Oct. 12 - Carrie Underwood, 6:30 p.m., Reno Events Center, Reno. Oct. 20 - Art & Wine Festival, downtown Placerville, CA., Main St., (530) 672-3436. Nov. 3 - Fantasies in Chocolate, 8 p.m., Grand Sierra Resort, 1-800648-3568 or (775) 789-2285. Nov. 25 - Straight No Chaser, 7 p.m., Pioneer Center for the Performing Arts, Reno. Generation4Boomers.com / 33
Using Your Skills to Enhance the Community o you remember the Family Feud game show? The host would announce, “100 people were surveyed -- the top five answers are on the board.” One family would compete against another by guessing the most popular responses to general interest questions.
Name a place you visit where you aren’t allowed to touch anything. 1. Museum 2. Zoo 3. China shop If your family received three strikes from wrong answers, the other family would get a chance to answer to steal the points your family had earned. The winning family would get the chance to win even more fabulous cash and prizes. Let’s try a different one: Name the top benefits of volunteering. What do you think the answers would be? • Be a part of a cause you care about. • Teach a skill or talent you’ve learned. • Learn something new yourself by trying something completely different. • Meet some interesting people and make new friends. • Be healthy and live longer! It’s true. . . in fact, according to a recent American Geriatrics Society study, retirees over 65 who volunteered had less than half the risk of dying compared to their nonvolunteering peers. There are countless benefits associated with volunteerism. From improving one’s health to helping organizations accomplish goals, the value of “giving back” or “making a difference” felt by the volunteer, as well as the charitable organization, can be significant. For boomers, there’s one big question – how does someone start volunteering and where does he or she go for direction? For many, taking the first step is very difficult. Determining which organiza34 / generation4Boomers.com / 2012
tion to select, how to approach it, how much time to offer and in what capacity, and when to make the initial contact can be stressful, uneasy, intimidating and, to a degree, frightening. Thankfully, we live in a community which is rich in resourceful people willing to lend a hand. For starters, those looking to volunteer can simply log on to www.nevadavolunteers.org to find a “volunteer bank” of opportunities listed through Nevada Volunteers. During the summer months, aspiring volunteers can search for hundreds of volunteer opportunities on the Summer Of Service – Northern Nevada website www.SummerOfServiceNV.com. Last but not least, boomers and seniors can contact the Retired and Senior Volunteer Program at the Sanford Center for Aging at 784-1807 or http://www.unr.edu/sanford/programs/ rsvp/ to receive information relating to their many charitable partners. As you begin your search for the ideal volunteer situation, here are a few tips to consider or questions to ask yourself. • Is there an age group with which you’d particularly like to work, such as children, students, young professionals, or seniors? • Is there a cause which connects to you, perhaps animals, environment, arts, recreation, or education? • Do you have a special talent or skill? Is there a good place to teach or share that ability? • How often would you like to volunteer – one-time for a special event, now and then, or regularly? Is flexibility important to you? • Do you have neighbors or friends who volunteer or could you join others from work, a club or church or other group you’re a part of? The most difficult part of volunteering is taking the initial step. Once you get past that fear, your involvement in the community can (and should) be an incredible experience! The organizations and websites recommended in this article provide outstanding assistance to anyone from the novice volunteer to one who has been serving the
Pete Parker, managing director, NPcatalyst, creator of Summer Of Service, and Scott Trevithick, executive director, RSVP, Sanford Center for Aging.
community for many years. Despite the resources, the state we live in has room for improvement when it comes to volunteerism. Quite frankly, Nevada’s very low rate (ranked 50th in the US) of 20.6 percent volunteerism is embarrassing. When compared to the national average (26.8%) or even our next door neighbors (California 24.6%, Oregon 33.9%, Idaho 35.7%, Utah 45.4%, and Arizona 24.8%), we’re far behind. Creating opportunities for community residents to become active is needed more than ever. One thing is certain, nonprofit organizations rely on volunteers to grow and meet community needs. They’re continually looking for leaders, particularly boomers and seniors, who bring experience and skills which can be applied right away. To quote Dr. Seuss: “Today is your day. You're off to Great Places! You're off and away Community volunteerism is an outstanding way to improve the health of the volunteer and the community. Boomers who want to give back to society or are seeking more meaning in their lives should consider volunteering. It is clear that there are compelling reasons to volunteer. The article was written by Scott Trevithick, executive director for the RSVP at the Sanford Center for Aging, and Pete Parker, managing director of NPcatalyst and creator of Summer Of Service – Northern Nevada.
Generation Boomer 2012