About this guide This guide provides general information about financial support for those considering university study. There is a range of cost considerations, such as course fees, textbooks, transport, accommodation, food and, of course, a social life, however with a bit of planning and the right information, you can make it happen. While this is not a comprehensive guide, as many initiatives change during the year, it provides some ideas to help make decisions about the affordability of going to university. We hope you find it useful.
Contents University study is within your reach
Help with the cost of study
- HECS-HELP and FEE-HELP
- Youth Allowance
- AUSTUDY and ABSTUDY
- Scholarships and grants
Reducing the cost of study
- Study on campus
- Study by distance education or part-time
- Combine your qualifications
Study options Benefits of studying in regional Australia
The benefits of distance education
Support for you
- A helping hand
- Finding work
- Access to clinics
- Access to library and leisure facilities
- Student discounts
- Indigenous community
Planning for life on campus
Budgeting10 School students â€“ what you can do
Not working, but want to be?
University study is within your reach When weighing up the expenses of studying, always remember the benefits of having the qualification you need to achieve your personal and professional goals.
You can’t afford NOT to go to University... BOOST YOUR SALARY Here are some examples of the average starting salary for Bachelor graduates in their first full-time employment in a range of fields in 2013 (aged under 25) (AUD): education - $57,000; accounting - $50,000; dentistry - $80,000; agricultural science - $50,000; mathematics - $55,000; social work - $50,000; paramedical studies - $54,000 (GradStats, 2013). By comparison, the average pay for a full-time retail sales position is about $37,000, and tradesperson’s salary may start from around $35,000 when they have finished an apprenticeship.
IMPROVE YOUR EMPLOYABILITY A recent survey showed that 84.3% of all CSU domestic graduates find employment within four months of completing their degree. Many positions in the workforce require a degree to have your application considered.
GAIN EXPERIENCE Many CSU degrees contain learning experiences in real workplaces, laboratories, classrooms or clinics, which can put you ahead of other job applicants.
BROADEN YOUR HORIZONS University study – whether on campus or by distance education – brings you into contact with people from many cultures and provides opportunities to discover new viewpoints. You benefit from a broader world-view and different ideas on a whole range of topics you are studying.
DEVELOP LIFE SKILLS A university degree teaches you more than just the skills and knowledge required for your career. You will learn how to become more disciplined, organised, motivated and independent, capable of developing informed opinions and solving complex problems – skills needed for life!
MAKE A DIFFERENCE IN THE WORLD The skills and experience you gain at university will ensure you become a globally aware citizen, committed to lifelong learning and ready to make a difference in the world.
Charles Sturt University
UNI GRADUATES HAVE A HIGH RATE OF WORK SATISFACTION www.csu.edu.au
Help with the cost of study Your degree is an investment in your future and, to help you get there, various schemes are available to help you afford to study. The most notable of these is HECS-HELP, however there are also government allowances, support schemes and scholarships to help make study achievable.
HECS-HELP and FEE-HELP HECS-HELP is a loan scheme that helps you pay for a degree by deferring your fees until you are earning a salary. All undergraduate and some postgraduate degrees at CSU have Commonwealth supported places, where your fees are subsidised by the Australian government and paid upfront on your behalf to the university. A debt is noted against your tax file number and once you are earning more than a set amount ($51,309 in the 2013-14 financial year), repayments will be deducted from your pay through the taxation system. A similar loan scheme is also available for postgraduate students enrolled in full-fee paying courses, called FEE-HELP. To find out more about these schemes, visit: www.studyassist.gov.au
Youth Allowance You could be eligible to receive Youth Allowance payments from the government if you are from a low socio-economic background or have to move away from home to study (particularly if you are from a regional area). Youth Allowance is available to students under the age of 24 who meet eligibility criteria. When you apply, you will be assessed as either dependent (when your parents’ income will also be considered) or independent (where only your own circumstances are taken into consideration).
AUSTUDY and ABSTUDY If you are over 25, you can apply for AUSTUDY payments to help while you’re studying. Indigenous students of any age may be eligible for ABSTUDY. These allowances are income and assets tested for the person receiving the payment. To see if you are eligible, visit: www.humanservices.gov.au or contact: Youth Allowance: 13 24 90 AUSTUDY (students over 25): 13 24 90 ABSTUDY: 13 23 17
Upfront discount If you’d like to pay some of your tuition fees upfront, you may be eligible for a discount. You can pay $500 or more and receive a 10% discount if you pay your fees before the census date, about four weeks after the start of each session. You can choose to pay some of your fees upfront, receive the discount on that portion if it is over $500, and then defer the rest through HECS-HELP. Note: The upfront discount was available at time of printing but is subject to government legislation. Check online for the latest information at: www.studyassist.gov.au
Making university affordable
Scholarships and grants You don’t have to be the smartest student in the class to get a scholarship, as CSU has scholarships for a wide range of criteria – some just for where you live! CSU students have access to a huge range of scholarships and selection criteria vary from academic achievement to motivation to succeed. You can increase your chances of receiving a scholarship by being involved in school committees or local sporting teams, or participating in community services such as charity events. New scholarships are being developed all the time. Scholarships from alumni and industry: Many scholarships at CSU are funded through donations from alumni (past students or staff), the community and industry. The criteria for these can include academic achievement, a passion for a particular field, involvement in your community, or even having lived in a particular area. Scholarships could be awarded for one year or throughout your course, and could provide cash payments ranging from $1,000 to $20,000. Some industry-sponsored scholarships also include work experience. Accommodation scholarships: If you’re moving away from home to come to CSU, you could be eligible for a scholarship to help with the cost of accommodation. TAFE scholarships: Students from a TAFE background could be eligible for cash scholarships to make the transition to University a little easier. Equity scholarships: These scholarships support students who have come from low socio-economic backgrounds, Indigenous students, or students from rural and regional areas, to get you started on the right foot at CSU. Grants: If you have to attend a residential school, buy computer equipment, relocate to study at CSU or need some help with travel and accommodation costs to go on a professional placement, CSU offers one-off grants to put towards these costs. Travel grants: Get some help with the cost of adding an international flavour to your degree with a travel grant. Scholarships and criteria, including information on how to apply for a scholarship, can be found on the CSU scholarships website: www.csu.edu.au/scholarships or you can phone us for a brochure on 1800 334 733. More information on grants and other forms of financial assistance can be found online at: www.csu.edu.au/oncampus/help-with-costs
Spending your scholarship money Scholarships are designed to help make it easier for you to meet the costs of your studies. Some will give you cash payments or instalments you can use in any way you see fit, like buying textbooks or stationery, computer equipment or living costs if you have moved away to study. Other grants and scholarships are for a specific purpose, and may be paid directly off the costs of your accommodation or international experience.
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Reducing the cost of study Studying at a regional university can offer real savings throughout your degree, whether you study on campus or by distance education.
Study on campus CSU’s campuses are located in vibrant regional centres, and while expenses like tuition and textbooks may be similar, the cost of living is usually much lower than major cities. Accommodation on campus or private rental off campus is generally cheaper, and living expenses like food, entertainment and public transport can often be more affordable too. If you drive, most places you want to go are just minutes away, reducing your fuel costs, and parking on our regional campuses is free!
Study by distance education Distance education allows you to keep working while you study for your degree. Most distance education students complete their degree part-time, which allows you to spread out study-related costs. You could study just one or two subjects in each session, rather than a typical full-time study load of four subjects. You can even vary your study load depending on your circumstances each session. Tuition fees can still be deferred through HECS-HELP or FEE-HELP. To find out more about how you can fit study into your life, visit: www.csu.edu.au/distance-education
Combine your qualifications TAFE study can be a great way to get a head start on a university degree. If you’ve already got a TAFE qualification, you are often eligible for credit when you enrol in a related degree at CSU, cutting down your study time and helping you get the qualifications you need to advance your career more quickly. Some courses at CSU combine TAFE and University study at the same time, so when you graduate, you could have a number of recognised qualifications! For more information, visit:
Distance education or part-time study can be the perfect solution to help you get the degree you have always wanted, even if you now have a family or work full-time.
IF YOU’RE A TAFE GRADUATE, YOU’RE IN A FANTASTIC POSITION TO FURTHER YOUR STUDY AT UNI. Making university affordable
Benefits of studying in regional Australia Job opportunities While the job market is still competitive, there are often shortages in key professions in regional areas. Working in a smaller team, you could also gain broader experience or take on more responsibilities in your career than your city-based counterparts. This gives you a great start to your career and the potential to apply for more senior positions sooner. CSU has developed strong partnerships with a variety of industries in regional Australia, allowing students access to work placement opportunities and part-time work while completing their studies. CSU’s courses offer practicum opportunities from the first year of study, ensuring students are industry-ready. And remember, CSU consistently ranks highly for graduate employment.
Lower cost of living While living in major cities can be fun and exciting, they can be expensive places to live while you’re studying. CSU offers courses at campuses in some of NSW’s fastest growing regional cities: Albury-Wodonga, Bathurst, Dubbo, Goulburn, Orange, Port Macquarie and Wagga Wagga, as well as a Centre at Wangaratta. CSU also has campuses in Canberra and Parramatta, and operates the Australian Graduate School of Policing and Security at Manly. CSU’s campuses offer a unique study experience – you’ll have access to the best of city living along with the benefits of a regional lifestyle, including affordable accommodation and transport. Sharing accommodation off campus in a regional area is much more economical than in a metropolitan city as you may only need to budget about $150-$200 for rent per week.
For the price of squishing into a tiny apartment in Melbourne or Sydney, you can often rent a spacious house in one of our campus cities.
Living on campus is also affordable, with catered and self-catered options on many campuses, and you can enjoy minimal transport costs as you can walk to lectures. Accommodation packages include furnishings, internet and phone access, plus all your power and water costs, and prices in 2014 range from about $5,800 per year for self-catered accommodation during session only, to less than $12,000 per year for catered accommodation, including access to your room during session breaks. For more information on financial assistance options, visit: www.csu.edu.au/oncampus/help-with-costs
NEW SOUTH WALES PORT MACQUARIE
ORANGE BATHURST PARRAMATTA
GOULBURN WAGGA WAGGA
Charles Sturt University
The benefits of studying by distance education Courses offered by distance education at CSU are just like on campus courses, only you have much more flexibility. You will also reduce incidental costs, like travel and accommodation. Most of your study materials will be provided online, so you don’t have to attend classes on campus. Grants may be available to help with costs if your course has residential schools, and as an enrolled CSU student, you will have access to all the facilities and services offered on campus too. So if you’re worried that you can’t afford to quit work to study, or that your busy schedule won’t allow you the time to study, give distance education a go. The benefits include: • the ability to continue to work while completing a degree that will lead to the pay rise or career progression you always wanted • the opportunity to remain employed while you study to make a career change • the flexibility to choose where and when you study • the opportunity to interact with fellow students in an online environment and build strong industry networks • the option of getting a taste of a new career area by studying a single subject before committing to a full degree • lower costs as you avoid travel to campus or having to relocate to one of CSU’s campus cities. For more information, visit:
Check the online forums and noticeboards on campus once you start your degree to see if you can buy textbooks second-hand. Subject costs Sometimes when you look at the cost of university as a whole it can seem overwhelming, however if you take it piece by piece, things can be manageable and affordable. This is the case with study. Most students will defer their fees under HECS-HELP scheme, and start to repay their tuition fees only after reaching the income threshold of AUD$51,309 (2013-14 financial year) when they are employed. The amount you pay back is determined as a percentage of your earnings. If you are studying an Arts degree, each subject you study costs about $750. Each subject in a Business degree could cost you about $1,200. You can defer that amount under HECS-HELP, and once you reach the income threshold, you will start repaying your loan at a rate of 4% of your income (although the percentage rate increases slightly as you start to earn more). This means you could start off repaying as little as $40 per week from your HECS-HELP loan, and you’ll be earning a full-time wage! In the meantime, you will have boosted your knowledge, skills, friendship and professional networks, and your employability.
YOU WILL USUALLY BE ABLE TO EARN A HIGHER SALARY IF YOU HAVE A UNIVERSITY DEGREE. Making university affordable
Support for you A helping hand Many support services are available for CSU students, often free or at a subsidised rate compared to that in the general community. There is ongoing help available to you while you study at university, including Learning Skills Academic Support, free counselling, health and welfare services, careers assistance, student loans, social and sporting activities, access to student representatives and councils, accommodation and Student Equity and Disability Support. Student Services also has an extensive online support environment, and staff can make contact with you in person or virtually, regardless of where or how you’re studying.
Finding work No doubt you will want to look for work to help with expenses and to get experience while you’re studying. The Student Employment online forum is available to advertise your skills and/or look for work. The Careers Office also has an online tool called the Career Hub, which can help with building your resumé, interview skills and sourcing job opportunities, work experience and employment scholarships. You can also use Career Hub to keep in touch with upcoming events such as recruitment presentations, career fairs, industry networking events and employment preparation workshops. You may even be able to secure some casual work opportunities on campus, such as tutoring, retail work or conducting campus tours.
Access to clinics Depending on where you are located, as a CSU student you and your family can access a range of subsidised or reduced cost services – and you don’t have to be an on campus student. These may include: •
Community Engagement and Wellness Centre (Albury-Wodonga)
Dental and Oral Health Clinics (Albury-Wodonga, Bathurst, Dubbo, Orange and Wagga Wagga)
Nutrition Clinic (Wagga Wagga)
• Veterinary Clinical Centre and Veterinary Teaching Hospital (Wagga Wagga) for your pets.
CSU offers a wide range of accommodation on campus. You can select a package that suits your needs and budget, and save money on travel costs to attend classes.
CSU provides a range of social activities for students and offers clubs to suit a wide variety of interests. You can also show your student card to receive discounts at places like the movies.
10 Charles Sturt University
Access to library and leisure facilities All CSU students have access to facilities on campus, so if you can get to any of our campuses in Albury-Wodonga, Bathurst, Dubbo, Orange, Port Macquarie or Wagga Wagga, you can use the facilities there. You are also welcome to play for our university sporting teams or represent CSU at the University Games. • library – in addition to academic resources, CSU’s libraries offer students DVDs and books, newspapers and a wide range of magazines for their leisure • recreation – all our campuses offer recreational facilities, which are available to all students, whether they study on campus or by distance education. These facilities vary on each campus, and may include: - gymnasiums - swimming pool - basketball, squash, netball, volleyball and tennis courts, walking and bike tracks - football, soccer and hockey fields.
Student discounts Many businesses in our campus cities offer discounts to students, and the University supports our students through provision of food, drink and other items, often at much lower costs than available in town. You can also apply for a travel concession for student prices on government and private-run rail and bus networks.
If you have an Indigenous background, you may also be able to access grants or community support. Discuss your aspirations with your family and community, or with the Indigenous support services available at the university. Some CSU campuses also have Indigenous Student Services offices, where you can stop by to access computers and free printing, relax with a cuppa, or get advice on accessing Away From Base funding or the Indigenous Tutorial Assistance Scheme. For more information on how CSU supports its Indigenous students, visit: www.csu.edu.au/for/indigenous-students
Students can access subsidised or reduced cost services by visiting clinics on campus for things like dentistry and oral health, allied health or nutrition advice.
Students enrolled by distance education are also welcome to access services and facilities on CSU’s campuses.
Making university affordable 11
Planning for life on campus While it is affordable to go to university, it often takes planning and commitment. There is a range of costs to consider when preparing for your first year of study - accommodation, public transport, meals, and of course funds for socialising! To make sure you have enough money to cover living costs and have some fun at the same time, you need to follow a budget to keep track of how you are spending your money, and find ways to save. The cost of your first year of study depends on what course you are completing and whether there are additional costs for workplace learning, special equipment, travel, etc. The following is a simple guide to help you consider your budget for your first year:
Budgeting AREA OF EXPENSE HOUSING – if you are studying on campus, or need to relocate to study, there are several options; catered and self-catered on campus; boarding with a local family; renting on your own, with friends or other students. All have their benefits, however remember to consider all costs involved in renting – like paying a bond, gas and/or electricity bills or buying furniture. These estimates are for the accommodation only.
TEXTBOOKS – new textbooks can cost from around $100 to $300
APPROXIMATE AVERAGE COST (per week AUD$) Self-catered on campus $165 (35 weeks / year) Catered on campus $270-$280 (35 weeks / year) Off campus board or rent $100-$300 (52 weeks) $35-$50
per subject per session. You can save money by purchasing second-hand textbooks as they are often half the price of new books. You may also have the opportunity to share or borrow textbooks – check the library. Members of the Co-op Bookshop also get discounts on all purchases.
GROCERIES – if sharing a house with flatmates, the best option is
to organise weekly joint grocery shopping trips, allowing you the opportunity to share the cost of common foods and take turns making meals. This is a great way to save money - and effort!
TRANSPORT – if you live on or close to campus, many things
you need will be within walking distance. If you live off campus, you could car-pool with other students to save on fuel costs, otherwise consider public transport. Local services run buses between CSU’s campuses and the city.
CLOTHING – some courses require students to purchase uniforms or special clothing for practical experience, such as working in campus clinics or during internships. For casual clothing, our campus cities have some fabulous ‘op shops’ for the bargain hunter and a great range of clothing stores that offer inexpensive clothing and footwear.
HEALTH AND WELLBEING – you may need to consider costs such
Varies depending on course and personal choice
as visiting a GP or dentist, purchasing prescription medications, and private health cover.
Cost will depend on health and personal preferences
ENTERTAINMENT AND PERSONAL COSTS – these are usually
worked out from the money left over! There are often free or cheap events held on campus, or join a student club. You may be able to take advantage of student rates at some local businesses. Food and drinks on campus are also cheaper.
BILLS – accommodation on campus includes a private telephone
and internet connection. You may also have a mobile phone. If you live off campus, consider costs including your telephone and internet, gas, electricity and water bills.
For more information about the costs you may expect while studying at university, visit: www.csu.edu.au/courses/fees-and-costs or: www.csu.edu.au/oncampus/starting-at-csu/what-will-it-cost Other useful budgeting websites include: www.moneysmart.gov.au or: www.wesleymission.org.au/centres/creditline
12 Charles Sturt University
Worried about the cost of a computer? Some organisations, such as GreenPC, Workventures or Mission Australia, can supply refurbished or recycled computers to people with a low income. CSU also has computer labs on campus and computers available in campus libraries, many with 24-hour access through the Learning Commons.
School students – what you can do It is never too early to start thinking of and planning for study at university. It is becoming increasingly important for young people to have a university degree in order to get a job, and to succeed in the workforce. Talk with your Careers Advisor at school, your principal or church leader, a mentor or person you look up to, and keep your ‘eye on the prize’ – a university degree. Also, talk to your parents and let them know what you want to do. They may be able to help you save by matching your savings with a similar amount; offer you jobs around the house you could get paid for (pulling weeds, washing up, vacuuming, etc); or help put you in contact with others who might be able to offer you work. You could put your name up on local shopping centre or church noticeboards to mow lawns, wash cars or clean windows. Tutoring other students through high school might also be an option. If you’re musically talented, busk! If you are a sportsperson, check to see if there are any sporting clubs or sponsors that might be able to assist through sponsorship or bursaries. REMEMBER – when you are getting closer to applying, seek out and apply for as many scholarships available to university students as you think you are eligible for. Keep an eye out for new scholarship and grant opportunities throughout your degree.
Start saving To make sure you have enough pennies in your piggy bank, you could find a casual job. Even if you pick up one shift a week in Years 11 and 12, you will be able to start saving for your future. If you put half the amount of money you earn each week into a savings account starting today, you will be one step closer to making university more affordable. $4,000
PROJECTED SAVINGS OVER 36 MONTHS = $4,000
$3,100 $2,200 $1,500
G VIN SA
For example, if you are in Year 10, earn $50 a week and save $25 each week, when you finish Year 12 you will have almost $4,000, and that doesn’t include interest!
IF YOU DO DECIDE TO WORK, YOU SHOULD:
get your resumé up-to-date
as a starter, consider some volunteer work in the career area that interests you to show your enthusiasm
get your Responsible Service of Alcohol (RSA), Responsible Conduct of Gambling (RCG) (once you are over 18) or Safe Food Handling certificates so that you have extra skills
look for part-time or casual work in the industry you aim to develop your career in.
Making university affordable 13
Already working? If you’re already working and aren’t sure if you can afford to study, look at these ideas: • is your proposed study a tax deduction? If it is study related to your work, or will help you advance in that same line of work, the cost of tuition and materials may be a tax deduction. Talk to your accountant. • will your employing organisation help fund part of the cost? Maybe they will just allow you time off for study, and that can be helpful too. Remember that the knowledge you gain at university will help your employer too. • will a degree in another area expand your employment possibilities? This may be the impetus you need to make a real difference in your own life and, step-by-step, you can achieve great things! • is working part-time or fewer hours a financial possibility? Perhaps dropping one day of work will allow you the time you need to complete subjects at university and take that next step in your career. • is starting off with a TAFE qualification the way to go? Some TAFE pathway courses are offered in the evening, so you can keep working during the day, then build on that qualification later with credit towards a university degree. • remember that distance education study keeps overheads down, as you choose when and where you study – no requirement to travel to attend lectures! • think about what you spend your money on now. Perhaps you could go without your daily coffee, or hire a DVD instead of going to the movies. Revisit your budget and you might find you have more money to save towards university study.
Not working, but want to be? Perhaps you are out of work, or on government benefits. There may still be a way to earn a degree: • use TAFE as a pathway. If you study at TAFE first, you may be able to gain credit towards your degree and reduce the time you spend at university • investigate whether there are any charitable or community organisations that may be able to assist through bursaries, grants, or other forms of financial assistance • apply for all scholarships and grants you are eligible for: www.csu.edu.au/scholarships • some larger organisations may offer scholarships or cadetships to people who are studying • consider the benefits of studying through the Defence Forces.
Remember, every step on the path to a degree puts you in a new light with potential employers, showing your commitment and reliability, your organisational skills and your willingness to work.
14 Charles Sturt University
Charles Sturt University is committed to economic, social and environmental sustainability, including the responsible use of resources. For this publication, we have chosen to use paper that is accredited under ISO 14001 environmental systems and practices. Our selection contains paper pulp that is bleached without the use of elemental chlorine, and the manufacturing company adopts business processes that ensure environmental matters are addressed through a documented system. As an active member of the global community, Charles Sturt University will continue to reduce the impact its operations have on the wellbeing of our planet. Cover: 150gsm Sovereign Silk FSC Contents: 100gsm Sovereign Silk FSC
This publication is intended as a general guide. Information in this publication is current as at January 2014. Prospective students should contact the University to confirm admission requirements, fees, services and availability of courses or scholarships and grants. The University reserves the right to alter any programs, courses or scholarships and grants herein without prior notice. Charles Sturt University, its representatives and employees will not be liable for any loss or damage arising directly or indirectly from the possession, publication or use of or reliance on information obtained from this publication. It is provided in good faith without express or implied warranty. This document is published by the Division of Marketing and Communication, Charles Sturt University. Manager and Senior Editor: Editors: Design: Print House:
Monique Shephard Laura Davies, Brooke Durigo Amy Felke, Rebecca Layton Chambers Whyte
ISSN 2201-1005 The Commonwealth Register of Institutions and Courses for Overseas Students (CRICOS) Provider Number for Charles Sturt University is 00005F. ÂŠ Charles Sturt University, 2014. JB F3566
Making university affordable 15
Take the first step and call a student adviser at info.csu to discuss how you can make study affordable for you. 1800 334 733 (free call within Australia) For the full range of our publications, please visit: www.csu.edu.au/about/publications
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As a distance education student, you can take advantage of our open day every day campus tour program and Outdoor recreation with a personal guided tour of the CSU campus of your choice. One of our friendly student ambassadors will show you around the campus, sharing with you their experiences as a CSU student and answering your questions. A campus tour can help if you ever need to come on campus for a residential school exercise and as part of your course, or if you plan to visit a campus to use facilities such as the library, computer labs or recreational spaces. You can book a campus tour any working day of the year (three days’ notice is Sports Sciences required for bookings). Call 1800 334 733 or visit: www.csu.edu.au/campustour to book. If you can’t make it to a tour in person, take a virtual tour of CSU’s campuses at: www.csu.edu.au/about/ locations/virtual-campus-tours
Humanities, Social Work and Human Services Information technology, Computing and Mathematics
Medical Science •1
connect with us 1800 334 733 (free call within Australia) +61 2 6338 6077 (callers outside Australia) facebook.com/charlessturtuni twitter.com/CharlesSturtUni
UndergradUate On CaMPUS guide for study 2015
Policing, Security and emergency Management
DISTANCE EDUCATION UNDERGRADUATE AND POSTGRADUATE guide for study 2015
Curiosity... sparks ambition.
animal and Veterinary Sciences
Charles sturt university
Charles sturt university
agricultural and Wine Sciences
For the full range of our publications, please visit: www.csu.edu.au/about/publications
Scholarships create opportunities for students to realise their potential. Give yourself the best chance to be rewarded by taking note of the following tips:Wine Sciences •
keep an eye out for scholarships that appeal to you and start looking early - some scholarships close in November the year before you start
Allied Health allow yourself plenty of time to put thought into your application and make changes to your draft before submitting your application form. Always work in Word before copying your responses into the application
pay attention to the criteria and think carefully about whether you meet the requirements. Animal and Note whether success is dependent primarily on an academic or financial needs basis and Veterinary Sciences address that in the application
follow the guidelines. Most scholarships have precisely defined rules for applicants, definite closing dates and requirements for you to provide supporting documentation, so know what you have to do and give yourself the best chance Business
if you need supporting letters or documents, chase them up early and have them verified if required. Scan them so they are ready to be uploaded with your application
ask a parent, teacher or friend to read your application and the criteria. They may be able to Communication and give you some ideas, or pick up any spelling or grammar mistakes you may not have noticed
if you are not sure about something — ask. Contact CSU’s Scholarships Office for assistance. This contact can make all the difference!
Curiosity... inspires passion.
Environmental Science How to make yourself a good candidate •6
get involved and actively participate in the community, your school,and TAFE or university, sporting Exercise or charitable organisations. Some scholarships require that successful candidates are involved in Sports Sciences •7 society, and not just academically qualified, so engage yourself in groups that interest you.
educate yourself by keeping up-to-date with current affairs, reading literature or by observing other cultures through travel or intercultural events. This may help you to describe what it is •8 Humanities, Social Work about you that makes a positive contribution to the community.
practise interpersonal skills, learn how to express yourself and to defend your views, while still allowing for other opinions. Some Foundation or external scholarships involve interviews, and if successful, you may be asked to speak on the benefits of your scholarship to the funding group. Information Technology,
CSU invest in your future
through its cholarship programs
and Human Services
The personal statement
Computing and Mathematics
Often a scholarship application will require the applicant to submit a personal statement that addresses the criteria. It is important to know what the committee is looking for and who you can ask for help:
academic qualifications – from any training or courses you may have completed social skills and community involvement – school and other
• 1 organisations you are involved with •
Nursing leadership skills – employers, mentors or school principal
personal characteristics – ask parents, teachers and/or mentors for a reference
back up what you say – it is important to include real life examples that show your attributes and if financial need or overcoming hardship is relevant, ensure you can demonstrate this.
Policing, Security and Emergency Management
connectEDUCATION with us DISTANCE UNDERGRADUATE AND
and Outdoor Recreation
To increase your chances of being selected as the recipient of a CSU scholarship there are some simple things you can do to make yourself stand out from the crowd:
1800 334 733 (free call within Australia) +61 2 6338 6077 (callers outside Australia)
twitter.com/CharlesSturtUni guide for study 2015
Teaching and Education
teaching and education
Theology and Religious Studies
The Commonwealth Register of Institutions and Courses for Overseas Students (CRICOS) Provider Numbers for Charles Sturt University are 00005F (NSW), 01947G (VIC) and 02960B (ACT). © Charles Sturt University, 2013. JB F3564
Each year CSU recognises and rewards the potential of hundreds of our students by providing millions of $$ worth of scholarships and grants
theology and religious Studies
open day every day CSU’s open day every day campus tour program lets you take a personalised tour of a CSU campus at a time that suits you, any working day of the year*. *Three working days’ notice is required for booking.
Telephone: Facsimile: Web enquiry:
1800 334 733 (free call within Australia) +61 2 6338 6077 (callers outside Australia) +61 2 6338 6001 www.csu.edu.au/campustour
connect with us 1800 334 733 (free call within Australia) +61 2 6338 6077 (callers outside Australia) facebook.com/charlessturtuni twitter.com/CharlesSturtUni www.youtube.com/user/CharlesSturtUni