DE - CLUTTERING TIPS 6 YOUNG ENTREPRENEUR 12 -13 SPRING GRILLING RECIPES 16 TEEN SCENE 20 TIPS - LOW ENERGY DRIVING 23
Ashika Devnarain shares insightful information on insurance matters The Insurance Network Page 4-5
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Hello Readers & Business Partners Thank you Abi Ray and Peugeot Pinetown for embracing us on our August Cover, we have had a phenomenal Womens Month. September is the month of Change ... Spring time, a Newness, a Freshness, a turning over of a New leaf, so take a moment to reevaluate yourself, your circumstances, your goals, your ambitions, your business and if you are not happy with it Change it .... for you have the Power within You! Lets reclaim old virtues of sharing, of Ubuntu, of togetherness, its in this essence I would like to share these thoughts by two well respected writers (Rachel Botsman & Roo Rogers) on collaborative consumption, "We may be coming out of the consumer trance we have been living in for the past fifty or so years. At the heart of this transformation are two interlocking phenomena. The first is a values shift. There is a growing consumer consciousness that finite growth and consumption based on infinite resources are not a
viable combination. Consequently, we are finding ways to get more out of what we buy, and more important, out of what we don't buy. At the same time, we are starting to recognise that the constant quest for material things has come at the expense of impoverishing relationships with friends, family neighbours and the planet. This realisation is causing a desire to re-create stronger communities again. We are experiencing a tipping point from the pursuit of "what's in it for me" towards the mind-set of "what's in it for us." But more than that, we are beginning to see that selfinterest and collective good depend on each other. It is my self-interest to stop global warming: it is my self-interest to participate in elections: it is my self-interest to correct an online entry on Wikipedia" Be Safe and Believe in YOU!
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Pretty Smart Ashika Devna information on insurance mat All over the world, women are shattering glass ceilings and proving that they have what it takes to be successful business leaders. One of our local woman from Queensburgh, Ashika Devnarain is setting the trends as an independent insurance broker through business networking. Ashika started a model agency in 1994, and had the opportunity of doing a television commercial for The Wild Coast Sun. With the earnings from the commercial, she invested it into the modelling agency. Her career took off when she was introduced to a Liberty franchise where she handled photography for newborn babies at Chatsmed hospital. The photos were mailed to parents with a strategy to get them to purchase education policies for their babies. The owner of the franchise saw the potential in Ashika due to her effervescence, professionalism and great customer service skills and offered her career in selling policies. “I never actually saw myself as someone that could sell policies but took the challenge anyway and found that the insurance industry intrigued me and the rest is history”, says Ashika. Ashika joined Sanlam in 1999 as an agent, then joined a Sage franchise in 2001, which was then taken over by Momentum. She ran the franchise for approximately 3 years while the franchise principal was overseas and developed most of her skills and intelligence on financial planning.
“It was then I realised that I couldn't satisfy my clients with just one company as their needs were diverse and I was dealing primarily with business owners” says Ashika. She then decided to start her own Insurance Brokerage in 2006, The Insurance Network and have contracts with every major company currently. The Insurance Network officially started trading on 8 August 2006 and has developed a strong network of
connections with product providers and clients. “Business first started out with life and investments but The Insurance Network has progressed to catering for medical aids and short term cover as well. “My client base has grown tremendously however I still try to give each and every client individual attention. “Each and every client is just as important to me as they have attributed to the success of my brokerage today. I still have the very first client that I ever wrote up on my books today and I am proud of that!” adds Ashika. "My clients become part of our family at The Insurance Network. Their joys, successes, and sorrows all become part of who we are. I am truly passionate about what I do. Insurance is a grudge purchase as no one actually wakes up in the morning and decides to buy a policy, it is not something tangible, not something that you can see, however it will take care of you when you need it the most. I do not sell insurance, I help people to create dreams, I help people to provide for their child's education, I help people to retire comfortably and more especially, I help people to take care of their families when they no longer can.” says Ashika.
What has been integral to the growth of your business?
I am in a fortunate position in that most of my clients are from referrals. I believe that what you give is what you will receive so my office prides itself on excellent service always. I am grateful to have had wonderful clients, who constantly refer me to their family and friends. It is true that 80 percent of your business will come from 20 percent of your clients, so I take care of the client base that I have, and make sure that their portfolios are constantly updated and is always current. I think the fact that I have been in the industry for 14 years also helps to add credibility to who we are as a company.
How did mentors influence your life?
Well, I cannot actually say that I have
arain shares insightful
Assuring You of Professional Service Always!
Life. Health. Investments An Authorised Financial Services Provider Ashika Devnarain with Sir Richard Branson
Ashika with son Tashriq Chanderlal
had mentors as such. I get a lot of my strength and determination from my mum and also my sheer will to succeed. She is my rock, totally!
What has been your prize winning accomplishment since the inception of Network Insurance?
For me the greatest accomplishment is to have reached our fifth birthday at The Insurance Network in 2011, we are now 7 years old.
If you had to start over from scratch, knowing what you know now, what would you do differently?
I would change nothing, I am a very strong believer in “Everything that happens, happens for a reason” and as clichéd as that may sound, the various events in my life have brought me to where I am now, so I would do nothing differently at all.
What’s one of the biggest advances in your industry over the past five years? There has actually been a few, but the main ones would be the introduction of various laws to protect clients and their rights, like the policy holder protection rules. There has also been the introduction of various exams to ensure competency like the Regulatory exams as well as the enforcing of continuous professional development or CPD points. All of this is to ensure that the client is protected and that the financial planner is kept abreast of changes in the industry.
What’s unique about the service that you provide?
Every single one of my clients is of equal importance to me and my business.
Ashika with daughter Katishcka Kiara Chanderlal
Regardless of the size of their premium, if they have a query it must be sorted out immediately. We pride ourselves on our motto, “Assuring you of professional service always” For me that is a major part of who we are. My clients know that if there is a problem, we will sort it out, whether it is for a death claim, an authorization for hospital admission, an addition to a medical aid or a simple debit order query, it will receive the same priority. So excellent service is what is unique. My clients are all individuals with a personality, and not just a name in our filing cabinet.
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What’s an accomplishment that you are proudest of?
My proudest accomplishment is my kids, Katishcka (15) and Tashriq (11). Katischcka is the smartest, most incredible young lady, with wisdom beyond her years, and Tashriq is my junior masterchef, full of creativity and with enough love for the whole world! They are my reason to get up in the morning and to push myself further every day. I think children are the greatest legacy that anyone could ever have. I remember reading a quote that said “Being a mum is knowing for the first time what it feels like to have your heart walk outside your body!” I only fully realized the magnitude of those words after having my own children.
As an Invisible Mentor, what is one piece of advice that you would give to readers? Follow your heart, but think with your head as well. Nothing is impossible, we create limitations with our own mind. But most importantly be yourself, because no one is better at doing that than YOU!
Ashika Devnarain Financial Planner
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15 Great De-Cluttering Tips As with anything, getting rid of clutter can be made incredibly simple: just go through your stuff, one section, closet, drawer, or shelf at a time, and get rid of everything that isn’t absolutely essential, that you don’t love and use often. Of course, simplifying a process like that isn’t terribly useful to many people who struggle with clutter. So, with that in mind, I present to you 15 fabulous tip for de-cluttering. 1. Declutter for 15 minutes every day. It’s amazing how much you can get through if you just do it in small increments like this. 2. Don’t allow things into the house in the first place. Whether you’ve begun decluttering the living space, or you’ve just completed it, stop bringing in new stuff NOW. Even if that’s ALL you do and don’t start decluttering immediately, if you can only establish one habit at a time, establish the no-more-stuff habit first. This way, when you do get to decluttering the existing stuff, you’ve already stopped making it worse. Think of bailing out a boat with a hole in it. You can bail and bail, but it won’t do anything for the leak. 3. Donate stuff you’re decluttering, so you don’t feel bad about wasting it.
4. Create a Goals chart with decluttering on it — either daily, or 3 times a week. Check off the days when you declutter, and you’ll feel a great sense of accomplishment. 5. Start at the corner by the door and move your way around the room, doing the superficial stuff first – surfaces, empy the bin etc. Repeat, but do more the 2nd time around – ie. open the cupboards. 6. Whenever you’re boiling the kettle for tea, tidy up the kitchen. If the kitchen is tidy, tidy up the next room – it’s only 3 minutes but it keeps you on top of everything 7. Use the “one in, two out” rule. The rule: whenever you bring in an item, you have to throw away two other items. First you cheat, by throwing out two pieces of paper, but soon you will have to move to big stuff. 8. Make your storage space smaller and more minimal. If you have lots of storage, you’ll fill it with stuff. 9. Clothing rule: If you haven’t worn an item in 6 months, sell or donate it. 10. The One-Year Box. Take all your items that you unsure about getting rid of (e.g. “I might need this someday…”), put them in a box, seal it and date it for 1 year in the future. When the date comes, and you still didn’t need to open
it to get anything, donate the box WITHOUT OPENING IT. You probably won’t even remember what there was in the box. 11. Declutter one room (including any closets, desks, cabinets, etc.) before starting on the next one. Spending time in that room will feel *so* good, and it will be so easy to keep clean, that it will motivate you to do more! 12. Keep a list in your planner labeled “Don’t Need It – Don’t Want It.” When you’re out shopping and run across some kind of gadget or other item you crave, note it down on the list. This will slow you down long enough to reconsider. Also, seeing the other things on the list that you nearly bought on impulse really helps. 13. Internalize that your value is not in your “stuff”. It is just “stuff”. And realize that your value grows when you share your “stuff”. Hoarding is a selfish act. 14. Have someone else (who you trust!) help you go through things. They don’t have the (sometime’s irrational) emotional attachment that you might have, but can still recognize if something should be kept. 15.Gift everything. Books you’ve read immediately get recycled among friends, family or local libraries. If you buy a new gaming system, donate your old one.
CHANGENOW MAGAZINE SEPTEMBER 2013
Stop Procrastinating Now It seems that no one is immune to the tendency to procrastinate. When someone asked Ernest Hemingway how to write a novel, his response was “First you defrost the refrigerator.” But putting off tasks takes a big hit on our productivity, and psyche. Procrastination is not inevitable. Figuring out why you postpone work and then taking concrete steps to prevent it will help you get more done and feel good about yourself. What the Experts Say According to Ned Hallowell, a psychiatrist and the author of 12 books, including Driven to Distraction, delaying work is often a symptom of how busy you are. “We procrastinate because we all have too much to do,” he says. And of course, we want to dodge things we don’t like. “Many people procrastinate because they fear the drudgery or the difficulty of the task they are avoiding,” says Teresa Amabile, the Edsel Bryant Ford Professor of Business Administration at Harvard Business School and co-author of The Progress Principle. But, as you have likely learned, it doesn’t pay to dawdle. “Putting it off doesn’t make it go away. Getting it done does,” says Hallowell. Here are five principles to follow next time you find yourself deferring important work. 1. Figure out what’s holding you back When you find yourself ignoring or delaying a task, ask yourself why. Hallowell points out that there are two types of tasks most often deferred: • Something you don’t like to do. This is the most common one. As Hallowell says, “You don’t put off
eating your favourite dessert.” • Something you don’t know how to do. When you lack the necessary knowledge or are unsure of how to start a job, you are more likely to avoid it. Once you’ve identified why you’ve put something off, you can break the cycle and prevent future bouts of procrastination. 2. Set deadlines for yourself One of the simplest things you can do is create a schedule with clear due dates for each part of a task. “As soon as you get the project, chunk it down into a few manageable segments that you can complete in sequence. Then, assign deadlines for each piece. Put an appointment in your calendar to work on a small piece of the next segment each day to allow yourself to get it done a bit at a time. These “small wins” make the work more manageable and contribute to your sense of progress. And achieving them is much easier than trying to barrel through a complex project. Setting deadlines also makes sure the project doesn’t get buried. For things that you are likely to put off, add reminders in your calendar or put a Post-It on your computer screen. Use whatever visual cues will ensure you don’t avoid the project. 3. Increase the rewards We often dally because the reward for doing a certain assignment is too far off. Regina Conti, an associate professor of psychology at Colgate University and an expert in motivation, provides the example of doing your taxes. “A person may want to complete their taxes to avoid the legal penalties of not doing so, but because those penalties are far in the future and the task is a boring one, they will not have much incentive to get started with the project,” she says. To make a task feel more immediate, focus on short-term rewards, such as getting
a refund. Or if there aren’t any, insert your own. Treat yourself to a coffee break, or a quick chat with a co-worker once you’ve finished a task. You can also embed the reward into the task itself by making it more fun to do. Work with someone on a particularly difficult project or set up a game for yourself so that doing the task isn’t so boring or onerous. 4. Involve others One of the principles Hallowell often repeats in his work is “Never worry alone.” If you don’t know how to do something, ask for help. Turn to a trusted colleague or a friend for advice. Or, look for an example of the project you are working on to use as a starting point. “Others are a great source of extrinsic motivation. Asking someone to review your work can spur you to get started knowing they will expect it. You can even enter an anti-procrastination pact with a co-worker: share what you are working on and hold each other accountable to set deadlines. 5. Get in the habit “People throw up a hand and say ‘I’m such a procrastinator’ as if they have no control,” says Hallowell. “You do have control over this and you’ll be very proud when you change it.” Hallowell says that he used to be a procrastinator but trained himself to stop. “I don’t procrastinate at all now. I just do it,” he says. There are immediate benefits when you start getting things done right away, and it’s a habit you can cultivate.
CHANGENOW MAGAZINE SEPTEMBER 2013
"Doing Church Differently" Reverend Cyril Pillay a popular community and religious leader born on the 7 October 1960, hailed from a typical working class Indian family. The local religious leader born in Brighton Beach, attended the Wentworth State Aided school. He was among the first group of students to attend the newly opened Montford Primary, Tyburn Primary and Montarena Secondary school where he matriculated in 1978, serving as a head prefect. Despite poverty and hardships he persevered and graduated from the Bethesda Bible College after three years of full time studies with a Diploma in Divinity.
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As a teenager, he committed his life to community and religious affairs and served the Chatsworth community for the past 31 years with no regret.
of chronically ill patients of RK Khan Hospital. Sandwiches and teas are served to the patients after their medication is collected.
Reverend Cyril Pillay serves as the head of People’s Church of God. The church was founded by Reverend Cyril and Lalitha Pillay on the 13 March 1988 and steadily grew into the dynamic ministry it is today, bringing hope and cheer to the lives of many.
Reverend Cyril Pillay serves as the chairperson of RK Khan Hospital Board and is passionate about the efficient medical service delivery to the broader community.
The People’s Church of God has a strong community focus and its venue is used for many community driven projects. Every Monday morning the church is used as a dispensing site for hundreds
Reverend Pillay has dedicated his time and knowledge into serving the community, he is also the chairman of Sinika Uthando.a non governmental organisation, based in Chatsworth, bringing relief to many in the area of counselling and training. The full time centre is led by its director Jennifer Chetty.
The People’s Church of God is in the heart of Chatsworth with Chatsworth at heart.
Taming Nasal Allergies By Shannon Wilder
How to Handle Nasal Allergies:
Short of staying inside all day during pollen season, how can you minimize allergy symptoms? If you are outside even for a little while, take a shower and wash your hair when you come back in. Pollen gets in the hair, and when you sit down or lie down on the bed, the pollen gets on the pillow and into the nose and eyes. Showering can prevent a nasal allergy attack. When you’re in the car, keep the windows closed and run the air conditioner.
What’s the best way to allergy-proof your home?
Dust mites are a leading indoor allergen, especially in the bedroom. Avoid feather pillows, down comforters, and wall-to-wall carpeting. Use hypoallergenic pillow and mattress covers that zip up to prevent dust mites from escaping. And no matter how nice it is, keep the windows closed and use the air conditioner during allergy season. Install an allergen-trapping filter in your furnace. Use a damp cloth or a microfiber cloth for dusting – either one will trap dust and not send it up into the air like a dry cloth will. Mold can be a problem in both basements and bathrooms. Get a dehumidifier and keep the humidity around 40% to 50% to prevent the growth of mold. Clean bathrooms with a specific mold-killing product, or with bleach.
Does the pollen count play a role in controlling nasal allergies?
Yes, it’s parallel to the symptoms the patient will experience during the peak nasal allergy season – mild, moderate, or severe. It could be a beautiful day, but if the pollen count is very high and it’s windy, you need to be careful because the exposure to pollen will be really bad. Pollen counts are usually higher in the mornings, so plan outdoor activities for the evening.
How do you prevent nasal allergies from derailing exercise plans?
Plan your bike ride, walk, or run for the evening hours when pollen counts are lower. Or join a health club with a monthto-month payment plan and exercise indoors during nasal allergy season. If you do work out outdoors, be sure to shower when you come in.
How do you tell the difference between a cold and an allergy?
A cold goes away after about a week; nasal allergies might linger for several weeks. Colds and allergies both cause stuffy noses, but allergies also bring watery, itchy eyes. Colds are more likely to be accompanied by fever and body aches.
Should people with nasal allergies wear a mask outside during pollen season?
The only case where I advise patients to wear a mask is if they are cutting their own lawn, or doing yard work such as raking or blowing leaves. You’ll be exposed to a tremendous amount of pollen in the
nose, in the eyes, and in the lungs. Wear goggles or safety glasses and a mask that covers your nose and their mouth.
Are pets a threat to allergies?
All dogs are equal in terms of their potential to trigger allergic reactions. The allergen in the dog comes from the saliva and gets to the dander. The dog moves, the dander (dead skin cells) gets into the air, we inhale it and react to it. No matter what kind of dog it is. My personal opinion is that the size of the dog counts. The smaller the dog, less skin surface, less shedding that will occur.
How do I live with pet allergies?
First, get evaluated by an allergist/ immunologist to determine if you’re really allergic to the pet and how severe your allergies are. Often people blame the pet and it turns out they’re only mildly allergic to the dog or the cat, but severely allergic to dust mites and they have a very dusty environment. The bedroom is the place where we sleep, so we spend at least 50% of our time there.
What’s the best way to manage nasal allergies while traveling?
Be prepared for the worst. Know that the quality of air on a plane will not be good, that you may be sitting next to someone with strong perfume or hairspray. Some airlines allow passengers to bring pets in carriers, in the plane. If you have a strong allergy to cats or dogs, you can ask the airline not to be seated near that person when you make your reservation.
CHANGENOW MAGAZINE SEPTEMBER 2013
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Forget the stereotypical leadership image of a buttoned-up person in a gray suit hauling around a hefty briefcase. Today, standout leaders come in all shapes and sizes. She could be a blue jeans-clad marketing student, running a major ecommerce company out of her dorm room. He might be the next salt-and-pepper-haired, barefoot Steve Jobs, presenting a ground breaking new device at a major industry conference. “Our research indicates that what really matters is that leaders are able to create enthusiasm, empower their people, in-still confidence and be inspiring to the
people around them,” says Peter Handal, chief executive of New York City-based Dale Carnegie Training, a leadership-training company. That’s a tall order. However, as different as leaders are today, there are some things great leaders do every day. Here, Handal shares his five keys for effective leadership:
1. Face Challenges. Great leaders are brave enough to face up to challenging situations and deal with them honestly. Whether it’s steering through a business downturn or getting struggling employees back on track, effective leaders meet
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these challenges openly. Regular communications with your staff, informing them of both good news and how the company is reacting to challenges will go a long way toward making employees feel like you trust them and that they’re unlikely to be hit with unpleasant surprises. “The gossip at the coffee machine is usually 10 times worse than reality,” Handal says. “Employees need to see their leaders out there, confronting that reality head-on.”
2. Win Trust. Employees are more loyal and enthusiastic when they work in an environment run by people they trust. Building that trust can be done in many ways. The first is to show employees that you care about them, Handal says. Take
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CHANGENOW MAGAZINE SEPTEMBER 2013
an interest in your employees beyond the workplace. Don’t pry, he advises, but ask about an employee’s child’s baseball game or college graduation. Let your employees know that you’re interested in their success and discuss their career paths with them regularly. When employees, vendors or others make mistakes, don’t reprimand or correct them in anger. Instead, calmly explain the situation and why their behavior or actions weren’t correct, as well as what you expect in the future. When people know that you aren’t going to berate them and that you have their best interests at heart, they’re going to trust you, Handal says.
one. Employees and others dealing with your company will be able to tell if you’re just pretending to be someone you’re not, Handal says. That could make them question what else about you might be inauthentic. Have a passion for funky shoes? Wear them. Are you an enthusiastic and hilarious presenter? Get them laughing. Use your strengths and personality traits to develop your personal leadership style, Handal says.
If you’re not a suit, don’t try to be
When you conduct yourself in an ethical way and model the traits you want to see in others, you earn the respect of those around you. Leaders who are perceived as not “walking their talk” typically don’t get very far, Handal says. This contributes to employees and
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other stakeholders having pride in the company, which is an essential part of engagement, Handal says. Also, customers are less likely to do business with a company if they don’t respect its values or leadership.
5. Stay Curious.
4. Earn Respect.
3. Be Authentic.
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Good leaders remain intellectually curious and committed to learning. They’re inquisitive and always looking for new ideas, insights and information. Handal says the best leaders understand that innovation and new approaches can come from many places and are always on the lookout for knowledge or people who might inform them and give them an advantage. “The most successful leaders I know are truly very curious people.” Handal says.
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If you are doing any form of exercise regularly, you are ahead of the pack, making a huge investment in your health guaranteed to produce sizable returns. So if you are among those who do, you should applaud yourself for regularly investing in your health and fitness. Of those who do exercise, many do have a form of cardio they love—whether that’s hiking, jogging, walking, cycling or something else. But cardiovascular training alone is not enough. Have you ever considered that you might be stuck in a cardio rut, ignoring your muscle strengthening needs? Cardio exercise is essential to keep your heart healthy and to maintain a healthy weight; but in order to be truly fit, you need also to incorporate a form of strength training. Cardio is excellent for getting your heart fit, but if you also want to tone your body and improve your body
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composition—particularly, your ratio of fat to muscle—you need to work your muscles. The surest way to build more muscle mass and retain muscle mass as you age is through strength training. Here’s why you shouldn’t overlook strength training and how you can start adding to your weekly exercise regimen. When you increase the amount of muscle you have, not only do you boost your resting metabolic rate, you also strengthen and tone your body, protect your bones and joints as you age, and your body will be more effective and efficient at various everyday activities as well. Your muscles obey the “use it or lose it” principle, and they have a profound impact in how many calories your body burns, how efficient you are at exercise, and how well your body will be protected as you age. Muscle can burn three to five times more calories at rest than
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More Than Cardio
F TH REE E F ZE AT
shoulder presses, bicep curls, tricep presses, squats and lunges. Use Your Own Body Weight. Get outside or even go to the playground. Do pull-ups or use those monkey bars like you did when you were a child. You also can do squats and lunges anywhere, and there are many variations of both exercises. Try holding your body into the position of a chair, with your legs forming a 90-degree angle while your back is against the wall and hold a wall sit for a minute. Your legs will be burning. Try some calf raises in place, or walking lunges across the room. Push-ups are also a powerful muscle-building exercise. Depending on your current strength level, start with five, and increase your personal number of reps each time. Go to failure, meaning continue to perform as many push-ups as you can until your muscles are exhausted. Start on your knees if needed and work up to doing them on your toes. Pushups
will work the shoulders, chest, arms and even abs (remember to keep them contracted with a long spine.) The plank is positively one of my favorite core body exercises. A BODY Plank works your abdominals and back muscles, improves your balance and requires no equipment, just your own body weight. With a strong core, you can improve your posture and sit and stand straighter, walk taller, and flatten your abs. A strong core is also necessary for power and stability in almost every sport or exercise, and can help reduce lower back pain. Try the Machines at the Gym. The various machines at gyms each feature a different muscle group and easily explain with diagrams how to use the equipment. Since a machine takes your muscles in a fixed path of movement, it’s often a safe place for beginners to start and help them get familiar with muscle’s range of motion. You also can ask people who work at your gym to show
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you how to properly use a piece of equipment. Don’t be discouraged by the unfamiliar. With a little sense of adventure and a desire for a strong body, you can be going from machine to machine in no time—working all of your muscle groups. Try a Strength Class at the Gym or a DVD. Most gyms have a variety of strength training classes, such as sculpting or conditioning classes; circuit classes; and boot camp workouts. In these classes you may use free weights, body bars, hand weights, medicine balls, resistance bands or other equipment. As you strength train you will naturally get stronger and will find you are progressively increasing the weight you lift. You also will be amazed at how regular strength training can make you more conditioned and prepared for your cardio workouts. Your body will NOW crank out a few extra calories even when you are sitting at your desk!
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g n i r p S e
m i T g n i Grill
Mixed Grill Skewers
These hearty skewers combine beef and sausage, two of my favourite foods. Both the meat and vegetables are marinated before they're grilled, which makes this skewered meal extra flavourful. Be sure to fire up your grill and try these soon!
e s e e h C e e r h T Potatoes
Mixed Grill Skewers Recipe
• Prep: 20 min. + marinating Grill: 15 min. • Yield: 10-12 Servings
• 3 cups pineapple juice • 1 cup cider vinegar • 1 cup canola oil • 2 tablespoon sugar • 1/4 cup reduced-sodium soy sauce • 1/2 teaspoon garlic powder • 1/4 teaspoon lemon-pepper seasoning • 1kg beef tenderloin, cut into 2cm cubes • 1/2kg sausage of your choice, cut into 2cm chunks • 3 to 4 medium tomatoes, quartered • 3 to 4 medium green peppers, quartered • 8-10 whole mushrooms, cut in halves • 5 medium onions, quartered
• In a small bowl, combine the first seven ingredients. Pour half into a large resealable plastic bag; add meat. Seal bag and turn to coat. Pour the remaining marinade into another large resealable plastic bag; add the vegetables. Seal bag and turn to coat. Refrigerate meat and vegetables overnight. • Drain and discard marinade. Alternately thread the beef, sausage and vegetables onto metal or soaked wooden skewers. • Grill, covered, over medium-hot heat for 6-8 minutes. Turn skewers; cook 6-8 minutes longer or until beef reaches desired doneness.
With its bacon or smoked chicken and cheese flair, this side dish makes a welcome addition to braais. Three-Cheese Potatoes Recipe • Prep: 15 min. Grill: 35 min. • Yield: 4-6 Servings
• 3 large potatoes, peeled and cut into 2cm cubes • 1 medium onion, chopped • 3 tablespoons grated Parmesan cheese • 1 tablespoon minced chives • 1/2 teaspoon seasoned salt • 1/4 teaspoon pepper • 2 tablespoons butter • 1/2 cup crumbled cooked bacon or diced smoked chicken • 1/2 cup shredded mozzarella cheese • 1/2 cup shredded cheddar cheese
• In a large bowl, combine the first six ingredients. Transfer to a greased heavy-duty foil (about 36cm. square). Dot with butter. • Fold foil around potato mixture and seal tightly. Grill, covered, over medium heat for 15-18 minutes on each side or until potatoes are tender. • Carefully open foil. Sprinkle the bacon cheeses over potato mixture. Grill 3-5 minutes longer or until cheese is melted. Open foil carefully to allow steam to escape.
Tourism India's Dineshren Naidoo with Spekko MasterChef curry competition winner Tammy Selby.
EThekwini Mayor James Nxumalo with Giggling Gourmet Jenny Morris
Pic by Mike Whitbread
Vivek Singh, Benny Matsekwameng, Ms Cupcake-Mellissa Morgan and Anjali Pathak James Martin - Chef
Pic by Kevin Sawyer
Pic by Mike Whitbread
Durban Good Food & Wine Show is a Roaring Success The Durban Good Food and Wine show has been highly advantageous to exhibitors across the board, from wine and tea merchants to those selling sharp knives and a country such as India showing off its attractions as a tourist destination. The show attracted record crowds this year. The public flocked to the four-day event in their droves to enjoy the many attractions at the show, especially in the
Celebrity Chefs Theatre where chefs of the calibre of James Martin, Vivek Singh, Anjali Pathak and Ms Cupcake conjured up some delicious dishes. However, the exhibitors to this year’s show were also delighted as business was brisk and many sold out of stock. Riana Olivier, marketing manager of Bernheim Wines, ran out of stock twice, and staff had to drive to Mooi River to get more. She applauded the show for the “nice people who attended” and their knowledge of wine. She has exhibited in Cape Town and now Durban and will be heading for Johannesburg in September. “It’s a great marketing tool for us,” she said. “In one morning they took more than R6 000 in orders.”
One of the most popular exhibits at the show was the Inverroche Distillery which produces unique blends of gin. This family-owned business was “absolutely over-the-moon” in the interest their products had been generating. Sales manager, Mark McCarthy, said two of the MasterChef South Africa finalists were, in their own capacity, cooking with Gin Amber, one of the company’s most popular brands. “Word of our gin has even reached the UK and people are tweeting and SMSing us for product. In the Cape, where we are based people, take us for granted, but in Durban it has been a totally new experience.” Tea is a big draw card at the show and a regular exhibitor is Tea Merchants, which offers visitors 50 different flavours and tastes. Owner Phillip Tobiansky feels this year’s show offered more food and people were enjoying the tea on offer. “We have been really busy. The amount of interest in tastings has been amazing and on Friday we did 1 500 tastings. Each day visitors are offered been nine and 12 different teas.” Visitors with a sweet tooth were amply catered for and one of the stands that was busy was Sweet Temptations with its 26-flavoured variations. “We have had excellent business. We brought in about
R60 000 worth of product and it sold.” Jack Daniels, which gave visitors a taste of its new Tennessee Honey brand, had queues snaking round the stands and coming back for more. A big attraction at this year’s show was Love Laugh, which provided visitors a range of proteas bearing such names as Madiba and Venus ... proved an ideal gift. Sugar Tree Roasted Nuts attracted attention from visitors and manager Zama Mahlaba said business was booming and their roasting machine was working overtime to cope with the crowds. Also happy with the state of affairs was Paul Vermeulen, sales manager of The Greenleaf Olive Company who said business had been great and they doubled their business on some lines over last year and they were running short. A cut above was the Lasser Ceramic Knives, a product brought in to South Africa from China by Nick Mawbey two years ago. Business was booming as he introduced visitors to a product which had more than doubled in sales since the Durban show launch last year. One of the hottest spots at the show was The Little Herb Garden whose owner, Karen Dames, has been growing chilli on her George smallholding and making her potent sauces for more than 13 years. She has exhibited at all the DBN shows and rates the 2013 event the best ever.
Right Brain Thinkers With Spring, We Think of New Growth! And with new growth, we think of babies. Babies of all kind, but for this article we are speaking of human babies. Those human babies are the future of the country. Maybe even of the world if they come up with solutions to problems that trouble mankind. So a baby, besides being a thrilling addition to any family, bringing with him or her, the hopes of the parents for a great life and much happiness, brings the hopes for the future of the country as well, so let us look at that important little person. That new baby. Research has shown that the brain of the unborn child develops in the early weeks of pregnancy. During the second half of the pregnancy, the foetus begins to perceive smells and sounds from the outside world. Quoting Mariam Akabor from the book, Mind for Change, Research tells us that when a baby is born his or her mind is still maturing so while he or she is able to produce instinctive behaviours at birth such as crying, suckling, tracking objects with his eyes and recoiling, his higher brain that is required that is required to make sense of the world, is not yet fully formed. It is during this crucial period of the first three years that the brain is able to mould itself and this is greatly influenced by its genes, environment and experiences. This means that a baby that is born into a loving and nurturing home where parents and caregivers interact with the child, stimulating him or her appropriately, he or she is more likely to lead a happy life with academic success. But stressful conditions affect a baby adversely who ends up with facing greater challenges later in life. Mariam Akabor suggests that you talk to your baby, read to your baby, play games such as “peek a boo”, sing to him or her, love your baby, allow messy play, provide empathy and develop good sleep habits. We also know that the development of creativity is important in every child, and individual’s, life. It is here
that we speak of the right brain. It appears that babies are born with dominant right brains, and that the left brain starts its development around the age of 3. While left brain development is what schools and society urge, at the same time we need to know that only 10% of the known is in the territory of the left brain. We have huge potential, 90% of the unknown, in the area of our right brains. These right brains also have problem solving abilities and are the area of creativity as well as having the ability, at a later stage, to use language better than the left brain. By giving attention to nurturing the right brain, the child has the wonderful advantage of having a whole brain that is operative, not just half a brain – the left brain. To help the child with the development of the creative right brain, as he or she grows, let him or her have crayons and unlined paper, and allow him or her to scribble as he or she wishes. Those scribbles mean something to that little person! Rather don’t presume it is one animal when it is supposed to be another, for instance. So to encourage confidence and self esteem, it is better to ask what the child has drawn rather than to label it incorrectly! Let a child draw his or her own story, without prompting the child as to what to draw and then ask him or her to tell you the story. This develops confidence. It also endorses the right brain’s ability to be creative, which strengthens it. It is an amazing lateral partner which can help all through life even with subjects like maths and science as well as helping to develop the skills of good writing. Betty Edwards in her book Drawing on the Right side of the brain, says that children up to primary school level, draw perfectly in proportion so there is actually nothing to teach them. Just give them crayons and unlined paper, not colouring in books, and let them have fun, being careful not to criticize. by Felicity Keats
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CHANGENOW MAGAZINE SEPTEMBER 2013
Makes a Difference and Changes Lives!
By Sponsoring Wheelchairs & Walking Aids to Hillcrest Aids Centre Trust life changing for the patients as they are used to move patients outside for some fresh air and, at the moment, lovely, warm winter sun, says Laurel Oettlé – Marketing and Fundraising Co-ordinator. “ We also have to take patients for x-rays and other treatments, so use wheelchairs to get patients in and out of vehicles,” adds Oettle.
Pharmed Pharmaceuticals is a Complete Healthcare Provider, distributor of prescription medication (branded & generic), patent & proprietary, homeopathic, surgical, dental and veterinary products to dispensing doctors, retail pharmacies, private hospitals and other allied healthcare professionals. Pharmed has two fully fledged, pharma grade warehouses with the head office located in Riverhorse Valley in Durban and the other in Amalgam in Johannesburg. As part of their Corporate Social Investment (CSI), Pharmed has sponsored wheelchairs and walking aids to uplift the lives of the patients of the Hillcrest Aids Centre Trust. Hillcrest Aids Centre Trust has been
providing hope and unconditional love to people impacted by HIV/ AIDS for 23 years. Today they provide employment for over 65 staff members, the majority of whom come from the surrounding communities in the Valley of 1000 Hills region, and many of whom are directly impacted by HIV/AIDS. Most of our patients are unable to walk unaided. “The wheel chairs is
Hillcrest Aids Centre Trust has a practical, sustainable and holistic approach, with projects focusing on four primary areas: care, prevention, income generation and poverty alleviation. Pharmed’s mission is to add impact to social investment and development initiatives by assisting organisations in the development and implementation of sustainable projects.
Dr Leanne Reddy commenced her GP journey on the 01 July 2013 at the well established Hillmed Medical Centre. ‘Dr Lee’ is a UCT graduate, having attained her medical degree (MBChB) in 2002. Her additional qualifications include a Diploma in Child Health, Diploma in HIV management and a Diploma in Advanced Health Management. Her professional knowledge is enhanced by invaluable Local and International (United Kingdom) experience in Paediatrics and Neonatal Care, Emergency Medicine, Management of HIV/ AIDS & Tuberculosis and research in PMTCT( Prevention of Mother to Child Transmission) of HIV. ‘Dr Lee’ is very family and community orientated – she hopes utilise her skills and experience to make a positive impact on local medical care.
The seasons are changing and we are entering into
floral season of spring. The season filled with fertility and beauty. This month we look at fashion, food, music and the life of a teen in the sun. the
By Tasha Lee Maree
Blossom into Spring Spring is just about here and it’s time to do a spring clean up in that wardrobe of yours. Pastel colours are back with large floral prints. We’re bringing out the cocktail dresses the sandals and the fun colourful jewelry. The 2 biggest colours of the season is a coral pink and turquoise, these colours can be seen in just about any store. Enjoy a springtime picnic in a cocktail number and a cute sandal.
Red Velvet Decadence I may not be the Queen of Hearts but I definitely consider myself the Queen of Red velvet cupcakes. In all honestly at first I could not figure out what was the big deal about these red sponge desserts but honestly it takes one amazing moist bite and you’re changed forever. “Coffee Theatre” has officially stolen my heart with their red velvet cupcakes with that thick rich cream it reaches perfection.
“We love it & We love them” We may just know them for their pop hit single “I love it” but this duo is taking the music industry by storm. Icona Pop is a Swedish electric-pop duo made up of two best friends Aino Jawo and Caroline Hjelt. After performing the European festival circuit and making their live debut in the US in 2012, Icona Pop released their second EP, THE ICONIC.“ I got this feeling on a summer day when you were gone” that if you haven’t heard this song, one listen and you’ll love it.
A to do list that just became fun The life of a teenager is no easy role between balancing our busy schedules from playing sport to hitting the books and keeping up with our social lives, our lives are hectic. With the Carrot App we can create a to do list of all the things that need to be done from finishing homework to a gym workout session. Once each task is completed you may then reward yourself but this app is no normal motivating little app it’s more like a game so now you can organise your life and have fun. Finally we can get the best of both worlds, no excuses for late assignments or forgetting your sport kit.
Women’s Conference a Huge Success!
Celeste Pillay Modelled a wedding gown by Olivelli
Sune Botes - Modelled a Garment by Bianca Warren
Christian Grey may have captured the hearts of many women but it’s the 50 Shades of Pink that brings out a woman’s inner femininity. The women’s conference themed 50 Shades of Pink hosted by Institute Of People Management (IPM) and The Venture Group was an inspirational day embracing who we are as women. The day was filled with laughter from Beauty Rampelepele, makeovers by Red Square and foot massages from Mangwanani Spa and great entertainment by Break-Thru Dance Company. The beautiful Top Billing presenter and former Miss SA, Jo-Ann Strauss took center stage in her sassy heels hosting the convention with grace. Inspiring, motivating and top level women such as Jane Linley-Thomas, Shirley Zin, Tracey De Kock and Lisa Raleigh addressed the women on how to enhance their personal and business lives. The ladies indulged in a delicious lunch, which was perfectly catered for every pallet from intricate to simple, each dish with a burst of flavour. Extreme Model Management coordinated a beautiful fashion show partnering up with our local boutiques and designers. The day was one spent socializing and networking with other women.
Photos of IPM Conference by Herman’s Photography • 0780 1000 32
by Tasha Lee Maree
Jo-Ann Strauss Master of Ceremonies
Beauty Rampelepele Entertaining the Ladies
Using the Budget Facility Statistics have shown that South African household debt amounts to 75% of the disposable income as aspirations for bigger and better houses, cars, phones and other goods are on the rise. One of the major factors responsible for this alarming state of affairs is the misuse (and even abuse) of credit (and credit cards in particular). Credit cards are essentially ‘pay later’ tools, where the user of the card is given a credit limit by a credit provider like a bank, and has a grace period in which to repay the credit. The repayment can be done using two options: straight or on the credit card budget facility.
The straight facility is when the user pays for the purchase in the next month. Depending on the specific terms and conditions of your card, using the straight facility can be beneficial as you don’t pay any interest for a month, but you do have to repay the whole amount after the month is over.
The budget facility helps the user pay over an extended period of time but charges him interest on the credit used. With the budget facility, the credit card holder usually has to pay a minimum amount upfront (generally 10% of the total price), and the interest charged is regulated by the National Credit Act. The budget facility is like taking out a loan when buying every new item and then repaying it off in instalments. The minimum instalment amount is stipulated and not paying this amount on time can damage one’s credit rating. So while it is a good idea to use the straight facility, the budget facility can be costly because of the high interest rate and in the way that it can be detrimental to your credit rating. The budget facility is especially dangerous because it creates the illusion of a better deal– ‘buy now and pay later’. The ‘pay later’ part can be very expensive as you will pay a lot of interest on the borrowed money, and missing a couple of payments may result in an uncontrollable debt spiral.
So How Do You Use Your Credit Card Responsibly?
The responsible use of credit cards without damaging your credit rating is all about discipline. The usual rules of personal finance apply. Following these rules will help to ensure you don’t misuse your credit card(s): • Don’t spend more than you can afford • Live within your means
• Never borrow unnecessarily • Don’t take out new debt to repay other debt
The only time it may be a good idea to take out debt to repay other debt would be in the case of debt consolidation. If you’re struggling to cope with numerous debt repayments every month, taking one large loan to consolidate your other debts might be worthwhile.
More Useful Credit Card Tips
It is advisable to always pay more than the minimum per month to get rid of the debt before the grace period. Never let any credit card reach its limit, and try to reduce the limit on each card every year to make sure you curb your spending. Daily expenses should also never be funded using the budget option, so that some of your income can be saved for a rainy day rather than being spent on repaying debt. Credit cards can be beneficial because they can be used everywhere, especially when making purchases online. In addition, many credit cards offer great benefits to the user, such as frequent flyer miles and other rewards benefits. In conclusion, it’s important to understand that the responsible use of credit cards can be extremely helpful and convenient. It’s the irresponsible misuse of credit cards, which can have disastrous effects on your financial wellbeing. - SmartSource
Ten tips for low-energy driving For many of us, cars are indispensable, even though they are not the most earth-wise form of transport. If you can’t do without one, you can easily modify your driving habits to cut your fuel consumption. In the process, you will significantly lessen your car’s impact on the environment. You’ll also be surprised at the savings you can make. 1. Always try to drive smoothly. Avoid accelerating and braking unnecessarily and use your gears to help you slow down. Speeding up and slowing down (between traffic lights, for instance) wastes fuel. To drive smoothly, you need to become more alert to road conditions and anticipate traffic flow. If you can work out what’s about to happen on the road ahead, you won’t be caught by surprise. 2. Leave a reasonable distance between your car and the vehicle in front. If the other car changes its speed, you should have enough space and time to take your foot off the accelerator and slow down without breaking, or to accelerate gently and
smoothly to keep up with traffic flow.
7. Consider turning off your car’s airconditioner and opening the 3. To avoid either braking or window. If you run your car’s cool- ing accelerating sharply, which wastes fuel, system on a hot day in city driving pretend there’s an egg between your conditions, you’ll increase your fuel foot and the pedals – doing so will help consumption by about 15 per cent.At you to press on them more gently. faster cruising speeds, airconditioning is more efficient – but you’ll still use 4. If your car is a manual, shift up about 11 per cent more fuel than if you through the gears as soon as possible switched it off. to avoid the coughing or chugging sound that indicates the engine is 8. Clean out your car every now and then so you’re not carrying any strained. Driving in top gear is much more economical than driving in a unnecessary extra weight. It’s easy to lower gear. forget about items you may have left in the boot. 5. On a long stretch of road, use overdrive if you have it. This top gear 9. You can cut your fuel consumption (usually the fifth) enables the drive by as much as 20 per cent simply by shaft to turn faster than the engine removing unnecessary extras such as crankshaft, thus allowing the engine roof-racks and spoilers. They increase to run more slowly. This will in wind resistance, making the trip turn save fuel and reduce engine wear harder work for your car. and noise. 10. Whenever you’re stuck in a traffic 6., Cut down your driving speed to save jam or idling for longer than a few fuel. At 110 km/h, your car uses up to minutes, turn off your engine. You’ll 25 per cent more fuel than it would save more fuel than you’ll use in cruising along at 90 km/h. restarting the engine
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Things You Can
Don't Hold a Grudge Part of living in the moment is letting bygones be bygones. Let go of old grudges, and you'll literally breathe easier. Chronic anger has been linked to a decline in lung function, while forgiveness contributes to lower blood pressure and reduced anxiety. People who forgive also tend to have higher self-esteem.
Forget Multitasking When dogs have a job to do, they give it their undivided attention. It turns out people should probably do the same. Stanford researchers found that attention and memory suffer in those who juggle work, email, and web-surfing, compared to those who focus on one task at a time. Other studies suggest employees actually lose time when multitasking. Employees need to see their leaders out there, confronting reality headon.
Take Naps You won't catch your pet going from dawn to dusk without any shut-eye. There's good evidence humans can benefit from catnaps, too. A study involving about 24,000 people indicates regular nappers are 37% less likely to die from heart disease than people who nap only occasionally. Short naps can also enhance alertness and job performance.
Be Silly Indulging in a little silliness may have serious health benefits. Cardiologists at the University of Maryland Medical Center found a stronger sense of humor in people with healthy hearts than in those who had suffered a heart attack. They conclude that "laughter is the best medicine" – especially when it comes to protecting your heart.
Walk Every Day Whether you've got four legs or two, walking is one of the safest, easiest ways to burn calories and boost heart health. Taking regular walks can also help you: • Fight depression. • Lose weight. • Lower your risk for type 2 diabetes. • Lower the risk of breast and colon cancer. • Keep your bones strong. • Keep your mind sharp.
Live in the Moment Living in the moment may be one of the most important lessons we can learn from our pets. In a study called "A Wandering Mind Is an Unhappy Mind," Harvard psychologists conclude that people are happiest when doing activities that keep the mind focused, such as sex or exercise. Planning, reminiscing, or thinking about anything other than the current activity can undermine happiness.
Drink Water When You're Thirsty Dogs don't lap up sports drinks when they've been playing hard – and most people don't need to either. During a typical workout, drinking water is the best way to stay hydrated. Water gives your muscles and tissues critical fluid
arn from Your Pets without adding to your calorie count. Be sure to drink more than usual on hot days or when you're sweating a lot.
If You Love Someone, Show It Dogs don't play hard to get â€“ when they love you, they show you. It's a good approach for people seeking to strengthen their relationships. A study published in the journal Personal Relationships suggests small, thoughtful gestures can have a big impact on how connected and satisfied couples feel.
Institute at the University of Miami has found massage therapy can ease pain, give the immune system a boost, and help manage chronic conditions like asthma and diabetes. The touch of a loved one may be even more powerful. In one study, married women experienced less anxiety over the threat of an electric shock when they held their husbands' hands.
Enjoy the Great Outdoors
A hike in the woods may be a dog's idea of bliss, but it has plenty of benefits for the human mind and body as well. Spending time outdoors can enhance fitness, increase vitamin D levels, and reduce stress. In children, playing in natural settings has also been linked to better distance vision, fewer ADHD symptoms, and better performance in school.
Get a Back Rub The power of touch is nothing to sniff at. The Touch Research
Be Aware of Body Language Dogs are excellent at reading each other's intent from body language. Humans, not so much. While most of us do reveal our emotions through posture, speech patterns, and eye contact, other people generally aren't very good at reading those cues. People get better at decoding body language as they get older.
Title: Turbo Genre: Cartoon Release Date: 6 Sep 2013, Friday From the makers of Madagascar and Kung Fu Panda, Turbo is a high-velocity 3D comedy about an underdog snail who kicks into overdrive when he miraculously attains the power of super-speed. But after making fast friends with a crew of streetwise, tricked-out es-car-goes, Turbo learns that no one succeeds on their own. Cast: Ryan Reynolds, Paul Giamatti, Michael Peña, Snoop Dogg, Maya Rudolph, Michelle Rodriguez, Samuel L. Jackson Title: The Way, Way Back Genre: Comedy Release Date: 13 Sep 2013, Friday THE WAY, WAY BACK is the funny and poignant coming-of-age story of 14-year-old Duncan's (Liam James) summer vacation with his mother, Pam (Toni Collette), her overbearing boyfriend, Trent (Steve Carell), and his daughter Steph (Zoe Levin). Having a rough time fitting in, the introverted Duncan finds an unexpected friend in gregarious Owen (Sam Rockwell), manager of the Water Wizz water park. Cast: Steve Carell, AnnaSophia Robb, Sam Rockwel Title: Red 2 Genre: Action Release Date: 20 Sep 2013, Friday In RED 2, the high-octane actioncomedy sequel to the worldwide sleeper hit, retired black-ops CIA agent Frank Moses reunites his unlikely team of elite operatives for a global quest to track down a missing portable nuclear device. To succeed, they’ll need to survive an army of relentless assassins, ruthless terrorists and power-crazed government officials, all eager to get their hands on the next-generation weapon. Cast: Bruce Willis, John Malkovich, Mary-Louise Parker, Anthony Hopkins, Helen Mirren , Catherine Zeta-Jones
Show: Hansel and Gretel Date: 19-21 Sep 2013 A tale of hunger, love, courage & triumph. Be entranced! Be inspired! The Magic awaits! Under the creative spell of Durban-born choreographer Mark Hawkins and danced to a dramatic new score by Nik Sakellarides, with exquisite designs and digital animation by Andrew Botha, Hansel and Gretel marks the Durban debut of the Johannesburg Youth Ballet. Audiences of all ages will delight in the imaginative staging of this tale by the Brothers Grimm. The narrative interwoven with birds, the sandman, the swan, angels, gems and dramatic firecreatures dance into life this timeless story of hunger, love, courage and triumph promises to reach deep into the souls of all ballet and theatre lovers. Show: Durban Military Tattoo 2013 Date: 19-21 Sep 2013 Promises lovers of military music and other military related activities an opportunity to experience the best military entertainment that is available. Show: 80’s vs 90’s Production: Barnyard Eighties and Nineties Pop Culture is rampant in our lives today, but when it comes to music - which decade rocked our world the most? The challenge is on! 80s vs. 90s is a fun look at both decades and a musical roller coaster for the audience. The talented cast revive songs from both decades, together with two hilarious hosts who are each fanatical about their favourite era! Durban Business Fair Date: 20 - 22 Septemeber 2013 The Durban Business Fair 2013 promises to be an exciting mix of SMMEs, NGOs, NPOs, Corporates & Government Departments, don't miss out on giving your business it's chance to grow
Published on Aug 28, 2014